Bank of the Carolinas (BCAR) 10-Q 14 Nov 14 2014 Q3 Quarterly report Financial data

Document_and_Entity_Informatio

Document and Entity Information	9 Months Ended
	Sep. 30, 2014	Nov. 14, 2014
Document Information [Line Items]	'	'
Document Type	'10-Q	'
Amendment Flag	'false	'
Document Period End Date	30-Sep-14	'
Document Fiscal Year Focus	'2014	'
Document Fiscal Period Focus	'Q3	'
Trading Symbol	'BCAR	'
Entity Registrant Name	'Bank of the Carolinas CORP	'
Entity Central Index Key	'0001365997	'
Current Fiscal Year End Date	'--12-31	'
Entity Filer Category	'Smaller Reporting Company	'
Entity Common Stock, Shares Outstanding	'	462,028,831

Consolidated_Balance_Sheets

Consolidated Balance Sheets (USD $)	Sep. 30, 2014	Dec. 31, 2013
In Thousands, except Share data, unless otherwise specified
Assets:	'	'
Cash and due from banks, noninterest-bearing	$9,349	$12,778	[1]
Interest-bearing deposits in banks	44,076	2,064	[1]
Cash and cash equivalents	53,425	14,842	[1]
Federal funds sold	'	19,580	[1]
Investment securities available-for-sale, at fair value	40,997	90,315	[1]
Loans receivable	281,696	278,510	[1]
Less: Allowance for loan losses	-5,183	-6,015	[1]
Loans, net	276,513	272,495	[1]
Premises and equipment	10,951	11,274	[1]
Other real estate owned	1,220	1,233	[1]
Bank owned life insurance	11,146	10,888	[1]
Accrued interest receivable	845	1,156	[1]
Other assets	1,182	1,867	[1]
Total Assets	396,279	423,650	[1]
Deposits:	'	'
Noninterest-bearing demand deposits	34,857	35,243	[1]
Interest-checking deposits	41,540	40,939	[1]
Savings and money market deposits	114,284	109,419	[1]
Time deposits	157,486	180,549	[1]
Total deposits	348,167	366,150	[1]
Securities sold under agreements to repurchase	394	45,388	[1]
Subordinated debt	'	7,855	[1]
Other liabilities	1,527	2,509	[1]
Total Liabilities	350,088	421,902	[1]
Commitments and contingencies (Note 6)	'	'	[1]
Stockholders' Equity:	'	'
Preferred stock, net of discount, no par value	'	13,079	[1]
Common stock, no par value at September 30, 2014, $5 per share par value at December 31, 2013	'	19,479	[1]
Additional paid-in capital	73,815	12,991	[1]
Retained deficit	-27,324	-38,422	[1]
Accumulated other comprehensive loss	-300	-5,379	[1]
Total Stockholders' Equity	46,191	1,748	[1]
Total Liabilities and Stockholders' Equity	396,279	423,650	[1]
Preferred shares authorized	3,000,000	3,000,000	[1]
Preferred shares issued	13,179	13,179	[1]
Preferred shares outstanding	13,179	13,179	[1]
Unaccrued preferred stock dividend	'	$1,894	[1]
Common shares authorized	580,000,000	15,000,000	[1]
Common shares issued	462,028,831	3,895,840	[1]
Common shares outstanding	462,028,831	3,895,840	[1]
[1]	Derived from audited consolidated financial statements.

Consolidated_Balance_Sheets_Pa

Consolidated Balance Sheets (Parenthetical) (USD $)	Sep. 30, 2014	Dec. 31, 2013
Preferred stock, par value	'	'	[1]
Common stock, par value	$0	$5	[1]
[1]	Derived from audited consolidated financial statements.

Consolidated_Statements_of_Ope

Consolidated Statements of Operations (USD $)	3 Months Ended		9 Months Ended
In Thousands, except Per Share data, unless otherwise specified	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013
Interest income	'	'	'	'
Interest and fees on loans	$3,269	$3,264	$9,697	$9,704
Interest on securities	317	520	1,392	1,606
Other interest income	22	17	55	56
Total interest income	3,608	3,801	11,144	11,366
Interest expense	'	'	'	'
Interest on deposits	509	561	1,561	1,761
Interest on borrowed funds	102	569	1,223	1,689
Total interest expense	611	1,130	2,784	3,450
Net interest income	2,997	2,671	8,360	7,916
Provision for (recovery of) loan losses	-535	-920	-760	-2,078
Net interest income after provision for loan losses	3,532	3,591	9,120	9,994
Noninterest income	'	'	'	'
Customer service fees	294	285	878	857
Increase in value of bank owned life insurance	87	89	258	263
Losses on sales of investment securities	-1,275	'	-1,275	'
Extinguishment of debt	5,443	'	5,443	'
Other income	4	6	23	9
Total noninterest income	4,553	380	5,327	1,129
Noninterest expense	'	'	'	'
Salaries and benefits	1,434	1,611	4,571	4,804
Occupancy and equipment	471	459	1,399	1,337
FDIC insurance assessments	371	360	1,102	1,096
Data processing services	260	257	788	809
Valuation provisions and net operating costs associated with foreclosed real estate	-26	144	1	676
Debt prepayment penalty	4,353	'	4,353	'
Other	852	748	2,498	2,297
Total noninterest expense	7,715	3,579	14,712	11,019
Income (loss) before income taxes	370	392	-265	104
Provision for income taxes	'	152	'	790
Net income (loss)	370	240	-265	-686
Dividends and accretion on preferred stock	165	-245	65	-731
Gain on redemption of preferred stock	10,203	'	10,203	'
Net income (loss) available to common stockholders	$10,738	($5)	$10,003	($1,417)
Earnings (Loss) per common share:	'	'	'	'
Basic	$0.03	'	$0.08	($0.36)
Diluted	$0.03	'	$0.08	($0.36)

Consolidated_Statements_of_Com

Consolidated Statements of Comprehensive Income (Loss) (USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013
Net income (loss)	$370	$240	($265)	($686)
Other comprehensive income (loss):	'	'	'	'
Unrealized holding gains (losses) on securities available-for-sale	138	-655	3,804	-4,792
Reclassification adjustment for losses realized in net income (loss)	1,275	'	1,275	'
Income tax effect	'	'	'	335
Total other comprehensive income (loss), net of income tax effect	1,413	-655	5,079	-4,457
Total comprehensive income (loss)	$1,783	($415)	$4,814	($5,143)

Consolidated_Statements_of_Cas

Consolidated Statements of Cash Flows (USD $)	9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2014		Sep. 30, 2013
Cash flows from operating activities:	'		'
Net loss	($265)		($686)
Adjustments to reconcile net loss to net cash provided by operating activities:	'		'
Provision for loan losses	-760		-2,078
Deferred tax expense	'		790
Depreciation and amortization	506		508
Change in valuation allowance on other real estate owned	'		475
(Gain) loss on sale of other real estate owned	-65		41
Loss on disposal of premises and equipment	1		8
Loss on sale of securities	1,275		'
Extinguishment of debt	-5,443		'
Increase in bank owned life insurance	-258		-263
Net amortization/accretion of premiums and discounts on investments	830		427
Net change in other assets	702		609
Net change in other liabilities	25		475
Net cash provided (used) by operating activities	-3,452		306
Cash flows from investing activities:	'		'
Net change in federal funds sold	19,580		735
Purchases of premises and equipment	-184		-102
Purchases of securities	'		-16,640
Proceeds from sales, calls, maturities and principal repayments of securities available for sale	51,292		25,460
Proceeds from maturity of security held to maturity	1,000		'
Redemption of FHLB stock	140		205
Proceeds from sales of other real estate owned	1,266		3,699
Net increase in loans	-4,446		-7,351
Net cash provided by investing activities	68,648		6,006
Cash flows from financing activities:	'		'
Net increase (decrease) in deposits	-17,983		-7,278
Net increase (decrease) in repurchase agreements	-44,994		182
Repayment of borrowing	-3,100		'
Issuance of common stock, net of cost	42,759		'
Repurchase of preferred stock	-3,295		'
Net cash used by financing activities	-26,613		-7,096
Net increase (decrease) in cash and cash equivalents	38,583		-784
Cash and cash equivalents at beginning of period	14,842	[1]	7,786
Cash and cash equivalents at end of period	53,425		7,002
Supplemental disclosure of cash flow information:	'		'
Cash paid during the period for interest	3,009		3,287
Noncash investing and financing activities:	'		'
Change in fair value of securities available for sale	5,079		-4,457
Transfer from loans to other real estate owned	$1,188		$625
[1]	Derived from audited consolidated financial statements.

Consolidated_Statements_of_Cha

Consolidated Statements of Changes in Stockholders' Equity (USD $)	Total		Preferred Stock	Discount on Preferred Stock	Common Stock	Additional Paid-In Capital	Retained Deficit	Accumulated Other Comprehensive Income (Loss)
In Thousands, except Share data
Beginning Balance at Dec. 31, 2012	$9,065		$13,179	($419)	$19,479	$12,991	($36,748)	$583
Beginning Balance (in shares) at Dec. 31, 2012	'		13,179	'	3,895,840	'	'	'
Net income (loss)	-686		'	'	'	'	-686	'
Other comprehensive income (loss)	-4,457		'	'	'	'	'	-4,457
Discount accretion on preferred stock	'		'	236	'	'	-236	'
Ending Balance at Sep. 30, 2013	3,922		13,179	-183	19,479	12,991	-37,670	-3,874
Ending Balance (in shares) at Sep. 30, 2013	'		13,179	'	3,895,840	'	'	'
Beginning Balance at Dec. 31, 2013	1,748	[1]	13,179	-100	19,479	12,991	-38,422	-5,379
Beginning Balance (in shares) at Dec. 31, 2013	'		13,179	'	3,895,840	'	'	'
Net income (loss)	-265		'	'	'	'	-265	'
Other comprehensive income (loss)	5,079		'	'	'	'	'	5,079
Reclass due to no par value	'		'	'	-19,479	19,479	'	'
Issuance of common stock (in shares)	'		'	'	458,132,991	'	'	'
Issuance of common stock	45,813		'	'	'	45,813	'	'
Cost of issuing common stock	-3,054		'	'	'	-3,054	'	'
Repurchase of preferred stock	-3,295		-13,179	'	'	-319	10,203	'
Repurchase of preferred stock (in shares)	'		-13,179	'	'	'	'	'
Discount accretion on preferred stock	'		'	100	'	'	-100	'
Dividends accrued on preferred stock	165		'	'	'	'	165	'
Ending Balance at Sep. 30, 2014	$46,191		'	'	'	$74,910	($28,419)	($300)
Ending Balance (in shares) at Sep. 30, 2014	'		'	'	462,028,831	'	'	'
[1]	Derived from audited consolidated financial statements.

BASIS_OF_PRESENTATION

BASIS OF PRESENTATION	9 Months Ended
	Sep. 30, 2014
BASIS OF PRESENTATION	'
	NOTE 1. BASIS OF PRESENTATION
	In the opinion of management, the financial information included in these unaudited financial statements reflects all adjustments (consisting of normal recurring adjustments) necessary for a fair presentation of the financial information as of September 30, 2014 and December 31, 2013 and for the three- and nine-month periods ended September 30, 2014 and 2013, in conformity with accounting principles generally accepted in the United States of America.
	The preparation of financial statements requires management to make estimates and assumptions that affect reported amounts of assets and liabilities at the date of the financial statements, as well as the amounts of income and expense during the reporting period. Actual results could differ from those estimates. Operating results for the three- and nine-month periods ended September 30, 2014 are not necessarily indicative of the results that may be expected for the fiscal year ending December 31, 2014.
	The results presented here are for Bank of the Carolinas Corporation (“the Company”), the parent company of Bank of the Carolinas (“the Bank”). The organization and business of the Company, accounting policies followed by the Company and other relevant information are contained in the notes to the financial statements filed as part of the Company’s annual report on Form 10-K for the year ended December 31, 2013, as amended. This quarterly report should be read in conjunction with the annual report. Because the Company has no separate operations and conducts no business on its own other than owning the Bank, this discussion concerns primarily the business of the Bank. However, because the financial statements are presented on a consolidated basis, the Company and the Bank are collectively referred to as “the Company” unless otherwise noted.

EARNINGS_PER_SHARE

EARNINGS PER SHARE	9 Months Ended
	Sep. 30, 2014
EARNINGS PER SHARE	'
	NOTE 2. EARNINGS PER SHARE
	Basic earnings (loss) per share represents income (loss) available to common stockholders divided by the weighted average number of common shares outstanding during the period. When applicable, the weighted average shares outstanding for the diluted earnings per share computations are adjusted to reflect the assumed conversion of shares available under stock options using the treasury stock method.
	Earnings (loss) per share have been computed based on the following (dollars in thousands):
		Three months ended					Nine months ended
		September 30,					September 30,
		2014		2013			2014		2013
	Net income (loss) applicable to common stockholders	$	10,573	$	(5	)	$	9,938	$	(1,417	)
	Weighted average number of common shares outstanding		387,333,235		3,895,840			133,112,837		3,895,840
	Weighted average number of diluted common shares outstanding		387,333,235		3,895,840			133,112,837		3,895,840
	Common stock options and common stock warrants - anti-dilutive		20,000		497,605			20,000		497,605
	Earnings (Loss) per common share:
	Basic	$	0.028	$	—		$	0.075	$	(0.36	)
	Diluted	$	0.028	$	—		$	0.075	$	(0.36	)
	The common stock warrants referred to above were issued to the United States Treasury in connection with the Company’s April 17, 2009 participation in the Capital Purchase Program, which was authorized as a part of the TARP legislation passed by Congress during 2008.
	For the three and nine months ended September 30, 2014 there were 20,000 common stock options outstanding that were anti-dilutive as the average market price for the shares was less than the exercise price.

INVESTMENT_SECURITIES

INVESTMENT SECURITIES	9 Months Ended
	Sep. 30, 2014
INVESTMENT SECURITIES	'
	NOTE 3. INVESTMENT SECURITIES
	The amortized cost, estimated fair values and carrying values of the investment securities portfolios at the indicated dates are summarized as follows (dollars in thousands):
		September 30, 2014
		Amortized		Gross		Gross		Estimated		Carrying
		Cost		Unrealized		Unrealized		Fair Value		Value
				Gains		Losses
	Investment securities available for sale:
	U.S. Government agencies securities	$	4,896	$	70	$	31	$	4,935	$	4,935
	State and municipal bonds		6,175		43		152		6,066		6,066
	Mortgage-backed securities		30,226		42		272		29,996		29,996
	Total investment securities available for sale	$	41,297	$	155	$	455	$	40,997	$	40,997
		31-Dec-13
		Amortized		Gross		Gross		Estimated		Carrying
		Cost		Unrealized		Unrealized		Fair Value		Value
				Gains		Losses
	Investment securities available for sale:
	U.S. Government agencies securities	$	44,077	$	87	$	3,234	$	40,930	$	40,930
	State and municipal bonds		11,159		—		978		10,181		10,181
	Mortgage-backed securities		39,458		34		1,288		38,204		38,204
	Total investment securities available for sale		94,694		121		5,500		89,315		89,315
	Investment securities held to maturity:
	Corporate securities		1,000		—		180		820		1,000
	Total investment securities	$	95,694	$	121	$	5,680	$	90,135	$	90,315
	Management of the Bank believes all unrealized losses on available for sale securities as of September 30, 2014 represent temporary impairments related to market fluctuations. The unrealized losses on our securities are a nominal portion of the total value of the portfolio.
	The fair values of securities with unrealized losses at September 30, 2014 and December 31, 2013 are as follows (dollars in thousands):
	September 30, 2014:
		Less than 12 Months				12 Months or More				Total
	Temporarily impaired securities:	Estimated		Unrealized		Estimated		Unrealized		Estimated		Unrealized
		Fair Value		Losses		Fair Value		Losses		Fair Value		Losses
	U.S. Government agency securities	$	—	$	—	$	1,674	$	31	$	1,674	$	31
	State and municipal bonds		—		—		4,151		152		4,151		152
	Mortgage-backed securities		11,449		50		14,325		222		25,774		272
	Corporate securities		—		—		—		—		—		—
	Total	$	11,449	$	50	$	20,150	$	405	$	31,599	$	455
	December 31, 2013:
		Less than 12 Months				12 Months or More				Total
	Temporarily impaired securities:	Estimated		Unrealized		Estimated		Unrealized		Estimated		Unrealized
		Fair Value		Losses		Fair Value		Losses		Fair Value		Losses
	U.S. Government agency securities	$	35,679	$	2,731	$	3,482	$	503	$	39,161	$	3,234
	State and municipal bonds		7,835		723		2,346		255		10,181		978
	Mortgage-backed securities		34,564		1,287		528		1		35,092		1,288
	Corporate securities		—		—		820		180		820		180
	Total	$	78,078	$	4,741	$	7,176	$	939	$	85,254	$	5,680
	The Company does not believe that the investment securities that were in an unrealized loss position as of September 30, 2014, which were comprised of 25 securities, represent an other-than-temporary impairment. Total gross unrealized losses were primarily attributable to change in interest rates, relative to the when the investment securities were purchased, and not due to the credit quality of the investment securities. As of September 30, 2014 and December 31, 2013, the gross unrealized losses reported for mortgage-backed securities were primarily related to investment securities issued by Government National Mortgage Association. The Company does not intend to sell the investment securities that were in an unrealized loss position and it is not more likely than not that the Company will be required to sell the investment securities before recovery of their amortized cost basis, which may be at maturity.

