SBT Bancorp (SBTB) 10-Q 11 Aug 17 2017 Q2 Quarterly report Financial data

Document And Entity Information

Document And Entity Information - shares	6 Months Ended
	Jun. 30, 2017	Jul. 26, 2017
Document Information [Line Items]
Entity Registrant Name	SBT Bancorp, Inc.
Entity Central Index Key	1,354,174
Trading Symbol	sbtb
Current Fiscal Year End Date	--12-31
Entity Filer Category	Smaller Reporting Company
Entity Current Reporting Status	Yes
Entity Voluntary Filers	No
Entity Well-known Seasoned Issuer	No
Entity Common Stock, Shares Outstanding (in shares)		1,372,762
Document Type	10-Q
Document Period End Date	Jun. 30, 2017
Document Fiscal Year Focus	2,017
Document Fiscal Period Focus	Q2
Amendment Flag	false

Consolidated Balance Sheets (Cu

Consolidated Balance Sheets (Current Period Unaudited) - USD ($) $ in Thousands	Jun. 30, 2017	Dec. 31, 2016
ASSETS
Cash and due from banks	$ 11,404	$ 10,976
Interest-bearing deposits with the Federal Reserve Bank and Federal Home Loan Bank	19,782	9,786
Money market mutual funds	682	95
Federal funds sold	103	150
Cash and cash equivalents	31,971	21,007
Certificates of deposit	1,250	1,250
Investments in available-for-sale securities, at fair value	58,069	58,728
Federal Home Loan Bank stock, at cost	3,663	2,896
Loans held-for-sale	6,473	2,801
Loans	410,268	409,164
Less: allowance for loan losses	3,924	3,753
Loans, net	406,344	405,411
Premises and equipment, net	2,032	1,905
Accrued interest receivable	1,291	1,301
Bank owned life insurance	9,250	9,130
Other assets	5,386	5,570
Total assets	525,729	509,999
LIABILITIES AND STOCKHOLDERS' EQUITY
Demand deposits	133,044	134,341
Savings and NOW deposits	217,216	212,835
Time deposits	67,992	66,588
Total deposits	418,252	413,764
Securities sold under agreements to repurchase	2,651	2,694
Federal Home Loan Bank advances	64,318	54,058
Long-term subordinated debt	7,266	7,252
Other liabilities	1,869	1,944
Total liabilities	494,356	479,712
Stockholders' equity:
Common stock, no par value; authorized 2,000,000 shares; issued and outstanding 1,372,823 shares and 1,372,409 shares, respectively, at June 30, 2017 and 1,372,394 shares and 1,371,980 shares, respectively, at December 31, 2016	19,156	19,133
Retained earnings	12,708	12,017
Treasury stock, 414 shares	(7)	(7)
Unearned compensation-restricted stock awards	(225)	(293)
Accumulated other comprehensive loss	(259)	(563)
Total stockholders' equity	31,373	30,287
Total liabilities and stockholders' equity	$ 525,729	$ 509,999

Consolidated Balance Sheets (C3

Consolidated Balance Sheets (Current Period Unaudited) (Parentheticals) - $ / shares $ / shares in Thousands	Jun. 30, 2017	Dec. 31, 2016
Common stock, par value (in dollars per share)	$ 0	$ 0
Common stock, shares authorized (in shares)	2,000,000	2,000,000
Common stock, shares issued (in shares)	1,372,823	1,372,394
Common stock, shares outstanding (in shares)	1,372,409	1,371,980
Treasury stock, shares (in shares)	414	414

Consolidated Statements of Inco

Consolidated Statements of Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2017	Jun. 30, 2016	Jun. 30, 2017	Jun. 30, 2016
Interest and dividend income:
Interest and fees on loans	$ 3,814	$ 3,305	$ 7,472	$ 6,380
Investment securities	348	388	691	782
Interest-bearing deposits	24	10	49	28
Total interest and dividend income	4,186	3,703	8,212	7,190
Interest expense:
Interest on deposits	273	188	539	347
Interest on securities sold under agreements to repurchase	2	2	3	3
Interest on Federal Home Loan Bank advances	139	66	208	98
Interest on long-term subordinated debt	135	135	269	242
Total interest expense	549	391	1,019	690
Net interest and dividend income	3,637	3,312	7,193	6,500
Provision for loan losses	85	170	335	301
Net interest and dividend income after provision for loan losses	3,552	3,142	6,858	6,199
Noninterest income:
Service charges on deposit accounts	91	91	183	181
(Loss) gain on sales of available-for-sale securities, net	(1)	23	(2)	70
Other service charges and fees	232	208	421	440
Increase in cash surrender value of life insurance policies	59	62	120	113
Mortgage banking activities, net	296	257	538	251
Investment services fees and commissions	45	52	74	79
Other income	49	11	72	29
Total noninterest income	771	704	1,406	1,163
Noninterest expense:
Salaries and employee benefits	1,747	1,921	3,440	3,752
Occupancy expense	362	390	745	760
Equipment expense	121	113	230	206
Advertising and promotions	203	187	305	294
Forms and supplies	30	35	56	74
Professional fees	198	119	398	203
Directors’ fees	52	54	111	107
Correspondent charges	82	73	148	146
FDIC assessment	108	91	218	153
Data processing	225	197	454	409
Internet banking costs	47	93	91	145
Other expenses	412	323	724	663
Total noninterest expense	3,587	3,596	6,920	6,912
Income before income taxes	736	250	1,344	450
Income tax provision (benefit)	168	(1)	274	(7)
Net income	568	251	1,070	457
Net income available to common stockholders	$ 568	$ 251	$ 1,070	$ 457
Weighted average shares outstanding, basic (in shares)	1,359,033	1,351,924	1,358,590	1,350,247
Earnings per common share, basic (in dollars per share)	$ 0.42	$ 0.19	$ 0.79	$ 0.34
Weighted average shares outstanding, assuming dilution (in shares)	1,362,532	1,352,239	1,361,341	1,351,365
Earnings per common share, assuming dilution (in dollars per share)	$ 0.42	$ 0.19	$ 0.79	$ 0.34
Dividends declared on common stock, per share (in dollars per share)	$ 0.14	$ 0.14	$ 0.28	$ 0.28

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income (Unaudited) - USD ($) $ in Thousands		3 Months Ended		6 Months Ended
		Jun. 30, 2017	Jun. 30, 2016	Jun. 30, 2017	Jun. 30, 2016
Net income		$ 568	$ 251	$ 1,070	$ 457
Other comprehensive income net of tax:
Net change in unrealized holding gain/loss on securities available-for-sale		278	488	461	1,455
Reclassification adjustment for realized gains in net income (1)	[1]		(21)		(69)
Other comprehensive income, before tax		278	467	461	1,386
Income tax expense		(94)	(159)	(157)	(473)
Other comprehensive income, net of tax		184	308	304	913
Comprehensive income		$ 752	$ 559	$ 1,374	$ 1,370
[1]	Reclassification adjustments are comprised of realized security gains and losses. The gains and losses have been reclassified out of accumulated other comprehensive loss and have affected certain lines in the consolidated statements of income as follows: the pre-tax amount is included in gain on sales of available-for-sale securities, net, the tax expense amount is included in income tax provision (benefit) and the after tax amount is included in net income.

Consolidated Statements of Chan

Consolidated Statements of Changes in Stockholders' Equity (Unaudited) - USD ($) $ in Thousands	Common Stock [Member]	Retained Earnings [Member]	Treasury Stock [Member]	Unallocated Employee Stock Ownership Plan [Member]	AOCI Attributable to Parent [Member]	Total
Common stock issued	$ 19					$ 19
Dividends declared on common stock ($.28 per share)		(377)				(377)
Balance at Jun. 30, 2016	18,873	11,368	(7)	(127)	724	30,831
Balance at Dec. 31, 2015	18,856	11,288	(7)	(206)	(189)	29,742
Net income		457				457
Other comprehensive income, net of tax					913	913
Stock-based compensation	10			67		77
Forfeited restricted stock awards	(12)			12
Common stock issued	19	1				20
Dividends declared on common stock ($.28 per share)		(380)				(380)
Balance at Jun. 30, 2017	19,156	12,708	(7)	(225)	(259)	31,373
Balance at Dec. 31, 2016	19,133	12,017	(7)	(293)	(563)	30,287
Net income		1,070				1,070
Other comprehensive income, net of tax					304	304
Stock-based compensation	$ 4			$ 68		$ 72

Consolidated Statements of Cha7

Consolidated Statements of Changes in Stockholders' Equity (Unaudited) (Parentheticals) - $ / shares	6 Months Ended
	Jun. 30, 2017	Jun. 30, 2016
Retained Earnings [Member]
Dividends declared on common stock, per share (in dollars per share)	$ 0.28	$ 0.28
Dividends declared on common stock, per share (in dollars per share)	$ 0.28	$ 0.28

Consolidated Statements of Cash

Consolidated Statements of Cash Flows (Unaudited) - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2017	Jun. 30, 2016
Cash flows from operating activities:
Net income	$ 1,070	$ 457
Adjustments to reconcile net income to net cash used in operating activities:
Amortization of securities, net	164	178
Loss (gain) on available-for-sale securities, net of writedowns	2	(70)
Change in deferred origination costs, net	58	(93)
Provision for loan losses	335	301
Loans originated for sale	(43,383)	(40,966)
Proceeds from sales of loans originated for sale	40,160	36,863
Gain on sales of loans	(449)	(524)
Loss on sale of other real estate owned	13
Depreciation and amortization	208	188
Amortization of long-term subordinated debt issuance costs	14	14
Decrease (increase) in other assets	261	(195)
Decrease (increase) in interest receivable	10	(88)
Increase in taxes receivable	(234)	(151)
Increase in cash surrender value of bank owned life insurance	(120)	(113)
Stock-based compensation	72	77
(Decrease) increase in other liabilities	(94)	114
Increase (decrease) in interest payable	19	(53)
Net cash used in operating activities	(1,894)	(4,061)
Cash flows from investing activities:
Purchases of certificates of deposit		(250)
Purchases of available-for-sale securities	(2,772)	(6,103)
Proceeds from maturities of available-for-sale securities	3,726	9,078
Proceeds from sales of available-for-sale securities	0	966
Purchases of Federal Home Loan Bank stock	(1,618)	(1,772)
Redemption of Federal Home Loan Bank stock	851	456
Loan originations and principal collections, net	(1,906)	(17,711)
Loans purchased		(25,748)
Recoveries of loans previously charged off	10	5
Proceeds from sale of other real estate owned	557
Purchase of bank owned life insurance		(1,500)
Capital expenditures	(335)	(846)
Net cash used in investing activities	(1,487)	(43,425)
Cash flows from financing activities:
Net increase (decrease) in demand deposits, NOW and savings accounts	3,084	(220)
Net increase in time deposits	1,404	5,406
Net (decrease) increase in securities sold under agreements to repurchase	(43)	933
Net change in short-term Federal Home Loan Bank (FHLB) advances	10,000	32,500
Proceeds from long-term FHLB advances	260
Proceeds from issuance of common stock	20	19
Increase in subordinated debt issuance fees		(7)
Dividends paid - common stock	(380)	(377)
Net cash provided by financing activities	14,345	38,254
Net increase (decrease) in cash and cash equivalents	10,964	(9,232)
Cash and cash equivalents at beginning of period	21,007	28,890
Cash and cash equivalents at end of period	31,971	19,658
Supplemental disclosures of cash flow information:
Interest paid	986	464
Income taxes paid	509	144
Supplemental disclosures of non-cash transactions:
Loans transferred to other real estate owned	$ 570

Note 1 - Basis of Presentation

Note 1 - Basis of Presentation	6 Months Ended
	Jun. 30, 2017
Notes to Financial Statements
Nature of Operations [Text Block]	NOTE 1 – BASIS OF PRESENTATION The accompanying unaudited consolidated financial statements have been prepared in accordance with generally accepted accounting principles ("GAAP") for interim financial information and the instructions to Form 10 not for complete financial statements. In the opinion of management, the accompanying unaudited consolidated financial statements reflect all necessary adjustments, consisting of only normal recurring accruals, to present fairly the financial position, results of operations, cash flows and changes in stockholders’ equity of SBT Bancorp, Inc. (the “Company”) for the periods presented. The Company’s only business is its investment in The Simsbury Bank & Trust Company, Inc. (the “Bank”), which is a community-oriented financial institution providing a variety of banking and investment services. The Bank offers investment products to customers through SBT Investment Services, Inc., a wholly-owned subsidiary of the Bank, and through its affiliation with the securities broker/dealer, LPL Financial Corporation. In May 2010, January 2011, not not December 31, 2017. While management believes that the disclosures presented are adequate so as to not ’s Form 10 December 31, 2016.

