SBT Bancorp (SBTB) 10-K 29 Mar 18 2017 FY Annual report Financial data

Document And Entity Information

Document And Entity Information - USD ($)	12 Months Ended
	Dec. 31, 2017	Mar. 17, 2018	Jun. 30, 2017
Document Information [Line Items]
Entity Registrant Name	SBT Bancorp, Inc.
Entity Central Index Key	1,354,174
Trading Symbol	sbtb
Current Fiscal Year End Date	--12-31
Entity Filer Category	Smaller Reporting Company
Entity Current Reporting Status	Yes
Entity Voluntary Filers	No
Entity Well-known Seasoned Issuer	No
Entity Common Stock, Shares Outstanding (in shares)		1,381,840
Entity Public Float			$ 34,054,765
Document Type	10-K
Document Period End Date	Dec. 31, 2017
Document Fiscal Year Focus	2,017
Document Fiscal Period Focus	FY
Amendment Flag	false

Consolidated Balance Sheets

Consolidated Balance Sheets - USD ($) $ in Thousands	Dec. 31, 2017	Dec. 31, 2016
ASSETS
Cash and due from banks	$ 13,066	$ 10,976
Interest-bearing deposits with the Federal Reserve Bank and Federal Home Loan Bank	23,853	9,786
Money market mutual funds	388	95
Federal funds sold	185	150
Cash and cash equivalents	37,492	21,007
Certificates of deposit	1,250	1,250
Investments in available-for-sale securities at fair value	51,656	58,728
Federal Home Loan Bank stock, at cost	903	2,896
Loans held-for-sale	2,259	2,801
Loans	396,413	409,164
Less: allowance for loan losses	4,088	3,753
Loans, net	392,325	405,411
Premises and equipment, net	1,863	1,905
Accrued interest receivable	1,402	1,301
Other real estate owned	192
Bank-owned life insurance	9,370	9,130
Other assets	5,313	5,570
Total assets	504,025	509,999
Deposits:
Demand deposits	143,635	134,341
Savings and NOW deposits	247,251	212,835
Time deposits	66,514	66,588
Total deposits	457,400	413,764
Securities sold under agreements to repurchase	2,449	2,694
Federal Home Loan Bank advances	2,318	54,058
Long-term subordinated debt	7,281	7,252
Other liabilities	2,358	1,944
Total liabilities	471,806	479,712
Stockholders' equity:
Common stock, no par value; authorized 2,000,000 shares; issued and outstanding 1,382,014 shares and 1,381,600 shares, respectively, at December 31, 2017; 1,372,394 shares and 1,371,980 shares, respectively, at December 31, 2016	19,433	19,133
Retained earnings	13,657	12,017
Treasury stock, 414 shares	(7)	(7)
Unearned compensation - restricted stock awards	(420)	(293)
Accumulated other comprehensive loss	(444)	(563)
Total stockholders' equity	32,219	30,287
Total liabilities and stockholders' equity	$ 504,025	$ 509,999

Consolidated Balance Sheets (Pa

Consolidated Balance Sheets (Parentheticals) - $ / shares $ / shares in Thousands	Dec. 31, 2017	Dec. 31, 2016
Common stock, par value (in dollars per share)	$ 0	$ 0
Common stock, shares authorized (in shares)	2,000,000	2,000,000
Common stock, shares issued (in shares)	1,382,014	1,372,394
Common stock, shares outstanding (in shares)	1,381,600	1,371,980
Treasury stock, shares (in shares)	414	414

Consolidated Statements of Inco

Consolidated Statements of Income - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2017	Dec. 31, 2016
Interest and dividend income:
Interest and fees on loans	$ 15,341	$ 13,591
Investment securities	1,320	1,473
Interest-bearing deposits	250	81
Total interest and dividend income	16,911	15,145
Interest expense:
Interest on deposits	1,326	881
Interest on securities sold under agreements to repurchase	7	6
Interest on Federal Home Loan Bank advances	263	192
Interest on long-term subordinated debt	542	515
Total interest expense	2,138	1,594
Net interest and dividend income	14,773	13,551
Provision for loan losses	645	911
Net interest and dividend income after provision for loan losses	14,128	12,640
Noninterest income (loss):
Service charges on deposit accounts	371	379
Gain on sales of available-for-sale securities, net		94
Writedown of available-for-sale securities	(4)	(3)
Other service charges and fees	735	945
Increase in cash surrender value of life insurance policies	240	241
Mortgage banking activities, net	1,445	1,288
Investment services fees and commissions	176	194
Other income	160	58
Total noninterest income	3,123	3,196
Noninterest expense:
Salaries and employee benefits	7,017	7,499
Occupancy expense	1,400	1,530
Equipment expense	514	420
Advertising and promotions	610	605
Forms and supplies	110	202
Professional fees	716	479
Directors’ fees	236	216
Correspondent charges	316	314
FDIC assessment	421	349
Data processing	903	836
Internet banking costs	207	282
Other expense	1,443	1,335
Total noninterest expense	13,893	14,067
Income before income taxes	3,358	1,769
Income tax provision	1,004	277
Net income	2,354	1,492
Net income available to common stockholders	$ 2,354	$ 1,492
Earnings per common share (in dollars per share)	$ 1.73	$ 1.10
Earnings per common share, assuming dilution (in dollars per share)	$ 1.72	$ 1.10

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income - USD ($) $ in Thousands		12 Months Ended
		Dec. 31, 2017	Dec. 31, 2016
Net income		$ 2,354	$ 1,492
Other comprehensive income (loss), net of tax:
Net change in unrealized holding loss on securities available-for-sale		288	(476)
Reclassification adjustment for realized gain/loss in net income (1)	[1]		(94)
Reclassification adjustment for writedowns of securities in net income (1)	[1]	4	3
Other comprehensive income (loss), before tax		292	(567)
Income tax (expense) benefit		(100)	193
Other comprehensive income (loss), net of tax		192	(374)
Comprehensive income		$ 2,546	$ 1,118
[1]	Reclassification adjustments include realized securities gains and losses and writedowns of securities. The gains and losses have been reclassified out of other comprehensive loss and affect certain captions in the consolidated statements of income as follows: the pre-tax amount is reflected in gain on sales of available-for-sale securities, and writedowns of available-for-sale securities; the tax effect is included in income tax provision; and the after tax amount is included in net income.

Consolidated Statements of Chan

Consolidated Statements of Changes in Stockholders' Equity - USD ($) $ in Thousands	Common Stock [Member]	Retained Earnings [Member]	Treasury Stock [Member]	Unallocated Employee Stock Ownership Plan [Member]	AOCI Attributable to Parent [Member]	Total
Balance at Dec. 31, 2015	$ 18,856	$ 11,288	$ (7)	$ (206)	$ (189)	$ 29,742
Net income		1,492				1,492
Other comprehensive income (loss), net of tax					(374)	(374)
Stock-based compensation	19			132		151
Forfeited restricted stock awards	(12)			12
Restricted stock awards	231			(231)
Common stock issued	39					39
Dividends declared on common stock		(763)				(763)
Balance at Dec. 31, 2016	19,133	12,017	(7)	(293)	(563)	30,287
Net income		2,354				2,354
Other comprehensive income (loss), net of tax					192	192
Stock-based compensation	9			136		145
Restricted stock awards	263			(263)
Common stock issued	28	1				29
Dividends declared on common stock		(788)				(788)
Reclassification of stranded tax effects from accumulated other comprehensive income to retained earnings		73			(73)
Balance at Dec. 31, 2017	$ 19,433	$ 13,657	$ (7)	$ (420)	$ (444)	$ 32,219

Consolidated Statements of Cha7

Consolidated Statements of Changes in Stockholders' Equity (Parentheticals) - $ / shares	12 Months Ended
	Dec. 31, 2017	Dec. 31, 2016
Retained Earnings [Member]
Dividends declared on common stock, per share (in dollars per share)	$ 0.58	$ 0.56

Consolidated Statements of Cash

Consolidated Statements of Cash Flows - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2017	Dec. 31, 2016
Cash flows from operating activities:
Net income	$ 2,354	$ 1,492
Adjustments to reconcile net income to net cash provided by operating activities:
Amortization of securities, net	318	375
Writedown of available-for-sale securities	4	3
Gain on sales of available-for-sale securities, net		(94)
Change in deferred origination costs, net	124	(110)
Provision for loan losses	645	911
Loans originated for sale	(78,315)	(96,213)
Proceeds from sales of loans originated for sale	79,838	97,245
Gain on sales of mortgages	(981)	(1,666)
Loss on sale of other real estate owned	13
Depreciation and amortization	427	381
Amortization of long-term subordinated debt issuance costs	29	29
Decrease (increase) in other assets	2	(130)
Increase in interest receivable	(101)	(158)
(Increase) decrease in taxes receivable	(91)	132
Deferred income tax provision (benefit)	246	(117)
Increase in cash surrender value of bank owned life insurance	(240)	(241)
Stock-based compensation	145	151
Loss on disposal of fixed assets	55	12
Increase in other liabilities	433	240
Decrease in interest payable	(19)	(47)
Net cash provided by operating activities	4,886	2,195
Cash flows from investing activities:
Purchases of interest-bearing time deposits with other banks		(250)
Maturities and redemptions of interest-bearing time deposits with other banks		250
Purchases of Federal Home Loan Bank Stock	(1,660)	(2,771)
Redemption of Federal Home Loan Bank Stock	3,653	1,922
Purchases of available-for-sale securities	(2,771)	(6,384)
Proceeds from maturities and paydowns of available-for-sale securities	9,813	16,330
Proceeds from sales of available-for-sale securities	0	1,992
Loan originations and principal collections, net	11,542	(45,195)
Loans purchased		(37,330)
Recoveries of loans previously charged-off	13	8
Proceeds from sales of other real estate owned	557
Purchase of bank owned life insurance		(1,500)
Capital expenditures	(440)	(878)
Net cash provided by (used in) investing activities	20,707	(73,806)
Cash flows from financing activities:
Net increase in demand deposits, NOW and savings accounts	43,710	31,821
Net (decrease) increase in time deposits	(74)	9,301
Net (decrease) increase in securities sold under agreements to repurchase	(245)	779
Net change in short-term Federal Home Loan Bank advances	(52,000)	20,500
Proceeds from long-term Federal Home Loan Bank advances	260	2,058
Proceeds from issuance of common stock	29	39
Decrease in subordinated debt issuance fees		(7)
Dividends paid - common stock	(788)	(763)
Net cash (used in) provided by financing activities	(9,108)	63,728
Net increase (decrease) in cash and cash equivalents	16,485	(7,883)
Cash and cash equivalents at beginning of year	21,007	28,890
Cash and cash equivalents at end of year	37,492	21,007
Supplemental disclosures:
Interest paid	2,157	1,641
Income taxes paid	849	262
Loans transferred to other real estate owned	762
Reclassification adjustment for stranded accumulated other comprehensive income due to tax rate change	$ 73

Note 1 - Nature of Operations

Note 1 - Nature of Operations	12 Months Ended
	Dec. 31, 2017
Notes to Financial Statements
Nature of Operations [Text Block]	NOTE 1 On March 7, 2006, one no January 2, 2018, 15 The Bank is a Connecticut state chartered bank which was incorporated on April 28, 1992 March 31, 1995,

Note 2 - Accounting Policies

Note 2 - Accounting Policies	12 Months Ended
	Dec. 31, 2017
Notes to Financial Statements
Significant Accounting Policies [Text Block]	NOTE 2 The accounting and reporting policies of the Company and its subsidiary conform to accounting principles generally accepted in the United States of America and predominant practices within the banking industry. The consolidated financial statements of the Company were prepared using the accrual basis of accounting. The significant accounting policies of the Company are summarized below to assist the reader in better understanding the consolidated financial statements and other data contained herein. USE OF ESTIMATES: The preparation of consolidated financial statements in conformity with accounting principles generally accepted in the United States of America requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the consolidated financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates. Material estimates that are particularly susceptible to significant change in the near-term include the determination of the allowance for loan losses, and valuation and potential other-than-temporary impairment (“OTTI”) of available-for-sale securities. BASIS OF PRESENTATION: The consolidated financial statements include the accounts of the Company and its wholly-owned subsidiary, the Bank, and the Bank ’s wholly-owned subsidiaries, SBT Investment Services, Inc. and NERE Holdings, Inc. SBT Investment Services, Inc. was established solely for the purpose of providing investment products, financial advice and services to its clients and the community. NERE Holdings, Inc. was established to hold real estate. All significant intercompany accounts and transactions have been eliminated in the consolidation. CASH AND CASH EQUIVALENTS: For purposes of reporting cash flows, cash and cash equivalents include cash on hand, cash items, due from banks, Federal Home Loan Bank interest-bearing demand and overnight deposits, Federal Reserve Bank interest-bearing demand deposits, money market mutual funds and federal funds sold. Cash and due from banks as of December 31, 2017 2016 $7.6 $6.9 CERTIFICATES OF DEPOSIT Certificates of deposit are issued by federally insured depository institu tions, have an original maturity of greater than 90 35 SECURITIES: Investments in debt securities are adjusted for amortization of premiums and accretion of discounts computed so as to approximate the interest method. Gains or losses on sales of investment securities are computed on a specific identification basis. The Company classifies debt and equity securities into one three may may -- Held-to-maturity securities are measured at amortized cost in the consolidated balance sheets. Unrealized holding gains and losses are not -- Available-for-sale securities are carried at fair value on the consolidated balance sheets. Unrealized holding gains and losses are not -- Trading securities are carried at fair value on the consolidated balance sheets. Unrealized holding gains and losses for trading securities are included in earnings. For any debt security with a fair value less than its amortized cost basis, the Company will determine whether it has the intent to sell the debt security or whether it is more likely than not that it will be required to sell the debt security before the recovery of its amortized cost basis. If either condition is met, the Company will recognize a full impairment charge to earnings. For all other debt securities that are considered other-than-temporarily impaired and do not Declines in marketable equity securities below their cost that are deemed other than temporary are reflected in earnings as realized losses. As a member of the Federal Home Loan Bank of Boston (FHLB), the Company is currently required to purchase and hold shares of capital stock in the FHLB of Boston in an amount equal to 0.35% 3.0% 4.0% two three 4.5% three The capital stock is carried at its cost and evaluated for impairment based upon the ultimate recoverability of the cost basis. Management determined there was no December 31, 2017 2016. LOANS HELD-FOR-SALE: Loans held-for-sale in the secondary market are carried at the lower of cost or estimated fair value in the aggregate. Net unrealized losses are provided for in a valuation allowance by charges to operations. Interest income on mortgages held-for-sale is accrued currently and classified as interest on loans. LOANS: Loans receivable that management has the intent and ability to hold until maturity or payoff, are reported at their outstanding unpaid principal balances adjusted for charge-offs, the allowance for loan losses and any deferred fees or costs on originated loans, or unamortized premiums or discounts on purchased loans. Interest income on loans is recognized on an accrual basis. Loan origination and commitment fees and certain direct origination costs are deferred, and the net amount amortized as an adjustment of the r elated loan’s yield. The Company is amortizing these amounts over the contractual lives of the related loans. Residential real estate loans are generally placed on nonaccrual when reaching 90 90 120 180 90 on such loans. A loan can be returned to accrual status when collectability of principal is reasonably assured and the loan has performed for a period of time, generally six Cash receipts of interest income on impaired loans are credited to principal to the extent necessary to eliminate doubt as to the collectability of the net carrying amount of the loan. Some or all of the cash receipts of interest income on impaired loans is recognized as interest income if the remaining net carrying amount of the loan is deemed to be fully collectible. When recognition of interest income on an impaired loan on a cash basis is appropriate, the amount of income that is recognized is limited to that which would have been accrued on the net carrying amount of the loan at the contractual interest rate. Any cash interest payments received in excess of the limit and not The Company has certain lending policies and procedures in place that are designed to maximize loan income with an acceptable level of risk. Management reviews and approves these policies and procedures on an annual basis. A reporting system is in place which provides management with frequent reports related to loan quality, loan production, loan delinquencies and non-performing or potential problem loans. Commercial and industrial loans are underwritten after evaluating historical and projected profitability and cash flow to determine the borrower ’s ability to repay its obligation as agreed. Underwriting standards are designed to promote relationship banking rather than transactional banking. Commercial and industrial loans are made primarily based on the identified cash flow of the borrower and secondarily on the underlying collateral supporting the loan facility. The cash flow of the borrower may not may may may may Commercial real estate loans are subject to the underwriting standards and processes similar to commercial and industrial loans in addition to those underwriting standards for real estate loans. These loans are viewed primarily as cash flow dependent and secondarily as loans secured by real estate. Commercial real estate lending typically involves higher principal balances and longer repayment periods. Repayment of these loans is generally dependent upon the successful operation of the property securing the loan or the principal business conducted on the property securing the loan. Commercial real estate loans may ’s commercial real estate portfolio are diverse in terms of type and geographic location. This diversification reduces the exposure to adverse economic conditions that affect any single market or industry. Management monitors and evaluates commercial real estate loans based on collateral, geography and risk-rating criteria. The Company also utilizes third With respect to land developers ’ and builders’ loans that are secured by non-owner-occupied properties that the Company may may The Company originates consumer loans utilizing a computer-based credit-scoring analysis to supplement the underwriting process. To monitor and manage consumer loan risk, policies and procedures are developed and modified, as needed, jointly by staff and management. This continual review, coupled with the high volume of borrowers of smaller dollar loans, minimizes risk. Additionally, trend and outlook reports are reviewed by management on a regular basis. Underwriting standards for home equity loans are heavily influenced by regulatory requirements, which include, but are not 75%, one The Company engages an independent loan review firm that reviews and validates the credit risk program on a periodic basis. Results of these reviews are presented to management and the Board of Directors of the Company. The loan review process complements and reinforces the risk identification process and assessment decisions made by the relationship managers and credit officer, as well as the Company’s policies and procedures. ALLOWANCE FOR LOAN LOSSES: The allowance for loan losses is established as losses are estimated to have occurred through a provision for loan losses charged to earnings. Loan losses are charged against the allowance when management believes the uncollectability of a loan balance is confirmed. Subsequent recoveries, if any, are credited to the allowance. The allowance for loan losses is evaluated on a regular basis by management and is based upon management ’s periodic review of the collectability of loans in light of historical experience, the nature and volume of the loan portfolio, adverse situations that may General Component: The general component of the allowance for loan losses is based on historical loss experience adjusted for qualitative factors stratified by the following loan segments: residential real estate, commercial real estate, construction and land development, commercial and consumer. Management uses a rolling average of historical losses based on a time frame appropriate to capture relevant loss data for each loan segment. This historical loss factor is adjusted for the following qualitative factors: levels/trends in delinquencies; trends in volume and terms of loans; effects of changes in risk selection and underwriting standards and other changes in lending policies, procedures and practices; experience/ability/depth of lending management and staff; and national and local economic trends and conditions. There were no 2017. The qualitative factors are determined based on the various risk characteristics of each loan segment. Risk characteristics relevant to each portfolio segment are as follows: Residential real estate and home equity loans: The Company generally does not 80 80% not Commercial real estate loans: Loans in this segment are primarily income-producing properties throughout the Farmington Valley and surrounding communities in Connecticut. The underlying cash flows generated by the properties are adversely impacted by a downturn in the economy as evidenced by increased vacancy rates, which, in turn, will have an effect on the credit quality in this segment. Management periodically obtains rent rolls and continually monitors the cash flows of these loans. Construction and land development loans: Loans in this segment primarily include speculative real estate development loans for which payment is derived from the sale of the property. Credit risk is affected by cost overruns, time to sell at an adequate price, and market conditions. Commercial loans: Loans in this segment are made to businesses and are generally secured by the assets of the business. Repayment is expected from the cash flows of the business. A weakened economy, and resultant decreased consumer spending, will have an effect on the credit quality in this segment. Consumer loans: Loans in this segment are generally unsecured and repayment is dependent on the credit quality of the individual borrower. Allocated Component: The allocated component relates to loans that are classified as impaired. Impairment is measured on a loan-by-loan basis for commercial, commercial real estate and construction loans by either the present value of expected future cash flows discounted at the loan ’s effective interest rate or the fair value of the collateral if the loan is collateral dependent. An allowance is established when the discounted cash flows (or collateral value) of the impaired loan are lower than the carrying value of that loan. Large groups of smaller balance homogeneous loans are collectively evaluated for impairment. Accordingly, the Company does not A loan is considered impaired when, based on current information and events, it is probable that the Company will be unable to collect the scheduled payments of principal or interest when due according to the contractual terms of the loan agreement. Factors considered by management in determining impairment include payment status, collateral value, and the probability of collecting scheduled principal and interest payments when due. Loans that experience insignificant payment delays and payment shortfalls generally are not ’s prior payment record, and the amount of the shortfall in relation to the principal and interest owed. The Company may Unallocated Component: An unallocated component is maintained to cover uncertainties that could affect management ’s estimate of probable losses. The unallocated component of the allowance reflects the margin of imprecision inherent in the underlying assumptions used in the methodologies for estimating allocated and general reserves in the loan portfolio. Reserve for Unfunded Commitments: The unfunded reserve is a component of other liabilities and represents the estimate for probable credit losses inherent in unfunded commitments to extend credit. Unfunded commitments to extend credit include bankers’ acceptances, and standby and commercial letters of credit. The process used to determine the unfunded reserve is consistent with the process for determining the allowance for loan losses, as adjusted for estimated funding probabilities or loan and lease equivalency factors. The level of unfunded reserve is adjusted by recording an expense or recovery in other noninterest expense. PREMISES AND EQUIPMENT: Premises and equipment are stated at cost less accumulated depreciation and amortization. Cost and related allowances for depreciation and amortization of premises and equipment retired or otherwise disposed of are removed from the respective accounts with any gain or loss included in income or expense. Depreciation and amortization are calculated principally on the straight-line method over the estimated useful lives of the assets. Estimated lives are 3 20 BANK OWNED LIFE INSURANCE Bank owned life insurance policies are reflected on the consolidated balance sheets at cash surrender value. Changes in the net cash surrender value of the policies as well as insurance proceeds received, are reflected in noninterest income of the consolidated statements of income and are generally not no TRANSFERS AND SERVICING OF FINANCIAL ASSETS Transfers of financial assets are accounted for as sales when control over the assets has been surrendered. Control over transferred assets is generally considered to have been surrendered when the transferred assets are legally isolated from the Company or its consolidated affiliates, even in bankruptcy or other receivership; the transferee has the right to pledge or exchange the assets with no not The Company sells financial assets in the normal course of business, the majority of which are residential mortgage loan sales primarily to government-sponsored enterprises through established programs, commercial loan sales through participation agreements, and other individual or portfolio loan and securities sales . The Company considers any ongoing involvement with transferred assets in determining whether the assets can be derecognized from the balance sheet. With the exception of servicing, the Company’s continuing involvement with financial assets sold is minimal and generally limited to market customary representation and warranty clauses covering certain characteristics of the mortgage loans sold and the Company’s origination process. The gain or loss on sale depends on the previous carrying amount of the transferred financial assets, the consideration received, and any liabilities incurred in exchange for the transferred assets. When the Company sells financial assets, it may ded at fair value upon transfer, and are carried at the lower of cost or fair value thereafter. MORTGAGE SERVICING Servicing assets are recognized as separate assets when servicing rights are acquired through the sale of residential mortgage loans with servicing rights retained. Capitalized servicing rights, which are reported in other assets on the consolidated balance sheets, are initially recorded at fair value and are amortized in proportion to, and over the period of, the estimated future servicing of the underlying mortgages (typically, the contractual life of the mortgage). Servicing assets are evaluated for impairment based upon the fair value of the rights as compared to amortized cost. Impairment is determined by stratifying rights by predominant characteristics, such as interest rates and terms. Fair value is determined using prices for similar assets with similar characteristics, when available, or based upon discounted cash flows using market-based assumptions. Impairment is recognized through a valuation allowance to the extent that fair value is less than the capitalized amount. If it is later determined that all or a portion of the impairment no may not Servicing fee income is recorded for fees earned for servicing loans for investors. The fees are based on a contractual percentage of the outstanding principal or a fixed amount per loan and are recorded as income within mortgage banking activities, net on the consolidated statements of income when earned. The amortization of mortgage servicing rights is recorded as a reduction of loan servicing fee income within mortgage banking activities, net on the consolidated statements of income. Interest rate lock commitments : The Company enters into interest rate lock commitments (“IRLCs”) for residential mortgage loans, which commit the Company to lend funds to a potential borrower at a specific interest rate and within a specified period of time. IRLCs that relate to the origination of mortgage loans that will be held for sale are considered derivative financial instruments. Derivative Loan Commitments : Residential real estate loan commitments are classified as derivative loan commitments if the loan that will result from the exercise of the commitment will be held for sale upon funding. Such derivatives are recognized at fair value in the consolidated balance sheet within other assets and other liabilities with changes in the fair values recognized within mortgage banking activities, net in the consolidated statement of income. Forward Loan Sale Commitments : To protect against the price risk inherent in derivative loan commitments, the Company utilizes “best efforts” and “mandatory delivery” forward loan sale commitments. Such forward sale commitments are recognized at fair value and are classified within other assets and other liabilities in the consolidated balance sheet with changes in the fair values recognized as a component of gain on sales of loans and classified within mortgage banking activities, net in the consolidated statement of income. OTHER REAL ESTATE OWNED AND IN-SUBSTANCE FORECLOSURES: Other real estate owned includes properties acquired through foreclosure and properties classified as in-substance foreclosures. These properties are held for sale and are initially recorded at fair value less cost to sell at the date of foreclosure or transfer, establishing a new cost basis. Subsequent to foreclosure or transfer, valuations are periodically performed by management and the assets are carried at the lower of carrying amount or fair value less cost to sell. Any writedown from cost to estimated fair value required at the time of foreclosure or classification as in-substance foreclosure is charged to the allowance for loan losses. Expenses incurred in connection with maintaining these assets, subsequent writedowns and gains or losses recognized upon sale are included in other expense. The Company classifies commercial loans as in-substance repossessed or foreclosed if the Company receives physical possession of the debtor ’s assets regardless of whether formal foreclosure proceedings have taken place. An in-substance repossession or foreclosure occurs, and the Company is considered to have received physical possession of residential real estate property collateralizing a consumer mortgage loan upon either: ( 1 2 FAIR VALUES OF FINANCIAL INSTRUMENTS: Accounting Standards Codification (ASC) 825, Cash and cash equivalents: The carrying amounts reported in the consolidated balance sheets for cash and cash equivalents approximate those assets ’ fair values. Certificates of deposit: Fair values of certificates of deposit are estimated using discounted cash flow analyses based on the individual underlying instrument ’s current rate of interest. Securities: Fair values for securities are based on quoted market prices, where available. If quoted market prices are not Loans held-for-sale: Fair values for loans held-for-sale are estimated based on outstanding investor commitments or, in the absence of such commitments, are based on current investor yield requirements. Loans receivable: For variable-rate loans that reprice frequently and with no Accrued interest receivable: The carrying amount of accrued interest receivable approximates its fair value. Bank owned life insurance: The carrying amount of bank owned life insurance approximates its fair value. Deposit liabilities: The fair values disclosed for demand deposits, regular savings, NOW accounts, and money market accounts are equal to the amount payable on demand at the reporting date (i.e., their carrying amounts). Fair values for certificates of deposit are estimated using a discounted cash flow calculation that applies interest rates currently being offered on certificates to a schedule of aggregated expected monthly maturities on time deposits. Securities sold under agreements to repurchase: The carrying amounts of securities sold under agreements to repurchase approximate their fair values. Federal Home Loan Bank advances: Fair values of Federal Home Loan Bank advances are estimated using discounted cash flow analyses based on the Company ’s current incremental borrowing rates for similar types of borrowing arrangements. Long-term subordinated debt: The fair value of long-term subordinated debt is estimated using discounted cash flow analyses based on the Company ’s current incremental borrowing rates for similar types of borrowing arrangements. Derivative financial instruments: Fair values for derivative financial instruments are based on prices currently charged to enter into similar agreements, taking into account the probability that the commitment will be exercised. Off-balance sheet instruments: The fair value of commitments to originate loans is estimated using the fees currently charged to enter similar agreements, taking into account the remaining terms of the agreements and the present creditworthiness of the counterparties. For fixed-rate loan commitments and the unadvanced portion of loans, fair value also considers the difference between current levels of interest rates and the committed rates. The fair value of letters of credit is based on fees currently charged for similar agreements or on the estimated cost to terminate them or otherwise settle the obligation with the counterparties at the reporting date. ADVERTISING: The Company directly expenses costs associated with advertising as they are incurred. During the years ended December 31, 2017 2016, $610 $605 INCOME TAXES: The Company recognizes income taxes under the asset and liability method. Under this method, deferred tax assets and liabilities are established for the temporary differences between the accounting basis and the tax basis of the Company's assets and liabilities at enacted tax rates expected to be in effect when the amounts related to such temporary differences are realized or settled. A valuation allowance against deferred tax assets is established when, based upon all available evidence, both positive and negative, it is determined that it is more likely than not not See Note 10 STOCK BASED COMPENSATION: At December 31, 2017 , the Company had stock-based employee compensation plans which are described more fully in Note 19. 718 10, December 31, 2017 2016, $145 $151 EARNINGS PER SHARE: The Company defines unvested share-based payment awards that contain nonforfeitable rights to dividends as participating securities that are included in computing EPS using the two The two Basic EPS excludes dilution and is computed by dividing income allocated to common s hareholders by the weighted-average number of common shares outstanding for the period. Diluted EPS reflects the potential dilution that could occur if securities or other contracts to issue common stock were exercised or converted into common stock or resulted in the issuance of common stock that then shared in the earnings of the entity. RECENT ACCOUNTING PRONOUNCEMENTS: In May 2014, No. 2014 09, 606 2015 14, December 15, 2017, not In January 2016, 2016 01, “Financial Instruments-Overall (Subtopic 825 10 December 15, 2017. no no In February 2016, 2016 02, 842 2016 02 December 15, 2018 2016 02 In June 2016, 2016 13, 326 2016 13 2016 13 1 2 3 2016 13 December 15, 2019, adoption of ASU 2016 13 In August 2016, No. 2016 15, "Statement of Cash Flows (Topic 230 not eight No. 2016 15 December 15, 2017. No. 2016 15 not In March 2017, No. 2017 08, “Premium Amortization on Purchased Callable Debt Securities.” This ASU shortens the amortization period for the premium on certain purchased callable debt securities to the earliest call date. Today, entities generally amortize the premium over the contractual life of the security. The new guidance does not No. 2017 08 December 15, 2018 first No. 2017 08 In May 2017, No. 2017 09, “Stock Compensation, Scope of Modification Accounting.” This ASU clarifies when changes to the terms or conditions of a share-based payment award must be accounted for as modifications. Companies will apply the modification accounting guidance if the value, vesting conditions or classification of the award changes. The new guidance should reduce diversity in practice and result in fewer changes to the terms of an award being accounted for as modifications, as the guidance will allow companies to make certain non-substantive changes to awards without accounting for them as modifications. It does not No. 2017 09 December 15, 2017; No. 2017 09 not In August 2017, No. 2017 12, “Targeted Improvements to Accounting for Hedging Activities.” This ASU’s objectives are ( 1 2 No. 2017 12 December 15, 2018; not not In February 2018, No. 2018 02, 220 Certain Tax Effects from Accumulated Other Comprehensive Income.” The update provides financial statement preparers with an option to reclassify stranded tax effects within Accumulated Other Comprehensive Income (AOCI) to retained earnings in each period in which the effect of the change in the U.S. federal corporate income tax rate in the Tax Cuts and Jobs Act (or portion thereof) is recorded. The ASU requires financial statement preparers to disclose: ● A description of the accounting policy for releasing income tax effects from AOCI ● Whether they elect to reclassify the stranded income tax effects from the Tax Cuts and Jobs Act; and ● Information about the other income tax effects that are reclassified . The amendments affect any organization that is required to apply the provisions of Topic 220, The amendments are effective for all organizations for fiscal years beginning after December 15, 2018, not December 31, 2017, $73

