Limestone Bancorp (LMST) 10-Q 29 Apr 21 2021 Q1 Quarterly report Financial data

Document And Entity Information

Document And Entity Information - shares	3 Months Ended
	Mar. 31, 2021	Apr. 29, 2021
Document Information [Line Items]
Entity Central Index Key	0001358356
Entity Registrant Name	LIMESTONE BANCORP, INC.
Amendment Flag	false
Current Fiscal Year End Date	--12-31
Document Fiscal Period Focus	Q1
Document Fiscal Year Focus	2021
Document Type	10-Q
Document Quarterly Report	true
Document Period End Date	Mar. 31, 2021
Document Transition Report	false
Entity File Number	001-33033
Entity Incorporation, State or Country Code	KY
Entity Tax Identification Number	61-1142247
Entity Address, Address Line One	2500 Eastpoint Parkway
Entity Address, City or Town	Louisville
Entity Address, State or Province	KY
Entity Address, Postal Zip Code	40223
City Area Code	502
Local Phone Number	499-4800
Title of 12(b) Security	Common shares
Trading Symbol	LMST
Security Exchange Name	NASDAQ
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Non-accelerated Filer
Entity Small Business	true
Entity Emerging Growth Company	false
Entity Shell Company	false
Nonvoting Common Stock [Member]
Document Information [Line Items]
Entity Common Stock, Shares Outstanding		1,000,000
Voting Common Stock [Member]
Document Information [Line Items]
Entity Common Stock, Shares Outstanding		6,594,499

Unaudited Consolidated Balance

Unaudited Consolidated Balance Sheets (Current Period Unaudited) - USD ($)	Mar. 31, 2021	Dec. 31, 2020
Assets
Cash and due from banks	$ 9,800,000	$ 10,830,000
Interest bearing deposits in banks	74,047,000	56,863,000
Cash and cash equivalents	83,847,000	67,693,000
Securities available for sale	177,690,000	203,862,000
Securities held to maturity (fair value of $40,618)	41,254,000	0
Loans, net of allowance of $12,755 and $12,443, respectively	966,110,000	949,638,000
Premises and equipment, net	20,405,000	18,533,000
Premises held for sale	1,035,000	1,060,000
Other real estate owned	1,765,000	1,765,000
Federal Home Loan Bank stock	5,810,000	5,887,000
Bank owned life insurance	23,601,000	23,441,000
Deferred taxes, net	24,992,000	25,714,000
Goodwill	6,252,000	6,252,000
Other intangible assets, net	2,181,000	2,244,000
Accrued interest receivable and other assets	6,769,000	6,213,000
Total assets	1,361,711,000	1,312,302,000
Deposits
Non-interest bearing	268,882,000	243,022,000
Interest bearing	898,108,000	876,585,000
Total deposits	1,166,990,000	1,119,607,000
Federal Home Loan Bank advances	20,613,000	20,623,000
Accrued interest payable and other liabilities	8,588,000	10,048,000
Junior subordinated debentures	21,000,000	21,000,000
Subordinated capital notes	25,000,000	25,000,000
Total liabilities	1,242,191,000	1,196,278,000
Commitments and contingent liabilities (Note 15)	0	0
Stockholders’ equity
Common stock, no par, 39,000,000 shares authorized, 6,594,499 and 6,498,865 voting, and 1,000,000 and 1,000,000 non-voting issued and outstanding, respectively	140,639,000	140,639,000
Additional paid-in capital	25,114,000	25,013,000
Retained deficit	(43,456,000)	(46,678,000)
Accumulated other comprehensive loss	(2,777,000)	(2,950,000)
Total stockholders' equity	119,520,000	116,024,000
Total liabilities and stockholders’ equity	$ 1,361,711,000	$ 1,312,302,000

Unaudited Consolidated Balanc_2

Unaudited Consolidated Balance Sheets (Current Period Unaudited) (Parentheticals) - USD ($) $ / shares in Thousands, $ in Thousands	Mar. 31, 2021	Dec. 31, 2020
Securities held to maturity, fair value	$ 40,618
Loans, allowance	$ 12,755	$ 12,443
Common stock, no par (in dollars per share)	$ 0	$ 0
Common stock, shares authorized (in shares)	39,000,000	39,000,000
Voting Common Stock [Member]
Common stock, shares issued (in shares)	6,594,499	6,498,865
Common stock, shares outstanding (in shares)	6,594,499	6,498,865
Nonvoting Common Stock [Member]
Common stock, shares issued (in shares)	1,000,000	1,000,000
Common stock, shares outstanding (in shares)	1,000,000	1,000,000

Unaudited Consolidated Statemen

Unaudited Consolidated Statements of Income - USD ($)	3 Months Ended
	Mar. 31, 2021	Mar. 31, 2020
Interest income
Loans, including fees	$ 10,961,000	$ 11,611,000
Taxable securities	1,116,000	1,467,000
Tax exempt securities	131,000	70,000
Interest-bearing deposits and other	42,000	119,000
Interest and Dividend Income, Operating, Total	12,250,000	13,267,000
Interest expense
Deposits	1,026,000	2,772,000
Federal Home Loan Bank advances	38,000	220,000
Senior debt	0	56,000
Junior subordinated debentures	130,000	215,000
Subordinated capital notes	376,000	242,000
Interest Expense, Total	1,570,000	3,505,000
Net interest income	10,680,000	9,762,000
Provision for loan losses	350,000	1,050,000
Net interest income after provision for loan losses	10,330,000	8,712,000
Non-interest income
Non-interest income revenue	153,000	156,000
Income from bank owned life insurance	165,000	96,000
Other	211,000	210,000
Noninterest Income, Total	1,884,000	1,724,000
Non-interest expense
Salaries and employee benefits	4,482,000	4,538,000
Occupancy and equipment	1,060,000	999,000
Professional fees	236,000	208,000
Marketing expense	182,000	214,000
FDIC insurance	135,000	0
Data processing expense	378,000	359,000
Deposit and state franchise tax	90,000	360,000
Deposit account related expense	491,000	451,000
Communications expense	173,000	218,000
Insurance expense	104,000	103,000
Postage and delivery	152,000	168,000
Other	501,000	617,000
Noninterest Expense, Total	7,984,000	8,235,000
Income before income taxes	4,230,000	2,201,000
Income tax expense	1,008,000	361,000
Net income	$ 3,222,000	$ 1,840,000
Basic and diluted income per common share (in dollars per share)	$ 0.43	$ 0.25
Deposit Account [Member]
Non-interest income
Non-interest income revenue	$ 548,000	$ 668,000
Debit Card [Member]
Non-interest income
Non-interest income revenue	$ 960,000	$ 750,000

Unaudited Consolidated Statem_2

Unaudited Consolidated Statements of Comprehensive Income (Loss) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2021	Mar. 31, 2020
Net income	$ 3,222	$ 1,840
Other comprehensive income (loss):
Unrealized gain (loss) arising during the period	280	(4,126)
Amortization during period of net unrealized gain transferred to held to maturity	(50)	0
Net unrealized gain (loss) recognized in comprehensive income (loss)	230	(4,126)
Tax effect	(57)	978
Other comprehensive income (loss)	173	(3,148)
Comprehensive income (loss)	$ 3,395	$ (1,308)

Unaudited Consolidated Statem_3

Unaudited Consolidated Statements of Changes in Stockholders' Equity - USD ($) $ in Thousands	Common Stock [Member]Voting Common Stock [Member]	Common Stock [Member]Nonvoting Common Stock [Member]	Common Stock [Member]	Additional Paid-in Capital [Member]	Retained Earnings [Member]	AOCI Attributable to Parent [Member]	Total
Balances (in shares) at Dec. 31, 2019	6,251,975	1,220,000	7,471,975
Balances at Dec. 31, 2019			$ 140,639	$ 24,508	$ (55,683)	$ (3,714)	$ 105,750
Stock issued for share-based awards, net of withholdings to satisfy employee tax obligations upon vesting (in shares)	17,330	0	17,330
Stock issued for share-based awards, net of withholdings to satisfy employee tax obligations upon vesting			$ 0	37	0	0	37
Forfeited unvested stock (in shares)	0	0	0
Forfeited unvested stock			$ 0	0	0	0	0
Stock-based compensation expense			0	106	0	0	106
Net income			0	0	1,840	0	1,840
Net change in accumulated other comprehensive income (loss), net of taxes			$ 0	0	0	(3,148)	(3,148)
Stock issued for share-based awards, net of withholdings to satisfy employee tax obligations upon vesting (in shares)	17,330	0	17,330
Stock issued for share-based awards, net of withholdings to satisfy employee tax obligations upon vesting			$ 0	(37)	0	0	(37)
Balances (in shares) at Mar. 31, 2020	6,269,305	1,220,000	7,489,305
Balances at Mar. 31, 2020			$ 140,639	24,577	(53,843)	(6,862)	104,511
Balances (in shares) at Dec. 31, 2020	6,498,865	1,000,000	7,498,865
Balances at Dec. 31, 2020			$ 140,639	25,013	(46,678)	(2,950)	116,024
Stock issued for share-based awards, net of withholdings to satisfy employee tax obligations upon vesting (in shares)	95,634	0	95,634
Stock issued for share-based awards, net of withholdings to satisfy employee tax obligations upon vesting			$ 0	(48)	0	0	(48)
Forfeited unvested stock (in shares)	0	0	0
Forfeited unvested stock			$ 0	0	0	0	0
Stock-based compensation expense			0	149	0	0	149
Net income			0	0	3,222	0	3,222
Net change in accumulated other comprehensive income (loss), net of taxes			$ 0	0	0	173	173
Stock issued for share-based awards, net of withholdings to satisfy employee tax obligations upon vesting (in shares)	95,634	0	95,634
Stock issued for share-based awards, net of withholdings to satisfy employee tax obligations upon vesting			$ 0	48	0	0	48
Balances (in shares) at Mar. 31, 2021	6,594,499	1,000,000	7,594,499
Balances at Mar. 31, 2021			$ 140,639	$ 25,114	$ (43,456)	$ (2,777)	$ 119,520

Unaudited Consolidated Statem_4

Unaudited Consolidated Statements of Cash Flows - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2021	Mar. 31, 2020
Cash flows from operating activities
Net income	$ 3,222	$ 1,840
Adjustments to reconcile net income to net cash from operating activities
Depreciation, amortization and accretion, net	916	479
Provision for loan losses	350	1,050
Net amortization on securities	145	146
Stock-based compensation expense	149	106
Deferred taxes, net	1,007	535
Net write-down of premises held for sale	25	25
Increase in cash surrender value of life insurance, net of premium expense	(160)	(91)
Amortization of operating lease right-of-use assets	81	187
Net change in accrued interest receivable and other assets	(2,319)	(334)
Net change in accrued interest payable and other liabilities	(1,460)	(1,215)
Net cash from operating activities	1,956	2,728
Cash flows from investing activities
Purchases of available for sale securities	(23,700)	(6,869)
Proceeds from sales and calls of available for sale securities	0	6,000
Proceeds from maturities and prepayments of available for sale securities	13,852	6,940
Purchases of held to maturity securities	(5,491)	0
Purchases of Federal Home Loan Bank stock	0	(600)
Proceeds from mandatory redemptions of Federal Home Loan Bank stock	77	0
Net changes in loans	(17,420)	(35,712)
Purchases of premises and equipment	(445)	(390)
Net cash from investing activities	(33,127)	(30,631)
Cash flows from financing activities
Net change in deposits	47,383	30,925
Repayment of Federal Home Loan Bank advances	(10)	(95,040)
Advances from Federal Home Loan Bank	0	95,000
Common shares withheld for taxes	(48)	(37)
Net cash from financing activities	47,325	30,848
Net change in cash and cash equivalents	16,154	2,945
Beginning cash and cash equivalents	67,693	30,203
Ending cash and cash equivalents	83,847	33,148
Supplemental cash flow information:
Interest paid	1,976	3,919
Supplemental non-cash disclosure:
Transfer from loans to other real estate	0	0
Transfer from premises and equipment to premises held for sale	0	310
Transfer from available for sale to held to maturity securities	34,741	0
AOCI component of transfer from available for sale to held to maturity	$ 1,081	$ 0

Note 1 - Basis of Presentation

Note 1 - Basis of Presentation and Summary of Significant Accounting Policies	3 Months Ended
	Mar. 31, 2021
Notes to Financial Statements
Basis of Presentation and Significant Accounting Policies [Text Block]	Note 1 Basis of Presentation and Summary of Significant Accounting Policies Basis of Presentation The accompanying unaudited consolidated financial statements have been prepared in accordance with U.S. generally accepted accounting principles (GAAP) for interim financial information and with the instructions to Form 10 10 01 X. not three March 31, 2021 not may December 31, 2020 10 Use of Estimates In March 2020, 2019 19” 19 As a result, the demand for the Company’s products and services has been, and will continue to be, significantly impacted. Furthermore, the pandemic could influence the recognition of credit losses in the Company’s loan portfolio and increase its allowance for loan losses as both businesses and consumers are negatively impacted by the economic downturn. In addition, governmental actions are meaningfully influencing the interest-rate environment, which could adversely affect the Company’s results of operations and financial condition. The business operations of the Bank may may third In response to the pandemic, the Bank has made certain accommodations to customers, which may not 19 may The extent to which the COVID- 19 third 19 may Reclassifications not New Accounting Standards June 2016, No. 2016 13, 326 first one first December 2018, three one may October 2019, not December 15, 2022. In December 2019, 2019 12, 740, 2019 12 2019 12 December 15, 2020. not

Note 2 - Securities

Note 2 - Securities	3 Months Ended
	Mar. 31, 2021
Notes to Financial Statements
Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block]	Note 2 Securities Securities are classified as available for sale (“AFS”) or held to maturity (“HTM”). AFS securities may The following table summarizes the amortized cost and fair value of securities available for sale and securities held to maturity at March 31, 2021 December 31, 2020 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value March 31, 2021 Available for sale U.S. Government and federal agency $ 29,345 $ 493 $ (19 ) $ 29,819 Agency mortgage-backed: residential 75,303 2,295 (302 ) 77,296 Collateralized loan obligations 40,185 — (566 ) 39,619 Corporate bonds 31,655 394 (1,093 ) 30,956 Total available for sale $ 176,488 $ 3,182 $ (1,980 ) $ 177,690 Amortized Cost Gross Unrecognized Gains Gross Unrecognized Losses Fair Value Held to maturity State and municipal $ 41,254 $ 37 $ (673 ) $ 40,618 Total held to maturity $ 41,254 $ 37 $ (673 ) $ 40,618 December 31, 2020 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value Available for sale U.S. Government and federal agency $ 18,811 $ 806 $ — $ 19,617 Agency mortgage-backed: residential 71,582 2,777 (26 ) 74,333 Collateralized loan obligations 44,730 — (1,578 ) 43,152 State and municipal 34,759 1,296 — 36,055 Corporate bonds 31,635 472 (1,402 ) 30,705 Total available for sale $ 201,517 $ 5,351 $ (3,006 ) $ 203,862 During March 2021, No Sales and calls of securities were as follows: Three Months Ended March 31, 2021 2020 (in thousands) Proceeds $ — $ 6,000 Gross gains — — Gross losses — — The amortized cost and fair value of debt securities are shown by contractual maturity. Expected maturities may not March 31, 2021 Amortized Cost Fair Value (in thousands) Maturity Available for sale Within one year $ — $ — One to five years 3,591 3,775 Five to ten years 59,738 59,639 Beyond ten years 37,856 36,980 Agency mortgage-backed: residential 75,303 77,296 Total $ 176,488 $ 177,690 Held to maturity Within one year $ 4,835 4,835 One to five years 12,252 $ 12,229 Five to ten years 2,433 2,420 Beyond ten years 21,734 21,134 Total $ 41,254 $ 40,618 Securities pledged at March 31, 2021 December 31, 2020 At March 31, 2021 December 31, 2020, March 31, 2021 December 31, 2020, no one 10% The Company evaluates securities for other-than-temporary impairment at least on a quarterly basis, and more frequently when economic or market concerns warrant such evaluation. Consideration is given to the length of time and the extent to which the fair value has been less than cost, the financial condition and near-term prospects of the issuer, underlying credit quality of the issuer, and the intent and ability of the Company to retain its investment in the issuer for a period of time sufficient to allow for any anticipated recovery in fair value. In analyzing an issuer’s financial condition, the Company may March 31, 2021, not The Bank owns Collateralized Loan Obligations (CLOs), which are debt securities secured by professionally managed portfolios of senior-secured loans to corporations. CLOs are typically managed by large non-bank financial institutions or banks and are typically $300 $1 one hundred five six first first may may The market value of CLOs may March 31, 2021, None three March 31, 2021. The corporate bond portfolio consists of 13 one 2024 2037. five Securities with unrealized and unrecognized losses at March 31, 2021 December 31, 2020, Less than 12 Months 12 Months or More Total Description of Securities Fair Value Unrealized Loss Fair Value Unrealized Loss Fair Value Unrealized Loss March 31, 2021 Available for sale U.S. Government and federal agency $ 9,988 $ (19 ) $ — $ — $ 9,988 $ (19 ) Agency mortgage-backed: residential 14,426 (302 ) — — 14,426 (302 ) Collateralized loan obligations — — 37,119 (566 ) 37,119 (566 ) Corporate bonds 18,417 (1,093 ) — — 18,417 (1,093 ) Total temporarily impaired $ 42,831 $ (1,414 ) $ 37,119 $ (566 ) $ 79,950 $ (1,980 ) Less than 12 Months 12 Months or More Total Fair Value Unrecognized Loss Fair Value Unrecognized Loss Fair Value Unrecognized Loss Held to maturity State and municipal 33,301 (673 ) — — 33,301 (673 ) Total temporarily impaired $ 33,301 $ (673 ) $ — $ — $ 33,301 $ (673 ) Less than 12 Months 12 Months or More Total Fair Value Unrealized Loss Fair Value Unrealized Loss Fair Value Unrealized Loss December 31, 2020 Available for sale Agency mortgage-backed: residential $ 4,772 $ (26 ) $ — $ — $ 4,772 $ (26 ) Collateralized loan obligations 8,794 (251 ) 34,358 (1,327 ) 43,152 (1,578 ) Corporate bonds 10,849 (1,402 ) — — 10,849 (1,402 ) Total temporarily impaired $ 24,415 $ (1,679 ) $ 34,358 $ (1,327 ) $ 58,773 $ (3,006 )

