Maryland Capital Management 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
Estimated average burden
hours per response:		23.8

COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
3M CO	COM	88579Y101	373	2,267	SH		SOLE		2,267	0	0
AT&T INC	COM	00206R102	9,912	261,932	SH		SOLE		261,932	0	0
AT&T INC	COM	00206R102	134	3,553	SH		OTR		3,553	0	0
ABBOTT LABS	COM	002824100	29,048	347,170	SH		SOLE		347,170	0	0
ABBOTT LABS	COM	002824100	184	2,205	SH		OTR		2,205	0	0
ABBVIE INC	COM	00287Y109	4,584	60,533	SH		SOLE		60,533	0	0
ABBVIE INC	COM	00287Y109	203	2,675	SH		OTR		2,675	0	0
ACCENTURE PLC IRELAND	SHS CLASS A	G1151C101	729	3,790	SH		SOLE		3,790	0	0
ALKANE INC	COM	01642L105	0	714,200	SH		SOLE		714,200	0	0
ALLISON TRANSMISSION HLDGS I	COM	01973R101	302	6,415	SH		SOLE		6,415	0	0
ALPHABET INC	CAP STK CL C	02079K107	15,974	13,104	SH		SOLE		13,104	0	0
ALPHABET INC	CAP STK CL C	02079K107	43	35	SH		OTR		35	0	0
ALPHABET INC	CAP STK CL A	02079K305	16,523	13,531	SH		SOLE		13,531	0	0
ALPHABET INC	CAP STK CL A	02079K305	29	24	SH		OTR		24	0	0
ALTRIA GROUP INC	COM	02209S103	886	21,658	SH		SOLE		21,658	0	0
ALTRIA GROUP INC	COM	02209S103	24	595	SH		OTR		595	0	0
AMAZON COM INC	COM	023135106	31,745	18,287	SH		SOLE		18,287	0	0
AMAZON COM INC	COM	023135106	24	14	SH		OTR		14	0	0
AMERICAN EXPRESS CO	COM	025816109	294	2,484	SH		SOLE		2,484	0	0
AMERICAN TOWER CORP NEW	COM	03027X100	282	1,276	SH		SOLE		1,276	0	0
APPLE INC	COM	037833100	35,337	157,774	SH		SOLE		157,774	0	0
APPLE INC	COM	037833100	34	150	SH		OTR		150	0	0
ARCH CAP GROUP LTD	ORD	G0450A105	508	12,100	SH		SOLE		12,100	0	0
GALLAGHER ARTHUR J & CO	COM	363576109	516	5,765	SH		SOLE		5,765	0	0
AUTOMATIC DATA PROCESSING IN	COM	053015103	216	1,340	SH		SOLE		1,340	0	0
AVERY DENNISON CORP	COM	053611109	216	1,900	SH		SOLE		1,900	0	0
BANK AMER CORP	COM	060505104	8,776	300,848	SH		SOLE		300,848	0	0
BANK AMER CORP	COM	060505104	26	875	SH		OTR		875	0	0
BB&T CORP	COM	054937107	3,284	61,525	SH		SOLE		61,525	0	0
BECTON DICKINSON & CO	COM	075887109	15,904	62,873	SH		SOLE		62,873	0	0
BECTON DICKINSON & CO	COM	075887109	25	100	SH		OTR		100	0	0
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	1,473	7,083	SH		SOLE		7,083	0	0
BLACKROCK INC	COM	09247X101	3,676	8,248	SH		SOLE		8,248	0	0
BLACKROCK INC	COM	09247X101	78	175	SH		OTR		175	0	0
BOEING CO	COM	097023105	4,408	11,586	SH		SOLE		11,586	0	0
BOEING CO	COM	097023105	13	35	SH		OTR		35	0	0
BOOKING HLDGS INC	COM	09857L108	15,220	7,755	SH		SOLE		7,755	0	0
BOOKING HLDGS INC	COM	09857L108	22	11	SH		OTR		11	0	0
BRISTOL MYERS SQUIBB CO	COM	110122108	854	16,844	SH		SOLE		16,844	0	0
CARNIVAL CORP	UNIT 99/99/9999	143658300	3,241	74,153	SH		SOLE		74,153	0	0
