COLUMN 1 | COLUMN 2 | COLUMN 3 | COLUMN 4 | COLUMN 5 | COLUMN 6 | COLUMN 7 | COLUMN 8 |
| | | VALUE | SHRS OR | SH/ | PUT/ | INVESTMENT | OTHER | VOTING AUTHORITY |
NAME OF ISSUER | TITLE OF CLASS | CUSIP | (x$1000) | PRN AMT | PRN | CALL | DISCRETION | MANAGER | SOLE | SHARED | NONE |
BARCLAYS 1-3 YR CREDIT BOND | COM | 464288646 | 24,710 | 238,284 | SH | | SOLE | | 238,284 | 0 | 0 |
BARCLAYS BANK IPATH ETN BLOOMBERG COM | COM | 06738c778 | 63 | 2,610 | SH | | SOLE | | 2,610 | 0 | 0 |
FLEXSHARES IBOXX 5YR TARGET DUR TIPS ETF | COM | 33939L605 | 24,900 | 1,008,512 | SH | | SOLE | | 1,008,512 | 0 | 0 |
GLOBAL X ETF GURU INDEX | COM | 37950E341 | 1 | 61 | SH | | SOLE | | 61 | 0 | 0 |
ISHARES CORE S&P ETF MIDCAP | COM | 464287507 | 3,168 | 16,268 | SH | | SOLE | | 16,268 | 0 | 0 |
ISHARES MODERATION ALLOCATION | COM | 464289875 | 805 | 21,458 | SH | | SOLE | | 21,458 | 0 | 0 |
ISHARES MSCI EAFE | COM | 464287465 | 2,445 | 36,521 | SH | | SOLE | | 36,521 | 0 | 0 |
ISHARES MSCI EMERGING MKTS | COM | 464287234 | 100 | 2,325 | SH | | SOLE | | 2,325 | 0 | 0 |
ISHARES MSCI USA MINIMUM VOLATILITY | COM | 46429B697 | 34 | 656 | SH | | SOLE | | 656 | 0 | 0 |
ISHARES S&P GLBL INDX | COM | 464287572 | 8 | 177 | SH | | SOLE | | 177 | 0 | 0 |
ISHARES S&P MID VALUE | COM | 464287705 | 49,186 | 303,565 | SH | | SOLE | | 303,565 | 0 | 0 |
ISHARES S&P SM VALUE | COM | 464287879 | 1,217 | 7,458 | SH | | SOLE | | 7,458 | 0 | 0 |
ISHARES TR DJ TOTAL MARKET | COM | 464287846 | 23 | 170 | SH | | SOLE | | 170 | 0 | 0 |
ISHARES TR DJ US FINL | COM | 464287788 | 2 | 21 | SH | | SOLE | | 21 | 0 | 0 |
ISHARES TR LEHMAN BD FD | COM | 464287226 | 2,186 | 20,567 | SH | | SOLE | | 20,567 | 0 | 0 |
MARKET VECTORS ETF ISRAEL | COM | 57061R676 | 1 | 24 | SH | | SOLE | | 24 | 0 | 0 |
PIMCO ENHANCED SHORT MAT | COM | 72201r833 | 15,151 | 149,202 | SH | | SOLE | | 149,202 | 0 | 0 |
INVESCO S&P 500 HIGH QUALITY | COM | 46137V241 | 25,198 | 839,673 | SH | | SOLE | | 839,673 | 0 | 0 |
INVESCO S&P 500 LOW VOLATILITY | COM | 46138E354 | 13 | 277 | SH | | SOLE | | 277 | 0 | 0 |
RUSSELL 1000 iSHARES | COM | 464287622 | 1,818 | 11,965 | SH | | SOLE | | 11,965 | 0 | 0 |
RUSSELL 2000 iSHARES | COM | 464287655 | 1,180 | 7,208 | SH | | SOLE | | 7,208 | 0 | 0 |
RUSSELL 2000 VALUE iSHARES | COM | 464287630 | 411 | 3,117 | SH | | SOLE | | 3,117 | 0 | 0 |
RUSSELL 3000 iSHARES | COM | 464287689 | 107,376 | 661,636 | SH | | SOLE | | 661,636 | 0 | 0 |
RUSSELL MIDCAP VALUE iSHARES | COM | 464287473 | 406 | 4,589 | SH | | SOLE | | 4,589 | 0 | 0 |
BARCLAYS CPTL SHRT CORP BD ETF | COM | 78464a474 | 113 | 3,778 | SH | | SOLE | | 3,778 | 0 | 0 |
POWERSHARES F INV CORP BD | COM | 73937B761 | 185 | 7,500 | SH | | SOLE | | 7,500 | 0 | 0 |
SPDR PORT TOTAL STOCK MKT ETF | COM | 78464A805 | 1,464 | 43,097 | SH | | SOLE | | 43,097 | 0 | 0 |
SPDR S&P 500 SM CAP VALUE ETF | COM | 78464A300 | 6,830 | 102,271 | SH | | SOLE | | 102,271 | 0 | 0 |
SPDR PORT DEV WORLD ETF | COM | 78463X889 | 135 | 4,449 | SH | | SOLE | | 4,449 | 0 | 0 |
WISDOM TREE INTL SM CAP DIV FD | COM | 97717W760 | 228 | 3,173 | SH | | SOLE | | 3,173 | 0 | 0 |
VANGUARD FTSE ALLWORLD SM CAP | COM | 922042718 | 13 | 114 | SH | | SOLE | | 114 | 0 | 0 |
