First Capital Bancorp (FCVA) 10-Q 13 Aug 15 2015 Q2 Quarterly report Financial data

Document And Entity Information

Document And Entity Information - shares	6 Months Ended
	Jun. 30, 2015	Aug. 11, 2015
Document And Entity Information [Abstract]
Document Type	10-Q
Amendment Flag	false
Document Period End Date	Jun. 30, 2015
Document Fiscal Period Focus	Q2
Document Fiscal Year Focus	2,015
Entity Registrant Name	FIRST CAPITAL BANCORP, INC.
Entity Central Index Key	1,373,525
Current Fiscal Year End Date	--12-31
Entity Filer Category	Smaller Reporting Company
Entity Common Stock, Shares Outstanding		12,918,892
Trading Symbol	fcva

Consolidated Statements Of Fina

Consolidated Statements Of Financial Condition - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
ASSETS
Cash and due from banks	$ 12,134	$ 11,093
Federal funds sold	2,040
Total cash and cash equivalents	14,174	11,093
Time deposits in other banks	2,000	2,000
Investment securities:
Available-for-sale, at fair value	70,970	74,283
Held-to-maturity, at amortized cost (fair value of $2,601 in 2015 and $2,638 in 2014)	2,369	2,371
Restricted, at cost	4,161	4,228
Loans, net of allowance for losses of $7,865 in 2015 and $7,874 in 2014	492,808	473,789
Other real estate owned (OREO)	936	1,810
Premises and equipment, net	11,860	11,461
Accrued interest receivable	1,773	1,736
Bank owned life insurance	10,059	9,900
Deferred tax asset	3,992	4,115
Other assets	1,750	1,752
Total assets	616,852	598,538
Deposits
Noninterest-bearing	90,447	70,770
Interest-bearing	414,974	408,737
Total deposits	505,421	479,507
Securities sold under repurchase agreements	1,602	1,761
Federal funds purchased		6,318
Subordinated debt and trust preferred	10,011	11,559
Federal Home Loan Bank advances	45,000	45,000
Accrued expenses and other liabilities	2,974	4,741
Total liabilities	$ 565,008	$ 548,886
STOCKHOLDERS' EQUITY
Preferred stock (Note 10)
Common stock (Note 11)	$ 129	$ 128
Additional paid-in capital	48,591	48,569
Retained earnings	3,122	1,020
Accumulated other comprehensive income (loss), net of tax	2	(65)
Total stockholders' equity	51,844	49,652
Total liabilities and stockholders' equity	$ 616,852	$ 598,538

Consolidated Statements Of Fin3

Consolidated Statements Of Financial Condition (Parenthetical) - USD ($) $ in Thousands	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2013
Consolidated Statements Of Financial Condition [Abstract]
Held-to-maturity investment securities, fair value	$ 2,601		$ 2,638
Loans, allowance for losses	$ 7,865	$ 7,874	$ 7,874	$ 7,894	$ 8,019	$ 8,165

Consolidated Statements Of Oper

Consolidated Statements Of Operations - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Interest and dividend income
Loans	$ 6,017	$ 5,661	$ 11,917	$ 11,096
Investments:
Taxable interest income	286	336	587	723
Tax exempt interest income	30	32	58	75
Dividends	52	46	98	94
Interest bearing deposits	20	5	35	11
Total interest and dividend income	6,405	6,080	12,695	11,999
Interest expense
Deposits	982	1,080	1,947	2,162
FHLB advances	183	111	317	202
Subordinated debt and other borrowings	86	125	198	245
Total interest expense	1,251	1,316	2,462	2,609
Net interest income	5,154	4,764	10,233	9,390
Recovery of provision for loan losses			(145)	(292)
Net interest income after recovery of provision for loan losses	5,154	4,764	10,378	9,682
Noninterest income
Fees on deposits	72	87	148	167
Gain on sale of securities	2	175	71	271
Gain on sale of loans				55
Other	299	221	583	456
Total noninterest income	373	483	802	949
Noninterest expense
Salaries and employee benefits	1,987	2,079	4,186	4,413
Occupancy expense	204	214	420	418
Data processing	269	237	532	472
Professional services	144	142	298	259
Advertising and marketing	130	127	230	255
FDIC assessment	89	90	182	180
Virginia franchise tax	122	128	254	254
(Gain) loss on sale and write down of OREO, net	(5)	(54)	140	(78)
Depreciation	200	147	391	283
Other operating expenses	666	648	1,260	1,267
Total noninterest expense	3,806	3,758	7,893	7,723
Net income before income taxes	1,721	1,489	3,287	2,908
Income tax expense	554	480	1,056	922
Net income	1,167	1,009	2,231	1,986
Effective dividend on preferred stock				24
Net income available to common stockholders	$ 1,167	$ 1,009	$ 2,231	$ 1,962
Basic net income per common share (Note 3)	$ 0.09	$ 0.08	$ 0.18	$ 0.16
Diluted net income per common share (Note 3)	$ 0.08	$ 0.07	$ 0.15	$ 0.13

Consolidated Statements Of Comp

Consolidated Statements Of Comprehensive Income - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Consolidated Statements Of Comprehensive Income [Abstract]
Net income	$ 1,167	$ 1,009	$ 2,231	$ 1,986
Other comprehensive income:
Unrealized (losses) gains on investment securities available for sale	(512)	377	150	1,009
Unrealized (losses) gains on investment securities available for sale, Tax effect	174	(128)	(36)	(343)
Reclassification of gains recognized in net income	(2)	(175)	(71)	(271)
Reclassification of gains recognized in net income, Tax effect	1	59	24	92
Total other comprehensive income	(339)	133	67	487
Comprehensive income	$ 828	$ 1,142	$ 2,298	$ 2,473

Consolidated Statements Of Stoc

Consolidated Statements Of Stockholders' Equity - USD ($) $ in Thousands	Preferred Stock [Member]	Common Stock [Member]	Additional Paid-In Capital [Member]	Retained Earnings (Accumulated Deficit) [Member]	Discount on Preferred Stock [Member]	Accumulated Other Comprehensive Income (Loss) [Member]	Total
Balances at Dec. 31, 2013	$ 22	$ 50,208	$ 4,448	$ (4,590)	$ (16)	$ (390)	$ 49,682
Net income				1,986			1,986
Other comprehensive income						487	487
Preferred stock dividend				(8)			(8)
Accretion of discount on preferred stock				(16)	$ 16
Stock based compensation			159				159
Change in par value		(50,083)	48,837	1,246
Exercise of warrants issued in connection with rights offering		2	394				396
Redemption of preferred stock	$ (22)		(5,509)				(5,531)
Balances at Jun. 30, 2014		127	48,329	(1,382)		97	47,171
Balances at Dec. 31, 2014		128	48,569	1,020		(65)	49,652
Net income				2,231			2,231
Other comprehensive income						67	67
Stock based compensation			194				194
Repurchase of common stock			(182)				(182)
Exercise of warrants issued in connection with rights offering			11				11
Payment of dividend ($0.01/share)				(129)			(129)
Issuance of 94 thousand shares of restricted common stock		1	(1)
Balances at Jun. 30, 2015		$ 129	$ 48,591	$ 3,122		$ 2	$ 51,844

Consolidated Statements Of Sto7

Consolidated Statements Of Stockholders' Equity (Parenthetical) - Jun. 30, 2015 - $ / shares shares in Thousands	Total
Consolidated Statements Of Stockholders' Equity [Abstract]
Dividend (per share)	$ 0.01
Issuance of common stock, shares	94

Consolidated Statements Of Cash

Consolidated Statements Of Cash Flows - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014
Cash flows from operating activities
Net income	$ 2,231	$ 1,986
Adjustments to reconcile net income to net cash provided by operating activities:
Recovery of provision for loan losses	(145)	(292)
Depreciation of premises and equipment	391	283
Net amortization of bond premiums/discounts	354	293
Stock based compensation expense	194	159
Deferred income tax expense	111	512
Gain on sale of securities	(71)	(271)
Gain on loans sold		(55)
Loss (gain) on sale and write down of OREO, net	140	(78)
Increase in cash surrender value of bank owned life insurance	$ (159)	(162)
Proceeds from sale of loans held for sale		7,167
Origination of loans held for sale		(6,120)
Decrease (increase) in other assets	$ 2	(68)
Increase in accrued interest receivable	(37)	(20)
Decrease in accrued expenses and other liabilities	(1,767)	(1,078)
Net cash provided by operating activities	1,244	2,256
Cash flows from investing activities
Proceeds from paydowns of securities available-for-sale	6,285	5,312
Purchase of securities available-for-sale	(10,618)	(18,253)
Proceeds from sale of securities available-for-sale	7,444	15,165
Proceeds from sale of OREO	831	575
Improvements in OREO	(97)	(118)
Proceeds from sale of equipment	64
Redemption (purchase) of Federal Home Loan Bank (FHLB) Stock, net	67	(516)
Purchase of Federal Reserve Stock		(116)
Payment of stock dividend	(129)
Purchases of premises and equipment	(854)	(593)
Net increase in loans	(18,874)	(30,236)
Net cash used in investing activities	(15,881)	(28,780)
Cash flows from financing activities
Net increase in deposits	25,914	11,821
FHLB advances	27,000	15,000
FHLB advanace repayments	(27,000)
Federal funds purchased, net	(6,318)
Dividends on preferred stock		(8)
Cash paid for redemption of common stock warrants and preferred stock, net of expenses		(5,531)
Proceeds from issuance of subordinated debt, net of payments	(48)	6,452
Repurchase of common stock	(182)
Retirement of subordinated debt	(1,500)
Warrants exercised in connection with the rights offering	11	396
Net (decrease) increase in repurchase agreements	(159)	532
Net cash provided by financing activities	17,718	28,662
Net increase in cash and cash equivalents	3,081	2,138
Cash and cash equivalents, beginning of period	11,093	14,187
Cash and cash equivalents, end of period	14,174	16,325
Supplemental disclosure of cash flow information
Interest paid during the period	2,458	2,609
Taxes paid during the period	$ 960	$ 410

Basis Of Presentation

Basis Of Presentation	6 Months Ended
	Jun. 30, 2015
Basis Of Presentation [Abstract]
Basis Of Presentation	No te 1 – Basis of Presentation First Capital Bancorp , Inc. (the Company ) is the holding company of and successor to First Capital Bank ( the Bank ). In 2006, the Company acquired all of the outstanding stock of the Bank in a statutory share exchange tran saction pursuant to an Agreement and Plan of Reorganization dated September 5, 2006, between the Company and the Bank (the Agreement ). Under the terms of the Agreement, the shares of the Bank’s common stock were exchanged for shares of the Company’s common stock on a one -for-one basis. As a result, the Bank became a wholly owned subsidiary of the Company, the Company became the holding c ompany of the Bank and the stockholders of the Bank became stock holders of the Company. The Company conducts all of its business activities through the branch offices of the bank. The Bank created RE1, LLC, and RE2, LLC, wholly owned Virginia limited liability companies for the sole purpose of taking title to property acquired in lieu of foreclosure. RE1, LLC, and RE2, LLC have been consolidated with the Bank. The Company exists primarily for the purpose of holding the stock of its subsidiary, the Bank, and such other subsidiaries that it may acquire or establish. The Company has one other wholly owned subsidiar y, FCRV Statutory Trust 1 (the Trust ), a Delaware Business Trust that was formed in connection with the issuance of tr ust preferred debt in 2006. Pursuant to current accounting standards, the Company does not consolidate the Trust. The consolidated financial statements include the accounts of First Capital Bancorp, Inc. and its wholly owned subsidiary, First Capital Bank. All material intercompany balances and transactions have been eliminated. In management’s opinion , the accompanying unaudited co nsolidated financial statements reflect all adjustments, consisting solely of normal recurring accruals, necessary for a fair presentation of the financial information as of June 30, 2015 , and December 31 , 2014, and for the three and six months ended June 30, 2015 and 2014 , in conformity with accounting principles generally accepted in the United States of America (GAAP). Results for the three and six-month periods ended June 30, 2015, are not necessarily indicative of the results that may be expected for the fu ll year ending December 31, 2015 . The organization and business of the Company, accounting policies followed, and other related information are contained in the notes to the consolidated financial statements of the Company as of and for the year ended December 31, 2014 , filed as part of the Company’s annual report on Form 10-K. These interim consolidated financial statements should be read in conjunction with the annual consolidated financial statements. Certain reclassifications have been made to amounts presented in the Consolidated Statements of Financial Condition as of December 31, 2014 to conform to the current period presentation.

