Northeast Community Bancorp 10-Q15 May 142014 Q1 Quarterly reportFinancial data

Company Profile

Document_and_Entity_Informatio

Document and Entity Information	3 Months Ended
Document and Entity Information	Mar. 31, 2014	7-May-14
Document and Entity Information [Abstract]	'	'
Document Type	'10-Q	'
Amendment Flag	'false	'
Document Period End Date	31-Mar-14	'
Document Fiscal Year Focus	'2014	'
Document Fiscal Period Focus	'Q1	'
Entity Registrant Name	'NORTHEAST COMMUNITY BANCORP INC	'
Entity Central Index Key	'0001354772	'
Current Fiscal Year End Date	'--12-31	'
Entity Filer Category	'Smaller Reporting Company	'
Entity Common Stock, Shares Outstanding	'	12,102,715
Entity Current Reporting Status	'Yes	'
Entity Voluntary Filers	'No	'
Entity Well-known Seasoned Issuer	'No	'

Consolidated_Statements_of_Fin

Consolidated Statements of Financial Condition (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified	Mar. 31, 2014	Dec. 31, 2013
ASSETS	'	'
Cash and amounts due from depository institutions	$2,774	$3,794
Interest-bearing deposits	22,542	27,737
Cash and cash equivalents	25,316	31,531
Certificates of deposit	2,142	2,142
Securities available-for-sale	107	113
Securities held-to-maturity (fair value of $8,243 and $8,739, respectively)	7,963	8,444
Loans receivable, net of allowance for loan losses of $4,205 and $4,015, respectively	382,362	367,825
Premises and equipment, net	12,102	12,234
Federal Home Loan Bank of New York stock, at cost	1,594	1,594
Bank owned life insurance	20,643	20,490
Accrued interest receivable	1,438	1,267
Goodwill	749	749
Intangible assets	329	345
Other real estate owned	3,996	3,985
Other assets	5,346	7,506
Total Assets	464,087	458,225
Liabilities	'	'
Deposits: Non-interest bearing	22,083	28,310
Deposits: Interest-bearing	309,396	296,899
Total deposits	331,479	325,209
Advance payments by borrowers for taxes and insurance	4,471	3,987
Federal Home Loan Bank advances	21,000	21,000
Accounts payable and accrued expenses	3,674	3,861
Total Liabilities	360,624	354,057
Stockholders' equity:	'	'
Preferred stock, $0.01 par value; 1,000,000 shares authorized, none issued	0	0
Common stock, $0.01 par value; 19,000,000 shares authorized; 13,225,000 shares issued; outstanding: 12,452,552 and 12,566,952 shares, respectively	132	132
Additional paid-in capital	57,065	57,083
Unearned Employee Stock Ownership Plan ("ESOP") shares	-3,046	-3,111
Retained earnings	54,497	54,428
Treasury stock - at cost, 772,448 and 658,048 shares, respectively	-5,124	-4,291
Accumulated other comprehensive loss	-61	-73
Total Stockholders' Equity	103,463	104,168
Total Liabilities and Stockholders' Equity	$464,087	$458,225

Consolidated_Statements_of_Fin1

Consolidated Statements of Financial Condition (Parenthetical) (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, except Share data, unless otherwise specified	Mar. 31, 2014	Dec. 31, 2013
Consolidated Statements of Financial Condition [Abstract]	'	'
Held-to-maturity Securities, Fair Value	$8,243	$8,739
Loans and Leases Receivable, Allowance for Loan Losses	$4,205	$4,015
Preferred Stock, Par or Stated Value Per Share	$0.01	$0.01
Preferred Stock, Shares Authorized	1,000,000	1,000,000
Preferred Stock, Shares Issued	0	0
Common Stock, Par or Stated Value Per Share	$0.01	$0.01
Common Stock, Shares Authorized	19,000,000	19,000,000
Common Stock, Shares, Issued	13,225,000	13,225,000
Common Stock, Shares, Outstanding	12,452,552	12,566,952
Treasury Stock, Shares	772,448	658,048

Consolidated_Statements_of_Inc

Consolidated Statements of Income (USD $)	3 Months Ended
In Thousands, except Per Share data, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013
INTEREST INCOME:	'	'
Loans	$4,691	$4,646
Interest-earning deposits	4	3
Securities - taxable	73	99
Total Interest Income	4,768	4,748
INTEREST EXPENSE:	'	'
Deposits	754	728
Borrowings	65	101
Total Interest Expense	819	829
Net Interest Income	3,949	3,919
PROVISION FOR LOAN LOSSES	'	60
Net Interest Income after Provision for Loan Losses	3,949	3,859
NON-INTEREST INCOME:	'	'
Other loan fees and service charges	106	219
Earnings on bank owned life insurance	153	157
Investment advisory fees	203	177
Other	5	5
Total Non-Interest Income	467	558
NON-INTEREST EXPENSES:	'	'
Salaries and employee benefits	2,258	2,346
Occupancy expense	421	394
Equipment	159	181
Outside data processing	254	276
Advertising	11	10
Other real estate owned expense	75	86
FDIC insurance premiums	127	30
Other	839	868
Total Non-Interest Expenses	4,144	4,191
Income before Provision for Income Taxes	272	226
PROVISION FOR INCOME TAXES	57	19
Net Income	$215	$207
Net Income per Common Share - Basic	$0.02	$0.02
Weighted Average Number of Common Shares Outstanding - Basic	12,197	12,311
Dividends Declared per Common Share	$0.03	$0.03

Consolidated_Statements_of_Com

Consolidated Statements of Comprehensive Income (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014		Mar. 31, 2013
Consolidated Statements of Comprehensive Income [Abstract]	'		'
Net income	$215		$207
Other Comprehensive Income:	'		'
Defined benefit pension, reclassification adjustments: Amortization of prior service cost	6	[1]	5	[1]
Defined benefit pension, reclassification adjustments: Amortization of actuarial (gain) loss	-1	[1]	9	[1]
Defined benefit pension: Actuarial gains arising during period	15		69
Total	20		83
Income tax effect	-8	[2]	-33	[2]
Total other comprehensive income	12		50
Total comprehensive income	$227		$257

[1]	Amounts are included in salaries and employees benefits in the unaudited consolidated statements of income as part of net periodic pension cost. See note 10 for further information.
[2]	Amounts are included in provision for income taxes in the unaudited consolidated statements of income.

Consolidated_Statements_of_Cha

Consolidated Statements of Changes in Stockholders' Equity (USD $)	Common Stock [Member]	Additional Paid-in Capital [Member]	Unearned ESOP Shares [Member]	Retained Earnings [Member]	Treasury Stock [Member]	Accumulated Other Comprehensive Loss [Member]	Total
In Thousands	Common Stock [Member]	Additional Paid-in Capital [Member]	Unearned ESOP Shares [Member]	Retained Earnings [Member]	Treasury Stock [Member]	Accumulated Other Comprehensive Loss [Member]	Total
Balance at Dec. 31, 2012	$132	$57,178	($3,370)	$53,893	($3,712)	($272)	$103,849
Net income	'	'	'	207	'	'	207
Other comprehensive income	'	'	'	'	'	50	50
Cash dividend declared	'	'	'	-151	'	'	-151
ESOP shares earned	'	-30	65	'	'	'	35
Balance at Mar. 31, 2013	132	57,148	-3,305	53,949	-3,712	-222	103,990
Balance at Dec. 31, 2013	132	57,083	-3,111	54,428	-4,291	-73	104,168
Net income	'	'	'	215	'	'	215
Other comprehensive income	'	'	'	'	'	12	12
Purchase of shares of treasury stock	'	'	'	'	-833	'	-833
Cash dividend declared	'	'	'	-146	'	'	-146
ESOP shares earned	'	-18	65	'	'	'	47
Balance at Mar. 31, 2014	$132	$57,065	($3,046)	$54,497	($5,124)	($61)	$103,463

Consolidated_Statements_of_Cha1

Consolidated Statements of Changes in Stockholders' Equity (Parenthetical) (USD $)	3 Months Ended
	Mar. 31, 2014	Mar. 31, 2013
Consolidated Statements of Changes in Stockholders' Equity [Abstract]	'	'
Treasury Stock, Shares Acquired	114,400	'
Common Stock, Dividends, Per Share, Cash Paid	$0.03	$0.03

Consolidated_Statements_of_Cas

Consolidated Statements of Cash Flows (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013
Cash Flows from Operating Activities:	'	'
Net income	$215	$207
Adjustments to reconcile net income to net cash provided by operating activities:	'	'
Net amortization (accretion) of securities premiums (discounts)	-10	17
Provision for loan losses	'	60
Depreciation and amortization	184	201
Net amortization of deferred loan fees and costs	46	46
Amortization of intangible assets	16	15
Deferred income tax expense (benefit)	-96	5
Earnings on bank owned life insurance	-153	-157
ESOP compensation expense	47	35
Increase in accrued interest receivable	-171	-53
(Increase) decrease in other assets	2,247	-100
(Decrease) increase in accounts payable and accrued expenses	-165	94
Net Cash Provided by Operating Activities	2,160	370
Cash Flows from Investing Activities:	'	'
Net increase in loans	-14,581	-10,258
Principal repayments on securities available-for-sale	6	3
Principal repayments on securities held-to-maturity	491	901
Proceeds from maturities of certificates of deposit	'	249
Capitalized costs on real estate owned	-11	'
Redemption of Federal Home Loan Bank of New York stock	'	450
Purchases of premises and equipment	-52	-7
Net Cash Used in Investing Activities	-14,147	-8,662
Cash Flows from Financing Activities:	'	'
Net increase (decrease) in deposits	6,270	-6,410
Proceeds from FHLB of NY advances	5,000	'
Repayment of FHLB of NY advances	-5,000	-10,000
Purchase of treasury stock	-833	'
Increase in advance payments by borrowers for taxes and insurance	484	592
Cash dividends paid	-149	-151
Net Cash Provided by (Used in) Financing Activities	5,772	-15,969
Net Decrease in Cash and Cash Equivalents	-6,215	-24,261
Cash and Cash Equivalents - Beginning	31,531	49,242
Cash and Cash Equivalents - Ending	25,316	24,981
Supplementary Cash Flows Information	'	'
Income taxes paid (refunded)	-1,906	'
Interest paid	819	829
Supplemental Disclosure Of Non-Cash Investing Activities	'	'
Dividends declared and not paid	$146	'

Basis_of_Presentation

Basis of Presentation	3 Months Ended
	Mar. 31, 2014
Basis of Presentation [Abstract]	'
BASIS OF PRESENTATION	'
	NOTE 1 – BASIS OF PRESENTATION

	Northeast Community Bancorp, Inc. (the “Company”) is a federally-chartered corporation organized as a mid-tier holding company for Northeast Community Bank (the “Bank”), in conjunction with the Bank’s reorganization from a mutual savings bank to the mutual holding company structure on July 5, 2006. The Bank is a New York State-chartered savings bank and completed its conversion from a federally-chartered savings bank effective as of the close of business on June 29, 2012. The accompanying unaudited consolidated financial statements include the accounts of the Company, the Bank and the Bank’s wholly owned subsidiaries, New England Commercial Properties, LLC (“NECP”) and NECB Financial Services Group, LLC. NECB Financial Services Group was formed by the Bank in the second quarter of 2012 as a complement to the Bank’s existing investment advisory and financial planning services division, Hayden Wealth Management. As of the filing of this Form 10-Q, NECB Financial Services Group has not conducted any business. All significant intercompany accounts and transactions have been eliminated in consolidation.

	The accompanying unaudited consolidated financial statements were prepared in accordance with generally accepted accounting principles for interim financial information as well as instructions for Form 10-Q. Accordingly, they do not include all of the information or footnotes necessary for the presentation of financial position, results of operations, changes in stockholders’ equity and cash flows in conformity with accounting principles generally accepted in the United States of America (“U.S. GAAP”) for complete financial statements. In the opinion of management, all adjustments (consisting only of normal recurring accruals) considered necessary for a fair presentation have been included. Operating results for the three-month period ended March 31, 2014 are not necessarily indicative of the results that may be expected for the full year or any other interim period. The December 31, 2013 consolidated statement of financial condition data was derived from audited consolidated financial statements, but does not include all disclosures required by U.S. GAAP. That data, along with the interim financial information presented in the unaudited consolidated statements of financial condition, income, comprehensive income, stockholders’ equity, and cash flows should be read in conjunction with the consolidated financial statements and notes thereto, included in the Company’s annual report on Form 10-K for the year ended December 31, 2013.

	The preparation of consolidated financial statements in conformity with U.S. GAAP requires management to make estimates and assumptions that affect certain recorded amounts and disclosures. Accordingly, actual results could differ from those estimates. The most significant estimate pertains to the allowance for loan losses. In preparing these consolidated financial statements, the Company evaluated the events that occurred after March 31, 2014 and through the date these consolidated financial statements were issued.


	Loans

	Loans are stated at unpaid principal balances plus net deferred loan origination costs less an allowance for loan losses. Interest on loans receivable is recorded on the accrual basis. An allowance for uncollected interest is established on loans where management has determined that the borrowers may be unable to meet contractual principal and/or interest obligations or where interest or principal is 90 days or more past due, unless the loans are well secured and in the process of collection. When a loan is placed on nonaccrual, an allowance for uncollected interest is established and charged against current income. Thereafter, interest income is not recognized unless the financial condition and payment record of the borrower warrant the recognition of interest income. Generally, loans are restored to accrual status when the obligation is brought current, has performed in accordance with the contractual terms for a reasonable period of time (generally six months) and the ultimate collectability of the total contractual principal and interest is no longer in doubt. Interest on loans that have been restructured is accrued according to the renegotiated terms, unless on non-accrual. Net loan origination fees and costs are deferred and amortized into income over the contractual lives of the related loans by use of the level yield method. Past due status of loans is based upon the contractual due date.

