Chicopee Bancorp 10-K 11 Mar 16 2015 FY Annual report Financial data

Document and Entity Information

Document and Entity Information - USD ($)	12 Months Ended
	Dec. 31, 2015	Mar. 08, 2016	Jun. 30, 2015
Document and Entity Information [Abstract]
Entity Registrant Name	CHICOPEE BANCORP, INC.
Trading Symbol	CBNK
Entity Central Index Key	1,355,786
Document Type	10-K
Document Period End Date	Dec. 31, 2015
Document Fiscal Year Focus	2,015
Amendment Flag	false
Document Fiscal Period Focus	FY
Current Fiscal Year End Date	--12-31
Entity Well-known Seasoned Issuer	No
Entity Voluntary Filers	No
Entity Current Reporting Status	Yes
Entity Filer Category	Accelerated Filer
Entity Public Float			$ 86,301,411
Entity Common Stock, Shares Outstanding		5,210,739

CONSOLIDATED BALANCE SHEETS

CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
ASSETS
Cash and due from banks	$ 9,975	$ 8,794
Federal funds sold	4,613	2,915
Interest-bearing deposits with the Federal Reserve Bank of Boston	13,641	38,060
Cash and cash equivalents	28,229	49,769
Available-for-sale securities, at fair value	426	414
Held-to-maturity securities, at cost (fair value $32,935 and $34,229 at December 31, 2015 and December 31, 2014, respectively)	32,229	33,747
Federal Home Loan Bank stock, at cost	4,764	3,914
Loans held for sale	296	0
Loans receivable, net of allowance for loan losses ($5,615 and $4,927 at December 31, 2015 and December 31, 2014, respectively)	580,959	519,757
Other real estate owned	1,435	1,050
Mortgage servicing rights	192	269
Bank owned life insurance	14,881	14,531
Premises and equipment, net	8,509	8,855
Accrued interest receivable	1,668	1,591
Deferred income tax asset	3,780	3,683
Other assets	1,206	1,642
Total assets	678,574	639,222
Deposits
Demand deposits	102,424	97,922
NOW accounts	45,228	42,177
Savings accounts	52,359	50,716
Money market deposit accounts	116,226	121,106
Certificates of deposit	190,872	171,637
Total deposits	507,109	483,558
Federal Home Loan Bank advances	81,330	67,039
Accrued expenses and other liabilities	861	491
Total liabilities	$ 589,300	$ 551,088
Commitments and contingencies
Stockholders' equity
Common stock (no par value, 20,000,000 shares authorized, 7,439,368 shares issued; 5,210,739 and 5,270,670 shares outstanding at December 31, 2015 and December 31, 2014, respectively)	$ 72,479	$ 72,479
Treasury stock, at cost, 2,228,629 and 2,168,698 shares at December 31, 2015 and December 31, 2014, respectively	(30,327)	(29,119)
Additional paid-in capital	4,111	3,595
Unearned compensation (restricted stock awards)	(1)	(7)
Unearned compensation (Employee Stock Ownership Plan)	(2,976)	(3,273)
Retained earnings	45,951	44,430
Accumulated other comprehensive income	37	29
Total stockholders' equity	89,274	88,134
Total liabilities and stockholders' equity	$ 678,574	$ 639,222

CONSOLIDATED BALANCE SHEETS (Pa

CONSOLIDATED BALANCE SHEETS (Parenthetical) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Statement of Financial Position [Abstract]
Held-to-maturity securities, fair value	$ 32,935	$ 34,229
Loans receivable, allowance for loan losses	$ 5,615	$ 4,927
Common stock, par value (in usd per share)	$ 0	$ 0
Common stock, shares authorized (in shares)	20,000,000	20,000,000
Common stock, shares issued (in shares)	7,439,368	7,439,368
Common stock, outstanding (in shares)	5,210,739	5,270,670
Treasury stock, shares (in shares)	2,228,629	2,168,698

CONSOLIDATED STATEMENTS OF OPER

CONSOLIDATED STATEMENTS OF OPERATIONS - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Interest and dividend income:
Loans, including fees	$ 23,592	$ 21,724	$ 21,324
Interest and dividends on securities	1,540	1,589	1,690
Other interest-earning assets	70	41	55
Total interest and dividend income	25,202	23,354	23,069
Interest expense:
Deposits	2,806	2,773	3,635
Securities sold under agreements to repurchase	0	0	9
Other borrowed funds	1,269	910	705
Total interest expense	4,075	3,683	4,349
Net interest income	21,127	19,671	18,720
Provision for loan losses	941	5,271	425
Net interest income after provision for loan losses	20,186	14,400	18,295
Non-interest income:
Service charges, fee and commissions	2,482	2,352	2,210
Loan sales and servicing, net	243	197	622
Net gain on sales of available-for-sale securities	0	34	37
Net loss on sale and writedowns of other real estate owned	(47)	(125)	(158)
Income from bank owned life insurance	350	359	366
Other non-interest income	0	0	23
Total non-interest income	3,028	2,817	3,100
Non-interest expenses:
Salaries and employee benefits	10,206	9,927	10,165
Occupancy expenses	1,567	1,558	1,575
Furniture and equipment	692	726	699
FDIC insurance assessment	448	424	231
Data processing	1,531	1,390	1,244
Professional fees	723	943	652
Advertising	586	563	573
Foreclosure expense	462	494	155
Stationery, supplies and postage	267	260	291
Other non-interest expense	2,704	2,615	2,570
Total non-interest expenses	19,186	18,900	18,155
Income (loss) before income tax expense (benefit)	4,028	(1,683)	3,240
Income tax expense (benefit)	1,029	(1,105)	687
Net income (loss)	$ 2,999	$ (578)	$ 2,553
Earnings (loss) per share:
Basic earnings (loss) per share (usd per share)	$ 0.61	$ (0.12)	$ 0.51
Diluted earnings (loss) per share (usd per share)	$ 0.60	$ (0.12)	$ 0.50
Basic weighted average number of common shares outstanding (shares)	4,920,002	5,020,140	5,037,783
Diluted weighted average number of common shares outstanding (shares)	4,996,137	5,020,140	5,129,527

CONSOLIDATED STATEMENTS OF COMP

CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (LOSS) - USD ($) $ in Thousands		12 Months Ended
		Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Statement of Comprehensive Income [Abstract]
Net income (loss)		$ 2,999	$ (578)	$ 2,553
Available-for-sale securities:
Net unrealized holding gains (losses) arising during period		12	(1)	77
Reclassification adjustment for gains realized in net income	[1]	0	(34)	(37)
Tax effect		(4)	12	(14)
Total other comprehensive income (loss), net of tax		8	(23)	26
Total comprehensive income (loss)		$ 3,007	$ (601)	$ 2,579
[1]	Reclassified into the consolidated statements of operations in net gain on sales of available-for-sale securities.

CONSOLIDATED STATEMENTS OF CHAN

CONSOLIDATED STATEMENTS OF CHANGES IN STOCKHOLDERS' EQUITY - USD ($) $ in Thousands	Total	Common Stock	Treasury Stock	Additional Paid-in Capital	Unearned Compensation (Equity Incentive Plan)	Unearned Compensation (ESOP)	Retained Earnings	Accumulated Other Comprehensive Income
Beginning Balance at Dec. 31, 2012	$ 89,969	$ 72,479	$ (26,567)	$ 3,044	$ (18)	$ (3,868)	$ 44,873	$ 26
Comprehensive income:
Net income (loss)	2,553						2,553
Change in net unrealized (loss) gain on available-for-sale securities (net of deferred income taxes of $4, $12 and $14 in 2015, 2014 and 2013)	26							26
Total comprehensive income (loss)	2,579
Treasury stock purchased (60,731 shares, 174,915 shares, and 13,700 shares in 2015, 2014, and 2013)	(242)		(242)
Stock options exercised (800 shares in 2015)	299		374	(75)
Stock option expense	118			118
Change in unearned compensation:
Restricted stock award expense	6				6
Common stock held by ESOP committed to be released	509			212		297
Cash dividends ($.30 per share, $.28 per share, and $.20 per share in 2015, 2014, and 2013)	(1,008)						(1,008)	0
Ending Balance at Dec. 31, 2013	92,230	72,479	(26,435)	3,299	(12)	(3,571)	46,418	52
Comprehensive income:
Net income (loss)	(578)						(578)
Change in net unrealized (loss) gain on available-for-sale securities (net of deferred income taxes of $4, $12 and $14 in 2015, 2014 and 2013)	(23)							(23)
Total comprehensive income (loss)	(601)
Treasury stock purchased (60,731 shares, 174,915 shares, and 13,700 shares in 2015, 2014, and 2013)	(2,862)		(2,862)
Stock options exercised (800 shares in 2015)	141		178	(37)
Stock option expense	140			140
Change in unearned compensation:
Restricted stock award expense	5				5
Common stock held by ESOP committed to be released	491			193		298
Cash dividends ($.30 per share, $.28 per share, and $.20 per share in 2015, 2014, and 2013)	(1,410)						(1,410)
Ending Balance at Dec. 31, 2014	88,134	72,479	(29,119)	3,595	(7)	(3,273)	44,430	29
Comprehensive income:
Net income (loss)	2,999						2,999
Change in net unrealized (loss) gain on available-for-sale securities (net of deferred income taxes of $4, $12 and $14 in 2015, 2014 and 2013)	8							8
Total comprehensive income (loss)	3,007
Treasury stock purchased (60,731 shares, 174,915 shares, and 13,700 shares in 2015, 2014, and 2013)	(1,007)		(1,007)
Reclassification adjustment for stock options exercised	0		(214)	214
Stock options exercised (800 shares in 2015)	11		13	(2)
Stock option expense	109			109
Change in unearned compensation:
Restricted stock award expense	6				6
Common stock held by ESOP committed to be released	492			195		297
Cash dividends ($.30 per share, $.28 per share, and $.20 per share in 2015, 2014, and 2013)	(1,478)						(1,478)
Ending Balance at Dec. 31, 2015	$ 89,274	$ 72,479	$ (30,327)	$ 4,111	$ (1)	$ (2,976)	$ 45,951	$ 37

CONSOLIDATED STATEMENTS OF CHA7

CONSOLIDATED STATEMENTS OF CHANGES IN STOCKHOLDERS' EQUITY (Parenthetical) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Statement of Stockholders' Equity [Abstract]
Change in net unrealized gain (loss) on available-for-sale securities, deferred income tax (benefit)	$ 4	$ (12)	$ 14
Treasury stock purchased (shares)	60,731	174,915	13,700
Stock options exercised (shares)	800
Dividends declared (in usd per share)	$ 0.30	$ 0.28	$ 0.20

CONSOLIDATED STATEMENTS OF CASH

CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Cash flows from operating activities:
Net income (loss)	$ 2,999	$ (578)	$ 2,553
Adjustments to reconcile net income (loss) to net cash provided by operating activities:
Depreciation and amortization	703	703	945
Gain on disposal of premises and equipment	0	0	(24)
Provision for loan losses	941	5,271	425
Increase in cash surrender value of life insurance	(350)	(359)	(366)
Net gain on sales of available-for-sale securities	0	(34)	(37)
Net gain on sales of mortgages	(55)	(55)	(367)
Change in mortgage servicing rights	77	112	(13)
Net loss on sales and write downs of other real estate owned	47	125	158
Loans originated for sale	(5,673)	(4,681)	(26,398)
Proceeds from loan sales	5,432	4,806	26,695
Deferred income taxes	(100)	(629)	196
Decrease in FDIC prepaid insurance	0	0	467
Decrease (increase) in other assets	437	(434)	(35)
(Increase) decrease in accrued interest receivable	(77)	18	(42)
Increase (decrease) in other liabilities	369	(248)	(2)
Stock option expense	109	140	118
Change in unearned compensation	498	496	515
Net cash provided by operating activities	5,357	4,653	4,788
Cash flows from investing activities:
Purchase of premises and equipment	(357)	(375)	(439)
Net increase in loans	(62,798)	(40,619)	(21,650)
Proceeds from sales of other real estate owned	222	442	644
Proceeds from sales of available-for-sale securities	0	187	97
Purchases of held-to-maturity securities	0	0	(27,015)
Maturities of held-to-maturity securities	0	13,373	36,390
Proceeds from principal paydowns of held-to-maturity securities	1,517	1,486	1,595
Net (purchase) redemption of FHLB stock	(850)	0	362
Net cash used in investing activities	(62,266)	(25,506)	(10,016)
Cash flows from financing activities:
Net increase (decrease) in deposits	23,552	33,791	(16,411)
Net decrease in securities sold under agreements to repurchase	0	0	(9,763)
Proceeds from long-term FHLB advances	38,100	33,000	21,000
Payments on long-term FHLB advances	(23,809)	(10,953)	(9,340)
Treasury stock purchased	(1,007)	(2,862)	(242)
Stock options exercised	11	141	299
Cash dividends paid on common stock	(1,478)	(1,410)	(1,008)
Net cash provided by (used in) financing activities	35,369	51,707	(15,465)
Net (decrease) increase in cash and cash equivalents	(21,540)	30,854	(20,693)
Cash and cash equivalents at beginning of year	49,769	18,915	39,608
Cash and cash equivalents at end of year	28,229	49,769	18,915
Supplemental cash flow information:
Interest paid on deposits	2,806	2,773	3,635
Interest paid on borrowings	1,242	887	715
Income taxes paid	891	22	571
Transfers from loans to other real estate owned	$ 655	$ 1,211	$ 636

Nature of Business

Nature of Business	12 Months Ended
	Dec. 31, 2015
Organization, Consolidation and Presentation of Financial Statements [Abstract]
Nature of Business	Nature of Business Chicopee Bancorp, Inc. (the “Company”), a Massachusetts corporation, was formed on March 14, 2006 by Chicopee Savings Bank (the “Bank”) to become the holding company for the Bank upon completion of the Bank’s conversion from a mutual savings bank to a stock savings bank. The conversion of the Bank was completed on July 19, 2006. The Company provides a variety of financial services to individuals and businesses through its bank subsidiary, Chicopee Savings Bank. The Bank is a Massachusetts state-chartered savings bank operating eight full service branch offices and a lending and operation center in Western Massachusetts. The Bank’s primary source of revenue is earned by providing loans to small and middle-market businesses and to residential property homeowners. The Bank’s primary deposit products are savings and term certificate accounts.

SUMMARY OF SIGNIFICANT ACCOUNTI

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES	12 Months Ended
	Dec. 31, 2015
Accounting Policies [Abstract]
SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES	SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES Basis of presentation and consolidation The consolidated financial statements include the accounts of Chicopee Bancorp, Inc. and its wholly-owned subsidiaries, Chicopee Savings Bank and Chicopee Funding Corporation. The accounts of the Bank include all of its wholly-owned subsidiaries, Cabot Management Corporation, Cabot Realty, LLC, CSB Colts, Inc., and CSB Investment Corporation. All significant intercompany balances and transactions have been eliminated in consolidation. Use of estimates In preparing consolidated financial statements in conformity with U.S. generally accepted accounting principles (“GAAP”), management is required to make estimates and assumptions that affect the reported amounts of assets and liabilities as of the date of the balance sheet and reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates. Material estimates that are particularly susceptible to significant change in the near term relate to the determination of the allowance for loan losses, the valuation of servicing assets, the valuation of other real estate owned ("OREO"), and the determination of other-than-temporary impairment of investment securities (“OTTI”). In connection with the determination of the allowance for loan losses and the carrying value of OREO, management obtains independent appraisals for significant properties. While management uses available information to recognize losses on loans and OREO, future additions to the allowance for loan losses or future write-downs of OREO may be necessary based upon changes in economic and market conditions. In addition, various regulatory agencies, as an integral part of their examination process, periodically review the Company’s allowance for loan losses and the valuation of its OREO. Such agencies may require the Company to recognize additions to the allowance for loan losses or write-down of OREO based upon their judgment about information available to them at the time of their examination. Significant group concentrations of credit risk The Company does not have any significant concentrations to any one industry or customer. Although the Company has a diversified loan portfolio, most of the Company’s activities are with customers located in Western Massachusetts. As a result, the Company and its borrowers may be especially vulnerable to the consequences of changes in the local economy. Cash and cash equivalents For purposes of the consolidated statements of cash flows, cash and cash equivalents include cash, due from banks, interest-bearing deposits with the Federal Reserve Bank of Boston, short-term investments with original maturities of ninety days or less and federal funds sold. The Company’s due from bank accounts, at times, may exceed federally insured limits. The Company has not experienced any losses in such accounts. The Company believes it is not exposed to any significant risk on cash and cash equivalents. Securities Debt securities that management has the positive intent and ability to hold to maturity are classified as “held-to-maturity” and recorded at amortized cost. Securities not classified as held-to-maturity, including equity securities with readily determinable fair values, are classified as “available-for-sale” and recorded at fair value, with unrealized gains and losses excluded from earnings and reported in other comprehensive income (loss). Restricted stock is carried at cost and evaluated for impairment. Purchase premiums and discounts are recognized in interest income over the period to call or maturity using a method which yields results that do not differ materially from those which would be recognized by use of the effective-yield method. Declines in the fair value of individual equity securities that are deemed to be other-than-temporary are reflected in earnings when identified. For declines in the fair value of individual debt available-for-sale securities below their cost that are deemed to be other-than-temporary, where the Company does not intend to sell the security and it is more likely than not that the Company will not be required to sell the security before recovery of its amortized cost basis, the other-than-temporary decline in the fair value of the debt security related to 1) credit loss is recognized in earnings and 2) other factors is recognized in other comprehensive income or loss. Credit loss is determined to exist if the present value of expected future cash flows using the effective rate at acquisition is less than the amortized cost basis of the debt security. For individual debt securities where the Company intends to sell the security or more likely than not will be required to sell the security before recovery of its amortized cost, the other-than-temporary impairment is recognized in earnings equal to the difference between the security’s cost basis and its fair value at the balance sheet date. Gains and losses on the sale of securities are recorded on the trade date and are determined using the specific identification method. Other-than-temporary impairment of investment securities One of the significant estimates related to investment securities is the evaluation of OTTI. The evaluation of securities for OTTI is a quantitative and qualitative process, which is subject to risks and uncertainties and is intended to determine whether declines in the fair value of investments should be recognized in current period earnings. The risks and uncertainties include changes in general economic conditions, the issuer’s financial condition and/or future prospects, the effects of changes in interest rates or credit spreads and the expected recovery period of unrealized losses. Securities that are in an unrealized loss position are reviewed at least monthly to determine if OTTI is present based on certain quantitative and qualitative factors and measures. The primary factors considered in evaluating whether a decline in the value of securities is other-than-temporary include: (a) the length of time and extent to which the fair value has been less than cost or amortized cost and the expected recovery period of the security, (b) the financial condition, credit rating and future prospects of the issuer, (c) whether the debtor is current on contractually obligated interest and principal payments, (d) the volatility of the security's market price, (e) the intent and ability of the Company to retain the investment for a period of time sufficient to allow for recovery, which may be at maturity and (f) any other information and observable data considered relevant in determining whether other-than-temporary impairment has occurred, including the expectation of receipt of all principal and interest due. Federal Home Loan Bank stock As a member of the Federal Home Loan Bank of Boston ("FHLB"), the Company is required to maintain an investment in capital stock of the FHLB. Based on redemption provisions of the FHLB, the stock has no quoted market value and is carried at cost. At its discretion, the FHLB may declare dividends on its stock. The Company reviews its investment in FHLB stock for impairment based on the ultimate recoverability of the cost basis in the FHLB stock. As of December 31, 2015 and 2014 , no impairment has been recognized. Loans held for sale Loans originated and intended for sale in the secondary market are carried at the lower of amortized cost or estimated fair value, as determined by current investor yield requirements, in the aggregate. Net unrealized losses, if any, are recognized through a valuation allowance by charges to non-interest income. Loans The Company grants residential real estate, commercial and consumer loans to customers. Residential real estate loans include residential loans secured by owner-occupied, first lien real estate and residential construction loans. Commercial loans include commercial real estate, commercial and industrial, commercial construction and residential investment loans. Consumer loans include second mortgages, home improvement loans, equity loans, automobile loans and, to a lesser extent, personal loans. For purposes of evaluating the risk in the loan portfolio, management identified the following loan classes, which are used in evaluating the adequacy of the allowance for loan losses: residential real estate, residential construction, commercial real estate, commercial construction, commercial and industrial, consumer and home equity loans. Loans that management has the intent and ability to hold for the foreseeable future or until maturity or pay-off generally are reported at their outstanding unpaid principal balances adjusted for charge-offs, the allowance for loan losses, and any deferred fees or costs on originated loans. Interest income is accrued on the unpaid principal balance. Loan origination fees, net of certain direct origination costs, are deferred and recognized as an adjustment of the related loan yield using the interest method. Delinquency and nonaccrual The Company considers all loan classes past due greater than 30 days delinquent based on the contractual terms of the loan and factored on a 30 -day month. Management continuously monitors delinquency and nonaccrual levels and trends. The accrual of interest on residential real estate, commercial real estate, construction and commercial and industrial loans is discontinued at the earlier of when reasonable doubt exists as to the full collection of interest and principal or at the time the loan is 90 days past due or earlier if the loan is considered impaired. Other loans are typically charged off no later than 120 days past due. In all cases, loans are placed on nonaccrual or charged off at an earlier date if collection of principal or interest is considered doubtful. All interest accrued but not collected for loans that are placed on nonaccrual or charged off is reversed against interest income. The interest on these loans is accounted for on the cash-basis until qualifying for return to accrual status. Nonaccrual loans, including modified loans, are returned to accrual status when the borrower has shown the ability and an acceptable history of repayment and when subsequent performance reduces the concern as to the collectability of principal and interest. In order to demonstrate the ability and acceptable history of repayment, the borrower must be current with the payments in accordance with the loan terms for a minimum of six months as determined on a case-by-case basis. Loans charged off Commercial and industrial loans. Loans past due more than 120 days are considered for one of three options: charge off the balance of the loan, charge off any excess balance over the fair value of the collateral securing the loan, or continue collection efforts subject to a monthly review until either the balance is collected or a charge-off recommendation can be reasonably made. Residential loans. In general, one-to-four family residential loans and home equity loans that are delinquent 90 days or more are classified substandard. An updated appraisal is obtained when the loan is 90 days or more delinquent. Any outstanding balance in excess of the fair value of the property, less cost to sell, is charged-off against the allowance for loan losses. Consumer loans. Generally all loans are automatically considered for charge-off at 90 to 120 days from the contractual due date, unless there is liquid collateral in hand sufficient to repay principal and interest in full. Allowance for loan losses The allowance for loan losses is established as losses are estimated to have occurred through a provision for loan losses charged to earnings. Loan losses are charged against the allowance when management believes the uncollectibility of a loan balance is confirmed. Subsequent recoveries, if any, are credited to the allowance. Management believes the allowance for loan losses requires the most significant estimates and assumptions used in the preparation of the consolidated financial statements. The allowance for loan losses is based on management’s evaluation of the level of the allowance required in relation to the probable loss exposure in the loan portfolio. The allowance for loan losses is evaluated on a regular basis by management. Qualitative factors or risks considered in evaluating the adequacy of the allowance for loan losses for all loan classes include historical loss experience; levels and trends in delinquencies, nonaccrual loans, impaired loans and net charge-offs; the character and size of the loan portfolio; effects of any changes in underwriting policies; experience of management and staff; current economic conditions and the effect on borrowers; effects of changes in credit concentrations; and management’s estimation of probable losses. This evaluation is inherently subjective as it requires estimates that are susceptible to significant revision as more information becomes available. The allowance consists of specific, general and unallocated components. The specific component relates to loans that are classified as doubtful, substandard, special mention, or loss. For such loans that are also classified as impaired, an allowance is established when the discounted cash flows (or collateral value or observable market price) of the impaired loan is lower than the carrying value of that loan. The general component covers non-classified loans and is based on historical loss experience adjusted for qualitative factors. An unallocated component is maintained to cover uncertainties that could affect management’s estimate of probable losses. The unallocated component of the allowance reflects the margin of imprecision inherent in the underlying assumptions used in the methodologies for estimating specific and general losses in the portfolio. There was no unallocated component of the allowance at December 31, 2015 and 2014. There were no changes in the allowance for loan losses methodology during the years ended December 31, 2015 and 2014. Impairment Loans individually considered for impairment include all classes of commercial and residential, as well as home equity loans. These loans are considered impaired when, based on current information and events, it is probable that the Company will be unable to collect the scheduled payments of principal or interest when due according to the contractual terms of the loan agreement. Factors considered by management in determining impairment include payment status, collateral value, and the probability of collecting scheduled principal and interest payments when due. Loans that experience insignificant payment delays and payment shortfalls generally are not classified as impaired. Management determines the significance of payment delays and payment shortfalls on a case-by-case basis, taking into consideration all of the circumstances surrounding the loan and the borrower, including the length of the delay, the reasons for the delay, the borrower’s prior payment record, and the amount of the shortfall in relation to the principal and interest owed. Impairment is measured on a loan-by-loan basis by either the present value of expected future cash flows discounted at the loan’s effective interest rate, the loan’s obtainable market price, or the fair value of the collateral, less costs to sell, if the loan is collateral dependent. Large groups of smaller balance homogeneous loans are collectively evaluated for impairment. Accordingly, the Company does not separately identify individual consumer loans for impairment evaluation, except for home equity loans. The Company may periodically agree to modify the contractual terms of loans. When a loan is modified and a concession is made to a borrower experiencing financial difficulty, the modification is considered a troubled debt restructuring (“TDR”). All TDRs are classified as impaired. Other real estate owned The Company classifies property acquired through foreclosure or acceptance of a deed-in-lieu of foreclosure as OREO in its consolidated financial statements. The Company generally obtains a new or updated valuation of OREO at the time of acquisition, including periodic reappraisals, at least annually, to ensure any material change in market conditions or the physical aspects of the property is recognized. When property is placed in OREO, it is recorded at fair value less estimated cost to sell at the date of foreclosure or acceptance of deed-in-lieu of foreclosure. At the time of transfer to OREO, any excess of carrying value over fair value less estimated cost to sell is charged to the allowance for loan losses. Management, or its designee, inspects all OREO property periodically. Holding costs and declines in fair value result in charges to expense after the property is acquired. Loan servicing The valuation of mortgage servicing rights is a critical accounting policy, which requires significant estimates and assumptions. The Company often sells mortgage loans it originates and retains the ongoing servicing of such loans, receiving a fee for these services, generally 1% of the outstanding balance of the loan per annum. Servicing assets are recognized at fair value as separate assets when servicing rights are acquired through the sale of loans. Capitalized servicing rights are amortized against non-interest income in proportion to, and over the period of, the estimated future net servicing income of the underlying financial assets. Management uses an independent firm which specializes in the valuation of mortgage servicing rights to determine fair value. The most important assumption is the anticipated loan prepayment rate, and increases in prepayment speed result in lower valuations of mortgage servicing rights. Servicing assets are evaluated for impairment based upon the fair value of the rights as compared to amortized cost. Impairment is determined by stratifying rights by predominant characteristics, such as interest rate in increments of 50 basis points and term primarily of 15 and 30 years . Fair value is based upon discounted cash flows using market-based assumptions. Projected prepayments on the portfolio are estimated using the Public Securities Association Standard Prepayment Model. Impairment is recognized through a valuation allowance for an individual stratum, to the extent that fair value is less than the capitalized amount for the stratum. The use of different assumptions could produce a different valuation. All of the assumptions are based on standards the Company believes would be utilized by market participants in valuing mortgage servicing rights and are consistently derived and/or benchmarked against independent public sources. Credit related financial instruments In the ordinary course of business, the Company has entered into commitments to extend credit, including commercial letters of credit and standby letters of credit. Such financial instruments are recorded when they are funded. Premises and equipment Land is carried at cost. Buildings, leasehold improvements and equipment are stated at cost, less accumulated depreciation and amortization, computed on the straight-line method over the shorter of the estimated useful lives of the assets or the lease term. The cost of maintenance is expensed as incurred. Income taxes Deferred income tax assets and liabilities are determined using the liability (or balance sheet) method. Under this method, the net deferred tax asset or liability is determined based on the tax effects of the temporary differences between the book and tax bases of the various balance sheet assets and liabilities and certain carryforwards of losses and deductions that are available to offset future taxable income and gives current recognition to changes in tax rates and laws. Employee stock ownership plan (“ESOP”) Compensation expense is recognized as ESOP shares are committed to be released and is calculated based upon the average market price for the current year. Allocated and committed-to-be-released ESOP shares are considered outstanding for earnings per share calculations based on debt service payments. Other ESOP shares are excluded from earnings per share calculations. Dividends declared on allocated ESOP shares are charged to retained earnings. Dividends declared on unallocated ESOP shares are used to satisfy debt service. The value of unearned shares to be allocated to ESOP participants for future services not yet performed is reflected as a reduction of stockholders’ equity. Equity Incentive Plan The Company expenses compensation cost associated with share-based payment transactions, such as options and restricted stock awards, in the consolidated financial statements over the requisite service (vesting) period. Advertising Advertising costs are expensed as incurred. Earnings (loss) per common share Basic earnings (loss) per share represents income available to common stockholders divided by the weighted-average number of common shares outstanding during the period. The adjusted outstanding common shares equals the gross number of common shares issued less treasury shares, unallocated shares of the Chicopee Savings Bank ESOP, and nonvested restricted stock awards under the 2007 Equity Incentive Plan. Diluted earnings per share reflects additional common shares that would have been outstanding if dilutive potential common shares had been issued. Potential common shares that may be issued by the Company relate to outstanding stock options and certain stock awards and are determined using the treasury stock method. Unvested share-based payment awards that contain non-forfeitable rights to dividends or dividend equivalents are participating securities and, therefore, are included in computing earnings per share pursuant to the two-class method. The two-class method determines earnings per share for each class of common stock and participating securities according to dividends or dividend equivalents and their respective participation rights in undistributed earnings. The Company’s stock options and stock awards receive non-forfeitable dividends at the same rate as common stock. During the years ended December 31, 2015 and 2014, the Company paid cash dividends of $0.30 and $0.28 per share, respectively. There were no dividends paid prior to 2013. The first dividend was declared on January 20, 2013. The following table sets forth the computation of basic and diluted earnings per share under the two-class method: Years Ended December 31, (In Thousands, except share data) 2015 2014 2013 Net income (loss) $ 2,999 $ (578 ) $ 2,553 Weighted average number of common shares issued 7,439,368 7,439,368 7,439,368 Less: average number of treasury shares (2,191,559 ) (2,061,264 ) (2,013,461 ) Less: average number of unallocated ESOP shares (327,332 ) (357,089 ) (386,848 ) Less: average number of nonvested restricted stock awards (475 ) (875 ) (1,276 ) Adjusted weighted average number of common shares outstanding 4,920,002 5,020,140 5,037,783 Plus: dilutive nonvested restricted stock awards 240 — 395 Plus: dilutive outstanding stock options 75,895 — 91,349 Weighted average number of diluted shares outstanding 4,996,137 5,020,140 5,129,527 Net income (loss) per share: Basic- common stock $ 0.61 $ (0.12 ) $ 0.51 Basic- unvested share-based payment awards $ 0.61 $ (0.12 ) $ 0.51 Diluted- common stock $ 0.60 $ (0.12 ) $ 0.50 Diluted- unvested share-based payment awards $ 0.60 $ (0.12 ) $ 0.50 There were 87,000 and 97,000 stock options for the years ended December 31, 2015 and 2013 , respectively, which were excluded from the diluted earnings per share because their effect is anti-dilutive. All common stock equivalents were excluded from shares outstanding in arriving at diluted earnings per share in 2014 because their effect is anti-dilutive due to the net loss. Segment reporting The Company’s operations are solely in the financial services industry and consist of providing traditional banking services to its customers. Management makes operating decisions and assesses performance based on an ongoing review of the Company’s consolidated financial results. Therefore, the Company has a single operating segment for financial reporting purposes. Recent accounting pronouncements In May 2014, the Financial Accounting Standards Board ("FASB") issued Accounting Standards Update ("ASU") No. 2014-09, Revenue from Contracts with Customers (Topic 606). The ASU was issued to clarify the principles for recognizing revenue and to develop a common revenue standard. The effective date for this ASU was deferred to annual reporting periods beginning after December 15, 2017, including interim periods within that reporting period. The Company is currently evaluating the potential impact of the ASU on its consolidated financial statements. In June 2014, FASB issued ASU No. 2014-12, Compensation - Stock Compensation (Topic 718): Accounting for Share-Based Payments When the Terms of an Award Provide That a Performance Target Could Be Achieved after the Requisite Service Period. The ASU was issued because current U.S. GAAP does not contain explicit guidance on how to account for share-based payments when a performance target could be achieved after the requisite service period. The ASU is effective for annual periods and interim periods within those annual periods beginning after December 15, 2015. The ASU will not have a material effect on the Company's consolidated financial statements. In January 2016, FASB issued ASU No. 2016-01, Financial Instruments - Overall (Subtopic 825-10): Recognition and Measurement of Financial Assets and Financial Liabilities . The ASU was issued to enhance the reporting model for financial instruments to provide users of financial statements with more decision-useful information. This ASU changes how entities account for equity investments that do not result in consolidation and are not accounted for under the equity method of accounting. The ASU also changes certain disclosure requirements and other aspects of U.S. GAAP, including a requirement for public business entities to use the exit price notion when measuring the fair value of financial instruments for disclosure purposes. The ASU is effective for fiscal years beginning after December 15, 2017, including interim periods within those fiscal years. The ASU will not have a material effect on the Company’s consolidated financial statements. In February 2016, FASB issued ASU No. 2016-02, Leases (Topic 842). The ASU was issued to increase transparency and comparability among organizations by recognizing lease assets and lease liabilities on the balance sheet and disclosing key information about leasing arrangements. The ASU is effective for fiscal years beginning after December 15, 2018, including interim periods within those fiscal years. The Company is currently evaluating the impact of the adoption of the ASU on its consolidated financial statements. Reclassifications Certain amounts in the 2014 and 2013 financial statements have been reclassified to conform to the 2015 presentation.

