PSM (PSMH) 10-Q 23 Feb 15 2015 Q2 Quarterly report Financial data

Document_And_Entity_Informatio

Document And Entity Information	6 Months Ended
	Dec. 31, 2014	Feb. 23, 2015
Document and Entity Information [Abstract]
Entity Registrant Name	PSM HOLDINGS INC
Document Type	10-Q
Current Fiscal Year End Date	-24
Entity Common Stock, Shares Outstanding		27,507,524
Amendment Flag	FALSE
Entity Central Index Key	1362180
Entity Current Reporting Status	Yes
Entity Voluntary Filers	No
Entity Filer Category	Smaller Reporting Company
Entity Well-known Seasoned Issuer	No
Document Period End Date	31-Dec-14
Document Fiscal Year Focus	2015
Document Fiscal Period Focus	Q2

Consolidated_Balance_Sheets_Cu

Consolidated Balance Sheets (Current Period Unaudited) (USD $)	Dec. 31, 2014	Jun. 30, 2014
ASSETS
Cash & cash equivalents	$209,547	$764,931
Accounts receivable - related party, net		683,992
Accounts receivable - non related party, net	618,643	43,974
Loans held for sale	13,148,224	15,416,781
Prepaid expenses	199,685	142,096
Other assets	2,740	16,058
Total current assets	14,178,839	17,067,832
Property and equipment, net	283,757	582,118
Cash restricted for surety bonds	732,500	755,701
Loans receivable	87,778	88,898
Employee advances	37,170	500
Intangible assets, net of accumulated amortization, December 31, 2014 - $630,675 and June 30, 2014 - $599,270	3,091,185	3,122,590
Security deposits	38,733	44,453
Total Assets	18,449,962	21,662,092
LIABILITIES AND STOCKHOLDERS' EQUITY
Accounts payable	923,670	602,351
Line of credit - related party	140,411
Warehouse lines of credit payable- related party	12,733,090	14,942,781
Warehouse lines of credit payable- non related party		474,000
Short term financing	32,252	15,584
Notes payable - related party	120,000
Dividend payable - related party	169,133	82,500
Dividend payable - non related party	102,000	51,000
Accrued liabilities	426,085	643,915
Cash held in escrow for renovation loans	20,320	23,201
Total current liabilities	14,666,961	16,835,332
Total Liabilities	14,666,961	16,835,332
Stockholders' Equity:
Common stock, $0.001 par value, 400,000,000 shares authorized, 27,507,524 and 29,257,759 shares issued and outstanding at December 31, 2014 and June 30, 2014, respectively	27,508	29,258
Treasury stock, at cost: shares held 21,600 at December 31, 2014 and June 30, 2014	-22,747	-22,747
Additional paid in capital	26,109,382	25,696,013
Accumulated deficit	-22,331,152	-20,875,773
Total stockholders' equity	3,783,001	4,826,760
Total Liabilities and Stockholders' Equity	18,449,962	21,662,092
Series A Preferred Stock [Member]
Stockholders' Equity:
Convertible Preferred Stock	4	4
Series B Preferred Stock [Member]
Stockholders' Equity:
Convertible Preferred Stock	2	2
Series C Preferred Stock [Member]
Stockholders' Equity:
Convertible Preferred Stock	2	2
Series D Preferred Stock [Member]
Stockholders' Equity:
Convertible Preferred Stock	1	1
Series E Preferred Stock [Member]
Stockholders' Equity:
Convertible Preferred Stock	$1

Consolidated_Balance_Sheets_Cu1

Consolidated Balance Sheets (Current Period Unaudited) (Parentheticals) (USD $)	Dec. 31, 2014	Jun. 30, 2014
Intangible assets, accumulated amortization (in Dollars)	$630,675	$599,270
Preferred stock, par value (in Dollars per share)	$0.00	$0.00
Preferred stock, shares authorized	10,000,000	10,000,000
Common stock par value (in Dollars per share)	$0.00	$0.00
Common stock shares authorized	400,000,000	400,000,000
Common stock shares outstanding	27,507,524	29,257,759
Common stock shares issued	27,507,524	29,257,759
Treasury stock shares held	21,600	21,600
Series A Preferred Stock [Member]
Convertible Preferred Stock, Shares Outstanding	3,700	3,700
Series B Preferred Stock [Member]
Convertible Preferred Stock, Shares Outstanding	2,000	2,000
Series C Preferred Stock [Member]
Convertible Preferred Stock, Shares Outstanding	1,800	0
Series D Preferred Stock [Member]
Convertible Preferred Stock, Shares Outstanding	1,400	0
Series E Preferred Stock [Member]
Convertible Preferred Stock, Shares Outstanding	822.5	0

Consolidated_Statements_of_Ope

Consolidated Statements of Operations and Comprehensive Loss (Unaudited) (USD $)	3 Months Ended		6 Months Ended
	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2014	Dec. 31, 2013
Revenues
Revenues - non related party	$2,600,655	$1,796,453	$5,986,440	$4,390,872
Revenues - related party	33,904	2,001,475	234,012	3,171,403
Total revenues	2,634,559	3,797,928	6,220,452	7,562,275
Operating expenses
Selling, general & administrative	3,655,752	4,937,740	7,436,140	10,158,737
Depreciation and amortization	32,985	76,624	67,745	146,683
Total operating expenses	3,688,737	5,014,364	7,503,885	10,305,420
Loss from operations	-1,054,178	-1,216,436	-1,283,433	-2,743,145
Non-operating income (expense):
Interest expense	-13,226	-1,197	-18,646	-1,987
Interest and dividend income	1,543	1,664	3,082	3,501
Realized gain (loss) on sale of assets			-156,381
Total non-operating income (expense)	-11,683	467	-171,945	1,514
Loss from continuing operations before income tax	-1,065,861	-1,215,969	-1,455,378	-2,741,631
Provision for income tax	0	0	0	0
Net loss	-1,065,861	-1,215,969	-1,455,378	-2,741,631
Dividends on preferred stock	-137,633	-85,500	-271,133	-171,000
Comprehensive loss	($1,203,494)	($1,301,469)	($1,726,511)	($2,912,631)
Net loss per common share and equivalents - basic and diluted loss from operations (in Dollars per share)	($0.04)	($0.04)	($0.06)	($0.10)
Weighted average shares of share capital outstanding - basic & diluted (in Shares)	27,507,524	29,443,512	27,576,440	29,422,655

Consolidated_Statements_of_Cas

Consolidated Statements of Cash Flows (Unaudited) (USD $)	6 Months Ended
	Dec. 31, 2014	Dec. 31, 2013
CASH FLOWS FROM OPERATING ACTIVITIES:
Net loss	($1,455,378)	($2,741,631)
Loans to employees		-6,825
Depreciation and amortization	67,745	146,683
Restricted cash	23,201	-500,000
Disposition of property and equipment	272,022
Stock received from sale of assets	-124,250
Share based payment awards	31,216	27,053
Stock issued to third parties in lieu of cash		9,935
Stock issued to employees in lieu of cash		6,624
(Increase) decrease in current assets:
Accounts receivable	109,323	180,460
Mortgage loans held for sale	2,268,557	3,332,818
Prepaid expenses	-57,589	-154,538
Employee advances	-36,670	-51,579
Other current assets	13,318	-2,689
Increase (decrease) in current liabilities:
Accounts payable	321,319	65,409
Accrued liabilities	-217,831	-493,648
Renovation escrow	-2,881
Net cash provided by (used in) operating activities	1,212,102	-181,928
CASH FLOWS FROM INVESTING ACTIVITIES:
Purchase of property and equipment	-10,000	-207,053
Cash refunded (paid) for security deposits	5,720	-11,341
Net cash used in investing activities	-4,280	-218,394
CASH FLOWS FROM FINANCING ACTIVITIES:
Cash borrowed (paid) on short term financing	16,667	-23,360
Cash paid for preferred dividends	-133,500	-171,000
Cash proceeds from the sale of preferred stock	775,787
Cash proceeds on loans receivable	141,531
Cash proceeds on note payable from related party	120,000
Net cash used in financing activities	-1,763,206	-3,543,917
NET DECREASE IN CASH & CASH EQUIVALENTS	-555,384	-3,944,239
CASH & CASH EQUIVALENTS, BEGINNING BALANCE	764,931	5,015,618
CASH & CASH EQUIVALENTS, ENDING BALANCE	209,547	1,071,379
Affiliated Entity [Member] | Warehouse Line Of Credit [Member]
CASH FLOWS FROM FINANCING ACTIVITIES:
Cash Proceeds from Line of Credit	114,098,651	180,106,666
Cash Payments on Warehouse Line of Credit	-116,308,342	-182,911,844
Warehouse Line Of Credit [Member]
CASH FLOWS FROM FINANCING ACTIVITIES:
Cash Proceeds from Line of Credit	1,609,894	55,914,900
Cash Payments on Warehouse Line of Credit	($2,083,894)	($56,459,279)

Note_1_Nature_of_Business_and_

Note 1 - Nature of Business and Summary of Significant Accounting Policies	6 Months Ended
	Dec. 31, 2014
Disclosure Text Block [Abstract]
Organization, Consolidation and Presentation of Financial Statements Disclosure [Text Block]	NOTE 1 – NATURE OF BUSINESS AND SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES
	Company Background
	As used herein and except as otherwise noted, the terms “Company” or “PSMH” shall mean PSM Holdings, Inc., a Delaware corporation.
	The Company was incorporated under the laws of the State of Utah on March 12, 1987, as Durban Enterprises, Inc. On July 19, 2001, Durban Enterprises, Inc., created a wholly-owned subsidiary called Durban Holdings, Inc., a Nevada corporation, to facilitate changing the domicile of the Company to Nevada. On August 17, 2001, Durban Enterprises, Inc. merged with and into Durban Holdings, Inc., leaving the Nevada corporation as the survivor.  The Company retained the originally authorized 100,000,000 shares at $0.001 par value.
	On May 18, 2005, Durban Holdings, Inc. completed the acquisition of all of the outstanding stock of PrimeSource Mortgage, Inc., a Texas corporation, by a stock for stock exchange in which the stockholders of PrimeSource Mortgage, Inc. received 10,250,000 shares, or approximately 92% of the outstanding stock of the Company. Following the acquisition, effective May 18, 2005, the name of the parent “Durban Holdings, Inc.”, was changed to “PSM Holdings, Inc.” For reporting purposes, the acquisition was treated as an acquisition of the Company by PrimeSource Mortgage, Inc. (reverse acquisition) and a recapitalization of PrimeSource Mortgage, Inc. The historical financial statements prior to May 18, 2005, are those of PrimeSource Mortgage, Inc. Goodwill was not recognized from the transaction.
	On December 14, 2011, PSM Holdings, Inc., created a wholly-owned subsidiary called PSM Holdings, Inc., a Delaware corporation, to facilitate changing the domicile of the Company to Delaware. On December 29, 2011, PSM Holdings, Inc. merged with and into PSM Holdings, Inc., leaving the Delaware Corporation as the survivor. The Company retained the originally authorized 100,000,000 shares at $0.001 par value.
	Business Activity
	The Company originates mortgage loans funded either directly off its warehouse lines of credit or through brokering transactions to other third parties. Approximately 95% of the Company’s mortgage origination volume is banked off of its current warehouse lines. The Company has relationships with multiple investors who purchase the loans funded on its warehouse lines. All of the Company’s lending activities are conducted by its subsidiary, PrimeSource Mortgage, Inc., a Delaware corporation (“PSMI”).
	Historically, a significant portion of the Company’s business has been referral based and purchase orientated (versus refinance). The Company does not directly participate in the secondary markets and further does not maintain a servicing portfolio. Approximately 75% of total loan applications are generated from business contacts and previous client referrals. Realtor referrals and other lead sources like Path2Sell or leads account for the balance of loan applications.
	The Company currently operates or is licensed in the following states: Arkansas, California, Colorado, Florida, Kansas, Kentucky, Missouri, Montana, New Jersey, New York, New Mexico, North Dakota, Oklahoma, Oregon, Texas and Utah.
	Basis of Presentation
	The accompanying unaudited consolidated financial statements have been prepared in accordance with the rules and regulations of the Securities and Exchange Commission for the presentation of interim financial information, but do not include all the information and footnotes required by generally accepted accounting principles for complete financial statements. It is recommended that these consolidated financial statements be read in conjunction with the audited financial statements for the year ended June 30, 2014, which were filed with the Securities and Exchange Commission on October 14, 2014 on Form 10-K for the year ended June 30, 2014. In the opinion of management, all adjustments considered necessary for a fair presentation have been included. Operating results for the three and six months ended December 31, 2014 are not necessarily indicative of the results that may be expected for the year ending June 30, 2015.
	Summary of Significant Accounting Policies
	The following summary of significant accounting policies of the Company is presented to assist in the understanding of the Company’s financial statements. The financial statements and notes are the representation of the Company’s management who is responsible for their integrity and objectivity. The financial statements of the Company conform to accounting principles generally accepted in the United States of America (GAAP). The Financial Accounting Standards Board (FASB) is the accepted standard-setting body for establishing accounting and financial reporting principles.
	Principles of Consolidation
	The consolidated financial statements include the accounts of PSM Holdings, Inc., its wholly-owned subsidiary WWYH, Inc., and WWYH's wholly-owned subsidiary Prime Source Mortgage, Inc. All material intercompany transactions have been eliminated in the consolidation.
	Use of Estimates
	Management uses estimates and assumptions in preparing financial statements.  Those estimates and assumptions affect the reported amounts of assets and liabilities, the disclosure of contingent assets and liabilities, and the reported revenues and expenses.  Accordingly, actual results could differ from those estimates.  Significant estimates include the value of intangibles, estimated depreciable lives of property, plant and equipment, estimated valuation of deferred tax assets due to net operating loss carry-forwards and estimates of uncollectible amounts of loans and notes receivable.
	Cash and Cash Equivalents
	For the purposes of the statement of cash flows, cash and cash equivalents include cash on hand and cash in checking and savings accounts, and all investment instruments with an original maturity of three months or less.
	Restricted Cash
	The Company has certain cash balances set aside as collateral to secure various bonds required pursuant to the licensing requirements in some of the states in which it conducts business.
	Accounts Receivable
	Accounts receivable represent commissions earned and fees charged on closed loans that the Company has not received. Accounts receivable are stated at the amount management expects to collect from balances outstanding at period-end. The Company estimates the allowance for doubtful accounts based on an analysis of specific accounts.
	Employee Advances and Loans Receivable
	Employee advances and loans receivable are stated at the unpaid principal balance. Interest income is recognized in the period in which it is earned.
	Loans Held For Sale
	The Company originates all of its residential real estate loans with the intent to sell them in the secondary market. Loans held for sale consist primarily of residential first and second mortgage loans that are secured by residential real estate throughout the United States.
	Although the Company does not intend to be a loan servicer, from time to time it is necessary that certain loans be serviced for a period of time. Even in these situations the Company intends to service the loan only for the amount of time necessary to get the loan sellable to a third party investor. As of December 31, 2014, the Company had four such loans that required servicing before they could be sold to an investor. Three of the four loans were performing and were carried on the books at their fair value, determined using current secondary market prices for loans with similar coupons, maturities and credit quality. One of the loans was delinquent. The delinquent loan had unpaid principle and interest of $9,013 as of December 31, 2014. The Company has been working with this borrower who has made the principal and interest payment each of the last five months. As of December 31, 2014, the Company has not recorded any adjustment to the fair value of the remaining four loans as any accrued gain or loss would not be material to the Company.
	As noted above, the fair value of loans held for sale is determined using current secondary market prices for loans with similar coupons, maturities and credit quality. Loans held for sale are pledged as collateral under the Company’s warehouse lines of credit. The Company relies substantially on the secondary mortgage market as all of the loans originated are sold into this market.
	Interest on mortgage loans held for sale is recognized as earned and is only accrued if deemed collectible. Interest is generally deemed uncollectible when a loan becomes three months or more delinquent or when a loan has a defect affecting its salability. Delinquency is calculated based on the contractual due date of the loan. Loans are written off when deemed uncollectible.
	Prepaid Expenses
	Generally, prepaid expenses are advance payments for products or services that will be used in operations during the next 12 months. However, the Company engages an independent third party to perform a five-year outreach campaign to borrowers after their loan is funded. These amounts are capitalized and amortized equally each quarter over five years. Other prepaid expenses consist of prepaid insurance, rents and prepaid services provided by outside consultants. Prepaid expenses amounted to $199,685 and $142,096 at December 31, 2014 and June 30, 2014, respectively.
	Property and Equipment
	Property and equipment are stated at cost. Depreciation is provided using the straight-line method over the estimated useful lives of the assets as follows. Expenditures for maintenance and repairs are charged to expense as incurred.
	Furniture, fixtures and office equipment (years)	5	-	7
	Computer equipment (years)		5
	Goodwill and Indefinite-Lived Intangible Assets
	Goodwill acquired in business combinations is assigned to the reporting entity that is expected to benefit from the combination as of the acquisition date. Goodwill impairment is determined using a two-step process. The first step of the process is to compare the fair value of a reporting unit with its carrying amount, including goodwill. In performing the first step, the Company determines the fair value of its reporting entity by using a discounted cash flow ("DCF") analysis. Determining fair value using a DCF analysis requires the exercise of significant judgments, including judgments about appropriate discount rates, perpetual growth rates and the amount and timing of expected future cash flows. If the fair value of a reporting entity exceeds its carrying amount, goodwill of the reporting entity is not impaired and the second step of the impairment test is not required. If the carrying amount of a reporting unit exceeds its fair value, the second step of the goodwill impairment test is required to be performed to measure the amount of impairment, if any. The second step of the goodwill impairment test compares the implied fair value of the reporting entity’s goodwill with the carrying amount of that goodwill. The implied fair value of goodwill is determined in the same manner as the amount of goodwill recognized in a business combination. If the carrying amount of the reporting entity’s goodwill exceeds the implied fair value of that goodwill, an impairment loss is recognized in an amount equal to that excess.
	The impairment test for indefinite-lived intangible assets involves a comparison of the estimated fair value of the intangible asset with its carrying value. If the carrying value of the indefinite-lived intangible asset exceeds its fair value, an impairment loss is recognized in an amount equal to that excess.
	Long-Lived Assets and Intangible Assets with Definite Lives
	Long-lived assets, including property and equipment and intangible assets with definite lives are tested for recoverability whenever events or changes in circumstances indicate that their carrying amount may not be recoverable. The carrying amount of a long-lived asset is not recoverable if it exceeds the sum of the undiscounted cash flows expected to result from the use and eventual disposition of the asset. If the carrying amount is deemed to not be recoverable, an impairment loss is recorded as the amount by which the carrying amount of the long-lived asset exceeds its fair value. Amortization of definite lived intangible assets is recorded on a straight-line basis over their estimated lives.
	Income Taxes
	Income taxes are provided for the tax effects of transactions reported in the financial statements and consist of taxes currently due plus deferred taxes related primarily to differences between the bases of certain assets and liabilities for financial and tax reporting. The deferred taxes represent the future tax return consequences of those differences, which will either be deductible or taxable when the assets and liabilities are recovered or settled. In addition, there is the deferred tax asset which represents the economic value of various tax carryovers.
	Taxes Collected and Remitted to Governmental Authorities
	When applicable, the Company collects gross receipts taxes from its customers and remits them to the required governmental authorities. Related revenues are reported net of applicable taxes collected and remitted to governmental authorities.
	Advertising
	Advertising costs are expensed as incurred. Advertising expenses were $115,565 and $272,487 for the three and six months ended December 31, 2014, respectively, compared to $163,732 and $361,652 for the three and six months ended December 31, 2013, respectively.
	Share Based Payment Plan
	The Company grants stock options and restricted stock units to certain executive officers, key employees, directors and independent contractors. Stock options have been granted for a fixed number of shares, vest equally over a three-year period and are valued using the Black-Scholes option pricing model. Stock grants have been awarded for a fixed number of shares with a value equal to the fair value of the Company’s common stock on the grant date. Stock-based compensation expense is recorded net of estimated forfeitures for the quarters ended December 31, 2014 and 2013 based on the stock-based awards that were expected to vest during such periods. Under the 2012 Stock Incentive Plan, the Company can grant stock or options to employees, related parties, and unrelated contractors in connection with the performance of services provided to the Company by the awardees.
	Revenue Recognition
	The Company’s revenue is derived primarily from revenue earned from the origination and sale of mortgage loans. Revenues earned from origination of mortgage loans is recognized on the earlier of the settlement date of the underlying transaction or the funding date of the loan. Loans are funded through warehouse lines of credit and are sold to investors, typically within 14 days. The gain or loss on the sale of loans is realized on the date the loans are sold.
	The Company receives an override fee on the warehouse lines of credit on loans closed on the lines. The revenue from the override fees is recognized as earned when the loan is funded.
	Loss Per Common Share
	Basic and diluted loss per common share is computed by dividing the loss available to common stockholders by the weighted average number of common shares outstanding during the period. Diluted loss per share does not reflect per share amounts that would have resulted if diluted potential Common Stock had been converted to Common Stock because the effect would be anti-dilutive. The weighted average number of common shares outstanding during the three and six months ended December 31, 2014 and 2013 were 27,507,524, 27,576,440, 29,443,512, and 29,422,655, respectively. Loss per common share from continuing operations for the three and six months ended December 31, 2014 and 2013 was $0.04, $0.06, $0.04 and $0.10, respectively.
	Compensated Absences
	The Company records an accrual for vacation at each period end. Other compensated absences are expensed as incurred.
	Reclassification
	Certain accounts in the prior-year financial statements have been reclassified for comparative purposes to conform with the presentation in the current-year financial statements.
	Recent Accounting Pronouncements
	The Company has evaluated the possible effects on its financial statements of the accounting pronouncements and accounting standards that have been issued or proposed by FASB that do not require adoption until a future date, and determined they are not expected to have a material impact on the consolidated financial statements upon adoption.
	Other accounting standards that have been issued or proposed by FASB that do not require adoption until a future date are not expected to have a material impact on the consolidated financial statements upon adoption.

