SBT Bancorp (SBTB) 10-Q 14 Nov 17 2017 Q3 Quarterly report Financial data

Document And Entity Information

Document And Entity Information - shares	9 Months Ended
	Sep. 30, 2017	Oct. 26, 2017
Document Information [Line Items]
Entity Registrant Name	SBT Bancorp, Inc.
Entity Central Index Key	1,354,174
Trading Symbol	sbtb
Current Fiscal Year End Date	--12-31
Entity Filer Category	Smaller Reporting Company
Entity Current Reporting Status	Yes
Entity Voluntary Filers	No
Entity Well-known Seasoned Issuer	No
Entity Common Stock, Shares Outstanding (in shares)		1,373,118
Document Type	10-Q
Document Period End Date	Sep. 30, 2017
Document Fiscal Year Focus	2,017
Document Fiscal Period Focus	Q3
Amendment Flag	false

Consolidated Balance Sheets (Cu

Consolidated Balance Sheets (Current Period Unaudited) - USD ($) $ in Thousands	Sep. 30, 2017	Dec. 31, 2016
ASSETS
Cash and due from banks	$ 8,209	$ 10,976
Interest-bearing deposits with the Federal Reserve Bank and Federal Home Loan Bank	27,119	9,786
Money market mutual funds	24	95
Federal funds sold	150	150
Cash and cash equivalents	35,502	21,007
Certificates of deposit	1,250	1,250
Investments in available-for-sale securities, at fair value	54,647	58,728
Federal Home Loan Bank stock, at cost	861	2,896
Loans held-for-sale	4,289	2,801
Loans	402,893	409,164
Less: allowance for loan losses	4,077	3,753
Loans, net	398,816	405,411
Premises and equipment, net	1,948	1,905
Accrued interest receivable	1,272	1,301
Bank-owned life insurance	9,310	9,130
Other assets	6,355	5,570
Total assets	514,250	509,999
LIABILITIES AND STOCKHOLDERS' EQUITY
Demand deposits	127,156	134,341
Savings and NOW deposits	271,384	212,835
Time deposits	69,088	66,588
Total deposits	467,628	413,764
Securities sold under agreements to repurchase	2,862	2,694
Federal Home Loan Bank advances	2,318	54,058
Long-term subordinated debt	7,274	7,252
Other liabilities	2,292	1,944
Total liabilities	482,374	479,712
Stockholders' equity:
Common stock, no par value; authorized 2,000,000 shares; issued and outstanding 1,373,532 shares and 1,373,118 shares, respectively, at September 30, 2017 and 1,372,394 shares and 1,371,980 shares, respectively, at December 31, 2016	19,168	19,133
Retained earnings	13,106	12,017
Treasury stock, 414 shares	(7)	(7)
Unearned compensation-restricted stock awards	(192)	(293)
Accumulated other comprehensive loss	(199)	(563)
Total stockholders' equity	31,876	30,287
Total liabilities and stockholders' equity	$ 514,250	$ 509,999

Consolidated Balance Sheets (C3

Consolidated Balance Sheets (Current Period Unaudited) (Parentheticals) - $ / shares $ / shares in Thousands	Sep. 30, 2017	Dec. 31, 2016
Common stock, par value (in dollars per share)	$ 0	$ 0
Common stock, shares authorized (in shares)	2,000,000	2,000,000
Common stock, shares issued (in shares)	1,373,532	1,373,394
Common stock, shares outstanding (in shares)	1,373,118	1,371,980
Treasury stock, shares (in shares)	414	414

Consolidated Statements of Inco

Consolidated Statements of Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2017	Sep. 30, 2016	Sep. 30, 2017	Sep. 30, 2016
Interest and dividend income:
Interest and fees on loans	$ 3,949	$ 3,433	$ 11,421	$ 9,814
Investment securities	330	359	1,011	1,130
Interest-bearing deposits	137	26	196	65
Total interest and dividend income	4,416	3,818	12,628	11,009
Interest expense:
Interest on deposits	415	271	954	619
Interest on securities sold under agreements to repurchase	2	2	5	5
Interest on Federal Home Loan Bank advances	52	36	260	134
Interest on long-term subordinated debt	137	137	406	379
Total interest expense	606	446	1,625	1,137
Net interest and dividend income	3,810	3,372	11,003	9,872
Provision for loan losses	235	305	570	606
Net interest and dividend income after provision for loan losses	3,575	3,067	10,433	9,266
Noninterest income:
Service charges on deposit accounts	86	98	269	278
(Loss) gain on sales of available-for-sale securities, net of writedowns	(1)	23	(2)	93
Other service charges and fees	215	293	636	733
Increase in cash surrender value of life insurance policies	60	64	180	177
Mortgage banking activities, net	444	648	982	898
Investment services fees and commissions	69	53	143	133
Other income	21	11	93	41
Total noninterest income	894	1,190	2,301	2,353
Noninterest expense:
Salaries and employee benefits	1,823	1,949	5,263	5,700
Occupancy expense	322	387	1,067	1,147
Equipment expense	145	111	375	317
Advertising and promotions	148	213	453	508
Forms and supplies	27	86	84	160
Professional fees	166	142	564	345
Directors’ fees	57	53	168	160
Correspondent charges	74	83	223	228
FDIC assessment	107	70	325	223
Data processing	244	219	698	628
Internet banking costs	71	75	161	221
Other expenses	438	338	1,162	1,001
Total noninterest expense	3,622	3,726	10,543	10,638
Income before income taxes	847	531	2,191	981
Income tax provision	245	100	519	93
Net income	602	431	1,672	888
Net income available to common stockholders	$ 602	$ 431	$ 1,672	$ 888
Weighted average shares outstanding, basic (in shares)	1,359,549	1,352,263	1,358,913	1,350,725
Earnings per common share, basic (in dollars per share)	$ 0.44	$ 0.32	$ 1.23	$ 0.66
Weighted average shares outstanding, assuming dilution (in shares)	1,364,293	1,354,362	1,362,349	1,352,887
Earnings per common share, assuming dilution (in dollars per share)	$ 0.44	$ 0.32	$ 1.23	$ 0.66
Dividends declared per common share (in dollars per share)	$ 0.15	$ 0.14	$ 0.43	$ 0.42

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended				9 Months Ended
	Sep. 30, 2017		Sep. 30, 2016		Sep. 30, 2017	Sep. 30, 2016
Net income	$ 602		$ 431		$ 1,672	$ 888
Other comprehensive income (loss), net of tax:
Net change in unrealized holding gain/loss on securities available-for-sale	92		(186)		552	1,270
Reclassification adjustment for realized losses (gains) in net income (1)	1	[1]	(23)	[1]	2	(93)
Other comprehensive income (loss), before tax	93		(209)		554	1,177
Income tax (expense) benefit	(33)		72		(190)	(401)
Other comprehensive income (loss), net of tax	60		(137)		364	776
Comprehensive income	$ 662		$ 294		$ 2,036	$ 1,664
[1]	Reclassification adjustments are comprised of realized security gains and losses. The gains and losses have been reclassified out of accumulated other comprehensive loss and have affected certain lines in the consolidated statements of income as follows: the pre-tax amount is included in gain on sales of available-for-sale securities, net, the tax expense amount is included in income tax provision (benefit) and the after tax amount is included in net income.

Consolidated Statements of Chan

Consolidated Statements of Changes in Stockholders' Equity (Unaudited) - USD ($) $ in Thousands	Common Stock [Member]	Retained Earnings [Member]	Treasury Stock [Member]	Unallocated Employee Stock Ownership Plan [Member]	AOCI Attributable to Parent [Member]	Total
Balance at Dec. 31, 2015	$ 18,856	$ 11,288	$ (7)	$ (206)	$ (189)	$ 29,742
Net income		888				888
Other comprehensive income, net of tax					776	776
Stock-based compensation	14			99		113
Forfeited restricted stock awards	(12)			12
Common stock issued	29					29
Dividends declared on common stock ($.42 per share)		(567)				(567)
Balance at Sep. 30, 2016	18,887	11,609	(7)	(95)	587	30,981
Balance at Dec. 31, 2016	19,133	12,017	(7)	(293)	(563)	30,287
Net income		1,672				1,672
Other comprehensive income, net of tax					364	364
Stock-based compensation	7			101		108
Common stock issued	28	1				29
Dividends declared on common stock ($.42 per share)		(584)				(584)
Balance at Sep. 30, 2017	$ 19,168	$ 13,106	$ (7)	$ (192)	$ (199)	$ 31,876

Consolidated Statements of Cha7

Consolidated Statements of Changes in Stockholders' Equity (Unaudited) (Parentheticals) - $ / shares	9 Months Ended
	Sep. 30, 2017	Sep. 30, 2016
Retained Earnings [Member]
Dividends declared on common stock, per share (in dollars per share)	$ 0.43	$ 0.42
Dividends declared on common stock, per share (in dollars per share)	$ 0.43	$ 0.42

Consolidated Statements of Cash

Consolidated Statements of Cash Flows (Unaudited) - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2017	Sep. 30, 2016
Cash flows from operating activities:
Net income	$ 1,672	$ 888
Adjustments to reconcile net income to net cash provided by (used in) operating activities:
Amortization of securities, net	247	279
Loss (gain) on available-for-sale securities, net of writedowns	2	(93)
Change in deferred origination costs, net	73	(107)
Provision for loan losses	570	606
Loans originated for sale	(56,793)	(73,391)
Proceeds from sales of loans originated for sale	56,027	68,534
Gain on sales of loans	(722)	(1,214)
Loss on sale of other real estate owned	13
Depreciation and amortization	317	284
Amortization of long-term subordinated debt issuance costs	22	22
Increase in other assets	(671)	(358)
Decrease (increase) in interest receivable	29	(89)
(Increase) decrease in taxes receivable	(304)	107
Increase in cash surrender value of bank owned life insurance	(180)	(177)
Stock-based compensation	108	113
Disposal of fixed assets	55	11
Increase in other liabilities	359	159
Decrease in interest payable	(11)	(56)
Net cash provided by (used in) operating activities	813	(4,482)
Cash flows from investing activities:
Purchases of certificates of deposit		(250)
Purchases of available-for-sale securities	(2,772)	(6,103)
Proceeds from maturities of available-for-sale securities	7,158	13,009
Proceeds from sales of available-for-sale securities	0	1,991
Purchases of Federal Home Loan Bank stock	(1,618)	(1,772)
Redemption of Federal Home Loan Bank stock	3,653	1,842
Loan originations and principal collections, net	5,370	(32,580)
Loans purchased		(36,880)
Recoveries of loans previously charged off	12	7
Proceeds from sale of other real estate owned	557
Purchase of bank-owned life insurance		(1,500)
Capital expenditures	(415)	(871)
Net cash provided by (used in) investing activities	11,945	(63,107)
Cash flows from financing activities:
Net increase in demand deposits, NOW and savings accounts	51,364	52,202
Net increase in time deposits	2,500	7,821
Net increase in securities sold under agreements to repurchase	168	1,278
Net change in short-term Federal Home Loan Bank (FHLB) advances	(52,000)	(2,500)
Proceeds from long-term FHLB advances	260
Proceeds from issuance of common stock	29	29
Increase in subordinated debt issuance fees		(7)
Dividends paid - common stock	(584)	(567)
Net cash provided by financing activities	1,737	58,256
Net increase (decrease) in cash and cash equivalents	14,495	(9,333)
Cash and cash equivalents at beginning of period	21,007	28,890
Cash and cash equivalents at end of period	35,502	19,557
Supplemental disclosures of cash flow information:
Interest paid	1,614	1,193
Income taxes paid	823	200
Supplemental disclosures of non-cash transactions:
Loans transferred to other real estate owned	$ 570

Note 1 - Basis of Presentation

Note 1 - Basis of Presentation	9 Months Ended
	Sep. 30, 2017
Notes to Financial Statements
Nature of Operations [Text Block]	NOTE 1 – BASIS OF PRESENTATION The accompanying unaudited consolidated financial statements have been prepared in accordance with generally accepted accounting principles ("GAAP") for interim financial information and the instructions to Form 10 not for complete financial statements. In the opinion of management, the accompanying unaudited consolidated financial statements reflect all necessary adjustments, consisting of only normal recurring accruals, to present fairly the financial position, results of operations, cash flows and changes in stockholders’ equity of SBT Bancorp, Inc. (the “Company”) for the periods presented. The Company’s only business is its investment in The Simsbury Bank & Trust Company, Inc. (the “Bank”), which is a community-oriented financial institution providing a variety of banking and investment services. The Bank offers investment products to customers through SBT Investment Services, Inc., a wholly-owned subsidiary of the Bank, and through its affiliation with the securities broker/dealer, LPL Financial Corporation. In May 2010, January 2011, not not December 31, 2017. While management believes that the disclosures presented are adequate so as to not ’s Form 10 December 31, 2016.

