Bangor Savings Bank 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
Estimated average burden
hours per response:		23.8

COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
3M Co	COM	88579Y101	73,400	692	SH		DFND	NONE	692	0	0
3M Co	COM	88579Y101	1,016,045	9,579	SH		SOLE	NONE	9,579	0	0
5TH THIRD BANCORP	COM	316773100	24,187	650	SH		SOLE	NONE	650	0	0
ADAMS EXPRESS COMPANY	COM	006212104	13,274	680	SH		SOLE	NONE	680	0	0
ADVANCED MICRO DEV	COM	007903107	231,569	1,283	SH		SOLE	NONE	1,283	0	0
ALBEMARLE CORP	COM	012653101	98,015	744	SH		DFND	NONE	744	0	0
ALBEMARLE CORP	COM	012653101	1,776,777	13,487	SH		SOLE	NONE	13,487	0	0
ALPHABET INC	CAP STK CL A	02079K305	338,838	2,245	SH		DFND	NONE	2,245	0	0
ALPHABET INC	CAP STK CL A	02079K305	4,575,443	30,315	SH		SOLE	NONE	30,315	0	0
ALTRIA GROUP INC	COM	02209S103	4,362	100	SH		DFND	NONE	100	0	0
ALTRIA GROUP INC	COM	02209S103	436,156	9,999	SH		SOLE	NONE	9,999	0	0
AMER EXPRESS CO	COM	025816109	476,327	2,092	SH		SOLE	NONE	2,092	0	0
ANALOG DEVICES INC	COM	032654105	219,745	1,111	SH		SOLE	NONE	1,111	0	0
ANSYS, INC.	COM	03662Q105	1,389	4	SH		DFND	NONE	4	0	0
ANSYS, INC.	COM	03662Q105	34,716	100	SH		SOLE	NONE	100	0	0
APPLIED MATERIALS	COM	038222105	112,395	545	SH		DFND	NONE	545	0	0
APPLIED MATERIALS	COM	038222105	3,803,500	18,443	SH		SOLE	NONE	18,443	0	0
ARK Investment Management LLC	INNOVATION ETF	00214Q104	3,756	75	SH		SOLE	NONE	75	0	0
AT&T INC	COM	00206R102	167,622	9,524	SH		DFND	NONE	9,524	0	0
AT&T INC	COM	00206R102	1,262,712	71,745	SH		SOLE	NONE	71,745	0	0
AUTOMATIC DATA PROCESSING	COM	053015103	352,633	1,412	SH		DFND	NONE	1,412	0	0
AUTOMATIC DATA PROCESSING	COM	053015103	978,232	3,917	SH		SOLE	NONE	3,917	0	0
AbbVie Inc	COM	00287Y109	304,107	1,670	SH		DFND	NONE	1,670	0	0
AbbVie Inc	COM	00287Y109	2,217,978	12,180	SH		SOLE	NONE	12,180	0	0
Abbott Laboratories	COM	002824100	39,781	350	SH		DFND	NONE	350	0	0
Abbott Laboratories	COM	002824100	619,447	5,450	SH		SOLE	NONE	5,450	0	0
Accenture PLC	SHS CLASS A	G1151C101	34,661	100	SH		DFND	NONE	100	0	0
Accenture PLC	SHS CLASS A	G1151C101	340,718	983	SH		SOLE	NONE	983	0	0
Adobe Inc	COM	00724F101	84,268	167	SH		DFND	NONE	167	0	0
Adobe Inc	COM	00724F101	2,141,522	4,244	SH		SOLE	NONE	4,244	0	0
Aflac Inc	COM	001055102	69,461	809	SH		SOLE	NONE	809	0	0
Air Products and Chemicals Inc	COM	009158106	23,985	99	SH		SOLE	NONE	99	0	0
Alibaba Group Holding Ltd	SPONSORED ADS	01609W102	13,314	184	SH		SOLE	NONE	184	0	0
Alliant Energy Corp	COM	018802108	9,727	193	SH		SOLE	NONE	193	0	0
Alphabet Inc	CAP STK CL C	02079K107	156,371	1,027	SH		DFND	NONE	1,027	0	0
Alphabet Inc	CAP STK CL C	02079K107	4,395,825	28,871	SH		SOLE	NONE	28,871	0	0
Amazon.com Inc	COM	023135106	121,576	674	SH		DFND	NONE	674	0	0
Amazon.com Inc	COM	023135106	3,860,854	21,404	SH		SOLE	NONE	21,404	0	0
Amcor PLC	ORD	G0250X107	28,530	3,000	SH		SOLE	NONE	3,000	0	0
American Electric Power Co Inc	COM	025537101	45,116	524	SH		SOLE	NONE	524	0	0
American Tower Corp	COM	03027X100	26,279	133	SH		SOLE	NONE	133	0	0
American Water Works Co Inc	COM	030420103	80,781	661	SH		DFND	NONE	661	0	0
American Water Works Co Inc	COM	030420103	1,598,507	13,080	SH		SOLE	NONE	13,080	0	0
Ameriprise Financial Inc	COM	03076C106	45,598	104	SH		SOLE	NONE	104	0	0
Amgen Inc	COM	031162100	52,884	186	SH		DFND	NONE	186	0	0
Amgen Inc	COM	031162100	1,686,871	5,933	SH		SOLE	NONE	5,933	0	0
Amphenol Corp	CL A	032095101	6,690	58	SH		SOLE	NONE	58	0	0
Anavex Life Sciences Corp	COM NEW	032797300	764	150	SH		SOLE	NONE	150	0	0
Aon PLC	SHS CL A	G0403H108	784,242	2,350	SH		SOLE	NONE	2,350	0	0
Apple Inc	COM	037833100	403,321	2,352	SH		DFND	NONE	2,352	0	0
Apple Inc	COM	037833100	12,065,448	70,361	SH		SOLE	NONE	70,361	0	0
Aptiv PLC	SHS	G6095L109	50,737	637	SH		DFND	NONE	637	0	0
Aptiv PLC	SHS	G6095L109	945,684	11,873	SH		SOLE	NONE	11,873	0	0
Archer-Daniels-Midland Co	COM	039483102	76,440	1,217	SH		DFND	NONE	1,217	0	0
Archer-Daniels-Midland Co	COM	039483102	801,958	12,768	SH		SOLE	NONE	12,768	0	0
Arthur J Gallagher & Co	COM	363576109	103,517	414	SH		SOLE	NONE	414	0	0
Avanos Medical Inc	COM	05350V106	617	31	SH		DFND	NONE	31	0	0
BARCLAYS CAPITAL INC	DJUBS CMDT ETN36	06738C778	10,761	346	SH		DFND	NONE	346	0	0
BARCLAYS CAPITAL INC	DJUBS CMDT ETN36	06738C778	357,059	11,481	SH		SOLE	NONE	11,481	0	0
BARRICK GOLD CORP	COM	067901108	6,889	414	SH		DFND	NONE	414	0	0
BARRICK GOLD CORP	COM	067901108	334,913	20,127	SH		SOLE	NONE	20,127	0	0
BAXTER INTL INC	COM	071813109	10,685	250	SH		DFND	NONE	250	0	0
BAXTER INTL INC	COM	071813109	54,408	1,273	SH		SOLE	NONE	1,273	0	0
BECTON DICKINSON	COM	075887109	49,490	200	SH		DFND	NONE	200	0	0
BECTON DICKINSON	COM	075887109	60,130	243	SH		SOLE	NONE	243	0	0
BHP BILLITON LTD	SPONSORED ADS	088606108	27,807	482	SH		DFND	NONE	482	0	0
BHP BILLITON LTD	SPONSORED ADS	088606108	21,691	376	SH		SOLE	NONE	376	0	0
BK OF AMERICA CORP	COM	060505104	134,275	3,541	SH		DFND	NONE	3,541	0	0
BK OF AMERICA CORP	COM	060505104	145,044	3,825	SH		SOLE	NONE	3,825	0	0
BLACKROCK FUND ADVISORS	HDG MSCI EAFE	46434V803	30,311	869	SH		SOLE	NONE	869	0	0
BOEING CO	COM	097023105	28,949	150	SH		DFND	NONE	150	0	0
BOEING CO	COM	097023105	70,055	363	SH		SOLE	NONE	363	0	0
BP PLC	SPONSORED ADR	055622104	7,498	199	SH		DFND	NONE	199	0	0
BP PLC	SPONSORED ADR	055622104	35,871	952	SH		SOLE	NONE	952	0	0
BRIGHTHOUSE FINANCIAL INC.	COM	10922N103	1,752	34	SH		DFND	NONE	34	0	0
BRISTOL-MYRS SQUIB	COM	110122108	196,855	3,630	SH		DFND	NONE	3,630	0	0
BRISTOL-MYRS SQUIB	COM	110122108	2,383,951	43,960	SH		SOLE	NONE	43,960	0	0
BROADRIDGE FIN SOL	COM	11133T103	69,243	338	SH		DFND	NONE	338	0	0
BROADRIDGE FIN SOL	COM	11133T103	23,354	114	SH		SOLE	NONE	114	0	0
Banco Santander SA	ADR	05964H105	106,170	21,936	SH		SOLE	NONE	21,936	0	0
Bar Harbor Bankshares	COM	066849100	132,400	5,000	SH		DFND	NONE	5,000	0	0
Bar Harbor Bankshares	COM	066849100	95,990	3,625	SH		SOLE	NONE	3,625	0	0
Berkshire Hathaway Inc	CL B NEW	084670702	60,975	145	SH		DFND	NONE	145	0	0
Berkshire Hathaway Inc	CL B NEW	084670702	2,303,188	5,477	SH		SOLE	NONE	5,477	0	0
Biogen Inc	COM	09062X103	6,038	28	SH		SOLE	NONE	28	0	0
BlackRock Fund Advisors	CORE S&P US GWT	464287671	8,205	70	SH		SOLE	NONE	70	0	0
BlackRock Fund Advisors	SHRT NAT MUN ETF	464288158	189,980	1,814	SH		SOLE	NONE	1,814	0	0
BlackRock Inc	COM	09247X101	22,510	27	SH		DFND	NONE	27	0	0
BlackRock Inc	COM	09247X101	1,438,966	1,726	SH		SOLE	NONE	1,726	0	0