RESTRICTIONS ON CASH AND AMOUNT

RESTRICTIONS ON CASH AND AMOUNTS DUE FROM BANKS	12 Months Ended
	Dec. 31, 2015
Cash and Cash Equivalents [Abstract]
RESTRICTIONS ON CASH AND AMOUNTS DUE FROM BANKS	RESTRICTIONS ON CASH AND AMOUNTS DUE FROM BANKS The Company is required to maintain average balances on hand or deposits with the Federal Reserve Bank of Boston. At December 31, 2015 and 2014 , these reserve balances amounted to $7.0 million and $6.9 million , respectively, and are included in interest bearing deposits.

INVESTMENT SECURITIES

INVESTMENT SECURITIES	12 Months Ended
	Dec. 31, 2015
Investments, Debt and Equity Securities [Abstract]
INVESTMENT SECURITIES	INVESTMENT SECURITIES The following tables set forth, at the dates indicated, information regarding the amortized cost and fair value, with gross unrealized gains and losses of the Company's investment securities: December 31, 2015 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value (In Thousands) Available-for-sale securities: Marketable equity securities $ 369 $ 57 $ — $ 426 Total available-for-sale securities $ 369 $ 57 $ — $ 426 Held-to-maturity securities: Corporate and industrial revenue bonds $ 32,029 $ 700 $ — $ 32,729 Collateralized mortgage obligations 200 6 — 206 Total held-to-maturity securities $ 32,229 $ 706 $ — $ 32,935 Non-marketable securities: Federal Home Loan Bank stock $ 4,764 $ — $ — $ 4,764 Banker's Bank Northeast stock 183 — — 183 Total non-marketable securities $ 4,947 $ — $ — $ 4,947 December 31, 2014 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value (In Thousands) Available-for-sale securities: Marketable equity securities $ 369 $ 45 $ — $ 414 Total available-for-sale securities $ 369 $ 45 $ — $ 414 Held-to-maturity securities: Corporate and industrial revenue bonds $ 33,344 $ 467 $ — $ 33,811 Collateralized mortgage obligations 403 15 — 418 Total held-to-maturity securities $ 33,747 $ 482 $ — $ 34,229 Non-marketable securities: Federal Home Loan Bank stock $ 3,914 $ — $ — $ 3,914 Banker's Bank Northeast stock 183 — — 183 Total non-marketable securities $ 4,097 $ — $ — $ 4,097 The amortized cost and estimated fair value of debt securities by contractual maturity at December 31, 2015 are shown below. Expected maturities will differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without prepayment penalties. The collateralized mortgage obligations are allocated to maturity categories according to final maturity date. Held-to-maturity Amortized Cost Fair Value (In Thousands) Within 1 year $ — $ — From 1 to 5 years 7,931 8,270 From 5 to 10 years — — Over 10 years 24,298 24,665 Total $ 32,229 $ 32,935 There were no sales of available-for-sale securities during the year ended December 31, 2015. During the years ended December 31, 2014 and 2013, proceeds from sales of available-for-sale securities amounted to $187,000 and $97,000 , respectively. Gross realized gains of $34,000 and $37,000 were realized during the years ended December 31, 2014 and 2013, respectively. The tax provision applicable to these net realized gains in 2014 and 2013 was $12,000 and $13,000 , respectively. Management conducts, at least on a monthly basis, a review of its investment portfolio including available-for-sale and held-to-maturity securities to determine if the value of any security has declined below its cost or amortized cost and whether such decline is OTTI. For the years ended December 31, 2015, 2014 and 2013, management determined that there were no securities other-than-temporarily impaired. Unrealized Losses on Investment Securities There were no continuous unrealized losses for the years ended December 31, 2015 and 2014, respectively. Non-Marketable Securities The Company is a member of the FHLB, a cooperatively owned wholesale bank for housing and finance in the six New England States. Its mission is to support the residential mortgage and community development lending activities of its members, which include over 450 financial institutions across New England. As a requirement of membership in the FHLB, the Company must own a minimum required amount of FHLB stock, calculated periodically based primarily on the Company's level of borrowings from the FHLB. The Company uses the FHLB for much of its wholesale funding needs. As of December 31, 2015 and 2014 , the Company's investment in FHLB stock totaled $4.8 million and $3.9 million , respectively. FHLB stock is a non-marketable equity security and therefore is reported at cost, which equals par value. Shares held in excess of the minimum required amount are generally redeemable at par value. For the years ended December 31, 2015 and 2014 , the Company received $109,000 and $58,000 , respectively, in dividend income from its FHLB stock investment. The Company periodically evaluates its investment in FHLB stock for impairment based on, among other factors, the capital adequacy of the FHLB and its overall financial condition. There have not been any impairment losses recorded through December 31, 2015 and the Company will continue to monitor its FHLB stock investment. Banker's Bank Northeast (BBN) stock is reported under other assets in the consolidated balance sheets and is carried at cost. The BBN stock investment is evaluated for impairment based on an estimate of the ultimate recovery to par value. As of December 31, 2015 and 2014, the Company's investment in BBN totaled $183,000 . There have not been any impairment losses recorded through December 31, 2015 and the Company will continue to monitor its BBN stock investment.

LOANS

LOANS	12 Months Ended
	Dec. 31, 2015
Receivables [Abstract]
LOANS	LOANS The following table sets forth the composition of the Company's loan portfolio in dollar amounts and as a percentage of the respective portfolio. December 31, 2015 December 31, 2014 Amount Percent of Total Amount Percent of Total (In Thousands) Real estate loans: Residential real estate¹ $ 127,610 21.8 % $ 118,692 22.7 % Home equity 39,554 6.8 % 34,508 6.6 % Commercial 287,849 49.1 % 249,632 47.7 % Total 455,013 77.7 % 402,832 77.0 % Construction-residential 8,490 1.5 % 8,129 1.6 % Construction-commercial 48,128 8.2 % 35,786 6.8 % Total construction 56,618 9.7 % 43,915 8.4 % Total real estate loans 511,631 87.4 % 446,747 85.4 % Consumer loans 2,516 0.4 % 2,662 0.5 % Commercial and industrial loans 71,530 12.2 % 74,331 14.1 % Total loans 585,677 100.0 % 523,740 100.0 % Deferred loan origination costs, net 897 944 Allowance for loan losses (5,615 ) (4,927 ) Loans, net $ 580,959 $ 519,757 ¹ Excludes loans held for sale of $296,000 at December 31, 2015. Risk characteristics Residential real estate includes loans which enable the borrower to purchase or refinance existing homes, most of which serve as the primary residence of the owner. Repayment is dependent on the credit quality of the borrower. Factors attributable to failure of repayment may include a weakened economy and/or unemployment, as well as possible personal considerations. While management anticipates adjustable-rate mortgages will better offset the potential adverse effects of an increase in interest rates as compared to fixed-rate mortgages, the increased mortgage payments required of adjustable-rate loan borrowers in a rising interest rate environment could cause an increase in delinquencies and defaults. The marketability of the underlying property also may be adversely affected in a high interest rate environment. Commercial real estate loans are secured by commercial real estate and residential investment real estate and generally have larger balances and involve a greater degree of risk than one- to four-family residential mortgage loans. Risks in commercial real estate and residential investment lending include the borrower’s creditworthiness and the feasibility and cash flow potential of the project. Payments on loans secured by income properties often depend on successful operation and management of the properties. As a result, repayment of such loans may be subject to adverse conditions in the real estate market or the economy to a greater extent than residential real estate loans. Construction loans are generally considered to involve a higher degree of risk of loss than long-term financing on improved, occupied real estate. Risk of loss on a construction loan depends largely upon the accuracy of the initial estimate of the property’s value at completion of construction and the estimated cost (including interest) of construction. Commercial and industrial loans are of high risk and typically are made on the basis of the borrower’s ability to make repayment from the cash flow of the borrower’s business. As a result, the availability of funds for the repayment of these loans may depend substantially on the success of the business itself. Further, any collateral securing such loans may depreciate over time, may be difficult to appraise and may fluctuate in value. Consumer and home equity loans may entail greater risk than do residential mortgage loans, particularly in the case of consumer loans that are unsecured or secured by assets that depreciate rapidly. In such cases, repossessed collateral for a defaulted consumer loan may not provide an adequate source of repayment for the outstanding loan and the remaining deficiency often does not warrant further substantial collection efforts against the borrower. In addition, consumer loan collections depend on the borrower’s continuing financial stability, and therefore are more likely to be adversely affected by job loss, divorce, illness or personal bankruptcy. Furthermore, the application of various federal and state laws, including bankruptcy and insolvency laws, may limit the amount that can be recovered on such loans. Credit quality To evaluate the risk in the loan portfolio, internal credit risk ratings are used for the following loan classes: commercial real estate, commercial construction and commercial and industrial. The risks evaluated in determining an adequate credit risk rating include the financial strength of the borrower and the collateral securing the loan. Commercial loans, including commercial and industrial, commercial real estate and commercial construction loans, are rated from one through nine. Credit risk ratings one through five are considered pass ratings. Classified assets include credit risk ratings of special mention through loss. At least quarterly, classified assets are reviewed by management and by an independent third party. Credit risk ratings are updated as soon as information is obtained that indicates a change in the credit risk rating may be warranted. Residential real estate and residential construction loans are categorized into pass and nonperforming risk ratings. Substandard residential loans are loans that are on nonaccrual status and are individually evaluated for impairment. Consumer loans are considered nonperforming when they are 90 days past due or have not returned to accrual status. Consumer loans are not individually evaluated for impairment. Home equity loans are considered nonperforming when they are 90 days past due or have not returned to accrual status. Each nonperforming home equity loan is individually evaluated for impairment. The following describes the credit risk ratings for classified assets: Special mention. Assets that do not currently expose the Company to sufficient risk to warrant classification in one of the following categories but possess potential weaknesses. Substandard. Assets that have one or more defined weaknesses and are characterized by the distinct possibility that the Company will sustain some loss if the deficiencies are not corrected. Non-accruing loans are typically classified as substandard. Doubtful. Assets that have the weaknesses of substandard assets with the additional characteristic that the weaknesses make collection or liquidation in full on the basis of currently existing facts, conditions and values questionable, and there is a high possibility of loss. Loss. Assets rated in this category are considered uncollectible and are charged off against the allowance for loan losses. The following table presents an analysis of total loans segregated by risk rating and class at December 31, 2015 : Commercial Credit Risk Exposure Commercial and Industrial Commercial Construction Commercial Real Estate Total (In Thousands) Pass $ 63,499 $ 42,585 $ 275,628 $ 381,712 Special mention 4,163 5,330 8,454 17,947 Substandard 3,868 213 3,767 7,848 Doubtful — — — — Loss — — — — Total commercial loans $ 71,530 $ 48,128 $ 287,849 $ 407,507 Residential Credit Risk Exposure Residential Real Estate Residential Construction Total (In Thousands) Pass $ 123,697 $ 8,490 $ 132,187 Nonperforming 3,913 — 3,913 Total residential loans $ 127,610 $ 8,490 $ 136,100 Consumer Credit Risk Exposure Consumer Home Equity Total (In Thousands) Performing $ 2,516 $ 39,366 $ 41,882 Nonperforming — 188 188 Total consumer loans $ 2,516 $ 39,554 $ 42,070 The following table presents an analysis of total loans segregated by risk rating and class at December 31, 2014 : Commercial Credit Risk Exposure Commercial and Industrial Commercial Construction Commercial Real Estate Total (In Thousands) Pass $ 66,442 $ 27,547 $ 234,866 $ 328,855 Special mention 4,991 5,843 10,034 20,868 Substandard 2,898 2,396 4,732 10,026 Doubtful — — — — Loss — — — — Total commercial loans $ 74,331 $ 35,786 $ 249,632 $ 359,749 Residential Credit Risk Exposure Residential Real Estate Residential Construction Total (In Thousands) Pass $ 114,586 $ 8,129 $ 122,715 Nonperforming 4,106 — 4,106 Total residential loans $ 118,692 $ 8,129 $ 126,821 Consumer Credit Risk Exposure Consumer Home Equity Total (In Thousands) Performing $ 2,630 $ 34,159 $ 36,789 Nonperforming 32 349 381 Total consumer loans $ 2,662 $ 34,508 $ 37,170 The following table presents the allowance for loan losses and select loan information as of and for the year ended December 31, 2015 : Residential Real Estate Residential Construction Commercial Real Estate Commercial Construction Commercial and Industrial Consumer Home Equity Total Allowance for loan losses: (In Thousands) Balance as of December 31, 2014 $ 486 $ 107 $ 2,699 $ 568 $ 879 $ 35 $ 153 $ 4,927 Provision (reduction) for loan losses 306 (18 ) 403 177 4 24 45 941 Recoveries 27 — 3 38 12 29 4 113 Loans charged off (161 ) — (93 ) — (39 ) (57 ) (16 ) (366 ) Balance as of December 31, 2015 $ 658 $ 89 $ 3,012 $ 783 $ 856 $ 31 $ 186 $ 5,615 Ending balance allowance for loan losses: Collectively evaluated for impairment $ 513 $ 89 $ 2,988 $ 783 $ 746 $ 31 $ 185 $ 5,335 Individually evaluated for impairment 145 — 24 — 110 — 1 280 Total: $ 658 $ 89 $ 3,012 $ 783 $ 856 $ 31 $ 186 $ 5,615 Total loans ending balance: Collectively evaluated for impairment $ 123,697 $ 8,490 $ 286,519 $ 47,915 $ 68,765 $ 2,516 $ 39,366 $ 577,268 Individually evaluated for impairment 3,913 — 1,330 213 2,765 — 188 8,409 Total: $ 127,610 $ 8,490 $ 287,849 $ 48,128 $ 71,530 $ 2,516 $ 39,554 $ 585,677 The following table presents the allowance for loan losses and select loan information as of and for the year ended December 31, 2014 : Residential Real Estate Residential Construction Commercial Real Estate Commercial Construction Commercial and Industrial Consumer Home Equity Total (In Thousands) Allowance for loan losses: Balance as of December 31, 2013 $ 650 $ 94 $ 2,121 $ 435 $ 1,110 $ 35 $ 151 $ 4,596 Provision for loan losses 139 13 1,479 1,672 1,867 43 58 5,271 Recoveries — — 74 — 83 23 1 181 Loans charged off (303 ) — (975 ) (1,539 ) (2,181 ) (66 ) (57 ) (5,121 ) Balance as of December 31, 2014 $ 486 $ 107 $ 2,699 $ 568 $ 879 $ 35 $ 153 $ 4,927 Ending balance allowance for loan losses: Collectively evaluated for impairment $ 481 $ 107 $ 2,634 $ 568 $ 879 $ 35 $ 150 $ 4,854 Individually evaluated for impairment 5 — 65 — — — 3 73 Total: $ 486 $ 107 $ 2,699 $ 568 $ 879 $ 35 $ 153 $ 4,927 Total loans ending balance: Collectively evaluated for impairment $ 114,586 $ 8,129 $ 246,123 $ 33,391 $ 73,286 $ 2,662 $ 34,160 $ 512,337 Individually evaluated for impairment 4,106 — 3,509 2,395 1,045 — 348 11,403 Total: $ 118,692 $ 8,129 $ 249,632 $ 35,786 $ 74,331 $ 2,662 $ 34,508 $ 523,740 The following table presents a summary of information pertaining to impaired loans by class as of and for the year ended December 31, 2015 : Recorded Investment Unpaid Balance Average Recorded Investment Related Allowance Interest Income Recognized (In Thousands) Impaired loans without a valuation allowance: Residential real estate $ 2,262 $ 2,402 $ 2,631 $ — $ 105 Residential construction — — — — — Commercial real estate 908 1,559 1,679 — 90 Commercial construction 213 213 1,144 — 14 Commercial and industrial 2,255 2,255 1,484 — 71 Consumer — — — — — Home equity 119 119 210 — 3 Total $ 5,757 $ 6,548 $ 7,148 $ — $ 283 Impaired loans with a valuation allowance: Residential real estate $ 1,651 $ 1,651 $ 1,113 $ 145 $ 64 Residential construction — — — — — Commercial real estate 422 422 527 24 21 Commercial construction — — — — — Commercial and industrial 510 510 366 110 24 Consumer — — — — — Home equity 69 69 63 1 3 Total $ 2,652 $ 2,652 $ 2,069 $ 280 $ 112 Total impaired loans: Residential real estate $ 3,913 $ 4,053 $ 3,744 $ 145 $ 169 Residential construction — — — — — Commercial real estate 1,330 1,981 2,206 24 111 Commercial construction 213 213 1,144 — 14 Commercial and industrial 2,765 2,765 1,850 110 95 Consumer — — — — — Home equity 188 188 273 1 6 Total $ 8,409 $ 9,200 $ 9,217 $ 280 $ 395 The $8.4 million of impaired loans include $6.4 million of non-accrual loans. The remaining impaired loans are TDRs or loans for which the Company believes, based on current information and events, it is probable that the Company will be unable to collect the scheduled payments of principal or interest when due according to the contractual terms of the loan agreement. The Company does not have any commitments to lend additional funds to borrowers whose loans have been modified or are not performing. The following table presents a summary of information pertaining to impaired loans by class as of and for the year ended December 31, 2014 : Recorded Investment Unpaid Balance Average Recorded Investment Related Allowance Interest Income Recognized (In Thousands) Impaired loans without a valuation allowance: Residential real estate $ 3,495 $ 3,617 $ 2,634 $ — $ 105 Residential construction — — — — — Commercial real estate 2,700 3,317 3,535 — 55 Commercial construction 2,395 3,934 3,270 — 111 Commercial and industrial 1,045 1,057 1,300 — 43 Consumer — — — — — Home equity 301 366 238 — 10 Total $ 9,936 $ 12,291 $ 10,977 $ — $ 324 Impaired loans with a valuation allowance: Residential real estate $ 611 $ 611 $ 859 $ 5 $ 32 Residential construction — — — — — Commercial real estate 809 809 694 65 23 Commercial construction — — — — — Commercial and industrial — — 47 — 1 Consumer — — — — — Home equity 47 47 65 3 1 Total $ 1,467 $ 1,467 $ 1,665 $ 73 $ 57 Total impaired loans: Residential real estate $ 4,106 $ 4,228 $ 3,493 $ 5 $ 137 Residential construction — — — — — Commercial real estate 3,509 4,126 4,229 65 78 Commercial construction 2,395 3,934 3,270 — 111 Commercial and industrial 1,045 1,057 1,347 — 44 Consumer — — — — — Home equity 348 413 303 3 11 Total $ 11,403 $ 13,758 $ 12,642 $ 73 $ 381 The $11.4 million of impaired loans include $11.2 million of non-accrual loans. The remaining impaired loans are TDRs or loans for which the Company believes, based on current information and events, it is probable that the Company will be unable to collect the scheduled payments of principal or interest when due according to the contractual terms of the loan agreement. The following table presents a summary of information pertaining to impaired loans by class as of and for the year ended December 31, 2013: Recorded Investment Unpaid Balance Average Recorded Investment Related Allowance Interest Income Recognized (In Thousands) Impaired loans without a valuation allowance: Residential real estate $ 1,535 $ 1,535 $ 1,455 $ — $ 52 Residential construction — — — — — Commercial real estate 4,099 4,232 3,725 — 192 Commercial construction 3,888 3,888 4,068 — 193 Commercial and industrial 1,254 1,584 937 — 44 Consumer — — — — — Home equity 131 131 131 — 4 Total $ 10,907 $ 11,370 $ 10,316 $ — $ 485 Impaired loans with a valuation allowance: Residential real estate $ 1,123 $ 1,123 $ 1,056 $ 243 $ 30 Residential construction — — 132 — — Commercial real estate 249 249 403 12 23 Commercial construction — — — — — Commercial and industrial 118 118 134 10 3 Consumer — — — — — Home equity 162 162 108 14 1 Total $ 1,652 $ 1,652 $ 1,833 $ 279 $ 57 Total impaired loans: Residential real estate $ 2,658 $ 2,658 $ 2,511 $ 243 $ 82 Residential construction — — 132 — — Commercial real estate 4,348 4,481 4,128 12 215 Commercial construction 3,888 3,888 4,068 — 193 Commercial and industrial 1,372 1,702 1,071 10 47 Consumer — — — — — Home equity 293 293 239 14 5 Total $ 12,559 $ 13,022 $ 12,149 $ 279 $ 542 The $12.6 million of impaired loans include $6.8 million of non-accrual loans. The remaining impaired loans are TDRs or loans for which the Company believes, based on current information and events, it is probable that the Company will be unable to collect the scheduled payments of principal or interest when due according to the contractual terms of the loan agreement. The following table presents an aging analysis of past due and nonaccrual loans as of December 31, 2015 : 31-59 Days Past Due 60-89 Days Past Due 90 Days or Greater Past Due Total Past Due Current Total Loans Nonaccrual Loans (In Thousands) Residential real estate $ 2,396 $ 514 $ 196 $ 3,106 $ 124,504 $ 127,610 $ 3,355 Residential construction — — — — 8,490 8,490 — Commercial real estate 786 71 413 1,270 286,579 287,849 1,330 Commercial construction 245 — — 245 47,883 48,128 213 Commercial and industrial 139 72 360 571 70,959 71,530 1,276 Consumer 9 — — 9 2,507 2,516 18 Home equity 87 47 71 205 39,349 39,554 205 Total $ 3,662 $ 704 $ 1,040 $ 5,406 $ 580,271 $ 585,677 $ 6,397 The following table presents an aging analysis of past due and nonaccrual loans as of December 31, 2014 : 31-59 Days Past Due 60-89 Days Past Due 90 Days or Greater Past Due Total Past Due Current Total Loans Nonaccrual Loans (In Thousands) Residential real estate $ 3,396 $ 542 $ 1,212 $ 5,150 $ 113,542 $ 118,692 $ 4,308 Residential construction — — — — 8,129 8,129 — Commercial real estate 913 — 2,385 3,298 246,334 249,632 3,000 Commercial construction 550 — 1,558 2,108 33,678 35,786 2,396 Commercial and industrial 218 434 513 1,165 73,166 74,331 1,196 Consumer 28 — 13 41 2,621 2,662 32 Home equity 77 30 263 370 34,138 34,508 261 Total $ 5,182 $ 1,006 $ 5,944 $ 12,132 $ 511,608 $ 523,740 $ 11,193 There were no loans greater than ninety days past due and still accruing at December 31, 2015 and 2014 . TDR loans consist of loans where the Company, for economic or legal reasons related to the borrower’s financial difficulties, granted a concession to the borrower that the Company would not otherwise consider. TDR loans can take the form of a reduction in the stated interest rate, receipts of assets from a debtor in partial or full satisfaction of a loan, the extension of the maturity date, or the reduction of either the interest or principal. Once a loan has been identified as a TDR, it is classified as impaired and will continue to be reported as a TDR until the loan is paid in full. In the normal course of business, the Company may modify a loan for a credit worthy borrower where the modified loan is not considered a TDR. In these cases, the modified terms are consistent with loan terms available to credit worthy borrowers and within normal loan pricing. The modifications to such loans are done according to existing underwriting standards which include review of historical financial statements, including current interim information if available, and an analysis of the borrower’s performance and projections to assess repayment ability going forward. During the year ended December 31, 2015, one TDR totaling $38,000 defaulted and was restructured within the previous twelve month period. During the year ended December 31, 2014, the Company had four TDRs totaling $4.7 million, of which three totaling $4.5 million had defaulted within the previous twelve month period. TDR loans are considered defaulted when based on current information and events, it is probable that the Company will be unable to collect the scheduled payments of principal or interest when due according to the contractual terms of the loan agreement. The following tables provide new TDR activity by segment during the periods indicated: For the year ended December 31, 2015 Number of Modifications Recorded Investment Pre-Modification Recorded Investment Post-Modification Current Balance (In Thousands) Residential real estate — $ — $ — $ — Residential construction — — — — Commercial real estate — — — — Commercial construction — — — — Commercial and industrial — — — — Consumer — — — — Home equity 1 — 38 38 Total 1 $ — $ 38 $ 38 For the year ended December 31, 2014 Number of Modifications Recorded Investment Pre-Modification Recorded Investment Post-Modification Current Balance (In Thousands) Residential real estate 2 $ 510 $ 510 $ 505 Residential construction — — — — Commercial real estate — — — — Commercial construction — — — — Commercial and industrial 2 4,225 2,687 2,108 Consumer — — — — Home equity — — — — Total 4 $ 4,735 $ 3,197 $ 2,613 The following is a summary of TDR loans by segment as of the dates indicated: As of December 31, 2015 As of December 31, 2014 Number of Loans Recorded Investment Number of Loans Recorded Investment (In Thousands) Residential real estate 4 $ 847 4 $ 865 Residential construction — — — — Commercial real estate 3 $ 442 4 $ 575 Commercial construction — — 2 2,108 Commercial and industrial 3 $ 236 4 $ 141 Consumer — — — — Home equity 2 69 1 33 Total 12 $ 1,594 15 $ 3,722 TDRs granted in 2015 and 2014 were primarily the result of concessions to reduce the interest rate, extension of the maturity date or the payment of taxes on behalf of the borrower. The TDR granted during 2015 did not result in a reduction of the recorded investment. The TDRs granted during 2014 resulted in a $1.5 million reduction of the recorded investment. One of the four modifications granted in 2014 was in compliance with modified terms. The Company reviews TDRs on a loan by loan basis and applies specific reserves to loan balances. The reserve balance is typically calculated using the present value of future cash flows or using the fair value of the collateral method if sufficient borrower cash flow cannot be identified. There were no specific reserves related to TDRs that were granted for the year ended December 31, 2015.

LOAN SERVICING

LOAN SERVICING	12 Months Ended
	Dec. 31, 2015
Receivables [Abstract]
LOAN SERVICING	LOAN SERVICING Mortgage loans serviced for others are not included in the accompanying consolidated balance sheets. The unpaid principal balances of mortgage loans serviced for others were $82.1 million and $91.3 million at December 31, 2015 and 2014 , respectively. The risks inherent in the mortgage servicing assets relate primarily to changes in prepayments that result from changes in mortgage interest rates. Capitalized mortgage servicing rights were $41,000 , $39,000 , and $194,000 for the years ended December 31, 2015 , 2014 and 2013 , respectively. The balance of capitalized servicing rights, net of valuation allowances, at December 31, 2015 , 2014 and 2013 , was $192,000 , $269,000 and $381,000 , respectively. At December 31, 2015 , 2014 and 2013 , the fair value of these rights was $517,000 , $622,000 and $831,000 , respectively. At December 31, 2015, 2014 and 2013, the valuation allowance was $1,000 , $2,000 , and $0 , respectively. Residential real estate mortgages are originated by the Company both for its portfolio and for sale into the secondary market. The Company may sell its loans to institutional investors such as the Federal Home Loan Mortgage Corporation. Under loan sale and servicing agreements with the investor, the Company generally continues to service the residential real estate mortgages. The Company pays the investor an agreed-upon rate on the loan, which is less than the interest rate received from the borrower. The Company retains the difference as a fee for servicing the residential real estate mortgages. The Company capitalizes mortgage servicing rights at their fair value upon sale of the related loans, amortizes the asset over the estimated life of the serviced loan, and periodically assesses the asset for impairment. The significant assumptions used by a third party to estimate the fair value of capitalized servicing rights at December 31, 2015 , include weighted average prepayment speed for the portfolio using the Public Securities Association Standard Prepayment Model (203 PSA), weighted average discount rate ( 9.04% ), weighted average servicing fee (0.2501)% , and net cost to service loans ( $51.75 per loan). The estimated fair value of capitalized servicing rights may vary significantly in subsequent periods primarily due to changing market interest rates, and their effect on prepayment speeds and discount rates. A summary of the activity in the balances of mortgage servicing rights follows: Years Ended December 31, 2015 2014 2013 (In Thousands) Balance at the beginning of year: $ 269 $ 381 $ 368 Capitalized mortgage servicing rights 41 39 194 Change in valuation allowance 1 (2 ) 32 Amortization (119 ) (149 ) (213 ) Balance at the end of year $ 192 $ 269 $ 381

PREMISES AND EQUIPMENT

PREMISES AND EQUIPMENT	12 Months Ended
	Dec. 31, 2015
Property, Plant and Equipment [Abstract]
PREMISES AND EQUIPMENT	PREMISES AND EQUIPMENT A summary of the cost and accumulated depreciation of premises and equipment is as follows: December 31, 2015 2014 (In Thousands) Land $ 1,530 $ 1,529 Buildings 9,770 9,845 Leasehold improvements 1,448 1,461 Furniture and equipment 6,038 6,281 Total cost 18,786 19,116 Accumulated depreciation (10,277 ) (10,261 ) Premises and equipment, net $ 8,509 $ 8,855 Depreciation expense related to premises and equipment for the years ended December 31, 2015 , 2014 and 2013 amounted to $703,000 , $701,000 and $717,000 , respectively.

DEPOSITS

DEPOSITS	12 Months Ended
	Dec. 31, 2015
Banking and Thrift [Abstract]
DEPOSITS	DEPOSITS A summary of deposit balances by type is as follows: December 31, 2015 2014 (In Thousands) Demand deposits $ 102,424 $ 97,922 NOW accounts 45,228 42,177 Savings accounts 52,359 50,716 Money market deposit accounts 116,226 121,106 Total core accounts 316,237 311,921 Certificate accounts less than $250,000 137,718 118,511 Certificate accounts $250,000 or more 53,154 53,126 Total certificate of deposit accounts 190,872 171,637 Total deposits $ 507,109 $ 483,558 A summary of certificate accounts by maturity is as follows: December 31, 2015 December 31, 2014 (In Thousands) Amount Weighted Average Rate Amount Weighted Average Rate 2015 $ — — $ 104,030 1.21 % 2016 107,895 1.03 % 34,509 1.42 % 2017 50,218 1.44 % 12,282 1.30 % 2018 14,047 1.28 % 13,988 1.30 % 2019 11,963 1.55 % 6,828 1.10 % 2020 6,749 1.15 % — — Total $ 190,872 1.19 % $ 171,637 1.26 %

ADVANCES FROM FEDERAL HOME LOAN

ADVANCES FROM FEDERAL HOME LOAN BANK	12 Months Ended
	Dec. 31, 2015
Banking and Thrift [Abstract]
ADVANCES FROM FEDERAL HOME LOAN BANK	ADVANCES FROM FEDERAL HOME LOAN BANK Advances from the FHLB consist of the following: December 31, 2015 December 31, 2014 Amount Weighted Average Rate Amount Weighted Average Rate (In Thousands) Fixed-rate FHLB advances maturing: Due 2015 $ — — % $ 16,891 0.59 % Due 2016 (a) 21,334 0.86 % 16,585 1.03 % Due 2017 (a) 7,467 1.64 % 6,217 2.01 % Due 2018 (a) 14,588 1.45 % 6,500 3.25 % Due 2019 (a) 17,208 2.11 % 13,274 1.52 % Due 2020 (a) 10,884 1.67 % 2,561 1.68 % Due 2021 (a) 3,434 2.01 % 4,047 2.01 % Due 2022 (a) 5,541 1.85 % 964 2.64 % Due 2024 (a) 874 2.64 % — — Total FHLB advances $ 81,330 1.56 % $ 67,039 1.43 % (a) Includes amortizing advances requiring monthly principal and interest payments. FHLB advances are secured primarily by a blanket lien on qualified one- to four-family residential real estate loans, certain pledged commercial real estate loans and the Company’s holding of FHLB stock. At December 31, 2015 and 2014 , the Company was in compliance with the FHLB collateral requirements. At December 31, 2015 , the Company pledged $236.0 million of collateral to the FHLB. At December 31, 2015 , the Company had the ability to borrow an additional $68.9 million based on the collateral pledged to the FHLB. In addition, the Company is able to pledge additional collateral to increase the advance availability with the FHLB. The Company utilizes advances from the FHLB primarily in connection with funding growth in the balance sheet and to manage interest rate risk. At December 31, 2015 , all of the Company’s outstanding FHLB advances were at fixed interest rates ranging from 0.48% to 3.69% . At December 31, 2014 , all of the Company's outstanding FHLB advances were at fixed interest rates ranging from 0.24% to 3.69% . At December 31, 2015 and 2014, the Company had an Ideal Way Line of Credit available with the FHLB of $2.0 million and an unsecured line of credit of $4.0 million with Banker’s Bank Northeast. In addition, the Company’s unused borrowing capacity with the Federal Reserve Bank of Boston was $41.8 million and $44.5 million at December 31, 2015 and 2014, respectively. At December 31, 2015 and 2014, there were no amounts outstanding under these lines of credit.