Note 2 - Stock-based Compensati

Note 2 - Stock-based Compensation	9 Months Ended
	Sep. 30, 2017
Notes to Financial Statements
Disclosure of Compensation Related Costs, Share-based Payments [Text Block]	NOTE 2 – STOCK-BASED COMPENSATION At September 30, 2017, nine September 30, 2017, $108 nine September 30, 2016, $113

Note 3 - Recent Accounting Pron

Note 3 - Recent Accounting Pronouncements	9 Months Ended
	Sep. 30, 2017
Notes to Financial Statements
New Accounting Pronouncements and Changes in Accounting Principles [Text Block]	NOTE 3 – RECENT ACCOUNTING PRONOUNCEMENTS In January 2016, Financial Accounting Standards Board (the “FASB”) issued Accounting Standards Update (“ASU”) 2016 01, 825 10 December 15, 2017. no no In February 2016, 2016 02, 842 2016 02 December 15, 2018 2016 02 In June 2016, 2016 13, 326 2016 13 2016 13 1 2 3 2016 13 December 15, 2019, adoption of ASU 2016 13 In August 2016, No. 2016 15, "Statement of Cash Flows (Topic 230 not eight No. 2016 15 December 15, 2017. No. 2016 15 not In March 2017, No. 2017 08, “Premium Amortization on Purchased Callable Debt Securities.” This ASU shortens the amortization period for the premium on certain purchased callable debt securities to the earliest call date. Today, entities generally amortize the premium over the contractual life of the security. The new guidance does not No. 2017 08 December 15, 2018 first No. 2017 08 I n May 2017, No. 2017 09, not No. 2017 09 December 15, 2017; No. 2017 09 not In August 2017, No. 2017 12, “Targeted Improvements to Accounting for Hedging Activities.” This ASU’s objectives are ( 1 2 No. 2017 12 December 15, 2018; not not In May 2014, the FASB issued ASU No. 2014 09, may not may not

Note 4 - Fair Value Measurement

Note 4 - Fair Value Measurements	9 Months Ended
	Sep. 30, 2017
Notes to Financial Statements
Fair Value Disclosures [Text Block]	NOTE 4 Accounting Standards Codification ( ASC) 820 10, In accordance with ASC 820 10, three Level 1 1 Level 2 third Level 3 not 3 A financial instrument ’s level within the fair value hierarchy is based on the lowest level of input that is significant to the fair value measurement. The Company did not 1 2 three nine September 30, 2017. A description of the valuation methodologies used for instruments measured at fair value, as well as the general classification of such instruments pursuant to the valuation hierarchy, is set forth below. These valuation methodologies were applied to all of the Company ’s financial assets and financial liabilities carried at fair value at September 30, 2017 December 31, 2016. The Company ’s investments in obligations of states and municipalities, mortgage-backed securities and other debt securities available-for-sale are generally classified within Level 2 may Level 3 not ’s best estimate is used. Subsequent to inception, management only changes Level 3 third The Company ’s impaired loans are reported at the fair value of the underlying collateral if repayment is expected solely from the collateral. Collateral values are estimated using Level 2 third 3 Other real estate owned values are estimated using Level 2 third 3 T he following summarizes assets measured at fair value at September 30, 2017 December 31, 2016. A ssets Measured at Fair Value on a Recurring Basis Fair Value Measurements at Reporting Date Using: Quoted Prices in Significant Significant Active Markets for Other Observable Unobservable Identical Assets Inputs Inputs Total Level 1 Level 2 Level 3 (In Thousands) September 30, 2017: Debt securities issued by U.S. government corporations and agencies $ 4,518 $ - $ 4,518 $ - Obligations of states and municipalities 13,872 - 13,872 - Mortgage-backed securities 35,365 - 35,365 - SBA loan pools 892 - 892 - Totals $ 54,647 $ - $ 54,647 $ - December 31, 2016: Debt securities issued by U.S. government corporations and agencies $ 4,253 $ - $ 4,253 $ - Obligations of states and municipalities 14,352 - 14,352 - Mortgage-backed securities 39,140 - 39,140 - SBA loan pools 983 - 983 - Totals $ 58,728 $ - $ 58,728 $ - Under certain circumstances, the Company makes adjustments to fair value for its assets and liabilities although these assets and liabilities are not no December 31, 2016 September 30, 2017 ASSETS MEASURED AT FAIR VALUE ON A NONRECURRING BASIS Fair Value Measurements at Reporting Date Using: Quoted Prices in Significant Significant Active Markets for Other Observable Unobservable Identical Assets Inputs Inputs Total Level 1 Level 2 Level 3 (In Thousands) September 30, 2017: Impaired Loans $ 96 $ - $ - $ 96 $ 96 $ - $ - $ 96 T he estimated fair values of the Company’s financial instruments, all of which are held or issued for purposes other than trading, were as follows as of September 30, 2017 December 31, 2016: September 30, 2017 Carrying Fair Value Amount Level 1 Level 2 Level 3 Total (In Thousands) Financial assets: Cash and cash equivalents $ 35,502 $ 35,502 $ - $ - $ 35,502 Certificates of deposit 1,250 1,250 - - 1,250 Available-for-sale securities 54,647 - 54,647 - 54,647 Federal Home Loan Bank stock 861 - 861 - 861 Loans held-for-sale 4,289 - - 4,350 4,350 Loans, net 398,816 - - 395,705 395,705 Mortgage servicing rights 2,157 - - 4,043 4,043 Accrued interest receivable 1,272 1,272 - - 1,272 Bank owned life insurance 9,310 - 9,310 - 9,310 Derivative assets 90 - - 90 90 Financial liabilities: Deposits 467,628 386,269 68,855 - 455,124 Securities sold under agreements to repurchase 2,862 - 2,862 - 2,862 Federal Home Loan Bank advances 2,318 - 2,044 - 2,044 Long-term subordinated debt 7,274 - 7,291 - 7,291 Derivative liabilities 57 - - 57 57 December 31, 2016 Carrying Amount Level 1 Level 2 Level 3 Total (In Thousands) Financial assets: Cash and cash equivalents $ 21,007 $ 21,007 $ - $ - $ 21,007 Certificates of deposit 1,250 1,250 - - 1,250 Available-for-sale securities 58,728 - 58,728 - 58,728 Federal Home Loan Bank stock 2,896 - 2,896 - 2,896 Loans held-for-sale 2,801 - - 2,818 2,818 Loans, net 405,411 - - 401,008 401,008 Mortgage servicing rights 1,996 - - 2,432 2,432 Accrued interest receivable 1,301 1,301 - - 1,301 Bank owned life insurance 9,130 - 9,130 - 9,130 Financial liabilities: Deposits 413,764 347,176 66,504 - 413,680 Securities sold under agreements to repurchase 2,694 - 2,694 - 2,694 Federal Home Loan Bank advances 54,058 - 53,767 - 53,767 Long-term subordinated debt 7,252 - 7,268 - 7,268

Note 5 - Earnings Per Common Sh

Note 5 - Earnings Per Common Share	9 Months Ended
	Sep. 30, 2017
Notes to Financial Statements
Earnings Per Share [Text Block]	NO TE 5 Basic earnings per common share (“EPS”) excludes dilution and is computed by dividing net income available to common stockholders by the weighted-average number of common shares outstanding for the period. Diluted EPS reflects the potential dilution that could occur if securities or other contracts to issue common stock were exercised or converted into common stock or resulted in the issuance of common stock that then shared in the earnings of the entity. The following information was used in the computation of EPS on both a basic and dil uted basis for the three nine September 30, 2017 2016: For the three months ended 9/30/17 9/30/16 (In Thousands, except share and per share data) Basic earnings per share computation: Net income available to common shareholders $ 602 $ 431 Weighted average shares outstanding, basic 1,359,549 1,352,263 Basic earnings per share $ 0.44 $ 0.32 Diluted earnings per share computation: Net income available to common shareholders $ 602 $ 431 Weighted average shares outstanding, before dilution 1,359,549 1,352,263 Dilutive potential shares 4,744 2,099 Weighted average shares outstanding, assuming dilution 1,364,293 1,354,362 Diluted earnings per share $ 0.44 $ 0.32 For the nine months ended 9/30/17 9/30/16 (In Thousands, except share and per share data) Basic earnings per share computation: Net income available to common shareholders $ 1,672 $ 888 Weighted average shares outstanding, basic 1,358,913 1,350,725 Basic earnings per share $ 1.23 $ 0.66 Diluted earnings per share computation: Net income available to common shareholders $ 1,672 $ 888 Weighted average shares outstanding, before dilution 1,358,913 1,350,725 Dilutive potential shares 3,436 2,162 Weighted average shares outstanding, assuming dilution 1,362,349 1,352,887 Diluted earnings per share $ 1.23 $ 0.66

Note 6 - Investment Securities

Note 6 - Investment Securities	9 Months Ended
	Sep. 30, 2017
Notes to Financial Statements
Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block]	NOTE 6 – INVESTMENT SECURITIES The following table s summarize the amounts and distribution of the Company’s investment securities held as of September 30, 2017 December 31, 2016: INVESTMENT PORTFOLIO (Dollars In Thousands) September 30, 2017 Amortized Unrealized Unrealized Fair Cost Gains Losses Value Yield AVAILABLE-FOR-SALE SECURITIES Debt securities issued by U.S. government corporations and agencies Due within one year $ 2,000 $ - 1 1,999 1.26 % Due after one to five years 2,516 7 4 2,519 1.69 % Total U.S. government corporations and agencies 4,516 7 5 4,518 1.50 % Obligations of states and municipalities Due within one year - - - - - % Due after one to five years 1,679 18 - 1,697 1.78 % Due after five to ten years 8,455 89 39 8,505 1.75 % Due after ten to fifteen years 3,601 70 1 3,670 2.43 % Total obligations of states and municipalities 13,735 177 40 13,872 1.93 % Mortgage-backed securities Due after one to five years 746 4 4 746 1.57 % Due after five to ten years 6,192 15 44 6,163 2.03 % Due after ten to fifteen years 17,386 10 254 17,142 2.20 % Due beyond fifteen years 11,491 15 192 11,314 2.46 % Total mortgage-backed securities 35,815 44 494 35,365 2.24 % SBA loan pools Due after five to ten years 881 11 - 892 2.79 % Total SBA loan pools 881 11 - 892 2.79 % Total available-for-sale securities $ 54,947 $ 239 $ 539 $ 54,647 2.11 % INVESTMENT PORTFOLIO (Dollars In Thousands) December 31, 2016 Amortized Unrealized Unrealized Fair Cost Gains Losses Value Yield AVAILABLE-FOR-SALE SECURITIES Debt securities issued by U.S. government corporations and agencies Due within one year $ 1,000 $ 1 $ - $ 1,001 1.00 % Due after one to five years 3,250 6 4 3,252 1.24 % Total obligations of states and municipalities 4,250 7 4 4,253 1.18 % Obligations of states and municipalities Due after one to five years 250 1 - 251 4.00 % Due after five to ten years 6,253 100 41 6,312 2.91 % Due after ten to fifteen years 7,417 78 100 7,395 2.76 % Due beyond fifteen years 389 5 - 394 3.30 % Total obligations of states and municipalities 14,309 184 141 14,352 2.86 % Mortgage-backed securities Due after one to five years 718 7 4 721 2.25 % Due after five to ten years 3,480 13 21 3,472 1.80 % Due after ten to fifteen years 20,272 9 539 19,742 1.69 % Due beyond fifteen years 15,580 11 386 15,205 2.00 % Total mortgage-backed securities 40,050 40 950 39,140 1.83 % SBA loan pools Due after five to ten years 973 13 3 983 3.30 % Total SBA loan pools 973 13 3 983 3.30 % Total available-for-sale securities $ 59,582 $ 244 $ 1,098 $ 58,728 2.33 % T he aggregate fair value and unrealized losses of securities that have been in a continuous unrealized loss position for less than twelve twelve not September 30, 2017 December 31, 2016: Less than 12 Months 12 Months or Longer Total Fair Unrealized Fair Unrealized Fair Unrealized Value Losses Value Losses Value Losses (In Thousands) September 30, 2017: Debt securities issued by U.S. Government corporations and agencies $ 1,746 $ 4 $ 499 $ 1 $ 2,245 $ 5 Obligations of states and municipalities 1,840 29 489 11 2,329 40 Mortgage-backed securities 18,655 218 11,809 250 30,464 468 Total temporarily impaired securities 22,241 251 12,797 262 35,038 513 Other-than-temporarily impaired securities: Mortgage-backed securities - - 130 26 130 26 Total temporarily impaired and other- than-temporarily impaired securities $ 22,241 $ 251 $ 12,927 $ 288 $ 35,168 $ 539 December 31, 2016: Debt securities issued by U.S. Government corporations and agencies $ 1,246 $ 4 $ - $ - $ 1,246 $ 4 SBA loan pools 743 3 - - - 743 Obligations of states and municipalities 5,934 141 - - 5,934 141 Mortgage-backed securities 32,817 788 2,890 136 35,707 924 Total temporarily impaired securities 40,740 936 2,890 136 43,630 1,072 Other-than-temporarily impaired securities: Mortgage-backed securities 9 - 158 26 167 26 Total temporarily impaired and other- than-temporarily impaired securities $ 40,749 $ 936 $ 3,048 $ 162 $ 43,797 $ 1,098 The securities in the Company ’s investment portfolio that were temporarily impaired as of September 30, 2017 not not not no During the three nine September 30, 2017, no Du ring the three September 30, 2016, $1.0 $25 $9 nine September 30, 2016, $2.0 $94 $32