Booking Holdings Inc	COM	09857L108	32,651	9	SH		SOLE	NONE	9	0	0
Boston Scientific Corp	COM	101137107	10,274	150	SH		SOLE	NONE	150	0	0
BrainStorm Cell Therapeutics I	COM NEW	10501E201	2,259	4,000	SH		SOLE	NONE	4,000	0	0
Broadcom Inc	COM	11135F101	561,974	424	SH		SOLE	NONE	424	0	0
CAMECO CORP	COM	13321L108	18,844	435	SH		DFND	NONE	435	0	0
CARNIVAL CORP	UNIT 99/99/9999	143658300	1,634	100	SH		SOLE	NONE	100	0	0
CARRIER GLOBAL CORP	COM	14448C104	62,780	1,080	SH		DFND	NONE	1,080	0	0
CARRIER GLOBAL CORP	COM	14448C104	66,559	1,145	SH		SOLE	NONE	1,145	0	0
CDN NATL RAILWAYS	COM	136375102	82,187	624	SH		SOLE	NONE	624	0	0
CHARLES SCHWAB INVESTMENT MANAGEMENT INC	EMRG MKTEQ ETF	808524706	18,382	728	SH		DFND	NONE	728	0	0
CHARLES SCHWAB INVESTMENT MANAGEMENT INC	EMRG MKTEQ ETF	808524706	4,205,160	166,541	SH		SOLE	NONE	166,541	0	0
CHARLES SCHWAB INVESTMENT MANAGEMENT INC	US DIVIDEND EQ	808524797	296,880	3,682	SH		DFND	NONE	3,682	0	0
CHARLES SCHWAB INVESTMENT MANAGEMENT INC	US DIVIDEND EQ	808524797	2,182,654	27,070	SH		SOLE	NONE	27,070	0	0
CHARLES SCHWAB INVESTMENT MANAGEMENT INC	US TIPS ETF	808524870	31,192	598	SH		SOLE	NONE	598	0	0
CHUBB LIMITED COM	COM	H1467J104	41,979	162	SH		SOLE	NONE	162	0	0
CINTAS CORP	COM	172908105	10,305	15	SH		SOLE	NONE	15	0	0
CISCO SYSTEMS	COM	17275R102	69,375	1,390	SH		DFND	NONE	1,390	0	0
CISCO SYSTEMS	COM	17275R102	1,991,708	39,906	SH		SOLE	NONE	39,906	0	0
CLEVELAND CLIFFS COM	COM	185899101	22,740	1,000	SH		SOLE	NONE	1,000	0	0
CME Group Inc	COM	12572Q105	25,404	118	SH		SOLE	NONE	118	0	0
COLGATE-PALMOLIVE	COM	194162103	92,661	1,029	SH		SOLE	NONE	1,029	0	0
CONOCOPHILLIPS	COM	20825C104	23,801	187	SH		DFND	NONE	187	0	0
CONOCOPHILLIPS	COM	20825C104	232,668	1,828	SH		SOLE	NONE	1,828	0	0
CORNING INC	COM	219350105	16,052	487	SH		DFND	NONE	487	0	0
CORNING INC	COM	219350105	118,656	3,600	SH		SOLE	NONE	3,600	0	0
CRISPR Therapeutics AG	NAMEN AKT	H17182108	17,381	255	SH		SOLE	NONE	255	0	0
CSX CORP	COM	126408103	40,036	1,080	SH		DFND	NONE	1,080	0	0
CSX CORP	COM	126408103	341,452	9,211	SH		SOLE	NONE	9,211	0	0
CUMMINS INC	COM	231021106	589	2	SH		DFND	NONE	2	0	0
CUMMINS INC	COM	231021106	29,465	100	SH		SOLE	NONE	100	0	0
CVS Health Corp	COM	126650100	33,340	418	SH		DFND	NONE	418	0	0
CVS Health Corp	COM	126650100	93,239	1,169	SH		SOLE	NONE	1,169	0	0
Camden National Corp	COM	133034108	46,526	1,388	SH		SOLE	NONE	1,388	0	0
Capital One Financial Corp	COM	14040H105	26,056	175	SH		DFND	NONE	175	0	0
Capital One Financial Corp	COM	14040H105	29,182	196	SH		SOLE	NONE	196	0	0
Cardinal Health Inc	COM	14149Y108	45,208	404	SH		SOLE	NONE	404	0	0
Catalyst Pharmaceuticals Inc	COM	14888U101	1,594	100	SH		SOLE	NONE	100	0	0
Caterpillar Inc	COM	149123101	183,215	500	SH		DFND	NONE	500	0	0
Caterpillar Inc	COM	149123101	245,142	669	SH		SOLE	NONE	669	0	0
Charles Schwab Investment Management Inc	US BRD MKT ETF	808524102	10,379	170	SH		SOLE	NONE	170	0	0
Charles Schwab Investment Management Inc	US LRG CAP ETF	808524201	12,350	199	SH		DFND	NONE	199	0	0
Charles Schwab Investment Management Inc	US LRG CAP ETF	808524201	77,591,547	1,250,267	SH		SOLE	NONE	1,250,267	0	0
Charles Schwab Investment Management Inc	US LCAP GR ETF	808524300	61,195	660	SH		SOLE	NONE	660	0	0
Charles Schwab Investment Management Inc	US MID-CAP ETF	808524508	47,881	588	SH		DFND	NONE	588	0	0
Charles Schwab Investment Management Inc	US MID-CAP ETF	808524508	17,253,388	211,880	SH		SOLE	NONE	211,880	0	0
Charles Schwab Investment Management Inc	US SML CAP ETF	808524607	46,778	950	SH		DFND	NONE	950	0	0
Charles Schwab Investment Management Inc	US SML CAP ETF	808524607	15,403,558	312,826	SH		SOLE	NONE	312,826	0	0
Charles Schwab Investment Management Inc	INTL EQTY ETF	808524805	58,764	1,506	SH		DFND	NONE	1,506	0	0
Charles Schwab Investment Management Inc	INTL EQTY ETF	808524805	19,507,408	499,934	SH		SOLE	NONE	499,934	0	0
Charles Schwab Investment Management Inc	US AGGREGATE B	808524839	5,152	112	SH		DFND	NONE	112	0	0
Charles Schwab Investment Management Inc	US AGGREGATE B	808524839	2,610,487	56,750	SH		SOLE	NONE	56,750	0	0
Charles Schwab Investment Management Inc	INT-TRM U.S TRES	808524854	1,472	30	SH		DFND	NONE	30	0	0
Charles Schwab Investment Management Inc	INT-TRM U.S TRES	808524854	1,135,262	23,145	SH		SOLE	NONE	23,145	0	0
Charles Schwab Investment Management Inc	INTL SCEQT ETF	808524888	17,256	482	SH		SOLE	NONE	482	0	0
Chart Industries Inc	COM	16115Q308	329	2	SH		DFND	NONE	2	0	0
Chemours Co/The	COM	163851108	919	35	SH		DFND	NONE	35	0	0
Chesapeake Energy Corp	COM	165167735	17,766	200	SH		DFND	NONE	200	0	0
Chevron Corp	COM	166764100	137,076	869	SH		DFND	NONE	869	0	0
Chevron Corp	COM	166764100	2,824,335	17,905	SH		SOLE	NONE	17,905	0	0
Church & Dwight Co Inc	COM	171340102	85,534	820	SH		SOLE	NONE	820	0	0
Cigna Group/The	COM	125523100	9,080	25	SH		SOLE	NONE	25	0	0
Cincinnati Financial Corp	COM	172062101	37,251	300	SH		SOLE	NONE	300	0	0
Citigroup Inc	COM NEW	172967424	106,749	1,688	SH		DFND	NONE	1,688	0	0
Citigroup Inc	COM NEW	172967424	1,791,716	28,332	SH		SOLE	NONE	28,332	0	0
Clorox Co/The	COM	189054109	24,498	160	SH		DFND	NONE	160	0	0
Clorox Co/The	COM	189054109	341,282	2,229	SH		SOLE	NONE	2,229	0	0
Coca-Cola Co/The	COM	191216100	45,334	741	SH		DFND	NONE	741	0	0
Coca-Cola Co/The	COM	191216100	579,008	9,464	SH		SOLE	NONE	9,464	0	0
Cognition Therapeutics Inc	COM	19243B102	43,715	24,019	SH		SOLE	NONE	24,019	0	0
Coherent Corp	COM	19247G107	57,104	942	SH		DFND	NONE	942	0	0
Coherent Corp	COM	19247G107	1,645,894	27,151	SH		SOLE	NONE	27,151	0	0
Comcast Corp	CL A	20030N101	6,199	143	SH		DFND	NONE	143	0	0
Comcast Corp	CL A	20030N101	1,031,210	23,788	SH		SOLE	NONE	23,788	0	0
Conduent Inc	COM	206787103	216	64	SH		SOLE	NONE	64	0	0
Consolidated Edison Inc	COM	209115104	58,754	647	SH		DFND	NONE	647	0	0
Consolidated Edison Inc	COM	209115104	1,185,434	13,054	SH		SOLE	NONE	13,054	0	0
Constellation Brands Inc	CL A	21036P108	102,725	378	SH		DFND	NONE	378	0	0
Constellation Brands Inc	CL A	21036P108	2,374,911	8,739	SH		SOLE	NONE	8,739	0	0
Corteva Inc	COM	22052L104	4,383	76	SH		DFND	NONE	76	0	0
Corteva Inc	COM	22052L104	35,640	618	SH		SOLE	NONE	618	0	0
Costco Wholesale Corp	COM	22160K105	780,251	1,065	SH		SOLE	NONE	1,065	0	0
Crown Castle Inc	COM	22822V101	2,646	25	SH		SOLE	NONE	25	0	0
CyberArk Software Ltd	SHS	M2682V108	138,924	523	SH		SOLE	NONE	523	0	0
