COLUMN 1 | COLUMN 2 | COLUMN 3 | COLUMN 4 | COLUMN 5 | COLUMN 6 | COLUMN 7 | COLUMN 8 |
| | | VALUE | SHRS OR | SH/ | PUT/ | INVESTMENT | OTHER | VOTING AUTHORITY |
NAME OF ISSUER | TITLE OF CLASS | CUSIP | (x$1000) | PRN AMT | PRN | CALL | DISCRETION | MANAGER | SOLE | SHARED | NONE |
I-SHARES 1-3 YR CREDIT BOND | COM | 464288646 | 24,710 | 238,284 | SH | | SOLE | | 238,284 | 0 | 0 |
UBS BANK IPATH ETN BLOOMBERG COM | COM | 06738C778 | 62,013 | 2,610 | SH | | SOLE | | 2,610 | 0 | 0 |
BARCLAYS CPTL SHRT TERM CORP BD ETF | COM | 78464A474 | 168 | 5,587 | SH | | SOLE | | 5,587 | 0 | 0 |
FLEXSHARES IBOXX 5YR TARGET DUR TIPS ETF | COM | 33939L605 | 27,624 | 1,140,109 | SH | | SOLE | | 1,140,109 | 0 | 0 |
GLOBAL X ETF GURU INDEX | COM | 37950E341 | 1 | 61 | SH | | SOLE | | 61 | 0 | 0 |
INVESCO FTSE RAFI EMG MKT | COM | 46138E727 | 2,655 | 125,617 | SH | | SOLE | | 125,617 | 0 | 0 |
INVESCO FUNDAMENTAL INV CORP BD ETF | COM | 46138e693 | 275 | 11,156 | SH | | SOLE | | 11,156 | 0 | 0 |
INVESCO S&P 500 HIGH QUALITY | COM | 46137V241 | 28,229 | 860,659 | SH | | SOLE | | 860,659 | 0 | 0 |
INVESCO S&P 500 LOW VOLATILITY | COM | 46138E354 | 13 | 278 | SH | | SOLE | | 278 | 0 | 0 |
IPATH PURE BETA ETN | COM | 06740P114 | 31,736 | 1,069,658 | SH | | SOLE | | 1,069,658 | 0 | 0 |
ISHARES BARCLAYS SHORT TREASURY BD | COM | 464288679 | 60 | 545 | SH | | SOLE | | 545 | 0 | 0 |
ISHARES CORE S&P ETF MIDCAP | COM | 464287507 | 3,256 | 16,177 | SH | | SOLE | | 16,177 | 0 | 0 |
ISHARES CORE TOTAL US BD MKT ETF | COM | 46434V613 | 142 | 2,901 | SH | | SOLE | | 2,901 | 0 | 0 |
ISHARES MODERATION ALLOCATION | COM | 464289875 | 2,329 | 61,472 | SH | | SOLE | | 61,472 | 0 | 0 |
ISHARES MSCI EAFE | COM | 464287465 | 2,527 | 37,172 | SH | | SOLE | | 37,172 | 0 | 0 |
ISHARES MSCI EMERGING MKTS | COM | 464287234 | 69 | 1,622 | SH | | SOLE | | 1,622 | 0 | 0 |
ISHARES MSCI USA MINIMUM VOLATILITY | COM | 46429B697 | 37 | 659 | SH | | SOLE | | 659 | 0 | 0 |
ISHARES S&P 1500 INDEX | COM | 464287150 | 74 | 1,117 | SH | | SOLE | | 1,117 | 0 | 0 |
ISHARES S&P GLBL INDX | COM | 464287572 | 8 | 177 | SH | | SOLE | | 177 | 0 | 0 |
ISHARES S&P MID VALUE | COM | 464287705 | 50,965 | 304,583 | SH | | SOLE | | 304,583 | 0 | 0 |
ISHARES S&P SM VALUE | COM | 464287879 | 1,240 | 7,431 | SH | | SOLE | | 7,431 | 0 | 0 |
ISHARES TR DJ TOTAL MARKET | COM | 464287846 | 24 | 170 | SH | | SOLE | | 170 | 0 | 0 |
ISHARES TR DJ US FINL | COM | 464287788 | 2 | 21 | SH | | SOLE | | 21 | 0 | 0 |
ISHARES TR BARCLAYS AGG BD FD | COM | 464287226 | 2,165 | 20,524 | SH | | SOLE | | 20,524 | 0 | 0 |
JPM ULTRA-SHORT INCOME ETF | COM | 46641Q837 | 17,702 | 352,999 | SH | | SOLE | | 352,999 | 0 | 0 |
MARKET VECTORS ETF ISRAEL | COM | 57061R676 | 1 | 24 | SH | | SOLE | | 24 | 0 | 0 |
PIMCO ENHANCED SHORT MAT | COM | 72201r833 | 13,577 | 133,607 | SH | | SOLE | | 133,607 | 0 | 0 |
PIMCO INVEST GRADE CORP BD ETF | COM | 72201R817 | 2,156 | 21,438 | SH | | SOLE | | 21,438 | 0 | 0 |
RUSSELL 1000 iSHARES | COM | 464287622 | 1,943 | 12,018 | SH | | SOLE | | 12,018 | 0 | 0 |
RUSSELL 2000 iSHARES | COM | 464287655 | 1,143 | 6,784 | SH | | SOLE | | 6,784 | 0 | 0 |
RUSSELL 2000 VALUE iSHARES | COM | 464287630 | 411 | 3,094 | SH | | SOLE | | 3,094 | 0 | 0 |