Note_2_Allowance_for_Doubtful_

Note 2 - Allowance for Doubtful Accounts	6 Months Ended
	Dec. 31, 2014
Disclosure Text Block Supplement [Abstract]
Allowance for Credit Losses [Text Block]	NOTE 2 – ALLOWANCE FOR DOUBTFUL ACCOUNTS
	Accounts receivable is presented on the balance sheet net of estimated uncollectible amounts. Approximately 94% of the outstanding accounts receivable are due from one customer. The Company records an allowance for estimated uncollectible accounts in an amount approximating anticipated losses. Individual uncollectible accounts are written off against the allowance when collection of the individual accounts appears doubtful. The Company did not record an allowance for doubtful accounts as of December 31, 2014 or 2013.

Note_3_Property_and_Equipment

Note 3 - Property and Equipment	6 Months Ended
	Dec. 31, 2014
Property, Plant and Equipment [Abstract]
Property, Plant and Equipment Disclosure [Text Block]	NOTE 3 – PROPERTY AND EQUIPMENT
	Property and equipment is summarized as follows:
		December 31,
		2014			June 30,
		(Unaudited)			2014
	Fixtures and equipment	$	600,793		$	1,724,951
	Less: Accumulated depreciation		(317,036	)		(1,142,833	)
	Property and equipment, net	$	283,757		$	582,118
	Depreciation expense for the three and six months ended December 31, 2014 was $18,253 and $36,340, compared to depreciation expense for the three and six months ended December 31, 2013 of $40,310 and $74,056.

Note_4_Statements_of_Cash_Flow

Note 4 - Statements of Cash Flows Additional Disclosures	6 Months Ended
	Dec. 31, 2014
Supplemental Cash Flow Elements [Abstract]
Cash Flow, Supplemental Disclosures [Text Block]	NOTE 4 – STATEMENTS OF CASH FLOWS ADDITIONAL DISCLOSURES
	Supplemental information for cash flows at December 31, 2014 and 2013 consist of:
		December 31,		December 31,
		2014		2013
		(Unaudited)		(Unaudited)
	Supplemental Cash Flow Disclosures:
	Cash paid for interest	$	18,046	$	1,987
	Stock issued for services	$	-	$	16,559
	Stock and stock options issued to employees as bonus	$	31,216	$	27,053

Note_5_Related_Party_Transacti

Note 5 - Related Party Transactions	6 Months Ended
	Dec. 31, 2014
Related Party Transactions [Abstract]
Related Party Transactions Disclosure [Text Block]	NOTE 5 – RELATED PARTY TRANSACTIONS
	President/Chief Executive Officer and Director
	The Company entered into an employment agreement with a Director, Kevin Gadawski, as its Interim Chief Operating and Chief Financial Officer effective February 7, 2013. Pursuant to the terms of the employment agreement, the Company agreed to pay an annual compensation of $240,000. For the three and six months ended December 31, 2014 the Company recorded compensation expense of $57,000 and $109,003, respectively. For the three and six months ended December 31, 2013, the Company recorded compensation expense of $60,000 and $120,000 which included 26,494 shares of common stock received in lieu of cash compensation. The shares were discounted at 25% to the market on the date the compensation was earned. The Company also pays monthly health insurance premiums for the employee and his family currently in the amount of $282 per month.
	On August 28, 2013, Mr. Gadawski assumed the role of President and Chief Executive Officer.
	Executive Vice-President and Director
	The Company entered into an employment agreement with Mr. Jeff Smith, its Executive Vice-President effective January 1, 2011. Pursuant to the terms of the employment agreement, the Company agreed to pay an annual compensation of $200,000, a monthly car allowance of $700, and a monthly allowance of $1,290 for health benefits for Mr. Smith and his family. On January 1, 2014, the employment agreement was renewed for one year with annual compensation of $250,000. On December 24, 2014, the term of the employment agreement was amended to a month-to-month basis. For the three and six months ended December 31, 2014 the Company recorded compensation expense of $53,125 and $99,479, a car allowance of $2,100 and $4,200, and monthly health insurance benefits currently at $292 per month. For the three and six months ended December 31, 2013 the Company recorded $43,336 and $93,336 in compensation expense and $2,100 and $4,200 in car allowance. Effective January 31, 2015, Mr. Smith resigned from all positions with the Company.
	On September 12, 2014, the Company entered into a loan agreement with Mr. Smith (the “Lender”). Under the terms of the loan agreement, the Lender agreed to loan $120,000 for operating expenses of the Company and its operating subsidiary, as well as to fund growth of the Company. The funds were received by the Company on September 12, 2014. The loan is evidenced by a 10% Convertible Promissory Note which bears interest at 10% per annum and matures September 12, 2015, unless extended through mutual consent. The note is convertible at the per share rate of common stock sold pursuant to a Qualified Offering by the Company. The term “Qualified Offering” means one or more offerings (whether or not proceeds are received by the Company pursuant to such offering) of debt or equity securities of the Company to non-affiliates in the aggregate amount of at least $1,000,000 commenced after the note issuance date. The conversion price is determined by the lowest of either the offering price per common share or the conversion or exercise price for common stock in any such Qualified Offering. In addition, the Lender received four tenths (0.40) of one common stock purchase warrant for each $1.00 loaned to the Company (totaling 48,000 warrants). Each five-year warrant is exercisable at $0.40 per share, subject to adjustment in the event of the issuance of additional common shares or common stock equivalents at less than the exercise price. The warrants also provide for cashless exercise. The warrants are not transferable or assignable without the prior consent of the Company.
	Former President/Chief Executive Officer and Director
	The Company entered into an employment agreement with its former President/Chief Executive Officer effective January 1, 2011. Pursuant to the terms of the employment agreement, the Company issued 750,000 shares of Common Stock valued at $525,000 as a signing bonus to induce him to enter into the employment agreement, agreed to pay an annual compensation of $225,000, a monthly car allowance of $750, and a monthly allowance of $800 for health benefits for the officer and his family. On January 1, 2013, the annual compensation was increased to $275,000 pursuant to the terms of the employment agreement. On August 28, 2013, this individual resigned from all positions with the Company. As such, no compensation was paid for the current three and six month periods. For the three and six months ended December 31, 2013 the Company recorded (i) $68,750 and $137,500 in compensation expense, (ii) $2,250 and $4,500 in car allowance, and (iii) monthly health insurance benefits at approximately $345 per month.
	Other Directors
	On February 7, 2013, the Company entered into a two-year consulting agreement with an entity controlled by Michael Margolies, one of the Company’s directors. The agreement calls for monthly compensation of $15,000 per month for strategic advisory and investor relation services. For the six months ended December 31, 2014 and 2013, the Company recorded consulting expense of $0 and $60,000, respectively. In October 2013, the Company paid half of the consulting fee by the issuance of 39,741 shares of common stock that were issued at a 25% discount to the market on the date the compensation was earned.
	Mr. Margolies has agreed to suspend providing investor relation services to the Company until a future date agreed upon by the parties. Mr. Margolies is also the managing member of the three entities that invested in the Company's Series A, Series C and Series E preferred stock. These entities accrue dividends consistent with other investors in the Company's preferred stock. See Note 10 to the financial statements for a further discussion of the Company's preferred stock.
	On November 13, 2014, the Company entered into a loan agreement with LB Merchant PSMH-1, LLC and LB Merchant PSMH-2, LLC, entities controlled by Michael Margolies, a director of the Company (the “Lenders”). Under the terms of the loan agreement, the Lenders agreed to loan $70,000 for operating expenses of the Company and its operating subsidiary, as well as to fund growth of the Company. The funds were received by the Company on November 13, 2014. The loan is evidenced by a 10% Convertible Promissory Note which bears interest at 10% per annum and matures November 13, 2015, unless extended through mutual consent. The note is convertible at the per share rate of common stock sold pursuant to a Qualified Offering by the Company. The term “Qualified Offering” means one or more offerings (whether or not proceeds are received by the Company pursuant to such offering) of debt or equity securities of the Company to non-affiliates in the aggregate amount of at least $1,000,000 commenced after the note issuance date. The conversion price is determined by the lowest of either the offering price per common share or the conversion or exercise price for common stock in any such Qualified Offering. In addition, the Lenders received four tenths (0.40) of one common stock purchase warrant for each $1.00 loaned to the Company (totaling 28,000 warrants). Each five-year warrant is exercisable at $0.40 per share, subject to adjustment in the event of the issuance of additional common shares or common stock equivalents at less than the exercise price. The warrants also provide for cashless exercise. The warrants are not transferable or assignable without the prior consent of the Company.
	Mr. James Miller, one of the Company’s directors, is a principal stockholder of a management company that provides two revolving warehouse lines of credit to the Company. Amounts outstanding on the credit lines as of December 31, 2014 and June 30, 2014 were $12,733,090 and $14,942,781 which were offset by $13,148,224 and $14,942,781 of funding receivables as of December 31, 2014 and June 30, 2014, respectively (See Note 8). On December 1, 2014, the Company executed a note agreement with this management company to repay a line of credit provided by this related party. The note calls for monthly payments of $984.20 beginning December 1, 2014. The note also calls for a balloon payment on December 1, 2017. As of December 31, 2014, the Company had not made any payments on this note.
	Former Directors
	On March 15, 2011, the Company entered into an employment agreement with a former director of the Company in connection with the acquisition of United Community Mortgage Corp. The term of the employment agreement was for two years, with automatic one-year extensions unless notice was given by either party. The individual resigned as a director concurrent with the capital raise completed on February 5, 2013. The agreement provided for an annual base salary of $120,000 with increases based upon increases in originations at the respective branch and incentive payments upon securing additional branches for PSMI. The Company recorded total compensation expense of $30,876 and $72,090 for the three and six months ended December 31, 2014 compared to total compensation expense of $30,000 and $60,000 for the three and six months ended December 31, 2013.
	On July 1, 2011, the Company entered into an employment agreement with a former director of the Company, in connection with the acquisition of Brookside Mortgage, LLC. The term of the employment agreement was for two years, with automatic one-year extensions unless notice is given by either party. The individual resigned as a director concurrent with the capital raise completed on February 5, 2013. The agreement provided for an annual base salary of $120,000 plus a bonus equal to 25% of the net profit earned by Brookside branch in excess of $400,000 annual profits earned. On November 1, 2012, the Company agreed to revise the employment agreement making the term at will with 60 days notice from either party and provided additional overrides based on production. The revised agreement was not executed.  Effective January 16, 2014, this individual resigned from all positions with the Company. As such, the Company recorded no compensation expense for the either the three or six months ended December 31, 2014. In the prior year, the Company recorded total compensation expense of $31,995 and $88,159 for the three and six months ended December 31, 2013.
	On August 8, 2011, the Company entered into an employment agreement with a former director of the Company in connection with the acquisition of Fidelity Mortgage Company. The term of the employment agreement was for two years, with automatic one-year extensions unless notice is given by either party. The individual resigned as a director concurrent with the capital raise completed on February 5, 2013. After the resignation, the individual remained a regional vice president of one of the Company’s corporate lending centers. The agreement provided that for each full year of employment, a bonus equal to 12.5 basis points of the loan production and 50% of net profit of the Fidelity branch in excess of $500,000 earned would be paid to the individual. Bonuses were to be earned upon closing of each loan and paid on a fixed interval basis. On January 1, 2013, the Company amended the employment agreement to provide additional bonuses based on production and removed any bonus opportunity based on profitability. In January 2014, this individual resigned from all positions with the Company. As such, no compensation expense was incurred for the three or six months ended December 31, 2014. For the three and six months ended December 31, 2013, the Company recorded compensation expense of $173,564 and $382,006, respectively.
	The Company leased an office space in a building that was 100% owned by this former director. The terms of the operating lease under a non-cancellable lease agreement were to expire on September 1, 2015, and required a monthly rent of $21,720. The lease was terminated upon the resignation of this former director in January 2014. Total rent paid for the office lease for the three and six months ended December 31, 2014 was $0. The total rent paid for the three and six months ended December 31, 2013 was $65,161 and $130,320, respectively.
	Effective November 1, 2011, the Company entered into an employment agreement with a former director of the Company in connection with the acquisition of Iowa Mortgage Professionals, Inc. The individual resigned as a director concurrent with the capital raise completed on February 5, 2013. The term of his employment agreement was for two years, with automatic one-year extensions unless notice was given by either party. The agreement provided for an annual base salary of $120,000 plus a bonus equal to 25% of the net profit earned by the branch in excess of $400,000 annual profits earned. On March 11, 2013, the Company agreed to revise the employment agreement making the term at will with sixty days notice from either party and provided additional overrides based on production. The revised agreement was not executed. On January 31, 2014, this individual resigned from all positions with the Company. As such, no compensation expense was recorded for either the three or six months ended December 31, 2014. For the three and six months ended December 31, 2013, the Company recorded $27,580 and $80,091 in compensation expense, respectively.
	This individual is the principal of a third party processing company that provided processing services for loans funded in our former Iowa branch. The per file fees charged were believed to be under market pricing. The fees were paid by the borrower at closing and were not paid directly by the Company. Upon this individual’s departure from the Company, the Company ceased utilizing any services from this third party processing company.
	Other Employees
	Effective January 1, 2013, the Company amended an employment agreement with the Vice President – Mountain Division. Under the new agreement, the term was modified to at will with 60 days notice from either party. The employee was paid an annual salary of $95,000 and received bonuses based on production. Additionally, the employee was eligible to receive 50% of the net profits of the Fidelity Mortgage branch on annual net income in excess of $500,000. On January 31, 2014, this individual resigned from all positions with the Company. As such, no compensation expense was recorded for either the three or six months ended December 31, 2014. For the three and six months ended December 31, 2013, the Company recorded total compensation expense of $103,792 and $209,151, respectively.
	Loans Receivable
	Loans receivable from a related party as of December 31, 2014 consists of:
				Balance due
				December 31,		Balance due
		Original		2014		June 30,
		Loan		(Unaudited)		2014
	Secured loans to NWBO Corporation (NWBO)	$	167,000	$	87,778	$	88,898
	Accrued interest due from NWBO		-		2,350		10,668
			167,000		90,128		99,566
	Less allowance for uncollectible amounts		-		-		-
		$	167,000	$	90,128	$	99,566
	The Company entered into two Commercial Security Agreements dated November 16, 2006 and February 16, 2007 (the “Security Agreements”) with Nationwide By Owner, Inc. (“Nationwide”), a Texas based company engaged in the business of providing proprietary technology to generate leads, securing the loan amount of $167,000 with 150,000 shares of the Company’s own Common Stock held by Nationwide.  On June 15, 2012, the Company renegotiated the Security Agreements with Nationwide and agreed to amend (i) the annual interest rate on the Security Agreement to 6%, and (ii) the maturity date to December 31, 2013. On October 13, 2014, the Company extended the maturity date to April 15, 2015. All other terms and conditions of the Security Agreement remained the same. The Company recorded interest income of $1,327 and $2,672 from the loan receivable from Nationwide for the three and six months ended December 31, 2014 and $1,344 and $2,689 for the same periods in 2013.