INCOME TAXES

INCOME TAXES	12 Months Ended
	Dec. 31, 2015
Income Tax Disclosure [Abstract]
INCOME TAXES	INCOME TAXES Allocation of federal and state income taxes between current and deferred portions is as follows: Years Ended December 31, 2015 2014 2013 (In Thousands) Current tax expense (benefit) Federal $ 760 $ (440 ) $ 367 State 369 (36 ) 124 Total current tax expense (benefit) 1,129 (476 ) 491 Deferred tax (benefit) expense Federal 24 (548 ) 160 State (124 ) (27 ) 49 Change in valuation reserve — (54 ) (13 ) Total deferred tax (benefit) expense (100 ) (629 ) 196 Income tax expense (benefit) $ 1,029 $ (1,105 ) $ 687 The reasons for the differences between the statutory federal income tax rate and the effective tax rates are summarized as follows: Years Ended December 31, 2015 2014 2013 Statutory rate 34.0 % 34.0 % 34.0 % Increase (decrease) resulting from: State taxes, net of federal tax benefit 4.2 % 2.5 % 3.5 % Dividends received deduction (0.1 )% 0.2 % (0.2 )% Change in valuation allowance — % 3.2 % (0.4 )% Tax-exempt interest (11.8 )% 29.6 % (16.1 )% Bank owned life insurance (3.0 )% 7.2 % (3.8 )% Stock-based compensation 1.9 % (6.1 )% 3.4 % Expiration of contribution carryover — % (2.8 )% — % Other, net 0.3 % (2.1 )% 0.8 % Effective tax rate 25.5 % 65.7 % 21.2 % The tax effects of each type of income and expense item that gave rise to deferred taxes are as follows: December 31, 2015 2014 (In Thousands) Gross deferred tax assets: Charitable contribution carryforward $ — $ 4 Allowance for loan losses 2,243 1,968 Employee benefit and stock-based compensation plans 1,003 933 Nonaccrual interest 200 186 OREO 35 67 Alternative minimum tax credit 602 940 Depreciation 75 — Net operating loss carryforward — 112 Other 76 86 Gross deferred tax assets 4,234 4,296 Gross deferred tax liabilities Deferred loan costs (358 ) (357 ) Mortgage servicing rights (77 ) (104 ) Depreciation — (136 ) Unrealized gain on available-for-sale securities (19 ) (16 ) Gross deferred tax liabilities (454 ) (613 ) Net deferred tax asset 3,780 3,683 The change in the valuation reserve applicable to the net deferred tax asset is as follows: Years Ended December 31, 2015 2014 2013 (In Thousands) Balance at beginning of year: $ — $ 54 $ 67 Change generated by current year's operations — (54 ) (13 ) Balance at end of year $ — $ — $ 54 The federal income tax reserve for loan losses at the Bank's base year is $3.6 million . If any portion of the reserve is used for purposes other than to absorb loan losses, approximately 150% of the amount actually used, limited to the amount of the reserve, would be subject to taxation in the fiscal year in which used. As the Bank intends to use the reserve solely to absorb loan losses, a deferred tax liability of approximately $1.2 million has not been provided. The Company’s income tax returns for the years ended December 31, 2012 , 2013 , 2014 and 2015 are open to audit under the statute of limitations by the Internal Revenue Service. The Company’s policy is to record interest and penalties related to uncertain tax positions as part of its income tax expense. The Company has no penalties and interest recorded for the years ended December 31, 2015 , 2014 and 2013 .

OFF-BALANCE SHEET ACTIVITIES

OFF-BALANCE SHEET ACTIVITIES	12 Months Ended
	Dec. 31, 2015
Balance Sheet Related Disclosures [Abstract]
OFF-BALANCE SHEET ACTIVITIES	OFF-BALANCE-SHEET ACTIVITIES Credit-related financial instruments The Company is a party to credit related financial instruments with off-balance-sheet risk in the normal course of business to meet the financing needs of its customers. These financial instruments include commitments to extend credit, standby letters of credit, and various financial instruments with off-balance-sheet risk. Such commitments involve, to varying degrees, elements of credit and interest rate risk in excess of the amount recognized in the consolidated balance sheets. The Company’s exposure to credit loss is represented by the contractual amount of these commitments. The Company follows the same credit policies in making commitments as it does for on-balance-sheet instruments. The following financial instruments were outstanding whose contract amounts represent credit risk: December 31, 2015 2014 (In Thousands) Commitments to grant loans $ 16,188 $ 35,418 Unfunded commitments for construction loans 20,963 17,210 Unfunded commitments under lines of credit 88,342 79,092 Standby letters of credit 976 904 Commitments to extend credit are agreements to lend to a customer as long as there is no violation of any condition established in the contract. Commitments generally have fixed expiration dates or other termination clauses and may require payment of a fee. The commitments for equity lines of credit may expire without being drawn upon. Therefore, the total commitment amounts do not necessarily represent future cash requirements. The amount of collateral obtained, if it is deemed necessary by the Company, is based on management’s credit evaluation of the customer. Collateral held varies but may include cash, securities, accounts receivable, inventory, property, plant and equipment, and real estate. Unfunded commitments under commercial lines of credit, revolving credit lines and overdraft protection agreements are commitments for possible future extensions of credit to existing customers. These lines of credit are uncollateralized, usually do not contain a specified maturity date, and may not be drawn upon to the total extent to which the Company is committed. Disclosures and liability recognition are required for the fair value of certain guarantees at issuance. The Company does not issue any guarantees that would require liability recognition or disclosure, other than its standby letters of credit. The Company has issued conditional commitments in the form of standby letters of credit to guarantee payment on behalf of a customer and guarantee the performance of a customer to a third party. Standby letters of credit generally arise in connection with lending relationships. The credit risk involved in issuing these instruments is essentially the same as that involved in extending loans to customers. Contingent obligations under standby letters of credit totaled $976,000 and $904,000 at December 31, 2015 and 2014 , respectively, and represent the maximum potential future payments the Company could be required to make. Typically, these instruments have terms of 12 months or less and expire unused; therefore, the total amounts do not necessarily represent future cash requirements. Each customer is evaluated individually for creditworthiness under the same underwriting standards used for commitments to extend credit and on-balance sheet instruments. The Company’s policies governing loan collateral apply to standby letters of credit at the time of credit extension. Loan-to-value ratios are generally consistent with loan-to-value requirements for other commercial loans secured by similar types of collateral. The fair value of the Company’s standby letters of credit at December 31, 2015 and 2014 was not material. Lease commitments Pursuant to the terms of non-cancelable lease agreements in effect at December 31, 2015 , future minimum operating lease commitments pertaining to banking premises are as follows: (In Thousands) 2016 $ 478 2017 468 2018 424 2019 441 2020 441 Thereafter 2,322 Total $ 4,574 The leases contain options to extend for periods from one to five years. Total rent expense, including common area charges, for the years ended December 31, 2015 , 2014 and 2013 approximated $521,000 , $527,000 , and $496,000 , r e spectively.

OTHER COMMITMENTS AND CONTINGEN

OTHER COMMITMENTS AND CONTINGENCIES	12 Months Ended
	Dec. 31, 2015
Commitments and Contingencies Disclosure [Abstract]
OTHER COMMITMENTS AND CONTINGENCIES	OTHER COMMITMENTS AND CONTINGENCIES Employment and change in control agreements Chicopee Bancorp, Inc. has three -year employment agreements with its President and Chief Executive Officer and Executive Vice President of Lending and three -year change of control agreements with certain other executives. These agreements generally provide for a base salary and the continuation of certain benefits currently received. The Company employment agreements renew on a daily and annual basis, respectively. Under certain specified circumstances, the employment agreements require certain payments to be made for certain reasons other than cause, including a “change in control” as defined in the agreement. However, such employment may be terminated for cause, as defined, without incurring any continuing obligations. Legal claims Various legal claims arise from time to time in the ordinary course of business. In the opinion of management, the claims that existed at December 31, 2015 will have no material effect on the Company's consolidated financial statements.

MINIMUM REGULATORY CAPITAL REQU

MINIMUM REGULATORY CAPITAL REQUIREMENTS	12 Months Ended
	Dec. 31, 2015
Banking and Thrift [Abstract]
MINIMUM REGULATORY CAPITAL REQUIREMENTS	MINIMUM REGULATORY CAPITAL REQUIREMENTS The Company and Bank are subject to various regulatory capital requirements administered by the FRB and the FDIC. Failure to meet minimum capital requirements can result in mandatory and possible additional discretionary actions by regulators that, if undertaken, could have a direct material effect on the Company’s consolidated financial statements. Effective January 1, 2015, the Company implemented the Basel III regulatory capital framework. These new rules and framework revised minimum capital requirements and adjusted prompt corrective action thresholds. The Company and Bank are required to maintain certain levels of capital based on risk-adjusted assets. These capital requirements represent quantitative measures of assets, liabilities and certain off-balance sheet items as calculated under regulatory accounting practices. The Company and Bank's capital classification is also subject to qualitative judgments by regulators about components, risk weightings and other factors. Under the Basel III regulatory capital framework, the quantitative measures established to ensure capital adequacy require the Company and the Bank to maintain minimum amounts and ratios of total, Tier I capital, and common equity Tier I capital (as defined in the applicable regulations) to risk-weighted assets (as defined in the applicable regulations), and of Tier I capital to average assets, or leverage ratio (as defined in the applicable regulations). These guidelines apply to the Company on a consolidated basis. Under the current guidelines, banking organizations must have a minimum total risk-based capital ratio of 8.0%, a minimum Tier I risk-based capital ratio of 6.0%, a minimum common equity Tier I risk-based capital ratio of 4.5%, and a minimum leverage ratio of 4.0%. In addition to these requirements, banking organization must maintain a 2.5% capital conservation buffer consisting of common Tier I equity, subject to a transition schedule beginning January 1, 2016 with a full phase-in by 2019. The Company's and Bank's capital ratios exceeded regulatory guidelines at December 31, 2015 under the newly implemented Basel III regulatory capital framework. The Company's and Bank's capital ratios under prior rules at December 31, 2014 also exceeded regulatory capital requirements under previous regulatory capital requirements in place. As of December 31, 2015 , the most recent notification from the FDIC categorized the Bank as well capitalized under the regulatory framework for prompt corrective action. To be categorized as well capitalized, an institution must maintain minimum total risk-based, Tier 1 risk-based, common equity Tier 1 risk-based and Tier 1 leverage ratios as set forth in the following tables. There are no conditions or events since the notification that management believes have changed the Bank’s category. Prompt corrective action provisions are not applicable to the Company. The Company’s and Bank’s actual capital amounts and ratios as of December 31, 2015 and 2014 are presented below. Minimum to be Well Capitalized Under Minimum for Capital Prompt Corrective Actual Adequacy Purposes Action Provisions Amount Ratio Amount Ratio Amount Ratio (Dollars In Thousands) As of December 31, 2015: Total Capital to Risk Weighted Assets: Company $ 93,862 16.5 % $ 45,560 8.0 % N/A N/A Bank $ 83,502 14.7 % $ 45,458 8.0 % $ 56,822 10.0 % Tier 1 Capital to Risk Weighted Assets: Company $ 88,222 15.5 % $ 34,170 6.0 % N/A N/A Bank $ 77,862 13.7 % $ 34,093 6.0 % $ 45,458 8.0 % Tier 1 Capital to Average Assets: Company $ 88,222 12.8 % $ 27,525 4.0 % N/A N/A Bank $ 77,862 11.3 % $ 27,492 4.0 % $ 34,365 5.0 % Common Equity Tier 1 Capital Ratio Company $ 88,222 15.5 % $ 25,627 4.5 % N/A N/A Bank $ 77,862 13.7 % $ 25,570 4.5 % $ 36,934 6.5 % As of December 31, 2014: Total Capital to Risk Weighted Assets: Company $ 91,331 17.5 % $ 41,808 8.0 % N/A N/A Bank $ 78,337 15.0 % $ 41,677 8.0 % $ 52,096 10.0 % Tier 1 Capital to Risk Weighted Assets: Company $ 86,384 16.5 % $ 20,904 4.0 % N/A N/A Bank $ 73,390 14.1 % $ 20,838 4.0 % $ 31,257 6.0 % Tier 1 Capital to Average Assets: Company $ 86,384 13.8 % $ 24,956 4.0 % N/A N/A Bank $ 73,390 11.8 % $ 24,871 4.0 % $ 31,088 5.0 % The following is a reconciliation of the Company’s stockholders’ equity as disclosed in the consolidated balance sheets under GAAP to regulatory capital as disclosed in the table above. December 31, 2015 2014 (In Thousands) Total equity determined under GAAP $ 89,274 $ 88,134 Net unrealized gain on available-for-sale securities, net of tax — (29 ) Disallowed mortgage servicing rights — (27 ) Disallowed deferred tax assets (1,052 ) (1,694 ) Tier 1 Capital 88,222 86,384 Allowable allowance for loan losses 5,615 4,927 Unrealized gain on available-for-sale equity securities, net of tax 25 20 Total regulatory capital $ 93,862 $ 91,331

COMMON STOCK REPURCHASE PROGRAM

COMMON STOCK REPURCHASE PROGRAM	12 Months Ended
	Dec. 31, 2015
Equity [Abstract]
COMMON STOCK REPURCHASE PROGRAM	COMMON STOCK REPURCHASE PROGRAM On June 1, 2012, the Company announced that the Board of Directors authorized the Seventh Stock Repurchase Program for the purchase of up to 272,000 shares, or approximately 5% of the Company's outstanding common stock. As of December 31, 2015 , under the Seventh Stock Repurchase Program, the Company repurchased 272,000 shares at an average price per share of $16.30 , completing its Seventh Stock Repurchase Program. As of December 31, 2015 , the Company repurchased a total of 2.2 million shares of common stock at a total cost of $30.4 million , or an average price per share of $13.57 . On September 16, 2015, the Company announced that the Board of Directors authorized an Eighth Stock Repurchase Program (the "Eighth Repurchase Program") for the purchase of up to 260,000 shares, or approximately 5% of the Company's outstanding common stock. The Company intends to purchase its shares from time to time at prevailing prices in the open market, in block transactions, in privately negotiated transactions, and under any plan that may be deployed in accordance with Rule 10b-5(1). The repurchased shares will be held by the Company as treasury stock and will be available for general corporate purposes. The following table summarizes the Stock Repurchase plans as of the dates indicated: Repurchase Plan Approval Date Completion Date No. of Shares Approved No. of Shares Purchased Average Price per Share Total Cost of the Plan Initial Plan August 16, 2007 March 3, 2008 371,968 371,968 $ 13.21 $4.9 million Second Plan March 4, 2008 August 8, 2008 353,370 353,370 $ 13.26 $4.7 million Third Plan August 8, 2008 November 25, 2009 335,000 335,000 $ 12.98 $4.3 million Fourth Plan February 26, 2010 November 23, 2010 318,952 318,952 $ 11.75 $3.7 million Fifth Plan November 19, 2010 November 3, 2011 303,004 303,004 $ 13.84 $4.2 million Sixth Plan September 30, 2011 October 11, 2012 287,000 287,000 $ 14.26 $4.1 million Seventh Plan June 1, 2012 August 27, 2015 272,000 272,000 $ 16.30 $4.5 million Eighth Plan September 16, 2015 - 260,000 —

EMPLOYEE BENEFIT PLANS

EMPLOYEE BENEFIT PLANS	12 Months Ended
	Dec. 31, 2015
Compensation and Retirement Disclosure [Abstract]
EMPLOYEE BENEFIT PLANS	EMPLOYEE BENEFIT PLANS The Company provides a 401(k) defined contribution plan (the “Plan”) for eligible employees. Each employee reaching the age of 21 and one year of service automatically becomes a participant in the Plan. Employees may defer from 1% - 75% of compensation subject to current federal tax laws. For participating employees, the Company makes matching contributions equal to 50% of a participant’s contribution up to 2% of compensation. The Company also provides a guaranteed non-elective 3% Safe Harbor contribution to all eligible employees. The Company’s total expense under the Plan for the years ended December 31, 2015 , 2014 and 2013 amounted to $298,000 , $302,000 and $284,000 , respectively. The Company provides supplemental life insurance benefits to key officers. Amounts charged to expense for these benefits were $41,000 , $59,000 and $55,000 for the years ended December 31, 2015 , 2014 and 2013 , respectively.

EMPLOYEE STOCK OWNERSHIP PLAN

EMPLOYEE STOCK OWNERSHIP PLAN	12 Months Ended
	Dec. 31, 2015
Disclosure of Compensation Related Costs, Share-based Payments [Abstract]
EMPLOYEE STOCK OWNERSHIP PLAN	EMPLOYEE STOCK OWNERSHIP PLAN The Company has established an ESOP for the benefit of each employee that has reached the age of 21 and has completed at least 1,000 hours of service in the previous twelve-month period. As part of the Bank’s conversion from mutual to stock ownership, the Company invested in a subsidiary, Chicopee Funding Corporation. During 2007, Chicopee Funding Corporation used the proceeds from the investment to fund a loan to the Chicopee Savings Bank Employee Stock Ownership Plan Trust (the “Trust”), which used the proceeds from the loan to purchase 8% , or 595,149 shares, of the Company’s outstanding stock as part of the conversion from mutual to stock. The loan bears interest equal to 8.25% and provides for annual payments of principal and interest. Under the ESOP’s change in control provision, the Trust would be instructed to use proceeds from the sale of stock to pay off the outstanding ESOP loan balance and to distribute the remaining plan assets to current participants. At December 31, 2015 , the remaining principal balance is payable as follows: Years Ending December 31, (In Thousands) 2016 $ 268 2017 290 2018 314 2019 340 2020 368 Thereafter 2,346 Total $ 3,926 The Company has committed to make contributions to the ESOP sufficient to support the debt service of the loan. The loan is secured by the shares purchased by the Trust, which are held in a suspense account for allocation among the participants as the loan is paid. Shares released are allocated to each eligible participant based on the ratio of each participant's compensation, as defined in the ESOP, to the total compensation of all eligible plan participants. Total compensation expense applicable to the ESOP amounted to $492,000 , $491,000 , and $509,000 for the years ended December 31, 2015 , 2014 , and 2013 , respectively. Shares held by the ESOP include the following: December 31, 2015 2014 2013 Number of shares: Allocated 237,370 221,841 201,566 Unallocated 297,575 327,333 357,090 Total 534,945 549,174 558,656 Fair value of shares (In Thousands): Allocated $4,100 $3,700 $3,500 Unallocated 5,200 5,500 6,200 Total $9,300 $9,200 $9,700

EQUITY INCENTIVE PLAN

EQUITY INCENTIVE PLAN	12 Months Ended
	Dec. 31, 2015
Disclosure of Compensation Related Costs, Share-based Payments [Abstract]
EQUITY INCENTIVE PLAN	EQUITY INCENTIVE PLAN Stock Options Under the Company’s 2007 Equity Incentive Plan (“the Plan”), approved by the Company’s stockholders at the annual meeting of the Company stockholders on May 30, 2007, the Company may grant options to directors, officers and employees for up to 743,936 shares of common stock. Both incentive stock options and non-qualified stock options may be granted under the Plan. The exercise price for each option is equal to the market price of the Company’s stock on the date of grant and the maximum term of each option is ten years . The stock options vest over five years in five equal installments on each anniversary of the date of grant. The Company recognizes compensation expense over the vesting period, based on the grant-date fair value of the options granted. The fair value of each option granted is estimated on the date of grant using the Black-Scholes option-pricing model with the following weighted average assumptions for options granted during the year ended December 31, 2013. Year Ended December 31, 2013 Expected dividend yield 1.39 % Expected term 6.5 years Expected volatility 24.06 % Risk-free interest rate 1.25 % There were no stock options granted during the years ended December 31, 2015 and 2014. The expected volatility is based on historical volatility of the Company’s stock and other factors. The risk-free interest rate for the periods within the contractual life of the options is based on the U.S. Treasury yield curve in effect at the time of grant. The expected life of 6.5 years is based on the simplified method calculations allowed for “plain-vanilla” share options granted. The dividend yield assumption is based on the Company’s expectation of dividend payouts. A summary of options under the Plan as of December 31, 2015 , and changes during the year then ended is as follows: Shares Weighted Average Exercise Price Weighted Average Remaining Contractual Term (in years) Aggregate Intrinsic Value (000's) Outstanding at December 31, 2014 653,098 $ 14.57 3.83 $ 1,425 Exercised (800 ) 14.00 6.19 2 Forfeited or expired (6,200 ) 16.06 6.90 Outstanding at December 31, 2015 646,098 $ 14.55 2.79 $ 1,800 Exercisable at December 31, 2015 570,097 $ 14.39 2.26 $ 1,684 The aggregate instrinsic value for options exercised in 2014 and 2013 was $19,000 and $69,000 , respectively. The weighted-average grant-date fair value of options granted during 2013 was $3.59 . The weighted average grant-date fair value of the options outstanding and exercisable at December 31, 2015 was $3.81 and $3.85 , respectively. For the years ended December 31, 2015 , 2014 and 2013, share based compensation expense applicable to options granted under the Plan was $109,000 , $141,000 and $118,000 , respectively. As of December 31, 2015 , unrecognized stock-based compensation expense related to non-vested options amounted to $161,000 . This amount is expected to be recognized over a period of 1.73 years. Stock Awards Under the Plan, the Company may grant stock awards to its directors, officers and employees for up to 299,574 shares of common stock. The stock awards vest 20% per year beginning on the first anniversary of the date of grant. The fair market value of the stock awards, based on the market price at the date of grant, is recorded as unearned compensation. Unearned compensation is amortized over the applicable vesting period. The weighted-average grant-date fair value of all stock awards as of December 31, 2015 is $14.08 . The Company recorded compensation cost related to stock awards of approximately $6,000 for the year ended December 31, 2015, $5,000 for the year ended December 31, 2014, and $6,000 for the year ended December 31, 2013. There were no stock awards granted prior to July 1, 2007. There were no stock awards granted by the Company during the years ended December 31, 2015, 2014 and 2013. Stock awards with a fair value of $7,000 , $7,000 and $7,000 have vested during the years ended December 31, 2015 , 2014 and 2013 , respectively. As of December 31, 2015 , unrecognized stock-based compensation expense related to non-vested restricted stock awards of $1,000 is expected to be recognized over a period of 0.19 years. A summary of the status of the Company’s stock awards as of December 31, 2015 , and changes during the year then ended is as follows: Weighted Average Grant-Date Nonvested Shares Shares Fair Value Outstanding at December 31, 2014: 800 $ 14.08 Vested 400 14.08 Outstanding at December 31, 2015 400 $ 14.08

LONG-TERM INCENTIVE PLAN

LONG-TERM INCENTIVE PLAN	12 Months Ended
	Dec. 31, 2015
Disclosure of Compensation Related Costs, Share-based Payments [Abstract]
LONG-TERM INCENTIVE PLAN	LONG-TERM INCENTIVE PLAN On March 13, 2012, the Company adopted the Chicopee Bancorp, Inc. 2012 Phantom Stock Unit Award and Long-Term Incentive Plan (the “Plan”), effective January 1, 2012. The Plan was established to promote the long-term financial success of the Company and its subsidiaries by providing a means to attract, retain and reward individuals who contribute to such success and to further align their interest with those of the Company's stockholders. A total of 150,000 phantom stock units will be available for awards under the Plan. The only awards that may be granted under the Plan are Phantom Stock Units. A Phantom Stock Unit represents the right to receive a cash payment on the determination date equal to the book value of a share of the Company's stock on the determination date. The settlement of a Phantom Stock Unit on the determination date shall be in cash. The Plan year shall be January 1 to December 31. Unless the Compensation Committee of the Board of Directors of the Company determines otherwise, the required period of service for full vesting will be three years . The Company's total expense under the Plan for the years ended December 31, 2015 , 2014 and 2013 was $26,000 , $44,000 and $39,000 , respectively. During the year ended December 31, 2015 there were no phantom stock units granted. For the years ended December 31, 2014 and 2013, 2,942 and 4,074 phantom stock units were granted, respectively.

RELATED PARTY TRANSACTIONS

RELATED PARTY TRANSACTIONS	12 Months Ended
	Dec. 31, 2015
Related Party Transactions [Abstract]
RELATED PARTY TRANSACTIONS	RELATED PARTY TRANSACTIONS In the ordinary course of business, the Company has granted loans to officers, directors and their affiliates. An analysis of the activity of these loans is as follows: Years Ended December 31, 2015 2014 (In Thousands) Balance at beginning of year: $ 471 $ 1,108 Additions 1 — Repayments (45 ) (45 ) Change in related party status (138 ) (592 ) Balance at end of year $ 289 $ 471 Deposits from related parties held by the Company at December 31, 2015 and 2014 amounted to $3.2 million and $3.3 million , respectively .

RESTRICTIONS ON DIVIDENDS

RESTRICTIONS ON DIVIDENDS	12 Months Ended
	Dec. 31, 2015
Banking and Thrift [Abstract]
RESTRICTIONS ON DIVIDENDS	RESTRICTIONS ON DIVIDENDS Chicopee Bancorp, Inc. is subject to Massachusetts law, which prohibits distributions to stockholders if, after giving effect to the distribution, the corporation would not be able to pay its debts as they become due in the usual course of business or the corporation’s total assets would be less than the sum of its total liabilities plus the amount that would be needed, if the corporation were to be dissolved at the time of the distribution, to satisfy the preferential rights upon dissolution of stockholders whose preferential rights are superior to those receiving the distribution. In addition, the Federal Reserve Board has issued a policy statement regarding the payment of dividends by bank holding companies. In general, the Federal Reserve Board’s policies provide that dividends should be paid only out of current earnings and only if the prospective rate of earnings retention by the bank holding company appears consistent with the organization’s capital needs, asset quality and overall financial condition. The Federal Reserve Board’s policies also require that a bank holding company serve as a source of financial strength to its subsidiary banks by standing ready to use available resources to provide adequate capital funds to those banks during periods of financial stress or adversity and by maintaining the financial flexibility and capital-raising capacity to obtain additional resources for assisting its subsidiary banks where necessary. Under the prompt corrective action laws, the ability of a bank holding company to pay dividends may be restricted if a subsidiary bank becomes undercapitalized. These regulatory policies could affect the ability of Chicopee Bancorp to pay dividends or otherwise engage in capital distributions. Dividends from Chicopee Bancorp, Inc. may depend, in part, upon receipt of dividends from the Bank. The subsidiary may pay dividends to its parent out of so much of its net income as the Bank’s directors deem appropriate, subject to the limitation that the total of all dividends declared by the Bank in any calendar year may not exceed the total of its net income of that year combined with its retained net income of the preceding two years and subject to minimum regulatory capital requirements. The approval of the Massachusetts Commissioner of Banks is required if the total of all dividends declared in any calendar year exceeds the total of its net profits for that year combined with its retained net profits of the preceding two years. Net profits for this purpose means the remainder of all earnings from current operations plus actual recoveries on loans and investments and other assets after deducting from the total thereof all current operating expenses, actual losses, accrued dividends on preferred stock, if any and all federal and state taxes. The payment of dividends from the Bank to the Company may be additionally restricted if the payment of such dividends resulted in the Bank failing to meet regulatory capital requirements. Capital of the Company and the Bank at December 31, 2015 was sufficient to meet the requirements of regulatory authorities. During the year ended December 31, 2015, there were no dividends declared from the Bank to the Company. During the years ended December 31, 2014 and 2013, a total of $6.8 million and $2.5 million , respectively, in dividends were declared from the Bank to the Company. During the years ended December 31, 2015, 2014 and 2013, a total of $690,000 , $700,000 and $660,000 , respectively, in dividends were declared from Chicopee Funding Corporation ("CFC") to the Company. CFC received contributions from the Company in the amount of $98,000 , $100,000 and $77,000 for the years ended December 31, 2015, 2014 and 2013, respectively. During the years ended December 31, 2015 and 2014, cash dividends of $1.5 million , or $0.30 per share, and $1.4 million , or $0.28 per share, respectively, were paid to the Company's stockholders. There were no cash dividends paid to the Company's stockholders prior to 2013.