	Allowance for Loan Losses

	The allowance for loan losses represents management’s estimate of losses inherent in the loan portfolio as of the statement of financial condition date and is recorded as a reduction to loans. The allowance for loan losses is increased by the provision for loan losses, and decreased by charge-offs, net of recoveries. Loans deemed to be uncollectible are charged against the allowance for loan losses, and subsequent recoveries, if any, are credited to the allowance. All, or part, of the principal balance of loans receivable are charged off to the allowance as soon as it is determined that the repayment of all, or part, of the principal balance is highly unlikely.

	The allowance for loan losses is maintained at a level considered adequate to provide for losses that can be reasonably anticipated. Management performs a quarterly evaluation of the adequacy of the allowance. The allowance is based on the Company’s past loan loss experience, known and inherent risks in the portfolio, adverse situations that may affect the borrower’s ability to repay,
	the estimated value of any underlying collateral, composition of the loan portfolio, current economic conditions, and other relevant factors.



	NOTE 1 – BASIS OF PRESENTATION (Continued)

	Allowance for Loan Losses (Continued)

	This evaluation is inherently subjective as it requires material estimates that may be susceptible to significant revision as more information becomes available.

	Risk characteristics associated with the types of loans the Company underwrites are as follows:

	Multi-family, Mixed-use and Non-residential Real Estate Loans. Loans secured by multi-family, mixed-use, and non-residential real estate generally have larger balances and involve a greater degree of risk than one- to four-family residential mortgage loans. Of primary concern in multi-family, mixed-use and non-residential real estate lending is the current and potential cash flow of the property and the borrower’s demonstrated ability to operate that type of property. Payments on loans secured by income properties often depend on successful operation and management of the properties. As a result, repayment of such loans may be subject to a greater extent than residential real estate loans to adverse conditions in the real estate market or the economy.

	Commercial and Industrial Loans. Unlike residential mortgage loans, which are generally made on the basis of a borrower’s ability to make repayment from the operation and cash flow from the real property whose value tends to be more ascertainable, commercial and industrial loans are of higher risk and tend to be made on the basis of a borrower’s ability to make repayment from the cash flow of the borrower’s business. As a result, the availability of funds for the repayment of commercial and industrial loans may depend substantially on the success of the business itself. Further, any collateral securing such loans may depreciate over time, may be difficult to appraise and may fluctuate in value.

	Construction Loans. Construction financing is generally considered to involve a higher degree of risk of loss than long-term financing on improved, occupied real estate due to (1) the increased difficulty and costs of monitoring the loan; and (2) the increased difficulty of working out loan problems. We have sought to minimize this risk by limiting the amount of construction loans outstanding at any time and by spreading the loans among multi-family, mixed-use and non-residential projects.

	Consumer Loans. We offer personal loans, loans secured by passbook savings accounts, certificates of deposit accounts or statement savings accounts, and overdraft protection for checking accounts. We do not believe these loans represent a significant risk of loss to the Company.

	The allowance for loan losses consists of specific and general reserves. The specific component relates to loans that are classified as impaired. For loans that are classified as impaired, a specific allowance is established or a partial charge-off is taken when the discounted cash flows (or collateral value or observable market price) of the impaired loan is lower than the carrying value of that loan. Beginning in the fourth quarter of 2012, the Company discontinued the use of specific allowances. If an impairment is identified, the Company now charges off the impaired portion immediately. A loan is considered impaired when, based on current information and events, it is probable that the Company will be unable to collect the scheduled payments of principal or interest when due according to the contractual terms of the loan agreement. Factors considered by management in determining impairment include payment status, collateral value, and the probability of collecting scheduled principal and interest payments when due. Loans that experience insignificant payment delays and payment shortfalls generally are not classified as impaired. Management determines the significance of payment delays and payment shortfalls on a case-by-case basis, taking into consideration all of the circumstances surrounding the loan and the borrower, including the length of the delay, the reasons for the delay, the borrower’s prior payment records, and the amount of the shortfall in relation to the principal and interest owed. Impairment is measured on a loan-by-loan basis.

	The Company does not evaluate individual one-to-four family residential real estate and consumer loans for impairment, unless such loans are part of a larger relationship that is impaired, or are classified as a troubled debt restructuring.

	The estimated fair values of substantially all of the Company’s impaired loans are measured based on the estimated fair value of the loan’s collateral or discounted cash flows.

	For loans secured by real estate, estimated fair values are determined primarily through in-house or third-party appraisals. When a real estate secured loan becomes impaired, a decision is made regarding whether an updated certified appraisal of the real estate is necessary. This decision is based on various considerations, including the age of the most recent appraisal, the loan-to-value ratio based on the original appraisal and the condition of the property. Appraised values might be discounted to arrive at the estimated selling price of the collateral, which is considered to be the estimated fair value. The discounts also include estimated costs to sell the property.

	For loans secured by non-real estate collateral, such as accounts receivable, inventory and equipment, estimated fair values are determined based on the borrower’s financial statements, inventory reports, accounts receivable aging or equipment appraisals or

	NOTE 1 – BASIS OF PRESENTATION (Continued)

	Allowance for Loan Losses (Continued)

	invoices. Indications of value from these sources are generally discounted based on the age of the financial information or the quality of the assets.

	The general component covers pools of loans by loan class including loans not considered impaired, as well as smaller balance homogeneous loans, such as residential real estate and consumer loans. These pools of loans are evaluated for loss exposure based upon historical loss rates, adjusted for qualitative factors. These qualitative risk factors include:


		1	Changes in policies and procedures in underwriting standards and collections.


		2	Changes in economic conditions.


	3	Changes in nature and volume of lending.


	4	Experience of origination team.


	5	Changes in past due loan volume and severity of classified assets.


	6	Quality of loan review system.


	7	Collateral values in general throughout lending territory.


	8	Concentrations of credit.


	9	Competition, legal and regulatory issues.

Each factor is assigned a value to reflect improving, stable or declining conditions based on management’s best judgment using relevant information available at the time of the evaluation. Adjustments to the factors are supported through documentation of changes in conditions in a narrative accompanying the allowance for loan loss calculation.

The allowance for loan losses calculation methodology includes further segregation of loan classes into risk rating categories. The borrower’s overall financial condition, repayment sources, guarantors and value of collateral, if appropriate, are evaluated annually for commercial loans or when credit deficiencies arise, such as delinquent loan payments, for commercial, residential and consumer loans. Credit quality risk ratings include regulatory classifications of pass, special mention, substandard, doubtful and loss. Loans criticized as special mention have potential weaknesses that deserve management’s close attention. If uncorrected, the potential weaknesses may result in deterioration of the repayment prospects. Loans classified substandard have a well-defined weakness or weaknesses that jeopardize the liquidation of the debt. They include loans that are inadequately protected by the current sound net worth and paying capacity of the obligor or of the collateral pledged, if any.

Loans classified doubtful have all the weaknesses inherent in loans classified substandard with the added characteristic that collection or liquidation in full, on the basis of current conditions and facts, is highly improbable. Loans classified as a loss are considered uncollectible and are charged to the allowance for loan losses. Loans not classified are rated pass.

The allowance calculation for each pool of loans is also based on the loss factors that reflect the Company’s historical charge-off experience adjusted for current economic conditions applied to loan groups with similar characteristics or classifications in the current portfolio. To help ensure that risk ratings are accurate and reflect the present and future capacity of borrowers to repay a loan as agreed, the Company has a structured loan rating process which allows for a periodic review of its loan portfolio and the early identification of potential impaired loans. Such system takes into consideration, among other things, delinquency status, size of loans, type of collateral and financial condition of the borrowers. The Company’s Chief Executive Officer is ultimately responsible for the timely and accurate risk rating of the loan portfolio.

Loans whose terms are modified are classified as troubled debt restructurings if the Company grants such borrowers concessions and it is deemed that those borrowers are experiencing financial difficulty. Concessions granted under a troubled debt restructuring generally involve a temporary reduction in interest rate or an extension of a loan’s stated maturity date. Adversely classified, non-accrual troubled debt restructurings may be returned to accrued status if principal and interest payments, under the modified terms, are current for six consecutive months after modification. All troubled debt restructured loans are classified as impaired.

In addition, banking regulatory agencies, as an integral part of their examination process, periodically review the Company’s allowance for loan losses and may require the Company to recognize additions to the allowance based on their judgments about information available to them at the time of their examination, which may not be currently available to management. Based on management’s comprehensive analysis of the loan portfolio, management believes the allowance for loan losses is adequate as of March 31, 2014.


NOTE 1 – BASIS OF PRESENTATION (Continued)

Goodwill

Goodwill totaled $749,000 at March 31, 2014 and December 31, 2013 and consists of goodwill acquired in the business combination completed by the Company in November 2007. The Company tests goodwill during the fourth quarter of each year for impairment, or more frequently if certain indicators are present or changes in circumstances suggest that impairment may exist. The Company utilizes a two-step approach. The first step requires a comparison of the carrying value of the reporting unit to the fair value of the unit. The Company estimates the fair value of the reporting unit through internal analyses and external valuation, which utilizes an income approach based on the present value of future cash flows. If the carrying value of the reporting unit exceeds its fair value, impairment exists and the Company will perform the second step of the goodwill impairment test to measure the amount of impairment loss, if any. The second step of the goodwill impairment test, if necessary, compares the implied fair value of a reporting unit’s goodwill with its carrying value.

The implied fair value of goodwill is determined in the same manner that the amount of goodwill recognized in a business combination is determined. The Company allocates the fair value of the reporting unit to all of the assets and liabilities of that unit, including identifiable intangible assets, as if the reporting unit had been acquired in a business combination. Any excess of the value of a reporting unit over the amounts assigned to its assets and liabilities is the implied fair value of goodwill. No impairment charges were recorded for the quarters ended March 31, 2014 and March 31, 2013.

Earnings_Per_Share

Earnings Per Share	3 Months Ended
Earnings Per Share	Mar. 31, 2014
Earnings Per Share [Abstract]	'
EARNINGS PER SHARE	'
	NOTE 2 – EARNINGS PER SHARE

	Basic earnings per common share is calculated by dividing the net income available to common stockholders by the weighted-average number of common shares outstanding during the period. Diluted earnings per common share is computed in a manner similar to basic earnings per common share except that the weighted average number of common shares outstanding is increased to include the incremental common shares (as computed using the treasury stock method) that would have been outstanding if all potentially dilutive common stock equivalents were issued during the period. Common stock equivalents may include restricted stock awards and stock options. Anti-dilutive shares are common stock equivalents with weighted-average exercise prices in excess of the weighted-average market value for the periods presented. The Company has not granted any restricted stock awards or stock options and, during the three-month periods ended March 31, 2014 and 2013, had no potentially dilutive common stock equivalents. Unallocated common shares held by the Employee Stock Ownership Plan (“ESOP”) are not included in the weighted-average number of common shares outstanding for purposes of calculating both basic and diluted earnings per common share until they are committed to be released.

Employee_Stock_Ownership_Plan

Employee Stock Ownership Plan	3 Months Ended
Employee Stock Ownership Plan	Mar. 31, 2014
Employee Stock Ownership Plan [Abstract]	'
EMPLOYEE STOCK OWNERSHIP PLAN	'
	NOTE 3 – EMPLOYEE STOCK OWNERSHIP PLAN

	As of December 31, 2013 and March 31, 2014, the ESOP trust held 518,420 shares of the Company’s common stock, which represents all allocated and unallocated shares held by the plan. As of December 31, 2013, the Company had allocated 181,447 shares to participants, and an additional 25,921 shares had been committed to be released. As of March 31, 2014, the Company had allocated 207,368 shares to participants, and an additional 6,480 shares had been committed to be released.

	The Company recognized compensation expense of $47,000 and $35,000 during the three-month periods ended March 31, 2014 and 2013, respectively, which equals the fair value of the ESOP shares when they became committed to be released.

Outside_Director_Retirement_Pl

Outside Director Retirement Plan ("DRP")	3 Months Ended
Outside Director Retirement Plan ("DRP")	Mar. 31, 2014
Benefit Plans [Abstract]	'
OUTSIDE DIRECTOR RETIREMENT PLAN ("DRP")	'
	NOTE 4 – Outside Director Retirement Plan (“DRP”)

	Net periodic pension cost for the Company’s DRP is as follows:




		Three Months Ended
		March 31,
		(In thousands)

		2014		2013
	Service cost	$	18	$	18
	Interest cost		10		11
	Amortization of prior service cost		6		5
	Amortization of actuarial (gain) loss		-1		9
	Total	$	33	$	43


	NOTE 4 – OUTSIDE DIRECTOR RETIREMENT PLAN (“DRP”) (Continued)

	This plan is an unfunded, non-contributory defined benefit pension plan covering all non-employee directors meeting eligibility requirements as specified in the plan document. The amortization of prior service cost and actuarial loss in the three-month periods ended March 31, 2014 and 2013 is also reflected in other comprehensive income during those periods.