Use Of Estimates

Use Of Estimates	6 Months Ended
	Jun. 30, 2015
Use Of Estimates [Abstract]
Use Of Estimates	Note 2 – Use of Estimates To prepare financial statements in conformity with GAAP , management makes estimates and assumptions based on available information. These estimates and assumptions affect the amounts reported in the consolidated financial statements and the disclosures provided, and actual results may be different. In particular, the allowance for loan losses, valuation of other real estate owned , income taxes , and fair values of financial instruments are subject to change.

Earnings Per Common Share

Earnings Per Common Share	6 Months Ended
	Jun. 30, 2015
Earnings Per Common Share [Abstract]
Earnings Per Common Share	Note 3 – Earnings per common share Basic earnings per share ( EPS ) excludes potential dilution and is computed by dividing net income available to common shareholders by the weighted average number of common shares outstanding for the period. Diluted EPS reflects the potential dilution that could occur if securities or other contracts to issue common stock that have a dilutive impact on shares outstanding were exercised or converted into common stock, or resulted in the issuance of common stock that then shar ed in the earnings of the Company . The basic and diluted EPS calculations are as follows: Three Months Ended Six Months Ended June 30, June 30, (in thousands, (in thousands, except per share amounts) except per share amounts) 2015 2014 2015 2014 Net income available to common stockholders $ $ $ $ Weighted average number of shares outstanding Net income per common share - basic $ $ $ $ Effect of dilutive securities: Weighted average number of common shares outstanding Effect of stock options, warrants and restricted stock Diluted average common shares outstanding Net income per common share - diluted $ $ $ $ F or the three and six months ended June 30, 2015 , The Company has excluded options convertible into 29 thousand shares of common stock from the calculation of diluted earnings per share because they were anti-dilutive. F or the three and six months ended June 30, 2014, t he Company excluded options convertible into 31 thousand shares of common stock from the calculation of diluted earnings per share because they were anti-dilutive.

Stock-Based Compensation

Stock-Based Compensation	6 Months Ended
	Jun. 30, 2015
Stock-Based Compensation [Abstract]
Stock-Based Compensation	Note 4 – Stock-Based Compensation Accounting standards require the Company to measure compensation cost for the type of stock-based awards the Company issues at fair value on the date of grant and recognize compensation expense in the consolidated statements of operations over the service period that the awards are expected to vest. Stock-based compensation expense during the three and six months ended June 30, 2015 was $109 thousand and $194 thousand , respectively, and the amount expensed during the three and six months ended June 30, 2014, was $76 thousand and $159 thousand, respectively . Stock-based compensation is included in salaries and employee benefits in the accompanying consolidated statements of operations .

Investment Securities

Investment Securities	6 Months Ended
	Jun. 30, 2015
Investment Securities [Abstract]
Investment Securities	Note 5 – Investment Securities The amortized costs, gross unrealized gains, gross unrealized losses, and fair values for securities are as follows: June 30, 2015 Amortized Gross Unrealized Fair Cost Gains Losses Value (Dollars in thousands) Available-for-sale Mortgage-backed securities $ $ $ $ Corporate bonds Collateralized mortgage obligation (CMO) securities State and political subdivisions - taxable State and political subdivisions - tax exempt - SBA pools $ $ $ $ December 31, 2014 Amortized Gross Unrealized Fair Cost Gains Losses Value (Dollars in thousands) Available-for-sale Mortgage-backed securities $ $ $ $ Corporate bonds Collateralized mortgage obligation (CMO) securities State and political subdivisions - taxable State and political subdivisions - tax exempt - - - - SBA pools $ $ $ $ June 30, 2015 Amortized Gross Unrealized Fair Cost Gains Losses Value Held-to-maturity (Dollars in thousands) Tax-exempt municipal bonds $ $ $ - $ $ $ $ - $ December 31, 2014 Amortized Gross Unrealized Fair Cost Gains Losses Value Held-to-maturity (Dollars in thousands) Tax-exempt municipal bonds $ $ $ - $ $ $ $ - $ The following table summarizes securities with unrealized losses at June 30, 2015, and December 31, 2014 , aggregated by major security type and length of time in a continuous unrealized loss position. The unrealized losses are largely due to changes in interest rates and other market conditions. At June 30, 2015 , 44 out of 113 securities the Company held had fair values less than amortized cost , primarily in municipal s ecurities. At December 31, 2014 , 55 out of 111 securities the Company held had fair values less than amortized cost, primarily in municipal and mortgage-backed securities. All unrealized losses are considered by management to be temporary given investment security credit ratings, the intent and ability to retain these securities for a period of time sufficient to recover all unrealized losses, and because it is unlikely that the Company will be required to sell the impaired securities before their anticipated recovery. As such, m anagement’s assessment of ot her than temporary impairment (OTTI ) for the quarter ended June 30, 2015, resulted in no recognition of an impairment loss . June 30, 2015 Less than 12 Months 12 Months or More Total Fair Unrealized Fair Unrealized Fair Unrealized Value Losses Value Losses Value Losses (Dollars in thousands) Assets: Mortgage-backed securities $ $ $ $ $ $ Corporate bonds CMO securities State and political subdivisions-taxable State & political subdivisions-tax exempt - - SBA Pools - - All securities $ $ $ $ $ $ December 31, 2014 Less than 12 Months 12 Months or More Total Fair Unrealized Fair Unrealized Fair Unrealized Value Losses Value Losses Value Losses (Dollars in thousands) Assets: Mortgage-backed securities $ $ $ $ $ $ Corporate bonds CMO securities State and political subdivisions-taxable SBA Pools - - All securities $ $ $ $ $ $ Restricted investment securities consist primarily of Federal Home Loan Bank of Atlanta (FHLB) stock in the amount of $ 2.5 million as of June 30, 2015, and December 31, 2014 , and Federal Reserve Bank stock in the amount of $1.6 million at June 30, 2015 , and December 31, 2014 . Restricted equity securities are carried at cost because there is no ability to re sell these securities. The F HLB requires the Bank to maintain stock in an amount equal to 4.5 % of outstanding borrowings and a specific percentage of the Company’s total assets. The Federal Reserve Bank of Richmond requires the Company to maintain stock with a par value equal to 3 % of the Company’s outstanding capital. Mortgage-backed securities with a fair value of approximately $1.6 million and $1.8 million were pledged as collateral at June 30, 2015 , and December 31, 2014 , respectively, to secure overnight repurchase agreements .