Note 7 - Loan Information

Note 7 - Loan Information	9 Months Ended
	Sep. 30, 2017
Notes to Financial Statements
Loans, Notes, Trade and Other Receivables Disclosure [Text Block]	NOTE 7 – LOAN INFORMATION Loans consisted of the fo llowing as of September 30, 2017 December 31, 2016: September 30, 2017 December 31, 2016 (In Thousands) Real estate - residential $ 138,928 $ 143,212 Real estate - commercial 76,875 79,629 Real estate - municipal 9,294 8,733 Real estate - residential construction and land development 1,472 2,932 Real estate - commercial construction and land development 20,390 15,960 Home equity 48,267 48,876 Commercial and industrial 77,949 69,254 Municipal 2,924 4,215 Consumer 25,425 34,911 Total loans 401,524 407,722 Allowance for loan losses (4,077 ) (3,753 ) Deferred costs, net 1,369 1,442 Net loans $ 398,816 $ 405,411 The allowance for loan losses is established as losses are estimated to have occurred through a provision for loan losses charged to earnings. Loan losses are charged against the allowance when management believes the uncollectability of a loan balance is confirmed. Subsequent recoveries, if any, are credited to the allowance. The allowance for loan losses is evaluated on a regular basis by management and is based upon management ’s periodic review of the collectability of the loans in light of historical experience, the nature and volume of the loan portfolio, adverse situations that may General component: The general component of the allowance for loan losses is based on historical loss experience adjusted for qualitative factors stratified by the following loan segments: residential real estate, commercial real estate, construction and land development, home equity, commercial and consumer. Management uses a rolling average of historical losses based on a time frame appropriate to capture relevant loss data for each loan segment. This historical loss factor is adjusted for the following qualitative factors: levels/trends in delinquencies; trends in volume and terms of loans; effects of changes in risk selection and underwriting standards and other changes in lending policies, procedures and practices; experience/ability/depth of lending management and staff; and national and local economic trends and conditions. There were no ’s policies or methodology pertaining to the general component of the allowance for loan losses during the three nine September 30, 2017. The qualitative factors are determined based on the various risk characteristics of each loan segment. Risk characteristics relevant to each portfolio segment are as follows: Residential real estate and home equity: The Company generally does not 80 80% not Commercial real estate: Loans in this segment are primarily income-producing properties throughout the Farmington Valley and surrounding communities in Connecticut. The underlying cash flows generated by the properties are adversely impacted by a downturn in the economy as evidenced by increased vacancy rates, which, in turn, will have an effect on the credit quality in this segment. Management periodically obtains rent rolls and continually monitors the cash flows of these loans. Construction and land development loans: Loans in this segment primarily include speculative real estate development loans for which payment is derived from the sale of the property. Credit risk is affected by cost overruns, time to sell at an adequate price, and market conditions. Commercial loans: Loans in this segment are made to businesses and are generally secured by the assets of the business. Repayment is expected from the cash flows of the business. A weakened economy, and resultant decreased consumer spending, will have an effect on the credit quality in this segment. Consumer loans: Loans in this segment are generally unsecured and repayment is dependent on the credit quality of the individual borrower. Allocated component: The allocated component relates to loans that are classified as impaired. Impairment is measured on a loan-by-loan basis for commercial, commercial real estate and construction loans by either the present value of expected future cash flows discounted at the loan ’s effective interest rate or the fair value of the collateral if the loan is collateral dependent. An allowance is established when the discounted cash flows (or collateral value) of the impaired loan are lower than the carrying value of that loan. Large groups of smaller balance homogeneous loans are collectively evaluated for impairment. Accordingly, the Company does not A loan is considered impaired when, based on current information and events, it is probable that the Company will be unable to collect the scheduled payments of principal or interest when due according to the contractual terms of the loan agreement. Factors considered by management in determining impairment include payment status, collateral value, and the probability of collecting scheduled principal and interest payments when due. Loans that experience insignificant payment delays and payment shortfalls generally are not ’s prior payment record, and the amount of the shortfall in relation to the principal and interest owed. The Company may Unallocated component: An unallocated component is maintained to cover uncertainties that could affect management ’s estimate of probable losses. The unallocated component of the allowance reflects the margin of imprecision inherent in the underlying assumptions used in the methodologies for estimating allocated and general reserves in the portfolio. The following tables present activity in the allowance for loan losses by portfolio segment for the three September 30, 2017 September 30, 2016: Real Estate: Residential Commercial Construction & Land Development Home Equity Commercial & Industrial Consumer Unallocated Total (In Thousands) September 30, 2017: Allowance for loan Beginning balance $ 990 $ 1,076 $ 258 $ 381 $ 1,010 $ 181 $ 28 $ 3,924 Charge-offs - - - - (74 ) (10 ) - (84 ) Recoveries - - - - 2 - - 2 Provision (benefit) 8 90 7 (6 ) 108 (7 ) 35 235 Ending balance $ 998 $ 1,166 $ 265 $ 375 $ 1,046 $ 164 $ 63 $ 4,077 Real Estate: Residential Commercial Construction & Land Development Home Equity Commercial & Industrial Consumer Unallocated Total (In Thousands) September 30, 2016: Allowance for loan Beginning balance $ 1,065 $ 862 $ 258 $ 325 $ 576 $ 240 $ 3 $ 3,329 Charge-offs - - - - - (5 ) - (5 ) Recoveries 1 - - - 1 - - 2 Provision (benefit) 3 85 41 8 103 61 4 305 Ending balance $ 1,069 $ 947 $ 299 $ 333 $ 680 $ 296 $ 7 $ 3,631 The following table s present activity in the allowance for loan losses by portfolio segment for the nine September 30, 2017 September 30, 2016: Real Estate: Residential Commercial Construction & Land Development Home Equity Commercial & Industrial Consumer Unallocated Total (In Thousands) September 30, 2017: Allowance for loan Beginning balance $ 1,057 $ 1,044 $ 212 $ 346 $ 824 $ 249 $ 21 $ 3,753 Charge-offs (36 ) - - (99 ) (82 ) (41 ) - (258 ) Recoveries - - - - 10 2 - 12 Provision (benefit) (23 ) 122 53 128 294 (46 ) 42 570 Ending balance $ 998 $ 1,166 $ 265 $ 375 $ 1,046 $ 164 $ 63 $ 4,077 Real Estate: Residential Commercial Construction & Land Development Home Equity Commerical & Industrial Consumer Unallocated Total (In Thousands) September 30, 2016: Allowance for loan losses: Beginning balance $ 1,065 $ 706 $ 324 $ 331 $ 398 $ 157 $ 47 $ 3,028 Charge-offs - - - - - (10 ) - (10 ) Recoveries 1 - - - 2 4 - 7 Provision (benefit) 3 241 (25 ) 2 280 145 (40 ) 606 Ending balance $ 1,069 $ 947 $ 299 $ 333 $ 680 $ 296 $ 7 $ 3,631 The following tables set forth information regarding loans and the allowance for loan losses by portfolio segment as of September 30, 2017 December 31, 2016: Real Estate: Construction and Land Commercial Residential Commercial Development Home Equity and Industrial Consumer Unallocated Total (In Thousands) September 30, 2017: Allowance for loan losses Ending balance: Individually evaluated for impairment $ - $ - $ - $ - $ 82 $ - $ - $ 82 Ending balance: Collectively 998 1,166 265 375 964 164 63 3,995 Total allowance for loan $ 998 $ 1,166 $ 265 $ 375 $ 1,046 $ 164 $ 63 $ 4,077 Loans: Ending balance: Individually $ - $ 1,059 $ - $ - 1,042 $ - $ - $ 2,101 Ending balance: Collectively evaluated for impairment 138,928 85,110 21,862 48,267 79,831 25,425 - 399,423 Total loans ending balance $ 138,928 $ 86,169 $ 21,862 $ 48,267 $ 80,873 $ 25,425 $ - $ 401,524 Real Estate: Residential Commercial Construction and Land Development Home Equity Commercial & Industrial Consumer Unallocated Total (In Thousands) December 31, 2016: Allowance for loan losses: Ending balance: Individually evaluated for impairment $ - $ - $ - $ - $ 1 $ - $ - $ 1 Ending balance: Collectively evaluated 1,057 1,044 212 346 823 249 21 3,752 Total allowance for loan $ 1,057 $ 1,044 $ 212 $ 346 $ 824 $ 249 $ 21 $ 3,753 Loans: Ending balance: $ - $ 1,150 $ 222 $ - $ 415 $ - $ - $ 1,787 Ending balance: Collectively evaluated for impairment 143,212 87,212 18,670 48,876 73,054 34,911 - 405,935 Total loans ending balance $ 143,212 $ 88,362 $ 18,892 $ 48,876 $ 73,469 $ 34,911 $ - $ 407,722 The following tables present the Company’s loans by risk rating as of September 30, 2017 December 31, 2016: Real Estate Construction & Land Commercial Residential Commercial Development Home Equity & Industrial Consumer Total (In Thousands) September 30, 2017: Grade: Pass $ - $ 75,587 $ 20,390 $ - $ 77,683 $ - $ 173,660 Special mention - 1,905 - - 163 - 2,068 Substandard 1,237 8,677 - 140 3,027 - 13,081 Loans not formally rated 137,691 - 1,472 48,127 - 25,425 212,715 Total $ 138,928 $ 86,169 $ 21,862 $ 48,267 $ 80,873 $ 25,425 $ 401,524 December 31, 2016: Grade: Pass $ - $ 79,800 $ 15,738 $ - $ 71,939 $ - $ 167,477 Special mention - 5,900 - - 324 - 6,224 Substandard 1,947 2,662 222 319 1,206 - 6,356 Loans not formally rated 141,265 - 2,932 48,557 - 34,911 227,665 Total $ 143,212 $ 88,362 $ 18,892 $ 48,876 $ 73,469 $ 34,911 $ 407,722 Credit Quality Indicators : As part of the ongoing monitoring of the credit quality of the Company’s loan portfolio, management tracks certain credit quality indicators, including trends related to (i) weighted average risk rating of commercial loans; (ii) the level of classified and criticized commercial loans; (iii) non-performing loans; (iv) net charge-offs; and (v) the general economic conditions within the State of Connecticut. The Company utilizes a risk rating grading matrix to assign a risk grade t o each of its commercial loans. Loans are graded on a scale of 1 7. 1 3.75 . A description of each rating class is as follows: Risk Rating 1 – Risk Rating 2 – This risk rating is assigned to borrowers of high credit quality who have primary and secondary sources of repayment which are well defined and fully confirmed. Risk Rating 3 – which has primary and secondary sources of repayment that are well defined and adequately confirmed. Most credit factors are favorable, and the credit exposure is managed through normal monitoring. Risk Rating 3.5 – is assigned to borrowers who are fully responsible for the loan or credit commitment and the secondary sources of repayment are weak. These loans may Risk Rating 3.75 ically Deficient) – Loans in this category have all of the attributes of risk ratings 1, 2, 3, 3.5. Risk Rati ng 4 may not Risk Rating 5 (Substandard) – This risk rating is assigned to borrowers who may not may Risk Rating 5.5 – Non-Accrual) - Loans in this category have all the characteristics of risk rating 5 90 Risk Rating 6 – This risk rating is assigned to a borrower or a portion of a borrower’s loan with which the Company is no Risk Rating 7 – This risk rating is assigned to loans which have been charged off or the portion of the loan that has been charged off. “Loss” does not Loans not loans. As of September 30, 2017, $212.7 $214.1 not December 31, 2016, $227.7 $229.9 not first 80% September 30, 2017 0.48% 1.07% December 31, 2016. September 30, 2017 1.01% 0.92% December 31, 2016. An age analysis of past-due loans, segregated by class of loans, as of September 30, 2017 December 31, 2016 90 Days or 90 Days More Past 30-59 Days 60-89 Days or More Total Total Total Due and Nonaccrual Past Due Past Due Past Due Past Due Current Loans Accruing Loans (In Thousands) September 30, 2017: Real estate: Residential $ 142 $ - $ 898 $ 1,040 $ 137,888 $ 138,928 $ - $ 1,237 Commercial - - - - 76,875 76,875 - - Municipal - - - - 9,294 9,294 - - Construction and land development - - - - 21,862 21,862 - - Home equity 102 75 - 177 48,090 48,267 - 140 Commercial and industrial - - 209 209 77,740 77,949 - 209 Municipal - - - - 2,924 2,924 - - Consumer 75 7 12 94 25,331 25,425 - 12 Total $ 319 $ 82 $ 1,119 $ 1,520 $ 400,004 $ 401,524 $ - $ 1,598 December 31, 2016: Real estate: Residential $ - $ 297 $ 1,811 $ 2,108 $ 141,104 $ 143,212 $ - $ 1,947 Commercial - - 1,150 1,150 78,479 79,629 - 1,150 Municipal - - - - 8,733 8,733 - - Construction and land development - - 222 222 18,670 18,892 - 222 Home equity - 219 169 388 48,488 48,876 - 248 Commercial and industrial 767 42 415 1,224 68,030 69,254 - 415 Municipal - - - - 4,215 4,215 - - Consumer 114 43 1 158 34,753 34,911 - 70 Total $ 881 $ 601 $ 3,768 $ 5,250 $ 402,472 $ 407,722 $ - $ 4,052 I nformation about loans that meet the definition of an impaired loan in ASC 310 10 35 nine September 30, 2017 December 31, 2016: Unpaid Average Interest Recorded Principal Related Recorded Income Investment Balance Allowance Investment Recognized (In Thousands) September 30, 2017: With no related allowance recorded: Real Estate: Commercial $ 1,059 $ 1,059 $ - $ 1,081 $ 38 Commerical and industrial 946 946 - 984 27 Total impaired with no related allowance 2,005 2,005 - 2,065 65 With an allowance recorded: Real Estate: Commercial - - - - - Commerical and industrial 96 96 82 52 1 Total impaired with an allowance recorded 96 96 82 52 1 Total Real Estate: Commercial 1,059 1,059 - 1,081 38 Commerical and industrial 1,042 1,042 82 1,036 28 Total impaired loans $ 2,101 $ 2,101 $ 82 $ 2,117 $ 66 December 31, 2016: With no related allowance recorded: Real Estate: Commercial $ 1,150 $ 1,150 $ - $ 3,029 $ 272 Residential & commercial construction and land development 222 222 - 222 4 Commercial and industrial 134 134 - 135 4 Total impaired with no related allowance 1,506 1,506 - 3,386 280 With an allowance recorded: Real Estate: Commercial and industrial 281 281 1 321 - Total impaired with an allowance recorded 281 281 1 321 - Total Real Estate: Commercial 1,150 1,150 - 3,029 272 Residential & commercial construction and land development 222 222 - 222 4 Commercial and industrial 415 415 1 456 4 Total impaired loans $ 1,787 $ 1,787 $ 1 $ 3,707 $ 280 The Bank ’s TDRs are determined by management. TDRs may may no three nine September 30, 2017. As of September 30, 2017, no foreclosed residential real estate property held by the Company. There were three September 30, 2017. $764 September 30, 2017. There was one December 31, 2016. $179 ’s business interests. The loan was deemed uncollectible and charged off prior to December 31, 2016. The balance of mortgage servicing rights (net) included in other assets at September 30, 2017 $2.2 $2.0 December 31, 2016. $207 $334 three September 30, 2017 September 30, 2016, $78 $199 three September 30, 2017 September 30, 2016, $4.0 $2.1 September 30, 2017 December 31, 2016, The Company uses a third arty vendor to provide services related to its of its valuation of mortgage servicing rights, mortgage servicing rights impairment, and amortization of those rights. During the three September 30, 2017, third not M ortgage servicing rights of $493 $743 nine September 30, 2017 September 30, 2016, The Company includes capitalized mortgage servicing rights as part of the recognized gains on sales of mortgages. The total recognized gains on sales of mortgages, net (net of costs, including direct and indire ct origination costs), were $444 $607 three September 30, 2017 2016, $982 $1.2 nine September 30, 2017 2016, Other significant amounts included in mortgage banking activities, net on the consolidated statements of income for the three September 30, 2017 $204 $78 $45 three September 30, 2016 $169 $199 $88 Other significant amounts included in mortgage banking activities, net on the consolidated statements of income for the nine September 30, 2017 $592 $493 $161 nine September 30, 2016 $468 $538 $145 The following is an analysis of the aggregate changes in the valuation allowance for mortgage servici ng rights for the periods presented: Three months ended September 30, Nine months ended September 30, 2017 2016 2017 2016 (In Thousands) (In Thousands) Balance, beginning of period $ 90 $ 253 $ 206 $ 20 Additions - - - 145 Reductions (45 ) (88 ) (161 ) - Balance, end of period $ 45 $ 165 $ 45 $ 165 Mortgage loans serviced for others were not serviced for others were $339.4 $303.4 September 30, 2017 December 31, 2016, Management uses derivative financial instruments in connection with the Bank ’s risk management activities and to accommodate the needs of the Bank’s customers. The Bank enters into interest rate lock commitments with borrowers and forward sales commitments with investors. Mortgage banking derivatives are utilized by the Company in its efforts to manage risk of loss associated with its mortgage loan comm itments and mortgage loans held-for-sale. Prior to closing and funding certain single-family residential mortgage loans, interest rate lock commitments are generally extended to borrowers. During the period from commitment date to closing date, the Company is subject to the risk that market rates of interest may As of September 30, 2017 December 31, 2016, not not September 30, 2017 December 31, 2016.