Note 3 - Loans

Note 3 - Loans	3 Months Ended
	Mar. 31, 2021
Notes to Financial Statements
Loans, Notes, Trade and Other Receivables Disclosure [Text Block]	Note 3 Loans Loans net of unearned income, deferred loan origination costs, and net premiums on acquired loans by class were as follows: March 31, December 31, 2021 2020 (in thousands) Commercial (1) $ 216,976 $ 208,244 Commercial Real Estate: Construction 87,249 92,916 Farmland 68,218 70,272 Nonfarm nonresidential 303,005 266,394 Residential Real Estate: Multi-family 63,706 61,180 1-4 Family 176,996 188,955 Consumer 28,425 31,429 Agriculture 33,727 42,044 Other 563 647 Subtotal 978,865 962,081 Less: Allowance for loan losses (12,755 ) (12,443 ) Loans, net $ 966,110 $ 949,638 ( 1 Includes SBA Paycheck Protection Program (“PPP”) loans of $27.9 million and $20.3 million at March 31, 2021 December 31, 2020, The following table presents the activity in the allowance for loan losses by portfolio segment for the three March 31, 2021 2020: Commercial Commercial Real Estate Residential Real Estate Consumer Agriculture Other Total (in thousands) March 31, 2021: Beginning balance $ 2,529 $ 7,050 $ 1,899 $ 361 $ 600 $ 4 $ 12,443 Provision (33 ) 647 (126 ) (27 ) (110 ) (1 ) 350 Loans charged off (19 ) – – (19 ) (39 ) – (77 ) Recoveries 3 8 8 19 1 – 39 Ending balance $ 2,480 $ 7,705 $ 1,781 $ 334 $ 452 $ 3 $ 12,755 March 31, 2020: Beginning balance $ 1,710 $ 4,080 $ 1,743 $ 485 $ 355 $ 3 $ 8,376 Provision 339 141 220 265 87 (2 ) 1,050 Loans charged off (29 ) (29 ) (75 ) (161 ) (41 ) – (335 ) Recoveries 5 20 21 4 8 1 59 Ending balance $ 2,025 $ 4,212 $ 1,909 $ 593 $ 409 $ 2 $ 9,150 The following table presents the balance in the allowance for loan losses and the recorded investment in loans by portfolio segment and based on the impairment method as of March 31, 2021: Commercial Commercial Real Estate Residential Real Estate Consumer Agriculture Other Total (in thousands) Allowance for loan losses: Ending allowance balance attributable to loans: Individually evaluated for impairment $ – $ 2,176 $ 2 $ – $ – $ – $ 2,178 Collectively evaluated for impairment 2,480 5,529 1,779 334 452 3 10,577 Total ending allowance balance $ 2,480 $ 7,705 $ 1,781 $ 334 $ 452 $ 3 $ 12,755 Loans: Loans individually evaluated for impairment $ – $ 5,588 $ 1,034 $ 25 $ 103 $ – $ 6,750 Loans collectively evaluated for impairment 216,976 452,884 239,668 28,400 33,624 563 972,115 Total ending loans balance $ 216,976 $ 458,472 $ 240,702 $ 28,425 $ 33,727 $ 563 $ 978,865 The following table presents the balance in the allowance for loan losses and the recorded investment in loans by portfolio segment and based on the impairment method as of December 31, 2020: Commercial Commercial Real Estate Residential Real Estate Consumer Agriculture Other Total (in thousands) Allowance for loan losses: Ending allowance balance attributable to loans: Individually evaluated for impairment $ – $ 2,176 $ 1 $ – $ – $ – $ 2,177 Collectively evaluated for impairment 2,529 4,874 1,898 361 600 4 10,266 Total ending allowance balance $ 2,529 $ 7,050 $ 1,899 $ 361 $ 600 $ 4 $ 12,443 Loans: Loans individually evaluated for impairment $ – $ 5,361 $ 1,060 $ – $ 91 $ – $ 6,512 Loans collectively evaluated for impairment 208,244 424,221 249,075 31,429 41,953 647 955,569 Total ending loans balance $ 208,244 $ 429,582 $ 250,135 $ 31,429 $ 42,044 $ 647 $ 962,081 Impaired Loans Impaired loans include restructured loans and loans on nonaccrual or classified as doubtful, whereby collection of the total amount is improbable, or loss, whereby all or a portion of the loan has been written off or a specific allowance for loss had been provided. The following tables present information related to loans individually evaluated for impairment by class of loans as of March 31, 2021 December 31, 2020 three March 31, 2021 2020: As of March 31, 2021 Three Months Ended March 31, 2021 Unpaid Principal Balance Recorded Investment Allowance For Loan Losses Allocated Average Recorded Investment Interest Income Recognized Cash Basis Income Recognized (in thousands) With No Related Allowance Recorded: Commercial $ 315 $ — $ — $ — $ — $ — Commercial real estate: Construction — — — — — — Farmland 793 696 — 576 — — Nonfarm nonresidential 1,311 536 — 542 14 7 Residential real estate: Multi-family — — — — — — 1-4 Family 1,860 930 — 942 17 17 Consumer 285 25 — 13 — — Agriculture 443 103 — 97 — — Other — — — — — — Subtotal 5,007 2,290 — 2,170 31 24 With An Allowance Recorded: Commercial — — — — — — Commercial real estate: Construction — — — — — — Farmland — — — — — — Nonfarm nonresidential 6,464 4,356 2,176 4,356 113 — Residential real estate: Multi-family — — — — — — 1-4 Family 104 104 2 105 1 — Consumer — — — — — — Agriculture — — — — — — Other — — — — — — Subtotal 6,568 4,460 2,178 4,461 114 — Total $ 11,575 $ 6,750 $ 2,178 $ 6,631 $ 145 $ 24 As of December 31, 2020 Three Months Ended March 31, 2020 Unpaid Principal Balance Recorded Investment Allowance For Loan Losses Allocated Average Recorded Investment Interest Income Recognized Cash Basis Income Recognized (in thousands) With No Related Allowance Recorded: Commercial $ 308 $ — $ — $ 104 $ — $ — Commercial real estate: Construction — — — — — — Farmland 555 456 — 296 10 10 Nonfarm nonresidential 1,323 549 — 485 8 — Residential real estate: Multi-family — — — — — — 1-4 Family 1,883 954 — 795 3 3 Consumer 259 — — 121 1 1 Agriculture 393 91 — 21 — — Other — — — — — — Subtotal 4,721 2,050 — 1,822 22 14 With An Allowance Recorded: Commercial — — — 12 — — Commercial real estate: Construction — — — — — — Farmland — — — 212 2 — Nonfarm nonresidential 6,465 4,356 2,176 — — — Residential real estate: Multi-family — — — — — — 1-4 Family 106 106 1 111 2 — Consumer — — — — — — Agriculture — — — — — — Other — — — — — — Subtotal 6,571 4,462 2,177 335 4 — Total $ 11,292 $ 6,512 $ 2,177 $ 2,157 26 14 Troubled Debt Restructuring A troubled debt restructuring (TDR) occurs when the Bank has agreed to a loan modification in the form of a concession for a borrower who is experiencing financial difficulty. The Bank’s TDRs typically involve a reduction in interest rate, a deferral of principal for a stated period of time, or an interest only period. All TDRs are considered impaired and the Bank has allocated reserves for these loans to reflect the present value of the concessionary terms granted to the borrower. The following table presents the types of TDR loan modifications by portfolio segment outstanding as of March 31, 2021 December 31, 2020: TDRs Performing to Modified Terms TDRs Not Performing to Modified Terms Total TDRs (in thousands) March 31, 2021 Commercial Real Estate: Nonfarm nonresidential $ 366 $ — $ 366 Residential Real Estate: 1-4 Family 33 71 104 Total TDRs $ 399 $ 71 $ 470 TDRs Performing to Modified Terms TDRs Not Performing to Modified Terms Total TDRs (in thousands) December 31, 2020 Commercial Real Estate: Nonfarm nonresidential $ 374 $ — $ 374 Residential Real Estate: 1-4 Family 106 — 106 Total TDRs $ 480 $ — $ 480 At March 31, 2021 December 31, 2020, March 31, 2021 December 31, 2020. March 31, 2021 December 31, 2020 three March 31, 2021 March 31, 2020, 12 90 Non-TDR Loan Modifications due to COVID- 19 The Company has elected to account for eligible loan modifications under Section 4013 4013 1 19 2 not 30 December 31, 2019; 3 March 1, 2020 60 March 13, 2020 19 December 31, 2020. December 27, 2020, 4013 December 31, 2020 January 1, 2022. not not Short-term loan modifications totaled $4.7 million at March 31, 2021 December 31, 2020. $4.7 one 19 310 10, March 31, 2021 December 31, 2020. Past Due Loans The following table presents the aging of the recorded investment in past due and nonaccrual loans as of March 31, 2021 December 31, 2020: 30 59 Days Past Due 60 89 Days Past Due 90 Days And Over Past Due Nonaccrual Total Past Due And Nonaccrual (in thousands) March 31, 2021 Commercial $ — $ — $ — $ — $ — Commercial Real Estate: Construction — — — — — Farmland 309 — — 696 1,005 Nonfarm nonresidential — — — 170 170 Residential Real Estate: Multi-family — — — — — 1-4 Family 257 3 — 1,002 1,262 Consumer — 56 — 25 81 Agriculture 111 195 — 103 409 Other — — — — — Total $ 677 $ 254 $ — $ 1,996 $ 2,927 30 59 Days Past Due 60 89 Days Past Due 90 Days And Over Past Due Nonaccrual Total Past Due And Nonaccrual (in thousands) December 31, 2020 Commercial $ 20 $ — $ — $ — $ 20 Commercial Real Estate: Construction — — — — — Farmland 325 53 — 456 834 Nonfarm nonresidential — 26 — 175 201 Residential Real Estate: Multi-family — — — — — 1-4 Family 1,110 217 — 954 2,281 Consumer 59 49 — — 108 Agriculture 23 27 — 91 141 Other — — — — — Total $ 1,537 $ 372 $ — $ 1,676 $ 3,585 Credit Quality Indicators Management categorizes all loans into risk categories at origination based upon original underwriting. Thereafter, management categorizes loans into risk categories based on relevant information about the ability of borrowers to service their debt such as current financial information, historical payment experience, credit documentation, public information, and current economic trends. Additionally, loans are analyzed through internal and external loan review processes and are routinely analyzed through credit administration processes which classify the loans as to credit risk. The following definitions are used for risk ratings: Watch may Special Mention not one may Substandard may not Doubtful As of March 31, 2021, December 31, 2020, Pass Watch Special Mention Substandard Doubtful Total (in thousands) March 31, 2021 Commercial $ 210,143 $ 178 $ — $ 6,655 $ — $ 216,976 Commercial Real Estate: Construction 87,249 — — — — 87,249 Farmland 63,291 3,671 — 1,256 — 68,218 Nonfarm nonresidential 293,926 1,569 — 7,510 — 303,005 Residential Real Estate: Multi-family 53,258 10,448 — — — 63,706 1-4 Family 172,374 1,777 — 2,845 — 176,996 Consumer 28,377 2 — 46 — 28,425 Agriculture 33,311 284 — 132 — 33,727 Other 563 — — — — 563 Total $ 942,492 $ 17,929 $ — $ 18,444 $ — $ 978,865 Pass Watch Special Mention Substandard Doubtful Total (in thousands) December 31, 2020 Commercial $ 201,240 $ 192 $ — $ 6,812 $ — $ 208,244 Commercial Real Estate: Construction 92,916 — — — — 92,916 Farmland 65,556 3,714 — 1,002 — 70,272 Nonfarm nonresidential 258,665 1,605 — 6,124 — 266,394 Residential Real Estate: Multi-family 50,732 10,448 — — — 61,180 1-4 Family 183,379 2,831 — 2,745 — 188,955 Consumer 31,387 3 — 39 — 31,429 Agriculture 41,503 86 — 455 — 42,044 Other 647 — — — — 647 Total $ 926,025 $ 18,879 $ — $ 17,177 $ — $ 962,081

Note 4 - Leases

Note 4 - Leases	3 Months Ended
	Mar. 31, 2021
Notes to Financial Statements
Lessee, Operating Leases [Text Block]	Note 4 Leases As of March 31, 2021, seven 2021 2046, March 31, 2021. In determining the present value of lease payments, the Bank uses the implicit lease rate when readily determinable. As most of the Bank’s leases do not March 31, 2021. Total rental expense was $162,000 and $120,000 for the three March 31, 2021 2020, March 31, 2021 December 31, 2020. first 2021, Total estimated rental commitments for the operating leases were as follows as of March 31, 2021 ( March 31, 2021 April – December 2021 $ 261 2022 273 2023 276 2024 274 2025 252 Thereafter 5,803 Total minimum lease payments 7,139 Discount effect of cash flows (2,980 ) Present value of lease liabilities $ 4,159 At March 31, 2021, two second 2021 fourth 2021.

Note 5 - Other Real Estate Owne

Note 5 - Other Real Estate Owned	3 Months Ended
	Mar. 31, 2021
Notes to Financial Statements
Real Estate Owned [Text Block]	Note 5 Other Real Estate Owned Other real estate owned (OREO) is real estate acquired as a result of foreclosure or by deed in lieu of foreclosure. It is classified as real estate owned until such time as it is sold. When property is acquired as a result of foreclosure or by deed in lieu of foreclosure, it is recorded at its fair market value less estimated cost to sell. Any write-down of the property at the time of acquisition is charged to the allowance for loan losses. The following table presents the major categories of OREO at the period-ends indicated: March 31, 2021 December 31, 2020 (in thousands) Commercial Real Estate: Construction, land development, and other land $ 1,765 $ 1,765 $ 1,765 $ 1,765 Residential loans secured by 1 4 March 31, 2021 December 31, 2020, Activity relating to OREO during the three March 31, 2021 2020 For the Three Months Ended March 31, 2021 2020 (in thousands) OREO Activity OREO as of January 1 $ 1,765 $ 3,225 Real estate acquired — — Valuation adjustment write-downs — — Net gain (loss) on sales — — Proceeds from sales of properties — — OREO as of March 31 $ 1,765 $ 3,225 Expenses related to OREO include: For the Three Months Ended March 31, 2021 2020 (in thousands) Net loss (gain) on sales $ — $ — Valuation adjustment write-downs — — Operating expense 11 16 Total $ 11 $ 16

Note 6 - Goodwill and Intangibl

Note 6 - Goodwill and Intangible Assets	3 Months Ended
	Mar. 31, 2021
Notes to Financial Statements
Goodwill and Intangible Assets Disclosure [Text Block]	Note 6 Goodwill and Intangible Assets The following table summarizes the Company’s goodwill and intangible assets as of March 31, 2021 December 31, 2020 ( March 31, 2021 December 31, 2020 Gross Carrying Amount Accumulated Amortization Gross Carrying Amount Accumulated Amortization Goodwill $ 6,252 $ — $ 6,252 $ — Core deposit intangibles 2,500 319 2,500 256 Outstanding, ending $ 8,752 $ 319 $ 8,752 $ 256 The Company has $6.3 million of goodwill related to a 2019 not may may not third November 30, 2020 not no The Company also has a core deposit intangible asset, which is amortized over a weighted average estimated life of the related deposits and is not three March 31, 2021 three March 31, 2020. Amortization expense related to the core deposit intangible is estimated as follows (in thousands): March 31, 2021 April – December 2021 $ 192 2022 256 2023 256 2024 256 2025 256 Thereafter 965 $ 2,181

Note 7 - Deposits

Note 7 - Deposits	3 Months Ended
	Mar. 31, 2021
Notes to Financial Statements
Deposit Liabilities Disclosures [Text Block]	Note 7 Deposits The following table details deposits by category: March 31, 2021 December 31, 2020 (in thousands) Non-interest bearing $ 268,882 $ 243,022 Interest checking 211,322 190,625 Money market 180,137 175,785 Savings 151,340 142,623 Certificates of deposit 355,309 367,552 Total $ 1,166,990 $ 1,119,607 Time deposits of $250,000 March 31, 2021 December 31, 2020, Scheduled maturities of total time deposits at March 31, 2021 five Year 1 $ 246,568 Year 2 41,747 Year 3 29,258 Year 4 12,538 Year 5 24,541 Thereafter 657 $ 355,309

Note 8 - Advances From the Fede

Note 8 - Advances From the Federal Home Loan Bank	3 Months Ended
	Mar. 31, 2021
Notes to Financial Statements
Federal Home Loan Bank Advances, Disclosure [Text Block]	Note 8 Advances from the Federal Home Loan Bank Advances from the Federal Home Loan Bank were as follows: March 31, December 31, 2021 2020 (in thousands) Short term advances (fixed rate 0.00%) maturing April 2021 $ 613 $ 623 Long term advances (fixed rate 0.77%) maturing February 2030 20,000 20,000 Total advances from the Federal Home Loan Bank $ 20,613 $ 20,623 FHLB advances had a weighted-average rate of 0.75% March 31, 2021 December 31, 2020. No 2021 2020. first March 31, 2021 December 31, 2020, March 31, 2021 December 31, 2020, March 31, 2021, Scheduled principal payments on the above during the next five Advances Year 1 $ 613 Year 2 — Year 3 — Year 4 — Year 5 — Thereafter 20,000 $ 20,613

Note 9 - Borrowings

Note 9 - Borrowings	3 Months Ended
	Mar. 31, 2021
Notes to Financial Statements
Long-term Debt [Text Block]	Note 9 Borrowings Junior Subordinated Debentures not may March 31, 2021, A summary of the junior subordinated debentures is as follows: Description Issuance Date Interest Rate (1) Junior Subordinated Debt Owed To Trust Maturity Date (2) Statutory Trust I 2/13/2004 3-month LIBOR + 2.85% $ 3,000,000 2/13/2034 Statutory Trust II 2/13/2004 3-month LIBOR + 2.85% 5,000,000 2/13/2034 Statutory Trust III 4/15/2004 3-month LIBOR + 2.79% 3,000,000 4/15/2034 Statutory Trust IV 12/14/2006 3-month LIBOR + 1.67% 10,000,000 3/01/2037 $ 21,000,000 ( 1 As of March 31, 2021, 3 ( 2 The debentures are callable at the Company’s option at their principal amount plus accrued interest. Subordinated Capital Notes July 31, 2029. July 30, 2024 three 2