DEERE & CO	COM	244199105	246,444	600	SH		DFND	NONE	600	0	0
DEERE & CO	COM	244199105	600,913	1,463	SH		SOLE	NONE	1,463	0	0
DENTSPLY SIRONA	COM	24906P109	8,563	258	SH		SOLE	NONE	258	0	0
DIAGEO	SPON ADR NEW	25243Q205	28,409	191	SH		DFND	NONE	191	0	0
DIAGEO	SPON ADR NEW	25243Q205	863,287	5,804	SH		SOLE	NONE	5,804	0	0
DISCOVER FINL SVCS	COM	254709108	7,472	57	SH		SOLE	NONE	57	0	0
DNOW Inc	COM	67011P100	1,702	112	SH		DFND	NONE	112	0	0
DOMINION RES(VIR)	COM	25746U109	24,890	506	SH		SOLE	NONE	506	0	0
DUKE ENERGY CORP	COM NEW	26441C204	55,802	577	SH		DFND	NONE	577	0	0
DUKE ENERGY CORP	COM NEW	26441C204	50,869	526	SH		SOLE	NONE	526	0	0
Danaher Corp	COM	235851102	383,070	1,534	SH		SOLE	NONE	1,534	0	0
Darden Restaurants Inc	COM	237194105	10,029	60	SH		SOLE	NONE	60	0	0
Dell Technologies Inc	CL C	24703L202	16,090	141	SH		SOLE	NONE	141	0	0
Digital Realty Trust Inc	COM	253868103	11,955	83	SH		SOLE	NONE	83	0	0
Donaldson Co Inc	COM	257651109	123,521	1,654	SH		SOLE	NONE	1,654	0	0
Dow Inc	COM	260557103	4,403	76	SH		DFND	NONE	76	0	0
Dow Inc	COM	260557103	54,628	943	SH		SOLE	NONE	943	0	0
DuPont de Nemours Inc	COM	26614N102	14,184	185	SH		DFND	NONE	185	0	0
DuPont de Nemours Inc	COM	26614N102	53,056	692	SH		SOLE	NONE	692	0	0
EBAY INC	COM	278642103	6,439	122	SH		DFND	NONE	122	0	0
ECOLAB INC	COM	278865100	57,494	249	SH		SOLE	NONE	249	0	0
EMERSON ELECTRIC	COM	291011104	113,760	1,003	SH		DFND	NONE	1,003	0	0
EMERSON ELECTRIC	COM	291011104	1,304,330	11,500	SH		SOLE	NONE	11,500	0	0
ENBRIDGE INC	COM	29250N105	142,947	3,951	SH		DFND	NONE	3,951	0	0
ENBRIDGE INC	COM	29250N105	1,844,999	50,995	SH		SOLE	NONE	50,995	0	0
EXELON CORP	COM	30161N101	7,514	200	SH		DFND	NONE	200	0	0
Eaton Corp PLC	SHS	G29183103	594,717	1,902	SH		SOLE	NONE	1,902	0	0
Edwards Lifesciences Corp	COM	28176E108	66,892	700	SH		SOLE	NONE	700	0	0
Elevance Health Inc	COM	036752103	156,081	301	SH		DFND	NONE	301	0	0
Elevance Health Inc	COM	036752103	2,513,363	4,847	SH		SOLE	NONE	4,847	0	0
Eli Lilly & Co	COM	532457108	614,588	790	SH		DFND	NONE	790	0	0
Eli Lilly & Co	COM	532457108	1,972,907	2,536	SH		SOLE	NONE	2,536	0	0
Embecta Corp	COMMON STOCK	29082K105	531	40	SH		DFND	NONE	40	0	0
Embecta Corp	COMMON STOCK	29082K105	372	28	SH		SOLE	NONE	28	0	0
Enterprise Products Partners L	COM	293792107	5,603	192	SH		SOLE	NONE	192	0	0
Essex Property Trust Inc	COM	297178105	10,282	42	SH		SOLE	NONE	42	0	0
Eversource Energy	COM	30040W108	36,101	604	SH		SOLE	NONE	604	0	0
Exxon Mobil Corp	COM	30231G102	1,106,721	9,521	SH		DFND	NONE	9,521	0	0
Exxon Mobil Corp	COM	30231G102	1,856,358	15,970	SH		SOLE	NONE	15,970	0	0
FEDEX CORP	COM	31428X106	66,350	229	SH		DFND	NONE	229	0	0
FEDEX CORP	COM	31428X106	2,129,299	7,349	SH		SOLE	NONE	7,349	0	0
FORD MOTOR CO	COM	345370860	23,147	1,743	SH		SOLE	NONE	1,743	0	0
FTI Consulting Inc	COM	302941109	53,624	255	SH		DFND	NONE	255	0	0
FTI Consulting Inc	COM	302941109	1,488,433	7,078	SH		SOLE	NONE	7,078	0	0
Fastenal Co	COM	311900104	60,786	788	SH		SOLE	NONE	788	0	0
Fidelity ETFs/USA	TOTAL BD ETF	316188309	2,162,510	47,727	SH		DFND	NONE	47,727	0	0
First Bancorp Inc/The	COM	31866P102	202,048	8,200	SH		DFND	NONE	8,200	0	0
First Bancorp Inc/The	COM	31866P102	3,647	148	SH		SOLE	NONE	148	0	0
First Trust ETFs/USA	NASDAQ CYB ETF	33734X846	62,029	1,100	SH		SOLE	NONE	1,100	0	0
First Trust ETFs/USA	NO AMER ENERGY	33738D101	14,765	500	SH		SOLE	NONE	500	0	0
First Trust ETFs/USA	PFD SECS INC ETF	33739E108	1,057,473	61,055	SH		DFND	NONE	61,055	0	0
Fortinet Inc	COM	34959E109	71,999	1,054	SH		DFND	NONE	1,054	0	0
Fortinet Inc	COM	34959E109	1,665,534	24,382	SH		SOLE	NONE	24,382	0	0
Fortive Corp	COM	34959J108	47,913	557	SH		SOLE	NONE	557	0	0
Fortune Brands Innovations Inc	COM	34964C106	25,401	300	SH		SOLE	NONE	300	0	0
Franklin Electric Co Inc	COM	353514102	5,234	49	SH		SOLE	NONE	49	0	0
GE HealthCare Technologies Inc	COMMON STOCK	36266G107	7,091	78	SH		DFND	NONE	78	0	0
GE HealthCare Technologies Inc	COMMON STOCK	36266G107	56,546	622	SH		SOLE	NONE	622	0	0
GEN DYNAMICS CORP	COM	369550108	76,272	270	SH		DFND	NONE	270	0	0
GEN DYNAMICS CORP	COM	369550108	1,568,384	5,552	SH		SOLE	NONE	5,552	0	0
GENERAL MILLS INC	COM	370334104	144,138	2,060	SH		SOLE	NONE	2,060	0	0
GSK PLC	SPONSORED ADR	37733W204	11,103	259	SH		DFND	NONE	259	0	0
GSK PLC	SPONSORED ADR	37733W204	21,049	491	SH		SOLE	NONE	491	0	0
Generac Holdings Inc	COM	368736104	97,128	770	SH		DFND	NONE	770	0	0
Generac Holdings Inc	COM	368736104	2,348,727	18,620	SH		SOLE	NONE	18,620	0	0
General Electric Co	COM NEW	369604301	41,776	238	SH		DFND	NONE	238	0	0
General Electric Co	COM NEW	369604301	328,417	1,871	SH		SOLE	NONE	1,871	0	0
Genuine Parts Co	COM	372460105	81,338	525	SH		DFND	NONE	525	0	0
Genuine Parts Co	COM	372460105	1,119,369	7,225	SH		SOLE	NONE	7,225	0	0
Global Payments Inc	COM	37940X102	5,881	44	SH		SOLE	NONE	44	0	0
Global X ETFs/USA	S&P 500 COVERED	37954Y475	1,792,394	43,942	SH		DFND	NONE	43,942	0	0
Global X ETFs/USA	LITHIUM BTRY ETF	37954Y855	5,425	120	SH		SOLE	NONE	120	0	0
Globe Life Inc	COM	37959E102	1,164	10	SH		DFND	NONE	10	0	0
Globe Life Inc	COM	37959E102	114,275	982	SH		SOLE	NONE	982	0	0
HALLIBURTON	COM	406216101	8,830	224	SH		DFND	NONE	224	0	0
HANESBRANDS INC	COM	410345102	20,416	3,520	SH		SOLE	NONE	3,520	0	0
HASBRO INC	COM	418056107	10,739	190	SH		DFND	NONE	190	0	0
HASBRO INC	COM	418056107	25,264	447	SH		SOLE	NONE	447	0	0
HCA Healthcare Inc	COM	40412C101	13,341	40	SH		SOLE	NONE	40	0	0
HERSHEY CO (THE)	COM	427866108	28,397	146	SH		SOLE	NONE	146	0	0
Haleon PLC	SPON ADS	405552100	102	12	SH		DFND	NONE	12	0	0
Hess Corp	COM	42809H107	22,438	147	SH		SOLE	NONE	147	0	0
Home Depot Inc/The	COM	437076102	289,618	755	SH		DFND	NONE	755	0	0
Home Depot Inc/The	COM	437076102	1,071,011	2,792	SH		SOLE	NONE	2,792	0	0
Honeywell International Inc	COM	438516106	20,525	100	SH		DFND	NONE	100	0	0
Honeywell International Inc	COM	438516106	600,562	2,926	SH		SOLE	NONE	2,926	0	0
Huntington Ingalls Industries	COM	446413106	25,358	87	SH		DFND	NONE	87	0	0
Huntington Ingalls Industries	COM	446413106	1,145,769	3,931	SH		SOLE	NONE	3,931	0	0
ICON PLC	SHS	G4705A100	57,783	172	SH		DFND	NONE	172	0	0
ICON PLC	SHS	G4705A100	2,220,294	6,609	SH		SOLE	NONE	6,609	0	0
IDEXX Laboratories Inc	COM	45168D104	863,348	1,599	SH		SOLE	NONE	1,599	0	0
ILLINOIS TOOL WKS	COM	452308109	107,332	400	SH		DFND	NONE	400	0	0