Note_6_Employee_Advances

Note 6 - Employee Advances	6 Months Ended
	Dec. 31, 2014
Receivables [Abstract]
Financing Receivables [Text Block]	NOTE 6 –EMPLOYEE ADVANCES
	From time to time the Company advances payroll amounts to employees. The advances are short-term in nature. Employee advances amounted to $37,170 and $500 as of December 31, 2014 and June 30, 2014, respectively.

Note_7_Intangible_Assets

Note 7 - Intangible Assets	6 Months Ended
	Dec. 31, 2014
Goodwill and Intangible Assets Disclosure [Abstract]
Goodwill and Intangible Assets Disclosure [Text Block]	NOTE 7 – INTANGIBLE ASSETS
	Intangible assets consist of:
			December 31,
			2014			June 30,
			(Unaudited)			2014
	Intangible assets not subject to amortization:
	FHA "Full Eagle" status		$	938,790		$	938,790
	Goodwill			1,809,429			1,809,429
	State licenses			31,293			31,293
				2,779,512			2,779,512
	Less: Impairments			-			-
	Total		$	2,779,512		$	2,779,512
	Intangible assets subject to amortization:
	Customer lists		$	117,349		$	117,349
	Nationwide license			824,999			824,999
				942,348			942,348
	Less: Accumulated amortization – Nationwide license			(513,326	)		(483,862	)
	Less: Accumulated amortization – customer lists			(117,349	)		(115,408	)
	Total		$	311,673		$	343,078
	Total Intangible assets, net		$	3,091,185		$	3,122,590
	It is the Company’s policy to assess the carrying value of its intangible assets for impairment on an annual basis, or more frequently, if warranted by circumstances. The Company completed an annual impairment test of goodwill as of June 30, 2014 and no impairment losses were incurred. As of that date, the fair value of equity exceeded the carrying value (including goodwill) by 300%, indicating no impairment of goodwill. This test involved the use of estimates related to the fair value of the goodwill, and requires a significant degree of judgment and the use of subjective assumptions. The fair value of the goodwill and other intangible assets was determined using a discounted cash flow method. This method required management to make estimates related to future revenue, expenses and income tax rates.
	The valuation methodology assumes the Company will generate an operating profit beginning in the next fiscal year ending June 30, 2015. Although the Company has made significant improvements in the last two quarters in maximizing revenue per funded loan and in reducing fixed and variable expenses, the Company has never generated an annual operating profit. The model further assumes the Company will double its current production volume over the next twelve months to levels it experienced during the fiscal fourth quarter of 2013.
	Any of the following events or changes in circumstances could reasonably be expected to negatively affect our key assumptions:
		●	Significant change in mortgage interest rates;
		●	Loss of the Company’s primary warehouse lender;
		●	Additional or new regulatory and compliance requirements that restrict our plan for growth;
		●	The loss of key production personnel;
		●	Any default on our obligation to preferred shareholders; or
		●	Failure to raise sufficient funds for operating needs during periods of reduced cash flows.
	On April 14, 2006, the Company entered into a five-year renewable license agreement with Nationwide. The license agreement permits exclusive use of the technology to generate leads for the origination of mortgage applications for submission to PSMI. The initial cost of the license was $150,000 paid in cash, and issuance of 150,000 shares of the Company’s stock in favor of Nationwide and its principals, at a fair value for consideration received of $674,999 on the date of issue. The total consideration for the cost of the license amounted to $824,999. The Company is amortizing the cost of the license over fourteen years, which is the initial five-year period of the agreement, plus three automatic three-year renewal terms. Amortization expense recorded for each of the three and six months ended December 31, 2014 and 2013 was $14,732 and $29,464, respectively. Amortization expense to be recognized for each of the years ending June 30, 2015 through 2019 is $58,929 and for the year ending June 30, 2020 is $46,494.

Note_8_Warehouse_Lines_of_Cred

Note 8 - Warehouse Lines of Credit	6 Months Ended
	Dec. 31, 2014
Debt Disclosure [Abstract]
Debt Disclosure [Text Block]	NOTE 8  – WAREHOUSE LINES OF CREDIT
	The Company has three warehouse lines of credit available as of December 31, 2014 for its funding of mortgage loans for a short term period.
		(i)	On August 3, 2008, the Company entered into a warehouse line of credit agreement with a related party mortgage banker for up to $1,000,000 bearing an annual interest rate of 5%. On October 13, 2013, the warehouse line of credit was increased to $75,000,000 for the purpose of funding residential mortgage loans. The warehouse line of credit matures on October 10, 2015. This line of credit did not have an outstanding balance as of December 31, 2014.
		(ii)	On November 18, 2011, the Company entered into a “Repo” warehouse line of credit agreement with a related party mortgage banker for up to $5,000,000 bearing an annual interest rate of 5% for funding residential mortgage loans. Pursuant to the terms of the agreement, the Company could be required to repurchase the loan subject to certain terms and conditions. On October 13, 2013, the warehouse line of credit was increased to $75,000,000 and now matures on October 10, 2015. The outstanding balance on this line of credit as of December 31, 2014 was $12,733,090.
		(iii)	On September 21, 2014, the Company entered into a warehouse line of credit with a mortgage banker for up to $1,000,000. The annual interest rate on the line is equal to the greater of either the Wall Street Journal Prime Interest Rate plus 1% or 5%. The warehouse line of credit matures on October 1, 2015. This line of credit did not have an outstanding balance as of December 31, 2014.
	The warehouse lines of credit provide short term funding for mortgage loans originated by the Company’s branch offices. The warehouse lines of credit are repaid when the loans are sold to third party investors, typically within 14 days for most loans. Subsequent to December 31, 2014, approximately 98% of the loans outstanding on the credit lines have been purchased by the secondary investors.
	The Company does not intend to hold and service the loans. The Company had $13,148,224 in loans held for sale against the warehouse lines of credit as of December 31, 2014.

Note_9_Accrued_Liabilities

Note 9 - Accrued Liabilities	6 Months Ended
	Dec. 31, 2014
Payables and Accruals [Abstract]
Accounts Payable and Accrued Liabilities Disclosure [Text Block]	NOTE 9 – ACCRUED LIABILITIES
	Accrued liabilities consisted of:
		December 31,
		2014		June 30,
		(Unaudited)		2014
	Credit card charges	$	88,125	$	53,938
	Accrued payroll		229,152		481,324
	Other liabilities		108,808		108,653
		$	426,085	$	643,915

Note_10_Stockholders_Equity_an

Note 10 - Stockholders' Equity and Issuances	6 Months Ended
	Dec. 31, 2014
Stockholders' Equity Note [Abstract]
Stockholders' Equity Note Disclosure [Text Block]	NOTE 10 – STOCKHOLDERS’ EQUITY AND ISSUANCES
	The Company’s capitalization at December 31, 2014 was 400,000,000 authorized common shares and 10,000,000 authorized preferred shares, both with a par value of $0.001 per share.
	Preferred Stock
	On November 26, 2014, the Company entered into a Stock Purchase Agreement dated effective November 24, 2014 (the “Series E SPA”) providing for the issuance and sale of up to $1,250,000 of the Company’s Series E 6% Convertible Preferred Stock (1,250 shares) at a purchase price of $1,000 per share (the “Series E Preferred Stock”). The first closing of the Series E SPA occurred on November 26, 2014, with 612.5 shares of Series E Preferred Stock being sold to LB Merchant PSMH-3, LLC, an entity controlled by Michael Margolies, a director and principal shareholder of the Company (the “Purchaser”). Each share of Series E Preferred Stock is convertible into a number of shares of common stock of the Company equal to the quotient of (i) $1,000 (subject to adjustment for stock splits, stock dividends, recapitalizations, and the like) plus the amount of accrued but unpaid dividends, divided by (ii) the conversion price then in effect. The initial conversion price is $0.01, subject to adjustment. The holders of Series E Preferred Stock are entitled to certain voting rights designated in the certificate of designation for the series. Holders of the shares of Series E Preferred Stock are entitled to receive cumulative cash dividends at the rate per share (as a percentage of the stated value per share) of 6% per annum from the date of issuance, payable quarterly in arrears on April 15, July 15, October 15 and January 15, beginning on January 15, 2015.
	On December 15, 2014, the second closing of the Series E SPA occurred with 210 shares of Series E Preferred Stock being sold to the Purchaser. In total, the Company sold to the Purchaser 822.5 shares of Series E Preferred Stock convertible into 82,250,000 common shares. The holders of Series E Preferred Stock are entitled to certain voting rights designated in the certificate of designation for the series.
	Holders of the Series E Preferred Stock will have demand and piggyback registration rights for the common stock issuable upon conversion of the Series E Preferred Stock. The registration rights are pari passu with the registration rights of the Company’s Series A 6% Convertible Preferred Stock (“Series A Preferred Stock”), Series B 6% Convertible Preferred Stock (“Series B Preferred Stock”), Series C 6% Convertible Preferred Stock (“Series C Preferred Stock”), and Series D 6% Convertible Preferred Stock (“Series D Preferred Stock”).
	In connection with the first closing of the Series E SPA, the Company amended the Stock Purchase Agreement dated February 3, 2013 and amended on April 1, 2014 (the “Series A & B SPA”), entered into in connection with the sale of the Series A Preferred Stock and Series B Preferred Stock and also amended the original Stock Purchase Agreement dated April 1, 2014 (the “Series C & D SPA”), entered into in connection with the sale of the Series C Preferred Stock and Series D Preferred Stock. The amendments permitted the issuance of the Series E Preferred Stock senior to dividend and liquidation rights of the Series A Preferred Stock, Series B Preferred Stock, Series C Preferred Stock and Series D Preferred Stock.
	Pursuant to the provisions of the Certificates of Designation for the Series A Preferred Stock and Series B Preferred Stock regarding adjustments in conversion price, because the Company issued and sold additional shares at a price less than the current $0.24 conversion price of the Series A Preferred Stock and Series B Preferred Stock, the conversion price was adjusted to $0.10 per share. After this adjustment to the conversion price of the Series A Preferred Stock and Series B Preferred Stock, the Series A Preferred Stock and Series B Preferred Stock would convert into a total of 57,000,000 shares of Common Stock (adjusted from 24,782,609).
	Pursuant to the provisions of the Certificates of Designation for the Series C Preferred Stock and Series D Preferred Stock regarding adjustments in conversion price, because the Company issued and sold additional shares at a price less than the current $0.08 conversion price of the Series C Preferred Stock and Series D Preferred Stock, the conversion price was adjusted to $0.04 per share. After this adjustment to the conversion price of the Series C Preferred Stock and Series D Preferred Stock, the Series C Preferred Stock and Series D Preferred Stock would convert into a total of 80,000,000 shares of Common Stock (adjusted from 40,000,000).
	Following is the status of the share based payment plans during the six months ended December 31, 2014 and 2013:
	2012 Stock Option/Stock Issuance Plan
	On December 12, 2011, the stockholders of the Company authorized and approved the 2012 Stock Incentive Plan (the “2012 Plan”) to issue up to 6,000,000 shares of Common Stock of the Company at $0.001 par value per share. The 2012 Plan became effective January 1, 2012. No awards shall be granted under the 2012 Plan after 10 years from the effective date, but awards previously granted may extend beyond that date.
	No stock options were issued during the six months ended December 31, 2014. For the six months ended December 31, 2013, 700,000 employee stock options were issued as follows.
	On July 1, 2013, the Company granted 125,000 options to an employee of the Company. The options vest equally over three years and were valued at $21,664 using the Black-Scholes option pricing model using the assumptions of risk free discount rates of 0.33%, volatility of 92.2%, a three-year term and dividend yield of 0%.
	On July 8, 2013, the Company granted 250,000 options to an employee of the Company. The options vest equally over three years and were valued at $47,061 using the Black-Scholes option pricing model using the assumptions of risk free discount rates of 0.33%, volatility of 91.6%, a three-year term and dividend yield of 0%. This individual resigned from the Company in June of 2014 and all previously issued options were forfeited.
	On September 5, 2013 the Company granted 325,000 options to various employees as a signing bonus. The options vest equally over three years and were valued at $78,663 using the Black-Scholes option pricing model using the assumptions of risk free discount rates of 0.33%, volatility of 97.8%, a three-year term and dividend yield of 0%. In April of 2014, all but one of the employees left the Company forfeiting 300,000 of the previously issued options.
	On November 4, 2013, the Company granted 225,000 options as a signing bonus to three individuals. The options were granted under the 2012 Plan. The options vest equally over three years and were valued at $37,203 using the Black-Scholes option pricing model using the assumptions of risk free discount rates of 0.33%, volatility of 110.11%, a three-year term and dividend yield of 0%.
	On November 4, 2013, the Company granted 125,000 incentive options to an employee. The options were granted under the 2012 Plan. The options vest equally over three years and were valued at $20,668 using the Black-Scholes option pricing model using the assumptions of risk free discount rates of 0.33%, volatility of 110.11%, a three-year term and dividend yield of 0%.
	On November 4, 2013, the Company issued 26,494 shares of stock to an employee and 39,741 shares of stock to a consultant (both of who are directors) under the 2012 Plan in lieu of salary and cash compensation that were due these individuals for services provided the Company in October 2013.
	As of December 31, 2014, the Company has granted 3,991,671 shares of Common Stock or Common Stock Options valued at $835,438 to employees and a consultant under the 2012 Plan and 2,008,329 common shares remained unissued and available for future issuances.
	A summary of stock option activity for the last two years is as follows:
		For the six months ended December 31,
		2014					2013
					Weighted-				Weighted-
					Average				Average
		Number of			Exercise		Number of		Exercise
		Shares			Price		Shares		Price
	Options outstanding at beginning of the period		2,910,000		$	0.14		275,000		0.38
	Options granted		-			-		1,050,000		0.32
	Options exercised		-			-		-		-
	Options forfeited/expired		(166,667	)		0.4		-		-
	Options outstanding at end of the period		2,743,333		$	0.14		1,325,000	$	0.33
	Options exercisable as of December 31		233,333		$	0.23		25,000	$	0.4
	The Company did not issue stock grants during the current quarter.
	Other Stock Issuances
	The Company did not issue any stock for either the three or six months ended December 31, 2014.
	Retirement of Stock
	On July 3, 2014, the Company closed the Asset Purchase Agreement by, between, and among the Company, and two former employees, directors and related parties, whereby certain assets valued at $227,752 were sold in exchange for 1,500,000 shares of our common stock. The Company valued the shares at $0.07 which was the closing price on July 3, 2014. The Company recorded a loss on the sale of assets in the amount of $121,251. The shares were retired and returned to treasury.
	On July 14, 2014, the Company closed the Asset Purchase Agreement by, between, and among the Company, and a former employee, director and related party, whereby certain assets valued at $44,271 were sold in exchange for 250,000 shares of our common stock. The Company valued the shares at $0.071 which was the closing price on July 14, 2014. The Company recorded a loss on the sale of assets in the amount of $26,521. The shares were retired and returned to treasury.
	Total common shares issued and outstanding at December 31, 2014 was 27,507,524.
	Warrant issuances
	On September 12, 2014, the Company entered into a loan agreement with Jeffrey R. Smith, a director of the Company (the “Lender”). Under the terms of the loan agreement, the Lender agreed to loan $120,000 for operating expenses of the Company and its operating subsidiary, as well as to fund growth of the Company. The funds were received by the Company on September 12, 2014. The loan is evidenced by a 10% Convertible Promissory Note which bears interest at 10% per annum and matures September 12, 2015, unless extended through mutual consent. The note is convertible at the per share rate of common stock sold pursuant to a Qualified Offering by the Company. The term “Qualified Offering” means one or more offerings (whether or not proceeds are received by the Company pursuant to such offering) of debt or equity securities of the Company to non-affiliates in the aggregate amount of at least $1,000,000 commenced after the note issuance date. The conversion price is determined by the lowest of either the offering price per common share or the conversion or exercise price for common stock in any such Qualified Offering. In addition, the Lender received four tenths (0.40) of one common stock purchase warrant for each $1.00 loaned to the Company (totaling 48,000 warrants). Each five-year warrant is exercisable at $0.40 per share, subject to adjustment in the event of the issuance of additional common shares or common stock equivalents at less than the exercise price. The warrants also provide for cashless exercise. The warrants are not transferable or assignable without the prior consent of the Company.
	Pursuant to the Preferred Series E Stock transaction in November and December 2014, and in accordance with the placement agent agreement, the Company issued warrants to purchase 13,160,000 shares of the Company’s Common Stock to the placement agent and its associates as placement fees in the above transaction. The warrants are exercisable at $0.011 and expire on November 26, 2019. The fair value of warrants was determined to be $124,698 calculated using the Black-Scholes option pricing model using the assumptions of risk free discount rates of 0.88%, volatility of 174.98%, a five-year term and dividend yield of 0%. Since the warrants were issued in conjunction with the capital raise, no expense was recorded in the accompanying financial statements as of December 31, 2014.
	The 454,000 Common Stock Purchase Warrants issued in February and March 2014, as amended, contained provisions requiring adjustment to the exercise price in the event the Company were to issue or sell additional shares of Common Stock pursuant to convertible securities or Common Stock equivalents at a price per share less than the exercise price of these warrants. Given the exercise price of the Series E Preferred Stock of $0.01 (less than the exercise price of the Common Stock Warrants of $0.24), the adjusted exercise price of these warrants became $0.10 at the first closing of the Series E SPA.
	The 76,000 Common Stock Purchase Warrants issued in September and November 2014 contained provisions requiring adjustment to the exercise price in the event the Company were to issue or sell additional shares of Common Stock pursuant to convertible securities or Common Stock equivalents at a price per share less than the exercise price of these warrants. Given the exercise price of the Series E Preferred Stock of $0.01 (less than the exercise price of the Common Stock Warrants of $0.40), the adjusted exercise price of these warrants became $0.125 at the first closing of the Series E SPA.
	The Company has a total of 22,030,000 warrants outstanding as of December 31, 2014 at a weighted average exercise price of $0.23.