Loans

Loans	6 Months Ended
	Jun. 30, 2015
Loans [Abstract]
Loans	Note 6 – Loans Major classifications of loans are as follows: June 30, December 31, 2015 2014 (Dollars in thousands) Real estate Residential $ $ Commercial Residential Construction Other Construction, Land Development & Other Land Commercial Consumer Total loans Less: Allowance for loan losses Net deferred fees Loans, net $ $ A summary of risk characteristics by loan portfolio classification follows: Real Estate – Residential – This portfolio primarily consists of investor loans secured by properties in the Bank’s normal lending area. These investor loans are typically five year rate adjustment loans and they generally h ave an original loan-to-value (LTV ) of 80 % or less. This category also includes home equity lines of credit ( HE LOC ). The HELOCs generally have an adjustable rate tied to prime rate and a term of 10 years. Multifamily residential real estate is moderately seasoned and is generally secured by properties in the Bank’s normal lending area. Real Estate – Commercial – This portfolio consists of nonresidential improved real estate, which includes shopping centers and office buildings . These properties are generally located in the Bank’s normal lending area. T his category of loans has a higher than average level of risk because its performance is impacted by market forces over a longer time horizon . Real Estate – Residential Construction – These loans are located in the Bank’s normal lending area. While it has represented a growth area for the portfolio, this category also has a higher level of risk due to inherent market change and construction risks. Real Estate – Other Construction, Land Development and Other Land Loans – This portfolio includes developed residential and commercial lots held by developers as well as non-residential construction projects. This category has a higher level of risk due to inherent risks associated with market changes and construction. Commercial – These loans include loans to businesses that are not secured by real estate. These loans are typically secured by accounts receivable, inventory, equipment, and other business assets. Commercial loans are typically granted to local businesses that have a strong track record of profitability and performance. Consumer – Loans in this portfolio are either unsecured or secured by assets such as automobiles or marketable securities . They are generally granted to local customers that have a banking relationship with the Bank. Activity in the allowa nce for loan losses for the six months ended is as follows: June 30, 2015 2014 (Dollars in thousands) Balance, beginning of period $ $ Recovery of provision for loan losses Recoveries Charge-offs Balance, end of period $ $ Ratio of allowance for loan losses as a percent of total loans outstanding at the end of the period % % The following table s present activity in the allowance for loan losses by portfolio segment: Three Months Ended Real Estate Other Construction Land Devel. Residential & Other Residential Commercial Construction Land Commercial Consumer Total (Dollars in thousands) Balance, April 1, 2015 $ $ $ $ $ $ $ (Provision for) recovery of loan losses - Recoveries - - Charge-offs - - - - - Balance, June 30, 2015 $ $ $ $ $ $ $ Balance, April 1, 2014 $ $ $ $ $ $ $ (Provision for) recovery of loan losses - Recoveries - - - Charge-offs - - - - - Balance, June 30, 2014 $ $ $ $ $ $ $ Six Months Ended Real Estate Other Construction Land Devel. Residential & Other Residential Commercial Construction Land Commercial Consumer Total (Dollars in thousands) Balance, January 1, 2015 $ $ $ $ $ $ $ Provision for (recovery of) loan losses Recoveries - - Charge-offs - - - - - Balance, June 30, 2015 $ $ $ $ $ $ $ Balance, January 1, 2014 $ $ $ $ $ $ $ Provision for (recovery of) loan losses Recoveries - - - Charge-offs - - - - - Balance, June 30, 2014 $ $ $ $ $ $ $ The charge off of uncollectible loans is determined on a case-by-case basis. Determination of a collateral shortfall, prospects for recovery, delinquency, and the financial resources of the borrower and any guarantor are all considered in determining whether to charge-off a loan. Closed-end retail loans that become past due 120 cumulative days from the contractual due date and open-end retail loans that become past due 180 cumulative days from the contractual due date will generally be charged off. The following table presents the aging of unpa id principal in loans : June 30, 2015 90+ Days 30-89 Day Past Due Past Due and Accruing Nonaccrual Current Total (Dollars in thousands) Real estate Residential $ $ - $ $ $ Commercial - - Residential Construction - - - Other Construction, Land Development & Other Land - - Commercial - - Consumer - - Total $ $ - $ $ $ December 31, 2014 90+ Days 30-89 Day Past Due Past Due and Accruing Nonaccrual Current Total (Dollars in thousands) Real estate Residential $ $ - $ $ $ Commercial - Residential Construction - - - Other Construction, Land Development & Other Land - - Commercial - - - Consumer - - Total $ $ - $ $ $ Loans are determined past due or delinquent based on the contractual terms of the loan. Payments past due 30 days or more are considered delinquent. The accrual of interest is generally discontinued at the time the loan is 90 days delinquent, unless the credit is well-secured and in process of collection. In all cases, loans are placed on nonaccrual at an earlier date if collection of principal or interest is considered doubtful or charged-off if a loss is considered imminent. All interest accrued but not collected for loans that are placed on nonaccrual is reversed against interest income when the loan is placed on nonaccrual status. Because of the uncertainty of the expected cash flows, the Company accounts for nonaccrual loans under the cost recovery method, under which all cash payments are applied to principal. Loans are returned to accrual status when all the principal and interest amounts contractually due are brought current and future collection of principal and interest are reasonably assured. The number of payments needed to meet this criteria varies from loan to loan. However, as a general rule, this criteria will be considered to have been met with the timely payment of six consecutive regularly scheduled monthly payments. The following table s provide details of the Company’s loan portfolio by internally assigned grade : June 30, 2015 Special Pass Mention Substandard Doubtful Loss Total (Dollars in thousands) Real estate Residential $ $ $ $ - $ - $ Commercial - - Residential Construction - - - Other Construction, Land Development & Other Land - - - Commercial - - Consumer - - - Total $ $ $ $ - $ - $ December 31, 2014 Special Pass Mention Substandard Doubtful Loss Total (Dollars in thousands) Real estate Residential $ $ $ $ - $ - $ Commercial - - Residential Construction - - - Other Construction, Land Development & Other Land - - Commercial - - Consumer - - - Total $ $ $ $ - $ - $ These credit quality grades are defined as follows: Pass – A “pass” rated asset is not adversely classified because it does not display any of the characteristics for adverse classification. Special Mention – A “special mention” asset has potential weaknesses that deserve management’s close attention. If left uncorrected, such potential weaknesses may result in deterioration of the repayment prospects or collateral position at some future date. Special mention assets are not adversely classified and do not warrant adverse classification. Substandard – A “substandard” asset is inadequately protected by the current net worth and paying capacity of the obligor or of the collateral pledged, if any. Assets classified as substandard generally have a well-defined weakness, or weaknesses, that jeopardize the liquidation of the debt. These assets are characterized by the distinct possibility of loss if the deficiencies are not corrected. Doubtful – An asset classified “doubtful” has all the weaknesses inherent in an asset classified substandard with the added characteristic that the weaknesses make collection or liquidation in full highly questionable and improbable, on the basis of currently existing facts, conditions, and values. Loss – Assets classified “loss” are considered uncollectible and of such little value that continuing to carry them as an asset is not warranted. This classification is not necessarily equivalent to no potential for recovery or salvage value, but rather that it is not appropriate to defer a full write-off even though partial recovery may be effected in the future. The following table provides details regarding impaired loans by segment and class : June 30, 2015 December 31, 2014 Unpaid Unpaid Recorded Principal Related Recorded Principal Related Investment Balance Allowance Investment Balance Allowance (Dollars in thousands) With no related allowance: Real estate Residential $ $ $ - $ $ $ - Commercial - - Residential Construction - - - - - - Other Construction, Land Development & Other Land - - Commercial - - - - - - Consumer - - Total $ $ $ - $ $ $ - With an allowance: Real estate Residential $ - $ - $ - $ - $ - $ - Commercial - - - - - - Residential Construction - - - - - - Other Construction, Land Development & Other Land - - - - - - Commercial - - - - - - Consumer - - - - - - Total $ - $ - $ - $ - $ - $ - Total Real estate Residential $ $ $ - $ $ $ - Commercial - - Residential Construction - - - - - - Other Construction, Land Development & Other Land - - Commercial - - - - - - Consumer - - Total $ $ $ - $ $ $ - The following table provides details of the balance of the allowance for loan losses and the recorded investment in financing receivables by impairment method for each loan portfolio segment: Real Estate Other Construction, Land Devel. Residential & Other Residential Commercial Construction Land Commercial Consumer Total (Dollars in thousands) June 30, 2015 Allowance for loan losses, evaluated Individually $ - $ - $ - $ - $ - $ - $ - Collectively Total ending allowance $ $ $ $ $ $ $ Loans, evaluated Individually $ $ $ - $ $ - $ $ Collectively Total ending loans $ $ $ $ $ $ $ December 31, 2014 Allowance for loan losses, evaluated Individually $ - $ - $ - $ - $ - $ - $ - Collectively Total ending allowance $ $ $ $ $ $ $ Loans, evaluated Individually $ $ $ - $ $ - $ $ Collectively Total ending loans $ $ $ $ $ $ $ A loan is considered impaired when, based on current information and events, it is probable that the Company will be unable to collect the scheduled payments of principal and interest when due according to the contractual terms of the loan agreement. Factors considered by management in determining whether a loan is impaired include payment status, collateral value, and the probability of collecting scheduled principal and interest payments when due. Additionally, management’s policy is generally to evaluate only those substandard loans greater than $ 250 thousand for impairment as these are considered to be individually significant in relation to the size of the loan portfolio. Management determines the significance of payment delays and payment shortfalls on a case-by-case basis, taking into consideration all of the circumstances surrounding the loan and the borrower, including the length of delay, the reasons for the delay, the borrower’s prior payment record, and the amount of the shortfall in relation to the principal and interest owed. Impairment is measured on a loan-by-loan basis by either the present value of expected future cash flows discounted at the loan’s effective interest rate, the loan’s obtainable market price, or the fair value of the collateral if the loan is collateral dependent. The following tables present interest income recognized and the average recorded investment of impaired loans. Three Months Ended Six Months Ended June 30, 2015 June 30, 2015 Interest Average Interest Average Income Recorded Income Recorded Recognized Investment Recognized Investment (Dollars in thousands) (Dollars in thousands) Real estate Residential $ $ $ $ Commercial Residential Construction - - - Other Construction, Land Development & Other Land Commercial - - Consumer Total $ $ $ $ Three Months Ended Six Months Ended June 30, 2014 June 30, 2014 Interest Average Interest Average Income Recorded Income Recorded Recognized Investment Recognized Investment (Dollars in thousands) (Dollars in thousands) Real estate Residential $ $ $ $ Commercial Residential Construction Other Construction, Land Development & Other Land Commercial Consumer - - - - Total $ $ $ $ Cash payments received on nonaccrual, impaired loans are applied on a cash basis with all cash receipts applied first to principal and any payments received in excess of the unpaid principal balance being applied to interest. Cash payments received on active, impaired loans are applied to both interest and principal. Troubled Debt Restructuring s Accounting Standards Codification ( ASC ) 310 defines a troubled debt restructuring as a restructuring of a debt where a creditor for economic or legal reasons related to a debtor’s financial difficulties grants a concession to the debtor that it would not otherwise render. The concession is granted by the creditor in an attempt to protect as much of its investment as possible. The concession either stems from an agreement between the creditor and the debtor or is imposed by law or a court. Troubled debt restructurings include modification of the terms of a debt, such as a reduction of the stated interest rate to a new rate that is lower than t he current market rate for new debt with similar risk, a reduction of the face amount or maturity amount of the debt as stated in the instrument or other agreement, or a reduction of accrued interest owed . Management reviews all modifications that occur during the year for identification as troubled debt restructurings. Management identified as troubled debt restructurings certain loans for which the allowance for loan losses had previously been measured under a general allowance for loan losses methodology (ASC 450). Upon identifying the reviewed loans as troubled debt restructurings, management also identified them as impaired under the guidance in ASC 310. Modification Categories The Company offers a variety of modifications to borrowers. The modification alternatives offered can generally be described in the following categories: Rate Modification - A modification in which the interest rate is changed. Term Modification - A modification in which the maturity date, timing of payments, or frequency of payments is changed. Interest Only Modification – A modification in which the loan is converted to interest only payments for a period of time. Payment Modification – A modification in which the dollar amount of the payment is changed, other than an interest only modification described above. Combination Modification – Any other type of modification, including the use of multiple categories described above. As of June 30, 2015, and December 31, 2014 , there were no available commitments outstanding for troubled debt restructurings. The following tables present troubled debt restructurings as of the dates indicated : June 30, 2015 Total Number Accrual Nonaccrual Total of Contracts Status Status Modifications (Dollars in thousands) Real estate Residential $ $ - $ Commercial - - - - Residential Construction - - - - Other Construction, Land Development & Other Land - Commercial - - - - Consumer - - - - Total $ $ $ December 31, 2014 Total Number Accrual Nonaccrual Total of Contracts Status Status Modifications (Dollars in thousands) Real estate Residential $ $ - $ Commercial - - - - Residential Construction - - - - Other Construction, Land Development & Other Land Commercial - - - - Consumer - - - - Total $ $ $ Loans reviewed for consideration of modification are reviewed for potential impairment at the time of the restructuring. Any identified impairment is recognized as a reduction in the allowance. There were no newly restructured loans that occurred during t he three or six months ended June 30, 2015 or the three months ended June 30, 2014. The following table present s troubled debt restructurings that occurred during the six months ended June 30, 2014: Six Months Ended June 30, 2014 Number of Rate Term Interest Only Payment Combination Contracts Modifications Modifications Modifications Modifications Modifications Total (Dollars in thousands) Real estate Residential $ - $ - $ - $ - $ $ Commercial - - - - - - - Residential Construction - - - - - - - Other Construction, Land - - - - Residential Construction - - - - - - - Commercial - - - - - - - Consumer - - - - - - - Total $ - $ - $ - $ - $ $ There were no financing receivables modified as troubled debt restructurings and with a payment default, with the payment default occurring within 12 months of the restructure date, and the payment default occurring during the three or six month pe riods ended June 30, 2015, or 2014 .