ILLINOIS TOOL WKS	COM	452308109	19,856	74	SH		SOLE	NONE	74	0	0
INTERCONTINENTAL EXCHANGE	COM	45866F104	61,294	446	SH		DFND	NONE	446	0	0
INTERCONTINENTAL EXCHANGE	COM	45866F104	1,885,540	13,720	SH		SOLE	NONE	13,720	0	0
INTL BUSINESS MCHN	COM	459200101	992,610	5,198	SH		DFND	NONE	5,198	0	0
INTL BUSINESS MCHN	COM	459200101	2,341,933	12,264	SH		SOLE	NONE	12,264	0	0
IQVIA Holdings Inc	COM	46266C105	10,116	40	SH		SOLE	NONE	40	0	0
ISHARES	SELECT DIVID ETF	464287168	449,730	3,651	SH		SOLE	NONE	3,651	0	0
ISHARES	CORE S&P500 ETF	464287200	4,050,750	7,705	SH		DFND	NONE	7,705	0	0
ISHARES	CORE S&P500 ETF	464287200	152,699,330	290,452	SH		SOLE	NONE	290,452	0	0
ISHARES	IBOXX INV CP ETF	464287242	21,022	193	SH		SOLE	NONE	193	0	0
ISHARES	S&P 500 GRWT ETF	464287309	129,193	1,530	SH		SOLE	NONE	1,530	0	0
ISHARES	LATN AMER 40 ETF	464287390	31,284	1,100	SH		SOLE	NONE	1,100	0	0
ISHARES	S&P 500 VAL ETF	464287408	315,335	1,688	SH		SOLE	NONE	1,688	0	0
ISHARES	ISHARES BIOTECH	464287556	1,235	9	SH		DFND	NONE	9	0	0
ISHARES	ISHARES BIOTECH	464287556	342,776	2,498	SH		SOLE	NONE	2,498	0	0
ISHARES	RUSSELL 2000 ETF	464287655	393,051	1,869	SH		SOLE	NONE	1,869	0	0
ISHARES	SP SMCP600VL ETF	464287879	1,037,876	10,100	SH		SOLE	NONE	10,100	0	0
ISHARES	EAFE VALUE ETF	464288877	870	16	SH		SOLE	NONE	16	0	0
ISHARES	CORE MSCI EAFE	46432F842	1,510,674	20,354	SH		DFND	NONE	20,354	0	0
ISHARES	CORE MSCI EAFE	46432F842	52,179,035	703,032	SH		SOLE	NONE	703,032	0	0
ISHARES ETFS/USA	ESG AW MSCI EAFE	46435G516	565,203	7,073	SH		SOLE	NONE	7,073	0	0
ISHARES TR	MSCI EMG MKT ETF	464287234	13,433	327	SH		SOLE	NONE	327	0	0
ISHARES TR	MSCI EAFE MIN VL	46429B689	7,017	99	SH		SOLE	NONE	99	0	0
ISHARES TRUST	TIPS BD ETF	464287176	17,615	164	SH		DFND	NONE	164	0	0
ISHARES TRUST	TIPS BD ETF	464287176	16,112	150	SH		SOLE	NONE	150	0	0
ISHARES TRUST	1 3 YR TREAS BD	464287457	31,567	386	SH		SOLE	NONE	386	0	0
ISHARES TRUST	RUS 1000 VAL ETF	464287598	25,971	145	SH		SOLE	NONE	145	0	0
ISHARES TRUST	GL CLEAN ENE ETF	464288224	165,607	11,846	SH		SOLE	NONE	11,846	0	0
ISHARES TRUST	IBOXX HI YD ETF	464288513	8,395	108	SH		DFND	NONE	108	0	0
ISHARES TRUST	IBOXX HI YD ETF	464288513	10,183	131	SH		SOLE	NONE	131	0	0
ISHARES TRUST	CORE HIGH DV ETF	46429B663	15,209	138	SH		SOLE	NONE	138	0	0
ISHARES/USA	RUS 1000 GRW ETF	464287614	337	1	SH		SOLE	NONE	1	0	0
ISHARES/USA	S&P SML 600 GWT	464287887	424,873	3,250	SH		SOLE	NONE	3,250	0	0
ISHARES/USA	NATIONAL MUN ETF	464288414	144,184	1,340	SH		DFND	NONE	1,340	0	0
ISHARES/USA	NATIONAL MUN ETF	464288414	908,897	8,447	SH		SOLE	NONE	8,447	0	0
Illumina Inc	COM	452327109	36,802	268	SH		DFND	NONE	268	0	0
Illumina Inc	COM	452327109	555,185	4,043	SH		SOLE	NONE	4,043	0	0
Indaptus Therapeutics Inc	COM	45339J105	896	400	SH		SOLE	NONE	400	0	0
Ingersoll Rand Inc	COM	45687V106	47,475	500	SH		SOLE	NONE	500	0	0
Intel Corp	COM	458140100	116,388	2,635	SH		DFND	NONE	2,635	0	0
Intel Corp	COM	458140100	2,421,532	54,823	SH		SOLE	NONE	54,823	0	0
International Paper Co	COM	460146103	11,706	300	SH		SOLE	NONE	300	0	0
Interpublic Group of Cos Inc/T	COM	460690100	5,710	175	SH		SOLE	NONE	175	0	0
Intuit Inc	COM	461202103	35,100	54	SH		SOLE	NONE	54	0	0
Invesco ETFs/USA	UNIT SER 1	46090E103	388,509	875	SH		SOLE	NONE	875	0	0
Invesco ETFs/USA	WATER RES ETF	46137V142	141,661	2,128	SH		SOLE	NONE	2,128	0	0
Invesco ETFs/USA	S&P500 QUALITY	46137V241	1,813	30	SH		SOLE	NONE	30	0	0
Invesco ETFs/USA	S&P500 EQL WGT	46137V357	1,070,249	6,319	SH		SOLE	NONE	6,319	0	0
Invesco ETFs/USA	HIG YLD EQ DIV	46137V563	99,347	4,811	SH		SOLE	NONE	4,811	0	0
Invesco ETFs/USA	S&P500 LOW VOL	46138E354	3,820	58	SH		SOLE	NONE	58	0	0
Invesco ETFs/USA	PFD ETF	46138E511	77,220	6,500	SH		DFND	NONE	6,500	0	0
Invesco ETFs/USA	SR LN ETF	46138G508	79,545	3,761	SH		DFND	NONE	3,761	0	0
Invesco ETFs/USA	SR LN ETF	46138G508	202,829	9,590	SH		SOLE	NONE	9,590	0	0
Invesco ETFs/USA	TAXABLE MUN BD	46138G805	220,763	8,315	SH		DFND	NONE	8,315	0	0
Invesco ETFs/USA	TAXABLE MUN BD	46138G805	11,881,312	447,507	SH		SOLE	NONE	447,507	0	0
JB Hunt Transport Services Inc	COM	445658107	189,288	950	SH		SOLE	NONE	950	0	0
JPMorgan Chase & Co	COM	46625H100	497,345	2,483	SH		DFND	NONE	2,483	0	0
JPMorgan Chase & Co	COM	46625H100	9,179,549	45,829	SH		SOLE	NONE	45,829	0	0
Johnson & Johnson	COM	478160104	411,927	2,604	SH		DFND	NONE	2,604	0	0
Johnson & Johnson	COM	478160104	3,725,853	23,553	SH		SOLE	NONE	23,553	0	0
KIMBERLY-CLARK CP	COM	494368103	53,034	410	SH		DFND	NONE	410	0	0
KIMBERLY-CLARK CP	COM	494368103	23,930	185	SH		SOLE	NONE	185	0	0
KNIFE RIV HOL CO.	COMMON STOCK	498894104	156,241	1,927	SH		SOLE	NONE	1,927	0	0
KeyCorp	COM	493267108	47,430	3,000	SH		DFND	NONE	3,000	0	0
KeyCorp	COM	493267108	5,834	369	SH		SOLE	NONE	369	0	0
KraneShares ETFs/USA	CSI CHI INTERNET	500767306	2,625	100	SH		DFND	NONE	100	0	0
Kyndryl Holdings Inc	COMMON STOCK	50155Q100	1,915	88	SH		SOLE	NONE	88	0	0
L3Harris Technologies Inc	COM	502431109	62,225	292	SH		DFND	NONE	292	0	0
L3Harris Technologies Inc	COM	502431109	75,224	353	SH		SOLE	NONE	353	0	0
LOWE'S COS INC	COM	548661107	257,787	1,012	SH		DFND	NONE	1,012	0	0
LOWE'S COS INC	COM	548661107	2,426,558	9,526	SH		SOLE	NONE	9,526	0	0
Lancaster Colony Corp	COM	513847103	31,145	150	SH		SOLE	NONE	150	0	0
Liberty Media Corp	COM	82968B103	19,400	5,000	SH		SOLE	NONE	5,000	0	0
Linde PLC	SHS	G54950103	28,788	62	SH		SOLE	NONE	62	0	0
Lockheed Martin Corp	COM	539830109	498,992	1,097	SH		SOLE	NONE	1,097	0	0
LyondellBasell Industries NV	SHS - A -	N53745100	77,733	760	SH		SOLE	NONE	760	0	0
M&T Bank Corp	COM	55261F104	642,990	4,421	SH		DFND	NONE	4,421	0	0
M&T Bank Corp	COM	55261F104	178,600	1,228	SH		SOLE	NONE	1,228	0	0
MASTERCARD INC	CL A	57636Q104	79,459	165	SH		SOLE	NONE	165	0	0
MCDONALD'S CORP	COM	580135101	522,735	1,854	SH		DFND	NONE	1,854	0	0
MCDONALD'S CORP	COM	580135101	2,190,470	7,769	SH		SOLE	NONE	7,769	0	0
MDU RES GROUP INC	COM	552690109	189,907	7,536	SH		SOLE	NONE	7,536	0	0
MGE Energy Inc	COM	55277P104	10,627	135	SH		SOLE	NONE	135	0	0
MICROSOFT CORP	COM	594918104	912,121	2,168	SH		DFND	NONE	2,168	0	0
MICROSOFT CORP	COM	594918104	6,980,959	16,593	SH		SOLE	NONE	16,593	0	0
MORGAN STANLEY	COM NEW	617446448	183,612	1,950	SH		DFND	NONE	1,950	0	0
MORGAN STANLEY	COM NEW	617446448	43,219	459	SH		SOLE	NONE	459	0	0
MOTOROLA INC	COM NEW	620076307	8,875	25	SH		SOLE	NONE	25	0	0
Marathon Petroleum Corp	COM	56585A102	70,525	350	SH		DFND	NONE	350	0	0