Note 3 - Investments in Availab

Note 3 - Investments in Available-for-sale Securities	12 Months Ended
	Dec. 31, 2017
Notes to Financial Statements
Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block]	N OTE 3 Debt securities have been classified in the consolidated balance sheets according to management ’s intent. The amortized cost basis of securities and their approximate fair values were as follows as of December 31, 2017 2016: Amortized Gross Gross Cost Unrealized Unrealized Fair Basis Gains Losses Value (In Thousands) December 31, 2017: Debt securities issued by U.S. government corporations and agencies $ 4,514 $ - $ 18 $ 4,496 Obligations of states and municipalities 12,720 146 31 12,835 Mortgage-backed securities 34,123 19 678 33,464 SBA loan pools 861 7 7 861 $ 52,218 $ 172 $ 734 $ 51,656 December 31, 2016: Debt securities issued by U.S. government corporations and agencies $ 4,250 $ 7 $ 4 $ 4,253 Obligations of states and municipalities 14,309 184 141 14,352 Mortgage-backed securities 40,050 40 950 39,140 SBA loan pools 973 13 3 983 $ 59,582 $ 244 $ 1,098 $ 58,728 The scheduled maturities of debt securities at amortized cost and fair value were as follows as of December 31, 2017: Amortized Fair Cost Basis Value (In Thousands) Due within one year $ 2,750 $ 2,742 Due after one year through five years 3,991 3,991 Due after five years through ten years 8,052 8,108 Due after ten years 2,441 2,490 Mortgage-backed securities 34,123 33,464 SBA loan pools 861 861 $ 52,218 $ 51,656 During 2017, no 2016, $2.0 $94 There were no 10% ers’ equity at December 31, 2017. As of December 31, 2017 2016 , the total carrying amounts of securities pledged for securities sold under agreements to repurchase and public deposits were $28.8 $13.6 The aggregate fair value and unrealized losses of securities that have been in a continuous unrealized loss position for less than twelve twelve Less than 12 Months 12 Months or Longer Total Fair Unrealized Number of Fair Unrealized Number of Fair Unrealized Number of Value Losses Holdings Value Losses Holdings Value Losses Holdings (In Thousands) December 31, 2017: Debt securities issued by U.S. government corporations and agencies $ 3,252 $ 12 6 $ 1,244 $ 6 2 $ 4,496 $ 18 8 SBA loan pools 694 7 1 - - - 694 7 1 Obligations of states and municipalities 1,761 1 4 1,493 30 3 3,254 31 7 Mortgage-backed securities 5,755 35 26 25,980 617 56 31,735 652 82 Total temporarily impaired securities 11,462 55 37 28,717 653 61 40,179 708 98 Other-than-temporarily impaired securities: Mortgage-backed securities - - - 123 26 3 123 26 3 Total temporarily impaired and other- than-temporarily impaired securities $ 11,462 $ 55 37 $ 28,840 $ 679 64 $ 40,302 $ 734 101 December 31, 2016: Debt securities issued by U.S. government corporations and agencies $ 1,246 $ 4 2 $ - $ - - $ 1,246 $ 4 2 SBA loan pools 743 3 1 - - - 743 3 1 Obligations of states and municipalities 5,934 141 14 - - - 5,934 141 14 Mortgage-backed securities 32,817 788 59 2,890 136 8 35,707 924 67 Total temporarily impaired securities 40,740 936 76 2,890 136 8 43,630 1,072 84 Other-than-temporarily impaired securities: Mortgage-backed securities 9 - 1 158 26 3 167 26 4 Total temporarily impaired and other- than-temporarily impaired securities $ 40,749 $ 936 77 $ 3,048 $ 162 11 $ 43,797 $ 1,098 88 The securities in the Company ’s investment portfolio that were temporarily impaired as of December 31, 2017 not not not no The following table summarizes other-than-temporary impairment losses on debt securities for t he years ended December 31, 2017 2016: 2017 2016 Mortgage-Backed Mortgage-Backed Securities Securities (In Thousands) Total other-than-temporary impairment losses $ 30 $ 29 Less: unrealized other-than-temporary impairment losses recognized in other comprehensive income/loss (1) (26 ) (26 ) Net impairment losses recognized in earnings (2) $ 4 $ 3 ( 1 securities. ( 2 Activity related to the credit component recognized in earnings on debt securities held by the Company for which a portion of other-than-temporary impairment was recognized in other comprehensive income for the year ended December 31, 2017 Mortgage-Backed Securities (In Thousands) Balance, December 31, 2016 $ 47 Additions for the credit componet on debt securities in which other-than-temporary impairment was previously recognized 4 Balance, December 31, 2017 $ 51 For the year ended December 31, 2017, three three $4 Activity related to the credit component recognized in earnings on debt securities held by the Company for which a portion of other-than-temporary impairment was recognized in other comprehensive loss for the year ended December 31, 2016 Mortgage-Backed Securities (In Thousands) Balance, December 31, 2015 $ 44 Additions for the credit componet on debt securities in which other-than-temporary impairment was previously recognized 3 Balance, December 31, 2016 $ 47 For the year ended December 31, 2016, three three $3

Note 4 - Loans

Note 4 - Loans	12 Months Ended
	Dec. 31, 2017
Notes to Financial Statements
Loans, Notes, Trade and Other Receivables Disclosure [Text Block]	NOTE 4 Loans consisted of the following as of December 31: 2017 2016 (In Thousands) Real estate-residential $ 135,229 $ 143,212 Real estate-commercial 79,293 79,629 Real estate-municipal 9,271 8,733 Real estate-residential construction and land development 2,003 2,932 Real estate-commercial construction and land development 22,475 15,960 Home equity 49,095 48,876 Commercial and industrial 72,591 69,254 Municipal 2,586 4,215 Consumer 22,552 34,911 Total loans 395,095 407,722 Allowance for loan losses (4,088 ) (3,753 ) Deferred costs, net 1,318 1,442 Net loans $ 392,325 $ 405,411 The following tables set forth information regarding the allowance for loan losses by portfolio segment as of and for t he years ended December 31, 2017 2016: Real Estate: Residential & Commercial Construction and Land Commercial Residential Commercial Development Home Equity and Industrial Consumer Unallocated Total (In Thousands) December 31, 2017: Allowance for loan losses: Beginning balance $ 1,057 $ 1,044 $ 212 $ 346 $ 824 $ 249 $ 21 $ 3,753 Charge-offs (101 ) - - (99 ) (82 ) (41 ) - (323 ) Recoveries - - - - 11 2 - 13 Provision (benefit) 40 143 80 134 326 (64 ) (14 ) 645 Ending balance $ 996 $ 1,187 $ 292 $ 381 $ 1,079 $ 146 $ 7 $ 4,088 Ending balance: Individually evaluated for impairment $ - $ - $ - $ - $ 101 $ - $ - $ 101 Ending balance: Collectively evaluated for impairment 996 1,187 292 381 978 146 7 3,987 Total allowance for loan losses ending balance $ 996 $ 1,187 $ 292 $ 381 $ 1,079 $ 146 $ 7 $ 4,088 Loans: Ending balance: Individually evaluated for impairment $ - $ - $ - $ - $ 1,057 $ - $ - $ 1,057 Ending balance: Collectively evaluated for impairment 135,229 88,564 24,478 49,095 74,120 22,552 - 394,038 Total loans ending balance $ 135,229 $ 88,564 $ 24,478 $ 49,095 $ 75,177 $ 22,552 $ - $ 395,095 Real Estate: Residential & Commercial Construction and Land Commercial Residential Commercial Development Home Equity and Industrial Consumer Unallocated Total (In Thousands) December 31, 2016: Allowance for loan losses: Beginning balance $ 1,065 $ 706 $ 324 $ 331 $ 398 $ 157 $ 47 $ 3,028 Charge-offs - - - - (179 ) (15 ) - (194 ) Recoveries 1 - - - 3 4 - 8 (Benefit) provision (9 ) 338 (112 ) 15 602 103 (26 ) 911 Ending balance $ 1,057 $ 1,044 $ 212 $ 346 $ 824 $ 249 $ 21 $ 3,753 Ending balance: Individually evaluated for impairment $ - $ - $ - $ - $ 1 $ - $ - $ 1 Ending balance: Collectively evaluated for impairment 1,057 1,044 212 346 823 249 21 3,752 Total allowance for loan losses ending balance $ 1,057 $ 1,044 $ 212 $ 346 $ 824 $ 249 $ 21 $ 3,753 Loans: Ending balance: Individually evaluated for impairment $ - $ 1,150 $ 222 $ - $ 415 $ - $ - $ 1,787 Ending balance: Collectively evaluated for impairment 143,212 87,212 18,670 48,876 73,054 34,911 - 405,935 Total loans ending balance $ 143,212 $ 88,362 $ 18,892 $ 48,876 $ 73,469 $ 34,911 $ - $ 407,722 The following tables present the Company’s loans by risk rating as of December 31, 2017 2016: Real Estate: Residential & Commercial Construction and Land Commercial and Residential Commercial Development Home Equity Industrial Consumer Total (In Thousands) December 31, 2017: Grade: Pass $ - $ 78,096 $ 21,369 $ - $ 72,112 $ - $ 171,577 Special mention - 3,431 1,106 - 172 - 4,709 Substandard 1,164 7,037 - 136 2,893 - 11,230 Loans not formally rated 134,065 - 2,003 48,959 - 22,552 207,579 Total $ 135,229 $ 88,564 $ 24,478 $ 49,095 $ 75,177 $ 22,552 $ 395,095 December 31, 2016: Grade: Pass $ - $ 79,800 $ 15,738 $ - $ 71,939 $ - $ 167,477 Special mention - 5,900 - - 324 - 6,224 Substandard 1,947 2,662 222 319 1,206 - 6,356 Loans not formally rated 141,265 - 2,932 48,557 - 34,911 227,665 Total $ 143,212 $ 88,362 $ 18,892 $ 48,876 $ 73,469 $ 34,911 $ 407,722 Credit Quality Indicators : As part of the ongoing monitoring of the credit quality of the Company’s loan portfolio, management tracks certain credit quality indicators, including trends related to (i) weighted average risk rating of commercial loans; (ii) the level of classified and criticized commercial loans; (iii) non-performing loans; (iv) net charge-offs; and (v) the general economic conditions within the State of Connecticut. The Company utilizes a risk rating grading matrix to assign a risk grade to each of its commercial loans. Loans are graded on a scale of 1 7. 1 3.75. Risk Rating 1 – This risk rating is assigned to loans secured by cash. Risk Rating 2 – This risk rating is assigned to borrowers of high credit quality who have primary and secondary sources of repayment which are well defined and fully confirmed. Risk Rating 3 – This risk rating is assigned to borrowers who are fully responsible for the loan or credit commitment, which has primary and secondary sources of repayment that are well defined and adequately confirmed. Most credit factors are favorable, and the credit exposure is managed through normal monitoring. Risk Rating 3.5 – This risk rating is assigned to borrowers who are fully responsible for the loan or credit commitment and the secondary sources of repayment are weak. These loans may Risk Rating 3.75 – Loans in this category have all of the attributes of risk ratings 1, 2, 3, 3.5. Risk Rating 4 – This risk rating is assigned to borrowers whose loan or credit commitment may not Risk Rating 5 – This risk rating is assigned to borrowers who may not may Risk Rating 5.5 – Non-Accrual) - Loans in this category have all the characteristics of risk rating 5 90 Risk Rating 6 – This risk rating is assigned to a borrower or a portion of a borrower’s loan with which the Company is no Risk Rating 7 – This risk rating is assigned to loans which have been charged off or the portion of the loan that has been charged off. “Loss” does not Loans not r loans. As of December 31, 2017, $207 .6 $208.9 not December 31, 2016, $227.7 $229.9 not first 80% 60 0.22% December 31, 2017 1.07% December 31, 2016 . An age analysis of past-due loans, segregated by class of loans , is as follows as of December 31, 2017 2016: 90 Days or More Total Total Total 90 Days or More Past Due Nonaccrual 30-59 Days 60-89 Days Past Due Past Due Current Loans and Accruing Loans (In Thousands) December 31, 2017: Real estate: Residential $ 143 $ 132 $ 525 $ 800 $ 134,429 $ 135,229 $ - $ 1,164 Commercial 383 - - 383 78,910 79,293 - Municipal - - - - 9,271 9,271 - Residential & commercial construction and land development - - - - 24,478 24,478 - - Home equity - - - - 49,095 49,095 - 136 Commercial and industrial - - 182 182 72,409 72,591 - 182 Municipal - - - - 2,586 2,586 - - Consumer 192 6 17 215 22,337 22,552 - 17 Total $ 718 $ 138 $ 724 $ 1,580 $ 393,515 $ 395,095 $ - $ 1,499 December 31, 2016: Real estate: Residential $ - $ 297 $ 1,811 $ 2,108 $ 141,104 $ 143,212 $ - $ 1,947 Commercial - - 1,150 1,150 78,479 79,629 - 1,150 Municipal - - - - 8,733 8,733 - - Residential & commercial construction and land development - - 222 222 18,670 18,892 - 222 Home equity - 219 169 388 48,488 48,876 - 248 Commercial and industrial 767 42 415 1,224 68,030 69,254 - 415 Municipal - - - - 4,215 4,215 - - Consumer 114 43 1 158 34,753 34,911 - 70 Total $ 881 $ 601 $ 3,768 $ 5,250 $ 402,472 $ 407,722 $ - $ 4,052 Information about loans that meet the definition of an impaired loan in ASC 310 10 35 for which the Company has measured impairment on a loan-by-loan basis is as follows as of and for the years ended December 31, 2017 2016: Unpaid Average Interest Recorded Principal Related Recorded Income Investment Balance Allowance Investment Recognized (In Thousands) December 31, 2017: With no related allowance recorded: Real estate: Commercial $ - $ - $ - $ 951 $ 17 Residential & commercial construction and land development - - - 137 14 Commercial and industrial 912 912 - 556 36 Total impaired with no related allowance 912 912 - 1,644 67 With an allowance recorded: Commercial and industrial 145 145 101 38 3 Total impaired with an allowance recorded 145 145 101 38 3 Total Real estate: Commercial - - - 951 17 Residential & commercial construction and land development - - - 137 14 Commercial and industrial 1,057 1,057 101 594 39 Total impaired loans $ 1,057 $ 1,057 $ 101 $ 1,682 $ 70 Unpaid Average Interest Recorded Principal Related Recorded Income Investment Balance Allowance Investment Recognized (In Thousands) December 31, 2016: With no related allowance recorded: Real estate: Commercial $ 1,150 $ 1,150 $ - $ 3,029 $ 272 Residential & commercial construction and land development 222 222 - 222 4 Commercial and industrial 134 134 - 135 4 Total impaired with no related allowance 1,506 1,506 - 3,386 280 With an allowance recorded: Commercial and industrial 281 281 1 321 - Total impaired with an allowance recorded 281 281 1 321 - Total Real estate: Commercial 1,150 1,150 - 3,029 272 Residential & commercial construction and land development 222 222 - 222 4 Commercial and industrial 415 415 1 456 4 Total impaired loans $ 1,787 $ 1,787 $ 1 $ 3,707 $ 280 There were no December 31, 2017. There was one December 31, 2016. $179 December 31, 2016. As of December 31, 2017 and 2016, no As of December 31, 201 7, there was one $192 December 31, 2016 , there were no $525 $1.6 December 31, 2017 2016, . A t December 31, 2017 2016, $2.4 $2.0 $4.3 $2.4 For the years ended December 31, 2017 2016, mortgage servicing rights of $723 $900 $573 $756 December 31, 2017 2016, $805 $650 For the years ended December 31, 2017 2016, $981 $1.7 The f ollowing is an analysis of the aggregate changes in the valuation allowance for mortgage servicing rights for the years ended December 31: 2017 2016 (In Thousands) Balance, beginning of year $ 206 $ 20 Additions - 274 Reductions (206 ) (88 ) Balance, end of year $ - $ 206 Mortgage loans serviced for others were not $351.0 $303.4 December 31, 2017 2016,