Investments

Investments	3 Months Ended
Investments	Mar. 31, 2014
Investments [Abstract]	'
INVESTMENTS	'
	NOTE 5 – INVESTMENTS

	The following table sets forth the amortized cost and fair values of our securities portfolio at the dates indicated:




					Gross			Gross
		Amortized			Unrealized			Unrealized		Fair
		Cost			Gains			Losses		Value
		(In thousands)
	31-Mar-14
	Securities available-for-sale:
	Mortgage-backed securities – residential:
	Federal Home Loan Mortgage Corporation	$	57		$	2		$	-	$	59
	Federal National Mortgage Association		46			2			-		48
	Total	$	103		$	4		$	-	$	107

	Securities held-to-maturity:
	Mortgage-backed securities – residential:
	Government National Mortgage Association	$	6,063		$	216		$	-	$	6,279
	Federal Home Loan Mortgage Corporation		231			8			-		239
	Federal National Mortgage Association		148			6			-		154
	Collateralized mortgage obligations-GSE		1,520			50			-		1,570
	Other		1			-			-		1
	Total	$	7,963		$	280		$	-	$	8,243





					Gross			Gross
		Amortized			Unrealized			Unrealized		Fair
		Cost			Gains			Losses		Value
		(In thousands)
	31-Dec-13
	Securities available-for-sale:
	Mortgage-backed securities – residential:
	Federal Home Loan Mortgage Corporation	$	63		$	2		$	-	$	65
	Federal National Mortgage Association		47			1			-		48
	Total	$	110		$	3		$	-	$	113

	Securities held-to-maturity:
	Mortgage-backed securities – residential:
	Government National Mortgage Association	$	6,426		$	215		$	-	$	6,641
	Federal Home Loan Mortgage Corporation		238			7			-		245
	Federal National Mortgage Association		155			6			-		161
	Collateralized mortgage obligations-GSE		1,624			67			-		1,691
	Other		1			-			-		1
	Total	$	8,444		$	295		$	-	$	8,739






	NOTE 5 – INVESTMENTS (Continued)

	Contractual final maturities of mortgage-backed securities available for sale were as follows:




			31-Mar-14
			Amortized Cost			Fair Value
			(In Thousands)
Due after five but within ten years			$	19		$	19
Due after ten years				84			88
Total			$	103		$	107

Contractual final maturities of mortgage-backed securities held to maturity were as follows:



			31-Mar-14
			Amortized Cost			Fair Value
			(In Thousands)
Due after one but within five years			$	74		$	76
Due after five but within ten years				145			152
Due after ten years				7,744			8,015
Total			$	7,963		$	8,243

The maturities shown above are based upon contractual final maturity. Actual maturities will differ from contractual maturities due to scheduled monthly repayments and due to the underlying borrowers having the right to prepay their obligations.

Fair_Value_Disclosures

Fair Value Disclosures	3 Months Ended
Fair Value Disclosures	Mar. 31, 2014
Fair Value Disclosures [Abstract]	'
Fair Value Disclosures	'
	NOTE 6 – FAIR VALUE DISCLOSURES

	The Company uses fair value measurements to record fair value adjustments to certain assets and liabilities and to determine fair value disclosures. The Company’s securities available-for-sale are recorded at fair value on a recurring basis. Additionally, from time to time, we may be required to record at fair value other assets and liabilities on a non-recurring basis, such as impaired loans and other real estate owned. U.S. GAAP has established a fair value hierarchy that prioritizes the inputs to valuation methods used to measure fair value. The hierarchy gives the highest priority to unadjusted quoted prices in active markets for identical assets or liabilities (Level 1 measurements) and the lowest priority to unobservable inputs (Level 3 measurements). The three levels of the fair value hierarchy are as follows:

	Level 1:Unadjusted quoted prices in active markets that are accessible at the measurement date for identical, unrestricted assets or liabilities.

	Level 2: Quoted prices in markets that are not active, or inputs that are observable either directly or indirectly, for substantially the full term of the asset or liability.

	Level 3:Prices or valuation techniques that require inputs that are both significant to the fair value measurement and unobservable (i.e., supported with little or no market activity).

	An asset’s or liability’s level within the fair value hierarchy is based on the lowest level of input that is significant to the fair value measurement.













	NOTE 6 – Fair Value DISCLOSURES (Continued)

	For financial assets measured at fair value on a recurring and nonrecurring basis, the fair value measurements by level within the fair value hierarchy used are as follows:




						(Level 1)			(Level 2)
						Quoted Prices			Significant
						in Active			Other			(Level 3)
						Markets for			Observable			Significant
	Description		Total			Identical Assets			Inputs			Unobservable Inputs
	March 31, 2014:		(In Thousands)
	Recurring:
	Mortgage-backed securities - residential:
	Federal Home Loan Mortgage Corporation		$	59		$	-		$	59		$	-
	Federal National Mortgage Association			48			-			48			-
	Total		$	107		$	-		$	107		$	-
	Nonrecurring:
	Impaired loans		$	2,666		$	-		$	-		$	2,666

	December 31, 2013:
	Recurring:
	Mortgage-backed securities - residential:
	Federal Home Loan Mortgage Corporation		$	65		$	-		$	65		$	-
	Federal National Mortgage Association			48			-			48			-
	Total		$	113		$	-		$	113		$	-
	Nonrecurring:
	Impaired loans		$	789		$	-		$	-		$	789

	The following table presents additional quantitative information about assets measured at fair value on a nonrecurring basis and for which the Company has utilized Level 3 inputs to determine fair value:




		Quantitative Information about Level 3 Fair Value Measurements
									Range
			Fair Value		Valuation		Unobservable		(Weighted
			Estimate		Techniques		Unobservable		Average Rate
(in thousands)		Estimate		Techniques		Input		Average Rate)
March 31, 2014:
Impaired loans	$	2,666		Appraisal of collateral (1)		Appraisal adjustments (2)		0.00%
						Liquidation expenses (2)		2.64%-3.52% (3.08%)



December 31, 2013:
Impaired loans	$	789		Appraisal of collateral (1)		Appraisal adjustments (2)		0.00%
						Liquidation expenses (2)		3.00% (3.00%)

(1)Fair value is generally determined through independent appraisals of the underlying collateral, which generally include various level 3 inputs which are not identifiable.
(2)Appraisals may be adjusted by management for qualitative factors such as economic conditions and aged appraisals. The range of liquidation expenses and other appraisal adjustments are presented as a percent of the appraisal.






NOTE 6 – Fair Value DISCLOSURES (Continued)

The carrying amounts and fair values of the Company’s financial instruments are summarized below:




								Fair Value at
								31-Mar-14
									Quoted			Significant			Significant
									Prices in			Other			Unobservable
									Active			Observable			Inputs
									Markets for			Inputs
									Identical
									Assets
(In thousands)			Carrying			Fair Value			(Level 1)			(Level 2)			(Level 3)
(In thousands)			Amount			Fair Value			(Level 1)			(Level 2)			(Level 3)
Financial Assets
Cash and cash equivalents		$	25,316		$	25,316		$	25,316		$	-		$	-
Certificates of deposit			2,142			2,142			-			2,142			-
Securities available for sale			107			107			-			107			-
Securities held to maturity			7,963			8,243			-			8,243			-
Loans receivable			382,362			390,522			-			-			390,522
FHLB of New York stock			1,594			1,594			-			1,594			-
Accrued interest receivable			1,438			1,438			-			1,438			-

Financial Liabilities
Deposits			331,479			334,949			-			334,949			-
FHLB of New York advances			21,000			21,020			-			21,020			-
Accrued interest payable			2			2			-			2			-




								Fair Value at
								31-Dec-13
									Quoted			Significant			Significant
									Prices in			Other			Unobservable
									Active			Observable			Inputs
									Markets for			Inputs
									Identical
									Assets
(In thousands)			Carrying			Fair Value			(Level 1)			(Level 2)			(Level 3)
(In thousands)			Amount			Fair Value			(Level 1)			(Level 2)			(Level 3)
Financial Assets
Cash and cash equivalents		$	31,531		$	31,531		$	31,531		$	-		$	-
Certificates of deposit			2,142			2,142			-			2,142			-
Securities available for sale			113			113			-			113			-
Securities held to maturity			8,444			8,739			-			8,739			-
Loans receivable			367,825			374,820			-			-			374,820
FHLB of New York stock			1,594			1,594			-			1,594			-
Accrued interest receivable			1,267			1,267			-			1,267			-

Financial Liabilities
Deposits			325,209			328,654			-			328,654			-
FHLB of New York advances			21,000			21,016			-			21,016			-
Accrued interest payable			2			2			-			2			-



The following methods and assumptions were used to estimate the fair values of the Company’s financial instruments at March 31, 2014 and December 31, 2013:

NOTE 6 – Fair Value DISCLOSURES (Continued)

Cash and Cash Equivalents, Certificates of Deposit and Accrued Interest Receivable and Payable

For these short-term instruments, the carrying amount is a reasonable estimate of fair value.

Securities

Fair values for securities available-for-sale and held-to-maturity are determined utilizing Level 2 inputs. For these securities, the Company obtains fair value measurements from an independent pricing service. The fair value measurements consider observable data that may include dealer quotes, market spreads, cash flows, the U.S. Treasury yield curve, live trading levels, trade execution data, market consensus prepayments speeds, credit information and the security’s terms and conditions, among other things.

Loans

Fair values are estimated for portfolios of loans with similar financial characteristics. The total loan portfolio is first divided into performing and non-performing categories. Performing loans are then segregated into adjustable and fixed rate interest terms. Fixed rate loans are segmented by type, such as construction, other loans secured by real estate, commercial and industrial loans, and consumer. Certain types, such as commercial loans and consumer loans, are further segmented by maturity and type of collateral.

For performing loans, fair value is calculated by discounting scheduled future cash flows through estimated maturity using a market rate that reflects the credit and interest-rate risks inherent in the loans. The discounted value of the cash flows is reduced by a credit risk adjustment based on internal loan classifications. For non-performing loans, fair value is calculated by discounting the estimated future cash flows from the remaining carrying value at a market rate. For impaired loans which the Company has measured and recorded impairment generally based on the fair value of the loan’s collateral, fair value is generally determined based upon independent third-party appraisal of the properties, or discounted cash flows based upon the expected proceeds. These assets are typically included as Level 3 fair values, based upon the lowest level of input that is significant to the fair value measurements.

FHLB of New York Stock

The carrying amount of the FHLB of New York stock approximates its fair value, and considers the limited marketability of this security.

Deposit Liabilities

The fair value of deposits with no stated maturity, such as non-interest-bearing demand deposits, money market accounts, interest checking accounts, and savings accounts is equal to the amount payable on demand. Time deposits are segregated by type, size, and remaining maturity. The fair value of time deposits is based on the discounted value of contractual cash flows. The discount rate is based on rates currently offered in the market.

FHLB of New York Advances

The fair value of the FHLB advances is estimated based on the discounted value of future contractual payments. The discount rate is equivalent to the estimated rate at which the Company could currently obtain similar financing.

Off-Balance- Sheet Financial Instruments

The fair value of commitments to extend credit is estimated based on an analysis of the interest rates and fees currently charged to enter into similar transactions, considering the remaining terms of the commitments and the credit-worthiness of the potential borrowers. At March 31, 2014 and December 31, 2013, the estimated fair values of these off-balance-sheet financial instruments were immaterial.

Management uses its best judgment in estimating the fair value of the Company’s financial instruments; however, there are inherent weaknesses in any estimation technique. Therefore, for substantially all financial instruments, the fair value estimates herein are not necessarily indicative of the amounts the Company could have realized in a sale transaction on the dates indicated. The estimated fair value amounts have been measured as of their respective year-ends and have not been re-evaluated or updated for purposes of these financial statements subsequent to those respective dates. As such, the estimated fair values of these financial instruments subsequent to the respective reporting dates may be different than the amounts reported at each year-end.

The above information should not be interpreted as an estimate of the fair value of the entire Company since a fair value calculation is only provided for a limited portion of the Company’s assets and liabilities. Due to a wide range of valuation techniques
NOTE 6 – Fair Value DISCLOSURES (Continued)

and the degree of subjectivity used in making the estimates, comparisons between the Company’s disclosures and those of other companies may not be meaningful.

Loans_Receivable_and_the_Allow

Loans Receivable and the Allowance For Loan Losses	3 Months Ended
Loans Receivable and the Allowance For Loan Losses	Mar. 31, 2014
Loans Receivable and the Allowance For Loan Losses [Abstract]	'
Loans Receivable and the Allowance for Loan Losses	'
	NOTE 7 – LOANS RECEIVABLE AND THE ALLOWANCE FOR LOAN LOSSES

	The following is an analysis of the allowance for loan losses and related information concerning loan balances:



		March 31,			December 31,
		2014			2013
		(In Thousands)
	Residential real estate:
	One-to-four family	$	12,266		$	11,752
	Multi-family		195,864			188,923
	Mixed use		52,509			50,467
	Total residential real estate		260,639			251,142
	Non-residential real estate		80,219			81,985
	Construction		14,226			6,568
	Commercial and Industrial		30,698			31,345
	Consumer		153			161

	Total Loans		385,935			371,201

	Allowance for loan losses		-4,205			-4,015
	Deferred loan costs, net		632			639

	Net Loans	$	382,362		$	367,825

	At and for the Three Months Ended March 31, 2014 (in thousands)



		Residential Real Estate			Non-residential Real Estate			Construction			Commercial and Industrial			Consumer			Unallocated			Total
	Allowance for loan losses:
	Beginning balance	$	2,556		$	896		$	97		$	456		$	-		$	10		$	4,015
	Charge-offs		-			-34			-			-			-			-			-34
	Recoveries		-			224			-			-			-			-			224
	Provision (reduction)		32			-74			38			-55			-			59			-
	Ending balance	$	2,588		$	1,012		$	135		$	401		$	-		$	69		$	4,205
	Ending balance: individually evaluated for impairment	$	-		$	160		$	-		$	-		$	-		$	-		$	160

	Ending balance: collectively evaluated for impairment	$	2,588		$	852		$	135		$	401		$	-		$	69		$	4,045

	Loans receivable:
	Ending balance	$	260,639		$	80,219		$	14,226		$	30,698		$	153		$			$	385,935

	Ending balance: individually
	evaluated for impairment	$	8,649		$	11,587		$	-		$	-		$	-		$			$	20,236

	Ending balance: collectively evaluated for impairment	$	251,990		$	68,632		$	14,226		$	30,698		$	153		$			$	365,699
	NOTE 7 – LOANS RECEIVABLE AND THE ALLOWANCE FOR LOAN LOSSES (Continued)

	For the Three Months Ended March 31, 2013 (in thousands)



		Residential Real Estate			Non-residential Real Estate			Construction			Commercial and Industrial			Consumer			Unallocated			Total
	Allowance for loan losses:
	Beginning balance	$	3,216		$	996		$	-		$	434		$	-		$	-		$	4,646
	Charge-offs		-			-			-			-			-			-			-
	Recoveries		-			-			-			-			-			-			-
	Provision (reduction)		45			-12			-			27			-			-			60
	Ending balance	$	3,261		$	984		$	-		$	461		$	-		$	-		$	4,706