Marathon Petroleum Corp	COM	56585A102	49,166	244	SH		SOLE	NONE	244	0	0
Markel Group Inc	COM	570535104	15,215	10	SH		SOLE	NONE	10	0	0
MarketAxess Holdings Inc	COM	57060D108	1,485,638	6,776	SH		SOLE	NONE	6,776	0	0
Markforged Holding Corp	COM	57064N102	1,522	1,820	SH		SOLE	NONE	1,820	0	0
Marriott International Inc/MD	CL A	571903202	11,354	45	SH		SOLE	NONE	45	0	0
Marvell Technology Inc	COM	573874104	6,025	85	SH		DFND	NONE	85	0	0
Marvell Technology Inc	COM	573874104	10,632	150	SH		SOLE	NONE	150	0	0
MasTec Inc	COM	576323109	320,780	3,440	SH		SOLE	NONE	3,440	0	0
Medtronic PLC	SHS	G5960L103	8,018	92	SH		DFND	NONE	92	0	0
Medtronic PLC	SHS	G5960L103	1,038,392	11,915	SH		SOLE	NONE	11,915	0	0
Merck & Co Inc	COM	58933Y105	149,631	1,134	SH		DFND	NONE	1,134	0	0
Merck & Co Inc	COM	58933Y105	710,023	5,381	SH		SOLE	NONE	5,381	0	0
MetLife Inc	COM	59156R108	67,959	917	SH		DFND	NONE	917	0	0
MetLife Inc	COM	59156R108	21,566	291	SH		SOLE	NONE	291	0	0
Meta Platforms Inc	CL A	30303M102	156,357	322	SH		DFND	NONE	322	0	0
Meta Platforms Inc	CL A	30303M102	716,231	1,475	SH		SOLE	NONE	1,475	0	0
Methanex Corp	COM	59151K108	134	3	SH		DFND	NONE	3	0	0
Microchip Technology Inc	COM	595017104	5,203	58	SH		SOLE	NONE	58	0	0
Middleby Corp/The	COM	596278101	16,079	100	SH		SOLE	NONE	100	0	0
Mondelez International Inc	CL A	609207105	15,680	224	SH		DFND	NONE	224	0	0
Mondelez International Inc	CL A	609207105	143,290	2,047	SH		SOLE	NONE	2,047	0	0
NET Lease Office Properties	None	64110Y108	3,189	134	SH		DFND	NONE	134	0	0
NETAPP INC	COM	64110D104	27,607	263	SH		DFND	NONE	263	0	0
NETAPP INC	COM	64110D104	1,539,700	14,668	SH		SOLE	NONE	14,668	0	0
NEXTERA ENERGY	COM	65339F101	51,128	800	SH		DFND	NONE	800	0	0
NEXTERA ENERGY	COM	65339F101	528,983	8,277	SH		SOLE	NONE	8,277	0	0
NIKE INC	CL B	654106103	131,572	1,400	SH		DFND	NONE	1,400	0	0
NIKE INC	CL B	654106103	27,160	289	SH		SOLE	NONE	289	0	0
NORTHROP GRUMMAN	COM	666807102	47,866	100	SH		DFND	NONE	100	0	0
NORTHROP GRUMMAN	COM	666807102	76,107	159	SH		SOLE	NONE	159	0	0
NOV Inc	COM	62955J103	8,784	450	SH		DFND	NONE	450	0	0
NVIDIA Corp	COM	67066G104	57,828	64	SH		SOLE	NONE	64	0	0
NXP Semiconductors NV	COM	N6596X109	1,734	7	SH		DFND	NONE	7	0	0
NXP Semiconductors NV	COM	N6596X109	87,711	354	SH		SOLE	NONE	354	0	0
NY COMMUNITY CAP TRUST V	UNIT 05/07/2051	64944P307	19,698	600	SH		SOLE	NONE	600	0	0
National Amusements Inc	CLASS B COM	92556H206	9,545	811	SH		SOLE	NONE	811	0	0
Newell Brands Inc	COM	651229106	26,627	3,316	SH		SOLE	NONE	3,316	0	0
Newmont Corp	COM	651639106	1,756	49	SH		DFND	NONE	49	0	0
Newmont Corp	COM	651639106	878,474	24,511	SH		SOLE	NONE	24,511	0	0
NextEra Energy Equity Partners	COM UNIT PART IN	65341B106	4,392	146	SH		SOLE	NONE	146	0	0
Norfolk Southern Corp	COM	655844108	1,274	5	SH		DFND	NONE	5	0	0
Norfolk Southern Corp	COM	655844108	22,683	89	SH		SOLE	NONE	89	0	0
Norwood Financial Corp	COM	669549107	42,330	1,556	SH		SOLE	NONE	1,556	0	0
Novartis AG	SPONSORED ADR	66987V109	18,669	193	SH		DFND	NONE	193	0	0
Novartis AG	SPONSORED ADR	66987V109	812,919	8,404	SH		SOLE	NONE	8,404	0	0
Novo Holdings A/S	ADR	670100205	126,731	987	SH		DFND	NONE	987	0	0
Novo Holdings A/S	ADR	670100205	2,168,804	16,891	SH		SOLE	NONE	16,891	0	0
Nucor Corp	COM	670346105	13,655	69	SH		DFND	NONE	69	0	0
Nucor Corp	COM	670346105	265,582	1,342	SH		SOLE	NONE	1,342	0	0
OCCIDENTAL PETROLEUM CORP	*W EXP 08/03/202	674599162	1,854	43	SH		SOLE	NONE	43	0	0
OMNICOM GROUP INC	COM	681919106	6,773	70	SH		SOLE	NONE	70	0	0
ORACLE CORP	COM	68389X105	184,647	1,470	SH		SOLE	NONE	1,470	0	0
OSHKOSH CORP	COM	688239201	15,339	123	SH		SOLE	NONE	123	0	0
Occidental Petroleum Corp	COM	674599105	195	3	SH		DFND	NONE	3	0	0
Occidental Petroleum Corp	COM	674599105	7,539	116	SH		SOLE	NONE	116	0	0
Okta Inc	CL A	679295105	1,465	14	SH		SOLE	NONE	14	0	0
Omega Healthcare Investors Inc	COM	681936100	15,835	500	SH		SOLE	NONE	500	0	0
Organon & Co	COMMON STOCK	68622V106	1,993	106	SH		SOLE	NONE	106	0	0
Otis Worldwide Corp	COM	68902V107	53,507	539	SH		DFND	NONE	539	0	0
Otis Worldwide Corp	COM	68902V107	63,036	635	SH		SOLE	NONE	635	0	0
PARKER-HANNIFIN	COM	701094104	7,225	13	SH		SOLE	NONE	13	0	0
PEPSICO INC	COM	713448108	388,522	2,220	SH		DFND	NONE	2,220	0	0
PEPSICO INC	COM	713448108	4,011,054	22,919	SH		SOLE	NONE	22,919	0	0
PHILIP MORRIS INTL	COM	718172109	15,301	167	SH		DFND	NONE	167	0	0
PHILIP MORRIS INTL	COM	718172109	442,341	4,828	SH		SOLE	NONE	4,828	0	0
PNC Financial Services Group I	COM	693475105	21,978	136	SH		DFND	NONE	136	0	0
PNC Financial Services Group I	COM	693475105	933,078	5,774	SH		SOLE	NONE	5,774	0	0
PPG Industries Inc	COM	693506107	3,188	22	SH		SOLE	NONE	22	0	0
PPL CORP	COM	69351T106	15,031	546	SH		DFND	NONE	546	0	0
PPL CORP	COM	69351T106	677,899	24,624	SH		SOLE	NONE	24,624	0	0
PRUDENTIAL FINL	COM	744320102	24,302	207	SH		DFND	NONE	207	0	0
PRUDENTIAL FINL	COM	744320102	1,244,557	10,601	SH		SOLE	NONE	10,601	0	0
Packaging Corp of America	COM	695156109	21,255	112	SH		DFND	NONE	112	0	0
Packaging Corp of America	COM	695156109	981,542	5,172	SH		SOLE	NONE	5,172	0	0
Palantir Technologies Inc	CL A	69608A108	4,602	200	SH		DFND	NONE	200	0	0
Palantir Technologies Inc	CL A	69608A108	3,567	155	SH		SOLE	NONE	155	0	0
Palo Alto Networks Inc	COM	697435105	1,321,773	4,652	SH		SOLE	NONE	4,652	0	0
PayPal Holdings Inc	COM	70450Y103	8,173	122	SH		DFND	NONE	122	0	0
PayPal Holdings Inc	COM	70450Y103	53,257	795	SH		SOLE	NONE	795	0	0
Paychex Inc	COM	704326107	21,981	179	SH		DFND	NONE	179	0	0
Paychex Inc	COM	704326107	1,194,107	9,724	SH		SOLE	NONE	9,724	0	0
Pfizer Inc	COM	717081103	125,402	4,519	SH		DFND	NONE	4,519	0	0
Pfizer Inc	COM	717081103	1,105,643	39,843	SH		SOLE	NONE	39,843	0	0
Phillips 66	COM	718546104	101,597	622	SH		DFND	NONE	622	0	0
Phillips 66	COM	718546104	1,912,385	11,708	SH		SOLE	NONE	11,708	0	0
Pimco ETFs/USA	INV GRD CRP BD	72201R817	288	3	SH		DFND	NONE	3	0	0
Pimco ETFs/USA	INV GRD CRP BD	72201R817	45,047	469	SH		SOLE	NONE	469	0	0
Polaris Inc	COM	731068102	20,324	203	SH		SOLE	NONE	203	0	0
Procter & Gamble Co/The	COM	742718109	255,382	1,574	SH		DFND	NONE	1,574	0	0
Procter & Gamble Co/The	COM	742718109	659,709	4,066	SH		SOLE	NONE	4,066	0	0
Prologis Inc	COM	74340W103	51,437	395	SH		SOLE	NONE	395	0	0
Public Storage	COM	74460D109	64,103	221	SH		DFND	NONE	221	0	0
Public Storage	COM	74460D109	1,490,328	5,138	SH		SOLE	NONE	5,138	0	0