Note 2 - Stock-based Compensati

Note 2 - Stock-based Compensation	6 Months Ended
	Jun. 30, 2017
Notes to Financial Statements
Disclosure of Compensation Related Costs, Share-based Payments [Text Block]	NOTE 2 – STOCK-BASED COMPENSATION At June 30, 2017, six June 30, 2017, $72 six June 30, 2016, $77

Note 3 - Recent Accounting Pron

Note 3 - Recent Accounting Pronouncements	6 Months Ended
	Jun. 30, 2017
Notes to Financial Statements
New Accounting Pronouncements and Changes in Accounting Principles [Text Block]	NOTE 3 – RECENT ACCOUNTING PRONOUNCEMENTS In January 2016, 2016 01, “Financial Instruments-Overall (Subtopic 825 10 December 15, 2017. no In February 2016, 2016 02, 842 2016 02 December 15, 2018 2016 02 In March 2016, 2016 09, Compensation- Stock Compensation (Topic 718 1 2 3 December 15, 2016, 2016 09 January 1, 2017. no six June 30, 2017. In June 2016, 2016 13, 326 2016 13 2016 13 1 2 3 2016 13 December 15, 2019, adoption of ASU 2016 13 In August 2016, No. 2016 15, "Statement of Cash Flows (Topic 230 not eight No. 2016 15 December 15, 2017. No. 2016 15 not In March 2017, No. 2017 08, “Premium Amortization on Purchased Callable Debt Securities.” This ASU shortens the amortization period for the premium on certain purchased callable debt securities to the earliest call date. Today, entities generally amortize the premium over the contractual life of the security. The new guidance does not No. 2017 08 December 15, 2018 first Management believes there will be no I n May 2017, No. 2017 09, not No. 2017 09 December 15, 2017; No. 2017 09 not

Note 4 - Fair Value Measurement

Note 4 - Fair Value Measurements	6 Months Ended
	Jun. 30, 2017
Notes to Financial Statements
Fair Value Disclosures [Text Block]	NOTE 4 Accounting Standards Codification ( ASC) 820 10, In accordance with ASC 820 10, three Level 1 1 Level 2 third Level 3 not 3 A financial instrument ’s level within the fair value hierarchy is based on the lowest level of input that is significant to the fair value measurement. The Company did not 1 2 six June 30, 2017. A description of the valuation methodologies used for instruments measured at fair value, as well as the general classification of such instruments pursuant to the valuation hierarchy, is set forth below. These valuation methodologies were applied to all of the Company ’s financial assets and financial liabilities carried at fair value for June 30, 2017 December 31, 2016. The Company ’s investments in obligations of states and municipalities, mortgage-backed securities and other debt securities available-for-sale are generally classified within Level 2 may Level 3 not ’s best estimate is used. Subsequent to inception, management only changes Level 3 third The company enters into interest rate lock commitments to make loans it intends to sell and enters into forward commitments to sell mortgage loans, both of which are considered derivatives to be measured at fair value. Fair values for these derivative financial instruments are based on prices currently charged to enter into similar arrangements, taking into account the probability the commitment will be exercised. The calculated fair value of these derivatives were not June 30, 2017 December 31, 2016 not The Company ’s impaired loans are reported at the fair value of the underlying collateral if repayment is expected solely from the collateral. Collateral values are estimated using Level 2 third 3 Other real estate owned values are estimated using Level 2 third 3 The following summarizes assets measured at fair value at June 30, 2017 December 31, 2016. A ssets Measured at Fair Value on a Recurring Basis Fair Value Measurements at Reporting Date Using: Quoted Prices in Significant Significant Active Markets for Other Observable Unobservable Identical Assets Inputs Inputs Total Level 1 Level 2 Level 3 (In Thousands) June 30, 2017: Debt securities issued by U.S. government $ 5,520 $ - $ 5,520 $ - Obligations of states and municipalities 14,420 - 14,420 - Mortgage-backed securities 37,189 - 37,189 - SBA loan pools 940 - 940 - Totals $ 58,069 $ - $ 58,069 $ - December 31, 2016: Debt securities issued by U.S. government $ 4,253 $ - $ 4,253 $ - Obligations of states and municipalities 14,352 - 14,352 - Mortgage-backed securities 39,140 - 39,140 - SBA loan pools 983 - 983 - Totals $ 58,728 $ - $ 58,728 $ - There were no June 30, 2017 December 31, 2016. T he estimated fair values of the Company’s financial instruments, all of which are held or issued for purposes other than trading, were as follows as of June 30, 2017 December 31, 2016: June 30, 2017 Carrying Fair Value Amount Level 1 Level 2 Level 3 Total (In Thousands) Financial assets: Cash and cash equivalents $ 31,971 $ 31,971 $ - $ - $ 31,971 Certificates of deposit 1,250 1,250 - - 1,250 Available-for-sale securities 58,069 - 58,069 - 58,069 Federal Home Loan Bank stock 3,663 - 3,663 - 3,663 Loans held-for-sale 6,473 - - 6,570 6,570 Loans, net 406,344 - - 402,809 402,809 Mortgage servicing rights, net 1,982 - - 2,671 2,671 Accrued interest receivable 1,291 1,291 - - 1,291 Bank owned life insurance 9,250 - 9,250 - 9,250 Financial liabilities: Deposits 418,252 350,260 67,808 - 418,068 Securities sold under agreements to repurchase 2,651 - 2,651 - 2,651 Federal Home Loan Bank advances 64,318 - 64,038 - 64,038 Long-term subordinated debt 7,266 - 7,298 - 7,298 December 31, 2016 Carrying Amount Level 1 Level 2 Level 3 Total (In Thousands) Financial assets: Cash and cash equivalents $ 21,007 21,007 $ - $ - $ 21,007 Certificates of deposit 1,250 1,250 - - 1,250 Available-for-sale securities 58,728 - 58,728 - 58,728 Federal Home Loan Bank stock 2,896 - 2,896 - 2,896 Loans held-for-sale 2,801 - - 2,818 2,818 Loans, net 405,411 - - 401,008 401,008 Mortgage servicing rights, net 1,996 - - 2,432 2,432 Accrued interest receivable 1,301 1,301 - - 1,301 Bank owned life insurance 9,130 - 9,130 - 9,130 Financial liabilities: Deposits 413,764 347,176 66,504 - 413,680 Securities sold under agreements to repurchase 2,694 - 2,694 - 2,694 Federal Home Loan Bank advances 54,058 - 53,767 - 53,767 Long-term subordinated debt 7,252 - 7,268 - 7,268

Note 5 - Earnings Per Common Sh

Note 5 - Earnings Per Common Share	6 Months Ended
	Jun. 30, 2017
Notes to Financial Statements
Earnings Per Share [Text Block]	NO TE 5 Basic earnings per common share ( “EPS”) excludes dilution and is computed by dividing net income available to common stockholders by the weighted-average number of common shares outstanding for the period. Diluted EPS reflects the potential dilution that could occur if securities or other contracts to issue common stock were exercised or converted into common stock or resulted in the issuance of common stock that then shared in the earnings of the entity. The following information was used in the computation of EPS on both a basic and diluted basis for the three six June 30, 2017 2016: For the three months ended 6/30/17 6/30/16 (In Thousands, except share and per share data) Basic earnings per share computation: Net income available to common stockholders $ 568 $ 251 Weighted average shares outstanding, basic 1,359,033 1,351,924 Basic earnings per share $ 0.42 $ 0.19 Diluted earnings per share computation: Net income available to common stockholders $ 568 $ 251 Weighted average shares outstanding, before dilution 1,359,033 1,351,924 Dilutive potential shares 3,499 315 Weighted average shares outstanding, assuming dilution 1,362,532 1,352,239 Diluted earnings per share $ 0.42 $ 0.19 For the six months ended 6/30/17 6/30/16 (In Thousands, except share and per share data) Basic earnings per share computation: Net income available to common stockholders $ 1,070 $ 457 Weighted average shares outstanding, basic 1,358,590 1,350,247 Basic earnings per share $ 0.79 $ 0.34 Diluted earnings per share computation: Net income available to common stockholders $ 1,070 $ 457 Weighted average shares outstanding, before dilution 1,358,590 1,350,247 Dilutive potential shares 2,751 1,118 Weighted average shares outstanding, assuming dilution 1,361,341 1,351,365 Diluted earnings per share $ 0.79 $ 0.34

Note 6 - Investment Securities

Note 6 - Investment Securities	6 Months Ended
	Jun. 30, 2017
Notes to Financial Statements
Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block]	NOTE 6 – INVESTMENT SECURITIES The following table s summarize the amounts and distribution of the Company’s investment securities held as of June 30, 2017 December 31, 2016: INVESTMENT PORTFOLIO (Dollars In Thousands) June 30, 2017 Amortized Unrealized Unrealized Fair Cost Gains Losses Value Yield AVAILABLE-FOR-SALE SECURITIES Debt securities issued by U.S. government corporations and agencies Due within one year $ 2,000 $ - 2 1,998 1.16 % Due after one to five years 3,516 10 4 3,522 1.55 % Total U.S. government corporations and agencies 5,516 10 6 5,520 1.41 % Obligations of states and municipalities Due within one year - - - - - % Due after one to five years 1,680 22 - 1,702 1.80 % Due after five to ten years 7,287 91 28 7,350 1.64 % Due after ten to fifteen years 5,300 85 17 5,368 2.38 % Total obligations of states and municipalities 14,267 198 45 14,420 1.93 % Mortgage-backed securities Due after one to five years 677 4 2 679 1.56 % Due after five to ten years 4,810 13 28 4,795 2.04 % Due after ten to fifteen years 19,112 9 339 18,782 2.26 % Due beyond fifteen years 13,151 11 229 12,933 2.50 % Total mortgage-backed securities 37,750 37 598 37,189 2.30 % SBA loan pools Due after five to ten years 929 11 - 940 2.79 % Total SBA loan pools 929 11 - 940 2.79 % Total available-for-sale securities $ 58,462 $ 256 $ 649 $ 58,069 2.13 % INVESTMENT PORTFOLIO (Dollars In Thousands) December 31,2016 Amortized Unrealized Unrealized Fair Cost Gains Losses Value Yield AVAILABLE-FOR-SALE SECURITIES Debt securities issued by U.S. government corporations and agencies Due within one year $ 1,000 $ 1 $ - $ 1,001 1.00 % Due after one to five years 3,250 6 4 3,252 1.24 % Total obligations of states and municipalities 4,250 7 4 4,253 1.18 % Obligations of states and municipalities Due after one to five years 250 1 - 251 4.00 % Due after five to ten years 6,253 100 41 6,312 2.91 % Due after ten to fifteen years 7,417 78 100 7,395 2.76 % Due beyond fifteen years 389 5 - 394 3.30 % Total obligations of states and municipalities 14,309 184 141 14,352 2.86 % Mortgage-backed securities Due after one to five years 718 7 4 721 2.25 % Due after five to ten years 3,480 13 21 3,472 1.80 % Due after ten to fifteen years 20,272 9 539 19,742 1.69 % Due beyond fifteen years 15,580 11 386 15,205 2.00 % Total mortgage-backed securities 40,050 40 950 39,140 1.83 % SBA loan pools Due after five to ten years 973 13 3 983 3.30 % Total SBA loan pools 973 13 3 983 3.30 % Total available-for-sale securities $ 59,582 $ 244 $ 1,098 $ 58,728 2.33 % T he aggregate fair value and unrealized losses of securities that have been in a continuous unrealized loss position for less than twelve twelve not June 30, 2017 December 31, 2016: Less than 12 Months 12 Months or Longer Total Fair Unrealized Fair Unrealized Fair Unrealized Value Losses Value Losses Value Losses (In Thousands) June 30, 2017: Debt securities issued by U.S. Government corporations and agencies $ 3,244 $ 6 $ - $ - $ 3,244 $ 6 Obligations of states and municipalities 3,148 45 - - 3,148 45 Mortgage-backed securities 28,943 467 3,780 106 32,723 573 Total temporarily impaired securities 35,335 518 3,780 106 39,115 624 Other-than-temporarily impaired securities: Mortgage-backed securities - - 136 25 136 25 Total temporarily impaired and other- than-temporarily impaired securities $ 35,335 $ 518 $ 3,916 $ 131 $ 39,251 $ 649 December 31, 2016: Debt securities issued by U.S. Government corporations and agencies $ 1,246 $ 4 $ - $ - $ 1,246 $ 4 SBA loan pools 743 3 - - 743 3 Obligations of states and municipalities 5,934 141 - - 5,934 141 Mortgage-backed securities 32,817 788 2,890 136 35,707 924 Total temporarily impaired securities 40,740 936 2,890 136 43,630 1,072 Other-than-temporarily impaired securities: Mortgage-backed securities 9 - 158 26 167 26 Total temporarily impaired and other- than-temporarily impaired securities $ 40,749 $ 936 $ 3,048 $ 162 $ 43,797 $ 1,098 The securities in the Company ’s investment portfolio that were temporarily impaired as of June 30, 2017 not not not no During the three six June 30, 2017, no During the three June 30, 2016, $401 $23 $8 six June 30, 2016, $966 $70 $24