Note 10 - Fair Values Measureme

Note 10 - Fair Values Measurement	3 Months Ended
	Mar. 31, 2021
Notes to Financial Statements
Fair Value Disclosures [Text Block]	Note 10 Fair Values Measurement Fair value is the exchange price that would be received for an asset or paid to transfer a liability (exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. Various valuation techniques are used to determine fair value, including market, income and cost approaches. There are three may Level 1: Level 2: 1 not Level 3: In certain cases, the inputs used to measure fair value may Securities: 1 not two 2 not 3 Impaired Loans: 3 may Adjustments are routinely made in the appraisal process by the appraisers to adjust for differences between the comparable sales and income data available. These routine adjustments are made to adjust the value of a specific property relative to comparable properties for variations in qualities such as location, size, and income production capacity relative to the subject property of the appraisal. Such adjustments are typically significant and result in a Level 3 Management routinely applies internal discounts to the value of appraisals used in the fair value evaluation of the Bank’s impaired loans. The deductions to the appraisal take into account changing business factors and market conditions, as well as potential value impairment in cases where the Bank’s appraisal date predates a likely change in market conditions. These deductions range from 10% for routine real estate collateral to 25% for real estate that is determined to have a thin trading market or to be specialized collateral. This is in addition to estimated discounts for cost to sell of six to ten percent. Management also applies discounts to the expected fair value of collateral for impaired loans where the likely resolution involves litigation or foreclosure. Resolution of this nature generally results in receiving lower values for real estate collateral in a more aggressive sales environment. Discounts ranging from 10% to 33% have been utilized in the Bank’s impairment evaluations when applicable. Impaired loans are evaluated quarterly for additional impairment. Management obtains updated appraisals on properties securing the Bank’s loans when circumstances are warranted such as at the time of renewal or when market conditions have significantly changed. This determination is made on a property-by-property basis in light of circumstances in the broader economic climate and the assessment of deterioration of real estate values in the market in which the property is located. Other Real Estate Owned (OREO) For larger dollar commercial real estate properties, management obtains a new appraisal of the subject property or has staff in the special assets group evaluate the latest in-file appraisal in connection with the transfer to OREO. Management generally obtains updated appraisals within five Financial assets measured at fair value on a recurring basis at March 31, 2021 December 31, 2020 Fair Value Measurements at March 31, 2021 Using (in thousands) Quoted Prices In Significant Active Markets for Significant Other Unobservable Carrying Identical Assets Observable Inputs Inputs Description Value (Level 1) (Level 2) (Level 3) Available for sale securities U.S. Government and federal agency $ 29,819 $ — $ 29,819 $ — Agency mortgage-backed: residential 77,296 — 77,296 — Collateralized loan obligations 39,619 — 37,163 2,456 Corporate bonds 30,956 — 18,608 12,348 Total $ 177,690 $ — $ 162,886 $ 14,804 Fair Value Measurements at December 31, 2020 Using (in thousands) Description Carrying Value Quoted Prices In Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Available for sale securities U.S. Government and federal agency $ 19,617 $ — $ 19,617 $ — Agency mortgage-backed: residential 74,333 — 74,333 — Collateralized loan obligations 43,152 — 40,764 2,388 State and municipal 36,055 — 36,055 — Corporate bonds 30,705 — 18,789 11,916 Total $ 203,862 $ — $ 189,558 $ 14,304 There were no 1 2 2021 2020. The Company’s policy is to transfer assets or liabilities from one no 2 3 2021. The table below presents a reconciliation of all assets measured at fair value on a recurring basis using significant unobservable inputs (Level 3 three March 31, 2021: March 31, 2021 Collateralized Loan Obligations Corporate Bonds (in thousands) Balance of recurring Level 3 assets at January 1, 2021 $ 2,388 $ 11,916 Total gains or losses for the year: Included in other comprehensive income 68 432 Transfers into Level 3 — — Balance of recurring Level 3 assets at March 31, 2021 $ 2,456 $ 12,348 These securities were transferred to Level 3 fourth 2020. The following table presents quantitative information about recurring level 3 March 31, 2021: Fair Value Valuation Technique(s) Unobservable Input(s) Range (Weighted Average) (in thousands) Collateralized loan obligations $ 2,456 Discounted cash flow Constant prepayment rate 0% Additional asset defaults 2% (2%) Expected asset recoveries 49% (49%) Corporate bonds $ 12,348 Discounted cash flow Constant prepayment rate 0% Spread to benchmark yield 244% - 350% (328%) Indicative broker bid 76% - 105% (83%) The following table presents quantitative information about recurring level 3 December 31, 2020: Fair Value Valuation Technique(s) Unobservable Input(s) Range (Weighted Average) (in thousands) Collateralized loan obligations $ 2,388 Discounted cash flow Constant prepayment rate 0% Additional asset defaults 2% (2%) Expected asset recoveries 49% (49%) Corporate bonds $ 11,916 Discounted cash flow Constant prepayment rate 0% Spread to benchmark yield 322% - 497% (381%) Indicative broker bid 72% - 107% (80%) Financial assets measured at fair value on a non-recurring basis are summarized below: Fair Value Measurements at March 31, 2021 Using (in thousands) Description Carrying Value Quoted Prices In Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Impaired loans: Commercial real estate: Nonfarm nonresidential $ 2,180 $ — $ — $ 2,180 Residential real estate: 1-4 Family 102 — — 102 Fair Value Measurements at December 31, 2020 Using (in thousands) Description Carrying Value Quoted Prices In Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Impaired loans: Commercial real estate: Nonfarm nonresidential $ 2,180 $ — $ — $ 2,180 Residential real estate: 1-4 Family 105 — — 105 Impaired loans, which are measured for impairment using the fair value of the collateral for collateral dependent loans, had a carrying amount of $4.5 million at March 31, 2021 three March 31, 2021. no three March 31, 2020. December 31, 2020, Carrying amount and estimated fair values of financial instruments were as follows for the periods indicated: Fair Value Measurements at March 31, 2021 Using Carrying Amount Level 1 Level 2 Level 3 Total (in thousands) Financial assets Cash and cash equivalents $ 83,847 $ 83,847 $ — $ — $ 83,847 Securities available for sale 177,690 — 162,886 14,804 177,690 Securities held to maturity 41,254 — 40,618 — 40,618 Federal Home Loan Bank stock 5,810 N/A N/A N/A N/A Loans, net 966,110 — — 962,943 962,943 Accrued interest receivable 4,432 — 893 3,539 4,432 Financial liabilities Deposits $ 1,166,990 $ 268,882 $ 899,734 $ — $ 1,168,616 Federal Home Loan Bank advances 20,613 — 20,745 — 20,745 Junior subordinated debentures 21,000 — — 17,708 17,708 Subordinated capital notes 25,000 — — 25,883 25,883 Accrued interest payable 453 — 184 269 453 Fair Value Measurements at December 31, 2020 Using Carrying Amount Level 1 Level 2 Level 3 Total (in thousands) Financial assets Cash and cash equivalents $ 67,693 $ 67,693 $ — $ — $ 67,693 Securities available for sale 203,862 — 189,558 14,304 203,862 Federal Home Loan Bank stock 5,887 N/A N/A N/A N/A Loans, net 949,638 — — 941,330 941,330 Accrued interest receivable 4,444 — 925 3,519 4,444 Financial liabilities Deposits $ 1,119,607 $ 243,022 $ 878,309 $ — $ 1,121,331 Federal Home Loan Bank advances 20,623 — 20,665 — 20,665 Junior subordinated debentures 21,000 — — 16,194 16,194 Subordinated capital notes 25,000 — — 25,207 25,207 Accrued interest payable 859 — 231 628 859 In accordance with ASU 2016 01, may

Note 11 - Income Taxes

Note 11 - Income Taxes	3 Months Ended
	Mar. 31, 2021
Notes to Financial Statements
Income Tax Disclosure [Text Block]	Note 11 Income Taxes Deferred tax assets and liabilities were due to the following as of: March 31, December 31, 2020 2020 (in thousands) Deferred tax assets: Net operating loss carry-forward $ 20,966 $ 22,012 Allowance for loan losses 3,183 3,104 OREO write-down 914 914 Net assets from acquisitions 28 72 New market tax credit carry-forward 208 208 Nonaccrual loan interest 323 315 Accrued expenses 145 131 Lease liability 1,037 618 Other 339 332 27,143 27,706 Deferred tax liabilities: FHLB stock dividends 471 478 Fixed assets 74 71 Deferred loan costs 188 172 Net unrealized gain on securities 300 585 Lease right-of-use assets 1,037 618 Other 81 68 2,151 1,992 Net deferred tax asset $ 24,992 $ 25,714 At March 31, 2021, 2032, 2025. The Company does not not twelve three March 31, 2021 March 31, 2020 Under Section 382 382” 382. In 2015, two one July 10, 2015. 5% not 5% not November 25, 2019, not May 2018 June 30, 2021, ( no may 382 no On September 23, 2015, 382. May 2018 May 23, 2021, ( no may 382 no no The Company and its subsidiaries are subject to U.S. federal income tax and the Company is subject to income tax in the Commonwealth of Kentucky. The Company is no 2017.

Note 12 - Stock Plans and Stock

Note 12 - Stock Plans and Stock Based Compensation	3 Months Ended
	Mar. 31, 2021
Notes to Financial Statements
Share-based Payment Arrangement [Text Block]	Note 12 Stock Plans and Stock Based Compensation Shares available for issuance under the 2018 “2018 three seven December 31 The fair value of the 2021 three March 31, 2021 2020, three March 31, 2021 2020, The following table summarizes unvested share activity as of and for the periods indicated for the Stock Incentive Plan: Three Months Ended Twelve Months Ended March 31, 2021 December 31, 2020 Weighted Weighted Average Average Grant Grant Shares Price Shares Price Outstanding, beginning 47,438 $ 15.34 57,774 $ 13.35 Granted 99,013 13.25 34,858 15.33 Vested (12,876 ) 15.82 (43,836 ) 12.69 Forfeited — — (1,358 ) 15.95 Outstanding, ending 133,575 $ 13.74 47,438 $ 15.34 Unrecognized stock-based compensation expense related to unvested shares is estimated as follows (in thousands): April – December 2021 $ 407 2022 398 2023 280 2024 137 2025 130 Thereafter 267

Note 13 - Earnings Per Share

Note 13 - Earnings Per Share	3 Months Ended
	Mar. 31, 2021
Notes to Financial Statements
Earnings Per Share [Text Block]	Note 13 Earnings per Share The factors used in the basic and diluted earnings per share computations follow: Three Months Ended March 31, 2021 2020 (in thousands, except share and per share data) Net income $ 3,222 $ 1,840 Less: Earnings allocated to unvested shares 38 15 Net income available to common shareholders, basic and diluted $ 3,184 $ 1,825 Basic and Diluted Weighted average common shares including unvested common shares outstanding 7,575,211 7,481,884 Less: Weighted average unvested common shares 90,507 61,363 Weighted average common shares outstanding 7,484,704 7,420,521 Basic and diluted income per common share $ 0.43 $ 0.25 The Company had no outstanding stock options or warrants at March 31, 2021 2020.

Note 14 - Regulatory Capital Ma

Note 14 - Regulatory Capital Matters	3 Months Ended
	Mar. 31, 2021
Notes to Financial Statements
Regulatory Capital Requirements under Banking Regulations [Text Block]	Note 14 Regulatory Capital Matters Banks and bank holding companies are subject to regulatory capital requirements administered by federal banking agencies. Capital adequacy guidelines and, additionally for banks, prompt corrective action regulations involve quantitative measures of assets, liabilities, and certain off-balance-sheet items calculated under regulatory accounting practices. Capital amounts and classifications are also subject to qualitative judgments by regulators. Failure to meet capital requirements can result in regulatory action. The Basel III rules established a “capital conservation buffer” of 2.5% above the regulatory minimum risk-based capital ratios. Including the capital conservation buffer, the minimum ratios are a common equity Tier 1 1 As of March 31, 2021, March 31, 2021, no The following tables show the ratios (excluding capital conservation buffer) and amounts of common equity Tier 1, 1 Actual Minimum Requirement for Capital Adequacy Purposes Minimum Requirement to be Well Capitalized Under Prompt Corrective Action Provisions Amount Ratio Amount Ratio Amount Ratio As of March 31, 2021: Total risk-based capital (to risk-weighted assets) $ 146,865 13.37 % $ 87,890 8.00 % $ 109,862 10.00 % Total common equity Tier 1 risk-based capital (to risk-weighted assets) 134,110 12.21 49,438 4.50 71,410 6.50 Tier 1 capital (to risk-weighted assets) 134,110 12.21 65,917 6.00 87,890 8.00 Tier 1 capital (to average assets) 134,110 10.44 51,380 4.00 64,225 5.00 Actual Minimum Requirement for Capital Adequacy Purposes Minimum Requirement to be Well Capitalized Under Prompt Corrective Action Provisions Amount Ratio Amount Ratio Amount Ratio As of December 31, 2020: Total risk-based capital (to risk-weighted assets) $ 142,449 13.20 % $ 86,302 8.00 % $ 107,878 10.00 % Total common equity Tier 1 risk-based capital (to risk-weighted assets) 130,006 12.05 48,545 4.50 70,120 6.50 Tier 1 capital (to risk-weighted assets) 130,006 12.05 64,727 6.00 86,302 8.00 Tier 1 capital (to average assets) 130,006 10.21 50,908 4.00 63,636 5.00 Kentucky banking laws limit the amount of dividends that may may two

Note 15 - Off Balance Sheet Ris

Note 15 - Off Balance Sheet Risks, Commitments, and Contingent Liabilities	3 Months Ended
	Mar. 31, 2021
Notes to Financial Statements
Commitments and Contingencies Disclosure [Text Block]	Note 15 Off Balance Sheet Risks, Commitments, and Contingent Liabilities The Company, in the normal course of business, is party to financial instruments with off balance sheet risk. The financial instruments include commitments to extend credit and standby letters of credit. The contract or notional amounts of these instruments reflect the potential future obligations of the Company pursuant to those financial instruments. Creditworthiness for all instruments is evaluated on a case-by-case basis in accordance with the Company’s credit policies. Collateral from the client may may An approved but unfunded loan commitment represents a potential credit risk and a liquidity risk, since the Company’s client(s) may may may not one Standby letters of credit are conditional commitments issued by the Company to guarantee the performance of a client to a third not The following table presents the contractual amounts of financial instruments with off-balance sheet risk for each period ended: March 31, 2021 December 31, 2020 Fixed Rate Variable Rate Fixed Rate Variable Rate (in thousands) Commitments to make loans $ 21,139 $ 19,198 $ 20,990 $ 17,466 Unused lines of credit 6,969 153,381 5,964 144,790 Standby letters of credit 433 346 175 1,342 Commitments to make loans are generally made for periods of one In connection with the purchase of loan participations, the Bank entered into risk participation agreements, which had notional amounts totaling $26.6 million at March 31, 2021 December 31, 2020. not 815, not 820, March 31, 2021 December 31, 2020, In the normal course of business, the Company and its subsidiaries have been named, from time to time, as defendants in various legal actions. Certain of the actual or threatened legal actions may The Company contests liability and/or the amount of damages as appropriate in each pending matter. In view of the inherent difficulty of predicting the outcome of such matters, particularly in cases where claimants seek substantial or indeterminate damages or where investigations and proceedings are in the early stages, the Company cannot predict with certainty the loss or range of loss, if any, related to such matters, how or if such matters will be resolved, when they will ultimately be resolved, or what the eventual settlement, or other relief, if any, might be. Subject to the foregoing, the Company believes, based on current knowledge and after consultation with counsel, that the outcome of such pending matters will not 1 2 not

Note 16 - Revenue From Contract

Note 16 - Revenue From Contracts With Customers	3 Months Ended
	Mar. 31, 2021
Notes to Financial Statements
Revenue from Contract with Customer [Text Block]	Note 16 Revenue from Contracts with Customers All of the Company’s revenue from customers within the scope of ASC 606 606 Service Charges on Deposit Accounts: Bank Card Interchange Income: third 606, 606, Gains/Losses on Sales of OREO: Other Non-interest Income 606, three March 31, 2021 March 31, 2020, 606. three 606.

Significant Accounting Policies

Significant Accounting Policies (Policies)	3 Months Ended
	Mar. 31, 2021
Accounting Policies [Abstract]
Basis of Accounting, Policy [Policy Text Block]	Basis of Presentation The accompanying unaudited consolidated financial statements have been prepared in accordance with U.S. generally accepted accounting principles (GAAP) for interim financial information and with the instructions to Form 10 10 01 X. not three March 31, 2021 not may December 31, 2020 10
Use of Estimates, Policy [Policy Text Block]	Use of Estimates In March 2020, 2019 19” 19 As a result, the demand for the Company’s products and services has been, and will continue to be, significantly impacted. Furthermore, the pandemic could influence the recognition of credit losses in the Company’s loan portfolio and increase its allowance for loan losses as both businesses and consumers are negatively impacted by the economic downturn. In addition, governmental actions are meaningfully influencing the interest-rate environment, which could adversely affect the Company’s results of operations and financial condition. The business operations of the Bank may may third In response to the pandemic, the Bank has made certain accommodations to customers, which may not 19 may The extent to which the COVID- 19 third 19 may
Reclassification, Comparability Adjustment [Policy Text Block]	Reclassifications not
New Accounting Pronouncements, Policy [Policy Text Block]	New Accounting Standards June 2016, No. 2016 13, 326 first one first December 2018, three one may October 2019, not December 15, 2022. In December 2019, 2019 12, 740, 2019 12 2019 12 December 15, 2020. not

Note 2 - Securities (Tables)

Note 2 - Securities (Tables)	3 Months Ended
	Mar. 31, 2021
Notes Tables
Available-for-sale Securities [Table Text Block]	Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value March 31, 2021 Available for sale U.S. Government and federal agency $ 29,345 $ 493 $ (19 ) $ 29,819 Agency mortgage-backed: residential 75,303 2,295 (302 ) 77,296 Collateralized loan obligations 40,185 — (566 ) 39,619 Corporate bonds 31,655 394 (1,093 ) 30,956 Total available for sale $ 176,488 $ 3,182 $ (1,980 ) $ 177,690 December 31, 2020 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value Available for sale U.S. Government and federal agency $ 18,811 $ 806 $ — $ 19,617 Agency mortgage-backed: residential 71,582 2,777 (26 ) 74,333 Collateralized loan obligations 44,730 — (1,578 ) 43,152 State and municipal 34,759 1,296 — 36,055 Corporate bonds 31,635 472 (1,402 ) 30,705 Total available for sale $ 201,517 $ 5,351 $ (3,006 ) $ 203,862
Debt Securities, Held-to-maturity [Table Text Block]	Amortized Cost Gross Unrecognized Gains Gross Unrecognized Losses Fair Value Held to maturity State and municipal $ 41,254 $ 37 $ (673 ) $ 40,618 Total held to maturity $ 41,254 $ 37 $ (673 ) $ 40,618
Schedule of Realized Gain (Loss) [Table Text Block]	Three Months Ended March 31, 2021 2020 (in thousands) Proceeds $ — $ 6,000 Gross gains — — Gross losses — —
Investments Classified by Contractual Maturity Date [Table Text Block]	March 31, 2021 Amortized Cost Fair Value (in thousands) Maturity Available for sale Within one year $ — $ — One to five years 3,591 3,775 Five to ten years 59,738 59,639 Beyond ten years 37,856 36,980 Agency mortgage-backed: residential 75,303 77,296 Total $ 176,488 $ 177,690 Held to maturity Within one year $ 4,835 4,835 One to five years 12,252 $ 12,229 Five to ten years 2,433 2,420 Beyond ten years 21,734 21,134 Total $ 41,254 $ 40,618
Schedule of Unrealized Loss on Investments [Table Text Block]	Less than 12 Months 12 Months or More Total Description of Securities Fair Value Unrealized Loss Fair Value Unrealized Loss Fair Value Unrealized Loss March 31, 2021 Available for sale U.S. Government and federal agency $ 9,988 $ (19 ) $ — $ — $ 9,988 $ (19 ) Agency mortgage-backed: residential 14,426 (302 ) — — 14,426 (302 ) Collateralized loan obligations — — 37,119 (566 ) 37,119 (566 ) Corporate bonds 18,417 (1,093 ) — — 18,417 (1,093 ) Total temporarily impaired $ 42,831 $ (1,414 ) $ 37,119 $ (566 ) $ 79,950 $ (1,980 ) Less than 12 Months 12 Months or More Total Fair Value Unrecognized Loss Fair Value Unrecognized Loss Fair Value Unrecognized Loss Held to maturity State and municipal 33,301 (673 ) — — 33,301 (673 ) Total temporarily impaired $ 33,301 $ (673 ) $ — $ — $ 33,301 $ (673 ) Less than 12 Months 12 Months or More Total Fair Value Unrealized Loss Fair Value Unrealized Loss Fair Value Unrealized Loss December 31, 2020 Available for sale Agency mortgage-backed: residential $ 4,772 $ (26 ) $ — $ — $ 4,772 $ (26 ) Collateralized loan obligations 8,794 (251 ) 34,358 (1,327 ) 43,152 (1,578 ) Corporate bonds 10,849 (1,402 ) — — 10,849 (1,402 ) Total temporarily impaired $ 24,415 $ (1,679 ) $ 34,358 $ (1,327 ) $ 58,773 $ (3,006 )