Note 5 - Premises and Equipment

Note 5 - Premises and Equipment	12 Months Ended
	Dec. 31, 2017
Notes to Financial Statements
Property, Plant and Equipment Disclosure [Text Block]	NOTE 5 The following is a summary of premises and equipment as of December 31: 2017 2016 (In Thousands) Leasehold improvements $ 1,829 $ 1,716 Furniture and equipment 3,678 3,412 5,507 5,128 Accumulated depreciation and amortization (3,644 ) (3,223 ) Total premises and equipment $ 1,863 $ 1,905 During the year ended December 31, 2017, d equipment in the amount of $55

Note 6 - Deposits

Note 6 - Deposits	12 Months Ended
	Dec. 31, 2017
Notes to Financial Statements
Deposit Liabilities Disclosures [Text Block]	NOTE 6 The aggregate amount of time deposit accounts in denominations that meet or exceed the Federal Deposit Insurance Corporation (FDIC) insurance limit (currently $ 250,000 December 31, 2017 2016 $14.7 $15.7 million, respectively. For time deposits as of December 31, 2017, December 31 (In Thousands) 2018 $ 46,643 2019 11,715 2020 3,803 2021 1,849 2022 and thereafter 2,504 Total $ 66,514 At December 31, 2017 2016 , the Company had brokered certificates of deposit included in the above table that totaled $1.9 $1.5 As of December 31, 2017 , the Bank had one 5.00% December 31, 2016, no

Note 7 - Securities Sold Under

Note 7 - Securities Sold Under Agreements to Repurchase	12 Months Ended
	Dec. 31, 2017
Notes to Financial Statements
Repurchase Agreements, Resale Agreements, Securities Borrowed, and Securities Loaned Disclosure [Text Block]	NOTE 7 Securities sold under agreements to repurchase consist of funds borrowed from customers on a short-term basis secured by portions of the Company's investment portfolio. The securities which were sold have been accounted for not

Note 8 - Federal Home Loan Bank

Note 8 - Federal Home Loan Bank Advances	12 Months Ended
	Dec. 31, 2017
Notes to Financial Statements
Federal Home Loan Bank Advances, Disclosure [Text Block]	NOTE 8 Advances consist of funds borrowed from the Federal Home Loan Bank of Boston (FHLB). As of December 31, 2017, $2.3 0% five eight $54.1 December 31, 2016. $52 January 2017, $1.2 October 2021 $862 May 2025. December 31, 2016 0.67%. 31, 2016, 0.60% 0.74%. Borrowings from the FHLB are secured by a blanket lien on qualified collateral, consisting primarily of loans with first one four real properties and other qualified assets. The Bank had approximately $106 December 31, 2017. The Company ha d a line of credit with the FHLB in the amount of $ 1.5 December 31, 2017 2016. December 31, 2017 2016, no

Note 9 - Subordinated Debenture

Note 9 - Subordinated Debentures	12 Months Ended
	Dec. 31, 2017
Notes to Financial Statements
Subordinated Borrowings Disclosure [Text Block]	NOTE 9 SUBORDINATED DEBENTURES On October 15, 201 5 $7.5 October 1, 2025 ( September 30, 2015 ( $7.2 $277 9,000 The Subordinated Note will bear interest at a fixed rate of 6.75% not February 11, 2016, 3.40% 3.35% January 1, April 1, July 1 October 1 first October 1, 2025, may fifth fifth The initial closing costs of $277 thousand are being amortized over the 10 December 31, 2017 2016, $219 $248

Note 10 - Income Taxes

Note 10 - Income Taxes	12 Months Ended
	Dec. 31, 2017
Notes to Financial Statements
Income Tax Disclosure [Text Block]	NOTE 10 The components of income tax expense are as follows for the years ended December 31: 2017 2016 (In Thousands) Current: Federal $ 722 $ 392 State 36 2 Current income tax expense 758 394 Deferred: Federal 95 (117 ) Federal- Revaluation of net deferred taxes due to a change in tax rate 151 - Deferred income tax expense (benefit) 246 (117 ) Total income tax expense $ 1,004 $ 277 The reasons for the differences between the statutory federal income tax rate s and the effective tax rates are summarized as follows for the years ended December 31: 2017 2016 % of % of Income Income Federal income tax at statutory rates 34.0 % 34.0 % Increase (decrease) in tax resulting from: Tax-exempt income (10.9 ) (20.1 ) Tax rate change 4.5 - Other 2.3 1.8 Effective tax rates 29.9 % 15.7 % The Company had gross deferred tax assets and gross deferred tax liabilities as follows as of December 31: 2017 2016 (In Thousands) Deferred tax assets: Allowance for loan losses $ 816 $ 1,199 Deferred compensation 212 305 Write-down of securities 11 16 Restricted stock awards 10 27 Charitable contribution carryover 15 104 Alternative minimum tax carryforward 541 707 Net unrealized holding loss on available-for-sale securities 118 290 Other 103 120 Gross deferred tax assets 1,826 2,768 Deferred tax liabilities: Depreciation (273 ) (469 ) Deferred loan costs/fees (274 ) (490 ) Mortgage servicing rights (494 ) (679 ) Gross deferred tax liabilities (1,041 ) (1,638 ) Net deferred tax asset (included in other assets) $ 785 $ 1,130 On December 22, 2017, 21 December 31, 2017. 740, December 31, 2017, $151 2017. Deferred ta x December 31, 2017 2016 not not As of December 31, 2017 and 2016, no It is the Company ’s policy to provide for uncertain tax positions and the related interest and penalties based upon management’s assessment of whether a tax benefit is more likely than not December 31, 2017 2016, no December 31, 2014 December 31, 2017 In January 2011, not ’s Connecticut corporation business taxes are significantly reduced or eliminated.

Note 11 - Commitments and Conti

Note 11 - Commitments and Contingent Liabilities	12 Months Ended
	Dec. 31, 2017
Notes to Financial Statements
Commitments and Contingencies Disclosure [Text Block]	NOTE 11 As of December 31, 2017 August 2018 January 2026. not December 31, 2017: Minimum Payments Due (In Thousands) 2018 $ 791 2019 726 2020 656 2021 460 2022 410 Thereafter 1,172 Total $ 4,215 Certain leases contain provisions for escalation of minimum lease payments contingent upon percentage increases in the consumer price index. Total rental expense amounted to $906 $1.01 December 31, 2017 2016, During the year ended December 31, 2017, the terms of its lease for the administrative offices to reduce the square footage leased by the Company. On November 28, 2008, five second November 2008 June 27, 2013 ed the agreement through April 19, 2019. April 19, 2019.

Note 12 - Fair Value Measuremen

Note 12 - Fair Value Measurements	12 Months Ended
	Dec. 31, 2017
Notes to Financial Statements
Fair Value Disclosures [Text Block]	NOTE 12 ASC 820 10, of certain financial assets and liabilities on a contract-by-contract basis. In accordance with ASC 820 10, three Level 1 . Valuations are obtained from readily available pricing sources for market transactions involving identical assets or liabilities. Level 2 third Level 3 which are not 3 A financial instrument ’s level within the fair value hierarchy is based on the lowest level of input that is significant to the fair value measurement. The Company did not 1 2 December 31, 2017. A description of the valuation methodologies used for instruments measured at fair value, as well as the general classification of such instruments pursuant to the valuation hierarchy, is set forth below. These valuation methodologies were applied to all of the Company ’s financial assets and financial liabilities carried at fair value for December 31, 2017 2016. The Company ’s investments in obligations of states and municipalities, mortgage-backed securities and other debt securities available-for-sale are generally classified within Level 2 may Level 3 not . Valuations are adjusted to reflect illiquidity and/or non-transferability, and such adjustments are generally based on available market evidence. In the absence of such evidence, management’s best estimate is used. Subsequent to inception, management only changes Level 3 third The Company ’s impaired loans are reported at the fair value of the underlying collateral if repayment is expected solely from the collateral. Collateral values are estimated using Level 2 third 3 Other real estate owned values are estimated using Level 2 third 3 ’s estimates. The following table summarizes assets and liabilities measured at fair value as of December 31: ASSETS AND LIABILITIES MEASURED AT FAIR VALUE ON A RECURRING BASIS Fair Value Measurements at Reporting Date Using: Quoted Prices in Significant Significant Active Markets for Other Observable Unobservable Identical Assets Inputs Inputs Total Level 1 Level 2 Level 3 (In Thousands) December 31, 2017: Debt securities issued by U.S. government corporations and agencies $ 4,496 $ - $ 4,496 $ - Obligations of states and municipalities 12,835 - 12,835 - Mortgage-backed securities 33,464 - 33,464 - SBA loan pools 861 - 861 - Mortgage banking derivatives 47 - - 47 Total assets $ 51,703 $ - $ 51,656 $ - Mortgage banking derivative liabilities $ 52 $ - $ - $ 52 Fair Value Measurements at Reporting Date Using: Total Level 1 Level 2 Level 3 (In Thousands) December 31, 2016: Debt securities issued by U.S. government corporations and agencies $ 4,253 $ - $ 4,253 $ - Obligations of states and municipalities 14,352 - 14,352 - Mortgage-backed securities 39,140 - 39,140 - SBA loan pools 983 - 983 - Totals $ 58,728 $ - $ 58,728 $ - Under certain circumstances , the Company makes adjustments to fair value for its assets and liabilities although they are not December 31, 2017, no December 31, 2016 ASSETS MEASURED AT FAIR VALUE ON A NONRECURRING BASIS Fair Value Measurements at Reporting Date Using: Quoted Prices in Significant Significant Active Markets for Other Observable Unobservable Identical Assets Inputs Inputs Total Level 1 Level 2 Level 3 (In Thousands) December 31, 2017: Other real estate owned $ 192 $ - $ - $ 192 Totals $ 192 $ - $ - $ 192 The estimated fair values of the Company ’s financial instruments, all of which are held or issued for purposes other than trading, were as follows as of December 31, 2017 2016: December 31, 2017 Carrying Fair Value Amount Level 1 Level 2 Level 3 Total (In Thousands) Financial assets: Cash and cash equivalents $ 13,066 $ 13,066 $ - $ - $ 13,066 Certificates of deposit 1,250 1,250 - - 1,250 Available-for-sale securities 51,656 - 51,656 - 51,656 Federal Home Loan Bank stock 903 - 903 - 903 Loans held-for-sale 2,259 - - 2,292 2,292 Loans, net 392,325 - - 387,225 387,225 Mortgage servicing rights 2,352 - - 4,257 4,257 Accrued interest receivable 1,402 1,402 - - 1,402 Bank-owned life insurance 9,370 - 9,370 - 9,370 Mortgage banking derivative assets 47 - - 47 47 Financial liabilities: Deposits 457,400 390,886 66,042 - 456,928 Securities sold under agreements to repurchase 2,449 - 2,449 - 2,449 Federal Home Loan Bank advances 2,318 - 2,022 - 2,022 Long-term subordinated debt 7,281 - 7,222 - 7,222 Mortgage banking derviative liabilities 52 - - 52 52 December 31, 2016 Carrying Fair Value Amount Level 1 Level 2 Level 3 Total (In Thousands) Financial assets: Cash and cash equivalents $ 21,007 $ 21,007 $ - $ - $ 21,007 Certificates of deposit 1,250 1,250 - - 1,250 Available-for-sale securities 58,728 - 58,728 - 58,728 Federal Home Loan Bank stock 2,896 - 2,896 - 2,896 Loans held-for-sale 2,801 - - 2,818 2,818 Loans, net 405,411 - - 401,008 401,008 Mortgage servicing rights 1,996 - - 2,432 2,432 Accrued interest receivable 1,301 1,301 - - 1,301 Bank-owned life insurance 9,130 - 9,130 - 9,130 Financial liabilities: Deposits 413,764 347,176 66,504 - 413,680 Securities sold under agreements to repurchase 2,694 - 2,694 - 2,694 Federal Home Loan Bank advances 54,058 - 53,767 - 53,767 Long-term subordinated debt 7,252 - 7,268 - 7,268 The carrying amounts of financial instruments shown in the above table are included in the consolidated balance sheets under the indicated captions with the exception of mortgage servicing rights, which are included in other assets, and derviative assets and liabilities, which are included in other assets and other liabilities, respectively. Accounting policies related to financial instruments are described in Note 2. Management has made estimates of fair value discount rates that it believes to be reasonable; however, because there is no no Fair value estimates are made as of a specific point in time based on the relevant market information and information about the financial instrument. These values do not one no Fair value estimates are based on existing financial instruments without attempting to estimate the value of anticipated future business and the value of assets and liabilities that are not not ealization of unrealized gains and losses can have a significant effect on fair value estimates and have not

Note 13 - Financial Instruments

Note 13 - Financial Instruments With Off-balance Sheet Risk	12 Months Ended
	Dec. 31, 2017
Notes to Financial Statements
Financial Instruments Disclosure [Text Block]	NOTE 13 The Company is party to financial instruments with off-balance sheet risk in the normal course of business to meet the financing needs of its customers. These financial instruments include commitments to originate loans, unadvanced funds on loans and standby letters of credit. The instruments involve, to varying degrees, elements of credit risk in excess of the amount recognized in the balance sheets. The contract amounts of th ese instruments reflect the extent of involvement the Company has in particular classes of financial instruments. The Company ’s exposure to credit loss in the event of nonperformance by the other party to the financial instrument for loan commitments is represented by the contractual amounts of those instruments. The Company uses the same credit policies in making commitments and conditional obligations as it does for on-balance sheet instruments. Commitments to originate loans are agreements to lend to a customer provided there is no may not ’s creditworthiness on a case-by-case basis. The amount of collateral obtained, if deemed necessary by the Company upon the extension of credit, is based on management's credit evaluation of the borrower. Collateral held varies, but may Standby letters of credit are conditional commitments issued by the Company to guarantee the performance by a customer to a third stomers. As of December 31, 2017 2016, $5.1 $4.3 one may may F inancial instrument liabilities with off-balance sheet credit risk are as follows as of December 31: 2017 2016 (In Thousands) Commitments to originate loans $ 13,854 $ 20,090 Standby letters of credit 5,076 4,281 Unadvanced portions of loans: Construction loans 25,388 13,580 Commercial lines of credit 38,276 32,640 Consumer 4,875 588 Home equity lines of credit 61,725 58,035 $ 149,194 $ 129,214 Derivative Loan Commitments Residential real estate loan commitments are referred to as derivative loan commitments if the loan that will result from exercise of the commitment will be held for sale upon funding. The Company enters into commitments to fund residential real estate loans at specified times in the future, with the intention that these loans will subsequently be sold in the secondary market. A residential loan commitment requires the Company to originate a loan at a specific interest rate upon the completion of various underwriting requirements. Outstanding derivative loan commitments expose the Company to the risk that the price of the loans arising from the exercise of the loan commitment might decline from the inception of the rate lock to funding of the loan due to increases in loan interest rates. If interest rates increase, the value of these commitments decreases. Conversely, if interest rates decrease, the value of these loan commitments increases. Derivative loan commitments with notional amounts of $ 2.0 $2.6 December 31, 2017 2016, not December 31, 2017 2016. Forward Loan Sale Commitments To protect against the price risk inherent in derivative loan commitments, the Company utilizes both “mandatory delivery” and “best efforts” forward loan sale commitments to mitigate the risk of potential decreases in the values of loans that would result from the exercise of the derivative loan commitments. Under a “mandatory delivery” contract, the Company commits to deliver a certain principal amount of mortgage loans to an investor at a specified price on or before a specified date. If the Company fails to deliver the amount of mortgages necessary to fulfill the commitment by the specified date, it is obligated to pay the investor a “pair-off” fee, based on then-current market prices, to compensate the investor for the shortfall. Under a “best efforts” contract, the Company commits to deliver an individual mortgage loan of a specified principal amount and quality to an investor and the investor commits to a price that it will purchase the loan from the Company if the loan to the underlying borrower closes. Forward loan sale commitments with notional amounts of $ 10.4 $14.2 December 31, 2017 December 31, 2016, not December 31,2017 2016. For the years ended December 31, 2017 2016, not

Note 14 - Related Party Transac

Note 14 - Related Party Transactions	12 Months Ended
	Dec. 31, 2017
Notes to Financial Statements
Related Party Transactions Disclosure [Text Block]	NOTE 14 Certain directors and executive officers of the Company and companies in which they have significant ownership interest were customers of the Bank during 201 7 2016. $1.3 December 31, 2017, $146 December 31, 2017, $67 $10 December 31, 2016, $1.3 $148 December 31, 2016, $4.6 $1.3 Deposits from related parties held by the Company as of December 31, 2017 2016 $8.1 $6.4 During 2017 2016 , the Company paid $87 $82 11 $ 60 2017 2016.

Note 15 - Significant Group Con

Note 15 - Significant Group Concentrations of Credit Risk	12 Months Ended
	Dec. 31, 2017
Notes to Financial Statements
Concentration Risk Disclosure [Text Block]	NOTE 15 Most of the Company's business activity is with customers located within the state of Connecticut. There are no

Note 16 - Other Comprehensive I

Note 16 - Other Comprehensive Income (Loss)	12 Months Ended
	Dec. 31, 2017
Notes to Financial Statements
Comprehensive Income (Loss) Note [Text Block]	NOTE 16 (LOSS) Accounting principles generally require that recognized revenue, expenses, gains and losses be included in net income. Although certain changes in assets and liabilities are reported as a separate component of the stockholders ’ equity section of the consolidated balance sheets, such items, along with net income, are components of comprehensive income (loss). The activity in other comprehensive income (loss), included in stockholders’ equity, was as follows during the years ended December 31: 2017 2016 (In Thousands) Net change in unrealized holding loss on securities available-for-sale $ 288 $ (476 ) Reclassification adjustment for realized losses (gains) and writedowns in net income (1) 4 (91 ) Other comprehensive income (loss), before tax 292 (567 ) Income tax (expense) benefit (100 ) 193 Other comprehensive income (loss), net of tax $ 192 $ (374 ) ( 1 Reclassification adjustments include realized securities gains and losses and writedowns of securities. The gains and losses have been reclassified out of other comprehensive income (loss) and affect certain captions in the consolidated statements of income as follows: the pre-tax amount is reflected in gain on sales of available-for-sale securities, net and writedown of available-for-sale securities; the tax effect of ( $1 $31 December 31, 2017 2016, A ccumulated other comprehensive loss as of December 31, 2017 2016

Note 17 - Regulatory Matters

Note 17 - Regulatory Matters	12 Months Ended
	Dec. 31, 2017
Notes to Financial Statements
Regulatory Capital Requirements under Banking Regulations [Text Block]	NOTE 17 The Bank is subject to various regulatory capital requirements administered by the federal banking agencies. Failure to meet minimum capital requirements can initiate certain mandatory , and possibly additional discretionary, actions by regulators that, if undertaken, could have a direct material effect on the Bank’s financial statements. Under capital adequacy guidelines and the regulatory framework for prompt corrective action, the Bank must meet specific capital guidelines that involve quantitative measures of the Bank’s assets, liabilities, and certain off-balance sheet items as calculated under regulatory accounting practices. The Bank’s capital amounts and classification are also subject to qualitative judgments by the regulators about components, risk weightings and other factors. Effective January 1, 2015 ( two four 1 4.5%, 1 6.0% 4.0%, 8.0% 1 4.0%. 6.5% 1 8.0% 6.0% 10% 1 5.0% January 1, 2016 0.625% 0.625% 2.5% January 1, 2019. As of December 31, 2017, 1.25%. January 1, 2016, December 31, 2017, As of December 31, 201 7, no The Bank ’s actual and required capital amounts and ratios at December 31, 2017 2016 To Be Well Capitalized Under For Capital Prompt Corrective Actual Adequacy Purposes Action Provisions Amount Ratio Amount Ratio Amount Ratio (Dollars In Thousands) As of December 31, 2017: Total Capital (to Risk Weighted Assets) $ 43,148 12.03 % $ 28,701 8.0 % $ 35,876 10.0 % Tier 1 Capital (to Risk Weighted Assets) 39,060 10.89 21,525 6.0 28,701 8.0 Common Equity Tier 1 capital (to Risk Weighted Assets) 39,060 10.89 16,144 4.5 23,319 6.5 Tier 1 Capital (to Average Assets) 39,060 7.79 20,045 4.0 25,056 5.0 As of December 31, 2016: Total Capital (to Risk Weighted Assets) $ 41,045 11.72 % $ 28,022 8.0 % $ 35,027 10.0 % Tier 1 Capital (to Risk Weighted Assets) 37,292 10.65 21,016 6.0 28,022 8.0 Common Equity Tier 1 capital (to Risk Weighted Assets) 37,292 10.65 15,762 4.5 22,768 6.5 Tier 1 Capital (to Average Assets) 37,292 7.46 19,994 4.0 24,993 5.0 The declaration of cash dividends is dependent on a number of factors, including regulatory limitations, and the Company's operating results and financial condition. The s hareholders of the Company will be entitled to dividends only if, and when, declared by the Company's Board of Directors out of funds legally available therefor. The declaration of future dividends will be subject to favorable operating results, financial conditions, tax considerations, and other factors. Under Connecticut law, the Bank may ’s approval is required for dividend payments which exceed the current year’s net profits and retained net profits from the preceding two December 31, 2017, $3.9

Note 18 - Employee Benefits

Note 18 - Employee Benefits	12 Months Ended
	Dec. 31, 2017
Notes to Financial Statements
Pension and Other Postretirement Benefits Disclosure [Text Block]	NOTE 18 The Company sponsors a 401 21 e 21 first 90 The provisions of the 401 make contributions subject to IRS limitations. The Company's matching contribution will be determined at the beginning of the plan year. The Company's expense under this plan was $127 2017 $136 2016, The Company has Supplemental Executive Retirement Agreements with current and former executive officers. The agreements require the payment of specified benefits upon retirement over specified periods as described in each agreement. The total liability for the agreements included in other liabilities was $1.0 December 31, 2017 $897 December 31, 2016. $151 $130 December 31, 2017 2016. $ 37 December 31, 2017 2016. In January 2017, one $30 15 65 years old. The Company entered into change in control agreements (the “Agreements”) with the executive officers of the Company. The Agreements provide for severance benefits upon termination following a change in control as defined in the agreements in amounts equal to cash compensation as defined in the agreements, and fringe benefits that the executive officers would have received if the executive officers would have continued working for an additional two