FAIR VALUE

FAIR VALUE	12 Months Ended
	Dec. 31, 2015
Fair Value Disclosures [Abstract]
FAIR VALUE	FAIR VALUE Certain assets and liabilities are recorded at fair value to provide additional insight into the Company's quality of earnings. Some of these assets and liabilities are measured on a recurring basis while others are measured on a nonrecurring basis, with the determination based upon applicable existing accounting pronouncements. For example, available-for-sale securities are recorded at fair value on a recurring basis. Other assets, such as mortgage servicing rights, loans held for sale, and impaired loans, are recorded at fair value on a nonrecurring basis using the lower of cost or market methodology to determine impairment of individual assets. The Company groups assets and liabilities which are recorded at fair value in three levels, based on the markets in which the assets and liabilities are traded and the reliability of the assumptions used to determine fair value. Levels within the fair value hierarchy are based on the lowest level of input that is significant to the fair value measurement (with Level 1 considered highest and Level 3 considered lowest). A brief description of each level follows. Level 1 - Valuation is based upon quoted prices for identical instruments in active markets. Level 2 - Valuation is based upon quoted prices for similar instruments in active markets, quoted prices for identical or similar instruments in markets that are not active, and model-based valuation techniques for which all significant assumptions are observable in the market. Level 3 - Valuation is generated from model-based techniques that use at least one significant assumption not observable in the market. These unobservable assumptions reflect estimates that market participants would use in pricing the asset or liability. Valuation includes use of discounted cash flow models and similar techniques. The fair value methods and assumptions are set forth below. Cash and cash equivalents. The carrying amounts of cash and cash equivalents approximate their relative fair values. As such, the Company classifies these financial instruments as Level 1. Held-to-maturity and non-marketable securities. The fair values of held-to-maturity securities are estimated by independent providers. In obtaining such valuation information from third parties, the Company has evaluated their valuation methodologies used to develop the fair values in order to determine whether the valuations are representative of an exit price in the Company's principal markets. The Company's principal markets for its securities portfolios are the secondary institutional markets, with an exit price that is predominately reflective of bid level pricing in those markets. Fair values are calculated based on the value of one unit without regard to any premium or discount that may result from concentrations of ownership of a financial instrument, possible tax ramifications, or estimated transaction costs. If these considerations had been incorporated into the fair value estimates, the aggregate fair value could have been changed. The carrying values of non-marketable securities approximate fair values. As such, the Company classifies held-to-maturity and non-marketable securities as Level 2. Available-for-sale securities. Fair value of securities are primarily measured using unadjusted information from an independent pricing service. The securities measured at fair value in Level 1 are based on quoted market prices in an active exchange market. These securities include marketable equity securities. Loans. Fair values are estimated for portfolios of loans with similar financial characteristics. The fair values of performing loans are calculated by discounting scheduled cash flows through the estimated maturity using estimated market discount rates that reflect the credit and interest risk inherent in the loan. The estimates of maturity are based on the Company's historical experience with repayments for each loan classification, modified, as required, by an estimate of the effect of current economic and lending conditions, and the effects of estimated prepayments. Assumptions regarding risk, cash flows, and discount rates are judgmentally determined using available market information and specific borrower information. Management has made estimates of fair value presented below that would be indicative of the value negotiated in an actual sale. As such, the Company classifies loans as Level 3. Fair values of impaired loans are based on estimated cash flows and are discounted using a rate commensurate with the risk associated with the estimated cash flows, or if collateral dependent, discounted to the appraised value of the collateral, less costs to sell. Loans held for sale. Loans held for sale are recorded at the lower of carrying value or fair value. The fair value of mortgage loans held for sale is based on what secondary markets are currently offering for portfolios with similar characteristics. As such, the Company classifies loans held for sale as nonrecurring Level 2. OREO. Real estate acquired through foreclosure is recorded at fair value. The fair value of OREO is based on property appraisals and an analysis of similar properties currently available. As such, the Company records OREO as nonrecurring Level 2. Mortgage servicing rights. Mortgage servicing rights represent the value associated with servicing residential mortgage loans. Servicing assets and servicing liabilities are reported using the amortization method. In evaluating the carrying values of the mortgage servicing rights, the Company obtains third party valuations based on loan level data including note rate, type and term of the underlying loans. As such, the Company classifies mortgage servicing rights as nonrecurring Level 2. Accrued interest receivable. The fair value estimate of this financial instrument approximates the carrying value as this financial instrument has a short maturity. It is the Company's policy to stop accruing interest on loans for which it is probable that the interest is not collectable. Therefore, this financial instrument has been adjusted for estimated credit loss. As such, the Company classifies accrued interest receivable as Level 2. Deposits. The fair value of deposits is based on the discounted value of contractual cash flows. The discount rate is estimated using the rates currently offered for deposits of similar remaining maturities. The fair value estimates do not include the benefit that results from the low-cost funding provided by the deposits compared to the cost of borrowing funds in the market. If that value were considered, the fair value of the Company's net assets could increase. As such, the Company classifies deposits as Level 2. Borrowed funds. The fair value of borrowed funds is based on the discounted value of contractual cash flows. The discount rate is estimated using the rates currently available for borrowings of similar remaining maturities. As such, the Company classifies borrowed funds as Level 2. Accrued interest payable. The fair value estimate approximates the carrying amount as this financial instrument has a short maturity. As such, the Company classifies accrued interest payable as Level 2. Off-balance-sheet instruments. Off-balance-sheet instruments include loan commitments. Fair values for loan commitments have not been presented as the future revenue derived from such financial instruments is not significant. Limitations. Fair value estimates are made at a specific point in time, based on relevant market information and information about the financial instrument. These values do not reflect any premium or discount that could result from offering for sale at one time the Company's entire holdings of a particular financial instrument. Because no market exists for a significant portion of the Company's financial instruments, fair value estimates are based on Management's judgments regarding future expected loss experience, current economic conditions, risk characteristics of various financial instruments, and other factors. These estimates are subjective in nature and involve uncertainties and matters of significant judgment and therefore cannot be determined with precision. Changes in assumptions could significantly affect these estimates. Fair value estimates are based on existing on- and off-balance-sheet financial instruments without attempting to estimate the value of anticipated future business and the value of assets and liabilities that are not considered financial instruments. Other significant assets and liabilities that are not considered financial instruments include the deferred tax asset and premises and equipment. In addition, tax ramifications related to the realization of the unrealized gains and losses can have a significant effect on fair value estimates and have not been considered in any of these estimates. Assets measured at fair value as of December 31, 2015 and 2014 on a recurring basis are summarized below: Fair Value Measurements Using December 31, 2015 Readily Available Market Prices (Level 1) Observable Market Data (Level 2) Determined Fair Value (Level 3) Assets (market approach) (Dollars In Thousands) Available-for-sale securities: Equity securities by industry type: Financial $ 426 $ 426 $ — $ — Total equity securities $ 426 $ 426 $ — $ — Fair Value Measurements Using December 31, 2014 Readily Available Market Prices (Level 1) Observable Market Data (Level 2) Determined Fair Value (Level 3) Assets (market approach) (Dollars In Thousands) Available-for-sale securities: Equity securities by industry type: Financial $ 414 $ 414 $ — $ — Total equity securities $ 414 $ 414 $ — $ — Assets measured at fair value on a nonrecurring basis as of December 31, 2015 and 2014 are summarized below: Fair Value Measurements Using December 31, 2015 Readily Available Market Prices (Level 1) Observable Market Data (Level 2) Determined Fair Value (Level 3) (Dollars In Thousands) Assets: Impaired loans $ 3,614 $ — $ — $ 3,614 OREO 1,435 — 1,435 — Loans held for sale 296 — 296 — Mortgage servicing rights 192 — 192 — Impaired loans are presented net of their related specific reserves of $280,000 and charge offs of $790,000 as of December 31, 2015. Fair Value Measurements Using December 31, 2014 Readily Available Market Prices (Level 1) Observable Market Data (Level 2) Determined Fair Value (Level 3) (Dollars In Thousands) Assets: Impaired loans $ 5,184 $ — $ — $ 5,184 OREO 1,050 — 1,050 — Mortgage servicing rights 269 — 269 — Impaired loans are presented net of their related specific reserves of $73,000 and charge offs of $2.4 million as of December 31, 2014. Fair Value of Financial Instruments. FASB Accounting Standards Codification (ASC) Topic 825, " Financial Instruments ", requires disclosures of fair value information about financial instruments, whether or not recognized in the balance sheet, if the fair values can be reasonably determined. Fair value is best determined based upon quoted market prices. However, in many instances, there are no quoted market prices for the Company's various financial instruments. In cases where quoted prices are not available, fair values are based on estimates using present value or other valuation techniques using observable inputs when available. Those techniques are significantly affected by the assumptions used, including the discount rate and estimates of future cash flows. Accordingly, the fair value estimates may not be realized in an immediate settlement of the instrument. FASB ASC Topic 825 excludes certain financial instruments and all non-financial instruments from its disclosure requirements. Accordingly, the aggregate fair value amounts presented may not necessarily represent the underlying fair value of the Company. The fair values of the Company's financial instruments are as follows: Fair Value Measurements Using Carrying Amount at December 31, 2015 Readily Available Market Prices (Level 1) Observable Market Data (Level 2) Determined Fair Value (Level 3) (Dollars In Thousands) Financial assets: Cash and cash equivalents $ 28,229 $ 28,229 $ — $ — Available-for-sale securities 426 426 — — Held-to-maturity securities 32,229 — 32,935 — FHLB stock 4,764 — 4,764 — Loans held for sale 296 — 296 — Loans: Residential real estate 127,551 — — 129,514 Residential construction 8,401 — — 8,365 Commercial real estate 285,135 — — 283,566 Commercial construction 47,345 — — 47,480 Commercial and industrial 70,674 — — 71,090 Consumer 2,485 — — 2,657 Home equity 39,368 — — 39,273 Net loans 580,959 — — 581,945 Accrued interest receivable 1,668 — 1,668 — Mortgage servicing rights 192 — 517 — Financial liabilities: Deposits $ 507,109 $ — $ 507,493 $ — FHLB long-term advances 81,330 — 81,646 — Accrued interest payable 109 — 109 — Fair Value Measurements Using Carrying Amount at December 31, 2014 Readily Available Market Prices (Level 1) Observable Market Data (Level 2) Determined Fair Value (Level 3) (Dollars In Thousands) Financial assets: Cash and cash equivalents $ 49,769 $ 49,769 $ — $ — Available-for-sale securities 414 414 — — Held-to-maturity securities 33,747 — 34,229 — FHLB stock 3,914 — 3,914 — Loans: Residential real estate 118,837 — — 121,296 Residential construction 8,022 — — 8,008 Commercial real estate 247,246 — — 248,316 Commercial construction 35,218 — — 35,463 Commercial and industrial 73,452 — — 73,668 Consumer 2,627 — — 2,804 Home equity 34,355 — — 34,453 Net loans 519,757 — — 524,008 Accrued interest receivable 1,591 — 1,591 — Mortgage servicing rights 269 — 622 — Financial liabilities: Deposits $ 483,558 $ — $ 484,423 $ — FHLB long-term advances 67,039 — 67,644 — Accrued interest payable 82 — 82 —

QUARTERLY CONSOLIDATED FINANCIA

QUARTERLY CONSOLIDATED FINANCIAL INFORMATION (UNAUDITED)	12 Months Ended
	Dec. 31, 2015
Quarterly Financial Information Disclosure [Abstract]
QUARTERLY CONSOLIDATED FINANCIAL INFORMATION (UNAUDITED)	QUARTERLY CONSOLIDATED FINANCIAL INFORMATION (UNAUDITED) Following is the quarterly financial information of the Company for 2015 and 2014 : 2015 2014 First Quarter Second Quarter Third Quarter Fourth Quarter First Quarter Second Quarter Third Quarter Fourth Quarter (In Thousands) Interest and dividend income $ 5,999 $ 6,273 $ 6,433 $ 6,497 $ 5,623 $ 5,784 $ 5,934 $ 6,013 Interest expense 976 1,020 1,026 1,053 927 921 913 922 Net interest income 5,023 5,253 5,407 5,444 4,696 4,863 5,021 5,091 Provision for loan losses 400 207 137 197 2,201 2,774 227 69 Net gain on sales of available-for-sale securities — — — — 34 — — — Non-interest income 642 748 879 759 555 711 899 618 Non-interest expenses 4,870 4,774 4,800 4,742 4,618 4,694 4,737 4,851 Income (loss) before income tax 395 1,020 1,349 1,264 (1,534 ) (1,894 ) 956 789 Income tax expense (benefit) 82 278 379 290 (175 ) (1,854 ) 434 490 Net income (loss) $ 313 $ 742 $ 970 $ 974 $ (1,359 ) $ (40 ) $ 522 $ 299 Earnings (loss) per share: Basic $ 0.06 $ 0.15 $ 0.20 $ 0.20 $ (0.27 ) $ (0.01 ) $ 0.10 $ 0.06 Diluted $ 0.06 $ 0.15 $ 0.19 $ 0.20 $ (0.27 ) $ (0.01 ) $ 0.10 $ 0.06

CONDENSED FINANCIAL STATEMENTS

CONDENSED FINANCIAL STATEMENTS OF PARENT COMPANY	12 Months Ended
	Dec. 31, 2015
Condensed Financial Information of Parent Company Only Disclosure [Abstract]
CONDENSED FINANCIAL STATEMENTS OF PARENT COMPANY	CONDENSED FINANCIAL STATEMENTS OF PARENT COMPANY Financial information pertaining to Chicopee Bancorp, Inc. is as follows: December 31, BALANCE SHEETS 2015 2014 (In Thousands) Assets: Cash and cash equivalents $ 3,894 $ 6,852 Investment in common stock of Chicopee Savings Bank 78,951 75,140 Investment in common stock of Chicopee Funding Corporation 3,945 4,192 Other assets 2,508 1,985 Total assets $ 89,298 $ 88,169 Liabilities and Stockholders' Equity: Total liabilities $ 24 $ 35 Stockholders' equity 89,274 88,134 Total liabilities and stockholders' equity $ 89,298 $ 88,169 Years Ended December 31, STATEMENTS OF INCOME 2015 2014 2013 (In Thousands) Interest income $ 10 $ 9 $ 11 Dividend income from subsidiaries 592 7,373 3,048 Operating expenses 565 814 750 Income before income taxes and equity in undistributed net income (loss) of subsidiaries 37 6,568 2,309 Applicable income tax benefit (13 ) (279 ) (57 ) Income before equity in undistributed net income (loss) of subsidiaries 50 6,847 2,366 Equity in undistributed net income (loss) of Chicopee Savings Bank 3,196 (7,188 ) 390 Equity in undistributed net loss of Chicopee Funding Corporation (247 ) (237 ) (203 ) Net income (loss) $ 2,999 $ (578 ) $ 2,553 Years Ended December 31, STATEMENTS OF CASH FLOWS 2015 2014 2013 (In Thousands) Cash flows from operating activities: Net income (loss) $ 2,999 $ (578 ) $ 2,553 Adjustments to reconcile net income (loss) to net cash provided by operating activities: Equity in undistributed net (income) loss of Chicopee Savings Bank (3,196 ) 7,188 (390 ) Equity in undistributed net loss of Chicopee Funding Corporation 247 237 203 Increase in other assets (523 ) (284 ) (212 ) (Decrease) increase in other liabilities (11 ) 33 2 Stock option expense 109 140 118 Change in unearned compensation 498 496 515 Net cash provided by operating activities 123 7,232 2,789 Cash flows from investing activities: Investment in Chicopee Savings Bank (607 ) (636 ) (633 ) Net cash used in investing activities (607 ) (636 ) (633 ) Cash flows from financing activities: Treasury stock purchased (1,007 ) (2,862 ) (242 ) Cash dividends paid on common stock (1,478 ) (1,410 ) (1,008 ) Exercise of stock options 11 141 299 Net cash used in financing activities (2,474 ) (4,131 ) (951 ) Net (decrease) increase in cash and cash equivalents (2,958 ) 2,465 1,205 Cash and cash equivalents at beginning of year 6,852 4,387 3,182 Cash and cash equivalents at end of year $ 3,894 $ 6,852 $ 4,387

SUBSEQUENT EVENTS

SUBSEQUENT EVENTS	12 Months Ended
	Dec. 31, 2015
Subsequent Events [Abstract]
SUBSEQUENT EVENTS	SUBSEQUENT EVENTS Subsequent events represent events or transactions occurring after the balance sheet date but before the financial statements are issued or are available to be issued. Financial statements are considered “issued” when they are widely distributed to stockholders and others for general use and reliance in a form and format that complies with GAAP. Financial statements are considered “available to be issued” when they are complete in form and format that complies with GAAP and all approvals necessary for their issuance have been obtained. Specifically, there are two types of subsequent events: ● Those comprising events or transactions providing additional evidence about conditions that existed at the balance sheet date, including estimates inherent in the financial statement preparation process (referred to as recognized subsequent events). ● Those comprising events that provide evidence about conditions not existing at the balance sheet date but, rather, that arose after such date (referred to as non-recognized subsequent events). The Company is a Securities and Exchange Commission filer and management has evaluated subsequent events through the date that the financial statements were issued. On January 22, 2016, the Company announced a cash dividend of $0.09 per share of its common stock to stockholders of record as of the close of business on February 6, 2016, payable on or about February 20, 2016.

SUMMARY OF SIGNIFICANT ACCOUN33

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Policies)	12 Months Ended
	Dec. 31, 2015
Accounting Policies [Abstract]
Basis of presentation and consolidation	Basis of presentation and consolidation The consolidated financial statements include the accounts of Chicopee Bancorp, Inc. and its wholly-owned subsidiaries, Chicopee Savings Bank and Chicopee Funding Corporation. The accounts of the Bank include all of its wholly-owned subsidiaries, Cabot Management Corporation, Cabot Realty, LLC, CSB Colts, Inc., and CSB Investment Corporation. All significant intercompany balances and transactions have been eliminated in consolidation.
Use of estimates	Use of estimates In preparing consolidated financial statements in conformity with U.S. generally accepted accounting principles (“GAAP”), management is required to make estimates and assumptions that affect the reported amounts of assets and liabilities as of the date of the balance sheet and reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates. Material estimates that are particularly susceptible to significant change in the near term relate to the determination of the allowance for loan losses, the valuation of servicing assets, the valuation of other real estate owned ("OREO"), and the determination of other-than-temporary impairment of investment securities (“OTTI”). In connection with the determination of the allowance for loan losses and the carrying value of OREO, management obtains independent appraisals for significant properties. While management uses available information to recognize losses on loans and OREO, future additions to the allowance for loan losses or future write-downs of OREO may be necessary based upon changes in economic and market conditions. In addition, various regulatory agencies, as an integral part of their examination process, periodically review the Company’s allowance for loan losses and the valuation of its OREO. Such agencies may require the Company to recognize additions to the allowance for loan losses or write-down of OREO based upon their judgment about information available to them at the time of their examination.
Significant group concentrations of credit risk	Significant group concentrations of credit risk The Company does not have any significant concentrations to any one industry or customer. Although the Company has a diversified loan portfolio, most of the Company’s activities are with customers located in Western Massachusetts. As a result, the Company and its borrowers may be especially vulnerable to the consequences of changes in the local economy.
Cash and cash equivalents	Cash and cash equivalents For purposes of the consolidated statements of cash flows, cash and cash equivalents include cash, due from banks, interest-bearing deposits with the Federal Reserve Bank of Boston, short-term investments with original maturities of ninety days or less and federal funds sold. The Company’s due from bank accounts, at times, may exceed federally insured limits. The Company has not experienced any losses in such accounts. The Company believes it is not exposed to any significant risk on cash and cash equivalents.
Securities	Securities Debt securities that management has the positive intent and ability to hold to maturity are classified as “held-to-maturity” and recorded at amortized cost. Securities not classified as held-to-maturity, including equity securities with readily determinable fair values, are classified as “available-for-sale” and recorded at fair value, with unrealized gains and losses excluded from earnings and reported in other comprehensive income (loss). Restricted stock is carried at cost and evaluated for impairment. Purchase premiums and discounts are recognized in interest income over the period to call or maturity using a method which yields results that do not differ materially from those which would be recognized by use of the effective-yield method. Declines in the fair value of individual equity securities that are deemed to be other-than-temporary are reflected in earnings when identified. For declines in the fair value of individual debt available-for-sale securities below their cost that are deemed to be other-than-temporary, where the Company does not intend to sell the security and it is more likely than not that the Company will not be required to sell the security before recovery of its amortized cost basis, the other-than-temporary decline in the fair value of the debt security related to 1) credit loss is recognized in earnings and 2) other factors is recognized in other comprehensive income or loss. Credit loss is determined to exist if the present value of expected future cash flows using the effective rate at acquisition is less than the amortized cost basis of the debt security. For individual debt securities where the Company intends to sell the security or more likely than not will be required to sell the security before recovery of its amortized cost, the other-than-temporary impairment is recognized in earnings equal to the difference between the security’s cost basis and its fair value at the balance sheet date. Gains and losses on the sale of securities are recorded on the trade date and are determined using the specific identification method. Other-than-temporary impairment of investment securities One of the significant estimates related to investment securities is the evaluation of OTTI. The evaluation of securities for OTTI is a quantitative and qualitative process, which is subject to risks and uncertainties and is intended to determine whether declines in the fair value of investments should be recognized in current period earnings. The risks and uncertainties include changes in general economic conditions, the issuer’s financial condition and/or future prospects, the effects of changes in interest rates or credit spreads and the expected recovery period of unrealized losses. Securities that are in an unrealized loss position are reviewed at least monthly to determine if OTTI is present based on certain quantitative and qualitative factors and measures. The primary factors considered in evaluating whether a decline in the value of securities is other-than-temporary include: (a) the length of time and extent to which the fair value has been less than cost or amortized cost and the expected recovery period of the security, (b) the financial condition, credit rating and future prospects of the issuer, (c) whether the debtor is current on contractually obligated interest and principal payments, (d) the volatility of the security's market price, (e) the intent and ability of the Company to retain the investment for a period of time sufficient to allow for recovery, which may be at maturity and (f) any other information and observable data considered relevant in determining whether other-than-temporary impairment has occurred, including the expectation of receipt of all principal and interest due.
Federal Home Loan Bank stock	Federal Home Loan Bank stock As a member of the Federal Home Loan Bank of Boston ("FHLB"), the Company is required to maintain an investment in capital stock of the FHLB. Based on redemption provisions of the FHLB, the stock has no quoted market value and is carried at cost. At its discretion, the FHLB may declare dividends on its stock. The Company reviews its investment in FHLB stock for impairment based on the ultimate recoverability of the cost basis in the FHLB stock.
Loans held for sale	Loans held for sale Loans originated and intended for sale in the secondary market are carried at the lower of amortized cost or estimated fair value, as determined by current investor yield requirements, in the aggregate. Net unrealized losses, if any, are recognized through a valuation allowance by charges to non-interest income. Loans The Company grants residential real estate, commercial and consumer loans to customers. Residential real estate loans include residential loans secured by owner-occupied, first lien real estate and residential construction loans. Commercial loans include commercial real estate, commercial and industrial, commercial construction and residential investment loans. Consumer loans include second mortgages, home improvement loans, equity loans, automobile loans and, to a lesser extent, personal loans. For purposes of evaluating the risk in the loan portfolio, management identified the following loan classes, which are used in evaluating the adequacy of the allowance for loan losses: residential real estate, residential construction, commercial real estate, commercial construction, commercial and industrial, consumer and home equity loans. Loans that management has the intent and ability to hold for the foreseeable future or until maturity or pay-off generally are reported at their outstanding unpaid principal balances adjusted for charge-offs, the allowance for loan losses, and any deferred fees or costs on originated loans. Interest income is accrued on the unpaid principal balance. Loan origination fees, net of certain direct origination costs, are deferred and recognized as an adjustment of the related loan yield using the interest method. Delinquency and nonaccrual The Company considers all loan classes past due greater than 30 days delinquent based on the contractual terms of the loan and factored on a 30 -day month. Management continuously monitors delinquency and nonaccrual levels and trends. The accrual of interest on residential real estate, commercial real estate, construction and commercial and industrial loans is discontinued at the earlier of when reasonable doubt exists as to the full collection of interest and principal or at the time the loan is 90 days past due or earlier if the loan is considered impaired. Other loans are typically charged off no later than 120 days past due. In all cases, loans are placed on nonaccrual or charged off at an earlier date if collection of principal or interest is considered doubtful. All interest accrued but not collected for loans that are placed on nonaccrual or charged off is reversed against interest income. The interest on these loans is accounted for on the cash-basis until qualifying for return to accrual status. Nonaccrual loans, including modified loans, are returned to accrual status when the borrower has shown the ability and an acceptable history of repayment and when subsequent performance reduces the concern as to the collectability of principal and interest. In order to demonstrate the ability and acceptable history of repayment, the borrower must be current with the payments in accordance with the loan terms for a minimum of six months as determined on a case-by-case basis. Loans charged off Commercial and industrial loans. Loans past due more than 120 days are considered for one of three options: charge off the balance of the loan, charge off any excess balance over the fair value of the collateral securing the loan, or continue collection efforts subject to a monthly review until either the balance is collected or a charge-off recommendation can be reasonably made. Residential loans. In general, one-to-four family residential loans and home equity loans that are delinquent 90 days or more are classified substandard. An updated appraisal is obtained when the loan is 90 days or more delinquent. Any outstanding balance in excess of the fair value of the property, less cost to sell, is charged-off against the allowance for loan losses. Consumer loans. Generally all loans are automatically considered for charge-off at 90 to 120 days from the contractual due date, unless there is liquid collateral in hand sufficient to repay principal and interest in full. Allowance for loan losses The allowance for loan losses is established as losses are estimated to have occurred through a provision for loan losses charged to earnings. Loan losses are charged against the allowance when management believes the uncollectibility of a loan balance is confirmed. Subsequent recoveries, if any, are credited to the allowance. Management believes the allowance for loan losses requires the most significant estimates and assumptions used in the preparation of the consolidated financial statements. The allowance for loan losses is based on management’s evaluation of the level of the allowance required in relation to the probable loss exposure in the loan portfolio. The allowance for loan losses is evaluated on a regular basis by management. Qualitative factors or risks considered in evaluating the adequacy of the allowance for loan losses for all loan classes include historical loss experience; levels and trends in delinquencies, nonaccrual loans, impaired loans and net charge-offs; the character and size of the loan portfolio; effects of any changes in underwriting policies; experience of management and staff; current economic conditions and the effect on borrowers; effects of changes in credit concentrations; and management’s estimation of probable losses. This evaluation is inherently subjective as it requires estimates that are susceptible to significant revision as more information becomes available. The allowance consists of specific, general and unallocated components. The specific component relates to loans that are classified as doubtful, substandard, special mention, or loss. For such loans that are also classified as impaired, an allowance is established when the discounted cash flows (or collateral value or observable market price) of the impaired loan is lower than the carrying value of that loan. The general component covers non-classified loans and is based on historical loss experience adjusted for qualitative factors. An unallocated component is maintained to cover uncertainties that could affect management’s estimate of probable losses. The unallocated component of the allowance reflects the margin of imprecision inherent in the underlying assumptions used in the methodologies for estimating specific and general losses in the portfolio. There was no unallocated component of the allowance at December 31, 2015 and 2014. There were no changes in the allowance for loan losses methodology during the years ended December 31, 2015 and 2014. Impairment Loans individually considered for impairment include all classes of commercial and residential, as well as home equity loans. These loans are considered impaired when, based on current information and events, it is probable that the Company will be unable to collect the scheduled payments of principal or interest when due according to the contractual terms of the loan agreement. Factors considered by management in determining impairment include payment status, collateral value, and the probability of collecting scheduled principal and interest payments when due. Loans that experience insignificant payment delays and payment shortfalls generally are not classified as impaired. Management determines the significance of payment delays and payment shortfalls on a case-by-case basis, taking into consideration all of the circumstances surrounding the loan and the borrower, including the length of the delay, the reasons for the delay, the borrower’s prior payment record, and the amount of the shortfall in relation to the principal and interest owed. Impairment is measured on a loan-by-loan basis by either the present value of expected future cash flows discounted at the loan’s effective interest rate, the loan’s obtainable market price, or the fair value of the collateral, less costs to sell, if the loan is collateral dependent. Large groups of smaller balance homogeneous loans are collectively evaluated for impairment. Accordingly, the Company does not separately identify individual consumer loans for impairment evaluation, except for home equity loans. The Company may periodically agree to modify the contractual terms of loans. When a loan is modified and a concession is made to a borrower experiencing financial difficulty, the modification is considered a troubled debt restructuring (“TDR”). All TDRs are classified as impaired. Other real estate owned The Company classifies property acquired through foreclosure or acceptance of a deed-in-lieu of foreclosure as OREO in its consolidated financial statements. The Company generally obtains a new or updated valuation of OREO at the time of acquisition, including periodic reappraisals, at least annually, to ensure any material change in market conditions or the physical aspects of the property is recognized. When property is placed in OREO, it is recorded at fair value less estimated cost to sell at the date of foreclosure or acceptance of deed-in-lieu of foreclosure. At the time of transfer to OREO, any excess of carrying value over fair value less estimated cost to sell is charged to the allowance for loan losses. Management, or its designee, inspects all OREO property periodically. Holding costs and declines in fair value result in charges to expense after the property is acquired. Loan servicing The valuation of mortgage servicing rights is a critical accounting policy, which requires significant estimates and assumptions. The Company often sells mortgage loans it originates and retains the ongoing servicing of such loans, receiving a fee for these services, generally 1% of the outstanding balance of the loan per annum. Servicing assets are recognized at fair value as separate assets when servicing rights are acquired through the sale of loans. Capitalized servicing rights are amortized against non-interest income in proportion to, and over the period of, the estimated future net servicing income of the underlying financial assets. Management uses an independent firm which specializes in the valuation of mortgage servicing rights to determine fair value. The most important assumption is the anticipated loan prepayment rate, and increases in prepayment speed result in lower valuations of mortgage servicing rights. Servicing assets are evaluated for impairment based upon the fair value of the rights as compared to amortized cost. Impairment is determined by stratifying rights by predominant characteristics, such as interest rate in increments of 50 basis points and term primarily of 15 and 30 years . Fair value is based upon discounted cash flows using market-based assumptions. Projected prepayments on the portfolio are estimated using the Public Securities Association Standard Prepayment Model. Impairment is recognized through a valuation allowance for an individual stratum, to the extent that fair value is less than the capitalized amount for the stratum. The use of different assumptions could produce a different valuation. All of the assumptions are based on standards the Company believes would be utilized by market participants in valuing mortgage servicing rights and are consistently derived and/or benchmarked against independent public sources.
Credit related financial instruments	Credit related financial instruments In the ordinary course of business, the Company has entered into commitments to extend credit, including commercial letters of credit and standby letters of credit. Such financial instruments are recorded when they are funded.
Premises and equipment	Premises and equipment Land is carried at cost. Buildings, leasehold improvements and equipment are stated at cost, less accumulated depreciation and amortization, computed on the straight-line method over the shorter of the estimated useful lives of the assets or the lease term. The cost of maintenance is expensed as incurred.
Income taxes	Income taxes Deferred income tax assets and liabilities are determined using the liability (or balance sheet) method. Under this method, the net deferred tax asset or liability is determined based on the tax effects of the temporary differences between the book and tax bases of the various balance sheet assets and liabilities and certain carryforwards of losses and deductions that are available to offset future taxable income and gives current recognition to changes in tax rates and laws. The Company’s income tax returns for the years ended December 31, 2012 , 2013 , 2014 and 2015 are open to audit under the statute of limitations by the Internal Revenue Service. The Company’s policy is to record interest and penalties related to uncertain tax positions as part of its income tax expense.
Employee stock ownership plan ("ESOP")	Employee stock ownership plan (“ESOP”) Compensation expense is recognized as ESOP shares are committed to be released and is calculated based upon the average market price for the current year. Allocated and committed-to-be-released ESOP shares are considered outstanding for earnings per share calculations based on debt service payments. Other ESOP shares are excluded from earnings per share calculations. Dividends declared on allocated ESOP shares are charged to retained earnings. Dividends declared on unallocated ESOP shares are used to satisfy debt service. The value of unearned shares to be allocated to ESOP participants for future services not yet performed is reflected as a reduction of stockholders’ equity.
Equity Incentive Plan	Equity Incentive Plan The Company expenses compensation cost associated with share-based payment transactions, such as options and restricted stock awards, in the consolidated financial statements over the requisite service (vesting) period.
Advertising	Advertising Advertising costs are expensed as incurred.
Earnings (loss) per common share	Earnings (loss) per common share Basic earnings (loss) per share represents income available to common stockholders divided by the weighted-average number of common shares outstanding during the period. The adjusted outstanding common shares equals the gross number of common shares issued less treasury shares, unallocated shares of the Chicopee Savings Bank ESOP, and nonvested restricted stock awards under the 2007 Equity Incentive Plan. Diluted earnings per share reflects additional common shares that would have been outstanding if dilutive potential common shares had been issued. Potential common shares that may be issued by the Company relate to outstanding stock options and certain stock awards and are determined using the treasury stock method. Unvested share-based payment awards that contain non-forfeitable rights to dividends or dividend equivalents are participating securities and, therefore, are included in computing earnings per share pursuant to the two-class method. The two-class method determines earnings per share for each class of common stock and participating securities according to dividends or dividend equivalents and their respective participation rights in undistributed earnings. The Company’s stock options and stock awards receive non-forfeitable dividends at the same rate as common stock.
Segment reporting	Segment reporting The Company’s operations are solely in the financial services industry and consist of providing traditional banking services to its customers. Management makes operating decisions and assesses performance based on an ongoing review of the Company’s consolidated financial results. Therefore, the Company has a single operating segment for financial reporting purposes.
Recent accounting pronouncements	Recent accounting pronouncements In May 2014, the Financial Accounting Standards Board ("FASB") issued Accounting Standards Update ("ASU") No. 2014-09, Revenue from Contracts with Customers (Topic 606). The ASU was issued to clarify the principles for recognizing revenue and to develop a common revenue standard. The effective date for this ASU was deferred to annual reporting periods beginning after December 15, 2017, including interim periods within that reporting period. The Company is currently evaluating the potential impact of the ASU on its consolidated financial statements. In June 2014, FASB issued ASU No. 2014-12, Compensation - Stock Compensation (Topic 718): Accounting for Share-Based Payments When the Terms of an Award Provide That a Performance Target Could Be Achieved after the Requisite Service Period. The ASU was issued because current U.S. GAAP does not contain explicit guidance on how to account for share-based payments when a performance target could be achieved after the requisite service period. The ASU is effective for annual periods and interim periods within those annual periods beginning after December 15, 2015. The ASU will not have a material effect on the Company's consolidated financial statements. In January 2016, FASB issued ASU No. 2016-01, Financial Instruments - Overall (Subtopic 825-10): Recognition and Measurement of Financial Assets and Financial Liabilities . The ASU was issued to enhance the reporting model for financial instruments to provide users of financial statements with more decision-useful information. This ASU changes how entities account for equity investments that do not result in consolidation and are not accounted for under the equity method of accounting. The ASU also changes certain disclosure requirements and other aspects of U.S. GAAP, including a requirement for public business entities to use the exit price notion when measuring the fair value of financial instruments for disclosure purposes. The ASU is effective for fiscal years beginning after December 15, 2017, including interim periods within those fiscal years. The ASU will not have a material effect on the Company’s consolidated financial statements. In February 2016, FASB issued ASU No. 2016-02, Leases (Topic 842). The ASU was issued to increase transparency and comparability among organizations by recognizing lease assets and lease liabilities on the balance sheet and disclosing key information about leasing arrangements. The ASU is effective for fiscal years beginning after December 15, 2018, including interim periods within those fiscal years. The Company is currently evaluating the impact of the adoption of the ASU on its consolidated financial statements.
Reclassifications	Reclassifications Certain amounts in the 2014 and 2013 financial statements have been reclassified to conform to the 2015 presentation.
Fair value	FAIR VALUE Certain assets and liabilities are recorded at fair value to provide additional insight into the Company's quality of earnings. Some of these assets and liabilities are measured on a recurring basis while others are measured on a nonrecurring basis, with the determination based upon applicable existing accounting pronouncements. For example, available-for-sale securities are recorded at fair value on a recurring basis. Other assets, such as mortgage servicing rights, loans held for sale, and impaired loans, are recorded at fair value on a nonrecurring basis using the lower of cost or market methodology to determine impairment of individual assets. The Company groups assets and liabilities which are recorded at fair value in three levels, based on the markets in which the assets and liabilities are traded and the reliability of the assumptions used to determine fair value. Levels within the fair value hierarchy are based on the lowest level of input that is significant to the fair value measurement (with Level 1 considered highest and Level 3 considered lowest). A brief description of each level follows. Level 1 - Valuation is based upon quoted prices for identical instruments in active markets. Level 2 - Valuation is based upon quoted prices for similar instruments in active markets, quoted prices for identical or similar instruments in markets that are not active, and model-based valuation techniques for which all significant assumptions are observable in the market. Level 3 - Valuation is generated from model-based techniques that use at least one significant assumption not observable in the market. These unobservable assumptions reflect estimates that market participants would use in pricing the asset or liability. Valuation includes use of discounted cash flow models and similar techniques. The fair value methods and assumptions are set forth below. Cash and cash equivalents. The carrying amounts of cash and cash equivalents approximate their relative fair values. As such, the Company classifies these financial instruments as Level 1. Held-to-maturity and non-marketable securities. The fair values of held-to-maturity securities are estimated by independent providers. In obtaining such valuation information from third parties, the Company has evaluated their valuation methodologies used to develop the fair values in order to determine whether the valuations are representative of an exit price in the Company's principal markets. The Company's principal markets for its securities portfolios are the secondary institutional markets, with an exit price that is predominately reflective of bid level pricing in those markets. Fair values are calculated based on the value of one unit without regard to any premium or discount that may result from concentrations of ownership of a financial instrument, possible tax ramifications, or estimated transaction costs. If these considerations had been incorporated into the fair value estimates, the aggregate fair value could have been changed. The carrying values of non-marketable securities approximate fair values. As such, the Company classifies held-to-maturity and non-marketable securities as Level 2. Available-for-sale securities. Fair value of securities are primarily measured using unadjusted information from an independent pricing service. The securities measured at fair value in Level 1 are based on quoted market prices in an active exchange market. These securities include marketable equity securities. Loans. Fair values are estimated for portfolios of loans with similar financial characteristics. The fair values of performing loans are calculated by discounting scheduled cash flows through the estimated maturity using estimated market discount rates that reflect the credit and interest risk inherent in the loan. The estimates of maturity are based on the Company's historical experience with repayments for each loan classification, modified, as required, by an estimate of the effect of current economic and lending conditions, and the effects of estimated prepayments. Assumptions regarding risk, cash flows, and discount rates are judgmentally determined using available market information and specific borrower information. Management has made estimates of fair value presented below that would be indicative of the value negotiated in an actual sale. As such, the Company classifies loans as Level 3. Fair values of impaired loans are based on estimated cash flows and are discounted using a rate commensurate with the risk associated with the estimated cash flows, or if collateral dependent, discounted to the appraised value of the collateral, less costs to sell. Loans held for sale. Loans held for sale are recorded at the lower of carrying value or fair value. The fair value of mortgage loans held for sale is based on what secondary markets are currently offering for portfolios with similar characteristics. As such, the Company classifies loans held for sale as nonrecurring Level 2. OREO. Real estate acquired through foreclosure is recorded at fair value. The fair value of OREO is based on property appraisals and an analysis of similar properties currently available. As such, the Company records OREO as nonrecurring Level 2. Mortgage servicing rights. Mortgage servicing rights represent the value associated with servicing residential mortgage loans. Servicing assets and servicing liabilities are reported using the amortization method. In evaluating the carrying values of the mortgage servicing rights, the Company obtains third party valuations based on loan level data including note rate, type and term of the underlying loans. As such, the Company classifies mortgage servicing rights as nonrecurring Level 2. Accrued interest receivable. The fair value estimate of this financial instrument approximates the carrying value as this financial instrument has a short maturity. It is the Company's policy to stop accruing interest on loans for which it is probable that the interest is not collectable. Therefore, this financial instrument has been adjusted for estimated credit loss. As such, the Company classifies accrued interest receivable as Level 2. Deposits. The fair value of deposits is based on the discounted value of contractual cash flows. The discount rate is estimated using the rates currently offered for deposits of similar remaining maturities. The fair value estimates do not include the benefit that results from the low-cost funding provided by the deposits compared to the cost of borrowing funds in the market. If that value were considered, the fair value of the Company's net assets could increase. As such, the Company classifies deposits as Level 2. Borrowed funds. The fair value of borrowed funds is based on the discounted value of contractual cash flows. The discount rate is estimated using the rates currently available for borrowings of similar remaining maturities. As such, the Company classifies borrowed funds as Level 2. Accrued interest payable. The fair value estimate approximates the carrying amount as this financial instrument has a short maturity. As such, the Company classifies accrued interest payable as Level 2. Off-balance-sheet instruments. Off-balance-sheet instruments include loan commitments. Fair values for loan commitments have not been presented as the future revenue derived from such financial instruments is not significant. Limitations. Fair value estimates are made at a specific point in time, based on relevant market information and information about the financial instrument. These values do not reflect any premium or discount that could result from offering for sale at one time the Company's entire holdings of a particular financial instrument. Because no market exists for a significant portion of the Company's financial instruments, fair value estimates are based on Management's judgments regarding future expected loss experience, current economic conditions, risk characteristics of various financial instruments, and other factors. These estimates are subjective in nature and involve uncertainties and matters of significant judgment and therefore cannot be determined with precision. Changes in assumptions could significantly affect these estimates. Fair value estimates are based on existing on- and off-balance-sheet financial instruments without attempting to estimate the value of anticipated future business and the value of assets and liabilities that are not considered financial instruments. Other significant assets and liabilities that are not considered financial instruments include the deferred tax asset and premises and equipment. In addition, tax ramifications related to the realization of the unrealized gains and losses can have a significant effect on fair value estimates and have not been considered in any of these estimates. Fair Value of Financial Instruments. FASB Accounting Standards Codification (ASC) Topic 825, " Financial Instruments ", requires disclosures of fair value information about financial instruments, whether or not recognized in the balance sheet, if the fair values can be reasonably determined. Fair value is best determined based upon quoted market prices. However, in many instances, there are no quoted market prices for the Company's various financial instruments. In cases where quoted prices are not available, fair values are based on estimates using present value or other valuation techniques using observable inputs when available. Those techniques are significantly affected by the assumptions used, including the discount rate and estimates of future cash flows. Accordingly, the fair value estimates may not be realized in an immediate settlement of the instrument. FASB ASC Topic 825 excludes certain financial instruments and all non-financial instruments from its disclosure requirements. Accordingly, the aggregate fair value amounts presented may not necessarily represent the underlying fair value of the Company.
Subsequent events	Subsequent events represent events or transactions occurring after the balance sheet date but before the financial statements are issued or are available to be issued. Financial statements are considered “issued” when they are widely distributed to stockholders and others for general use and reliance in a form and format that complies with GAAP. Financial statements are considered “available to be issued” when they are complete in form and format that complies with GAAP and all approvals necessary for their issuance have been obtained. Specifically, there are two types of subsequent events: ● Those comprising events or transactions providing additional evidence about conditions that existed at the balance sheet date, including estimates inherent in the financial statement preparation process (referred to as recognized subsequent events). ● Those comprising events that provide evidence about conditions not existing at the balance sheet date but, rather, that arose after such date (referred to as non-recognized subsequent events).