Note 3 - Loans (Tables)

Note 3 - Loans (Tables)	3 Months Ended
	Mar. 31, 2021
Notes Tables
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]	March 31, December 31, 2021 2020 (in thousands) Commercial (1) $ 216,976 $ 208,244 Commercial Real Estate: Construction 87,249 92,916 Farmland 68,218 70,272 Nonfarm nonresidential 303,005 266,394 Residential Real Estate: Multi-family 63,706 61,180 1-4 Family 176,996 188,955 Consumer 28,425 31,429 Agriculture 33,727 42,044 Other 563 647 Subtotal 978,865 962,081 Less: Allowance for loan losses (12,755 ) (12,443 ) Loans, net $ 966,110 $ 949,638
Financing Receivable, Allowance for Credit Loss [Table Text Block]	Commercial Commercial Real Estate Residential Real Estate Consumer Agriculture Other Total (in thousands) March 31, 2021: Beginning balance $ 2,529 $ 7,050 $ 1,899 $ 361 $ 600 $ 4 $ 12,443 Provision (33 ) 647 (126 ) (27 ) (110 ) (1 ) 350 Loans charged off (19 ) – – (19 ) (39 ) – (77 ) Recoveries 3 8 8 19 1 – 39 Ending balance $ 2,480 $ 7,705 $ 1,781 $ 334 $ 452 $ 3 $ 12,755 March 31, 2020: Beginning balance $ 1,710 $ 4,080 $ 1,743 $ 485 $ 355 $ 3 $ 8,376 Provision 339 141 220 265 87 (2 ) 1,050 Loans charged off (29 ) (29 ) (75 ) (161 ) (41 ) – (335 ) Recoveries 5 20 21 4 8 1 59 Ending balance $ 2,025 $ 4,212 $ 1,909 $ 593 $ 409 $ 2 $ 9,150
Impairment Evaluation of Financing Receivables [Table Text Block]	Commercial Commercial Real Estate Residential Real Estate Consumer Agriculture Other Total (in thousands) Allowance for loan losses: Ending allowance balance attributable to loans: Individually evaluated for impairment $ – $ 2,176 $ 2 $ – $ – $ – $ 2,178 Collectively evaluated for impairment 2,480 5,529 1,779 334 452 3 10,577 Total ending allowance balance $ 2,480 $ 7,705 $ 1,781 $ 334 $ 452 $ 3 $ 12,755 Loans: Loans individually evaluated for impairment $ – $ 5,588 $ 1,034 $ 25 $ 103 $ – $ 6,750 Loans collectively evaluated for impairment 216,976 452,884 239,668 28,400 33,624 563 972,115 Total ending loans balance $ 216,976 $ 458,472 $ 240,702 $ 28,425 $ 33,727 $ 563 $ 978,865 Commercial Commercial Real Estate Residential Real Estate Consumer Agriculture Other Total (in thousands) Allowance for loan losses: Ending allowance balance attributable to loans: Individually evaluated for impairment $ – $ 2,176 $ 1 $ – $ – $ – $ 2,177 Collectively evaluated for impairment 2,529 4,874 1,898 361 600 4 10,266 Total ending allowance balance $ 2,529 $ 7,050 $ 1,899 $ 361 $ 600 $ 4 $ 12,443 Loans: Loans individually evaluated for impairment $ – $ 5,361 $ 1,060 $ – $ 91 $ – $ 6,512 Loans collectively evaluated for impairment 208,244 424,221 249,075 31,429 41,953 647 955,569 Total ending loans balance $ 208,244 $ 429,582 $ 250,135 $ 31,429 $ 42,044 $ 647 $ 962,081
Impaired Financing Receivables [Table Text Block]	As of March 31, 2021 Three Months Ended March 31, 2021 Unpaid Principal Balance Recorded Investment Allowance For Loan Losses Allocated Average Recorded Investment Interest Income Recognized Cash Basis Income Recognized (in thousands) With No Related Allowance Recorded: Commercial $ 315 $ — $ — $ — $ — $ — Commercial real estate: Construction — — — — — — Farmland 793 696 — 576 — — Nonfarm nonresidential 1,311 536 — 542 14 7 Residential real estate: Multi-family — — — — — — 1-4 Family 1,860 930 — 942 17 17 Consumer 285 25 — 13 — — Agriculture 443 103 — 97 — — Other — — — — — — Subtotal 5,007 2,290 — 2,170 31 24 With An Allowance Recorded: Commercial — — — — — — Commercial real estate: Construction — — — — — — Farmland — — — — — — Nonfarm nonresidential 6,464 4,356 2,176 4,356 113 — Residential real estate: Multi-family — — — — — — 1-4 Family 104 104 2 105 1 — Consumer — — — — — — Agriculture — — — — — — Other — — — — — — Subtotal 6,568 4,460 2,178 4,461 114 — Total $ 11,575 $ 6,750 $ 2,178 $ 6,631 $ 145 $ 24 As of December 31, 2020 Three Months Ended March 31, 2020 Unpaid Principal Balance Recorded Investment Allowance For Loan Losses Allocated Average Recorded Investment Interest Income Recognized Cash Basis Income Recognized (in thousands) With No Related Allowance Recorded: Commercial $ 308 $ — $ — $ 104 $ — $ — Commercial real estate: Construction — — — — — — Farmland 555 456 — 296 10 10 Nonfarm nonresidential 1,323 549 — 485 8 — Residential real estate: Multi-family — — — — — — 1-4 Family 1,883 954 — 795 3 3 Consumer 259 — — 121 1 1 Agriculture 393 91 — 21 — — Other — — — — — — Subtotal 4,721 2,050 — 1,822 22 14 With An Allowance Recorded: Commercial — — — 12 — — Commercial real estate: Construction — — — — — — Farmland — — — 212 2 — Nonfarm nonresidential 6,465 4,356 2,176 — — — Residential real estate: Multi-family — — — — — — 1-4 Family 106 106 1 111 2 — Consumer — — — — — — Agriculture — — — — — — Other — — — — — — Subtotal 6,571 4,462 2,177 335 4 — Total $ 11,292 $ 6,512 $ 2,177 $ 2,157 26 14
Financing Receivable, Troubled Debt Restructuring [Table Text Block]	TDRs Performing to Modified Terms TDRs Not Performing to Modified Terms Total TDRs (in thousands) March 31, 2021 Commercial Real Estate: Nonfarm nonresidential $ 366 $ — $ 366 Residential Real Estate: 1-4 Family 33 71 104 Total TDRs $ 399 $ 71 $ 470
Schedule of Troubled Debt Restructurings Postmodification[Table Text Block]	TDRs Performing to Modified Terms TDRs Not Performing to Modified Terms Total TDRs (in thousands) December 31, 2020 Commercial Real Estate: Nonfarm nonresidential $ 374 $ — $ 374 Residential Real Estate: 1-4 Family 106 — 106 Total TDRs $ 480 $ — $ 480
Financing Receivable, Past Due [Table Text Block]	30 59 Days Past Due 60 89 Days Past Due 90 Days And Over Past Due Nonaccrual Total Past Due And Nonaccrual (in thousands) March 31, 2021 Commercial $ — $ — $ — $ — $ — Commercial Real Estate: Construction — — — — — Farmland 309 — — 696 1,005 Nonfarm nonresidential — — — 170 170 Residential Real Estate: Multi-family — — — — — 1-4 Family 257 3 — 1,002 1,262 Consumer — 56 — 25 81 Agriculture 111 195 — 103 409 Other — — — — — Total $ 677 $ 254 $ — $ 1,996 $ 2,927 30 59 Days Past Due 60 89 Days Past Due 90 Days And Over Past Due Nonaccrual Total Past Due And Nonaccrual (in thousands) December 31, 2020 Commercial $ 20 $ — $ — $ — $ 20 Commercial Real Estate: Construction — — — — — Farmland 325 53 — 456 834 Nonfarm nonresidential — 26 — 175 201 Residential Real Estate: Multi-family — — — — — 1-4 Family 1,110 217 — 954 2,281 Consumer 59 49 — — 108 Agriculture 23 27 — 91 141 Other — — — — — Total $ 1,537 $ 372 $ — $ 1,676 $ 3,585
Financing Receivable Credit Quality Indicators [Table Text Block]	Pass Watch Special Mention Substandard Doubtful Total (in thousands) March 31, 2021 Commercial $ 210,143 $ 178 $ — $ 6,655 $ — $ 216,976 Commercial Real Estate: Construction 87,249 — — — — 87,249 Farmland 63,291 3,671 — 1,256 — 68,218 Nonfarm nonresidential 293,926 1,569 — 7,510 — 303,005 Residential Real Estate: Multi-family 53,258 10,448 — — — 63,706 1-4 Family 172,374 1,777 — 2,845 — 176,996 Consumer 28,377 2 — 46 — 28,425 Agriculture 33,311 284 — 132 — 33,727 Other 563 — — — — 563 Total $ 942,492 $ 17,929 $ — $ 18,444 $ — $ 978,865 Pass Watch Special Mention Substandard Doubtful Total (in thousands) December 31, 2020 Commercial $ 201,240 $ 192 $ — $ 6,812 $ — $ 208,244 Commercial Real Estate: Construction 92,916 — — — — 92,916 Farmland 65,556 3,714 — 1,002 — 70,272 Nonfarm nonresidential 258,665 1,605 — 6,124 — 266,394 Residential Real Estate: Multi-family 50,732 10,448 — — — 61,180 1-4 Family 183,379 2,831 — 2,745 — 188,955 Consumer 31,387 3 — 39 — 31,429 Agriculture 41,503 86 — 455 — 42,044 Other 647 — — — — 647 Total $ 926,025 $ 18,879 $ — $ 17,177 $ — $ 962,081

Note 4 - Leases (Tables)

Note 4 - Leases (Tables)	3 Months Ended
	Mar. 31, 2021
Notes Tables
Lessee, Operating Lease, Liability, Maturity [Table Text Block]	March 31, 2021 April – December 2021 $ 261 2022 273 2023 276 2024 274 2025 252 Thereafter 5,803 Total minimum lease payments 7,139 Discount effect of cash flows (2,980 ) Present value of lease liabilities $ 4,159

Note 5 - Other Real Estate Ow_2

Note 5 - Other Real Estate Owned (Tables)	3 Months Ended
	Mar. 31, 2021
Notes Tables
Schedule of Real Estate Properties [Table Text Block]	March 31, 2021 December 31, 2020 (in thousands) Commercial Real Estate: Construction, land development, and other land $ 1,765 $ 1,765 $ 1,765 $ 1,765
Schedule of Expenses Related to Foreclosed Real Estate [Table Text Block]	For the Three Months Ended March 31, 2021 2020 (in thousands) OREO Activity OREO as of January 1 $ 1,765 $ 3,225 Real estate acquired — — Valuation adjustment write-downs — — Net gain (loss) on sales — — Proceeds from sales of properties — — OREO as of March 31 $ 1,765 $ 3,225
Reclassification out of Accumulated Other Comprehensive Income [Table Text Block]	For the Three Months Ended March 31, 2021 2020 (in thousands) Net loss (gain) on sales $ — $ — Valuation adjustment write-downs — — Operating expense 11 16 Total $ 11 $ 16

Note 6 - Goodwill and Intangi_2

Note 6 - Goodwill and Intangible Assets (Tables)	3 Months Ended
	Mar. 31, 2021
Notes Tables
Schedule of Intangible Assets and Goodwill [Table Text Block]	March 31, 2021 December 31, 2020 Gross Carrying Amount Accumulated Amortization Gross Carrying Amount Accumulated Amortization Goodwill $ 6,252 $ — $ 6,252 $ — Core deposit intangibles 2,500 319 2,500 256 Outstanding, ending $ 8,752 $ 319 $ 8,752 $ 256
Schedule of Finite-Lived Intangible Assets, Future Amortization Expense [Table Text Block]	March 31, 2021 April – December 2021 $ 192 2022 256 2023 256 2024 256 2025 256 Thereafter 965 $ 2,181

Note 7 - Deposits (Tables)

Note 7 - Deposits (Tables)	3 Months Ended
	Mar. 31, 2021
Notes Tables
Schedule of Deposits [Table Text Block]	March 31, 2021 December 31, 2020 (in thousands) Non-interest bearing $ 268,882 $ 243,022 Interest checking 211,322 190,625 Money market 180,137 175,785 Savings 151,340 142,623 Certificates of deposit 355,309 367,552 Total $ 1,166,990 $ 1,119,607
Schedule of Maturities of Time Deposits [Table Text Block]	Year 1 $ 246,568 Year 2 41,747 Year 3 29,258 Year 4 12,538 Year 5 24,541 Thereafter 657 $ 355,309

Note 8 - Advances From the Fe_2

Note 8 - Advances From the Federal Home Loan Bank (Tables)	3 Months Ended
	Mar. 31, 2021
Notes Tables
Schedule of Federal Home Loan Bank, Advances, by Branch of FHLB Bank [Table Text Block]	March 31, December 31, 2021 2020 (in thousands) Short term advances (fixed rate 0.00%) maturing April 2021 $ 613 $ 623 Long term advances (fixed rate 0.77%) maturing February 2030 20,000 20,000 Total advances from the Federal Home Loan Bank $ 20,613 $ 20,623
Schedule of Maturities of Long-term Debt [Table Text Block]	Advances Year 1 $ 613 Year 2 — Year 3 — Year 4 — Year 5 — Thereafter 20,000 $ 20,613

Note 9 - Borrowings (Tables)

Note 9 - Borrowings (Tables)	3 Months Ended
	Mar. 31, 2021
Notes Tables
Schedule of Subordinated Borrowing [Table Text Block]	Description Issuance Date Interest Rate (1) Junior Subordinated Debt Owed To Trust Maturity Date (2) Statutory Trust I 2/13/2004 3-month LIBOR + 2.85% $ 3,000,000 2/13/2034 Statutory Trust II 2/13/2004 3-month LIBOR + 2.85% 5,000,000 2/13/2034 Statutory Trust III 4/15/2004 3-month LIBOR + 2.79% 3,000,000 4/15/2034 Statutory Trust IV 12/14/2006 3-month LIBOR + 1.67% 10,000,000 3/01/2037 $ 21,000,000

Note 10 - Fair Values Measure_2

Note 10 - Fair Values Measurement (Tables)	3 Months Ended
	Mar. 31, 2021
Notes Tables
Fair Value, Assets Measured on Recurring and Nonrecurring Basis [Table Text Block]	Fair Value Measurements at March 31, 2021 Using (in thousands) Quoted Prices In Significant Active Markets for Significant Other Unobservable Carrying Identical Assets Observable Inputs Inputs Description Value (Level 1) (Level 2) (Level 3) Available for sale securities U.S. Government and federal agency $ 29,819 $ — $ 29,819 $ — Agency mortgage-backed: residential 77,296 — 77,296 — Collateralized loan obligations 39,619 — 37,163 2,456 Corporate bonds 30,956 — 18,608 12,348 Total $ 177,690 $ — $ 162,886 $ 14,804 Fair Value Measurements at December 31, 2020 Using (in thousands) Description Carrying Value Quoted Prices In Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Available for sale securities U.S. Government and federal agency $ 19,617 $ — $ 19,617 $ — Agency mortgage-backed: residential 74,333 — 74,333 — Collateralized loan obligations 43,152 — 40,764 2,388 State and municipal 36,055 — 36,055 — Corporate bonds 30,705 — 18,789 11,916 Total $ 203,862 $ — $ 189,558 $ 14,304 Fair Value Measurements at March 31, 2021 Using (in thousands) Description Carrying Value Quoted Prices In Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Impaired loans: Commercial real estate: Nonfarm nonresidential $ 2,180 $ — $ — $ 2,180 Residential real estate: 1-4 Family 102 — — 102 Fair Value Measurements at December 31, 2020 Using (in thousands) Description Carrying Value Quoted Prices In Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Impaired loans: Commercial real estate: Nonfarm nonresidential $ 2,180 $ — $ — $ 2,180 Residential real estate: 1-4 Family 105 — — 105
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Table Text Block]	March 31, 2021 Collateralized Loan Obligations Corporate Bonds (in thousands) Balance of recurring Level 3 assets at January 1, 2021 $ 2,388 $ 11,916 Total gains or losses for the year: Included in other comprehensive income 68 432 Transfers into Level 3 — — Balance of recurring Level 3 assets at March 31, 2021 $ 2,456 $ 12,348
Fair Value, by Balance Sheet Grouping [Table Text Block]	Fair Value Measurements at March 31, 2021 Using Carrying Amount Level 1 Level 2 Level 3 Total (in thousands) Financial assets Cash and cash equivalents $ 83,847 $ 83,847 $ — $ — $ 83,847 Securities available for sale 177,690 — 162,886 14,804 177,690 Securities held to maturity 41,254 — 40,618 — 40,618 Federal Home Loan Bank stock 5,810 N/A N/A N/A N/A Loans, net 966,110 — — 962,943 962,943 Accrued interest receivable 4,432 — 893 3,539 4,432 Financial liabilities Deposits $ 1,166,990 $ 268,882 $ 899,734 $ — $ 1,168,616 Federal Home Loan Bank advances 20,613 — 20,745 — 20,745 Junior subordinated debentures 21,000 — — 17,708 17,708 Subordinated capital notes 25,000 — — 25,883 25,883 Accrued interest payable 453 — 184 269 453 Fair Value Measurements at December 31, 2020 Using Carrying Amount Level 1 Level 2 Level 3 Total (in thousands) Financial assets Cash and cash equivalents $ 67,693 $ 67,693 $ — $ — $ 67,693 Securities available for sale 203,862 — 189,558 14,304 203,862 Federal Home Loan Bank stock 5,887 N/A N/A N/A N/A Loans, net 949,638 — — 941,330 941,330 Accrued interest receivable 4,444 — 925 3,519 4,444 Financial liabilities Deposits $ 1,119,607 $ 243,022 $ 878,309 $ — $ 1,121,331 Federal Home Loan Bank advances 20,623 — 20,665 — 20,665 Junior subordinated debentures 21,000 — — 16,194 16,194 Subordinated capital notes 25,000 — — 25,207 25,207 Accrued interest payable 859 — 231 628 859
Fair Value, Inputs, Level 3 [Member]
Notes Tables
Fair Value Measurement Inputs and Valuation Techniques [Table Text Block]	Fair Value Valuation Technique(s) Unobservable Input(s) Range (Weighted Average) (in thousands) Collateralized loan obligations $ 2,456 Discounted cash flow Constant prepayment rate 0% Additional asset defaults 2% (2%) Expected asset recoveries 49% (49%) Corporate bonds $ 12,348 Discounted cash flow Constant prepayment rate 0% Spread to benchmark yield 244% - 350% (328%) Indicative broker bid 76% - 105% (83%) Fair Value Valuation Technique(s) Unobservable Input(s) Range (Weighted Average) (in thousands) Collateralized loan obligations $ 2,388 Discounted cash flow Constant prepayment rate 0% Additional asset defaults 2% (2%) Expected asset recoveries 49% (49%) Corporate bonds $ 11,916 Discounted cash flow Constant prepayment rate 0% Spread to benchmark yield 322% - 497% (381%) Indicative broker bid 72% - 107% (80%)