Note 19 - Stock Based Compensat

Note 19 - Stock Based Compensation Plans	12 Months Ended
	Dec. 31, 2017
Notes to Financial Statements
Disclosure of Compensation Related Costs, Share-based Payments [Text Block]	NOTE 19 The SBT Bancorp, Inc. 1998 “1998 142,000 1998 may 422 not March 17, 2009, no may 1998 On May 10, 2011, Company’s shareholders approved the SBT Bancorp, Inc. 2011 “2011 2011 100,000 2011 may 422 not The exercise price for shares covered by an ISO may not 100% the underlying common stock on the date of grant. All options must expire no ten During 2017 2016 , the Company granted 8,482 10,826 $263 $231 three 2017 2016, $136 $132 $46 2017 $45 2016, A summary of the status of the restricted stock awards as of December 31 then ended is presented below: 2017 2016 Weighted-Average Weighted-Average Number of Grant Number of Grant Fixed Options Shares Price Shares Price Non-vested restricted stock awards at beginning of year 16,306 $ 21.42 12,083 $ 21.92 Restricted shares granted 8,482 29.96 10,826 21.37 Shares vested (6,668 ) 21.44 (5,953 ) 22.33 Shares forfeited - - (650 ) 21.52 Non-vested restricted stock awards at end of year 18,120 $ 25.41 16,306 $ 21.42 For t he years ended December 31, 2017 2016, $183 $151 As of December 31, 2017 , the unrecognized share-based compensation expense related to the non-vested restricted stock awards was $420 1.5 A summary of the status of the Company ’s stock options as of December 31 2017 2016 Weighted-Average Weighted-Average Fixed Options Shares Exercise Price Shares Exercise Price Outstanding at beginning of year 20,000 $ 30.00 20,000 $ 30.00 Granted - - - - Forfeited - - - - Outstanding at end of year 20,000 30.00 20,000 30.00 Options exercisable at year-end 13,500 $ 30.00 9,000 $ 30.00 Weighted-average fair value of options granted during the year N/A N/A Weighted average remaining contractual life in years 8 9 The re were no 2017 2016. As of December 31, 2017, 1998 2011 $6 4,500 December 31, 2017. 6,500 December 31, 2017 1 $9 2017 $19 2016,

Note 20 - Earnings Per Share

Note 20 - Earnings Per Share	12 Months Ended
	Dec. 31, 2017
Notes to Financial Statements
Earnings Per Share [Text Block]	NOTE 20 Reconciliation of the numerators and the denominators of the basic and diluted per share computations for net income available to common stock holders are as follows: 2017 2016 (In Thousands, Except Share Data) Basic earnings per share computation: Net income $ 2,354 $ 1,492 Net income available to common stockholders $ 2,354 $ 1,492 Weighted average shares outstanding, basic 1,359,222 1,350,725 Basic earnings per share $ 1.73 $ 1.10 Diluted earnings per share computation: Net income $ 2,354 $ 1,492 Net income available to common stockholders $ 2,354 $ 1,492 Weighted average shares outstanding, before dilution 1,359,222 1,350,725 Dilutive potential shares 9,013 8,540 Weighted average shares outstanding, assuming dilution 1,368,235 1,359,265 Diluted earnings per share $ 1.72 $ 1.10 Anti-dilutive equity-based awards totali ng 20,000 December 31, 2017 2016

Note 21 - Legal Contingencies

Note 21 - Legal Contingencies	12 Months Ended
	Dec. 31, 2017
Notes to Financial Statements
Legal Matters and Contingencies [Text Block]	NOTE 2 1 - LEGAL CONTINGENCIES Various legal claims arise from time to time in the normal course of business which, in the opinion of management, will have no ’s consolidated financial statements.

Note 22 - Reclassification

Note 22 - Reclassification	12 Months Ended
	Dec. 31, 2017
Notes to Financial Statements
Disclosure of Reclassification Amount [Text Block]	NOTE 2 2 - RECLASSIFICATION Certain amounts in the prior year have been reclassified to be consistent with the current year's statement presentation.

Note 23 - Subsequent Events

Note 23 - Subsequent Events	12 Months Ended
	Dec. 31, 2017
Notes to Financial Statements
Subsequent Events [Text Block]	NOTE 2 3 - SUBSEQUENT EVENTS O n January 2, 2018, 15 1934, 15 1,200 January 1, 2018. 15 10 10 8 10 2017 90 January 2, 2018, 15 90 On February 2 8, 2018 , $ 0.15 March 26, 2018 March 12, 2018 .

Note 24 - Parent Company Inform

Note 24 - Parent Company Information	12 Months Ended
	Dec. 31, 2017
Notes to Financial Statements
Condensed Financial Information of Parent Company Only Disclosure [Text Block]	NOTE 2 4 – PARENT COMPANY INFORMATION Financial information for the parent company only is presented in the following tables: CONDENSED BALANCE SHEETS (In Thousands) December 31, Assets 2017 2016 Cash and due from banks $ 55 $ 71 Investment in subsidiary 38,623 36,729 Due from subsidiary - 164 Other assets 862 581 Total assets $ 39,540 $ 37,545 Liabilities and stockholders' equity Long-term subordinated debt $ 7,281 $ 7,252 Other liabilities 40 6 Total liabilities 7,321 7,258 Total stockholders' equity 32,219 30,287 Total liabilities and stockholders' equity $ 39,540 $ 37,545 CONDENSED STATEMENTS OF INCOME (In Thousands) Years ended December 31, 2017 2016 Operating Income Dividend income from operating subsidiary $ 1,300 $ 950 Total operating income 1,300 950 Operating Expense Interest on long-term debt 542 515 Salaries and employee benefits 123 127 Professional fees 120 14 Directors ’ fees 22 24 Correspondent charges 63 70 Other expense 38 18 Total operating expense 908 768 Income before tax benefit and equity in undistributed earnings of subsidiary 392 182 Income tax benefit 260 253 Equity in undistributed earnings of subsidiary 1,702 1,057 Net income $ 2,354 $ 1,492 CONDENSED STATEMENTS OF CASH FLOWS (In Thousands) Years ended December 31, 2017 2016 Cash flows from operating activities: Net income $ 2,354 $ 1,492 Adjustments to reconcile net income to net cash provided by operating activities: Equity in undistributed earnings of subsidiary companies (1,702 ) (1,057 ) Stock-based compensation 145 151 Other, net (82 ) (370 ) Amortization of long-term debt issuance costs 29 29 Net cash provided by operating activities 744 245 Cash flows from investing activities: Investment in operating subsidiary - - Net cash used in investing activities - - Cash flows from financing activities: Proceeds from issuance of common stock 28 39 Decrease in subordinated debt issuance fees - (7 ) Dividends paid - common stock (788 ) (763 ) Net cash used in financing activities (760 ) (731 ) Net decrease in cash and cash equivalents (16 ) (486 ) Cash and cash equivalents at beginning of year 71 557 Cash and cash equivalents at end of year $ 55 $ 71 F- 48

Significant Accounting Policies

Significant Accounting Policies (Policies)	12 Months Ended
	Dec. 31, 2017
Accounting Policies [Abstract]
Use of Estimates, Policy [Policy Text Block]	USE OF ESTIMATES: The preparation of consolidated financial statements in conformity with accounting principles generally accepted in the United States of America requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the consolidated financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates. Material estimates that are particularly susceptible to significant change in the near-term include the determination of the allowance for loan losses, and valuation and potential other-than-temporary impairment (“OTTI”) of available-for-sale securities.
Consolidation, Policy [Policy Text Block]	BASIS OF PRESENTATION: The consolidated financial statements include the accounts of the Company and its wholly-owned subsidiary, the Bank, and the Bank ’s wholly-owned subsidiaries, SBT Investment Services, Inc. and NERE Holdings, Inc. SBT Investment Services, Inc. was established solely for the purpose of providing investment products, financial advice and services to its clients and the community. NERE Holdings, Inc. was established to hold real estate. All significant intercompany accounts and transactions have been eliminated in the consolidation.
Cash and Cash Equivalents, Policy [Policy Text Block]	CASH AND CASH EQUIVALENTS: For purposes of reporting cash flows, cash and cash equivalents include cash on hand, cash items, due from banks, Federal Home Loan Bank interest-bearing demand and overnight deposits, Federal Reserve Bank interest-bearing demand deposits, money market mutual funds and federal funds sold. Cash and due from banks as of December 31, 2017 2016 $7.6 $6.9
Certificates of Deposit, Policy [Policy Text Block]	CERTIFICATES OF DEPOSIT Certificates of deposit are issued by federally insured depository institu tions, have an original maturity of greater than 90 35
Investment, Policy [Policy Text Block]	SECURITIES: Investments in debt securities are adjusted for amortization of premiums and accretion of discounts computed so as to approximate the interest method. Gains or losses on sales of investment securities are computed on a specific identification basis. The Company classifies debt and equity securities into one three may may -- Held-to-maturity securities are measured at amortized cost in the consolidated balance sheets. Unrealized holding gains and losses are not -- Available-for-sale securities are carried at fair value on the consolidated balance sheets. Unrealized holding gains and losses are not -- Trading securities are carried at fair value on the consolidated balance sheets. Unrealized holding gains and losses for trading securities are included in earnings. For any debt security with a fair value less than its amortized cost basis, the Company will determine whether it has the intent to sell the debt security or whether it is more likely than not that it will be required to sell the debt security before the recovery of its amortized cost basis. If either condition is met, the Company will recognize a full impairment charge to earnings. For all other debt securities that are considered other-than-temporarily impaired and do not Declines in marketable equity securities below their cost that are deemed other than temporary are reflected in earnings as realized losses. As a member of the Federal Home Loan Bank of Boston (FHLB), the Company is currently required to purchase and hold shares of capital stock in the FHLB of Boston in an amount equal to 0.35% 3.0% 4.0% two three 4.5% three The capital stock is carried at its cost and evaluated for impairment based upon the ultimate recoverability of the cost basis. Management determined there was no December 31, 2017 2016.
Finance, Loan and Lease Receivables, Held-for-sale, Policy [Policy Text Block]	LOANS HELD-FOR-SALE: Loans held-for-sale in the secondary market are carried at the lower of cost or estimated fair value in the aggregate. Net unrealized losses are provided for in a valuation allowance by charges to operations. Interest income on mortgages held-for-sale is accrued currently and classified as interest on loans.
Finance, Loan and Lease Receivables, Held-for-investment, Policy [Policy Text Block]	LOANS: Loans receivable that management has the intent and ability to hold until maturity or payoff, are reported at their outstanding unpaid principal balances adjusted for charge-offs, the allowance for loan losses and any deferred fees or costs on originated loans, or unamortized premiums or discounts on purchased loans. Interest income on loans is recognized on an accrual basis. Loan origination and commitment fees and certain direct origination costs are deferred, and the net amount amortized as an adjustment of the r elated loan’s yield. The Company is amortizing these amounts over the contractual lives of the related loans. Residential real estate loans are generally placed on nonaccrual when reaching 90 90 120 180 90 on such loans. A loan can be returned to accrual status when collectability of principal is reasonably assured and the loan has performed for a period of time, generally six Cash receipts of interest income on impaired loans are credited to principal to the extent necessary to eliminate doubt as to the collectability of the net carrying amount of the loan. Some or all of the cash receipts of interest income on impaired loans is recognized as interest income if the remaining net carrying amount of the loan is deemed to be fully collectible. When recognition of interest income on an impaired loan on a cash basis is appropriate, the amount of income that is recognized is limited to that which would have been accrued on the net carrying amount of the loan at the contractual interest rate. Any cash interest payments received in excess of the limit and not The Company has certain lending policies and procedures in place that are designed to maximize loan income with an acceptable level of risk. Management reviews and approves these policies and procedures on an annual basis. A reporting system is in place which provides management with frequent reports related to loan quality, loan production, loan delinquencies and non-performing or potential problem loans. Commercial and industrial loans are underwritten after evaluating historical and projected profitability and cash flow to determine the borrower ’s ability to repay its obligation as agreed. Underwriting standards are designed to promote relationship banking rather than transactional banking. Commercial and industrial loans are made primarily based on the identified cash flow of the borrower and secondarily on the underlying collateral supporting the loan facility. The cash flow of the borrower may not may may may may Commercial real estate loans are subject to the underwriting standards and processes similar to commercial and industrial loans in addition to those underwriting standards for real estate loans. These loans are viewed primarily as cash flow dependent and secondarily as loans secured by real estate. Commercial real estate lending typically involves higher principal balances and longer repayment periods. Repayment of these loans is generally dependent upon the successful operation of the property securing the loan or the principal business conducted on the property securing the loan. Commercial real estate loans may ’s commercial real estate portfolio are diverse in terms of type and geographic location. This diversification reduces the exposure to adverse economic conditions that affect any single market or industry. Management monitors and evaluates commercial real estate loans based on collateral, geography and risk-rating criteria. The Company also utilizes third With respect to land developers ’ and builders’ loans that are secured by non-owner-occupied properties that the Company may may The Company originates consumer loans utilizing a computer-based credit-scoring analysis to supplement the underwriting process. To monitor and manage consumer loan risk, policies and procedures are developed and modified, as needed, jointly by staff and management. This continual review, coupled with the high volume of borrowers of smaller dollar loans, minimizes risk. Additionally, trend and outlook reports are reviewed by management on a regular basis. Underwriting standards for home equity loans are heavily influenced by regulatory requirements, which include, but are not 75%, one The Company engages an independent loan review firm that reviews and validates the credit risk program on a periodic basis. Results of these reviews are presented to management and the Board of Directors of the Company. The loan review process complements and reinforces the risk identification process and assessment decisions made by the relationship managers and credit officer, as well as the Company’s policies and procedures.
Finance, Loan and Lease Receivables, Held-for-investment, Allowance and Nonperforming Loans, Policy [Policy Text Block]	ALLOWANCE FOR LOAN LOSSES: The allowance for loan losses is established as losses are estimated to have occurred through a provision for loan losses charged to earnings. Loan losses are charged against the allowance when management believes the uncollectability of a loan balance is confirmed. Subsequent recoveries, if any, are credited to the allowance. The allowance for loan losses is evaluated on a regular basis by management and is based upon management ’s periodic review of the collectability of loans in light of historical experience, the nature and volume of the loan portfolio, adverse situations that may General Component: The general component of the allowance for loan losses is based on historical loss experience adjusted for qualitative factors stratified by the following loan segments: residential real estate, commercial real estate, construction and land development, commercial and consumer. Management uses a rolling average of historical losses based on a time frame appropriate to capture relevant loss data for each loan segment. This historical loss factor is adjusted for the following qualitative factors: levels/trends in delinquencies; trends in volume and terms of loans; effects of changes in risk selection and underwriting standards and other changes in lending policies, procedures and practices; experience/ability/depth of lending management and staff; and national and local economic trends and conditions. There were no 2017. The qualitative factors are determined based on the various risk characteristics of each loan segment. Risk characteristics relevant to each portfolio segment are as follows: Residential real estate and home equity loans: The Company generally does not 80 80% not Commercial real estate loans: Loans in this segment are primarily income-producing properties throughout the Farmington Valley and surrounding communities in Connecticut. The underlying cash flows generated by the properties are adversely impacted by a downturn in the economy as evidenced by increased vacancy rates, which, in turn, will have an effect on the credit quality in this segment. Management periodically obtains rent rolls and continually monitors the cash flows of these loans. Construction and land development loans: Loans in this segment primarily include speculative real estate development loans for which payment is derived from the sale of the property. Credit risk is affected by cost overruns, time to sell at an adequate price, and market conditions. Commercial loans: Loans in this segment are made to businesses and are generally secured by the assets of the business. Repayment is expected from the cash flows of the business. A weakened economy, and resultant decreased consumer spending, will have an effect on the credit quality in this segment. Consumer loans: Loans in this segment are generally unsecured and repayment is dependent on the credit quality of the individual borrower. Allocated Component: The allocated component relates to loans that are classified as impaired. Impairment is measured on a loan-by-loan basis for commercial, commercial real estate and construction loans by either the present value of expected future cash flows discounted at the loan ’s effective interest rate or the fair value of the collateral if the loan is collateral dependent. An allowance is established when the discounted cash flows (or collateral value) of the impaired loan are lower than the carrying value of that loan. Large groups of smaller balance homogeneous loans are collectively evaluated for impairment. Accordingly, the Company does not A loan is considered impaired when, based on current information and events, it is probable that the Company will be unable to collect the scheduled payments of principal or interest when due according to the contractual terms of the loan agreement. Factors considered by management in determining impairment include payment status, collateral value, and the probability of collecting scheduled principal and interest payments when due. Loans that experience insignificant payment delays and payment shortfalls generally are not ’s prior payment record, and the amount of the shortfall in relation to the principal and interest owed. The Company may Unallocated Component: An unallocated component is maintained to cover uncertainties that could affect management ’s estimate of probable losses. The unallocated component of the allowance reflects the margin of imprecision inherent in the underlying assumptions used in the methodologies for estimating allocated and general reserves in the loan portfolio. Reserve for Unfunded Commitments: The unfunded reserve is a component of other liabilities and represents the estimate for probable credit losses inherent in unfunded commitments to extend credit. Unfunded commitments to extend credit include bankers’ acceptances, and standby and commercial letters of credit. The process used to determine the unfunded reserve is consistent with the process for determining the allowance for loan losses, as adjusted for estimated funding probabilities or loan and lease equivalency factors. The level of unfunded reserve is adjusted by recording an expense or recovery in other noninterest expense.
Property, Plant and Equipment, Policy [Policy Text Block]	PREMISES AND EQUIPMENT: Premises and equipment are stated at cost less accumulated depreciation and amortization. Cost and related allowances for depreciation and amortization of premises and equipment retired or otherwise disposed of are removed from the respective accounts with any gain or loss included in income or expense. Depreciation and amortization are calculated principally on the straight-line method over the estimated useful lives of the assets. Estimated lives are 3 20
Bank Owned Life Insurance, Policy [Policy Text Block]	BANK OWNED LIFE INSURANCE Bank owned life insurance policies are reflected on the consolidated balance sheets at cash surrender value. Changes in the net cash surrender value of the policies as well as insurance proceeds received, are reflected in noninterest income of the consolidated statements of income and are generally not no
Transfers and Servicing of Financial Assets, Policy [Policy Text Block]	TRANSFERS AND SERVICING OF FINANCIAL ASSETS Transfers of financial assets are accounted for as sales when control over the assets has been surrendered. Control over transferred assets is generally considered to have been surrendered when the transferred assets are legally isolated from the Company or its consolidated affiliates, even in bankruptcy or other receivership; the transferee has the right to pledge or exchange the assets with no not The Company sells financial assets in the normal course of business, the majority of which are residential mortgage loan sales primarily to government-sponsored enterprises through established programs, commercial loan sales through participation agreements, and other individual or portfolio loan and securities sales . The Company considers any ongoing involvement with transferred assets in determining whether the assets can be derecognized from the balance sheet. With the exception of servicing, the Company’s continuing involvement with financial assets sold is minimal and generally limited to market customary representation and warranty clauses covering certain characteristics of the mortgage loans sold and the Company’s origination process. The gain or loss on sale depends on the previous carrying amount of the transferred financial assets, the consideration received, and any liabilities incurred in exchange for the transferred assets. When the Company sells financial assets, it may ded at fair value upon transfer, and are carried at the lower of cost or fair value thereafter.
Mortgage Servicing, Policy [Policy Text Block]	MORTGAGE SERVICING Servicing assets are recognized as separate assets when servicing rights are acquired through the sale of residential mortgage loans with servicing rights retained. Capitalized servicing rights, which are reported in other assets on the consolidated balance sheets, are initially recorded at fair value and are amortized in proportion to, and over the period of, the estimated future servicing of the underlying mortgages (typically, the contractual life of the mortgage). Servicing assets are evaluated for impairment based upon the fair value of the rights as compared to amortized cost. Impairment is determined by stratifying rights by predominant characteristics, such as interest rates and terms. Fair value is determined using prices for similar assets with similar characteristics, when available, or based upon discounted cash flows using market-based assumptions. Impairment is recognized through a valuation allowance to the extent that fair value is less than the capitalized amount. If it is later determined that all or a portion of the impairment no may not Servicing fee income is recorded for fees earned for servicing loans for investors. The fees are based on a contractual percentage of the outstanding principal or a fixed amount per loan and are recorded as income within mortgage banking activities, net on the consolidated statements of income when earned. The amortization of mortgage servicing rights is recorded as a reduction of loan servicing fee income within mortgage banking activities, net on the consolidated statements of income. Interest rate lock commitments : The Company enters into interest rate lock commitments (“IRLCs”) for residential mortgage loans, which commit the Company to lend funds to a potential borrower at a specific interest rate and within a specified period of time. IRLCs that relate to the origination of mortgage loans that will be held for sale are considered derivative financial instruments. Derivative Loan Commitments : Residential real estate loan commitments are classified as derivative loan commitments if the loan that will result from the exercise of the commitment will be held for sale upon funding. Such derivatives are recognized at fair value in the consolidated balance sheet within other assets and other liabilities with changes in the fair values recognized within mortgage banking activities, net in the consolidated statement of income. Forward Loan Sale Commitments : To protect against the price risk inherent in derivative loan commitments, the Company utilizes “best efforts” and “mandatory delivery” forward loan sale commitments. Such forward sale commitments are recognized at fair value and are classified within other assets and other liabilities in the consolidated balance sheet with changes in the fair values recognized as a component of gain on sales of loans and classified within mortgage banking activities, net in the consolidated statement of income.
Loans and Leases Receivable, Real Estate Acquired Through Foreclosure, Policy [Policy Text Block]	OTHER REAL ESTATE OWNED AND IN-SUBSTANCE FORECLOSURES: Other real estate owned includes properties acquired through foreclosure and properties classified as in-substance foreclosures. These properties are held for sale and are initially recorded at fair value less cost to sell at the date of foreclosure or transfer, establishing a new cost basis. Subsequent to foreclosure or transfer, valuations are periodically performed by management and the assets are carried at the lower of carrying amount or fair value less cost to sell. Any writedown from cost to estimated fair value required at the time of foreclosure or classification as in-substance foreclosure is charged to the allowance for loan losses. Expenses incurred in connection with maintaining these assets, subsequent writedowns and gains or losses recognized upon sale are included in other expense. The Company classifies commercial loans as in-substance repossessed or foreclosed if the Company receives physical possession of the debtor ’s assets regardless of whether formal foreclosure proceedings have taken place. An in-substance repossession or foreclosure occurs, and the Company is considered to have received physical possession of residential real estate property collateralizing a consumer mortgage loan upon either: ( 1 2
Fair Value of Financial Instruments, Policy [Policy Text Block]	FAIR VALUES OF FINANCIAL INSTRUMENTS: Accounting Standards Codification (ASC) 825, Cash and cash equivalents: The carrying amounts reported in the consolidated balance sheets for cash and cash equivalents approximate those assets ’ fair values. Certificates of deposit: Fair values of certificates of deposit are estimated using discounted cash flow analyses based on the individual underlying instrument ’s current rate of interest. Securities: Fair values for securities are based on quoted market prices, where available. If quoted market prices are not Loans held-for-sale: Fair values for loans held-for-sale are estimated based on outstanding investor commitments or, in the absence of such commitments, are based on current investor yield requirements. Loans receivable: For variable-rate loans that reprice frequently and with no Accrued interest receivable: The carrying amount of accrued interest receivable approximates its fair value. Bank owned life insurance: The carrying amount of bank owned life insurance approximates its fair value. Deposit liabilities: The fair values disclosed for demand deposits, regular savings, NOW accounts, and money market accounts are equal to the amount payable on demand at the reporting date (i.e., their carrying amounts). Fair values for certificates of deposit are estimated using a discounted cash flow calculation that applies interest rates currently being offered on certificates to a schedule of aggregated expected monthly maturities on time deposits. Securities sold under agreements to repurchase: The carrying amounts of securities sold under agreements to repurchase approximate their fair values. Federal Home Loan Bank advances: Fair values of Federal Home Loan Bank advances are estimated using discounted cash flow analyses based on the Company ’s current incremental borrowing rates for similar types of borrowing arrangements. Long-term subordinated debt: The fair value of long-term subordinated debt is estimated using discounted cash flow analyses based on the Company ’s current incremental borrowing rates for similar types of borrowing arrangements. Derivative financial instruments: Fair values for derivative financial instruments are based on prices currently charged to enter into similar agreements, taking into account the probability that the commitment will be exercised. Off-balance sheet instruments: The fair value of commitments to originate loans is estimated using the fees currently charged to enter similar agreements, taking into account the remaining terms of the agreements and the present creditworthiness of the counterparties. For fixed-rate loan commitments and the unadvanced portion of loans, fair value also considers the difference between current levels of interest rates and the committed rates. The fair value of letters of credit is based on fees currently charged for similar agreements or on the estimated cost to terminate them or otherwise settle the obligation with the counterparties at the reporting date.
Advertising Costs, Policy [Policy Text Block]	ADVERTISING: The Company directly expenses costs associated with advertising as they are incurred. During the years ended December 31, 2017 2016, $610 $605
Income Tax, Policy [Policy Text Block]	INCOME TAXES: The Company recognizes income taxes under the asset and liability method. Under this method, deferred tax assets and liabilities are established for the temporary differences between the accounting basis and the tax basis of the Company's assets and liabilities at enacted tax rates expected to be in effect when the amounts related to such temporary differences are realized or settled. A valuation allowance against deferred tax assets is established when, based upon all available evidence, both positive and negative, it is determined that it is more likely than not not See Note 10
Share-based Compensation, Option and Incentive Plans Policy [Policy Text Block]	STOCK BASED COMPENSATION: At December 31, 2017 , the Company had stock-based employee compensation plans which are described more fully in Note 19. 718 10, December 31, 2017 2016, $145 $151
Earnings Per Share, Policy [Policy Text Block]	EARNINGS PER SHARE: The Company defines unvested share-based payment awards that contain nonforfeitable rights to dividends as participating securities that are included in computing EPS using the two The two Basic EPS excludes dilution and is computed by dividing income allocated to common s hareholders by the weighted-average number of common shares outstanding for the period. Diluted EPS reflects the potential dilution that could occur if securities or other contracts to issue common stock were exercised or converted into common stock or resulted in the issuance of common stock that then shared in the earnings of the entity.
New Accounting Pronouncements, Policy [Policy Text Block]	RECENT ACCOUNTING PRONOUNCEMENTS: In May 2014, No. 2014 09, 606 2015 14, December 15, 2017, not In January 2016, 2016 01, “Financial Instruments-Overall (Subtopic 825 10 December 15, 2017. no no In February 2016, 2016 02, 842 2016 02 December 15, 2018 2016 02 In June 2016, 2016 13, 326 2016 13 2016 13 1 2 3 2016 13 December 15, 2019, adoption of ASU 2016 13 In August 2016, No. 2016 15, "Statement of Cash Flows (Topic 230 not eight No. 2016 15 December 15, 2017. No. 2016 15 not In March 2017, No. 2017 08, “Premium Amortization on Purchased Callable Debt Securities.” This ASU shortens the amortization period for the premium on certain purchased callable debt securities to the earliest call date. Today, entities generally amortize the premium over the contractual life of the security. The new guidance does not No. 2017 08 December 15, 2018 first No. 2017 08 In May 2017, No. 2017 09, “Stock Compensation, Scope of Modification Accounting.” This ASU clarifies when changes to the terms or conditions of a share-based payment award must be accounted for as modifications. Companies will apply the modification accounting guidance if the value, vesting conditions or classification of the award changes. The new guidance should reduce diversity in practice and result in fewer changes to the terms of an award being accounted for as modifications, as the guidance will allow companies to make certain non-substantive changes to awards without accounting for them as modifications. It does not No. 2017 09 December 15, 2017; No. 2017 09 not In August 2017, No. 2017 12, “Targeted Improvements to Accounting for Hedging Activities.” This ASU’s objectives are ( 1 2 No. 2017 12 December 15, 2018; not not In February 2018, No. 2018 02, 220 Certain Tax Effects from Accumulated Other Comprehensive Income.” The update provides financial statement preparers with an option to reclassify stranded tax effects within Accumulated Other Comprehensive Income (AOCI) to retained earnings in each period in which the effect of the change in the U.S. federal corporate income tax rate in the Tax Cuts and Jobs Act (or portion thereof) is recorded. The ASU requires financial statement preparers to disclose: ● A description of the accounting policy for releasing income tax effects from AOCI ● Whether they elect to reclassify the stranded income tax effects from the Tax Cuts and Jobs Act; and ● Information about the other income tax effects that are reclassified . The amendments affect any organization that is required to apply the provisions of Topic 220, The amendments are effective for all organizations for fiscal years beginning after December 15, 2018, not December 31, 2017, $73

