Hampden Bancorp 10-Q 13 Nov 13 2014 Q1 Quarterly report Financial data

Document_and_Entity_Informatio

Document and Entity Information	3 Months Ended
	Sep. 30, 2013	Nov. 08, 2013
Document Type	'10-Q	'
Amendment Flag	'false	'
Document Period End Date	30-Sep-13	'
Document Fiscal Year Focus	'2014	'
Document Fiscal Period Focus	'Q1	'
Trading Symbol	'HBNK	'
Entity Registrant Name	'HAMPDEN BANCORP, INC.	'
Entity Central Index Key	'0001375320	'
Current Fiscal Year End Date	'--06-30	'
Entity Filer Category	'Smaller Reporting Company	'
Entity Common Stock, Shares Outstanding	'	5,648,848

CONSOLIDATED_BALANCE_SHEETS

CONSOLIDATED BALANCE SHEETS (USD $)	Sep. 30, 2013	Jun. 30, 2013
In Thousands, unless otherwise specified
Assets	'	'
Cash and due from banks	$11,496	$13,737
Federal funds sold and other short-term investments	24,178	11,881
Cash and cash equivalents	35,674	25,618
Securities available for sale, at fair value	139,112	138,730
Federal Home Loan Bank of Boston stock, at cost	6,761	5,092
Loans held for sale	853	1,274
Loans, net of allowance for loan losses of $5,477 at September 30, 2013 and $5,414 at June 30, 2013	481,236	450,347
Other real estate owned	1,205	1,221
Premises and equipment, net	4,882	5,010
Accrued interest receivable	1,645	1,636
Deferred tax asset, net	4,941	4,584
Bank-owned life insurance	17,086	16,956
Other assets	2,755	2,494
Total assets	696,150	652,962
Liabilities and Stockholders' Equity	'	'
Deposits	485,669	474,798
Short-term borrowings	15,000	4,500
Long-term debt	105,333	82,492
Mortgagors' escrow accounts	1,139	1,100
Accrued expenses and other liabilities	5,026	6,413
Total liabilities	612,167	569,303
Commitments and contingencies	'	'
Preferred stock ($.01 par value, 5,000,000 shares authorized, none issued or outstanding)	'	'
Common stock ($.01 par value, 25,000,000 shares authorized; 8,020,607 issued at September 30, 2013 and 7,982,976 issued at June 30, 2013; 5,648,848 outstanding at September 30, 2013 and 5,629,099 outstanding at June 30, 2013)	80	80
Additional paid-in-capital	80,161	79,926
Unearned compensation - ESOP (349,797 shares unallocated at September 30, 2013 and 360,397 shares unallocated at June 30, 2013)	-3,498	-3,604
Unearned compensation - equity incentive plan	-14	-16
Retained earnings	35,340	34,450
Accumulated other comprehensive income (loss)	-289	346
Treasury stock, at cost (2,371,759 shares at September 30, 2013 and 2,353,877 shares at June 30, 2013)	-27,797	-27,523
Total stockholders' equity	83,983	83,659
Total liabilities and stockholders' equity	$696,150	$652,962

CONSOLIDATED_BALANCE_SHEETS_Pa

CONSOLIDATED BALANCE SHEETS (Parenthetical) (USD $)	Sep. 30, 2013	Jun. 30, 2013
In Thousands, except Share data, unless otherwise specified
Loans, allowance for loan losses	$5,477	$5,414
Preferred stock, par value	$0.01	$0.01
Preferred stock, shares authorized	5,000,000	5,000,000
Preferred stock, issued	0	0
Preferred stock, outstanding	0	0
Common stock, par value	$0.01	$0.01
Common stock, shares authorized	25,000,000	25,000,000
Common stock, issued	8,020,607	7,982,976
Common stock, outstanding	5,648,848	5,629,099
Unearned compensation - ESOP, shares unallocated	349,797	360,397
Treasury stock, shares	2,371,759	2,353,877

CONSOLIDATED_STATEMENTS_OF_NET

CONSOLIDATED STATEMENTS OF NET INCOME (USD $)	3 Months Ended
In Thousands, except Share data, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012
Interest and dividend income:	'	'
Loans, including fees	$5,509	$5,456
Debt securities	623	742
Dividends	5	7
Federal funds sold and other short-term investments	12	4
Total interest and dividend income	6,149	6,209
Interest expense:	'	'
Deposits	801	958
Borrowings	460	450
Total interest expense	1,261	1,408
Net interest income	4,888	4,801
Provision for loan losses	100	50
Net interest income, after provision for loan losses	4,788	4,751
Non-interest income:	'	'
Customer service fees	570	516
Gain on sales of loans, net	86	195
Increase in cash surrender value of bank-owned life insurance	130	134
Other	317	121
Total non-interest income	1,103	966
Non-interest expense:	'	'
Salaries and employee benefits	2,221	2,480
Occupancy and equipment	463	448
Data processing services	202	239
Advertising	144	149
Net loss (gain) on other real estate owned	4	-12
FDIC insurance assessment	97	80
Other general and administrative	874	1,080
Total non-interest expense	4,005	4,464
Income before income taxes	1,886	1,253
Income tax provision	679	492
Net income	$1,207	$761
Earnings per share	'	'
Basic (dollars per share)	$0.23	$0.14
Diluted (dollars per share)	$0.22	$0.14
Weighted average shares outstanding	'	'
Basic (in shares)	5,274,900	5,495,803
Diluted (in shares)	5,401,982	5,584,946

CONSOLIDATED_STATEMENTS_OF_COM

CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012
Net income	$1,207	$761
Other comprehensive income (loss):	'	'
Unrealized holding gains (losses) on available-for-sale securities	-992	669
Tax effect	357	-263
Other comprehensive income (loss), net-of-tax	-635	406
Comprehensive income	$572	$1,167

CONSOLIDATED_STATEMENTS_OF_CHA

CONSOLIDATED STATEMENTS OF CHANGES IN STOCKHOLDERS' EQUITY (USD $)	Total	Common Stock	Additional Paid-in Capital	Unearned Compensation - ESOP	Unearned Compensation - Equity Incentive Plan	Retained Earnings	Accumulated Other Comprehensive Income	Treasury Stock
In Thousands, except Share data
Balance at Jun. 30, 2012	$87,160	$80	$78,995	($4,028)	($225)	$32,473	$2,117	($22,252)
Balance (in shares) at Jun. 30, 2012	'	5,968,395	'	'	'	'	'	'
Comprehensive income	1,167	'	'	'	'	761	406	'
Cash dividends paid	-239	'	'	'	'	-239	'	'
Common stock repurchased	-1,385	'	'	'	'	'	'	-1,385
Common stock repurchased (in shares)	'	-107,790	'	'	'	'	'	'
Stock-based compensation	196	'	113	'	83	'	'	'
ESOP shares allocated or committed to be allocated	133	'	27	106	'	'	'	'
Balance at Sep. 30, 2012	87,032	80	79,135	-3,922	-142	32,995	2,523	-23,637
Balance (in shares) at Sep. 30, 2012	'	5,860,605	'	'	'	'	'	'
Balance at Jun. 30, 2013	83,659	80	79,926	-3,604	-16	34,450	346	-27,523
Balance (in shares) at Jun. 30, 2013	'	5,629,099	'	'	'	'	'	'
Comprehensive income	572	'	'	'	'	1,207	-635	'
Issuance of common stock for exercise of stock options	163	'	163	'	'	'	'	'
Issuance of common stock for exercise of stock options (in shares)	'	37,631	'	'	'	'	'	'
Cash dividends paid	-317	'	'	'	'	-317	'	'
Common stock repurchased	-274	'	'	'	'	'	'	-274
Common stock repurchased (in shares)	'	-17,882	'	'	'	'	'	'
Stock-based compensation	11	'	9	'	2	'	'	'
Tax benefit from equity incentive plan vesting	1	'	1	'	'	'	'	'
ESOP shares allocated or committed to be allocated	168	'	62	106	'	'	'	'
Balance at Sep. 30, 2013	$83,983	$80	$80,161	($3,498)	($14)	$35,340	($289)	($27,797)
Balance (in shares) at Sep. 30, 2013	'	5,648,848	'	'	'	'	'	'

CONSOLIDATED_STATEMENTS_OF_CHA1

CONSOLIDATED STATEMENTS OF CHANGES IN STOCKHOLDERS' EQUITY (Parenthetical) (USD $)	3 Months Ended
	Sep. 30, 2013	Sep. 30, 2012
Cash dividends paid, per share	$0.06	$0.04
ESOP shares allocated or committed to be allocated, shares	10,600	10,600

CONSOLIDATED_STATEMENTS_OF_CAS

CONSOLIDATED STATEMENTS OF CASH FLOWS (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012
Cash flows from operating activities:	'	'
Net income	$1,207	$761
Adjustments to reconcile net income to net cash provided by operating activities:	'	'
Provision for loan losses	100	50
Changes in fair value of mortgage servicing rights	137	-42
Net amortization of securities	143	177
Depreciation and amortization	186	177
Loans originated for sale	-6,581	-5,874
Proceeds from loan sales	7,088	6,106
Gain on sales of loans, net	-86	-195
Realized loss (gain) on sale of other real estate owned	4	-12
Increase in cash surrender value of bank-owned life insurance	-130	-134
Deferred tax benefit	'	-2
ESOP expense	168	133
Stock-based compensation	11	196
Tax benefit from equity incentive plan vesting	1	'
Net change in:	'	'
Accrued interest receivable	-9	9
Other assets	-261	-143
Accrued expenses and other liabilities	-1,524	-378
Net cash provided by operating activities	454	829
Cash flows from investing activities:	'	'
Maturities and calls of available-for-sale securities	'	'
Principal payments of available-for-sale securities	9,587	10,111
Purchases of available-for-sale securities	-11,104	-7,486
Purchase of loans	-3,464	-199
Loan originations, net of principal payments	-27,540	-13,759
Purchase of Federal Home Loan Bank stock	-1,669	-194
Proceeds from sale of other real estate owned	27	335
Purchase of premises and equipment	-58	-240
Net cash used in investing activities	-34,221	-11,432
Cash flows from financing activities:	'	'
Net change in deposits	10,871	18,075
Net change in repurchase agreements	'	-2,493
Net change in short-term borrowings	10,500	7,000
Proceeds from issuance of long-term debt	28,554	17,720
Repayment of long-term debt	-5,714	-9,635
Net change in mortgagors' escrow accounts	39	38
Tax benefit from equity incentive plan vesting	1	'
Issuance of common stock for exercise of stock options	163	'
Repurchase of common stock	-274	-1,385
Payment of dividends on common stock	-317	-239
Net cash provided by financing activities	43,823	29,081
Net change in cash and cash equivalents	10,056	18,478
Cash and cash equivalents at beginning of period	25,618	27,923
Cash and cash equivalents at end of period	35,674	46,401
Supplemental cash flow information:	'	'
Interest paid on deposits	801	958
Interest paid on borrowings	228	214
Income taxes paid	1,210	650
Transfers from loans to other real estate owned	$15	$51

Basis_of_presentation_and_cons

Basis of presentation and consolidation	3 Months Ended
	Sep. 30, 2013
Basis of presentation and consolidation	'
	1. Basis of presentation and consolidation
	The consolidated financial statements include the accounts of Hampden Bancorp, Inc. (the “Company”) and its wholly-owned subsidiaries, Hampden Bank (the “Bank”) and Hampden LS, Inc.  Hampden Bank is a Massachusetts chartered stock savings bank. The Company contributed funds to Hampden LS, Inc. to enable it to make a 15-year loan to the employee stock ownership plan (the “ESOP”) to allow it to purchase shares of the Company’s common stock as part of the completion of the initial public offering. Hampden Bank has three wholly-owned subsidiaries, Hampden Investment Corporation and Hampden Investment Corporation II, which engage in buying, selling, holding and otherwise dealing in securities, and Hampden Insurance Agency, which ceased selling insurance products in November of 2000 and remains inactive.  All significant intercompany accounts and transactions have been eliminated in consolidation.
	These financial statements have been prepared in accordance with accounting principles generally accepted in the United States of America (“GAAP”) for interim financial statements and the instructions for Form 10-Q and Article 10 of Regulation S-X. Accordingly, they do not include all of the information and footnotes required by GAAP for complete financial statements. In the opinion of management the information reflects all adjustments (consisting solely of normal recurring adjustments) that are necessary for a fair presentation. The results shown for the interim period ended September 30, 2013 are not necessarily indicative of the results to be obtained for a full year. These consolidated interim financial statements should be read in conjunction with the audited consolidated financial statements and notes thereto for the year ended June 30, 2013 included in the Company’s most recent Annual Report on Form 10-K filed by the Company with the Securities and Exchange Commission (“SEC”) on September 17, 2013.
	In preparing the consolidated interim financial statements, management is required to make estimates and assumptions that affect the reported amounts of assets and liabilities, and disclosures of contingent assets and liabilities, as of the date of the statement of financial condition and reported amounts of revenues and expenses for the periods presented. Actual results could differ from those estimates. Material estimates that are particularly susceptible to significant change in the near term relate to the determination of the allowance for loan losses and deferred income taxes.