Note 11 - Income Taxes (Tables)

Note 11 - Income Taxes (Tables)	3 Months Ended
	Mar. 31, 2021
Notes Tables
Schedule of Deferred Tax Assets and Liabilities [Table Text Block]	March 31, December 31, 2020 2020 (in thousands) Deferred tax assets: Net operating loss carry-forward $ 20,966 $ 22,012 Allowance for loan losses 3,183 3,104 OREO write-down 914 914 Net assets from acquisitions 28 72 New market tax credit carry-forward 208 208 Nonaccrual loan interest 323 315 Accrued expenses 145 131 Lease liability 1,037 618 Other 339 332 27,143 27,706 Deferred tax liabilities: FHLB stock dividends 471 478 Fixed assets 74 71 Deferred loan costs 188 172 Net unrealized gain on securities 300 585 Lease right-of-use assets 1,037 618 Other 81 68 2,151 1,992 Net deferred tax asset $ 24,992 $ 25,714

Note 12 - Stock Plans and Sto_2

Note 12 - Stock Plans and Stock Based Compensation (Tables)	3 Months Ended
	Mar. 31, 2021
Notes Tables
Schedule of Nonvested Share Activity [Table Text Block]	Three Months Ended Twelve Months Ended March 31, 2021 December 31, 2020 Weighted Weighted Average Average Grant Grant Shares Price Shares Price Outstanding, beginning 47,438 $ 15.34 57,774 $ 13.35 Granted 99,013 13.25 34,858 15.33 Vested (12,876 ) 15.82 (43,836 ) 12.69 Forfeited — — (1,358 ) 15.95 Outstanding, ending 133,575 $ 13.74 47,438 $ 15.34
Share-based Payment Arrangement, Nonvested Award, Cost [Table Text Block]	April – December 2021 $ 407 2022 398 2023 280 2024 137 2025 130 Thereafter 267

Note 13 - Earnings Per Share (T

Note 13 - Earnings Per Share (Tables)	3 Months Ended
	Mar. 31, 2021
Notes Tables
Schedule of Earnings Per Share, Basic and Diluted [Table Text Block]	Three Months Ended March 31, 2021 2020 (in thousands, except share and per share data) Net income $ 3,222 $ 1,840 Less: Earnings allocated to unvested shares 38 15 Net income available to common shareholders, basic and diluted $ 3,184 $ 1,825 Basic and Diluted Weighted average common shares including unvested common shares outstanding 7,575,211 7,481,884 Less: Weighted average unvested common shares 90,507 61,363 Weighted average common shares outstanding 7,484,704 7,420,521 Basic and diluted income per common share $ 0.43 $ 0.25

Note 14 - Regulatory Capital _2

Note 14 - Regulatory Capital Matters (Tables)	3 Months Ended
	Mar. 31, 2021
Notes Tables
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block]	Actual Minimum Requirement for Capital Adequacy Purposes Minimum Requirement to be Well Capitalized Under Prompt Corrective Action Provisions Amount Ratio Amount Ratio Amount Ratio As of March 31, 2021: Total risk-based capital (to risk-weighted assets) $ 146,865 13.37 % $ 87,890 8.00 % $ 109,862 10.00 % Total common equity Tier 1 risk-based capital (to risk-weighted assets) 134,110 12.21 49,438 4.50 71,410 6.50 Tier 1 capital (to risk-weighted assets) 134,110 12.21 65,917 6.00 87,890 8.00 Tier 1 capital (to average assets) 134,110 10.44 51,380 4.00 64,225 5.00 Actual Minimum Requirement for Capital Adequacy Purposes Minimum Requirement to be Well Capitalized Under Prompt Corrective Action Provisions Amount Ratio Amount Ratio Amount Ratio As of December 31, 2020: Total risk-based capital (to risk-weighted assets) $ 142,449 13.20 % $ 86,302 8.00 % $ 107,878 10.00 % Total common equity Tier 1 risk-based capital (to risk-weighted assets) 130,006 12.05 48,545 4.50 70,120 6.50 Tier 1 capital (to risk-weighted assets) 130,006 12.05 64,727 6.00 86,302 8.00 Tier 1 capital (to average assets) 130,006 10.21 50,908 4.00 63,636 5.00

Note 15 - Off Balance Sheet R_2

Note 15 - Off Balance Sheet Risks, Commitments, and Contingent Liabilities (Tables)	3 Months Ended
	Mar. 31, 2021
Notes Tables
Schedule of Fair Value, Off-balance Sheet Risks [Table Text Block]	March 31, 2021 December 31, 2020 Fixed Rate Variable Rate Fixed Rate Variable Rate (in thousands) Commitments to make loans $ 21,139 $ 19,198 $ 20,990 $ 17,466 Unused lines of credit 6,969 153,381 5,964 144,790 Standby letters of credit 433 346 175 1,342

Note 2 - Securities (Details Te

Note 2 - Securities (Details Textual) - USD ($) $ in Thousands	1 Months Ended	3 Months Ended
	Mar. 31, 2021	Mar. 31, 2021	Mar. 31, 2020	Dec. 31, 2020
Debt Securities, Available-for-sale, Transfer to Held-to-maturity, Amount	$ 34,700	$ 34,741	$ 0
Debt Securities, Available-for-sale, Transfer to Held-to-maturity, Market Value	35,800
Debt Securities, Available-for-sale, Transfer to Held-to-maturity, Unrealized Gain (Loss)	1,100	1,081	$ 0
Security Owned and Pledged as Collateral, Fair Value, Total	79,300	79,300		$ 81,400
Debt Securities, Available-for-sale, Total	177,690	177,690		203,862
Risk Level, AA Rated [Member]
Collateralized Agreements, Total	27,700	27,700
Risk Level, A Rated [Member]
Collateralized Agreements, Total	9,500	9,500
Risk Level, Below A Rated [Member]
Collateralized Agreements, Total	2,500	2,500
Kentucky Municipalities [Member]
Debt Securities, Available-for-sale, Total	$ 29,200	$ 29,200		$ 23,000

Note 2 - Securities - Amortized

Note 2 - Securities - Amortized Cost, Gross Unrealized Gains or Losses, and Fair Value of Investment Securities (Details) - USD ($) $ in Thousands	Mar. 31, 2021	Dec. 31, 2020
Available for sale securities, amortized cost	$ 176,488	$ 201,517
Available for sale securities, gross unrealized gains	3,182	5,351
Available for sale securities, gross unrealized losses	(1,980)	(3,006)
Securities available for sale	177,690	203,862
US Treasury and Government [Member]
Available for sale securities, amortized cost	29,345	18,811
Available for sale securities, gross unrealized gains	493	806
Available for sale securities, gross unrealized losses	(19)	0
Securities available for sale	29,819	19,617
Residential Mortgage Backed Securities [Member]
Available for sale securities, amortized cost	75,303	71,582
Available for sale securities, gross unrealized gains	2,295	2,777
Available for sale securities, gross unrealized losses	(302)	(26)
Securities available for sale	77,296	74,333
Collateralized Debt Obligations [Member]
Available for sale securities, amortized cost	40,185	44,730
Available for sale securities, gross unrealized gains	0	0
Available for sale securities, gross unrealized losses	(566)	(1,578)
Securities available for sale	39,619	43,152
US States and Political Subdivisions Debt Securities [Member]
Available for sale securities, amortized cost		34,759
Available for sale securities, gross unrealized gains		1,296
Available for sale securities, gross unrealized losses		0
Securities available for sale		36,055
Corporate Debt Securities [Member]
Available for sale securities, amortized cost	31,655	31,635
Available for sale securities, gross unrealized gains	394	472
Available for sale securities, gross unrealized losses	(1,093)	(1,402)
Securities available for sale	$ 30,956	$ 30,705

Note 2 - Securities - Amortiz_2

Note 2 - Securities - Amortized Cost, Gross Unrealized Gains or Losses, and Fair Value of Held to Maturities Securities (Details) - USD ($) $ in Thousands	Mar. 31, 2021	Dec. 31, 2020
Securities held to maturity (fair value of $40,618)	$ 41,254	$ 0
Held to maturity, gross unrecognized gains	37
Held to maturity, gross unrecognized losses	(673)
Securities held to maturity, fair value	40,618
US States and Political Subdivisions Debt Securities [Member]
Securities held to maturity (fair value of $40,618)	41,254
Held to maturity, gross unrecognized gains	37
Held to maturity, gross unrecognized losses	(673)
Securities held to maturity, fair value	$ 40,618

Note 2 - Securities - Sales and

Note 2 - Securities - Sales and Calls of Securities (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2021	Mar. 31, 2020
Proceeds	$ 0	$ 6,000
Gross gains	0	0
Gross losses	$ 0	$ 0

Note 2 - Securities - Amortiz_3

Note 2 - Securities - Amortized Cost and Fair Value of Debt Investment Securities Portfolio by Contractual Maturity (Details) - USD ($) $ in Thousands	Mar. 31, 2021	Dec. 31, 2020
Within one year, amortized cost, available for sale	$ 0
Within one year, fair value, available for sale	0
One to five years, amortized cost, available for sale	3,591
One to five years, fair value, available for sale	3,775
Five to ten years, amortized cost, available for sale	59,738
Five to ten years, fair value, available for sale	59,639
Beyond ten years, amortized cost, available for sale	37,856
Beyond ten years, fair value, available for sale	36,980
Agency mortgage-backed: residential, amortized cost, available for sale	75,303
Agency mortgage-backed: residential, fair value, available for sale	77,296
Total, amortized cost, available for sale	176,488	$ 201,517
Total, fair value, available for sale	177,690	$ 203,862
Within one year, amortized cost, held to maturity	4,835
Within one year, fair value, held to maturity	4,835
One to five years, amortized cost, held to maturity	12,252
One to five years, fair value, held to maturity	12,229
Five to ten years, amortized cost, held to maturity	2,433
Five to ten years, fair value, held to maturity	2,420
Beyond ten years, amortized cost, held to maturity	21,734
Beyond ten years, fair value, held to maturity	21,134
Total, amortized cost, held to maturity	41,254
Total, fair value, held to maturity	$ 40,618

Note 2 - Securities - Securitie

Note 2 - Securities - Securities With Unrealized Losses (Details) - USD ($) $ in Thousands	Mar. 31, 2021	Dec. 31, 2020
Available for sale, fair value, less than 12 months	$ 42,831	$ 24,415
Available for sale, unrealized loss, less than 12 months	(1,414)	(1,679)
Available for sale, fair value, 12 months or more	37,119	34,358
Available for sale, unrealized loss, 12 months or more	(566)	(1,327)
Available for sale, fair value	79,950	58,773
Available for sale, unrealized loss	(1,980)	(3,006)
Held to maturity, fair value, less than 12 months	33,301
Held to maturity, unrecognized loss, less than 12 months	(673)
Held to maturity, fair value, 12 months or more	0
Held to maturity, unrecognized loss, 12 months or more	0
Held to maturity, fair value	33,301
Held to maturity, unrecognized loss	(673)
US Treasury and Government [Member]
Available for sale, fair value, less than 12 months	9,988
Available for sale, unrealized loss, less than 12 months	(19)
Available for sale, fair value, 12 months or more	0
Available for sale, unrealized loss, 12 months or more	0
Available for sale, fair value	9,988
Available for sale, unrealized loss	(19)
US States and Political Subdivisions Debt Securities [Member]
Held to maturity, fair value, less than 12 months	33,301
Held to maturity, unrecognized loss, less than 12 months	(673)
Held to maturity, fair value, 12 months or more	0
Held to maturity, unrecognized loss, 12 months or more	0
Held to maturity, fair value	33,301
Held to maturity, unrecognized loss	(673)
Residential Mortgage Backed Securities [Member]
Available for sale, fair value, less than 12 months	14,426	4,772
Available for sale, unrealized loss, less than 12 months	(302)	(26)
Available for sale, fair value, 12 months or more	0	0
Available for sale, unrealized loss, 12 months or more	0	0
Available for sale, fair value	14,426	4,772
Available for sale, unrealized loss	(302)	(26)
Collateralized Loan Obligations [Member]
Available for sale, fair value, less than 12 months	0	8,794
Available for sale, unrealized loss, less than 12 months	0	(251)
Available for sale, fair value, 12 months or more	37,119	34,358
Available for sale, unrealized loss, 12 months or more	(566)	(1,327)
Available for sale, fair value	37,119	43,152
Available for sale, unrealized loss	(566)	(1,578)
Corporate Debt Securities [Member]
Available for sale, fair value, less than 12 months	18,417	10,849
Available for sale, unrealized loss, less than 12 months	(1,093)	(1,402)
Available for sale, fair value, 12 months or more	0	0
Available for sale, unrealized loss, 12 months or more	0	0
Available for sale, fair value	18,417	10,849
Available for sale, unrealized loss	$ (1,093)	$ (1,402)

Note 3 - Loans (Details Textual

Note 3 - Loans (Details Textual)		3 Months Ended
		Mar. 31, 2021USD ($)	Mar. 31, 2020USD ($)	Dec. 31, 2020USD ($)	Dec. 31, 2019USD ($)
Loans and Leases Receivable, Gross, Total		$ 978,865,000		$ 962,081,000
Financing Receivable Modifications Percentage of Performing TDRs to Total TDRs		75.00%		100.00%
Troubled Debt Restructuring Reserve		$ 2,000		$ 2,000
Financing Receivable, Troubled Debt Restructuring, Commitment to Lend		$ 0		0
Financing Receivable, Troubled Debt Restructuring, Subsequent Default, Number of Contracts		0	0
Financing Receivable, Allowance for Credit Loss, Ending Balance		$ 12,755,000	$ 9,150,000	12,443,000	$ 8,376,000
SBA CARES Act Paycheck Protection Program [Member]
Financing Receivable, Deferred Payments		4,700,000		15,300,000
Commercial Portfolio Segment [Member]
Loans and Leases Receivable, Gross, Total	[1]	216,976,000		208,244,000
Financing Receivable, Allowance for Credit Loss, Ending Balance		2,480,000	2,025,000	2,529,000	1,710,000
Commercial Portfolio Segment [Member] | SBA CARES Act Paycheck Protection Program [Member]
Loans and Leases Receivable, Gross, Total		27,900,000		20,300,000
Commercial Real Estate Portfolio Segment [Member]
Loans and Leases Receivable, Gross, Total		458,472,000		429,582,000
Financing Receivable, Allowance for Credit Loss, Ending Balance		7,705,000	$ 4,212,000	7,050,000	$ 4,080,000
Commercial Real Estate Portfolio Segment [Member] | SBA CARES Act Paycheck Protection Program [Member]
Financing Receivable, Deferred Payments		4,400,000
Financing Receivable, Allowance for Credit Loss, Ending Balance		$ 2,200,000		$ 2,200,000
[1]	Includes SBA Paycheck Protection Program (“PPP”) loans of $27.9 million and $20.3 million at March 31, 2021 and December 31, 2020, respectively.

Note 3 - Loans - Loans (Details

Note 3 - Loans - Loans (Details) - USD ($) $ in Thousands		Mar. 31, 2021	Dec. 31, 2020
Gross loans		$ 978,865	$ 962,081
Less: Allowance for loan losses		(12,755)	(12,443)
Loans, net		966,110	949,638
Commercial Portfolio Segment [Member]
Gross loans	[1]	216,976	208,244
Less: Allowance for loan losses		(2,480)	(2,529)
Commercial Real Estate Portfolio Segment [Member]
Gross loans		458,472	429,582
Less: Allowance for loan losses		(7,705)	(7,050)
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Gross loans		87,249	92,916
Commercial Real Estate Portfolio Segment [Member] | Farmland Loans [Member]
Gross loans		68,218	70,272
Commercial Real Estate Portfolio Segment [Member] | Nonfarm Nonresidential [Member]
Gross loans		303,005	266,394
Residential Portfolio Segment [Member]
Gross loans		240,702	250,135
Less: Allowance for loan losses		(1,781)	(1,899)
Residential Portfolio Segment [Member] | Multifamily Loans [Member]
Gross loans		63,706	61,180
Residential Portfolio Segment [Member] | One- to Four-family Residential Properties [Member]
Gross loans		176,996	188,955
Consumer Portfolio Segment [Member]
Gross loans		28,425	31,429
Less: Allowance for loan losses		(334)	(361)
Agriculture Portfolio Segment [Member]
Gross loans		33,727	42,044
Less: Allowance for loan losses		(452)	(600)
Other Portfolio Segment [Member]
Gross loans		563	647
Less: Allowance for loan losses		$ (3)	$ (4)
[1]	Includes SBA Paycheck Protection Program (“PPP”) loans of $27.9 million and $20.3 million at March 31, 2021 and December 31, 2020, respectively.