Note 3 - Investments in Avail34

Note 3 - Investments in Available-for-sale Securities (Tables)	12 Months Ended
	Dec. 31, 2017
Notes Tables
Available-for-sale Securities [Table Text Block]	Amortized Gross Gross Cost Unrealized Unrealized Fair Basis Gains Losses Value (In Thousands) December 31, 2017: Debt securities issued by U.S. government corporations and agencies $ 4,514 $ - $ 18 $ 4,496 Obligations of states and municipalities 12,720 146 31 12,835 Mortgage-backed securities 34,123 19 678 33,464 SBA loan pools 861 7 7 861 $ 52,218 $ 172 $ 734 $ 51,656 December 31, 2016: Debt securities issued by U.S. government corporations and agencies $ 4,250 $ 7 $ 4 $ 4,253 Obligations of states and municipalities 14,309 184 141 14,352 Mortgage-backed securities 40,050 40 950 39,140 SBA loan pools 973 13 3 983 $ 59,582 $ 244 $ 1,098 $ 58,728
Investments Classified by Contractual Maturity Date [Table Text Block]	Amortized Fair Cost Basis Value (In Thousands) Due within one year $ 2,750 $ 2,742 Due after one year through five years 3,991 3,991 Due after five years through ten years 8,052 8,108 Due after ten years 2,441 2,490 Mortgage-backed securities 34,123 33,464 SBA loan pools 861 861 $ 52,218 $ 51,656
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value [Table Text Block]	Less than 12 Months 12 Months or Longer Total Fair Unrealized Number of Fair Unrealized Number of Fair Unrealized Number of Value Losses Holdings Value Losses Holdings Value Losses Holdings (In Thousands) December 31, 2017: Debt securities issued by U.S. government corporations and agencies $ 3,252 $ 12 6 $ 1,244 $ 6 2 $ 4,496 $ 18 8 SBA loan pools 694 7 1 - - - 694 7 1 Obligations of states and municipalities 1,761 1 4 1,493 30 3 3,254 31 7 Mortgage-backed securities 5,755 35 26 25,980 617 56 31,735 652 82 Total temporarily impaired securities 11,462 55 37 28,717 653 61 40,179 708 98 Other-than-temporarily impaired securities: Mortgage-backed securities - - - 123 26 3 123 26 3 Total temporarily impaired and other- than-temporarily impaired securities $ 11,462 $ 55 37 $ 28,840 $ 679 64 $ 40,302 $ 734 101 December 31, 2016: Debt securities issued by U.S. government corporations and agencies $ 1,246 $ 4 2 $ - $ - - $ 1,246 $ 4 2 SBA loan pools 743 3 1 - - - 743 3 1 Obligations of states and municipalities 5,934 141 14 - - - 5,934 141 14 Mortgage-backed securities 32,817 788 59 2,890 136 8 35,707 924 67 Total temporarily impaired securities 40,740 936 76 2,890 136 8 43,630 1,072 84 Other-than-temporarily impaired securities: Mortgage-backed securities 9 - 1 158 26 3 167 26 4 Total temporarily impaired and other- than-temporarily impaired securities $ 40,749 $ 936 77 $ 3,048 $ 162 11 $ 43,797 $ 1,098 88
Schedule of Temporary Impairment Losses, Investments [Table Text Block]	2017 2016 Mortgage-Backed Mortgage-Backed Securities Securities (In Thousands) Total other-than-temporary impairment losses $ 30 $ 29 Less: unrealized other-than-temporary impairment losses recognized in other comprehensive income/loss (1) (26 ) (26 ) Net impairment losses recognized in earnings (2) $ 4 $ 3
Other than Temporary Impairment, Credit Losses Recognized in Earnings [Table Text Block]	Mortgage-Backed Securities (In Thousands) Balance, December 31, 2016 $ 47 Additions for the credit componet on debt securities in which other-than-temporary impairment was previously recognized 4 Balance, December 31, 2017 $ 51 Mortgage-Backed Securities (In Thousands) Balance, December 31, 2015 $ 44 Additions for the credit componet on debt securities in which other-than-temporary impairment was previously recognized 3 Balance, December 31, 2016 $ 47

Note 4 - Loans (Tables)

Note 4 - Loans (Tables)	12 Months Ended
	Dec. 31, 2017
Notes Tables
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]	2017 2016 (In Thousands) Real estate-residential $ 135,229 $ 143,212 Real estate-commercial 79,293 79,629 Real estate-municipal 9,271 8,733 Real estate-residential construction and land development 2,003 2,932 Real estate-commercial construction and land development 22,475 15,960 Home equity 49,095 48,876 Commercial and industrial 72,591 69,254 Municipal 2,586 4,215 Consumer 22,552 34,911 Total loans 395,095 407,722 Allowance for loan losses (4,088 ) (3,753 ) Deferred costs, net 1,318 1,442 Net loans $ 392,325 $ 405,411
Allowance for Credit Losses on Financing Receivables [Table Text Block]	Real Estate: Residential & Commercial Construction and Land Commercial Residential Commercial Development Home Equity and Industrial Consumer Unallocated Total (In Thousands) December 31, 2017: Allowance for loan losses: Beginning balance $ 1,057 $ 1,044 $ 212 $ 346 $ 824 $ 249 $ 21 $ 3,753 Charge-offs (101 ) - - (99 ) (82 ) (41 ) - (323 ) Recoveries - - - - 11 2 - 13 Provision (benefit) 40 143 80 134 326 (64 ) (14 ) 645 Ending balance $ 996 $ 1,187 $ 292 $ 381 $ 1,079 $ 146 $ 7 $ 4,088 Ending balance: Individually evaluated for impairment $ - $ - $ - $ - $ 101 $ - $ - $ 101 Ending balance: Collectively evaluated for impairment 996 1,187 292 381 978 146 7 3,987 Total allowance for loan losses ending balance $ 996 $ 1,187 $ 292 $ 381 $ 1,079 $ 146 $ 7 $ 4,088 Loans: Ending balance: Individually evaluated for impairment $ - $ - $ - $ - $ 1,057 $ - $ - $ 1,057 Ending balance: Collectively evaluated for impairment 135,229 88,564 24,478 49,095 74,120 22,552 - 394,038 Total loans ending balance $ 135,229 $ 88,564 $ 24,478 $ 49,095 $ 75,177 $ 22,552 $ - $ 395,095 Real Estate: Residential & Commercial Construction and Land Commercial Residential Commercial Development Home Equity and Industrial Consumer Unallocated Total (In Thousands) December 31, 2016: Allowance for loan losses: Beginning balance $ 1,065 $ 706 $ 324 $ 331 $ 398 $ 157 $ 47 $ 3,028 Charge-offs - - - - (179 ) (15 ) - (194 ) Recoveries 1 - - - 3 4 - 8 (Benefit) provision (9 ) 338 (112 ) 15 602 103 (26 ) 911 Ending balance $ 1,057 $ 1,044 $ 212 $ 346 $ 824 $ 249 $ 21 $ 3,753 Ending balance: Individually evaluated for impairment $ - $ - $ - $ - $ 1 $ - $ - $ 1 Ending balance: Collectively evaluated for impairment 1,057 1,044 212 346 823 249 21 3,752 Total allowance for loan losses ending balance $ 1,057 $ 1,044 $ 212 $ 346 $ 824 $ 249 $ 21 $ 3,753 Loans: Ending balance: Individually evaluated for impairment $ - $ 1,150 $ 222 $ - $ 415 $ - $ - $ 1,787 Ending balance: Collectively evaluated for impairment 143,212 87,212 18,670 48,876 73,054 34,911 - 405,935 Total loans ending balance $ 143,212 $ 88,362 $ 18,892 $ 48,876 $ 73,469 $ 34,911 $ - $ 407,722
Financing Receivable Credit Quality Indicators [Table Text Block]	Real Estate: Residential & Commercial Construction and Land Commercial and Residential Commercial Development Home Equity Industrial Consumer Total (In Thousands) December 31, 2017: Grade: Pass $ - $ 78,096 $ 21,369 $ - $ 72,112 $ - $ 171,577 Special mention - 3,431 1,106 - 172 - 4,709 Substandard 1,164 7,037 - 136 2,893 - 11,230 Loans not formally rated 134,065 - 2,003 48,959 - 22,552 207,579 Total $ 135,229 $ 88,564 $ 24,478 $ 49,095 $ 75,177 $ 22,552 $ 395,095 December 31, 2016: Grade: Pass $ - $ 79,800 $ 15,738 $ - $ 71,939 $ - $ 167,477 Special mention - 5,900 - - 324 - 6,224 Substandard 1,947 2,662 222 319 1,206 - 6,356 Loans not formally rated 141,265 - 2,932 48,557 - 34,911 227,665 Total $ 143,212 $ 88,362 $ 18,892 $ 48,876 $ 73,469 $ 34,911 $ 407,722
Past Due Financing Receivables [Table Text Block]	90 Days or More Total Total Total 90 Days or More Past Due Nonaccrual 30-59 Days 60-89 Days Past Due Past Due Current Loans and Accruing Loans (In Thousands) December 31, 2017: Real estate: Residential $ 143 $ 132 $ 525 $ 800 $ 134,429 $ 135,229 $ - $ 1,164 Commercial 383 - - 383 78,910 79,293 - Municipal - - - - 9,271 9,271 - Residential & commercial construction and land development - - - - 24,478 24,478 - - Home equity - - - - 49,095 49,095 - 136 Commercial and industrial - - 182 182 72,409 72,591 - 182 Municipal - - - - 2,586 2,586 - - Consumer 192 6 17 215 22,337 22,552 - 17 Total $ 718 $ 138 $ 724 $ 1,580 $ 393,515 $ 395,095 $ - $ 1,499 December 31, 2016: Real estate: Residential $ - $ 297 $ 1,811 $ 2,108 $ 141,104 $ 143,212 $ - $ 1,947 Commercial - - 1,150 1,150 78,479 79,629 - 1,150 Municipal - - - - 8,733 8,733 - - Residential & commercial construction and land development - - 222 222 18,670 18,892 - 222 Home equity - 219 169 388 48,488 48,876 - 248 Commercial and industrial 767 42 415 1,224 68,030 69,254 - 415 Municipal - - - - 4,215 4,215 - - Consumer 114 43 1 158 34,753 34,911 - 70 Total $ 881 $ 601 $ 3,768 $ 5,250 $ 402,472 $ 407,722 $ - $ 4,052
Impaired Financing Receivables [Table Text Block]	Unpaid Average Interest Recorded Principal Related Recorded Income Investment Balance Allowance Investment Recognized (In Thousands) December 31, 2017: With no related allowance recorded: Real estate: Commercial $ - $ - $ - $ 951 $ 17 Residential & commercial construction and land development - - - 137 14 Commercial and industrial 912 912 - 556 36 Total impaired with no related allowance 912 912 - 1,644 67 With an allowance recorded: Commercial and industrial 145 145 101 38 3 Total impaired with an allowance recorded 145 145 101 38 3 Total Real estate: Commercial - - - 951 17 Residential & commercial construction and land development - - - 137 14 Commercial and industrial 1,057 1,057 101 594 39 Total impaired loans $ 1,057 $ 1,057 $ 101 $ 1,682 $ 70 Unpaid Average Interest Recorded Principal Related Recorded Income Investment Balance Allowance Investment Recognized (In Thousands) December 31, 2016: With no related allowance recorded: Real estate: Commercial $ 1,150 $ 1,150 $ - $ 3,029 $ 272 Residential & commercial construction and land development 222 222 - 222 4 Commercial and industrial 134 134 - 135 4 Total impaired with no related allowance 1,506 1,506 - 3,386 280 With an allowance recorded: Commercial and industrial 281 281 1 321 - Total impaired with an allowance recorded 281 281 1 321 - Total Real estate: Commercial 1,150 1,150 - 3,029 272 Residential & commercial construction and land development 222 222 - 222 4 Commercial and industrial 415 415 1 456 4 Total impaired loans $ 1,787 $ 1,787 $ 1 $ 3,707 $ 280
Schedule of Valuation Allowance for Impairment of Recognized Servicing Assets [Table Text Block]	2017 2016 (In Thousands) Balance, beginning of year $ 206 $ 20 Additions - 274 Reductions (206 ) (88 ) Balance, end of year $ - $ 206

Note 5 - Premises and Equipme36

Note 5 - Premises and Equipment (Tables)	12 Months Ended
	Dec. 31, 2017
Notes Tables
Property, Plant and Equipment [Table Text Block]	2017 2016 (In Thousands) Leasehold improvements $ 1,829 $ 1,716 Furniture and equipment 3,678 3,412 5,507 5,128 Accumulated depreciation and amortization (3,644 ) (3,223 ) Total premises and equipment $ 1,863 $ 1,905

Note 6 - Deposits (Tables)

Note 6 - Deposits (Tables)	12 Months Ended
	Dec. 31, 2017
Notes Tables
Contractual Obligation, Fiscal Year Maturity Schedule [Table Text Block]	(In Thousands) 2018 $ 46,643 2019 11,715 2020 3,803 2021 1,849 2022 and thereafter 2,504 Total $ 66,514

Note 10 - Income Taxes (Tables)

Note 10 - Income Taxes (Tables)	12 Months Ended
	Dec. 31, 2017
Notes Tables
Schedule of Components of Income Tax Expense (Benefit) [Table Text Block]	2017 2016 (In Thousands) Current: Federal $ 722 $ 392 State 36 2 Current income tax expense 758 394 Deferred: Federal 95 (117 ) Federal- Revaluation of net deferred taxes due to a change in tax rate 151 - Deferred income tax expense (benefit) 246 (117 ) Total income tax expense $ 1,004 $ 277
Schedule of Effective Income Tax Rate Reconciliation [Table Text Block]	2017 2016 % of % of Income Income Federal income tax at statutory rates 34.0 % 34.0 % Increase (decrease) in tax resulting from: Tax-exempt income (10.9 ) (20.1 ) Tax rate change 4.5 - Other 2.3 1.8 Effective tax rates 29.9 % 15.7 %
Schedule of Deferred Tax Assets and Liabilities [Table Text Block]	2017 2016 (In Thousands) Deferred tax assets: Allowance for loan losses $ 816 $ 1,199 Deferred compensation 212 305 Write-down of securities 11 16 Restricted stock awards 10 27 Charitable contribution carryover 15 104 Alternative minimum tax carryforward 541 707 Net unrealized holding loss on available-for-sale securities 118 290 Other 103 120 Gross deferred tax assets 1,826 2,768 Deferred tax liabilities: Depreciation (273 ) (469 ) Deferred loan costs/fees (274 ) (490 ) Mortgage servicing rights (494 ) (679 ) Gross deferred tax liabilities (1,041 ) (1,638 ) Net deferred tax asset (included in other assets) $ 785 $ 1,130

Note 11 - Commitments and Con39

Note 11 - Commitments and Contingent Liabilities (Tables)	12 Months Ended
	Dec. 31, 2017
Notes Tables
Schedule of Future Minimum Rental Payments for Operating Leases [Table Text Block]	Minimum Payments Due (In Thousands) 2018 $ 791 2019 726 2020 656 2021 460 2022 410 Thereafter 1,172 Total $ 4,215

Note 12 - Fair Value Measurem40

Note 12 - Fair Value Measurements (Tables)	12 Months Ended
	Dec. 31, 2017
Notes Tables
Fair Value, Assets Measured on Recurring Basis [Table Text Block]	Fair Value Measurements at Reporting Date Using: Quoted Prices in Significant Significant Active Markets for Other Observable Unobservable Identical Assets Inputs Inputs Total Level 1 Level 2 Level 3 (In Thousands) December 31, 2017: Debt securities issued by U.S. government corporations and agencies $ 4,496 $ - $ 4,496 $ - Obligations of states and municipalities 12,835 - 12,835 - Mortgage-backed securities 33,464 - 33,464 - SBA loan pools 861 - 861 - Mortgage banking derivatives 47 - - 47 Total assets $ 51,703 $ - $ 51,656 $ - Mortgage banking derivative liabilities $ 52 $ - $ - $ 52 Fair Value Measurements at Reporting Date Using: Total Level 1 Level 2 Level 3 (In Thousands) December 31, 2016: Debt securities issued by U.S. government corporations and agencies $ 4,253 $ - $ 4,253 $ - Obligations of states and municipalities 14,352 - 14,352 - Mortgage-backed securities 39,140 - 39,140 - SBA loan pools 983 - 983 - Totals $ 58,728 $ - $ 58,728 $ -
Fair Value Measurements, Nonrecurring [Table Text Block]	Fair Value Measurements at Reporting Date Using: Quoted Prices in Significant Significant Active Markets for Other Observable Unobservable Identical Assets Inputs Inputs Total Level 1 Level 2 Level 3 (In Thousands) December 31, 2017: Other real estate owned $ 192 $ - $ - $ 192 Totals $ 192 $ - $ - $ 192
Fair Value, by Balance Sheet Grouping [Table Text Block]	December 31, 2017 Carrying Fair Value Amount Level 1 Level 2 Level 3 Total (In Thousands) Financial assets: Cash and cash equivalents $ 13,066 $ 13,066 $ - $ - $ 13,066 Certificates of deposit 1,250 1,250 - - 1,250 Available-for-sale securities 51,656 - 51,656 - 51,656 Federal Home Loan Bank stock 903 - 903 - 903 Loans held-for-sale 2,259 - - 2,292 2,292 Loans, net 392,325 - - 387,225 387,225 Mortgage servicing rights 2,352 - - 4,257 4,257 Accrued interest receivable 1,402 1,402 - - 1,402 Bank-owned life insurance 9,370 - 9,370 - 9,370 Mortgage banking derivative assets 47 - - 47 47 Financial liabilities: Deposits 457,400 390,886 66,042 - 456,928 Securities sold under agreements to repurchase 2,449 - 2,449 - 2,449 Federal Home Loan Bank advances 2,318 - 2,022 - 2,022 Long-term subordinated debt 7,281 - 7,222 - 7,222 Mortgage banking derviative liabilities 52 - - 52 52 December 31, 2016 Carrying Fair Value Amount Level 1 Level 2 Level 3 Total (In Thousands) Financial assets: Cash and cash equivalents $ 21,007 $ 21,007 $ - $ - $ 21,007 Certificates of deposit 1,250 1,250 - - 1,250 Available-for-sale securities 58,728 - 58,728 - 58,728 Federal Home Loan Bank stock 2,896 - 2,896 - 2,896 Loans held-for-sale 2,801 - - 2,818 2,818 Loans, net 405,411 - - 401,008 401,008 Mortgage servicing rights 1,996 - - 2,432 2,432 Accrued interest receivable 1,301 1,301 - - 1,301 Bank-owned life insurance 9,130 - 9,130 - 9,130 Financial liabilities: Deposits 413,764 347,176 66,504 - 413,680 Securities sold under agreements to repurchase 2,694 - 2,694 - 2,694 Federal Home Loan Bank advances 54,058 - 53,767 - 53,767 Long-term subordinated debt 7,252 - 7,268 - 7,268