Other Real Estate Owned (OREO)

Other Real Estate Owned (OREO)	6 Months Ended
	Jun. 30, 2015
Other Real Estate Owned (OREO) [Abstract]
Other Real Estate Owned (OREO)	Note 7 – Other Real Estate Owned (OREO) Changes in OREO were as follows for the periods indicated: Six Months Ended June 30, 2015 2014 (dollars in thousands) Beginning Balance $ $ Additions Sales Write-downs - Ending Balance $ $

Fair Value

Fair Value	6 Months Ended
	Jun. 30, 2015
Fair Value [Abstract]
Fair Value	Note 8 – Fair Value The fair value of an asset or liability is the price that would be received to sell that asset or paid to transfer that liability in an orderly transaction between market participants. A fair value measurement assumes that the transaction to sell the asset or transfer the liability occurs in the principal market for the asset or liability or, in the absence of a principal market, the most advantageous market for the asset or liability. The price in the principal (or most advantageous) market used to measure the fair value of the asset or liability shall not be adjusted for transaction costs. An orderly transaction is a transaction that assumes exposure to the market for a period prior to the measurement date to allow for marketing activities that are usual and customary for transactions involving such assets and liabilities; it is not a forced transaction. Market participants are buyers and sellers in the principal market that are independent, knowledgeable, able to transact, and willing to transact. Financial Accounting Standards Board (FASB) Codification Topic 820: Fair Value Measurements and Disclosures establishes a hierarchy for valuation inputs that gives the highest priority to quoted prices in active markets for identical assets or liabilities and the lowest priority to unobservable inputs. The fair values hierarchy is as follows: Level 1 Inputs – Q uoted prices (unadjusted) for identical assets or liabilities in active markets that the entity has the ability to access as of the measurement date. Level 2 Inputs – Significant other observable inputs other than Level 1 prices such as quoted prices for similar assets or liabilities; quoted prices in markets that are not active; or other inputs that are observable or can be corroborated by observable market data. Level 3 Inputs – Significant unobservable inputs that reflect a company’s own assumptions about the assumptions that market participants would use in pricing an asset or liability. Investment Securities : Securities available for sale are recorded at fair value on a recurring basis. Fair value measurement is based upon quoted market prices, when available (Level 1). If quoted market prices are not available, fair values are measured utilizing independent valuation techniques of identical or similar securities for which significant assumptions are derived primarily from or corroborated by observable market data. Third party vendors compile prices from various sources and may determine the fair value of identical or similar securities by using pricing models that consider observable market data (Level 2). The Company obtains a single quote for all securities. Quotes for all of the securities are provided by the securities accounting and safekeeping correspondent bank, which performs a review of pricing data by comparing prices received from third party vendors to the previous month’s quote for the same security and evaluates any substantial changes. The following tables present the balances of financial assets measured at fair value on a recurring basis as of the dates indicated . See Note 5 for a detail listing of the fair values of available-for-sale securities. June 30, 2015 Fair Value Measurements Using Fair Level 1 Level 2 Level 3 Values (Dollars in thousands) Assets: Available-for-sale securities $ - $ $ - $ December 31, 2014 Fair Value Measurements Using Fair Level 1 Level 2 Level 3 Values (Dollars in thousands) Assets: Available-for-sale securities $ - $ $ - $ The following describes the valuation techniques used to measure certain assets recorded at fair value on a nonrecurring basis in the financial statements. Impaired Loans : The f air value s of impaired loans are measured based on the value of the collateral securing the loans. Collateral may be in the form of real estate or business assets including equipment, inventory, and accounts receivable. The vast majority of the collateral is real estate. The value of real estate collateral is determined utilizing an income or market valuation approach based on an appraisal conducted by an independent, licensed external appraiser using observable market data (Level 2). However, if the collateral is a house or building in the process of construction or if an appraisal of the real estate property is over two years old, then the fair value measurement is considered Level 3. The value of business equipment is based upon an outside appraisal if deemed significant using observable market data. Likewise, fair values for inventory and accounts receivable collateral are based on financial statement balances or aging reports (Level 3). Any fair value adjustments are recorded in the period incurred as provision for loan losses in the consolidated statements of o perations. Level 3 fair value measurements of i mpaired loans generally include discounts for unobservable input such as estimated selling costs, lack of marketability or practical life, and age of appraisal. Such discounts ranged from 0 % to 30 % for each of the respective periods presented . Other Real Estate Owned : OREO assets are adjusted to fair value upon transfer of the loan collateral to the Company through or instead of foreclosure. Subsequently, OREO assets are carried at net realizable value. Fair value is based upon independent market prices, appraised values of the collateral or management’s estimation of the value of the collateral. When the fair value of the collateral is based on an observable market price or a current appraised value, the Company records the OREO asset as nonrecurring Level 2. When an appraised value is not available or management determines the fair value of the collateral is further impaired below the appraised value and there is no observable market price, the Company records the OREO asset as nonrecurring Level 3. Level 3 fair value measurements of OREO assets generally include discounts for unobservable input such as estimated selling costs, lack of marketability, and age of appraisal. Such discounts ranged from 0 % to 3 0 % for each of the respective periods presented . The following tables summarize the Company’s financial assets that were measured at fair value on a nonrecurring basis during the periods noted. June 30, 2015 Fair Value Measurements Using Fair Level 1 Level 2 Level 3 Values (Dollars in thousands) Impaired loans $ - $ - $ $ Other real estate owned - - Total $ - $ - $ $ December 31, 2014 Fair Value Measurements Using Fair Level 1 Level 2 Level 3 Values (Dollars in thousands) Impaired loans $ - $ - $ $ Other real estate owned - - Total $ - $ - $ $ The methods and assumptions, not previously presented, used by the Company in estimating fair values are as follows: In general, fair value of securities is based upon quoted market prices, where available. If such quoted market prices are not available, fair value is based upon market prices determined by an outside, independent entity that primarily uses as inputs, observable market-based parameters. Valuation adjustments may be made to ensure that financial instruments are recorded at fair value. These adjustments may include amounts to reflect counterparty credit quality, among other things, as well as unobservable parameters. Any such valuation adjustments are applied consistently over time. The Company ’s valuation methodologies may produce a fair value calculation that may not be indicative of net realizable value or reflective of future fair values. While management believes the Company’s valuation methodologies are appropriate and consistent with other market participants, the use of different methodologies or assumptions to determine the fair value of certain financial instruments could result in a different estimate of fair value at the reporting date. Transfers between levels of the fair value hierarchy are recognized on the actual date of the event or circumstances that caused the transfer, which generally coincides with the Co mpany’s monthly and/ or quarter ly valuation process. Cash and cash equivalents – The carrying amounts of cash and ca sh equivalents approximate fair value. Time Deposits in Other Banks – The fair values of time deposits are estimated based on bid quotations received from independent pricing services for similar assets. Loans – For variable rate loans that reprice frequently and have no significant change in credit risk, fair values are based on carrying values. For all other loans, fair values are calculated by discounting the contractual cash flows using estimated market discount rates which reflect the credit and interest rate risk inherent in the loans, or by using current rates at which similar loans would be made to borrowers with similar credit ratings and for the same remaining maturities. Deposits – The fair values disclosed for demand deposits are, by definition, equal to the amount payable on demand at the reporting date (that is, their carrying amounts). The carrying amounts of variable-rate, fixed-term money market accounts approximate their fair values at the reporting date. Fair values of certificates of deposit are based on the discounted value of contractual cash flows using the rates currently offered for deposits of similar remaining maturities . Accrued interest – The carrying amounts of accrued interest receivable and payable approximate fair value. FHLB Advances – The carrying value of advances from the F HLB due within 90 days from the balance sheet date approximate fair value. Fair values for convertible advances are estimated using a discounted cash flow calculation that applies interest rates currently being offered on convertible advances with similar remaining maturities. Repurchase agreements – The carrying value of repurchase agreements , which are secured transactions with customers that generally mature the day following the date sold, approximate fair value. Subordinated Debt and Trust Preferred – T he Company’s subordinated debt consists of va riable rate instruments that re price on a periodic basis, therefore, carrying value is adjusted for the repricing lag in order to approximate fair value. Bank Owned Life Insurance (BOLI) – The carrying value of life insurance approximates fair value because this investment is carried at cash surrender value, as determined by the insurer. The estimated fair values of the Company’s financial instruments , which are all Level 2 in fair values hierarchy, as of June 30, 2015, and December 31, 2014 , are as follows: June 30, 2015 December 31, 2014 Carrying Fair Carrying Fair Amount Value Amount Value (Dollars in thousands) (Dollars in thousands) Financial assets Cash and cash equivalents $ $ $ $ Time deposits in other banks Investment securities Loans, net Accrued interest BOLI Financial liabilities Deposits $ $ $ $ FHLB advances Subordinated debt and trust preferred Repurchase agreements Accrued interest

Recently Issued Accounting Pron

Recently Issued Accounting Pronouncements	6 Months Ended
	Jun. 30, 2015
Recently Issued Accounting Pronouncements [Abstract]
Recently Issued Accounting Pronouncements	Note 9 – Recently Issued Accounting Pronouncements In January 2014, the FASB issued Accounting Standards Update (ASU) No. 2014-04, Receivables – Troubled Debt Restructurings by Creditors (Subtopic 310-40) – Reclassification of Residential Real Estate Collateralized Consumer Mortgage Loans upon Foreclosure . The amendments are intended to clarify when a creditor should be considered to have received physical possession of residential real estate property collateralizing a consumer mortgage loan such that the loan should be derecognized and the real estate recognized. These amendments clarify that an in substance repossession for foreclosure occurs, and a creditor is considered to have received physical possession of residential real estate property collateralizing a consumer mortgage loan, upon either: (a) the creditor obtaining legal title to the residential real estate property upon completion of a foreclosure; or (b) the borrower conveying all interest in the residential real estate property to the creditor to satisfy that loan through completion of a deed in lieu of foreclosure or through a similar legal agreement. Additional disclosures are required. The amendments are effective for public business entities for annual periods and interim periods within those annual periods beginning after December 15, 2014. The adoption of this ASU did not have a material impact on the Company’s consolidated financial statements. In May of 2014, the FASB issued ASU No. 2014-09, Revenue from Contracts with Customers ( Topic 606). The guidance in this ASU superseded the revenue recognition requirements in Topic 605, Revenue Recognition , and most industry-specific guidance throughout the Industry Topics of Codification. The guidance in this ASU affects any entity that either enters into contracts with customers to transfer goods or services or enters into contracts for the transfer of non-financial assets. This amendment is intended to clarify that an entity recognizes revenue to depict the transfer of promised goods or services to customers in an amount that reflects the consideration to which the entity expects to be entitled in exchange for those goods or services. The amendments are effective for public business entities for annual reporting periods beginning after December 15, 2016, including interim periods within that reporting period. Early application is not permitted . The adoption of this ASU is not expected to have a material impact on the Company’s consolidated financial statements. In June of 2014, the FASB issued ASU No. 2014-11, Repurchase-to-Maturity Transactions, Repurchase Financings, and Disclosures . The amendments in this ASU require that repurchase-to-maturity transactions be accounted for as secured borrowings consistent with the accounting for other repurchase agreements. In addition, the amendments require separate accounting for a transfer of a financial asset executed contemporaneously with a repurchase agreement with the same counterparty (a repurchase financing), which will result in secured borrowing accounting for the repurchase agreement. The amendments require an entity to disclose information about transfers accounted for as sales in transactions that are economically similar to repurchase agreements, in which the transferor retains substantially all of the exposure to the economic return on the transferred financial asset throughout the term of the transaction. In addition , the amendments require disclosure of the types of collateral pledged in repurchase agreements, securities lending transactions, and repurchase-to-maturity transactions and the tenor of those transactions. For public business entities, the accounting changes and disclosure for certain transactions accounted for as a sale are effective for the first period (interim or annual) beginning after December 15, 2014. The disclosure for transactions accounted for as secured borrowings is required for annual periods beginning after December 15, 2014, and for interim periods beginning after March 15, 2015. The adoption of this ASU did not have a material impact on the Company’s consolidated financial statements. In June of 2014, the FASB issued ASU No. 2014-12, Compensation – Stock Compensation (Topic 718) – Accounting for Share-Based Payments When the Terms of an Award Provide That a Performance Target Could Be Achieved after the Requisite Service Period . The amendments in this ASU require that a performance targ et that affects vesting and which could be achieved after the requisite service period be treated as a performance condition. The amendments apply to reporting entities that grant their employees share-based payments in which the terms of the award provide that a performance target can be achieved after the requisite service period. For all entities, the amendments in this ASU are effective for annual periods and interim periods within those annual periods beginning after December 15, 2015. Early adoption is permitted . The adoption of this ASU is not expected to have a material impact on the Company’s consolidated financial statements.