Note 3 - Loans - Activity in Al

Note 3 - Loans - Activity in Allowance for Loan Losses by Portfolio Segment (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2021	Mar. 31, 2020
Balance	$ 12,443	$ 8,376
Provision for loan losses	350	1,050
Loans charged off	(77)	(335)
Recoveries	39	59
Balance	12,755	9,150
Commercial Portfolio Segment [Member]
Balance	2,529	1,710
Provision for loan losses	(33)	339
Loans charged off	(19)	(29)
Recoveries	3	5
Balance	2,480	2,025
Commercial Real Estate Portfolio Segment [Member]
Balance	7,050	4,080
Provision for loan losses	647	141
Loans charged off	0	(29)
Recoveries	8	20
Balance	7,705	4,212
Residential Portfolio Segment [Member]
Balance	1,899	1,743
Provision for loan losses	(126)	220
Loans charged off	0	(75)
Recoveries	8	21
Balance	1,781	1,909
Consumer Portfolio Segment [Member]
Balance	361	485
Provision for loan losses	(27)	265
Loans charged off	(19)	(161)
Recoveries	19	4
Balance	334	593
Agriculture Portfolio Segment [Member]
Balance	600	355
Provision for loan losses	(110)	87
Loans charged off	(39)	(41)
Recoveries	1	8
Balance	452	409
Other Portfolio Segment [Member]
Balance	4	3
Provision for loan losses	(1)	(2)
Loans charged off	0	0
Recoveries	0	1
Balance	$ 3	$ 2

Note 3 - Loans - Balance in All

Note 3 - Loans - Balance in Allowance for Loan Losses and Recorded Investment in Loans by Portfolio Segment and Bases on Impairment Method (Details) - USD ($) $ in Thousands		Mar. 31, 2021	Dec. 31, 2020
Individually evaluated for impairment		$ 2,178	$ 2,177
Collectively evaluated for impairment		10,577	10,266
Total ending allowance balance		12,755	12,443
Loans individually evaluated for impairment		6,750	6,512
Loans collectively evaluated for impairment		972,115	955,569
Total ending loans balance		978,865	962,081
Commercial Portfolio Segment [Member]
Individually evaluated for impairment		0	0
Collectively evaluated for impairment		2,480	2,529
Total ending allowance balance		2,480	2,529
Loans individually evaluated for impairment		0	0
Loans collectively evaluated for impairment		216,976	208,244
Total ending loans balance	[1]	216,976	208,244
Commercial Real Estate Portfolio Segment [Member]
Individually evaluated for impairment		2,176	2,176
Collectively evaluated for impairment		5,529	4,874
Total ending allowance balance		7,705	7,050
Loans individually evaluated for impairment		5,588	5,361
Loans collectively evaluated for impairment		452,884	424,221
Total ending loans balance		458,472	429,582
Residential Portfolio Segment [Member]
Individually evaluated for impairment		2	1
Collectively evaluated for impairment		1,779	1,898
Total ending allowance balance		1,781	1,899
Loans individually evaluated for impairment		1,034	1,060
Loans collectively evaluated for impairment		239,668	249,075
Total ending loans balance		240,702	250,135
Consumer Portfolio Segment [Member]
Individually evaluated for impairment		0	0
Collectively evaluated for impairment		334	361
Total ending allowance balance		334	361
Loans individually evaluated for impairment		25	0
Loans collectively evaluated for impairment		28,400	31,429
Total ending loans balance		28,425	31,429
Agriculture Portfolio Segment [Member]
Individually evaluated for impairment		0	0
Collectively evaluated for impairment		452	600
Total ending allowance balance		452	600
Loans individually evaluated for impairment		103	91
Loans collectively evaluated for impairment		33,624	41,953
Total ending loans balance		33,727	42,044
Other Portfolio Segment [Member]
Individually evaluated for impairment		0	0
Collectively evaluated for impairment		3	4
Total ending allowance balance		3	4
Loans individually evaluated for impairment		0	0
Loans collectively evaluated for impairment		563	647
Total ending loans balance		$ 563	$ 647
[1]	Includes SBA Paycheck Protection Program (“PPP”) loans of $27.9 million and $20.3 million at March 31, 2021 and December 31, 2020, respectively.

Note 3 - Loans - Loans Individu

Note 3 - Loans - Loans Individually Evaluated for Impairment by Class of Loans (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2021	Mar. 31, 2020	Dec. 31, 2020
Unpaid principal balance, with no related allowance recorded	$ 5,007		$ 4,721
Recorded investment, with no related allowance recorded	2,290		2,050
Average recorded investment, with no related allowance recorded	2,170	$ 1,822
Interest income recognized, with no related allowance recorded	31	22
Cash basis interest income recognized, with no related allowance recorded	24	14
Unpaid principal balance, with an allowance recorded	6,568		6,571
Recorded investment, with an allowance recorded	4,460		4,462
Allowance for loan losses allocated, with an allowance recorded	2,178		2,177
Average recorded investment, with an allowance recorded	4,461	335
Interest income recognized, with an allowance recorded	114	4
Cash basis interest income recognized, with an allowance recorded	0	0
Unpaid principal balance, total	11,575		11,292
Recorded investment, total	6,750		6,512
Average recorded investment, total	6,631	2,157
Interest income recognized, total	145	26
Cash basis interest income recognized	24	14
Commercial Portfolio Segment [Member]
Unpaid principal balance, with no related allowance recorded	315		308
Recorded investment, with no related allowance recorded	0		0
Average recorded investment, with no related allowance recorded	0	104
Interest income recognized, with no related allowance recorded	0	0
Cash basis interest income recognized, with no related allowance recorded	0	0
Unpaid principal balance, with an allowance recorded	0		0
Recorded investment, with an allowance recorded	0		0
Allowance for loan losses allocated, with an allowance recorded	0		0
Average recorded investment, with an allowance recorded	0	12
Interest income recognized, with an allowance recorded	0	0
Cash basis interest income recognized, with an allowance recorded	0	0
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Unpaid principal balance, with no related allowance recorded	0		0
Recorded investment, with no related allowance recorded	0		0
Average recorded investment, with no related allowance recorded	0	0
Interest income recognized, with no related allowance recorded	0	0
Cash basis interest income recognized, with no related allowance recorded	0	0
Unpaid principal balance, with an allowance recorded	0		0
Recorded investment, with an allowance recorded	0		0
Allowance for loan losses allocated, with an allowance recorded	0		0
Average recorded investment, with an allowance recorded	0	0
Interest income recognized, with an allowance recorded	0	0
Cash basis interest income recognized, with an allowance recorded	0	0
Commercial Real Estate Portfolio Segment [Member] | Farmland Loans [Member]
Unpaid principal balance, with no related allowance recorded	793		555
Recorded investment, with no related allowance recorded	696		456
Average recorded investment, with no related allowance recorded	576	296
Interest income recognized, with no related allowance recorded	0	10
Cash basis interest income recognized, with no related allowance recorded	0	10
Unpaid principal balance, with an allowance recorded	0		0
Recorded investment, with an allowance recorded	0		0
Allowance for loan losses allocated, with an allowance recorded	0		0
Average recorded investment, with an allowance recorded	0	212
Interest income recognized, with an allowance recorded	0	2
Cash basis interest income recognized, with an allowance recorded	0	0
Commercial Real Estate Portfolio Segment [Member] | Nonfarm Nonresidential [Member]
Unpaid principal balance, with no related allowance recorded	1,311		1,323
Recorded investment, with no related allowance recorded	536		549
Average recorded investment, with no related allowance recorded	542	485
Interest income recognized, with no related allowance recorded	14	8
Cash basis interest income recognized, with no related allowance recorded	7	0
Unpaid principal balance, with an allowance recorded	6,464		6,465
Recorded investment, with an allowance recorded	4,356		4,356
Allowance for loan losses allocated, with an allowance recorded	2,176		2,176
Average recorded investment, with an allowance recorded	4,356	0
Interest income recognized, with an allowance recorded	113	0
Cash basis interest income recognized, with an allowance recorded	0	0
Residential Portfolio Segment [Member] | Multifamily Loans [Member]
Unpaid principal balance, with no related allowance recorded	0		0
Recorded investment, with no related allowance recorded	0		0
Average recorded investment, with no related allowance recorded	0	0
Interest income recognized, with no related allowance recorded	0	0
Cash basis interest income recognized, with no related allowance recorded	0	0
Unpaid principal balance, with an allowance recorded	0		0
Recorded investment, with an allowance recorded	0		0
Allowance for loan losses allocated, with an allowance recorded	0		0
Average recorded investment, with an allowance recorded	0	0
Interest income recognized, with an allowance recorded	0	0
Cash basis interest income recognized, with an allowance recorded	0	0
Residential Portfolio Segment [Member] | One- to Four-family Residential Properties [Member]
Unpaid principal balance, with no related allowance recorded	1,860		1,883
Recorded investment, with no related allowance recorded	930		954
Average recorded investment, with no related allowance recorded	942	795
Interest income recognized, with no related allowance recorded	17	3
Cash basis interest income recognized, with no related allowance recorded	17	3
Unpaid principal balance, with an allowance recorded	104		106
Recorded investment, with an allowance recorded	104		106
Allowance for loan losses allocated, with an allowance recorded	2		1
Average recorded investment, with an allowance recorded	105	111
Interest income recognized, with an allowance recorded	1	2
Cash basis interest income recognized, with an allowance recorded	0	0
Consumer Portfolio Segment [Member]
Unpaid principal balance, with no related allowance recorded	285		259
Recorded investment, with no related allowance recorded	25		0
Average recorded investment, with no related allowance recorded	13	121
Interest income recognized, with no related allowance recorded	0	1
Cash basis interest income recognized, with no related allowance recorded	0	1
Unpaid principal balance, with an allowance recorded	0		0
Recorded investment, with an allowance recorded	0		0
Allowance for loan losses allocated, with an allowance recorded	0		0
Average recorded investment, with an allowance recorded	0	0
Interest income recognized, with an allowance recorded	0	0
Cash basis interest income recognized, with an allowance recorded	0	0
Agriculture Portfolio Segment [Member]
Unpaid principal balance, with no related allowance recorded	443		393
Recorded investment, with no related allowance recorded	103		91
Average recorded investment, with no related allowance recorded	97	21
Interest income recognized, with no related allowance recorded	0	0
Cash basis interest income recognized, with no related allowance recorded	0	0
Unpaid principal balance, with an allowance recorded	0		0
Recorded investment, with an allowance recorded	0		0
Allowance for loan losses allocated, with an allowance recorded	0		0
Average recorded investment, with an allowance recorded	0	0
Interest income recognized, with an allowance recorded	0	0
Cash basis interest income recognized, with an allowance recorded	0	0
Other Portfolio Segment [Member]
Unpaid principal balance, with no related allowance recorded	0		0
Recorded investment, with no related allowance recorded	0		0
Average recorded investment, with no related allowance recorded	0	0
Interest income recognized, with no related allowance recorded	0	0
Cash basis interest income recognized, with no related allowance recorded	0	0
Unpaid principal balance, with an allowance recorded	0		0
Recorded investment, with an allowance recorded	0		0
Allowance for loan losses allocated, with an allowance recorded	0		$ 0
Average recorded investment, with an allowance recorded	0	0
Interest income recognized, with an allowance recorded	0	0
Cash basis interest income recognized, with an allowance recorded	$ 0	$ 0

Note 3 - Loans - Types of Troub

Note 3 - Loans - Types of Troubled Debt Restructuring Loan Modification by Portfolio Segment (Details) - USD ($) $ in Thousands	Mar. 31, 2021	Mar. 31, 2020
Troubled debt restructuring	$ 470	$ 480
Performing Financial Instruments [Member]
Troubled debt restructuring	399
Nonperforming Financial Instruments [Member]
Troubled debt restructuring	71	0
Commercial Real Estate Portfolio Segment [Member] | One- to Four-family Residential Properties [Member] | Performing Financial Instruments [Member]
Troubled debt restructuring	366
Commercial Real Estate Portfolio Segment [Member] | Nonfarm Nonresidential [Member]
Troubled debt restructuring	366
Commercial Real Estate Portfolio Segment [Member] | Nonfarm Nonresidential [Member] | Nonperforming Financial Instruments [Member]
Troubled debt restructuring	0
Residential Portfolio Segment [Member] | One- to Four-family Residential Properties [Member]
Troubled debt restructuring	104	106
Residential Portfolio Segment [Member] | One- to Four-family Residential Properties [Member] | Performing Financial Instruments [Member]
Troubled debt restructuring	33
Residential Portfolio Segment [Member] | One- to Four-family Residential Properties [Member] | Nonperforming Financial Instruments [Member]
Troubled debt restructuring	$ 71	$ 0

Note 3 - Loans - Troubled Debt

Note 3 - Loans - Troubled Debt Restructuring Postmodification (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2020	Mar. 31, 2021
Troubled debt restructuring	$ 480	$ 470
Nonfarm Nonresidential [Member] | Commercial Real Estate [Member]
Troubled debt restructuring	374
Residential Portfolio Segment [Member] | One- to Four-family Residential Properties [Member]
Troubled debt restructuring	106	104
Performing Financial Instruments [Member]
Troubled debt restructuring, Postmodification	480
Troubled debt restructuring		399
Performing Financial Instruments [Member] | Nonfarm Nonresidential [Member] | Commercial Real Estate [Member]
Troubled debt restructuring, Postmodification	374
Performing Financial Instruments [Member] | Residential Portfolio Segment [Member] | One- to Four-family Residential Properties [Member]
Troubled debt restructuring, Postmodification	106
Troubled debt restructuring		33
Nonperforming Financial Instruments [Member]
Troubled debt restructuring	0	71
Nonperforming Financial Instruments [Member] | Nonfarm Nonresidential [Member] | Commercial Real Estate [Member]
Troubled debt restructuring	0
Nonperforming Financial Instruments [Member] | Residential Portfolio Segment [Member] | One- to Four-family Residential Properties [Member]
Troubled debt restructuring	$ 0	$ 71

Note 3 - Loans - Aging of Recor

Note 3 - Loans - Aging of Recorded Investment in Past Due Loans (Details) - USD ($) $ in Thousands	Mar. 31, 2021	Dec. 31, 2020
Nonaccrual	$ 1,996	$ 1,676
Total past due and nonaccrual	2,927	3,585
Financial Asset, 30 to 59 Days Past Due [Member]
Past due	677	1,537
Financial Asset, 60 to 89 Days Past Due [Member]
Past due	254	372
Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Past due	0	0
Commercial Portfolio Segment [Member]
Nonaccrual	0	0
Total past due and nonaccrual	0	20
Commercial Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Past due	0	20
Commercial Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Past due	0	0
Commercial Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Past due	0	0
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Nonaccrual	0	0
Total past due and nonaccrual	0	0
Commercial Real Estate Portfolio Segment [Member] | Farmland Loans [Member]
Nonaccrual	696	456
Total past due and nonaccrual	1,005	834
Commercial Real Estate Portfolio Segment [Member] | Nonfarm Nonresidential [Member]
Nonaccrual	170	175
Total past due and nonaccrual	170	201
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member] | Construction Loans [Member]
Past due	0	0
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member] | Farmland Loans [Member]
Past due	309	325
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member] | Nonfarm Nonresidential [Member]
Past due	0	0
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member] | Construction Loans [Member]
Past due	0	0
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member] | Farmland Loans [Member]
Past due	0	53
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member] | Nonfarm Nonresidential [Member]
Past due	0	26
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Construction Loans [Member]
Past due	0	0
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Farmland Loans [Member]
Past due	0	0
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Nonfarm Nonresidential [Member]
Past due	0	0
Residential Portfolio Segment [Member] | Multifamily Loans [Member]
Nonaccrual	0	0
Total past due and nonaccrual	0	0
Residential Portfolio Segment [Member] | One- to Four-family Residential Properties [Member]
Nonaccrual	1,002	954
Total past due and nonaccrual	1,262	2,281
Residential Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member] | Multifamily Loans [Member]
Past due	0	0
Residential Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member] | One- to Four-family Residential Properties [Member]
Past due	257	1,110
Residential Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member] | Multifamily Loans [Member]
Past due	0	0
Residential Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member] | One- to Four-family Residential Properties [Member]
Past due	3	217
Residential Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Multifamily Loans [Member]
Past due	0	0
Residential Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | One- to Four-family Residential Properties [Member]
Past due	0	0
Consumer Portfolio Segment [Member]
Nonaccrual	25	0
Total past due and nonaccrual	81	108
Consumer Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Past due	0	59
Consumer Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Past due	56	49
Consumer Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Past due	0	0
Agriculture Portfolio Segment [Member]
Nonaccrual	103	91
Total past due and nonaccrual	409	141
Agriculture Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Past due	111	23
Agriculture Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Past due	195	27
Agriculture Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Past due	0	0
Other Portfolio Segment [Member]
Nonaccrual	0	0
Total past due and nonaccrual	0	0
Other Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Past due	0	0
Other Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Past due	0	0
Other Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Past due	$ 0	$ 0

