COLUMN 1 | COLUMN 2 | COLUMN 3 | COLUMN 4 | COLUMN 5 | COLUMN 6 | COLUMN 7 | COLUMN 8 |
| | | VALUE | SHRS OR | SH/ | PUT/ | INVESTMENT | OTHER | VOTING AUTHORITY |
NAME OF ISSUER | TITLE OF CLASS | CUSIP | (x$1000) | PRN AMT | PRN | CALL | DISCRETION | MANAGER | SOLE | SHARED | NONE |
BARCLAYS 1-3 YR CREDIT BOND | COM | 464288646 | 24,430 | 235,358 | SH | | SOLE | | 235,358 | 0 | 0 |
BARCLAYS BANK IPATH ETN BLOOMBERG COM | COM | 06738c778 | 63 | 2,610 | SH | | SOLE | | 2,610 | 0 | 0 |
FLEXSHARES IBOXX 5YR TARGET DUR TIPS ETF | COM | 33939L605 | 24,677 | 997,885 | SH | | SOLE | | 961,396 | 0 | 0 |
GLOBAL X ETF GURU INDEX | COM | 37950E341 | 1 | 61 | SH | | SOLE | | 61 | 0 | 0 |
ISHARES CORE S&P ETF MIDCAP | COM | 464287507 | 3,086 | 16,453 | SH | | SOLE | | 16,453 | 0 | 0 |
ISHARES MODERATION ALLOCATION | COM | 464289875 | 41 | 1,111 | SH | | SOLE | | 1,111 | 0 | 0 |
ISHARES MSCI EAFE | COM | 464287465 | 2,584 | 37,091 | SH | | SOLE | | 37,091 | 0 | 0 |
ISHARES MSCI EMERGING MKTS | COM | 464287234 | 86 | 1,798 | SH | | SOLE | | 1,798 | 0 | 0 |
ISHARES MSCI USA MINIMUM VOLATILITY | COM | 46429B697 | 34 | 656 | SH | | SOLE | | 656 | 0 | 0 |
ISHARES S&P GLBL INDX | COM | 464287572 | 8 | 87 | SH | | SOLE | | 87 | 0 | 0 |
ISHARES S&P MID VALUE | COM | 464287705 | 46,304 | 299,708 | SH | | SOLE | | 299,708 | 0 | 0 |
ISHARES S&P SM VALUE | COM | 464287879 | 1,135 | 7,526 | SH | | SOLE | | 7,526 | 0 | 0 |
ISHARES TR DJ TOTAL MARKET | COM | 464287846 | 22 | 170 | SH | | SOLE | | 170 | 0 | 0 |
ISHARES TR DJ US FINL | COM | 464287788 | 2 | 21 | SH | | SOLE | | 21 | 0 | 0 |
ISHARES TR LEHMAN BD FD | COM | 464287226 | 2,186 | 20,387 | SH | | SOLE | | 20,387 | 0 | 0 |
MARKET VECTORS ETF ISRAEL | COM | 57061R676 | 1 | 24 | SH | | SOLE | | 24 | 0 | 0 |
PIMCO ENHANCED SHORT MAT | COM | 72201r833 | 15,322 | 150,886 | SH | | SOLE | | 150,886 | 0 | 0 |
POWERSHARES S&P 500 HIGH QUALITY | COM | 73935X682 | 24,191 | 810,697 | SH | | SOLE | | 810,697 | 0 | 0 |
POWERSHARES S&P 500 LOW VOLATILITY | COM | 73937B779 | 12 | 275 | SH | | SOLE | | 275 | 0 | 0 |
RUSSELL 1000 iSHARES | COM | 464287622 | 1,757 | 11,965 | SH | | SOLE | | 11,965 | 0 | 0 |
RUSSELL 2000 iSHARES | COM | 464287655 | 1,130 | 7,447 | SH | | SOLE | | 7,447 | 0 | 0 |
RUSSELL 2000 VALUE iSHARES | COM | 464287630 | 379 | 3,117 | SH | | SOLE | | 3,117 | 0 | 0 |
RUSSELL 3000 iSHARES | COM | 464287689 | 107,237 | 685,925 | SH | | SOLE | | 685,925 | 0 | 0 |
RUSSELL MIDCAP VALUE iSHARES | COM | 464287473 | 396 | 4,589 | SH | | SOLE | | 4,589 | 0 | 0 |
BARCLAYS CPTL SHRT CORP BD ETF | COM | 78464a474 | 121 | 4,034 | SH | | SOLE | | 4,034 | 0 | 0 |
POWERSHARES F INV CORP BD | COM | 73937B761 | 188 | 7,574 | SH | | SOLE | | 7,574 | 0 | 0 |
SPDR PORT TOTAL STOCK MKT ETF | COM | 78464A805 | 927 | 28,263 | SH | | SOLE | | 28,263 | 0 | 0 |
SPDR S&P 500 SM CAP VALUE ETF | COM | 78464A300 | 6,300 | 51,021 | PRN | | SOLE | | 51,021 | 0 | 0 |
SPDR PORT DEV WORLD ETF | COM | 78463X889 | 132 | 4,201 | SH | | SOLE | | 4,201 | 0 | 0 |