Note 8 - Securities Sold Under

Note 8 - Securities Sold Under Agreements to Repurchase	9 Months Ended
	Sep. 30, 2017
Notes to Financial Statements
Repurchase Agreements, Resale Agreements, Securities Borrowed, and Securities Loaned Disclosure [Text Block]	NOTE 8 – SECURITIES SOLD UNDER AGREEMENTS TO REPURCHASE Securities sold under agreements to repurchase consist of funds borrowed from customers on a short-term basis secured by portions of the C ompany's investment portfolio. The securities which were sold have been accounted for not three

Note 9 - Other Comprehensive In

Note 9 - Other Comprehensive Income (Loss)	9 Months Ended
	Sep. 30, 2017
Notes to Financial Statements
Comprehensive Income (Loss) Note [Text Block]	NOTE 9 The following table s present the reclassification disclosure for the three nine September 30, 2017 2016: Three months ended: 9/30/2017 9/30/2016 ( In Thousands) Net change in unrealized holding gain/loss on securities available-for-sale $ 92 $ (186 ) Reclassification adjustment for realized losses (gains) in net income (1) 1 (23 ) Other comprehensive income (loss) before tax 93 (209 ) Income tax (expense) benefit (33 ) 72 Other comprehensive income (loss), net of tax $ 60 $ (137 ) Nine months ended: 9/30/2017 9/30/2016 ( In Thousands) Net change in unrealized holding gain/loss on securities available-for-sale $ 552 $ 1,270 Reclassification adjustment for realized losses (gains) in net income (1) 2 (93 ) Other comprehensive income before tax 554 1,177 Income tax expense (190 ) (401 ) Other comprehensive income, net of tax $ 364 $ 776 ( 1 Reclassification adjustments are comprised of realized security gains and losses. The gains and losses have been reclassified out of accumulated other comprehensive loss and have affected certain lines in the consolidated statements of income as follows: the pre-tax amount is included in gain on sales of available-for-sale securities, net, the tax expense amount is included in income tax provision (benefit) and the after tax amount is included in net income. Accumulated other c omprehensive loss as of September 30, 2017 December 31, 2016

Note 10 - Subsequent Events

Note 10 - Subsequent Events	9 Months Ended
	Sep. 30, 2017
Notes to Financial Statements
Subsequent Events [Text Block]	NOTE 10 On October 2, 2017, 1,200 fewer than 1,200 January 1, 2018, 1934, 15 January 2018. Upon filing the Form 15 January 2018, 10 10 8 10 December 31, 2017 March 31, 2018. The Company intends to continue to provide shareholders with financial information on a quarterly and annual basis through its website: www.simsburybank.com. In addition, both the Company and the Bank will continue to provide semi-annual and quarterly financial reports to the Federal Reserve and the FDIC, as required, and intend to continue to meet all applicable auditing standards as a regulated financial institution.

Note 4 - Fair Value Measureme19

Note 4 - Fair Value Measurements (Tables)	9 Months Ended
	Sep. 30, 2017
Notes Tables
Fair Value, Assets Measured on Recurring Basis [Table Text Block]	Fair Value Measurements at Reporting Date Using: Quoted Prices in Significant Significant Active Markets for Other Observable Unobservable Identical Assets Inputs Inputs Total Level 1 Level 2 Level 3 (In Thousands) September 30, 2017: Debt securities issued by U.S. government corporations and agencies $ 4,518 $ - $ 4,518 $ - Obligations of states and municipalities 13,872 - 13,872 - Mortgage-backed securities 35,365 - 35,365 - SBA loan pools 892 - 892 - Totals $ 54,647 $ - $ 54,647 $ - December 31, 2016: Debt securities issued by U.S. government corporations and agencies $ 4,253 $ - $ 4,253 $ - Obligations of states and municipalities 14,352 - 14,352 - Mortgage-backed securities 39,140 - 39,140 - SBA loan pools 983 - 983 - Totals $ 58,728 $ - $ 58,728 $ -
Fair Value Measurements, Nonrecurring [Table Text Block]	Fair Value Measurements at Reporting Date Using: Quoted Prices in Significant Significant Active Markets for Other Observable Unobservable Identical Assets Inputs Inputs Total Level 1 Level 2 Level 3 (In Thousands) September 30, 2017: Impaired Loans $ 96 $ - $ - $ 96 $ 96 $ - $ - $ 96
Fair Value, by Balance Sheet Grouping [Table Text Block]	September 30, 2017 Carrying Fair Value Amount Level 1 Level 2 Level 3 Total (In Thousands) Financial assets: Cash and cash equivalents $ 35,502 $ 35,502 $ - $ - $ 35,502 Certificates of deposit 1,250 1,250 - - 1,250 Available-for-sale securities 54,647 - 54,647 - 54,647 Federal Home Loan Bank stock 861 - 861 - 861 Loans held-for-sale 4,289 - - 4,350 4,350 Loans, net 398,816 - - 395,705 395,705 Mortgage servicing rights 2,157 - - 4,043 4,043 Accrued interest receivable 1,272 1,272 - - 1,272 Bank owned life insurance 9,310 - 9,310 - 9,310 Derivative assets 90 - - 90 90 Financial liabilities: Deposits 467,628 386,269 68,855 - 455,124 Securities sold under agreements to repurchase 2,862 - 2,862 - 2,862 Federal Home Loan Bank advances 2,318 - 2,044 - 2,044 Long-term subordinated debt 7,274 - 7,291 - 7,291 Derivative liabilities 57 - - 57 57 December 31, 2016 Carrying Amount Level 1 Level 2 Level 3 Total (In Thousands) Financial assets: Cash and cash equivalents $ 21,007 $ 21,007 $ - $ - $ 21,007 Certificates of deposit 1,250 1,250 - - 1,250 Available-for-sale securities 58,728 - 58,728 - 58,728 Federal Home Loan Bank stock 2,896 - 2,896 - 2,896 Loans held-for-sale 2,801 - - 2,818 2,818 Loans, net 405,411 - - 401,008 401,008 Mortgage servicing rights 1,996 - - 2,432 2,432 Accrued interest receivable 1,301 1,301 - - 1,301 Bank owned life insurance 9,130 - 9,130 - 9,130 Financial liabilities: Deposits 413,764 347,176 66,504 - 413,680 Securities sold under agreements to repurchase 2,694 - 2,694 - 2,694 Federal Home Loan Bank advances 54,058 - 53,767 - 53,767 Long-term subordinated debt 7,252 - 7,268 - 7,268

Note 5 - Earnings Per Common 20

Note 5 - Earnings Per Common Share (Tables)	9 Months Ended
	Sep. 30, 2017
Notes Tables
Schedule of Earnings Per Share, Basic and Diluted [Table Text Block]	For the three months ended 9/30/17 9/30/16 (In Thousands, except share and per share data) Basic earnings per share computation: Net income available to common shareholders $ 602 $ 431 Weighted average shares outstanding, basic 1,359,549 1,352,263 Basic earnings per share $ 0.44 $ 0.32 Diluted earnings per share computation: Net income available to common shareholders $ 602 $ 431 Weighted average shares outstanding, before dilution 1,359,549 1,352,263 Dilutive potential shares 4,744 2,099 Weighted average shares outstanding, assuming dilution 1,364,293 1,354,362 Diluted earnings per share $ 0.44 $ 0.32 For the nine months ended 9/30/17 9/30/16 (In Thousands, except share and per share data) Basic earnings per share computation: Net income available to common shareholders $ 1,672 $ 888 Weighted average shares outstanding, basic 1,358,913 1,350,725 Basic earnings per share $ 1.23 $ 0.66 Diluted earnings per share computation: Net income available to common shareholders $ 1,672 $ 888 Weighted average shares outstanding, before dilution 1,358,913 1,350,725 Dilutive potential shares 3,436 2,162 Weighted average shares outstanding, assuming dilution 1,362,349 1,352,887 Diluted earnings per share $ 1.23 $ 0.66