SUMMARY OF SIGNIFICANT ACCOUN34

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Tables)	12 Months Ended
	Dec. 31, 2015
Accounting Policies [Abstract]
Computation of Basic and Diluted Earnings Per Share under Two-Class Method	The following table sets forth the computation of basic and diluted earnings per share under the two-class method: Years Ended December 31, (In Thousands, except share data) 2015 2014 2013 Net income (loss) $ 2,999 $ (578 ) $ 2,553 Weighted average number of common shares issued 7,439,368 7,439,368 7,439,368 Less: average number of treasury shares (2,191,559 ) (2,061,264 ) (2,013,461 ) Less: average number of unallocated ESOP shares (327,332 ) (357,089 ) (386,848 ) Less: average number of nonvested restricted stock awards (475 ) (875 ) (1,276 ) Adjusted weighted average number of common shares outstanding 4,920,002 5,020,140 5,037,783 Plus: dilutive nonvested restricted stock awards 240 — 395 Plus: dilutive outstanding stock options 75,895 — 91,349 Weighted average number of diluted shares outstanding 4,996,137 5,020,140 5,129,527 Net income (loss) per share: Basic- common stock $ 0.61 $ (0.12 ) $ 0.51 Basic- unvested share-based payment awards $ 0.61 $ (0.12 ) $ 0.51 Diluted- common stock $ 0.60 $ (0.12 ) $ 0.50 Diluted- unvested share-based payment awards $ 0.60 $ (0.12 ) $ 0.50

INVESTMENT SECURITIES (Tables)

INVESTMENT SECURITIES (Tables)	12 Months Ended
	Dec. 31, 2015
Investments, Debt and Equity Securities [Abstract]
Amortized Cost and Estimated Fair Value of Securities, with Gross Unrealized Gains and Losses	The following tables set forth, at the dates indicated, information regarding the amortized cost and fair value, with gross unrealized gains and losses of the Company's investment securities: December 31, 2015 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value (In Thousands) Available-for-sale securities: Marketable equity securities $ 369 $ 57 $ — $ 426 Total available-for-sale securities $ 369 $ 57 $ — $ 426 Held-to-maturity securities: Corporate and industrial revenue bonds $ 32,029 $ 700 $ — $ 32,729 Collateralized mortgage obligations 200 6 — 206 Total held-to-maturity securities $ 32,229 $ 706 $ — $ 32,935 Non-marketable securities: Federal Home Loan Bank stock $ 4,764 $ — $ — $ 4,764 Banker's Bank Northeast stock 183 — — 183 Total non-marketable securities $ 4,947 $ — $ — $ 4,947 December 31, 2014 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value (In Thousands) Available-for-sale securities: Marketable equity securities $ 369 $ 45 $ — $ 414 Total available-for-sale securities $ 369 $ 45 $ — $ 414 Held-to-maturity securities: Corporate and industrial revenue bonds $ 33,344 $ 467 $ — $ 33,811 Collateralized mortgage obligations 403 15 — 418 Total held-to-maturity securities $ 33,747 $ 482 $ — $ 34,229 Non-marketable securities: Federal Home Loan Bank stock $ 3,914 $ — $ — $ 3,914 Banker's Bank Northeast stock 183 — — 183 Total non-marketable securities $ 4,097 $ — $ — $ 4,097
Collateralized Mortgage Obligations Allocated to Maturity Categories According to Final Maturity Date	The collateralized mortgage obligations are allocated to maturity categories according to final maturity date. Held-to-maturity Amortized Cost Fair Value (In Thousands) Within 1 year $ — $ — From 1 to 5 years 7,931 8,270 From 5 to 10 years — — Over 10 years 24,298 24,665 Total $ 32,229 $ 32,935

LOANS (Tables)

LOANS (Tables)	12 Months Ended
	Dec. 31, 2015
Receivables [Abstract]
Composition of Loan Portfolio	The following table sets forth the composition of the Company's loan portfolio in dollar amounts and as a percentage of the respective portfolio. December 31, 2015 December 31, 2014 Amount Percent of Total Amount Percent of Total (In Thousands) Real estate loans: Residential real estate¹ $ 127,610 21.8 % $ 118,692 22.7 % Home equity 39,554 6.8 % 34,508 6.6 % Commercial 287,849 49.1 % 249,632 47.7 % Total 455,013 77.7 % 402,832 77.0 % Construction-residential 8,490 1.5 % 8,129 1.6 % Construction-commercial 48,128 8.2 % 35,786 6.8 % Total construction 56,618 9.7 % 43,915 8.4 % Total real estate loans 511,631 87.4 % 446,747 85.4 % Consumer loans 2,516 0.4 % 2,662 0.5 % Commercial and industrial loans 71,530 12.2 % 74,331 14.1 % Total loans 585,677 100.0 % 523,740 100.0 % Deferred loan origination costs, net 897 944 Allowance for loan losses (5,615 ) (4,927 ) Loans, net $ 580,959 $ 519,757 ¹ Excludes loans held for sale of $296,000 at December 31, 2015.
Analysis of Total Loans Segregated by Risk Rating and Class	The following table presents an analysis of total loans segregated by risk rating and class at December 31, 2015 : Commercial Credit Risk Exposure Commercial and Industrial Commercial Construction Commercial Real Estate Total (In Thousands) Pass $ 63,499 $ 42,585 $ 275,628 $ 381,712 Special mention 4,163 5,330 8,454 17,947 Substandard 3,868 213 3,767 7,848 Doubtful — — — — Loss — — — — Total commercial loans $ 71,530 $ 48,128 $ 287,849 $ 407,507 Residential Credit Risk Exposure Residential Real Estate Residential Construction Total (In Thousands) Pass $ 123,697 $ 8,490 $ 132,187 Nonperforming 3,913 — 3,913 Total residential loans $ 127,610 $ 8,490 $ 136,100 Consumer Credit Risk Exposure Consumer Home Equity Total (In Thousands) Performing $ 2,516 $ 39,366 $ 41,882 Nonperforming — 188 188 Total consumer loans $ 2,516 $ 39,554 $ 42,070 The following table presents an analysis of total loans segregated by risk rating and class at December 31, 2014 : Commercial Credit Risk Exposure Commercial and Industrial Commercial Construction Commercial Real Estate Total (In Thousands) Pass $ 66,442 $ 27,547 $ 234,866 $ 328,855 Special mention 4,991 5,843 10,034 20,868 Substandard 2,898 2,396 4,732 10,026 Doubtful — — — — Loss — — — — Total commercial loans $ 74,331 $ 35,786 $ 249,632 $ 359,749 Residential Credit Risk Exposure Residential Real Estate Residential Construction Total (In Thousands) Pass $ 114,586 $ 8,129 $ 122,715 Nonperforming 4,106 — 4,106 Total residential loans $ 118,692 $ 8,129 $ 126,821 Consumer Credit Risk Exposure Consumer Home Equity Total (In Thousands) Performing $ 2,630 $ 34,159 $ 36,789 Nonperforming 32 349 381 Total consumer loans $ 2,662 $ 34,508 $ 37,170
Allowance for Loan Losses and Select Loan Information	The following table presents the allowance for loan losses and select loan information as of and for the year ended December 31, 2015 : Residential Real Estate Residential Construction Commercial Real Estate Commercial Construction Commercial and Industrial Consumer Home Equity Total Allowance for loan losses: (In Thousands) Balance as of December 31, 2014 $ 486 $ 107 $ 2,699 $ 568 $ 879 $ 35 $ 153 $ 4,927 Provision (reduction) for loan losses 306 (18 ) 403 177 4 24 45 941 Recoveries 27 — 3 38 12 29 4 113 Loans charged off (161 ) — (93 ) — (39 ) (57 ) (16 ) (366 ) Balance as of December 31, 2015 $ 658 $ 89 $ 3,012 $ 783 $ 856 $ 31 $ 186 $ 5,615 Ending balance allowance for loan losses: Collectively evaluated for impairment $ 513 $ 89 $ 2,988 $ 783 $ 746 $ 31 $ 185 $ 5,335 Individually evaluated for impairment 145 — 24 — 110 — 1 280 Total: $ 658 $ 89 $ 3,012 $ 783 $ 856 $ 31 $ 186 $ 5,615 Total loans ending balance: Collectively evaluated for impairment $ 123,697 $ 8,490 $ 286,519 $ 47,915 $ 68,765 $ 2,516 $ 39,366 $ 577,268 Individually evaluated for impairment 3,913 — 1,330 213 2,765 — 188 8,409 Total: $ 127,610 $ 8,490 $ 287,849 $ 48,128 $ 71,530 $ 2,516 $ 39,554 $ 585,677 The following table presents the allowance for loan losses and select loan information as of and for the year ended December 31, 2014 : Residential Real Estate Residential Construction Commercial Real Estate Commercial Construction Commercial and Industrial Consumer Home Equity Total (In Thousands) Allowance for loan losses: Balance as of December 31, 2013 $ 650 $ 94 $ 2,121 $ 435 $ 1,110 $ 35 $ 151 $ 4,596 Provision for loan losses 139 13 1,479 1,672 1,867 43 58 5,271 Recoveries — — 74 — 83 23 1 181 Loans charged off (303 ) — (975 ) (1,539 ) (2,181 ) (66 ) (57 ) (5,121 ) Balance as of December 31, 2014 $ 486 $ 107 $ 2,699 $ 568 $ 879 $ 35 $ 153 $ 4,927 Ending balance allowance for loan losses: Collectively evaluated for impairment $ 481 $ 107 $ 2,634 $ 568 $ 879 $ 35 $ 150 $ 4,854 Individually evaluated for impairment 5 — 65 — — — 3 73 Total: $ 486 $ 107 $ 2,699 $ 568 $ 879 $ 35 $ 153 $ 4,927 Total loans ending balance: Collectively evaluated for impairment $ 114,586 $ 8,129 $ 246,123 $ 33,391 $ 73,286 $ 2,662 $ 34,160 $ 512,337 Individually evaluated for impairment 4,106 — 3,509 2,395 1,045 — 348 11,403 Total: $ 118,692 $ 8,129 $ 249,632 $ 35,786 $ 74,331 $ 2,662 $ 34,508 $ 523,740
Information Pertaining to Impaired Loans by Class	The following table presents a summary of information pertaining to impaired loans by class as of and for the year ended December 31, 2015 : Recorded Investment Unpaid Balance Average Recorded Investment Related Allowance Interest Income Recognized (In Thousands) Impaired loans without a valuation allowance: Residential real estate $ 2,262 $ 2,402 $ 2,631 $ — $ 105 Residential construction — — — — — Commercial real estate 908 1,559 1,679 — 90 Commercial construction 213 213 1,144 — 14 Commercial and industrial 2,255 2,255 1,484 — 71 Consumer — — — — — Home equity 119 119 210 — 3 Total $ 5,757 $ 6,548 $ 7,148 $ — $ 283 Impaired loans with a valuation allowance: Residential real estate $ 1,651 $ 1,651 $ 1,113 $ 145 $ 64 Residential construction — — — — — Commercial real estate 422 422 527 24 21 Commercial construction — — — — — Commercial and industrial 510 510 366 110 24 Consumer — — — — — Home equity 69 69 63 1 3 Total $ 2,652 $ 2,652 $ 2,069 $ 280 $ 112 Total impaired loans: Residential real estate $ 3,913 $ 4,053 $ 3,744 $ 145 $ 169 Residential construction — — — — — Commercial real estate 1,330 1,981 2,206 24 111 Commercial construction 213 213 1,144 — 14 Commercial and industrial 2,765 2,765 1,850 110 95 Consumer — — — — — Home equity 188 188 273 1 6 Total $ 8,409 $ 9,200 $ 9,217 $ 280 $ 395 The $8.4 million of impaired loans include $6.4 million of non-accrual loans. The remaining impaired loans are TDRs or loans for which the Company believes, based on current information and events, it is probable that the Company will be unable to collect the scheduled payments of principal or interest when due according to the contractual terms of the loan agreement. The Company does not have any commitments to lend additional funds to borrowers whose loans have been modified or are not performing. The following table presents a summary of information pertaining to impaired loans by class as of and for the year ended December 31, 2014 : Recorded Investment Unpaid Balance Average Recorded Investment Related Allowance Interest Income Recognized (In Thousands) Impaired loans without a valuation allowance: Residential real estate $ 3,495 $ 3,617 $ 2,634 $ — $ 105 Residential construction — — — — — Commercial real estate 2,700 3,317 3,535 — 55 Commercial construction 2,395 3,934 3,270 — 111 Commercial and industrial 1,045 1,057 1,300 — 43 Consumer — — — — — Home equity 301 366 238 — 10 Total $ 9,936 $ 12,291 $ 10,977 $ — $ 324 Impaired loans with a valuation allowance: Residential real estate $ 611 $ 611 $ 859 $ 5 $ 32 Residential construction — — — — — Commercial real estate 809 809 694 65 23 Commercial construction — — — — — Commercial and industrial — — 47 — 1 Consumer — — — — — Home equity 47 47 65 3 1 Total $ 1,467 $ 1,467 $ 1,665 $ 73 $ 57 Total impaired loans: Residential real estate $ 4,106 $ 4,228 $ 3,493 $ 5 $ 137 Residential construction — — — — — Commercial real estate 3,509 4,126 4,229 65 78 Commercial construction 2,395 3,934 3,270 — 111 Commercial and industrial 1,045 1,057 1,347 — 44 Consumer — — — — — Home equity 348 413 303 3 11 Total $ 11,403 $ 13,758 $ 12,642 $ 73 $ 381 The $11.4 million of impaired loans include $11.2 million of non-accrual loans. The remaining impaired loans are TDRs or loans for which the Company believes, based on current information and events, it is probable that the Company will be unable to collect the scheduled payments of principal or interest when due according to the contractual terms of the loan agreement. The following table presents a summary of information pertaining to impaired loans by class as of and for the year ended December 31, 2013: Recorded Investment Unpaid Balance Average Recorded Investment Related Allowance Interest Income Recognized (In Thousands) Impaired loans without a valuation allowance: Residential real estate $ 1,535 $ 1,535 $ 1,455 $ — $ 52 Residential construction — — — — — Commercial real estate 4,099 4,232 3,725 — 192 Commercial construction 3,888 3,888 4,068 — 193 Commercial and industrial 1,254 1,584 937 — 44 Consumer — — — — — Home equity 131 131 131 — 4 Total $ 10,907 $ 11,370 $ 10,316 $ — $ 485 Impaired loans with a valuation allowance: Residential real estate $ 1,123 $ 1,123 $ 1,056 $ 243 $ 30 Residential construction — — 132 — — Commercial real estate 249 249 403 12 23 Commercial construction — — — — — Commercial and industrial 118 118 134 10 3 Consumer — — — — — Home equity 162 162 108 14 1 Total $ 1,652 $ 1,652 $ 1,833 $ 279 $ 57 Total impaired loans: Residential real estate $ 2,658 $ 2,658 $ 2,511 $ 243 $ 82 Residential construction — — 132 — — Commercial real estate 4,348 4,481 4,128 12 215 Commercial construction 3,888 3,888 4,068 — 193 Commercial and industrial 1,372 1,702 1,071 10 47 Consumer — — — — — Home equity 293 293 239 14 5 Total $ 12,559 $ 13,022 $ 12,149 $ 279 $ 542
Aging Analysis of Past Due and Nonaccrual Loans	The following table presents an aging analysis of past due and nonaccrual loans as of December 31, 2015 : 31-59 Days Past Due 60-89 Days Past Due 90 Days or Greater Past Due Total Past Due Current Total Loans Nonaccrual Loans (In Thousands) Residential real estate $ 2,396 $ 514 $ 196 $ 3,106 $ 124,504 $ 127,610 $ 3,355 Residential construction — — — — 8,490 8,490 — Commercial real estate 786 71 413 1,270 286,579 287,849 1,330 Commercial construction 245 — — 245 47,883 48,128 213 Commercial and industrial 139 72 360 571 70,959 71,530 1,276 Consumer 9 — — 9 2,507 2,516 18 Home equity 87 47 71 205 39,349 39,554 205 Total $ 3,662 $ 704 $ 1,040 $ 5,406 $ 580,271 $ 585,677 $ 6,397 The following table presents an aging analysis of past due and nonaccrual loans as of December 31, 2014 : 31-59 Days Past Due 60-89 Days Past Due 90 Days or Greater Past Due Total Past Due Current Total Loans Nonaccrual Loans (In Thousands) Residential real estate $ 3,396 $ 542 $ 1,212 $ 5,150 $ 113,542 $ 118,692 $ 4,308 Residential construction — — — — 8,129 8,129 — Commercial real estate 913 — 2,385 3,298 246,334 249,632 3,000 Commercial construction 550 — 1,558 2,108 33,678 35,786 2,396 Commercial and industrial 218 434 513 1,165 73,166 74,331 1,196 Consumer 28 — 13 41 2,621 2,662 32 Home equity 77 30 263 370 34,138 34,508 261 Total $ 5,182 $ 1,006 $ 5,944 $ 12,132 $ 511,608 $ 523,740 $ 11,193
Summary of Accruing and Non-Accruing Troubled Debt Restructuring Loans By Class	The following tables provide new TDR activity by segment during the periods indicated: For the year ended December 31, 2015 Number of Modifications Recorded Investment Pre-Modification Recorded Investment Post-Modification Current Balance (In Thousands) Residential real estate — $ — $ — $ — Residential construction — — — — Commercial real estate — — — — Commercial construction — — — — Commercial and industrial — — — — Consumer — — — — Home equity 1 — 38 38 Total 1 $ — $ 38 $ 38 For the year ended December 31, 2014 Number of Modifications Recorded Investment Pre-Modification Recorded Investment Post-Modification Current Balance (In Thousands) Residential real estate 2 $ 510 $ 510 $ 505 Residential construction — — — — Commercial real estate — — — — Commercial construction — — — — Commercial and industrial 2 4,225 2,687 2,108 Consumer — — — — Home equity — — — — Total 4 $ 4,735 $ 3,197 $ 2,613 The following is a summary of TDR loans by segment as of the dates indicated: As of December 31, 2015 As of December 31, 2014 Number of Loans Recorded Investment Number of Loans Recorded Investment (In Thousands) Residential real estate 4 $ 847 4 $ 865 Residential construction — — — — Commercial real estate 3 $ 442 4 $ 575 Commercial construction — — 2 2,108 Commercial and industrial 3 $ 236 4 $ 141 Consumer — — — — Home equity 2 69 1 33 Total 12 $ 1,594 15 $ 3,722

LOAN SERVICING (Tables)

LOAN SERVICING (Tables)	12 Months Ended
	Dec. 31, 2015
Receivables [Abstract]
Summary of Activity in Balances of Mortgage Servicing Rights	A summary of the activity in the balances of mortgage servicing rights follows: Years Ended December 31, 2015 2014 2013 (In Thousands) Balance at the beginning of year: $ 269 $ 381 $ 368 Capitalized mortgage servicing rights 41 39 194 Change in valuation allowance 1 (2 ) 32 Amortization (119 ) (149 ) (213 ) Balance at the end of year $ 192 $ 269 $ 381

PREMISES AND EQUIPMENT (Tables)

PREMISES AND EQUIPMENT (Tables)	12 Months Ended
	Dec. 31, 2015
Property, Plant and Equipment [Abstract]
Summary of Cost and Accumulated Depreciation and Amortization of Premises and Equipment	A summary of the cost and accumulated depreciation of premises and equipment is as follows: December 31, 2015 2014 (In Thousands) Land $ 1,530 $ 1,529 Buildings 9,770 9,845 Leasehold improvements 1,448 1,461 Furniture and equipment 6,038 6,281 Total cost 18,786 19,116 Accumulated depreciation (10,277 ) (10,261 ) Premises and equipment, net $ 8,509 $ 8,855

DEPOSITS (Tables)

DEPOSITS (Tables)	12 Months Ended
	Dec. 31, 2015
Banking and Thrift [Abstract]
Summary of Deposit Balances by Type	A summary of deposit balances by type is as follows: December 31, 2015 2014 (In Thousands) Demand deposits $ 102,424 $ 97,922 NOW accounts 45,228 42,177 Savings accounts 52,359 50,716 Money market deposit accounts 116,226 121,106 Total core accounts 316,237 311,921 Certificate accounts less than $250,000 137,718 118,511 Certificate accounts $250,000 or more 53,154 53,126 Total certificate of deposit accounts 190,872 171,637 Total deposits $ 507,109 $ 483,558
Summary of Certificate Accounts by Maturity	A summary of certificate accounts by maturity is as follows: December 31, 2015 December 31, 2014 (In Thousands) Amount Weighted Average Rate Amount Weighted Average Rate 2015 $ — — $ 104,030 1.21 % 2016 107,895 1.03 % 34,509 1.42 % 2017 50,218 1.44 % 12,282 1.30 % 2018 14,047 1.28 % 13,988 1.30 % 2019 11,963 1.55 % 6,828 1.10 % 2020 6,749 1.15 % — — Total $ 190,872 1.19 % $ 171,637 1.26 %

ADVANCES FROM FEDERAL HOME LO40

ADVANCES FROM FEDERAL HOME LOAN BANK (Tables)	12 Months Ended
	Dec. 31, 2015
Banking and Thrift [Abstract]
Advances from Federal Home Loan Bank	Advances from the FHLB consist of the following: December 31, 2015 December 31, 2014 Amount Weighted Average Rate Amount Weighted Average Rate (In Thousands) Fixed-rate FHLB advances maturing: Due 2015 $ — — % $ 16,891 0.59 % Due 2016 (a) 21,334 0.86 % 16,585 1.03 % Due 2017 (a) 7,467 1.64 % 6,217 2.01 % Due 2018 (a) 14,588 1.45 % 6,500 3.25 % Due 2019 (a) 17,208 2.11 % 13,274 1.52 % Due 2020 (a) 10,884 1.67 % 2,561 1.68 % Due 2021 (a) 3,434 2.01 % 4,047 2.01 % Due 2022 (a) 5,541 1.85 % 964 2.64 % Due 2024 (a) 874 2.64 % — — Total FHLB advances $ 81,330 1.56 % $ 67,039 1.43 % (a) Includes amortizing advances requiring monthly principal and interest payments.