CARNIVAL CORP	UNIT 99/99/9999	143658300	94	2,150	SH		OTR		2,150	0	0
CATERPILLAR INC DEL	COM	149123101	286	2,266	SH		SOLE		2,266	0	0
CATERPILLAR INC DEL	COM	149123101	76	600	SH		OTR		600	0	0
CERNER CORP	COM	156782104	358	5,250	SH		SOLE		5,250	0	0
CHEVRON CORP NEW	COM	166764100	6,134	51,718	SH		SOLE		51,718	0	0
CHEVRON CORP NEW	COM	166764100	116	975	SH		OTR		975	0	0
CIGNA CORP NEW	COM	125523100	589	3,878	SH		SOLE		3,878	0	0
CIGNA CORP NEW	COM	125523100	6	38	SH		OTR		38	0	0
CINCINNATI FINL CORP	COM	172062101	588	5,037	SH		SOLE		5,037	0	0
CISCO SYS INC	COM	17275R102	4,567	92,433	SH		SOLE		92,433	0	0
CISCO SYS INC	COM	17275R102	152	3,075	SH		OTR		3,075	0	0
COLGATE PALMOLIVE CO	COM	194162103	352	4,784	SH		SOLE		4,784	0	0
COMCAST CORP NEW	CL A	20030N101	388	8,599	SH		SOLE		8,599	0	0
CONOCOPHILLIPS	COM	20825C104	1,095	19,218	SH		SOLE		19,218	0	0
CONSOLIDATED EDISON INC	COM	209115104	593	6,280	SH		SOLE		6,280	0	0
CONSOLIDATED EDISON INC	COM	209115104	3	35	SH		OTR		35	0	0
CONSTELLATION BRANDS INC	CL A	21036P108	221	1,065	SH		SOLE		1,065	0	0
CORPORATE OFFICE PPTYS TR	SH BEN INT	22002T108	957	32,127	SH		SOLE		32,127	0	0
COSTCO WHSL CORP NEW	COM	22160K105	586	2,035	SH		SOLE		2,035	0	0
CROWN CASTLE INTL CORP NEW	COM	22822V101	2,449	17,620	SH		SOLE		17,620	0	0
CROWN CASTLE INTL CORP NEW	COM	22822V101	90	645	SH		OTR		645	0	0
CRYO-CELL INTL INC	COM	228895108	166	20,063	SH		SOLE		20,063	0	0
CVS HEALTH CORP	COM	126650100	231	3,662	SH		SOLE		3,662	0	0
DANAHER CORPORATION	COM	235851102	1,116	7,724	SH		SOLE		7,724	0	0
DELTA AIR LINES INC DEL	COM NEW	247361702	367	6,365	SH		SOLE		6,365	0	0
DOMINION ENERGY INC	COM	25746U109	1,647	20,323	SH		SOLE		20,323	0	0
DOMINION ENERGY INC	COM	25746U109	73	900	SH		OTR		900	0	0
DOW INC	COM	260557103	3,350	70,302	SH		SOLE		70,302	0	0
DOW INC	COM	260557103	67	1,400	SH		OTR		1,400	0	0
DUKE ENERGY CORP NEW	COM NEW	26441C204	8,153	85,051	SH		SOLE		85,051	0	0
DUKE ENERGY CORP NEW	COM NEW	26441C204	124	1,291	SH		OTR		1,291	0	0
EATON CORP PLC	SHS	G29183103	372	4,470	SH		SOLE		4,470	0	0
EDWARDS LIFESCIENCES CORP	COM	28176E108	14,376	65,374	SH		SOLE		65,374	0	0
EDWARDS LIFESCIENCES CORP	COM	28176E108	32	145	SH		OTR		145	0	0
EMERSON ELEC CO	COM	291011104	2,740	40,980	SH		SOLE		40,980	0	0
EMERSON ELEC CO	COM	291011104	13	200	SH		OTR		200	0	0
ENTERPRISE PRODS PARTNERS L	COM	293792107	582	20,365	SH		SOLE		20,365	0	0
ENTERPRISE PRODS PARTNERS L	COM	293792107	96	3,350	SH		OTR		3,350	0	0
EPAM SYS INC	COM	29414B104	24,325	133,419	SH		SOLE		133,419	0	0
EPAM SYS INC	COM	29414B104	21	115	SH		OTR		115	0	0
EVERBRIDGE INC	COM	29978A104	1,505	24,390	SH		SOLE		24,390	0	0