Note_11_Income_Loss_Per_Common

Note 11 - Income (Loss) Per Common Share	6 Months Ended
	Dec. 31, 2014
Earnings Per Share [Abstract]
Earnings Per Share [Text Block]	NOTE 11 – INCOME (LOSS) PER COMMON SHARE
	The Company’s outstanding options and warrants to acquire common stock and unvested shares of restricted stock totaled 24,773,333 as of December 31, 2014. These common stock equivalents may dilute earnings per share.
	Basic and diluted loss per common share is computed by dividing the loss available to common stockholders by the weighted average number of common shares outstanding during the period. Diluted loss per share does not reflect per share amounts that would have resulted if diluted potential Common Stock had been converted to Common Stock because the effect would be anti-dilutive. The weighted average number of common shares outstanding during the three and six months ended December 31, 2014 and 2013 was 27,507,524, 27,576,440, 29,443,512 and 29,422,655, respectively. Loss per common share from continuing operations for the three and six months ended December 31, 2014 and 2013 was $0.04, $0.06, $0.04 and $0.10, respectively.

Note_12_Commitments

Note 12 - Commitments	6 Months Ended
	Dec. 31, 2014
Disclosure Text Block Supplement [Abstract]
Commitments Disclosure [Text Block]	NOTE 12 – COMMITMENTS
	Nationwide By Owners License
	The agreement between Nationwide and the Company calls for the establishment of a National Processing Center for the collection, origination and tracking of the sales lead database. Upon completion of a National Processing Center, the Company has also committed to provide year-end bonuses under the license agreement which the parties can elect to take in cash, stock, or any combination of the two. Bonus cash will be calculated by multiplying the annual net profit of the National Processing Center by the following percentage rates: 15% for the initial five-year term of the license agreement, 20% for the first automatic renewal term, 25% for the second automatic renewal term, and 30% for the third automatic renewal term and all subsequent annual renewal terms. Should the parties elect to take all or part of the bonus in common stock, the number of shares awarded will be calculated according to the base value of the shares as defined in the agreement. No accrual has been recorded for the year-end bonuses because the National Processing Center has not been established. As agreed to by Nationwide and the Company, the National Processing Center has been delayed indefinitely while Nationwide rolls out its new product offering and strategy discussed below.
	Also, pursuant to the agreement with Nationwide, the Company has committed to pursue obtaining, in good faith and diligently, the appropriate licenses to originate mortgages in all 50 states of the United States.
	Historically, the Company has not gathered data on the number of leads and loans closed, and commissions earned and paid, relating to the Nationwide license since the branch offices are managed independently and may choose not to use these lead generating opportunities. Because some of the branches have taken advantage of the Nationwide opportunity, management has recently begun tracking some of the results from those offices. Based on this limited information, management believes there are approximately 7% of the loans being derived from the Nationwide signs. However, management believes this number could grow significantly based on the new strategy and product offering available to the Company. Nationwide has dramatically evolved from their original model which focused solely on sale by owners.  The revised model is now focused around a consumer-centric realtor model with a significant focus on mobile technology tools and social media marketing strategies. Nationwide expanded its initial Smart Sign technology into a proprietary software called eNfoDeliveredTM, which is now a lead acquisition, lead development and lead delivery platform.  A second proprietary software called Path2Sell SystemsTM was launched in August of 2013.  These two platforms combine to provide PSMI access to the feature-rich toolkit of marketing tools mentioned above as well as training, administration and support.  While helping to add to a loan origination pipeline, Path2Sell SystemsTM allows a much greater focus on tools deliverable in each lending center/branch; tools specific to create greater leverage with local realtor and home builder contacts.
	The Company has developed a method to measure the value of the Nationwide license. The method is a computation based on revenue from new and existing branches and the incremental volume the Nationwide license should generate for the Company’s existing and future branches. The computation is prepared each quarter. The computed value of the license is compared to the book value of the license at the end of each period to determine if there is any impairment in the carrying value of the license. The book value is determined by the original cost of the license less accumulated amortization as of the end of the period. The value of the license recorded on the balance sheet is at its book value. The book value of the license was less than the estimated computed value at December 31, 2014 and June 30, 2014.
	Employment agreements
	The Company entered into employment agreements with its officers and key employees to retain their services through the year ended June 30, 2015. The Company’s practice is to revise employment agreements as they become due to make the agreements at will requiring no more than 60 days termination notice by either party. The Company’s Executive Vice President and Chairman has an employment agreement that is effective until December 31, 2014.
	Lease commitments
	On April 8, 2013, the Company executed a five-year lease on approximately 4,000 square feet of office space for its corporate office location in Oklahoma City. The lease requires an initial deposit of $90,000 for build out of the office space and a monthly lease payment of $8,132 in year one, increasing to $8,636 in year five.
	The Company leases office space for its branches and property and equipment under cancellable and non-cancellable lease commitments. The current monthly rent for office premises and property and equipment is $65,646. The leases expire between January 2015 and July 2018. Total rent expense recorded for the three and six months ended December 31, 2014 was $166,566 and $338,801, respectively. Total rent expense recorded for the three and six months ended December 31, 2013 was $289,828 and $540,146, respectively.
	Total minimum lease commitments for branch offices and property and equipment leases at December 31, 2014 are as follows:
		Amount
	For the year ended June 30,
	2015	$	200,817
	2016		191,969
	2017		146,219
	2018		149,067
	2019		27,636
	Total	$	715,708

Note_13_Fair_Value_Measurement

Note 13 - Fair Value Measurements	6 Months Ended
	Dec. 31, 2014
Fair Value Disclosures [Abstract]
Fair Value Disclosures [Text Block]	NOTE 13 – FAIR VALUE MEASUREMENTS
	The Company uses a hierarchy that prioritizes the inputs used in measuring fair value such that the highest priority is given to unadjusted quoted prices in active markets for identical assets or liabilities (Level 1 measurements) and the lowest priority to unobservable inputs (Level 3 measurements).  The three levels of the fair value hierarchy are described below:
	Level 1	Inputs to the valuation methodology are unadjusted quoted prices for identical assets or liabilities in active markets that the Company has the ability to access.
	Level 2	Inputs to the valuation methodology include:
		●	Quoted prices for similar assets or liabilities in active markets;
		●	Quoted prices for identical or similar assets or liabilities in inactive markets;
		●	Inputs other than quoted prices that are observable for the asset or liability; and
		●	Inputs that are derived principally from or corroborated by observable market data by correlation or other means.
	If the asset or liability has a specified (contractual) term, the Level 2 input must be observable for substantially the full term of the asset or liability.
	Level 3	Inputs to the valuation methodology are unobservable and significant to the fair value measurement.
	The asset’s or liability’s fair value measurement level within the fair value hierarchy is based on the lowest level of any input that is significant to the fair value measurement. Valuation techniques used maximize the use of observable inputs and minimize the use of unobservable inputs. See Note 1 for discussion of valuation methodologies used to measure fair value of investments.
	The valuation methodologies described above may produce a fair value calculation that may not be indicative of net realizable value or reflective of future fair values. Furthermore, while the Company believes its valuation methods are appropriate and consistent with other market participants, the use of different methodologies or assumptions to determine the fair value of certain financial instruments could result in a different fair value measurement at the reporting date.
	Other than cash, which is determined using Level 1 inputs, and intangible assets, which were determined using Level 3 inputs, the fair value of the assets and liabilities was determined using Level 2 inputs. The carrying amounts and fair values of the Company’s financial instruments at December 31, 2014 and June 30, 2014 are as follows:
			31-Dec-14				30-Jun-14
			(Unaudited)
			Carrying		Fair		Carrying		Fair
			Amount		Value		Amount		Value
	Financial assets:
	Cash and cash equivalents		$	209,547	$	209,547	$	764,931	$	764,931
	Restricted cash			732,500		732,500		755,701		755,701
	Accounts receivable - related party			-		-		683,992		683,992
	Accounts receivable - non related party			618,643		618,643		43,974		43,974
	Loans held for sale			13,148,224		13,148,224		15,416,781		15,416,781
	Prepaid expenses			199,685		199,685		142,096		142,096
	Loans receivable			87,778		87,778		88,898		88,898
	Intangible Assets			3,091,185		3,091,185		3,122,590		3,122,590
	Financial liabilities:
	Accounts payable		$	923,670	$	923,670	$	602,351	$	602,351
	Warehouse line of credit - non related party			-		-		474,000		474,000
	Warehouse lines of credit - related party			12,733,090		12,733,090		14,942,781		14,942,781
	Preferred dividends payable- related party			169,133		169,133		82,500		82,500
	Preferred dividends payable- non related party			102,000		102,000		51,000		51,000
	Related party loans			260,411		260,411		-		-
	Accrued liabilities			426,085		426,085		643,915		643,915

Note_14_Industry_Risks_and_Goi

Note 14 - Industry Risks and Going Concern	6 Months Ended
	Dec. 31, 2014
Disclosure Text Block Supplement [Abstract]
Additional Financial Information Disclosure [Text Block]	NOTE 14 - INDUSTRY RISKS AND GOING CONCERN
	These unaudited consolidated financial statements have been prepared by management on the basis of U.S. GAAP applicable to a going concern, which assumes the Company will continue to operate for the foreseeable future and will be able to realize its assets and discharge its liabilities in the normal course of operations. The Company is not current in paying all the costs and expenses of the parent company. Further, there is some uncertainty as to the Company’s ability to pay the dividends required to the Series A, B, C, D and E preferred shareholders. Although dividends were paid as required through June 30, 2014 the Company did not make the dividend payments due by October 15, 2014 or January 15, 2015 in the amount of $133,500 and $137,633, respectively. As a result of missing two dividend payments, the Company is in default on the agreements and the preferred shareholders could exercise certain rights including increasing their board representation to board majority – see Subsequent Events Footnote. These factors give rise to uncertainty about the Company’s continuing as a going concern.
	In addition, the Company is dependent on the operations of its wholly owned subsidiary PSMI to generate the cash needed to meet the expenses of the Company. The mortgage industry has experienced significant change over the past several years including increased regulatory and compliance requirements, increases in historically low interest rates and the tightening of credit standards. All of this has led to flat origination volumes and a highly competitive recruiting environment for qualified and successful loan originators. These factors have also made it increasingly difficult for the Company’s wholly owned subsidiary, PSMI, to execute its recruiting strategies at the pace originally contemplated by management. The Company’s plan for sustainability involves cutting costs throughout the organization while growing revenue at PSMI to help support the costs and expenses of the parent.
	Due to the full implementation of the fully delegated platform business model and cost cutting efforts, the Company’s operating results have improved over the prior periods. Even with these significant improvements in operations there exists doubt that anticipated growth will occur at the rate necessary to generate the additional cash required to service the obligations of the parent company. Management has implemented a fully delegated lending platform that generates increased revenue per loan, at the same time reducing costs throughout the organization including ceasing operations in locations that were not generating a profit.
	Management is continuing to implement cost reduction strategies, which may include ending its status as a fully reporting company. Management may also pursue additional capital raises, which if successful, would be highly dilutive to the holdings of the current common shareholders.