	At and for the Year Ended December 31, 2013 (in thousands)




	Residential Real Estate			Non-residential Real Estate			Construction			Commercial and Industrial			Consumer			Unallocated			Total
Allowance for loan losses:
Ending balance	$	2,556		$	896		$	97		$	456		$	-		$	10		$	4,015
Ending balance: individually evaluated for impairment	$	-		$	-		$	-		$	-		$	-		$	-		$	-

Ending balance: collectively evaluated for impairment	$	2,556		$	896		$	97		$	456		$	-		$	10		$	4,015

Loans receivable:
Ending balance	$	251,142		$	81,985		$	6,568		$	31,345		$	161		$			$	371,201
Ending balance: individually
evaluated for impairment	$	8,629		$	11,488		$	-		$	-		$	-		$			$	20,117

Ending balance: collectively evaluated for impairment	$	242,513		$	70,497		$	6,568		$	31,345		$	161		$			$	351,084


















NOTE 7 – LOANS RECEIVABLE AND THE ALLOWANCE FOR LOAN LOSSES (Continued)

The following is a summary of impaired loans at March 31, 2014 and December 31, 2013:




		31-Mar-14									31-Dec-13
					Unpaid									Unpaid
		Recorded			Principal			Related			Recorded			Principal			Related
		Investment			Balance			Allowance			Investment			Balance			Allowance
		(In thousands)
With no related allowance recorded:
Residential real estate-Multi-family		$	8,649		$	9,279		$	-		$	8,629		$	9,259		$	-
Non-residential real estate			9,536			12,748			-			11,488			14,739			-
Commercial and industrial			-			-			-			-			-			-
Subtotal		$	18,185		$	22,027		$	-		$	20,117		$	23,998		$	-

With an allowance recorded:
Residential real estate-Multi-family		$	-		$	-		$	-		$	-		$	-		$	-
Non-residential real estate			2,051			2,051			160			-			-			-
Commercial and industrial			-			-			-			-			-			-
Subtotal		$	2,051		$	2,051		$	160		$	-		$	-		$	-

Total:
Residential real estate-Multi-family		$	8,649		$	9,279		$	-		$	8,629		$	9,259		$	-
Non-residential real estate			11,587			14,799			160			11,488			14,739			-
Commercial and industrial			-			-			-			-			-			-
Total		$	20,236		$	24,078		$	160		$	20,117		$	23,998		$	-




Further information pertaining to impaired loans follows:

		Three Months Ended March 31, 2014									Three Months Ended March 31, 2013
								Interest									Interest
		Average			Interest			Income			Average			Interest			Income
		Recorded			Income			Recognized			Recorded			Income			Recognized
		Investment			Recognized			on Cash Basis			Investment			Recognized			on Cash Basis
		(In thousands)
With no related allowance recorded:
Residential real estate-Multi-family		$	8,639		$	48		$	48		$	10,883		$	169		$	169
Non-residential real estate			9,498			10			10			9,902			15			15
Commercial and industrial			-			-			-			2,001			29			29
Subtotal		$	18,137		$	58		$	58		$	22,786		$	213		$	213

With an allowance recorded:
Residential real estate-Multi-family		$	-		$	-		$	-		$	-		$	-		$	-
Non-residential real estate			2,039			16			16			-			-			-
Commercial and industrial			-			-			-			-			-			-
Subtotal		$	2,039		$	16		$	16		$	-		$	-		$	-

Total:
Residential real estate-Multi-family		$	8,639		$	48		$	48		$	10,883		$	169		$	169
Non-residential real estate			11,537			26			26			9,902			15			15
Commercial and industrial			-			-			-			2,001			29			29
Total		$	20,176		$	74		$	74		$	22,786		$	213		$	213



NOTE 7 – LOANS RECEIVABLE AND THE ALLOWANCE FOR LOAN LOSSES (Continued)

The following table provides information about delinquencies in our loan portfolio at the dates indicated.

Age Analysis of Past Due Loans as of March 31, 2014 (in Thousands)




	30-59 Days Past Due			60 – 89 Days Past Due			Greater Than 90 Days			Total Past			Current			Total Loans Receivable			Recorded Investment
	30-59 Days Past Due			60 – 89 Days Past Due			Greater Than 90 Days			Due			Current			Total Loans Receivable			> 90 Days and Accruing

Residential real estate:
One- to four-family	$	-		$	-		$	-		$	-		$	12,266		$	12,266		$	-
Multi-family		2,166			-			-			2,166			193,698			195,864			-
Mixed-use		-			-			2,226			2,226			50,283			52,509			-
Non-residential real estate		191			-			2,418			2,609			77,610			80,219			-
Construction loans		-			-			-			-			14,226			14,226			-
Commercial and industrial loans		-			2,502			-			2,502			28,196			30,698			-
Consumer		-			-			-			-			153			153			-
Total loans	$	2,357		$	2,502		$	4,644		$	9,503		$	376,432		$	385,935		$	-


Age Analysis of Past Due Loans as of December 31, 2013 (in Thousands)




	30-59 Days Past Due			60 – 89 Days Past Due			Greater Than 90 Days			Total Past			Current			Total Loans Receivable			Recorded Investment
	30-59 Days Past Due			60 – 89 Days Past Due			Greater Than 90 Days			Due			Current			Total Loans Receivable			> 90 Days and Accruing

Residential real estate:
One- to four-family	$	-		$	-		$	-		$	-		$	11,752		$	11,752		$	-
Multi-family		-			-			-			-			188,923			188,923			-
Mixed-use		-			2,210			-			2,210			48,257			50,467			-
Non-residential real estate		-			-			2,372			2,372			79,613			81,985			-
Construction loans		-			-			-			-			6,568			6,568			-
Commercial and industrial loans		-			-			-			-			31,345			31,345			-
Consumer		-			-			-			-			161			161			-
Total loans	$	-		$	2,210		$	2,372		$	4,582		$	366,619		$	371,201		$	-

The following tables provide certain information related to the credit quality of the loan portfolio.
Credit Risk Profile by Internally Assigned Grade at March 31, 2014 (in thousands)




	Residential Real Estate			Non-residential Real Estate			Construction			Commercial and Industrial			Consumer			Total
Grade:
Pass	$	258,413		$	69,787		$	14,226		$	25,157		$	153		$	367,736
Special Mention		-			-			-			5,541			-			5,541
Substandard		2,226			10,432			-			-			-			12,658
Total	$	260,639		$	80,219		$	14,226		$	30,698		$	153		$	385,935


NOTE 7 – LOANS RECEIVABLE AND THE ALLOWANCE FOR LOAN LOSSES (Continued)

Credit Risk Profile by Internally Assigned Grade at December 31, 2013 (in thousands)




	Residential Real Estate			Non-residential Real Estate			Construction			Commercial and Industrial			Consumer			Total
Grade:
Pass	$	248,932		$	71,659		$	6,568		$	25,733		$	161		$	353,053
Special Mention		-			-			-			5,612			-			5,612
Substandard		2,210			10,326			-			-			-			12,536
Total	$	251,142		$	81,985		$	6,568		$	31,345		$	161		$	371,201

The following table sets forth the composition of our nonaccrual loans at the dates indicated.

Loans Receivable on Nonaccrual Status as of March 31, 2014 and December 31, 2013 (in thousands)




	2014			2013

Residential real estate	$	2,226		$	2,210
Non-residential real estate		2,418			2,372
Commercial and industrial loans		81			84
Total	$	4,725		$	4,666

There were no loans modified that were deemed troubled debt restructurings during the three months ended March 31, 2014 and March 31, 2013. As of March 31, 2014, none of the loans that were modified during the previous twelve months had defaulted in the three month period ended March 31, 2014. As of March 31, 2013, none of the loans that were modified during the previous twelve months had defaulted in the three month period ended March 31, 2013.

Recent_Accounting_Pronoucement

Recent Accounting Pronoucements	3 Months Ended
Recent Accounting Pronoucements	Mar. 31, 2014
Recent Accounting Pronoucements [Abstract]	'
Effect of Recent Accounting Pronouncements	'
	NOTE 8 – EFFECT OF RECENT ACCOUNTING PRONOUNCEMENTS

	In July 2013, the Financial Accounting Standards Board (“FASB”) issued Accounting Standard Update (“ASU”) 2013-11, Presentation of an Unrecognized Tax Benefit When a Net Operating Loss Carryforward, a Similar Tax Loss, or a Tax Credit Carryforward Exists, which provides guidance on financial statement presentation of an unrecognized tax benefit when a net operating loss (NOL) carryforward, a similar tax loss, or a tax credit carryforward exists The FASB’s objective in issuing this ASU is to eliminate diversity in practice resulting from a lack of guidance on this topic in current U.S. GAAP. This ASU applies to all entities with unrecognized tax benefits that also have tax loss or tax credit carryforwards in the same tax jurisdiction as of the reporting date. For public entities, the guidance is effective for fiscal years beginning after December 15, 2013 and interim periods within those years. The adoption of this guidance did not have a material impact on our consolidated financial statements.

	In January 2014, FASB issued ASU 2014-04, Receivables – Troubled Debt Restructurings by Creditors, which claries that an in substance repossession or foreclosure occurs, and a creditor is considered to have received physical possession of residential real estate property collateralizing a consumer mortgage loans, upon either (1) the creditor obtaining legal title to the residential real estate property upon completion of a foreclosure or (2) the borrower conveying all interest in the residential real estate property to the creditor to satisfy that loan through completion of a deed in lieu of foreclosure or through a similar legal agreement. Additionally, the amendments require interim and annual disclosure of both (1) the amount of foreclosed residential real estate property held by the creditor and (2) the recorded investment in consumer mortgage loans collateralized by residential real estate property that are in the process of foreclosure according to local requirements of the applicable jurisdiction. For public entities, the guidance is effective for annual periods, and interim periods within those annual periods, beginning after December 15, 2014. We do not expect the adoption of this guidance to have a material impact on our consolidated financial statements.

Dividend_Restriction

Dividend Restriction	3 Months Ended
Dividend Restriction	Mar. 31, 2014
Dividend Restriction [Abstract]	'
DIVIDEND RESTRICTION	'
	NOTE 9 – DIVIDEND RESTRICTION

	NorthEast Community Bancorp MHC (the “MHC”) held 7,273,750 shares, or 58.4%, of the Company’s issued and outstanding common stock, and the minority public shareholders held 41.6% of outstanding stock, at March 31, 2014. The MHC filed notice with, and received approval from, the Federal Reserve Bank of Philadelphia to waive its right to receive cash dividends for the period from November 13, 2013 through November 12, 2014.


	NOTE 9 – DIVIDEND RESTRICTION (Continued)

	The MHC has waived receipt of all past dividends paid by the Company through March 31, 2014, with the exception of the dividend for the quarter ended June 30, 2012. Because the MHC determined not to waive receipt of the dividend for the quarter ended June 30, 2012, the MHC received $218,000 in dividends in August 2012. The dividends waived are considered as a restriction on the retained earnings of the Company. As of March 31, 2014 and December 31, 2013, the aggregate retained earnings restricted for cash dividends waived were $5,455,000 and $5,237,000, respectively.

Reclassification_Out_of_Accumu

Reclassification Out of Accumulated Other Comprehensive Income	3 Months Ended
	Mar. 31, 2014
Equity [Abstract]	'
Reclassification Out of Accumulated Other Comprehensive Income	'
	NOTE 10 – RECLASSIFICATION OUT OF ACCUMULATED OTHER COMPREHENSIVE INCOME




	Details about Accumulated Other Comprehensive Income Components		Amount Reclassified from Accumulated Other Comprehensive Loss		Affected Line Item in the Consolidated Statements of Comprehensive Income (Loss)
			31-Mar-14
			(In Thousands)
	Amortization of defined benefit pension items:
	Prior service costs	$	6	-1	Salary and employee benefits
	Actuarial loss		-1	-1	Salary and employee benefits
			5		Total before tax
			-1		Income tax benefit
	Total reclassifications for the period	$	4		Net of tax


	These accumulated other comprehensive income components are included in the computation of net periodic pension cost.

Basis_of_Presentation_Policies

Basis of Presentation (Policies)	3 Months Ended
	Mar. 31, 2014
Basis of Presentation [Abstract]	'
Policy Loans Receivable, Policy [Policy Text Block]	'
	Loans

	Loans are stated at unpaid principal balances plus net deferred loan origination costs less an allowance for loan losses. Interest on loans receivable is recorded on the accrual basis. An allowance for uncollected interest is established on loans where management has determined that the borrowers may be unable to meet contractual principal and/or interest obligations or where interest or principal is 90 days or more past due, unless the loans are well secured and in the process of collection. When a loan is placed on nonaccrual, an allowance for uncollected interest is established and charged against current income. Thereafter, interest income is not recognized unless the financial condition and payment record of the borrower warrant the recognition of interest income. Generally, loans are restored to accrual status when the obligation is brought current, has performed in accordance with the contractual terms for a reasonable period of time (generally six months) and the ultimate collectability of the total contractual principal and interest is no longer in doubt. Interest on loans that have been restructured is accrued according to the renegotiated terms, unless on non-accrual. Net loan origination fees and costs are deferred and amortized into income over the contractual lives of the related loans by use of the level yield method. Past due status of loans is based upon the contractual due date.

Loans and Leases Receivable, Allowance for Loan Losses Policy [Policy Text Block]	'
	Allowance for Loan Losses

	The allowance for loan losses represents management’s estimate of losses inherent in the loan portfolio as of the statement of financial condition date and is recorded as a reduction to loans. The allowance for loan losses is increased by the provision for loan losses, and decreased by charge-offs, net of recoveries. Loans deemed to be uncollectible are charged against the allowance for loan losses, and subsequent recoveries, if any, are credited to the allowance. All, or part, of the principal balance of loans receivable are charged off to the allowance as soon as it is determined that the repayment of all, or part, of the principal balance is highly unlikely.