LOANS

LOANS	9 Months Ended
	Sep. 30, 2014
LOANS	'
	NOTE 4. LOANS
	The loan portfolio as of the dates indicated is summarized below (dollars in thousands):
		September 30,			December 31,
		2014			2013
	Real estate loans:
	Residential, 1-4 family	$	90,786		$	84,855
	Commercial real estate		111,850			117,463
	Construction and development		23,130			27,049
	Home equity		28,233			28,217
	Total real estate loans		253,999			257,584
	Commercial business and other loans		23,504			17,428
	Consumer loans		3,099			2,554
	Other		1,094			944
	Gross loans receivable		281,696			278,510
	Allowance for loan losses		(5,183	)		(6,015	)
	Loans, net	$	276,513		$	272,495
	Impaired loans, segregated by class of loans, are summarized as follows as of the dates indicated (dollars in thousands):
		September 30, 2014												December 31, 2013
		Recorded			Unpaid			Related		Average		Interest		Recorded		Unpaid		Related		Average		Interest
		Investment			Principal			Allowance		Recorded		Income		Investment		Principal		Allowance		Recorded		Income
					Balance					Investment		Recognized				Balance				Investment		Recognized
	With no related allowance:
	Commercial - Non Real Estate	$	381		$	448		$	—	$	465	$	19	$	1,099	$	1,305	$	—	$	1,384	$	79
	Commercial Real Estate
	Owner occupied		2,121			2,446			—		2,658		106		3,480		4,062		—		4,365		239
	Income producing		3,299			3,483			—		3,518		120		3,734		3,887		—		3,938		183
	Multifamily		—			—			—		—		—		—		—		—		—		—
	Construction & Development
	1 - 4 Family		—			—			—		—		—		—		—		—		—		—
	Other		2,257			3,280			—		3,523		57		1,545		1,881		—		1,981		112
	Farmland		110			131			—		160		9		252		273		—		340		26
	Residential
	Equity Lines		69			77			—		77		2		95		101		—		105		3
	1 - 4 Family		5,109			5,512			—		5,562		176		5,632		6,198		—		6,281		322
	Junior Liens		413			436			—		444		18		196		218		—		223		12
	Consumer - Non Real Estate		16			16			—		17		1		68		68		—		70		4
	Total loans with no allowance	$	13,775		$	15,829		$	—	$	16,424	$	508	$	16,101	$	17,993	$	—	$	18,687	$	980
	With an allowance recorded:
	Commercial - Non Real Estate	$	1,613		$	1,615		$	26	$	1,677	$	53	$	1,205	$	1,205	$	25	$	1,282	$	45
	Commercial Real Estate
	Owner occupied		4,416			4,471			829		4,505		146		3,666		3,666		77		3,727		166
	Income producing		7,173			7,229			164		7,388		284		7,287		7,343		126		7,465		382
	Multifamily		1,206			1,239			74		1,248		33		1,226		1,259		12		1,273		45
	Construction & Development
	1 - 4 Family		353			359			9		363		14		360		366		8		371		19
	Other		731			736			14		750		25		3,176		3,181		107		3,224		118
	Farmland		—			—			—		—		—		—		—		—		—		—
	Residential
	Equity Lines		40			40			41		40		1		—		—		—		—		—
	1 - 4 Family		6,292			6,335			271		6,417		219		6,778		6,795		204		6,893		279
	Junior Liens		104			106			3		107		4		339		341		4		345		19
	Consumer - Non Real Estate		54			54			5		57		3		8		8		—		11		—
	Total loans with an allowance	$	21,982		$	22,184		$	1,436	$	22,552	$	782	$	24,045	$	24,164	$	563	$	24,591	$	1,073
	Total:
	Commercial - Non Real Estate	$	1,994		$	2,063		$	26	$	2,142	$	72	$	2,304	$	2,510	$	25	$	2,666	$	124
	Commercial Real Estate	$	18,215		$	18,868		$	1,067	$	19,317	$	689	$	19,393	$	20,217	$	215	$	20,768	$	1,015
	Construction & Development	$	3,451		$	4,506		$	23	$	4,796	$	105	$	5,333	$	5,701	$	115	$	5,916	$	275
	Residential	$	12,027		$	12,506		$	315	$	12,647	$	420	$	13,040	$	13,653	$	208	$	13,847	$	635
	Consumer - Non Real Estate	$	70		$	70		$	5	$	74	$	4	$	76	$	76	$	—	$	81	$	4
	Totals	$	35,757		$	38,013		$	1,436	$	38,976	$	1,290	$	40,146	$	42,157	$	563	$	43,278	$	2,053
	Impaired loans include loans whose contractual terms have been restructured in a manner that grants a concession to a borrower experiencing financial difficulties. Troubled debt restructurings (TDRs) are a subset of impaired loans and totaled $34.3 million at September 30, 2014 and $37.5 million at December 31, 2013.
	The following tables provide a summary of loans modified as TDRs (dollars in thousands):
		Accrual			Nonaccrual			Total TDRs		Allowance for
Loan Losses
Allocated
September 30, 2014
Commercial real estate	$	17,333		$	—		$	17,333	$	983
Commercial construction		1,784			1,667			3,451		23
Commercial and industrial		1,817			176			1,993		26
Residential mortgage		11,176			256			11,432		265
Consumer and other		65			—			65		—
Total modifications	$	32,175		$	2,099		$	34,274	$	1,297
Total contracts		133			10			143
	Accrual			Nonaccrual			Total TDRs		Allowance for
									Loan Losses
									Allocated
December 31, 2013
Commercial real estate	$	17,461		$	1,016		$	18,477	$	216
Commercial construction		4,319			612			4,931		8
Commercial and industrial		2,421			301			2,722		25
Residential mortgage		11,051			230			11,281		314
Consumer and other		70			—			70		—
Total modifications	$	35,322		$	2,159		$	37,481	$	563
Total contracts		133			12			145
The following tables illustrate new TDR information for the three- and nine-months ended September 30, 2014 and 2013 (dollars in thousands):
	For the three months ended September 30, 2014								For the nine months ended September 30, 2014
Troubled Debt Restructuring	Number of			Pre-Modification			Post-Modification		Number of		Pre-Modification		Post-Modification
	Contracts			Recorded			Recorded		Contracts		Recorded		Recorded
				Investment			Investment				Investment		Investment
Commercial - Non Real Estate		—		$	—		$	—		1	$	61	$	61
Commercial - Real Estate		—			—			—		2		458		458
Construction & Development		—			—			—		—		—		—
Residential		2			75			75		3		101		101
Consumer - Non Real Estate		—			—			—		—		—		—
Totals		2		$	75		$	75		6	$	620	$	620
	For the three months ended September 30, 2013								For the nine months ended September 30, 2013
Troubled Debt Restructuring	Number of			Pre-Modification			Post-Modification		Number of		Pre-Modification		Post-Modification
	Contracts			Recorded			Recorded		Contracts		Recorded		Recorded
				Investment			Investment				Investment		Investment
Commercial - Non Real Estate		—		$	—		$	—		1	$	32	$	32
Commercial - Real Estate		—			—			—		1		238		238
Construction & Development		1			129			129		2		621		621
Residential		2			95			96		5		543		544
Consumer - Non Real Estate		—			—			—		—		—		—
Totals		3		$	224		$	225		9	$	1,434	$	1,435
For the purposes of this report, default is defined as being 90-days past due or on non-accrual status without performance. There were no loans restructured in the twelve months prior to September 30, 2014 and 2013 that went into default during the three-month periods ended September 30, 2014 and 2013.
Some loan modifications classified as TDRs may not ultimately result in the full collection of principal and interest, as modified, and may result in potential incremental losses. These potential incremental losses have been factored into our overall allowance for loan losses estimate. The level of any re-defaults will likely be affected by future economic conditions. Once a loan becomes a TDR, it will continue to be reported as a TDR until it is ultimately repaid in full, reclassified to loans held for sale, or foreclosed and sold. Included in the allowance for loan losses at September 30, 2014 and 2013 was an impairment reserve for TDRs in the amount of $1.3 million and $617,000, respectively.
Non-accrual loans and an age analysis of past due loans, segregated by class of loans, were as follows (dollars in thousands):
	30 - 59			60 - 89			90 Days		Total		Current		Total		90 Days		Non-accrual
	Days			Days			or More		Past Due				Loans		Past Due		Loans
	Past Due			Past Due			Past Due								and Still
															Accruing
September 30, 2014:
Commercial - Non Real Estate	$	—		$	170		$	—	$	170	$	23,334	$	23,504	$	—	$	176
Commercial Real Estate
Owner occupied		116			—			—		116		55,229		55,345		—		355
Income producing		—			—			—		—		47,588		47,588		—		304
Multifamily		—			—			—		—		8,917		8,917		—		—
Construction & Development
1 - 4 Family		—			—			—		—		3,028		3,028		—		—
Other		—			—			—		—		19,722		19,722		—		1,557
Farmland		—			—			110		110		270		380		—		110
Residential
Equity Lines		—			40			—		40		28,193		28,233		—		69
1 - 4 Family		518			—			83		601		89,354		89,955		—		693
Junior Liens		—			—			27		27		804		831		—		49
Consumer - Non Real Estate		2			—			—		2		3,097		3,099		—		5
Other		—			—			—		—		1,094		1,094		—		—
Total	$	636		$	210		$	220	$	1,066	$	280,630	$	281,696	$	—	$	3,318
	30 - 59			60 - 89			90 Days		Total		Current		Total		90 Days		Non-accrual
	Days			Days			or More		Past Due				Loans		Past Due		Loans
	Past Due			Past Due			Past Due								and Still
															Accruing
December 31, 2013:
Commercial - Non Real Estate	$	46		$	—		$	154	$	200	$	17,228	$	17,428	$	—	$	463
Commercial Real Estate
Owner occupied		—			77			684		761		57,154		57,915		—		1,689
Income producing		—			—			503		503		51,297		51,800		—		503
Multifamily		—			—			—		—		7,748		7,748		—		—
Construction & Development
1 - 4 Family		—			—			—		—		1,745		1,745		—		—
Other		158			—			240		398		24,375		24,773		—		599
Farmland		—			—			252		252		279		531		—		252
Residential
Equity Lines		75			9			—		84		28,133		28,217		—		95
1 - 4 Family		157			242			355		754		82,995		83,749		—		1,128
Junior Liens		—			—			26		26		1,080		1,106		—		53
Consumer - Non Real Estate		1			2			—		3		2,551		2,554		—		6
Other		—			—			—		—		944		944		—		—
Total	$	437		$	330		$	2,214	$	2,981	$	275,529	$	278,510	$	—	$	4,788
The Bank categorizes loans and leases into risk categories based on relevant information about the ability of borrowers to service their debt such as: current financial information, historical payment experience, credit documentation, public information, and current economic trends, among other factors. This categorization is made on all commercial, commercial real estate, and construction and development loans. The Bank uses the following definitions for risk ratings:
Pass – Loans and leases classified as pass should be performing relatively close to expectations, with adequate evidence that the borrower is continuing to generate adequate cash flow to service debt. There should be no significant departure from the intended source and timing of repayment, and there should be no undue reliance on secondary sources of repayment. To the extent that some variance exists in one or more criteria being measured, it may be offset by the relative strength of other factors and/or collateral pledged to secure the transaction.
Special Mention - Loans and leases classified as special mention, while still adequately protected by the borrower’s capital adequacy and payment capability, exhibit distinct weakening trends and/or elevated levels of exposure to external conditions. If left unchecked or uncorrected, these potential weaknesses may result in deteriorated prospects of repayment. These exposures require management’s close attention so as to avoid becoming undue or unwarranted credit exposures.
Substandard - Loans and leases classified as substandard are inadequately protected by the borrower’s current financial condition and payment capability or of the collateral pledged, if any. Loans and leases so classified have a well-defined weakness or weaknesses that jeopardize the orderly repayment of debt. They are characterized by the distinct possibility that the Bank will sustain some loss if the deficiencies are not corrected.
Doubtful - Loans and leases classified as doubtful have all the weaknesses inherent in those classified as substandard, with the added characteristic that the weaknesses make collection or orderly repayment in full, on the basis of current existing facts, conditions and values, highly questionable and improbable. Possibility of loss is extremely high, but because of certain important and reasonably specific factors that may work to the advantage and strengthening of the exposure, its classification as an estimated loss is deferred until its more exact status may be determined. The Company’s practice is to charge-off the portion of the loan amount determined to be doubtful in the quarter that the determination is made if the repayment of the loan is collateral dependent.
Loss - Loans and leases classified as loss are considered to be non-collectible and of such little value that their continuance as bankable assets is not warranted. This does not mean the loan has absolutely no recovery value, but rather it is neither practical nor desirable to defer writing off the loan, even though partial recovery may be obtained in the future. Losses are taken in the period in which they surface as uncollectible.
Commercial loans that do not require individual analysis as part of the above described process are considered to be pass-rated loans. As of September 30, 2014 and December 31, 2013, and based on the most recent analysis performed, the loans and leases were categorized as follows (dollars in thousands):
	September 30, 2014
Internal Risk Rating Grades	Pass			Special			Substandard		Doubtful		Loss
				Mention
Commercial - Non Real Estate	$	19,918		$	2,885		$	701	$	—	$	—
Commercial Real Estate
Owner occupied		47,386			3,831			4,128		—		—
Income producing		31,050			13,891			2,647		—		—
Multifamily		7,177			1,740			—		—		—
Construction & Development
1 - 4 Family		2,480			195			353		—		—
Other		15,228			1,865			2,629		—		—
Farmland		270			—			110		—		—
Other		1,094			—			—		—		—
Totals	$	124,603		$	24,407		$	10,568	$	—	$	—
Total:
Commercial - Non Real Estate	$	19,918		$	2,885		$	701	$	—	$	—
Commercial Real Estate	$	85,613		$	19,462		$	6,775	$	—	$	—
Construction & Development	$	17,978		$	2,060		$	3,092	$	—	$	—
Other	$	1,094		$	—		$	—	$	—	$	—
Totals	$	123,509		$	24,407		$	10,568	$	—	$	—
	December 31, 2013
Internal Risk Rating Grades	Pass			Special			Substandard		Doubtful		Loss
				Mention
Commercial - Non Real Estate	$	13,289		$	3,157		$	982	$	—	$	—
Commercial Real Estate
Owner occupied		47,207			6,009			4,699		—		—
Income producing		33,875			10,501			7,424		—		—
Multifamily		5,925			1,823			—		—		—
Construction & Development
1 - 4 Family		1,133			252			360		—		—
Other		17,122			3,265			4,386		—		—
Farmland		279			—			252		—		—
Other		944			—			—		—		—
Totals	$	119,774		$	25,007		$	18,103	$	—	$	—
Total:
Commercial - Non Real Estate	$	13,289		$	3,157		$	982	$	—	$	—
Commercial Real Estate	$	87,007		$	18,333		$	12,123	$	—	$	—
Construction & Development	$	18,534		$	3,517		$	4,998	$	—	$	—
Other	$	944		$	—		$	—	$	—	$	—
Totals	$	118,830		$	25,007		$	18,103	$	—	$	—
All consumer-related loans, including residential real estate and non-real estate, are evaluated and monitored based upon payment activity. Once a consumer-related loan becomes past due on a recurring basis, the Company will pull that loan out of the homogenized pool and evaluate it individually for impairment. At this time, the consumer-related loan may be placed on the Company’s internal watch list and risk rated either special mention or substandard, depending upon the individual circumstances. Consumer-related loans at September 30, 2014 and December 31, 2013, segregated by class of loans, were as follows (dollars in thousands):
	September 30, 2014						December 31, 2013
Risk Based on Payment Activity	Performing			Non-			Performing		Non-
				Performing					Performing
Residential
Equity Lines	$	28,165		$	68		$	28,122	$	95
1 - 4 Family		89,562			393			83,092		657
Junior Liens		805			26			1,080		26
Consumer - Non Real Estate
Credit Cards		—			—			—		—
Other		3,094			5			2,548		6
Totals	$	121,626		$	492		$	114,842	$	784
Total:
Residential	$	118,532		$	487		$	112,294	$	778
Consumer - Non Real Estate	$	3,094		$	5		$	2,548	$	6
Totals	$	121,626		$	492		$	114,842	$	784