Recent_Accounting_Pronouncemen

Recent Accounting Pronouncements	3 Months Ended
	Sep. 30, 2013
Recent Accounting Pronouncements	'
	2. Recent Accounting Pronouncements
	During the quarter ended September 30, 2013, the Company adopted the Financial Accounting Standards Board (“FASB”)  Accounting Standards Update (“ASU”) Comprehensive Income (Topic 220), Reporting of Amounts Reclassified Out of Accumulated Other Comprehensive Income, related to disclosure of amounts reclassified out of other accumulated comprehensive income. The standard requires that companies present either in a single note or parenthetically on the face of the financial statements, the effect of significant amounts reclassified from each component of accumulated other comprehensive income based on its source and the income statement line items affected by the reclassification.  Adoption of this standard did not have a material impact on the Company’s consolidated financial statements.

Earnings_Per_Share

Earnings Per Share	3 Months Ended
	Sep. 30, 2013
Earnings Per Share	'
	3. Earnings Per Share
	Basic earnings per share (“EPS”) excludes dilution and is calculated by dividing net income available to common stockholders by the weighted-average number of shares of common stock outstanding during the period. Diluted EPS is computed in a manner similar to that of basic EPS except that the weighted-average number of common shares outstanding is increased to include the number of incremental common shares (computed using the treasury stock method) that would have been outstanding if all potentially dilutive common stock equivalents (such as stock options and unvested restricted stock) were issued during the period. Unallocated common shares held by the ESOP are shown as a reduction in stockholders' equity and are included in the weighted-average number of common shares outstanding for both basic and diluted EPS calculations as they are committed to be released.
	Earnings per share for the three month periods ended September 30, 2013 and 2012 have been computed as follows:
		Three Months Ended September 30,
		2013			2012
	Net income applicable to common stock (in thousands)	$	1,207		$	761
	Average number of shares issued		8,004,098			7,951,548
	Less: average unallocated ESOP shares		(356,796	)		(399,192	)
	Less: average treasury stock		(2,369,761	)		(2,007,664	)
	Less: average unvested restricted stock awards		(2,641	)		(48,889	)
	Average number of basic shares outstanding		5,274,900			5,495,803
	Plus: dilutive unvested restricted stock awards		1,474			29,316
	Plus: dilutive stock option shares		125,608			59,827
	Average number of diluted shares outstanding		5,401,982			5,584,946
	Basic earnings per share	$	0.23		$	0.14
	Diluted earnings per share	$	0.22		$	0.14

Dividends

Dividends	3 Months Ended
	Sep. 30, 2013
Dividends	'
	4. Dividends
	On August 6, 2013, the Company declared a cash dividend of $0.06 per common share which was paid on August 30, 2013 to stockholders of record as of the close of business on August 16, 2013.
	On November 5, 2013, the Company declared a cash dividend of $0.06 per common share which is payable on November 29, 2013 to stockholders of record as of the close of business on November 15, 2013.

Loan_Commitments

Loan Commitments	3 Months Ended
	Sep. 30, 2013
Loan Commitments	'
	5. Loan Commitments
	Outstanding loan commitments totaled $139.8 million, at September 30, 2013 and $155.6 million at June 30, 2013. Loan commitments primarily consist of commitments to originate new loans as well as the outstanding unused portions of home equity, business and other lines of credit, and unused portions of construction loans.

Fair_Value_of_Assets_and_Liabi

Fair Value of Assets and Liabilities	3 Months Ended
	Sep. 30, 2013
Fair Value of Assets and Liabilities	'
	6. Fair Value of Assets and Liabilities
	GAAP defines fair value as the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date. GAAP establishes a fair value hierarchy that prioritizes the use of inputs used in valuation methodologies into the following three levels:
		Level 1:		Inputs to the valuation methodology are quoted prices, unadjusted, for identical assets or liabilities in active markets. A quoted price in an active market provides the most reliable evidence of fair value and shall be used to measure fair value whenever available.
		Level 2:		Inputs to the valuation methodology include quoted prices for similar assets or liabilities in active markets; and quoted prices for identical or similar assets or liabilities in markets that are not active; or inputs to the valuation methodology are derived principally from or can be corroborated by observable market data by correlation or other means.
		Level 3:		Inputs to the valuation methodology are unobservable and significant to the fair value measurement. Level 3 assets and liabilities include financial instruments whose value is determined using discounted cash flow methodologies, as well as instruments for which the determination of fair value requires significant management judgment or estimation.
		Where assets or liabilities are measured at fair value, transfers between levels are recognized at the end of the reporting period, if applicable.
		The following methods and assumptions were used by the Company in estimating fair value measurements and disclosures for financial instruments:
	Cash and cash equivalents: The carrying amounts of cash and federal funds sold and other short-term investments approximate fair values.
	Securities available for sale: The fair values used by the Company are obtained from an independent pricing service, which represents either quoted market prices for identical securities, quoted market prices for comparable securities or fair values determined by pricing models that consider observable market data, such as interest rate volatilities, credit spreads and prices from market makers and live trading systems and other market indicators, industry and economic events.  These values are not adjusted by the Company.
	Federal Home Loan Bank of Boston stock: The carrying amount of Federal Home Loan Bank (“FHLB”) stock approximates fair value based upon the redemption provisions of the FHLB of Boston.
	Loans held for sale: Fair value of loans held for sale is estimated based on commitments on hand from investors or prevailing market prices.
	Loans: Fair values for loans are estimated using discounted cash flow analyses, using market interest rates currently being offered for loans with similar terms to borrowers of similar credit quality. This analysis assumes no prepayment. Fair values for non-performing loans are estimated using discounted cash flow analyses or underlying collateral values, where applicable.
	Mortgage servicing rights: Mortgage servicing rights (“MSR”) are the rights of a mortgage servicer to collect mortgage payments and forward them, after deducting a fee, to the mortgage holder. The fair value of servicing rights is estimated using a discounted cash flow model. Discount rates, estimate of servicing costs and ancillary income, estimates of float earnings rates and delinquency information as well as an estimate of prepayments are used to calculate the value of the mortgage servicing asset.  The fair value of MSR is highly sensitive to changes in assumptions. Changes in prepayment speed assumptions generally have the most significant impact on the fair value of our MSR. Generally, as interest rates decline, mortgage loan prepayments accelerate due to increased refinance activity, which results in a decrease in the fair value of MSR. As interest rates rise, mortgage loan prepayments slowdown, which results in an increase in the fair value of MSR. Thus, any measurement of the fair value of our MSR is limited by the conditions existing and the assumptions utilized as of a particular point in time, and those assumptions may not be appropriate if they are applied at a different point in time.
	Deposits and mortgagors’ escrow accounts: The fair values for non-certificate accounts and mortgagors’ escrow accounts are, by definition, equal to the amounts payable on demand at the reporting date (i.e., their carrying amounts). Fair values for certificate accounts are estimated using a discounted cash flow calculation that applies market interest rates currently being offered on certificates to a schedule of aggregated expected monthly maturities of time deposits.
	Short-term borrowings: For short-term borrowings maturing within ninety days, carrying values approximate fair values. Fair values of other short-term borrowings are estimated using discounted cash flow analyses based on the current incremental borrowing rates in the market for similar types of borrowing arrangements.
	Long-term debt: The fair values of the Company's advances are estimated using discounted cash flow analyses based on the Company's current incremental borrowing rates for similar types of borrowing arrangements.
	Accrued interest: The carrying amounts of accrued interest approximate fair value.
	Off-balance-sheet instruments: Fair values for off-balance-sheet lending commitments are based on fees currently charged to enter into similar agreements, taking into account the remaining terms of the agreements and the counterparties' credit standing. The estimated fair value of off-balance sheet financial instruments at September 30, 2013 and June 30, 2013 was not material.
	The Company does not measure any liabilities at fair value on either a recurring or non-recurring basis.
	The following tables present the balance of assets measured at fair value on a recurring basis as of September 30, 2013 and June 30, 2013:
			Level 1		Level 2			Level 3		Total
	30-Sep-13		(In Thousands)
	Debt securities:
	Municipal bonds		$	-	$	4,479		$	-	$	4,479
	Corporate bonds			-		3,087			-		3,087
	Residential mortgage-backed securities:
	Government sponsored enterprises			-		129,430			-		129,430
	Non-government sponsored enterprises			-		2,048			-		2,048
	Total debt securities			-		139,044			-		139,044
	Marketable equity securities			68		-			-		68
	Mortgage servicing rights			-		-			830		830
	Total assets measured at fair value on a recurring basis		$	68	$	139,044		$	830	$	139,942
	30-Jun-13
	Debt securities:
	Municipal bonds		$	-	$	395		$	-	$	395
	Corporate bonds			-		3,076			-		3,076
	Residential mortgage-backed securities:
	Government sponsored enterprises			-		132,988			-		132,988
	Non-government sponsored enterprises			-		2,203			-		2,203
	Total debt securities			-		138,662			-		138,662
	Marketable equity securities			68		-			-		68
	Mortgage servicing rights			-		-			654		654
	Total assets measured at fair value on a recurring basis		$	68	$	138,662		$	654	$	139,384
	The table below presents, for the three months ended September 30, 2013 and 2012, the changes in Level 3 assets that are measured at fair value on a recurring basis:
			Mortgage Servicing Rights
			Three Months Ended September 30,
			2013		2012
			(In Thousands)
	Beginning balance		$	654	$	445
	Total realized and unrealized gains			137		(42	)
	(losses) included in net income
	Capitalized servicing assets			39		37
	Transfers in and/or out of Level 3			-		-
	Ending balance		$	830	$	440
	Also, the Company may be required, from time to time, to measure certain other assets at fair value on a non-recurring basis in accordance with GAAP.  These adjustments to fair value usually result from the application of lower-of-cost-or-market accounting or write-downs, charge-offs, and specific loss allocations of individual assets. The following table summarizes the fair value hierarchy used to determine each adjustment and the carrying value of the related individual assets measured at fair value on a non-recurring basis as of September 30, 2013 and June 30, 2013.
			Level 1		Level 2			Level 3
	30-Sep-13		(In Thousands)
	Other real estate owned		$	-	$	-		$	1,205
	30-Jun-13
	Impaired loans		$	-	$	-		$	292
	Other real estate owned			-		-			1,221
	Total assets		$	-	$	-		$	1,513
	During the three months ended September 30, 2013 there were no transfers from levels 1, 2, or 3.
The amount of impaired loans represents the carrying value of loans that include adjustments which are based on the estimated fair value of the underlying collateral. The fair value of collateral used by the Company represents the amount expected to be received from the sale of the property, net of selling costs, as determined by an independent, licensed or certified appraiser using observable market data. This data includes information such as selling price of similar properties, expected future cash flows or earnings of the subject property based on current market expectations, as well as relevant legal, physical and economic factors. The Company had no gains or losses on those impaired loans for the three months ended September 30, 2013. The Company had no gain or loss on those impaired loans for the three months ended September 30, 2012. The Company charges off any collateral shortfall on collaterally dependent impaired loans. Independent appraisals or tax assessments are obtained and updated as required for commercial real estate and residential real estate loans that are considered impaired and collateral dependent.  Losses applicable to certain impaired loans are estimated using the appraised or assessed value adjusted for market related discounts associated with foreclosure auctions, short sales, inventory of like properties, general liquidity in the market place as well as selling and disposal costs.  These considerations are applied on a case by case basis.
The Company classifies property acquired through foreclosure or acceptance of a deed in lieu of foreclosure as other real estate owned (“OREO”) in its consolidated financial statements. When property is placed into OREO, it is recorded at the fair value less estimated costs to sell at the date of foreclosure or acceptance of deed in lieu of foreclosure. At the time of transfer to OREO, any excess of carrying value over fair value is charged to the allowance for loan losses. Management, or its designee, inspects all OREO property periodically. Holding costs and declines in fair value result in charges to expense after the property is acquired. The Company had a $4,000 loss on OREO for the three months ended September 30, 2013. The Company had a $12,000 gain on OREO for the three months ended September 30, 2012. At September 30, 2013 and 2012, the amount of other real estate owned represents the carrying value and related charge-offs for which adjustments are based on current appraised value of the collateral or, where current appraised value is not obtained, management’s discounted estimate of the fair value of the collateral.
The fair value of a financial instrument is the current amount that would be exchanged between willing parties, other than in a forced liquidation. Fair value is best determined based upon quoted market prices. However, in many instances, there are no quoted market prices for the Company's various financial instruments. In cases where quoted market prices are not available, fair values are based on estimates using present value or other valuation techniques. Those techniques are significantly affected by the assumptions used, including the discount rate and estimates of future cash flows. Accordingly, the fair value estimates may not be realized in an immediate settlement of the instrument. Certain financial instruments and all non-financial instruments are exempt from disclosure requirements. Accordingly, the aggregate fair value amounts presented herein may not necessarily represent the underlying fair value of the Company.
The estimated fair values, and related carrying amounts, of the Company’s financial instruments are as follows:
		30-Sep-13
		Carrying		Fair Value
		Amount		Level 1			Level 2		Level 3		Total
		(In Thousands)
Financial assets:
Cash and cash equivalents		$	35,674	$	35,674		$	-	$	-	$	35,674
Securities available for sale			139,112		68			139,044		-		139,112
Federal Home Loan Bank stock			6,761		-			-		6,761		6,761
Loans held for sale			853		-			-		853		853
Loans, net			481,236		-			-		490,586		490,586
Accrued interest receivable			1,645		-			-		1,645		1,645
Mortgage servicing rights (1)			830		-			-		830		830
Financial liabilities:
Deposits			485,669		-			-		487,560		487,560
Short-term borrowings			15,000		-			15,000		-		15,000
Long-term debt			105,333		-			105,611		-		105,611
Mortgagors' escrow accounts			1,139		-			-		1,139		1,139
		30-Jun-13
		Carrying		Fair Value
		Amount		Level 1			Level 2		Level 3		Total
		(In Thousands)
Financial assets:
Cash and cash equivalents		$	25,618	$	25,618		$	-	$	-	$	25,618
Securities available for sale			138,730		68			138,662		-		138,730
Federal Home Loan Bank stock			5,092		-			-		5,092		5,092
Loans held for sale			1,274		-			-		1,274		1,274
Loans, net			450,347		-			-		459,018		459,018
Accrued interest receivable			1,636		-			-		1,636		1,636
Mortgage servicing rights (1)			654		-			-		654		654
Financial liabilities:
Deposits			474,798		-			-		477,059		477,059
Short-term borrowings			4,500		-			4,500		-		4,500
Long-term debt			82,492		-			82,527		-		82,527
Mortgagors' escrow accounts			1,100		-			-		1,010		1,010
(1) Included in other assets.