	The allowance for loan losses is maintained at a level considered adequate to provide for losses that can be reasonably anticipated. Management performs a quarterly evaluation of the adequacy of the allowance. The allowance is based on the Company’s past loan loss experience, known and inherent risks in the portfolio, adverse situations that may affect the borrower’s ability to repay,
	the estimated value of any underlying collateral, composition of the loan portfolio, current economic conditions, and other relevant factors.



	NOTE 1 – BASIS OF PRESENTATION (Continued)

	Allowance for Loan Losses (Continued)

	This evaluation is inherently subjective as it requires material estimates that may be susceptible to significant revision as more information becomes available.

	Risk characteristics associated with the types of loans the Company underwrites are as follows:

	Multi-family, Mixed-use and Non-residential Real Estate Loans. Loans secured by multi-family, mixed-use, and non-residential real estate generally have larger balances and involve a greater degree of risk than one- to four-family residential mortgage loans. Of primary concern in multi-family, mixed-use and non-residential real estate lending is the current and potential cash flow of the property and the borrower’s demonstrated ability to operate that type of property. Payments on loans secured by income properties often depend on successful operation and management of the properties. As a result, repayment of such loans may be subject to a greater extent than residential real estate loans to adverse conditions in the real estate market or the economy.

	Commercial and Industrial Loans. Unlike residential mortgage loans, which are generally made on the basis of a borrower’s ability to make repayment from the operation and cash flow from the real property whose value tends to be more ascertainable, commercial and industrial loans are of higher risk and tend to be made on the basis of a borrower’s ability to make repayment from the cash flow of the borrower’s business. As a result, the availability of funds for the repayment of commercial and industrial loans may depend substantially on the success of the business itself. Further, any collateral securing such loans may depreciate over time, may be difficult to appraise and may fluctuate in value.

	Construction Loans. Construction financing is generally considered to involve a higher degree of risk of loss than long-term financing on improved, occupied real estate due to (1) the increased difficulty and costs of monitoring the loan; and (2) the increased difficulty of working out loan problems. We have sought to minimize this risk by limiting the amount of construction loans outstanding at any time and by spreading the loans among multi-family, mixed-use and non-residential projects.

	Consumer Loans. We offer personal loans, loans secured by passbook savings accounts, certificates of deposit accounts or statement savings accounts, and overdraft protection for checking accounts. We do not believe these loans represent a significant risk of loss to the Company.

	The allowance for loan losses consists of specific and general reserves. The specific component relates to loans that are classified as impaired. For loans that are classified as impaired, a specific allowance is established or a partial charge-off is taken when the discounted cash flows (or collateral value or observable market price) of the impaired loan is lower than the carrying value of that loan. Beginning in the fourth quarter of 2012, the Company discontinued the use of specific allowances. If an impairment is identified, the Company now charges off the impaired portion immediately. A loan is considered impaired when, based on current information and events, it is probable that the Company will be unable to collect the scheduled payments of principal or interest when due according to the contractual terms of the loan agreement. Factors considered by management in determining impairment include payment status, collateral value, and the probability of collecting scheduled principal and interest payments when due. Loans that experience insignificant payment delays and payment shortfalls generally are not classified as impaired. Management determines the significance of payment delays and payment shortfalls on a case-by-case basis, taking into consideration all of the circumstances surrounding the loan and the borrower, including the length of the delay, the reasons for the delay, the borrower’s prior payment records, and the amount of the shortfall in relation to the principal and interest owed. Impairment is measured on a loan-by-loan basis.

	The Company does not evaluate individual one-to-four family residential real estate and consumer loans for impairment, unless such loans are part of a larger relationship that is impaired, or are classified as a troubled debt restructuring.

	The estimated fair values of substantially all of the Company’s impaired loans are measured based on the estimated fair value of the loan’s collateral or discounted cash flows.

	For loans secured by real estate, estimated fair values are determined primarily through in-house or third-party appraisals. When a real estate secured loan becomes impaired, a decision is made regarding whether an updated certified appraisal of the real estate is necessary. This decision is based on various considerations, including the age of the most recent appraisal, the loan-to-value ratio based on the original appraisal and the condition of the property. Appraised values might be discounted to arrive at the estimated selling price of the collateral, which is considered to be the estimated fair value. The discounts also include estimated costs to sell the property.

	For loans secured by non-real estate collateral, such as accounts receivable, inventory and equipment, estimated fair values are determined based on the borrower’s financial statements, inventory reports, accounts receivable aging or equipment appraisals or

	NOTE 1 – BASIS OF PRESENTATION (Continued)

	Allowance for Loan Losses (Continued)

	invoices. Indications of value from these sources are generally discounted based on the age of the financial information or the quality of the assets.

	The general component covers pools of loans by loan class including loans not considered impaired, as well as smaller balance homogeneous loans, such as residential real estate and consumer loans. These pools of loans are evaluated for loss exposure based upon historical loss rates, adjusted for qualitative factors. These qualitative risk factors include:


		1	Changes in policies and procedures in underwriting standards and collections.


		2	Changes in economic conditions.


		3	Changes in nature and volume of lending.


		4	Experience of origination team.


		5	Changes in past due loan volume and severity of classified assets.


		6	Quality of loan review system.


		7	Collateral values in general throughout lending territory.


	8	Concentrations of credit.


	9	Competition, legal and regulatory issues.

Each factor is assigned a value to reflect improving, stable or declining conditions based on management’s best judgment using relevant information available at the time of the evaluation. Adjustments to the factors are supported through documentation of changes in conditions in a narrative accompanying the allowance for loan loss calculation.

The allowance for loan losses calculation methodology includes further segregation of loan classes into risk rating categories. The borrower’s overall financial condition, repayment sources, guarantors and value of collateral, if appropriate, are evaluated annually for commercial loans or when credit deficiencies arise, such as delinquent loan payments, for commercial, residential and consumer loans. Credit quality risk ratings include regulatory classifications of pass, special mention, substandard, doubtful and loss. Loans criticized as special mention have potential weaknesses that deserve management’s close attention. If uncorrected, the potential weaknesses may result in deterioration of the repayment prospects. Loans classified substandard have a well-defined weakness or weaknesses that jeopardize the liquidation of the debt. They include loans that are inadequately protected by the current sound net worth and paying capacity of the obligor or of the collateral pledged, if any.

Loans classified doubtful have all the weaknesses inherent in loans classified substandard with the added characteristic that collection or liquidation in full, on the basis of current conditions and facts, is highly improbable. Loans classified as a loss are considered uncollectible and are charged to the allowance for loan losses. Loans not classified are rated pass.

The allowance calculation for each pool of loans is also based on the loss factors that reflect the Company’s historical charge-off experience adjusted for current economic conditions applied to loan groups with similar characteristics or classifications in the current portfolio. To help ensure that risk ratings are accurate and reflect the present and future capacity of borrowers to repay a loan as agreed, the Company has a structured loan rating process which allows for a periodic review of its loan portfolio and the early identification of potential impaired loans. Such system takes into consideration, among other things, delinquency status, size of loans, type of collateral and financial condition of the borrowers. The Company’s Chief Executive Officer is ultimately responsible for the timely and accurate risk rating of the loan portfolio.

Loans whose terms are modified are classified as troubled debt restructurings if the Company grants such borrowers concessions and it is deemed that those borrowers are experiencing financial difficulty. Concessions granted under a troubled debt restructuring generally involve a temporary reduction in interest rate or an extension of a loan’s stated maturity date. Adversely classified, non-accrual troubled debt restructurings may be returned to accrued status if principal and interest payments, under the modified terms, are current for six consecutive months after modification. All troubled debt restructured loans are classified as impaired.

In addition, banking regulatory agencies, as an integral part of their examination process, periodically review the Company’s allowance for loan losses and may require the Company to recognize additions to the allowance based on their judgments about information available to them at the time of their examination, which may not be currently available to management. Based on management’s comprehensive analysis of the loan portfolio, management believes the allowance for loan losses is adequate as of March 31, 2014.


Goodwill and Intangible Assets, Goodwill, Policy [Policy Text Block]	'


	NOTE 1 – BASIS OF PRESENTATION (Continued)

	Goodwill

	Goodwill totaled $749,000 at March 31, 2014 and December 31, 2013 and consists of goodwill acquired in the business combination completed by the Company in November 2007. The Company tests goodwill during the fourth quarter of each year for impairment, or more frequently if certain indicators are present or changes in circumstances suggest that impairment may exist. The Company utilizes a two-step approach. The first step requires a comparison of the carrying value of the reporting unit to the fair value of the unit. The Company estimates the fair value of the reporting unit through internal analyses and external valuation, which utilizes an income approach based on the present value of future cash flows. If the carrying value of the reporting unit exceeds its fair value, impairment exists and the Company will perform the second step of the goodwill impairment test to measure the amount of impairment loss, if any. The second step of the goodwill impairment test, if necessary, compares the implied fair value of a reporting unit’s goodwill with its carrying value.

	The implied fair value of goodwill is determined in the same manner that the amount of goodwill recognized in a business combination is determined. The Company allocates the fair value of the reporting unit to all of the assets and liabilities of that unit, including identifiable intangible assets, as if the reporting unit had been acquired in a business combination. Any excess of the value of a reporting unit over the amounts assigned to its assets and liabilities is the implied fair value of goodwill. No impairment charges were recorded for the quarters ended March 31, 2014 and March 31, 2013.

Earnings_Per_Share_Policy

Earnings Per Share (Policy)	3 Months Ended
Earnings Per Share (Policy)	Mar. 31, 2014
Earnings Per Share [Abstract]	'
Net Income Per Common Share [Policy Text Block]	'
	Basic earnings per common share is calculated by dividing the net income available to common stockholders by the weighted-average number of common shares outstanding during the period. Diluted earnings per common share is computed in a manner similar to basic earnings per common share except that the weighted average number of common shares outstanding is increased to include the incremental common shares (as computed using the treasury stock method) that would have been outstanding if all potentially dilutive common stock equivalents were issued during the period. Common stock equivalents may include restricted stock awards and stock options. Anti-dilutive shares are common stock equivalents with weighted-average exercise prices in excess of the weighted-average market value for the periods presented.

Outside_Director_Retirement_Pl1

Outside Director Retirement Plan ("DRP") (Tables)	3 Months Ended
Outside Director Retirement Plan ("DRP") (Tables)	Mar. 31, 2014
Benefit Plans [Abstract]	'
Schedule of Costs of Retirement Plans [Table Text Block]	'
	Net periodic pension cost for the Company’s DRP is as follows:




		Three Months Ended
		March 31,
		(In thousands)

		2014		2013
	Service cost	$	18	$	18
	Interest cost		10		11
	Amortization of prior service cost		6		5
	Amortization of actuarial (gain) loss		-1		9
	Total	$	33	$	43

Investments_Tables

Investments (Tables)	3 Months Ended
Investments (Tables)	Mar. 31, 2014
Investments [Abstract]	'
Schedule Of Amortized Cost And Fair Value Of Securities Portfolio [Table Text Block]	'
	The following table sets forth the amortized cost and fair values of our securities portfolio at the dates indicated:




					Gross			Gross
		Amortized			Unrealized			Unrealized		Fair
		Cost			Gains			Losses		Value
		(In thousands)
	31-Mar-14
	Securities available-for-sale:
	Mortgage-backed securities – residential:
	Federal Home Loan Mortgage Corporation	$	57		$	2		$	-	$	59
	Federal National Mortgage Association		46			2			-		48
	Total	$	103		$	4		$	-	$	107

	Securities held-to-maturity:
	Mortgage-backed securities – residential:
	Government National Mortgage Association	$	6,063		$	216		$	-	$	6,279
	Federal Home Loan Mortgage Corporation		231			8			-		239
	Federal National Mortgage Association		148			6			-		154
	Collateralized mortgage obligations-GSE		1,520			50			-		1,570
	Other		1			-			-		1
	Total	$	7,963		$	280		$	-	$	8,243





					Gross			Gross
		Amortized			Unrealized			Unrealized		Fair
		Cost			Gains			Losses		Value
		(In thousands)
	31-Dec-13
	Securities available-for-sale:
	Mortgage-backed securities – residential:
	Federal Home Loan Mortgage Corporation	$	63		$	2		$	-	$	65
	Federal National Mortgage Association		47			1			-		48
	Total	$	110		$	3		$	-	$	113

	Securities held-to-maturity:
	Mortgage-backed securities – residential:
	Government National Mortgage Association	$	6,426		$	215		$	-	$	6,641
	Federal Home Loan Mortgage Corporation		238			7			-		245
	Federal National Mortgage Association		155			6			-		161
	Collateralized mortgage obligations-GSE		1,624			67			-		1,691
	Other		1			-			-		1
	Total	$	8,444		$	295		$	-	$	8,739


Schedule Of Contractual Final Maturities Of Securities (Table Text Block)	'






	NOTE 5 – INVESTMENTS (Continued)

	Contractual final maturities of mortgage-backed securities available for sale were as follows:




				31-Mar-14
				Amortized Cost			Fair Value
				(In Thousands)
	Due after five but within ten years			$	19		$	19
	Due after ten years				84			88
	Total			$	103		$	107

	Contractual final maturities of mortgage-backed securities held to maturity were as follows:



				31-Mar-14
				Amortized Cost			Fair Value
				(In Thousands)
	Due after one but within five years			$	74		$	76
	Due after five but within ten years				145			152
	Due after ten years				7,744			8,015
	Total			$	7,963		$	8,243

Fair_Value_Disclosures_Tables

Fair Value Disclosures (Tables)	3 Months Ended
Fair Value Disclosures (Tables)	Mar. 31, 2014
Fair Value Disclosures [Abstract]	'
Schedule of Assets Measured At Fair Value On A Recurring And Nonrecurring Basis [Table Text Block]	'