INCOME TAXES (Tables)

INCOME TAXES (Tables)	12 Months Ended
	Dec. 31, 2015
Income Tax Disclosure [Abstract]
Allocation of Federal and State Income Taxes between Current and Deferred Portions	Allocation of federal and state income taxes between current and deferred portions is as follows: Years Ended December 31, 2015 2014 2013 (In Thousands) Current tax expense (benefit) Federal $ 760 $ (440 ) $ 367 State 369 (36 ) 124 Total current tax expense (benefit) 1,129 (476 ) 491 Deferred tax (benefit) expense Federal 24 (548 ) 160 State (124 ) (27 ) 49 Change in valuation reserve — (54 ) (13 ) Total deferred tax (benefit) expense (100 ) (629 ) 196 Income tax expense (benefit) $ 1,029 $ (1,105 ) $ 687
Summay of Differences between Statutory Federal Income Tax Rate and Effective Tax Rates	The reasons for the differences between the statutory federal income tax rate and the effective tax rates are summarized as follows: Years Ended December 31, 2015 2014 2013 Statutory rate 34.0 % 34.0 % 34.0 % Increase (decrease) resulting from: State taxes, net of federal tax benefit 4.2 % 2.5 % 3.5 % Dividends received deduction (0.1 )% 0.2 % (0.2 )% Change in valuation allowance — % 3.2 % (0.4 )% Tax-exempt interest (11.8 )% 29.6 % (16.1 )% Bank owned life insurance (3.0 )% 7.2 % (3.8 )% Stock-based compensation 1.9 % (6.1 )% 3.4 % Expiration of contribution carryover — % (2.8 )% — % Other, net 0.3 % (2.1 )% 0.8 % Effective tax rate 25.5 % 65.7 % 21.2 %
Tax Effects of Each Type of Income and Expense Item That Gave Rise to Deferred Taxes	The tax effects of each type of income and expense item that gave rise to deferred taxes are as follows: December 31, 2015 2014 (In Thousands) Gross deferred tax assets: Charitable contribution carryforward $ — $ 4 Allowance for loan losses 2,243 1,968 Employee benefit and stock-based compensation plans 1,003 933 Nonaccrual interest 200 186 OREO 35 67 Alternative minimum tax credit 602 940 Depreciation 75 — Net operating loss carryforward — 112 Other 76 86 Gross deferred tax assets 4,234 4,296 Gross deferred tax liabilities Deferred loan costs (358 ) (357 ) Mortgage servicing rights (77 ) (104 ) Depreciation — (136 ) Unrealized gain on available-for-sale securities (19 ) (16 ) Gross deferred tax liabilities (454 ) (613 ) Net deferred tax asset 3,780 3,683
Changes in Valuation Reserve Applicable to Net Deferred Tax Asset	The change in the valuation reserve applicable to the net deferred tax asset is as follows: Years Ended December 31, 2015 2014 2013 (In Thousands) Balance at beginning of year: $ — $ 54 $ 67 Change generated by current year's operations — (54 ) (13 ) Balance at end of year $ — $ — $ 54

OFF-BALANCE SHEET ACTIVITIES (T

OFF-BALANCE SHEET ACTIVITIES (Tables)	12 Months Ended
	Dec. 31, 2015
Balance Sheet Related Disclosures [Abstract]
Financial Instruments Outstanding Whose Contract Amounts Represent Credit Risk	The following financial instruments were outstanding whose contract amounts represent credit risk: December 31, 2015 2014 (In Thousands) Commitments to grant loans $ 16,188 $ 35,418 Unfunded commitments for construction loans 20,963 17,210 Unfunded commitments under lines of credit 88,342 79,092 Standby letters of credit 976 904
Future Minimum Operating Lease Commitments Pertaining to Banking Premises	Pursuant to the terms of non-cancelable lease agreements in effect at December 31, 2015 , future minimum operating lease commitments pertaining to banking premises are as follows: (In Thousands) 2016 $ 478 2017 468 2018 424 2019 441 2020 441 Thereafter 2,322 Total $ 4,574

MINIMUM REGULATORY CAPITAL RE43

MINIMUM REGULATORY CAPITAL REQUIREMENTS (Tables)	12 Months Ended
	Dec. 31, 2015
Banking and Thrift [Abstract]
Company's and Bank's Actual Capital Amounts and Ratios	The Company’s and Bank’s actual capital amounts and ratios as of December 31, 2015 and 2014 are presented below. Minimum to be Well Capitalized Under Minimum for Capital Prompt Corrective Actual Adequacy Purposes Action Provisions Amount Ratio Amount Ratio Amount Ratio (Dollars In Thousands) As of December 31, 2015: Total Capital to Risk Weighted Assets: Company $ 93,862 16.5 % $ 45,560 8.0 % N/A N/A Bank $ 83,502 14.7 % $ 45,458 8.0 % $ 56,822 10.0 % Tier 1 Capital to Risk Weighted Assets: Company $ 88,222 15.5 % $ 34,170 6.0 % N/A N/A Bank $ 77,862 13.7 % $ 34,093 6.0 % $ 45,458 8.0 % Tier 1 Capital to Average Assets: Company $ 88,222 12.8 % $ 27,525 4.0 % N/A N/A Bank $ 77,862 11.3 % $ 27,492 4.0 % $ 34,365 5.0 % Common Equity Tier 1 Capital Ratio Company $ 88,222 15.5 % $ 25,627 4.5 % N/A N/A Bank $ 77,862 13.7 % $ 25,570 4.5 % $ 36,934 6.5 % As of December 31, 2014: Total Capital to Risk Weighted Assets: Company $ 91,331 17.5 % $ 41,808 8.0 % N/A N/A Bank $ 78,337 15.0 % $ 41,677 8.0 % $ 52,096 10.0 % Tier 1 Capital to Risk Weighted Assets: Company $ 86,384 16.5 % $ 20,904 4.0 % N/A N/A Bank $ 73,390 14.1 % $ 20,838 4.0 % $ 31,257 6.0 % Tier 1 Capital to Average Assets: Company $ 86,384 13.8 % $ 24,956 4.0 % N/A N/A Bank $ 73,390 11.8 % $ 24,871 4.0 % $ 31,088 5.0 %
Reconciliation of Stockholders' Equity as Disclosed in Consolidated Balance Sheets under General Accepted Accounting Principles to Regulatory Capital	The following is a reconciliation of the Company’s stockholders’ equity as disclosed in the consolidated balance sheets under GAAP to regulatory capital as disclosed in the table above. December 31, 2015 2014 (In Thousands) Total equity determined under GAAP $ 89,274 $ 88,134 Net unrealized gain on available-for-sale securities, net of tax — (29 ) Disallowed mortgage servicing rights — (27 ) Disallowed deferred tax assets (1,052 ) (1,694 ) Tier 1 Capital 88,222 86,384 Allowable allowance for loan losses 5,615 4,927 Unrealized gain on available-for-sale equity securities, net of tax 25 20 Total regulatory capital $ 93,862 $ 91,331

COMMON STOCK REPURCHASE PROGR44

COMMON STOCK REPURCHASE PROGRAM (Tables)	12 Months Ended
	Dec. 31, 2015
Equity [Abstract]
Summary of Stock Repurchase Plans	The following table summarizes the Stock Repurchase plans as of the dates indicated: Repurchase Plan Approval Date Completion Date No. of Shares Approved No. of Shares Purchased Average Price per Share Total Cost of the Plan Initial Plan August 16, 2007 March 3, 2008 371,968 371,968 $ 13.21 $4.9 million Second Plan March 4, 2008 August 8, 2008 353,370 353,370 $ 13.26 $4.7 million Third Plan August 8, 2008 November 25, 2009 335,000 335,000 $ 12.98 $4.3 million Fourth Plan February 26, 2010 November 23, 2010 318,952 318,952 $ 11.75 $3.7 million Fifth Plan November 19, 2010 November 3, 2011 303,004 303,004 $ 13.84 $4.2 million Sixth Plan September 30, 2011 October 11, 2012 287,000 287,000 $ 14.26 $4.1 million Seventh Plan June 1, 2012 August 27, 2015 272,000 272,000 $ 16.30 $4.5 million Eighth Plan September 16, 2015 - 260,000 —

EMPLOYEE STOCK OWNERSHIP PLAN (

EMPLOYEE STOCK OWNERSHIP PLAN (Tables)	12 Months Ended
	Dec. 31, 2015
Disclosure of Compensation Related Costs, Share-based Payments [Abstract]
Remaining Principal Balance Payable	At December 31, 2015 , the remaining principal balance is payable as follows: Years Ending December 31, (In Thousands) 2016 $ 268 2017 290 2018 314 2019 340 2020 368 Thereafter 2,346 Total $ 3,926
Shares Held by Employee Stock Ownership Plan	Shares held by the ESOP include the following: December 31, 2015 2014 2013 Number of shares: Allocated 237,370 221,841 201,566 Unallocated 297,575 327,333 357,090 Total 534,945 549,174 558,656 Fair value of shares (In Thousands): Allocated $4,100 $3,700 $3,500 Unallocated 5,200 5,500 6,200 Total $9,300 $9,200 $9,700

EQUITY INCENTIVE PLAN (Tables)

EQUITY INCENTIVE PLAN (Tables)	12 Months Ended
	Dec. 31, 2015
Disclosure of Compensation Related Costs, Share-based Payments [Abstract]
Weighted Average Assumptions for Options Granted	The fair value of each option granted is estimated on the date of grant using the Black-Scholes option-pricing model with the following weighted average assumptions for options granted during the year ended December 31, 2013. Year Ended December 31, 2013 Expected dividend yield 1.39 % Expected term 6.5 years Expected volatility 24.06 % Risk-free interest rate 1.25 %
Summary of Options under Plan and Changes	A summary of options under the Plan as of December 31, 2015 , and changes during the year then ended is as follows: Shares Weighted Average Exercise Price Weighted Average Remaining Contractual Term (in years) Aggregate Intrinsic Value (000's) Outstanding at December 31, 2014 653,098 $ 14.57 3.83 $ 1,425 Exercised (800 ) 14.00 6.19 2 Forfeited or expired (6,200 ) 16.06 6.90 Outstanding at December 31, 2015 646,098 $ 14.55 2.79 $ 1,800 Exercisable at December 31, 2015 570,097 $ 14.39 2.26 $ 1,684
Summary of Status of Stock Awards and Changes	A summary of the status of the Company’s stock awards as of December 31, 2015 , and changes during the year then ended is as follows: Weighted Average Grant-Date Nonvested Shares Shares Fair Value Outstanding at December 31, 2014: 800 $ 14.08 Vested 400 14.08 Outstanding at December 31, 2015 400 $ 14.08

RELATED PARTY TRANSACTIONS (Tab

RELATED PARTY TRANSACTIONS (Tables)	12 Months Ended
	Dec. 31, 2015
Related Party Transactions [Abstract]
Analysis of Activity of Loans	An analysis of the activity of these loans is as follows: Years Ended December 31, 2015 2014 (In Thousands) Balance at beginning of year: $ 471 $ 1,108 Additions 1 — Repayments (45 ) (45 ) Change in related party status (138 ) (592 ) Balance at end of year $ 289 $ 471

FAIR VALUE (Tables)

FAIR VALUE (Tables)	12 Months Ended
	Dec. 31, 2015
Fair Value Disclosures [Abstract]
Assets Measured at Fair Value on Recurring Basis	Assets measured at fair value as of December 31, 2015 and 2014 on a recurring basis are summarized below: Fair Value Measurements Using December 31, 2015 Readily Available Market Prices (Level 1) Observable Market Data (Level 2) Determined Fair Value (Level 3) Assets (market approach) (Dollars In Thousands) Available-for-sale securities: Equity securities by industry type: Financial $ 426 $ 426 $ — $ — Total equity securities $ 426 $ 426 $ — $ — Fair Value Measurements Using December 31, 2014 Readily Available Market Prices (Level 1) Observable Market Data (Level 2) Determined Fair Value (Level 3) Assets (market approach) (Dollars In Thousands) Available-for-sale securities: Equity securities by industry type: Financial $ 414 $ 414 $ — $ — Total equity securities $ 414 $ 414 $ — $ —
Assets Measured at Fair Value on Nonrecurring Basis	Assets measured at fair value on a nonrecurring basis as of December 31, 2015 and 2014 are summarized below: Fair Value Measurements Using December 31, 2015 Readily Available Market Prices (Level 1) Observable Market Data (Level 2) Determined Fair Value (Level 3) (Dollars In Thousands) Assets: Impaired loans $ 3,614 $ — $ — $ 3,614 OREO 1,435 — 1,435 — Loans held for sale 296 — 296 — Mortgage servicing rights 192 — 192 — Impaired loans are presented net of their related specific reserves of $280,000 and charge offs of $790,000 as of December 31, 2015. Fair Value Measurements Using December 31, 2014 Readily Available Market Prices (Level 1) Observable Market Data (Level 2) Determined Fair Value (Level 3) (Dollars In Thousands) Assets: Impaired loans $ 5,184 $ — $ — $ 5,184 OREO 1,050 — 1,050 — Mortgage servicing rights 269 — 269 —
Carrying Amounts and Estimated Fair Values of Instruments	The fair values of the Company's financial instruments are as follows: Fair Value Measurements Using Carrying Amount at December 31, 2015 Readily Available Market Prices (Level 1) Observable Market Data (Level 2) Determined Fair Value (Level 3) (Dollars In Thousands) Financial assets: Cash and cash equivalents $ 28,229 $ 28,229 $ — $ — Available-for-sale securities 426 426 — — Held-to-maturity securities 32,229 — 32,935 — FHLB stock 4,764 — 4,764 — Loans held for sale 296 — 296 — Loans: Residential real estate 127,551 — — 129,514 Residential construction 8,401 — — 8,365 Commercial real estate 285,135 — — 283,566 Commercial construction 47,345 — — 47,480 Commercial and industrial 70,674 — — 71,090 Consumer 2,485 — — 2,657 Home equity 39,368 — — 39,273 Net loans 580,959 — — 581,945 Accrued interest receivable 1,668 — 1,668 — Mortgage servicing rights 192 — 517 — Financial liabilities: Deposits $ 507,109 $ — $ 507,493 $ — FHLB long-term advances 81,330 — 81,646 — Accrued interest payable 109 — 109 — Fair Value Measurements Using Carrying Amount at December 31, 2014 Readily Available Market Prices (Level 1) Observable Market Data (Level 2) Determined Fair Value (Level 3) (Dollars In Thousands) Financial assets: Cash and cash equivalents $ 49,769 $ 49,769 $ — $ — Available-for-sale securities 414 414 — — Held-to-maturity securities 33,747 — 34,229 — FHLB stock 3,914 — 3,914 — Loans: Residential real estate 118,837 — — 121,296 Residential construction 8,022 — — 8,008 Commercial real estate 247,246 — — 248,316 Commercial construction 35,218 — — 35,463 Commercial and industrial 73,452 — — 73,668 Consumer 2,627 — — 2,804 Home equity 34,355 — — 34,453 Net loans 519,757 — — 524,008 Accrued interest receivable 1,591 — 1,591 — Mortgage servicing rights 269 — 622 — Financial liabilities: Deposits $ 483,558 $ — $ 484,423 $ — FHLB long-term advances 67,039 — 67,644 — Accrued interest payable 82 — 82 —

QUARTERLY CONSOLIDATED FINANC49

QUARTERLY CONSOLIDATED FINANCIAL INFORMATION (UNAUDITED) (Tables)	12 Months Ended
	Dec. 31, 2015
Quarterly Financial Information Disclosure [Abstract]
Quarterly Financial Information	Following is the quarterly financial information of the Company for 2015 and 2014 : 2015 2014 First Quarter Second Quarter Third Quarter Fourth Quarter First Quarter Second Quarter Third Quarter Fourth Quarter (In Thousands) Interest and dividend income $ 5,999 $ 6,273 $ 6,433 $ 6,497 $ 5,623 $ 5,784 $ 5,934 $ 6,013 Interest expense 976 1,020 1,026 1,053 927 921 913 922 Net interest income 5,023 5,253 5,407 5,444 4,696 4,863 5,021 5,091 Provision for loan losses 400 207 137 197 2,201 2,774 227 69 Net gain on sales of available-for-sale securities — — — — 34 — — — Non-interest income 642 748 879 759 555 711 899 618 Non-interest expenses 4,870 4,774 4,800 4,742 4,618 4,694 4,737 4,851 Income (loss) before income tax 395 1,020 1,349 1,264 (1,534 ) (1,894 ) 956 789 Income tax expense (benefit) 82 278 379 290 (175 ) (1,854 ) 434 490 Net income (loss) $ 313 $ 742 $ 970 $ 974 $ (1,359 ) $ (40 ) $ 522 $ 299 Earnings (loss) per share: Basic $ 0.06 $ 0.15 $ 0.20 $ 0.20 $ (0.27 ) $ (0.01 ) $ 0.10 $ 0.06 Diluted $ 0.06 $ 0.15 $ 0.19 $ 0.20 $ (0.27 ) $ (0.01 ) $ 0.10 $ 0.06

CONDENSED FINANCIAL STATEMENT50

CONDENSED FINANCIAL STATEMENTS OF PARENT COMPANY (Tables)	12 Months Ended
	Dec. 31, 2015
Condensed Financial Information of Parent Company Only Disclosure [Abstract]
Balance Sheets of Chicopee Bancorp, Inc	December 31, BALANCE SHEETS 2015 2014 (In Thousands) Assets: Cash and cash equivalents $ 3,894 $ 6,852 Investment in common stock of Chicopee Savings Bank 78,951 75,140 Investment in common stock of Chicopee Funding Corporation 3,945 4,192 Other assets 2,508 1,985 Total assets $ 89,298 $ 88,169 Liabilities and Stockholders' Equity: Total liabilities $ 24 $ 35 Stockholders' equity 89,274 88,134 Total liabilities and stockholders' equity $ 89,298 $ 88,169
Statements of Income of Chicopee Bancorp, Inc	Years Ended December 31, STATEMENTS OF INCOME 2015 2014 2013 (In Thousands) Interest income $ 10 $ 9 $ 11 Dividend income from subsidiaries 592 7,373 3,048 Operating expenses 565 814 750 Income before income taxes and equity in undistributed net income (loss) of subsidiaries 37 6,568 2,309 Applicable income tax benefit (13 ) (279 ) (57 ) Income before equity in undistributed net income (loss) of subsidiaries 50 6,847 2,366 Equity in undistributed net income (loss) of Chicopee Savings Bank 3,196 (7,188 ) 390 Equity in undistributed net loss of Chicopee Funding Corporation (247 ) (237 ) (203 ) Net income (loss) $ 2,999 $ (578 ) $ 2,553
Statements of Cash Flows of Chicopee Bancorp, Inc	Years Ended December 31, STATEMENTS OF CASH FLOWS 2015 2014 2013 (In Thousands) Cash flows from operating activities: Net income (loss) $ 2,999 $ (578 ) $ 2,553 Adjustments to reconcile net income (loss) to net cash provided by operating activities: Equity in undistributed net (income) loss of Chicopee Savings Bank (3,196 ) 7,188 (390 ) Equity in undistributed net loss of Chicopee Funding Corporation 247 237 203 Increase in other assets (523 ) (284 ) (212 ) (Decrease) increase in other liabilities (11 ) 33 2 Stock option expense 109 140 118 Change in unearned compensation 498 496 515 Net cash provided by operating activities 123 7,232 2,789 Cash flows from investing activities: Investment in Chicopee Savings Bank (607 ) (636 ) (633 ) Net cash used in investing activities (607 ) (636 ) (633 ) Cash flows from financing activities: Treasury stock purchased (1,007 ) (2,862 ) (242 ) Cash dividends paid on common stock (1,478 ) (1,410 ) (1,008 ) Exercise of stock options 11 141 299 Net cash used in financing activities (2,474 ) (4,131 ) (951 ) Net (decrease) increase in cash and cash equivalents (2,958 ) 2,465 1,205 Cash and cash equivalents at beginning of year 6,852 4,387 3,182 Cash and cash equivalents at end of year $ 3,894 $ 6,852 $ 4,387

Nature of Business - Additional

Nature of Business - Additional Information (Detail)	12 Months Ended
	Dec. 31, 2015location
Organization, Consolidation and Presentation of Financial Statements [Abstract]
Entity date of incorporation	Mar. 14, 2006
Number of full service branch offices operating	8

SUMMARY OF SIGNIFICANT ACCOUN52

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES - Additional Information (Detail) - $ / shares shares in Thousands	3 Months Ended		12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Significant Accounting Policies [Line Items]
Bank service fee, percentage of outstanding balance of loan per annum	1.00%		1.00%
Impairment determination, interest rate increments			0.50%
Dividends per share (usd per share)	$ 0.30	$ 0.28	$ 0.30	$ 0.28
Stock options excluded from diluted earnings per share (in shares)			87		97
Minimum
Significant Accounting Policies [Line Items]
Impairment of loan servicing, determination term			15 years
Maximum
Significant Accounting Policies [Line Items]
Impairment of loan servicing, determination term			30 years

SUMMARY OF SIGNIFICANT ACCOUN53

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES - Computation of Basic and Diluted Earnings Per Share under Two-Class Method (Detail) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2015	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Accounting Policies [Abstract]
Net income (loss)	$ 974	$ 970	$ 742	$ 313	$ 299	$ 522	$ (40)	$ (1,359)	$ 2,999	$ (578)	$ 2,553
Weighted average number of common shares issued (in shares)									7,439,368	7,439,368	7,439,368
Less: average number of treasury shares (in shares)									(2,191,559)	(2,061,264)	(2,013,461)
Less: average number of unallocated ESOP shares (in shares)									(327,332)	(357,089)	(386,848)
Less: average number of nonvested restricted stock awards (in shares)									(475)	(875)	(1,276)
Adjusted weighted average number of common shares outstanding (in shares)									4,920,002	5,020,140	5,037,783
Plus: dilutive nonvested restricted stock awards (in shares)									240	0	395
Plus: dilutive outstanding stock options (in shares)									75,895	0	91,349
Weighted average number of diluted shares outstanding (in shares)									4,996,137	5,020,140	5,129,527
Net income (loss) per share:
Basic- common stock (usd per share)	$ 0.20	$ 0.20	$ 0.15	$ 0.06	$ 0.06	$ 0.10	$ (0.01)	$ (0.27)	$ 0.61	$ (0.12)	$ 0.51
Basic- unvested share-based payment awards (usd per share)									0.61	(0.12)	0.51
Diluted- common stock (usd per share)	$ 0.20	$ 0.19	$ 0.15	$ 0.06	$ 0.06	$ 0.10	$ (0.01)	$ (0.27)	0.60	(0.12)	0.50
Diluted- unvested share-based payment awards (usd per share)									$ 0.60	$ (0.12)	$ 0.50

RESTRICTIONS ON CASH AND AMOU54

RESTRICTIONS ON CASH AND AMOUNTS DUE FROM BANKS - Additional Information (Detail) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Cash and Cash Equivalents [Line Items]
Cash and due from banks	$ 9,975	$ 8,794
Federal Reserve Bank of Boston
Cash and Cash Equivalents [Line Items]
Cash and due from banks	$ 7,000	$ 6,900

INVESTMENT SECURITIES - Informa

INVESTMENT SECURITIES - Information Regarding Amortized Cost and Fair Values with Gross Unrealized Gains and Losses of Investment Securities (Detail) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Schedule of Trading Securities and Other Trading Assets [Line Items]
Available-for-sale, Amortized Cost	$ 369	$ 369
Available-for-sale, Gross Unrealized Gains	57	45
Available-for-sale, Gross Unrealized Losses	0	0
Available-for-sale securities	426	414
Held-to-maturity, Amortized Cost	32,229	33,747
Held-to-maturity, Gross Unrealized Gains	706	482
Held-to-maturity, Gross Unrealized Losses	0	0
Held-to-maturity securities, fair value	32,935	34,229
Non-marketable securities, Amortized Cost	4,947	4,097
Non-marketable securities, Gross Unrealized Gains	0	0
Non-marketable securities, Gross Unrealized Losses	0	0
Non-marketable securities, Fair Value	4,947	4,097
Marketable equity securities
Schedule of Trading Securities and Other Trading Assets [Line Items]
Available-for-sale, Amortized Cost	369	369
Available-for-sale, Gross Unrealized Gains	57	45
Available-for-sale, Gross Unrealized Losses	0	0
Available-for-sale securities	426	414
Corporate and industrial revenue bonds
Schedule of Trading Securities and Other Trading Assets [Line Items]
Held-to-maturity, Amortized Cost	32,029	33,344
Held-to-maturity, Gross Unrealized Gains	700	467
Held-to-maturity, Gross Unrealized Losses	0	0
Held-to-maturity securities, fair value	32,729	33,811
Collateralized mortgage obligations
Schedule of Trading Securities and Other Trading Assets [Line Items]
Held-to-maturity, Amortized Cost	200	403
Held-to-maturity, Gross Unrealized Gains	6	15
Held-to-maturity, Gross Unrealized Losses	0	0
Held-to-maturity securities, fair value	206	418
Federal Home Loan Bank stock
Schedule of Trading Securities and Other Trading Assets [Line Items]
Non-marketable securities, Amortized Cost	4,764	3,914
Non-marketable securities, Gross Unrealized Gains	0	0
Non-marketable securities, Gross Unrealized Losses	0	0
Non-marketable securities, Fair Value	4,764	3,914
Banker's Bank Northeast stock
Schedule of Trading Securities and Other Trading Assets [Line Items]
Non-marketable securities, Amortized Cost	183	183
Non-marketable securities, Gross Unrealized Gains	0	0
Non-marketable securities, Gross Unrealized Losses	0	0
Non-marketable securities, Fair Value	$ 183	$ 183

INVESTMENT SECURITIES - Amortiz

INVESTMENT SECURITIES - Amortized Cost and Estimated Fair Value of Debt Securities by Contractual Maturity (Detail) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Investments, Debt and Equity Securities [Abstract]
Within 1 year, amortized cost	$ 0
From 1 to 5 years, amortized cost	7,931
From 5 to 10 years, amortized cost	0
Over 10 years, amortized cost	24,298
Held-to-maturity, Amortized Cost	32,229	$ 33,747
Within 1 year, fair value	0
From 1 to 5 years, fair value	8,270
From 5 to 10 years, fair value	0
Over 10 years, fair value	24,665
Held-to-maturity securities, fair value	$ 32,935	$ 34,229

INVESTMENT SECURITIES - Additio

INVESTMENT SECURITIES - Additional Information (Detail)	12 Months Ended
	Dec. 31, 2015USD ($)financial_institution	Dec. 31, 2014USD ($)	Dec. 31, 2013USD ($)
Schedule of Trading Securities and Other Trading Assets [Line Items]
Proceeds from sales of available-for-sale securities	$ 0	$ 187,000	$ 97,000
Gross realized gains on sale of available-for-sale securities		34,000	37,000
Gross realized loss on available-for-sale securities	$ 0	0
Net realized gains and losses on sale of available-for-sale securities, tax provision		12,000	$ 13,000
Number of financial Institutions | financial_institution	450
Federal Home Loan Bank stock, at cost	$ 4,764,000	3,914,000
Dividends income received from FHLB stock investment	109,000	58,000
Investments in Banker's Bank	4,947,000	4,097,000
Banker's Bank stock
Schedule of Trading Securities and Other Trading Assets [Line Items]
Investments in Banker's Bank	183,000	183,000
Federal Home Loan Bank
Schedule of Trading Securities and Other Trading Assets [Line Items]
Investments in Banker's Bank	$ 4,764,000	$ 3,914,000

LOANS - Composition of Loan Por

LOANS - Composition of Loan Portfolio (Detail) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loan portfolio, amount	$ 585,677	$ 523,740
Deferred loan origination costs, net	897	944
Allowance for loan losses	(5,615)	(4,927)	$ (4,596)
Loans, net	$ 580,959	$ 519,757
Loan portfolio, Percent of Total	100.00%	100.00%
Loans held for sale	$ 296	$ 0
Real estate loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loan portfolio, amount	$ 511,631	$ 446,747
Loan portfolio, Percent of Total	87.40%	85.40%
Real estate loans | Real estate loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loan portfolio, amount	$ 455,013	$ 402,832
Loan portfolio, Percent of Total	77.70%	77.00%
Real estate loans | Residential real estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loan portfolio, amount	$ 127,610	$ 118,692
Loan portfolio, Percent of Total	21.80%	22.70%
Real estate loans | Home equity
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loan portfolio, amount	$ 39,554	$ 34,508
Loan portfolio, Percent of Total	6.80%	6.60%
Real estate loans | Commercial real estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loan portfolio, amount	$ 287,849	$ 249,632
Loan portfolio, Percent of Total	49.10%	47.70%
Real estate loans | Construction
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loan portfolio, amount	$ 56,618	$ 43,915
Loan portfolio, Percent of Total	9.70%	8.40%
Real estate loans | Residential construction
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loan portfolio, amount	$ 8,490	$ 8,129
Loan portfolio, Percent of Total	1.50%	1.60%
Real estate loans | Commercial construction
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loan portfolio, amount	$ 48,128	$ 35,786
Loan portfolio, Percent of Total	8.20%	6.80%
Consumer
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loan portfolio, amount	$ 2,516	$ 2,662
Allowance for loan losses	$ (31)	$ (35)	(35)
Loan portfolio, Percent of Total	0.40%	0.50%
Commercial and Industrial
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loan portfolio, amount	$ 71,530	$ 74,331
Allowance for loan losses	$ (856)	$ (879)	$ (1,110)
Loan portfolio, Percent of Total	12.20%	14.10%

LOANS - Analysis of Total Loans

LOANS - Analysis of Total Loans Segregated by Risk Rating and Segment (Detail) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Financing Receivable, Recorded Investment [Line Items]
Loan portfolio, amount	$ 585,677	$ 523,740
Commercial loans
Financing Receivable, Recorded Investment [Line Items]
Loan portfolio, amount	407,507	359,749
Commercial loans | Pass
Financing Receivable, Recorded Investment [Line Items]
Loan portfolio, amount	381,712	328,855
Commercial loans | Special Mention
Financing Receivable, Recorded Investment [Line Items]
Loan portfolio, amount	17,947	20,868
Commercial loans | Substandard
Financing Receivable, Recorded Investment [Line Items]
Loan portfolio, amount	7,848	10,026
Commercial loans | Doubtful
Financing Receivable, Recorded Investment [Line Items]
Loan portfolio, amount	0	0
Commercial loans | Loss
Financing Receivable, Recorded Investment [Line Items]
Loan portfolio, amount	0	0
Commercial and Industrial
Financing Receivable, Recorded Investment [Line Items]
Loan portfolio, amount	71,530	74,331
Commercial and Industrial | Pass
Financing Receivable, Recorded Investment [Line Items]
Loan portfolio, amount	63,499	66,442
Commercial and Industrial | Special Mention
Financing Receivable, Recorded Investment [Line Items]
Loan portfolio, amount	4,163	4,991
Commercial and Industrial | Substandard
Financing Receivable, Recorded Investment [Line Items]
Loan portfolio, amount	3,868	2,898
Commercial and Industrial | Doubtful
Financing Receivable, Recorded Investment [Line Items]
Loan portfolio, amount	0	0
Commercial and Industrial | Loss
Financing Receivable, Recorded Investment [Line Items]
Loan portfolio, amount	0	0
Commercial construction
Financing Receivable, Recorded Investment [Line Items]
Loan portfolio, amount	48,128	35,786
Commercial construction | Pass
Financing Receivable, Recorded Investment [Line Items]
Loan portfolio, amount	42,585	27,547
Commercial construction | Special Mention
Financing Receivable, Recorded Investment [Line Items]
Loan portfolio, amount	5,330	5,843
Commercial construction | Substandard
Financing Receivable, Recorded Investment [Line Items]
Loan portfolio, amount	213	2,396
Commercial construction | Doubtful
Financing Receivable, Recorded Investment [Line Items]
Loan portfolio, amount	0	0
Commercial construction | Loss
Financing Receivable, Recorded Investment [Line Items]
Loan portfolio, amount	0	0
Commercial real estate
Financing Receivable, Recorded Investment [Line Items]
Loan portfolio, amount	287,849	249,632
Commercial real estate | Pass
Financing Receivable, Recorded Investment [Line Items]
Loan portfolio, amount	275,628	234,866
Commercial real estate | Special Mention
Financing Receivable, Recorded Investment [Line Items]
Loan portfolio, amount	8,454	10,034
Commercial real estate | Substandard
Financing Receivable, Recorded Investment [Line Items]
Loan portfolio, amount	3,767	4,732
Commercial real estate | Doubtful
Financing Receivable, Recorded Investment [Line Items]
Loan portfolio, amount	0	0
Commercial real estate | Loss
Financing Receivable, Recorded Investment [Line Items]
Loan portfolio, amount	0	0
Residential loans
Financing Receivable, Recorded Investment [Line Items]
Loan portfolio, amount	136,100	126,821
Residential loans | Pass
Financing Receivable, Recorded Investment [Line Items]
Loan portfolio, amount	132,187	122,715
Residential loans | Nonperforming
Financing Receivable, Recorded Investment [Line Items]
Loan portfolio, amount	3,913	4,106
Residential real estate
Financing Receivable, Recorded Investment [Line Items]
Loan portfolio, amount	127,610	118,692
Residential real estate | Pass
Financing Receivable, Recorded Investment [Line Items]
Loan portfolio, amount	123,697	114,586
Residential real estate | Nonperforming
Financing Receivable, Recorded Investment [Line Items]
Loan portfolio, amount	3,913	4,106
Residential construction
Financing Receivable, Recorded Investment [Line Items]
Loan portfolio, amount	8,490	8,129
Residential construction | Pass
Financing Receivable, Recorded Investment [Line Items]
Loan portfolio, amount	8,490	8,129
Residential construction | Nonperforming
Financing Receivable, Recorded Investment [Line Items]
Loan portfolio, amount	0	0
Consumer loans
Financing Receivable, Recorded Investment [Line Items]
Loan portfolio, amount	42,070	37,170
Consumer loans | Performing
Financing Receivable, Recorded Investment [Line Items]
Loan portfolio, amount	41,882	36,789
Consumer loans | Nonperforming
Financing Receivable, Recorded Investment [Line Items]
Loan portfolio, amount	188	381
Consumer
Financing Receivable, Recorded Investment [Line Items]
Loan portfolio, amount	2,516	2,662
Consumer | Performing
Financing Receivable, Recorded Investment [Line Items]
Loan portfolio, amount	2,516	2,630
Consumer | Nonperforming
Financing Receivable, Recorded Investment [Line Items]
Loan portfolio, amount	0	32
Home equity
Financing Receivable, Recorded Investment [Line Items]
Loan portfolio, amount	39,554	34,508
Home equity | Performing
Financing Receivable, Recorded Investment [Line Items]
Loan portfolio, amount	39,366	34,159
Home equity | Nonperforming
Financing Receivable, Recorded Investment [Line Items]
Loan portfolio, amount	$ 188	$ 349