Note 7 - Loan Information

Note 7 - Loan Information	6 Months Ended
	Jun. 30, 2017
Notes to Financial Statements
Loans, Notes, Trade and Other Receivables Disclosure [Text Block]	NOTE 7 – LOAN INFORMATION Loans consisted of the fo llowing as of June 30, 2017 December 31, 2016: June 30, 2017 December 31, 2016 (In Thousands) Real estate - residential $ 140,807 $ 143,212 Real estate - commercial 85,570 79,629 Real estate - municipal 9,015 8,733 Real estate - residential construction and land development 2,227 2,932 Real estate - commercial construction and land development 20,851 15,960 Home equity 49,055 48,876 Commercial and industrial 68,474 69,254 Municipal 4,657 4,215 Consumer 28,228 34,911 Total loans 408,884 407,722 Allowance for loan losses (3,924 ) (3,753 ) Deferred costs, net 1,384 1,442 Net loans $ 406,344 $ 405,411 The allowance for loan losses is established as losses are estimated to have occurred through a provision for lo an losses charged to earnings. Loan losses are charged against the allowance when management believes the uncollectability of a loan balance is confirmed. Subsequent recoveries, if any, are credited to the allowance. The allowance for loan losses is evaluated on a regular basis by management and is based upon management ’s periodic review of the collectability of the loans in light of historical experience, the nature and volume of the loan portfolio, adverse situations that may General component: The general component of the allowance for loan losses is based on historical loss experience adjusted for qualitative factors stratified by the following loan segments: residential real estate, commercial real estate, construction and land development, home equity, commercial and consumer. Management uses a rolling average of historical losses based on a time frame appropriate to capture relevant loss data for each loan segment. This historical loss factor is adjusted for the following qualitative factors: levels/trends in delinquencies; trends in volume and terms of loans; effects of changes in risk selection and underwriting standards and other changes in lending policies, procedures and practices; experience/ability/depth of lending management and staff; and national and local economic trends and conditions. There were no six June 30, 2017. The qualitative factors are determined based on the various risk characteristics of each loan segment. Risk characteristics relevant to each portfolio segment are as follows: Residential real estate and home equity: The Company generally does not 80 80% not Commercial real estate: Loans in this segment are primarily income-producing properties throughout the Farmington Valley and surrounding communities in Connecticut. The underlying cash flows generated by the properties are adversely impacted by a downturn in the economy as evidenced by increased vacancy rates, which, in turn, will have an effect on the credit quality in this segment. Management periodically obtains rent rolls and continually monitors the cash flows of these loans. Construction and land development loans: Loans in this segment primarily include speculative real estate development loans for which payment is derived from the sale of the property. Credit risk is affected by cost overruns, time to sell at an adequate price, and market conditions. Commercial loans: Loans in this segment are made to businesses and are generally secured by the assets of the business. Repayment is expected from the cash flows of the business. A weakened economy, and resultant decreased consumer spending, will have an effect on the credit quality in this segment. Consumer loans: Loans in this segment are generally unsecured and repayment is dependent on the credit quality of the individual borrower. Allocated component: The allocated component relates to loans that are classified as impaired. Impairment is measured on a loan-by-loan basis for commercial, commercial real estate and construction loans by either the present value of expected future cash flows discounted at the loan ’s effective interest rate or the fair value of the collateral if the loan is collateral dependent. An allowance is established when the discounted cash flows (or collateral value) of the impaired loan are lower than the carrying value of that loan. Large groups of smaller balance homogeneous loans are collectively evaluated for impairment. Accordingly, the Company does not A loan is considered impaired when, based on current information and events, it is probable that the Company will be unable to collect the scheduled payments of principal or interest when due according to the contractual terms of the loan agreement. Factors considered by management in determining impairment include payment status, collateral value, and the probability of collecting scheduled principal and interest payments when due. Loans that experience insignificant payment delays and payment shortfalls generally are not ’s prior payment record, and the amount of the shortfall in relation to the principal and interest owed. The Company may Unallocated component: An unallocated component is maintained to cover uncertainties that could affect management ’s estimate of probable losses. The unallocated component of the allowance reflects the margin of imprecision inherent in the underlying assumptions used in the methodologies for estimating allocated and general reserves in the portfolio. The following tables present activity in the allowance for loan losses by portfolio segment for the three June 30, 2017 June 30, 2016: Real Estate: Residential Commercial Construction and Land Development Home Equity Commercial & Industrial Consumer Unallocated Total (In Thousands) June 30, 2017: Allowance for loan Beginning balance $ 1,050 $ 1,030 $ 287 $ 344 $ 937 $ 188 $ 33 $ 3,869 Charge-offs - - - - (8 ) (30 ) - (38 ) Recoveries - - - - 7 1 - 8 Provision (benefit) (60 ) 46 (29 ) 37 74 22 (5 ) 85 Ending balance $ 990 $ 1,076 $ 258 $ 381 $ 1,010 $ 181 $ 28 $ 3,924 Real Estate: Residential Commercial Construction and Land Development Home Equity Commercial & Industrial Consumer Unallocated Total (In Thousands) June 30, 2016: Allowance for loan Beginning balance $ 1,067 $ 800 $ 286 $ 323 $ 509 $ 174 $ 1 $ 3,160 Charge-offs - - - - - (5 ) - (5 ) Recoveries - - - - - 4 - 4 Provision(benefit) (2 ) 62 (28 ) 2 67 67 2 170 Ending balance $ 1,065 $ 862 $ 258 $ 325 $ 576 $ 240 $ 3 $ 3,329 The following table s present activity in the allowance for loan losses by portfolio segment for the six June 30, 2017 June 30, 2016: Real Estate: Residential Commercial Construction and Land Development Home Equity Commercial & Industrial Consumer Unallocated Total (In Thousands) June 30, 2017: Allowance for loan losses: Beginning balance $ 1,057 $ 1,044 $ 212 $ 346 $ 824 $ 249 $ 21 $ 3,753 Charge-offs (36 ) - - (99 ) (8 ) (31 ) - (174 ) Recoveries - - - - 8 2 - 10 Provision (benefit) (31 ) 32 46 134 186 (39 ) 7 335 Ending balance $ 990 $ 1,076 $ 258 $ 381 $ 1,010 $ 181 $ 28 $ 3,924 Real Estate: Residential Commercial Construction and Land Development Home Equity Commercial & Industrial Consumer Unallocated Total (In Thousands) June 30, 2016: Allowance for loan losses: Beginning balance $ 1,065 $ 706 $ 324 $ 331 $ 398 $ 157 $ 47 $ 3,028 Charge-offs - - - - - (5 ) - (5 ) Recoveries - - - - 1 4 - 5 Provision(benefit) - 156 (66 ) (6 ) 177 84 (44 ) 301 Ending balance $ 1,065 $ 862 $ 258 $ 325 $ 576 $ 240 $ 3 $ 3,329 The following tables set forth information regarding loans and the allowance for loan losses by portfolio segment as of June 30, 2017 December 31, 2016: Real Estate: Residential Commercial Construction and Land Development Home Equity Commercial and Industrial Consumer Unallocated Total (In Thousands) June 30, 2017: Allowance for loan losses Ending balance: Individually evaluated for impairment $ - $ - $ - $ - $ 85 $ - $ - $ 85 Ending balance: Collectively 990 1,076 258 381 925 181 28 3,839 Total allowance for loan $ 990 $ 1,076 $ 258 $ 381 $ 1,010 $ 181 $ 28 $ 3,924 Loans: Ending balance: Individually $ - $ 1,150 $ 222 $ - 367 $ - $ - $ 1,739 Ending balance: Collectively evaluated for impairment 140,807 93,435 22,856 49,055 72,764 28,228 - 407,145 Total loans ending balance $ 140,807 $ 94,585 $ 23,078 $ 49,055 $ 73,131 $ 28,228 $ - $ 408,884 Real Estate: Residential Commercial Construction and Land Development Home Equity Commercial & Industrial Consumer Unallocated Total (In Thousands) December 31, 2016: Allowance for loan Ending balance: Individually evaluated for impairment $ - $ - $ - $ - $ 1 $ - $ - $ 1 Ending balance: 1,057 1,044 212 346 823 249 21 3,752 Total allowance for loan $ 1,057 $ 1,044 $ 212 $ 346 $ 824 $ 249 $ 21 $ 3,753 Loans: Ending balance: $ - $ 1,150 $ 222 $ - $ 415 $ - $ - $ 1,787 Ending balance: Collectively evaluated for impairment 143,212 87,212 18,670 48,876 73,054 34,911 - 405,935 Total loans ending balance $ 143,212 $ 88,362 $ 18,892 $ 48,876 $ 73,469 $ 34,911 $ - $ 407,722 The following tables present the Company’s loans by risk rating as of June 30, 2017 December 31, 2016: Real Estate Residential Commercial Construction and Land Development Home Equity Commercial and Industrial Consumer Total (In Thousands) June 30, 2017: Grade: Pass $ - $ 85,887 $ 20,629 $ - $ 71,489 $ - $ 178,005 Special mention - 6,099 - - 533 - 6,632 Substandard 1,339 2,599 222 214 1,109 - 5,483 Loans not formally rated 139,468 - 2,227 48,841 - 28,228 218,764 Total $ 140,807 $ 94,585 $ 23,078 $ 49,055 $ 73,131 $ 28,228 $ 408,884 December 31, 2016: Grade: Pass $ - $ 79,800 $ 15,738 $ - $ 71,939 $ - $ 167,477 Special mention - 5,900 - - 324 - 6,224 Substandard 1,947 2,662 222 319 1,206 - 6,356 Loans not formally rated 141,265 - 2,932 48,557 - 34,911 227,665 Total $ 143,212 $ 88,362 $ 18,892 $ 48,876 $ 73,469 $ 34,911 $ 407,722 Credit Quality Indicators : As part of the ongoing monitoring of the credit quality of the Company’s loan portfolio, management tracks certain credit quality indicators, including trends related to (i) weighted average risk rating of commercial loans; (ii) the level of classified and criticized commercial loans; (iii) non-performing loans; (iv) net charge-offs; and (v) the general economic conditions within the State of Connecticut. The Company utilizes a risk rating grading matrix to assign a risk grade to each of its commercial loans. Loans are graded on a scale of 1 7 . A “Pass” is defined as risk rating 1 3.75 . A description of each rating class is as follows: Risk Rating 1 Risk Rating 2 – This risk rating is assigned to borrowers of high credit quality who have primary and secondary sources of repayment which are well defined and fully confirmed. Risk Rating 3 d secondary sources of repayment that are well defined and adequately confirmed. Most credit factors are favorable, and the credit exposure is managed through normal monitoring. Risk Rating 3.5 wers who are fully responsible for the loan or credit commitment and the secondary sources of repayment are weak. These loans may Risk Rating 3.75 Loans in this category have all of the attributes of risk ratings 1, 2, 3, 3.5. Risk Rating 4 n) – This risk rating is assigned to borrowers whose loan or credit commitment may not Risk Rating 5 – This risk rating is assigned to borrowers who may not may Risk Rating 5.5 – Non-Accrual) - Loans in this category have all the characteristics of risk rating 5 90 Risk Rating 6 – This risk rating is assigned to a borrower or a portion of a borrower’s loan with which the Company is no Risk Rating 7 – This risk rating is assigned to loans which have been charged off or the portion of the loan that has been charged off. “Loss” does not Loans not June 30, 2017, $218.8 ion of the total residential, home equity and consumer loan portfolio of $220.1 not December 31, 2016, $227.7 $229.9 not first 80% June 30, 2017 0.91% 1.07% December 31, 2016. June 30, 2017 0.96% 0.92% December 31, 2016. An age analysis of past-due loans, segregated by class of loans, as of June 30, 2017 December 31, 2016 90 Days 90 Days or More 30-59 Days 60-89 Days or More Total Total Total Past Due Nonaccrual Past Due Past Due Past Due Past Due Current Loans and Accruing Loans (In Thousands) June 30, 2017: Real estate: Residential $ - $ 389 $ 869 $ 1,258 $ 139,549 $ 140,807 $ - $ 1,339 Commercial - - 1,150 1,150 84,420 85,570 - 1,150 Municipal - - - - 9,015 9,015 - - Construction and land development - - 222 222 22,856 23,078 - 222 Home equity 85 76 71 232 48,823 49,055 - 214 Commercial and industrial - - 367 367 68,107 68,474 - 367 Municipal - - - - 4,657 4,657 - - Consumer 88 - 12 100 28,128 28,228 - 12 Total $ 173 $ 465 $ 2,691 $ 3,329 $ 405,555 $ 408,884 $ - $ 3,304 December 31, 2016: Real estate: Residential $ - $ 297 $ 1,811 $ 2,108 $ 141,104 $ 143,212 $ - $ 1,947 Commercial - - 1,150 1,150 78,479 79,629 - 1,150 Municipal - - - - 8,733 8,733 - - Construction and land development - - 222 222 18,670 18,892 - 222 Home equity - 219 169 388 48,488 48,876 - 248 Commercial and industrial 767 42 415 1,224 68,030 69,254 - 415 Municipal - - - - 4,215 4,215 - - Consumer 114 43 1 158 34,753 34,911 - 70 Total $ 881 $ 601 $ 3,768 $ 5,250 $ 402,472 $ 407,722 $ - $ 4,052 I nformation about loans that meet the definition of an impaired loan in ASC 310 10 35 six June 30, 2017 December 31, 2016: Unpaid Average Interest Recorded Principal Related Recorded Income Investment Balance Allowance Investment Recognized (In Thousands) June 30, 2017: With no related allowance recorded: Real Estate: Residential & commercial construction and land development $ 222 $ 222 $ - $ 222 $ - Commerical and industrial 134 134 - 134 - Total impaired with no related allowance 356 356 - 356 - With an allowance recorded: Real Estate: Commercial 1,150 1,150 - 1,150 - Commerical and industrial 233 233 85 256 - Total impaired with an allowance recorded 1,383 1,383 85 1,406 - Total Real Estate: Commercial 1,150 1,150 - 1,150 - Residential & commercial construction and land development 222 222 - 222 - Commerical and industrial 367 367 85 390 - Total impaired loans $ 1,739 $ 1,739 $ 85 $ 1,762 $ - December 31, 2016: With no related allowance recorded: Real Estate: Commercial $ 1,150 $ 1,150 $ - $ 3,029 $ 272 Residential & commercial construction and land development 222 222 - 222 4 Commercial and industrial 134 134 - 135 4 Total impaired with no related allowance 1,506 1,506 - 3,386 280 With an allowance recorded: Real Estate: Commercial and industrial 281 281 1 321 - Total impaired with an allowance recorded 281 281 1 321 - Total Real Estate: Commercial 1,150 1,150 - 3,029 272 Residential & commercial construction and land development 222 222 - 222 4 Commercial and industrial 415 415 1 456 4 Total impaired loans $ 1,787 $ 1,787 $ 1 $ 3,707 $ 280 The Bank ’s TDRs are determined by management. TDRs may may no six June 30, 2017. As of June 30, 2017, no two June 30, 2017. $580 June 30, 2017. There was one December 31, 2016. $179 ’s business interests. The loan was deemed uncollectible and charged off prior to December 31, 2016. The balance of mortgage servicing rights (net) i ncluded in other assets at June 30, 2017 December 31, 2016 $2.0 $147 $246 three June 30, 2017 June 30, 2016, $209 $173 three June 30, 2017 June 30, 2016, $2.7 $2.1 June 30, 2017 December 31, 2016, Mortgage servicing rights of $287 $383 six June 30, 2017 June 30, 2016, The Company includes capitalized mortgage servicing rights as part of the recognized gains on sales of mortgages . The total recognized gains on sales of mortgages, net (net of costs, including direct and indirect origination costs), were $227 $317 three June 30, 2017 2016, $449 $524 six June 30, 2017 2016, Other significant amounts included in mortgag e banking activities, net on the consolidated statements of income for the three June 30, 2017 $195 $209 $82 e banking activities, net on the consolidated statements of income for the three June 30, 2016 $153 $173 $41 Other significant amounts included in mortgag e banking activities, net on the consolidated statements of income for the six June 30, 2017 $388 $419 $116 e banking activities on the consolidated statements of income for the three June 30, 2016 $299 $346 $235 The following is an analysis of the aggregate changes in the valuation allowance for mortgag e servicing rights for the six June 30: 2017 2016 (In Thousands) Balance, beginning of year $ 206 $ 20 Additions - 233 Reductions (116 ) - Balance, end of period $ 90 $ 253 Mortgage loans serviced for others were not serviced for others were $324.6 $303.4 June 30, 2017 December 31, 2016, Management use s derivative financial instruments in connection with the Bank’s risk management activities and to accommodate the needs of the Bank’s customers. The Bank enters into interest rate lock commitments with borrowers and forward sales commitments with investors. Mortgage banking der ivatives are utilized by the Company in its efforts to manage risk of loss associated with its mortgage loan commitments and mortgage loans held for sale. Prior to closing and funding certain single-family residential mortgage loans, interest rate lock commitments are generally extended to the borrowers. During the period from commitment date to closing date, the Company is subject to the risk that market rates of interest may As of June 30, 2017 December 31, 2016, not not June 30, 2017 December 31, 2016