Note_15_Concentrations

Note 15 - Concentrations	6 Months Ended
	Dec. 31, 2014
Risks and Uncertainties [Abstract]
Concentration Risk Disclosure [Text Block]	NOTE 15 - CONCENTRATIONS
	Concentration of Customer
	The Company entered into two warehouse line of credit agreements with a mortgage banker whose Executive Vice President is a member of the Board of Directors of the Company, for up to $75,000,000 each, bearing annual interest rates of 5% each, for funding residential mortgage loans. Per the terms of the agreements, the Company could be required to repurchase the loans subject to certain terms and conditions. The outstanding combined balance on these two warehouse lines of credit as of December 31, 2014 was $12,733,090. Subsequent to December 31, 2014, approximately 98% of the loans outstanding on the credit lines have been purchased by investors.
	Historically, the Company has recorded a significant portion of its total revenues from one investor, who is a related party. In October 2013, the Company began funding loans on its delegated platform which includes delivery options to multiple investors. This has significantly decreased the reliance on any one investor. As an example, for the six months ended December 31, 2014, approximately 3.8% of total revenue was from loans sold to this related party investor, while during the same six month period last year 41.9% of the Company’s revenue came from loans sold to this related party investor.
	Concentration of Credit Risk
	The Company maintains its cash in bank and financial institution deposits that at times may exceed federally insured limits. The Company has not experienced any losses in such accounts through December 31, 2014. As of December 31, 2014, the Company’s bank balances in some instances exceed FDIC insured amounts.

Note_16_Subsequent_Events

Note 16 - Subsequent Events	6 Months Ended
	Dec. 31, 2014
Subsequent Events [Abstract]
Subsequent Events [Text Block]	NOTE 16 – SUBSEQUENT EVENTS
	Departure of Certain Officers
	On January 21, 2015, Jeffrey R. Smith resigned from his positions as Chairman, Executive Vice President, and director of the Company. Mr. Smith also resigned from his positions as President, Chief Executive Officer, and director of our operating subsidiary, PSMI.
	In connection with Mr. Smith’s resignation, pursuant to the employment agreement dated January 1, 2014, as amended, between the Company and Mr. Smith, the employment agreement was not renewed past January 31, 2015.
	Default on Preferred Dividends
	Under the Certificates of Designation for the Series A, B, C, and D Preferred Stock, any unpaid dividends will accrue and the non-payment of dividends for two quarters constitutes an event of default. A one-time five business day cure period is allowed for the second non-payment. Under the Certificate of Designation for the Series E Preferred stock, an event of default is triggered by the occurrence of an event of default under the Certificates of Designation for the Series A, B, C, and D Preferred Stock.
	This is the second quarter the Company has failed to make dividend payments to the holders of Series A, B, C, and D Preferred Stock and the five business day cure period has passed; this constitutes an event of default under the Certificates of Designation for the Series A, B, C, D, and E Preferred Stock. After the occurrence of an event of default, the preferred dividend rate automatically, as of January 23, 2015, increased to a rate per annum of 20% of the Stated Value (as defined in the Certificates of Designation for the Preferred Stock), payable in cash on a monthly basis on the 15th day of each month until the event of default is cured, upon which the preferred dividend will return to a rate of 6% per annum of the Stated Value.
	Opening of new Box Home Loan Division
	On January 8, 2015, the Company opened its first licensed branch office for its new Box Home Loan division. The Company has hired four loan officers and two managers and is currently licensed in eight states.
	Option Grants
	On February 5, 2015, the Board of Directors granted four-year options to ten employees to purchase an aggregate of 325,000 shares of common stock at $0.03 per share vesting over a three-year period. The options were granted under the Company’s 2012 Stock Incentive Plan. The fair value of options was determined to be $7,368 calculated using the Black-Scholes option pricing model using the assumptions of risk free discount rates of 0.33%, volatility of 171.85%, a four-year term and dividend yield of 0%.
	On February 12, 2015, the Board of Directors granted four-year options to various employees to purchase an aggregate of 1,900,000 shares of common stock at $0.035 per share vesting over a three-year period. The options were granted under the Company’s 2012 Stock Incentive Plan. The fair value of options was determined to be $59,396 calculated using the Black-Scholes option pricing model using the assumptions of risk free discount rates of 0.33%, volatility of 175.11%, a four-year term and dividend yield of 0%.
	Loan Agreement
	On February 18, 2015, the Company executed a Loan Agreement, Security Agreement and Promissory Note (collectively the “Loan”) with an unrelated third party lender. The Loan requires monthly interest only payments at fourteen percent annually (14%) beginning March 1, 2015. The principle balance will become due in one year. The amount of the Loan is $750,000 and can be increased to $1,000,000 at the sole discretion of the lender. The Loan is secured by all the Company’s tangible and intangible assets. The Company incurred legal fees and other loan costs of $50,000 in the aggregate which were deducted from proceeds received by the Company. The Loan restricts the amount of the proceeds that can be used to settle payables already incurred.

Accounting_Policies_by_Policy_

Accounting Policies, by Policy (Policies)	6 Months Ended
	Dec. 31, 2014
Accounting Policies [Abstract]
Company Background [Policy Text Block]	Company Background
	As used herein and except as otherwise noted, the terms “Company” or “PSMH” shall mean PSM Holdings, Inc., a Delaware corporation.
	The Company was incorporated under the laws of the State of Utah on March 12, 1987, as Durban Enterprises, Inc. On July 19, 2001, Durban Enterprises, Inc., created a wholly-owned subsidiary called Durban Holdings, Inc., a Nevada corporation, to facilitate changing the domicile of the Company to Nevada. On August 17, 2001, Durban Enterprises, Inc. merged with and into Durban Holdings, Inc., leaving the Nevada corporation as the survivor.  The Company retained the originally authorized 100,000,000 shares at $0.001 par value.
	On May 18, 2005, Durban Holdings, Inc. completed the acquisition of all of the outstanding stock of PrimeSource Mortgage, Inc., a Texas corporation, by a stock for stock exchange in which the stockholders of PrimeSource Mortgage, Inc. received 10,250,000 shares, or approximately 92% of the outstanding stock of the Company. Following the acquisition, effective May 18, 2005, the name of the parent “Durban Holdings, Inc.”, was changed to “PSM Holdings, Inc.” For reporting purposes, the acquisition was treated as an acquisition of the Company by PrimeSource Mortgage, Inc. (reverse acquisition) and a recapitalization of PrimeSource Mortgage, Inc. The historical financial statements prior to May 18, 2005, are those of PrimeSource Mortgage, Inc. Goodwill was not recognized from the transaction.
	On December 14, 2011, PSM Holdings, Inc., created a wholly-owned subsidiary called PSM Holdings, Inc., a Delaware corporation, to facilitate changing the domicile of the Company to Delaware. On December 29, 2011, PSM Holdings, Inc. merged with and into PSM Holdings, Inc., leaving the Delaware Corporation as the survivor. The Company retained the originally authorized 100,000,000 shares at $0.001 par value.
Nature of Operations [Policy Text Block]	Business Activity
	The Company originates mortgage loans funded either directly off its warehouse lines of credit or through brokering transactions to other third parties. Approximately 95% of the Company’s mortgage origination volume is banked off of its current warehouse lines. The Company has relationships with multiple investors who purchase the loans funded on its warehouse lines. All of the Company’s lending activities are conducted by its subsidiary, PrimeSource Mortgage, Inc., a Delaware corporation (“PSMI”).
	Historically, a significant portion of the Company’s business has been referral based and purchase orientated (versus refinance). The Company does not directly participate in the secondary markets and further does not maintain a servicing portfolio. Approximately 75% of total loan applications are generated from business contacts and previous client referrals. Realtor referrals and other lead sources like Path2Sell or leads account for the balance of loan applications.
	The Company currently operates or is licensed in the following states: Arkansas, California, Colorado, Florida, Kansas, Kentucky, Missouri, Montana, New Jersey, New York, New Mexico, North Dakota, Oklahoma, Oregon, Texas and Utah.
Basis of Accounting, Policy [Policy Text Block]	Basis of Presentation
	The accompanying unaudited consolidated financial statements have been prepared in accordance with the rules and regulations of the Securities and Exchange Commission for the presentation of interim financial information, but do not include all the information and footnotes required by generally accepted accounting principles for complete financial statements. It is recommended that these consolidated financial statements be read in conjunction with the audited financial statements for the year ended June 30, 2014, which were filed with the Securities and Exchange Commission on October 14, 2014 on Form 10-K for the year ended June 30, 2014. In the opinion of management, all adjustments considered necessary for a fair presentation have been included. Operating results for the three and six months ended December 31, 2014 are not necessarily indicative of the results that may be expected for the year ending June 30, 2015.
Consolidation, Policy [Policy Text Block]	Principles of Consolidation
	The consolidated financial statements include the accounts of PSM Holdings, Inc., its wholly-owned subsidiary WWYH, Inc., and WWYH's wholly-owned subsidiary Prime Source Mortgage, Inc. All material intercompany transactions have been eliminated in the consolidation.
Use of Estimates, Policy [Policy Text Block]	Use of Estimates
	Management uses estimates and assumptions in preparing financial statements.  Those estimates and assumptions affect the reported amounts of assets and liabilities, the disclosure of contingent assets and liabilities, and the reported revenues and expenses.  Accordingly, actual results could differ from those estimates.  Significant estimates include the value of intangibles, estimated depreciable lives of property, plant and equipment, estimated valuation of deferred tax assets due to net operating loss carry-forwards and estimates of uncollectible amounts of loans and notes receivable.
Cash and Cash Equivalents, Unrestricted Cash and Cash Equivalents, Policy [Policy Text Block]	Cash and Cash Equivalents
	For the purposes of the statement of cash flows, cash and cash equivalents include cash on hand and cash in checking and savings accounts, and all investment instruments with an original maturity of three months or less.
Cash and Cash Equivalents, Restricted Cash and Cash Equivalents, Policy [Policy Text Block]	Restricted Cash
	The Company has certain cash balances set aside as collateral to secure various bonds required pursuant to the licensing requirements in some of the states in which it conducts business.
Receivables, Policy [Policy Text Block]	Accounts Receivable
	Accounts receivable represent commissions earned and fees charged on closed loans that the Company has not received. Accounts receivable are stated at the amount management expects to collect from balances outstanding at period-end. The Company estimates the allowance for doubtful accounts based on an analysis of specific accounts.
Finance, Loans and Leases Receivable, Policy [Policy Text Block]	Employee Advances and Loans Receivable
	Employee advances and loans receivable are stated at the unpaid principal balance. Interest income is recognized in the period in which it is earned.
Finance, Loan and Lease Receivables, Held-for-sale, Policy [Policy Text Block]	Loans Held For Sale
	The Company originates all of its residential real estate loans with the intent to sell them in the secondary market. Loans held for sale consist primarily of residential first and second mortgage loans that are secured by residential real estate throughout the United States.
	Although the Company does not intend to be a loan servicer, from time to time it is necessary that certain loans be serviced for a period of time. Even in these situations the Company intends to service the loan only for the amount of time necessary to get the loan sellable to a third party investor. As of December 31, 2014, the Company had four such loans that required servicing before they could be sold to an investor. Three of the four loans were performing and were carried on the books at their fair value, determined using current secondary market prices for loans with similar coupons, maturities and credit quality. One of the loans was delinquent. The delinquent loan had unpaid principle and interest of $9,013 as of December 31, 2014. The Company has been working with this borrower who has made the principal and interest payment each of the last five months. As of December 31, 2014, the Company has not recorded any adjustment to the fair value of the remaining four loans as any accrued gain or loss would not be material to the Company.
	As noted above, the fair value of loans held for sale is determined using current secondary market prices for loans with similar coupons, maturities and credit quality. Loans held for sale are pledged as collateral under the Company’s warehouse lines of credit. The Company relies substantially on the secondary mortgage market as all of the loans originated are sold into this market.
	Interest on mortgage loans held for sale is recognized as earned and is only accrued if deemed collectible. Interest is generally deemed uncollectible when a loan becomes three months or more delinquent or when a loan has a defect affecting its salability. Delinquency is calculated based on the contractual due date of the loan. Loans are written off when deemed uncollectible.
Prepaid Expenses [Policy Text Block]	Prepaid Expenses
	Generally, prepaid expenses are advance payments for products or services that will be used in operations during the next 12 months. However, the Company engages an independent third party to perform a five-year outreach campaign to borrowers after their loan is funded. These amounts are capitalized and amortized equally each quarter over five years. Other prepaid expenses consist of prepaid insurance, rents and prepaid services provided by outside consultants. Prepaid expenses amounted to $199,685 and $142,096 at December 31, 2014 and June 30, 2014, respectively.
Property, Plant and Equipment, Policy [Policy Text Block]	Property and Equipment
	Property and equipment are stated at cost. Depreciation is provided using the straight-line method over the estimated useful lives of the assets as follows. Expenditures for maintenance and repairs are charged to expense as incurred.
	Furniture, fixtures and office equipment (years)	5	-	7
	Computer equipment (years)		5
Goodwill and Intangible Assets, Goodwill, Policy [Policy Text Block]	Goodwill and Indefinite-Lived Intangible Assets
	Goodwill acquired in business combinations is assigned to the reporting entity that is expected to benefit from the combination as of the acquisition date. Goodwill impairment is determined using a two-step process. The first step of the process is to compare the fair value of a reporting unit with its carrying amount, including goodwill. In performing the first step, the Company determines the fair value of its reporting entity by using a discounted cash flow ("DCF") analysis. Determining fair value using a DCF analysis requires the exercise of significant judgments, including judgments about appropriate discount rates, perpetual growth rates and the amount and timing of expected future cash flows. If the fair value of a reporting entity exceeds its carrying amount, goodwill of the reporting entity is not impaired and the second step of the impairment test is not required. If the carrying amount of a reporting unit exceeds its fair value, the second step of the goodwill impairment test is required to be performed to measure the amount of impairment, if any. The second step of the goodwill impairment test compares the implied fair value of the reporting entity’s goodwill with the carrying amount of that goodwill. The implied fair value of goodwill is determined in the same manner as the amount of goodwill recognized in a business combination. If the carrying amount of the reporting entity’s goodwill exceeds the implied fair value of that goodwill, an impairment loss is recognized in an amount equal to that excess.
	The impairment test for indefinite-lived intangible assets involves a comparison of the estimated fair value of the intangible asset with its carrying value. If the carrying value of the indefinite-lived intangible asset exceeds its fair value, an impairment loss is recognized in an amount equal to that excess.
Intangible Assets, Finite-Lived, Policy [Policy Text Block]	Long-Lived Assets and Intangible Assets with Definite Lives
	Long-lived assets, including property and equipment and intangible assets with definite lives are tested for recoverability whenever events or changes in circumstances indicate that their carrying amount may not be recoverable. The carrying amount of a long-lived asset is not recoverable if it exceeds the sum of the undiscounted cash flows expected to result from the use and eventual disposition of the asset. If the carrying amount is deemed to not be recoverable, an impairment loss is recorded as the amount by which the carrying amount of the long-lived asset exceeds its fair value. Amortization of definite lived intangible assets is recorded on a straight-line basis over their estimated lives.
Income Tax, Policy [Policy Text Block]	Income Taxes
	Income taxes are provided for the tax effects of transactions reported in the financial statements and consist of taxes currently due plus deferred taxes related primarily to differences between the bases of certain assets and liabilities for financial and tax reporting. The deferred taxes represent the future tax return consequences of those differences, which will either be deductible or taxable when the assets and liabilities are recovered or settled. In addition, there is the deferred tax asset which represents the economic value of various tax carryovers.
Taxes Collected and Remitted to Governmental Authorities [Policy Text Block]	Taxes Collected and Remitted to Governmental Authorities
	When applicable, the Company collects gross receipts taxes from its customers and remits them to the required governmental authorities. Related revenues are reported net of applicable taxes collected and remitted to governmental authorities.
Advertising Costs, Policy [Policy Text Block]	Advertising
	Advertising costs are expensed as incurred. Advertising expenses were $115,565 and $272,487 for the three and six months ended December 31, 2014, respectively, compared to $163,732 and $361,652 for the three and six months ended December 31, 2013, respectively.
Share-based Compensation, Option and Incentive Plans Policy [Policy Text Block]	Share Based Payment Plan
	The Company grants stock options and restricted stock units to certain executive officers, key employees, directors and independent contractors. Stock options have been granted for a fixed number of shares, vest equally over a three-year period and are valued using the Black-Scholes option pricing model. Stock grants have been awarded for a fixed number of shares with a value equal to the fair value of the Company’s common stock on the grant date. Stock-based compensation expense is recorded net of estimated forfeitures for the quarters ended December 31, 2014 and 2013 based on the stock-based awards that were expected to vest during such periods. Under the 2012 Stock Incentive Plan, the Company can grant stock or options to employees, related parties, and unrelated contractors in connection with the performance of services provided to the Company by the awardees.
Revenue Recognition, Policy [Policy Text Block]	Revenue Recognition
	The Company’s revenue is derived primarily from revenue earned from the origination and sale of mortgage loans. Revenues earned from origination of mortgage loans is recognized on the earlier of the settlement date of the underlying transaction or the funding date of the loan. Loans are funded through warehouse lines of credit and are sold to investors, typically within 14 days. The gain or loss on the sale of loans is realized on the date the loans are sold.
	The Company receives an override fee on the warehouse lines of credit on loans closed on the lines. The revenue from the override fees is recognized as earned when the loan is funded.
Earnings Per Share, Policy [Policy Text Block]	Loss Per Common Share
	Basic and diluted loss per common share is computed by dividing the loss available to common stockholders by the weighted average number of common shares outstanding during the period. Diluted loss per share does not reflect per share amounts that would have resulted if diluted potential Common Stock had been converted to Common Stock because the effect would be anti-dilutive. The weighted average number of common shares outstanding during the three and six months ended December 31, 2014 and 2013 were 27,507,524, 27,576,440, 29,443,512, and 29,422,655, respectively. Loss per common share from continuing operations for the three and six months ended December 31, 2014 and 2013 was $0.04, $0.06, $0.04 and $0.10, respectively.
Compensated Absences Policy [Policy Text Block]	Compensated Absences
	The Company records an accrual for vacation at each period end. Other compensated absences are expensed as incurred.
Reclassification, Policy [Policy Text Block]	Reclassification
	Certain accounts in the prior-year financial statements have been reclassified for comparative purposes to conform with the presentation in the current-year financial statements.
New Accounting Pronouncements, Policy [Policy Text Block]	Recent Accounting Pronouncements
	The Company has evaluated the possible effects on its financial statements of the accounting pronouncements and accounting standards that have been issued or proposed by FASB that do not require adoption until a future date, and determined they are not expected to have a material impact on the consolidated financial statements upon adoption.
	Other accounting standards that have been issued or proposed by FASB that do not require adoption until a future date are not expected to have a material impact on the consolidated financial statements upon adoption.