ALLOWANCE_FOR_LOAN_LOSSES

ALLOWANCE FOR LOAN LOSSES	9 Months Ended
	Sep. 30, 2014
ALLOWANCE FOR LOAN LOSSES	'
	NOTE 5. ALLOWANCE FOR LOAN LOSSES
	Changes in the allowance for loan losses by segment, since their respective year-end, are as follows (dollars in thousands):
		September 30, 2014													September 30, 2013
		Beginning		Chargeoffs			Recoveries			Provision			Ending		Beginning		Chargeoffs			Recoveries		Provision			Ending
		Balance											Balance		Balance										Balance
	Commercial - Non Real Estate	$	176	$	(58	)	$	806		$	(768	)	$	156	$	1,209	$	(107	)	$	1,605	$	(2,320	)	$	387
	Commercial Real Estate
	Owner occupied		1,224		—			11			44			1,279		1,359		(290	)		549		(284	)		1,334
	Income producing		831		(104	)		—			303			1,030		773		(21	)		20		13			785
	Multifamily		50		—			—			116			166		78		—			—		(19	)		59
	Construction & Development
	1 - 4 Family		52		(719	)		—			740			73		78		(5	)		—		(24	)		49
	Other		580		—			55			(22	)		613		728		—			9		(177	)		560
	Farmland		3		—			—			2			5		—		(21	)		—		24			3
	Residential
	Equity Lines		332		(123	)		6			154			369		314		(207	)		33		210			350
	1 - 4 Family		1,218		(15	)		77			(64	)		1,216		1,267		(620	)		468		247			1,362
	Consumer - Non Real Estate		44		(24	)		16			16			52		98		(38	)		28		(29	)		59
	Unallocated		1,505		—			—			(1,281	)		224		986		—			—		281			1,267
	Total	$	6,015	$	(1,043	)	$	971		$	(760	)	$	5,183	$	6,890	$	(1,309	)	$	2,712	$	(2,078	)	$	6,215
	Changes in the allowance for loan losses by segment, since the prior quarter ended June 30, 2014 and 2013, respectively, are as follows (dollars in thousands):
		June 30, 2014 - September 30, 2014													June 30, 2013 - September 30, 2013
		Beginning		Chargeoffs			Recoveries			Provision			Ending		Beginning		Chargeoffs			Recoveries		Provision			Ending
		Balance											Balance		Balance										Balance
	Commercial - Non Real Estate	$	33	$	(9	)	$	709		$	(577	)	$	156	$	584	$	—		$	241	$	(438	)	$	387
	Commercial Real Estate
	Owner occupied		488		—			4			787			1,279		1,568		—			537		(771	)		1,334
	Income producing		1,403		(104	)		—			(269	)		1,030		756		—			—		29			785
	Multifamily		113		—			—			53			166		67		—			—		(8	)		59
	Construction & Development
	1 - 4 Family		52		—			—			21			73		85		—			—		(36	)		49
	Other		525		—			4			84			613		551		—			3		6			560
	Farmland		3		—			—			2			5		3		—			—		—			3
	Residential
	Equity Lines		149		(41	)		1			260			369		354		—			3		(7	)		350
	1 - 4 Family		809		(7	)		12			402			1,216		1,171		(42	)		5		228			1,362
	Consumer - Non Real Estate		36		(1	)		(3	)		20			52		90		(16	)		6		(21	)		59
	Unallocated		1,542		—			—			(1,318	)		224		1,169		—			—		98			1,267
	Total	$	5,153	$	(162	)	$	727		$	(535	)	$	5,183	$	6,398	$	(58	)	$	795	$	(920	)	$	6,215
	As of September 30, 2014 and December 31, 2013, loans were evaluated for impairment as follows (dollars in thousands):
		Individually Evaluated for Impairment
		September 30, 2014					December 31, 2013
		Allowance		Total Loans			Allowance			Total Loans
	Commercial - Non Real Estate	$	26	$	1,994		$	25		$	2,304
	Commercial Real Estate
	Owner occupied		829		6,537			77			7,146
	Income producing		164		10,472			126			11,021
	Multifamily		74		1,206			12			1,226
	Construction & Development
	1 - 4 Family		9		353			8			360
	Other		14		2,988			107			4,721
	Farmland		—		110			—			252
	Residential
	Equity Lines		41		109			—			95
	1 - 4 Family		274		11,918			208			12,945
	Consumer - Non Real Estate		5		70			—			76
	Unallocated		—		—			—			—
	Total	$	1,436	$	35,757		$	563		$	40,146
		Collectively Evaluated for Impairment
		September 30, 2014					December 31, 2013
		Allowance		Total Loans			Allowance			Total Loans
	Commercial - Non Real Estate	$	130	$	21,510		$	151		$	15,124
	Commercial Real Estate
Owner occupied		450		48,808			1,147			50,769
Income producing		866		37,116			705			40,779
Multifamily		92		7,711			38			6,522
Construction & Development
1 - 4 Family		64		2,675			44			1,385
Other		599		16,734			473			20,052
Farmland		5		270			3			279
Residential
Equity Lines		328		28,124			332			28,122
1 - 4 Family		942		78,868			1,010			71,910
Consumer - Non Real Estate		47		3,029			44			2,478
Unallocated		224		1,094			1,505			944
Total	$	3,747	$	245,939		$	5,452		$	238,364

COMMITMENTS_AND_CONTINGENCIES

COMMITMENTS AND CONTINGENCIES	9 Months Ended
	Sep. 30, 2014
COMMITMENTS AND CONTINGENCIES	'
	NOTE 6. COMMITMENTS AND CONTINGENCIES
	The Company is a party to financial instruments with off-balance sheet risk in the normal course of business to meet the financing needs of its customers. These financial instruments include commitments to extend credit, lines of credit and standby letters of credit. These instruments involve elements of credit risk in excess of amounts recognized in the accompanying financial statements.
	The Company’s risk of loss related to unfunded loan commitments and lines of credit or standby letters of credit is represented by the contractual amount of these instruments. The Company uses the same credit policies in making commitments under such instruments as it does for on-balance sheet instruments. The amount of collateral obtained, if any, is based on management’s credit evaluation of the borrower. Since many of the commitments are expected to expire without being drawn upon, the total commitment amounts do not necessarily represent future cash requirements. The following table presents a summary of outstanding financial instruments whose contract amounts represent credit risk as of September 30, 2014 (dollars in thousands):
	Unfunded loan commitments	$	31,096
	Financial standby letters of credit		209
	Total unused commitments	$	31,305

RECENT_ACCOUNTING_PRONOUNCEMEN

RECENT ACCOUNTING PRONOUNCEMENTS	9 Months Ended
	Sep. 30, 2014
RECENT ACCOUNTING PRONOUNCEMENTS	'
	NOTE 7. RECENT ACCOUNTING PRONOUNCEMENTS
	In June 2014, the FASB issued Accounting Standards Update (“ASU”) 2014-11, Transfers and Servicing (Topic 860). The amendments in this ASU require that repurchase-to-maturity transactions be accounted for as secured borrowings consistent with the accounting for other repurchase agreements. In addition, the amendments require separate accounting for a transfer of a financial asset executed contemporaneously with a repurchase agreement with the same counterparty (a repurchase financing), which will result in secured borrowing accounting for the repurchase agreement. The amendments require an entity to disclose information about transfers accounted for as sales in transactions that are economically similar to repurchase agreements, in which the transferor retains substantially all of the exposure to the economic return on the transferred financial asset throughout the term of the transaction. In addition the amendments require disclosure of the types of collateral pledged in repurchase agreements, securities lending transactions, and repurchase-to-maturity transactions and the tenor of those transactions. This ASU is effective for first interim or annual periods beginning after December 15, 2014. The Company will evaluate the impact this ASU may have on its consolidated financial statements.
	In January 2014, the FASB issued ASU 2014-04, Receivables – Troubled Debt Restructurings by Creditors (Subtopic 310-40). The amendments in this Update clarify that an in substance repossession or foreclosure occurs, and a creditor is considered to have received physical possession of residential real estate property collateralizing a consumer mortgage loan, upon either (1) the creditor obtaining legal title to the residential real estate property upon completion of a foreclosure or (2) the borrower conveying all interest in the residential real estate property to the creditor to satisfy that loan through completion of a deed in lieu of foreclosure or through a similar legal agreement. Additionally, the amendments require interim and annual disclosure of both (1) the amount of foreclosed residential real estate property held by the creditor and (2) the recorded investment in consumer mortgage loans collateralized by residential real estate property that are in the process of foreclosure according to local requirements of the applicable jurisdiction. The amendments in this Update are effective for public business entities for annual periods, and interim periods within those annual periods, beginning after December 15, 2014. For entities other than public business entities, the amendments in this Update are effective for annual periods beginning after December 15, 2014, and interim periods within annual periods beginning after December 15, 2015. The amendments are not expected to have a significant impact on the Company.
	In July 2013, the FASB issued ASU 2013-11, Income Taxes (Topic 740). An unrecognized tax benefit, or a portion of an unrecognized tax benefit, should be presented in the financial statements as a reduction to a deferred tax asset for a net operating loss carryforward, a similar tax loss, or a tax credit carryforward, except as follows. To the extent a net operating loss carryforward, a similar tax loss, or a tax credit carryforward is not available at the reporting date under the tax law of the applicable jurisdiction to settle any additional income taxes that would result from the disallowance of a tax position or the tax law of the applicable jurisdiction does not require the entity to use, and the entity does not intend to use, the deferred tax asset for such purpose, the unrecognized tax benefit should be presented in the financial statements as a liability and should not be combined with deferred tax assets. The assessment of whether a deferred tax asset is available is based on the unrecognized tax benefit and deferred tax asset that exist at the reporting date and should be made presuming disallowance of the tax position at the reporting date. For example, an entity should not evaluate whether the deferred tax asset expires before the statute of limitations on the tax position or whether the deferred tax asset may be used prior to the unrecognized tax benefit being settled. The amendments in this Update do not require new recurring disclosures. The amendments are not expected to have a significant impact on the Company.

FAIR_VALUE

FAIR VALUE	9 Months Ended
	Sep. 30, 2014
FAIR VALUE	'
	NOTE 8. FAIR VALUE
	Accounting principles generally accepted in the United States of America require that companies measure and record certain assets and liabilities at fair value and record any adjustments to the fair value of those assets. Securities are recorded at fair value on a recurring basis while other assets, such as impaired loans, are recorded at fair value on a non-recurring basis.
	The Company uses three levels of measurement to group those assets measured at fair value. These groupings are made based on the markets the assets are traded in and the reliability of the assumptions used to determine fair value. The groupings include:
		•		Level 1 – quoted prices (unadjusted) in active markets for identical assets or liabilities.
		•		Level 2 – observable inputs other than the quoted prices included in Level 1.
		•		Level 3 – unobservable inputs.
	Investment Securities – The Company’s investment securities are measured on a recurring basis through a model used by our bond agent. All of our bond price adjustments meet level 2 criteria. Prices are derived from a model which uses actively quoted rates, prepayment models and other underlying credit and collateral data.
	Impaired Loans – The Company does not record loans at fair value on a recurring basis. However, from time to time, a loan is considered impaired and an allowance for loan losses is established. Loans for which it is probable that payment of interest and principal will not be made in accordance with the contractual terms of the loan agreement are considered impaired. Impaired loans are recorded at fair value less estimated selling costs. Once a loan is identified as individually impaired, the Company measures impairment. Fair values of impaired loans are generally estimated using one of several methods, including collateral value, liquidation value, discounted cash flows and, in rare cases, the market value of the note. Those impaired loans not requiring an allowance represent loans for which the net present value of the expected cash flows or fair value of the collateral less costs to sell exceed the recorded investments in such loans. At September 30, 2014 and December 31, 2013, a majority of the total impaired loans were evaluated based on the fair value of the collateral. When the fair value of the collateral is based on an executed sales contract with an independent third party, the Company records the impaired loans as nonrecurring Level 1. If the collateral is based on another observable market price or a current appraised value, the Company records the impaired loans as nonrecurring Level 2. When an appraised value is not available or the Company determines the fair value of the collateral is further impaired below the appraised value and there is no observable market price, the Company records the impaired loan as nonrecurring Level 3. Impaired loans can also be evaluated for impairment using the present value of expected future cash flows discounted at the loan’s effective interest rate. The measurement of impaired loans using future cash flows discounted at the loan’s effective interest rate rather than the market rate of interest is not a fair value measurement and is therefore excluded from fair value disclosure requirements. Appraised values may be discounted to reflect current market conditions and ultimate collectability. These discounts typically range from 0% to 20% for each of the respective periods. Impaired loans are reviewed and evaluated on at least a quarterly basis for additional impairment and adjusted accordingly.
	Other Real Estate Owned – Properties acquired through, or in lieu of, loan foreclosure are held for sale and are initially recorded at fair value less costs to sell at the date of foreclosure. Subsequent to foreclosure, valuations are periodically performed by management and the assets are carried at the lower of carrying value or the new fair value less estimated selling costs. Fair value is generally based upon current appraisals, comparable sales, and other estimates of value obtained principally from independent sources, adjusted for selling costs. When the fair value of the collateral is based on an observable market price or a current appraised value, the Company records the asset as nonrecurring Level 2. However, the Company also considers other factors or recent developments which could result in adjustments to the collateral value estimates indicated in the appraisals such as changes in absorption rates or market conditions from the time of valuation. In situations where an appraisal less estimated selling costs is used to determine fair value, management adjustments are significant to the fair value measurements, or other means are used to estimate fair value in the absence of an appraisal, the Company records the impaired loan as nonrecurring Level 3 within the valuation hierarchy. Appraised values may be discounted to reflect current market conditions and ultimate collectability. These discounts typically range from 0% to 20% for each of the respective periods.
	The following table summarizes the Company’s assets measured at fair value at the dates indicated (dollars in thousands):
			At September 30, 2014
			Total		Level 1		Level 2		Level 3
	Assets valued on a recurring basis
	Investment securities:
	U.S. government agency		$	4,935	$	—	$	4,935	$	—
	State and municipals			6,066		—		6,066		—
	Mortgage-backed			29,996		—		29,996		—
	Assets valued on a non-recurring basis
	Impaired loans			34,321		—		—		34,321
	Other real estate owned			1,220		—		—		1,220
	Total		$	76,538	$	—	$	40,997	$	35,541
			At December 31, 2013
			Total		Level 1		Level 2		Level 3
	Assets valued on a recurring basis
	Investment securities:
	U.S. government agency		$	40,930	$	—	$	40,930	$	—
	State and municipals			10,181		—		10,181		—
	Mortgage-backed			38,204		—		38,204		—
	Assets valued on a non-recurring basis
	Impaired loans			39,583		—		—		39,583
	Other real estate owned			1,233		—		—		1,233
	Total		$	130,131	$	—	$	89,315	$	40,816