Note 13 - Financial Instrumen41

Note 13 - Financial Instruments With Off-balance Sheet Risk (Tables)	12 Months Ended
	Dec. 31, 2017
Notes Tables
Schedule of Fair Value, Off-balance Sheet Risks [Table Text Block]	2017 2016 (In Thousands) Commitments to originate loans $ 13,854 $ 20,090 Standby letters of credit 5,076 4,281 Unadvanced portions of loans: Construction loans 25,388 13,580 Commercial lines of credit 38,276 32,640 Consumer 4,875 588 Home equity lines of credit 61,725 58,035 $ 149,194 $ 129,214

Note 16 - Other Comprehensive42

Note 16 - Other Comprehensive Income (Loss) (Tables)	12 Months Ended
	Dec. 31, 2017
Notes Tables
Comprehensive Income (Loss) [Table Text Block]	2017 2016 (In Thousands) Net change in unrealized holding loss on securities available-for-sale $ 288 $ (476 ) Reclassification adjustment for realized losses (gains) and writedowns in net income (1) 4 (91 ) Other comprehensive income (loss), before tax 292 (567 ) Income tax (expense) benefit (100 ) 193 Other comprehensive income (loss), net of tax $ 192 $ (374 )

Note 17 - Regulatory Matters (T

Note 17 - Regulatory Matters (Tables)	12 Months Ended
	Dec. 31, 2017
Notes Tables
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block]	To Be Well Capitalized Under For Capital Prompt Corrective Actual Adequacy Purposes Action Provisions Amount Ratio Amount Ratio Amount Ratio (Dollars In Thousands) As of December 31, 2017: Total Capital (to Risk Weighted Assets) $ 43,148 12.03 % $ 28,701 8.0 % $ 35,876 10.0 % Tier 1 Capital (to Risk Weighted Assets) 39,060 10.89 21,525 6.0 28,701 8.0 Common Equity Tier 1 capital (to Risk Weighted Assets) 39,060 10.89 16,144 4.5 23,319 6.5 Tier 1 Capital (to Average Assets) 39,060 7.79 20,045 4.0 25,056 5.0 As of December 31, 2016: Total Capital (to Risk Weighted Assets) $ 41,045 11.72 % $ 28,022 8.0 % $ 35,027 10.0 % Tier 1 Capital (to Risk Weighted Assets) 37,292 10.65 21,016 6.0 28,022 8.0 Common Equity Tier 1 capital (to Risk Weighted Assets) 37,292 10.65 15,762 4.5 22,768 6.5 Tier 1 Capital (to Average Assets) 37,292 7.46 19,994 4.0 24,993 5.0

Note 19 - Stock Based Compens44

Note 19 - Stock Based Compensation Plans (Tables)	12 Months Ended
	Dec. 31, 2017
Notes Tables
Nonvested Restricted Stock Shares Activity [Table Text Block]	2017 2016 Weighted-Average Weighted-Average Number of Grant Number of Grant Fixed Options Shares Price Shares Price Non-vested restricted stock awards at beginning of year 16,306 $ 21.42 12,083 $ 21.92 Restricted shares granted 8,482 29.96 10,826 21.37 Shares vested (6,668 ) 21.44 (5,953 ) 22.33 Shares forfeited - - (650 ) 21.52 Non-vested restricted stock awards at end of year 18,120 $ 25.41 16,306 $ 21.42
Share-based Compensation, Stock Options, Activity [Table Text Block]	2017 2016 Weighted-Average Weighted-Average Fixed Options Shares Exercise Price Shares Exercise Price Outstanding at beginning of year 20,000 $ 30.00 20,000 $ 30.00 Granted - - - - Forfeited - - - - Outstanding at end of year 20,000 30.00 20,000 30.00 Options exercisable at year-end 13,500 $ 30.00 9,000 $ 30.00 Weighted-average fair value of options granted during the year N/A N/A Weighted average remaining contractual life in years 8 9

Note 20 - Earnings Per Share (T

Note 20 - Earnings Per Share (Tables)	12 Months Ended
	Dec. 31, 2017
Notes Tables
Schedule of Earnings Per Share, Basic and Diluted [Table Text Block]	2017 2016 (In Thousands, Except Share Data) Basic earnings per share computation: Net income $ 2,354 $ 1,492 Net income available to common stockholders $ 2,354 $ 1,492 Weighted average shares outstanding, basic 1,359,222 1,350,725 Basic earnings per share $ 1.73 $ 1.10 Diluted earnings per share computation: Net income $ 2,354 $ 1,492 Net income available to common stockholders $ 2,354 $ 1,492 Weighted average shares outstanding, before dilution 1,359,222 1,350,725 Dilutive potential shares 9,013 8,540 Weighted average shares outstanding, assuming dilution 1,368,235 1,359,265 Diluted earnings per share $ 1.72 $ 1.10

Note 24 - Parent Company Info46

Note 24 - Parent Company Information (Tables)	12 Months Ended
	Dec. 31, 2017
Notes Tables
Condensed Balance Sheet [Table Text Block]	(In Thousands) December 31, Assets 2017 2016 Cash and due from banks $ 55 $ 71 Investment in subsidiary 38,623 36,729 Due from subsidiary - 164 Other assets 862 581 Total assets $ 39,540 $ 37,545 Liabilities and stockholders' equity Long-term subordinated debt $ 7,281 $ 7,252 Other liabilities 40 6 Total liabilities 7,321 7,258 Total stockholders' equity 32,219 30,287 Total liabilities and stockholders' equity $ 39,540 $ 37,545
Condensed Income Statement [Table Text Block]	(In Thousands) Years ended December 31, 2017 2016 Operating Income Dividend income from operating subsidiary $ 1,300 $ 950 Total operating income 1,300 950 Operating Expense Interest on long-term debt 542 515 Salaries and employee benefits 123 127 Professional fees 120 14 Directors ’ fees 22 24 Correspondent charges 63 70 Other expense 38 18 Total operating expense 908 768 Income before tax benefit and equity in undistributed earnings of subsidiary 392 182 Income tax benefit 260 253 Equity in undistributed earnings of subsidiary 1,702 1,057 Net income $ 2,354 $ 1,492
Condensed Cash Flow Statement [Table Text Block]	(In Thousands) Years ended December 31, 2017 2016 Cash flows from operating activities: Net income $ 2,354 $ 1,492 Adjustments to reconcile net income to net cash provided by operating activities: Equity in undistributed earnings of subsidiary companies (1,702 ) (1,057 ) Stock-based compensation 145 151 Other, net (82 ) (370 ) Amortization of long-term debt issuance costs 29 29 Net cash provided by operating activities 744 245 Cash flows from investing activities: Investment in operating subsidiary - - Net cash used in investing activities - - Cash flows from financing activities: Proceeds from issuance of common stock 28 39 Decrease in subordinated debt issuance fees - (7 ) Dividends paid - common stock (788 ) (763 ) Net cash used in financing activities (760 ) (731 ) Net decrease in cash and cash equivalents (16 ) (486 ) Cash and cash equivalents at beginning of year 71 557 Cash and cash equivalents at end of year $ 55 $ 71

Note 2 - Accounting Policies (D

Note 2 - Accounting Policies (Details Textual) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2017	Dec. 31, 2016
Restricted Cash and Cash Equivalents	$ 7,600	$ 6,900
Federal Home Loan Bank Stock, Membership Stock Investment Requirement, Percentage	0.35%
Federal Home Loan Bank Stock, Impairment	$ 0	0
Advertising Expense	610	605
Share-based Compensation	145	151
Reclassification Adjustment for Stranded AOCI Due to Tax Rate Change	73
Accounting Standards Update 2018-02 [Member] | Adjustments for New Accounting Principle, Early Adoption [Member]
Reclassification Adjustment for Stranded AOCI Due to Tax Rate Change	$ 73
Furniture and Fixtures [Member] | Minimum [Member]
Property, Plant and Equipment, Useful Life	3 years
Furniture and Fixtures [Member] | Maximum [Member]
Property, Plant and Equipment, Useful Life	20 years
Residential Portfolio Segment [Member]
Loan Payments, Delinquency Period	90 days
Consumer Portfolio Segment [Member]
Loan Payments, Delinquency Period	90 days
Commercial Real Estate Portfolio Segment [Member]
Loan Payments, Delinquency Period	90 days
Commercial Portfolio Segment [Member]
Loan Payments, Delinquency Period	90 years
Derivative [Member]
Federal Home Loan Bank Stock, Activity Based Stock Investment Requirement, Percentage	4.50%
Overnight Federal Funds Rate Base [Member]
Federal Home Loan Bank Stock, Activity Based Stock Investment Requirement, Percentage	3.00%
Federal Home Loan Bank Borrowings Rate [Member]
Federal Home Loan Bank Stock, Activity Based Stock Investment Requirement, Percentage	4.00%

Note 3 - Investments in Avail48

Note 3 - Investments in Available-for-sale Securities (Details Textual) xbrli-pure in Thousands, $ in Thousands	12 Months Ended
	Dec. 31, 2017USD ($)	Dec. 31, 2016USD ($)
Proceeds from Sale of Available-for-sale Securities	$ 0	$ 1,992
Available-for-sale Securities, Gross Realized Gains		94
Number of Securities of Issuers that Exceed 10% of Stockholders' Equity	0
Available-for-sale Securities Pledged as Collateral	$ 28,800	13,600
Other than Temporary Impairment Losses, Investments, Portion Recognized in Earnings, Net, Available-for-sale Securities	$ 4	$ 3

Note 3 - Investments in Avail49

Note 3 - Investments in Available-for-sale Securities - Amortized Cost and Fair Value (Details) - USD ($) $ in Thousands	Dec. 31, 2017	Dec. 31, 2016
Available-for-sale Securities, Amortized Cost Basis	$ 52,218	$ 59,582
Available-for-sale Securities, Gross Unrealized Gains	172	244
Available-for-sale Securities, Gross Unrealized Losses	734	1,098
Available-for-sale securities	51,656	58,728
US Government Agencies Debt Securities [Member]
Available-for-sale Securities, Amortized Cost Basis	4,514	4,250
Available-for-sale Securities, Gross Unrealized Gains		7
Available-for-sale Securities, Gross Unrealized Losses	18	4
Available-for-sale securities	4,496	4,253
US States and Political Subdivisions Debt Securities [Member]
Available-for-sale Securities, Amortized Cost Basis	12,720	14,309
Available-for-sale Securities, Gross Unrealized Gains	146	184
Available-for-sale Securities, Gross Unrealized Losses	31	141
Available-for-sale securities	12,835	14,352
Collateralized Mortgage Backed Securities [Member]
Available-for-sale Securities, Amortized Cost Basis	34,123	40,050
Available-for-sale Securities, Gross Unrealized Gains	19	40
Available-for-sale Securities, Gross Unrealized Losses	678	950
Available-for-sale securities	33,464	39,140
Other Debt Obligations [Member]
Available-for-sale Securities, Amortized Cost Basis	861	973
Available-for-sale Securities, Gross Unrealized Gains	7	13
Available-for-sale Securities, Gross Unrealized Losses	7	3
Available-for-sale securities	$ 861	$ 983

Note 3 - Investments in Avail50

Note 3 - Investments in Available-for-sale Securities - Maturities of Securities (Details) - USD ($) $ in Thousands	Dec. 31, 2017	Dec. 31, 2016
Available-for-sale Securities, Due within one year, amortized cost	$ 2,750
Available-for-sale Securities, Due within one year, fair value	2,742
Available-for-sale Securities, Due after one year through five years, amortized cost	3,991
Available-for-sale Securities, Due after one year through five years, fair value	3,991
Available-for-sale Securities, Due after five years through ten years, amortized cost	8,052
Available-for-sale Securities, Due after five years through ten years, fair value	8,108
Available-for-sale Securities, Due after ten years, amortized cost	2,441
Available-for-sale Securities, Due after ten years, fair value	2,490
Available-for sale securities, amortized cost	52,218
Investments in available-for-sale securities at fair value	51,656	$ 58,728
Collateralized Mortgage Backed Securities [Member]
Available-for-sale Securities without single maturity date, amortized cost	34,123
Available-for-sale Securities without single maturity date, fair value	33,464
Investments in available-for-sale securities at fair value	33,464	39,140
Other Debt Obligations [Member]
Available-for-sale Securities without single maturity date, amortized cost	861
Available-for-sale Securities without single maturity date, fair value	861
Investments in available-for-sale securities at fair value	$ 861	$ 983

Note 3 - Investments in Avail51

Note 3 - Investments in Available-for-sale Securities - Securities in a Continuous Unrealized Loss Position (Details) $ in Thousands	Dec. 31, 2017USD ($)	Dec. 31, 2016USD ($)
Less than 12 Months, Fair Value	$ 11,462	$ 40,749
Less than 12 Months, Unrealized Losses	$ 55	$ 936
Less than 12 Months, Number of Holdings	37	77
12 Months or Longer, Fair Value	$ 28,840	$ 3,048
12 Months or Longer, Unrealized Losses	$ 679	$ 162
12 Months or Longer, Number of Holdings	64	11
Total Fair Value	$ 40,302	$ 43,797
Total Unrealized Losses	$ 734	$ 1,098
Number of Holdings	101	88
Temporarily Impaired Securities [Member]
Less than 12 Months, Fair Value	$ 11,462	$ 40,740
Less than 12 Months, Unrealized Losses	$ 55	$ 936
Less than 12 Months, Number of Holdings	37	76
12 Months or Longer, Fair Value	$ 28,717	$ 2,890
12 Months or Longer, Unrealized Losses	$ 653	$ 136
12 Months or Longer, Number of Holdings	61	8
Total Fair Value	$ 40,179	$ 43,630
Total Unrealized Losses	$ 708	$ 1,072
Number of Holdings	98	84
Temporarily Impaired Securities [Member] | US Government Agencies Debt Securities [Member]
Less than 12 Months, Fair Value	$ 3,252	$ 1,246
Less than 12 Months, Unrealized Losses	$ 12	$ 4
Less than 12 Months, Number of Holdings	6	2
12 Months or Longer, Fair Value	$ 1,244
12 Months or Longer, Unrealized Losses	$ 6
12 Months or Longer, Number of Holdings	2
Total Fair Value	$ 4,496	$ 1,246
Total Unrealized Losses	$ 18	$ 4
Number of Holdings	8	2
Temporarily Impaired Securities [Member] | Other Debt Obligations [Member]
Less than 12 Months, Fair Value	$ 694	$ 743
Less than 12 Months, Unrealized Losses	$ 7	$ 3
Less than 12 Months, Number of Holdings	1	1
12 Months or Longer, Fair Value
12 Months or Longer, Unrealized Losses
12 Months or Longer, Number of Holdings
Total Fair Value	$ 694	$ 743
Total Unrealized Losses	$ 7	$ 3
Number of Holdings	1	1
Temporarily Impaired Securities [Member] | US States and Political Subdivisions Debt Securities [Member]
Less than 12 Months, Fair Value	$ 1,761	$ 5,934
Less than 12 Months, Unrealized Losses	$ 1	$ 141
Less than 12 Months, Number of Holdings	4	14
12 Months or Longer, Fair Value	$ 1,493
12 Months or Longer, Unrealized Losses	$ 30
12 Months or Longer, Number of Holdings	3
Total Fair Value	$ 3,254	$ 5,934
Total Unrealized Losses	$ 31	$ 141
Number of Holdings	7	14
Temporarily Impaired Securities [Member] | Collateralized Mortgage Backed Securities [Member]
Less than 12 Months, Fair Value	$ 5,755	$ 32,817
Less than 12 Months, Unrealized Losses	$ 35	$ 788
Less than 12 Months, Number of Holdings	26	59
12 Months or Longer, Fair Value	$ 25,980	$ 2,890
12 Months or Longer, Unrealized Losses	$ 617	$ 136
12 Months or Longer, Number of Holdings	56	8
Total Fair Value	$ 31,735	$ 35,707
Total Unrealized Losses	$ 652	$ 924
Number of Holdings	82	67
Other than Temporarily Impaired Securities [Member] | Collateralized Mortgage Backed Securities [Member]
Less than 12 Months, Fair Value		$ 9
Less than 12 Months, Unrealized Losses
Less than 12 Months, Number of Holdings		1
12 Months or Longer, Fair Value	$ 123	$ 158
12 Months or Longer, Unrealized Losses	$ 26	$ 26
12 Months or Longer, Number of Holdings	3	3
Total Fair Value	$ 123	$ 167
Total Unrealized Losses	$ 26	$ 26
Number of Holdings	3	4

Note 3 - Investments in Avail52

Note 3 - Investments in Available-for-sale Securities - Other-than-temporary Impairment Losses on Debt Securities (Details) - USD ($) $ in Thousands		12 Months Ended
		Dec. 31, 2017	Dec. 31, 2016
Writedown of available-for-sale securities		$ 4	$ 3
Collateralized Mortgage Backed Securities [Member]
Total other-than-temporary impairment losses		30	29
Less: unrealized other-than-temporary impairment losses recognized in other comprehensive income/loss (1)	[1]	(26)	(26)
Writedown of available-for-sale securities	[2]	$ 4	$ 3
[1]	Represents the noncredit component of the other-than-temporary impairment on securities.
[2]	Represents the credit component of the other-than-temporary impairment on securities.

Note 3 - Investments in Avail53

Note 3 - Investments in Available-for-sale Securities - Credit Component Recognized in Earnings on Debt Securities (Details) - USD ($) $ in Thousands		12 Months Ended
		Dec. 31, 2017	Dec. 31, 2016
Writedown of available-for-sale securities		$ 4	$ 3
Collateralized Mortgage Backed Securities [Member]
Balance		47	44
Writedown of available-for-sale securities	[1]	4	3
Balance		$ 51	$ 47
[1]	Represents the credit component of the other-than-temporary impairment on securities.

Note 4 - Loans (Details Textual

Note 4 - Loans (Details Textual) $ in Thousands	12 Months Ended
	Dec. 31, 2017USD ($)	Dec. 31, 2016USD ($)
Loans and Leases Receivable, Gross	$ 395,095	$ 407,722
Percentage of Delinquent Loans Outstanding	0.22%	1.07%
Financing Receivable, Modifications, Number of Contracts	0
Loans and Leases Receivable, Impaired, Commitment to Lend	$ 0	$ 0
Gain (Loss) on Sale of Mortgage Loans	981	1,700
Mortgages [Member]
Principal Amount Outstanding on Loans Securitized or Asset-backed Financing Arrangement	351,000	303,400
Mortgage Servicing Rights [Member]
Servicing Asset at Amortized Cost	2,400	2,000
Servicing Asset at Fair Value, Amount	4,300	2,400
Servicing Asset at Amortized Cost, Additions	723	900
Servicing Asset at Amortized Cost, Amortization	573	756
Bank Servicing Fees	805	$ 650
Nonperforming Financial Instruments [Member] | Payments Temporarily Reduced [Member]
Financing Receivable, Modifications, Number of Contracts		1
Financing Receivable, Modifications, Recorded Investment		$ 179
Residential Home Equity and Consumer Portfolio Segments [Member]
Loans and Leases Receivable, Gross	208,900	229,900
Residential Home Equity and Consumer Portfolio Segments [Member] | Not Formally Rated [Member]
Loans and Leases Receivable, Gross	207,600	227,700
Home Equity Portfolio Segment [Member]
Loans and Leases Receivable, Gross	$ 49,095	48,876
Loan to Value Ratio	80.00%
Residential Portfolio Segment [Member]
Loans and Leases Receivable, Gross	$ 135,229	143,212
Mortgage Loans in Process of Foreclosure, Number of Loans	1
Real Estate Acquired Through Foreclosure	$ 192	0
Consumer Portfolio Segment [Member]
Loans and Leases Receivable, Gross	22,552	34,911
Mortgage Loans in Process of Foreclosure, Amount	$ 525	$ 1,600

Note 4 - Loans - Loans (Details

Note 4 - Loans - Loans (Details) - USD ($) $ in Thousands	Dec. 31, 2017	Dec. 31, 2016
Loans	$ 395,095	$ 407,722
Allowance for loan losses	(4,088)	(3,753)
Deferred costs, net	1,318	1,442
Loans, net	392,325	405,411
Residential Portfolio Segment [Member]
Loans	135,229	143,212
Commercial Real Estate Portfolio Segment [Member]
Loans	79,293	79,629
Municipal Real Estate Portfolio Segment [Member]
Loans	9,271	8,733
Residential Construction and Land Development Real Estate Portfolio Segment [Member]
Loans	2,003	2,932
Commercial Construction and Land Development Real Estate Portfolio Segment [Member]
Loans	22,475	15,960
Home Equity Portfolio Segment [Member]
Loans	49,095	48,876
Commercial Portfolio Segment [Member]
Loans	72,591	69,254
Municipal Non Real Estate Portfolio Segment [Member]
Loans	2,586	4,215
Consumer Portfolio Segment [Member]
Loans	$ 22,552	$ 34,911