Note_3_Property_and_Equipment_

Note 3 - Property and Equipment (Tables)	6 Months Ended
	Dec. 31, 2014
Property, Plant and Equipment [Abstract]
Property, Plant and Equipment [Table Text Block]		December 31,
		2014			June 30,
		(Unaudited)			2014
	Fixtures and equipment	$	600,793		$	1,724,951
	Less: Accumulated depreciation		(317,036	)		(1,142,833	)
	Property and equipment, net	$	283,757		$	582,118

Note_4_Statements_of_Cash_Flow1

Note 4 - Statements of Cash Flows Additional Disclosures (Tables)	6 Months Ended
	Dec. 31, 2014
Supplemental Cash Flow Elements [Abstract]
Schedule of Cash Flow, Supplemental Disclosures [Table Text Block]		December 31,		December 31,
		2014		2013
		(Unaudited)		(Unaudited)
	Supplemental Cash Flow Disclosures:
	Cash paid for interest	$	18,046	$	1,987
	Stock issued for services	$	-	$	16,559
	Stock and stock options issued to employees as bonus	$	31,216	$	27,053

Note_5_Related_Party_Transacti1

Note 5 - Related Party Transactions (Tables)	6 Months Ended
	Dec. 31, 2014
Related Party Transactions [Abstract]
Loan Receivable from Related Party [Table Text Block]				Balance due
				December 31,		Balance due
		Original		2014		June 30,
		Loan		(Unaudited)		2014
	Secured loans to NWBO Corporation (NWBO)	$	167,000	$	87,778	$	88,898
	Accrued interest due from NWBO		-		2,350		10,668
			167,000		90,128		99,566
	Less allowance for uncollectible amounts		-		-		-
		$	167,000	$	90,128	$	99,566

Note_7_Intangible_Assets_Table

Note 7 - Intangible Assets (Tables)	6 Months Ended
	Dec. 31, 2014
Goodwill and Intangible Assets Disclosure [Abstract]
Schedule of Intangible Assets and Goodwill [Table Text Block]		December 31,
		2014			June 30,
		(Unaudited)			2014
	Intangible assets not subject to amortization:
	FHA "Full Eagle" status	$	938,790		$	938,790
	Goodwill		1,809,429			1,809,429
	State licenses		31,293			31,293
			2,779,512			2,779,512
	Less: Impairments		-			-
	Total	$	2,779,512		$	2,779,512
	Intangible assets subject to amortization:
	Customer lists	$	117,349		$	117,349
	Nationwide license		824,999			824,999
			942,348			942,348
	Less: Accumulated amortization – Nationwide license		(513,326	)		(483,862	)
	Less: Accumulated amortization – customer lists		(117,349	)		(115,408	)
	Total	$	311,673		$	343,078
	Total Intangible assets, net	$	3,091,185		$	3,122,590

Note_9_Accrued_Liabilities_Tab

Note 9 - Accrued Liabilities (Tables)	6 Months Ended
	Dec. 31, 2014
Payables and Accruals [Abstract]
Schedule of Accrued Liabilities [Table Text Block]		December 31,
		2014		June 30,
		(Unaudited)		2014
	Credit card charges	$	88,125	$	53,938
	Accrued payroll		229,152		481,324
	Other liabilities		108,808		108,653
		$	426,085	$	643,915

Note_10_Stockholders_Equity_an1

Note 10 - Stockholders' Equity and Issuances (Tables)	6 Months Ended
	Dec. 31, 2014
Stockholders' Equity Note [Abstract]
Schedule of Share-based Compensation, Stock Options, Activity [Table Text Block]		For the six months ended December 31,
		2014					2013
					Weighted-				Weighted-
					Average				Average
		Number of			Exercise		Number of		Exercise
		Shares			Price		Shares		Price
	Options outstanding at beginning of the period		2,910,000		$	0.14		275,000		0.38
	Options granted		-			-		1,050,000		0.32
	Options exercised		-			-		-		-
	Options forfeited/expired		(166,667	)		0.4		-		-
	Options outstanding at end of the period		2,743,333		$	0.14		1,325,000	$	0.33
	Options exercisable as of December 31		233,333		$	0.23		25,000	$	0.4

Note_12_Commitments_Tables

Note 12 - Commitments (Tables)	6 Months Ended
	Dec. 31, 2014
Disclosure Text Block Supplement [Abstract]
Schedule of Future Minimum Rental Payments for Operating Leases [Table Text Block]		Amount
	For the year ended June 30,
	2015	$	200,817
	2016		191,969
	2017		146,219
	2018		149,067
	2019		27,636
	Total	$	715,708

Note_13_Fair_Value_Measurement1

Note 13 - Fair Value Measurements (Tables)	6 Months Ended
	Dec. 31, 2014
Fair Value Disclosures [Abstract]
Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis [Table Text Block]		31-Dec-14				30-Jun-14
		(Unaudited)
		Carrying		Fair		Carrying		Fair
		Amount		Value		Amount		Value
	Financial assets:
	Cash and cash equivalents	$	209,547	$	209,547	$	764,931	$	764,931
	Restricted cash		732,500		732,500		755,701		755,701
	Accounts receivable - related party		-		-		683,992		683,992
	Accounts receivable - non related party		618,643		618,643		43,974		43,974
	Loans held for sale		13,148,224		13,148,224		15,416,781		15,416,781
	Prepaid expenses		199,685		199,685		142,096		142,096
	Loans receivable		87,778		87,778		88,898		88,898
	Intangible Assets		3,091,185		3,091,185		3,122,590		3,122,590
	Financial liabilities:
	Accounts payable	$	923,670	$	923,670	$	602,351	$	602,351
	Warehouse line of credit - non related party		-		-		474,000		474,000
	Warehouse lines of credit - related party		12,733,090		12,733,090		14,942,781		14,942,781
	Preferred dividends payable- related party		169,133		169,133		82,500		82,500
	Preferred dividends payable- non related party		102,000		102,000		51,000		51,000
	Related party loans		260,411		260,411		-		-
	Accrued liabilities		426,085		426,085		643,915		643,915

Note_1_Nature_of_Business_and_1

Note 1 - Nature of Business and Summary of Significant Accounting Policies (Details) (USD $)	3 Months Ended		6 Months Ended		0 Months Ended
	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2014	Dec. 31, 2013	18-May-05	Jun. 30, 2014	Dec. 12, 2011	Mar. 12, 1987
Note 1 - Nature of Business and Summary of Significant Accounting Policies (Details) [Line Items]
Common Stock, Shares Authorized (in Shares)	400,000,000		400,000,000			400,000,000		100,000,000
Common Stock, Par or Stated Value Per Share (in Dollars per share)	$0.00		$0.00			$0.00	$0.00	$0.00
Impaired Financing Receivable, Unpaid Principal Balance	$9,013		$9,013
Capitalization and Amortization Period for Prepaid Expenses			5 years
Prepaid Expense, Current	199,685		199,685			142,096
Advertising Expense	115,565	163,732	272,487	361,652
Weighted Average Number of Shares Outstanding, Basic and Diluted (in Shares)	27,507,524	29,443,512	27,576,440	29,422,655
Earnings Per Share, Basic and Diluted (in Dollars per share)	($0.04)	($0.04)	($0.06)	($0.10)
Furniture and Fixtures [Member] | Minimum [Member]
Note 1 - Nature of Business and Summary of Significant Accounting Policies (Details) [Line Items]
Property, Plant and Equipment, Useful Life			5 years
Furniture and Fixtures [Member] | Maximum [Member]
Note 1 - Nature of Business and Summary of Significant Accounting Policies (Details) [Line Items]
Property, Plant and Equipment, Useful Life			7 years
Computer Equipment [Member]
Note 1 - Nature of Business and Summary of Significant Accounting Policies (Details) [Line Items]
Property, Plant and Equipment, Useful Life			5 years
Loans Requiring Servicing Before Being Sold [Member]
Note 1 - Nature of Business and Summary of Significant Accounting Policies (Details) [Line Items]
Mortgage Loans on Real Estate, Number of Loans			4
Performing Financing Receivable [Member]
Note 1 - Nature of Business and Summary of Significant Accounting Policies (Details) [Line Items]
Mortgage Loans on Real Estate, Number of Loans			3
Nonperforming Financing Receivable [Member]
Note 1 - Nature of Business and Summary of Significant Accounting Policies (Details) [Line Items]
Mortgage Loans on Real Estate, Number of Loans			1
PrimeSource Mortgage Inc [Member]
Note 1 - Nature of Business and Summary of Significant Accounting Policies (Details) [Line Items]
Business Acquisition, Equity Interest Issued or Issuable, Number of Shares (in Shares)					10,250,000
Business Acquisition, Percentage of Voting Interests Acquired					92.00%
Loans Held For Sale, Performing [Member]
Note 1 - Nature of Business and Summary of Significant Accounting Policies (Details) [Line Items]
Assets, Fair Value Adjustment			$0
Mortgage Origination Volume [Member]
Note 1 - Nature of Business and Summary of Significant Accounting Policies (Details) [Line Items]
Concentration Risk, Percentage			95.00%
Loan Applications [Member]
Note 1 - Nature of Business and Summary of Significant Accounting Policies (Details) [Line Items]
Concentration Risk, Percentage			75.00%

Note_2_Allowance_for_Doubtful_1

Note 2 - Allowance for Doubtful Accounts (Details) (USD $)	6 Months Ended
	Dec. 31, 2014	Dec. 31, 2013
Note 2 - Allowance for Doubtful Accounts (Details) [Line Items]
Allowance for Doubtful Accounts Receivable	0	$0
Accounts Receivable from One Customer [Member]
Note 2 - Allowance for Doubtful Accounts (Details) [Line Items]
Concentration Risk, Percentage	94.00%

Note_3_Property_and_Equipment_1

Note 3 - Property and Equipment (Details) (USD $)	3 Months Ended		6 Months Ended
	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2014	Dec. 31, 2013
Property, Plant and Equipment [Abstract]
Depreciation	$18,253	$40,310	$36,340	$74,056

Note_3_Property_and_Equipment_2

Note 3 - Property and Equipment (Details) - Property and Equipment (USD $)	Dec. 31, 2014	Jun. 30, 2014
Property and Equipment [Abstract]
Fixtures and equipment	$600,793	$1,724,951
Less: Accumulated depreciation	-317,036	-1,142,833
Property and equipment, net	$283,757	$582,118

Note_4_Statements_of_Cash_Flow2

Note 4 - Statements of Cash Flows Additional Disclosures (Details) - Supplemental Disclosures for Cash Flows (USD $)	6 Months Ended
	Dec. 31, 2014	Dec. 31, 2013
Supplemental Cash Flow Disclosures:
Cash paid for interest	$18,046	$1,987
Stock issued for services	0	16,559
Stock and Stock Options Issued as Employee Bonus [Member]
Supplemental Cash Flow Disclosures:
Stock and stock options issued to employees as bonus	$31,216	$27,053

Note_5_Related_Party_Transacti2

Note 5 - Related Party Transactions (Details) (USD $)

6 Months Ended

0 Months Ended

3 Months Ended

6 Months Ended

0 Months Ended

12 Months Ended

48 Months Ended

0 Months Ended

12 Months Ended

18 Months Ended

0 Months Ended

1 Months Ended

0 Months Ended

Dec. 31, 2013

Nov. 13, 2014

Jun. 15, 2012

Dec. 31, 2014

Dec. 31, 2013

Dec. 31, 2014

Sep. 12, 2014

Dec. 31, 2014

Dec. 31, 2014

Jan. 01, 2013

Dec. 31, 2011

Dec. 31, 2014

Feb. 07, 2013

Dec. 31, 2014

Oct. 31, 2013

Mar. 15, 2011

Jul. 01, 2011

Aug. 08, 2011

Nov. 02, 2011

Nov. 30, 2014

Mar. 31, 2014

Feb. 16, 2007

Jun. 30, 2014

Note 5 - Related Party Transactions (Details) [Line Items]

Class of Warrant or Right, Exercise Price of Warrants or Rights (in Dollars per share)

$0.40

$0.24

Stock Issued During Period, Value, Share-based Compensation, Net of Forfeitures

$6,624

PSMH-1 And PSMH-2 LLC [Member] | Convertible Promissory Note [Member]

Note 5 - Related Party Transactions (Details) [Line Items]

Proceeds from Convertible Debt

70,000

Qualified Offering, Minimum Amount

1,000,000

Warrant Issued in Connection with Debt, Shares per $1 Debt (in Shares)

0.4

Debt Instrument, Interest Rate, Stated Percentage

10.00%

PSMH-1 And PSMH-2 LLC [Member]

Note 5 - Related Party Transactions (Details) [Line Items]

Class of Warrant or Right, Number of Securities Called by Warrants or Rights (in Shares)

28,000

Warrant Term

5 years

Class of Warrant or Right, Exercise Price of Warrants or Rights (in Dollars per share)

$0.40

NWBO [Member]

Note 5 - Related Party Transactions (Details) [Line Items]

Notes Payable, Related Parties

167,000

Shares Securing Loans (in Shares)

150,000

Related Party Transaction, Rate

6.00%

Interest Income, Related Party

2,689

1,327

1,344

2,672

Convertible Promissory Note [Member] | Executive Vice President [Member]

Note 5 - Related Party Transactions (Details) [Line Items]

Proceeds from Convertible Debt

120,000

Debt Instrument, Interest Rate During Period

10.00%

Qualified Offering, Minimum Amount

1,000,000

Convertible Promissory Note [Member] | Director [Member]

Note 5 - Related Party Transactions (Details) [Line Items]

Proceeds from Convertible Debt

120,000

Debt Instrument, Interest Rate During Period

10.00%

Qualified Offering, Minimum Amount

1,000,000

Monthly [Member] | Director Fidelity [Member]

Note 5 - Related Party Transactions (Details) [Line Items]

Operating Leases, Rent Expense

21,720

Chief Executive Officer [Member] | Annual Compensation [Member]

Note 5 - Related Party Transactions (Details) [Line Items]

Officers' Compensation

240,000

Chief Executive Officer [Member] | Compensation Expense [Member]

Note 5 - Related Party Transactions (Details) [Line Items]

Costs and Expenses, Related Party

120,000

57,000

60,000

109,003

Stock Issued During Period, Shares, Share-based Compensation, Gross (in Shares)

26,494

Share-based Compensation Arrangement by Share-based Payment Award, Discount from Market Price, Offering Date

25.00%

Chief Executive Officer [Member] | Monthly Allowance for Health Benefits [Member]

Note 5 - Related Party Transactions (Details) [Line Items]

Costs and Expenses, Related Party

282

Executive Vice President [Member] | Annual Compensation [Member]

Note 5 - Related Party Transactions (Details) [Line Items]

Officers' Compensation

250,000

200,000

Executive Vice President [Member] | Compensation Expense [Member]