BORROWED_FUNDS

BORROWED FUNDS	9 Months Ended
	Sep. 30, 2014
BORROWED FUNDS	'
	NOTE 9. BORROWED FUNDS
	A summary of the Company’s outstanding borrowings and the annual rate of interest currently payable on each category is presented in the following table at the dates indicated (dollars in thousands):
		September 30, 2014					December 31, 2013
		Outstanding		Annual			Outstanding		Annual
		Balance		Interest Rate			Balance		Interest Rate
	Securities sold under overnight repurchase agreements	$	394		0.15	%	$	388		0.14	%
	Securities sold under term repurchase agreements		—		—			45,000		4.38
	Trust preferred securities		—		—			5,155		3.19
	Subordinated debt		—		—			2,700		4
	Total borrowed funds	$	394		0.15	%	$	53,243		4.21	%
	The Bank engages from time-to-time in federal funds purchases from upstream correspondent institutions to meet temporary funding needs. There were none of these transactions outstanding at the close of either period presented in the above table.
	The Bank had a total of $45.0 million of borrowings in the form of securities sold under term repurchase agreements that were entered into during 2008. These borrowings are secured by marketable investment securities equal to approximately 109.5% of the principal balances outstanding plus accrued interest and the value of an imbedded interest rate cap.
	The borrowings were repaid as of July 18, 2014. There was prepayment expense of $4.4 million. The security interests in the pledged investment securities were released in connection with the Company’s repayment of these borrowings.
	The Bank utilizes borrowings from the Federal Home Loan Bank (“FHLB”) as a source of liquidity. At September 30, 2014, the Bank had immediately available credit of $6.7 million. There were no advances from the FHLB at quarter-end.
	During 2008, the Company issued $5.2 million of junior subordinated debentures to its wholly owned capital trust, Bank of the Carolinas Trust I (the “Trust”), which, in turn, issued $5.0 million in trust preferred securities having a like liquidation amount and $155,000 in common securities (all common securities are owned by the Company). The Company fully and unconditionally guaranteed the Trust’s obligations related to the trust preferred securities.
	On July 16, 2014, the Company repurchased all of its floating rate trust preferred securities issued through the Trust from the holders of those securities for an aggregate cash payment of $1.75 million. The holders of the trust preferred securities agreed to forgive any unpaid interest on the securities.
	In 2008, the Company issued $2.7 million of subordinated debt in a private transaction with another financial institution. On July 16, 2014, the Company agreed to repurchase the subordinated note representing this debt from the holder of the note for a cash payment of $1.35 million. The noteholder also agreed to forgive any unpaid interest on the note.
	Under the terms of a written agreement between the Company and the Federal Reserve Bank of Richmond, the Company and the Trust may not make any distributions of interest, principal, or other sums on subordinated debentures or trust preferred securities without the prior written approval of the Federal Reserve Bank of Richmond and the Director of the Division of Banking Supervision and Regulation of the Federal Reserve Board of Governors.

STOCKHOLDERS_EQUITY

STOCKHOLDERS' EQUITY	9 Months Ended
	Sep. 30, 2014
STOCKHOLDERS' EQUITY	'
	NOTE 10. STOCKHOLDERS’ EQUITY
	The Company completed a private placement of common stock resulting in gross proceeds of approximately $45.8 million on July 16, 2014. In connection with the private placement, the Company repurchased all 13,179 shares of its Fixed Rate Cumulative Perpetual Preferred Stock, Series A, issued under the Capital Purchase Program from the U.S. Treasury for a cash payment of $3.3 million. The Treasury also agreed to waive any unpaid dividends on the Series A Preferred Stock, and to cancel the warrant to purchase 475,204 shares of the Company’s common stock held by the Treasury. The Company invested $34.8 million into its banking subsidiary.
	Preferred Stock:
	The Company has 3.0 million shares of preferred stock authorized. There were 13,179 shares of preferred stock issued and outstanding with a $1,000 per share liquidation preference on December 31, 2013. All of the shares were issued on April 17, 2009 in connection with the Company’s participation in the U.S. Treasury’s TARP Capital Purchase Program.
	On July 16, 2014, in connection with the private placement, the Company repurchased all 13,179 shares of its Series A Preferred Stock for a cash payment of $3.3 million. The Treasury also agreed to waive any unpaid dividends on the Series A Preferred Stock, and to cancel the warrant to purchase 475,204 shares of the Company’s common stock held by the Treasury.
	Common Stock:
	The Company has 580.0 million shares with no par value common stock authorized as of September 30, 2014. There were 462,028,831 and 3,895,840 shares of common stock issued and outstanding at September 30, 2014 and December 31, 2013, respectively.
	Warrants:
	In connection with the issuance of the preferred shares under the U.S. Treasury’s TARP Capital Purchase Program, the Company issued the U.S. Treasury a warrant to purchase 475,204 shares of its common stock for $4.16 per share. The warrant expires April 17, 2019.
	The warrants were cancelled on July 16, 2014 as disclosed above.

INCOME_TAXES

INCOME TAXES	9 Months Ended
	Sep. 30, 2014
INCOME TAXES	'
	NOTE 11. INCOME TAXES
	The Company utilizes the liability method of computing income taxes. Under the liability method, deferred tax liabilities and assets are established for future tax return effects of the temporary differences between the stated value of assets and liabilities for financial reporting purposes and their tax bases. The focus is on accruing the appropriate balance sheet deferred tax amount, with the statement of income effect being the result of the changes in the balance sheet amounts from period to period. The current portion of income tax expense is provided based upon the actual tax liability incurred for tax return purposes.
	An evaluation of the probability of being able to realize the future benefits of deferred tax assets is made. A valuation allowance is provided for the deferred tax asset when it is more likely than not that some portion or all of the deferred tax asset will not be realized. Management has established a deferred tax asset valuation allowance of $15.8 million and $17.7 as of September 30, 2014 and December 31, 2013, respectively. The change in the valuation allowance is due to the change in unrealized losses in the bond portfolio from $5.4 million at December 31, 2013 to $300,000 at September 30, 2014. The valuation allowance has been established because management believes current overall credit trends, as well as actual and forecasted performance, raise significant concern over the ability of the Company to realize the components of its deferred tax assets relating to net operating losses and the allowances for losses on loans and OREO. The Company does not expect to have taxable income for year ended December 31, 2014.

RECENT_ACCOUNTING_PRONOUNCEMEN1

RECENT ACCOUNTING PRONOUNCEMENTS (Policies)	9 Months Ended
	Sep. 30, 2014
Transfers and Servicing	'
	In June 2014, the FASB issued Accounting Standards Update (“ASU”) 2014-11, Transfers and Servicing (Topic 860). The amendments in this ASU require that repurchase-to-maturity transactions be accounted for as secured borrowings consistent with the accounting for other repurchase agreements. In addition, the amendments require separate accounting for a transfer of a financial asset executed contemporaneously with a repurchase agreement with the same counterparty (a repurchase financing), which will result in secured borrowing accounting for the repurchase agreement. The amendments require an entity to disclose information about transfers accounted for as sales in transactions that are economically similar to repurchase agreements, in which the transferor retains substantially all of the exposure to the economic return on the transferred financial asset throughout the term of the transaction. In addition the amendments require disclosure of the types of collateral pledged in repurchase agreements, securities lending transactions, and repurchase-to-maturity transactions and the tenor of those transactions. This ASU is effective for first interim or annual periods beginning after December 15, 2014. The Company will evaluate the impact this ASU may have on its consolidated financial statements.
Receivables - Troubled Debt Restructurings by Creditors	'
	In January 2014, the FASB issued ASU 2014-04, Receivables – Troubled Debt Restructurings by Creditors (Subtopic 310-40). The amendments in this Update clarify that an in substance repossession or foreclosure occurs, and a creditor is considered to have received physical possession of residential real estate property collateralizing a consumer mortgage loan, upon either (1) the creditor obtaining legal title to the residential real estate property upon completion of a foreclosure or (2) the borrower conveying all interest in the residential real estate property to the creditor to satisfy that loan through completion of a deed in lieu of foreclosure or through a similar legal agreement. Additionally, the amendments require interim and annual disclosure of both (1) the amount of foreclosed residential real estate property held by the creditor and (2) the recorded investment in consumer mortgage loans collateralized by residential real estate property that are in the process of foreclosure according to local requirements of the applicable jurisdiction. The amendments in this Update are effective for public business entities for annual periods, and interim periods within those annual periods, beginning after December 15, 2014. For entities other than public business entities, the amendments in this Update are effective for annual periods beginning after December 15, 2014, and interim periods within annual periods beginning after December 15, 2015. The amendments are not expected to have a significant impact on the Company.
Income Taxes	'
	In July 2013, the FASB issued ASU 2013-11, Income Taxes (Topic 740). An unrecognized tax benefit, or a portion of an unrecognized tax benefit, should be presented in the financial statements as a reduction to a deferred tax asset for a net operating loss carryforward, a similar tax loss, or a tax credit carryforward, except as follows. To the extent a net operating loss carryforward, a similar tax loss, or a tax credit carryforward is not available at the reporting date under the tax law of the applicable jurisdiction to settle any additional income taxes that would result from the disallowance of a tax position or the tax law of the applicable jurisdiction does not require the entity to use, and the entity does not intend to use, the deferred tax asset for such purpose, the unrecognized tax benefit should be presented in the financial statements as a liability and should not be combined with deferred tax assets. The assessment of whether a deferred tax asset is available is based on the unrecognized tax benefit and deferred tax asset that exist at the reporting date and should be made presuming disallowance of the tax position at the reporting date. For example, an entity should not evaluate whether the deferred tax asset expires before the statute of limitations on the tax position or whether the deferred tax asset may be used prior to the unrecognized tax benefit being settled. The amendments in this Update do not require new recurring disclosures. The amendments are not expected to have a significant impact on the Company.

EARNINGS_PER_SHARE_Tables

EARNINGS PER SHARE (Tables)	9 Months Ended
	Sep. 30, 2014
Computation of Earnings (Loss) Per Share	'
	Earnings (loss) per share have been computed based on the following (dollars in thousands):
		Three months ended					Nine months ended
		September 30,					September 30,
		2014		2013			2014		2013
	Net income (loss) applicable to common stockholders	$	10,573	$	(5	)	$	9,938	$	(1,417	)
	Weighted average number of common shares outstanding		387,333,235		3,895,840			133,112,837		3,895,840
	Weighted average number of diluted common shares outstanding		387,333,235		3,895,840			133,112,837		3,895,840
	Common stock options and common stock warrants - anti-dilutive		20,000		497,605			20,000		497,605
	Earnings (Loss) per common share:
	Basic	$	0.028	$	—		$	0.075	$	(0.36	)
	Diluted	$	0.028	$	—		$	0.075	$	(0.36	)

INVESTMENT_SECURITIES_Tables

INVESTMENT SECURITIES (Tables)	9 Months Ended
	Sep. 30, 2014
Amortized Cost, Estimated Fair Values and Carrying Values of Investment Securities Portfolios	'
	The amortized cost, estimated fair values and carrying values of the investment securities portfolios at the indicated dates are summarized as follows (dollars in thousands):
		September 30, 2014
		Amortized		Gross		Gross		Estimated		Carrying
		Cost		Unrealized		Unrealized		Fair Value		Value
				Gains		Losses
	Investment securities available for sale:
	U.S. Government agencies securities	$	4,896	$	70	$	31	$	4,935	$	4,935
	State and municipal bonds		6,175		43		152		6,066		6,066
	Mortgage-backed securities		30,226		42		272		29,996		29,996
	Total investment securities available for sale	$	41,297	$	155	$	455	$	40,997	$	40,997
		31-Dec-13
		Amortized		Gross		Gross		Estimated		Carrying
		Cost		Unrealized		Unrealized		Fair Value		Value
				Gains		Losses
	Investment securities available for sale:
	U.S. Government agencies securities	$	44,077	$	87	$	3,234	$	40,930	$	40,930
	State and municipal bonds		11,159		—		978		10,181		10,181
	Mortgage-backed securities		39,458		34		1,288		38,204		38,204
	Total investment securities available for sale		94,694		121		5,500		89,315		89,315
	Investment securities held to maturity:
	Corporate securities		1,000		—		180		820		1,000
	Total investment securities	$	95,694	$	121	$	5,680	$	90,135	$	90,315
Fair Values of Securities with Unrealized Losses	'
	The fair values of securities with unrealized losses at September 30, 2014 and December 31, 2013 are as follows (dollars in thousands):
	September 30, 2014:
		Less than 12 Months				12 Months or More				Total
	Temporarily impaired securities:	Estimated		Unrealized		Estimated		Unrealized		Estimated		Unrealized
		Fair Value		Losses		Fair Value		Losses		Fair Value		Losses
	U.S. Government agency securities	$	—	$	—	$	1,674	$	31	$	1,674	$	31
	State and municipal bonds		—		—		4,151		152		4,151		152
	Mortgage-backed securities		11,449		50		14,325		222		25,774		272
	Corporate securities		—		—		—		—		—		—
	Total	$	11,449	$	50	$	20,150	$	405	$	31,599	$	455
	December 31, 2013:
		Less than 12 Months				12 Months or More				Total
	Temporarily impaired securities:	Estimated		Unrealized		Estimated		Unrealized		Estimated		Unrealized
		Fair Value		Losses		Fair Value		Losses		Fair Value		Losses
	U.S. Government agency securities	$	35,679	$	2,731	$	3,482	$	503	$	39,161	$	3,234
	State and municipal bonds		7,835		723		2,346		255		10,181		978
	Mortgage-backed securities		34,564		1,287		528		1		35,092		1,288
	Corporate securities		—		—		820		180		820		180
	Total	$	78,078	$	4,741	$	7,176	$	939	$	85,254	$	5,680