Securities_Available_For_Sale

Securities Available For Sale	3 Months Ended
	Sep. 30, 2013
Securities Available For Sale	'
	7. Securities Available For Sale
	The amortized cost and fair value of securities available for sale, with gross unrealized gains and losses, are as follows:
		30-Sep-13
		Amortized		Gross		Gross			Fair Value
		Cost		Unrealized		Unrealized
				Gains		Losses
		(In Thousands)
	Debt securities:
	Municipal bonds	$	4,479	$	-	$	-		$	4,479
	Corporate bonds		3,034		53		-			3,087
	Residential mortgage-backed securities:
	Government sponsored enterprises		129,952		1,552		(2,074	)		129,430
	Non-government sponsored enterprises		2,047		6		(5	)		2,048
	Total debt securities		139,512		1,611		(2,079	)		139,044
	Marketable equity securities		51		17		-			68
	Total securities available for sale	$	139,563	$	1,628	$	(2,079	)	$	139,112
		30-Jun-13
		Amortized		Gross		Gross			Fair Value
		Cost		Unrealized		Unrealized
				Gains		Losses
		(In Thousands)
	Debt securities:
	Municipal bonds	$	395	$	-	$	-		$	395
	Corporate bonds		3,036		40		-			3,076
	Residential mortgage-backed securities:
	Government sponsored enterprises		132,498		1,916		(1,426	)		132,988
	Non-government sponsored enterprises		2,209		10		(16	)		2,203
	Total debt securities		138,138		1,966		(1,442	)		138,662
	Marketable equity securities		51		17		-			68
	Total securities available for sale	$	138,189	$	1,983	$	(1,442	)	$	138,730
	The amortized cost and estimated fair value of debt securities by contractual maturity at September 30, 2013 is set forth below. Expected maturities will differ from contractual maturities because the issuer may have the right to call or prepay obligations with or without call or prepayment penalties.
		Amortized		Fair Value
		Cost
		(In Thousands)
	Within 1 year	$	3,723	$	3,722
	Over 1 year through 5 years		3,790		3,844
	Total bonds and obligations		7,513		7,566
	Residential mortgage-backed securities:
	Government sponsored enterprises		129,952		129,430
	Non-government sponsored enterprises		2,047		2,048
	Total debt securities	$	139,512	$	139,044
	Information pertaining to securities with gross unrealized losses at September 30, 2013 and June 30, 2013, aggregated by investment category and length of time that individual securities have been in a continuous loss position, are as follows:
		Less Than Twelve Months				Over Twelve Months					Total
		Gross		Fair Value		Gross			Fair Value		Gross		Fair Value
		Unrealized				Unrealized					Unrealized
		Losses				Losses					Losses
		(In Thousands)
	September 30, 2013:
	Residential mortgage-backed securities:
	Government sponsored enterprises	$	2,021	$	73,890	$	53		$	2,680	$	2,074	$	76,570
	Non-government sponsored enterprises		2		566		3			336		5		902
		$	2,023	$	74,456	$	56		$	3,016	$	2,079	$	77,472
	June 30, 2013:
	Residential mortgage-backed securities:
	Government sponsored enterprises		1,337		68,456		89			6,142		1,426		74,598
	Non-government sponsored enterprises		5		330		11			1,047		16		1,377
		$	1,342	$	68,786	$	100		$	7,189	$	1,442	$	75,975
	Management conducts, at least on a quarterly basis, a review of our investment securities to determine if the value of any security has declined below its cost or amortized cost and whether such decline represents other-than-temporary impairment (“OTTI”).
	At September 30, 2013 and June 30, 2013, no marketable equity securities had unrealized losses.
	At September 30, 2013, fifty-two debt securities had unrealized losses with aggregate depreciation of 2.6% from the Company's amortized cost basis. In analyzing an issuer's financial condition, management considers whether the securities are issued by the federal government or its government sponsored enterprises, whether downgrades by bond rating agencies have occurred, and industry analyst's reports. Because the majority of these securities have been issued by the U.S. Government or its government sponsored enterprises and as management has not decided to sell these securities, nor is it likely that the Company will be required to sell these securities, no declines are deemed to be other than temporary. At September 30, 2013, we held nine securities issued by private mortgage originators that had unrealized losses which had an amortized cost of $906,000 and a fair value of $902,000. All of these investments are “Senior” Class tranches and have underlying credit enhancements. Management estimates the loss projections for each security by evaluating the industry rating, amount of delinquencies, amount of foreclosure, amount of other real estate owned, average credit scores, average amortized loan to value and credit enhancement.  Based on this review, management determines whether credit losses have occurred. Management has determined that no credit losses have occurred as of September 30, 2013.

