Solera National Bancorp (SLRK) 8-K Regulation FD Disclosure

Exhibit 99.1

OTCBB: SLRK $3.25 October 27, 2011 SLRK FACT SHEET 3Q11 Highlights (at or for the quarter ended September 30, 2011) ABOUT SOLERA NATIONAL BANCORP Founded in 2007, Solera National Bank, a wholly-owned subsidiary of Solera National Bancorp, Inc., was organized to serve the multiethnic population of the greater Denver market. We pride ourselves in delivering personalized customer service — welcoming, inclusive and respectful — combined with leading edge banking capabilities. We are also actively involved in our communities. Located in the heart of the Denver MSA, Solera’s market is strong and vibrant. Within a three mile radius of our headquarters, there are:  7,250 businesses 97,000 employees 52% Hispanic households 198,000 residents 140,000 vehicles pass by the branch intersection daily.  Data from SNL Analytics ) Solera National Bancorp Earned $159,000 in Third Quarter 2011.  ) Trading at 45% of tangible book value, SLRK represents a strong value. Tangible shareholder equity, excluding accumulated other comprehensive income, was $18.4 million, or $7.19 per share.  ) Nonperforming assets declined 34 basis points from the immediate prior quarter to 1.34% of total assets.  ) Capital ratios exceeded all regulatory requirements for well-capitalized institutions, with total risk-based capital to risk-adjusted assets of 21.1% compared to 18.7% a year earlier.  ) Total assets have remained stable at approximately $140 million.  ) Core deposits, excluding time deposits, increased 12% to $74.8 million from a year ago and remained relatively unchanged from the second quarter of 2011.  ) Reserves remain strong at 1.92% of total loans at September 30, 2011.  ) All branch team members speak both English and Spanish to serve the growing and diverse Hispanic population of Denver.  “With improving asset quality, ample liquidity and a solid balance sheet, we continue to focus on the growing small businesses in our markets.”  Douglas Crichfield, CEO

SLRK Stock Data For 3Q 2011 Recent Price (10/27/11) $3.25 Shares Outstanding 2.6M Market Cap $8.4M Book Value per Share* $7.19 Price/Book 45%  Tang. Common Eqty. Ratio* 13.1%  Reserves/Loans 1.92%  N PAs/Assets 1.34%  52 week High $4.10 52 week Low $2.75 Net Interest Margin 2.99%  *excludes accumulated other compre-  hensive income Financial Highlights: SLRK Income Statement For the Three Month Period Ended:  ($ in thousands, except share data) 30-Sep-11 30-Jun-11 30-Sep-10 Interest Income $ 1,429 $ 1,503 $ 1,625 Interest Expense 396 406 528 Net Interest Income 1,033 1,097 1,097 Provision for Loan Losses 10 120 780 Net Interest Income after Provision 1,023 977 317 Noninterest Income 327 244 377 Noninterest Expense 1,191 1,121 1,187 Net Income (Loss) $ 159 $ 100 $ (493)  Per Common Share Data Di(uted Earnings (Loss) per Share $ 0.06 $ 0.04 $ (0.19)  Common Shares Outstanding 2,553,671 2,553,671 2,553,671 Tangib(e Book Va(ue per Share* $ 7.19 $ 7.11 $ 6.91 *excludes accumulated other comprehensiv income Balance Sheet DataFor the Period Ended:  ($ in thousands) 30-Sep-11 30-Jun-11 30-Sep-10 Tota( Assets $ 140,652 $ 140,178 $ 136,213 Tota( Loans, exc(uding deferred costs $ 55,710 $ 58,944 $ 60,378 Tota( Deposits $ 112,570 $ 113,493 $ 108,361 Tota( Stockho(ders’ Equity $ 18,638 $ 19,230 $ 20,146 Capital Ratios Tier 1 Capita( Ratio 19.9% 18.4% 17.4%  Risk-based Capita( Ratio 21.1% 19.7% 18.7%  Leverage Ratio 11.5% 11.3% 10.9%  The company described in this report is a client of The Cereghino Group, a securities industry relations firm. This report was prepared using information obtained from the client company’s management and from publications available to the general public. This report does not pur-  port to be a complete statement of all material facts related to the company mentioned herein and is not to be construed as a recommendation or solicitation to buy or sell securities of the company described herein. Upon receiving a written request sent to 2505 2nd Avenue, Ste. 700, Seattle, WA 98121, The Cereghino Group will provide a complete package of detailed information on the client company to any interested securities industry professional or stockholder of the client company. The Cereghino Group is compensated by the client company for services rendered on a continuing basis and consequently, the amount of such compensation related to the preparation and distribution of this report is not separately determinable. The Cereghino Group and/or its employees and/or members of their families, may have a long position in the securities of the company described herein.  SLRK Stock Data For 3Q 2011 Recent Price (10/27/11) $3.25 Shares Outstanding 2.6M Market Cap $8.4M Book Value per Share* $7.19 Price/Book 45%  Tang. Common Eqty. Ratio* 13.1%  Reserves/Loans 1.92%  N PAs/Assets 1.34%  52 week High $4.10 52 week Low $2.75 Net Interest Margin 2.99%  *excludes accumulated other compre-  hensive income RE -  Residential 24%  Lease Financing 2%  RE -  Commercial (owner- occupied) 31%  Construction RE -  Commercial 30%  Development 2%  Consumer n/m Commercial &  Industrial 11%  SOLERA NATIONAL BANCORP, INC.  319 South Sheridan Boulevard Lakewood, CO 80226 303.209.8600 ph 303.202.0936 fax www.solerabank.com