WISDOM TREE INTL SM CAP DIV FD | COM | 97717W760 | 237 | 3,108 | SH | | SOLE | | 3,108 | 0 | 0 |
VANGUARD FTSE ALLWORLD SM CAP | COM | 922042718 | 18 | 155 | SH | | SOLE | | 155 | 0 | 0 |
VANGUARD SMALL CAP VAL ETF | COM | 922908611 | 988 | 7,639 | SH | | SOLE | | 7,639 | 0 | 0 |
SPDR PORT EMG MKTS ETF | COM | 78463X509 | 60 | 1,541 | SH | | SOLE | | 1,541 | 0 | 0 |
PIMCO INVEST GRADE CORP BD ETF | COM | 72201R817 | 36,295 | 354,898 | SH | | SOLE | | 354,898 | 0 | 0 |
SPDR PORT INTER TERM CORP BD ETF | COM | 78464A375 | 1,667 | 49,721 | SH | | SOLE | | 49,721 | 0 | 0 |
ISHARES CORE TOTAL US BD MKT ETF | COM | 46434V613 | 3,397 | 68,023 | SH | | SOLE | | 68,023 | 0 | 0 |
POWERSHARES FTSE RAFI EMG MKT | COM | 73936T763 | 369 | 15,724 | SH | | SOLE | | 15,724 | 0 | 0 |
S&P 500 BARRA GROWTH ISHARES | COM | 464287309 | 1,928 | 12,436 | SH | | SOLE | | 12,436 | 0 | 0 |
S&P 500 iSHARES | COM | 464287200 | 1,188 | 4,479 | SH | | SOLE | | 4,479 | 0 | 0 |
SCHWAB EMG MKT EQUITY ETF | COM | 808524706 | 3,537 | 123,225 | SH | | SOLE | | 123,225 | 0 | 0 |
SCHWAB INT'L EQUITY ETF | COM | 808524805 | 6,242 | 185,169 | SH | | SOLE | | 185,169 | 0 | 0 |
SCHWAB INT'L SMALL-CAP ETF | COM | 808524888 | 1,481 | 40,142 | SH | | SOLE | | 40,142 | 0 | 0 |
SCHWAB US BROAD MKT ETF | COM | 808524102 | 163,441 | 2,562,176 | SH | | SOLE | | 2,562,176 | 0 | 0 |
SCHWAB US DIVIDEND EQUITY ETF | COM | 808524797 | 11 | 233 | SH | | SOLE | | 233 | 0 | 0 |
SCHWAB US LARGE CAP GROWTH ETF | COM | 808524300 | 265 | 3,700 | SH | | SOLE | | 3,700 | 0 | 0 |
SCHWAB US LG CAP ETF | COM | 808524201 | 2,507 | 39,756 | SH | | SOLE | | 39,756 | 0 | 0 |
SCHWAB US LG CAP VALUE ETF | COM | 808524409 | 143 | 2,712 | SH | | SOLE | | 2,712 | 0 | 0 |
SCHWAB US MID-CAP ETF | COM | 808524508 | 311 | 5,897 | SH | | SOLE | | 5,897 | 0 | 0 |
SCHWAB US REIT ETF | COM | 808524847 | 650 | 16,999 | SH | | SOLE | | 16,999 | 0 | 0 |
SCHWAB US SMALL-CAP ETF | COM | 808524607 | 3,068 | 44,392 | SH | | SOLE | | 44,392 | 0 | 0 |
SPDR TRUST UNIT SR | COM | 78462F103 | 1,027 | 3,904 | SH | | SOLE | | 3,904 | 0 | 0 |
SCHWAB SHORT-TERM US BOND | COM | 808524862 | 306 | 6,152 | SH | | SOLE | | 6,152 | 0 | 0 |
ISHARES BARCLAYS SHORT TREASURY BOND | COM | 464288679 | 62 | 567 | SH | | SOLE | | 567 | 0 | 0 |
VANGUARD DIV APPRECIATION | COM | 921908844 | 39 | 393 | SH | | SOLE | | 393 | 0 | 0 |
VANGUARD IDX FDS GROWTH | COM | 922908736 | 1 | 6 | SH | | SOLE | | 6 | 0 | 0 |
VANGUARD IDX FDS VALUE | COM | 922908744 | 865 | 8,387 | SH | | SOLE | | 8,387 | 0 | 0 |
VANGUARD TOTAL BOND MKT | COM | 921937835 | 2,320 | 29,036 | SH | | SOLE | | 29,036 | 0 | 0 |
VANGUARD TOTAL STOCK MKT IDX | COM | 922908769 | 27,610 | 203,436 | SH | | SOLE | | 203,436 | 0 | 0 |
IPATH PURE BETA ETN | COM | 06740P114 | 30,604 | 1,038,153 | SH | | SOLE | | 1,038,153 | 0 | 0 |
VANGUARD EUROPEAN ETF | COM | 922042874 | 19 | 329 | SH | | SOLE | | 329 | 0 | 0 |
VANGUARD REIT ETF | COM | 922908553 | 26,236 | 347,636 | SH | | SOLE | | 347,636 | 0 | 0 |
ISHARES S&P 1500 INDEX | COM | 464287150 | 67 | 1,117 | SH | | SOLE | | 1,117 | 0 | 0 |