Note 8 - Securities Sold Under

Note 8 - Securities Sold Under Agreements to Repurchase	6 Months Ended
	Jun. 30, 2017
Notes to Financial Statements
Repurchase Agreements, Resale Agreements, Securities Borrowed, and Securities Loaned Disclosure [Text Block]	NOTE 8 – SECURITIES SOLD UNDER AGREEMENTS TO REPURCHASE Securities sold under agreements to repurchase consist of funds borrowed from customers on a short-term basis secured by portions of the Company's investment portfolio. The securities which were sold have been accounted for not generally mature within three

Note 9 - Other Comprehensive In

Note 9 - Other Comprehensive Income	6 Months Ended
	Jun. 30, 2017
Notes to Financial Statements
Comprehensive Income (Loss) Note [Text Block]	NOTE 9 The following table s present the reclassification disclosure for the three six June 30, 2017 2016: Three months ended: 6/30/2017 6/30/2016 ( In Thousands) Net change in unrealized holding gain/loss on securities available-for-sale $ 278 $ 488 Reclassification adjustment for realized gains in net income (1) - (21 ) Other comprehensive income before tax 278 467 Income tax expense (94 ) (159 ) Other comprehensive income, net of tax $ 184 $ 308 Six months ended: 6/30/2017 6/30/2016 ( In Thousands) Net change in unrealized holding gain/loss on securities available-for-sale $ 461 $ 1,455 Reclassification adjustment for realized gains in net income (1) - (69 ) Other comprehensive income before tax 461 1,386 Income tax expense (157 ) (473 ) Other comprehensive income, net of tax $ 304 $ 913 ( 1 Reclassification adjustments are comprised of realized security gains and losses. The gains and losses have been reclassified out of accumulated other comprehensive loss and have affected certain lines in the consolidated statements of income as follows: the pre-tax amount is included in gain on sales of available-for-sale securities, net, the tax expense amount is included in income tax provision (benefit) and the after tax amount is included in net income. Accumulated other c omprehensive loss as of June 30, 2017 December 31, 2016

Note 4 - Fair Value Measureme18

Note 4 - Fair Value Measurements (Tables)	6 Months Ended
	Jun. 30, 2017
Notes Tables
Fair Value, Assets Measured on Recurring Basis [Table Text Block]	Fair Value Measurements at Reporting Date Using: Quoted Prices in Significant Significant Active Markets for Other Observable Unobservable Identical Assets Inputs Inputs Total Level 1 Level 2 Level 3 (In Thousands) June 30, 2017: Debt securities issued by U.S. government $ 5,520 $ - $ 5,520 $ - Obligations of states and municipalities 14,420 - 14,420 - Mortgage-backed securities 37,189 - 37,189 - SBA loan pools 940 - 940 - Totals $ 58,069 $ - $ 58,069 $ - December 31, 2016: Debt securities issued by U.S. government $ 4,253 $ - $ 4,253 $ - Obligations of states and municipalities 14,352 - 14,352 - Mortgage-backed securities 39,140 - 39,140 - SBA loan pools 983 - 983 - Totals $ 58,728 $ - $ 58,728 $ -
Fair Value, by Balance Sheet Grouping [Table Text Block]	June 30, 2017 Carrying Fair Value Amount Level 1 Level 2 Level 3 Total (In Thousands) Financial assets: Cash and cash equivalents $ 31,971 $ 31,971 $ - $ - $ 31,971 Certificates of deposit 1,250 1,250 - - 1,250 Available-for-sale securities 58,069 - 58,069 - 58,069 Federal Home Loan Bank stock 3,663 - 3,663 - 3,663 Loans held-for-sale 6,473 - - 6,570 6,570 Loans, net 406,344 - - 402,809 402,809 Mortgage servicing rights, net 1,982 - - 2,671 2,671 Accrued interest receivable 1,291 1,291 - - 1,291 Bank owned life insurance 9,250 - 9,250 - 9,250 Financial liabilities: Deposits 418,252 350,260 67,808 - 418,068 Securities sold under agreements to repurchase 2,651 - 2,651 - 2,651 Federal Home Loan Bank advances 64,318 - 64,038 - 64,038 Long-term subordinated debt 7,266 - 7,298 - 7,298 December 31, 2016 Carrying Amount Level 1 Level 2 Level 3 Total (In Thousands) Financial assets: Cash and cash equivalents $ 21,007 21,007 $ - $ - $ 21,007 Certificates of deposit 1,250 1,250 - - 1,250 Available-for-sale securities 58,728 - 58,728 - 58,728 Federal Home Loan Bank stock 2,896 - 2,896 - 2,896 Loans held-for-sale 2,801 - - 2,818 2,818 Loans, net 405,411 - - 401,008 401,008 Mortgage servicing rights, net 1,996 - - 2,432 2,432 Accrued interest receivable 1,301 1,301 - - 1,301 Bank owned life insurance 9,130 - 9,130 - 9,130 Financial liabilities: Deposits 413,764 347,176 66,504 - 413,680 Securities sold under agreements to repurchase 2,694 - 2,694 - 2,694 Federal Home Loan Bank advances 54,058 - 53,767 - 53,767 Long-term subordinated debt 7,252 - 7,268 - 7,268

Note 5 - Earnings Per Common 19

Note 5 - Earnings Per Common Share (Tables)	6 Months Ended
	Jun. 30, 2017
Notes Tables
Schedule of Earnings Per Share, Basic and Diluted [Table Text Block]	For the three months ended 6/30/17 6/30/16 (In Thousands, except share and per share data) Basic earnings per share computation: Net income available to common stockholders $ 568 $ 251 Weighted average shares outstanding, basic 1,359,033 1,351,924 Basic earnings per share $ 0.42 $ 0.19 Diluted earnings per share computation: Net income available to common stockholders $ 568 $ 251 Weighted average shares outstanding, before dilution 1,359,033 1,351,924 Dilutive potential shares 3,499 315 Weighted average shares outstanding, assuming dilution 1,362,532 1,352,239 Diluted earnings per share $ 0.42 $ 0.19 For the six months ended 6/30/17 6/30/16 (In Thousands, except share and per share data) Basic earnings per share computation: Net income available to common stockholders $ 1,070 $ 457 Weighted average shares outstanding, basic 1,358,590 1,350,247 Basic earnings per share $ 0.79 $ 0.34 Diluted earnings per share computation: Net income available to common stockholders $ 1,070 $ 457 Weighted average shares outstanding, before dilution 1,358,590 1,350,247 Dilutive potential shares 2,751 1,118 Weighted average shares outstanding, assuming dilution 1,361,341 1,351,365 Diluted earnings per share $ 0.79 $ 0.34