EXXON MOBIL CORP	COM	30231G102	5,196	73,591	SH		SOLE		73,591	0	0
EXXON MOBIL CORP	COM	30231G102	2,257	31,963	SH		OTR		31,963	0	0
FTI CONSULTING INC	COM	302941109	249	2,351	SH		SOLE		2,351	0	0
FACEBOOK INC	CL A	30303M102	13,701	76,937	SH		SOLE		76,937	0	0
FACEBOOK INC	CL A	30303M102	24	135	SH		OTR		135	0	0
FISERV INC	COM	337738108	14,636	141,284	SH		SOLE		141,284	0	0
FISERV INC	COM	337738108	17	165	SH		OTR		165	0	0
FIVE BELOW INC	COM	33829M101	21,257	168,571	SH		SOLE		168,571	0	0
FIVE BELOW INC	COM	33829M101	18	140	SH		OTR		140	0	0
GENERAL ELECTRIC CO	COM	369604103	233	26,045	SH		SOLE		26,045	0	0
GENERAL MTRS CO	COM	37045V100	232	6,200	SH		SOLE		6,200	0	0
GOLDMAN SACHS GROUP INC	COM	38141G104	240	1,156	SH		SOLE		1,156	0	0
HCP INC	COM	40414L109	262	7,365	SH		SOLE		7,365	0	0
HERSHEY CO	COM	427866108	215	1,385	SH		SOLE		1,385	0	0
HOME DEPOT INC	COM	437076102	3,507	15,113	SH		SOLE		15,113	0	0
HONEYWELL INTL INC	COM	438516106	349	2,060	SH		SOLE		2,060	0	0
INTERNATIONAL BUSINESS MACHS	COM	459200101	615	4,227	SH		SOLE		4,227	0	0
IDEXX LABS INC	COM	45168D104	245	900	SH		SOLE		900	0	0
INTEL CORP	COM	458140100	6,767	131,326	SH		SOLE		131,326	0	0
INTEL CORP	COM	458140100	161	3,125	SH		OTR		3,125	0	0
INTUITIVE SURGICAL INC	COM NEW	46120E602	14,203	26,306	SH		SOLE		26,306	0	0
INTUITIVE SURGICAL INC	COM NEW	46120E602	24	45	SH		OTR		45	0	0
IQVIA HLDGS INC	COM	46266C105	24,366	163,115	SH		SOLE		163,115	0	0
IQVIA HLDGS INC	COM	46266C105	28	190	SH		OTR		190	0	0
JPMORGAN CHASE & CO	COM	46625H100	6,416	54,514	SH		SOLE		54,514	0	0
JPMORGAN CHASE & CO	COM	46625H100	97	820	SH		OTR		820	0	0
JOHNSON & JOHNSON	COM	478160104	5,246	40,551	SH		SOLE		40,551	0	0
JOHNSON & JOHNSON	COM	478160104	81	625	SH		OTR		625	0	0
KIMBERLY CLARK CORP	COM	494368103	1,017	7,159	SH		SOLE		7,159	0	0
KIMBERLY CLARK CORP	COM	494368103	85	600	SH		OTR		600	0	0
L V M H MOET ORDF	COM	F58485115	225	567	SH		SOLE		567	0	0
LAI SUN DEVELOPMEN ORDF	COM	Y51270224	17	14,980	SH		SOLE		14,980	0	0
LEIDOS HLDGS INC	COM	525327102	294	3,419	SH		SOLE		3,419	0	0
LIBERTY LATIN AMERICA LTD	COM CL A	G9001E102	184	10,775	SH		SOLE		10,775	0	0
LILLY ELI & CO	COM	532457108	3,514	31,421	SH		SOLE		31,421	0	0
LILLY ELI & CO	COM	532457108	14	125	SH		OTR		125	0	0
LOCKHEED MARTIN CORP	COM	539830109	24,292	62,278	SH		SOLE		62,278	0	0
LOCKHEED MARTIN CORP	COM	539830109	177	453	SH		OTR		453	0	0
LOWES COS INC	COM	548661107	678	6,162	SH		SOLE		6,162	0	0
MARRIOTT INTL INC NEW	CL A	571903202	366	2,944	SH		SOLE		2,944	0	0
MASTERCARD INC	CL A	57636Q104	40,555	149,336	SH		SOLE		149,336	0	0
MASTERCARD INC	CL A	57636Q104	24	90	SH		OTR		90	0	0
MCCORMICK & CO INC	COM NON VTG	579780206	706	4,520	SH		SOLE		4,520	0	0