Loans

Loans	3 Months Ended
	Sep. 30, 2013
Loans	'
	8. Loans
	The following table sets forth the composition of the Company’s loan portfolio in dollar amounts and as a percentage of the total loan portfolio at the dates indicated.
		At September 30, 2013						At June 30, 2013
		Amount			Percent			Amount			Percent			Change			% Change
		(Dollars In Thousands)
	Mortgage loans on real estate:
	1-4 family residential	$	108,913			22.51	%	$	107,617			23.75	%	$	1,296			1.2	%
	Commercial		186,969			38.64			167,381			36.95			19,588			11.7	%
	Home equity:
	First lien		36,702			7.58			36,093			7.97			609			1.69	%
	Second lien		40,649			8.4			42,328			9.34			(1,679	)		(3.97	) %
	Construction:
	Residential		3,880			0.8			3,736			0.82			144			3.85	%
	Commercial		27,492			5.68			21,237			4.69			6,255			29.45	%
	Total mortgage loans on real estate		404,605			83.61			378,392			83.52			26,213			6.93	%
	Other loans:
	Commercial		45,885			9.48			43,566			9.62			2,319			5.32	%
	Consumer:
	Manufactured homes		22,025			4.55			21,716			4.79			309			1.42	%
	Automobile and other secured loans		9,405			1.94			7,682			1.7			1,723			22.43	%
	Other		1,990			0.41			1,679			0.37			311			18.52	%
	Total other loans		79,305			16.39			74,643			16.48			4,662			6.25	%
	Total loans		483,910			100	%		453,035			100	%	$	30,875			6.82	%
	Other items:
	Net deferred loan costs		2,803						2,726
	Allowance for loan losses		(5,477	)					(5,414	)
	Total loans, net	$	481,236					$	450,347
	Management performs a quarterly evaluation of the adequacy of the allowance for loan losses. The analysis of the allowance for loan losses has two components: specific and general allocations, which are further described below.
	Specific allocation
	Specific allocations are made for loans determined to be impaired. Impairment is measured by determining the present value of expected future cash flows or fair value of collateral for collateral dependent loans. The Company charges off any collateral shortfall on collaterally dependent impaired loans.
	A loan is considered impaired when, based on current information and events, it is probable that the Bank will be unable to collect the scheduled payments of principal and interest when due according to the contractual terms of the loan agreement. Impaired loans are generally placed on non-accrual status either when there is reasonable doubt as to the full collection of payments or when the loans become 90 days past due unless an evaluation clearly indicates that the loan is well secured and in the process of collection. Impairment is measured on a loan by loan basis for commercial loans by either the present value of expected future cash flows discounted at the loan’s effective interest rate, or the fair value of the collateral, adjusted for market conditions and selling expenses, if the loan is collateral dependent.
	The Company may periodically agree to modify the contractual terms of loans. When a loan is modified and a concession is made to a borrower experiencing financial difficulty, the modification is considered a troubled debt restructure (“TDR”). All TDRs are initially classified as impaired and may be evaluated for removal from impaired status after one year of current payments for a modified loan with a market rate.
	General allocation
	The general allocation is determined by segregating the remaining loans by type of loan and payment history. Consideration is given to historical loss experience and qualitative factors such as delinquency trends, changes in underwriting standards or lending policies, procedures and practices, experience and depth of management and lending staff, and general economic conditions. This analysis establishes loss factors that are applied to the loan groups to determine the amount of the general allocations. This evaluation is inherently subjective as it requires material estimates that may be susceptible to significant revisions based upon changes in economic and real estate market conditions. Actual loan losses may be significantly more than the allowance for loan losses that have been established which could have a material negative effect on financial results. There were no changes in the Company’s policies or methodology pertaining to the general component of the allowance for loan losses during the three months ended September 30, 2013.
	On a quarterly basis, management’s Loan Review Committee reviews the current status of various loan assets in order to evaluate the adequacy of the allowance for loan losses. In this evaluation process specific loans with risk ratings of six or higher are analyzed to determine their potential risk of loss. This process concentrates on watch list, non-accrual and classified loans. Any loan determined to be impaired is evaluated for potential loss exposure. Any shortfall results in a charge-off if the likelihood of loss is evaluated as probable. The Company’s policy for charging off uncollectible loans is based on an analysis of the financial condition of the borrower and/or the collateral value. To determine the adequacy of collateral on a particular loan, an estimate of the fair market value of the collateral is based on the most current appraised value, discounted cash flow valuation or other available information.
	The qualitative factors are assessed based on the various risk characteristics of each loan segment. Risk characteristics relevant to each portfolio segment are as follows:
	Residential real estate – The Company generally does not originate loans with a loan-to-value ratio greater than 80 percent unless there is private mortgage insurance. All loans in this segment are collateralized by 1-4 family residential real estate and repayment is dependent on the credit quality of the individual borrower. The overall health of the economy, including unemployment rates and housing prices, will have an effect on the credit quality in this segment.
	Commercial real estate – Loans in this segment are primarily income-producing properties throughout Massachusetts and Connecticut. The underlying cash flows generated by the properties can be adversely impacted by a downturn in the economy as evidenced by increased vacancy rates, which in turn, will have an effect on the credit quality in this segment. Management requires annual borrower financial statements, obtains rent rolls annually and continually monitors the cash flows of these loans.
	Home equity loans - Loans in this segment are secured by first or second mortgages on 1-4 family owner occupied properties, and are generally underwritten in amounts such that the combined first and second mortgage balances generally do not exceed 85% of the value of the property serving as collateral at time of origination. The lines-of-credit are available to be drawn upon for 10 to 20 years, at the end of which time they become term loans amortized over 5 to 10 years. Interest rates on home equity lines normally adjust based on the month-end prime rate published in the Wall Street Journal.
	Residential construction loans – Loans in this segment primarily include construction to permanent non-speculative real estate loans. All loans in this segment are collateralized by 1-4 family residential real estate and repayment is dependent on the credit quality of the individual borrower. The overall health of the economy, including unemployment rates and housing prices, will have an effect on the credit quality in this segment.
	Commercial construction loans – Loans in this segment primarily include construction to permanent non-speculative real estate loans. The underlying cash flows generated by the properties may be adversely impacted by a downturn in the economy, which in turn, will have an effect on the credit quality in this segment.
	Commercial loans – Loans in this segment are made to businesses and are generally secured by assets of the business. Repayment is expected from the cash flows of the business. A weakened economy may have an effect on the credit quality in this segment.
	Automobile and other secured loans – Loans in this segment include consumer non-real estate secured loans that the Company originates as well as automobile loans that the Company purchases from a third party. The Company has the ability to select the automobile loans it purchases based on its own underwriting standards.
	Manufactured home loans – Loans in this segment are secured by first liens on properties located primarily in the Northeast. Repayment is dependent on the credit quality of the individual borrower. The overall health of the economy, including unemployment rates, will have an effect on the credit quality in this segment. The Company has the ability to select the manufactured home loans it purchases based on its own underwriting standards.
	Other consumer loans – Loans in this segment are generally unsecured and repayment is dependent on the credit quality of the individual borrower.
	Credit Quality Information
	The Company utilizes a nine grade internal loan rating system for all loans as follows:
	Loans rated 1 – 5 are considered “pass” rated loans with low to average risk.
	Loans rated 6 are considered “special mention.” These loans are starting to show signs of potential weakness and are being closely monitored by management.
	Loans rated 7 are considered “substandard.” Generally, a loan is considered substandard if it is inadequately protected by the current net worth and paying capacity of the obligors and/or the collateral pledged. There is a distinct possibility that the Company will sustain some loss if the weakness is not corrected.
	Loans rated 8 are considered “doubtful” and have all the weaknesses inherent in those classified substandard with the added characteristic that the weaknesses make collection or liquidation in full, on the basis of currently existing facts, highly questionable and improbable.
	Loans rated 9 are considered uncollectible (“loss”) and of such little value that their continuance as loans is not warranted. These loans are generally charged off at each quarter end.
	On an annual basis, or more often if needed, the Company formally reviews the ratings on all commercial real estate, commercial construction and commercial loans. The Company engages an independent third-party to review a significant portion of loans within these segments. Management uses the results of these reviews as part of its annual review process. All credits rated 6 or worse are reviewed on a quarterly basis by management and semi-annually a statistically significant percentage is reviewed by a third party. At origination, management assigns risk ratings to 1-4 family residential loans, home equity loans, residential construction loans, manufactured home loans, and other consumer loans. The Company updates these risk ratings as needed based primarily on delinquency, bankruptcy, or tax delinquency.
	The following table presents the Company’s loans by risk rating at September 30, 2013 and June 30, 2013:
	30-Sep-13
		1-4 Family			Commercial			Home Equity			Home Equity			Residential			Commercial
		Residential			Real Estate			First Lien			Second Lien			Construction			Construction
								(In Thousands)
	Loans rated 1-5	$	107,294		$	173,427		$	36,702		$	40,285		$	3,880		$	27,492
	Loans rated 6		698			9,286			-			-			-			-
	Loans rated 7		618			4,256			-			114			-			-
	Loans rated 8		303			-			-			250			-			-
	Loans rated 9		-			-			-			-			-			-
	$	108,913		$	186,969		$	36,702		$	40,649		$	3,880		$	27,492
	Commercial			Manufactured			Automobile and			Other Consumer			Total
				Homes			Other Secured Loans
							(In Thousands)
Loans rated 1-5	$	39,580		$	21,877		$	9,405		$	1,989		$	461,931
Loans rated 6		1,277			93			-			1			11,355
Loans rated 7		5,028			-			-			-			10,016
Loans rated 8		-			55			-			-			608
Loans rated 9		-			-			-			-			-
	$	45,885		$	22,025		$	9,405		$	1,990		$	483,910
30-Jun-13
	1-4 Family			Commercial			Home Equity			Home Equity			Residential			Commercial
	Residential			Real Estate			First Lien			Second Lien			Construction			Construction
							(In Thousands)
Loans rated 1-5	$	105,529		$	153,513		$	36,093		$	41,963		$	3,736		$	21,237
Loans rated 6		835			7,624			-			-			-			-
Loans rated 7		686			6,244			-			115			-			-
Loans rated 8		567			-			-			250			-			-
Loans rated 9		-			-			-			-			-			-
	$	107,617		$	167,381		$	36,093		$	42,328		$	3,736		$	21,237
	Commercial			Manufactured			Automobile and			Other Consumer			Total
				Homes			Other Secured Loans
							(In Thousands)
Loans rated 1-5	$	36,827		$	21,398		$	7,682		$	1,678		$	429,656
Loans rated 6		994			146			-			-			9,599
Loans rated 7		5,745			36			-			1			12,827
Loans rated 8		-			136			-			-			953
Loans rated 9		-			-			-			-			-
	$	43,566		$	21,716		$	7,682		$	1,679		$	453,035
The results of the quarterly evaluation of the adequacy of the allowance for loan losses are summarized by, and appropriate recommendations and loan loss allowances are approved, by the Loan Review Committee. All supporting documentation with regard to the evaluation process, loan loss experience, allowance levels and the schedules of classified loans is maintained by the Company. The Loan Review Committee is chaired by the Company’s Chief Financial Officer. The allowance for loan loss calculation is presented to the Board of Directors on a quarterly basis with recommendations on its adequacy.
The following are summaries of past due and non-accrual loans at September 30, 2013 and June 30, 2013:
							90 Days
	30-59 Days			60-89 Days			or Greater			Total			Loans on
	Past Due			Past Due			Past Due			Past Due			Non-accrual
30-Sep-13	(In Thousands)
Mortgage loans on real estate:
1-4 family residential	$	686		$	-		$	564		$	1,250		$	1,072
Commercial		5			-			-			5			143
Home equity:
First lien		37			-			-			37			-
Second lien		33			-			297			330			364
Commercial		-			-			1,984			1,984			1,985
Consumer:
Manufactured homes		145			73			55			273			55
Automobile and other secured loans		12			-			-			12			-
Other		-			-			-			-			-
Total	$	918		$	73		$	2,900		$	3,891		$	3,619
30-Jun-13
Mortgage loans on real estate:
1-4 family residential	$	642		$	-		$	1,013		$	1,655		$	1,405
Commercial		148			-			-			148			148
Home equity:
First lien		-			-			-			-			-
Second lien		180			29			268			477			335
Commercial		16			75			1,984			2,075			1,988
Consumer:
Manufactured homes		115			-			103			218			103
Automobile and other secured loans		18			-			-			18			-
Other		1			-			-			1			-
Total	$	1,120		$	104		$	3,368		$	4,592		$	3,979
At September 30, 2013 and June 30, 2013 there were no loans past due 90 days or more and still accruing.
The following are summaries of impaired loans at September 30, 2013 and June 30, 2013:
	30-Sep-13									30-Jun-13
	Recorded			Unpaid			Related			Recorded			Unpaid			Related
	Investment			Principal			Allowance			Investment			Principal			Allowance
				Balance									Balance
				(In Thousands)									(In Thousands)
Impaired loans without a valuation allowance:
Mortgage loans on real estate:
1-4 family residential	$	1,072		$	1,299		$	-		$	1,405		$	1,676		$	-
Commercial		5,291			5,291			-			5,962			5,962			-
Home equity:
Second lien		364			364			-			335			335			-
Other loans:
Commercial		4,163			4,170			-			4,408			4,415			-
Manufactured homes		55			55			-			103			103			-
Total		10,945			11,179			-			12,213			12,491			-
Impaired loans with a valuation allowance:
Mortgage loans on real estate:
Commercial		2,176			2,176			27			2,208			2,208			32
Other loans:
Commercial		495			495			1			533			533			-
Total		2,671			2,671			28			2,741			2,741			32
Total impaired loans	$	13,616		$	13,850		$	28		$	14,954		$	15,232		$	32
Information pertaining to impaired loans for the three months ended September 30, 2013 and 2012 follows:
	Three Months Ended September 30, 2013									Three Months Ended September 30, 2012
	Average			Interest Income									Interest Income
	Recorded			Recognized						Average			Recognized			Recognized
	Investment on							Recognized		Recorded						on a Cash
	Impaired							on a Cash		Investment on						Basis
	Loans							Basis		Impaired Loans
Mortgage loans on real estate:	(In Thousands)
1-4 family residential	$	1,239		$	21		$	15		$	1,387		$	22		$	22
Commercial		7,818			106			106			11,513			196			196
Home equity:
First lien		-			-			-			55			7			1
Second lien		350			5			1			80			1			1
Construction:
Residential		-			-			-			-			-			-
Commercial		-			-			-			-			-			-
Commercial		4,799			68			36			3,912			48			48
Consumer:
Manufactured homes		79			1			-			173			15			-
Automobile and other secured loans		-			-			-			-			-			-
Other		-			-			-			-			-			-
Total loans	$	14,284		$	201		$	158		$	17,120		$	289		$	268
At September 30, 2013, the Company had four impaired loans that had $540,000 committed to be advanced. The $13.6 million of impaired loans include $3.6 million of non-accrual loans, and $6.9 million of accruing troubled debt restructured loans as of September 30, 2013. The remaining $3.1 million of impaired loans, all of which are current with payments, are loans that the Company believes, based on current information and events, it is probable that the Company will be unable to collect the scheduled payments of principal or interest when due according to the contractual terms of the loan agreement. Of the $13.6 million of impaired loans, $10.0 million, or 73.5%, are current with all payment terms. As of June 30, 2013, the $15.0 million of impaired loans included $4.0 million of non-accrual loans and $7.3 million of accruing troubled debt restructured loans. The remaining $3.7 million of impaired loans are loans that the Company believes, based on current information and events, it is probable that the Company will be unable to collect the scheduled payments of principal or interest when due according to the contractual terms of the loan agreement. Of the $15.0 million of impaired loans, $11.0 million, or 73%, were current with all payment terms as of June 30, 2013.
The Company had no new TDR loan relationships in the three months ended September 30, 2013. As of September 30, 2013, there were no TDR loans that were restructured within the previous twelve months that had any payment defaults.  The Company had no new TDR loan relationships in the three months ended September 30, 2012.  As of September 30, 2012, there were no TDR loans that were restructured within the previous twelve months that had any payment defaults.
Information pertaining to the allowance for loan losses and recorded investment in loans for the three months ended September 30, 2013 and 2012 follows:
	1-4 Family			Commercial			Home Equity			Home Equity			Residential			Commercial			Commercial			Manufactured			Automobile		Other		Total
	Residential			Real Estate			First Lien			Second Lien			Construction			Construction						Homes			and Other		Consumer
																									Secured
																									Loans
Three Months Ended	(In Thousands)
September 30, 2013
Balance at June 30, 2013	$	762		$	2,215		$	233		$	302		$	33		$	315		$	1,065		$	432		$	34	$	23	$	5,414
Charge-offs		-			(4	)		-			-			-			-			-			(46	)		-		-		(50	)
Recoveries		-			-			1			-			-			-			1			-			-		11		13
Provision		-			90			-			-			-			-			-			10			-		-		100
Balance at September 30, 2013	$	762		$	2,301		$	234		$	302		$	33		$	315		$	1,066		$	396		$	34	$	34	$	5,477
Three Months Ended
September 30, 2012
Balance at June 30, 2012	$	865		$	2,360		$	206		$	280		$	38		$	20		$	969		$	375		$	25	$	10	$	5,148
Charge-offs		-			(15	)		-			-			-			-			(15	)		-			-		-		(30	)
Recoveries		2			-			-			-			-			-			-			-			-		2		4
Provision		9			21			2			3			1			1			9			4			-		-		50
Balance at September 30, 2012	$	876		$	2,366		$	208		$	283		$	39		$	21		$	963		$	379		$	25	$	12	$	5,172
	1-4 Family Residential			Commercial Real Estate			Home Equity First Lien			Home Equity Second Lien			Residential Construction			Commercial Construction			Commercial			Manufactured Homes			Automobile		Other Consumer		Total
																									and Other Secured
																									Loans
At September 30, 2013	(In Thousands)
Allowance:
Impaired loans	$	-		$	27		$	-		$	-		$	-		$	-		$	1		$	-		$	-	$	-	$	28
Non-impaired loans		762			2,274			234			302			33			315			1,065			396			34		34		5,449
Total allowance for loan losses	$	762		$	2,301		$	234		$	302		$	33		$	315		$	1,066		$	396		$	34	$	34	$	5,477
Loans:
Impaired loans	$	1,072		$	7,467		$	-		$	364		$	-		$	-		$	4,658		$	55		$	-	$	-	$	13,616
Non-impaired loans		107,841			179,502			36,702			40,285			3,880			27,492			41,227			21,970			9,405		1,990		470,294
Total loans	$	108,913		$	186,969		$	36,702		$	40,649		$	3,880		$	27,492		$	45,885		$	22,025		$	9,405	$	1,990	$	483,910
At June 30, 2013
Allowance:
Impaired loans	$	-		$	32		$	-		$	-		$	-		$	-		$	-		$	-		$	-	$	-	$	32
Non-impaired loans		762			2,183			233			302			33			315			1,065			432			34		23		5,382
Total allowance for loan losses	$	762		$	2,215		$	233		$	302		$	33		$	315		$	1,065		$	432		$	34	$	23	$	5,414
Loans:
Impaired loans	$	1,405		$	8,170		$	-		$	335		$	-		$	-		$	4,941		$	103		$	-	$	-	$	14,954
Non-impaired loans		106,212			159,211			36,093			41,993			3,736			21,237			38,625			21,613			7,682		1,679		438,081
Total loans	$	107,617		$	167,381		$	36,093		$	42,328		$	3,736		$	21,237		$	43,566		$	21,716		$	7,682	$	1,679	$	453,035
At September 30, 2012
Impaired loans	$	-		$	206		$	-		$	-		$	-		$	-		$	1		$	-		$	-	$	-	$	207
Non-impaired loans		876			2,160			208			283			39			21			962			379			25		12		4,965
Total allowance for loan losses	$	876		$	2,366		$	208		$	283		$	39		$	21		$	963		$	379		$	25	$	12	$	5,172
Loans:
Impaired loans	$	1,504		$	11,450		$	111		$	91		$	-		$	-		$	3,793		$	214		$	-	$	-	$	17,163
Non-impaired loans		109,409			145,400			33,604			42,025			4,749			6,611			35,504			21,154			5,956		1,060		405,472
Total loans	$	110,913		$	156,850		$	33,715		$	42,116		$	4,749		$	6,611		$	39,297		$	21,368		$	5,956	$	1,060	$	422,635
The Company has transferred a portion of its originated commercial real estate and commercial loans to participating lenders. The amounts transferred have been accounted for as sales and are therefore not included in the Company’s accompanying consolidated balance sheets. The Company and participating lenders share ratably in any gains or losses that may result from a borrower’s lack of compliance with contractual terms of the loan. The Company continues to service the loans on behalf of the participating lenders and, as such, collects cash payments from the borrowers, remits payments (net of servicing fees) to participating lenders and disburses required escrow funds to relevant parties. At September 30, 2013 and June 30, 2013, the Company was servicing loans for participants aggregating $35.5 million and $35.0 million, respectively.