RUSSELL 3000 iSHARES | COM | 464287689 | 110,927 | 643,806 | SH | | SOLE | | 643,806 | 0 | 0 |
RUSSELL MIDCAP VALUE iSHARES | COM | 464287473 | 406 | 4,505 | SH | | SOLE | | 4,505 | 0 | 0 |
S&P 500 BARRA GROWTH ISHARES | COM | 464287309 | 2,001 | 11,295 | SH | | SOLE | | 11,295 | 0 | 0 |
S&P 500 iSHARES | COM | 464287200 | 1,542 | 5,267 | SH | | SOLE | | 5,267 | 0 | 0 |
SCHWAB EMG MKT EQUITY ETF | COM | 808524706 | 4,057 | 157,813 | SH | | SOLE | | 157,813 | 0 | 0 |
SCHWAB INT'L EQUITY ETF | COM | 808524805 | 6,440 | 192,082 | SH | | SOLE | | 192,082 | 0 | 0 |
SCHWAB INT'L SMALL-CAP ETF | COM | 808524888 | 1,516 | 42,534 | SH | | SOLE | | 42,534 | 0 | 0 |
SCHWAB SHORT-TERM US BD | COM | 808524862 | 483 | 9,750 | SH | | SOLE | | 9,750 | 0 | 0 |
SCHWAB US BROAD MKT ETF | COM | 808524102 | 188,139 | 2,672,819 | SH | | SOLE | | 2,672,819 | 0 | 0 |
SCHWAB US DIVIDEND EQUITY ETF | COM | 808524797 | 12 | 235 | SH | | SOLE | | 235 | 0 | 0 |
SCHWAB US LARGE CAP GROWTH ETF | COM | 808524300 | 303 | 3,702 | SH | | SOLE | | 3,702 | 0 | 0 |
SCHWAB US LG CAP ETF | COM | 808524201 | 2,735 | 39,319 | SH | | SOLE | | 39,319 | 0 | 0 |
SCHWAB US LG CAP VALUE ETF | COM | 808524409 | 154 | 2,755 | SH | | SOLE | | 2,755 | 0 | 0 |
SCHWAB US MID-CAP ETF | COM | 808524508 | 330 | 5,715 | SH | | SOLE | | 5,715 | 0 | 0 |
SCHWAB US REIT ETF | COM | 808524847 | 515 | 12,636 | SH | | SOLE | | 12,636 | 0 | 0 |
SCHWAB US SMALL-CAP ETF | COM | 808524607 | 3,342 | 43,877 | SH | | SOLE | | 43,877 | 0 | 0 |
SPDR PORT DEV WORLD ETF | COM | 78463X889 | 211 | 6,889 | SH | | SOLE | | 6,889 | 0 | 0 |
SPDR PORT EMG MKTS ETF | COM | 78463X509 | 68 | 1,966 | SH | | SOLE | | 1,966 | 0 | 0 |
SPDR PORT INTER TERM CORP BD ETF | COM | 78464A375 | 547 | 16,443 | SH | | SOLE | | 16,443 | 0 | 0 |
SPDR PORT TOTAL STOCK MKT ETF | COM | 78464A805 | 2,343 | 64,736 | SH | | SOLE | | 64,736 | 0 | 0 |
SPDR S&P 600 SM CAP VALUE ETF | COM | 78464A300 | 6,994 | 102,448 | SH | | SOLE | | 102,448 | 0 | 0 |
SPDR TRUST UNIT SR | COM | 78462F103 | 1,940 | 6,675 | SH | | SOLE | | 6,675 | 0 | 0 |
VANGUARD DIV APPRECIATION | COM | 921908844 | 43 | 397 | SH | | SOLE | | 397 | 0 | 0 |
VANGUARD EUROPEAN ETF | COM | 922042874 | 18 | 337 | SH | | SOLE | | 337 | 0 | 0 |
VANGUARD FTSE ALLWORLD SM CAP | COM | 922042718 | 6 | 56 | SH | | SOLE | | 56 | 0 | 0 |
VANGUARD FTSE DEV MARKETS | COM | 921943858 | 201 | 4,661 | SH | | SOLE | | 4,661 | 0 | 0 |
VANGUARD IDX FDS GROWTH | COM | 922908736 | 1 | 6 | SH | | SOLE | | 6 | 0 | 0 |
VANGUARD IDX FDS VALUE | COM | 922908744 | 934 | 8,438 | SH | | SOLE | | 8,438 | 0 | 0 |
VANGUARD REIT ETF | COM | 922908553 | 30,327 | 375,900 | SH | | SOLE | | 375,900 | 0 | 0 |
VANGUARD SHORT TERM GOV BOND | COM | 92206C102 | 225 | 3,772 | SH | | SOLE | | 3,772 | 0 | 0 |
VANGUARD SMALL CAP VAL ETF | COM | 922908611 | 966 | 6,933 | SH | | SOLE | | 6,933 | 0 | 0 |
VANGUARD TOTAL BOND MKT | COM | 921937835 | 1,672 | 21,247 | SH | | SOLE | | 21,247 | 0 | 0 |
VANGUARD TOTAL STOCK MKT IDX | COM | 922908769 | 29,212 | 195,206 | SH | | SOLE | | 195,206 | 0 | 0 |
WISDOM TREE INTL SM CAP DIV FD | COM | 97717W760 | 249 | 3,507 | SH | | SOLE | | 3,507 | 0 | 0 |