Preferred Stock

Preferred Stock	6 Months Ended
	Jun. 30, 2015
Preferred Stock [Abstract]
Preferred Stock	Note 10 – Preferred Stock The Company’s Preferred Stock has a $ 4.00 par value and a $ 1,000 liquidation preference. With 2,000,000 preferred shares authorized , there were no shares outstanding at June 30, 2015, or December 31, 2014 .

Common Stock

Common Stock	6 Months Ended
	Jun. 30, 2015
Common Stock [Abstract]
Common Stock	Note 11— Common Stock In December 2014, the Board of Directors authorized a share repurchase program to purchase up to 300,000 shares of its outstanding common stock. During the quarter ended June 30, 2015 , the Company repurchased 41,700 shares of its common stock. On May 20, 2015 , the Board of Directors declared a cash dividend of $0.01 per common share, payable on June 25, 2015 , to stockholders of record on June 10, 2015 . In June 2014, the Board of Directors approved a change to the par value of the Company’s Common Stock from $ 4.00 per share to $.01 per share. With 30,000,000 shares of Common Stock authorized , at June 30, 2015 , and at December 31 , 2014 , there were 12,917,317 and 12,864,542 shares outstanding, respectively.

Use of Estimates (Policy)

Use of Estimates (Policy)	6 Months Ended
	Jun. 30, 2015
Use Of Estimates [Abstract]
Use of Estimates	To prepare financial statements in conformity with GAAP , management makes estimates and assumptions based on available information. These estimates and assumptions affect the amounts reported in the consolidated financial statements and the disclosures provided, and actual results may be different. In particular, the allowance for loan losses, valuation of other real estate owned , income taxes , and fair values of financial instruments are subject to change.

Earnings Per Common Share (Tabl

Earnings Per Common Share (Tables)	6 Months Ended
	Jun. 30, 2015
Earnings Per Common Share [Abstract]
Basic And Diluted EPS Calculations	Three Months Ended Six Months Ended June 30, June 30, (in thousands, (in thousands, except per share amounts) except per share amounts) 2015 2014 2015 2014 Net income available to common stockholders $ $ $ $ Weighted average number of shares outstanding Net income per common share - basic $ $ $ $ Effect of dilutive securities: Weighted average number of common shares outstanding Effect of stock options, warrants and restricted stock Diluted average common shares outstanding Net income per common share - diluted $ $ $ $

Investment Securities (Tables)

Investment Securities (Tables)	6 Months Ended
	Jun. 30, 2015
Investment Securities [Abstract]
Amortized Costs, Gross Unrealized Gains, Gross Unrealized Losses And Fair Values Of Securities	June 30, 2015 Amortized Gross Unrealized Fair Cost Gains Losses Value (Dollars in thousands) Available-for-sale Mortgage-backed securities $ $ $ $ Corporate bonds Collateralized mortgage obligation (CMO) securities State and political subdivisions - taxable State and political subdivisions - tax exempt - SBA pools $ $ $ $ December 31, 2014 Amortized Gross Unrealized Fair Cost Gains Losses Value (Dollars in thousands) Available-for-sale Mortgage-backed securities $ $ $ $ Corporate bonds Collateralized mortgage obligation (CMO) securities State and political subdivisions - taxable State and political subdivisions - tax exempt - - - - SBA pools $ $ $ $
Amortized Costs, Gross Unrealized Gains, Gross Unrealized Losses And Fair Values Of Held To Maturity Securities	June 30, 2015 Amortized Gross Unrealized Fair Cost Gains Losses Value Held-to-maturity (Dollars in thousands) Tax-exempt municipal bonds $ $ $ - $ $ $ $ - $ December 31, 2014 Amortized Gross Unrealized Fair Cost Gains Losses Value Held-to-maturity (Dollars in thousands) Tax-exempt municipal bonds $ $ $ - $ $ $ $ - $
Unrealized Loss And Fair Value Of Available-For-Sale Securities	June 30, 2015 Less than 12 Months 12 Months or More Total Fair Unrealized Fair Unrealized Fair Unrealized Value Losses Value Losses Value Losses (Dollars in thousands) Assets: Mortgage-backed securities $ $ $ $ $ $ Corporate bonds CMO securities State and political subdivisions-taxable State & political subdivisions-tax exempt - - SBA Pools - - All securities $ $ $ $ $ $ December 31, 2014 Less than 12 Months 12 Months or More Total Fair Unrealized Fair Unrealized Fair Unrealized Value Losses Value Losses Value Losses (Dollars in thousands) Assets: Mortgage-backed securities $ $ $ $ $ $ Corporate bonds CMO securities State and political subdivisions-taxable SBA Pools - - All securities $ $ $ $ $ $

Loans (Tables)

Loans (Tables)	6 Months Ended
	Jun. 30, 2015
Loans [Abstract]
Classification Of Loans	June 30, December 31, 2015 2014 (Dollars in thousands) Real estate Residential $ $ Commercial Residential Construction Other Construction, Land Development & Other Land Commercial Consumer Total loans Less: Allowance for loan losses Net deferred fees Loans, net $ $
Allowance For Loan Losses	June 30, 2015 2014 (Dollars in thousands) Balance, beginning of period $ $ Recovery of provision for loan losses Recoveries Charge-offs Balance, end of period $ $ Ratio of allowance for loan losses as a percent of total loans outstanding at the end of the period % %
Allowance For Loan Losses By Portfolio Segment	Three Months Ended Real Estate Other Construction Land Devel. Residential & Other Residential Commercial Construction Land Commercial Consumer Total (Dollars in thousands) Balance, April 1, 2015 $ $ $ $ $ $ $ (Provision for) recovery of loan losses - Recoveries - - Charge-offs - - - - - Balance, June 30, 2015 $ $ $ $ $ $ $ Balance, April 1, 2014 $ $ $ $ $ $ $ (Provision for) recovery of loan losses - Recoveries - - - Charge-offs - - - - - Balance, June 30, 2014 $ $ $ $ $ $ $ Six Months Ended Real Estate Other Construction Land Devel. Residential & Other Residential Commercial Construction Land Commercial Consumer Total (Dollars in thousands) Balance, January 1, 2015 $ $ $ $ $ $ $ Provision for (recovery of) loan losses Recoveries - - Charge-offs - - - - - Balance, June 30, 2015 $ $ $ $ $ $ $ Balance, January 1, 2014 $ $ $ $ $ $ $ Provision for (recovery of) loan losses Recoveries - - - Charge-offs - - - - - Balance, June 30, 2014 $ $ $ $ $ $ $
Aging Of Unpaid Principal In Loans	June 30, 2015 90+ Days 30-89 Day Past Due Past Due and Accruing Nonaccrual Current Total (Dollars in thousands) Real estate Residential $ $ - $ $ $ Commercial - - Residential Construction - - - Other Construction, Land Development & Other Land - - Commercial - - Consumer - - Total $ $ - $ $ $ December 31, 2014 90+ Days 30-89 Day Past Due Past Due and Accruing Nonaccrual Current Total (Dollars in thousands) Real estate Residential $ $ - $ $ $ Commercial - Residential Construction - - - Other Construction, Land Development & Other Land - - Commercial - - - Consumer - - Total $ $ - $ $ $
Loan Portfolio By Internally Assigned Grade	June 30, 2015 Special Pass Mention Substandard Doubtful Loss Total (Dollars in thousands) Real estate Residential $ $ $ $ - $ - $ Commercial - - Residential Construction - - - Other Construction, Land Development & Other Land - - - Commercial - - Consumer - - - Total $ $ $ $ - $ - $ December 31, 2014 Special Pass Mention Substandard Doubtful Loss Total (Dollars in thousands) Real estate Residential $ $ $ $ - $ - $ Commercial - - Residential Construction - - - Other Construction, Land Development & Other Land - - Commercial - - Consumer - - - Total $ $ $ $ - $ - $
Details Regarding Impaired Loans	June 30, 2015 December 31, 2014 Unpaid Unpaid Recorded Principal Related Recorded Principal Related Investment Balance Allowance Investment Balance Allowance (Dollars in thousands) With no related allowance: Real estate Residential $ $ $ - $ $ $ - Commercial - - Residential Construction - - - - - - Other Construction, Land Development & Other Land - - Commercial - - - - - - Consumer - - Total $ $ $ - $ $ $ - With an allowance: Real estate Residential $ - $ - $ - $ - $ - $ - Commercial - - - - - - Residential Construction - - - - - - Other Construction, Land Development & Other Land - - - - - - Commercial - - - - - - Consumer - - - - - - Total $ - $ - $ - $ - $ - $ - Total Real estate Residential $ $ $ - $ $ $ - Commercial - - Residential Construction - - - - - - Other Construction, Land Development & Other Land - - Commercial - - - - - - Consumer - - Total $ $ $ - $ $ $ -
Balance Of The Allowance For Loan Losses And Recorded Investment In Financing Receivables By Impairment Method For Each Loan Portfolio Segment	Real Estate Other Construction, Land Devel. Residential & Other Residential Commercial Construction Land Commercial Consumer Total (Dollars in thousands) June 30, 2015 Allowance for loan losses, evaluated Individually $ - $ - $ - $ - $ - $ - $ - Collectively Total ending allowance $ $ $ $ $ $ $ Loans, evaluated Individually $ $ $ - $ $ - $ $ Collectively Total ending loans $ $ $ $ $ $ $ December 31, 2014 Allowance for loan losses, evaluated Individually $ - $ - $ - $ - $ - $ - $ - Collectively Total ending allowance $ $ $ $ $ $ $ Loans, evaluated Individually $ $ $ - $ $ - $ $ Collectively Total ending loans $ $ $ $ $ $ $
Interest Income Recognized And The Average Recorded Investment Of Impaired Loans	Three Months Ended Six Months Ended June 30, 2015 June 30, 2015 Interest Average Interest Average Income Recorded Income Recorded Recognized Investment Recognized Investment (Dollars in thousands) (Dollars in thousands) Real estate Residential $ $ $ $ Commercial Residential Construction - - - Other Construction, Land Development & Other Land Commercial - - Consumer Total $ $ $ $ Three Months Ended Six Months Ended June 30, 2014 June 30, 2014 Interest Average Interest Average Income Recorded Income Recorded Recognized Investment Recognized Investment (Dollars in thousands) (Dollars in thousands) Real estate Residential $ $ $ $ Commercial Residential Construction Other Construction, Land Development & Other Land Commercial Consumer - - - - Total $ $ $ $
Troubled Debt Restructurings	June 30, 2015 Total Number Accrual Nonaccrual Total of Contracts Status Status Modifications (Dollars in thousands) Real estate Residential $ $ - $ Commercial - - - - Residential Construction - - - - Other Construction, Land Development & Other Land - Commercial - - - - Consumer - - - - Total $ $ $ December 31, 2014 Total Number Accrual Nonaccrual Total of Contracts Status Status Modifications (Dollars in thousands) Real estate Residential $ $ - $ Commercial - - - - Residential Construction - - - - Other Construction, Land Development & Other Land Commercial - - - - Consumer - - - - Total $ $ $
Troubled Debt Restructurings Reviewed For Consideration Of Modification	Six Months Ended June 30, 2014 Number of Rate Term Interest Only Payment Combination Contracts Modifications Modifications Modifications Modifications Modifications Total (Dollars in thousands) Real estate Residential $ - $ - $ - $ - $ $ Commercial - - - - - - - Residential Construction - - - - - - - Other Construction, Land - - - - Residential Construction - - - - - - - Commercial - - - - - - - Consumer - - - - - - - Total $ - $ - $ - $ - $ $