Note 4 - Loans - Allowance for

Note 4 - Loans - Allowance for Loan Losses (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2017	Dec. 31, 2016	Dec. 31, 2017	Dec. 31, 2016
Beginning balance	$ 3,753	$ 3,028
Charge-offs	(323)	(194)
Recoveries	13	8
Provision (benefit)	645	911
Ending balance	4,088	3,753
Individually evaluated for impairment			$ 101	$ 1
Collectively evaluated for impairment			3,987	3,752
Total allowance for loan losses ending balance	3,753	3,753	4,088	3,753
Individually evaluated for impairment			1,057	1,787
Collectively evaluated for impairment			394,038	405,935
Total loans ending balance			395,095	407,722
Residential Portfolio Segment [Member]
Beginning balance	1,057	1,065
Charge-offs	(101)
Recoveries	0	1
Provision (benefit)	40	(9)
Ending balance	996	1,057
Individually evaluated for impairment
Collectively evaluated for impairment			996	1,057
Total allowance for loan losses ending balance	1,057	1,057	996	1,057
Individually evaluated for impairment
Collectively evaluated for impairment			135,229	143,212
Total loans ending balance			135,229	143,212
Commercial Real Estate Portfolio Segment [Member]
Beginning balance	1,044	706
Charge-offs	0	0
Recoveries
Provision (benefit)	143	338
Ending balance	1,187	1,044
Individually evaluated for impairment
Collectively evaluated for impairment			1,187	1,044
Total allowance for loan losses ending balance	1,044	1,044	1,187	1,044
Individually evaluated for impairment				1,150
Collectively evaluated for impairment			88,564	87,212
Total loans ending balance			88,564	88,362
Construction and Land Development Real Estate Portfolio Segment [Member]
Beginning balance	212	324
Charge-offs	0	0
Recoveries	0	0
Provision (benefit)	80	(112)
Ending balance	292	212
Individually evaluated for impairment
Collectively evaluated for impairment			292	212
Total allowance for loan losses ending balance	212	212	292	212
Individually evaluated for impairment				222
Collectively evaluated for impairment			24,478	18,670
Total loans ending balance			24,478	18,892
Home Equity Portfolio Segment [Member]
Beginning balance	346	331
Charge-offs	(99)	0
Recoveries
Provision (benefit)	134	15
Ending balance	381	346
Individually evaluated for impairment
Collectively evaluated for impairment			381	346
Total allowance for loan losses ending balance	346	346	381	346
Individually evaluated for impairment
Collectively evaluated for impairment			49,095	48,876
Total loans ending balance			49,095	48,876
Commercial Portfolio Segment [Member]
Beginning balance	824	398
Charge-offs	(82)	(179)
Recoveries	11	3
Provision (benefit)	326	602
Ending balance	1,079	824
Individually evaluated for impairment			101	1
Collectively evaluated for impairment			978	823
Total allowance for loan losses ending balance	824	824	1,079	824
Individually evaluated for impairment			1,057	415
Collectively evaluated for impairment			74,120	73,054
Total loans ending balance			75,177	73,469
Consumer Portfolio Segment [Member]
Beginning balance	249	157
Charge-offs	(41)	(15)
Recoveries	2	4
Provision (benefit)	(64)	103
Ending balance	146	249
Individually evaluated for impairment
Collectively evaluated for impairment			146	249
Total allowance for loan losses ending balance	249	249	146	249
Individually evaluated for impairment
Collectively evaluated for impairment			22,552	34,911
Total loans ending balance			22,552	34,911
Unallocated Financing Receivables [Member]
Beginning balance	21	47
Charge-offs	0	0
Recoveries	0	0
Provision (benefit)	(14)	(26)
Ending balance	7	21
Individually evaluated for impairment
Collectively evaluated for impairment			7	21
Total allowance for loan losses ending balance	$ 21	$ 21	7	21
Individually evaluated for impairment
Collectively evaluated for impairment
Total loans ending balance

Note 4 - Loans - Loans by Risk

Note 4 - Loans - Loans by Risk Rating (Details) - USD ($) $ in Thousands	Dec. 31, 2017	Dec. 31, 2016
Loans by risk rating	$ 395,095	$ 407,722
Pass [Member]
Loans by risk rating	171,577	167,477
Special Mention [Member]
Loans by risk rating	4,709	6,224
Substandard [Member]
Loans by risk rating	11,230	6,356
Not Formally Rated [Member]
Loans by risk rating	207,579	227,665
Residential Portfolio Segment [Member]
Loans by risk rating	135,229	143,212
Residential Portfolio Segment [Member] | Pass [Member]
Loans by risk rating	0	0
Residential Portfolio Segment [Member] | Special Mention [Member]
Loans by risk rating	0	0
Residential Portfolio Segment [Member] | Substandard [Member]
Loans by risk rating	1,164	1,947
Residential Portfolio Segment [Member] | Not Formally Rated [Member]
Loans by risk rating	134,065	141,265
Commercial Real Estate Portfolio Segment [Member]
Loans by risk rating	88,564	88,362
Commercial Real Estate Portfolio Segment [Member] | Pass [Member]
Loans by risk rating	78,096	79,800
Commercial Real Estate Portfolio Segment [Member] | Special Mention [Member]
Loans by risk rating	3,431	5,900
Commercial Real Estate Portfolio Segment [Member] | Substandard [Member]
Loans by risk rating	7,037	2,662
Commercial Real Estate Portfolio Segment [Member] | Not Formally Rated [Member]
Loans by risk rating		0
Construction and Land Development Real Estate Portfolio Segment [Member]
Loans by risk rating	24,478	18,892
Construction and Land Development Real Estate Portfolio Segment [Member] | Pass [Member]
Loans by risk rating	21,369	15,738
Construction and Land Development Real Estate Portfolio Segment [Member] | Special Mention [Member]
Loans by risk rating	1,106	0
Construction and Land Development Real Estate Portfolio Segment [Member] | Substandard [Member]
Loans by risk rating		222
Construction and Land Development Real Estate Portfolio Segment [Member] | Not Formally Rated [Member]
Loans by risk rating	2,003	2,932
Home Equity Portfolio Segment [Member]
Loans by risk rating	49,095	48,876
Home Equity Portfolio Segment [Member] | Pass [Member]
Loans by risk rating	0	0
Home Equity Portfolio Segment [Member] | Special Mention [Member]
Loans by risk rating	0	0
Home Equity Portfolio Segment [Member] | Substandard [Member]
Loans by risk rating	136	319
Home Equity Portfolio Segment [Member] | Not Formally Rated [Member]
Loans by risk rating	48,959	48,557
Commercial Portfolio Segment [Member]
Loans by risk rating	75,177	73,469
Commercial Portfolio Segment [Member] | Pass [Member]
Loans by risk rating	72,112	71,939
Commercial Portfolio Segment [Member] | Special Mention [Member]
Loans by risk rating	172	324
Commercial Portfolio Segment [Member] | Substandard [Member]
Loans by risk rating	2,893	1,206
Commercial Portfolio Segment [Member] | Not Formally Rated [Member]
Loans by risk rating		0
Consumer Portfolio Segment [Member]
Loans by risk rating	22,552	34,911
Consumer Portfolio Segment [Member] | Pass [Member]
Loans by risk rating	0	0
Consumer Portfolio Segment [Member] | Special Mention [Member]
Loans by risk rating	0	0
Consumer Portfolio Segment [Member] | Substandard [Member]
Loans by risk rating	0	0
Consumer Portfolio Segment [Member] | Not Formally Rated [Member]
Loans by risk rating	$ 22,552	$ 34,911

Note 4 - Loans - Age Analysis o

Note 4 - Loans - Age Analysis of Past Due Loans (Details) - USD ($) $ in Thousands	Dec. 31, 2017	Dec. 31, 2016
Past Due	$ 1,580	$ 5,250
Total Current	393,515	402,472
Loans	395,095	407,722
90 Days or More Past Due and Accruing		0
Nonaccrual Loans	1,499	4,052
Residential Portfolio Segment [Member]
Past Due	800	2,108
Total Current	134,429	141,104
Loans	135,229	143,212
90 Days or More Past Due and Accruing	0	0
Nonaccrual Loans	1,164	1,947
Commercial Real Estate Portfolio Segment [Member]
Past Due	383	1,150
Total Current	78,910	78,479
Loans	79,293	79,629
90 Days or More Past Due and Accruing	0	0
Nonaccrual Loans		1,150
Municipal Real Estate Portfolio Segment [Member]
Past Due	0	0
Total Current	9,271	8,733
Loans	9,271	8,733
90 Days or More Past Due and Accruing	0	0
Nonaccrual Loans	0	0
Construction and Land Development Real Estate Portfolio Segment [Member]
Past Due		222
Total Current	24,478	18,670
Loans	24,478	18,892
90 Days or More Past Due and Accruing
Nonaccrual Loans		222
Home Equity Portfolio Segment [Member]
Past Due		388
Total Current	49,095	48,488
Loans	49,095	48,876
90 Days or More Past Due and Accruing	0	0
Nonaccrual Loans	136	248
Commercial Portfolio Segment [Member]
Past Due	182	1,224
Total Current	72,409	68,030
Loans	72,591	69,254
90 Days or More Past Due and Accruing	0	0
Nonaccrual Loans	182	415
Municipal Non Real Estate Portfolio Segment [Member]
Past Due	0	0
Total Current	2,586	4,215
Loans	2,586	4,215
90 Days or More Past Due and Accruing	0	0
Nonaccrual Loans	0	0
Consumer Portfolio Segment [Member]
Past Due	215	158
Total Current	22,337	34,753
Loans	22,552	34,911
90 Days or More Past Due and Accruing	0	0
Nonaccrual Loans	17	70
Financing Receivables, 30 to 59 Days Past Due [Member]
Past Due	718	881
Financing Receivables, 30 to 59 Days Past Due [Member] | Residential Portfolio Segment [Member]
Past Due	143	0
Financing Receivables, 30 to 59 Days Past Due [Member] | Commercial Real Estate Portfolio Segment [Member]
Past Due	383	0
Financing Receivables, 30 to 59 Days Past Due [Member] | Municipal Real Estate Portfolio Segment [Member]
Past Due	0	0
Financing Receivables, 30 to 59 Days Past Due [Member] | Construction and Land Development Real Estate Portfolio Segment [Member]
Past Due
Financing Receivables, 30 to 59 Days Past Due [Member] | Home Equity Portfolio Segment [Member]
Past Due		0
Financing Receivables, 30 to 59 Days Past Due [Member] | Commercial Portfolio Segment [Member]
Past Due	0	767
Financing Receivables, 30 to 59 Days Past Due [Member] | Municipal Non Real Estate Portfolio Segment [Member]
Past Due	0	0
Financing Receivables, 30 to 59 Days Past Due [Member] | Consumer Portfolio Segment [Member]
Past Due	192	114
Financing Receivables, 60 to 89 Days Past Due [Member]
Past Due	138	601
Financing Receivables, 60 to 89 Days Past Due [Member] | Residential Portfolio Segment [Member]
Past Due	132	297
Financing Receivables, 60 to 89 Days Past Due [Member] | Commercial Real Estate Portfolio Segment [Member]
Past Due	0	0
Financing Receivables, 60 to 89 Days Past Due [Member] | Municipal Real Estate Portfolio Segment [Member]
Past Due	0	0
Financing Receivables, 60 to 89 Days Past Due [Member] | Construction and Land Development Real Estate Portfolio Segment [Member]
Past Due
Financing Receivables, 60 to 89 Days Past Due [Member] | Home Equity Portfolio Segment [Member]
Past Due		219
Financing Receivables, 60 to 89 Days Past Due [Member] | Commercial Portfolio Segment [Member]
Past Due	0	42
Financing Receivables, 60 to 89 Days Past Due [Member] | Municipal Non Real Estate Portfolio Segment [Member]
Past Due	0	0
Financing Receivables, 60 to 89 Days Past Due [Member] | Consumer Portfolio Segment [Member]
Past Due	6	43
Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Past Due	724	3,768
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Residential Portfolio Segment [Member]
Past Due	525	1,811
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Commercial Real Estate Portfolio Segment [Member]
Past Due		1,150
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Municipal Real Estate Portfolio Segment [Member]
Past Due	0	0
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Construction and Land Development Real Estate Portfolio Segment [Member]
Past Due		222
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Home Equity Portfolio Segment [Member]
Past Due		169
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Commercial Portfolio Segment [Member]
Past Due	182	415
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Municipal Non Real Estate Portfolio Segment [Member]
Past Due	0	0
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Consumer Portfolio Segment [Member]
Past Due	$ 17	$ 1

Note 4 - Loans - Impaired Loans

Note 4 - Loans - Impaired Loans (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2017	Dec. 31, 2016
Recorded investment with no allowance	$ 912	$ 1,506
Unpaid principal balance with no allowance	912	1,506
Average recorded investment with no allowance	1,644	3,386
Interest income recognized with no allowance	67	280
Recorded investment with an allowance	145	281
Unpaid principal balance with allowance	145	281
Related allowance	101	1
Average recorded investment with allowance	38	321
Interest income recognized with allowance	3
Recorded investment	1,057	1,787
Unpaid principal balance	1,057	1,787
Average recorded investment	1,682	3,707
Interest income recognized	70	280
Commercial Real Estate Portfolio Segment [Member]
Recorded investment with no allowance		1,150
Unpaid principal balance with no allowance		1,150
Average recorded investment with no allowance	951	3,029
Interest income recognized with no allowance	17	272
Related allowance	0	0
Recorded investment		1,150
Unpaid principal balance		1,150
Average recorded investment	951	3,029
Interest income recognized	17	272
Construction and Land Development Real Estate Portfolio Segment [Member]
Recorded investment with no allowance		222
Unpaid principal balance with no allowance		222
Average recorded investment with no allowance	137	222
Interest income recognized with no allowance	14	4
Related allowance	0	0
Recorded investment		222
Unpaid principal balance		222
Average recorded investment	137	222
Interest income recognized	14	4
Commercial Portfolio Segment [Member]
Recorded investment with no allowance	912	134
Unpaid principal balance with no allowance	912	134
Average recorded investment with no allowance	556	135
Interest income recognized with no allowance	36	4
Recorded investment with an allowance	145	281
Unpaid principal balance with allowance	145	281
Related allowance	101	1
Average recorded investment with allowance	38	321
Interest income recognized with allowance	3
Recorded investment	1,057	415
Unpaid principal balance	1,057	415
Average recorded investment	594	456
Interest income recognized	$ 39	$ 4

Note 4 - Loans - Mortgage Servi

Note 4 - Loans - Mortgage Servicing Rights (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2017	Dec. 31, 2016
Balance, beginning of year	$ 206	$ 20
Additions		274
Reductions	(206)	(88)
Balance, end of year		$ 206

Note 5 - Premises and Equipme61

Note 5 - Premises and Equipment (Details Textual) $ in Thousands	12 Months Ended
	Dec. 31, 2017USD ($)
Impairment of Long-Lived Assets Held-for-use	$ 55

Note 5 - Premises and Equipme62

Note 5 - Premises and Equipment - Summary of Premises and Equipment (Details) - USD ($) $ in Thousands	Dec. 31, 2017	Dec. 31, 2016
Premises and equipment, gross	$ 5,507	$ 5,128
Accumulated depreciation and amortization	(3,644)	(3,223)
Total premises and equipment	1,863	1,905
Leasehold Improvements [Member]
Premises and equipment, gross	1,829	1,716
Furniture and Fixtures [Member]
Premises and equipment, gross	$ 3,678	$ 3,412

Note 6 - Deposits (Details Text

Note 6 - Deposits (Details Textual) $ in Millions	12 Months Ended
	Dec. 31, 2017USD ($)	Dec. 31, 2016USD ($)
Time Deposits, at or Above FDIC Insurance Limit	$ 14.7	$ 15.7
Interest-bearing Domestic Deposit, Brokered	$ 1.9	$ 1.5
Number of Major Depositors	1	0
Customer Concentration Risk [Member] | Deposits [Member] | Minimum [Member]
Concentration Risk, Percentage	5.00%

Note 6 - Deposits - Scheduled M

Note 6 - Deposits - Scheduled Maturities (Details) $ in Thousands	Dec. 31, 2017USD ($)
2,018	$ 46,643
2,019	11,715
2,020	3,803
2,021	1,849
2022 and thereafter	2,504
Total	$ 66,514

Note 8 - Federal Home Loan Ba65

Note 8 - Federal Home Loan Bank Advances (Details Textual) - USD ($) $ in Thousands	1 Months Ended	12 Months Ended
	Jan. 31, 2017	Dec. 31, 2017	Dec. 31, 2016
Advances from Federal Home Loan Banks		$ 2,318	$ 54,058
Repayments of Federal Home Loan Bank Borrowings	$ 52,000
Federal Home Loan Bank, Advances, Maturities Summary, Due in Year Five		1,200
Federal Home Loan Bank, Advances, Maturities Summary, Due after Year Five		862
Federal Home Loan Bank, Advances, General Debt Obligations, Maximum Amount Available		1,500	1,500
Long-term Federal Home Loan Bank Advances		0	$ 0
Simsbury Bank and Trust Company [Member]
Federal Home Loan Bank, Advances, General Debt Obligations, Maximum Amount Available		106,000
Minimum [Member]
Federal Home Loan Bank, Advances, General Debt Obligations, Disclosures, Interest Rate at Period End			0.60%
Maximum [Member]
Federal Home Loan Bank, Advances, General Debt Obligations, Disclosures, Interest Rate at Period End			0.74%
Weighted Average [Member]
Federal Home Loan Bank, Advances, General Debt Obligations, Disclosures, Interest Rate at Period End			0.67%
Jobs for New England Borrowings [Member]
Advances from Federal Home Loan Banks		$ 2,300
Federal Home Loan Bank, Advances, General Debt Obligations, Disclosures, Interest Rate at Period End		0.00%
Jobs for New England Borrowings [Member] | Minimum [Member]
Federal Home Loan Bank, Advances, General Debt Obligations, Maturity Period		5 years
Jobs for New England Borrowings [Member] | Maximum [Member]
Federal Home Loan Bank, Advances, General Debt Obligations, Maturity Period		8 years

Note 9 - Subordinated Debentu66

Note 9 - Subordinated Debentures (Details Textual) - USD ($) $ in Thousands	Oct. 15, 2015	Dec. 31, 2017	Dec. 31, 2016
Series C Preferred Stock [Member]
Stock Redeemed or Called During Period, Shares	9,000
Subordinated Debt [Member]
Debt Instrument, Face Amount	$ 7,500
Proceeds from Debt, Net of Issuance Costs	7,200
Debt Issuance Costs, Net	$ 277	$ 219	$ 248
Debt Instrument, Interest Rate, Stated Percentage	6.75%
Debt Instrument, Rebate Rate	3.40%
Debt Instrument, Interest Rate, Effective Percentage	3.35%
Deferred Finance Costs, Amortization Period	10 years

Note 10 - Income Taxes (Details

Note 10 - Income Taxes (Details Textual) - USD ($)	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Effective Income Tax Rate Reconciliation, at Federal Statutory Income Tax Rate, Percent		34.00%	34.00%
Income Tax Expense (Benefit), Continuing Operations, Adjustment of Deferred Tax (Asset) Liability		$ 151,000
Deferred Tax Assets, Valuation Allowance		0	0
Operating Loss Carryforwards		0	0
Unrecognized Tax Benefits		$ 0	$ 0
Earliest Tax Year [Member] | Domestic Tax Authority [Member] | Internal Revenue Service (IRS) [Member]
Open Tax Year		2,014
Earliest Tax Year [Member] | State and Local Jurisdiction [Member]
Open Tax Year		2,014
Latest Tax Year [Member] | Domestic Tax Authority [Member] | Internal Revenue Service (IRS) [Member]
Open Tax Year		2,017
Latest Tax Year [Member] | State and Local Jurisdiction [Member]
Open Tax Year		2,017
Scenario, Forecast [Member]
Effective Income Tax Rate Reconciliation, at Federal Statutory Income Tax Rate, Percent	21.00%

Note 10 - Income Taxes - Compon

Note 10 - Income Taxes - Components of Income Tax Expense (Details) - USD ($)	12 Months Ended
	Dec. 31, 2017	Dec. 31, 2016
Federal	$ 722,000	$ 392,000
State	36,000	2,000
Current income tax expense	758,000	394,000
Federal	95,000	(117,000)
Federal- Revaluation of net deferred taxes due to a change in tax rate	151,000
Deferred income tax expense (benefit)	246,000	(117,000)
Total income tax expense	$ 1,004,000	$ 277,000

Note 10 - Income Taxes - Income

Note 10 - Income Taxes - Income Tax Reconciliation (Details)	12 Months Ended
	Dec. 31, 2017	Dec. 31, 2016
Federal income tax at statutory rates	34.00%	34.00%
Tax-exempt income	(10.90%)	(20.10%)
Tax rate change	4.50%
Other	2.30%	1.80%
Effective tax rates	29.90%	15.70%

Note 10 - Income Taxes - Deferr

Note 10 - Income Taxes - Deferred Tax Assets and Liabilities (Details) - USD ($) $ in Thousands	Dec. 31, 2017	Dec. 31, 2016
Deferred tax assets:
Allowance for loan losses	$ 816	$ 1,199
Deferred compensation	212	305
Write-down of securities	11	16
Restricted stock awards	10	27
Charitable contribution carryover	15	104
Alternative minimum tax carryforward	541	707
Net unrealized holding loss on available-for-sale securities	118	290
Other	103	120
Gross deferred tax assets	1,826	2,768
Deferred tax liabilities:
Depreciation	(273)	(469)
Deferred loan costs/fees	(274)	(490)
Mortgage servicing rights	(494)	(679)
Gross deferred tax liabilities	(1,041)	(1,638)
Net deferred tax asset (included in other assets)	$ 785	$ 1,130

Note 11 - Commitments and Con71

Note 11 - Commitments and Contingent Liabilities (Details Textual) - USD ($) $ in Thousands	Nov. 28, 2008	Dec. 31, 2017	Dec. 31, 2016
Operating Leases, Rent Expense, Net		$ 906	$ 1,010
Agreement with Data Processing Servicer [Member]
Lessee, Operating Lease, Term of Contract	5 years

Note 11 - Commitments and Con72

Note 11 - Commitments and Contingent Liabilities - Operating Leases, Minimum Rent Due (Details) $ in Thousands	Dec. 31, 2017USD ($)
2,018	$ 791
2,019	726
2,020	656
2,021	460
2,022	410
Thereafter	1,172
Total	$ 4,215

Note 12 - Fair Value Measurem73

Note 12 - Fair Value Measurements (Details Textual) - USD ($) $ in Thousands	Dec. 31, 2017	Dec. 31, 2016
Liabilities, Fair Value Disclosure, Nonrecurring		$ 0
Assets, Fair Value Disclosure, Nonrecurring	$ 192	$ 0

Note 12 - Fair Value Measurem74

Note 12 - Fair Value Measurements - Assets Measured at Fair Value on a Recurring Basis (Details) - USD ($) $ in Thousands	Dec. 31, 2017	Dec. 31, 2016
Available-for-sale securities	$ 51,656	$ 58,728
US Government Agencies Debt Securities [Member]
Available-for-sale securities	4,496	4,253
US States and Political Subdivisions Debt Securities [Member]
Available-for-sale securities	12,835	14,352
Collateralized Mortgage Backed Securities [Member]
Available-for-sale securities	33,464	39,140
Other Debt Obligations [Member]
Available-for-sale securities	861	983
Fair Value, Measurements, Recurring [Member]
Available-for-sale securities		58,728
Mortgage banking derivative assets	47
Total assets	51,703
Mortgage banking derviative liabilities	52
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Available-for-sale securities
Mortgage banking derivative assets
Total assets
Mortgage banking derviative liabilities
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Available-for-sale securities		58,728
Mortgage banking derivative assets
Total assets	51,656
Mortgage banking derviative liabilities
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Available-for-sale securities
Mortgage banking derivative assets	47
Total assets
Mortgage banking derviative liabilities	52
Fair Value, Measurements, Recurring [Member] | US Government Agencies Debt Securities [Member]
Available-for-sale securities	4,496	4,253
Fair Value, Measurements, Recurring [Member] | US Government Agencies Debt Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Available-for-sale securities
Fair Value, Measurements, Recurring [Member] | US Government Agencies Debt Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Available-for-sale securities	4,496	4,253
Fair Value, Measurements, Recurring [Member] | US Government Agencies Debt Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Available-for-sale securities
Fair Value, Measurements, Recurring [Member] | US States and Political Subdivisions Debt Securities [Member]
Available-for-sale securities	12,835	14,352
Fair Value, Measurements, Recurring [Member] | US States and Political Subdivisions Debt Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Available-for-sale securities
Fair Value, Measurements, Recurring [Member] | US States and Political Subdivisions Debt Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Available-for-sale securities	12,835	14,352
Fair Value, Measurements, Recurring [Member] | US States and Political Subdivisions Debt Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Available-for-sale securities
Fair Value, Measurements, Recurring [Member] | Collateralized Mortgage Backed Securities [Member]
Available-for-sale securities	33,464	39,140
Fair Value, Measurements, Recurring [Member] | Collateralized Mortgage Backed Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Available-for-sale securities
Fair Value, Measurements, Recurring [Member] | Collateralized Mortgage Backed Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Available-for-sale securities	33,464	39,140
Fair Value, Measurements, Recurring [Member] | Collateralized Mortgage Backed Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Available-for-sale securities
Fair Value, Measurements, Recurring [Member] | Other Debt Obligations [Member]
Available-for-sale securities	861	983
Fair Value, Measurements, Recurring [Member] | Other Debt Obligations [Member] | Fair Value, Inputs, Level 1 [Member]
Available-for-sale securities
Fair Value, Measurements, Recurring [Member] | Other Debt Obligations [Member] | Fair Value, Inputs, Level 2 [Member]
Available-for-sale securities	861	983
Fair Value, Measurements, Recurring [Member] | Other Debt Obligations [Member] | Fair Value, Inputs, Level 3 [Member]
Available-for-sale securities