QUALCOMM Inc	COM	747525103	217,551	1,285	SH		DFND	NONE	1,285	0	0
QUALCOMM Inc	COM	747525103	1,331,714	7,866	SH		SOLE	NONE	7,866	0	0
Quanta Services Inc	COM	74762E102	14,289	55	SH		SOLE	NONE	55	0	0
Quest Diagnostics Inc	COM	74834L100	2,662	20	SH		SOLE	NONE	20	0	0
REALTY INCOME CORP	COM	756109104	67,192	1,242	SH		DFND	NONE	1,242	0	0
REALTY INCOME CORP	COM	756109104	18,935	350	SH		SOLE	NONE	350	0	0
REGENERON PHARMACEUTICALS	COM	75886F107	962,490	1,000	SH		SOLE	NONE	1,000	0	0
RPM INTERNATIONAL	COM	749685103	21,173	178	SH		DFND	NONE	178	0	0
RTX Corp	COM	75513E101	285,470	2,927	SH		DFND	NONE	2,927	0	0
RTX Corp	COM	75513E101	2,301,610	23,599	SH		SOLE	NONE	23,599	0	0
Regions Financial Corp	COM	7591EP100	89,378	4,248	SH		SOLE	NONE	4,248	0	0
Rivian Automotive Inc	COM CL A	76954A103	1,862	170	SH		SOLE	NONE	170	0	0
S&P Global Inc	COM	78409V104	37,440	88	SH		SOLE	NONE	88	0	0
SALESFORCE.COM INC	COM	79466L302	92,462	307	SH		DFND	NONE	307	0	0
SALESFORCE.COM INC	COM	79466L302	2,365,769	7,855	SH		SOLE	NONE	7,855	0	0
SELECT SECTOR SPDR	SBI MATERIALS	81369Y100	26,474	285	SH		DFND	NONE	285	0	0
SELECT SECTOR SPDR	SBI MATERIALS	81369Y100	232,132	2,499	SH		SOLE	NONE	2,499	0	0
SELECT SECTOR SPDR	SBI HEALTHCARE	81369Y209	35,751	242	SH		SOLE	NONE	242	0	0
SELECT SECTOR SPDR	SBI CONS STPLS	81369Y308	52,536	688	SH		SOLE	NONE	688	0	0
SELECT SECTOR SPDR	SBI CONS DISCR	81369Y407	35,859	195	SH		DFND	NONE	195	0	0
SELECT SECTOR SPDR	SBI CONS DISCR	81369Y407	1,400,874	7,618	SH		SOLE	NONE	7,618	0	0
SELECT SECTOR SPDR	ENERGY	81369Y506	25,963	275	SH		DFND	NONE	275	0	0
SELECT SECTOR SPDR	ENERGY	81369Y506	90,445	958	SH		SOLE	NONE	958	0	0
SELECT SECTOR SPDR	FINANCIAL	81369Y605	76,532	1,817	SH		SOLE	NONE	1,817	0	0
SELECT SECTOR SPDR	TECHNOLOGY	81369Y803	79,559	382	SH		DFND	NONE	382	0	0
SELECT SECTOR SPDR	TECHNOLOGY	81369Y803	1,429,565	6,864	SH		SOLE	NONE	6,864	0	0
SELECT SECTOR SPDR	SBI INT-UTILS	81369Y886	19,039	290	SH		DFND	NONE	290	0	0
SELECT SECTOR SPDR	SBI INT-UTILS	81369Y886	349,718	5,327	SH		SOLE	NONE	5,327	0	0
SEMPRA ENERGY	COM	816851109	7,183	100	SH		DFND	NONE	100	0	0
SEMPRA ENERGY	COM	816851109	33,185	462	SH		SOLE	NONE	462	0	0
SHOPIFY INC	CL A	82509L107	11,730	152	SH		SOLE	NONE	152	0	0
SMUCKER(JM)CO	COM NEW	832696405	13,090	104	SH		SOLE	NONE	104	0	0
SOUTHWEST AIRLINES	COM	844741108	2,919	100	SH		SOLE	NONE	100	0	0
SPDR DOW JONES IND	UT SER 1	78467X109	83,530	210	SH		DFND	NONE	210	0	0
SPDR GOLD TRUST	GOLD SHS	78463V107	103,889	505	SH		SOLE	NONE	505	0	0
SPDR SERIES TRUST	S&P 600 SMCP VAL	78464A300	372,286	4,487	SH		SOLE	NONE	4,487	0	0
SSGA FUNDS MANAGEMENT INC	PORTFOLIO INTRMD	78464A375	16,966	519	SH		SOLE	NONE	519	0	0
SSGA Funds Management	S&P METALS MNG	78464A755	6,028	100	SH		SOLE	NONE	100	0	0
SSGA Funds Management Inc	S&P DIVID ETF	78464A763	168,381	1,283	SH		DFND	NONE	1,283	0	0
SSGA Funds Management Inc	S&P DIVID ETF	78464A763	62,470	476	SH		SOLE	NONE	476	0	0
SSgA Funds Management Inc	PRTFLO S&P500 GW	78464A409	7,388	101	SH		SOLE	NONE	101	0	0
STARBUCKS CORP	COM	855244109	38,036	416	SH		SOLE	NONE	416	0	0
STATE STREET ETF/USA	UTSER1 S&PDCRP	78467Y107	199,191	358	SH		SOLE	NONE	358	0	0
Schlumberger NV	COM STK	806857108	21,924	400	SH		DFND	NONE	400	0	0
Schlumberger NV	COM STK	806857108	7,125	130	SH		SOLE	NONE	130	0	0
Schwab ETFs/USA	US REIT ETF	808524847	21,924	1,080	SH		DFND	NONE	1,080	0	0
Schwab ETFs/USA	US REIT ETF	808524847	654,939	32,263	SH		SOLE	NONE	32,263	0	0
Schwab ETFs/USA	SHT TM US TRES	808524862	667,853	13,853	SH		DFND	NONE	13,853	0	0
Schwab ETFs/USA	SHT TM US TRES	808524862	36,485,668	756,807	SH		SOLE	NONE	756,807	0	0
Schwab Strategic Trust	5 10YR CORP BD	808524698	54,901	1,234	SH		SOLE	NONE	1,234	0	0
Schwab Strategic Trust	SCHWB FDT EMK LG	808524730	544,429	19,612	SH		SOLE	NONE	19,612	0	0
Seagate Technology Holdings PL	ORD SHS	G7997R103	27,543	296	SH		DFND	NONE	296	0	0
Seagate Technology Holdings PL	ORD SHS	G7997R103	664,284	7,139	SH		SOLE	NONE	7,139	0	0
Skechers USA Inc	CL A	830566105	5,820	95	SH		SOLE	NONE	95	0	0
Snowflake Inc	CL A	833445109	50,904	315	SH		DFND	NONE	315	0	0
Snowflake Inc	CL A	833445109	1,609,536	9,960	SH		SOLE	NONE	9,960	0	0
Southern Co/The	COM	842587107	19,872	277	SH		DFND	NONE	277	0	0
Southern Co/The	COM	842587107	813,101	11,334	SH		SOLE	NONE	11,334	0	0
State Street Corp	COM	857477103	23,428	303	SH		DFND	NONE	303	0	0
State Street Corp	COM	857477103	58,918	762	SH		SOLE	NONE	762	0	0
State Street ETF/USA	TR UNIT	78462F103	606,238	1,159	SH		DFND	NONE	1,159	0	0
State Street ETF/USA	TR UNIT	78462F103	1,561,364	2,985	SH		SOLE	NONE	2,985	0	0
State Street ETF/USA	ICE PFD SEC ETF	78464A292	12,553	360	SH		SOLE	NONE	360	0	0
State Street ETF/USA	NUVEEN BLMBRG SH	78468R739	21,158	446	SH		SOLE	NONE	446	0	0
State Street ETF/USA	INDL	81369Y704	52,651	418	SH		SOLE	NONE	418	0	0
State Street ETF/USA	COMMUNICATION	81369Y852	89,826	1,100	SH		SOLE	NONE	1,100	0	0
State Street ETF/USA	RL EST SEL SEC	81369Y860	147,368	3,728	SH		SOLE	NONE	3,728	0	0
Stratasys Ltd	SHS	M85548101	23	2	SH		DFND	NONE	2	0	0
Stryker Corp	COM	863667101	265,540	742	SH		DFND	NONE	742	0	0
Stryker Corp	COM	863667101	2,264,243	6,327	SH		SOLE	NONE	6,327	0	0
Synopsys Inc	COM	871607107	38,862	68	SH		DFND	NONE	68	0	0
Synopsys Inc	COM	871607107	792,099	1,386	SH		SOLE	NONE	1,386	0	0
Sysco Corp	COM	871829107	11,040	136	SH		DFND	NONE	136	0	0
Sysco Corp	COM	871829107	132,405	1,631	SH		SOLE	NONE	1,631	0	0
T Rowe Price Group Inc	COM	74144T108	42,672	350	SH		DFND	NONE	350	0	0
TC Energy Corp	COM	87807B107	1,407	35	SH		SOLE	NONE	35	0	0
TE Connectivity Ltd	SHS	H84989104	24,110	166	SH		SOLE	NONE	166	0	0
TEXAS INSTRUMENTS	COM	882508104	34,842	200	SH		DFND	NONE	200	0	0
TEXAS INSTRUMENTS	COM	882508104	89,544	514	SH		SOLE	NONE	514	0	0
TJX Cos Inc/The	COM	872540109	143,205	1,412	SH		SOLE	NONE	1,412	0	0
TORONTO-DOMINION	COM NEW	891160509	142,738	2,364	SH		SOLE	NONE	2,364	0	0
TOYOTA MOTOR CORP	ADS	892331307	52,601	209	SH		SOLE	NONE	209	0	0
TRACTOR SUPPLY CO	COM	892356106	35,332	135	SH		DFND	NONE	135	0	0
TRACTOR SUPPLY CO	COM	892356106	1,010,763	3,862	SH		SOLE	NONE	3,862	0	0
TRAVELERS CO INC	COM	89417E109	34,061	148	SH		SOLE	NONE	148	0	0
Takeda Pharmaceutical Co Ltd	SPONSORED ADS	874060205	2,584	186	SH		DFND	NONE	186	0	0
Target Corp	COM	87612E106	173,134	977	SH		SOLE	NONE	977	0	0
Teladoc Health Inc	COM	87918A105	604	40	SH		SOLE	NONE	40	0	0