Note 6 - Investment Securities

Note 6 - Investment Securities (Tables)	6 Months Ended
	Jun. 30, 2017
Notes Tables
Available-for-sale Securities [Table Text Block]	INVESTMENT PORTFOLIO (Dollars In Thousands) June 30, 2017 Amortized Unrealized Unrealized Fair Cost Gains Losses Value Yield AVAILABLE-FOR-SALE SECURITIES Debt securities issued by U.S. government corporations and agencies Due within one year $ 2,000 $ - 2 1,998 1.16 % Due after one to five years 3,516 10 4 3,522 1.55 % Total U.S. government corporations and agencies 5,516 10 6 5,520 1.41 % Obligations of states and municipalities Due within one year - - - - - % Due after one to five years 1,680 22 - 1,702 1.80 % Due after five to ten years 7,287 91 28 7,350 1.64 % Due after ten to fifteen years 5,300 85 17 5,368 2.38 % Total obligations of states and municipalities 14,267 198 45 14,420 1.93 % Mortgage-backed securities Due after one to five years 677 4 2 679 1.56 % Due after five to ten years 4,810 13 28 4,795 2.04 % Due after ten to fifteen years 19,112 9 339 18,782 2.26 % Due beyond fifteen years 13,151 11 229 12,933 2.50 % Total mortgage-backed securities 37,750 37 598 37,189 2.30 % SBA loan pools Due after five to ten years 929 11 - 940 2.79 % Total SBA loan pools 929 11 - 940 2.79 % Total available-for-sale securities $ 58,462 $ 256 $ 649 $ 58,069 2.13 % INVESTMENT PORTFOLIO (Dollars In Thousands) December 31,2016 Amortized Unrealized Unrealized Fair Cost Gains Losses Value Yield AVAILABLE-FOR-SALE SECURITIES Debt securities issued by U.S. government corporations and agencies Due within one year $ 1,000 $ 1 $ - $ 1,001 1.00 % Due after one to five years 3,250 6 4 3,252 1.24 % Total obligations of states and municipalities 4,250 7 4 4,253 1.18 % Obligations of states and municipalities Due after one to five years 250 1 - 251 4.00 % Due after five to ten years 6,253 100 41 6,312 2.91 % Due after ten to fifteen years 7,417 78 100 7,395 2.76 % Due beyond fifteen years 389 5 - 394 3.30 % Total obligations of states and municipalities 14,309 184 141 14,352 2.86 % Mortgage-backed securities Due after one to five years 718 7 4 721 2.25 % Due after five to ten years 3,480 13 21 3,472 1.80 % Due after ten to fifteen years 20,272 9 539 19,742 1.69 % Due beyond fifteen years 15,580 11 386 15,205 2.00 % Total mortgage-backed securities 40,050 40 950 39,140 1.83 % SBA loan pools Due after five to ten years 973 13 3 983 3.30 % Total SBA loan pools 973 13 3 983 3.30 % Total available-for-sale securities $ 59,582 $ 244 $ 1,098 $ 58,728 2.33 %
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value [Table Text Block]	Less than 12 Months 12 Months or Longer Total Fair Unrealized Fair Unrealized Fair Unrealized Value Losses Value Losses Value Losses (In Thousands) June 30, 2017: Debt securities issued by U.S. Government corporations and agencies $ 3,244 $ 6 $ - $ - $ 3,244 $ 6 Obligations of states and municipalities 3,148 45 - - 3,148 45 Mortgage-backed securities 28,943 467 3,780 106 32,723 573 Total temporarily impaired securities 35,335 518 3,780 106 39,115 624 Other-than-temporarily impaired securities: Mortgage-backed securities - - 136 25 136 25 Total temporarily impaired and other- than-temporarily impaired securities $ 35,335 $ 518 $ 3,916 $ 131 $ 39,251 $ 649 December 31, 2016: Debt securities issued by U.S. Government corporations and agencies $ 1,246 $ 4 $ - $ - $ 1,246 $ 4 SBA loan pools 743 3 - - 743 3 Obligations of states and municipalities 5,934 141 - - 5,934 141 Mortgage-backed securities 32,817 788 2,890 136 35,707 924 Total temporarily impaired securities 40,740 936 2,890 136 43,630 1,072 Other-than-temporarily impaired securities: Mortgage-backed securities 9 - 158 26 167 26 Total temporarily impaired and other- than-temporarily impaired securities $ 40,749 $ 936 $ 3,048 $ 162 $ 43,797 $ 1,098

Note 7 - Loan Information (Tabl

Note 7 - Loan Information (Tables)	6 Months Ended
	Jun. 30, 2017
Notes Tables
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]	June 30, 2017 December 31, 2016 (In Thousands) Real estate - residential $ 140,807 $ 143,212 Real estate - commercial 85,570 79,629 Real estate - municipal 9,015 8,733 Real estate - residential construction and land development 2,227 2,932 Real estate - commercial construction and land development 20,851 15,960 Home equity 49,055 48,876 Commercial and industrial 68,474 69,254 Municipal 4,657 4,215 Consumer 28,228 34,911 Total loans 408,884 407,722 Allowance for loan losses (3,924 ) (3,753 ) Deferred costs, net 1,384 1,442 Net loans $ 406,344 $ 405,411
Allowance for Credit Losses on Financing Receivables [Table Text Block]	Real Estate: Residential Commercial Construction and Land Development Home Equity Commercial & Industrial Consumer Unallocated Total (In Thousands) June 30, 2017: Allowance for loan Beginning balance $ 1,050 $ 1,030 $ 287 $ 344 $ 937 $ 188 $ 33 $ 3,869 Charge-offs - - - - (8 ) (30 ) - (38 ) Recoveries - - - - 7 1 - 8 Provision (benefit) (60 ) 46 (29 ) 37 74 22 (5 ) 85 Ending balance $ 990 $ 1,076 $ 258 $ 381 $ 1,010 $ 181 $ 28 $ 3,924 Real Estate: Residential Commercial Construction and Land Development Home Equity Commercial & Industrial Consumer Unallocated Total (In Thousands) June 30, 2016: Allowance for loan Beginning balance $ 1,067 $ 800 $ 286 $ 323 $ 509 $ 174 $ 1 $ 3,160 Charge-offs - - - - - (5 ) - (5 ) Recoveries - - - - - 4 - 4 Provision(benefit) (2 ) 62 (28 ) 2 67 67 2 170 Ending balance $ 1,065 $ 862 $ 258 $ 325 $ 576 $ 240 $ 3 $ 3,329 Real Estate: Residential Commercial Construction and Land Development Home Equity Commercial & Industrial Consumer Unallocated Total (In Thousands) June 30, 2017: Allowance for loan losses: Beginning balance $ 1,057 $ 1,044 $ 212 $ 346 $ 824 $ 249 $ 21 $ 3,753 Charge-offs (36 ) - - (99 ) (8 ) (31 ) - (174 ) Recoveries - - - - 8 2 - 10 Provision (benefit) (31 ) 32 46 134 186 (39 ) 7 335 Ending balance $ 990 $ 1,076 $ 258 $ 381 $ 1,010 $ 181 $ 28 $ 3,924 Real Estate: Residential Commercial Construction and Land Development Home Equity Commercial & Industrial Consumer Unallocated Total (In Thousands) June 30, 2016: Allowance for loan losses: Beginning balance $ 1,065 $ 706 $ 324 $ 331 $ 398 $ 157 $ 47 $ 3,028 Charge-offs - - - - - (5 ) - (5 ) Recoveries - - - - 1 4 - 5 Provision(benefit) - 156 (66 ) (6 ) 177 84 (44 ) 301 Ending balance $ 1,065 $ 862 $ 258 $ 325 $ 576 $ 240 $ 3 $ 3,329 Real Estate: Residential Commercial Construction and Land Development Home Equity Commercial and Industrial Consumer Unallocated Total (In Thousands) June 30, 2017: Allowance for loan losses Ending balance: Individually evaluated for impairment $ - $ - $ - $ - $ 85 $ - $ - $ 85 Ending balance: Collectively 990 1,076 258 381 925 181 28 3,839 Total allowance for loan $ 990 $ 1,076 $ 258 $ 381 $ 1,010 $ 181 $ 28 $ 3,924 Loans: Ending balance: Individually $ - $ 1,150 $ 222 $ - 367 $ - $ - $ 1,739 Ending balance: Collectively evaluated for impairment 140,807 93,435 22,856 49,055 72,764 28,228 - 407,145 Total loans ending balance $ 140,807 $ 94,585 $ 23,078 $ 49,055 $ 73,131 $ 28,228 $ - $ 408,884 Real Estate: Residential Commercial Construction and Land Development Home Equity Commercial & Industrial Consumer Unallocated Total (In Thousands) December 31, 2016: Allowance for loan Ending balance: Individually evaluated for impairment $ - $ - $ - $ - $ 1 $ - $ - $ 1 Ending balance: 1,057 1,044 212 346 823 249 21 3,752 Total allowance for loan $ 1,057 $ 1,044 $ 212 $ 346 $ 824 $ 249 $ 21 $ 3,753 Loans: Ending balance: $ - $ 1,150 $ 222 $ - $ 415 $ - $ - $ 1,787 Ending balance: Collectively evaluated for impairment 143,212 87,212 18,670 48,876 73,054 34,911 - 405,935 Total loans ending balance $ 143,212 $ 88,362 $ 18,892 $ 48,876 $ 73,469 $ 34,911 $ - $ 407,722
Financing Receivable Credit Quality Indicators [Table Text Block]	Real Estate Residential Commercial Construction and Land Development Home Equity Commercial and Industrial Consumer Total (In Thousands) June 30, 2017: Grade: Pass $ - $ 85,887 $ 20,629 $ - $ 71,489 $ - $ 178,005 Special mention - 6,099 - - 533 - 6,632 Substandard 1,339 2,599 222 214 1,109 - 5,483 Loans not formally rated 139,468 - 2,227 48,841 - 28,228 218,764 Total $ 140,807 $ 94,585 $ 23,078 $ 49,055 $ 73,131 $ 28,228 $ 408,884 December 31, 2016: Grade: Pass $ - $ 79,800 $ 15,738 $ - $ 71,939 $ - $ 167,477 Special mention - 5,900 - - 324 - 6,224 Substandard 1,947 2,662 222 319 1,206 - 6,356 Loans not formally rated 141,265 - 2,932 48,557 - 34,911 227,665 Total $ 143,212 $ 88,362 $ 18,892 $ 48,876 $ 73,469 $ 34,911 $ 407,722
Past Due Financing Receivables [Table Text Block]	90 Days 90 Days or More 30-59 Days 60-89 Days or More Total Total Total Past Due Nonaccrual Past Due Past Due Past Due Past Due Current Loans and Accruing Loans (In Thousands) June 30, 2017: Real estate: Residential $ - $ 389 $ 869 $ 1,258 $ 139,549 $ 140,807 $ - $ 1,339 Commercial - - 1,150 1,150 84,420 85,570 - 1,150 Municipal - - - - 9,015 9,015 - - Construction and land development - - 222 222 22,856 23,078 - 222 Home equity 85 76 71 232 48,823 49,055 - 214 Commercial and industrial - - 367 367 68,107 68,474 - 367 Municipal - - - - 4,657 4,657 - - Consumer 88 - 12 100 28,128 28,228 - 12 Total $ 173 $ 465 $ 2,691 $ 3,329 $ 405,555 $ 408,884 $ - $ 3,304 December 31, 2016: Real estate: Residential $ - $ 297 $ 1,811 $ 2,108 $ 141,104 $ 143,212 $ - $ 1,947 Commercial - - 1,150 1,150 78,479 79,629 - 1,150 Municipal - - - - 8,733 8,733 - - Construction and land development - - 222 222 18,670 18,892 - 222 Home equity - 219 169 388 48,488 48,876 - 248 Commercial and industrial 767 42 415 1,224 68,030 69,254 - 415 Municipal - - - - 4,215 4,215 - - Consumer 114 43 1 158 34,753 34,911 - 70 Total $ 881 $ 601 $ 3,768 $ 5,250 $ 402,472 $ 407,722 $ - $ 4,052
Impaired Financing Receivables [Table Text Block]	Unpaid Average Interest Recorded Principal Related Recorded Income Investment Balance Allowance Investment Recognized (In Thousands) June 30, 2017: With no related allowance recorded: Real Estate: Residential & commercial construction and land development $ 222 $ 222 $ - $ 222 $ - Commerical and industrial 134 134 - 134 - Total impaired with no related allowance 356 356 - 356 - With an allowance recorded: Real Estate: Commercial 1,150 1,150 - 1,150 - Commerical and industrial 233 233 85 256 - Total impaired with an allowance recorded 1,383 1,383 85 1,406 - Total Real Estate: Commercial 1,150 1,150 - 1,150 - Residential & commercial construction and land development 222 222 - 222 - Commerical and industrial 367 367 85 390 - Total impaired loans $ 1,739 $ 1,739 $ 85 $ 1,762 $ - December 31, 2016: With no related allowance recorded: Real Estate: Commercial $ 1,150 $ 1,150 $ - $ 3,029 $ 272 Residential & commercial construction and land development 222 222 - 222 4 Commercial and industrial 134 134 - 135 4 Total impaired with no related allowance 1,506 1,506 - 3,386 280 With an allowance recorded: Real Estate: Commercial and industrial 281 281 1 321 - Total impaired with an allowance recorded 281 281 1 321 - Total Real Estate: Commercial 1,150 1,150 - 3,029 272 Residential & commercial construction and land development 222 222 - 222 4 Commercial and industrial 415 415 1 456 4 Total impaired loans $ 1,787 $ 1,787 $ 1 $ 3,707 $ 280
Schedule of Valuation Allowance for Impairment of Recognized Servicing Assets [Table Text Block]	2017 2016 (In Thousands) Balance, beginning of year $ 206 $ 20 Additions - 233 Reductions (116 ) - Balance, end of period $ 90 $ 253