LOANS - Allowance for Loan Loss

LOANS - Allowance for Loan Losses and Select Loan Information (Detail) - USD ($) $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2015	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Allowance for loan losses
Allowance for loan losses at beginning of the year				$ 4,927				$ 4,596	$ 4,927	$ 4,596
Provision (reduction) for loan losses	$ 197	$ 137	$ 207	400	$ 69	$ 227	$ 2,774	2,201	941	5,271	$ 425
Recoveries									113	181
Loans charged off									(366)	(5,121)
Allowance for loan losses at end of year	5,615				4,927				5,615	4,927	4,596
Collectively evaluated for impairment	5,335				4,854				5,335	4,854
Individually evaluated for impairment	280				73				280	73
Allowance for loan losses ending balance	5,615				4,927				5,615	4,927
Collectively evaluated for impairment	577,268				512,337				577,268	512,337
Individually evaluated for impairment	8,409				11,403				8,409	11,403
Total loans ending balance	585,677				523,740				585,677	523,740
Residential real estate
Allowance for loan losses
Allowance for loan losses at beginning of the year				486				650	486	650
Provision (reduction) for loan losses									306	139
Recoveries									27	0
Loans charged off									(161)	(303)
Allowance for loan losses at end of year	658				486				658	486	650
Collectively evaluated for impairment	513				481				513	481
Individually evaluated for impairment	145				5				145	5
Allowance for loan losses ending balance	658				486				658	486
Collectively evaluated for impairment	123,697				114,586				123,697	114,586
Individually evaluated for impairment	3,913				4,106				3,913	4,106
Total loans ending balance	127,610				118,692				127,610	118,692
Residential construction
Allowance for loan losses
Allowance for loan losses at beginning of the year				107				94	107	94
Provision (reduction) for loan losses									(18)	13
Recoveries									0	0
Loans charged off									0	0
Allowance for loan losses at end of year	89				107				89	107	94
Collectively evaluated for impairment	89				107				89	107
Individually evaluated for impairment	0				0				0	0
Allowance for loan losses ending balance	89				107				89	107
Collectively evaluated for impairment	8,490				8,129				8,490	8,129
Individually evaluated for impairment	0				0				0	0
Total loans ending balance	8,490				8,129				8,490	8,129
Commercial real estate
Allowance for loan losses
Allowance for loan losses at beginning of the year				2,699				2,121	2,699	2,121
Provision (reduction) for loan losses									403	1,479
Recoveries									3	74
Loans charged off									(93)	(975)
Allowance for loan losses at end of year	3,012				2,699				3,012	2,699	2,121
Collectively evaluated for impairment	2,988				2,634				2,988	2,634
Individually evaluated for impairment	24				65				24	65
Allowance for loan losses ending balance	3,012				2,699				3,012	2,699
Collectively evaluated for impairment	286,519				246,123				286,519	246,123
Individually evaluated for impairment	1,330				3,509				1,330	3,509
Total loans ending balance	287,849				249,632				287,849	249,632
Commercial construction
Allowance for loan losses
Allowance for loan losses at beginning of the year				568				435	568	435
Provision (reduction) for loan losses									177	1,672
Recoveries									38	0
Loans charged off									0	(1,539)
Allowance for loan losses at end of year	783				568				783	568	435
Collectively evaluated for impairment	783				568				783	568
Individually evaluated for impairment	0				0				0	0
Allowance for loan losses ending balance	783				568				783	568
Collectively evaluated for impairment	47,915				33,391				47,915	33,391
Individually evaluated for impairment	213				2,395				213	2,395
Total loans ending balance	48,128				35,786				48,128	35,786
Commercial and Industrial
Allowance for loan losses
Allowance for loan losses at beginning of the year				879				1,110	879	1,110
Provision (reduction) for loan losses									4	1,867
Recoveries									12	83
Loans charged off									(39)	(2,181)
Allowance for loan losses at end of year	856				879				856	879	1,110
Collectively evaluated for impairment	746				879				746	879
Individually evaluated for impairment	110				0				110	0
Allowance for loan losses ending balance	856				879				856	879
Collectively evaluated for impairment	68,765				73,286				68,765	73,286
Individually evaluated for impairment	2,765				1,045				2,765	1,045
Total loans ending balance	71,530				74,331				71,530	74,331
Consumer
Allowance for loan losses
Allowance for loan losses at beginning of the year				35				35	35	35
Provision (reduction) for loan losses									24	43
Recoveries									29	23
Loans charged off									(57)	(66)
Allowance for loan losses at end of year	31				35				31	35	35
Collectively evaluated for impairment	31				35				31	35
Individually evaluated for impairment	0				0				0	0
Allowance for loan losses ending balance	31				35				31	35
Collectively evaluated for impairment	2,516				2,662				2,516	2,662
Individually evaluated for impairment	0				0				0	0
Total loans ending balance	2,516				2,662				2,516	2,662
Home equity
Allowance for loan losses
Allowance for loan losses at beginning of the year				$ 153				$ 151	153	151
Provision (reduction) for loan losses									45	58
Recoveries									4	1
Loans charged off									(16)	(57)
Allowance for loan losses at end of year	186				153				186	153	$ 151
Collectively evaluated for impairment	185				150				185	150
Individually evaluated for impairment	1				3				1	3
Allowance for loan losses ending balance	186				153				186	153
Collectively evaluated for impairment	39,366				34,160				39,366	34,160
Individually evaluated for impairment	188				348				188	348
Total loans ending balance	$ 39,554				$ 34,508				$ 39,554	$ 34,508

LOANS - Information Pertaining

LOANS - Information Pertaining to Impaired Loans by Class (Detail) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Financing Receivable, Impaired [Line Items]
Impaired loans without a valuation allowance, Recorded Investment	$ 5,757	$ 9,936	$ 10,907
Impaired loans without a valuation allowance, Unpaid Balance	6,548	12,291	11,370
Impaired loans without a valuation allowance, Average Recorded Investment	7,148	10,977	10,316
Impaired loans without a valuation allowance, Interest Income Recognized	283	324	485
Impaired loans with a valuation allowance, Recorded Investment	2,652	1,467	1,652
Impaired loans with a valuation allowance, Unpaid Balance	2,652	1,467	1,652
Impaired loans with a valuation allowance, Average Recorded Investment	2,069	1,665	1,833
Impaired loans with a valuation allowance, Related Allowance	280	73	279
Impaired loans with a valuation allowance, Interest Income Recognized	112	57	57
Impaired loans	8,409	11,403	12,559
Total impaired loans, Unpaid Balance	9,200	13,758	13,022
Total impaired loans, Average Recorded Investment	9,217	12,642	12,149
Total impaired loans, Related Allowance	280	73	279
Total impaired loans, Interest Income Recognized	395	381	542
Residential real estate
Financing Receivable, Impaired [Line Items]
Impaired loans without a valuation allowance, Recorded Investment	2,262	3,495	1,535
Impaired loans without a valuation allowance, Unpaid Balance	2,402	3,617	1,535
Impaired loans without a valuation allowance, Average Recorded Investment	2,631	2,634	1,455
Impaired loans without a valuation allowance, Interest Income Recognized	105	105	52
Impaired loans with a valuation allowance, Recorded Investment	1,651	611	1,123
Impaired loans with a valuation allowance, Unpaid Balance	1,651	611	1,123
Impaired loans with a valuation allowance, Average Recorded Investment	1,113	859	1,056
Impaired loans with a valuation allowance, Related Allowance	145	5	243
Impaired loans with a valuation allowance, Interest Income Recognized	64	32	30
Impaired loans	3,913	4,106	2,658
Total impaired loans, Unpaid Balance	4,053	4,228	2,658
Total impaired loans, Average Recorded Investment	3,744	3,493	2,511
Total impaired loans, Related Allowance	145	5	243
Total impaired loans, Interest Income Recognized	169	137	82
Residential construction
Financing Receivable, Impaired [Line Items]
Impaired loans without a valuation allowance, Recorded Investment	0	0	0
Impaired loans without a valuation allowance, Unpaid Balance	0	0	0
Impaired loans without a valuation allowance, Average Recorded Investment	0	0	0
Impaired loans without a valuation allowance, Interest Income Recognized	0	0	0
Impaired loans with a valuation allowance, Recorded Investment	0	0	0
Impaired loans with a valuation allowance, Unpaid Balance	0	0	0
Impaired loans with a valuation allowance, Average Recorded Investment	0	0	132
Impaired loans with a valuation allowance, Related Allowance	0	0	0
Impaired loans with a valuation allowance, Interest Income Recognized	0	0	0
Impaired loans	0	0	0
Total impaired loans, Unpaid Balance	0	0	0
Total impaired loans, Average Recorded Investment	0	0	132
Total impaired loans, Related Allowance	0	0	0
Total impaired loans, Interest Income Recognized	0	0	0
Commercial real estate
Financing Receivable, Impaired [Line Items]
Impaired loans without a valuation allowance, Recorded Investment	908	2,700	4,099
Impaired loans without a valuation allowance, Unpaid Balance	1,559	3,317	4,232
Impaired loans without a valuation allowance, Average Recorded Investment	1,679	3,535	3,725
Impaired loans without a valuation allowance, Interest Income Recognized	90	55	192
Impaired loans with a valuation allowance, Recorded Investment	422	809	249
Impaired loans with a valuation allowance, Unpaid Balance	422	809	249
Impaired loans with a valuation allowance, Average Recorded Investment	527	694	403
Impaired loans with a valuation allowance, Related Allowance	24	65	12
Impaired loans with a valuation allowance, Interest Income Recognized	21	23	23
Impaired loans	1,330	3,509	4,348
Total impaired loans, Unpaid Balance	1,981	4,126	4,481
Total impaired loans, Average Recorded Investment	2,206	4,229	4,128
Total impaired loans, Related Allowance	24	65	12
Total impaired loans, Interest Income Recognized	111	78	215
Commercial construction
Financing Receivable, Impaired [Line Items]
Impaired loans without a valuation allowance, Recorded Investment	213	2,395	3,888
Impaired loans without a valuation allowance, Unpaid Balance	213	3,934	3,888
Impaired loans without a valuation allowance, Average Recorded Investment	1,144	3,270	4,068
Impaired loans without a valuation allowance, Interest Income Recognized	14	111	193
Impaired loans with a valuation allowance, Recorded Investment	0	0	0
Impaired loans with a valuation allowance, Unpaid Balance	0	0	0
Impaired loans with a valuation allowance, Average Recorded Investment	0	0	0
Impaired loans with a valuation allowance, Related Allowance	0	0	0
Impaired loans with a valuation allowance, Interest Income Recognized	0	0	0
Impaired loans	213	2,395	3,888
Total impaired loans, Unpaid Balance	213	3,934	3,888
Total impaired loans, Average Recorded Investment	1,144	3,270	4,068
Total impaired loans, Related Allowance	0	0	0
Total impaired loans, Interest Income Recognized	14	111	193
Commercial and Industrial
Financing Receivable, Impaired [Line Items]
Impaired loans without a valuation allowance, Recorded Investment	2,255	1,045	1,254
Impaired loans without a valuation allowance, Unpaid Balance	2,255	1,057	1,584
Impaired loans without a valuation allowance, Average Recorded Investment	1,484	1,300	937
Impaired loans without a valuation allowance, Interest Income Recognized	71	43	44
Impaired loans with a valuation allowance, Recorded Investment	510	0	118
Impaired loans with a valuation allowance, Unpaid Balance	510	0	118
Impaired loans with a valuation allowance, Average Recorded Investment	366	47	134
Impaired loans with a valuation allowance, Related Allowance	110	0	10
Impaired loans with a valuation allowance, Interest Income Recognized	24	1	3
Impaired loans	2,765	1,045	1,372
Total impaired loans, Unpaid Balance	2,765	1,057	1,702
Total impaired loans, Average Recorded Investment	1,850	1,347	1,071
Total impaired loans, Related Allowance	110	0	10
Total impaired loans, Interest Income Recognized	95	44	47
Consumer
Financing Receivable, Impaired [Line Items]
Impaired loans without a valuation allowance, Recorded Investment	0	0	0
Impaired loans without a valuation allowance, Unpaid Balance	0	0	0
Impaired loans without a valuation allowance, Average Recorded Investment	0	0	0
Impaired loans without a valuation allowance, Interest Income Recognized	0	0	0
Impaired loans with a valuation allowance, Recorded Investment	0	0	0
Impaired loans with a valuation allowance, Unpaid Balance	0	0	0
Impaired loans with a valuation allowance, Average Recorded Investment	0	0	0
Impaired loans with a valuation allowance, Related Allowance	0	0	0
Impaired loans with a valuation allowance, Interest Income Recognized	0	0	0
Impaired loans	0	0	0
Total impaired loans, Unpaid Balance	0	0	0
Total impaired loans, Average Recorded Investment	0	0	0
Total impaired loans, Related Allowance	0	0	0
Total impaired loans, Interest Income Recognized	0	0	0
Home equity
Financing Receivable, Impaired [Line Items]
Impaired loans without a valuation allowance, Recorded Investment	119	301	131
Impaired loans without a valuation allowance, Unpaid Balance	119	366	131
Impaired loans without a valuation allowance, Average Recorded Investment	210	238	131
Impaired loans without a valuation allowance, Interest Income Recognized	3	10	4
Impaired loans with a valuation allowance, Recorded Investment	69	47	162
Impaired loans with a valuation allowance, Unpaid Balance	69	47	162
Impaired loans with a valuation allowance, Average Recorded Investment	63	65	108
Impaired loans with a valuation allowance, Related Allowance	1	3	14
Impaired loans with a valuation allowance, Interest Income Recognized	3	1	1
Impaired loans	188	348	293
Total impaired loans, Unpaid Balance	188	413	293
Total impaired loans, Average Recorded Investment	273	303	239
Total impaired loans, Related Allowance	1	3	14
Total impaired loans, Interest Income Recognized	$ 6	$ 11	$ 5

LOANS - Additional Information

LOANS - Additional Information (Detail)	12 Months Ended
	Dec. 31, 2015USD ($)loan	Dec. 31, 2014USD ($)loan	Dec. 31, 2013USD ($)
Accounts, Notes, Loans and Financing Receivable [Line Items]
Impaired loans	$ 8,409,000	$ 11,403,000	$ 12,559,000
Impaired loans, nonaccrual status	6,400,000	11,200,000	$ 6,800,000
Nonaccrual loans	$ 6,397,000	$ 11,193,000
Number of modifications | loan	1	4
Amount of loan	$ 38,000	$ 4,700,000
Number of loan defaults | loan		3
Troubled debt restructuring, defaulted investments		$ 4,500,000
Financing receivable, modifications, charge off		$ 1,500,000
Modifications in compliance of modification terms | loan		1
Financing receivables, greater than 90 days past due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Nonaccrual loans	$ 0	$ 0

LOANS - Aging Analysis of Past

LOANS - Aging Analysis of Past Due and Nonaccrual Loans (Detail) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Financing Receivable, Recorded Investment, Past Due [Line Items]
31-59 Days Past Due	$ 3,662	$ 5,182
60-89 Days Past Due	704	1,006
90 Days or Greater Past Due	1,040	5,944
Total Past Due	5,406	12,132
Current	580,271	511,608
Total Loans	585,677	523,740
Nonaccrual Loans	6,397	11,193
Residential real estate
Financing Receivable, Recorded Investment, Past Due [Line Items]
31-59 Days Past Due	2,396	3,396
60-89 Days Past Due	514	542
90 Days or Greater Past Due	196	1,212
Total Past Due	3,106	5,150
Current	124,504	113,542
Total Loans	127,610	118,692
Nonaccrual Loans	3,355	4,308
Residential construction
Financing Receivable, Recorded Investment, Past Due [Line Items]
31-59 Days Past Due	0	0
60-89 Days Past Due	0	0
90 Days or Greater Past Due	0	0
Total Past Due	0	0
Current	8,490	8,129
Total Loans	8,490	8,129
Nonaccrual Loans	0	0
Commercial real estate
Financing Receivable, Recorded Investment, Past Due [Line Items]
31-59 Days Past Due	786	913
60-89 Days Past Due	71	0
90 Days or Greater Past Due	413	2,385
Total Past Due	1,270	3,298
Current	286,579	246,334
Total Loans	287,849	249,632
Nonaccrual Loans	1,330	3,000
Commercial construction
Financing Receivable, Recorded Investment, Past Due [Line Items]
31-59 Days Past Due	245	550
60-89 Days Past Due	0	0
90 Days or Greater Past Due	0	1,558
Total Past Due	245	2,108
Current	47,883	33,678
Total Loans	48,128	35,786
Nonaccrual Loans	213	2,396
Commercial and Industrial
Financing Receivable, Recorded Investment, Past Due [Line Items]
31-59 Days Past Due	139	218
60-89 Days Past Due	72	434
90 Days or Greater Past Due	360	513
Total Past Due	571	1,165
Current	70,959	73,166
Total Loans	71,530	74,331
Nonaccrual Loans	1,276	1,196
Consumer
Financing Receivable, Recorded Investment, Past Due [Line Items]
31-59 Days Past Due	9	28
60-89 Days Past Due	0	0
90 Days or Greater Past Due	0	13
Total Past Due	9	41
Current	2,507	2,621
Total Loans	2,516	2,662
Nonaccrual Loans	18	32
Home equity
Financing Receivable, Recorded Investment, Past Due [Line Items]
31-59 Days Past Due	87	77
60-89 Days Past Due	47	30
90 Days or Greater Past Due	71	263
Total Past Due	205	370
Current	39,349	34,138
Total Loans	39,554	34,508
Nonaccrual Loans	$ 205	$ 261

LOANS - Summary of Activity of

LOANS - Summary of Activity of Accruing and Non-Accruing Troubled Debt Restructuring Loans Modified as Troubled Debt Restructurings by Class (Detail) $ in Thousands	12 Months Ended
	Dec. 31, 2015USD ($)loan	Dec. 31, 2014USD ($)loan
Financing Receivable, Modifications [Line Items]
Financing Receivable Modifications Number Of Contracts During Period | loan	1	4
Financing Receivable Modifications Pre-Modification Recorded Investment During Period	$ 0	$ 4,735
Financing Receivable Modifications Post Modification Recorded Investment During Period	38	3,197
Current Balance	$ 38	$ 2,613
Residential real estate
Financing Receivable, Modifications [Line Items]
Financing Receivable Modifications Number Of Contracts During Period | loan	0	2
Financing Receivable Modifications Pre-Modification Recorded Investment During Period	$ 0	$ 510
Financing Receivable Modifications Post Modification Recorded Investment During Period	0	510
Current Balance	$ 0	$ 505
Residential construction
Financing Receivable, Modifications [Line Items]
Financing Receivable Modifications Number Of Contracts During Period | loan	0	0
Financing Receivable Modifications Pre-Modification Recorded Investment During Period	$ 0	$ 0
Financing Receivable Modifications Post Modification Recorded Investment During Period	0	0
Current Balance	$ 0	$ 0
Commercial real estate
Financing Receivable, Modifications [Line Items]
Financing Receivable Modifications Number Of Contracts During Period | loan	0	0
Financing Receivable Modifications Pre-Modification Recorded Investment During Period	$ 0	$ 0
Financing Receivable Modifications Post Modification Recorded Investment During Period	0	0
Current Balance	$ 0	$ 0
Commercial construction
Financing Receivable, Modifications [Line Items]
Financing Receivable Modifications Number Of Contracts During Period | loan	0	0
Financing Receivable Modifications Pre-Modification Recorded Investment During Period	$ 0	$ 0
Financing Receivable Modifications Post Modification Recorded Investment During Period	0	0
Current Balance	$ 0	$ 0
Commercial and Industrial
Financing Receivable, Modifications [Line Items]
Financing Receivable Modifications Number Of Contracts During Period | loan	0	2
Financing Receivable Modifications Pre-Modification Recorded Investment During Period	$ 0	$ 4,225
Financing Receivable Modifications Post Modification Recorded Investment During Period	0	2,687
Current Balance	$ 0	$ 2,108
Consumer
Financing Receivable, Modifications [Line Items]
Financing Receivable Modifications Number Of Contracts During Period | loan	0	0
Financing Receivable Modifications Pre-Modification Recorded Investment During Period	$ 0	$ 0
Financing Receivable Modifications Post Modification Recorded Investment During Period	0	0
Current Balance	$ 0	$ 0
Home equity
Financing Receivable, Modifications [Line Items]
Financing Receivable Modifications Number Of Contracts During Period | loan	1	0
Financing Receivable Modifications Pre-Modification Recorded Investment During Period	$ 0	$ 0
Financing Receivable Modifications Post Modification Recorded Investment During Period	38	0
Current Balance	$ 38	$ 0

LOANS - Summary of Accruing and

LOANS - Summary of Accruing and Non-Accruing Troubled Debt Restructuring Loans Modified as Troubled Debt Restructurings by Class (Detail) (Details) $ in Thousands	12 Months Ended
	Dec. 31, 2015USD ($)loan	Dec. 31, 2014USD ($)loan
Financing Receivable, Modifications [Line Items]
Number of Loans | loan	12	15
Recorded Investment | $	$ 1,594	$ 3,722
Residential real estate
Financing Receivable, Modifications [Line Items]
Number of Loans | loan	4	4
Recorded Investment | $	$ 847	$ 865
Residential construction
Financing Receivable, Modifications [Line Items]
Number of Loans | loan	0	0
Recorded Investment | $	$ 0	$ 0
Commercial real estate
Financing Receivable, Modifications [Line Items]
Number of Loans | loan	3	4
Recorded Investment | $	$ 442	$ 575
Commercial construction
Financing Receivable, Modifications [Line Items]
Number of Loans | loan	0	2
Recorded Investment | $	$ 0	$ 2,108
Commercial and industrial
Financing Receivable, Modifications [Line Items]
Number of Loans | loan	3	4
Recorded Investment | $	$ 236	$ 141
Consumer
Financing Receivable, Modifications [Line Items]
Number of Loans | loan	0	0
Recorded Investment | $	$ 0	$ 0
Home equity
Financing Receivable, Modifications [Line Items]
Number of Loans | loan	2	1
Recorded Investment | $	$ 69	$ 33

LOAN SERVICING - Additional Inf

LOAN SERVICING - Additional Information (Detail) $ in Thousands	12 Months Ended
	Dec. 31, 2015USD ($)$ / Loan	Dec. 31, 2014USD ($)	Dec. 31, 2013USD ($)	Dec. 31, 2012USD ($)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Unpaid principal balances of mortgage loans serviced for others	$ 82,100	$ 91,300
Mortgage servicing rights capitalized	41	39	$ 194
Balance of capitalized servicing rights, net of valuation allowances	192	269	381	$ 368
Fair value of mortgage servicing rights	192	269
Valuation allowance and reserve	$ 1	2	0
Weighted average discount rate, percentage	9.04%
Weighted average servicing fee	(0.2501%)
Net cost to service loans, per loan | $ / Loan	51.75
Fair Value, Inputs, Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair value of mortgage servicing rights	$ 517	$ 622	$ 831

LOAN SERVICING - Summary of Act

LOAN SERVICING - Summary of Activity in Balances of Mortgage Servicing Rights (Detail) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Servicing Asset at Amortized Cost, Balance [Roll Forward]
Balance at the beginning of year	$ 269	$ 381	$ 368
Capitalized mortgage servicing rights	41	39	194
Change in valuation allowance	1	(2)	32
Amortization	(119)	(149)	(213)
Balance at the end of year	$ 192	$ 269	$ 381

PREMISES AND EQUIPMENT - Summar

PREMISES AND EQUIPMENT - Summary of Cost and Accumulated Depreciation of Premises and Equipment (Detail) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Property, Plant and Equipment [Line Items]
Premises and equipment, gross	$ 18,786	$ 19,116
Accumulated depreciation	(10,277)	(10,261)
Premises and equipment, net	8,509	8,855
Land
Property, Plant and Equipment [Line Items]
Premises and equipment, gross	1,530	1,529
Buildings
Property, Plant and Equipment [Line Items]
Premises and equipment, gross	9,770	9,845
Leasehold improvements
Property, Plant and Equipment [Line Items]
Premises and equipment, gross	1,448	1,461
Furniture and equipment
Property, Plant and Equipment [Line Items]
Premises and equipment, gross	$ 6,038	$ 6,281

PREMISES AND EQUIPMENT - Additi

PREMISES AND EQUIPMENT - Additional Information (Detail) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Property, Plant and Equipment [Abstract]
Depreciation expense	$ 703	$ 701	$ 717

DEPOSITS - Summary of Deposit B

DEPOSITS - Summary of Deposit Balances by Type (Detail) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Banking and Thrift [Abstract]
Demand deposits	$ 102,424	$ 97,922
NOW accounts	45,228	42,177
Savings accounts	52,359	50,716
Money market deposit accounts	116,226	121,106
Total core accounts	316,237	311,921
Certificate accounts less than $250,000	137,718	118,511
Certificate accounts $250,000 or more	53,154	53,126
Total certificate of deposit accounts	190,872	171,637
Total deposits	$ 507,109	$ 483,558

DEPOSITS - Summary of Certifica

DEPOSITS - Summary of Certificate Accounts by Maturity (Detail) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Certificate accounts
Certificate accounts mature, 2015	$ 0	$ 104,030
Certificate accounts mature, 2016	107,895	34,509
Certificate accounts mature, 2017	50,218	12,282
Certificate accounts mature, 2018	14,047	13,988
Certificate accounts mature, 2019	11,963	6,828
Certificate accounts mature, 2020	6,749	0
Total certificate of deposit accounts	$ 190,872	$ 171,637
Weighted Average Rate
Weighted Average Rate, 2015	0.00%	1.21%
Weighted Average Rate, 2016	1.03%	1.42%
Weighted Average Rate, 2017	1.44%	1.30%
Weighted Average Rate, 2018	1.28%	1.30%
Weighted Average Rate, 2019	1.55%	1.10%
Weighted Average Rate, 2020	1.15%	0.00%
Weighted Average Rate	1.19%	1.26%

ADVANCES FROM FEDERAL HOME LO72

ADVANCES FROM FEDERAL HOME LOAN BANK - (Detail) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Amount
Fixed-rate FHLB advances maturing in 2015	$ 0	$ 16,891
Fixed-rate FHLB advances maturing in 2016	21,334	16,585
Fixed-rate FHLB advances maturing in 2017	7,467	6,217
Fixed-rate FHLB advances maturing in 2018	14,588	6,500
Fixed-rate FHLB advances maturing in 2019	17,208	13,274
Fixed-rate FHLB advances maturing in 2020	10,884	2,561
Fixed-rate FHLB advances maturing in 2021	3,434	4,047
Fixed-rate FHLB advances maturing in 2022	5,541	964
Fixed-rate FHLB advances maturing in 2024	874	0
Total FHLB advances	$ 81,330	$ 67,039
Weighted Average Rate
Weight Average Rate, Fixed-rate FHLB advances in 2015	0.00%	0.59%
Weight Average Rate, Fixed-rate FHLB advances in 2016	0.86%	1.03%
Weight Average Rate, Fixed-rate FHLB advances in 2017	1.64%	2.01%
Weight Average Rate, Fixed-rate FHLB advances in 2018	1.45%	3.25%
Weight Average Rate, Fixed-rate FHLB advances in 2019	2.11%	1.52%
Weight Average Rate, Fixed-rate FHLB advances in 2020	1.67%	1.68%
Weight Average Rate, Fixed-rate FHLB advances in 2021	2.01%	2.01%
Weight Average Rate, Fixed-rate FHLB advances in 2022	1.85%	2.64%
Weight Average Rate, Fixed-rate FHLB advances in 2024	2.64%	0.00%
Weight Average Rate, Fixed-rate FHLB advances	1.56%	1.43%

ADVANCES FROM FEDERAL HOME LO73

ADVANCES FROM FEDERAL HOME LOAN BANK - Additional Information (Detail) - USD ($)	Dec. 31, 2015	Dec. 31, 2014
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
Amount pledged as collateral to FHLB	$ 236,000,000
Additional amount available to borrow based on collateral pledged to FHLB	$ 68,900,000
FHLB advances, minimum fixed interest rates	0.48%	0.24%
FHLB advances, maximum fixed interest rates	3.69%	3.69%
Line of credit	$ 0	$ 0
Federal Home Loan Bank
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
Line of credit	2,000,000	2,000,000
Banker's Bank Northeast | Unused lines of credit
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
Line of credit	4,000,000	4,000,000
Federal Reserve Bank of Boston
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
Additional amount available to borrow based on collateral pledged to FHLB	$ 41,800,000	$ 44,500,000

INCOME TAXES - Allocation of Fe

INCOME TAXES - Allocation of Federal and State Income Taxes between Current and Deferred Portions (Detail) - USD ($) $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2015	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Current tax expense (benefit)
Federal									$ 760	$ (440)	$ 367
State									369	(36)	124
Total current tax expense (benefit)									1,129	(476)	491
Deferred tax (benefit) expense
Federal									24	(548)	160
State									(124)	(27)	49
Change in valuation reserve									0	(54)	(13)
Total deferred tax (benefit) expense									(100)	(629)	196
Income tax expense (benefit)	$ 290	$ 379	$ 278	$ 82	$ 490	$ 434	$ (1,854)	$ (175)	$ 1,029	$ (1,105)	$ 687

INCOME TAXES - Summary of Diffe

INCOME TAXES - Summary of Differences between Statutory Federal Income Tax Rate and Effective Tax Rates (Detail)	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Income Tax Disclosure [Abstract]
Statutory rate	34.00%	34.00%	34.00%
State taxes, net of federal tax benefit	4.20%	2.50%	3.50%
Dividends received deduction	(0.10%)	0.20%	(0.20%)
Change in valuation allowance	0.00%	3.20%	(0.40%)
Tax-exempt interest	(11.80%)	29.60%	(16.10%)
Bank owned life insurance	(3.00%)	7.20%	(3.80%)
Stock-based compensation	1.90%	(6.10%)	3.40%
Expiration of contribution carryover	0.00%	(2.80%)	0.00%
Other, net	0.30%	(2.10%)	0.80%
Effective tax rate	25.50%	65.70%	21.20%

INCOME TAXES - Summary of Tax E

INCOME TAXES - Summary of Tax Effects of Each Type of Income and Expense That Gave Rise to Deferred Taxes (Detail) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Gross deferred tax assets
Charitable contribution carryforward	$ 0	$ 4
Allowance for loan losses	2,243	1,968
Employee benefit and stock-based compensation plans	1,003	933
Nonaccrual interest	200	186
OREO	35	67
Alternative minimum tax credit	602	940
Depreciation	75	0
Net operating loss carryforward	0	112
Other	76	86
Gross deferred tax assets	4,234	4,296
Gross deferred tax liabilities
Deferred loan costs	(358)	(357)
Mortgage servicing rights	(77)	(104)
Depreciation	0	(136)
Unrealized gain on available-for-sale securities	(19)	(16)
Gross deferred tax liabilities	(454)	(613)
Net deferred tax asset	$ 3,780	$ 3,683

INCOME TAXES - Change in Valuat

INCOME TAXES - Change in Valuation Reserve Applicable to Net Deferred Tax Asset (Detail) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Valuation Allowance Rollforward
Balance at beginning of year	$ 0	$ 54	$ 67
Change generated by current year's operations	0	(54)	(13)
Balance at end of year	$ 0	$ 0	$ 54

Income Taxes - Additional Infor

Income Taxes - Additional Information (Detail) $ in Millions	12 Months Ended
	Dec. 31, 2015USD ($)
Income Tax Disclosure [Abstract]
Federal income tax reserve for loan losses	$ 3.6
Percentage of federal income reserve for loan losses	150.00%
Deferred tax liability which has not been provided	$ 1.2

OFF-BALANCE SHEET ACTIVITIES -

OFF-BALANCE SHEET ACTIVITIES - Financial Instruments Outstanding Whose Contract Amounts Represent Credit Risk (Detail) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Commitments to grant loans
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Potential exposure of off-balance sheet credit risks	$ 16,188	$ 35,418
Unfunded commitments for construction loans
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Potential exposure of off-balance sheet credit risks	20,963	17,210
Unfunded commitments under line of credit
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Potential exposure of off-balance sheet credit risks	88,342	79,092
Standby letters of credit
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Potential exposure of off-balance sheet credit risks	$ 976	$ 904

OFF-BALANCE SHEET ACTIVITIES 80

OFF-BALANCE SHEET ACTIVITIES - Additional Information (Detail) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Rent expense, including common area charges	$ 521	$ 527	$ 496
Minimum
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Options to extend operating lease term, years	1 year
Maximum
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Options to extend operating lease term, years	5 years
Standby letters of credit
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Contingent obligations under standby letters of credit	$ 976	$ 904

OFF-BALANCE SHEET ACTIVITIES 81

OFF-BALANCE SHEET ACTIVITIES - Future Minimum Operating Lease Commitments Pertaining to Banking Premises (Detail) $ in Thousands	Dec. 31, 2015USD ($)
Balance Sheet Related Disclosures [Abstract]
2,016	$ 478
2,017	468
2,018	424
2,019	441
2,020	441
Thereafter	2,322
Operating Leases, Future Minimum Payments Due, Total	$ 4,574

OTHER COMMITMENTS AND CONTING82

OTHER COMMITMENTS AND CONTINGENCIES - Additional Information (Detail)	12 Months Ended
	Dec. 31, 2015
Commitments and Contingencies Disclosure [Abstract]
Employment agreements with President and Chief Executive Officer and Executive Vice President of Lending, term of agreement	3 years
Control agreements with certain other executives, period of change	3 years