LOANS_Tables

LOANS (Tables)	9 Months Ended
	Sep. 30, 2014
Loan Portfolio	'
	The loan portfolio as of the dates indicated is summarized below (dollars in thousands):
		September 30,			December 31,
		2014			2013
	Real estate loans:
	Residential, 1-4 family	$	90,786		$	84,855
	Commercial real estate		111,850			117,463
	Construction and development		23,130			27,049
	Home equity		28,233			28,217
	Total real estate loans		253,999			257,584
	Commercial business and other loans		23,504			17,428
	Consumer loans		3,099			2,554
	Other		1,094			944
	Gross loans receivable		281,696			278,510
	Allowance for loan losses		(5,183	)		(6,015	)
	Loans, net	$	276,513		$	272,495
Impaired Loans, Segregated by Class of Loans	'
	Impaired loans, segregated by class of loans, are summarized as follows as of the dates indicated (dollars in thousands):
		September 30, 2014												December 31, 2013
		Recorded			Unpaid			Related		Average		Interest		Recorded		Unpaid		Related		Average		Interest
		Investment			Principal			Allowance		Recorded		Income		Investment		Principal		Allowance		Recorded		Income
					Balance					Investment		Recognized				Balance				Investment		Recognized
	With no related allowance:
	Commercial - Non Real Estate	$	381		$	448		$	—	$	465	$	19	$	1,099	$	1,305	$	—	$	1,384	$	79
	Commercial Real Estate
	Owner occupied		2,121			2,446			—		2,658		106		3,480		4,062		—		4,365		239
	Income producing		3,299			3,483			—		3,518		120		3,734		3,887		—		3,938		183
	Multifamily		—			—			—		—		—		—		—		—		—		—
	Construction & Development
	1 - 4 Family		—			—			—		—		—		—		—		—		—		—
	Other		2,257			3,280			—		3,523		57		1,545		1,881		—		1,981		112
	Farmland		110			131			—		160		9		252		273		—		340		26
	Residential
	Equity Lines		69			77			—		77		2		95		101		—		105		3
	1 - 4 Family		5,109			5,512			—		5,562		176		5,632		6,198		—		6,281		322
	Junior Liens		413			436			—		444		18		196		218		—		223		12
	Consumer - Non Real Estate		16			16			—		17		1		68		68		—		70		4
	Total loans with no allowance	$	13,775		$	15,829		$	—	$	16,424	$	508	$	16,101	$	17,993	$	—	$	18,687	$	980
	With an allowance recorded:
	Commercial - Non Real Estate	$	1,613		$	1,615		$	26	$	1,677	$	53	$	1,205	$	1,205	$	25	$	1,282	$	45
	Commercial Real Estate
	Owner occupied		4,416			4,471			829		4,505		146		3,666		3,666		77		3,727		166
	Income producing		7,173			7,229			164		7,388		284		7,287		7,343		126		7,465		382
	Multifamily		1,206			1,239			74		1,248		33		1,226		1,259		12		1,273		45
	Construction & Development
	1 - 4 Family		353			359			9		363		14		360		366		8		371		19
	Other		731			736			14		750		25		3,176		3,181		107		3,224		118
	Farmland		—			—			—		—		—		—		—		—		—		—
	Residential
	Equity Lines		40			40			41		40		1		—		—		—		—		—
	1 - 4 Family		6,292			6,335			271		6,417		219		6,778		6,795		204		6,893		279
	Junior Liens		104			106			3		107		4		339		341		4		345		19
	Consumer - Non Real Estate		54			54			5		57		3		8		8		—		11		—
	Total loans with an allowance	$	21,982		$	22,184		$	1,436	$	22,552	$	782	$	24,045	$	24,164	$	563	$	24,591	$	1,073
	Total:
	Commercial - Non Real Estate	$	1,994		$	2,063		$	26	$	2,142	$	72	$	2,304	$	2,510	$	25	$	2,666	$	124
	Commercial Real Estate	$	18,215		$	18,868		$	1,067	$	19,317	$	689	$	19,393	$	20,217	$	215	$	20,768	$	1,015
	Construction & Development	$	3,451		$	4,506		$	23	$	4,796	$	105	$	5,333	$	5,701	$	115	$	5,916	$	275
	Residential	$	12,027		$	12,506		$	315	$	12,647	$	420	$	13,040	$	13,653	$	208	$	13,847	$	635
	Consumer - Non Real Estate	$	70		$	70		$	5	$	74	$	4	$	76	$	76	$	—	$	81	$	4
	Totals	$	35,757		$	38,013		$	1,436	$	38,976	$	1,290	$	40,146	$	42,157	$	563	$	43,278	$	2,053
Summary of Loans Modified as TDRs	'
	The following tables provide a summary of loans modified as TDRs (dollars in thousands):
		Accrual			Nonaccrual			Total TDRs		Allowance for
										Loan Losses
										Allocated
	September 30, 2014
	Commercial real estate	$	17,333		$	—		$	17,333	$	983
	Commercial construction		1,784			1,667			3,451		23
	Commercial and industrial		1,817			176			1,993		26
	Residential mortgage		11,176			256			11,432		265
	Consumer and other		65			—			65		—
	Total modifications	$	32,175		$	2,099		$	34,274	$	1,297
	Total contracts		133			10			143
		Accrual			Nonaccrual			Total TDRs		Allowance for
										Loan Losses
										Allocated
	December 31, 2013
	Commercial real estate	$	17,461		$	1,016		$	18,477	$	216
	Commercial construction		4,319			612			4,931		8
	Commercial and industrial		2,421			301			2,722		25
	Residential mortgage		11,051			230			11,281		314
	Consumer and other		70			—			70		—
	Total modifications	$	35,322		$	2,159		$	37,481	$	563
	Total contracts		133			12			145
Troubled Debt Restructuring	'
	The following tables illustrate new TDR information for the three- and nine-months ended September 30, 2014 and 2013 (dollars in thousands):
		For the three months ended September 30, 2014								For the nine months ended September 30, 2014
	Troubled Debt Restructuring	Number of			Pre-Modification			Post-Modification		Number of		Pre-Modification		Post-Modification
		Contracts			Recorded			Recorded		Contracts		Recorded		Recorded
					Investment			Investment				Investment		Investment
	Commercial - Non Real Estate		—		$	—		$	—		1	$	61	$	61
	Commercial - Real Estate		—			—			—		2		458		458
	Construction & Development		—			—			—		—		—		—
	Residential		2			75			75		3		101		101
	Consumer - Non Real Estate		—			—			—		—		—		—
	Totals		2		$	75		$	75		6	$	620	$	620
		For the three months ended September 30, 2013								For the nine months ended September 30, 2013
	Troubled Debt Restructuring	Number of			Pre-Modification			Post-Modification		Number of		Pre-Modification		Post-Modification
		Contracts			Recorded			Recorded		Contracts		Recorded		Recorded
					Investment			Investment				Investment		Investment
	Commercial - Non Real Estate		—		$	—		$	—		1	$	32	$	32
	Commercial - Real Estate		—			—			—		1		238		238
	Construction & Development		1			129			129		2		621		621
	Residential		2			95			96		5		543		544
	Consumer - Non Real Estate		—			—			—		—		—		—
	Totals		3		$	224		$	225		9	$	1,434	$	1,435
Non-Accrual Loans and Age Analysis of Past Due Loans, Segregated by Class of Loans	'
	Non-accrual loans and an age analysis of past due loans, segregated by class of loans, were as follows (dollars in thousands):
		30 - 59			60 - 89			90 Days		Total		Current		Total		90 Days		Non-accrual
		Days			Days			or More		Past Due				Loans		Past Due		Loans
		Past Due			Past Due			Past Due								and Still
																Accruing
	September 30, 2014:
	Commercial - Non Real Estate	$	—		$	170		$	—	$	170	$	23,334	$	23,504	$	—	$	176
	Commercial Real Estate
	Owner occupied		116			—			—		116		55,229		55,345		—		355
	Income producing		—			—			—		—		47,588		47,588		—		304
	Multifamily		—			—			—		—		8,917		8,917		—		—
	Construction & Development
	1 - 4 Family		—			—			—		—		3,028		3,028		—		—
	Other		—			—			—		—		19,722		19,722		—		1,557
	Farmland		—			—			110		110		270		380		—		110
	Residential
	Equity Lines		—			40			—		40		28,193		28,233		—		69
	1 - 4 Family		518			—			83		601		89,354		89,955		—		693
	Junior Liens		—			—			27		27		804		831		—		49
	Consumer - Non Real Estate		2			—			—		2		3,097		3,099		—		5
	Other		—			—			—		—		1,094		1,094		—		—
	Total	$	636		$	210		$	220	$	1,066	$	280,630	$	281,696	$	—	$	3,318
		30 - 59			60 - 89			90 Days		Total		Current		Total		90 Days		Non-accrual
		Days			Days			or More		Past Due				Loans		Past Due		Loans
		Past Due			Past Due			Past Due								and Still
																Accruing
	December 31, 2013:
	Commercial - Non Real Estate	$	46		$	—		$	154	$	200	$	17,228	$	17,428	$	—	$	463
	Commercial Real Estate
	Owner occupied		—			77			684		761		57,154		57,915		—		1,689
	Income producing		—			—			503		503		51,297		51,800		—		503
	Multifamily		—			—			—		—		7,748		7,748		—		—
	Construction & Development
	1 - 4 Family		—			—			—		—		1,745		1,745		—		—
	Other		158			—			240		398		24,375		24,773		—		599
	Farmland		—			—			252		252		279		531		—		252
	Residential
	Equity Lines		75			9			—		84		28,133		28,217		—		95
	1 - 4 Family		157			242			355		754		82,995		83,749		—		1,128
	Junior Liens		—			—			26		26		1,080		1,106		—		53
	Consumer - Non Real Estate		1			2			—		3		2,551		2,554		—		6
	Other		—			—			—		—		944		944		—		—
	Total	$	437		$	330		$	2,214	$	2,981	$	275,529	$	278,510	$	—	$	4,788
Risk Category of Loans and Leases	'
	As of September 30, 2014 and December 31, 2013, and based on the most recent analysis performed, the loans and leases were categorized as follows (dollars in thousands):
		September 30, 2014
	Internal Risk Rating Grades	Pass			Special			Substandard		Doubtful		Loss
					Mention
	Commercial - Non Real Estate	$	19,918		$	2,885		$	701	$	—	$	—
	Commercial Real Estate
	Owner occupied		47,386			3,831			4,128		—		—
	Income producing		31,050			13,891			2,647		—		—
	Multifamily		7,177			1,740			—		—		—
	Construction & Development
	1 - 4 Family		2,480			195			353		—		—
	Other		15,228			1,865			2,629		—		—
	Farmland		270			—			110		—		—
	Other		1,094			—			—		—		—
	Totals	$	124,603		$	24,407		$	10,568	$	—	$	—
	Total:
	Commercial - Non Real Estate	$	19,918		$	2,885		$	701	$	—	$	—
	Commercial Real Estate	$	85,613		$	19,462		$	6,775	$	—	$	—
	Construction & Development	$	17,978		$	2,060		$	3,092	$	—	$	—
	Other	$	1,094		$	—		$	—	$	—	$	—
	Totals	$	123,509		$	24,407		$	10,568	$	—	$	—
		December 31, 2013
	Internal Risk Rating Grades	Pass			Special			Substandard		Doubtful		Loss
					Mention
	Commercial - Non Real Estate	$	13,289		$	3,157		$	982	$	—	$	—
	Commercial Real Estate
	Owner occupied		47,207			6,009			4,699		—		—
	Income producing		33,875			10,501			7,424		—		—
	Multifamily		5,925			1,823			—		—		—
	Construction & Development
	1 - 4 Family		1,133			252			360		—		—
	Other		17,122			3,265			4,386		—		—
	Farmland		279			—			252		—		—
	Other		944			—			—		—		—
	Totals	$	119,774		$	25,007		$	18,103	$	—	$	—
	Total:
	Commercial - Non Real Estate	$	13,289		$	3,157		$	982	$	—	$	—
	Commercial Real Estate	$	87,007		$	18,333		$	12,123	$	—	$	—
	Construction & Development	$	18,534		$	3,517		$	4,998	$	—	$	—
	Other	$	944		$	—		$	—	$	—	$	—
	Totals	$	118,830		$	25,007		$	18,103	$	—	$	—
Consumer Related Loans, Segregated by Class of Loans	'
	Consumer-related loans at September 30, 2014 and December 31, 2013, segregated by class of loans, were as follows (dollars in thousands):
		September 30, 2014						December 31, 2013
	Risk Based on Payment Activity	Performing			Non-			Performing		Non-
					Performing					Performing
	Residential
	Equity Lines	$	28,165		$	68		$	28,122	$	95
	1 - 4 Family		89,562			393			83,092		657
	Junior Liens		805			26			1,080		26
	Consumer - Non Real Estate
	Credit Cards		—			—			—		—
	Other		3,094			5			2,548		6
	Totals	$	121,626		$	492		$	114,842	$	784
	Total:
	Residential	$	118,532		$	487		$	112,294	$	778
	Consumer - Non Real Estate	$	3,094		$	5		$	2,548	$	6
	Totals	$	121,626		$	492		$	114,842	$	784

ALLOWANCE_FOR_LOAN_LOSSES_Tabl

ALLOWANCE FOR LOAN LOSSES (Tables)	9 Months Ended
	Sep. 30, 2014
Schedule of Changes in Allowance for Loan Losses by Segment	'
	Changes in the allowance for loan losses by segment, since their respective year-end, are as follows (dollars in thousands):
		September 30, 2014													September 30, 2013
		Beginning		Chargeoffs			Recoveries			Provision			Ending		Beginning		Chargeoffs			Recoveries		Provision			Ending
		Balance											Balance		Balance										Balance
	Commercial - Non Real Estate	$	176	$	(58	)	$	806		$	(768	)	$	156	$	1,209	$	(107	)	$	1,605	$	(2,320	)	$	387
	Commercial Real Estate
	Owner occupied		1,224		—			11			44			1,279		1,359		(290	)		549		(284	)		1,334
	Income producing		831		(104	)		—			303			1,030		773		(21	)		20		13			785
	Multifamily		50		—			—			116			166		78		—			—		(19	)		59
	Construction & Development
	1 - 4 Family		52		(719	)		—			740			73		78		(5	)		—		(24	)		49
	Other		580		—			55			(22	)		613		728		—			9		(177	)		560
	Farmland		3		—			—			2			5		—		(21	)		—		24			3
	Residential
	Equity Lines		332		(123	)		6			154			369		314		(207	)		33		210			350
	1 - 4 Family		1,218		(15	)		77			(64	)		1,216		1,267		(620	)		468		247			1,362
	Consumer - Non Real Estate		44		(24	)		16			16			52		98		(38	)		28		(29	)		59
	Unallocated		1,505		—			—			(1,281	)		224		986		—			—		281			1,267
	Total	$	6,015	$	(1,043	)	$	971		$	(760	)	$	5,183	$	6,890	$	(1,309	)	$	2,712	$	(2,078	)	$	6,215
	Changes in the allowance for loan losses by segment, since the prior quarter ended June 30, 2014 and 2013, respectively, are as follows (dollars in thousands):
		June 30, 2014 - September 30, 2014													June 30, 2013 - September 30, 2013
		Beginning		Chargeoffs			Recoveries			Provision			Ending		Beginning		Chargeoffs			Recoveries		Provision			Ending
		Balance											Balance		Balance										Balance
	Commercial - Non Real Estate	$	33	$	(9	)	$	709		$	(577	)	$	156	$	584	$	—		$	241	$	(438	)	$	387
	Commercial Real Estate
	Owner occupied		488		—			4			787			1,279		1,568		—			537		(771	)		1,334
	Income producing		1,403		(104	)		—			(269	)		1,030		756		—			—		29			785
	Multifamily		113		—			—			53			166		67		—			—		(8	)		59
	Construction & Development
	1 - 4 Family		52		—			—			21			73		85		—			—		(36	)		49
	Other		525		—			4			84			613		551		—			3		6			560
	Farmland		3		—			—			2			5		3		—			—		—			3
	Residential
	Equity Lines		149		(41	)		1			260			369		354		—			3		(7	)		350
	1 - 4 Family		809		(7	)		12			402			1,216		1,171		(42	)		5		228			1,362
	Consumer - Non Real Estate		36		(1	)		(3	)		20			52		90		(16	)		6		(21	)		59
	Unallocated		1,542		—			—			(1,318	)		224		1,169		—			—		98			1,267
	Total	$	5,153	$	(162	)	$	727		$	(535	)	$	5,183	$	6,398	$	(58	)	$	795	$	(920	)	$	6,215
Schedule of Loans Individually Evaluated for Impairment	'
	As of September 30, 2014 and December 31, 2013, loans were evaluated for impairment as follows (dollars in thousands):
		Individually Evaluated for Impairment
		September 30, 2014					December 31, 2013
		Allowance		Total Loans			Allowance			Total Loans
	Commercial - Non Real Estate	$	26	$	1,994		$	25		$	2,304
	Commercial Real Estate
	Owner occupied		829		6,537			77			7,146
	Income producing		164		10,472			126			11,021
	Multifamily		74		1,206			12			1,226
	Construction & Development
	1 - 4 Family		9		353			8			360
	Other		14		2,988			107			4,721
	Farmland		—		110			—			252
	Residential
	Equity Lines		41		109			—			95
	1 - 4 Family		274		11,918			208			12,945
	Consumer - Non Real Estate		5		70			—			76
	Unallocated		—		—			—			—
	Total	$	1,436	$	35,757		$	563		$	40,146
		Collectively Evaluated for Impairment
		September 30, 2014					December 31, 2013
		Allowance		Total Loans			Allowance			Total Loans
	Commercial - Non Real Estate	$	130	$	21,510		$	151		$	15,124
	Commercial Real Estate
	Owner occupied		450		48,808			1,147			50,769
	Income producing		866		37,116			705			40,779
	Multifamily		92		7,711			38			6,522
	Construction & Development
	1 - 4 Family		64		2,675			44			1,385
	Other		599		16,734			473			20,052
	Farmland		5		270			3			279
	Residential
	Equity Lines		328		28,124			332			28,122
	1 - 4 Family		942		78,868			1,010			71,910
	Consumer - Non Real Estate		47		3,029			44			2,478
	Unallocated		224		1,094			1,505			944
	Total	$	3,747	$	245,939		$	5,452		$	238,364