Significant_Accounting_Policie

Significant Accounting Policies (Policies)	3 Months Ended
	Sep. 30, 2013
Recent Accounting Pronouncements	'
	Recent Accounting Pronouncements
	During the quarter ended September 30, 2013, the Company adopted the Financial Accounting Standards Board (“FASB”)  Accounting Standards Update (“ASU”) Comprehensive Income (Topic 220), Reporting of Amounts Reclassified Out of Accumulated Other Comprehensive Income, related to disclosure of amounts reclassified out of other accumulated comprehensive income. The standard requires that companies present either in a single note or parenthetically on the face of the financial statements, the effect of significant amounts reclassified from each component of accumulated other comprehensive income based on its source and the income statement line items affected by the reclassification.  Adoption of this standard did not have a material impact on the Company’s consolidated financial statements.
Determination of Fair Value	'
		The following methods and assumptions were used by the Company in estimating fair value measurements and disclosures for financial instruments:
	Cash and cash equivalents: The carrying amounts of cash and federal funds sold and other short-term investments approximate fair values.
	Securities available for sale: The fair values used by the Company are obtained from an independent pricing service, which represents either quoted market prices for identical securities, quoted market prices for comparable securities or fair values determined by pricing models that consider observable market data, such as interest rate volatilities, credit spreads and prices from market makers and live trading systems and other market indicators, industry and economic events.  These values are not adjusted by the Company.
	Federal Home Loan Bank of Boston stock: The carrying amount of Federal Home Loan Bank (“FHLB”) stock approximates fair value based upon the redemption provisions of the FHLB of Boston.
	Loans held for sale: Fair value of loans held for sale is estimated based on commitments on hand from investors or prevailing market prices.
	Loans: Fair values for loans are estimated using discounted cash flow analyses, using market interest rates currently being offered for loans with similar terms to borrowers of similar credit quality. This analysis assumes no prepayment. Fair values for non-performing loans are estimated using discounted cash flow analyses or underlying collateral values, where applicable.
	Mortgage servicing rights: Mortgage servicing rights (“MSR”) are the rights of a mortgage servicer to collect mortgage payments and forward them, after deducting a fee, to the mortgage holder. The fair value of servicing rights is estimated using a discounted cash flow model. Discount rates, estimate of servicing costs and ancillary income, estimates of float earnings rates and delinquency information as well as an estimate of prepayments are used to calculate the value of the mortgage servicing asset.  The fair value of MSR is highly sensitive to changes in assumptions. Changes in prepayment speed assumptions generally have the most significant impact on the fair value of our MSR. Generally, as interest rates decline, mortgage loan prepayments accelerate due to increased refinance activity, which results in a decrease in the fair value of MSR. As interest rates rise, mortgage loan prepayments slowdown, which results in an increase in the fair value of MSR. Thus, any measurement of the fair value of our MSR is limited by the conditions existing and the assumptions utilized as of a particular point in time, and those assumptions may not be appropriate if they are applied at a different point in time.
	Deposits and mortgagors’ escrow accounts: The fair values for non-certificate accounts and mortgagors’ escrow accounts are, by definition, equal to the amounts payable on demand at the reporting date (i.e., their carrying amounts). Fair values for certificate accounts are estimated using a discounted cash flow calculation that applies market interest rates currently being offered on certificates to a schedule of aggregated expected monthly maturities of time deposits.
	Short-term borrowings: For short-term borrowings maturing within ninety days, carrying values approximate fair values. Fair values of other short-term borrowings are estimated using discounted cash flow analyses based on the current incremental borrowing rates in the market for similar types of borrowing arrangements.
	Long-term debt: The fair values of the Company's advances are estimated using discounted cash flow analyses based on the Company's current incremental borrowing rates for similar types of borrowing arrangements.
	Accrued interest: The carrying amounts of accrued interest approximate fair value.
	Off-balance-sheet instruments: Fair values for off-balance-sheet lending commitments are based on fees currently charged to enter into similar agreements, taking into account the remaining terms of the agreements and the counterparties' credit standing. The estimated fair value of off-balance sheet financial instruments at September 30, 2013 and June 30, 2013 was not material.
	The Company does not measure any liabilities at fair value on either a recurring or non-recurring basis.
Allowance for Loan Losses	'
	Management performs a quarterly evaluation of the adequacy of the allowance for loan losses. The analysis of the allowance for loan losses has two components: specific and general allocations, which are further described below.
	Specific allocation
	Specific allocations are made for loans determined to be impaired. Impairment is measured by determining the present value of expected future cash flows or fair value of collateral for collateral dependent loans. The Company charges off any collateral shortfall on collaterally dependent impaired loans.
	A loan is considered impaired when, based on current information and events, it is probable that the Bank will be unable to collect the scheduled payments of principal and interest when due according to the contractual terms of the loan agreement. Impaired loans are generally placed on non-accrual status either when there is reasonable doubt as to the full collection of payments or when the loans become 90 days past due unless an evaluation clearly indicates that the loan is well secured and in the process of collection. Impairment is measured on a loan by loan basis for commercial loans by either the present value of expected future cash flows discounted at the loan’s effective interest rate, or the fair value of the collateral, adjusted for market conditions and selling expenses, if the loan is collateral dependent.
	The Company may periodically agree to modify the contractual terms of loans. When a loan is modified and a concession is made to a borrower experiencing financial difficulty, the modification is considered a troubled debt restructure (“TDR”). All TDRs are initially classified as impaired and may be evaluated for removal from impaired status after one year of current payments for a modified loan with a market rate.
	General allocation
	The general allocation is determined by segregating the remaining loans by type of loan and payment history. Consideration is given to historical loss experience and qualitative factors such as delinquency trends, changes in underwriting standards or lending policies, procedures and practices, experience and depth of management and lending staff, and general economic conditions. This analysis establishes loss factors that are applied to the loan groups to determine the amount of the general allocations. This evaluation is inherently subjective as it requires material estimates that may be susceptible to significant revisions based upon changes in economic and real estate market conditions. Actual loan losses may be significantly more than the allowance for loan losses that have been established which could have a material negative effect on financial results. There were no changes in the Company’s policies or methodology pertaining to the general component of the allowance for loan losses during the three months ended September 30, 2013.
	On a quarterly basis, management’s Loan Review Committee reviews the current status of various loan assets in order to evaluate the adequacy of the allowance for loan losses. In this evaluation process specific loans with risk ratings of six or higher are analyzed to determine their potential risk of loss. This process concentrates on watch list, non-accrual and classified loans. Any loan determined to be impaired is evaluated for potential loss exposure. Any shortfall results in a charge-off if the likelihood of loss is evaluated as probable. The Company’s policy for charging off uncollectible loans is based on an analysis of the financial condition of the borrower and/or the collateral value. To determine the adequacy of collateral on a particular loan, an estimate of the fair market value of the collateral is based on the most current appraised value, discounted cash flow valuation or other available information.
	The qualitative factors are assessed based on the various risk characteristics of each loan segment. Risk characteristics relevant to each portfolio segment are as follows:
	Residential real estate – The Company generally does not originate loans with a loan-to-value ratio greater than 80 percent unless there is private mortgage insurance. All loans in this segment are collateralized by 1-4 family residential real estate and repayment is dependent on the credit quality of the individual borrower. The overall health of the economy, including unemployment rates and housing prices, will have an effect on the credit quality in this segment.
	Commercial real estate – Loans in this segment are primarily income-producing properties throughout Massachusetts and Connecticut. The underlying cash flows generated by the properties can be adversely impacted by a downturn in the economy as evidenced by increased vacancy rates, which in turn, will have an effect on the credit quality in this segment. Management requires annual borrower financial statements, obtains rent rolls annually and continually monitors the cash flows of these loans.
	Home equity loans - Loans in this segment are secured by first or second mortgages on 1-4 family owner occupied properties, and are generally underwritten in amounts such that the combined first and second mortgage balances generally do not exceed 85% of the value of the property serving as collateral at time of origination. The lines-of-credit are available to be drawn upon for 10 to 20 years, at the end of which time they become term loans amortized over 5 to 10 years. Interest rates on home equity lines normally adjust based on the month-end prime rate published in the Wall Street Journal.
	Residential construction loans – Loans in this segment primarily include construction to permanent non-speculative real estate loans. All loans in this segment are collateralized by 1-4 family residential real estate and repayment is dependent on the credit quality of the individual borrower. The overall health of the economy, including unemployment rates and housing prices, will have an effect on the credit quality in this segment.
	Commercial construction loans – Loans in this segment primarily include construction to permanent non-speculative real estate loans. The underlying cash flows generated by the properties may be adversely impacted by a downturn in the economy, which in turn, will have an effect on the credit quality in this segment.
	Commercial loans – Loans in this segment are made to businesses and are generally secured by assets of the business. Repayment is expected from the cash flows of the business. A weakened economy may have an effect on the credit quality in this segment.
	Automobile and other secured loans – Loans in this segment include consumer non-real estate secured loans that the Company originates as well as automobile loans that the Company purchases from a third party. The Company has the ability to select the automobile loans it purchases based on its own underwriting standards.
	Manufactured home loans – Loans in this segment are secured by first liens on properties located primarily in the Northeast. Repayment is dependent on the credit quality of the individual borrower. The overall health of the economy, including unemployment rates, will have an effect on the credit quality in this segment. The Company has the ability to select the manufactured home loans it purchases based on its own underwriting standards.
	Other consumer loans – Loans in this segment are generally unsecured and repayment is dependent on the credit quality of the individual borrower.