MINIMUM REGULATORY CAPITAL RE83

MINIMUM REGULATORY CAPITAL REQUIREMENTS - Company's and Bank's Actual Capital Amounts and Ratios (Detail) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Total Capital, Risk Weighted Assets, Actual Amount	$ 93,862	$ 91,331
Tier 1 Capital to Risk Weighted Assets, Actual Amount	88,222	86,384
Tier 1 Capital to Average Assets, Actual Amount	88,222	$ 86,384
Common Equity Tier One Capital Ratio. Actual Amount	$ 88,222
Total Capital to Risk Weighted Assets, Actual Ratio	16.50%	17.50%
Tier 1 Capital to Risk Weighted Assets, Actual Ratio	15.50%	16.50%
Tier 1 Capital to Average Assets, Actual Ratio	12.80%	13.80%
Common Equity Tier One Capital Ratio, Actual Ratio	15.50%
Total Capital to Risk Weighted Assets, Minimum for Capital Adequacy Purposes Amount	$ 45,560	$ 41,808
Tier 1 Capital to Risk Weighted Assets, Minimum for Capital Adequacy Purposes Amount	34,170	20,904
Tier 1 Capital to Average Assets, Minimum for Capital Adequacy Purposes Amount	27,525	$ 24,956
Common Equity Tier Capital Ratio, Minimum for Capital Adequacy Purposes Amount	$ 25,627
Total Capital to Risk Weighted Assets, Minimum for Capital Adequacy Purposes Ratio	8.00%	8.00%
Tier One Risk Based Capital Required for Capital Adequacy to Risk Weighted Assets	6.00%	4.00%
Tier 1 Capital to Average Assets, Minimum for Capital Adequacy Purposes Ratio	4.00%	4.00%
Common Equity Tier Capital Ratio, Minimum for Capital Adequacy Purposes Ratio	4.50%
Bank
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Total Capital, Risk Weighted Assets, Actual Amount	$ 83,502	$ 78,337
Tier 1 Capital to Risk Weighted Assets, Actual Amount	77,862	73,390
Tier 1 Capital to Average Assets, Actual Amount	77,862	$ 73,390
Common Equity Tier One Capital Ratio. Actual Amount	$ 77,862
Total Capital to Risk Weighted Assets, Actual Ratio	14.70%	15.00%
Tier 1 Capital to Risk Weighted Assets, Actual Ratio	13.70%	14.10%
Tier 1 Capital to Average Assets, Actual Ratio	11.30%	11.80%
Common Equity Tier One Capital Ratio, Actual Ratio	13.70%
Total Capital to Risk Weighted Assets, Minimum for Capital Adequacy Purposes Amount	$ 45,458	$ 41,677
Tier 1 Capital to Risk Weighted Assets, Minimum for Capital Adequacy Purposes Amount	34,093	20,838
Tier 1 Capital to Average Assets, Minimum for Capital Adequacy Purposes Amount	27,492	$ 24,871
Common Equity Tier Capital Ratio, Minimum for Capital Adequacy Purposes Amount	$ 25,570
Total Capital to Risk Weighted Assets, Minimum for Capital Adequacy Purposes Ratio	8.00%	8.00%
Tier One Risk Based Capital Required for Capital Adequacy to Risk Weighted Assets	6.00%	4.00%
Tier 1 Capital to Average Assets, Minimum for Capital Adequacy Purposes Ratio	4.00%	4.00%
Common Equity Tier Capital Ratio, Minimum for Capital Adequacy Purposes Ratio	4.50%
Total Capital to Risk Weighted Assets, Minimum to be Well Capitalized Under Prompt Corrective Action Provisions Amount	$ 56,822	$ 52,096
Tier 1 Capital to Risk Weighted Assets, Minimum to be Well Capitalized Under Prompt Corrective Action Provisions Amount	45,458	31,257
Tier 1 Capital to Average Assets, Minimum to be Well Capitalized Under Prompt Corrective Action Provisions Amount	34,365	$ 31,088
Common Equity Tier Capital Ratio, Minimum to be Well Capitalized Under Prompt Correction Action Provisions Amount	$ 36,934
Total Capital to Risk Weighted Assets, Minimum to be Well Capitalized Under Prompt Corrective Action Provisions Ratio	10.00%	10.00%
Tier 1 Capital to Risk Weighted Assets, Minimum to be Well Capitalized Under Prompt Corrective Action Provisions Ratio	8.00%	6.00%
Tier 1 Capital to Average Assets, Minimum to be Well Capitalized Under Prompt Corrective Action Provisions Ratio	5.00%	5.00%
Common Equity Tier Capital Ratio, Minimum to be Well Capitalized Under Prompt Correction Action Provisions Ratio	6.50%

MINIMUM REGULATORY CAPITAL RE84

MINIMUM REGULATORY CAPITAL REQUIREMENTS - Reconciliation of Stockholders' Equity as Disclosed in Consolidated Balance Sheets under General Accepted Accounting Principles to Regulatory Capital (Detail) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Total equity determined under GAAP	$ 89,274	$ 88,134	$ 92,230	$ 89,969
Net unrealized gain on available-for-sale securities, net of tax	0	(29)
Mortgage servicing rights	(192)	(269)	(381)	$ (368)
Deferred tax assets	(3,780)	(3,683)
Tier 1 Capital	88,222	86,384
Allowable allowance for loan losses	5,615	4,927	$ 4,596
Total regulatory capital	93,862	91,331
Disallowed
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Mortgage servicing rights	0	(27)
Deferred tax assets	(1,052)	(1,694)
Equity securities
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Net unrealized gain on available-for-sale securities, net of tax	$ (25)	$ (20)

Common Stock Repurchase Progr85

Common Stock Repurchase Program - Additional Information (Detail) - USD ($) $ / shares in Units, $ in Millions	Sep. 16, 2015	Jun. 01, 2012	Dec. 31, 2015
Class of Stock [Line Items]
Number of shares repurchased (in shares)			2,200,000
Shares repurchased, average price per share			$ 13.57
Total cost of the plan			$ 30.4
Seventh Plan
Class of Stock [Line Items]
Number of shares authorized to be repurchased (in shares)		272,000
Number of shares authorized to be repurchased, percentage		5.00%
Number of shares repurchased (in shares)			272,000
Shares repurchased, average price per share			$ 16.30
Total cost of the plan			$ 4.5
Eighth Plan
Class of Stock [Line Items]
Number of shares authorized to be repurchased (in shares)	260,000
Number of shares authorized to be repurchased, percentage	5.00%

COMMON STOCK REPURCHASE PROGR86

COMMON STOCK REPURCHASE PROGRAM - Summary of Stock Repurchase Plans (Detail) - USD ($) $ / shares in Units, $ in Millions	12 Months Ended
	Dec. 31, 2015	Sep. 16, 2015	Jun. 01, 2012	Sep. 30, 2011	Nov. 19, 2010	Feb. 26, 2010	Aug. 08, 2008	Mar. 04, 2008	Aug. 16, 2007
Share Repurchases [Line Items]
Number of shares purchased (in shares)	2,200,000
Average price per share (in USD per share)	$ 13.57
Total Cost of the Plan	$ 30.4
Initial Plan
Share Repurchases [Line Items]
Approval Date	Aug. 16, 2007
Completion Date	Mar. 3, 2008
Number of shares approved (in shares)									371,968
Number of shares purchased (in shares)	371,968
Average price per share (in USD per share)	$ 13.21
Total Cost of the Plan	$ 4.9
Second Plan
Share Repurchases [Line Items]
Approval Date	Mar. 4, 2008
Completion Date	Aug. 8, 2008
Number of shares approved (in shares)								353,370
Number of shares purchased (in shares)	353,370
Average price per share (in USD per share)	$ 13.26
Total Cost of the Plan	$ 4.7
Third Plan
Share Repurchases [Line Items]
Approval Date	Aug. 8, 2008
Completion Date	Nov. 25, 2009
Number of shares approved (in shares)							335,000
Number of shares purchased (in shares)	335,000
Average price per share (in USD per share)	$ 12.98
Total Cost of the Plan	$ 4.3
Fourth Plan
Share Repurchases [Line Items]
Approval Date	Feb. 26, 2010
Completion Date	Nov. 23, 2010
Number of shares approved (in shares)						318,952
Number of shares purchased (in shares)	318,952
Average price per share (in USD per share)	$ 11.75
Total Cost of the Plan	$ 3.7
Fifth Plan
Share Repurchases [Line Items]
Approval Date	Nov. 19, 2010
Completion Date	Nov. 3, 2011
Number of shares approved (in shares)					303,004
Number of shares purchased (in shares)	303,004
Average price per share (in USD per share)	$ 13.84
Total Cost of the Plan	$ 4.2
Sixth Plan
Share Repurchases [Line Items]
Approval Date	Sep. 30, 2011
Completion Date	Oct. 11, 2012
Number of shares approved (in shares)				287,000
Number of shares purchased (in shares)	287,000
Average price per share (in USD per share)	$ 14.26
Total Cost of the Plan	$ 4.1
Seventh Plan
Share Repurchases [Line Items]
Approval Date	Jun. 1, 2012
Completion Date	Aug. 27, 2015
Number of shares approved (in shares)			272,000
Number of shares purchased (in shares)	272,000
Average price per share (in USD per share)	$ 16.30
Total Cost of the Plan	$ 4.5
Eighth Plan
Share Repurchases [Line Items]
Approval Date	Sep. 16, 2015
Number of shares approved (in shares)		260,000

Employee Benefit Plans - Additi

Employee Benefit Plans - Additional Information (Detail) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Defined Benefit Plans and Other Postretirement Benefit Plans Table Text Block [Line Items]
Defined contribution plan, employee eligibility age	21 years
Defined contribution plan, service period for eligibility	1 year
Defined contribution plan, employer matching contributions up to 2% of participant's contribution	50.00%
Defined contribution plan, percentage of participant's contribution for employer matching contribution	2.00%
Defined contribution plan, guaranteed non-elective percentage of Safe Harbor contribution to all eligible employees	3.00%
Defined contribution plan, total expense	$ 298	$ 302	$ 284
Defined benefit plan supplemental life insurance
Defined Benefit Plans and Other Postretirement Benefit Plans Table Text Block [Line Items]
Defined contribution plan, total expense	$ 41	$ 59	$ 55
Minimum
Defined Benefit Plans and Other Postretirement Benefit Plans Table Text Block [Line Items]
Defined contribution plan, percentage of compensation deferred	1.00%
Maximum
Defined Benefit Plans and Other Postretirement Benefit Plans Table Text Block [Line Items]
Defined contribution plan, percentage of compensation deferred	75.00%

Employee Stock Ownership Plan -

Employee Stock Ownership Plan - Additional Information (Detail) $ in Thousands	12 Months Ended
	Dec. 31, 2015USD ($)hshares	Dec. 31, 2014USD ($)	Dec. 31, 2013USD ($)
Disclosure of Compensation Related Costs, Share-based Payments [Abstract]
Employee Stock Ownership Plan, employee eligibility age	21 years
Employee Stock Ownership Plan, hours of service in the previous twelve-month period | h	1,000
Percentage of outstanding stock	8.00%
Employee Stock Ownership Plan, number of outstanding shares purchased by employer | shares	595,149
Employee Stock Ownership Plan, loan interest rate	8.25%
Employee Stock Ownership Plan, compensation expense | $	$ 492	$ 491	$ 509

EMPLOYEE STOCK OWNERSHIP PLAN89

EMPLOYEE STOCK OWNERSHIP PLAN - Remaining Principal Balance Payable (Detail) $ in Thousands	Dec. 31, 2015USD ($)
Disclosure of Compensation Related Costs, Share-based Payments [Abstract]
2,016	$ 268
2,017	290
2,018	314
2,019	340
2,020	368
Thereafter	2,346
Long-term Debt, Total	$ 3,926

EMPLOYEE STOCK OWNERSHIP PLAN90

EMPLOYEE STOCK OWNERSHIP PLAN - Shares held by Employee Stock Ownership Plan (Detail) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Disclosure of Compensation Related Costs, Share-based Payments [Abstract]
Allocated (in shares)	237,370	221,841	201,566
Unallocated (in shares)	297,575	327,333	357,090
Employee Stock Ownership Plan (ESOP), Total (in shares)	534,945	549,174	558,656
Fair value of allocated shares (in shares)	$ 4,100	$ 3,700	$ 3,500
Fair value of unallocated shares (in shares)	5,200	5,500	6,200
Employee Stock Ownership Plan (ESOP), Fair Value (in shares)	$ 9,300	$ 9,200	$ 9,700

Equity Incentive Plan - Additio

Equity Incentive Plan - Additional Information (Detail) - USD ($) $ / shares in Units, $ in Thousands	1 Months Ended	12 Months Ended
	May. 30, 2007	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Stock options, expected term		6 years 6 months		6 years 6 months
Aggregate intrinsic value		$ 2
Exercise price of stock option, in usd per share		$ 14
Stock awards granted, in shares			0	0
Stock Options
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Shares available for grant (up to), shares	743,936
Maximum exercisable term of stock options	10 years
Stock options vesting period	5 years
Aggregate intrinsic value			$ 19	$ 69
Stock options granted, in shares		0	0
Stock options granted, weighted-average grant-date fair value, in usd per share				$ 3.59
Weighted average grant-date fair value of options outstanding, in usd per share		$ 3.81
Weighted average grant-date fair value of options exercisable, in usd per share		$ 3.85
Share based compensation expense		$ 109	$ 141	$ 118
Unrecognized stock- based compensation expense related to non-vest options		$ 161
Unrecognized stock- based compensation expense recognition period		1 year 8 months 23 days
Restricted Stock Units (RSUs)
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Shares available for grant (up to), shares		299,574
Share based compensation expense		$ 6	5	6
Unrecognized stock- based compensation expense recognition period		2 months 9 days
Stock awards vesting, percentage		20.00%
Weighted-average grant-date fair value of stock awards		$ 14.08
Stock awards granted, in shares		0
Stock awards vested, fair value		$ 7	$ 7	$ 7
Unrecognized stock-based compensation expense related to non-vested restricted stock awards, amount		$ 1

EQUITY INCENTIVE PLAN - Weighte

EQUITY INCENTIVE PLAN - Weighted Average Assumptions for Options Granted (Detail)	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2013
Disclosure of Compensation Related Costs, Share-based Payments [Abstract]
Expected dividend yield		1.39%
Expected term	6 years 6 months	6 years 6 months
Expected volatility		24.06%
Risk-free interest rate		1.25%

EQUITY INCENTIVE PLAN - Summary

EQUITY INCENTIVE PLAN - Summary of Options under Plan and Changes (Detail) - USD ($) $ / shares in Units, $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014
Number of Shares
Option outstanding beginning balance, shares	653,098
Exercised, shares	(800)
Forfeited or expired, shares	(6,200)
Option outstanding ending balance, shares	646,098	653,098
Option Exercisable, shares	570,097
Weighted Average Exercise price
Outstanding at beginning of period, in usd per share	$ 14.57
Exercised, in usd per share	14
Forfeited or expired, in usd per share	16.06
Outstanding at end of period, in usd per share	14.55	$ 14.57
Exercisable at end of period, in usd per share	$ 14.39
Weighted Average Remaining Contractual Term (in years)
Weighted Average Remaining Contractual Term, Outstanding	2 years 9 months 15 days	3 years 9 months 29 days
Weighted Average Remaining Contractual Term, Exercised	6 years 2 months 9 days
Weighted Average Remaining Contractual Term, Forfeited or expired	6 years 10 months 24 days
Weighted Average Remaining Contractual Term, Outstanding	2 years 9 months 15 days	3 years 9 months 29 days
Exercisable at end of period	2 years 3 months 4 days
Aggregate Intrinsic Value
Aggregate Intrinsic Value, Outstanding	$ 1,425
Exercised	2
Aggregate Intrinsic Value, Outstanding	1,800	$ 1,425
Exercisable at end of period	$ 1,684

EQUITY INCENTIVE PLAN - Summa94

EQUITY INCENTIVE PLAN - Summary of Status of Stock Awards and Changes (Detail)	12 Months Ended
	Dec. 31, 2015$ / sharesshares
Nonvested Shares
Beginning balance, shares | shares	800
Vested, shares | shares	400
Ending balance, shares | shares	400
Nonvested Shares, Weighted Average Grant-Date Fair Value
Outstanding Beginning balance, in usd per share | $ / shares	$ 14.08
Vested, in usd per share | $ / shares	14.08
Outstanding Ending balance, in usd per share | $ / shares	$ 14.08

LONG-TERM INCENTIVE PLAN - Addi

LONG-TERM INCENTIVE PLAN - Additional Information (Detail) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Stock units granted, shares		0	0
Phantom Share Units (PSUs)
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Stock units available for awards (up to), in share	150,000
Stock plan award, required period of service for full vesting	3 years
Share based compensation expense	$ 26	$ 44	$ 39
Stock units granted, shares	0	2,942	4,074

RELATED PARTY TRANSACTIONS - Lo

RELATED PARTY TRANSACTIONS - Loans to Officers, Directors and Affiliates (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014
Loans and Leases Receivable, Related Parties [Roll Forward]
Balance at beginning of year	$ 471	$ 1,108
Additions	1	0
Repayments	(45)	(45)
Change in related party status	(138)	(592)
Balance at end of year	$ 289	$ 471

RELATED PARTY TRANSACTIONS - Ad

RELATED PARTY TRANSACTIONS - Additional Information (Detail) - USD ($) $ in Millions	Dec. 31, 2015	Dec. 31, 2014
Related Party Transactions [Abstract]
Deposits from related parties	$ 3.2	$ 3.3

Restrictions on Dividends - Add

Restrictions on Dividends - Additional Information (Detail) - USD ($)	3 Months Ended		12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Restrictions of Dividends [Line Items]
Payments of dividends			$ 1,478,000	$ 1,410,000	$ 1,008,000
Dividends per share (usd per share)	$ 0.30	$ 0.28	$ 0.30	$ 0.28
Chicopee Savings Bank | Affiliated entity
Restrictions of Dividends [Line Items]
Dividends receivable	$ 0	$ 6,800,000	$ 0	$ 6,800,000	2,500,000
Chicopee Funding Corporation | Affiliated entity
Restrictions of Dividends [Line Items]
Dividends receivable	690,000	700,000	690,000	700,000	660,000
Advance to affiliate	$ 98,000	$ 100,000	$ 98,000	$ 100,000	$ 77,000

FAIR VALUE - Assets Measured at

FAIR VALUE - Assets Measured at Fair Value on Recurring Basis (Detail) - Fair Value, Measurements, Recurring - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total equity securities	$ 426	$ 414
Financial
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total equity securities	426	414
Readily Available Market Prices (Level 1)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total equity securities	426	414
Readily Available Market Prices (Level 1) | Financial
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total equity securities	426	414
Observable Market Data (Level 2)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total equity securities	0	0
Observable Market Data (Level 2) | Financial
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total equity securities	0	0
Determined Fair Value (Level 3)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total equity securities	0	0
Determined Fair Value (Level 3) | Financial
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total equity securities	$ 0	$ 0

FAIR VALUE - Assets Measured100

FAIR VALUE - Assets Measured at Fair Value on Nonrecurring Basis (Detail) - Fair Value, Measurements, Nonrecurring - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Impaired loans with a valuation allowance, net
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets measured at fair value	$ 3,614	$ 5,184
Other real estate owned
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets measured at fair value	1,435	1,050
Loans held for sale
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets measured at fair value	296
Mortgage servicing rights
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets measured at fair value	192	269
Readily Available Market Prices (Level 1) | Impaired loans with a valuation allowance, net
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets measured at fair value	0	0
Readily Available Market Prices (Level 1) | Other real estate owned
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets measured at fair value	0	0
Readily Available Market Prices (Level 1) | Loans held for sale
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets measured at fair value	0
Readily Available Market Prices (Level 1) | Mortgage servicing rights
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets measured at fair value	0	0
Observable Market Data (Level 2) | Impaired loans with a valuation allowance, net
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets measured at fair value	0	0
Observable Market Data (Level 2) | Other real estate owned
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets measured at fair value	1,435	1,050
Observable Market Data (Level 2) | Loans held for sale
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets measured at fair value	296
Observable Market Data (Level 2) | Mortgage servicing rights
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets measured at fair value	192	269
Determined Fair Value (Level 3) | Impaired loans with a valuation allowance, net
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets measured at fair value	3,614	5,184
Determined Fair Value (Level 3) | Other real estate owned
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets measured at fair value	0	0
Determined Fair Value (Level 3) | Loans held for sale
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets measured at fair value	0
Determined Fair Value (Level 3) | Mortgage servicing rights
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets measured at fair value	$ 0	$ 0

FAIR VALUE - Additional Informa

FAIR VALUE - Additional Information (Detail) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Fair Value Disclosures [Abstract]
Impaired loans with a valuation allowance, reserve	$ 280	$ 73	$ 279
Charge off	$ 790	$ 2,400

FAIR VALUE - Carrying Amounts a

FAIR VALUE - Carrying Amounts and Estimated Fair Values of Instruments (Detail) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Financial assets:
Cash and cash equivalents	$ 28,229	$ 49,769	$ 18,915	$ 39,608
Available-for-sale securities	426	414
Held-to-maturity securities	32,229	33,747
FHLB stock	4,764	3,914
Loans held for sale	296	0
Net loans	580,959	519,757
Accrued interest receivable	1,668	1,591
Mortgage servicing rights	192	269
Financial liabilities:
Deposits	507,109	483,558
FHLB long-term advances	81,330	67,039
Accrued interest payable	109	82
Real estate loans | Residential real estate
Financial assets:
Net loans	127,551	118,837
Real estate loans | Residential construction
Financial assets:
Net loans	8,401	8,022
Real estate loans | Commercial real estate
Financial assets:
Net loans	285,135	247,246
Real estate loans | Home equity
Financial assets:
Net loans	39,368	34,355
Commercial and industrial
Financial assets:
Net loans	70,674	73,452
Commercial and industrial | Commercial construction
Financial assets:
Net loans	47,345	35,218
Consumer
Financial assets:
Net loans	2,485	2,627
Quoted Prices in Active Markets for Identical Assets (Level 1)
Financial assets:
Cash and cash equivalents	28,229	49,769
Available-for-sale securities	426	414
Held-to-maturity securities	0	0
FHLB stock	0	0
Loans held for sale	0
Net loans	0	0
Accrued interest receivable	0	0
Mortgage servicing rights	0	0
Financial liabilities:
Deposits	0	0
FHLB long-term advances	0	0
Accrued interest payable	0	0
Quoted Prices in Active Markets for Identical Assets (Level 1) | Real estate loans | Residential real estate
Financial assets:
Net loans	0	0
Quoted Prices in Active Markets for Identical Assets (Level 1) | Real estate loans | Residential construction
Financial assets:
Net loans	0	0
Quoted Prices in Active Markets for Identical Assets (Level 1) | Real estate loans | Commercial real estate
Financial assets:
Net loans	0	0
Quoted Prices in Active Markets for Identical Assets (Level 1) | Real estate loans | Home equity
Financial assets:
Net loans	0	0
Quoted Prices in Active Markets for Identical Assets (Level 1) | Commercial and industrial
Financial assets:
Net loans	0	0
Quoted Prices in Active Markets for Identical Assets (Level 1) | Commercial and industrial | Commercial construction
Financial assets:
Net loans	0	0
Quoted Prices in Active Markets for Identical Assets (Level 1) | Consumer
Financial assets:
Net loans	0	0
Observable Market Data (Level 2)
Financial assets:
Cash and cash equivalents	0	0
Available-for-sale securities	0	0
Held-to-maturity securities	32,935	34,229
FHLB stock	4,764	3,914
Loans held for sale	296
Net loans	0	0
Accrued interest receivable	1,668	1,591
Mortgage servicing rights	517	622	$ 831
Financial liabilities:
Deposits	507,493	484,423
FHLB long-term advances	81,646	67,644
Accrued interest payable	109	82
Observable Market Data (Level 2) | Real estate loans | Residential real estate
Financial assets:
Net loans	0	0
Observable Market Data (Level 2) | Real estate loans | Residential construction
Financial assets:
Net loans	0	0
Observable Market Data (Level 2) | Real estate loans | Commercial real estate
Financial assets:
Net loans	0	0
Observable Market Data (Level 2) | Real estate loans | Home equity
Financial assets:
Net loans	0	0
Observable Market Data (Level 2) | Commercial and industrial
Financial assets:
Net loans	0	0
Observable Market Data (Level 2) | Commercial and industrial | Commercial construction
Financial assets:
Net loans	0	0
Observable Market Data (Level 2) | Consumer
Financial assets:
Net loans	0	0
Determined Fair Value (Level 3)
Financial assets:
Cash and cash equivalents	0	0
Available-for-sale securities	0	0
Held-to-maturity securities	0	0
FHLB stock	0	0
Loans held for sale	0
Net loans	581,945	524,008
Accrued interest receivable	0	0
Mortgage servicing rights	0	0
Financial liabilities:
Deposits	0	0
FHLB long-term advances	0	0
Accrued interest payable	0	0
Determined Fair Value (Level 3) | Real estate loans | Residential real estate
Financial assets:
Net loans	129,514	121,296
Determined Fair Value (Level 3) | Real estate loans | Residential construction
Financial assets:
Net loans	8,365	8,008
Determined Fair Value (Level 3) | Real estate loans | Commercial real estate
Financial assets:
Net loans	283,566	248,316
Determined Fair Value (Level 3) | Real estate loans | Home equity
Financial assets:
Net loans	39,273	34,453
Determined Fair Value (Level 3) | Commercial and industrial
Financial assets:
Net loans	71,090	73,668
Determined Fair Value (Level 3) | Commercial and industrial | Commercial construction
Financial assets:
Net loans	47,480	35,463
Determined Fair Value (Level 3) | Consumer
Financial assets:
Net loans	$ 2,657	$ 2,804

Quarterly Financial Information

Quarterly Financial Information (Detail) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2015	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Quarterly Financial Information Disclosure [Abstract]
Interest and dividend income	$ 6,497	$ 6,433	$ 6,273	$ 5,999	$ 6,013	$ 5,934	$ 5,784	$ 5,623
Interest expense	1,053	1,026	1,020	976	922	913	921	927	$ 4,075	$ 3,683	$ 4,349
Total interest and dividend income	5,444	5,407	5,253	5,023	5,091	5,021	4,863	4,696	25,202	23,354	23,069
Provision for loan losses	197	137	207	400	69	227	2,774	2,201	941	5,271	425
Net gain on sales of available-for-sale securities	0	0	0	0	0	0	0	34	0	34	37
Non-interest income	759	879	748	642	618	899	711	555	3,028	2,817	3,100
Non-interest expenses	4,742	4,800	4,774	4,870	4,851	4,737	4,694	4,618	19,186	18,900	18,155
Income (loss) before income tax expense (benefit)	1,264	1,349	1,020	395	789	956	(1,894)	(1,534)	4,028	(1,683)	3,240
Income tax expense (benefit)	290	379	278	82	490	434	(1,854)	(175)	1,029	(1,105)	687
Net income (loss)	$ 974	$ 970	$ 742	$ 313	$ 299	$ 522	$ (40)	$ (1,359)	$ 2,999	$ (578)	$ 2,553
Earnings (loss) per share:
Basic earnings (loss) per share (usd per share)	$ 0.20	$ 0.20	$ 0.15	$ 0.06	$ 0.06	$ 0.10	$ (0.01)	$ (0.27)	$ 0.61	$ (0.12)	$ 0.51
Diluted earnings (loss) per share (usd per share)	$ 0.20	$ 0.19	$ 0.15	$ 0.06	$ 0.06	$ 0.10	$ (0.01)	$ (0.27)	$ 0.60	$ (0.12)	$ 0.50

CONDENSED FINANCIAL STATEMEN104

CONDENSED FINANCIAL STATEMENTS OF PARENT COMPANY - Balance Sheets of Chicopee Bancorp, Inc (Detail) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
ASSETS
Cash and cash equivalents	$ 28,229	$ 49,769	$ 18,915	$ 39,608
Other assets	1,206	1,642
Total assets	678,574	639,222
LIABILITIES AND STOCKHOLDERS' EQUITY
Total liabilities	589,300	551,088
Stockholders' equity	89,274	88,134	92,230	89,969
Total liabilities and stockholders' equity	678,574	639,222
Parent Company
ASSETS
Cash and cash equivalents	3,894	6,852	$ 4,387	$ 3,182
Other assets	2,508	1,985
Total assets	89,298	88,169
LIABILITIES AND STOCKHOLDERS' EQUITY
Total liabilities	24	35
Stockholders' equity	89,274	88,134
Total liabilities and stockholders' equity	89,298	88,169
Parent Company | Chicopee Savings Bank
ASSETS
Investment in common stock	78,951	75,140
Parent Company | Chicopee Funding Corporation
ASSETS
Investment in common stock	$ 3,945	$ 4,192

CONDENSED FINANCIAL STATEMEN105

CONDENSED FINANCIAL STATEMENTS OF PARENT COMPANY - Statements of Income of Chicopee Bancorp, Inc (Detail) - USD ($) $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2015	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Condensed Financial Statements, Captions [Line Items]
Interest income	$ 6,497	$ 6,433	$ 6,273	$ 5,999	$ 6,013	$ 5,934	$ 5,784	$ 5,623
Income (loss) before income tax expense (benefit)	1,264	1,349	1,020	395	789	956	(1,894)	(1,534)	$ 4,028	$ (1,683)	$ 3,240
Applicable income tax benefit	290	379	278	82	490	434	(1,854)	(175)	1,029	(1,105)	687
Net income (loss)	$ 974	$ 970	$ 742	$ 313	$ 299	$ 522	$ (40)	$ (1,359)	2,999	(578)	2,553
Parent Company
Condensed Financial Statements, Captions [Line Items]
Interest income									10	9	11
Dividend income from subsidiaries									592	7,373	3,048
Operating expenses									565	814	750
Income (loss) before income tax expense (benefit)									37	6,568	2,309
Applicable income tax benefit									(13)	(279)	(57)
Income before equity in undistributed net income (loss) of subsidiaries									50	6,847	2,366
Net income (loss)									2,999	(578)	2,553
Parent Company | Chicopee Savings Bank
Condensed Financial Statements, Captions [Line Items]
Equity in undistributed net income (loss)									3,196	(7,188)	390
Parent Company | Chicopee Funding Corporation
Condensed Financial Statements, Captions [Line Items]
Equity in undistributed net income (loss)									$ (247)	$ (237)	$ (203)

CONDENSED FINANCIAL STATEMEN106

CONDENSED FINANCIAL STATEMENTS OF PARENT COMPANY - Statements of Cash Flows of Chicopee Bancorp, Inc (Detail) - USD ($) $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2015	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Cash flows from operating activities:
Net income (loss)	$ 974	$ 970	$ 742	$ 313	$ 299	$ 522	$ (40)	$ (1,359)	$ 2,999	$ (578)	$ 2,553
Adjustments to reconcile net income (loss) to net cash provided by operating activities:
Increase in other assets									437	(434)	(35)
(Decrease) increase in other liabilities									369	(248)	(2)
Change in unearned compensation									498	496	515
Net cash provided by operating activities									5,357	4,653	4,788
Cash flows from investing activities:
Net cash used in investing activities									(62,266)	(25,506)	(10,016)
Cash flows from financing activities:
Treasury stock purchased									(1,007)	(2,862)	(242)
Cash dividends paid on common stock									(1,478)	(1,410)	(1,008)
Net cash provided by (used in) financing activities									35,369	51,707	(15,465)
Net (decrease) increase in cash and cash equivalents									(21,540)	30,854	(20,693)
Cash and cash equivalents at beginning of year				49,769				18,915	49,769	18,915	39,608
Cash and cash equivalents at end of year	28,229				49,769				28,229	49,769	18,915
Parent Company
Cash flows from operating activities:
Net income (loss)									2,999	(578)	2,553
Adjustments to reconcile net income (loss) to net cash provided by operating activities:
Increase in other assets									(523)	(284)	(212)
(Decrease) increase in other liabilities									(11)	33	2
Stock option expense									109	140	118
Change in unearned compensation									498	496	515
Net cash provided by operating activities									123	7,232	2,789
Cash flows from investing activities:
Investment in Chicopee Savings Bank									(607)	(636)	(633)
Net cash used in investing activities									(607)	(636)	(633)
Cash flows from financing activities:
Treasury stock purchased									(1,007)	(2,862)	(242)
Cash dividends paid on common stock									(1,478)	(1,410)	(1,008)
Exercise of stock options									11	141	299
Net cash provided by (used in) financing activities									(2,474)	(4,131)	(951)
Net (decrease) increase in cash and cash equivalents									(2,958)	2,465	1,205
Cash and cash equivalents at beginning of year				$ 6,852				$ 4,387	6,852	4,387	3,182
Cash and cash equivalents at end of year	$ 3,894				$ 6,852				3,894	6,852	4,387
Parent Company | Chicopee Savings Bank
Adjustments to reconcile net income (loss) to net cash provided by operating activities:
Equity in undistributed net (income) loss									(3,196)	7,188	(390)
Parent Company | Chicopee Funding Corporation
Adjustments to reconcile net income (loss) to net cash provided by operating activities:
Equity in undistributed net (income) loss									$ 247	$ 237	$ 203

Subsequent Events - Additional

Subsequent Events - Additional Information (Detail) - $ / shares	Jan. 22, 2016	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Subsequent Event [Line Items]
Dividends declared, per share (usd per share)		$ 0.30	$ 0.28	$ 0.20
Subsequent Event
Subsequent Event [Line Items]
Dividends declared, per share (usd per share)	$ 0.09