COMMITMENTS_AND_CONTINGENCIES_

COMMITMENTS AND CONTINGENCIES (Tables)	9 Months Ended
	Sep. 30, 2014
Summary of Outstanding Financial Instruments Whose Contract Amounts Represent Credit Risk	'
	The following table presents a summary of outstanding financial instruments whose contract amounts represent credit risk as of September 30, 2014 (dollars in thousands):
	Unfunded loan commitments	$	31,096
	Financial standby letters of credit		209
	Total unused commitments	$	31,305

FAIR_VALUE_Tables

FAIR VALUE (Tables)	9 Months Ended
	Sep. 30, 2014
Assets Measured on Recurring Basis	'
	The following table summarizes the Company’s assets measured at fair value at the dates indicated (dollars in thousands):
		At September 30, 2014
		Total		Level 1		Level 2		Level 3
	Assets valued on a recurring basis
	Investment securities:
	U.S. government agency	$	4,935	$	—	$	4,935	$	—
	State and municipals		6,066		—		6,066		—
	Mortgage-backed		29,996		—		29,996		—
	Assets valued on a non-recurring basis
	Impaired loans		34,321		—		—		34,321
	Other real estate owned		1,220		—		—		1,220
	Total	$	76,538	$	—	$	40,997	$	35,541
		At December 31, 2013
		Total		Level 1		Level 2		Level 3
	Assets valued on a recurring basis
	Investment securities:
	U.S. government agency	$	40,930	$	—	$	40,930	$	—
	State and municipals		10,181		—		10,181		—
	Mortgage-backed		38,204		—		38,204		—
	Assets valued on a non-recurring basis
	Impaired loans		39,583		—		—		39,583
	Other real estate owned		1,233		—		—		1,233
	Total	$	130,131	$	—	$	89,315	$	40,816

BORROWED_FUNDS_Tables

BORROWED FUNDS (Tables)	9 Months Ended
	Sep. 30, 2014
Outstanding Borrowings and Annual Rate of Interest	'
	A summary of the Company’s outstanding borrowings and the annual rate of interest currently payable on each category is presented in the following table at the dates indicated (dollars in thousands):
		September 30, 2014					December 31, 2013
		Outstanding		Annual			Outstanding		Annual
		Balance		Interest Rate			Balance		Interest Rate
	Securities sold under overnight repurchase agreements	$	394		0.15	%	$	388		0.14	%
	Securities sold under term repurchase agreements		—		—			45,000		4.38
	Trust preferred securities		—		—			5,155		3.19
	Subordinated debt		—		—			2,700		4
	Total borrowed funds	$	394		0.15	%	$	53,243		4.21	%

Computation_of_Earnings_Loss_P

Computation of Earnings (Loss) Per Share (Detail) (USD $)	3 Months Ended		9 Months Ended
In Thousands, except Share data, unless otherwise specified	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013
Earnings Per Share [Line Items]	'	'	'	'
Net income (loss) applicable to common stockholders	$10,738	($5)	$10,003	($1,417)
Weighted average number of common shares outstanding	387,333,235	3,895,840	133,112,837	3,895,840
Weighted average number of diluted common shares outstanding	387,333,235	3,895,840	133,112,837	3,895,840
Common stock options and common stock warrants - anti-dilutive	20,000	497,605	20,000	497,605
Earnings (Loss) per common share:	'	'	'	'
Basic	$0.03	'	$0.08	($0.36)
Diluted	$0.03	'	$0.08	($0.36)

Earnings_Per_Share_Additional_

Earnings Per Share - Additional Information (Detail)	3 Months Ended		9 Months Ended
	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013
Earnings Per Share Note [Line Items]	'	'	'	'
Common stock options outstanding that were anti-dilutive	20,000	497,605	20,000	497,605

Amortized_Cost_Estimated_Fair_

Amortized Cost, Estimated Fair Values and Carrying Values of Investment Securities Portfolios (Detail) (USD $)	Sep. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Investment [Line Items]	'	'
Investment securities available for sale, Amortized Cost	$41,297	$94,694
Investment securities available for sale, Gross Unrealized Gains	155	121
Investment securities available for sale, Gross Unrealized Losses	455	5,500
Investment securities available for sale, Estimated Fair Value	40,997	89,315
Investment securities available for sale, Carrying Value	40,997	89,315
Investment securities held to maturity, Gross Unrealized Gains	'	'
Total Investment Securities, Amortized Cost	'	95,694
Total Investment Securities, Gross Unrealized Gains	'	121
Total Investment Securities, Gross Unrealized Losses	'	5,680
Total Investment Securities, Estimated Fair Value	'	90,135
Total Investment Securities, Carrying Value	40,997	90,315	[1]
U.S. Government agency securities	'	'
Investment [Line Items]	'	'
Investment securities available for sale, Amortized Cost	4,896	44,077
Investment securities available for sale, Gross Unrealized Gains	70	87
Investment securities available for sale, Gross Unrealized Losses	31	3,234
Investment securities available for sale, Estimated Fair Value	4,935	40,930
Investment securities available for sale, Carrying Value	4,935	40,930
State and municipal bonds	'	'
Investment [Line Items]	'	'
Investment securities available for sale, Amortized Cost	6,175	11,159
Investment securities available for sale, Gross Unrealized Gains	43	'
Investment securities available for sale, Gross Unrealized Losses	152	978
Investment securities available for sale, Estimated Fair Value	6,066	10,181
Investment securities available for sale, Carrying Value	6,066	10,181
Mortgage-backed securities	'	'
Investment [Line Items]	'	'
Investment securities available for sale, Amortized Cost	30,226	39,458
Investment securities available for sale, Gross Unrealized Gains	42	34
Investment securities available for sale, Gross Unrealized Losses	272	1,288
Investment securities available for sale, Estimated Fair Value	29,996	38,204
Investment securities available for sale, Carrying Value	29,996	38,204
Corporate securities	'	'
Investment [Line Items]	'	'
Investment securities held to maturity, Amortized Cost	'	1,000
Investment securities held to maturity, Gross Unrealized Gains	'	'
Investment securities held to maturity, Gross Unrealized Losses	'	180
Investment securities held to maturity, Estimated Fair Value	'	820
Investment securities held to maturity, Carrying Value	'	$1,000
[1]	Derived from audited consolidated financial statements.

Fair_Values_of_Securities_with

Fair Values of Securities with Unrealized Losses (Detail) (USD $)	Sep. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Schedule of Available-for-sale Securities [Line Items]	'	'
Less than 12 Months, Estimated Fair Value	$11,449	$78,078
Less than 12 Months, Unrealized Losses	50	4,741
12 Months or More, Estimated Fair Value	20,150	7,176
12 Months or More, Unrealized Losses	405	939
Total, Estimated Fair Value	31,599	85,254
Total, Unrealized Losses	455	5,680
U.S. Government agency securities	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Less than 12 Months, Estimated Fair Value	'	35,679
Less than 12 Months, Unrealized Losses	'	2,731
12 Months or More, Estimated Fair Value	1,674	3,482
12 Months or More, Unrealized Losses	31	503
Total, Estimated Fair Value	1,674	39,161
Total, Unrealized Losses	31	3,234
State and municipal bonds	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Less than 12 Months, Estimated Fair Value	'	7,835
Less than 12 Months, Unrealized Losses	'	723
12 Months or More, Estimated Fair Value	4,151	2,346
12 Months or More, Unrealized Losses	152	255
Total, Estimated Fair Value	4,151	10,181
Total, Unrealized Losses	152	978
Mortgage-backed securities	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Less than 12 Months, Estimated Fair Value	11,449	34,564
Less than 12 Months, Unrealized Losses	50	1,287
12 Months or More, Estimated Fair Value	14,325	528
12 Months or More, Unrealized Losses	222	1
Total, Estimated Fair Value	25,774	35,092
Total, Unrealized Losses	272	1,288
Corporate securities	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
12 Months or More, Estimated Fair Value	'	820
12 Months or More, Unrealized Losses	'	180
Total, Estimated Fair Value	'	820
Total, Unrealized Losses	'	$180

Investment_Securities_Addition

Investment Securities - Additional Information (Detail)	Sep. 30, 2014
	Securities
Investment [Line Items]	'
Number of securities, in unrealized loss position	25

Loan_Portfolio_Detail

Loan Portfolio (Detail) (USD $)	Sep. 30, 2014	Jun. 30, 2014	Dec. 31, 2013		Sep. 30, 2013	Jun. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'		'	'	'
Total real estate loans	$253,999	'	$257,584		'	'	'
Commercial business and other loans	23,504	'	17,428		'	'	'
Consumer loans	3,099	'	2,554		'	'	'
Other	1,094	'	944		'	'	'
Gross loans receivable	281,696	'	278,510		'	'	'
Allowance for loan losses	-5,183	-5,153	-6,015	[1]	-6,215	-6,398	-6,890
Loans, net	276,513	'	272,495	[1]	'	'	'
1-4 Family Residential	'	'	'		'	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'		'	'	'
Total real estate loans	90,786	'	84,855		'	'	'
Commercial Real Estate	'	'	'		'	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'		'	'	'
Total real estate loans	111,850	'	117,463		'	'	'
Construction & Development	'	'	'		'	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'		'	'	'
Total real estate loans	23,130	'	27,049		'	'	'
Equity Lines	'	'	'		'	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'		'	'	'
Total real estate loans	$28,233	'	$28,217		'	'	'
[1]	Derived from audited consolidated financial statements.