Note 12 - Fair Value Measurem75

Note 12 - Fair Value Measurements - Assets Measured at Fair Value on a Nonrecurring Basis (Details) - USD ($) $ in Thousands	Dec. 31, 2017	Dec. 31, 2016
Assets, fair value, nonrecurring	$ 192	$ 0
Fair Value, Inputs, Level 1 [Member]
Assets, fair value, nonrecurring
Fair Value, Inputs, Level 2 [Member]
Assets, fair value, nonrecurring
Fair Value, Inputs, Level 3 [Member]
Assets, fair value, nonrecurring	192
Other Real Estate Owned [Member]
Assets, fair value, nonrecurring	192
Other Real Estate Owned [Member] | Fair Value, Inputs, Level 1 [Member]
Assets, fair value, nonrecurring
Other Real Estate Owned [Member] | Fair Value, Inputs, Level 2 [Member]
Assets, fair value, nonrecurring
Other Real Estate Owned [Member] | Fair Value, Inputs, Level 3 [Member]
Assets, fair value, nonrecurring	$ 192

Note 12 - Fair Value Measurem76

Note 12 - Fair Value Measurements - Financial Instruments (Details) - USD ($) $ in Thousands	Dec. 31, 2017	Dec. 31, 2016
Financial assets:
Available-for-sale securities	$ 51,656	$ 58,728
Reported Value Measurement [Member]
Financial assets:
Cash and cash equivalents	13,066	21,007
Certificates of deposit	1,250	1,250
Available-for-sale securities	51,656	58,728
Federal Home Loan Bank stock	903	2,896
Loans held-for-sale	2,259	2,801
Loans, net	392,325	405,411
Servicing Asset at Fair Value, Amount	2,352	1,996
Accrued interest receivable	1,402	1,301
Bank-owned life insurance	9,370	9,130
Mortgage banking derivative assets	47
Financial liabilities:
Deposits	457,400	413,764
Securities sold under agreements to repurchase	2,449	2,694
Federal Home Loan Bank advances	2,318	54,058
Long-term subordinated debt	7,281	7,252
Mortgage banking derviative liabilities	52
Estimate of Fair Value Measurement [Member]
Financial assets:
Cash and cash equivalents	13,066	21,007
Certificates of deposit	1,250	1,250
Available-for-sale securities	51,656	58,728
Federal Home Loan Bank stock	903	2,896
Loans held-for-sale	2,292	2,818
Loans, net	387,225	401,008
Servicing Asset at Fair Value, Amount	4,257	2,432
Accrued interest receivable	1,402	1,301
Bank-owned life insurance	9,370	9,130
Mortgage banking derivative assets	47
Financial liabilities:
Deposits	456,928	413,680
Securities sold under agreements to repurchase	2,449	2,694
Federal Home Loan Bank advances	2,022	53,767
Long-term subordinated debt	7,222	7,268
Mortgage banking derviative liabilities	52
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member]
Financial assets:
Cash and cash equivalents	13,066	21,007
Certificates of deposit	1,250	1,250
Available-for-sale securities	0	0
Federal Home Loan Bank stock	0	0
Loans held-for-sale	0	0
Loans, net	0	0
Servicing Asset at Fair Value, Amount		0
Accrued interest receivable	1,402	1,301
Bank-owned life insurance	0	0
Mortgage banking derivative assets
Financial liabilities:
Deposits	390,886	347,176
Securities sold under agreements to repurchase	0	0
Federal Home Loan Bank advances	0	0
Long-term subordinated debt	0	0
Mortgage banking derviative liabilities
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member]
Financial assets:
Cash and cash equivalents	0	0
Certificates of deposit	0	0
Available-for-sale securities	51,656	58,728
Federal Home Loan Bank stock	903	2,896
Loans held-for-sale	0	0
Loans, net	0	0
Servicing Asset at Fair Value, Amount		0
Accrued interest receivable	0	0
Bank-owned life insurance	9,370	9,130
Mortgage banking derivative assets
Financial liabilities:
Deposits	66,042	66,504
Securities sold under agreements to repurchase	2,449	2,694
Federal Home Loan Bank advances	2,022	53,767
Long-term subordinated debt	7,222	7,268
Mortgage banking derviative liabilities
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member]
Financial assets:
Cash and cash equivalents	0	0
Certificates of deposit	0	0
Available-for-sale securities	0	0
Federal Home Loan Bank stock	0	0
Loans held-for-sale	2,292	2,818
Loans, net	387,225	401,008
Servicing Asset at Fair Value, Amount	4,257	2,432
Accrued interest receivable	0	0
Bank-owned life insurance	0	0
Mortgage banking derivative assets	47
Financial liabilities:
Deposits		0
Securities sold under agreements to repurchase	0	0
Federal Home Loan Bank advances	0	0
Long-term subordinated debt	0	$ 0
Mortgage banking derviative liabilities	$ 52

Note 13 - Financial Instrumen77

Note 13 - Financial Instruments With Off-balance Sheet Risk (Details Textual) - USD ($) $ in Millions	Dec. 31, 2017	Dec. 31, 2016
Credit Derivative, Maximum Exposure, Undiscounted	$ 5.1	$ 4.3
Derivative Loan Commitments [Member]
Derivative, Notional Amount	2	2.6
Forward Loan Sale Commitments [Member]
Derivative, Notional Amount	$ 10.4	$ 14.2

Note 13 - Financial Instrumen78

Note 13 - Financial Instruments With Off-balance Sheet Risk - Financial Instrument Liabilities (Details) - Derivative Financial Instruments, Liabilities [Member] - USD ($) $ in Thousands	Dec. 31, 2017	Dec. 31, 2016
Derivative liability, notional amount	$ 149,194	$ 129,214
Loan Origination Commitments [Member]
Derivative liability, notional amount	13,854	20,090
Standby Letters of Credit [Member]
Derivative liability, notional amount	5,076	4,281
Construction Loans [Member]
Derivative liability, notional amount	25,388	13,580
Commercial Loan [Member]
Derivative liability, notional amount	38,276	32,640
Consumer Loan [Member]
Derivative liability, notional amount	4,875	588
Home Equity Line of Credit [Member]
Derivative liability, notional amount	$ 61,725	$ 58,035

Note 14 - Related Party Trans79

Note 14 - Related Party Transactions (Details Textual) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2017	Dec. 31, 2016
Loans and Leases Receivable, Related Parties	$ 1,300	$ 1,300
Loans and Leases Receivable, Related Parties, Proceeds	67	4,600
Loans and Leases Receivable, Related Parties, Additions	10	1,300
Related Party Deposit Liabilities	8,100	6,400
Related Party Transaction, Amounts of Transaction	87	82
Related Party Transaction, Expenses from Transactions with Related Party	60	60
Another Financial Institution [Member]
Loans and Leases Receivable, Related Parties	$ 146	$ 148

Note 16 - Other Comprehensive80

Note 16 - Other Comprehensive Income (Loss) (Details Textual) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2017	Dec. 31, 2016
Other Comprehensive (Income) Loss, Reclassification Adjustment from AOCI for Write-down of Securities, Tax	$ (1)	$ 31

Note 16 - Other Comprehensive81

Note 16 - Other Comprehensive Income (Loss) - Activity in Other Comprehensive Income (Details) - USD ($) $ in Thousands		12 Months Ended
		Dec. 31, 2017	Dec. 31, 2016
Net change in unrealized holding loss on securities available-for-sale		$ 288	$ (476)
Reclassification adjustment for realized losses (gains) and writedowns in net income (1)	[1]	4	(91)
Other comprehensive income (loss), before tax		292	(567)
Income tax (expense) benefit		(100)	193
Other comprehensive income (loss), net of tax		$ 192	$ (374)
[1]	Reclassification adjustments include realized securities gains and losses and writedowns of securities. The gains and losses have been reclassified out of other comprehensive income (loss) and affect certain captions in the consolidated statements of income as follows: the pre-tax amount is reflected in gain on sales of available-for-sale securities, net and writedown of available-for-sale securities; the tax effect of ($1) thousand and $31 thousand for the years ended December 31, 2017 and 2016, respectively, is included in income tax provision; and the after tax amount is included in net income.

Note 17 - Regulatory Matters (D

Note 17 - Regulatory Matters (Details Textual) - USD ($) $ in Millions	Dec. 31, 2017	Dec. 31, 2016	Jan. 01, 2015	Dec. 31, 2014
Common Equity Tier One Risk Based Capital Required for Capital Adequacy to Risk Weighted Assets	4.50%	4.50%	4.50%
Tier One Risk Based Capital Required for Capital Adequacy to Risk Weighted Assets	6.00%	6.00%	6.00%	4.00%
Capital Required for Capital Adequacy to Risk Weighted Assets	8.00%	8.00%	8.00%
Tier One Leverage Capital Required for Capital Adequacy to Average Assets	4.00%	4.00%	4.00%
Common Equity Tier One Risk Based Capital Required to Be Well Capitalized to Risk Weighted Assets	6.50%	6.50%	6.50%
Tier One Risk Based Capital Required to be Well Capitalized to Risk Weighted Assets	8.00%	8.00%	8.00%	6.00%
Capital Required to be Well Capitalized to Risk Weighted Assets	10.00%	10.00%	10.00%
Tier One Leverage Capital Required to be Well Capitalized to Average Assets	5.00%	5.00%	5.00%
Tier One Risk Based Common Equity Capital to Risk Weighted Assets Buffer for Year Two			0.625%
Tier One Risk Based Common Equity Capital to Risk Weighted Assets Buffer for Each Year			0.625%
Tier One Risk Based Common Equity Capital to Risk Weighted Assets Buffer for Year Five			2.50%
Capital Conservation Buffer	1.25%
Statutory Accounting Practices, Statutory Amount Available for Dividend Payments without Regulatory Approval	$ 3.9

Note 17 - Regulatory Matters -

Note 17 - Regulatory Matters - Actual and Required Capital Amounts and Ratios (Details) - USD ($) $ in Thousands	Dec. 31, 2017	Dec. 31, 2016	Jan. 01, 2015	Dec. 31, 2014
Total Capital (to Risk Weighted Assets), actual, amount	$ 43,148	$ 41,045
Total Capital (to Risk Weighted Assets), actual, ratio	12.03%	11.72%
Total Capital (to Risk Weighted Assets), for capital adequacy purposes, amount	$ 28,701	$ 28,022
Total Capital (to Risk Weighted Assets), for capital adequacy purposes, ratio	8.00%	8.00%	8.00%
Total Capital (to Risk Weighted Assets), to be well capitalized, amount	$ 35,876	$ 35,027
Total Capital (to Risk Weighted Assets), to be well capitalized, ratio	10.00%	10.00%	10.00%
Tier 1 Capital (to Risk Weighted Assets), actual, amount	$ 39,060	$ 37,292
Tier 1 Capital (to Risk Weighted Assets), actual, ratio	10.89%	10.65%
Tier 1 Capital (to Risk Weighted Assets), for capital adequacy purposes, amount	$ 21,525	$ 21,016
Tier 1 Capital (to Risk Weighted Assets), for capital adequacy purposes, ratio	6.00%	6.00%	6.00%	4.00%
Tier 1 Capital (to Risk Weighted Assets), to be well capitalized, amount	$ 28,701	$ 28,022
Tier 1 Capital (to Risk Weighted Assets), to be well capitalized, ratio	8.00%	8.00%	8.00%	6.00%
Common Equity Tier 1 capital (to Risk Weighted Assets), actual, amount	$ 39,060	$ 37,292
Common Equity Tier 1 capital (to Risk Weighted Assets), actual, ratio	10.89%	10.65%
Common Equity Tier 1 capital (to Risk Weighted Assets), for capital adequacy purposes, amount	$ 16,144	$ 15,762
Common Equity Tier 1 capital (to Risk Weighted Assets), for capital adequacy purposes, ratio	4.50%	4.50%	4.50%
Common Equity Tier 1 capital (to Risk Weighted Assets), to be well capitalized, amount	$ 23,319	$ 22,768
Common Equity Tier 1 capital (to Risk Weighted Assets), to be well capitalized, ratio	6.50%	6.50%	6.50%
Tier 1 Capital (to Average Assets), actual, amount	$ 39,060	$ 37,292
Tier 1 Capital (to Average Assets), actual, ratio	7.79%	7.46%
Tier 1 Capital (to Average Assets), for capital adequacy purposes, amount	$ 20,045	$ 19,994
Tier 1 Capital (to Average Assets), for capital adequacy purposes, ratio	4.00%	4.00%	4.00%
Tier 1 Capital (to Average Assets), to be well capitalized, amount	$ 25,056	$ 24,993
Tier 1 Capital (to Average Assets), to be well capitalized, ratio	5.00%	5.00%	5.00%

Note 18 - Employee Benefits (De

Note 18 - Employee Benefits (Details Textual) - USD ($) $ in Thousands	1 Months Ended	12 Months Ended
	Jan. 31, 2017	Dec. 31, 2017	Dec. 31, 2016
Defined Contribution Plan, Employee Eligibility Age		21 years
Defined Contribution Plan, Vesting Period		90 days
Defined Contribution Plan, Cost		$ 127	$ 136
Liability, Defined Benefit Plan		1,000	897
Defined Benefit Plan, Net Periodic Benefit Cost (Credit)		151	130
Defined Benefit Plan, Benefit Obligation, Benefits Paid		$ 37	$ 37
One Executive Officer [Member]
Supplemental Employee Retirement Plan, Annual Benefit Payment	$ 30
Supplemental Employee Retirement Plan, Commencement of Annual Benefit Payment, Period After Normal Retirement Age	15 years
Supplemental Employee Retirement Plan, Normal Retirement Age	65 years

Note 19 - Stock Based Compens85

Note 19 - Stock Based Compensation Plans (Details Textual) - USD ($)	12 Months Ended
	Dec. 31, 2017	Dec. 31, 2016	Mar. 17, 2009	Dec. 31, 1998
Option Exercise Price as Percentage of FairValue of Common Stock	100.00%
Share-based Compensation	$ 145,000	$ 151,000
Employee Service Share-based Compensation, Nonvested Awards, Compensation Cost Not yet Recognized, Period for Recognition	1 year
Share-based Compensation Arrangement by Share-based Payment Award, Options, Grants in Period, Gross	0	0
Employee Service Share-based Compensation, Nonvested Awards, Compensation Not yet Recognized, Stock Options	$ 6,000
Share-based Compensation Arrangement by Share-based Payment Award, Options, Vested, Number of Shares	4,500
Share-based Compensation Arrangement by Share-based Payment Award, Options, Nonvested, Number of Shares	6,500
Employee Stock Option [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Fair Value Assumptions, Expected Term	10 years
Allocated Share-based Compensation Expense	$ 9,000	$ 19,000
Restricted Stock [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period	8,482	10,826
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Granted in Period Fair Value	$ 263,000	$ 231,000
Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Period	3 years
Share-based Compensation	$ 136,000	132,000
Employee Service Share-based Compensation, Tax Benefit from Compensation Expense	46,000	45,000
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Vested in Period, Fair Value	183,000	$ 151,000
Employee Service Share-based Compensation, Nonvested Awards, Compensation Not yet Recognized, Share-based Awards Other than Options	$ 420
Employee Service Share-based Compensation, Nonvested Awards, Compensation Cost Not yet Recognized, Period for Recognition		1 year 182 days
1998 Stock Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Authorized				142,000
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Available for Grant			0
2011 Stock Award and Option Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Authorized	100,000

Note 19 - Stock Based Compens86

Note 19 - Stock Based Compensation Plans - Restricted Stock Activity (Details) - Restricted Stock [Member] - $ / shares	12 Months Ended
	Dec. 31, 2017	Dec. 31, 2016
Non-vested restricted stock awards at beginning of year (in shares)	16,306	12,083
Non-vested restricted stock awards at beginning of year, weighted-average price (in dollars per share)	$ 21.42	$ 21.92
Restricted shares granted (in shares)	8,482	10,826
Restricted shares granted, weighted-average price (in dollars per share)	$ 29.96	$ 21.37
Shares vested (in shares)	(6,668)	(5,953)
Shares vested, weighted-average price (in dollars per share)	$ 21.44	$ 22.33
Shares forfeited (in shares)		(650)
Shares forfeited, weighted-average price (in dollars per share)		$ 21.52
Non-vested restricted stock awards at end of year (in shares)	18,120	16,306
Non-vested restricted stock awards at end of year, weighted-average price (in dollars per share)	$ 25.41	$ 21.42

Note 19 - Stock Based Compens87

Note 19 - Stock Based Compensation Plans - Stock Option Activity (Details) - $ / shares	12 Months Ended
	Dec. 31, 2017	Dec. 31, 2016
Outstanding at beginning of year (in shares)	20,000	20,000
Outstanding at beginning of year, weighted-average exercise price (in dollars per share)	$ 30	$ 30
Share-based Compensation Arrangement by Share-based Payment Award, Options, Grants in Period, Gross	0	0
Granted, weighted-average exercise price (in dollars per share)
Forfeited (in shares)
Forfeited, weighted-average exercise price (in dollars per share)
Outstanding at end of year (in shares)	20,000	20,000
Outstanding at end of year, weighted-average exercise price (in dollars per share)	$ 30	$ 30
Options exercisable at year-end (in shares)	13,500	9,000
Options exercisable at year-end, weighted-average exercise price (in dollars per share)	$ 30	$ 30
Weighted average remaining contractual life (Year)	8 years	9 years

Note 20 - Earnings Per Share (D

Note 20 - Earnings Per Share (Details Textual) - shares	12 Months Ended
	Dec. 31, 2017	Dec. 31, 2016
Antidilutive Securities Excluded from Computation of Earnings Per Share, Amount	20,000	20,000

Note 20 - Earnings Per Share -

Note 20 - Earnings Per Share - Computation of EPS on Both Basic and Diluted Basis (Details) - USD ($) $ / shares in Units, $ in Thousands	12 Months Ended
	Dec. 31, 2017	Dec. 31, 2016
Net income	$ 2,354	$ 1,492
Net income available to common stockholders	$ 2,354	$ 1,492
Weighted average shares outstanding, basic (in shares)	1,359,222	1,350,725
Earnings per common share (in dollars per share)	$ 1.73	$ 1.10
Dilutive potential shares (in shares)	9,013	8,540
Weighted average shares outstanding, assuming dilution (in shares)	1,368,235	1,359,265
Earnings per common share, assuming dilution (in dollars per share)	$ 1.72	$ 1.10

Note 23 - Subsequent Events (De

Note 23 - Subsequent Events (Details Textual) - Subsequent Event [Member] - $ / shares	Mar. 26, 2018	Feb. 28, 2018
Common Stock, Dividends, Per Share, Declared		$ 0.15
Dividends Payable, Date Declared		Feb. 28, 2018
Common Stock, Dividends, Per Share, Cash Paid	$ 0.15
Dividends Payable, Date to be Paid		Mar. 26, 2018
Dividends Payable, Date of Record		Mar. 12, 2018

Note 24 - Parent Company Info91

Note 24 - Parent Company Information - Condensed Balance Sheets (Details) - USD ($) $ in Thousands	Dec. 31, 2017	Dec. 31, 2016	Dec. 31, 2015
Cash and due from banks	$ 13,066	$ 10,976
Total assets	504,025	509,999
Long-term subordinated debt	7,281	7,252
Other liabilities	2,358	1,944
Total liabilities	471,806	479,712
Total stockholders' equity	32,219	30,287	$ 29,742
Total liabilities and stockholders' equity	504,025	509,999
Parent Company [Member]
Cash and due from banks	55	71
Investment in subsidiary	38,623	36,729
Due from subsidiary		164
Other assets	862	581
Total assets	39,540	37,545
Long-term subordinated debt	7,281	7,252
Other liabilities	40	6
Total liabilities	7,321	7,258
Total stockholders' equity	32,219	30,287
Total liabilities and stockholders' equity	$ 39,540	$ 37,545

Note 24 - Parent Company Info92

Note 24 - Parent Company Information - Condensed Statements of Income (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2017	Dec. 31, 2016
Salaries and employee benefits	$ 7,017	$ 7,499
Professional fees	716	479
Directors’ fees	236	216
Correspondent charges	316	314
Income before income taxes	3,358	1,769
Income tax benefit	(1,004)	(277)
Net income	2,354	1,492
Parent Company [Member]
Dividend income from operating subsidiary	1,300	950
Total operating income	1,300	950
Interest on long-term debt	542	515
Salaries and employee benefits	123	127
Professional fees	120	14
Directors’ fees	22	24
Correspondent charges	63	70
Other expense	38	18
Total operating expense	908	768
Income before income taxes	392	182
Income tax benefit	260	253
Equity in undistributed earnings of subsidiary	1,702	1,057
Net income	$ 2,354	$ 1,492

Note 24 - Parent Company Info93

Note 24 - Parent Company Information - Condensed Statements of Cash Flows (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2017	Dec. 31, 2016
Net income	$ 2,354	$ 1,492
Stock-based compensation	145	151
Net cash provided by operating activities	4,886	2,195
Net cash provided by (used in) investing activities	20,707	(73,806)
Proceeds from issuance of common stock	29	39
Decrease in subordinated debt issuance fees		(7)
Dividends paid - common stock	(788)	(763)
Net cash (used in) provided by financing activities	(9,108)	63,728
Net decrease in cash and cash equivalents	16,485	(7,883)
Parent Company [Member]
Net income	2,354	1,492
Equity in undistributed earnings of subsidiary companies	(1,702)	(1,057)
Stock-based compensation	145	151
Other, net	(82)	(370)
Amortization of long-term debt issuance costs	29	29
Net cash provided by operating activities	744	245
Investment in operating subsidiary
Net cash provided by (used in) investing activities
Proceeds from issuance of common stock	28	39
Decrease in subordinated debt issuance fees		(7)
Dividends paid - common stock	(788)	(763)
Net cash (used in) provided by financing activities	(760)	(731)
Net decrease in cash and cash equivalents	(16)	(486)
Cash and cash equivalents at beginning of year	71	557
Cash and cash equivalents at end of year	$ 55	$ 71