MCCORMICK & CO INC	COM VTG	579780107	801	5,142	SH		SOLE		5,142	0	0
MCDONALDS CORP	COM	580135101	6,104	28,429	SH		SOLE		28,429	0	0
MCDONALDS CORP	COM	580135101	188	875	SH		OTR		875	0	0
MERCK & CO INC	COM	58933Y105	4,832	57,397	SH		SOLE		57,397	0	0
MERCK & CO INC	COM	58933Y105	61	725	SH		OTR		725	0	0
MICROSOFT CORP	COM	594918104	39,602	284,842	SH		SOLE		284,842	0	0
MICROSOFT CORP	COM	594918104	259	1,860	SH		OTR		1,860	0	0
NESTLE S A F SPONSORED ADR 1 A	COM	641069406	205	1,890	SH		SOLE		1,890	0	0
NETFLIX INC	COM	64110L106	382	1,428	SH		SOLE		1,428	0	0
NEXTERA ENERGY INC	COM	65339F101	1,060	4,548	SH		SOLE		4,548	0	0
NEXTERA ENERGY INC	COM	65339F101	93	400	SH		OTR		400	0	0
NORFOLK SOUTHERN CORP	COM	655844108	340	1,892	SH		SOLE		1,892	0	0
NORTHROP GRUMMAN CORP	COM	666807102	222	591	SH		SOLE		591	0	0
O REILLY AUTOMOTIVE INC NEW	COM	67103H107	12,211	30,642	SH		SOLE		30,642	0	0
O REILLY AUTOMOTIVE INC NEW	COM	67103H107	23	57	SH		OTR		57	0	0
ORACLE CORP	COM	68389X105	638	11,593	SH		SOLE		11,593	0	0
PAYCHEX INC	COM	704326107	3,559	43,004	SH		SOLE		43,004	0	0
PAYCHEX INC	COM	704326107	14	175	SH		OTR		175	0	0
PAYCOM SOFTWARE INC	COM	70432V102	20,310	96,951	SH		SOLE		96,951	0	0
PAYCOM SOFTWARE INC	COM	70432V102	17	80	SH		OTR		80	0	0
PAYPAL HLDGS INC	COM	70450Y103	29,475	284,538	SH		SOLE		284,538	0	0
PAYPAL HLDGS INC	COM	70450Y103	34	325	SH		OTR		325	0	0
PEPSICO INC	COM	713448108	16,473	120,156	SH		SOLE		120,156	0	0
PEPSICO INC	COM	713448108	62	450	SH		OTR		450	0	0
PFIZER INC	COM	717081103	4,986	138,781	SH		SOLE		138,781	0	0
PFIZER INC	COM	717081103	242	6,725	SH		OTR		6,725	0	0
PHILIP MORRIS INTL INC	COM	718172109	1,770	23,314	SH		SOLE		23,314	0	0
PHILIP MORRIS INTL INC	COM	718172109	95	1,245	SH		OTR		1,245	0	0
PNC FINL SVCS GROUP INC	COM	693475105	360	2,571	SH		SOLE		2,571	0	0
PPL CORP	COM	69351T106	933	29,615	SH		SOLE		29,615	0	0
PROCTER & GAMBLE CO	COM	742718109	7,256	58,336	SH		SOLE		58,336	0	0
PROCTER & GAMBLE CO	COM	742718109	44	350	SH		OTR		350	0	0
PULTE GROUP INC	COM	745867101	247	6,750	SH		SOLE		6,750	0	0
PURE BIOSCIENCE INC	COM	74621T209	17	56,231	SH		SOLE		56,231	0	0
QUALCOMM INC	COM	747525103	226	2,960	SH		SOLE		2,960	0	0
SALESFORCE COM INC	COM	79466L302	14,540	97,951	SH		SOLE		97,951	0	0
SALESFORCE COM INC	COM	79466L302	23	155	SH		OTR		155	0	0
SANDY SPRING BANCORP INC	COM	800363103	721	21,376	SH		SOLE		21,376	0	0
SIMON PPTY GROUP INC NEW	COM	828806109	2,854	18,336	SH		SOLE		18,336	0	0
SIMON PPTY GROUP INC NEW	COM	828806109	15	95	SH		OTR		95	0	0
SOUTHERN CO	COM	842587107	6,500	105,223	SH		SOLE		105,223	0	0
SOUTHERN CO	COM	842587107	65	1,050	SH		OTR		1,050	0	0