Note 9 - Other Comprehensive 22

Note 9 - Other Comprehensive Income (Tables)	6 Months Ended
	Jun. 30, 2017
Notes Tables
Comprehensive Income (Loss) [Table Text Block]	Three months ended: 6/30/2017 6/30/2016 ( In Thousands) Net change in unrealized holding gain/loss on securities available-for-sale $ 278 $ 488 Reclassification adjustment for realized gains in net income (1) - (21 ) Other comprehensive income before tax 278 467 Income tax expense (94 ) (159 ) Other comprehensive income, net of tax $ 184 $ 308 Six months ended: 6/30/2017 6/30/2016 ( In Thousands) Net change in unrealized holding gain/loss on securities available-for-sale $ 461 $ 1,455 Reclassification adjustment for realized gains in net income (1) - (69 ) Other comprehensive income before tax 461 1,386 Income tax expense (157 ) (473 ) Other comprehensive income, net of tax $ 304 $ 913

Note 2 - Stock-based Compensa23

Note 2 - Stock-based Compensation (Details Textual) - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2017	Jun. 30, 2016
Allocated Share-based Compensation Expense	$ 72	$ 77

Note 4 - Fair Value Measureme24

Note 4 - Fair Value Measurements (Details Textual) - USD ($) $ in Thousands	Jun. 30, 2017	Dec. 31, 2016
Assets, Fair Value Disclosure, Nonrecurring	$ 0	$ 0

Note 4 - Fair Value Measureme25

Note 4 - Fair Value Measurements - Assets Measured at Fair Value on a Recurring Basis (Details) - USD ($) $ in Thousands	Jun. 30, 2017	Dec. 31, 2016
Available-for-sale securities	$ 58,069	$ 58,728
Fair Value, Measurements, Recurring [Member]
Available-for-sale securities	58,069	58,728
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Available-for-sale securities
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Available-for-sale securities	58,069	58,728
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Available-for-sale securities
Fair Value, Measurements, Recurring [Member] | US Government Agencies Debt Securities [Member]
Available-for-sale securities	5,520	4,253
Fair Value, Measurements, Recurring [Member] | US Government Agencies Debt Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Available-for-sale securities
Fair Value, Measurements, Recurring [Member] | US Government Agencies Debt Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Available-for-sale securities	5,520	4,253
Fair Value, Measurements, Recurring [Member] | US Government Agencies Debt Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Available-for-sale securities
Fair Value, Measurements, Recurring [Member] | US States and Political Subdivisions Debt Securities [Member]
Available-for-sale securities	14,420	14,352
Fair Value, Measurements, Recurring [Member] | US States and Political Subdivisions Debt Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Available-for-sale securities
Fair Value, Measurements, Recurring [Member] | US States and Political Subdivisions Debt Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Available-for-sale securities	14,420	14,352
Fair Value, Measurements, Recurring [Member] | US States and Political Subdivisions Debt Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Available-for-sale securities
Fair Value, Measurements, Recurring [Member] | Collateralized Mortgage Backed Securities [Member]
Available-for-sale securities	37,189	39,140
Fair Value, Measurements, Recurring [Member] | Collateralized Mortgage Backed Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Available-for-sale securities
Fair Value, Measurements, Recurring [Member] | Collateralized Mortgage Backed Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Available-for-sale securities	37,189	39,140
Fair Value, Measurements, Recurring [Member] | Collateralized Mortgage Backed Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Available-for-sale securities
Fair Value, Measurements, Recurring [Member] | Other Debt Obligations [Member]
Available-for-sale securities	940	983
Fair Value, Measurements, Recurring [Member] | Other Debt Obligations [Member] | Fair Value, Inputs, Level 1 [Member]
Available-for-sale securities
Fair Value, Measurements, Recurring [Member] | Other Debt Obligations [Member] | Fair Value, Inputs, Level 2 [Member]
Available-for-sale securities	940	983
Fair Value, Measurements, Recurring [Member] | Other Debt Obligations [Member] | Fair Value, Inputs, Level 3 [Member]
Available-for-sale securities

Note 4 - Fair Value Measureme26

Note 4 - Fair Value Measurements - Financial Instruments (Details) - USD ($) $ in Thousands	Jun. 30, 2017	Dec. 31, 2016
Financial assets:
Available-for-sale securities	$ 58,069	$ 58,728
Reported Value Measurement [Member]
Financial assets:
Cash and cash equivalents	31,971	21,007
Certificates of deposit	1,250	1,250
Available-for-sale securities	58,069	58,728
Federal Home Loan Bank stock	3,663	2,896
Loans held-for-sale	6,473	2,801
Loans, net	406,344	405,411
Servicing Asset at Fair Value, Amount	1,982	1,996
Accrued interest receivable	1,291	1,301
Bank owned life insurance	9,250	9,130
Financial liabilities:
Deposits	418,252	413,764
Securities sold under agreements to repurchase	2,651	2,694
Federal Home Loan Bank advances	64,318	54,058
Long-term subordinated debt	7,266	7,252
Estimate of Fair Value Measurement [Member]
Financial assets:
Cash and cash equivalents	31,971	21,007
Certificates of deposit	1,250	1,250
Available-for-sale securities	58,069	58,728
Federal Home Loan Bank stock	3,663	2,896
Loans held-for-sale	6,570	2,818
Loans, net	402,809	401,008
Servicing Asset at Fair Value, Amount	2,671	2,432
Accrued interest receivable	1,291	1,301
Bank owned life insurance	9,250	9,130
Financial liabilities:
Deposits	418,068	413,680
Securities sold under agreements to repurchase	2,651	2,694
Federal Home Loan Bank advances	64,038	53,767
Long-term subordinated debt	7,298	7,268
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member]
Financial assets:
Cash and cash equivalents	31,971	21,007
Certificates of deposit	1,250	1,250
Available-for-sale securities	0	0
Federal Home Loan Bank stock	0	0
Loans held-for-sale	0	0
Loans, net	0	0
Servicing Asset at Fair Value, Amount		0
Accrued interest receivable	1,291	1,301
Bank owned life insurance	0	0
Financial liabilities:
Deposits	350,260	347,176
Securities sold under agreements to repurchase	0	0
Federal Home Loan Bank advances	0	0
Long-term subordinated debt	0	0
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member]
Financial assets:
Cash and cash equivalents	0	0
Certificates of deposit	0	0
Available-for-sale securities	58,069	58,728
Federal Home Loan Bank stock	3,663	2,896
Loans held-for-sale	0	0
Loans, net	0	0
Servicing Asset at Fair Value, Amount		0
Accrued interest receivable	0	0
Bank owned life insurance	9,250	9,130
Financial liabilities:
Deposits	67,808	66,504
Securities sold under agreements to repurchase	2,651	2,694
Federal Home Loan Bank advances	64,038	53,767
Long-term subordinated debt	7,298	7,268
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member]
Financial assets:
Cash and cash equivalents	0	0
Certificates of deposit	0	0
Available-for-sale securities	0	0
Federal Home Loan Bank stock	0	0
Loans held-for-sale	6,570	2,818
Loans, net	402,809	401,008
Servicing Asset at Fair Value, Amount	2,671	2,432
Accrued interest receivable	0	0
Bank owned life insurance	0	0
Financial liabilities:
Deposits		0
Securities sold under agreements to repurchase	0	0
Federal Home Loan Bank advances	0	0
Long-term subordinated debt	$ 0	$ 0

Note 5 - Earnings Per Common 27

Note 5 - Earnings Per Common Share - Computation of EPS on Both Basic and Diluted Basis (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2017	Jun. 30, 2016	Jun. 30, 2017	Jun. 30, 2016
Dilutive potential shares (in shares)	3,499	315	2,751	1,118
Weighted average shares outstanding, assuming dilution (in shares)	1,362,532	1,352,239	1,361,341	1,351,365
Earnings per common share, assuming dilution (in dollars per share)	$ 0.42	$ 0.19	$ 0.79	$ 0.34
Net income available to common stockholders	$ 568	$ 251	$ 1,070	$ 457
Net income available to common stockholders	$ 568	$ 251	$ 1,070	$ 457
Weighted average shares outstanding, basic (in shares)	1,359,033	1,351,924	1,358,590	1,350,247
Earnings per common share, basic (in dollars per share)	$ 0.42	$ 0.19	$ 0.79	$ 0.34

Note 6 - Investment Securitie28

Note 6 - Investment Securities (Details Textual) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2017	Jun. 30, 2016	Jun. 30, 2017	Jun. 30, 2016
Available-for-sale Securities, Realized Gain (Loss) Income Tax Expense (Benefit)		$ 8		$ 24
Proceeds from Sale of Available-for-sale Securities	$ 0	401	$ 0	966
Available-for-sale Securities, Gross Realized Gains		$ 23		$ 70

Note 6 - Investment Securitie29

Note 6 - Investment Securities - Available-for-sale Securities (Details) - USD ($) $ in Thousands	Jun. 30, 2017	Dec. 31, 2016
Amortized cost, total available-for-sale securities	$ 58,462	$ 59,582
Unrealized gains, total available-for-sale securities	256	244
Unrealized losses, total available-for-sale securities	649	1,098
Fair value, total available-for-sale securities	$ 58,069	$ 58,728
Yield, total available-for-sale securities	2.13%	2.33%
US Government Agencies Debt Securities [Member]
Amortized cost, total available-for-sale securities	$ 5,516	$ 4,250
Unrealized gains, total available-for-sale securities	10	7
Unrealized losses, total available-for-sale securities	6	4
Fair value, total available-for-sale securities	$ 5,520	$ 4,253
Yield, total available-for-sale securities	1.41%	1.18%
Amortized cost, due within one year	$ 2,000
Unrealized gains, due within one year
Unrealized losses, due within one year	2
Fair value, due within one year	$ 1,998
Yield, due within one year	1.16%
Amortized cost, due after one to five years	$ 3,516	$ 3,250
Unrealized gains, due after one to five years	10	6
Unrealized losses, due after one to five years	4	4
Fair value, due after one to five years	$ 3,522	$ 3,252
Yield, due after one to five years	1.55%	1.24%
US States and Political Subdivisions Debt Securities [Member]
Unrealized losses, due after five to ten years	$ 28	$ 41
Fair value, due after five to ten years	$ 7,350	$ 6,312
Yield, due after five to ten years	1.64%	2.91%
Amortized cost, due after ten to fifteen years	$ 5,300	$ 7,417
Unrealized gains, due after ten to fifteen years	85	78
Unrealized losses, due after ten to fifteen years	17	100
Fair value, due after ten to fifteen years	$ 5,368	$ 7,395
Yield, due after ten to fifteen years	2.38%	2.76%
Amortized cost, due beyond fifteen years	$ 13,151	$ 389
Unrealized gains, due beyond fifteen years	11	5
Unrealized losses, due beyond fifteen years	229	0
Fair value, due beyond fifteen years	$ 12,933	$ 394
Yield, due beyond fifteen years	2.50%	3.30%
Amortized cost, total available-for-sale securities	$ 14,267	$ 14,309
Unrealized gains, total available-for-sale securities	198	184
Unrealized losses, total available-for-sale securities	45	141
Fair value, total available-for-sale securities	$ 14,420	$ 14,352
Yield, total available-for-sale securities	1.93%	2.86%
Amortized cost, due within one year		$ 1,000
Unrealized gains, due within one year		1
Unrealized losses, due within one year	0	0
Fair value, due within one year		$ 1,001
Yield, due within one year		1.00%
Amortized cost, due after one to five years	$ 1,680	$ 250
Unrealized gains, due after one to five years	22	1
Unrealized losses, due after one to five years	0
Fair value, due after one to five years	$ 1,702	$ 251
Yield, due after one to five years	1.80%	4.00%
Amortized cost, due after five to ten years	$ 7,287	$ 6,253
Unrealized gains, due after five to ten years	91	100
Collateralized Mortgage Backed Securities [Member]
Unrealized losses, due after five to ten years	28	21
Fair value, due after five to ten years	$ 4,795	$ 3,472
Yield, due after five to ten years	2.04%	1.80%
Amortized cost, due after ten to fifteen years	$ 19,112	$ 20,272
Unrealized gains, due after ten to fifteen years	9	9
Unrealized losses, due after ten to fifteen years	339	539
Fair value, due after ten to fifteen years	$ 18,782	$ 19,742
Yield, due after ten to fifteen years	2.26%	1.69%
Amortized cost, due beyond fifteen years		$ 15,580
Unrealized gains, due beyond fifteen years		11
Unrealized losses, due beyond fifteen years		386
Fair value, due beyond fifteen years		$ 15,205
Yield, due beyond fifteen years		2.00%
Amortized cost, total available-for-sale securities	$ 37,750	$ 40,050
Unrealized gains, total available-for-sale securities	37	40
Unrealized losses, total available-for-sale securities	598	950
Fair value, total available-for-sale securities	$ 37,189	$ 39,140
Yield, total available-for-sale securities	2.30%	1.83%
Amortized cost, due after one to five years	$ 677	$ 718
Unrealized gains, due after one to five years	4	7
Unrealized losses, due after one to five years	2	4
Fair value, due after one to five years	$ 679	$ 721
Yield, due after one to five years	1.56%	2.25%
Amortized cost, due after five to ten years	$ 4,810	$ 3,480
Unrealized gains, due after five to ten years	13	13
Other Debt Obligations [Member]
Unrealized losses, due after five to ten years		3
Fair value, due after five to ten years	$ 940	$ 983
Yield, due after five to ten years	2.79%	3.30%
Amortized cost, total available-for-sale securities	$ 929	$ 973
Unrealized gains, total available-for-sale securities	11	13
Unrealized losses, total available-for-sale securities		3
Fair value, total available-for-sale securities	$ 940	$ 983
Yield, total available-for-sale securities	2.79%	3.30%
Amortized cost, due after five to ten years	$ 929	$ 973
Unrealized gains, due after five to ten years	$ 11	$ 13