Impaired_Loans_Segregated_by_C

Impaired Loans, Segregated by Class of Loans (Detail) (USD $)	9 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2014	Dec. 31, 2013
Financing Receivable, Impaired [Line Items]	'	'
With No Related Allowance, Recorded Investment	$13,775	$16,101
With No Related Allowance, Unpaid Principal Balance	15,829	17,993
With No Related Allowance, Related Allowance	'	'
With No Related Allowance, Average Recorded Investment	16,424	18,687
With No Related Allowance, Interest Income Recognized	508	980
With Related Allowance, Recorded Investment	21,982	24,045
With Related Allowance, Unpaid Principal Balance	22,184	24,164
With Related Allowance, Related Allowance	1,436	563
With Related Allowance, Average Recorded Investment	22,552	24,591
With Related Allowance, Interest Income Recognized	782	1,073
Recorded Investment, Total	35,757	40,146
Unpaid Principal Balance, Total	38,013	42,157
Related Allowance, Total	1,436	563
Average Recorded Investment, Total	38,976	43,278
Interest Income Recognized, Total	1,290	2,053
Commercial - Non Real Estate	'	'
Financing Receivable, Impaired [Line Items]	'	'
With No Related Allowance, Recorded Investment	381	1,099
With No Related Allowance, Unpaid Principal Balance	448	1,305
With No Related Allowance, Related Allowance	'	'
With No Related Allowance, Average Recorded Investment	465	1,384
With No Related Allowance, Interest Income Recognized	19	79
With Related Allowance, Recorded Investment	1,613	1,205
With Related Allowance, Unpaid Principal Balance	1,615	1,205
With Related Allowance, Related Allowance	26	25
With Related Allowance, Average Recorded Investment	1,677	1,282
With Related Allowance, Interest Income Recognized	53	45
Recorded Investment, Total	1,994	2,304
Unpaid Principal Balance, Total	2,063	2,510
Related Allowance, Total	26	25
Average Recorded Investment, Total	2,142	2,666
Interest Income Recognized, Total	72	124
Commercial Real Estate	'	'
Financing Receivable, Impaired [Line Items]	'	'
Recorded Investment, Total	18,215	19,393
Unpaid Principal Balance, Total	18,868	20,217
Related Allowance, Total	1,067	215
Average Recorded Investment, Total	19,317	20,768
Interest Income Recognized, Total	689	1,015
Commercial Real Estate | Owner occupied	'	'
Financing Receivable, Impaired [Line Items]	'	'
With No Related Allowance, Recorded Investment	2,121	3,480
With No Related Allowance, Unpaid Principal Balance	2,446	4,062
With No Related Allowance, Related Allowance	'	'
With No Related Allowance, Average Recorded Investment	2,658	4,365
With No Related Allowance, Interest Income Recognized	106	239
With Related Allowance, Recorded Investment	4,416	3,666
With Related Allowance, Unpaid Principal Balance	4,471	3,666
With Related Allowance, Related Allowance	829	77
With Related Allowance, Average Recorded Investment	4,505	3,727
With Related Allowance, Interest Income Recognized	146	166
Commercial Real Estate | Income Producing	'	'
Financing Receivable, Impaired [Line Items]	'	'
With No Related Allowance, Recorded Investment	3,299	3,734
With No Related Allowance, Unpaid Principal Balance	3,483	3,887
With No Related Allowance, Related Allowance	'	'
With No Related Allowance, Average Recorded Investment	3,518	3,938
With No Related Allowance, Interest Income Recognized	120	183
With Related Allowance, Recorded Investment	7,173	7,287
With Related Allowance, Unpaid Principal Balance	7,229	7,343
With Related Allowance, Related Allowance	164	126
With Related Allowance, Average Recorded Investment	7,388	7,465
With Related Allowance, Interest Income Recognized	284	382
Commercial Real Estate | Multifamily	'	'
Financing Receivable, Impaired [Line Items]	'	'
With No Related Allowance, Related Allowance	'	'
With Related Allowance, Recorded Investment	1,206	1,226
With Related Allowance, Unpaid Principal Balance	1,239	1,259
With Related Allowance, Related Allowance	74	12
With Related Allowance, Average Recorded Investment	1,248	1,273
With Related Allowance, Interest Income Recognized	33	45
Construction & Development	'	'
Financing Receivable, Impaired [Line Items]	'	'
Recorded Investment, Total	3,451	5,333
Unpaid Principal Balance, Total	4,506	5,701
Related Allowance, Total	23	115
Average Recorded Investment, Total	4,796	5,916
Interest Income Recognized, Total	105	275
Construction & Development | 1-4 Family Residential	'	'
Financing Receivable, Impaired [Line Items]	'	'
With No Related Allowance, Related Allowance	'	'
With Related Allowance, Recorded Investment	353	360
With Related Allowance, Unpaid Principal Balance	359	366
With Related Allowance, Related Allowance	9	8
With Related Allowance, Average Recorded Investment	363	371
With Related Allowance, Interest Income Recognized	14	19
Construction & Development | Construction & Development, Other	'	'
Financing Receivable, Impaired [Line Items]	'	'
With No Related Allowance, Recorded Investment	2,257	1,545
With No Related Allowance, Unpaid Principal Balance	3,280	1,881
With No Related Allowance, Related Allowance	'	'
With No Related Allowance, Average Recorded Investment	3,523	1,981
With No Related Allowance, Interest Income Recognized	57	112
With Related Allowance, Recorded Investment	731	3,176
With Related Allowance, Unpaid Principal Balance	736	3,181
With Related Allowance, Related Allowance	14	107
With Related Allowance, Average Recorded Investment	750	3,224
With Related Allowance, Interest Income Recognized	25	118
Construction & Development | Farmland	'	'
Financing Receivable, Impaired [Line Items]	'	'
With No Related Allowance, Recorded Investment	110	252
With No Related Allowance, Unpaid Principal Balance	131	273
With No Related Allowance, Related Allowance	'	'
With No Related Allowance, Average Recorded Investment	160	340
With No Related Allowance, Interest Income Recognized	9	26
Residential	'	'
Financing Receivable, Impaired [Line Items]	'	'
Recorded Investment, Total	12,027	13,040
Unpaid Principal Balance, Total	12,506	13,653
Related Allowance, Total	315	208
Average Recorded Investment, Total	12,647	13,847
Interest Income Recognized, Total	420	635
Residential | 1-4 Family Residential	'	'
Financing Receivable, Impaired [Line Items]	'	'
With No Related Allowance, Recorded Investment	5,109	5,632
With No Related Allowance, Unpaid Principal Balance	5,512	6,198
With No Related Allowance, Related Allowance	'	'
With No Related Allowance, Average Recorded Investment	5,562	6,281
With No Related Allowance, Interest Income Recognized	176	322
With Related Allowance, Recorded Investment	6,292	6,778
With Related Allowance, Unpaid Principal Balance	6,335	6,795
With Related Allowance, Related Allowance	271	204
With Related Allowance, Average Recorded Investment	6,417	6,893
With Related Allowance, Interest Income Recognized	219	279
Residential | Equity Lines	'	'
Financing Receivable, Impaired [Line Items]	'	'
With No Related Allowance, Recorded Investment	69	95
With No Related Allowance, Unpaid Principal Balance	77	101
With No Related Allowance, Related Allowance	'	'
With No Related Allowance, Average Recorded Investment	77	105
With No Related Allowance, Interest Income Recognized	2	3
With Related Allowance, Recorded Investment	40	'
With Related Allowance, Unpaid Principal Balance	40	'
With Related Allowance, Related Allowance	41	'
With Related Allowance, Average Recorded Investment	40	'
With Related Allowance, Interest Income Recognized	1	'
Residential | Junior Liens	'	'
Financing Receivable, Impaired [Line Items]	'	'
With No Related Allowance, Recorded Investment	413	196
With No Related Allowance, Unpaid Principal Balance	436	218
With No Related Allowance, Related Allowance	'	'
With No Related Allowance, Average Recorded Investment	444	223
With No Related Allowance, Interest Income Recognized	18	12
With Related Allowance, Recorded Investment	104	339
With Related Allowance, Unpaid Principal Balance	106	341
With Related Allowance, Related Allowance	3	4
With Related Allowance, Average Recorded Investment	107	345
With Related Allowance, Interest Income Recognized	4	19
Consumer - Non Real Estate	'	'
Financing Receivable, Impaired [Line Items]	'	'
With No Related Allowance, Recorded Investment	16	68
With No Related Allowance, Unpaid Principal Balance	16	68
With No Related Allowance, Related Allowance	'	'
With No Related Allowance, Average Recorded Investment	17	70
With No Related Allowance, Interest Income Recognized	1	4
With Related Allowance, Recorded Investment	54	8
With Related Allowance, Unpaid Principal Balance	54	8
With Related Allowance, Related Allowance	5	'
With Related Allowance, Average Recorded Investment	57	11
With Related Allowance, Interest Income Recognized	3	'
Recorded Investment, Total	70	76
Unpaid Principal Balance, Total	70	76
Related Allowance, Total	5	'
Average Recorded Investment, Total	74	81
Interest Income Recognized, Total	$4	$4

Loans_Receivable_Additional_In

Loans Receivable - Additional Information (Detail) (USD $)	Sep. 30, 2014	Dec. 31, 2013	Sep. 30, 2013
In Thousands, unless otherwise specified
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'
Financing Receivable Modifications Recorded Investment	$34,274	$37,481	'
Impairment reserve for troubled debt restructurings	$1,297	$563	$617

Summary_of_Loans_Modified_as_T

Summary of Loans Modified as TDRs (Detail) (USD $)	9 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2014	Dec. 31, 2013	Sep. 30, 2013
	Loan	Loan
Financing Receivable, Modifications [Line Items]	'	'	'
Total modifications, accrual	$32,175	$35,322	'
Total modifications, non-accrual	2,099	2,159	'
Total modifications, total TDRs	34,274	37,481	'
Total modifications, allowances for loan losses allocated	1,297	563	617
Total contracts, accrual	133	133	'
Total contracts, non-accrual	10	12	'
Total contracts, total TDRs	143	145	'
Commercial Real Estate	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'
Total modifications, accrual	17,333	17,461	'
Total modifications, non-accrual	'	1,016	'
Total modifications, total TDRs	17,333	18,477	'
Total modifications, allowances for loan losses allocated	983	216	'
Commercial Construction	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'
Total modifications, accrual	1,784	4,319	'
Total modifications, non-accrual	1,667	612	'
Total modifications, total TDRs	3,451	4,931	'
Total modifications, allowances for loan losses allocated	23	8	'
Commercial and Industrial	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'
Total modifications, accrual	1,817	2,421	'
Total modifications, non-accrual	176	301	'
Total modifications, total TDRs	1,993	2,722	'
Total modifications, allowances for loan losses allocated	26	25	'
Residential	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'
Total modifications, accrual	11,176	11,051	'
Total modifications, non-accrual	256	230	'
Total modifications, total TDRs	11,432	11,281	'
Total modifications, allowances for loan losses allocated	265	314	'
Customer and Other	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'
Total modifications, accrual	65	70	'
Total modifications, total TDRs	$65	$70	'

Troubled_Debt_Restructuring_De

Troubled Debt Restructuring (Detail) (USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013
	Contract	Contract	Contract	Contract
Financing Receivable, Modifications [Line Items]	'	'	'	'
Troubled Debt Restructuring, Number of Contracts	2	3	6	9
Troubled Debt Restructuring, Pre-Modification Recorded Investment	$75	$224	$620	$1,434
Troubled Debt Restructuring, Post- Modification Recorded Investment	75	225	620	1,435
Commercial - Non Real Estate	'	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'	'
Troubled Debt Restructuring, Number of Contracts	'	'	1	1
Troubled Debt Restructuring, Pre-Modification Recorded Investment	'	'	61	32
Troubled Debt Restructuring, Post- Modification Recorded Investment	'	'	61	32
Commercial Real Estate	'	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'	'
Troubled Debt Restructuring, Number of Contracts	'	'	2	1
Troubled Debt Restructuring, Pre-Modification Recorded Investment	'	'	458	238
Troubled Debt Restructuring, Post- Modification Recorded Investment	'	'	458	238
Construction & Development	'	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'	'
Troubled Debt Restructuring, Number of Contracts	'	1	'	2
Troubled Debt Restructuring, Pre-Modification Recorded Investment	'	129	'	621
Troubled Debt Restructuring, Post- Modification Recorded Investment	'	129	'	621
Residential	'	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'	'
Troubled Debt Restructuring, Number of Contracts	2	2	3	5
Troubled Debt Restructuring, Pre-Modification Recorded Investment	75	95	101	543
Troubled Debt Restructuring, Post- Modification Recorded Investment	$75	$96	$101	$544

Nonaccrual_Loans_and_Age_Analy

Non-accrual Loans and Age Analysis of Past Due Loans, Segregated by Class of Loans (Detail) (USD $)	Sep. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
30 to 59 Days Past Due	$636	$437
60 - 89 Days Past Due	210	330
Equal to Greater than 90 Days Past Due	220	2,214
Past Due	1,066	2,981
Current	280,630	275,529
Gross loans receivable	281,696	278,510
90 Days Past Due and Still Accruing	'	'
Non-accrual Status	3,318	4,788
Commercial - Non Real Estate	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
30 to 59 Days Past Due	'	46
60 - 89 Days Past Due	170	'
Equal to Greater than 90 Days Past Due	'	154
Past Due	170	200
Current	23,334	17,228
Gross loans receivable	23,504	17,428
90 Days Past Due and Still Accruing	'	'
Non-accrual Status	176	463
Commercial Real Estate | Owner occupied	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
30 to 59 Days Past Due	116	'
60 - 89 Days Past Due	'	77
Equal to Greater than 90 Days Past Due	'	684
Past Due	116	761
Current	55,229	57,154
Gross loans receivable	55,345	57,915
90 Days Past Due and Still Accruing	'	'
Non-accrual Status	355	1,689
Commercial Real Estate | Income Producing	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Equal to Greater than 90 Days Past Due	'	503
Past Due	'	503
Current	47,588	51,297
Gross loans receivable	47,588	51,800
90 Days Past Due and Still Accruing	'	'
Non-accrual Status	304	503
Commercial Real Estate | Multifamily	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Current	8,917	7,748
Gross loans receivable	8,917	7,748
90 Days Past Due and Still Accruing	'	'
Construction & Development | 1-4 Family Residential	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Current	3,028	1,745
Gross loans receivable	3,028	1,745
90 Days Past Due and Still Accruing	'	'
Construction & Development | Construction & Development, Other	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
30 to 59 Days Past Due	'	158
Equal to Greater than 90 Days Past Due	'	240
Past Due	'	398
Current	19,722	24,375
Gross loans receivable	19,722	24,773
90 Days Past Due and Still Accruing	'	'
Non-accrual Status	1,557	599
Construction & Development | Farmland	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Equal to Greater than 90 Days Past Due	110	252
Past Due	110	252
Current	270	279
Gross loans receivable	380	531
90 Days Past Due and Still Accruing	'	'
Non-accrual Status	110	252
Residential | 1-4 Family Residential	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
30 to 59 Days Past Due	518	157
60 - 89 Days Past Due	'	242
Equal to Greater than 90 Days Past Due	83	355
Past Due	601	754
Current	89,354	82,995
Gross loans receivable	89,955	83,749
90 Days Past Due and Still Accruing	'	'
Non-accrual Status	693	1,128
Residential | Equity Lines	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
30 to 59 Days Past Due	'	75
60 - 89 Days Past Due	40	9
Past Due	40	84
Current	28,193	28,133
Gross loans receivable	28,233	28,217
90 Days Past Due and Still Accruing	'	'
Non-accrual Status	69	95
Residential | Junior Liens	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Equal to Greater than 90 Days Past Due	27	26
Past Due	27	26
Current	804	1,080
Gross loans receivable	831	1,106
90 Days Past Due and Still Accruing	'	'
Non-accrual Status	49	53
Consumer - Non Real Estate	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
30 to 59 Days Past Due	2	1
60 - 89 Days Past Due	'	2
Past Due	2	3
Current	3,097	2,551
Gross loans receivable	3,099	2,554
90 Days Past Due and Still Accruing	'	'
Non-accrual Status	5	6
Others	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Current	1,094	944
Gross loans receivable	1,094	944
90 Days Past Due and Still Accruing	'	'

Risk_Category_of_Loans_and_Lea

Risk Category of Loans and Leases (Detail) (USD $)	Sep. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Financing Receivable, Recorded Investment [Line Items]	'	'
Totals	$281,696	$278,510
Commercial - Non Real Estate	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Totals	23,504	17,428
Commercial Real Estate | Owner occupied	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Totals	55,345	57,915
Commercial Real Estate | Income Producing	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Totals	47,588	51,800
Commercial Real Estate | Multifamily	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Totals	8,917	7,748
Construction & Development | Construction & Development, Other	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Totals	19,722	24,773
Construction & Development | Farmland	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Totals	380	531
Pass	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Totals	124,603	119,774
Pass | Commercial - Non Real Estate	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Totals	19,918	13,289
Pass | Commercial Real Estate	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Totals	85,613	87,007
Pass | Commercial Real Estate | Owner occupied	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Totals	47,386	47,207
Pass | Commercial Real Estate | Income Producing	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Totals	31,050	33,875
Pass | Commercial Real Estate | Multifamily	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Totals	7,177	5,925
Pass | Construction & Development	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Totals	17,978	18,534
Pass | Construction & Development | 1-4 Family	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Totals	2,480	1,133
Pass | Construction & Development | Construction & Development, Other	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Totals	15,228	17,122
Pass | Construction & Development | Farmland	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Totals	270	279
Pass | Other	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Totals	1,094	944
Special Mention	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Totals	24,407	25,007
Special Mention | Commercial - Non Real Estate	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Totals	2,885	3,157
Special Mention | Commercial Real Estate	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Totals	19,462	18,333
Special Mention | Commercial Real Estate | Owner occupied	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Totals	3,831	6,009
Special Mention | Commercial Real Estate | Income Producing	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Totals	13,891	10,501
Special Mention | Commercial Real Estate | Multifamily	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Totals	1,740	1,823
Special Mention | Construction & Development	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Totals	2,060	3,517
Special Mention | Construction & Development | 1-4 Family	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Totals	195	252
Special Mention | Construction & Development | Construction & Development, Other	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Totals	1,865	3,265
Substandard	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Totals	10,568	18,103
Substandard | Commercial - Non Real Estate	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Totals	701	982
Substandard | Commercial Real Estate	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Totals	6,775	12,123
Substandard | Commercial Real Estate | Owner occupied	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Totals	4,128	4,699
Substandard | Commercial Real Estate | Income Producing	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Totals	2,647	7,424
Substandard | Construction & Development	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Totals	3,092	4,998
Substandard | Construction & Development | 1-4 Family	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Totals	353	360
Substandard | Construction & Development | Construction & Development, Other	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Totals	2,629	4,386
Substandard | Construction & Development | Farmland	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Totals	$110	$252

Consumer_Related_Loans_Segrega

Consumer Related Loans, Segregated by Class of Loans (Detail) (USD $)	Sep. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Financing Receivable, Recorded Investment [Line Items]	'	'
Totals	$281,696	$278,510
Residential | Equity Lines	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Totals	28,233	28,217
Residential | 1-4 Family Residential	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Totals	89,955	83,749
Residential | Junior Liens	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Totals	831	1,106
Consumer - Non Real Estate	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Totals	3,099	2,554
Performing Financing Receivable	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Totals	121,626	114,842
Performing Financing Receivable | Residential	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Totals	118,532	112,294
Performing Financing Receivable | Residential | Equity Lines	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Totals	28,165	28,122
Performing Financing Receivable | Residential | 1-4 Family Residential	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Totals	89,562	83,092
Performing Financing Receivable | Residential | Junior Liens	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Totals	805	1,080
Performing Financing Receivable | Consumer - Non Real Estate	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Totals	3,094	2,548
Performing Financing Receivable | Consumer - Non Real Estate | Consumer Other Financing Receivable	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Totals	3,094	2,548
Nonperforming Financing Receivable	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Totals	492	784
Nonperforming Financing Receivable | Residential	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Totals	487	778
Nonperforming Financing Receivable | Residential | Equity Lines	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Totals	68	95
Nonperforming Financing Receivable | Residential | 1-4 Family Residential	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Totals	393	657
Nonperforming Financing Receivable | Residential | Junior Liens	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Totals	26	26
Nonperforming Financing Receivable | Consumer - Non Real Estate	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Totals	5	6
Nonperforming Financing Receivable | Consumer - Non Real Estate | Consumer Other Financing Receivable	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Totals	$5	$6