VANGUARD SMALL CAP VAL ETF | COM | 922908611 | 968 | 7,129 | SH | | SOLE | | 7,129 | 0 | 0 |
SPDR PORT EMG MKTS ETF | COM | 78463X509 | 58 | 1,658 | SH | | SOLE | | 1,658 | 0 | 0 |
PIMCO INVEST GRADE CORP BD ETF | COM | 72201R817 | 902 | 8,993 | SH | | SOLE | | 8,993 | 0 | 0 |
SPDR PORT INTER TERM CORP BD ETF | COM | 78464A375 | 297 | 8,949 | SH | | SOLE | | 8,949 | 0 | 0 |
ISHARES CORE TOTAL US BD MKT ETF | COM | 46434V613 | 32 | 650 | SH | | SOLE | | 650 | 0 | 0 |
INVESCO FTSE RAFI EMG MKT | COM | 73936T763 | 1,302 | 63,013 | SH | | SOLE | | 63,013 | 0 | 0 |
S&P 500 BARRA GROWTH ISHARES | COM | 464287309 | 2,064 | 12,697 | SH | | SOLE | | 12,697 | 0 | 0 |
S&P 500 iSHARES | COM | 464287200 | 1,403 | 5,141 | SH | | SOLE | | 5,141 | 0 | 0 |
SCHWAB EMG MKT EQUITY ETF | COM | 808524706 | 3,789 | 146,373 | SH | | SOLE | | 146,373 | 0 | 0 |
SCHWAB INT'L EQUITY ETF | COM | 808524805 | 6,083 | 184,081 | SH | | SOLE | | 184,081 | 0 | 0 |
SCHWAB INT'L SMALL-CAP ETF | COM | 808524888 | 1,478 | 40,978 | SH | | SOLE | | 40,978 | 0 | 0 |
SCHWAB US BROAD MKT ETF | COM | 808524102 | 175,236 | 2,655,499 | SH | | SOLE | | 2,655,499 | 0 | 0 |
SCHWAB US DIVIDEND EQUITY ETF | COM | 808524797 | 11 | 233 | SH | | SOLE | | 233 | 0 | 0 |
SCHWAB US LARGE CAP GROWTH ETF | COM | 808524300 | 280 | 3,700 | SH | | SOLE | | 3,700 | 0 | 0 |
SCHWAB US LG CAP ETF | COM | 808524201 | 2,590 | 39,866 | SH | | SOLE | | 39,866 | 0 | 0 |
SCHWAB US LG CAP VALUE ETF | COM | 808524409 | 144 | 2,725 | SH | | SOLE | | 2,725 | 0 | 0 |
SCHWAB US MID-CAP ETF | COM | 808524508 | 324 | 5,911 | SH | | SOLE | | 5,911 | 0 | 0 |
SCHWAB US REIT ETF | COM | 808524847 | 945 | 22,626 | SH | | SOLE | | 22,626 | 0 | 0 |
SCHWAB US SMALL-CAP ETF | COM | 808524607 | 3,244 | 44,098 | SH | | SOLE | | 44,098 | 0 | 0 |
SPDR TRUST UNIT SR | COM | 78462F103 | 1,666 | 6,141 | SH | | SOLE | | 6,141 | 0 | 0 |
SCHWAB SHORT-TERM US BOND | COM | 808524862 | 164 | 3,304 | SH | | SOLE | | 3,304 | 0 | 0 |
VANGUARD SHORT TERM GOV BOND | COM | 92206C102 | 3 | 51 | SH | | SOLE | | 51 | 0 | 0 |
ISHARES BARCLAYS SHORT TREASURY BOND | COM | 464288679 | 22 | 206 | SH | | SOLE | | 206 | 0 | 0 |
VANGUARD DIV APPRECIATION | COM | 921908844 | 40 | 395 | SH | | SOLE | | 395 | 0 | 0 |
VANGUARD IDX FDS GROWTH | COM | 922908736 | 1 | 6 | SH | | SOLE | | 6 | 0 | 0 |
VANGUARD IDX FDS VALUE | COM | 922908744 | 876 | 8,438 | SH | | SOLE | | 8,438 | 0 | 0 |
JPM ULTRA-SHORT INCOME ETF | COM | 46641Q837 | 6,273 | 125,212 | SH | | SOLE | | 125,212 | 0 | 0 |
VANGUARD TOTAL BOND MKT | COM | 921937835 | 1,682 | 21,240 | SH | | SOLE | | 21,240 | 0 | 0 |
VANGUARD TOTAL STOCK MKT IDX | COM | 922908769 | 28,368 | 202,009 | SH | | SOLE | | 202,009 | 0 | 0 |
VANGUARD FTSE DEV MARKETS | COM | 921943858 | 199 | 4,661 | SH | | SOLE | | 4,661 | 0 | 0 |
IPATH PURE BETA ETN | COM | 06740P114 | 31,392 | 1,047,110 | SH | | SOLE | | 1,047,110 | 0 | 0 |
VANGUARD EUROPEAN ETF | COM | 922042874 | 1 | 6 | SH | | SOLE | | 6 | 0 | 0 |
VANGUARD REIT ETF | COM | 922908553 | 29,463 | 361,742 | SH | | SOLE | | 361,742 | 0 | 0 |
ISHARES S&P 1500 INDEX | COM | 464287150 | 69 | 1,117 | SH | | SOLE | | 1,117 | 0 | 0 |