Note 6 - Investment Securitie30

Note 6 - Investment Securities - Securities in a Continuous Unrealized Loss Position (Details) - USD ($) $ in Thousands	Jun. 30, 2017	Dec. 31, 2016
Less than 12 Months, Fair Value	$ 35,335	$ 40,749
Less than 12 Months, Unrealized Losses	518	936
12 Months or Longer, Fair Value	3,916	3,048
12 Months or Longer, Unrealized Losses	131	162
Total Fair Value	39,251	43,797
Total Unrealized Losses	649	1,098
Temporarily Impaired Securities [Member]
Less than 12 Months, Fair Value	35,335	40,740
Less than 12 Months, Unrealized Losses	518	936
12 Months or Longer, Fair Value	3,780	2,890
12 Months or Longer, Unrealized Losses	106	136
Total Fair Value	39,115	43,630
Total Unrealized Losses	624	1,072
Temporarily Impaired Securities [Member] | US Government Agencies Debt Securities [Member]
Less than 12 Months, Fair Value	3,244	1,246
Less than 12 Months, Unrealized Losses	6	4
12 Months or Longer, Fair Value
12 Months or Longer, Unrealized Losses
Total Fair Value	3,244	1,246
Total Unrealized Losses	6	4
Temporarily Impaired Securities [Member] | US States and Political Subdivisions Debt Securities [Member]
Less than 12 Months, Fair Value	3,148	5,934
Less than 12 Months, Unrealized Losses	45	141
12 Months or Longer, Fair Value
12 Months or Longer, Unrealized Losses
Total Fair Value	3,148	5,934
Total Unrealized Losses	45	141
Temporarily Impaired Securities [Member] | Collateralized Mortgage Backed Securities [Member]
Less than 12 Months, Fair Value	28,943	32,817
Less than 12 Months, Unrealized Losses	467	788
12 Months or Longer, Fair Value	3,780	2,890
12 Months or Longer, Unrealized Losses	106	136
Total Fair Value	32,723	35,707
Total Unrealized Losses	573	924
Temporarily Impaired Securities [Member] | Other Debt Obligations [Member]
Less than 12 Months, Fair Value		743
Less than 12 Months, Unrealized Losses		3
12 Months or Longer, Fair Value
12 Months or Longer, Unrealized Losses
Total Fair Value		743
Total Unrealized Losses		3
Other than Temporarily Impaired Securities [Member] | Collateralized Mortgage Backed Securities [Member]
Less than 12 Months, Fair Value		9
Less than 12 Months, Unrealized Losses
12 Months or Longer, Fair Value	136	158
12 Months or Longer, Unrealized Losses	25	26
Total Fair Value	136	167
Total Unrealized Losses	$ 25	$ 26

Note 7 - Loan Information (Deta

Note 7 - Loan Information (Details Textual) $ in Thousands	3 Months Ended		6 Months Ended		12 Months Ended
	Jun. 30, 2017USD ($)	Jun. 30, 2016USD ($)	Jun. 30, 2017USD ($)	Jun. 30, 2016USD ($)	Dec. 31, 2016USD ($)
Loans and Leases Receivable, Gross	$ 408,884		$ 408,884		$ 407,722
Real Estate Acquired Through Foreclosure	0		0
Mortgage Loans in Process of Foreclosure, Amount	$ 580		$ 580
Percentage of Delinquent Loans Outstanding	0.91%		0.91%		1.07%
Loans and Leases Receivable, Allowance, Percent	0.96%		0.96%		0.92%
Financing Receivable, Modifications, Number of Contracts			0
Gain (Loss) on Sale of Mortgage Loans	$ 227	$ 317	$ 449	$ 524
Designated as Hedging Instrument [Member]
Derivative, Number of Instruments Held	0		0		0
Mortgages [Member]
Principal Amount Outstanding on Loans Securitized or Asset-backed Financing Arrangement	$ 324,600		$ 324,600		$ 303,400
Mortgage Servicing Rights [Member]
Servicing Asset at Fair Value, Amount	2,700		2,700		2,100
Servicing Asset at Amortized Cost	2,000		2,000		$ 2,000
Servicing Asset at Amortized Cost, Additions	147	246	287	383
Bank Servicing Fees	195	153	388	299
Servicing Asset at Amortized Cost, Amortization	209	173	419	346
Valuation Allowance for Impairment of Recognized Servicing Assets, Additions (Deductions) for Expenses (Recoveries)	82	$ 41	116	$ 235
Nonperforming Financial Instruments [Member] | Payments Temporarily Reduced [Member]
Financing Receivable, Modifications, Number of Contracts					1
Financing Receivable, Modifications, Recorded Investment					$ 179
Residential Home Equity and Consumer Portfolio Segments [Member]
Loans and Leases Receivable, Gross	220,100		220,100		229,900
Residential Home Equity and Consumer Portfolio Segments [Member] | Not Formally Rated [Member]
Loans and Leases Receivable, Gross	218,800		218,800		227,700
Home Equity Portfolio Segment [Member]
Loans and Leases Receivable, Gross	$ 49,055		$ 49,055		$ 48,876
Loan to Value Ratio	80.00%		80.00%

Note 7 - Loan Information - Loa

Note 7 - Loan Information - Loans (Details) - USD ($) $ in Thousands	Jun. 30, 2017	Dec. 31, 2016
Loans	$ 408,884	$ 407,722
Allowance for loan losses	(3,924)	(3,753)
Deferred costs, net	1,384	1,442
Loans, net	406,344	405,411
Residential Portfolio Segment [Member]
Loans	140,807	143,212
Commercial Real Estate Portfolio Segment [Member]
Loans	85,570	79,629
Municipal Real Estate Portfolio Segment [Member]
Loans	9,015	8,733
Residential Construction and Land Development Real Estate Portfolio Segment [Member]
Loans	2,227	2,932
Commercial Construction and Land Development Real Estate Portfolio Segment [Member]
Loans	20,851	15,960
Home Equity Portfolio Segment [Member]
Loans	49,055	48,876
Commercial Portfolio Segment [Member]
Loans	68,474	69,254
Municipal Non Real Estate Portfolio Segment [Member]
Loans	4,657	4,215
Consumer Portfolio Segment [Member]
Loans	$ 28,228	$ 34,911

Note 7 - Loan Information - All

Note 7 - Loan Information - Allowance for Loan Losses (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2017	Jun. 30, 2016	Jun. 30, 2017	Jun. 30, 2016	Jun. 30, 2017	Dec. 31, 2016
Ending balance: Collectively evaluated for impairment					$ 3,839	$ 3,752
Total allowance for loan losses ending balance	$ 3,869	$ 3,160	$ 3,924	$ 3,329	3,924	3,753
Ending balance: Individually evaluated for impairment					1,739	1,787
Ending balance: Collectively evaluated for impairment					407,145	405,935
Total loans ending balance					408,884	407,722
Beginning balance	3,869	3,160	3,753	3,028
Charge-offs	(38)	(5)	(174)	(5)
Recoveries	8	4	10	5
Provision (benefit)	85	170	335	301
Ending balance	3,924	3,329	3,924	3,329
Ending balance: Individually evaluated for impairment					85	1
Residential Portfolio Segment [Member]
Ending balance: Collectively evaluated for impairment					990	1,057
Total allowance for loan losses ending balance	1,050	1,067	990	1,065	990	1,057
Ending balance: Individually evaluated for impairment					0	0
Ending balance: Collectively evaluated for impairment					140,807	143,212
Total loans ending balance					140,807	143,212
Beginning balance	1,050	1,067	1,057	1,065
Charge-offs			(36)
Recoveries	0	0	0	0
Provision (benefit)	(60)	(2)	(31)
Ending balance	990	1,065	990	1,065
Ending balance: Individually evaluated for impairment					0	0
Commercial Real Estate Portfolio Segment [Member]
Ending balance: Collectively evaluated for impairment					1,076	1,044
Total allowance for loan losses ending balance	1,030	800	1,076	862	1,076	1,044
Ending balance: Individually evaluated for impairment					1,150	1,150
Ending balance: Collectively evaluated for impairment					93,435	87,212
Total loans ending balance					94,585	88,362
Beginning balance	1,030	800	1,044	706
Charge-offs	0	0	0	0
Recoveries
Provision (benefit)	46	62	32	156
Ending balance	1,076	862	1,076	862
Ending balance: Individually evaluated for impairment					0	0
Construction and Land Development Real Estate Portfolio Segment [Member]
Ending balance: Collectively evaluated for impairment					258	212
Total allowance for loan losses ending balance	287	286	258	258	258	212
Ending balance: Individually evaluated for impairment					222	222
Ending balance: Collectively evaluated for impairment					22,856	18,670
Total loans ending balance					23,078	18,892
Beginning balance	287	286	212	324
Charge-offs	0	0	0	0
Recoveries	0	0	0	0
Provision (benefit)	(29)	(28)	46	(66)
Ending balance	258	258	258	258
Ending balance: Individually evaluated for impairment					0	0
Home Equity Portfolio Segment [Member]
Ending balance: Collectively evaluated for impairment					381	346
Total allowance for loan losses ending balance	344	323	381	325	381	346
Ending balance: Individually evaluated for impairment					0	0
Ending balance: Collectively evaluated for impairment					49,055	48,876
Total loans ending balance					49,055	48,876
Beginning balance	344	323	346	331
Charge-offs	0	0	(99)	0
Recoveries
Provision (benefit)	37	2	134	(6)
Ending balance	381	325	381	325
Ending balance: Individually evaluated for impairment					0	0
Commercial Portfolio Segment [Member]
Ending balance: Collectively evaluated for impairment					925	823
Total allowance for loan losses ending balance	937	509	1,010	576	1,010	824
Ending balance: Individually evaluated for impairment					367	415
Ending balance: Collectively evaluated for impairment					72,764	73,054
Total loans ending balance					73,131	73,469
Beginning balance	937	509	824	398
Charge-offs	(8)	0	(8)	0
Recoveries	7	0	8	1
Provision (benefit)	74	67	186	177
Ending balance	1,010	576	1,010	576
Ending balance: Individually evaluated for impairment					85	1
Consumer Portfolio Segment [Member]
Ending balance: Collectively evaluated for impairment					181	249
Total allowance for loan losses ending balance	188	174	181	240	181	249
Ending balance: Individually evaluated for impairment					0	0
Ending balance: Collectively evaluated for impairment					28,228	34,911
Total loans ending balance					28,228	34,911
Beginning balance	188	174	249	157
Charge-offs	(30)	(5)	(31)	(5)
Recoveries	1	4	2	4
Provision (benefit)	22	67	(39)	84
Ending balance	181	240	181	240
Ending balance: Individually evaluated for impairment					0	0
Unallocated Financing Receivables [Member]
Ending balance: Collectively evaluated for impairment					28	21
Total allowance for loan losses ending balance	33	1	28	3	28	21
Ending balance: Individually evaluated for impairment					0	0
Ending balance: Collectively evaluated for impairment						0
Total loans ending balance						0
Beginning balance	33	1	21	47
Charge-offs	0	0	0	0
Recoveries	0	0	0	0
Provision (benefit)	(5)	2	7	(44)
Ending balance	$ 28	$ 3	$ 28	$ 3
Ending balance: Individually evaluated for impairment					$ 0	$ 0