Note 6 - Investment Securities

Note 6 - Investment Securities (Tables)	9 Months Ended
	Sep. 30, 2017
Notes Tables
Available-for-sale Securities [Table Text Block]	INVESTMENT PORTFOLIO (Dollars In Thousands) September 30, 2017 Amortized Unrealized Unrealized Fair Cost Gains Losses Value Yield AVAILABLE-FOR-SALE SECURITIES Debt securities issued by U.S. government corporations and agencies Due within one year $ 2,000 $ - 1 1,999 1.26 % Due after one to five years 2,516 7 4 2,519 1.69 % Total U.S. government corporations and agencies 4,516 7 5 4,518 1.50 % Obligations of states and municipalities Due within one year - - - - - % Due after one to five years 1,679 18 - 1,697 1.78 % Due after five to ten years 8,455 89 39 8,505 1.75 % Due after ten to fifteen years 3,601 70 1 3,670 2.43 % Total obligations of states and municipalities 13,735 177 40 13,872 1.93 % Mortgage-backed securities Due after one to five years 746 4 4 746 1.57 % Due after five to ten years 6,192 15 44 6,163 2.03 % Due after ten to fifteen years 17,386 10 254 17,142 2.20 % Due beyond fifteen years 11,491 15 192 11,314 2.46 % Total mortgage-backed securities 35,815 44 494 35,365 2.24 % SBA loan pools Due after five to ten years 881 11 - 892 2.79 % Total SBA loan pools 881 11 - 892 2.79 % Total available-for-sale securities $ 54,947 $ 239 $ 539 $ 54,647 2.11 % INVESTMENT PORTFOLIO (Dollars In Thousands) December 31, 2016 Amortized Unrealized Unrealized Fair Cost Gains Losses Value Yield AVAILABLE-FOR-SALE SECURITIES Debt securities issued by U.S. government corporations and agencies Due within one year $ 1,000 $ 1 $ - $ 1,001 1.00 % Due after one to five years 3,250 6 4 3,252 1.24 % Total obligations of states and municipalities 4,250 7 4 4,253 1.18 % Obligations of states and municipalities Due after one to five years 250 1 - 251 4.00 % Due after five to ten years 6,253 100 41 6,312 2.91 % Due after ten to fifteen years 7,417 78 100 7,395 2.76 % Due beyond fifteen years 389 5 - 394 3.30 % Total obligations of states and municipalities 14,309 184 141 14,352 2.86 % Mortgage-backed securities Due after one to five years 718 7 4 721 2.25 % Due after five to ten years 3,480 13 21 3,472 1.80 % Due after ten to fifteen years 20,272 9 539 19,742 1.69 % Due beyond fifteen years 15,580 11 386 15,205 2.00 % Total mortgage-backed securities 40,050 40 950 39,140 1.83 % SBA loan pools Due after five to ten years 973 13 3 983 3.30 % Total SBA loan pools 973 13 3 983 3.30 % Total available-for-sale securities $ 59,582 $ 244 $ 1,098 $ 58,728 2.33 %
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value [Table Text Block]	Less than 12 Months 12 Months or Longer Total Fair Unrealized Fair Unrealized Fair Unrealized Value Losses Value Losses Value Losses (In Thousands) September 30, 2017: Debt securities issued by U.S. Government corporations and agencies $ 1,746 $ 4 $ 499 $ 1 $ 2,245 $ 5 Obligations of states and municipalities 1,840 29 489 11 2,329 40 Mortgage-backed securities 18,655 218 11,809 250 30,464 468 Total temporarily impaired securities 22,241 251 12,797 262 35,038 513 Other-than-temporarily impaired securities: Mortgage-backed securities - - 130 26 130 26 Total temporarily impaired and other- than-temporarily impaired securities $ 22,241 $ 251 $ 12,927 $ 288 $ 35,168 $ 539 December 31, 2016: Debt securities issued by U.S. Government corporations and agencies $ 1,246 $ 4 $ - $ - $ 1,246 $ 4 SBA loan pools 743 3 - - - 743 Obligations of states and municipalities 5,934 141 - - 5,934 141 Mortgage-backed securities 32,817 788 2,890 136 35,707 924 Total temporarily impaired securities 40,740 936 2,890 136 43,630 1,072 Other-than-temporarily impaired securities: Mortgage-backed securities 9 - 158 26 167 26 Total temporarily impaired and other- than-temporarily impaired securities $ 40,749 $ 936 $ 3,048 $ 162 $ 43,797 $ 1,098

Note 7 - Loan Information (Tabl

Note 7 - Loan Information (Tables)	9 Months Ended
	Sep. 30, 2017
Notes Tables
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]	September 30, 2017 December 31, 2016 (In Thousands) Real estate - residential $ 138,928 $ 143,212 Real estate - commercial 76,875 79,629 Real estate - municipal 9,294 8,733 Real estate - residential construction and land development 1,472 2,932 Real estate - commercial construction and land development 20,390 15,960 Home equity 48,267 48,876 Commercial and industrial 77,949 69,254 Municipal 2,924 4,215 Consumer 25,425 34,911 Total loans 401,524 407,722 Allowance for loan losses (4,077 ) (3,753 ) Deferred costs, net 1,369 1,442 Net loans $ 398,816 $ 405,411
Allowance for Credit Losses on Financing Receivables [Table Text Block]	Real Estate: Residential Commercial Construction & Land Development Home Equity Commercial & Industrial Consumer Unallocated Total (In Thousands) September 30, 2017: Allowance for loan Beginning balance $ 990 $ 1,076 $ 258 $ 381 $ 1,010 $ 181 $ 28 $ 3,924 Charge-offs - - - - (74 ) (10 ) - (84 ) Recoveries - - - - 2 - - 2 Provision (benefit) 8 90 7 (6 ) 108 (7 ) 35 235 Ending balance $ 998 $ 1,166 $ 265 $ 375 $ 1,046 $ 164 $ 63 $ 4,077 Real Estate: Residential Commercial Construction & Land Development Home Equity Commercial & Industrial Consumer Unallocated Total (In Thousands) September 30, 2016: Allowance for loan Beginning balance $ 1,065 $ 862 $ 258 $ 325 $ 576 $ 240 $ 3 $ 3,329 Charge-offs - - - - - (5 ) - (5 ) Recoveries 1 - - - 1 - - 2 Provision (benefit) 3 85 41 8 103 61 4 305 Ending balance $ 1,069 $ 947 $ 299 $ 333 $ 680 $ 296 $ 7 $ 3,631 Real Estate: Residential Commercial Construction & Land Development Home Equity Commercial & Industrial Consumer Unallocated Total (In Thousands) September 30, 2017: Allowance for loan Beginning balance $ 1,057 $ 1,044 $ 212 $ 346 $ 824 $ 249 $ 21 $ 3,753 Charge-offs (36 ) - - (99 ) (82 ) (41 ) - (258 ) Recoveries - - - - 10 2 - 12 Provision (benefit) (23 ) 122 53 128 294 (46 ) 42 570 Ending balance $ 998 $ 1,166 $ 265 $ 375 $ 1,046 $ 164 $ 63 $ 4,077 Real Estate: Residential Commercial Construction & Land Development Home Equity Commerical & Industrial Consumer Unallocated Total (In Thousands) September 30, 2016: Allowance for loan losses: Beginning balance $ 1,065 $ 706 $ 324 $ 331 $ 398 $ 157 $ 47 $ 3,028 Charge-offs - - - - - (10 ) - (10 ) Recoveries 1 - - - 2 4 - 7 Provision (benefit) 3 241 (25 ) 2 280 145 (40 ) 606 Ending balance $ 1,069 $ 947 $ 299 $ 333 $ 680 $ 296 $ 7 $ 3,631 Real Estate: Construction and Land Commercial Residential Commercial Development Home Equity and Industrial Consumer Unallocated Total (In Thousands) September 30, 2017: Allowance for loan losses Ending balance: Individually evaluated for impairment $ - $ - $ - $ - $ 82 $ - $ - $ 82 Ending balance: Collectively 998 1,166 265 375 964 164 63 3,995 Total allowance for loan $ 998 $ 1,166 $ 265 $ 375 $ 1,046 $ 164 $ 63 $ 4,077 Loans: Ending balance: Individually $ - $ 1,059 $ - $ - 1,042 $ - $ - $ 2,101 Ending balance: Collectively evaluated for impairment 138,928 85,110 21,862 48,267 79,831 25,425 - 399,423 Total loans ending balance $ 138,928 $ 86,169 $ 21,862 $ 48,267 $ 80,873 $ 25,425 $ - $ 401,524 Real Estate: Residential Commercial Construction and Land Development Home Equity Commercial & Industrial Consumer Unallocated Total (In Thousands) December 31, 2016: Allowance for loan losses: Ending balance: Individually evaluated for impairment $ - $ - $ - $ - $ 1 $ - $ - $ 1 Ending balance: Collectively evaluated 1,057 1,044 212 346 823 249 21 3,752 Total allowance for loan $ 1,057 $ 1,044 $ 212 $ 346 $ 824 $ 249 $ 21 $ 3,753 Loans: Ending balance: $ - $ 1,150 $ 222 $ - $ 415 $ - $ - $ 1,787 Ending balance: Collectively evaluated for impairment 143,212 87,212 18,670 48,876 73,054 34,911 - 405,935 Total loans ending balance $ 143,212 $ 88,362 $ 18,892 $ 48,876 $ 73,469 $ 34,911 $ - $ 407,722
Financing Receivable Credit Quality Indicators [Table Text Block]	Real Estate Construction & Land Commercial Residential Commercial Development Home Equity & Industrial Consumer Total (In Thousands) September 30, 2017: Grade: Pass $ - $ 75,587 $ 20,390 $ - $ 77,683 $ - $ 173,660 Special mention - 1,905 - - 163 - 2,068 Substandard 1,237 8,677 - 140 3,027 - 13,081 Loans not formally rated 137,691 - 1,472 48,127 - 25,425 212,715 Total $ 138,928 $ 86,169 $ 21,862 $ 48,267 $ 80,873 $ 25,425 $ 401,524 December 31, 2016: Grade: Pass $ - $ 79,800 $ 15,738 $ - $ 71,939 $ - $ 167,477 Special mention - 5,900 - - 324 - 6,224 Substandard 1,947 2,662 222 319 1,206 - 6,356 Loans not formally rated 141,265 - 2,932 48,557 - 34,911 227,665 Total $ 143,212 $ 88,362 $ 18,892 $ 48,876 $ 73,469 $ 34,911 $ 407,722
Past Due Financing Receivables [Table Text Block]	90 Days or 90 Days More Past 30-59 Days 60-89 Days or More Total Total Total Due and Nonaccrual Past Due Past Due Past Due Past Due Current Loans Accruing Loans (In Thousands) September 30, 2017: Real estate: Residential $ 142 $ - $ 898 $ 1,040 $ 137,888 $ 138,928 $ - $ 1,237 Commercial - - - - 76,875 76,875 - - Municipal - - - - 9,294 9,294 - - Construction and land development - - - - 21,862 21,862 - - Home equity 102 75 - 177 48,090 48,267 - 140 Commercial and industrial - - 209 209 77,740 77,949 - 209 Municipal - - - - 2,924 2,924 - - Consumer 75 7 12 94 25,331 25,425 - 12 Total $ 319 $ 82 $ 1,119 $ 1,520 $ 400,004 $ 401,524 $ - $ 1,598 December 31, 2016: Real estate: Residential $ - $ 297 $ 1,811 $ 2,108 $ 141,104 $ 143,212 $ - $ 1,947 Commercial - - 1,150 1,150 78,479 79,629 - 1,150 Municipal - - - - 8,733 8,733 - - Construction and land development - - 222 222 18,670 18,892 - 222 Home equity - 219 169 388 48,488 48,876 - 248 Commercial and industrial 767 42 415 1,224 68,030 69,254 - 415 Municipal - - - - 4,215 4,215 - - Consumer 114 43 1 158 34,753 34,911 - 70 Total $ 881 $ 601 $ 3,768 $ 5,250 $ 402,472 $ 407,722 $ - $ 4,052
Impaired Financing Receivables [Table Text Block]	Unpaid Average Interest Recorded Principal Related Recorded Income Investment Balance Allowance Investment Recognized (In Thousands) September 30, 2017: With no related allowance recorded: Real Estate: Commercial $ 1,059 $ 1,059 $ - $ 1,081 $ 38 Commerical and industrial 946 946 - 984 27 Total impaired with no related allowance 2,005 2,005 - 2,065 65 With an allowance recorded: Real Estate: Commercial - - - - - Commerical and industrial 96 96 82 52 1 Total impaired with an allowance recorded 96 96 82 52 1 Total Real Estate: Commercial 1,059 1,059 - 1,081 38 Commerical and industrial 1,042 1,042 82 1,036 28 Total impaired loans $ 2,101 $ 2,101 $ 82 $ 2,117 $ 66 December 31, 2016: With no related allowance recorded: Real Estate: Commercial $ 1,150 $ 1,150 $ - $ 3,029 $ 272 Residential & commercial construction and land development 222 222 - 222 4 Commercial and industrial 134 134 - 135 4 Total impaired with no related allowance 1,506 1,506 - 3,386 280 With an allowance recorded: Real Estate: Commercial and industrial 281 281 1 321 - Total impaired with an allowance recorded 281 281 1 321 - Total Real Estate: Commercial 1,150 1,150 - 3,029 272 Residential & commercial construction and land development 222 222 - 222 4 Commercial and industrial 415 415 1 456 4 Total impaired loans $ 1,787 $ 1,787 $ 1 $ 3,707 $ 280
Schedule of Valuation Allowance for Impairment of Recognized Servicing Assets [Table Text Block]	Three months ended September 30, Nine months ended September 30, 2017 2016 2017 2016 (In Thousands) (In Thousands) Balance, beginning of period $ 90 $ 253 $ 206 $ 20 Additions - - - 145 Reductions (45 ) (88 ) (161 ) - Balance, end of period $ 45 $ 165 $ 45 $ 165