Changes_in_Allowance_for_Loan_

Changes in Allowance for Loan Losses by Segment (Detail) (USD $)	3 Months Ended		9 Months Ended			3 Months Ended		9 Months Ended		3 Months Ended		9 Months Ended		3 Months Ended		9 Months Ended		3 Months Ended		9 Months Ended		3 Months Ended		9 Months Ended		3 Months Ended		9 Months Ended		3 Months Ended	9 Months Ended			3 Months Ended		9 Months Ended		3 Months Ended		9 Months Ended		3 Months Ended		9 Months Ended		3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014		Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2014	Sep. 30, 2013	Jun. 30, 2013	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013
						Commercial - Non Real Estate	Commercial - Non Real Estate	Commercial - Non Real Estate	Commercial - Non Real Estate	Commercial Real Estate	Commercial Real Estate	Commercial Real Estate	Commercial Real Estate	Commercial Real Estate	Commercial Real Estate	Commercial Real Estate	Commercial Real Estate	Commercial Real Estate	Commercial Real Estate	Commercial Real Estate	Commercial Real Estate	Construction & Development	Construction & Development	Construction & Development	Construction & Development	Construction & Development	Construction & Development	Construction & Development	Construction & Development	Construction & Development	Construction & Development	Construction & Development	Construction & Development	Residential	Residential	Residential	Residential	Residential	Residential	Residential	Residential	Consumer - Non Real Estate	Consumer - Non Real Estate	Consumer - Non Real Estate	Consumer - Non Real Estate	Unallocated	Unallocated	Unallocated	Unallocated
										Owner occupied	Owner occupied	Owner occupied	Owner occupied	Income Producing	Income Producing	Income Producing	Income Producing	Multifamily	Multifamily	Multifamily	Multifamily	1-4 Family Residential	1-4 Family Residential	1-4 Family Residential	1-4 Family Residential	Construction & Development, Other	Construction & Development, Other	Construction & Development, Other	Construction & Development, Other	Farmland	Farmland	Farmland	Farmland	1-4 Family Residential	1-4 Family Residential	1-4 Family Residential	1-4 Family Residential	Equity Lines	Equity Lines	Equity Lines	Equity Lines
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'		'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'
Beginning Balance	$5,153	$6,398	$6,015	[1]	$6,890	$33	$584	$176	$1,209	$488	$1,568	$1,224	$1,359	$1,403	$756	$831	$773	$113	$67	$50	$78	$52	$85	$52	$78	$525	$551	$580	$728	$3	$3	'	$3	$809	$1,171	$1,218	$1,267	$149	$354	$332	$314	$36	$90	$44	$98	$1,542	$1,169	$1,505	$986
Chargeoffs	-162	-58	-1,043		-1,309	-9	'	-58	-107	'	'	'	-290	-104	'	-104	-21	'	'	'	'	'	'	-719	-5	'	'	'	'	'	'	-21	'	-7	-42	-15	-620	-41	'	-123	-207	-1	-16	-24	-38	'	'	'	'
Recoveries	727	795	971		2,712	709	241	806	1,605	4	537	11	549	'	'	'	20	'	'	'	'	'	'	'	'	4	3	55	9	'	'	'	'	12	5	77	468	1	3	6	33	-3	6	16	28	'	'	'	'
Provision	-535	-920	-760		-2,078	-577	-438	-768	-2,320	787	-771	44	-284	-269	29	303	13	53	-8	116	-19	21	-36	740	-24	84	6	-22	-177	2	2	24	'	402	228	-64	247	260	-7	154	210	20	-21	16	-29	-1,318	98	-1,281	281
Ending Balance	$5,183	$6,215	$5,183		$6,215	$156	$387	$156	$387	$1,279	$1,334	$1,279	$1,334	$1,030	$785	$1,030	$785	$166	$59	$166	$59	$73	$49	$73	$49	$613	$560	$613	$560	$5	$5	$3	$3	$1,216	$1,362	$1,216	$1,362	$369	$350	$369	$350	$52	$59	$52	$59	$224	$1,267	$224	$1,267
[1]	Derived from audited consolidated financial statements.

Individually_Evaluated_for_Imp

Individually Evaluated for Impairment (Detail) (USD $)	Sep. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Individually Evaluated for Impairment, Allowance	$1,436	$563
Individually Evaluated for Impairment, Total Loans	35,757	40,146
Commercial - Non Real Estate	'	'
Individually Evaluated for Impairment, Allowance	26	25
Individually Evaluated for Impairment, Total Loans	1,994	2,304
Commercial Real Estate | Owner occupied	'	'
Individually Evaluated for Impairment, Allowance	829	77
Individually Evaluated for Impairment, Total Loans	6,537	7,146
Commercial Real Estate | Income Producing	'	'
Individually Evaluated for Impairment, Allowance	164	126
Individually Evaluated for Impairment, Total Loans	10,472	11,021
Commercial Real Estate | Multifamily	'	'
Individually Evaluated for Impairment, Allowance	74	12
Individually Evaluated for Impairment, Total Loans	1,206	1,226
Construction & Development | 1-4 Family Residential	'	'
Individually Evaluated for Impairment, Allowance	9	8
Individually Evaluated for Impairment, Total Loans	353	360
Construction & Development | Construction & Development, Other	'	'
Individually Evaluated for Impairment, Allowance	14	107
Individually Evaluated for Impairment, Total Loans	2,988	4,721
Construction & Development | Farmland	'	'
Individually Evaluated for Impairment, Total Loans	110	252
Residential | 1-4 Family Residential	'	'
Individually Evaluated for Impairment, Allowance	274	208
Individually Evaluated for Impairment, Total Loans	11,918	12,945
Residential | Equity Lines	'	'
Individually Evaluated for Impairment, Allowance	41	'
Individually Evaluated for Impairment, Total Loans	109	95
Consumer - Non Real Estate	'	'
Individually Evaluated for Impairment, Allowance	5	'
Individually Evaluated for Impairment, Total Loans	$70	$76

Collectively_Evaluated_for_Imp

Collectively Evaluated for Impairment (Detail) (USD $)	Sep. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'
Collectively Evaluated for Impairment, Allowance	$3,747	$5,452
Collectively Evaluated for Impairment, Total Loans	245,939	238,364
Commercial - Non Real Estate	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'
Collectively Evaluated for Impairment, Allowance	130	151
Collectively Evaluated for Impairment, Total Loans	21,510	15,124
Commercial Real Estate | Owner occupied	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'
Collectively Evaluated for Impairment, Allowance	450	1,147
Collectively Evaluated for Impairment, Total Loans	48,808	50,769
Commercial Real Estate | Income Producing	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'
Collectively Evaluated for Impairment, Allowance	866	705
Collectively Evaluated for Impairment, Total Loans	37,116	40,779
Commercial Real Estate | Multifamily	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'
Collectively Evaluated for Impairment, Allowance	92	38
Collectively Evaluated for Impairment, Total Loans	7,711	6,522
Construction & Development | 1-4 Family Residential	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'
Collectively Evaluated for Impairment, Allowance	64	44
Collectively Evaluated for Impairment, Total Loans	2,675	1,385
Construction & Development | Construction & Development, Other	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'
Collectively Evaluated for Impairment, Allowance	599	473
Collectively Evaluated for Impairment, Total Loans	16,734	20,052
Construction & Development | Farmland	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'
Collectively Evaluated for Impairment, Allowance	5	3
Collectively Evaluated for Impairment, Total Loans	270	279
Residential | 1-4 Family Residential	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'
Collectively Evaluated for Impairment, Allowance	942	1,010
Collectively Evaluated for Impairment, Total Loans	78,868	71,910
Residential | Equity Lines	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'
Collectively Evaluated for Impairment, Allowance	328	332
Collectively Evaluated for Impairment, Total Loans	28,124	28,122
Consumer - Non Real Estate	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'
Collectively Evaluated for Impairment, Allowance	47	44
Collectively Evaluated for Impairment, Total Loans	3,029	2,478
Unallocated	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'
Collectively Evaluated for Impairment, Allowance	224	1,505
Collectively Evaluated for Impairment, Total Loans	$1,094	$944

Summary_of_Outstanding_Financi

Summary of Outstanding Financial Instruments Whose Contract Amounts Represent Credit Risk (Detail) (Commitments, USD $)	Sep. 30, 2014
In Thousands, unless otherwise specified
Loss Contingencies [Line Items]	'
Commitments	$31,305
Unfunded loan commitments	'
Loss Contingencies [Line Items]	'
Commitments	31,096
Financial standby letters of credit	'
Loss Contingencies [Line Items]	'
Commitments	$209

Fair_Value_Additional_Informat

Fair Value - Additional Information (Detail)	9 Months Ended	12 Months Ended
	Sep. 30, 2014	Dec. 31, 2013
Impaired Loans | Minimum	'	'
Fair Value of Financial Instruments [Line Items]	'	'
Discount rate	0.00%	0.00%
Impaired Loans | Maximum	'	'
Fair Value of Financial Instruments [Line Items]	'	'
Discount rate	20.00%	20.00%
Other real estate owned | Minimum	'	'
Fair Value of Financial Instruments [Line Items]	'	'
Discount rate	0.00%	0.00%
Other real estate owned | Maximum	'	'
Fair Value of Financial Instruments [Line Items]	'	'
Discount rate	20.00%	20.00%

Assets_Measured_on_Recurring_a

Assets Measured on Recurring and Non-recurring Basis (Detail) (USD $)	Sep. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Total	$76,538	$130,131
U.S. Government agency securities	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Assets valued on a recurring basis	4,935	40,930
State and municipal bonds	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Assets valued on a recurring basis	6,066	10,181
Mortgage-backed	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Assets valued on a recurring basis	29,996	38,204
Impaired Loans	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Assets valued on a non-recurring basis	34,321	39,583
Other real estate owned	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Assets valued on a non-recurring basis	1,220	1,233
Level 2	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Total	40,997	89,315
Level 2 | U.S. Government agency securities	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Assets valued on a recurring basis	4,935	40,930
Level 2 | State and municipal bonds	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Assets valued on a recurring basis	6,066	10,181
Level 2 | Mortgage-backed	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Assets valued on a recurring basis	29,996	38,204
Level 3	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Total	35,541	40,816
Level 3 | Impaired Loans	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Assets valued on a non-recurring basis	34,321	39,583
Level 3 | Other real estate owned	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Assets valued on a non-recurring basis	$1,220	$1,233

Outstanding_Borrowings_and_Ann

Outstanding Borrowings and Annual Rate of Interest (Detail) (USD $)	Sep. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Assets Sold under Agreements to Repurchase [Line Items]	'	'
Outstanding Balance	$394	$53,243
Annual Interest Rate	0.15%	4.21%
Securities sold under overnight repurchase agreements	'	'
Assets Sold under Agreements to Repurchase [Line Items]	'	'
Outstanding Balance	394	388
Annual Interest Rate	0.15%	0.14%
Securities sold under term repurchase agreements	'	'
Assets Sold under Agreements to Repurchase [Line Items]	'	'
Outstanding Balance	'	45,000
Annual Interest Rate	'	4.38%
Trust preferred securities	'	'
Assets Sold under Agreements to Repurchase [Line Items]	'	'
Outstanding Balance	'	5,155
Annual Interest Rate	'	3.19%
Subordinated debt	'	'
Assets Sold under Agreements to Repurchase [Line Items]	'	'
Outstanding Balance	$2,700	$2,700
Annual Interest Rate	'	4.00%

Borrowed_Funds_Additional_Info

Borrowed Funds - Additional Information (Detail) (USD $)

3 Months Ended

9 Months Ended

0 Months Ended

9 Months Ended

0 Months Ended

Sep. 30, 2014

Sep. 30, 2014

Dec. 31, 2013

Jul. 16, 2014

Sep. 30, 2014

Dec. 31, 2013

Sep. 30, 2014

Sep. 30, 2014

Dec. 31, 2013

Sep. 30, 2014

Jul. 16, 2014

Sep. 30, 2014

Dec. 31, 2013

Bank of Carolinas Trust I

Securities sold under term repurchase agreements

Securities sold under term repurchase agreements

Junior Subordinated Debt

Trust preferred securities

Trust preferred securities

Trust preferred securities

Subordinated debt

Subordinated debt

Subordinated debt

Bank of Carolinas Trust I

Debt Instrument [Line Items]

'

'

'

'

'

'

'

'

'

'

'

'

'

Securities sold under agreements to repurchase

$394,000

$394,000

$45,388,000

[1]

'

$45,000,000

'

'

'

'

'

'

'

'

Percentage of marketable investment securities used to secure borrowings

'

'

'

'

109.50%

'

'

'

'

'

'

'

'

Prepayment expense

4,353,000

4,353,000

'

'

'

'

'

'

'

'

'

'

'

Immediately available credit

6,700,000

6,700,000

'

'

'

'

'

'

'

'

'

'

'

Advances from the FHLB

0

0

'

'

'

'

'

'

'

'

'

'

'

Borrowings in the form of securities sold

394,000

394,000

53,243,000

'

'

45,000,000

5,200,000

'

5,155,000

'

'

2,700,000

2,700,000

Issued trust preferred securities

'

'

'

'

'

'

'

'

'

5,000,000

'

'

'

Preferred securities, liquidation amount

'

'

'

'

'

'

'

155,000

'

'

'

'

'

Payment for repurchase of private placement

'

'

'

$1,750,000

'

'

'

'

'

'

$1,350,000

'

'

[1]

Derived from audited consolidated financial statements.

Stockholders_Equity_Additional

Stockholders' Equity - Additional Information (Detail) (USD $)	0 Months Ended	9 Months Ended
	Jul. 16, 2014	Sep. 30, 2014	Dec. 31, 2013
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]	'	'	'
Preferred stock authorized	'	3,000,000	3,000,000	[1]
Preferred shares issued	'	13,179	13,179	[1]
Preferred shares outstanding	'	13,179	13,179	[1]
Preferred shares, liquidation preference	'	$1,000	$1,000
Proceeds from issuance of private placement	$45,800,000	'	'
Proceeds from issuance of private placement invested in banking subsidiary	34,800,000	'	'
Repurchase of preferred stock	'	3,295,000	'
Common stock authorized	'	580,000,000	15,000,000	[1]
Common stock par value	'	$0	$5	[1]
Common shares issued	'	462,028,831	3,895,840	[1]
Common shares outstanding	'	462,028,831	3,895,840	[1]
Private placement	'	'	'
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]	'	'	'
Number of shares repurchased	13,179	'	'
US Treasury Securities	'	'	'
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]	'	'	'
Repurchase of preferred stock	$3,300,000	'	'
Company issued the U.S. Treasury a warrant to purchase common shares	'	475,204	'
Common stock par value	'	4.16	'
Warrant, expiration date	'	17-Apr-19	'
[1]	Derived from audited consolidated financial statements.

Income_Taxes_Additional_Inform

Income Taxes - Additional Information (Detail) (USD $)	Sep. 30, 2014	Dec. 31, 2013
In Millions, unless otherwise specified
Income Tax [Line Items]	'	'
Valuation allowance established against deferred tax asset	$15.80	$17.70
Unrealized losses in bond portfolio	($0.30)	($5.40)