Tellurian Inc	COM	87968A104	8,936	13,511	SH		SOLE	NONE	13,511	0	0
Tesla Inc	COM	88160R101	188,095	1,070	SH		SOLE	NONE	1,070	0	0
Thermo Fisher Scientific Inc	COM	883556102	181,338	312	SH		SOLE	NONE	312	0	0
Tradeweb Markets Inc	CL A	892672106	74,273	713	SH		DFND	NONE	713	0	0
Tradeweb Markets Inc	CL A	892672106	839,819	8,062	SH		SOLE	NONE	8,062	0	0
Trane Technologies PLC	SHS	G8994E103	235,057	783	SH		SOLE	NONE	783	0	0
Trimble Inc	COM	896239100	12,872	200	SH		SOLE	NONE	200	0	0
Truist Financial Corp	COM	89832Q109	12,318	316	SH		SOLE	NONE	316	0	0
Tyler Technologies Inc	COM	902252105	28,901	68	SH		SOLE	NONE	68	0	0
Tyson Foods Inc	CL A	902494103	11,394	194	SH		DFND	NONE	194	0	0
Tyson Foods Inc	CL A	902494103	838,841	14,283	SH		SOLE	NONE	14,283	0	0
US Bancorp	COM NEW	902973304	21,769	487	SH		SOLE	NONE	487	0	0
UTD PARCEL SERV	CL B	911312106	73,423	494	SH		DFND	NONE	494	0	0
UTD PARCEL SERV	CL B	911312106	736,016	4,952	SH		SOLE	NONE	4,952	0	0
UiPath Inc	CL A	90364P105	70,164	3,095	SH		DFND	NONE	3,095	0	0
UiPath Inc	CL A	90364P105	1,407,172	62,072	SH		SOLE	NONE	62,072	0	0
Ulta Beauty Inc	COM	90384S303	6,797	13	SH		SOLE	NONE	13	0	0
Unilever PLC	SPON ADR NEW	904767704	23,539	469	SH		SOLE	NONE	469	0	0
Union Pacific Corp	COM	907818108	113,374	461	SH		SOLE	NONE	461	0	0
United Rentals Inc	COM	911363109	62,015	86	SH		SOLE	NONE	86	0	0
UnitedHealth Group Inc	COM	91324P102	370,530	749	SH		SOLE	NONE	749	0	0
Unum Group	COM	91529Y106	35,630	664	SH		SOLE	NONE	664	0	0
VANGUARD	S&P 500 ETF SHS	922908363	207,662	432	SH		DFND	NONE	432	0	0
VANGUARD	S&P 500 ETF SHS	922908363	11,784,361	24,515	SH		SOLE	NONE	24,515	0	0
VANGUARD ETF/USA	DIV APP ETF	921908844	28,670	157	SH		SOLE	NONE	157	0	0
VANGUARD ETF/USA	INTERMED TERM	921937819	22,997	305	SH		DFND	NONE	305	0	0
VANGUARD ETF/USA	INTERMED TERM	921937819	2,036	27	SH		SOLE	NONE	27	0	0
VANGUARD ETF/USA	TT WRLD ST ETF	922042742	2,431,000	22,000	SH		SOLE	NONE	22,000	0	0
VANGUARD ETF/USA	FTSE EMR MKT ETF	922042858	514,606	12,320	SH		DFND	NONE	12,320	0	0
VANGUARD ETF/USA	FTSE EMR MKT ETF	922042858	12,490,483	299,030	SH		SOLE	NONE	299,030	0	0
VANGUARD ETF/USA	SHRT TRM CORP BD	92206C409	15,462	200	SH		DFND	NONE	200	0	0
VANGUARD ETF/USA	SHRT TRM CORP BD	92206C409	62,853	813	SH		SOLE	NONE	813	0	0
VANGUARD ETF/USA	INT-TERM CORP	92206C870	7,407	92	SH		SOLE	NONE	92	0	0
VANGUARD ETF/USA	SM CP VAL ETF	922908611	5,127,417	26,722	SH		SOLE	NONE	26,722	0	0
VANGUARD ETF/USA	TOTAL STK MKT	922908769	20,532	79	SH		SOLE	NONE	79	0	0
VANGUARD GROUP	SHORT TRM BOND	921937827	3,067	40	SH		SOLE	NONE	40	0	0
VANGUARD GROUP INC/THE	SHORT TERM TREAS	92206C102	3,020	52	SH		SOLE	NONE	52	0	0
VANGUARD GROUP INC/THE	LG-TERM COR BD	92206C813	734,189	9,385	SH		DFND	NONE	9,385	0	0
VANGUARD WHITEHALL	HIGH DIV YLD	921946406	3,509,557	29,007	SH		DFND	NONE	29,007	0	0
VANGUARD WHITEHALL	HIGH DIV YLD	921946406	5,324	44	SH		SOLE	NONE	44	0	0
VERIZON COMMUN	COM	92343V104	195,282	4,654	SH		DFND	NONE	4,654	0	0
VERIZON COMMUN	COM	92343V104	3,591,734	85,599	SH		SOLE	NONE	85,599	0	0
VIATRIS INC	COM	92556V106	3,582	300	SH		DFND	NONE	300	0	0
VIATRIS INC	COM	92556V106	3,630	304	SH		SOLE	NONE	304	0	0
VISA INC	COM CL A	92826C839	285,778	1,024	SH		DFND	NONE	1,024	0	0
VISA INC	COM CL A	92826C839	2,580,382	9,246	SH		SOLE	NONE	9,246	0	0
Valero Energy Corp	COM	91913Y100	17,752	104	SH		DFND	NONE	104	0	0
Valero Energy Corp	COM	91913Y100	813,338	4,765	SH		SOLE	NONE	4,765	0	0
Vanguard ETF/USA	ESG INTL STK ETF	921910725	25,862	450	SH		SOLE	NONE	450	0	0
Vanguard ETF/USA	MEGA GRWTH IND	921910816	40,125	140	SH		SOLE	NONE	140	0	0
Vanguard ETF/USA	TOTAL BND MRKT	921937835	23,242	320	SH		DFND	NONE	320	0	0
Vanguard ETF/USA	TOTAL BND MRKT	921937835	3,268	45	SH		SOLE	NONE	45	0	0
Vanguard ETF/USA	VAN FTSE DEV MKT	921943858	431,061	8,592	SH		DFND	NONE	8,592	0	0
Vanguard ETF/USA	VAN FTSE DEV MKT	921943858	2,132,576	42,507	SH		SOLE	NONE	42,507	0	0
Vanguard ETF/USA	ALLWRLD EX US	922042775	63,342	1,080	SH		SOLE	NONE	1,080	0	0
Vanguard ETF/USA	CONSUM DIS ETF	92204A108	43,847	138	SH		SOLE	NONE	138	0	0
Vanguard ETF/USA	INTER TERM TREAS	92206C706	1,399,228	23,898	SH		DFND	NONE	23,898	0	0
Vanguard ETF/USA	INTER TERM TREAS	92206C706	75,402,973	1,287,839	SH		SOLE	NONE	1,287,839	0	0
Vanguard ETF/USA	MTG-BKD SECS ETF	92206C771	8,757	192	SH		DFND	NONE	192	0	0
Vanguard ETF/USA	MTG-BKD SECS ETF	92206C771	10,490	230	SH		SOLE	NONE	230	0	0
Vanguard ETF/USA	MCAP VL IDXVIP	922908512	6,739,833	43,229	SH		SOLE	NONE	43,229	0	0
Vanguard ETF/USA	MCAP GR IDXVIP	922908538	107,284	455	SH		SOLE	NONE	455	0	0
Vanguard ETF/USA	REAL ESTATE ETF	922908553	188,008	2,174	SH		DFND	NONE	2,174	0	0
Vanguard ETF/USA	REAL ESTATE ETF	922908553	1,926,601	22,278	SH		SOLE	NONE	22,278	0	0
Vanguard ETF/USA	SML CP GRW ETF	922908595	55,012	211	SH		SOLE	NONE	211	0	0
Vanguard ETF/USA	MID CAP ETF	922908629	443,502	1,775	SH		DFND	NONE	1,775	0	0
Vanguard ETF/USA	MID CAP ETF	922908629	1,423,203	5,696	SH		SOLE	NONE	5,696	0	0
Vanguard ETF/USA	GROWTH ETF	922908736	130,108	378	SH		SOLE	NONE	378	0	0
Vanguard ETF/USA	VALUE ETF	922908744	240,870	1,479	SH		SOLE	NONE	1,479	0	0
Vanguard ETF/USA	SMALL CP ETF	922908751	786,350	3,440	SH		SOLE	NONE	3,440	0	0
Vanguard Group Inc/The	FTSE SMCAP ETF	922042718	2,337	20	SH		SOLE	NONE	20	0	0
Vanguard Group Inc/The	LARGE CAP ETF	922908637	40,040	167	SH		SOLE	NONE	167	0	0
Vanguard Group Inc/The	EXTEND MKT ETF	922908652	53,282	304	SH		SOLE	NONE	304	0	0
Veralto Corp	COM SHS	92338C103	41,404	467	SH		SOLE	NONE	467	0	0
Vertex Pharmaceuticals Inc	COM	92532F100	89,872	215	SH		DFND	NONE	215	0	0
Vertex Pharmaceuticals Inc	COM	92532F100	2,549,443	6,099	SH		SOLE	NONE	6,099	0	0
Vicor Corp	COM	925815102	1,912	50	SH		SOLE	NONE	50	0	0
Virgin Galactic Holdings Inc	COM	92766K106	1,003	678	SH		SOLE	NONE	678	0	0
Virtu Financial Inc	CL A	928254101	15,575	759	SH		DFND	NONE	759	0	0
Virtu Financial Inc	CL A	928254101	750,970	36,597	SH		SOLE	NONE	36,597	0	0
Vodafone Group PLC	SPONSORED ADR	92857W308	3,266	367	SH		SOLE	NONE	367	0	0
Vontier Corp	COM	928881101	1,542	34	SH		SOLE	NONE	34	0	0
WASTE MANAGEMENT	COM	94106L109	298,623	1,401	SH		SOLE	NONE	1,401	0	0
WD-40 Co	COM	929236107	88,912	351	SH		SOLE	NONE	351	0	0
WELLS FARGO & CO	COM	949746101	58,656	1,012	SH		DFND	NONE	1,012	0	0
WELLS FARGO & CO	COM	949746101	135,510	2,338	SH		SOLE	NONE	2,338	0	0
WESTN DIGITAL CORP	COM	958102105	1,570	23	SH		DFND	NONE	23	0	0