Note 9 - Other Comprehensive 23

Note 9 - Other Comprehensive Income (Loss) (Tables)	9 Months Ended
	Sep. 30, 2017
Notes Tables
Comprehensive Income (Loss) [Table Text Block]	Three months ended: 9/30/2017 9/30/2016 ( In Thousands) Net change in unrealized holding gain/loss on securities available-for-sale $ 92 $ (186 ) Reclassification adjustment for realized losses (gains) in net income (1) 1 (23 ) Other comprehensive income (loss) before tax 93 (209 ) Income tax (expense) benefit (33 ) 72 Other comprehensive income (loss), net of tax $ 60 $ (137 ) Nine months ended: 9/30/2017 9/30/2016 ( In Thousands) Net change in unrealized holding gain/loss on securities available-for-sale $ 552 $ 1,270 Reclassification adjustment for realized losses (gains) in net income (1) 2 (93 ) Other comprehensive income before tax 554 1,177 Income tax expense (190 ) (401 ) Other comprehensive income, net of tax $ 364 $ 776

Note 2 - Stock-based Compensa24

Note 2 - Stock-based Compensation (Details Textual) - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2017	Sep. 30, 2016
Allocated Share-based Compensation Expense	$ 108	$ 113

Note 4 - Fair Value Measureme25

Note 4 - Fair Value Measurements (Details Textual) - USD ($) $ in Thousands	Sep. 30, 2017	Dec. 31, 2016
Liabilities, Fair Value Disclosure, Nonrecurring		$ 0
Assets, Fair Value Disclosure, Nonrecurring	$ 96	$ 0

Note 4 - Fair Value Measureme26

Note 4 - Fair Value Measurements - Assets Measured at Fair Value on a Recurring Basis (Details) - USD ($) $ in Thousands	Sep. 30, 2017	Dec. 31, 2016
Available-for-sale securities	$ 54,647	$ 58,728
Fair Value, Measurements, Recurring [Member]
Available-for-sale securities	54,647	58,728
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Available-for-sale securities
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Available-for-sale securities	54,647	58,728
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Available-for-sale securities
Fair Value, Measurements, Recurring [Member] | US Government Agencies Debt Securities [Member]
Available-for-sale securities	4,518	4,253
Fair Value, Measurements, Recurring [Member] | US Government Agencies Debt Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Available-for-sale securities
Fair Value, Measurements, Recurring [Member] | US Government Agencies Debt Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Available-for-sale securities	4,518	4,253
Fair Value, Measurements, Recurring [Member] | US Government Agencies Debt Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Available-for-sale securities
Fair Value, Measurements, Recurring [Member] | US States and Political Subdivisions Debt Securities [Member]
Available-for-sale securities	13,872	14,352
Fair Value, Measurements, Recurring [Member] | US States and Political Subdivisions Debt Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Available-for-sale securities
Fair Value, Measurements, Recurring [Member] | US States and Political Subdivisions Debt Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Available-for-sale securities	13,872	14,352
Fair Value, Measurements, Recurring [Member] | US States and Political Subdivisions Debt Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Available-for-sale securities
Fair Value, Measurements, Recurring [Member] | Collateralized Mortgage Backed Securities [Member]
Available-for-sale securities	35,365	39,140
Fair Value, Measurements, Recurring [Member] | Collateralized Mortgage Backed Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Available-for-sale securities
Fair Value, Measurements, Recurring [Member] | Collateralized Mortgage Backed Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Available-for-sale securities	35,365	39,140
Fair Value, Measurements, Recurring [Member] | Collateralized Mortgage Backed Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Available-for-sale securities
Fair Value, Measurements, Recurring [Member] | Other Debt Obligations [Member]
Available-for-sale securities	892	983
Fair Value, Measurements, Recurring [Member] | Other Debt Obligations [Member] | Fair Value, Inputs, Level 1 [Member]
Available-for-sale securities
Fair Value, Measurements, Recurring [Member] | Other Debt Obligations [Member] | Fair Value, Inputs, Level 2 [Member]
Available-for-sale securities	892	983
Fair Value, Measurements, Recurring [Member] | Other Debt Obligations [Member] | Fair Value, Inputs, Level 3 [Member]
Available-for-sale securities

Note 4 - Fair Value Measureme27

Note 4 - Fair Value Measurements - Assets Measured at Fair Value on a Nonrecurring Basis (Details) - USD ($) $ in Thousands	Sep. 30, 2017	Dec. 31, 2016
Assets, fair value, nonrecurring	$ 96	$ 0
Fair Value, Inputs, Level 1 [Member]
Assets, fair value, nonrecurring
Fair Value, Inputs, Level 2 [Member]
Assets, fair value, nonrecurring
Fair Value, Inputs, Level 3 [Member]
Assets, fair value, nonrecurring	96
Impaired Loans [Member]
Assets, fair value, nonrecurring	96
Impaired Loans [Member] | Fair Value, Inputs, Level 1 [Member]
Assets, fair value, nonrecurring
Impaired Loans [Member] | Fair Value, Inputs, Level 2 [Member]
Assets, fair value, nonrecurring
Impaired Loans [Member] | Fair Value, Inputs, Level 3 [Member]
Assets, fair value, nonrecurring	$ 96

Note 4 - Fair Value Measureme28

Note 4 - Fair Value Measurements - Financial Instruments (Details) - USD ($) $ in Thousands	Sep. 30, 2017	Dec. 31, 2016
Financial assets:
Available-for-sale securities	$ 54,647	$ 58,728
Reported Value Measurement [Member]
Financial assets:
Cash and cash equivalents	35,502	21,007
Certificates of deposit	1,250	1,250
Available-for-sale securities	54,647	58,728
Federal Home Loan Bank stock	861	2,896
Loans held-for-sale	4,289	2,801
Loans, net	398,816	405,411
Servicing Asset at Fair Value, Amount	2,157	1,996
Accrued interest receivable	1,272	1,301
Bank owned life insurance	9,310	9,130
Derivative assets	90
Financial liabilities:
Deposits	467,628	413,764
Securities sold under agreements to repurchase	2,862	2,694
Federal Home Loan Bank advances	2,318	54,058
Long-term subordinated debt	7,274	7,252
Derivative liabilities	57
Estimate of Fair Value Measurement [Member]
Financial assets:
Cash and cash equivalents	35,502	21,007
Certificates of deposit	1,250	1,250
Available-for-sale securities	54,647	58,728
Federal Home Loan Bank stock	861	2,896
Loans held-for-sale	4,350	2,818
Loans, net	395,705	401,008
Servicing Asset at Fair Value, Amount	4,043	2,432
Accrued interest receivable	1,272	1,301
Bank owned life insurance	9,310	9,130
Derivative assets	90
Financial liabilities:
Deposits	455,124	413,680
Securities sold under agreements to repurchase	2,862	2,694
Federal Home Loan Bank advances	2,044	53,767
Long-term subordinated debt	7,291	7,268
Derivative liabilities	57
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member]
Financial assets:
Cash and cash equivalents	35,502	21,007
Certificates of deposit	1,250	1,250
Available-for-sale securities	0	0
Federal Home Loan Bank stock	0	0
Loans held-for-sale	0	0
Loans, net	0	0
Servicing Asset at Fair Value, Amount		0
Accrued interest receivable	1,272	1,301
Bank owned life insurance	0	0
Derivative assets
Financial liabilities:
Deposits	386,269	347,176
Securities sold under agreements to repurchase	0	0
Federal Home Loan Bank advances	0	0
Long-term subordinated debt	0	0
Derivative liabilities
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member]
Financial assets:
Cash and cash equivalents	0	0
Certificates of deposit	0	0
Available-for-sale securities	54,647	58,728
Federal Home Loan Bank stock	861	2,896
Loans held-for-sale	0	0
Loans, net	0	0
Servicing Asset at Fair Value, Amount		0
Accrued interest receivable	0	0
Bank owned life insurance	9,310	9,130
Derivative assets
Financial liabilities:
Deposits	68,855	66,504
Securities sold under agreements to repurchase	2,862	2,694
Federal Home Loan Bank advances	2,044	53,767
Long-term subordinated debt	7,291	7,268
Derivative liabilities
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member]
Financial assets:
Cash and cash equivalents	0	0
Certificates of deposit	0	0
Available-for-sale securities	0	0
Federal Home Loan Bank stock	0	0
Loans held-for-sale	4,350	2,818
Loans, net	395,705	401,008
Servicing Asset at Fair Value, Amount	4,043	2,432
Accrued interest receivable	0	0
Bank owned life insurance	0	0
Derivative assets	90
Financial liabilities:
Deposits		0
Securities sold under agreements to repurchase	0	0
Federal Home Loan Bank advances	0	0
Long-term subordinated debt	0	$ 0
Derivative liabilities	$ 57

Note 5 - Earnings Per Common 29

Note 5 - Earnings Per Common Share - Computation of EPS on Both Basic and Diluted Basis (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2017	Sep. 30, 2016	Sep. 30, 2017	Sep. 30, 2016
Net income available to common stockholders	$ 602	$ 431	$ 1,672	$ 888
Weighted average shares outstanding, basic (in shares)	1,359,549	1,352,263	1,358,913	1,350,725
Earnings per common share, basic (in dollars per share)	$ 0.44	$ 0.32	$ 1.23	$ 0.66
Dilutive potential shares (in shares)	4,744	2,099	3,436	2,162
Weighted average shares outstanding, assuming dilution (in shares)	1,364,293	1,354,362	1,362,349	1,352,887
Earnings per common share, assuming dilution (in dollars per share)	$ 0.44	$ 0.32	$ 1.23	$ 0.66

Note 6 - Investment Securitie30

Note 6 - Investment Securities (Details Textual) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2017	Sep. 30, 2016	Sep. 30, 2017	Sep. 30, 2016
Proceeds from Sale of Available-for-sale Securities	$ 0	$ 1,000	$ 0	$ 1,991
Available-for-sale Securities, Gross Realized Gains		25		94
Available-for-sale Securities, Realized Gain (Loss) Income Tax Expense (Benefit)		$ 9		$ 32

Note 6 - Investment Securitie31

Note 6 - Investment Securities - Available-for-sale Securities (Details) - USD ($) $ in Thousands	Sep. 30, 2017	Dec. 31, 2016
Amortized cost, total available-for-sale securities	$ 54,947	$ 59,582
Unrealized gains, total available-for-sale securities	239	244
Unrealized losses, total available-for-sale securities	539	1,098
Fair value, total available-for-sale securities	$ 54,647	$ 58,728
Yield, total available-for-sale securities	2.11%	2.33%
US Government Agencies Debt Securities [Member]
Amortized cost, due within one year	$ 2,000
Unrealized gains, due within one year
Unrealized losses, due within one year	1
Fair value, due within one year	$ 1,999
Yield, due within one year	1.26%
Amortized cost, due after one to five years	$ 2,516	$ 3,250
Unrealized gains, due after one to five years	7	6
Unrealized losses, due after one to five years	4	4
Fair value, due after one to five years	$ 2,519	$ 3,252
Yield, due after one to five years	1.69%	1.24%
Amortized cost, total available-for-sale securities	$ 4,516	$ 4,250
Unrealized gains, total available-for-sale securities	7	7
Unrealized losses, total available-for-sale securities	5	4
Fair value, total available-for-sale securities	$ 4,518	$ 4,253
Yield, total available-for-sale securities	1.50%	1.18%
US States and Political Subdivisions Debt Securities [Member]
Amortized cost, due within one year		$ 1,000
Unrealized gains, due within one year		1
Unrealized losses, due within one year	0	0
Fair value, due within one year		$ 1,001
Yield, due within one year		1.00%
Amortized cost, due after one to five years	$ 1,679	$ 250
Unrealized gains, due after one to five years	18	1
Unrealized losses, due after one to five years	0
Fair value, due after one to five years	$ 1,697	$ 251
Yield, due after one to five years	1.78%	4.00%
Amortized cost, total available-for-sale securities	$ 13,735	$ 14,309
Unrealized gains, total available-for-sale securities	177	184
Unrealized losses, total available-for-sale securities	40	141
Fair value, total available-for-sale securities	$ 13,872	$ 14,352
Yield, total available-for-sale securities	1.93%	2.86%
Amortized cost, due after five to ten years	$ 8,455	$ 6,253
Unrealized gains, due after five to ten years	89	100
Unrealized losses, due after five to ten years	39	41
Fair value, due after five to ten years	$ 8,505	$ 6,312
Yield, due after five to ten years	1.75%	2.91%
Amortized cost, due after ten to fifteen years	$ 3,601	$ 7,417
Unrealized gains, due after ten to fifteen years	70	78
Unrealized losses, due after ten to fifteen years	1	100
Fair value, due after ten to fifteen years	$ 3,670	$ 7,395
Yield, due after ten to fifteen years	2.43%	2.76%
Amortized cost, due beyond fifteen years	$ 11,491	$ 389
Unrealized gains, due beyond fifteen years	15	5
Unrealized losses, due beyond fifteen years	192	0
Fair value, due beyond fifteen years	$ 11,314	$ 394
Yield, due beyond fifteen years	2.46%	3.30%
Collateralized Mortgage Backed Securities [Member]
Amortized cost, due after one to five years	$ 746	$ 718
Unrealized gains, due after one to five years	4	7
Unrealized losses, due after one to five years	4	4
Fair value, due after one to five years	$ 746	$ 721
Yield, due after one to five years	1.57%	2.25%
Amortized cost, total available-for-sale securities	$ 35,815	$ 40,050
Unrealized gains, total available-for-sale securities	44	40
Unrealized losses, total available-for-sale securities	494	950
Fair value, total available-for-sale securities	$ 35,365	$ 39,140
Yield, total available-for-sale securities	2.24%	1.83%
Amortized cost, due after five to ten years	$ 6,192	$ 3,480
Unrealized gains, due after five to ten years	15	13
Unrealized losses, due after five to ten years	44	21
Fair value, due after five to ten years	$ 6,163	$ 3,472
Yield, due after five to ten years	2.03%	1.80%
Amortized cost, due after ten to fifteen years	$ 17,386	$ 20,272
Unrealized gains, due after ten to fifteen years	10	9
Unrealized losses, due after ten to fifteen years	254	539
Fair value, due after ten to fifteen years	$ 17,142	$ 19,742
Yield, due after ten to fifteen years	2.20%	1.69%
Amortized cost, due beyond fifteen years		$ 15,580
Unrealized gains, due beyond fifteen years		11
Unrealized losses, due beyond fifteen years		386
Fair value, due beyond fifteen years		$ 15,205
Yield, due beyond fifteen years		2.00%
Other Debt Obligations [Member]
Amortized cost, total available-for-sale securities	$ 881	$ 973
Unrealized gains, total available-for-sale securities	11	13
Unrealized losses, total available-for-sale securities		3
Fair value, total available-for-sale securities	$ 892	$ 983
Yield, total available-for-sale securities	2.79%	3.30%
Amortized cost, due after five to ten years	$ 881	$ 973
Unrealized gains, due after five to ten years	11	13
Unrealized losses, due after five to ten years		3
Fair value, due after five to ten years	$ 892	$ 983
Yield, due after five to ten years	2.79%	3.30%