	NOTE 6 – Fair Value DISCLOSURES (Continued)

	For financial assets measured at fair value on a recurring and nonrecurring basis, the fair value measurements by level within the fair value hierarchy used are as follows:




						(Level 1)		(Level 2)
						Quoted Prices		Significant
						in Active		Other		(Level 3)
						Markets for		Observable		Significant
	Description		Total			Identical Assets		Inputs		Unobservable Inputs
	March 31, 2014:		(In Thousands)
	Recurring:
	Mortgage-backed securities - residential:
	Federal Home Loan Mortgage Corporation		$	59		$	-	$	59	$	-
	Federal National Mortgage Association			48			-		48		-
	Total		$	107		$	-	$	107	$	-
	Nonrecurring:
	Impaired loans		$	2,666		$	-	$	-	$	2,666

	December 31, 2013:
	Recurring:
	Mortgage-backed securities - residential:
	Federal Home Loan Mortgage Corporation		$	65		$	-	$	65	$	-
	Federal National Mortgage Association			48			-		48		-
	Total		$	113		$	-	$	113	$	-
	Nonrecurring:
	Impaired loans		$	789		$	-	$	-	$	789


Schedule Of Additional Quantitative Information About Assets Measured At Fair Value On Nonrecurring Basis [Table Text Block]	'
	The following table presents additional quantitative information about assets measured at fair value on a nonrecurring basis and for which the Company has utilized Level 3 inputs to determine fair value:




		Quantitative Information about Level 3 Fair Value Measurements
								Range
			Fair Value		Valuation		Unobservable	(Weighted
			Estimate		Techniques		Unobservable	Average Rate
	(in thousands)		Estimate		Techniques		Input	Average Rate)
	March 31, 2014:
	Impaired loans	$	2,666		Appraisal of collateral (1)		Appraisal adjustments (2)	0.00%
							Liquidation expenses (2)	2.64%-3.52% (3.08%)



	December 31, 2013:
	Impaired loans	$	789		Appraisal of collateral (1)		Appraisal adjustments (2)	0.00%
							Liquidation expenses (2)	3.00% (3.00%)

	(1)Fair value is generally determined through independent appraisals of the underlying collateral, which generally include various level 3 inputs which are not identifiable.
	(2)Appraisals may be adjusted by management for qualitative factors such as economic conditions and aged appraisals. The range of liquidation expenses and other appraisal adjustments are presented as a percent of the appraisal.






	NOTE 6 – Fair Value DISCLOSURES (Continued)

Fair Value, by Balance Sheet Grouping [Table Text Block]	'
	The carrying amounts and fair values of the Company’s financial instruments are summarized below:




								Fair Value at
								31-Mar-14
									Quoted		Significant		Significant
									Prices in		Other		Unobservable
									Active		Observable		Inputs
									Markets for		Inputs
									Identical
									Assets
	(In thousands)			Carrying			Fair Value		(Level 1)		(Level 2)		(Level 3)
	(In thousands)			Amount			Fair Value		(Level 1)		(Level 2)		(Level 3)
	Financial Assets
	Cash and cash equivalents		$	25,316		$	25,316	$	25,316	$	-	$	-
	Certificates of deposit			2,142			2,142		-		2,142		-
	Securities available for sale			107			107		-		107		-
	Securities held to maturity			7,963			8,243		-		8,243		-
	Loans receivable			382,362			390,522		-		-		390,522
	FHLB of New York stock			1,594			1,594		-		1,594		-
	Accrued interest receivable			1,438			1,438		-		1,438		-

	Financial Liabilities
	Deposits			331,479			334,949		-		334,949		-
	FHLB of New York advances			21,000			21,020		-		21,020		-
	Accrued interest payable			2			2		-		2		-




								Fair Value at
								31-Dec-13
									Quoted		Significant		Significant
									Prices in		Other		Unobservable
									Active		Observable		Inputs
									Markets for		Inputs
									Identical
									Assets
	(In thousands)			Carrying			Fair Value		(Level 1)		(Level 2)		(Level 3)
	(In thousands)			Amount			Fair Value		(Level 1)		(Level 2)		(Level 3)
	Financial Assets
	Cash and cash equivalents		$	31,531		$	31,531	$	31,531	$	-	$	-
	Certificates of deposit			2,142			2,142		-		2,142		-
	Securities available for sale			113			113		-		113		-
	Securities held to maturity			8,444			8,739		-		8,739		-
	Loans receivable			367,825			374,820		-		-		374,820
	FHLB of New York stock			1,594			1,594		-		1,594		-
	Accrued interest receivable			1,267			1,267		-		1,267		-

	Financial Liabilities
	Deposits			325,209			328,654		-		328,654		-
	FHLB of New York advances			21,000			21,016		-		21,016		-
	Accrued interest payable			2			2		-		2		-

Loans_Receivable_and_the_Allow1

Loans Receivable and the Allowance For Loan Losses (Tables)	3 Months Ended
Loans Receivable and the Allowance For Loan Losses (Tables)	Mar. 31, 2014
Loans Receivable and the Allowance For Loan Losses [Abstract]	'
Schedule of Loans Receivable [Table Text Block]	'


		March 31,			December 31,
		2014			2013
		(In Thousands)
	Residential real estate:
	One-to-four family	$	12,266		$	11,752
	Multi-family		195,864			188,923
	Mixed use		52,509			50,467
	Total residential real estate		260,639			251,142
	Non-residential real estate		80,219			81,985
	Construction		14,226			6,568
	Commercial and Industrial		30,698			31,345
	Consumer		153			161

	Total Loans		385,935			371,201

	Allowance for loan losses		-4,205			-4,015
	Deferred loan costs, net		632			639

	Net Loans	$	382,362		$	367,825


Schedule of Allowance For Loan Losses [Table Text Block]	'
	At and for the Three Months Ended March 31, 2014 (in thousands)



		Residential Real Estate			Non-residential Real Estate			Construction			Commercial and Industrial			Consumer			Unallocated			Total
	Allowance for loan losses:
	Beginning balance	$	2,556		$	896		$	97		$	456		$	-		$	10		$	4,015
	Charge-offs		-			-34			-			-			-			-			-34
	Recoveries		-			224			-			-			-			-			224
	Provision (reduction)		32			-74			38			-55			-			59			-
	Ending balance	$	2,588		$	1,012		$	135		$	401		$	-		$	69		$	4,205
	Ending balance: individually evaluated for impairment	$	-		$	160		$	-		$	-		$	-		$	-		$	160

	Ending balance: collectively evaluated for impairment	$	2,588		$	852		$	135		$	401		$	-		$	69		$	4,045

	Loans receivable:
	Ending balance	$	260,639		$	80,219		$	14,226		$	30,698		$	153		$			$	385,935

	Ending balance: individually
	evaluated for impairment	$	8,649		$	11,587		$	-		$	-		$	-		$			$	20,236

	Ending balance: collectively evaluated for impairment	$	251,990		$	68,632		$	14,226		$	30,698		$	153		$			$	365,699
	NOTE 7 – LOANS RECEIVABLE AND THE ALLOWANCE FOR LOAN LOSSES (Continued)

	For the Three Months Ended March 31, 2013 (in thousands)



		Residential Real Estate			Non-residential Real Estate			Construction			Commercial and Industrial			Consumer			Unallocated			Total
	Allowance for loan losses:
	Beginning balance	$	3,216		$	996		$	-		$	434		$	-		$	-		$	4,646
	Charge-offs		-			-			-			-			-			-			-
	Recoveries		-			-			-			-			-			-			-
	Provision (reduction)		45			-12			-			27			-			-			60
	Ending balance	$	3,261		$	984		$	-		$	461		$	-		$	-		$	4,706

	At and for the Year Ended December 31, 2013 (in thousands)




		Residential Real Estate			Non-residential Real Estate			Construction			Commercial and Industrial			Consumer			Unallocated			Total
	Allowance for loan losses:
	Ending balance	$	2,556		$	896		$	97		$	456		$	-		$	10		$	4,015
	Ending balance: individually evaluated for impairment	$	-		$	-		$	-		$	-		$	-		$	-		$	-

	Ending balance: collectively evaluated for impairment	$	2,556		$	896		$	97		$	456		$	-		$	10		$	4,015

	Loans receivable:
	Ending balance	$	251,142		$	81,985		$	6,568		$	31,345		$	161		$			$	371,201
	Ending balance: individually
	evaluated for impairment	$	8,629		$	11,488		$	-		$	-		$	-		$			$	20,117

	Ending balance: collectively evaluated for impairment	$	242,513		$	70,497		$	6,568		$	31,345		$	161		$			$	351,084


Schedule of Impaired Loans [Table Text Block]	'

















	NOTE 7 – LOANS RECEIVABLE AND THE ALLOWANCE FOR LOAN LOSSES (Continued)

	The following is a summary of impaired loans at March 31, 2014 and December 31, 2013:




			31-Mar-14									31-Dec-13
						Unpaid									Unpaid
			Recorded			Principal			Related			Recorded			Principal			Related
			Investment			Balance			Allowance			Investment			Balance			Allowance
			(In thousands)
	With no related allowance recorded:
	Residential real estate-Multi-family		$	8,649		$	9,279		$	-		$	8,629		$	9,259		$	-
	Non-residential real estate			9,536			12,748			-			11,488			14,739			-
	Commercial and industrial			-			-			-			-			-			-
	Subtotal		$	18,185		$	22,027		$	-		$	20,117		$	23,998		$	-

	With an allowance recorded:
	Residential real estate-Multi-family		$	-		$	-		$	-		$	-		$	-		$	-
	Non-residential real estate			2,051			2,051			160			-			-			-
	Commercial and industrial			-			-			-			-			-			-
	Subtotal		$	2,051		$	2,051		$	160		$	-		$	-		$	-

	Total:
	Residential real estate-Multi-family		$	8,649		$	9,279		$	-		$	8,629		$	9,259		$	-
	Non-residential real estate			11,587			14,799			160			11,488			14,739			-
	Commercial and industrial			-			-			-			-			-			-
	Total		$	20,236		$	24,078		$	160		$	20,117		$	23,998		$	-




	Further information pertaining to impaired loans follows:

			Three Months Ended March 31, 2014									Three Months Ended March 31, 2013
									Interest									Interest
			Average			Interest			Income			Average			Interest			Income
			Recorded			Income			Recognized			Recorded			Income			Recognized
			Investment			Recognized			on Cash Basis			Investment			Recognized			on Cash Basis
			(In thousands)
	With no related allowance recorded:
	Residential real estate-Multi-family		$	8,639		$	48		$	48		$	10,883		$	169		$	169
	Non-residential real estate			9,498			10			10			9,902			15			15
	Commercial and industrial			-			-			-			2,001			29			29
	Subtotal		$	18,137		$	58		$	58		$	22,786		$	213		$	213

With an allowance recorded:
Residential real estate-Multi-family		$	-		$	-		$	-		$	-		$	-		$	-
Non-residential real estate			2,039			16			16			-			-			-
Commercial and industrial			-			-			-			-			-			-
Subtotal		$	2,039		$	16		$	16		$	-		$	-		$	-

Total:
Residential real estate-Multi-family		$	8,639		$	48		$	48		$	10,883		$	169		$	169
Non-residential real estate			11,537			26			26			9,902			15			15
Commercial and industrial			-			-			-			2,001			29			29
Total		$	20,176		$	74		$	74		$	22,786		$	213		$	213



Schedule of Age Analysis of Past Due Loans [Table Text Block]	'


	NOTE 7 – LOANS RECEIVABLE AND THE ALLOWANCE FOR LOAN LOSSES (Continued)

	The following table provides information about delinquencies in our loan portfolio at the dates indicated.

	Age Analysis of Past Due Loans as of March 31, 2014 (in Thousands)




		30-59 Days Past Due			60 – 89 Days Past Due			Greater Than 90 Days			Total Past			Current			Total Loans Receivable			Recorded Investment
		30-59 Days Past Due			60 – 89 Days Past Due			Greater Than 90 Days			Due			Current			Total Loans Receivable			> 90 Days and Accruing

	Residential real estate:
	One- to four-family	$	-		$	-		$	-		$	-		$	12,266		$	12,266		$	-
	Multi-family		2,166			-			-			2,166			193,698			195,864			-
	Mixed-use		-			-			2,226			2,226			50,283			52,509			-
	Non-residential real estate		191			-			2,418			2,609			77,610			80,219			-
	Construction loans		-			-			-			-			14,226			14,226			-
	Commercial and industrial loans		-			2,502			-			2,502			28,196			30,698			-
	Consumer		-			-			-			-			153			153			-
	Total loans	$	2,357		$	2,502		$	4,644		$	9,503		$	376,432		$	385,935		$	-


	Age Analysis of Past Due Loans as of December 31, 2013 (in Thousands)




		30-59 Days Past Due			60 – 89 Days Past Due			Greater Than 90 Days			Total Past			Current			Total Loans Receivable			Recorded Investment
		30-59 Days Past Due			60 – 89 Days Past Due			Greater Than 90 Days			Due			Current			Total Loans Receivable			> 90 Days and Accruing

	Residential real estate:
	One- to four-family	$	-		$	-		$	-		$	-		$	11,752		$	11,752		$	-
	Multi-family		-			-			-			-			188,923			188,923			-
	Mixed-use		-			2,210			-			2,210			48,257			50,467			-
	Non-residential real estate		-			-			2,372			2,372			79,613			81,985			-
	Construction loans		-			-			-			-			6,568			6,568			-
	Commercial and industrial loans		-			-			-			-			31,345			31,345			-
	Consumer		-			-			-			-			161			161			-
	Total loans	$	-		$	2,210		$	2,372		$	4,582		$	366,619		$	371,201		$	-


Schedule of Credit Quality Indicators [Table Text Block]	'
	Credit Risk Profile by Internally Assigned Grade at March 31, 2014 (in thousands)




		Residential Real Estate			Non-residential Real Estate			Construction			Commercial and Industrial			Consumer			Total
	Grade:
	Pass	$	258,413		$	69,787		$	14,226		$	25,157		$	153		$	367,736
	Special Mention		-			-			-			5,541			-			5,541
	Substandard		2,226			10,432			-			-			-			12,658
	Total	$	260,639		$	80,219		$	14,226		$	30,698		$	153		$	385,935


	NOTE 7 – LOANS RECEIVABLE AND THE ALLOWANCE FOR LOAN LOSSES (Continued)

	Credit Risk Profile by Internally Assigned Grade at December 31, 2013 (in thousands)




		Residential Real Estate			Non-residential Real Estate			Construction			Commercial and Industrial			Consumer			Total
	Grade:
	Pass	$	248,932		$	71,659		$	6,568		$	25,733		$	161		$	353,053
	Special Mention		-			-			-			5,612			-			5,612
	Substandard		2,210			10,326			-			-			-			12,536
	Total	$	251,142		$	81,985		$	6,568		$	31,345		$	161		$	371,201


Schedule of Financing Receivables, Non Accrual Status [Table Text Block]	'
	The following table sets forth the composition of our nonaccrual loans at the dates indicated.