STARBUCKS CORP	COM	855244109	1,596	18,052	SH		SOLE		18,052	0	0
SUMMIT FINANCIAL GROUP INC	COM	86606G101	486	19,000	SH		SOLE		19,000	0	0
PRICE T ROWE GROUP INC	COM	74144T108	275	2,405	SH		SOLE		2,405	0	0
TARGET CORP	COM	87612E106	4,743	44,362	SH		SOLE		44,362	0	0
TARGET CORP	COM	87612E106	57	535	SH		OTR		535	0	0
COCA COLA CO	COM	191216100	888	16,306	SH		SOLE		16,306	0	0
TJX COS INC NEW	COM	872540109	537	9,628	SH		SOLE		9,628	0	0
TRANSENTERIX INC	COM NEW	89366M201	47	76,000	SH		SOLE		76,000	0	0
TREX CO INC	COM	89531P105	18,243	200,627	SH		SOLE		200,627	0	0
TREX CO INC	COM	89531P105	35	390	SH		OTR		390	0	0
US BANCORP DEL	COM NEW	902973304	418	7,554	SH		SOLE		7,554	0	0
ULTA BEAUTY INC	COM	90384S303	9,886	39,442	SH		SOLE		39,442	0	0
ULTA BEAUTY INC	COM	90384S303	14	55	SH		OTR		55	0	0
UNITED TECHNOLOGIES CORP	COM	913017109	352	2,580	SH		SOLE		2,580	0	0
UNITEDHEALTH GROUP INC	COM	91324P102	21,879	100,678	SH		SOLE		100,678	0	0
UNITEDHEALTH GROUP INC	COM	91324P102	22	103	SH		OTR		103	0	0
VERIZON COMMUNICATIONS INC	COM	92343V104	11,804	195,564	SH		SOLE		195,564	0	0
VERIZON COMMUNICATIONS INC	COM	92343V104	113	1,880	SH		OTR		1,880	0	0
V F CORP	COM	918204108	19,710	221,484	SH		SOLE		221,484	0	0
V F CORP	COM	918204108	19	215	SH		OTR		215	0	0
VISA INC	COM CL A	92826C839	642	3,733	SH		SOLE		3,733	0	0
VULCAN MATLS CO	COM	929160109	219	1,445	SH		SOLE		1,445	0	0
WALMART INC	COM	931142103	1,144	9,638	SH		SOLE		9,638	0	0
DISNEY WALT CO	COM DISNEY	254687106	2,111	16,199	SH		SOLE		16,199	0	0
WELLS FARGO CO NEW	COM	949746101	3,719	73,732	SH		SOLE		73,732	0	0
WELLS FARGO CO NEW	COM	949746101	62	1,225	SH		OTR		1,225	0	0
WELLTOWER INC	COM	95040Q104	5,251	57,924	SH		SOLE		57,924	0	0
WELLTOWER INC	COM	95040Q104	94	1,035	SH		OTR		1,035	0	0
WESTROCK CO	COM	96145D105	2,393	65,662	SH		SOLE		65,662	0	0
YUM BRANDS INC	COM	988498101	863	7,607	SH		SOLE		7,607	0	0
AEGON N.V. 6.375 PFD CALLE	PFD	007924301	379	14,500	SH		SOLE		14,500	0	0
BANK OF AMERIC 6.5 PFD PFD SE	PFD	060505310	3,586	142,460	SH		SOLE		142,460	0	0
BANK OF AMERIC 6.5 PFD PFD SE	PFD	060505310	104	4,150	SH		OTR		4,150	0	0
JPMORGAN CHA 6.125 PFD PFD SE	PFD	48127R461	3,685	144,020	SH		SOLE		144,020	0	0
JPMORGAN CHA 6.125 PFD PFD SE	PFD	48127R461	63	2,475	SH		OTR		2,475	0	0
THE ALLSTATE 6.25 PFD CALLE	PFD	020002853	1,421	56,925	SH		SOLE		56,925	0	0
THE ALLSTATE 6.25 PFD CALLE	PFD	020002853	14	575	SH		OTR		575	0	0
THE ALLSTATE C 5.1 PFD PFD SE	PFD	020002838	245	9,315	SH		SOLE		9,315	0	0
THE ALLSTATE C 5.1 PFD PFD SE	PFD	020002838	3	100	SH		OTR		100	0	0
THE CHARLES SCHW 6 PFD PFD SE	PFD	808513402	889	33,690	SH		SOLE		33,690	0	0
WELLS FARGO & CO 6 PFD PFD SE	PFD	949746366	2,722	107,880	SH		SOLE		107,880	0	0