Earnings_Per_Share_Tables

Earnings Per Share (Tables)	3 Months Ended
	Sep. 30, 2013
Schedule of Earnings Per Share	'
	Earnings per share for the three month periods ended September 30, 2013 and 2012 have been computed as follows:
		Three Months Ended September 30,
		2013			2012
	Net income applicable to common stock (in thousands)	$	1,207		$	761
	Average number of shares issued		8,004,098			7,951,548
	Less: average unallocated ESOP shares		(356,796	)		(399,192	)
	Less: average treasury stock		(2,369,761	)		(2,007,664	)
	Less: average unvested restricted stock awards		(2,641	)		(48,889	)
	Average number of basic shares outstanding		5,274,900			5,495,803
	Plus: dilutive unvested restricted stock awards		1,474			29,316
	Plus: dilutive stock option shares		125,608			59,827
	Average number of diluted shares outstanding		5,401,982			5,584,946
	Basic earnings per share	$	0.23		$	0.14
	Diluted earnings per share	$	0.22		$	0.14

Fair_Value_of_Assets_and_Liabi1

Fair Value of Assets and Liabilities (Tables)	3 Months Ended
	Sep. 30, 2013
Schedule of Financial Assets Measured at Fair Value on Recurring Basis	'
	The following tables present the balance of assets measured at fair value on a recurring basis as of September 30, 2013 and June 30, 2013:
		Level 1		Level 2			Level 3		Total
	30-Sep-13	(In Thousands)
	Debt securities:
	Municipal bonds	$	-	$	4,479		$	-	$	4,479
	Corporate bonds		-		3,087			-		3,087
	Residential mortgage-backed securities:
	Government sponsored enterprises		-		129,430			-		129,430
	Non-government sponsored enterprises		-		2,048			-		2,048
	Total debt securities		-		139,044			-		139,044
	Marketable equity securities		68		-			-		68
	Mortgage servicing rights		-		-			830		830
	Total assets measured at fair value on a recurring basis	$	68	$	139,044		$	830	$	139,942
	30-Jun-13
	Debt securities:
	Municipal bonds	$	-	$	395		$	-	$	395
	Corporate bonds		-		3,076			-		3,076
	Residential mortgage-backed securities:
	Government sponsored enterprises		-		132,988			-		132,988
	Non-government sponsored enterprises		-		2,203			-		2,203
	Total debt securities		-		138,662			-		138,662
	Marketable equity securities		68		-			-		68
	Mortgage servicing rights		-		-			654		654
	Total assets measured at fair value on a recurring basis	$	68	$	138,662		$	654	$	139,384
Schedule of Level 3 Assets Measured at Fair Value on Recurring Basis	'
	The table below presents, for the three months ended September 30, 2013 and 2012, the changes in Level 3 assets that are measured at fair value on a recurring basis:
		Mortgage Servicing Rights
		Three Months Ended September 30,
		2013		2012
		(In Thousands)
	Beginning balance	$	654	$	445
	Total realized and unrealized gains		137		(42	)
	(losses) included in net income
	Capitalized servicing assets		39		37
	Transfers in and/or out of Level 3		-		-
	Ending balance	$	830	$	440
Schedule of Financial Assets Measured at Fair Value on Nonrecurring Basis	'
	The following table summarizes the fair value hierarchy used to determine each adjustment and the carrying value of the related individual assets measured at fair value on a non-recurring basis as of September 30, 2013 and June 30, 2013.
		Level 1		Level 2			Level 3
	30-Sep-13	(In Thousands)
	Other real estate owned	$	-	$	-		$	1,205
	30-Jun-13
	Impaired loans	$	-	$	-		$	292
	Other real estate owned		-		-			1,221
	Total assets	$	-	$	-		$	1,513
Schedule of Carrying Amounts and Estimated Fair Values of Financial Instruments	'
	The estimated fair values, and related carrying amounts, of the Company’s financial instruments are as follows:
		30-Sep-13
		Carrying		Fair Value
		Amount		Level 1			Level 2		Level 3		Total
		(In Thousands)
	Financial assets:
	Cash and cash equivalents	$	35,674	$	35,674		$	-	$	-	$	35,674
	Securities available for sale		139,112		68			139,044		-		139,112
	Federal Home Loan Bank stock		6,761		-			-		6,761		6,761
	Loans held for sale		853		-			-		853		853
	Loans, net		481,236		-			-		490,586		490,586
	Accrued interest receivable		1,645		-			-		1,645		1,645
	Mortgage servicing rights (1)		830		-			-		830		830
	Financial liabilities:
	Deposits		485,669		-			-		487,560		487,560
	Short-term borrowings		15,000		-			15,000		-		15,000
	Long-term debt		105,333		-			105,611		-		105,611
	Mortgagors' escrow accounts		1,139		-			-		1,139		1,139
		30-Jun-13
		Carrying		Fair Value
		Amount		Level 1			Level 2		Level 3		Total
		(In Thousands)
	Financial assets:
	Cash and cash equivalents	$	25,618	$	25,618		$	-	$	-	$	25,618
	Securities available for sale		138,730		68			138,662		-		138,730
	Federal Home Loan Bank stock		5,092		-			-		5,092		5,092
	Loans held for sale		1,274		-			-		1,274		1,274
	Loans, net		450,347		-			-		459,018		459,018
	Accrued interest receivable		1,636		-			-		1,636		1,636
	Mortgage servicing rights (1)		654		-			-		654		654
	Financial liabilities:
	Deposits		474,798		-			-		477,059		477,059
	Short-term borrowings		4,500		-			4,500		-		4,500
	Long-term debt		82,492		-			82,527		-		82,527
	Mortgagors' escrow accounts		1,100		-			-		1,010		1,010
	(1) Included in other assets.

Securities_Available_For_Sale_

Securities Available For Sale (Tables)	3 Months Ended
	Sep. 30, 2013
Schedule of Amortized Cost and Estimated Fair Value of Securities Available for Sale	'
	The amortized cost and fair value of securities available for sale, with gross unrealized gains and losses, are as follows:
		30-Sep-13
		Amortized		Gross		Gross			Fair Value
		Cost		Unrealized		Unrealized
				Gains		Losses
		(In Thousands)
	Debt securities:
	Municipal bonds	$	4,479	$	-	$	-		$	4,479
	Corporate bonds		3,034		53		-			3,087
	Residential mortgage-backed securities:
	Government sponsored enterprises		129,952		1,552		(2,074	)		129,430
	Non-government sponsored enterprises		2,047		6		(5	)		2,048
	Total debt securities		139,512		1,611		(2,079	)		139,044
	Marketable equity securities		51		17		-			68
	Total securities available for sale	$	139,563	$	1,628	$	(2,079	)	$	139,112
		30-Jun-13
		Amortized		Gross		Gross			Fair Value
		Cost		Unrealized		Unrealized
				Gains		Losses
		(In Thousands)
	Debt securities:
	Municipal bonds	$	395	$	-	$	-		$	395
	Corporate bonds		3,036		40		-			3,076
	Residential mortgage-backed securities:
	Government sponsored enterprises		132,498		1,916		(1,426	)		132,988
	Non-government sponsored enterprises		2,209		10		(16	)		2,203
	Total debt securities		138,138		1,966		(1,442	)		138,662
	Marketable equity securities		51		17		-			68
	Total securities available for sale	$	138,189	$	1,983	$	(1,442	)	$	138,730
Schedule of Debt Securities by Contractual Maturity	'
	The amortized cost and estimated fair value of debt securities by contractual maturity at September 30, 2013 is set forth below. Expected maturities will differ from contractual maturities because the issuer may have the right to call or prepay obligations with or without call or prepayment penalties.
		Amortized		Fair Value
		Cost
		(In Thousands)
	Within 1 year	$	3,723	$	3,722
	Over 1 year through 5 years		3,790		3,844
	Total bonds and obligations		7,513		7,566
	Residential mortgage-backed securities:
	Government sponsored enterprises		129,952		129,430
	Non-government sponsored enterprises		2,047		2,048
	Total debt securities	$	139,512	$	139,044
Schedule of Securities with Gross Unrealized Losses	'
	Information pertaining to securities with gross unrealized losses at September 30, 2013 and June 30, 2013, aggregated by investment category and length of time that individual securities have been in a continuous loss position, are as follows:
		Less Than Twelve Months				Over Twelve Months					Total
		Gross		Fair Value		Gross			Fair Value		Gross		Fair Value
		Unrealized				Unrealized					Unrealized
		Losses				Losses					Losses
		(In Thousands)
	September 30, 2013:
	Residential mortgage-backed securities:
	Government sponsored enterprises	$	2,021	$	73,890	$	53		$	2,680	$	2,074	$	76,570
	Non-government sponsored enterprises		2		566		3			336		5		902
		$	2,023	$	74,456	$	56		$	3,016	$	2,079	$	77,472
	June 30, 2013:
	Residential mortgage-backed securities:
	Government sponsored enterprises		1,337		68,456		89			6,142		1,426		74,598
	Non-government sponsored enterprises		5		330		11			1,047		16		1,377
		$	1,342	$	68,786	$	100		$	7,189	$	1,442	$	75,975