Other Real Estate Owned (Table)

Other Real Estate Owned (Table)	6 Months Ended
	Jun. 30, 2015
Other Real Estate Owned (OREO) [Abstract]
Changes In Other Real Estate Owned	Six Months Ended June 30, 2015 2014 (dollars in thousands) Beginning Balance $ $ Additions Sales Write-downs - Ending Balance $ $

Fair Value (Tables)

Fair Value (Tables)	6 Months Ended
	Jun. 30, 2015
Fair Value [Abstract]
Fair Value Of Assets And Liabilities Measured On A Recurring Basis	June 30, 2015 Fair Value Measurements Using Fair Level 1 Level 2 Level 3 Values (Dollars in thousands) Assets: Available-for-sale securities $ - $ $ - $ December 31, 2014 Fair Value Measurements Using Fair Level 1 Level 2 Level 3 Values (Dollars in thousands) Assets: Available-for-sale securities $ - $ $ - $
Fair Value Of Assets Measured On A Nonrecurring Basis	June 30, 2015 Fair Value Measurements Using Fair Level 1 Level 2 Level 3 Values (Dollars in thousands) Impaired loans $ - $ - $ $ Other real estate owned - - Total $ - $ - $ $ December 31, 2014 Fair Value Measurements Using Fair Level 1 Level 2 Level 3 Values (Dollars in thousands) Impaired loans $ - $ - $ $ Other real estate owned - - Total $ - $ - $ $
Fair Value Of Financial Instruments	June 30, 2015 December 31, 2014 Carrying Fair Carrying Fair Amount Value Amount Value (Dollars in thousands) (Dollars in thousands) Financial assets Cash and cash equivalents $ $ $ $ Time deposits in other banks Investment securities Loans, net Accrued interest BOLI Financial liabilities Deposits $ $ $ $ FHLB advances Subordinated debt and trust preferred Repurchase agreements Accrued interest

Basis Of Presentation (Details)

Basis Of Presentation (Details)	6 Months Ended
	Jun. 30, 2015
Basis Of Presentation [Abstract]
Common stock exchange ratio	100.00%

Earnings Per Common Share (Narr

Earnings Per Common Share (Narrative) (Details) - shares shares in Thousands	6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014
Options [Member]
Earnings Per Share, Basic, by Common Class, Including Two Class Method [Line Items]
Anti-dilutive shares excluded from calculation of diluted earnings per share	29	31

Earnings Per Common Share (Basi

Earnings Per Common Share (Basic And Diluted EPS Calculations) (Details) - USD ($) $ / shares in Units, shares in Thousands, $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Earnings Per Common Share [Abstract]
Net income available to common stockholders	$ 1,167	$ 1,009	$ 2,231	$ 1,962
Weighted average number of shares outstanding	12,636	12,544	12,643	12,484
Net income per common share - basic	$ 0.09	$ 0.08	$ 0.18	$ 0.16
Effect of stock options, warrants and restricted stock	2,212	2,397	2,170	2,410
Diluted average common shares outstanding	14,848	14,941	14,813	14,894
Net income per common share - diluted	$ 0.08	$ 0.07	$ 0.15	$ 0.13

Stock-Based Compensation (Detai

Stock-Based Compensation (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Stock-Based Compensation [Abstract]
Stock based compensation expense	$ 109	$ 76	$ 194	$ 159

Investment Securities (Narrativ

Investment Securities (Narrative) (Details) $ in Millions	6 Months Ended
	Jun. 30, 2015USD ($)security	Dec. 31, 2014USD ($)security
Investment Securities [Abstract]
Number of available-for-sale securities held at fair values less than amortized cost | security	44	55
Total number of available-for-sale securities	113	111
Restricted equity securities, value of stock	$ 2.5	$ 2.5
Federal Reserve Bank Stock, value of stock	$ 1.6	1.6
Required bank stock percentage of outstanding borrowings	4.50%
Required bank stock par value to outstanding capital, percentage	3.00%
Securities pledged as collateral	$ 1.6	$ 1.8

Investment Securities (Amortize

Investment Securities (Amortized Costs, Gross Unrealized Gains, Gross Unrealized Losses And Fair Values Of Securities) (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Available-for-sale Securities [Line Items]
Amortized Cost	$ 70,979	$ 74,371
Gross Unrealized Gains	425	434
Gross Unrealized Losses	434	522
Fair Value	70,970	74,283
Mortgage-Backed Securities [Member]
Available-for-sale Securities [Line Items]
Amortized Cost	27,617	29,447
Gross Unrealized Gains	167	190
Gross Unrealized Losses	128	73
Fair Value	27,656	29,564
Corporate Bonds [Member]
Available-for-sale Securities [Line Items]
Amortized Cost	3,502	3,502
Gross Unrealized Gains	4	8
Gross Unrealized Losses	30	12
Fair Value	3,476	3,498
Collateralized Mortgage Obligations ("CMO") Securities [Member]
Available-for-sale Securities [Line Items]
Amortized Cost	17,919	19,686
Gross Unrealized Gains	192	196
Gross Unrealized Losses	31	91
Fair Value	18,080	19,791
State And Political Subdivisions-Taxable [Member]
Available-for-sale Securities [Line Items]
Amortized Cost	16,076	18,046
Gross Unrealized Gains	56	37
Gross Unrealized Losses	219	329
Fair Value	15,913	17,754
State And Political Subdivisions-Tax Exempt [Member]
Available-for-sale Securities [Line Items]
Amortized Cost	2,268
Gross Unrealized Losses	24
Fair Value	2,244
SBA Pools [Member]
Available-for-sale Securities [Line Items]
Amortized Cost	3,597	3,690
Gross Unrealized Gains	6	3
Gross Unrealized Losses	2	17
Fair Value	$ 3,601	$ 3,676

Investment Securities (Amorti32

Investment Securities (Amortized Costs, Gross Unrealized Gains, Gross Unrealized Losses And Fair Values Of Held To Maturity Securities) (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Schedule of Held-to-maturity Securities [Line Items]
Amortized Cost	$ 2,369	$ 2,371
Gross Unrealized Gains	$ 232	$ 267
Gross Unrealized Losses
Fair Value	$ 2,601	$ 2,638
Tax-Exempt Municipal Bonds [Member]
Schedule of Held-to-maturity Securities [Line Items]
Amortized Cost	2,369	2,371
Gross Unrealized Gains	$ 232	$ 267
Gross Unrealized Losses
Fair Value	$ 2,601	$ 2,638

Investment Securities (Unrealiz

Investment Securities (Unrealized Loss And Fair Value Of Available-For-Sale Securities) (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Available-for-sale Securities [Line Items]
Fair Value, Less than 12 Months	$ 25,491	$ 28,048
Unrealized Losses, Less than 12 Months	258	165
Fair Value, 12 Months or More	8,866	15,998
Unrealized Losses, 12 Months or More	176	357
Fair Value	34,357	44,046
Unrealized Losses	434	522
Mortgage-Backed Securities [Member]
Available-for-sale Securities [Line Items]
Fair Value, Less than 12 Months	10,574	9,722
Unrealized Losses, Less than 12 Months	105	30
Fair Value, 12 Months or More	721	4,236
Unrealized Losses, 12 Months or More	23	43
Fair Value	11,295	13,958
Unrealized Losses	128	73
Corporate Bonds [Member]
Available-for-sale Securities [Line Items]
Fair Value, Less than 12 Months	498	998
Unrealized Losses, Less than 12 Months	4	5
Fair Value, 12 Months or More	1,974	1,492
Unrealized Losses, 12 Months or More	26	7
Fair Value	2,472	2,490
Unrealized Losses	30	12
Collateralized Mortgage Obligations ("CMO") Securities [Member]
Available-for-sale Securities [Line Items]
Fair Value, Less than 12 Months	3,422	6,568
Unrealized Losses, Less than 12 Months	12	34
Fair Value, 12 Months or More	1,751	3,542
Unrealized Losses, 12 Months or More	19	57
Fair Value	5,173	10,110
Unrealized Losses	31	91
State And Political Subdivisions-Taxable [Member]
Available-for-sale Securities [Line Items]
Fair Value, Less than 12 Months	7,289
Unrealized Losses, Less than 12 Months	111
Fair Value, 12 Months or More	4,420
Unrealized Losses, 12 Months or More	108
Fair Value	11,709
Unrealized Losses	219
State And Political Subdivisions-Tax Exempt [Member]
Available-for-sale Securities [Line Items]
Fair Value, Less than 12 Months	2,244	8,074
Unrealized Losses, Less than 12 Months	24	79
Fair Value, 12 Months or More		6,728
Unrealized Losses, 12 Months or More		250
Fair Value	2,244	14,802
Unrealized Losses	24	329
SBA Pools [Member]
Available-for-sale Securities [Line Items]
Fair Value, Less than 12 Months	1,464	2,686
Unrealized Losses, Less than 12 Months	$ 2	$ 17
Fair Value, 12 Months or More
Unrealized Losses, 12 Months or More
Fair Value	$ 1,464	$ 2,686
Unrealized Losses	$ 2	$ 17

Loans (Narrative) (Details)

Loans (Narrative) (Details)	3 Months Ended		6 Months Ended		12 Months Ended
	Jun. 30, 2015contract	Jun. 30, 2014contract	Jun. 30, 2015USD ($)contract	Jun. 30, 2014contract	Dec. 31, 2014USD ($)
Loans [Abstract]
Residential loans rate adjustment period, years			5 years
Original loan to value, percentage			80.00%
HELOC loan term, years			10 years
Closed-end retail loans will be charged off after they become past due, days			120 days
Open-end retail loans will be charged off after they become past due, days			180 days
Past due payments are considered delinquent, days			30 days
Accrual of interest is generally discounted on delinquent loans, days			90 days
Minimum number of consecutive timely payments needed to be considered for accrual status			6 months
Minimum amount to be considered impaired			$ 250,000
Troubled debt restructurings with a payment default			$ 0		$ 0
New troubled debt restructurings | contract	0	0	0	2