WELLS FARGO & CO 6 PFD PFD SE	PFD	949746366	83	3,300	SH		OTR		3,300	0	0
AMERICAN FD EUROPACIFIC GWTH F	ETF	298706110	252	4,849	SH		SOLE		4,849	0	0
AMERICAN FD NEW PERSPECTIVE F3	ETF	648018778	873	19,585	SH		SOLE		19,585	0	0
AMERICAN FD WA MUTUAL INV FD C	ETF	939330775	339	7,306	SH		SOLE		7,306	0	0
DOUBLELINE CORE FIXED INCM FD	ETF	258620301	212	19,080	SH		SOLE		19,080	0	0
FIDELITY CONTRA FUND	ETF	316071109	212	16,519	SH		SOLE		16,519	0	0
GLOBAL X FDS	GLBL X MLP ETF	37950E473	5,046	602,096	SH		SOLE		602,096	0	0
GLOBAL X FDS	GLBL X MLP ETF	37950E473	263	31,356	SH		OTR		31,356	0	0
GLOBAL X FDS	GLB X SUPERDIV	37950E549	1,935	114,026	SH		SOLE		114,026	0	0
INVESCO QQQ TR	UNIT SER 1	46090E103	1,434	7,594	SH		SOLE		7,594	0	0
INVESCO QQQ TR	UNIT SER 1	46090E103	100	532	SH		OTR		532	0	0
ISHARES TR	CORE S&P500 ETF	464287200	4,529	15,172	SH		SOLE		15,172	0	0
ISHARES TR	CORE S&P500 ETF	464287200	45	152	SH		OTR		152	0	0
ISHARES TR	CORE S&P MCP ETF	464287507	518	2,683	SH		SOLE		2,683	0	0
ISHARES TR	CORE S&P SCP ETF	464287804	423	5,430	SH		SOLE		5,430	0	0
ISHARES TR	CORE US AGGBD ET	464287226	721	6,371	SH		SOLE		6,371	0	0
ISHARES TR	GLOBAL TECH ETF	464287291	1,307	7,066	SH		SOLE		7,066	0	0
ISHARES TR	GLOB UTILITS ETF	464288711	1,234	21,144	SH		SOLE		21,144	0	0
ISHARES TR	IBOXX HI YD ETF	464288513	746	8,560	SH		SOLE		8,560	0	0
ISHARES TR	IBOXX INV CP ETF	464287242	4,272	33,511	SH		SOLE		33,511	0	0
ISHARES TR	IBOXX INV CP ETF	464287242	14	109	SH		OTR		109	0	0
ISHARES TR	JPMORGAN USD EMG	464288281	465	4,105	SH		SOLE		4,105	0	0
ISHARES TR	MSCI EAFE ETF	464287465	1,718	26,350	SH		SOLE		26,350	0	0
ISHARES TR	NASDAQ BIOTECH	464287556	219	2,205	SH		SOLE		2,205	0	0
ISHARES TR	RUS 1000 GRW ETF	464287614	577	3,612	SH		SOLE		3,612	0	0
ISHARES TR	RUS 1000 GRW ETF	464287614	40	250	SH		OTR		250	0	0
ISHARES TR	RUSSELL 2000 ETF	464287655	2,917	19,277	SH		SOLE		19,277	0	0
ISHARES TR	RUS MID CAP ETF	464287499	434	7,750	SH		SOLE		7,750	0	0
ISHARES TR	GLOB HLTHCRE ETF	464287325	1,148	18,797	SH		SOLE		18,797	0	0
ISHARES TR	S&P SML 600 GWT	464287887	458	2,565	SH		SOLE		2,565	0	0
LORD ABBETT SHORT DUR INCOME F	ETF	543916688	90	21,413	SH		SOLE		21,413	0	0
SCH TREAS OBLIGATION MMF INVES	ETF	808515621	115	115,236	SH		SOLE		115,236	0	0
SCHWAB GOVERNMENT MONEY FUND I	ETF	808515613	230	230,177	SH		SOLE		230,177	0	0
SCHWAB S&P 500 INDEX FD	ETF	808509855	372	8,068	SH		SOLE		8,068	0	0
SCHWAB VALUE ADVANTAGE MONEY F	ETF	808515696	5,257	5,256,660	SH		SOLE		5,256,660	0	0
SELECT SECTOR SPDR TR	SBI HEALTHCARE	81369Y209	282	3,134	SH		SOLE		3,134	0	0
SELECT SECTOR SPDR TR	SBI INT-INDS	81369Y704	1,434	18,476	SH		SOLE		18,476	0	0