Note 3 - Loans - Risk Category

Note 3 - Loans - Risk Category of Loans by Class of Loans (Details) - USD ($) $ in Thousands		Mar. 31, 2021	Dec. 31, 2020
Gross loans		$ 978,865	$ 962,081
Pass [Member]
Gross loans		942,492	926,025
Watch [Member]
Gross loans		17,929	18,879
Special Mention [Member]
Gross loans		0	0
Substandard [Member]
Gross loans		18,444	17,177
Doubtful [Member]
Gross loans		0	0
Commercial Portfolio Segment [Member]
Gross loans	[1]	216,976	208,244
Commercial Portfolio Segment [Member] | Pass [Member]
Gross loans		210,143	201,240
Commercial Portfolio Segment [Member] | Watch [Member]
Gross loans		178	192
Commercial Portfolio Segment [Member] | Special Mention [Member]
Gross loans		0	0
Commercial Portfolio Segment [Member] | Substandard [Member]
Gross loans		6,655	6,812
Commercial Portfolio Segment [Member] | Doubtful [Member]
Gross loans		0	0
Commercial Real Estate Portfolio Segment [Member]
Gross loans		458,472	429,582
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Gross loans		87,249	92,916
Commercial Real Estate Portfolio Segment [Member] | Farmland Loans [Member]
Gross loans		68,218	70,272
Commercial Real Estate Portfolio Segment [Member] | Nonfarm Nonresidential [Member]
Gross loans		303,005	266,394
Commercial Real Estate Portfolio Segment [Member] | Pass [Member] | Construction Loans [Member]
Gross loans		87,249	92,916
Commercial Real Estate Portfolio Segment [Member] | Pass [Member] | Farmland Loans [Member]
Gross loans		63,291	65,556
Commercial Real Estate Portfolio Segment [Member] | Pass [Member] | Nonfarm Nonresidential [Member]
Gross loans		293,926	258,665
Commercial Real Estate Portfolio Segment [Member] | Watch [Member] | Construction Loans [Member]
Gross loans		0	0
Commercial Real Estate Portfolio Segment [Member] | Watch [Member] | Farmland Loans [Member]
Gross loans		3,671	3,714
Commercial Real Estate Portfolio Segment [Member] | Watch [Member] | Nonfarm Nonresidential [Member]
Gross loans		1,569	1,605
Commercial Real Estate Portfolio Segment [Member] | Special Mention [Member] | Construction Loans [Member]
Gross loans		0	0
Commercial Real Estate Portfolio Segment [Member] | Special Mention [Member] | Farmland Loans [Member]
Gross loans		0	0
Commercial Real Estate Portfolio Segment [Member] | Special Mention [Member] | Nonfarm Nonresidential [Member]
Gross loans		0	0
Commercial Real Estate Portfolio Segment [Member] | Substandard [Member] | Construction Loans [Member]
Gross loans		0	0
Commercial Real Estate Portfolio Segment [Member] | Substandard [Member] | Farmland Loans [Member]
Gross loans		1,256	1,002
Commercial Real Estate Portfolio Segment [Member] | Substandard [Member] | Nonfarm Nonresidential [Member]
Gross loans		7,510	6,124
Commercial Real Estate Portfolio Segment [Member] | Doubtful [Member] | Construction Loans [Member]
Gross loans		0	0
Commercial Real Estate Portfolio Segment [Member] | Doubtful [Member] | Farmland Loans [Member]
Gross loans		0	0
Commercial Real Estate Portfolio Segment [Member] | Doubtful [Member] | Nonfarm Nonresidential [Member]
Gross loans		0	0
Residential Portfolio Segment [Member]
Gross loans		240,702	250,135
Residential Portfolio Segment [Member] | Multifamily Loans [Member]
Gross loans		63,706	61,180
Residential Portfolio Segment [Member] | One- to Four-family Residential Properties [Member]
Gross loans		176,996	188,955
Residential Portfolio Segment [Member] | Pass [Member] | Multifamily Loans [Member]
Gross loans		53,258	50,732
Residential Portfolio Segment [Member] | Pass [Member] | One- to Four-family Residential Properties [Member]
Gross loans		172,374	183,379
Residential Portfolio Segment [Member] | Watch [Member] | Multifamily Loans [Member]
Gross loans		10,448	10,448
Residential Portfolio Segment [Member] | Watch [Member] | One- to Four-family Residential Properties [Member]
Gross loans		1,777	2,831
Residential Portfolio Segment [Member] | Special Mention [Member] | Multifamily Loans [Member]
Gross loans		0	0
Residential Portfolio Segment [Member] | Special Mention [Member] | One- to Four-family Residential Properties [Member]
Gross loans		0	0
Residential Portfolio Segment [Member] | Substandard [Member] | Multifamily Loans [Member]
Gross loans		0	0
Residential Portfolio Segment [Member] | Substandard [Member] | One- to Four-family Residential Properties [Member]
Gross loans		2,845	2,745
Residential Portfolio Segment [Member] | Doubtful [Member] | Multifamily Loans [Member]
Gross loans		0	0
Residential Portfolio Segment [Member] | Doubtful [Member] | One- to Four-family Residential Properties [Member]
Gross loans		0	0
Consumer Portfolio Segment [Member]
Gross loans		28,425	31,429
Consumer Portfolio Segment [Member] | Pass [Member]
Gross loans		28,377	31,387
Consumer Portfolio Segment [Member] | Watch [Member]
Gross loans		2	3
Consumer Portfolio Segment [Member] | Special Mention [Member]
Gross loans		0	0
Consumer Portfolio Segment [Member] | Substandard [Member]
Gross loans		46	39
Consumer Portfolio Segment [Member] | Doubtful [Member]
Gross loans		0	0
Agriculture Portfolio Segment [Member]
Gross loans		33,727	42,044
Agriculture Portfolio Segment [Member] | Pass [Member]
Gross loans		33,311	41,503
Agriculture Portfolio Segment [Member] | Watch [Member]
Gross loans		284	86
Agriculture Portfolio Segment [Member] | Special Mention [Member]
Gross loans		0	0
Agriculture Portfolio Segment [Member] | Substandard [Member]
Gross loans		132	455
Agriculture Portfolio Segment [Member] | Doubtful [Member]
Gross loans		0	0
Other Portfolio Segment [Member]
Gross loans		563	647
Other Portfolio Segment [Member] | Pass [Member]
Gross loans		563	647
Other Portfolio Segment [Member] | Watch [Member]
Gross loans		0	0
Other Portfolio Segment [Member] | Special Mention [Member]
Gross loans		0	0
Other Portfolio Segment [Member] | Substandard [Member]
Gross loans		0	0
Other Portfolio Segment [Member] | Doubtful [Member]
Gross loans		$ 0	$ 0
[1]	Includes SBA Paycheck Protection Program (“PPP”) loans of $27.9 million and $20.3 million at March 31, 2021 and December 31, 2020, respectively.

Note 4 - Leases (Details Textua

Note 4 - Leases (Details Textual) - USD ($)	3 Months Ended
	Mar. 31, 2021	Mar. 31, 2020	Dec. 31, 2021	Jun. 30, 2021	Dec. 31, 2020
Operating Lease, Weighted Average Discount Rate, Percent	4.53%
Operating Lease, Expense	$ 162,000	$ 120,000
Operating Lease, Right-of-Use Asset	3,700,000
Operating Lease, Liability, Total	3,700,000
Forecast [Member]
Operating Lease, Right-of-Use Asset			$ 2,200,000	$ 1,500,000
Operating Lease, Liability, Total			$ 2,200,000	$ 1,500,000
Other Liabilities [Member]
Operating Lease, Right-of-Use Asset	4,200,000				$ 2,500,000
Operating Lease, Liability, Total	4,159,000
Premises and Equipment [Member]
Operating Lease, Liability, Total	$ 1,800,000
Accounting Standards Update 2016-02 [Member]
Operating Lease, Weighted Average Remaining Lease Term (Year)	23 years

Note 4 - Leases - Future Minimu

Note 4 - Leases - Future Minimum Lease Payments (Details) $ in Thousands	Mar. 31, 2021USD ($)
April – December 2021	$ 261
2022	273
2023	276
2024	274
2025	252
Thereafter	5,803
Total minimum lease payments	7,139
Discount effect of cash flows	(2,980)
Operating Lease, Liability, Total	3,700
Other Liabilities [Member]
Operating Lease, Liability, Total	$ 4,159

Note 5 - Other Real Estate Ow_3

Note 5 - Other Real Estate Owned (Details Textual) - USD ($)	Mar. 31, 2021	Dec. 31, 2020
Mortgage Loans in Process of Foreclosure, Amount	$ 100,000
One- to Four-family Residential Properties [Member]
Mortgage Loans in Process of Foreclosure, Amount		$ 35,000

Note 5 - Other Real Estate Ow_4

Note 5 - Other Real Estate Owned - Major Categories of OREO (Details) - USD ($) $ in Thousands	Mar. 31, 2021	Dec. 31, 2020
Other real estate owned, gross	$ 1,765	$ 1,765
Commercial Real Estate Portfolio Segment [Member] | Construction, Land Development, and Other Land Loans [Member]
Other real estate owned, gross	$ 1,765	$ 1,765

Note 5 - Other Real Estate Ow_5

Note 5 - Other Real Estate Owned - Activity Relating to Other Real Estate Owned (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2021	Mar. 31, 2020
OREO	$ 1,765	$ 3,225
Real estate acquired	0	0
Valuation adjustment write-downs	0	0
Net gain (loss) on sales	0	0
Proceeds from sales of properties	0	0
OREO	$ 1,765	$ 3,225

Note 5 - Other Real Estate Ow_6

Note 5 - Other Real Estate Owned - Expenses Related to Other Real Estate Owned (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2021	Mar. 31, 2020
Net loss (gain) on sales	$ 0	$ 0
Valuation adjustment write-downs	0	0
Operating expense	11	16
Total	$ 11	$ 16

Note 6 - Goodwill and Intangi_3

Note 6 - Goodwill and Intangible Assets (Details Textual) - USD ($)	3 Months Ended
	Mar. 31, 2021	Mar. 31, 2020	Dec. 31, 2020
Goodwill, Ending Balance	$ 6,252,000		$ 6,252,000
Goodwill, Impairment Loss	0
Amortization of Intangible Assets, Total	$ 63,000	$ 63,000

Note 6 - Goodwill and Intangi_4

Note 6 - Goodwill and Intangible Assets - Schedule of Goodwill and Intangible Assets (Details) - USD ($) $ in Thousands	Mar. 31, 2021	Dec. 31, 2020
Goodwill, Gross	$ 6,252	$ 6,252
Accumulated Amortization	319	256
Total, Gross	8,752	8,752
Core Deposits [Member]
Core deposit intangibles, Gross	2,500	2,500
Accumulated Amortization	$ 319	$ 256

Note 6 - Goodwill and Intangi_5

Note 6 - Goodwill and Intangible Assets - Expected Amortization Expense (Details) - Core Deposits [Member] $ in Thousands	Mar. 31, 2021USD ($)
April – December 2021	$ 192
2022	256
2023	256
2024	256
2025	256
Thereafter	965
Finite-Lived Intangible Assets, Net, Ending Balance	$ 2,181

Note 7 - Deposits (Details Text

Note 7 - Deposits (Details Textual) - USD ($) $ in Millions	Mar. 31, 2021	Dec. 31, 2020
Time Deposits, at or Above FDIC Insurance Limit	$ 51.5	$ 50.7

Note 7 - Deposits - Deposit Bal

Note 7 - Deposits - Deposit Balances by Category (Details) - USD ($) $ in Thousands	Mar. 31, 2021	Dec. 31, 2020
Non-interest bearing	$ 268,882	$ 243,022
Interest checking	211,322	190,625
Money market	180,137	175,785
Savings	151,340	142,623
Certificates of deposit	355,309	367,552
Total	$ 1,166,990	$ 1,119,607

Note 7 - Deposits - Maturities

Note 7 - Deposits - Maturities of Time Deposits (Details) $ in Thousands	Mar. 31, 2021USD ($)
Year 1	$ 246,568
Year 2	41,747
Year 3	29,258
Year 4	12,538
Year 5	24,541
Thereafter	657
Time Deposits, Total	$ 355,309

Note 8 - Advances From the Fe_3

Note 8 - Advances From the Federal Home Loan Bank (Details Textual) - USD ($) $ in Thousands	3 Months Ended	12 Months Ended
	Mar. 31, 2021	Dec. 31, 2020
Federal Home Loan Bank, Advances, Weighted Average Interest Rate	0.75%	0.75%
Federal Home Loan Bank, Advances, General Debt Obligations, Disclosures, Repayment and Penalties	$ 0	$ 0
Long-term Federal Home Loan Bank Advances, Total	20,000	20,000
Correspondent Financial Institutions Advances General Debt Obligations Disclosures Amount Of Available Unused Funds	87,900
First Mortgage Loans [Member]
Federal Home Loan Bank, Advances, General Debt Obligations, Disclosures, Collateral Pledged	124,300	133,700
SBA CARES Act Paycheck Protection Program [Member]
Federal Home Loan Bank, Advances, General Debt Obligations, Disclosures, Collateral Pledged	$ 27,900	$ 20,300

Note 8 - Advances From the Fe_4

Note 8 - Advances From the Federal Home Loan Bank - Advances From the Federal Home Loan Bank (Details) - USD ($) $ in Thousands	Mar. 31, 2021	Dec. 31, 2020
Short term advances (fixed rate 0.00%) maturing April 2021	$ 613	$ 623
Long term advances (fixed rate 0.77%) maturing February 2030	20,000	20,000
Total advances from the Federal Home Loan Bank	$ 20,613	$ 20,623

Note 8 - Advances From the Fe_5

Note 8 - Advances From the Federal Home Loan Bank - Principal Payments on Advances From the Federal Home Loan Bank (Details) - USD ($) $ in Thousands	Mar. 31, 2021	Dec. 31, 2020
Year 1	$ 613
Year 2	0
Year 3	0
Year 4	0
Year 5	0
Thereafter	20,000
Advances from Federal Home Loan Banks, Total	$ 20,613	$ 20,623

Note 9 - Borrowings (Details Te

Note 9 - Borrowings (Details Textual)	60 Months Ended
	Jul. 31, 2029	Mar. 31, 2021	Jul. 23, 2019
Number of Consecutive Quarterly Periods to Defer Interest Payments Without Default or Penalty		20
Subordinated Capital Note [Member]
Debt Instrument, Fixed Rate for First Five Years			5.75%
London Interbank Offered Rate (LIBOR) [Member]
Effective Interest Rate of Index Subordinated Borrowing Is Tied To		0.19%
London Interbank Offered Rate (LIBOR) [Member] | Subordinated Capital Note [Member] | Forecast [Member]
Debt Instrument, Basis Spread on Variable Rate	3.95%

Note 9 - Borrowings - Junior Su

Note 9 - Borrowings - Junior Subordinated Debentures (Details) - USD ($)		3 Months Ended
		Mar. 31, 2021	Dec. 31, 2020
Junior subordinated debentures		$ 21,000,000	$ 21,000,000
Payable to Ascencia Statutory Trust I [Member]
Issuance Date		Feb. 13, 2004
Junior subordinated debentures		$ 3,000,000
Maturity Date	[1]	Feb. 13, 2034
Payable to Ascencia Statutory Trust I [Member] | London Interbank Offered Rate (LIBOR) [Member]
Interest Rate	[2]	2.85%
Payable to Porter Statutory Trust II [Member]
Issuance Date		Feb. 13, 2004
Junior subordinated debentures		$ 5,000,000
Maturity Date	[1]	Feb. 13, 2034
Payable to Porter Statutory Trust II [Member] | London Interbank Offered Rate (LIBOR) [Member]
Interest Rate	[2]	2.85%
Payable to Porter Statutory Trust III [Member]
Issuance Date		Apr. 15, 2004
Junior subordinated debentures		$ 3,000,000
Maturity Date	[1]	Apr. 15, 2034
Payable to Porter Statutory Trust III [Member] | London Interbank Offered Rate (LIBOR) [Member]
Interest Rate	[2]	2.79%
Payable to Porter Statutory Trust IV [Member]
Issuance Date		Dec. 14, 2004
Junior subordinated debentures		$ 10,000,000
Maturity Date	[1]	Mar. 1, 2037
Payable to Porter Statutory Trust IV [Member] | London Interbank Offered Rate (LIBOR) [Member]
Interest Rate	[2]	1.67%
[1]	The debentures are callable at the Company’s option at their principal amount plus accrued interest.
[2]	As of March 31, 2021, the 3-month LIBOR was 0.19%.

Note 10 - Fair Values Measure_3

Note 10 - Fair Values Measurement (Details Textual)	3 Months Ended
	Mar. 31, 2020USD ($)	Mar. 31, 2021USD ($)	Dec. 31, 2020USD ($)
Impaired Financing Receivable, with Related Allowance, Recorded Investment		$ 4,460,000	$ 4,462,000
Impaired Financing Receivable, Related Allowance		2,178,000	2,177,000
Impaired Loans [Member]
Impaired Financing Receivable, with Related Allowance, Recorded Investment		1,000
Impaired Financing Receivable, Related Allowance	$ 20,000	2,200,000	2,200,000
Impaired Financing Receivable Provision for Loan Losses	0
Impaired Loans [Member] | Measured for Impairment Using Fair Value of Collateral [Member]
Impaired Financing Receivable, with Related Allowance, Recorded Investment	$ 218,000	$ 4,500,000	$ 4,500,000
Measurement Input, Discount Rate [Member] | Minimum [Member]
Impaired Loans, Measurement Input		0.10
Measurement Input, Discount Rate [Member] | Maximum [Member]
Impaired Loans, Measurement Input		0.33
Measurement Input, Estimated Discount for Cost to Sell [Member] | Minimum [Member]
Impaired Loans, Measurement Input		0.06
Measurement Input, Estimated Discount for Cost to Sell [Member] | Maximum [Member]
Impaired Loans, Measurement Input		0.10
Routine Real Estate Collateral [Member] | Measurement Input, Discount Rate [Member]
Impaired Loans, Measurement Input		0.10
Thin Trading Market or Specialized Collateral [Member] | Measurement Input, Discount Rate [Member]
Impaired Loans, Measurement Input		0.25

Note 10 - Fair Values Measure_4

Note 10 - Fair Values Measurement - Financial Assets Measured at the Fair Value on Recurring and Non-recurring Basis (Details) - USD ($) $ in Thousands	Mar. 31, 2021	Dec. 31, 2020
Securities available for sale	$ 177,690	$ 203,862
Recorded investment, total	6,750	6,512
Fair Value, Recurring [Member]
Securities available for sale	177,690	203,862
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Securities available for sale	0	0
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Securities available for sale	162,886	189,558
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Securities available for sale	14,804	14,304
US Treasury and Government [Member]
Securities available for sale	29,819	19,617
US Treasury and Government [Member] | Fair Value, Recurring [Member]
Securities available for sale	29,819	19,617
US Treasury and Government [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Securities available for sale	0	0
US Treasury and Government [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Securities available for sale	29,819	19,617
US Treasury and Government [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Securities available for sale	0	0
Impaired Loans [Member] | Fair Value, Nonrecurring [Member] | Residential Portfolio Segment [Member] | Nonfarm Nonresidential [Member]
Recorded investment, total	2,180	2,180
Impaired Loans [Member] | Fair Value, Nonrecurring [Member] | Residential Portfolio Segment [Member] | One- to Four-family Residential Properties [Member]
Recorded investment, total	102	105
Impaired Loans [Member] | Fair Value, Nonrecurring [Member] | Fair Value, Inputs, Level 1 [Member] | Residential Portfolio Segment [Member] | Nonfarm Nonresidential [Member]
Recorded investment, total	0	0
Impaired Loans [Member] | Fair Value, Nonrecurring [Member] | Fair Value, Inputs, Level 1 [Member] | Residential Portfolio Segment [Member] | One- to Four-family Residential Properties [Member]
Recorded investment, total	0	0
Impaired Loans [Member] | Fair Value, Nonrecurring [Member] | Fair Value, Inputs, Level 2 [Member] | Residential Portfolio Segment [Member] | Nonfarm Nonresidential [Member]
Recorded investment, total	0	0
Impaired Loans [Member] | Fair Value, Nonrecurring [Member] | Fair Value, Inputs, Level 2 [Member] | Residential Portfolio Segment [Member] | One- to Four-family Residential Properties [Member]
Recorded investment, total	0	0
Impaired Loans [Member] | Fair Value, Nonrecurring [Member] | Fair Value, Inputs, Level 3 [Member] | Residential Portfolio Segment [Member] | Nonfarm Nonresidential [Member]
Recorded investment, total	2,180	2,180
Impaired Loans [Member] | Fair Value, Nonrecurring [Member] | Fair Value, Inputs, Level 3 [Member] | Residential Portfolio Segment [Member] | One- to Four-family Residential Properties [Member]
Recorded investment, total	102	105
Residential Mortgage Backed Securities [Member]
Securities available for sale	77,296	74,333
Residential Mortgage Backed Securities [Member] | Fair Value, Recurring [Member]
Securities available for sale	77,296	74,333
Residential Mortgage Backed Securities [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Securities available for sale	0	0
Residential Mortgage Backed Securities [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Securities available for sale	77,296	74,333
Residential Mortgage Backed Securities [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Securities available for sale	0	0
Collateralized Debt Obligations [Member]
Securities available for sale	39,619	43,152
Collateralized Debt Obligations [Member] | Fair Value, Recurring [Member]
Securities available for sale	39,619	43,152
Collateralized Debt Obligations [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Securities available for sale	0	0
Collateralized Debt Obligations [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Securities available for sale	37,163	40,764
Collateralized Debt Obligations [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Securities available for sale	2,456	2,388
US States and Political Subdivisions Debt Securities [Member]
Securities available for sale		36,055
US States and Political Subdivisions Debt Securities [Member] | Fair Value, Recurring [Member]
Securities available for sale		36,055
US States and Political Subdivisions Debt Securities [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Securities available for sale		0
US States and Political Subdivisions Debt Securities [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Securities available for sale		36,055
US States and Political Subdivisions Debt Securities [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Securities available for sale		0
Corporate Debt Securities [Member]
Securities available for sale	30,956	30,705
Corporate Debt Securities [Member] | Fair Value, Recurring [Member]
Securities available for sale	30,956	30,705
Corporate Debt Securities [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Securities available for sale	0	0
Corporate Debt Securities [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Securities available for sale	18,608	18,789
Corporate Debt Securities [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Securities available for sale	$ 12,348	$ 11,916