Note 7 - Loan Information - L34

Note 7 - Loan Information - Loans by Risk Rating (Details) - USD ($) $ in Thousands	Jun. 30, 2017	Dec. 31, 2016
Loans by risk rating	$ 408,884	$ 407,722
Pass [Member]
Loans by risk rating	178,005	167,477
Special Mention [Member]
Loans by risk rating	6,632	6,224
Substandard [Member]
Loans by risk rating	5,483	6,356
Not Formally Rated [Member]
Loans by risk rating	218,764	227,665
Residential Portfolio Segment [Member]
Loans by risk rating	140,807	143,212
Residential Portfolio Segment [Member] | Pass [Member]
Loans by risk rating	0	0
Residential Portfolio Segment [Member] | Special Mention [Member]
Loans by risk rating	0	0
Residential Portfolio Segment [Member] | Substandard [Member]
Loans by risk rating	1,339	1,947
Residential Portfolio Segment [Member] | Not Formally Rated [Member]
Loans by risk rating	139,468	141,265
Commercial Real Estate Portfolio Segment [Member]
Loans by risk rating	94,585	88,362
Commercial Real Estate Portfolio Segment [Member] | Pass [Member]
Loans by risk rating	85,887	79,800
Commercial Real Estate Portfolio Segment [Member] | Special Mention [Member]
Loans by risk rating	6,099	5,900
Commercial Real Estate Portfolio Segment [Member] | Substandard [Member]
Loans by risk rating	2,599	2,662
Commercial Real Estate Portfolio Segment [Member] | Not Formally Rated [Member]
Loans by risk rating		0
Construction and Land Development Real Estate Portfolio Segment [Member]
Loans by risk rating	23,078	18,892
Construction and Land Development Real Estate Portfolio Segment [Member] | Pass [Member]
Loans by risk rating	20,629	15,738
Construction and Land Development Real Estate Portfolio Segment [Member] | Special Mention [Member]
Loans by risk rating	0	0
Construction and Land Development Real Estate Portfolio Segment [Member] | Substandard [Member]
Loans by risk rating	222	222
Construction and Land Development Real Estate Portfolio Segment [Member] | Not Formally Rated [Member]
Loans by risk rating	2,227	2,932
Home Equity Portfolio Segment [Member]
Loans by risk rating	49,055	48,876
Home Equity Portfolio Segment [Member] | Pass [Member]
Loans by risk rating	0	0
Home Equity Portfolio Segment [Member] | Special Mention [Member]
Loans by risk rating	0	0
Home Equity Portfolio Segment [Member] | Substandard [Member]
Loans by risk rating	214	319
Home Equity Portfolio Segment [Member] | Not Formally Rated [Member]
Loans by risk rating	48,841	48,557
Commercial Portfolio Segment [Member]
Loans by risk rating	73,131	73,469
Commercial Portfolio Segment [Member] | Pass [Member]
Loans by risk rating	71,489	71,939
Commercial Portfolio Segment [Member] | Special Mention [Member]
Loans by risk rating	533	324
Commercial Portfolio Segment [Member] | Substandard [Member]
Loans by risk rating	1,109	1,206
Commercial Portfolio Segment [Member] | Not Formally Rated [Member]
Loans by risk rating		0
Consumer Portfolio Segment [Member]
Loans by risk rating	28,228	34,911
Consumer Portfolio Segment [Member] | Pass [Member]
Loans by risk rating	0	0
Consumer Portfolio Segment [Member] | Special Mention [Member]
Loans by risk rating	0	0
Consumer Portfolio Segment [Member] | Substandard [Member]
Loans by risk rating	0	0
Consumer Portfolio Segment [Member] | Not Formally Rated [Member]
Loans by risk rating	$ 28,228	$ 34,911

Note 7 - Loan Information - Age

Note 7 - Loan Information - Age Analysis of Past Due Loans (Details) - USD ($) $ in Thousands	Jun. 30, 2017	Dec. 31, 2016
Nonaccrual Loans	$ 3,304	$ 4,052
Past Due	3,329	5,250
Total Current	405,555	402,472
Loans	408,884	407,722
90 Days or More Past Due and Accruing		0
Residential Portfolio Segment [Member]
Nonaccrual Loans	1,339	1,947
Past Due	1,258	2,108
Total Current	139,549	141,104
Loans	140,807	143,212
90 Days or More Past Due and Accruing	0	0
Commercial Real Estate Portfolio Segment [Member]
Nonaccrual Loans	1,150	1,150
Past Due	1,150	1,150
Total Current	84,420	78,479
Loans	85,570	79,629
90 Days or More Past Due and Accruing	0	0
Municipal Real Estate Portfolio Segment [Member]
Nonaccrual Loans	0	0
Past Due	0	0
Total Current	9,015	8,733
Loans	9,015	8,733
90 Days or More Past Due and Accruing	0	0
Construction and Land Development Real Estate Portfolio Segment [Member]
Nonaccrual Loans	222	222
Past Due	222	222
Total Current	22,856	18,670
Loans	23,078	18,892
90 Days or More Past Due and Accruing	0	0
Home Equity Portfolio Segment [Member]
Nonaccrual Loans	214	248
Past Due	232	388
Total Current	48,823	48,488
Loans	49,055	48,876
90 Days or More Past Due and Accruing	0	0
Commercial Portfolio Segment [Member]
Nonaccrual Loans	367	415
Past Due	367	1,224
Total Current	68,107	68,030
Loans	68,474	69,254
90 Days or More Past Due and Accruing	0	0
Municipal Non Real Estate Portfolio Segment [Member]
Nonaccrual Loans	0	0
Past Due	0	0
Total Current	4,657	4,215
Loans	4,657	4,215
90 Days or More Past Due and Accruing	0	0
Consumer Portfolio Segment [Member]
Nonaccrual Loans	12	70
Past Due	100	158
Total Current	28,128	34,753
Loans	28,228	34,911
90 Days or More Past Due and Accruing	0	0
Financing Receivables, 30 to 59 Days Past Due [Member]
Past Due	173	881
Financing Receivables, 30 to 59 Days Past Due [Member] | Residential Portfolio Segment [Member]
Past Due	0	0
Financing Receivables, 30 to 59 Days Past Due [Member] | Commercial Real Estate Portfolio Segment [Member]
Past Due	0	0
Financing Receivables, 30 to 59 Days Past Due [Member] | Municipal Real Estate Portfolio Segment [Member]
Past Due	0	0
Financing Receivables, 30 to 59 Days Past Due [Member] | Construction and Land Development Real Estate Portfolio Segment [Member]
Past Due	0	0
Financing Receivables, 30 to 59 Days Past Due [Member] | Home Equity Portfolio Segment [Member]
Past Due	85	0
Financing Receivables, 30 to 59 Days Past Due [Member] | Commercial Portfolio Segment [Member]
Past Due	0	767
Financing Receivables, 30 to 59 Days Past Due [Member] | Municipal Non Real Estate Portfolio Segment [Member]
Past Due	0	0
Financing Receivables, 30 to 59 Days Past Due [Member] | Consumer Portfolio Segment [Member]
Past Due	88	114
Financing Receivables, 60 to 89 Days Past Due [Member]
Past Due	465	601
Financing Receivables, 60 to 89 Days Past Due [Member] | Residential Portfolio Segment [Member]
Past Due	389	297
Financing Receivables, 60 to 89 Days Past Due [Member] | Commercial Real Estate Portfolio Segment [Member]
Past Due	0	0
Financing Receivables, 60 to 89 Days Past Due [Member] | Municipal Real Estate Portfolio Segment [Member]
Past Due	0	0
Financing Receivables, 60 to 89 Days Past Due [Member] | Construction and Land Development Real Estate Portfolio Segment [Member]
Past Due	0	0
Financing Receivables, 60 to 89 Days Past Due [Member] | Home Equity Portfolio Segment [Member]
Past Due	76	219
Financing Receivables, 60 to 89 Days Past Due [Member] | Commercial Portfolio Segment [Member]
Past Due	0	42
Financing Receivables, 60 to 89 Days Past Due [Member] | Municipal Non Real Estate Portfolio Segment [Member]
Past Due	0	0
Financing Receivables, 60 to 89 Days Past Due [Member] | Consumer Portfolio Segment [Member]
Past Due	0	43
Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Past Due	2,691	3,768
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Residential Portfolio Segment [Member]
Past Due	869	1,811
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Commercial Real Estate Portfolio Segment [Member]
Past Due	1,150	1,150
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Municipal Real Estate Portfolio Segment [Member]
Past Due	0	0
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Construction and Land Development Real Estate Portfolio Segment [Member]
Past Due	222	222
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Home Equity Portfolio Segment [Member]
Past Due	71	169
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Commercial Portfolio Segment [Member]
Past Due	367	415
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Municipal Non Real Estate Portfolio Segment [Member]
Past Due	0	0
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Consumer Portfolio Segment [Member]
Past Due	$ 12	$ 1

Note 7 - Loan Information - Imp

Note 7 - Loan Information - Impaired Loans (Details) - USD ($) $ in Thousands	6 Months Ended	12 Months Ended
	Jun. 30, 2017	Dec. 31, 2016
Interest income recognized with allowance	$ 0	$ 0
Average recorded investment	1,762	3,707
Interest income recognized	0	280
Recorded investment	1,739	1,787
Unpaid principal balance	1,739	1,787
Recorded investment with no allowance	356	1,506
Unpaid principal balance with no allowance	356	1,506
Average recorded investment with no allowance	356	3,386
Interest income recognized with no allowance	0	280
Recorded investment with an allowance	1,383	281
Unpaid principal balance with allowance	1,383	281
Related allowance	85	1
Average recorded investment with allowance	1,406	321
Construction and Land Development Real Estate Portfolio Segment [Member]
Average recorded investment	222	222
Interest income recognized	0	4
Recorded investment	222	222
Unpaid principal balance	222	222
Recorded investment with no allowance	222	222
Unpaid principal balance with no allowance	222	222
Average recorded investment with no allowance	222	222
Interest income recognized with no allowance	0	4
Related allowance	0	0
Commercial Portfolio Segment [Member]
Interest income recognized with allowance	0	0
Average recorded investment	390	456
Interest income recognized	0	4
Recorded investment	367	415
Unpaid principal balance	367	415
Recorded investment with no allowance	134	134
Unpaid principal balance with no allowance	134	134
Average recorded investment with no allowance	134	135
Interest income recognized with no allowance	0	4
Recorded investment with an allowance	233	281
Unpaid principal balance with allowance	233	281
Related allowance	85	1
Average recorded investment with allowance	256	321
Commercial Real Estate Portfolio Segment [Member]
Interest income recognized with allowance	0
Average recorded investment	1,150	3,029
Interest income recognized	0	272
Recorded investment	1,150	1,150
Unpaid principal balance	1,150	1,150
Recorded investment with no allowance		1,150
Unpaid principal balance with no allowance		1,150
Average recorded investment with no allowance		3,029
Interest income recognized with no allowance		272
Recorded investment with an allowance	1,150
Unpaid principal balance with allowance	1,150
Related allowance	0	$ 0
Average recorded investment with allowance	$ 1,150

Note 7 - Loan Information - Mor

Note 7 - Loan Information - Mortgage Servicing Rights (Details) - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2017	Jun. 30, 2016
Balance, beginning of year	$ 206	$ 20
Additions		233
Reductions	(116)
Balance, end of period	$ 90	$ 253

Note 9 - Other Comprehensive 38

Note 9 - Other Comprehensive Income - Activity in Other Comprehensive Income (Details) - USD ($) $ in Thousands		3 Months Ended		6 Months Ended
		Jun. 30, 2017	Jun. 30, 2016	Jun. 30, 2017	Jun. 30, 2016
Other comprehensive income before tax		$ 278	$ 467	$ 461	$ 1,386
Income tax expense		(94)	(159)	(157)	(473)
Other comprehensive income, net of tax		184	308	304	913
Net change in unrealized holding gain/loss on securities available-for-sale		278	488	461	1,455
Reclassification adjustment for realized gains in net income (1)	[1]		$ (21)		$ (69)
[1]	Reclassification adjustments are comprised of realized security gains and losses. The gains and losses have been reclassified out of accumulated other comprehensive loss and have affected certain lines in the consolidated statements of income as follows: the pre-tax amount is included in gain on sales of available-for-sale securities, net, the tax expense amount is included in income tax provision (benefit) and the after tax amount is included in net income.