Note 5 - Related Party Transactions (Details) [Line Items]

Costs and Expenses, Related Party

93,336

53,125

43,336

99,479

Executive Vice President [Member] | Monthly Allowance for Health Benefits [Member]

Note 5 - Related Party Transactions (Details) [Line Items]

Costs and Expenses, Related Party

1,290

Executive Vice President [Member] | Monthly Car Allowance [Member]

Note 5 - Related Party Transactions (Details) [Line Items]

Costs and Expenses, Related Party

4,200

2,100

700

Executive Vice President [Member] | Car Allowance [Member]

Note 5 - Related Party Transactions (Details) [Line Items]

Costs and Expenses, Related Party

2,100

Executive Vice President [Member] | Monthly Allowance for Health Insurance [Member]

Note 5 - Related Party Transactions (Details) [Line Items]

Costs and Expenses, Related Party

292

292

Executive Vice President [Member]

Note 5 - Related Party Transactions (Details) [Line Items]

Warrant Issued in Connection with Debt, Shares per $1 Debt (in Shares)

0.4

Class of Warrant or Right, Number of Securities Called by Warrants or Rights (in Shares)

48,000

Warrant Term

5 years

Class of Warrant or Right, Exercise Price of Warrants or Rights (in Dollars per share)

$0.40

Car Allowance [Member] | Annual Compensation [Member]

Note 5 - Related Party Transactions (Details) [Line Items]

Costs and Expenses, Related Party

4,200

Former Chief Executive Officer [Member] | Annual Compensation [Member]

Note 5 - Related Party Transactions (Details) [Line Items]

Officers' Compensation

275,000

225,000

Former Chief Executive Officer [Member] | Compensation Expense [Member]

Note 5 - Related Party Transactions (Details) [Line Items]

Costs and Expenses, Related Party

68,750

Former Chief Executive Officer [Member] | Monthly Allowance for Health Benefits [Member]

Note 5 - Related Party Transactions (Details) [Line Items]

Costs and Expenses, Related Party

345

800

Former Chief Executive Officer [Member] | Monthly Car Allowance [Member]

Note 5 - Related Party Transactions (Details) [Line Items]

Costs and Expenses, Related Party

750

Former Chief Executive Officer [Member] | Car Allowance [Member]

Note 5 - Related Party Transactions (Details) [Line Items]

Costs and Expenses, Related Party

137,500

2,250

Former Chief Executive Officer [Member] | Officers Bonus [Member]

Note 5 - Related Party Transactions (Details) [Line Items]

Stock Issued During Period, Shares, Share-based Compensation, Gross (in Shares)

750,000

Stock Issued During Period, Value, Share-based Compensation, Net of Forfeitures

525,000

Former Chief Executive Officer [Member] | Allowance For Health Benefits [Member]

Note 5 - Related Party Transactions (Details) [Line Items]

Costs and Expenses, Related Party

4,500

Director [Member] | Monthly Strategic Advisory and Investor Relation Services [Member]

Note 5 - Related Party Transactions (Details) [Line Items]

Related Party Transaction, Amounts of Transaction

15,000

Director [Member] | Strategic Advisory and Investor Relation Services [Member]

Note 5 - Related Party Transactions (Details) [Line Items]

Costs and Expenses, Related Party

60,000

0

Director [Member]

Note 5 - Related Party Transactions (Details) [Line Items]

Stock Issued During Period, Shares, Share-based Compensation, Gross (in Shares)

39,741

Share-based Compensation Arrangement by Share-based Payment Award, Discount from Market Price, Offering Date

25.00%

Warrant Issued in Connection with Debt, Shares per $1 Debt (in Shares)

0.4

Class of Warrant or Right, Number of Securities Called by Warrants or Rights (in Shares)

48,000

Warrant Term

5 years

Class of Warrant or Right, Exercise Price of Warrants or Rights (in Dollars per share)

$0.40

Long-term Line of Credit

12,733,090

12,733,090

12,733,090

12,733,090

12,733,090

12,733,090

14,942,781

Notes Receivable, Related Parties

13,148,224

13,148,224

13,148,224

13,148,224

13,148,224

13,148,224

14,942,781

Debt Instrument, Periodic Payment

984.2

Director UCMC [Member] | Annual Compensation [Member]

Note 5 - Related Party Transactions (Details) [Line Items]

Related Party Transaction, Amounts of Transaction

120,000

Director UCMC [Member] | Compensation Expense [Member]

Note 5 - Related Party Transactions (Details) [Line Items]

Costs and Expenses, Related Party

60,000

30,876

30,000

72,090

Director Brookside [Member] | Annual Compensation [Member]

Note 5 - Related Party Transactions (Details) [Line Items]

Related Party Transaction, Amounts of Transaction

120,000

Director Brookside [Member] | Compensation Expense [Member]

Note 5 - Related Party Transactions (Details) [Line Items]

Costs and Expenses, Related Party

88,159

31,995

Director Brookside [Member]

Note 5 - Related Party Transactions (Details) [Line Items]

BonusPercentageNetProfit

25.00%

Bonus Net Profit Threshold

400,000

Director Fidelity [Member] | Compensation Expense [Member]

Note 5 - Related Party Transactions (Details) [Line Items]

Costs and Expenses, Related Party

382,006

0

173,564

0

Director Fidelity [Member]

Note 5 - Related Party Transactions (Details) [Line Items]

BonusPercentageNetProfit

50.00%

Bonus Net Profit Threshold

500,000

Percentage of Loan Production Paid as Bonus

0.13%

Ownership Percentage of Building

100.00%

Payments for Rent

130,320

0

65,161

0

Director IMP [Member] | Annual Compensation [Member]

Note 5 - Related Party Transactions (Details) [Line Items]

Related Party Transaction, Amounts of Transaction

120,000

Director IMP [Member] | Compensation Expense [Member]

Note 5 - Related Party Transactions (Details) [Line Items]

Costs and Expenses, Related Party

80,091

27,580

Director IMP [Member]

Note 5 - Related Party Transactions (Details) [Line Items]

BonusPercentageNetProfit

25.00%

Bonus Net Profit Threshold

400,000

Vice President - Mountain Division [Member] | Annual Compensation [Member]

Note 5 - Related Party Transactions (Details) [Line Items]

Related Party Transaction, Amounts of Transaction

95,000

Vice President - Mountain Division [Member] | Compensation Expense [Member]

Note 5 - Related Party Transactions (Details) [Line Items]

Costs and Expenses, Related Party

209,151

0

103,792

0

Vice President - Mountain Division [Member]

Note 5 - Related Party Transactions (Details) [Line Items]

BonusPercentageNetProfit

50.00%

Bonus Net Profit Threshold

$500,000

Note_5_Related_Party_Transacti3

Note 5 - Related Party Transactions (Details) - Loan Receivable from Related Party (USD $)	Dec. 31, 2014	Jun. 30, 2014
Note 5 - Related Party Transactions (Details) - Loan Receivable from Related Party [Line Items]
Less allowance for uncollectible amounts	$0
Less allowance for uncollectible amounts	0	0
NWBO [Member]
Note 5 - Related Party Transactions (Details) - Loan Receivable from Related Party [Line Items]
Secured loans to NWBO Corporation (NWBO)	167,000
Secured loans to NWBO Corporation (NWBO)	87,778	88,898
Accrued interest due from NWBO	2,350	10,668
	167,000
	90,128	99,566
	167,000
	$90,128	$99,566

Note_6_Employee_Advances_Detai

Note 6 - Employee Advances (Details) (USD $)	Dec. 31, 2014	Jun. 30, 2014
Receivables [Abstract]
Due from Employees, Current	$37,170	$500

Note_7_Intangible_Assets_Detai

Note 7 - Intangible Assets (Details) (USD $)	3 Months Ended		6 Months Ended		12 Months Ended	0 Months Ended
	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2014	Dec. 31, 2013	Jun. 30, 2014	Apr. 14, 2006
Note 7 - Intangible Assets (Details) [Line Items]
Goodwill, Impairment Loss					$0
Valuation Allowance Of Equity			300.00%
Renewable License Agreement Term			3 years
Number of Automatic Renewable License Agreement Terms			5 years
Amortization of Intangible Assets	14,732	14,732	29,464	29,464
Finite-Lived Intangible Assets, Amortization Expense, Year Three	58,929		58,929
Finite-Lived Intangible Assets, Amortization Expense, Year Four	58,929		58,929
Finite-Lived Intangible Assets, Amortization Expense, Year Five	58,929		58,929
Initial Term [Member]
Note 7 - Intangible Assets (Details) [Line Items]
Renewable License Agreement Term						5 years
Cash Paid [Member]
Note 7 - Intangible Assets (Details) [Line Items]
Cost of Services, Licenses and Maintenance Agreements						150,000
NWBO License [Member]
Note 7 - Intangible Assets (Details) [Line Items]
Shares, Issued (in Shares)						150,000
Value of Stock Issued [Member]
Note 7 - Intangible Assets (Details) [Line Items]
Cost of Services, Licenses and Maintenance Agreements						674,999
NWBO License [Member]
Note 7 - Intangible Assets (Details) [Line Items]
Cost of Services, Licenses and Maintenance Agreements						824,999
Finite-Lived Intangible Asset, Useful Life			14 years
Finite-Lived Intangible Assets, Amortization Expense, Year Two	58,929		58,929
Finite-Lived Intangible Assets, Amortization Expense, Remainder of Fiscal Year	58,929		58,929
Finite-Lived Intangible Assets, Amortization Expense, Year Six	$46,494		$46,494

Note_7_Intangible_Assets_Detai1

Note 7 - Intangible Assets (Details) - Intangible Assets (USD $)	6 Months Ended	12 Months Ended
	Dec. 31, 2014	Jun. 30, 2014
Note 7 - Intangible Assets (Details) - Intangible Assets [Line Items]
Indefinite lived intangible assets	$2,779,512	$2,779,512
Finite lived intangible assets	942,348	942,348
Accumulated amortization	-630,675	-599,270
Total	311,673	343,078
Total Intangible assets, net	3,091,185	3,122,590
Less: Impairments	0	0
Goodwill	1,809,429	1,809,429
FHA "Full Eagle" Status [Member]
Note 7 - Intangible Assets (Details) - Intangible Assets [Line Items]
Indefinite lived intangible assets	938,790	938,790
State Licenses [Member]
Note 7 - Intangible Assets (Details) - Intangible Assets [Line Items]
Indefinite lived intangible assets	31,293	31,293
Gross Intangible Assets [Member]
Note 7 - Intangible Assets (Details) - Intangible Assets [Line Items]
Indefinite lived intangible assets	2,779,512	2,779,512
Customer Lists [Member]
Note 7 - Intangible Assets (Details) - Intangible Assets [Line Items]
Finite lived intangible assets	117,349	117,349
Accumulated amortization	-117,349	-115,408
NWBO License [Member]
Note 7 - Intangible Assets (Details) - Intangible Assets [Line Items]
Finite lived intangible assets	824,999	824,999
Accumulated amortization	($513,326)	($483,862)

Note_8_Warehouse_Lines_of_Cred1

Note 8 - Warehouse Lines of Credit (Details) (USD $)	6 Months Ended	0 Months Ended
	Dec. 31, 2014	Aug. 03, 2008	Nov. 18, 2011	Sep. 21, 2014	Jun. 30, 2014	Oct. 13, 2013
Note 8 - Warehouse Lines of Credit (Details) [Line Items]
Line of Credit Facility, Interest Rate During Period	5.00%
Line of Credit, Current	$140,411
Average Days Until Repayment On Line of Credit	14 days
Percentage of Loans Purchased by Secondary Lenders	98.00%
Disposal Group, Including Discontinued Operation, Loans Receivable, Net	13,148,224				15,416,781
Warehouse Line of Credit August 2008 [Member]
Note 8 - Warehouse Lines of Credit (Details) [Line Items]
Line of Credit Facility, Maximum Borrowing Capacity		1,000,000				75,000,000
Line of Credit Facility, Interest Rate During Period		5.00%
Warehouse Line of Credit November 2011 [Member]
Note 8 - Warehouse Lines of Credit (Details) [Line Items]
Line of Credit Facility, Maximum Borrowing Capacity			5,000,000			75,000,000
Line of Credit, Current	12,733,090
Warehouse Line of Credit June 2009 [Member]
Note 8 - Warehouse Lines of Credit (Details) [Line Items]
Line of Credit Facility, Interest Rate During Period			5.00%
Warehouse Line of Credit September 2014 [Member] | Wall Street Journal Prime Rate [Member]
Note 8 - Warehouse Lines of Credit (Details) [Line Items]
Debt Instrument, Basis Spread on Variable Rate				1.00%
Warehouse Line of Credit September 2014 [Member]
Note 8 - Warehouse Lines of Credit (Details) [Line Items]
Line of Credit Facility, Maximum Borrowing Capacity				1,000,000
Debt Instrument, Interest Rate, Stated Percentage				5.00%

Note_9_Accrued_Liabilities_Det

Note 9 - Accrued Liabilities (Details) - Accrued Liabilities (USD $)	Dec. 31, 2014	Jun. 30, 2014
Accrued Liabilities [Abstract]
Credit card charges	$88,125	$53,938
Accrued payroll	229,152	481,324
Other liabilities	108,808	108,653
	$426,085	$643,915