Loans_Tables

Loans (Tables)	3 Months Ended
	Sep. 30, 2013
Schedule of Loan Balances	'
	The following table sets forth the composition of the Company’s loan portfolio in dollar amounts and as a percentage of the total loan portfolio at the dates indicated.
		At September 30, 2013						At June 30, 2013
		Amount			Percent			Amount			Percent			Change			% Change
		(Dollars In Thousands)
	Mortgage loans on real estate:
	1-4 family residential	$	108,913			22.51	%	$	107,617			23.75	%	$	1,296			1.2	%
	Commercial		186,969			38.64			167,381			36.95			19,588			11.7	%
	Home equity:
	First lien		36,702			7.58			36,093			7.97			609			1.69	%
	Second lien		40,649			8.4			42,328			9.34			(1,679	)		(3.97	) %
	Construction:
	Residential		3,880			0.8			3,736			0.82			144			3.85	%
	Commercial		27,492			5.68			21,237			4.69			6,255			29.45	%
	Total mortgage loans on real estate		404,605			83.61			378,392			83.52			26,213			6.93	%
	Other loans:
	Commercial		45,885			9.48			43,566			9.62			2,319			5.32	%
	Consumer:
	Manufactured homes		22,025			4.55			21,716			4.79			309			1.42	%
	Automobile and other secured loans		9,405			1.94			7,682			1.7			1,723			22.43	%
	Other		1,990			0.41			1,679			0.37			311			18.52	%
	Total other loans		79,305			16.39			74,643			16.48			4,662			6.25	%
	Total loans		483,910			100	%		453,035			100	%	$	30,875			6.82	%
	Other items:
	Net deferred loan costs		2,803						2,726
	Allowance for loan losses		(5,477	)					(5,414	)
	Total loans, net	$	481,236					$	450,347
Schedule of Loans by Risk Rating	'
	The following table presents the Company’s loans by risk rating at September 30, 2013 and June 30, 2013:
	30-Sep-13
		1-4 Family			Commercial			Home Equity			Home Equity			Residential			Commercial
		Residential			Real Estate			First Lien			Second Lien			Construction			Construction
								(In Thousands)
	Loans rated 1-5	$	107,294		$	173,427		$	36,702		$	40,285		$	3,880		$	27,492
	Loans rated 6		698			9,286			-			-			-			-
	Loans rated 7		618			4,256			-			114			-			-
	Loans rated 8		303			-			-			250			-			-
	Loans rated 9		-			-			-			-			-			-
		$	108,913		$	186,969		$	36,702		$	40,649		$	3,880		$	27,492
		Commercial			Manufactured			Automobile and			Other Consumer			Total
					Homes			Other Secured Loans
								(In Thousands)
	Loans rated 1-5	$	39,580		$	21,877		$	9,405		$	1,989		$	461,931
	Loans rated 6		1,277			93			-			1			11,355
	Loans rated 7		5,028			-			-			-			10,016
	Loans rated 8		-			55			-			-			608
	Loans rated 9		-			-			-			-			-
		$	45,885		$	22,025		$	9,405		$	1,990		$	483,910
	30-Jun-13
		1-4 Family			Commercial			Home Equity			Home Equity			Residential			Commercial
		Residential			Real Estate			First Lien			Second Lien			Construction			Construction
								(In Thousands)
	Loans rated 1-5	$	105,529		$	153,513		$	36,093		$	41,963		$	3,736		$	21,237
	Loans rated 6		835			7,624			-			-			-			-
	Loans rated 7		686			6,244			-			115			-			-
	Loans rated 8		567			-			-			250			-			-
	Loans rated 9		-			-			-			-			-			-
		$	107,617		$	167,381		$	36,093		$	42,328		$	3,736		$	21,237
		Commercial			Manufactured			Automobile and			Other Consumer			Total
					Homes			Other Secured Loans
								(In Thousands)
	Loans rated 1-5	$	36,827		$	21,398		$	7,682		$	1,678		$	429,656
	Loans rated 6		994			146			-			-			9,599
	Loans rated 7		5,745			36			-			1			12,827
	Loans rated 8		-			136			-			-			953
	Loans rated 9		-			-			-			-			-
		$	43,566		$	21,716		$	7,682		$	1,679		$	453,035
Schedule of Past Due and Non-Accrual Loans	'
	The following are summaries of past due and non-accrual loans at September 30, 2013 and June 30, 2013:
								90 Days
		30-59 Days			60-89 Days			or Greater			Total			Loans on
		Past Due			Past Due			Past Due			Past Due			Non-accrual
	30-Sep-13	(In Thousands)
	Mortgage loans on real estate:
	1-4 family residential	$	686		$	-		$	564		$	1,250		$	1,072
	Commercial		5			-			-			5			143
	Home equity:
	First lien		37			-			-			37			-
	Second lien		33			-			297			330			364
	Commercial		-			-			1,984			1,984			1,985
	Consumer:
	Manufactured homes		145			73			55			273			55
	Automobile and other secured loans		12			-			-			12			-
	Other		-			-			-			-			-
	Total	$	918		$	73		$	2,900		$	3,891		$	3,619
	30-Jun-13
	Mortgage loans on real estate:
	1-4 family residential	$	642		$	-		$	1,013		$	1,655		$	1,405
	Commercial		148			-			-			148			148
	Home equity:
	First lien		-			-			-			-			-
	Second lien		180			29			268			477			335
	Commercial		16			75			1,984			2,075			1,988
	Consumer:
	Manufactured homes		115			-			103			218			103
	Automobile and other secured loans		18			-			-			18			-
	Other		1			-			-			1			-
	Total	$	1,120		$	104		$	3,368		$	4,592		$	3,979
Schedule of Impaired Loans by Category	'
	The following are summaries of impaired loans at September 30, 2013 and June 30, 2013:
		30-Sep-13									30-Jun-13
		Recorded			Unpaid			Related			Recorded			Unpaid			Related
		Investment			Principal			Allowance			Investment			Principal			Allowance
					Balance									Balance
					(In Thousands)									(In Thousands)
	Impaired loans without a valuation allowance:
	Mortgage loans on real estate:
	1-4 family residential	$	1,072		$	1,299		$	-		$	1,405		$	1,676		$	-
	Commercial		5,291			5,291			-			5,962			5,962			-
	Home equity:
	Second lien		364			364			-			335			335			-
	Other loans:
	Commercial		4,163			4,170			-			4,408			4,415			-
	Manufactured homes		55			55			-			103			103			-
	Total		10,945			11,179			-			12,213			12,491			-
	Impaired loans with a valuation allowance:
	Mortgage loans on real estate:
	Commercial		2,176			2,176			27			2,208			2,208			32
	Other loans:
	Commercial		495			495			1			533			533			-
	Total		2,671			2,671			28			2,741			2,741			32
	Total impaired loans	$	13,616		$	13,850		$	28		$	14,954		$	15,232		$	32
Schedule of Impaired Loans, Average Recorded Investment and Interest Income Recognized	'
	Information pertaining to impaired loans for the three months ended September 30, 2013 and 2012 follows:
		Three Months Ended September 30, 2013									Three Months Ended September 30, 2012
		Average			Interest Income									Interest Income
		Recorded			Recognized						Average			Recognized			Recognized
		Investment on							Recognized		Recorded						on a Cash
		Impaired							on a Cash		Investment on						Basis
		Loans							Basis		Impaired Loans
	Mortgage loans on real estate:	(In Thousands)
	1-4 family residential	$	1,239		$	21		$	15		$	1,387		$	22		$	22
	Commercial		7,818			106			106			11,513			196			196
	Home equity:
	First lien		-			-			-			55			7			1
	Second lien		350			5			1			80			1			1
	Construction:
	Residential		-			-			-			-			-			-
	Commercial		-			-			-			-			-			-
	Commercial		4,799			68			36			3,912			48			48
	Consumer:
	Manufactured homes		79			1			-			173			15			-
	Automobile and other secured loans		-			-			-			-			-			-
	Other		-			-			-			-			-			-
	Total loans	$	14,284		$	201		$	158		$	17,120		$	289		$	268
Schedule of Allowance for Loan Losses	'
	Information pertaining to the allowance for loan losses and recorded investment in loans for the three months ended September 30, 2013 and 2012 follows:
		1-4 Family			Commercial			Home Equity			Home Equity			Residential			Commercial			Commercial			Manufactured			Automobile		Other		Total
		Residential			Real Estate			First Lien			Second Lien			Construction			Construction						Homes			and Other		Consumer
																										Secured
																										Loans
	Three Months Ended	(In Thousands)
	September 30, 2013
	Balance at June 30, 2013	$	762		$	2,215		$	233		$	302		$	33		$	315		$	1,065		$	432		$	34	$	23	$	5,414
	Charge-offs		-			(4	)		-			-			-			-			-			(46	)		-		-		(50	)
	Recoveries		-			-			1			-			-			-			1			-			-		11		13
	Provision		-			90			-			-			-			-			-			10			-		-		100
	Balance at September 30, 2013	$	762		$	2,301		$	234		$	302		$	33		$	315		$	1,066		$	396		$	34	$	34	$	5,477
	Three Months Ended
	September 30, 2012
	Balance at June 30, 2012	$	865		$	2,360		$	206		$	280		$	38		$	20		$	969		$	375		$	25	$	10	$	5,148
	Charge-offs		-			(15	)		-			-			-			-			(15	)		-			-		-		(30	)
	Recoveries		2			-			-			-			-			-			-			-			-		2		4
	Provision		9			21			2			3			1			1			9			4			-		-		50
	Balance at September 30, 2012	$	876		$	2,366		$	208		$	283		$	39		$	21		$	963		$	379		$	25	$	12	$	5,172
		1-4 Family Residential			Commercial Real Estate			Home Equity First Lien			Home Equity Second Lien			Residential Construction			Commercial Construction			Commercial			Manufactured Homes			Automobile		Other Consumer		Total
																										and Other Secured
																										Loans
	At September 30, 2013	(In Thousands)
	Allowance:
	Impaired loans	$	-		$	27		$	-		$	-		$	-		$	-		$	1		$	-		$	-	$	-	$	28
	Non-impaired loans		762			2,274			234			302			33			315			1,065			396			34		34		5,449
	Total allowance for loan losses	$	762		$	2,301		$	234		$	302		$	33		$	315		$	1,066		$	396		$	34	$	34	$	5,477
	Loans:
	Impaired loans	$	1,072		$	7,467		$	-		$	364		$	-		$	-		$	4,658		$	55		$	-	$	-	$	13,616
	Non-impaired loans		107,841			179,502			36,702			40,285			3,880			27,492			41,227			21,970			9,405		1,990		470,294
	Total loans	$	108,913		$	186,969		$	36,702		$	40,649		$	3,880		$	27,492		$	45,885		$	22,025		$	9,405	$	1,990	$	483,910
	At June 30, 2013
	Allowance:
	Impaired loans	$	-		$	32		$	-		$	-		$	-		$	-		$	-		$	-		$	-	$	-	$	32
	Non-impaired loans		762			2,183			233			302			33			315			1,065			432			34		23		5,382
	Total allowance for loan losses	$	762		$	2,215		$	233		$	302		$	33		$	315		$	1,065		$	432		$	34	$	23	$	5,414
	Loans:
	Impaired loans	$	1,405		$	8,170		$	-		$	335		$	-		$	-		$	4,941		$	103		$	-	$	-	$	14,954
	Non-impaired loans		106,212			159,211			36,093			41,993			3,736			21,237			38,625			21,613			7,682		1,679		438,081
	Total loans	$	107,617		$	167,381		$	36,093		$	42,328		$	3,736		$	21,237		$	43,566		$	21,716		$	7,682	$	1,679	$	453,035
	At September 30, 2012
	Impaired loans	$	-		$	206		$	-		$	-		$	-		$	-		$	1		$	-		$	-	$	-	$	207
	Non-impaired loans		876			2,160			208			283			39			21			962			379			25		12		4,965
	Total allowance for loan losses	$	876		$	2,366		$	208		$	283		$	39		$	21		$	963		$	379		$	25	$	12	$	5,172
	Loans:
	Impaired loans	$	1,504		$	11,450		$	111		$	91		$	-		$	-		$	3,793		$	214		$	-	$	-	$	17,163
	Non-impaired loans		109,409			145,400			33,604			42,025			4,749			6,611			35,504			21,154			5,956		1,060		405,472
	Total loans	$	110,913		$	156,850		$	33,715		$	42,116		$	4,749		$	6,611		$	39,297		$	21,368		$	5,956	$	1,060	$	422,635

Recovered_Sheet1

Basis of Presentation and Consolidation (Detail)	3 Months Ended
	Sep. 30, 2013
Hampden LS, Inc.	'
Organization, Consolidation and Presentation of Financial Statements Disclosure [Line Items]	'
Maturity period of loan to ESOP	'15 years
Hampden Bank	'
Organization, Consolidation and Presentation of Financial Statements Disclosure [Line Items]	'
Number of subsidiaries owned by Hampden Bank	3