	Loans Receivable on Nonaccrual Status as of March 31, 2014 and December 31, 2013 (in thousands)




		2014			2013

	Residential real estate	$	2,226		$	2,210
	Non-residential real estate		2,418			2,372
	Commercial and industrial loans		81			84
	Total	$	4,725		$	4,666

Reclassification_Out_of_Accumu1

Reclassification Out of Accumulated Other Comprehensive Income (Tables)	3 Months Ended
	Mar. 31, 2014
Equity [Abstract]	'
Reclassification out of Accumulated Other Comprehensive Income [Table Text Block]	'



	Details about Accumulated Other Comprehensive Income Components		Amount Reclassified from Accumulated Other Comprehensive Loss		Affected Line Item in the Consolidated Statements of Comprehensive Income (Loss)
			31-Mar-14
			(In Thousands)
	Amortization of defined benefit pension items:
	Prior service costs	$	6	-1	Salary and employee benefits
	Actuarial loss		-1	-1	Salary and employee benefits
			5		Total before tax
			-1		Income tax benefit
	Total reclassifications for the period	$	4		Net of tax


	These accumulated other comprehensive income components are included in the computation of net periodic pension cost.

Basis_of_Presentation_Narrativ

Basis of Presentation (Narrative) (Details) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013	Dec. 31, 2013
Basis of Presentation [Abstract]	'	'	'
Goodwill	$749	'	$749
Goodwill, Impairment Loss	$0	$0	'

Earnings_Per_Share_Details

Earnings Per Share (Details)	3 Months Ended
Earnings Per Share (Details)	Mar. 31, 2014	Mar. 31, 2013
Earnings Per Share [Abstract]	'	'
Antidilutive Securities Excluded from Computation of Earnings Per Share, Amount	0	0

Employee_Stock_Ownership_Plan_

Employee Stock Ownership Plan (Details) (USD $)	3 Months Ended
In Thousands, except Share data, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013	Dec. 31, 2013
Employee Stock Ownership Plan [Abstract]	'	'	'
Common stock shares held in ESOP	518,420	'	518,420
Allocated shares to participants	207,368	'	181,447
Shares committed to be released	6,480	'	25,921
Compensation expense	$47	$35	'

Outside_Director_Retirement_Pl2

Outside Director Retirement Plan ("DRP") (Details) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013
Benefit Plans [Abstract]	'	'
Service Cost	$18	$18
Interest Cost	10	11
Amortization of prior service cost	6	5
Amortization of actuarial (gain) loss	-1	9
Total	$33	$43

Investments_Schedule_Of_Amorti

Investments (Schedule Of Amortized Cost And Fair Value Of Securities Portfolio) (Details) (USD $)	3 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Dec. 31, 2013
Schedule of Investments [Line Items]	'	'
Securities available for sale, Amortized Cost	$103	$110
Gross Unrealized Gains	4	3
Securities available-for-sale	107	113
Securities held to maturity, Amortized Cost	7,963	8,444
Gross Unrealized Gains	280	295
Securities held to maturity, Fair Value	8,243	8,739
Government National Mortgage Association [Member]	'	'
Schedule of Investments [Line Items]	'	'
Securities held to maturity, Amortized Cost	6,063	6,426
Gross Unrealized Gains	216	215
Securities held to maturity, Fair Value	6,279	6,641
Federal Home Loan Mortgage Corporation [Member]	'	'
Schedule of Investments [Line Items]	'	'
Securities available for sale, Amortized Cost	57	63
Gross Unrealized Gains	2	2
Securities available-for-sale	59	65
Securities held to maturity, Amortized Cost	231	238
Gross Unrealized Gains	8	7
Securities held to maturity, Fair Value	239	245
Federal National Mortgage Association [Member]	'	'
Schedule of Investments [Line Items]	'	'
Securities available for sale, Amortized Cost	46	47
Gross Unrealized Gains	2	1
Securities available-for-sale	48	48
Securities held to maturity, Amortized Cost	148	155
Gross Unrealized Gains	6	6
Securities held to maturity, Fair Value	154	161
Collateralized mortgage obligations-GSE [Member]	'	'
Schedule of Investments [Line Items]	'	'
Securities held to maturity, Amortized Cost	1,520	1,624
Gross Unrealized Gains	50	67
Securities held to maturity, Fair Value	1,570	1,691
Mortgage Backed Securities, Other [Member]	'	'
Schedule of Investments [Line Items]	'	'
Securities held to maturity, Amortized Cost	1	1
Securities held to maturity, Fair Value	$1	$1

Investments_Schedule_Of_Contra

Investments (Schedule Of Contractual Final Maturities Of Securities) (Details) (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified	Mar. 31, 2014	Dec. 31, 2013
Schedule of Investments [Line Items]	'	'
Held-to-maturity Securities, Total	$7,963	$8,444
Fair Value	8,243	8,739
Mortgage Backed Securities [Member]	'	'
Schedule of Investments [Line Items]	'	'
Securities available for sale, Amortized Cost, Due after five but within ten years	19	'
Securities available for sale, Amortized Cost, Due after ten years	84	'
Securities available for sale, Amortized Cost, Total	103	'
Securities available for sale, Fair Value, Due after five but within ten years	19	'
Securities available for sale, Fair Value, Due after ten years	88	'
Securities available for sale, Fair Value, Total	107	'
Securities held to maturity, Amortized Cost, Due after one but within five years	74	'
Securities held to maturity, Amortized Cost, Due after five but within ten years	145	'
Securities held to maturity, Amortized Cost, Due after ten years	7,744	'
Held-to-maturity Securities, Total	7,963	'
Securities held to maturity, Fair Value, Due after one but within five years	76	'
Securities held to maturity, Fair Value, Due after five but within ten years	152	'
Securities held to maturity, Fair Value, Due after ten years	8,015	'
Fair Value	$8,243	'

Fair_Value_Disclosures_Schedul

Fair Value Disclosures (Schedule of Assets Measured At Fair Value On A Recurring And Nonrecurring Basis) (Details) (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified	Mar. 31, 2014	Dec. 31, 2013
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Assets, Fair Value Disclosure, Recurring	$107	$113
(Level 2) Significant Other Observable Inputs [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Assets, Fair Value Disclosure, Recurring	107	113
Federal Home Loan Mortgage Corporation [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Assets, Fair Value Disclosure, Recurring	59	65
Federal Home Loan Mortgage Corporation [Member] \| (Level 2) Significant Other Observable Inputs [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Assets, Fair Value Disclosure, Recurring	59	65
Federal National Mortgage Association [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Assets, Fair Value Disclosure, Recurring	48	48
Federal National Mortgage Association [Member] \| (Level 2) Significant Other Observable Inputs [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Assets, Fair Value Disclosure, Recurring	48	48
Impaired Loans [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Assets, Fair Value Disclosure, Nonrecurring	2,666	789
Impaired Loans [Member] \| (Level 3) Significant Unobservable Inputs [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Assets, Fair Value Disclosure, Nonrecurring	$2,666	$789

Fair_Value_Disclosures_Schedul1

Fair Value Disclosures (Schedule Of Additional Quantitative Information About Assets Measured At Fair Value On Nonrecurring Basis) (Details) (USD $)	3 Months Ended		12 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014		Dec. 31, 2013
Impaired Loans [Member]	'		'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'		'
Assets, Fair Value Disclosure, Nonrecurring	$2,666		$789
(Level 3) Significant Unobservable Inputs [Member] \| Unobservable Input, Liquidation Expenses [Member]	'		'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'		'
Fair Value Inputs, Discount Rate	'		3.00%
(Level 3) Significant Unobservable Inputs [Member] \| Impaired Loans [Member]	'		'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'		'
Assets, Fair Value Disclosure, Nonrecurring	$2,666		$789
Fair Value Measurements, Valuation Techniques	'Appraisal of collateral (1)	[1]	'Appraisal of collateral (1)	[1]
(Level 3) Significant Unobservable Inputs [Member] \| Impaired Loans [Member] \| Unobservable Input, Appraisal Adjustments [Member]	'		'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'		'
Fair Value Measurement, Unobservable Input	'Appraisal adjustments (2)	[2]	'Appraisal adjustments (2)	[2]
Fair Value Inputs, Discount Rate	0.00%		0.00%
(Level 3) Significant Unobservable Inputs [Member] \| Impaired Loans [Member] \| Unobservable Input, Liquidation Expenses [Member]	'		'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'		'
Fair Value Measurement, Unobservable Input	'Liquidation expenses (2)	[2]	'Liquidation expenses (2)	[2]
Minimum [Member] \| (Level 3) Significant Unobservable Inputs [Member] \| Impaired Loans [Member] \| Unobservable Input, Liquidation Expenses [Member]	'		'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'		'
Fair Value Inputs, Discount Rate	2.64%		'
Maximum [Member] \| (Level 3) Significant Unobservable Inputs [Member] \| Impaired Loans [Member] \| Unobservable Input, Liquidation Expenses [Member]	'		'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'		'
Fair Value Inputs, Discount Rate	3.52%		'
Weighted Average [Member] \| (Level 3) Significant Unobservable Inputs [Member] \| Impaired Loans [Member] \| Unobservable Input, Liquidation Expenses [Member]	'		'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'		'
Fair Value Inputs, Discount Rate	3.08%		3.00%

[1]	Fair value is generally determined through independent appraisals of the underlying collateral, which generally include various level 3 inputs which are not identifiable.
[2]	Appraisals may be adjusted by management for qualitative factors such as economic conditions and aged appraisals. The range of liquidation expenses and other appraisal adjustments are presented as a percent of the appraisal.

Fair_Value_Disclosures_Fair_Va

Fair Value Disclosures (Fair Value, by Balance Sheet Grouping) (Details) (USD $)	Mar. 31, 2014	Dec. 31, 2013	Mar. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified	Mar. 31, 2014	Dec. 31, 2013	Mar. 31, 2013	Dec. 31, 2012
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'	'	'	'
Financial Assets: Cash and cash equivalents, Carrying Amount	$25,316	$31,531	$24,981	$49,242
Financial Assets: Certificates of deposit, Carrying Amount	2,142	2,142	'	'
Financial Assets: Securities held to maturity, Carrying Cost/Amortized Cost	7,963	8,444	'	'
Financial Assets: Loans receivable, Carrying Amount	382,362	367,825	'	'
Financial Assets: FHLB of New York stock, Carrying Amount	1,594	1,594	'	'
Financial Assets: Accrued interest receivable, Carrying Amount	1,438	1,267	'	'
Financial Liabilities: Deposits, including accrued interest, Carrying Amount	331,479	325,209	'	'
Financial Liabilities: FHLB of New York advances, Carrying Amount	21,000	21,000	'	'
Financial Liabilities: Accrued Interest Payable	2	2	'	'
Financial Assets: Cash and cash equivalents	25,316	31,531	'	'
Financial Assets: Certificates of Deposit	2,142	2,142	'	'
Securities available-for-sale	107	113	'	'
Securities held to maturity, Fair Value	8,243	8,739	'	'
Financial Assets: Loans receivable	390,522	374,820	'	'
Financial Assets: FHLB of New York stock	1,594	1,594	'	'
Financial Assets: Accrued interest receivable	1,438	1,267	'	'
Financial Liabilities: Deposits, including accrued interest	334,949	328,654	'	'
Financial Liabilities: FHLB of New York Advances	21,020	21,016	'	'
Interest Payable, Fair Value Disclosure	2	2	'	'
(Level 1) Quoted Prices in Active Markets for Identical Assets [Member]	'	'	'	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'	'	'	'
Financial Assets: Cash and cash equivalents	25,316	31,531	'	'
(Level 2) Significant Other Observable Inputs [Member]	'	'	'	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'	'	'	'
Financial Assets: Certificates of Deposit	2,142	2,142	'	'
Securities available-for-sale	107	113	'	'
Securities held to maturity, Fair Value	8,243	8,739	'	'
Financial Assets: FHLB of New York stock	1,594	1,594	'	'
Financial Assets: Accrued interest receivable	1,438	1,267	'	'
Financial Liabilities: Deposits, including accrued interest	334,949	328,654	'	'
Financial Liabilities: FHLB of New York Advances	21,020	21,016	'	'
Interest Payable, Fair Value Disclosure	2	2	'	'
(Level 3) Significant Unobservable Inputs [Member]	'	'	'	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'	'	'	'
Financial Assets: Loans receivable	$390,522	$374,820	'	'