Note_10_Stockholders_Equity_an2

Note 10 - Stockholders' Equity and Issuances (Details) (USD $)	0 Months Ended		2 Months Ended	3 Months Ended		6 Months Ended		0 Months Ended				12 Months Ended	2 Months Ended	0 Months Ended			1 Months Ended	0 Months Ended	4 Months Ended
	Nov. 04, 2013	Dec. 12, 2011	Mar. 31, 2014	Dec. 31, 2014	Nov. 30, 2014	Dec. 31, 2014	Dec. 31, 2013	Nov. 26, 2014	Jul. 14, 2014	Jul. 03, 2014	Dec. 15, 2014	Dec. 31, 2014	Dec. 31, 2014	Sep. 12, 2014	Jul. 08, 2013	Jul. 01, 2013	Apr. 30, 2014	Sep. 05, 2013	Dec. 31, 2014	Jun. 30, 2014	Mar. 12, 1987
Note 10 - Stockholders' Equity and Issuances (Details) [Line Items]
Common Stock, Shares Authorized				400,000,000		400,000,000						400,000,000	400,000,000						400,000,000	400,000,000	100,000,000
Preferred Stock, Shares Authorized				10,000,000		10,000,000						10,000,000	10,000,000						10,000,000	10,000,000
Preferred Stock, Par or Stated Value Per Share (in Dollars per share)				$0.00		$0.00						0.001	0.001						$0.00	$0.00
Common Stock, Par or Stated Value Per Share (in Dollars per share)		$0.00		$0.00		$0.00						0.001	0.001						$0.00	$0.00	$0.00
Stock Issued During Period, Shares, New Issues				0		0
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Authorized		6,000,000
Share-based Compensation Arrangement by Share-based Payment Award, Expiration Period		10 years
Share-based Compensation Arrangement by Share-based Payment Award, Options, Grants in Period, Gross	225,000					0	1,050,000
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period							700,000
Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Period	3 years
Share-based Compensation Arrangement by Share-based Payment Award, Options, Vested in Period, Fair Value (in Dollars)	$37,203
Share-based Compensation Arrangement by Share-based Payment Award, Fair Value Assumptions, Risk Free Interest Rate	0.33%
Share-based Compensation Arrangement by Share-based Payment Award, Fair Value Assumptions, Expected Volatility Rate	110.11%
Share-based Compensation Arrangement by Share-based Payment Award, Fair Value Assumptions, Expected Dividend Rate	0.00%
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Available for Grant				2,008,329		2,008,329						2,008,329	2,008,329						2,008,329
Common Stock, Shares, Outstanding				27,507,524		27,507,524						27,507,524	27,507,524						27,507,524	29,257,759
Class of Warrant or Right, Exercise Price of Warrants or Rights (in Dollars per share)			$0.24		$0.40
Warrants Issued During Period			454,000		76,000
Class of Warrant or Right, Outstanding				22,030,000		22,030,000						22,030,000	22,030,000						22,030,000
Director [Member] | Series E Preferred Stock [Member] | Series E SPA [Member] | LB Merchant PSMH-3, LLC [Member]
Note 10 - Stockholders' Equity and Issuances (Details) [Line Items]
Stock Issued During Period, Shares, New Issues								612.5
Two Former Employees, Directors and Related Parties [Member] | Asset Purchase Agreement [Member]
Note 10 - Stockholders' Equity and Issuances (Details) [Line Items]
Share Price (in Dollars per share)									$0.07	$0.07
Non Monetary Transaction,Sale of Asset (in Dollars)									44,271	227,752
Stock Repurchased and Retired During Period, Shares									250,000	1,500,000
Gain (Loss) on Disposition of Assets for Financial Service Operations (in Dollars)									-26,521	-121,251
Series E Preferred Stock [Member] | Series E SPA [Member] | Director [Member] | LB Merchant PSMH-3, LLC [Member]
Note 10 - Stockholders' Equity and Issuances (Details) [Line Items]
Stock Issued During Period, Shares, New Issues											210
Convertible Preferred Stock, Conversion Quotient, Base Amount (in Dollars)								1,000
Convertible Preferred Stock, Conversion Price Per Share (in Dollars per share)								0.01
Preferred Stock, Shares Issued											822.5
Convertible Preferred Stock, Shares Issued upon Conversion											82,250,000
Series E Preferred Stock [Member] | Series E SPA [Member]
Note 10 - Stockholders' Equity and Issuances (Details) [Line Items]
Preferred Stock, Stock Purchase Agreement, Authorized Amount (in Dollars)								1,250,000
Convertible Preferred Stock, Shares Reserved for Future Issuance								1,250
Share Price (in Dollars per share)								1,000
Series E Preferred Stock [Member]
Note 10 - Stockholders' Equity and Issuances (Details) [Line Items]
Preferred Stock, Dividend Rate, Percentage												6.00%
Series A and B Preferred Stock [Member] | Prior Certificates of Designation [Member]
Note 10 - Stockholders' Equity and Issuances (Details) [Line Items]
Convertible Preferred Stock, Conversion Price Per Share (in Dollars per share)				$0.24		$0.24						0.24	0.24						$0.24
Convertible Preferred Stock, Shares Issued upon Conversion				24,782,609		24,782,609						24,782,609	24,782,609						24,782,609
Series A and B Preferred Stock [Member]
Note 10 - Stockholders' Equity and Issuances (Details) [Line Items]
Convertible Preferred Stock, Conversion Price Per Share (in Dollars per share)				$0.10		$0.10						0.1	0.1						$0.10
Convertible Preferred Stock, Shares Issued upon Conversion				57,000,000		57,000,000						57,000,000	57,000,000						57,000,000
Series C and Series D Preferred Stock [Member] | Prior Certificates of Designation [Member]
Note 10 - Stockholders' Equity and Issuances (Details) [Line Items]
Convertible Preferred Stock, Conversion Price Per Share (in Dollars per share)				$0.08		$0.08						0.08	0.08						$0.08
Convertible Preferred Stock, Shares Issued upon Conversion				40,000,000		40,000,000						40,000,000	40,000,000						40,000,000
Series C and Series D Preferred Stock [Member]
Note 10 - Stockholders' Equity and Issuances (Details) [Line Items]
Convertible Preferred Stock, Conversion Price Per Share (in Dollars per share)				$0.04		$0.04						0.04	0.04						$0.04
Convertible Preferred Stock, Shares Issued upon Conversion				80,000,000		80,000,000						80,000,000	80,000,000						80,000,000
Warrant [Member] | Placement Agent and Associates [Member]
Note 10 - Stockholders' Equity and Issuances (Details) [Line Items]
Fair Value Assumptions, Risk Free Interest Rate													0.88%
Fair Value Assumptions, Expected Volatility Rate													174.98%
Fair Value Assumptions, Expected Dividend Rate													0.00%
Adjusted Exercise Price [Member]
Note 10 - Stockholders' Equity and Issuances (Details) [Line Items]
Class of Warrant or Right, Exercise Price of Warrants or Rights (in Dollars per share)			$0.10		$0.13
Convertible Promissory Note [Member] | Director [Member]
Note 10 - Stockholders' Equity and Issuances (Details) [Line Items]
Proceeds from Convertible Debt (in Dollars)														120,000
Debt Instrument, Interest Rate During Period														10.00%
Qualified Offering, Minimum Amount (in Dollars)														1,000,000
Weighted Average [Member]
Note 10 - Stockholders' Equity and Issuances (Details) [Line Items]
Class of Warrant or Right, Exercise Price of Warrants or Rights (in Dollars per share)				$0.23		$0.23						0.23	0.23						$0.23
Director [Member]
Note 10 - Stockholders' Equity and Issuances (Details) [Line Items]
Stock Issued During Period, Shares, New Issues	39,741
Warrant Issued in Connection with Debt, Shares per $1 Debt														0.4
Class of Warrant or Right, Number of Securities Called by Warrants or Rights														48,000
Warrant Term														5 years
Class of Warrant or Right, Exercise Price of Warrants or Rights (in Dollars per share)														$0.40
Employee [Member]
Note 10 - Stockholders' Equity and Issuances (Details) [Line Items]
Stock Issued During Period, Shares, New Issues	26,494
Share-based Compensation Arrangement by Share-based Payment Award, Options, Grants in Period, Gross	125,000														250,000	125,000	300,000
Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Period															3 years	3 years
Share-based Compensation Arrangement by Share-based Payment Award, Options, Vested in Period, Fair Value (in Dollars)	20,668														47,061	21,664
Share-based Compensation Arrangement by Share-based Payment Award, Fair Value Assumptions, Risk Free Interest Rate	0.33%														0.33%	0.33%
Share-based Compensation Arrangement by Share-based Payment Award, Fair Value Assumptions, Expected Volatility Rate	110.11%														91.60%	92.20%
Share-based Compensation Arrangement by Share-based Payment Award, Fair Value Assumptions, Expected Dividend Rate	0.00%														0.00%	0.00%
Employees [Member]
Note 10 - Stockholders' Equity and Issuances (Details) [Line Items]
Share-based Compensation Arrangement by Share-based Payment Award, Options, Grants in Period, Gross																		325,000
Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Period	3 years																	3 years
Share-based Compensation Arrangement by Share-based Payment Award, Options, Vested in Period, Fair Value (in Dollars)																		78,663
Share-based Compensation Arrangement by Share-based Payment Award, Fair Value Assumptions, Risk Free Interest Rate																		0.33%
Share-based Compensation Arrangement by Share-based Payment Award, Fair Value Assumptions, Expected Volatility Rate																		97.80%
Share-based Compensation Arrangement by Share-based Payment Award, Fair Value Assumptions, Expected Dividend Rate																		0.00%
Employees and Consultants [Member] | 2012 Plan [Member]
Note 10 - Stockholders' Equity and Issuances (Details) [Line Items]
Share-based Compensation Arrangement by Share-based Payment Award, Options, Grants in Period, Gross																			3,991,671
Stock Granted, Value, Share-based Compensation, Net of Forfeitures (in Dollars)																			835,438
Placement Agent and Associates [Member]
Note 10 - Stockholders' Equity and Issuances (Details) [Line Items]
Class of Warrant or Right, Number of Securities Called by Warrants or Rights				13,160,000		13,160,000						13,160,000	13,160,000						13,160,000
Class of Warrant or Right Exercised in Period Exercise Price (in Dollars per share)													0.011
Class of Warrant or Rights, Fair Value (in Dollars)													124,698

Note_10_Stockholders_Equity_an3

Note 10 - Stockholders' Equity and Issuances (Details) - Stock Option Activity (USD $)	0 Months Ended	6 Months Ended
	Nov. 04, 2013	Dec. 31, 2014	Dec. 31, 2013
Stock Option Activity [Abstract]
Options outstanding at beginning of the period		2,910,000	275,000
Options outstanding at beginning of the period		$0.14	$0.38
Options granted	225,000	0	1,050,000
Options granted			$0.32
Options forfeited/expired		-166,667
Options forfeited/expired		$0.40
Options outstanding at end of the period		2,743,333	1,325,000
Options outstanding at end of the period		$0.14	$0.33
Options exercisable as of December 31		233,333	25,000
Options exercisable as of December 31		$0.23	$0.40

Note_11_Income_Loss_Per_Common1

Note 11 - Income (Loss) Per Common Share (Details) (USD $)	3 Months Ended		6 Months Ended
	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2014	Dec. 31, 2013
Earnings Per Share [Abstract]
Antidilutive Securities Excluded from Computation of Earnings Per Share, Amount			24,773,333
Weighted Average Number of Shares Outstanding, Basic and Diluted	27,507,524	29,443,512	27,576,440	29,422,655
Income (Loss) from Continuing Operations, Per Basic and Diluted Share (in Dollars per share)	($0.04)	($0.04)	($0.06)	($0.10)

Note_12_Commitments_Details

Note 12 - Commitments (Details) (USD $)	0 Months Ended	3 Months Ended		6 Months Ended
	Apr. 08, 2013	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2014	Dec. 31, 2013	Apr. 08, 2013
						sqft
Note 12 - Commitments (Details) [Line Items]
Lessee Leasing Arrangements, Operating Leases, Term of Contract	5 years
Area of Real Estate Property (in Square Feet)	4,000					4,000
Initial Lease Deposit	$90,000					$90,000
Operating Leases, Rent Expense, Net		166,566	289,828	338,801	540,146
Initial Five Year Term of Agreement [Member]
Note 12 - Commitments (Details) [Line Items]
Bonus Cash Percentage Under NWBO License Agreement		15.00%		15.00%
First Automatic Renewal Term [Member]
Note 12 - Commitments (Details) [Line Items]
Bonus Cash Percentage Under NWBO License Agreement		20.00%		20.00%
Second Automatic Renewal Term [Member]
Note 12 - Commitments (Details) [Line Items]
Bonus Cash Percentage Under NWBO License Agreement		25.00%		25.00%
Third Automatic Renewal Term [Member]
Note 12 - Commitments (Details) [Line Items]
Bonus Cash Percentage Under NWBO License Agreement		30.00%		30.00%
Year 5 [Member] | Corporate Office Space [Member]
Note 12 - Commitments (Details) [Line Items]
Monthly Rent Payments				8,636
Corporate Office Space [Member]
Note 12 - Commitments (Details) [Line Items]
Monthly Rent Payments				8,132
Branches Office Space [Member]
Note 12 - Commitments (Details) [Line Items]
Monthly Rent Payments				$65,646

Note_12_Commitments_Details_To

Note 12 - Commitments (Details) - Total Minimum Lease Commitments (USD $)	Dec. 31, 2014
Total Minimum Lease Commitments [Abstract]
2015	$200,817
2016	191,969
2017	146,219
2018	149,067
2019	27,636
Total	$715,708

Note_13_Fair_Value_Measurement2

Note 13 - Fair Value Measurements (Details) - The Fair Value of the Assets and Liabilities (USD $)	Dec. 31, 2014	Jun. 30, 2014
Financial assets:
Cash and cash equivalents	$209,547	$764,931
Cash and cash equivalents	209,547	764,931
Restricted cash	732,500	755,701
Accounts receivable - related party		683,992
Accounts receivable - related party		683,992
Accounts receivable - non related party	618,643	43,974
Accounts receivable - non related party	618,643	43,974
Loans held for sale	13,148,224	15,416,781
Loans held for sale	13,148,224	15,416,781
Prepaid expenses	199,685	142,096
Prepaid expenses	199,685	142,096
Loans receivable	87,778	88,898
Loans receivable	87,778	88,898
Intangible Assets	3,091,185	3,122,590
Intangible Assets	3,091,185	3,122,590
Financial liabilities:
Accounts payable	923,670	602,351
Accounts payable	923,670	602,351
Warehouse line of credit - non related party		474,000
Warehouse lines of credit - related party	12,733,090	14,942,781
Warehouse lines of credit - related party	12,733,090	14,942,781
Preferred dividends payable- related party	169,133	82,500
Preferred dividends payable- related party	169,133	82,500
Preferred dividends payable- non related party	102,000	51,000
Preferred dividends payable- non related party	102,000	51,000
Related party loans	260,411
Related party loans	260,411
Accrued liabilities	426,085	643,915
Accrued liabilities	426,085	643,915
Non Related Party [Member]
Financial liabilities:
Warehouse line of credit - non related party		474,000
Warehouse line of credit - non related party		$474,000

Note_14_Industry_Risks_and_Goi1

Note 14 - Industry Risks and Going Concern (Details) (USD $)	3 Months Ended
	Dec. 31, 2014	Sep. 30, 2014
Disclosure Text Block Supplement [Abstract]
Preferred Stock, Amount of Preferred Dividends in Arrears	$137,633	$133,500

Note_15_Concentrations_Details

Note 15 - Concentrations (Details) (USD $)	6 Months Ended		0 Months Ended
	Dec. 31, 2014	Dec. 31, 2013	Jan. 01, 2015	Jun. 30, 2014
Note 15 - Concentrations (Details) [Line Items]
Line of Credit Facility, Interest Rate During Period	5.00%
(in Dollars)	$12,733,090			$14,942,781
Mortgage Banker [Member]
Note 15 - Concentrations (Details) [Line Items]
Line of Credit Facility, Maximum Borrowing Capacity (in Dollars)	$75,000,000
Investor [Member] | Sales Revenue, Net [Member]
Note 15 - Concentrations (Details) [Line Items]
Concentration Risk, Percentage	3.80%	41.90%
Subsequent Event [Member]
Note 15 - Concentrations (Details) [Line Items]
Percentage of Loans Purchased by Investors			98.00%

Note_16_Subsequent_Events_Deta

Note 16 - Subsequent Events (Details) (USD $)	0 Months Ended		6 Months Ended		0 Months Ended
	Nov. 04, 2013	Dec. 12, 2011	Dec. 31, 2014	Dec. 31, 2013	Jan. 23, 2015	Feb. 16, 2015	Feb. 12, 2015	Feb. 05, 2015	Sep. 05, 2013	Jan. 08, 2015
Note 16 - Subsequent Events (Details) [Line Items]
Share-based Compensation Arrangement by Share-based Payment Award, Expiration Period		10 years
Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Period	3 years
Share-based Compensation Arrangement by Share-based Payment Award, Options, Grants in Period, Gross (in Shares)	225,000		0	1,050,000
Share-based Compensation Arrangements by Share-based Payment Award, Options, Grants in Period, Weighted Average Exercise Price (in Dollars per share)				$0.32
Share-based Compensation Arrangement by Share-based Payment Award, Options, Vested in Period, Fair Value (in Dollars)	$37,203
Share-based Compensation Arrangement by Share-based Payment Award, Fair Value Assumptions, Expected Dividend Rate	0.00%
Series A B C and D Preferred Stock [Member] | Subsequent Event [Member] | Increased Rate of Dividend [Member]
Note 16 - Subsequent Events (Details) [Line Items]
Preferred Stock, Dividend Rate, Percentage					20.00%
Series A B C and D Preferred Stock [Member]
Note 16 - Subsequent Events (Details) [Line Items]
Preferred Stock, Dividend Rate, Percentage			6.00%
Subsequent Event [Member] | The Loan [Member]
Note 16 - Subsequent Events (Details) [Line Items]
Debt Instrument, Interest Rate, Stated Percentage							14.00%
Debt Instrument, Face Amount (in Dollars)						750,000
Debt Instrument, Maximum Borrowing Capacity (in Dollars)						1,000,000
Debt Issuance Cost (in Dollars)						50,000
Subsequent Event [Member] | Employees [Member]
Note 16 - Subsequent Events (Details) [Line Items]
Share-based Compensation Arrangement by Share-based Payment Award, Expiration Period							4 years	4 years
Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Period							3 years	3 years
Share-based Compensation Arrangement by Share-based Payment Award, Options, Grants in Period, Gross (in Shares)							1,900,000	325,000
Share-based Compensation Arrangements by Share-based Payment Award, Options, Grants in Period, Weighted Average Exercise Price (in Dollars per share)							$0.04	$0.03
Share-based Compensation Arrangement by Share-based Payment Award, Options, Vested in Period, Fair Value (in Dollars)							59,396	7,368
Share-based Compensation Arrangement by Share-based Payment Award, Discount from Market Price, Offering Date							0.33%	0.33%
Share-based Goods and Nonemployee Services Transaction, Valuation Method, Expected Volatility Rate							175.11%	171.85%
Share-based Compensation Arrangement by Share-based Payment Award, Fair Value Assumptions, Expected Dividend Rate							0.00%	0.00%
Subsequent Event [Member] | Box Home Loan Division [Member]
Note 16 - Subsequent Events (Details) [Line Items]
Number of States in which Entity Operates										8
Employees [Member]
Note 16 - Subsequent Events (Details) [Line Items]
Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Period	3 years								3 years
Share-based Compensation Arrangement by Share-based Payment Award, Options, Grants in Period, Gross (in Shares)									325,000
Share-based Compensation Arrangement by Share-based Payment Award, Options, Vested in Period, Fair Value (in Dollars)									$78,663
Share-based Compensation Arrangement by Share-based Payment Award, Fair Value Assumptions, Expected Dividend Rate									0.00%