Note 10 - Fair Values Measure_5

Note 10 - Fair Values Measurement - Reconciliation of All Assets Measured at Fair Value on Recurring Basis Using Unobservable Inputs (Details) $ in Thousands	3 Months Ended
	Mar. 31, 2021USD ($)
Collateralized Debt Obligations [Member]
Balance of recurring Level 3 assets at January 1, 2021	$ 2,388
Included in other comprehensive income	68
Transfers into Level 3	0
Balance of recurring Level 3 assets at March 31, 2021	2,456
Corporate Debt Securities [Member]
Balance of recurring Level 3 assets at January 1, 2021	11,916
Included in other comprehensive income	432
Transfers into Level 3	0
Balance of recurring Level 3 assets at March 31, 2021	$ 12,348

Note 10 - Fair Values Measure_6

Note 10 - Fair Values Measurement - Recurring Level 3 Fair Value Measurements (Details) $ in Thousands	Mar. 31, 2021USD ($)	Dec. 31, 2020USD ($)
Valuation Technique, Discounted Cash Flow [Member] | Measurement Input, Spread to Benchmark Yield [Member] | Fair Value, Recurring [Member] | Weighted Average [Member]
Debt securities, measurement input	3.28	3.81
Debt securities, measurement input	(3.28)	(3.81)
Collateralized Debt Obligations [Member]
Fair value	$ 2,456	$ 2,388
Collateralized Debt Obligations [Member] | Valuation Technique, Discounted Cash Flow [Member]
Fair value	$ 2,456	$ 2,388
Collateralized Debt Obligations [Member] | Valuation Technique, Discounted Cash Flow [Member] | Measurement Input, Constant Prepayment Rate [Member] | Fair Value, Recurring [Member]
Debt securities, measurement input	0	0
Debt securities, measurement input	0	0
Collateralized Debt Obligations [Member] | Valuation Technique, Discounted Cash Flow [Member] | Measurement Input, Additional Asset Defaults [Member] | Fair Value, Recurring [Member]
Debt securities, measurement input	0.02	0.02
Debt securities, measurement input	(0.02)	(0.02)
Collateralized Debt Obligations [Member] | Valuation Technique, Discounted Cash Flow [Member] | Measurement Input, Additional Asset Defaults [Member] | Fair Value, Recurring [Member] | Weighted Average [Member]
Debt securities, measurement input	0.02	0.02
Debt securities, measurement input	(0.02)	(0.02)
Collateralized Debt Obligations [Member] | Valuation Technique, Discounted Cash Flow [Member] | Measurement Input, Expected Asset Recoveries [Member] | Weighted Average [Member]
Debt securities, measurement input	0.49	0.49
Debt securities, measurement input	(0.49)	(0.49)
Collateralized Debt Obligations [Member] | Valuation Technique, Discounted Cash Flow [Member] | Measurement Input, Expected Asset Recoveries [Member] | Fair Value, Recurring [Member]
Debt securities, measurement input	0.49	0.49
Debt securities, measurement input	(0.49)	(0.49)
Corporate Debt Securities [Member]
Fair value	$ 12,348	$ 11,916
Corporate Debt Securities [Member] | Valuation Technique, Discounted Cash Flow [Member]
Fair value	$ 12,348	$ 11,916
Corporate Debt Securities [Member] | Valuation Technique, Discounted Cash Flow [Member] | Measurement Input, Constant Prepayment Rate [Member] | Fair Value, Recurring [Member]
Debt securities, measurement input	0	0
Debt securities, measurement input	0	0
Corporate Debt Securities [Member] | Valuation Technique, Discounted Cash Flow [Member] | Measurement Input, Spread to Benchmark Yield [Member] | Fair Value, Recurring [Member] | Minimum [Member]
Debt securities, measurement input	2.44	3.22
Debt securities, measurement input	(2.44)	(3.22)
Corporate Debt Securities [Member] | Valuation Technique, Discounted Cash Flow [Member] | Measurement Input, Spread to Benchmark Yield [Member] | Fair Value, Recurring [Member] | Maximum [Member]
Debt securities, measurement input	3.50	4.97
Debt securities, measurement input	(3.50)	(4.97)
Corporate Debt Securities [Member] | Valuation Technique, Discounted Cash Flow [Member] | Measurement Input, Indicative Broker Bid [Member] | Fair Value, Recurring [Member] | Weighted Average [Member]
Debt securities, measurement input	0.83	0.80
Debt securities, measurement input	(0.83)	(0.80)
Corporate Debt Securities [Member] | Valuation Technique, Discounted Cash Flow [Member] | Measurement Input, Indicative Broker Bid [Member] | Fair Value, Recurring [Member] | Minimum [Member]
Debt securities, measurement input	0.76	0.72
Debt securities, measurement input	(0.76)	(0.72)
Corporate Debt Securities [Member] | Valuation Technique, Discounted Cash Flow [Member] | Measurement Input, Indicative Broker Bid [Member] | Fair Value, Recurring [Member] | Maximum [Member]
Debt securities, measurement input	1.05	1.07
Debt securities, measurement input	(1.05)	(1.07)

Note 10 - Fair Values Measure_7

Note 10 - Fair Values Measurement - Carrying Amount and Estimated Fair Values of Financial Instruments (Details) - USD ($) $ in Thousands	Mar. 31, 2021	Dec. 31, 2020
Debt Securities, Available-for-sale, Total	$ 177,690	$ 203,862
Securities held to maturity	40,618
Subordinated capital notes	25,883	25,207
Securities available for sale	177,690	203,862
Subordinated capital notes	25,883	25,207
Fair Value, Inputs, Level 3 [Member]
Junior subordinated debentures		16,194
Reported Value Measurement [Member]
Cash and cash equivalents	83,847	67,693
Debt Securities, Available-for-sale, Total	177,690	203,862
Securities held to maturity	41,254
Federal Home Loan Bank stock	5,810	5,887
Loans, net	966,110	949,638
Accrued interest receivable	4,432	4,444
Deposits	1,166,990	1,119,607
Federal Home Loan Bank advances	20,613	20,623
Junior subordinated debentures	21,000	21,000
Subordinated capital notes	25,000	25,000
Accrued interest payable	453	859
Securities available for sale	177,690	203,862
Subordinated capital notes	25,000	25,000
Estimate of Fair Value Measurement [Member]
Cash and cash equivalents	83,847	67,693
Debt Securities, Available-for-sale, Total	177,690	203,862
Loans, net	962,943	941,330
Accrued interest receivable	4,432	4,444
Deposits	1,168,616	1,121,331
Federal Home Loan Bank advances	20,745	20,665
Junior subordinated debentures	17,708
Accrued interest payable	453	859
Securities available for sale	177,690	203,862
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member]
Cash and cash equivalents	83,847	67,693
Debt Securities, Available-for-sale, Total	0	0
Securities held to maturity	0
Loans, net	0	0
Accrued interest receivable	0	0
Deposits	268,882	243,022
Federal Home Loan Bank advances	0	0
Junior subordinated debentures	0	0
Subordinated capital notes	0	0
Accrued interest payable	0	0
Securities available for sale	0	0
Subordinated capital notes	0	0
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member]
Cash and cash equivalents	0	0
Debt Securities, Available-for-sale, Total	162,886	189,558
Securities held to maturity	40,618
Loans, net	0	0
Accrued interest receivable	893	925
Deposits	899,734	878,309
Federal Home Loan Bank advances	20,745	20,665
Junior subordinated debentures	0	0
Subordinated capital notes	0	0
Accrued interest payable	184	231
Securities available for sale	162,886	189,558
Subordinated capital notes	0	0
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member]
Cash and cash equivalents	0	0
Debt Securities, Available-for-sale, Total	14,804	14,304
Securities held to maturity	0
Loans, net	962,943	941,330
Accrued interest receivable	3,539	3,519
Deposits	0	0
Federal Home Loan Bank advances	0	0
Junior subordinated debentures	17,708	16,194
Subordinated capital notes	25,883	25,207
Accrued interest payable	269	628
Securities available for sale	14,804	14,304
Subordinated capital notes	$ 25,883	$ 25,207

Note 11 - Income Taxes (Details

Note 11 - Income Taxes (Details Textual) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2021	Mar. 31, 2020
Unrecognized Tax Benefits, Ending Balance	$ 0
Unrecognized Tax Benefits, Income Tax Penalties and Interest Expense, Total	$ 0	$ 0
Common Stock Ownership Percentage by Individual	5.00%
Common Stock Ownership Percentage	50.00%
Dividend Declared Preferred Stock Purchase Right Per Each Share of Common Stock (in shares)	1
Domestic Tax Authority [Member]
Operating Loss Carryforwards, Total	$ 94,000
State and Local Jurisdiction [Member]
Operating Loss Carryforwards, Total	$ 30,800

Note 11 - Income Taxes - Deferr

Note 11 - Income Taxes - Deferred Tax Assets and Liabilities (Details) - USD ($) $ in Thousands	Mar. 31, 2021	Dec. 31, 2020
Deferred tax assets:
Net operating loss carry-forward	$ 20,966	$ 22,012
Allowance for loan losses	3,183	3,104
OREO write-down	914	914
Net assets from acquisitions	28	72
New market tax credit carry-forward	208	208
Nonaccrual loan interest	323	315
Accrued expenses	145	131
Lease liability	1,037	618
Other	339	332
Deferred Tax Assets, Gross, Total	27,143	27,706
Deferred tax liabilities:
FHLB stock dividends	471	478
Fixed assets	74	71
Deferred loan costs	188	172
Net unrealized gain on securities	300	585
Lease right-of-use assets	1,037	618
Other	81	68
Deferred Tax Liabilities, Gross, Total	2,151	1,992
Net deferred tax asset	$ 24,992	$ 25,714

Note 12 - Stock Plans and Sto_3

Note 12 - Stock Plans and Stock Based Compensation (Details Textual) - USD ($)	3 Months Ended		12 Months Ended
	Mar. 31, 2021	Mar. 31, 2020	Dec. 31, 2020	Dec. 31, 2018
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other Than Options, Nonvested Intrinsic Value1	$ 1,300,000
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period, Weighted Average Grant Date Fair Value (in dollars per share)	$ 13.25
Share-based Payment Arrangement, Expense	$ 149,000	$ 106,000
Share-based Payment Arrangement, Expense, Tax Benefit	$ 37,000	$ 22,000
2018 Omnibus Equity Compensation Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Available for Grant (in shares)	166,740
Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Period (Year)	7 years		3 years
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period, Weighted Average Grant Date Fair Value (in dollars per share)	$ 13.25		$ 15.33
Non-Employee Directors Stock Incentive Plan 2006 [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Annual Award to Non Employee Directors, Value				$ 25,000

Note 12 - Stock Plans and Sto_4

Note 12 - Stock Plans and Stock Based Compensation - Unvested Share Activity (Details) - $ / shares	3 Months Ended	12 Months Ended
	Mar. 31, 2021	Dec. 31, 2020
Granted, weighted average grant price (in dollars per share)	$ 13.25
2018 Omnibus Equity Compensation Plan [Member]
Outstanding, beginning (in shares)	47,438	57,774
Outstanding, weighted average grant price (in dollars per share)	$ 15.34	$ 13.35
Granted (in shares)	99,013	34,858
Granted, weighted average grant price (in dollars per share)	$ 13.25	$ 15.33
Vested (in shares)	(12,876)	(43,836)
Vested, weighted average grant price (in dollars per share)	$ 15.82	$ 12.69
Forfeited (in shares)	0	(1,358)
Forfeited, weighted average grant price (in dollars per share)	$ 0	$ 15.95
Outstanding, ending (in shares)	133,575	47,438
Outstanding, weighted average grant price (in dollars per share)	$ 13.74	$ 15.34

Note 12 - Stock Plans and Sto_5

Note 12 - Stock Plans and Stock Based Compensation - Unrecognized Stock Based Compensation Expense Related to Unvested Shares (Details) $ in Thousands	Mar. 31, 2021USD ($)
April – December 2021	$ 407
2022	398
2023	280
2024	137
2025	130
Thereafter	$ 267

Note 13 - Earnings Per Share (D

Note 13 - Earnings Per Share (Details Textual) - shares shares in Thousands	Mar. 31, 2021	Dec. 31, 2020
Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding, Number, Ending Balance (in shares)	0	0

Note 13 - Earnings Per Share -

Note 13 - Earnings Per Share - Basic and Diluted Loss Per Share (Details) - USD ($)	3 Months Ended
	Mar. 31, 2021	Mar. 31, 2020
Net income	$ 3,222,000	$ 1,840,000
Earnings allocated to unvested shares	38,000	15,000
Net income available to common shareholders, basic and diluted	$ 3,184	$ 1,825
Weighted average common shares including unvested common shares outstanding (in shares)	7,575,211	7,481,884
Weighted average shares outstanding (in shares)	7,484,704	7,420,521
Basic and diluted income per common share (in dollars per share)	$ 0.43	$ 0.25
Unvested Shares [Member]
Weighted average shares outstanding (in shares)	90,507	61,363

Note 14 - Regulatory Capital _3

Note 14 - Regulatory Capital Matters (Details Textual)	Mar. 31, 2021
Banking Regulation, Capital Conservation Buffer, Capital Conserved, Minimum	2.5
Banking Regulation, Capital Conservation Buffer, Common Equity Tier One Risk-Based Capital, Actual	7
Banking Regulation, Capital Conservation Buffer, Tier One Risk-Based Capital, Actual	8.5
Banking Regulation, Capital Conservation Buffer, Tier One Risk-Based Capital, Actual	10.5

Note 14 - Regulatory Capital _4

Note 14 - Regulatory Capital Matters - Ratios and Amounts of Common Equity, Capital, and Total Capital to Risk-adjusted Assets (Details) $ in Thousands	Mar. 31, 2021USD ($)	Dec. 31, 2020USD ($)
Total risk-based capital to risk-weighted assets, actual amount	$ 146,865	$ 142,449
Total risk-based capital to risk-weighted assets, actual ratio	0.1337	0.1320
Total risk-based capital to risk-weighted assets, for capital adequacy purposes, amount	$ 87,890	$ 86,302
Total risk-based capital to risk-weighted assets, for capital adequacy purposes, ratio	0.0800	0.0800
Total risk-based capital to risk-weighted assets, for minimum requirements to be well capitalized, amount	$ 109,862	$ 107,878
Total risk-based capital to risk-weighted assets, for minimum requirements to be well capitalized, ratio	0.1000	0.1000
Total common equity Tier 1 risk-based capital (to risk-weighted assets), actual amount	$ 134,110	$ 130,006
Total common equity Tier 1 risk-based capital (to risk-weighted assets), actual ratio	0.1221	0.1205
Total common equity Tier 1 risk-based capital (to risk-weighted assets), for capital adequacy purposes, amount	$ 49,438	$ 48,545
Total common equity Tier 1 risk-based capital (to risk-weighted assets), for capital adequacy purposes, ratio	0.0450	0.0450
Total common equity Tier 1 risk-based capital (to risk-weighted assets), for minimum requirements to be well capitalized, amount	$ 71,410	$ 70,120
Total common equity Tier 1 risk-based capital (to risk-weighted assets), for minimum requirements to be well capitalized, ratio	0.0650	0.0650
Tier I capital to risk-weighted assets, actual amount	$ 134,110	$ 130,006
Tier I capital to risk-weighted assets, actual ratio	0.1221	0.1205
Tier I capital to risk-weighted assets, for capital adequacy purposes, amount	$ 65,917	$ 64,727
Tier I capital to risk-weighted assets, for capital adequacy purposes, ratio	0.0600	0.0600
Tier I capital to risk-weighted assets, for minimum requirements to be well capitalized, amount	$ 87,890	$ 86,302
Tier I capital to risk-weighted assets, for minimum requirements to be well capitalized, ratio	0.0800	0.0800
Tier 1 capital (to average assets), actual amount	$ 134,110	$ 130,006
Tier 1 capital (to average assets), actual ratio	0.1044	0.1021
Tier 1 capital (to average assets), for capital adequacy purposes, amount	$ 51,380	$ 50,908
Tier 1 capital (to average assets), for capital adequacy purposes, ratio	0.0400	0.0400
Tier 1 capital (to average assets), for minimum requirements to be well capitalized, amount	$ 64,225	$ 63,636
Tier 1 capital (to average assets), for minimum requirements to be well capitalized, ratio	0.0500	0.0500

Note 15 - Off Balance Sheet R_3

Note 15 - Off Balance Sheet Risks, Commitments, and Contingent Liabilities (Details Textual) - USD ($)	3 Months Ended
	Mar. 31, 2021	Dec. 31, 2020
Commitments Period (Year)	1 year
Risk Participation Agreement [Member]
Derivative, Notional Amount	$ 26,600,000	$ 26,600,000
Fair Value Disclosure, Off-balance Sheet Risks, Amount, Liability	113,000	$ 188,000
Standby Letters of Credit [Member]
Long-term Line of Credit, Total	$ 0

Note 15 - Off Balance Sheet R_4

Note 15 - Off Balance Sheet Risks, Commitments, and Contingent Liabilities - Contractual Amounts of Financial Instruments With Off Balance Sheet Risk (Details) - USD ($) $ in Thousands	Mar. 31, 2021	Dec. 31, 2020
Fixed Rate [Member] | Commitments to Make Loans [Member]
Financial Instrument off Balance Sheet Risk, Amount	$ 21,139	$ 20,990
Fixed Rate [Member] | Unused lines of Credit [Member]
Financial Instrument off Balance Sheet Risk, Amount	6,969	5,964
Fixed Rate [Member] | Standby Letters of Credit [Member]
Financial Instrument off Balance Sheet Risk, Amount	433	175
Variable Rate [Member] | Commitments to Make Loans [Member]
Financial Instrument off Balance Sheet Risk, Amount	19,198	17,466
Variable Rate [Member] | Unused lines of Credit [Member]
Financial Instrument off Balance Sheet Risk, Amount	153,381	144,790
Variable Rate [Member] | Standby Letters of Credit [Member]
Financial Instrument off Balance Sheet Risk, Amount	$ 346	$ 1,342

Note 16 - Revenue From Contra_2

Note 16 - Revenue From Contracts With Customers (Details Textual) - USD ($)	3 Months Ended
	Mar. 31, 2021	Mar. 31, 2020
Revenue from Contract with Customer, Including Assessed Tax	$ 153,000	$ 156,000