WEX Inc	COM	96208T104	90,261	380	SH		SOLE	NONE	380	0	0
WISDOMTREE ETFS/USA	EMER MKT HIGH FD	97717W315	23,472	561	SH		SOLE	NONE	561	0	0
WISDOMTREE ETFS/USA	INTL SMCAP DIV	97717W760	8,477	130	SH		SOLE	NONE	130	0	0
WORLD GOLD TRUST SERVICES LLC	SPDR GLD MINIS	98149E303	182,411	4,141	SH		DFND	NONE	4,141	0	0
WORLD GOLD TRUST SERVICES LLC	SPDR GLD MINIS	98149E303	9,105,664	206,712	SH		SOLE	NONE	206,712	0	0
WP Carey Inc	COM	92936U109	47,974	850	SH		DFND	NONE	850	0	0
WW Grainger Inc	COM	384802104	7,121	7	SH		SOLE	NONE	7	0	0
Walgreens Boots Alliance Inc	COM	931427108	11,149	514	SH		SOLE	NONE	514	0	0
Walmart Inc	COM	931142103	229,669	3,817	SH		DFND	NONE	3,817	0	0
Walmart Inc	COM	931142103	2,482,253	41,254	SH		SOLE	NONE	41,254	0	0
Walt Disney Co/The	COM	254687106	96,787	791	SH		DFND	NONE	791	0	0
Walt Disney Co/The	COM	254687106	1,819,616	14,871	SH		SOLE	NONE	14,871	0	0
Warner Bros Discovery Inc	COM SER A	934423104	471	54	SH		DFND	NONE	54	0	0
Warner Bros Discovery Inc	COM SER A	934423104	14,143	1,620	SH		SOLE	NONE	1,620	0	0
Waters Corp	COM	941848103	2,065	6	SH		DFND	NONE	6	0	0
Waters Corp	COM	941848103	22,031	64	SH		SOLE	NONE	64	0	0
Webster Financial Corp	COM	947890109	30,462	600	SH		SOLE	NONE	600	0	0
Weyerhaeuser Co	COM NEW	962166104	16,662	464	SH		SOLE	NONE	464	0	0
Whirlpool Corp	COM	963320106	11,365	95	SH		DFND	NONE	95	0	0
Williams Cos Inc/The	COM	969457100	7,209	185	SH		SOLE	NONE	185	0	0
Williams-Sonoma Inc	COM	969904101	269,265	848	SH		SOLE	NONE	848	0	0
WisdomTree Asset Management Inc	US QTLY DIV GRT	97717X669	21,257	279	SH		SOLE	NONE	279	0	0
Woodside Energy Group Ltd	SPONSORED ADR	980228308	3,515	176	SH		DFND	NONE	176	0	0
Xcel Energy Inc	COM	98389B100	13,438	250	SH		SOLE	NONE	250	0	0
Xerox Holdings Corp	COM NEW	98421M106	1,432	80	SH		SOLE	NONE	80	0	0
Xylem Inc/NY	COM	98419M100	19,386	150	SH		SOLE	NONE	150	0	0
YUM BRANDS INC	COM	988498101	416	3	SH		DFND	NONE	3	0	0
Yum China Holdings Inc	COM	98850P109	119	3	SH		DFND	NONE	3	0	0
iShares ETFs/USA	MSCI CDA ETF	464286509	1,952	51	SH		SOLE	NONE	51	0	0
iShares ETFs/USA	MSCI EQUAL WEITE	464286681	1,040,107	11,431	SH		SOLE	NONE	11,431	0	0
iShares ETFs/USA	CORE US AGGBD ET	464287226	73,259	748	SH		DFND	NONE	748	0	0
iShares ETFs/USA	CORE US AGGBD ET	464287226	52,594	537	SH		SOLE	NONE	537	0	0
iShares ETFs/USA	20 YR TR BD ETF	464287432	8,610	91	SH		SOLE	NONE	91	0	0
iShares ETFs/USA	7-10 YR TRSY BD	464287440	148,238	1,566	SH		SOLE	NONE	1,566	0	0
iShares ETFs/USA	MSCI EAFE ETF	464287465	221,452	2,773	SH		DFND	NONE	2,773	0	0
iShares ETFs/USA	MSCI EAFE ETF	464287465	306,423	3,837	SH		SOLE	NONE	3,837	0	0
iShares ETFs/USA	RUS MDCP VAL ETF	464287473	59,532	475	SH		SOLE	NONE	475	0	0
iShares ETFs/USA	RUS MID CAP ETF	464287499	527,244	6,270	SH		SOLE	NONE	6,270	0	0
iShares ETFs/USA	CORE S&P MCP ETF	464287507	1,646,722	27,111	SH		DFND	NONE	27,111	0	0
iShares ETFs/USA	CORE S&P MCP ETF	464287507	55,187,195	908,581	SH		SOLE	NONE	908,581	0	0
iShares ETFs/USA	S&P MC 400GR ETF	464287606	67,525	740	SH		DFND	NONE	740	0	0
iShares ETFs/USA	S&P MC 400GR ETF	464287606	855,743	9,378	SH		SOLE	NONE	9,378	0	0
iShares ETFs/USA	RUS 1000 ETF	464287622	10,945	38	SH		SOLE	NONE	38	0	0
iShares ETFs/USA	RUS 2000 GRW ETF	464287648	365,851	1,351	SH		SOLE	NONE	1,351	0	0
iShares ETFs/USA	RUSSELL 3000 ETF	464287689	67,518	225	SH		SOLE	NONE	225	0	0
iShares ETFs/USA	S&P MC 400VL ETF	464287705	1,454,612	12,297	SH		SOLE	NONE	12,297	0	0
iShares ETFs/USA	CORE S&P SCP ETF	464287804	1,977,203	17,890	SH		DFND	NONE	17,890	0	0
iShares ETFs/USA	CORE S&P SCP ETF	464287804	47,840,935	432,871	SH		SOLE	NONE	432,871	0	0
iShares ETFs/USA	US CONSM STAPLES	464287812	27,593	408	SH		SOLE	NONE	408	0	0
iShares ETFs/USA	DOW JONES US ETF	464287846	60,458	472	SH		SOLE	NONE	472	0	0
iShares ETFs/USA	INTL TREA BD ETF	464288117	5,945	150	SH		DFND	NONE	150	0	0
iShares ETFs/USA	JPMORGAN USD EMG	464288281	9,051	101	SH		SOLE	NONE	101	0	0
iShares ETFs/USA	INTL SEL DIV ETF	464288448	4,320,543	154,085	SH		DFND	NONE	154,085	0	0
iShares ETFs/USA	INTL SEL DIV ETF	464288448	6,040,489	215,424	SH		SOLE	NONE	215,424	0	0
iShares ETFs/USA	MSCI KLD400 SOC	464288570	308,479	3,060	SH		DFND	NONE	3,060	0	0
iShares ETFs/USA	MSCI KLD400 SOC	464288570	2,513,395	24,932	SH		SOLE	NONE	24,932	0	0
iShares ETFs/USA	MBS ETF	464288588	265,708	2,875	SH		DFND	NONE	2,875	0	0
iShares ETFs/USA	MBS ETF	464288588	21,279,210	230,245	SH		SOLE	NONE	230,245	0	0
iShares ETFs/USA	INTRM GOV CR ETF	464288612	474,669	4,565	SH		SOLE	NONE	4,565	0	0
iShares ETFs/USA	ISHS 5-10YR INVT	464288638	460,994	8,934	SH		DFND	NONE	8,934	0	0
iShares ETFs/USA	ISHS 5-10YR INVT	464288638	932,360	18,069	SH		SOLE	NONE	18,069	0	0
iShares ETFs/USA	ISHS 1-5YR INVS	464288646	1,129,493	22,026	SH		DFND	NONE	22,026	0	0
iShares ETFs/USA	ISHS 1-5YR INVS	464288646	39,690,772	774,001	SH		SOLE	NONE	774,001	0	0
iShares ETFs/USA	3 7 YR TREAS BD	464288661	135,266	1,168	SH		DFND	NONE	1,168	0	0
iShares ETFs/USA	3 7 YR TREAS BD	464288661	2,512,730	21,697	SH		SOLE	NONE	21,697	0	0
iShares ETFs/USA	GLOB UTILITS ETF	464288711	88,277	1,495	SH		SOLE	NONE	1,495	0	0
iShares ETFs/USA	US OIL GS EX ETF	464288851	19,362	181	SH		SOLE	NONE	181	0	0
iShares ETFs/USA	MSCI USA MIN VOL	46429B697	84,165	1,007	SH		SOLE	NONE	1,007	0	0
iShares ETFs/USA	MSCI USA QLT FCT	46432F339	197,549	1,202	SH		SOLE	NONE	1,202	0	0
iShares ETFs/USA	MSCI USA MMENTM	46432F396	56,205	300	SH		SOLE	NONE	300	0	0
iShares ETFs/USA	CORE MSCI EMKT	46434G103	490,458	9,505	SH		SOLE	NONE	9,505	0	0
iShares ETFs/USA	MSCI EMRG CHN	46434G764	94,703	1,645	SH		SOLE	NONE	1,645	0	0
iShares ETFs/USA	ESG AWR MSCI EM	46434G863	225,255	6,989	SH		SOLE	NONE	6,989	0	0
iShares ETFs/USA	MSCI INTL QUALTY	46434V456	7,218	182	SH		SOLE	NONE	182	0	0
iShares ETFs/USA	CORE DIV GRWTH	46434V621	1,452	25	SH		SOLE	NONE	25	0	0
iShares ETFs/USA	ESG AWRE USD ETF	46435G193	20,530	893	SH		SOLE	NONE	893	0	0
iShares ETFs/USA	ESG AWRE 1 5 YR	46435G243	511,877	20,910	SH		SOLE	NONE	20,910	0	0
iShares ETFs/USA	ESG AWR MSCI USA	46435G425	2,690,984	23,408	SH		SOLE	NONE	23,408	0	0
iShares ETFs/USA	ESG AWR US AGRGT	46435U549	527,825	11,216	SH		SOLE	NONE	11,216	0	0
iShares ETFs/USA	ESG AWARE MSCI	46435U663	729,129	18,106	SH		SOLE	NONE	18,106	0	0
iShares ETFs/USA	0-3 MNTH TREASRY	46436E718	9,064	90	SH		DFND	NONE	90	0	0
iShares ETFs/USA	0-3 MNTH TREASRY	46436E718	5,162,495	51,261	SH		SOLE	NONE	51,261	0	0