Loans_Receivable_and_the_Allow2

Loans Receivable and the Allowance For Loan Losses (Schedule Of Loans Receivable) (Details) (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified	Mar. 31, 2014	Dec. 31, 2013
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Loans and Leases Receivable, Gross	$385,935	$371,201
Allowance for loan losses	-4,205	-4,015
Deferred loan fees and costs	632	639
Net Loans	382,362	367,825
Total residential real estate [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Loans and Leases Receivable, Gross	260,639	251,142
Residential real estate: One-to-four family [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Loans and Leases Receivable, Gross	12,266	11,752
Residential real estate: Multi-family [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Loans and Leases Receivable, Gross	195,864	188,923
Residential real estate: Mixed use [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Loans and Leases Receivable, Gross	52,509	50,467
Non-residential real estate [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Loans and Leases Receivable, Gross	80,219	81,985
Construction [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Loans and Leases Receivable, Gross	14,226	6,568
Commercial and Industrial [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Loans and Leases Receivable, Gross	30,698	31,345
Consumer[Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Loans and Leases Receivable, Gross	$153	$161

Loans_Receivable_and_the_Allow3

Loans Receivable and the Allowance For Loan Losses (Schedule Of Allowance For Loan Losses) (Details) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013	Dec. 31, 2013
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Allowance for loan losses, Beginning balance	$4,015	$4,646	'
Allowance for loan losses, Charge-offs	-34	'	'
Allowance for loan losses, Recoveries	224	'	'
Provision for loan losses	'	60	'
Allowance for loan losses, Ending balance	4,205	4,706	'
Allowance for loan losses, Ending balance: individually evaluated for impairment	160	'	'
Allowance for loan losses, Ending balance: collectively evaluated for impairment	4,045	'	4,015
Loans receivable, Ending balance	385,935	'	371,201
Loans receivable, Ending balance: individually evaluated for impairment	20,236	'	20,117
Loans receivable, Ending balance: Collectively evaluated for impairment	365,699	'	351,084
Total residential real estate [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Allowance for loan losses, Beginning balance	2,556	3,216	'
Provision for loan losses	32	45	'
Allowance for loan losses, Ending balance	2,588	3,261	'
Allowance for loan losses, Ending balance: collectively evaluated for impairment	2,588	'	2,556
Loans receivable, Ending balance	260,639	'	251,142
Loans receivable, Ending balance: individually evaluated for impairment	8,649	'	8,629
Loans receivable, Ending balance: Collectively evaluated for impairment	251,990	'	242,513
Non-residential real estate [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Allowance for loan losses, Beginning balance	896	996	'
Allowance for loan losses, Charge-offs	-34	'	'
Allowance for loan losses, Recoveries	224	'	'
Provision for loan losses	-74	-12	'
Allowance for loan losses, Ending balance	1,012	984	'
Allowance for loan losses, Ending balance: individually evaluated for impairment	160	'	'
Allowance for loan losses, Ending balance: collectively evaluated for impairment	852	'	896
Loans receivable, Ending balance	80,219	'	81,985
Loans receivable, Ending balance: individually evaluated for impairment	11,587	'	11,488
Loans receivable, Ending balance: Collectively evaluated for impairment	68,632	'	70,497
Construction [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Allowance for loan losses, Beginning balance	97	'	'
Provision for loan losses	38	'	'
Allowance for loan losses, Ending balance	135	'	'
Allowance for loan losses, Ending balance: collectively evaluated for impairment	135	'	97
Loans receivable, Ending balance	14,226	'	6,568
Loans receivable, Ending balance: Collectively evaluated for impairment	14,226	'	6,568
Commercial and Industrial [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Allowance for loan losses, Beginning balance	456	434	'
Provision for loan losses	-55	27	'
Allowance for loan losses, Ending balance	401	461	'
Allowance for loan losses, Ending balance: collectively evaluated for impairment	401	'	456
Loans receivable, Ending balance	30,698	'	31,345
Loans receivable, Ending balance: Collectively evaluated for impairment	30,698	'	31,345
Consumer[Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Loans receivable, Ending balance	153	'	161
Loans receivable, Ending balance: Collectively evaluated for impairment	153	'	161
Unallocated [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Allowance for loan losses, Beginning balance	10	'	'
Provision for loan losses	59	'	'
Allowance for loan losses, Ending balance	69	'	'
Allowance for loan losses, Ending balance: collectively evaluated for impairment	$69	'	$10

Loans_Receivable_and_the_Allow4

Loans Receivable and the Allowance For Loan Losses (Schedule Of Impaired Loans) (Details) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013	Dec. 31, 2013
Financing Receivable, Impaired [Line Items]	'	'	'
Recorded Investment, With no related allowance recorded	$18,185	'	$20,117
Recorded Investment, With an allowance recorded	2,051	'	'
Recorded Investment, Total	20,236	'	20,117
Unpaid Principal Balance, With no related allowance recorded	22,027	'	23,998
Unpaid Principal Balance, With an allowance recorded	2,051	'	'
Unpaid Principal Balance, Total	24,078	'	23,998
Related Allowance	160	'	'
Average Recorded Investment, With no related allowance recorded	18,137	22,786	'
Average Recorded Investment, With an allowance recorded	2,039	'	'
Average Recorded Investment, Total	20,176	22,786	'
Impaired Financing Receivable, with No Related Allowance, Interest Income, Accrual Method	58	213	'
Impaired Financing Receivable, with Related Allowance, Interest Income, Accrual Method	16	'	'
Impaired Financing Receivable, Interest Income, Accrual Method, Total	74	213	'
Impaired Financing Receivable, with No Related Allowance, Interest Income, Cash Basis Method	58	213	'
Impaired Financing Receivable, with Related Allowance, Interest Income, Cash Basis Method	16	'	'
Interest Income Recognized on Cash Basis, Total	74	213	'
Residential real estate: Multi-family [Member]	'	'	'
Financing Receivable, Impaired [Line Items]	'	'	'
Recorded Investment, With no related allowance recorded	8,649	'	8,629
Recorded Investment, Total	8,649	'	8,629
Unpaid Principal Balance, With no related allowance recorded	9,279	'	9,259
Unpaid Principal Balance, Total	9,279	'	9,259
Average Recorded Investment, With no related allowance recorded	8,639	10,883	'
Average Recorded Investment, Total	8,639	10,883	'
Impaired Financing Receivable, with No Related Allowance, Interest Income, Accrual Method	48	169	'
Impaired Financing Receivable, Interest Income, Accrual Method, Total	48	169	'
Impaired Financing Receivable, with No Related Allowance, Interest Income, Cash Basis Method	48	169	'
Interest Income Recognized on Cash Basis, Total	48	169	'
Non-residential real estate [Member]	'	'	'
Financing Receivable, Impaired [Line Items]	'	'	'
Recorded Investment, With no related allowance recorded	9,536	'	11,488
Recorded Investment, With an allowance recorded	2,051	'	'
Recorded Investment, Total	11,587	'	11,488
Unpaid Principal Balance, With no related allowance recorded	12,748	'	14,739
Unpaid Principal Balance, With an allowance recorded	2,051	'	'
Unpaid Principal Balance, Total	14,799	'	14,739
Related Allowance	160	'	'
Average Recorded Investment, With no related allowance recorded	9,498	9,902	'
Average Recorded Investment, With an allowance recorded	2,039	'	'
Average Recorded Investment, Total	11,537	9,902	'
Impaired Financing Receivable, with No Related Allowance, Interest Income, Accrual Method	10	15	'
Impaired Financing Receivable, with Related Allowance, Interest Income, Accrual Method	16	'	'
Impaired Financing Receivable, Interest Income, Accrual Method, Total	26	15	'
Impaired Financing Receivable, with No Related Allowance, Interest Income, Cash Basis Method	10	15	'
Impaired Financing Receivable, with Related Allowance, Interest Income, Cash Basis Method	16	'	'
Interest Income Recognized on Cash Basis, Total	26	15	'
Commercial and Industrial [Member]	'	'	'
Financing Receivable, Impaired [Line Items]	'	'	'
Average Recorded Investment, With no related allowance recorded	'	2,001	'
Average Recorded Investment, Total	'	2,001	'
Impaired Financing Receivable, with No Related Allowance, Interest Income, Accrual Method	'	29	'
Impaired Financing Receivable, Interest Income, Accrual Method, Total	'	29	'
Impaired Financing Receivable, with No Related Allowance, Interest Income, Cash Basis Method	'	29	'
Interest Income Recognized on Cash Basis, Total	'	$29	'

Loans_Receivable_and_the_Allow5

Loans Receivable and the Allowance For Loan Losses (Schedule Of Age Analysis Of Past Due Loans) (Details) (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified	Mar. 31, 2014	Dec. 31, 2013
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
30-59 Days Past Due	$2,357	'
60-89 Days Past Due	2,502	2,210
Greater Than 90 Days	4,644	2,372
Total Past Due	9,503	4,582
Current	376,432	366,619
Total Loans Receivable, Gross	385,935	371,201
Residential real estate: One-to-four family [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Current	12,266	11,752
Total Loans Receivable, Gross	12,266	11,752
Residential real estate: Multi-family [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
30-59 Days Past Due	2,166	'
Total Past Due	2,166	'
Current	193,698	188,923
Total Loans Receivable, Gross	195,864	188,923
Residential real estate: Mixed use [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
60-89 Days Past Due	'	2,210
Greater Than 90 Days	2,226	'
Total Past Due	2,226	2,210
Current	50,283	48,257
Total Loans Receivable, Gross	52,509	50,467
Non-residential real estate [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
30-59 Days Past Due	191	'
Greater Than 90 Days	2,418	2,372
Total Past Due	2,609	2,372
Current	77,610	79,613
Total Loans Receivable, Gross	80,219	81,985
Construction [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Current	14,226	6,568
Total Loans Receivable, Gross	14,226	6,568
Commercial and Industrial [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
60-89 Days Past Due	2,502	'
Total Past Due	2,502	'
Current	28,196	31,345
Total Loans Receivable, Gross	30,698	31,345
Consumer[Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Current	153	161
Total Loans Receivable, Gross	$153	$161

Loans_Receivable_and_the_Allow6

Loans Receivable and the Allowance For Loan Losses (Schedule Of Classes Of The Loan Portfolio Summarized By The Aggregate Risk Rating) (Details) (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified	Mar. 31, 2014	Dec. 31, 2013
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'
Loans receivable	$385,935	$371,201
Total residential real estate [Member]	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'
Loans receivable	260,639	251,142
Non-residential real estate [Member]	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'
Loans receivable	80,219	81,985
Construction [Member]	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'
Loans receivable	14,226	6,568
Commercial and Industrial [Member]	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'
Loans receivable	30,698	31,345
Consumer[Member]	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'
Loans receivable	153	161
Pass [Member]	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'
Loans receivable	367,736	353,053
Pass [Member] \| Total residential real estate [Member]	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'
Loans receivable	258,413	248,932
Pass [Member] \| Non-residential real estate [Member]	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'
Loans receivable	69,787	71,659
Pass [Member] \| Construction [Member]	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'
Loans receivable	14,226	6,568
Pass [Member] \| Commercial and Industrial [Member]	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'
Loans receivable	25,157	25,733
Pass [Member] \| Consumer[Member]	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'
Loans receivable	153	161
Special Mention [Member]	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'
Loans receivable	5,541	5,612
Special Mention [Member] \| Commercial and Industrial [Member]	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'
Loans receivable	5,541	5,612
Substandard [Member]	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'
Loans receivable	12,658	12,536
Substandard [Member] \| Total residential real estate [Member]	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'
Loans receivable	2,226	2,210
Substandard [Member] \| Non-residential real estate [Member]	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'
Loans receivable	$10,432	$10,326

Loans_Receivable_and_the_Allow7

Loans Receivable and the Allowance For Loan Losses (Schedule Of Nonaccrual Loans By Classes Of The Loan Portfolio) (Details) (USD $)	Mar. 31, 2014	Mar. 31, 2013
In Thousands, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Loans Receivable on Nonaccrual Status	$4,725	$4,666
Residential real estate: Multi-family [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Loans Receivable on Nonaccrual Status	2,226	2,210
Non-residential real estate [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Loans Receivable on Nonaccrual Status	2,418	2,372
Commercial and Industrial [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Loans Receivable on Nonaccrual Status	$81	$84

Dividend_Restriction_Narrative

Dividend Restriction (Narrative) (Details) (USD $)	1 Months Ended	3 Months Ended
In Thousands, except Share data, unless otherwise specified	Aug. 31, 2012	Mar. 31, 2014	Dec. 31, 2013
Schedule of Capitalization, Equity [Line Items]	'	'	'
Issued and outstanding common stock	'	12,452,552	12,566,952
Percent Of Common Stock Outstanding	'	41.60%	'
Dividend Income, Operating	$218	'	'
Aggregate retained earnings restricted for cash dividends waived	'	$5,455	$5,237
Parent Company [Member]	'	'	'
Schedule of Capitalization, Equity [Line Items]	'	'	'
Issued and outstanding common stock	'	7,273,750	'
Percent Of Common Stock Outstanding	'	58.40%	'

Reclassification_Out_of_Accumu2

Reclassification Out of Accumulated Other Comprehensive Income (Details) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014		Mar. 31, 2013
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]	'		'
Salaries and employee benefits	$2,258		$2,346
Total before tax	272		226
Income Tax Expense (Benefit)	-57		-19
Net Income	215		207
Reclassification out of Accumulated Other Comprehensive Income [Member]	'		'
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]	'		'
Income Tax Expense (Benefit)	-1		'
Net Income	4		'
Accumulated Defined Benefit Plans Adjustment [Member] \| Reclassification out of Accumulated Other Comprehensive Income [Member]	'		'
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]	'		'
Total before tax	5	[1]	'
Accumulated Defined Benefit Plans Adjustment, Prior Service Costs [Member] \| Reclassification out of Accumulated Other Comprehensive Income [Member]	'		'
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]	'		'
Salaries and employee benefits	6	[1]	'
Accumulated Defined Benefit Plans Adjustment, Actuarial Loss [Member] \| Reclassification out of Accumulated Other Comprehensive Income [Member]	'		'
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]	'		'
Salaries and employee benefits	($1)	[1]	'

[1]	These accumulated other comprehensive income components are included in the computation of net periodic pension cost.