SELECT SECTOR SPDR TR	SBI INT-FINL	81369Y605	242	8,637	SH		SOLE		8,637	0	0
SPDR SERIES TRUST	BLOMBRG BRC INTL	78464A151	322	9,682	SH		SOLE		9,682	0	0
SPDR DOW JONES INDL AVRG ETF	UT SER 1	78467X109	352	1,307	SH		SOLE		1,307	0	0
SPDR SERIES TRUST	DJ REIT ETF	78464A607	1,759	16,818	SH		SOLE		16,818	0	0
SELECT SECTOR SPDR TR	SBI CONS DISCR	81369Y407	223	1,850	SH		SOLE		1,850	0	0
SELECT SECTOR SPDR TR	SBI CONS STPLS	81369Y308	272	4,435	SH		SOLE		4,435	0	0
SPDR GOLD TRUST	GOLD SHS	78463V107	2,255	16,238	SH		SOLE		16,238	0	0
SPDR S&P 500 ETF TR	TR UNIT	78462F103	3,591	12,100	SH		SOLE		12,100	0	0
SELECT SECTOR SPDR TR	TECHNOLOGY	81369Y803	224	2,776	SH		SOLE		2,776	0	0
VANGUARD 500 INDEX FD ADMIRAL	ETF	922908710	1,038	3,778	SH		SOLE		3,778	0	0
VANGUARD WORLD FDS	CONSUM DIS ETF	92204A108	1,314	7,295	SH		SOLE		7,295	0	0
VANGUARD GROUP	DIV APP ETF	921908844	626	5,237	SH		SOLE		5,237	0	0
VANGUARD INDEX FDS	EXTEND MKT ETF	922908652	371	3,187	SH		SOLE		3,187	0	0
VANGUARD TAX MANAGED INTL FD	FTSE DEV MKT ETF	921943858	7,369	179,378	SH		SOLE		179,378	0	0
VANGUARD TAX MANAGED INTL FD	FTSE DEV MKT ETF	921943858	22	540	SH		OTR		540	0	0
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	5,182	128,711	SH		SOLE		128,711	0	0
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	21	530	SH		OTR		530	0	0
VANGUARD INTL EQUITY INDEX F	FTSE PACIFIC ETF	922042866	753	11,398	SH		SOLE		11,398	0	0
VANGUARD INDEX FDS	GROWTH ETF	922908736	433	2,607	SH		SOLE		2,607	0	0
VANGUARD WHITEHALL FDS INC	HIGH DIV YLD	921946406	831	9,367	SH		SOLE		9,367	0	0
VANGUARD WORLD FDS	INF TECH ETF	92204A702	1,309	6,075	SH		SOLE		6,075	0	0
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	1,561	11,453	SH		SOLE		11,453	0	0
VANGUARD BD INDEX FD INC	LONG TERM BOND	921937793	1,462	14,244	SH		SOLE		14,244	0	0
VANGUARD LTD TERM TAX EXEMPT A	ETF	922907886	161	14,523	SH		SOLE		14,523	0	0
VANGUARD INDEX FDS	MID CAP ETF	922908629	7,260	43,319	SH		SOLE		43,319	0	0
VANGUARD INDEX FDS	MID CAP ETF	922908629	23	140	SH		OTR		140	0	0
VANGUARD INDEX FDS	MCAP VL IDXVIP	922908512	255	2,260	SH		SOLE		2,260	0	0
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	9,541	102,314	SH		SOLE		102,314	0	0
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	23	250	SH		OTR		250	0	0
VANGUARD INDEX FDS	SMALL CP ETF	922908751	9,854	64,032	SH		SOLE		64,032	0	0
VANGUARD INDEX FDS	SMALL CP ETF	922908751	22	140	SH		OTR		140	0	0
VANGUARD BD INDEX FD INC	TOTAL BND MRKT	921937835	203	2,410	SH		SOLE		2,410	0	0
VANGUARD TOTAL BOND MKT INDEX	ETF	921937603	139	12,505	SH		SOLE		12,505	0	0
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	541	3,583	SH		SOLE		3,583	0	0