Loans (Classification Of Loans)

Loans (Classification Of Loans) (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2013
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	$ 500,865		$ 481,834
Allowance for loan losses	7,865	$ 7,874	7,874	$ 7,894	$ 8,019	$ 8,165
Net deferred fees	192		171
Loans, net	492,808		473,789
Residential [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	141,299		145,241
Allowance for loan losses	2,079	2,352	2,324	2,783	2,711	2,891
RE-Commercial [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	178,410		182,718
Allowance for loan losses	2,736	2,904	3,168	2,901	2,912	3,050
Residential Construction [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	42,675		32,184
Allowance for loan losses	1,115	886	711	624	760	591
Other Construction, Land Development & Other Land [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	64,921		52,937
Allowance for loan losses	812	767	626	619	636	624
Commercial [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	71,581		66,868
Allowance for loan losses	1,108	950	1,031	953	985	996
Consumer [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	1,979		1,886
Allowance for loan losses	$ 15	$ 15	$ 14	$ 14	$ 15	$ 13

Loans (Allowance For Loan Losse

Loans (Allowance For Loan Losses) (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Loans [Abstract]
Beginning balance	$ 7,874	$ 8,019	$ 7,874	$ 8,165
(Recovery of) provision for loan losses			(145)	(292)
Recoveries	10	187	170	477
Charge-offs	(19)	(312)	(34)	(456)
Ending balance	$ 7,865	$ 7,894	$ 7,865	$ 7,894
Ratio of allowance for loan losses as a percent of loans outstanding at the end of the period	1.57%	1.71%	1.57%	1.71%

Loans (Allowance For Loan Los37

Loans (Allowance For Loan Losses By Portfolio Segment) (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning balance	$ 7,874	$ 8,019	$ 7,874	$ 8,165
Provision for (recovery of) loan losses			(145)	(292)
Recoveries	10	187	170	477
Charge-offs	(19)	(312)	(34)	(456)
Ending balance	7,865	7,894	7,865	7,894
Residential [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning balance	2,352	2,711	2,324	2,891
Provision for (recovery of) loan losses	(259)	381	(231)	336
Recoveries	5	3	20	12
Charge-offs	(19)	(312)	(34)	(456)
Ending balance	2,079	2,783	2,079	2,783
RE-Commercial [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning balance	2,904	2,912	3,168	3,050
Provision for (recovery of) loan losses	(168)	(11)	(432)	(149)
Ending balance	2,736	2,901	2,736	2,901
Residential Construction [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning balance	886	760	711	591
Provision for (recovery of) loan losses	228	(303)	401	(135)
Recoveries	1	167	3	168
Ending balance	1,115	624	1,115	624
Other Construction, Land Development & Other Land [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning balance	767	636	626	624
Provision for (recovery of) loan losses	44	(17)	85	(5)
Recoveries	1		101
Ending balance	812	619	812	619
Commercial [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning balance	950	985	1,031	996
Provision for (recovery of) loan losses	155	(49)	31	(340)
Recoveries	3	17	46	297
Ending balance	1,108	953	1,108	953
Consumer [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning balance	15	15	14	13
Provision for (recovery of) loan losses		(1)	1	1
Ending balance	$ 15	$ 14	$ 15	$ 14

Loans (Aging Of Unpaid Principa

Loans (Aging Of Unpaid Principal In Loans) (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Financing Receivable, Recorded Investment, Past Due [Line Items]
30-89 Day Past Due	$ 325	$ 505
90+ Days Past Due And Accruing
Nonaccrual	$ 2,618	$ 3,430
Current	497,922	477,899
Total loans	500,865	481,834
Residential [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
30-89 Day Past Due	$ 297	$ 77
90+ Days Past Due And Accruing
Nonaccrual	$ 1,776	$ 1,560
Current	139,226	143,604
Total loans	$ 141,299	145,241
RE-Commercial [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
30-89 Day Past Due		$ 428
90+ Days Past Due And Accruing
Nonaccrual	$ 167	$ 218
Current	178,243	182,072
Total loans	$ 178,410	$ 182,718
Residential Construction [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
30-89 Day Past Due
90+ Days Past Due And Accruing
Nonaccrual
Current	$ 42,675	$ 32,184
Total loans	$ 42,675	$ 32,184
Other Construction, Land Development & Other Land [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
30-89 Day Past Due
90+ Days Past Due And Accruing
Nonaccrual	$ 395	$ 1,360
Current	64,526	51,577
Total loans	64,921	$ 52,937
Commercial [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
30-89 Day Past Due	$ 28
90+ Days Past Due And Accruing
Nonaccrual
Current	$ 71,553	$ 66,868
Total loans	$ 71,581	$ 66,868
Consumer [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
30-89 Day Past Due
90+ Days Past Due And Accruing
Nonaccrual	$ 280	$ 292
Current	1,699	1,594
Total loans	$ 1,979	$ 1,886

Loans (Loan Portfolio By Intern

Loans (Loan Portfolio By Internally Assigned Grade) (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loan, carrying amount	$ 500,865	$ 481,834
Residential [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loan, carrying amount	141,299	145,241
RE-Commercial [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loan, carrying amount	178,410	182,718
Residential Construction [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loan, carrying amount	42,675	32,184
Other Construction, Land Development & Other Land [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loan, carrying amount	64,921	52,937
Commercial [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loan, carrying amount	71,581	66,868
Consumer [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loan, carrying amount	1,979	1,886
Pass [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loan, carrying amount	485,708	460,671
Pass [Member] | Residential [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loan, carrying amount	136,882	140,491
Pass [Member] | RE-Commercial [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loan, carrying amount	171,743	176,063
Pass [Member] | Residential Construction [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loan, carrying amount	42,504	32,013
Pass [Member] | Other Construction, Land Development & Other Land [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loan, carrying amount	62,650	44,595
Pass [Member] | Commercial [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loan, carrying amount	70,230	65,915
Pass [Member] | Consumer [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loan, carrying amount	1,699	1,594
Special Mention [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loan, carrying amount	4,915	10,656
Special Mention [Member] | Residential [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loan, carrying amount	1,529	2,141
Special Mention [Member] | RE-Commercial [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loan, carrying amount	$ 2,943	3,098
Special Mention [Member] | Residential Construction [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loan, carrying amount
Special Mention [Member] | Other Construction, Land Development & Other Land [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loan, carrying amount		4,819
Special Mention [Member] | Commercial [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loan, carrying amount	$ 443	598
Special Mention [Member] | Consumer [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loan, carrying amount
Substandard [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loan, carrying amount	$ 10,242	10,507
Substandard [Member] | Residential [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loan, carrying amount	2,888	2,609
Substandard [Member] | RE-Commercial [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loan, carrying amount	3,724	3,557
Substandard [Member] | Residential Construction [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loan, carrying amount	171	171
Substandard [Member] | Other Construction, Land Development & Other Land [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loan, carrying amount	2,271	3,523
Substandard [Member] | Commercial [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loan, carrying amount	908	355
Substandard [Member] | Consumer [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loan, carrying amount	$ 280	$ 292
Doubtful [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loan, carrying amount
Doubtful [Member] | Residential [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loan, carrying amount
Doubtful [Member] | RE-Commercial [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loan, carrying amount
Doubtful [Member] | Residential Construction [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loan, carrying amount
Doubtful [Member] | Other Construction, Land Development & Other Land [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loan, carrying amount
Doubtful [Member] | Commercial [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loan, carrying amount
Doubtful [Member] | Consumer [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loan, carrying amount
Loss [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loan, carrying amount
Loss [Member] | Residential [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loan, carrying amount
Loss [Member] | RE-Commercial [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loan, carrying amount
Loss [Member] | Residential Construction [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loan, carrying amount
Loss [Member] | Other Construction, Land Development & Other Land [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loan, carrying amount
Loss [Member] | Commercial [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loan, carrying amount
Loss [Member] | Consumer [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loan, carrying amount

Loans (Details Regarding Impair

Loans (Details Regarding Impaired Loans) (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Financing Receivable, Impaired [Line Items]
With no related allowance, Recorded Investment	$ 2,879	$ 8,515
With no related allowance, Unpaid Principal Balance	$ 4,044	$ 12,077
With an allowance, Recorded Investment
With an allowance, Unpaid Principal Balance
Recorded Investment	$ 2,879	$ 8,515
Unpaid Principal Balance	$ 4,044	$ 12,077
Related Allowance
Residential [Member]
Financing Receivable, Impaired [Line Items]
With no related allowance, Recorded Investment	$ 2,037	$ 1,826
With no related allowance, Unpaid Principal Balance	$ 2,531	$ 2,359
With an allowance, Recorded Investment
With an allowance, Unpaid Principal Balance
Recorded Investment	$ 2,037	$ 1,826
Unpaid Principal Balance	$ 2,531	$ 2,359
Related Allowance
RE-Commercial [Member]
Financing Receivable, Impaired [Line Items]
With no related allowance, Recorded Investment	$ 167	$ 217
With no related allowance, Unpaid Principal Balance	$ 194	$ 242
With an allowance, Recorded Investment
With an allowance, Unpaid Principal Balance
Recorded Investment	$ 167	$ 217
Unpaid Principal Balance	$ 194	$ 242
Related Allowance
Residential Construction [Member]
Financing Receivable, Impaired [Line Items]
With no related allowance, Recorded Investment
With no related allowance, Unpaid Principal Balance
With an allowance, Recorded Investment
With an allowance, Unpaid Principal Balance
Recorded Investment
Unpaid Principal Balance
Related Allowance
Other Construction, Land Development & Other Land [Member]
Financing Receivable, Impaired [Line Items]
With no related allowance, Recorded Investment	$ 395	$ 6,180
With no related allowance, Unpaid Principal Balance	$ 923	$ 9,080
With an allowance, Recorded Investment
With an allowance, Unpaid Principal Balance
Recorded Investment	$ 395	$ 6,180
Unpaid Principal Balance	$ 923	$ 9,080
Related Allowance
Commercial [Member]
Financing Receivable, Impaired [Line Items]
With no related allowance, Recorded Investment
With no related allowance, Unpaid Principal Balance
With an allowance, Recorded Investment
With an allowance, Unpaid Principal Balance
Recorded Investment
Unpaid Principal Balance
Related Allowance
Consumer [Member]
Financing Receivable, Impaired [Line Items]
With no related allowance, Recorded Investment	$ 280	$ 292
With no related allowance, Unpaid Principal Balance	$ 396	$ 396
With an allowance, Recorded Investment
With an allowance, Unpaid Principal Balance
Recorded Investment	$ 280	$ 292
Unpaid Principal Balance	$ 396	$ 396
Related Allowance