Note 6 - Investment Securitie32

Note 6 - Investment Securities - Securities in a Continuous Unrealized Loss Position (Details) - USD ($) $ in Thousands	Sep. 30, 2017	Dec. 31, 2016
Less than 12 Months, Fair Value	$ 22,241	$ 40,749
Less than 12 Months, Unrealized Losses	251	936
12 Months or Longer, Fair Value	12,927	3,048
12 Months or Longer, Unrealized Losses	288	162
Total Fair Value	35,168	43,797
Total Unrealized Losses	539	1,098
Temporarily Impaired Securities [Member]
Less than 12 Months, Fair Value	22,241	40,740
Less than 12 Months, Unrealized Losses	251	936
12 Months or Longer, Fair Value	12,797	2,890
12 Months or Longer, Unrealized Losses	262	136
Total Fair Value	35,038	43,630
Total Unrealized Losses	513	1,072
Temporarily Impaired Securities [Member] | US Government Agencies Debt Securities [Member]
Less than 12 Months, Fair Value	1,746	1,246
Less than 12 Months, Unrealized Losses	4	4
12 Months or Longer, Fair Value	499
12 Months or Longer, Unrealized Losses	1
Total Fair Value	2,245	1,246
Total Unrealized Losses	5	4
Temporarily Impaired Securities [Member] | US States and Political Subdivisions Debt Securities [Member]
Less than 12 Months, Fair Value	1,840	5,934
Less than 12 Months, Unrealized Losses	29	141
12 Months or Longer, Fair Value	489
12 Months or Longer, Unrealized Losses	11
Total Fair Value	2,329	5,934
Total Unrealized Losses	40	141
Temporarily Impaired Securities [Member] | Collateralized Mortgage Backed Securities [Member]
Less than 12 Months, Fair Value	18,655	32,817
Less than 12 Months, Unrealized Losses	218	788
12 Months or Longer, Fair Value	11,809	2,890
12 Months or Longer, Unrealized Losses	250	136
Total Fair Value	30,464	35,707
Total Unrealized Losses	468	924
Temporarily Impaired Securities [Member] | Other Debt Obligations [Member]
Less than 12 Months, Fair Value		743
Less than 12 Months, Unrealized Losses		3
12 Months or Longer, Fair Value
12 Months or Longer, Unrealized Losses
Total Fair Value
Total Unrealized Losses		743
Other than Temporarily Impaired Securities [Member] | Collateralized Mortgage Backed Securities [Member]
Less than 12 Months, Fair Value		9
Less than 12 Months, Unrealized Losses
12 Months or Longer, Fair Value	130	158
12 Months or Longer, Unrealized Losses	26	26
Total Fair Value	130	167
Total Unrealized Losses	$ 26	$ 26

Note 7 - Loan Information (Deta

Note 7 - Loan Information (Details Textual) $ in Thousands	3 Months Ended		9 Months Ended		12 Months Ended
	Sep. 30, 2017USD ($)	Sep. 30, 2016USD ($)	Sep. 30, 2017USD ($)	Sep. 30, 2016USD ($)	Dec. 31, 2016USD ($)
Loans and Leases Receivable, Gross	$ 401,524		$ 401,524		$ 407,722
Percentage of Delinquent Loans Outstanding	0.48%		0.48%		1.07%
Loans and Leases Receivable, Allowance, Percent	1.01%		1.01%		0.92%
Financing Receivable, Modifications, Number of Contracts	0		0
Real Estate Acquired Through Foreclosure	$ 0		$ 0
Mortgage Loans in Process of Foreclosure, Amount	764		764
Gain (Loss) on Sale of Mortgage Loans	$ 444	$ 607	$ 982	$ 1,200
Designated as Hedging Instrument [Member]
Derivative, Number of Instruments Held	0		0		0
Mortgages [Member]
Principal Amount Outstanding on Loans Securitized or Asset-backed Financing Arrangement	$ 339,400		$ 339,400		$ 303,400
Mortgage Servicing Rights [Member]
Servicing Asset at Amortized Cost	2,200		2,200		2,000
Servicing Asset at Amortized Cost, Additions	207	334	493	743
Servicing Asset at Amortized Cost, Amortization	78	199	493	538
Servicing Asset at Fair Value, Amount	4,000		4,000		$ 2,100
Bank Servicing Fees	204	169	592	468
Valuation Allowance for Impairment of Recognized Servicing Assets, Additions (Deductions) for Expenses (Recoveries)	45	$ 88	161	$ 145
Nonperforming Financial Instruments [Member] | Payments Temporarily Reduced [Member]
Financing Receivable, Modifications, Number of Contracts					1
Financing Receivable, Modifications, Recorded Investment					$ 179
Residential Home Equity and Consumer Portfolio Segments [Member]
Loans and Leases Receivable, Gross	214,100		214,100		229,900
Residential Home Equity and Consumer Portfolio Segments [Member] | Not Formally Rated [Member]
Loans and Leases Receivable, Gross	212,700		212,700		227,700
Home Equity Portfolio Segment [Member]
Loans and Leases Receivable, Gross	$ 48,267		$ 48,267		48,876
Loan to Value Ratio	80.00%		80.00%
Consumer Portfolio Segment [Member]
Loans and Leases Receivable, Gross	$ 25,425		$ 25,425		$ 34,911
Mortgage Loans in Process of Foreclosure, Number of Loans	3		3

Note 7 - Loan Information - Loa

Note 7 - Loan Information - Loans (Details) - USD ($) $ in Thousands	Sep. 30, 2017	Dec. 31, 2016
Loans	$ 401,524	$ 407,722
Allowance for loan losses	(4,077)	(3,753)
Deferred costs, net	1,369	1,442
Loans, net	398,816	405,411
Residential Portfolio Segment [Member]
Loans	138,928	143,212
Commercial Real Estate Portfolio Segment [Member]
Loans	76,875	79,629
Municipal Real Estate Portfolio Segment [Member]
Loans	9,294	8,733
Residential Construction and Land Development Real Estate Portfolio Segment [Member]
Loans	1,472	2,932
Commercial Construction and Land Development Real Estate Portfolio Segment [Member]
Loans	20,390	15,960
Home Equity Portfolio Segment [Member]
Loans	48,267	48,876
Commercial Portfolio Segment [Member]
Loans	77,949	69,254
Municipal Non Real Estate Portfolio Segment [Member]
Loans	2,924	4,215
Consumer Portfolio Segment [Member]
Loans	$ 25,425	$ 34,911

Note 7 - Loan Information - All

Note 7 - Loan Information - Allowance for Loan Losses (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2017	Sep. 30, 2016	Sep. 30, 2017	Sep. 30, 2016	Sep. 30, 2017	Dec. 31, 2016
Beginning balance	$ 3,924	$ 3,329	$ 3,753	$ 3,028
Charge-offs	(84)	(5)	(258)	(10)
Recoveries	2	2	12	7
Provision (benefit)	235	305	570	606
Ending balance	4,077	3,631	4,077	3,631
Ending balance: Individually evaluated for impairment					$ 82	$ 1
Ending balance: Collectively evaluated for impairment					3,995	3,752
Total allowance for loan losses ending balance	3,924	3,329	4,077	3,631	4,077	3,753
Ending balance: Individually evaluated for impairment					2,101	1,787
Ending balance: Collectively evaluated for impairment					399,423	405,935
Total loans ending balance					401,524	407,722
Residential Portfolio Segment [Member]
Beginning balance	990	1,065	1,057	1,065
Charge-offs			(36)
Recoveries	0	1	0	1
Provision (benefit)	8	3	(23)	3
Ending balance	998	1,069	998	1,069
Ending balance: Individually evaluated for impairment					0	0
Ending balance: Collectively evaluated for impairment					998	1,057
Total allowance for loan losses ending balance	990	1,065	998	1,069	998	1,057
Ending balance: Individually evaluated for impairment					0	0
Ending balance: Collectively evaluated for impairment					138,928	143,212
Total loans ending balance					138,928	143,212
Commercial Real Estate Portfolio Segment [Member]
Beginning balance	1,076	862	1,044	706
Charge-offs	0	0	0	0
Recoveries
Provision (benefit)	90	85	122	241
Ending balance	1,166	947	1,166	947
Ending balance: Individually evaluated for impairment					0	0
Ending balance: Collectively evaluated for impairment					1,166	1,044
Total allowance for loan losses ending balance	1,076	862	1,166	947	1,166	1,044
Ending balance: Individually evaluated for impairment					1,059	1,150
Ending balance: Collectively evaluated for impairment					85,110	87,212
Total loans ending balance					86,169	88,362
Construction and Land Development Real Estate Portfolio Segment [Member]
Beginning balance	258	258	212	324
Charge-offs	0	0	0	0
Recoveries	0	0	0	0
Provision (benefit)	7	41	53	(25)
Ending balance	265	299	265	299
Ending balance: Individually evaluated for impairment					0	0
Ending balance: Collectively evaluated for impairment					265	212
Total allowance for loan losses ending balance	258	258	265	299	265	212
Ending balance: Individually evaluated for impairment						222
Ending balance: Collectively evaluated for impairment					21,862	18,670
Total loans ending balance					21,862	18,892
Home Equity Portfolio Segment [Member]
Beginning balance	381	325	346	331
Charge-offs	0	0	(99)	0
Recoveries
Provision (benefit)	(6)	8	128	2
Ending balance	375	333	375	333
Ending balance: Individually evaluated for impairment					0	0
Ending balance: Collectively evaluated for impairment					375	346
Total allowance for loan losses ending balance	381	325	375	333	375	346
Ending balance: Individually evaluated for impairment					0	0
Ending balance: Collectively evaluated for impairment					48,267	48,876
Total loans ending balance					48,267	48,876
Commercial Portfolio Segment [Member]
Beginning balance	1,010	576	824	398
Charge-offs	(74)	0	(82)	0
Recoveries	2	1	10	2
Provision (benefit)	108	103	294	280
Ending balance	1,046	680	1,046	680
Ending balance: Individually evaluated for impairment					82	1
Ending balance: Collectively evaluated for impairment					964	823
Total allowance for loan losses ending balance	1,010	576	1,046	680	1,046	824
Ending balance: Individually evaluated for impairment					1,042	415
Ending balance: Collectively evaluated for impairment					79,831	73,054
Total loans ending balance					80,873	73,469
Consumer Portfolio Segment [Member]
Beginning balance	181	240	249	157
Charge-offs	(10)	(5)	(41)	(10)
Recoveries			2	4
Provision (benefit)	(7)	61	(46)	145
Ending balance	164	296	164	296
Ending balance: Individually evaluated for impairment					0	0
Ending balance: Collectively evaluated for impairment					164	249
Total allowance for loan losses ending balance	181	240	164	296	164	249
Ending balance: Individually evaluated for impairment					0	0
Ending balance: Collectively evaluated for impairment					25,425	34,911
Total loans ending balance					25,425	34,911
Unallocated Financing Receivables [Member]
Beginning balance	28	3	21	47
Charge-offs	0	0	0	0
Recoveries	0	0	0	0
Provision (benefit)	35	4	42	(40)
Ending balance	63	7	63	7
Ending balance: Individually evaluated for impairment					0	0
Ending balance: Collectively evaluated for impairment					63	21
Total allowance for loan losses ending balance	$ 28	$ 3	$ 63	$ 7	63	21
Ending balance: Individually evaluated for impairment					0	0
Ending balance: Collectively evaluated for impairment						0
Total loans ending balance						$ 0