Loans (Balance Of The Allowance

Loans (Balance Of The Allowance For Loan Losses And Recorded Investment In Financing Received By Impairment Method For Each Loan Portfolio Segment) (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses, individually evaluated for impairment
Allowance for loan losses, collectively evaluated for impairment	$ 7,865	$ 7,874
Total ending allowance	7,865	7,874
Loans, individually evaluated for impairment	2,879	8,515
Loans, collectively evaluated for impairment	497,986	473,319
Total loans	$ 500,865	$ 481,834
Residential [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses, individually evaluated for impairment
Allowance for loan losses, collectively evaluated for impairment	$ 2,079	$ 2,324
Total ending allowance	2,079	2,324
Loans, individually evaluated for impairment	2,037	1,826
Loans, collectively evaluated for impairment	139,262	143,415
Total loans	$ 141,299	$ 145,241
RE-Commercial [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses, individually evaluated for impairment
Allowance for loan losses, collectively evaluated for impairment	$ 2,736	$ 3,168
Total ending allowance	2,736	3,168
Loans, individually evaluated for impairment	167	217
Loans, collectively evaluated for impairment	178,243	182,501
Total loans	$ 178,410	$ 182,718
Residential Construction [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses, individually evaluated for impairment
Allowance for loan losses, collectively evaluated for impairment	$ 1,115	$ 711
Total ending allowance	$ 1,115	711
Loans, individually evaluated for impairment
Loans, collectively evaluated for impairment	$ 42,675	32,184
Total loans	$ 42,675	$ 32,184
Other Construction, Land Development & Other Land [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses, individually evaluated for impairment
Allowance for loan losses, collectively evaluated for impairment	$ 812	$ 626
Total ending allowance	812	626
Loans, individually evaluated for impairment	395	6,180
Loans, collectively evaluated for impairment	64,526	46,757
Total loans	$ 64,921	$ 52,937
Commercial [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses, individually evaluated for impairment
Allowance for loan losses, collectively evaluated for impairment	$ 1,108	$ 1,031
Total ending allowance	$ 1,108	1,031
Loans, individually evaluated for impairment
Loans, collectively evaluated for impairment	$ 71,581	66,868
Total loans	$ 71,581	$ 66,868
Consumer [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses, individually evaluated for impairment
Allowance for loan losses, collectively evaluated for impairment	$ 15	$ 14
Total ending allowance	15	14
Loans, individually evaluated for impairment	280	292
Loans, collectively evaluated for impairment	1,699	1,594
Total loans	$ 1,979	$ 1,886

Loans (Interest Income Realized

Loans (Interest Income Realized And The Average Recorded Investment Of Impaired Loans) (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Financing Receivable, Impaired [Line Items]
Interest Income Recognized	$ 76	$ 267	$ 112	$ 426
Average Recorded Investment	2,642	6,731	6,241	6,251
Residential [Member]
Financing Receivable, Impaired [Line Items]
Interest Income Recognized	56	55	81	98
Average Recorded Investment	1,790	1,835	1,889	1,797
RE-Commercial [Member]
Financing Receivable, Impaired [Line Items]
Interest Income Recognized	6	22	10	34
Average Recorded Investment	$ 174	512	260	528
Residential Construction [Member]
Financing Receivable, Impaired [Line Items]
Interest Income Recognized		6		9
Average Recorded Investment		157	36	243
Other Construction, Land Development & Other Land [Member]
Financing Receivable, Impaired [Line Items]
Interest Income Recognized	$ 2	183	3	284
Average Recorded Investment	$ 395	4,179	3,816	3,527
Commercial [Member]
Financing Receivable, Impaired [Line Items]
Interest Income Recognized		1		1
Average Recorded Investment		$ 48	9	$ 156
Consumer [Member]
Financing Receivable, Impaired [Line Items]
Interest Income Recognized	$ 12		18
Average Recorded Investment	$ 283		$ 231

Loans (Troubled Debt Restructur

Loans (Troubled Debt Restructuring) (Details) $ in Thousands	6 Months Ended	12 Months Ended
	Jun. 30, 2015USD ($)contract	Dec. 31, 2014USD ($)$ / agreement
Financing Receivable, Modifications [Line Items]
Total Number of Contracts	2	5
Total Modifications	$ 347	$ 6,137
Residential [Member]
Financing Receivable, Modifications [Line Items]
Total Number of Contracts	1	1
Total Modifications	$ 261	$ 266
RE-Commercial [Member]
Financing Receivable, Modifications [Line Items]
Total Number of Contracts
Total Modifications
Residential Construction [Member]
Financing Receivable, Modifications [Line Items]
Total Number of Contracts
Total Modifications
Other Construction, Land Development & Other Land [Member]
Financing Receivable, Modifications [Line Items]
Total Number of Contracts	1	4
Total Modifications	$ 86	$ 5,871
Commercial [Member]
Financing Receivable, Modifications [Line Items]
Total Number of Contracts
Total Modifications
Consumer [Member]
Financing Receivable, Modifications [Line Items]
Total Number of Contracts
Total Modifications
Accrual Status [Member]
Financing Receivable, Modifications [Line Items]
Total Modifications	$ 261	$ 5,085
Accrual Status [Member] | Residential [Member]
Financing Receivable, Modifications [Line Items]
Total Modifications	$ 261	$ 266
Accrual Status [Member] | RE-Commercial [Member]
Financing Receivable, Modifications [Line Items]
Total Modifications
Accrual Status [Member] | Residential Construction [Member]
Financing Receivable, Modifications [Line Items]
Total Modifications
Accrual Status [Member] | Other Construction, Land Development & Other Land [Member]
Financing Receivable, Modifications [Line Items]
Total Modifications		$ 4,819
Accrual Status [Member] | Commercial [Member]
Financing Receivable, Modifications [Line Items]
Total Modifications
Accrual Status [Member] | Consumer [Member]
Financing Receivable, Modifications [Line Items]
Total Modifications
Nonaccrual Status [Member]
Financing Receivable, Modifications [Line Items]
Total Modifications	$ 86	$ 1,052
Nonaccrual Status [Member] | Residential [Member]
Financing Receivable, Modifications [Line Items]
Total Modifications
Nonaccrual Status [Member] | RE-Commercial [Member]
Financing Receivable, Modifications [Line Items]
Total Modifications
Nonaccrual Status [Member] | Residential Construction [Member]
Financing Receivable, Modifications [Line Items]
Total Modifications
Nonaccrual Status [Member] | Other Construction, Land Development & Other Land [Member]
Financing Receivable, Modifications [Line Items]
Total Modifications	$ 86	$ 1,052
Nonaccrual Status [Member] | Commercial [Member]
Financing Receivable, Modifications [Line Items]
Total Modifications
Nonaccrual Status [Member] | Consumer [Member]
Financing Receivable, Modifications [Line Items]
Total Modifications

Loans (Troubled Debt Restruct44

Loans (Troubled Debt Restructurings Reviewed for Consideration of Modification) (Details) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2015contract	Jun. 30, 2014contract	Jun. 30, 2015contract	Jun. 30, 2014USD ($)contract
Financing Receivable, Modifications [Line Items]
Number of Contracts | contract	0	0	0	2
Modifications				$ 4,236
Residential [Member]
Financing Receivable, Modifications [Line Items]
Number of Contracts | contract				1
Modifications				$ 272
Other Construction, Land Development & Other Land [Member]
Financing Receivable, Modifications [Line Items]
Number of Contracts | contract				1
Modifications				$ 3,964
Combination Modifications [Member]
Financing Receivable, Modifications [Line Items]
Modifications				4,236
Combination Modifications [Member] | Residential [Member]
Financing Receivable, Modifications [Line Items]
Modifications				272
Combination Modifications [Member] | Other Construction, Land Development & Other Land [Member]
Financing Receivable, Modifications [Line Items]
Modifications				$ 3,964

Other Real Estate Owned (OREO)

Other Real Estate Owned (OREO) (Details) - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014
Other Real Estate Owned (OREO) [Abstract]
Beginning Balance	$ 1,810	$ 2,658
Additions	97	118
Sales	(817)	(497)
Write-downs	(154)
Ending Balance	$ 936	$ 2,279

Fair Value (Narrative) (Details

Fair Value (Narrative) (Details) - 6 months ended Jun. 30, 2015	Total
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Appraisal of real estate to be considered level 3, minimum years	2 years
Number of days within the balance sheet date in which carrying value approximate fair value of advance form FHLB	90 days
Minimum [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Discount reflecting current market conditions, percent	0.00%
Maximum [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Discount reflecting current market conditions, percent	30.00%

Fair Value (Fair Value Of Asset

Fair Value (Fair Value Of Assets And Liabilities Measured On A Recurring Basis) (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities, fair value	$ 70,970	$ 74,283
Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities, fair value
Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities, fair value	$ 70,970	$ 74,283
Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale securities, fair value

Fair Value (Fair Value Of Ass48

Fair Value (Fair Value Of Assets Measured On A Nonrecurring Basis) (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans	$ 4,044	$ 8,515
Other real estate owned	936	1,810
Total	$ 4,980	$ 10,325
Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans
Other real estate owned
Total
Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans
Other real estate owned
Total
Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans	$ 4,044	$ 8,515
Other real estate owned	936	1,810
Total	$ 4,980	$ 10,325

Fair Value (Fair Value Of Finan

Fair Value (Fair Value Of Financial Instruments) (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
BOLI	$ 10,059	$ 9,900
Carrying Amount [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Cash and cash equivalents	14,174	11,093
Time deposits in other banks	2,000	2,000
Investment securities	73,339	76,654
Loans, net	492,808	473,789
Accrued interest, assets	1,773	1,736
BOLI	10,059	9,900
Deposits	505,421	479,507
FHLB advances	45,000	45,000
Subordinated debt and trust preferred	10,011	11,559
Repurchase agreements	1,602	1,761
Accrued interest, liabilities	40	37
Fair Value [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Cash and cash equivalents	14,174	11,093
Time deposits in other banks	2,016	1,989
Investment securities	73,571	76,921
Loans, net	494,427	472,105
Accrued interest, assets	1,773	1,736
BOLI	10,059	9,900
Deposits	498,118	477,359
FHLB advances	46,016	46,068
Subordinated debt and trust preferred	10,029	11,554
Repurchase agreements	1,602	1,761
Accrued interest, liabilities	$ 40	$ 37

Preferred Stock (Details)

Preferred Stock (Details) - Series A Preferred Stock [Member] - $ / shares	Jun. 30, 2015	Dec. 31, 2014
Class of Stock [Line Items]
Preferred stock, par value	$ 4	$ 4
Preferred stock, liquidation preference per share	$ 1,000	$ 1,000
Preferred stock, shares authorized	2,000,000	2,000,000
Preferred stock, shares outstanding	0	0

Common Stock (Details)

Common Stock (Details) - $ / shares	3 Months Ended	6 Months Ended
	Jun. 30, 2015	Jun. 30, 2015	Dec. 31, 2014
Class of Stock [Line Items]
Number of shares authorized for repurchase			300,000
Common stock repurchased during the period	41,700
Dividend declared, date		May 20, 2015
Dividend declared (per share)	$ 0.01	$ 0.01
Dividend declared, date of payment		Jun. 25, 2015
Dividend declared, date of record		Jun. 10, 2015
Common stock, par value	$ 0.01	$ 0.01
Common stock, shares authorized	30,000,000	30,000,000	30,000,000
Common stock, shares outstanding	12,917,317	12,917,317	12,864,542
Common Stock, Previous Par Value [Member]
Class of Stock [Line Items]
Common stock, par value	$ 4	$ 4