Note 7 - Loan Information - L36

Note 7 - Loan Information - Loans by Risk Rating (Details) - USD ($) $ in Thousands	Sep. 30, 2017	Dec. 31, 2016
Loans by risk rating	$ 401,524	$ 407,722
Pass [Member]
Loans by risk rating	173,660	167,477
Special Mention [Member]
Loans by risk rating	2,068	6,224
Substandard [Member]
Loans by risk rating	13,081	6,356
Not Formally Rated [Member]
Loans by risk rating	212,715	227,665
Residential Portfolio Segment [Member]
Loans by risk rating	138,928	143,212
Residential Portfolio Segment [Member] | Pass [Member]
Loans by risk rating	0	0
Residential Portfolio Segment [Member] | Special Mention [Member]
Loans by risk rating	0	0
Residential Portfolio Segment [Member] | Substandard [Member]
Loans by risk rating	1,237	1,947
Residential Portfolio Segment [Member] | Not Formally Rated [Member]
Loans by risk rating	137,691	141,265
Commercial Real Estate Portfolio Segment [Member]
Loans by risk rating	86,169	88,362
Commercial Real Estate Portfolio Segment [Member] | Pass [Member]
Loans by risk rating	75,587	79,800
Commercial Real Estate Portfolio Segment [Member] | Special Mention [Member]
Loans by risk rating	1,905	5,900
Commercial Real Estate Portfolio Segment [Member] | Substandard [Member]
Loans by risk rating	8,677	2,662
Commercial Real Estate Portfolio Segment [Member] | Not Formally Rated [Member]
Loans by risk rating		0
Construction and Land Development Real Estate Portfolio Segment [Member]
Loans by risk rating	21,862	18,892
Construction and Land Development Real Estate Portfolio Segment [Member] | Pass [Member]
Loans by risk rating	20,390	15,738
Construction and Land Development Real Estate Portfolio Segment [Member] | Special Mention [Member]
Loans by risk rating	0	0
Construction and Land Development Real Estate Portfolio Segment [Member] | Substandard [Member]
Loans by risk rating		222
Construction and Land Development Real Estate Portfolio Segment [Member] | Not Formally Rated [Member]
Loans by risk rating	1,472	2,932
Home Equity Portfolio Segment [Member]
Loans by risk rating	48,267	48,876
Home Equity Portfolio Segment [Member] | Pass [Member]
Loans by risk rating	0	0
Home Equity Portfolio Segment [Member] | Special Mention [Member]
Loans by risk rating	0	0
Home Equity Portfolio Segment [Member] | Substandard [Member]
Loans by risk rating	140	319
Home Equity Portfolio Segment [Member] | Not Formally Rated [Member]
Loans by risk rating	48,127	48,557
Commercial Portfolio Segment [Member]
Loans by risk rating	80,873	73,469
Commercial Portfolio Segment [Member] | Pass [Member]
Loans by risk rating	77,683	71,939
Commercial Portfolio Segment [Member] | Special Mention [Member]
Loans by risk rating	163	324
Commercial Portfolio Segment [Member] | Substandard [Member]
Loans by risk rating	3,027	1,206
Commercial Portfolio Segment [Member] | Not Formally Rated [Member]
Loans by risk rating		0
Consumer Portfolio Segment [Member]
Loans by risk rating	25,425	34,911
Consumer Portfolio Segment [Member] | Pass [Member]
Loans by risk rating	0	0
Consumer Portfolio Segment [Member] | Special Mention [Member]
Loans by risk rating	0	0
Consumer Portfolio Segment [Member] | Substandard [Member]
Loans by risk rating	0	0
Consumer Portfolio Segment [Member] | Not Formally Rated [Member]
Loans by risk rating	$ 25,425	$ 34,911

Note 7 - Loan Information - Age

Note 7 - Loan Information - Age Analysis of Past Due Loans (Details) - USD ($) $ in Thousands	Sep. 30, 2017	Dec. 31, 2016
Past Due	$ 1,520	$ 5,250
Total Current	400,004	402,472
Loans	401,524	407,722
90 Days or More Past Due and Accruing		0
Nonaccrual Loans	1,598	4,052
Residential Portfolio Segment [Member]
Past Due	1,040	2,108
Total Current	137,888	141,104
Loans	138,928	143,212
90 Days or More Past Due and Accruing	0	0
Nonaccrual Loans	1,237	1,947
Commercial Real Estate Portfolio Segment [Member]
Past Due		1,150
Total Current	76,875	78,479
Loans	76,875	79,629
90 Days or More Past Due and Accruing	0	0
Nonaccrual Loans		1,150
Municipal Real Estate Portfolio Segment [Member]
Past Due	0	0
Total Current	9,294	8,733
Loans	9,294	8,733
90 Days or More Past Due and Accruing	0	0
Nonaccrual Loans	0	0
Construction and Land Development Real Estate Portfolio Segment [Member]
Past Due		222
Total Current	21,862	18,670
Loans	21,862	18,892
90 Days or More Past Due and Accruing	0	0
Nonaccrual Loans		222
Home Equity Portfolio Segment [Member]
Past Due	177	388
Total Current	48,090	48,488
Loans	48,267	48,876
90 Days or More Past Due and Accruing	0	0
Nonaccrual Loans	140	248
Commercial Portfolio Segment [Member]
Past Due	209	1,224
Total Current	77,740	68,030
Loans	77,949	69,254
90 Days or More Past Due and Accruing	0	0
Nonaccrual Loans	209	415
Municipal Non Real Estate Portfolio Segment [Member]
Past Due	0	0
Total Current	2,924	4,215
Loans	2,924	4,215
90 Days or More Past Due and Accruing	0	0
Nonaccrual Loans	0	0
Consumer Portfolio Segment [Member]
Past Due	94	158
Total Current	25,331	34,753
Loans	25,425	34,911
90 Days or More Past Due and Accruing	0	0
Nonaccrual Loans	12	70
Financing Receivables, 30 to 59 Days Past Due [Member]
Past Due	319	881
Financing Receivables, 30 to 59 Days Past Due [Member] | Residential Portfolio Segment [Member]
Past Due	142	0
Financing Receivables, 30 to 59 Days Past Due [Member] | Commercial Real Estate Portfolio Segment [Member]
Past Due	0	0
Financing Receivables, 30 to 59 Days Past Due [Member] | Municipal Real Estate Portfolio Segment [Member]
Past Due	0	0
Financing Receivables, 30 to 59 Days Past Due [Member] | Construction and Land Development Real Estate Portfolio Segment [Member]
Past Due	0	0
Financing Receivables, 30 to 59 Days Past Due [Member] | Home Equity Portfolio Segment [Member]
Past Due	102	0
Financing Receivables, 30 to 59 Days Past Due [Member] | Commercial Portfolio Segment [Member]
Past Due	0	767
Financing Receivables, 30 to 59 Days Past Due [Member] | Municipal Non Real Estate Portfolio Segment [Member]
Past Due	0	0
Financing Receivables, 30 to 59 Days Past Due [Member] | Consumer Portfolio Segment [Member]
Past Due	75	114
Financing Receivables, 60 to 89 Days Past Due [Member]
Past Due	82	601
Financing Receivables, 60 to 89 Days Past Due [Member] | Residential Portfolio Segment [Member]
Past Due		297
Financing Receivables, 60 to 89 Days Past Due [Member] | Commercial Real Estate Portfolio Segment [Member]
Past Due	0	0
Financing Receivables, 60 to 89 Days Past Due [Member] | Municipal Real Estate Portfolio Segment [Member]
Past Due	0	0
Financing Receivables, 60 to 89 Days Past Due [Member] | Construction and Land Development Real Estate Portfolio Segment [Member]
Past Due	0	0
Financing Receivables, 60 to 89 Days Past Due [Member] | Home Equity Portfolio Segment [Member]
Past Due	75	219
Financing Receivables, 60 to 89 Days Past Due [Member] | Commercial Portfolio Segment [Member]
Past Due	0	42
Financing Receivables, 60 to 89 Days Past Due [Member] | Municipal Non Real Estate Portfolio Segment [Member]
Past Due	0	0
Financing Receivables, 60 to 89 Days Past Due [Member] | Consumer Portfolio Segment [Member]
Past Due	7	43
Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Past Due	1,119	3,768
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Residential Portfolio Segment [Member]
Past Due	898	1,811
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Commercial Real Estate Portfolio Segment [Member]
Past Due		1,150
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Municipal Real Estate Portfolio Segment [Member]
Past Due	0	0
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Construction and Land Development Real Estate Portfolio Segment [Member]
Past Due		222
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Home Equity Portfolio Segment [Member]
Past Due		169
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Commercial Portfolio Segment [Member]
Past Due	209	415
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Municipal Non Real Estate Portfolio Segment [Member]
Past Due	0	0
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Consumer Portfolio Segment [Member]
Past Due	$ 12	$ 1

Note 7 - Loan Information - Imp

Note 7 - Loan Information - Impaired Loans (Details) - USD ($) $ in Thousands	6 Months Ended	9 Months Ended	12 Months Ended
	Jun. 30, 2017	Sep. 30, 2017	Dec. 31, 2016
Recorded investment with an allowance		$ 96	$ 281
Unpaid principal balance with allowance		96	281
Average recorded investment with allowance		52	321
Interest income recognized with allowance		1	0
Recorded investment with no allowance		2,005	1,506
Unpaid principal balance with no allowance		2,005	1,506
Average recorded investment with no allowance		2,065	3,386
Interest income recognized with no allowance		65	280
Recorded investment		2,101	1,787
Unpaid principal balance		2,101	1,787
Related allowance		82	1
Average recorded investment		2,117	3,707
Interest income recognized		66	280
Commercial Real Estate Portfolio Segment [Member]
Recorded investment with an allowance		1,059
Unpaid principal balance with allowance		1,059
Average recorded investment with allowance		1,081
Interest income recognized with allowance		38
Recorded investment with no allowance		1,059
Unpaid principal balance with no allowance		1,059
Average recorded investment with no allowance		1,081
Interest income recognized with no allowance		38
Recorded investment			1,150
Unpaid principal balance			1,150
Related allowance		0	0
Average recorded investment			3,029
Interest income recognized		0	272
Commercial Portfolio Segment [Member]
Recorded investment with an allowance		96	281
Unpaid principal balance with allowance		96	281
Average recorded investment with allowance		52	321
Interest income recognized with allowance		1	0
Recorded investment with no allowance		946	134
Unpaid principal balance with no allowance		946	134
Average recorded investment with no allowance		984	135
Interest income recognized with no allowance		27	4
Recorded investment		1,042	415
Unpaid principal balance		1,042	415
Related allowance		82	1
Average recorded investment		1,036	456
Interest income recognized		$ 28	4
Construction and Land Development Real Estate Portfolio Segment [Member]
Recorded investment with no allowance	$ 222
Unpaid principal balance with no allowance	222
Average recorded investment with no allowance	222
Interest income recognized with no allowance	$ 4
Recorded investment			222
Unpaid principal balance			222
Related allowance			0
Average recorded investment			222
Interest income recognized			$ 4

Note 7 - Loan Information - Mor

Note 7 - Loan Information - Mortgage Servicing Rights (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2017	Sep. 30, 2016	Sep. 30, 2017	Sep. 30, 2016
Balance, beginning of period	$ 90	$ 253	$ 206	$ 20
Additions				145
Reductions	(45)	(88)	(161)
Balance, end of period	$ 45	$ 165	$ 45	$ 165

Note 9 - Other Comprehensive 40

Note 9 - Other Comprehensive Income (Loss) - Activity in Other Comprehensive Income (Details) - USD ($) $ in Thousands	3 Months Ended				9 Months Ended
	Sep. 30, 2017		Sep. 30, 2016		Sep. 30, 2017	Sep. 30, 2016
Net change in unrealized holding gain/loss on securities available-for-sale	$ 92		$ (186)		$ 552	$ 1,270
Reclassification adjustment for realized losses (gains) in net income (1)	1	[1]	(23)	[1]	2	(93)
Other comprehensive income (loss) before tax	93		(209)		554	1,177
Income tax (expense) benefit	(33)		72		(190)	(401)
Other comprehensive income (loss), net of tax	$ 60		$ (137)		$ 364	$ 776
[1]	Reclassification adjustments are comprised of realized security gains and losses. The gains and losses have been reclassified out of accumulated other comprehensive loss and have affected certain lines in the consolidated statements of income as follows: the pre-tax amount is included in gain on sales of available-for-sale securities, net, the tax expense amount is included in income tax provision (benefit) and the after tax amount is included in net income.