Earnings_Per_Share_Detail

Earnings Per Share (Detail) (USD $)	3 Months Ended
In Thousands, except Share data, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012
Earnings Per Share, Diluted, by Common Class, Including Two Class Method [Line Items]	'	'
Net income applicable to common stock	$1,207	$761
Average number of shares issued	8,004,098	7,951,548
Less: average unallocated ESOP shares	-356,796	-399,192
Less: average treasury stock	-2,369,761	-2,007,664
Less: average unvested restricted stock awards	-2,641	-48,889
Average number of basic shares outstanding	5,274,900	5,495,803
Average number of diluted shares outstanding	5,401,982	5,584,946
Basic earnings per share	$0.23	$0.14
Diluted earnings per share	$0.22	$0.14
Restricted Stock	'	'
Earnings Per Share, Diluted, by Common Class, Including Two Class Method [Line Items]	'	'
Plus: dilutive shares attributable to share-based payments	1,474	29,316
Stock Options	'	'
Earnings Per Share, Diluted, by Common Class, Including Two Class Method [Line Items]	'	'
Plus: dilutive shares attributable to share-based payments	125,608	59,827

Dividends_Detail

Dividends (Detail) (USD $)	0 Months Ended		3 Months Ended		1 Months Ended
	Aug. 30, 2013	Aug. 06, 2013	Sep. 30, 2013	Sep. 30, 2012	Nov. 05, 2013
					Subsequent Event
Class of Stock [Line Items]	'	'	'	'	'
Common dividend declared, per share	'	$0.06	'	'	$0.06
Common dividend date of record	'	16-Aug-13	'	'	15-Nov-13
Common dividend paid, per share	$0.06	'	$0.06	$0.04	'
Common dividend date payable	'	'	'	'	29-Nov-13

Loan_Commitments_Detail

Loan Commitments (Detail) (USD $)	Sep. 30, 2013	Jun. 30, 2013
In Millions, unless otherwise specified
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]	'	'
Outstanding loan commitments	$139.80	$155.60

Fair_Value_of_Assets_and_Liabi2

Fair Value of Assets and Liabilities - Schedule of Financial Assets Measured at Fair Value on Recurring Basis (Detail) (Fair Value, Measurements, Recurring, USD $)	Sep. 30, 2013	Jun. 30, 2013
In Thousands, unless otherwise specified
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Debt securities	$139,044	$138,662
Marketable equity securities	68	68
Mortgage servicing rights	830	654
Total assets measured at fair value on a recurring basis	139,942	139,384
Municipal Bonds	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Debt securities	4,479	395
Corporate bonds	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Debt securities	3,087	3,076
Government sponsored enterprises residential mortgage-backed securities	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Debt securities	129,430	132,988
Non-government sponsored enterprises residential mortgage-backed securities	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Debt securities	2,048	2,203
Level 1	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Marketable equity securities	68	68
Total assets measured at fair value on a recurring basis	68	68
Level 2	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Debt securities	139,044	138,662
Total assets measured at fair value on a recurring basis	139,044	138,662
Level 2 | Municipal Bonds	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Debt securities	4,479	395
Level 2 | Corporate bonds	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Debt securities	3,087	3,076
Level 2 | Government sponsored enterprises residential mortgage-backed securities	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Debt securities	129,430	132,988
Level 2 | Non-government sponsored enterprises residential mortgage-backed securities	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Debt securities	2,048	2,203
Level 3	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Mortgage servicing rights	830	654
Total assets measured at fair value on a recurring basis	$830	$654

Fair_Value_of_Assets_and_Liabi3

Fair Value of Assets and Liabilities - Schedule of Level 3 Assets Measured at Fair Value on Recurring Basis (Detail) (Mortgage Servicing Rights, Fair Value, Measurements, Recurring, USD $)	3 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012
Mortgage Servicing Rights | Fair Value, Measurements, Recurring	'	'
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]	'	'
Beginning balance	$654	$445
Total realized and unrealized gains (losses) included in net income	137	-42
Capitalized servicing assets	39	37
Ending balance	$830	$440

Fair_Value_of_Assets_and_Liabi4

Fair Value of Assets and Liabilities - Schedule of Financial Assets Measured at Fair Value on Nonrecurring Basis (Detail) (Fair Value, Measurements, Nonrecurring, Level 3, USD $)	Sep. 30, 2013	Jun. 30, 2013
In Thousands, unless otherwise specified
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Assets at fair value	$1,205	$1,513
Impaired Loans	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Assets at fair value	'	292
Other Real Estate Owned	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Assets at fair value	$1,205	$1,221

Fair_Value_of_Assets_and_Liabi5

Fair Value of Assets and Liabilities - Narrative (Detail) (Fair Value, Measurements, Nonrecurring, Level 3, Other Real Estate Owned, USD $)	3 Months Ended
	Sep. 30, 2013	Sep. 30, 2012
Fair Value, Measurements, Nonrecurring | Level 3 | Other Real Estate Owned	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Fair value, assets measured on nonrecurring basis, gain (loss) recognized in earnings	($4,000)	$12,000

Fair_Value_of_Assets_and_Liabi6

Fair Value of Assets and Liabilities - Schedule of Carrying Amounts and Estimated Fair Values of Financial Instruments (Detail) (USD $)	Sep. 30, 2013		Jun. 30, 2013		Sep. 30, 2012	Jun. 30, 2012
In Thousands, unless otherwise specified
Financial assets:	'		'		'	'
Cash and cash equivalents	$35,674		$25,618		$46,401	$27,923
Securities available for sale	139,112		138,730		'	'
Federal Home Loan Bank stock	6,761		5,092		'	'
Loans held for sale	853		1,274		'	'
Loans, net, carrying value	481,236		450,347		'	'
Accrued interest receivable	1,645		1,636		'	'
Financial liabilities:	'		'		'	'
Deposits, carrying value	485,669		474,798		'	'
Short-term borrowings	15,000		4,500		'	'
Long-term debt, carrying value	105,333		82,492		'	'
Mortgagors' escrow accounts	1,139		1,100		'	'
Level 1	'		'		'	'
Financial assets:	'		'		'	'
Cash and cash equivalents	35,674		25,618		'	'
Securities available for sale	68		68		'	'
Level 2	'		'		'	'
Financial assets:	'		'		'	'
Securities available for sale	139,044		138,662		'	'
Financial liabilities:	'		'		'	'
Short-term borrowings	15,000		4,500		'	'
Long-term debt, fair value	105,611		82,527		'	'
Level 3	'		'		'	'
Financial assets:	'		'		'	'
Federal Home Loan Bank stock	6,761		5,092		'	'
Loans held for sale	853		1,274		'	'
Loans, net, fair value	490,586		459,018		'	'
Accrued interest receivable	1,645		1,636		'	'
Financial liabilities:	'		'		'	'
Deposits, fair value	487,560		477,059		'	'
Mortgagors' escrow accounts	1,139		1,010		'	'
Level 3 | Other Assets	'		'		'	'
Financial assets:	'		'		'	'
Mortgage servicing rights	830	[1]	654	[1]	'	'
Carrying Amount	'		'		'	'
Financial assets:	'		'		'	'
Cash and cash equivalents	35,674		25,618		'	'
Securities available for sale	139,112		138,730		'	'
Federal Home Loan Bank stock	6,761		5,092		'	'
Loans held for sale	853		1,274		'	'
Loans, net, carrying value	481,236		450,347		'	'
Accrued interest receivable	1,645		1,636		'	'
Financial liabilities:	'		'		'	'
Deposits, carrying value	485,669		474,798		'	'
Short-term borrowings	15,000		4,500		'	'
Long-term debt, carrying value	105,333		82,492		'	'
Mortgagors' escrow accounts	1,139		1,100		'	'
Carrying Amount | Other Assets	'		'		'	'
Financial assets:	'		'		'	'
Mortgage servicing rights	830	[1]	654	[1]	'	'
Fair Value	'		'		'	'
Financial assets:	'		'		'	'
Cash and cash equivalents	35,674		25,618		'	'
Securities available for sale	139,112		138,730		'	'
Federal Home Loan Bank stock	6,761		5,092		'	'
Loans held for sale	853		1,274		'	'
Loans, net, fair value	490,586		459,018		'	'
Accrued interest receivable	1,645		1,636		'	'
Financial liabilities:	'		'		'	'
Deposits, fair value	487,560		477,059		'	'
Short-term borrowings	15,000		4,500		'	'
Long-term debt, fair value	105,611		82,527		'	'
Mortgagors' escrow accounts	1,139		1,010		'	'
Fair Value | Other Assets	'		'		'	'
Financial assets:	'		'		'	'
Mortgage servicing rights	$830	[1]	$654	[1]	'	'
[1]	Included in other assets.

Recovered_Sheet2

Securities Available for Sale - Schedule of Amortized Cost and Estimated Fair Value (Detail) (USD $)	Sep. 30, 2013	Jun. 30, 2013
In Thousands, unless otherwise specified
Schedule of Available-for-sale Securities [Line Items]	'	'
Securities available for sale - Amortized cost	$139,563	$138,189
Securities available for sale - Gross unrealized gains	1,628	1,983
Securities available for sale - Gross unrealized losses	-2,079	-1,442
Securities available for sale - Fair value	139,112	138,730
Marketable equity securities	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Securities available for sale - Equity securities - Amortized cost	51	51
Securities available for sale - Gross unrealized gains	17	17
Securities available for sale - Equity securities - Fair value	68	68
Debt securities	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Securities available for sale - Debt securities - Amortized cost	139,512	138,138
Securities available for sale - Gross unrealized gains	1,611	1,966
Securities available for sale - Gross unrealized losses	-2,079	-1,442
Securities available for sale - Debt securities - Fair value	139,044	138,662
Debt securities | Municipal Bonds	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Securities available for sale - Debt securities - Amortized cost	4,479	395
Securities available for sale - Debt securities - Fair value	4,479	395
Debt securities | Corporate bonds	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Securities available for sale - Debt securities - Amortized cost	3,034	3,036
Securities available for sale - Gross unrealized gains	53	40
Securities available for sale - Debt securities - Fair value	3,087	3,076
Debt securities | Government sponsored enterprises residential mortgage-backed securities	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Securities available for sale - Debt securities - Amortized cost	129,952	132,498
Securities available for sale - Gross unrealized gains	1,552	1,916
Securities available for sale - Gross unrealized losses	-2,074	-1,426
Securities available for sale - Debt securities - Fair value	129,430	132,988
Debt securities | Non-government sponsored enterprises residential mortgage-backed securities	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Securities available for sale - Debt securities - Amortized cost	2,047	2,209
Securities available for sale - Gross unrealized gains	6	10
Securities available for sale - Gross unrealized losses	-5	-16
Securities available for sale - Debt securities - Fair value	$2,048	$2,203

Securities_Available_for_Sale_1

Securities Available for Sale - Schedule of Debt Securities by Contractual Maturity (Detail) (Debt securities, USD $)	Sep. 30, 2013	Jun. 30, 2013
In Thousands, unless otherwise specified
Schedule of Available-for-sale Securities [Line Items]	'	'
Securities available for sale - Debt securities - Fair value	$139,044	$138,662
Securities available for sale - Debt securities - Amortized cost	139,512	138,138
Municipal and corporate bonds	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Securities available for sale, due within 1 year - Fair value	3,722	'
Securities available for sale, due after 1 year but within 5 years - Fair value	3,844	'
Securities available for sale - Debt securities - Fair value	7,566	'
Securities available for sale, due within 1 year - Amortized cost	3,723	'
Securities available for sale, due after 1 year but within 5 years - Amortized cost	3,790	'
Securities available for sale - Debt securities - Amortized cost	7,513	'
Government sponsored enterprises residential mortgage-backed securities	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Securities available for sale - Debt securities - Fair value	129,430	132,988
Securities available for sale - Debt securities - Amortized cost	129,952	132,498
Non-government sponsored enterprises residential mortgage-backed securities	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Securities available for sale - Debt securities - Fair value	2,048	2,203
Securities available for sale - Debt securities - Amortized cost	$2,047	$2,209

Securities_Available_for_Sale_2

Securities Available for Sale - Schedule of Securities with Gross Unrealized Losses (Detail) (Debt securities, USD $)	Sep. 30, 2013	Jun. 30, 2013
In Thousands, unless otherwise specified
Schedule of Available-for-sale Securities [Line Items]	'	'
Securities available for sale - Continuous unrealized loss position, less than 12 months - Gross unrealized losses	$2,023	$1,342
Securities available for sale - Continuous unrealized loss position, less than 12 months - Fair value	74,456	68,786
Securities available for sale - Continuous unrealized loss position, over 12 months - Gross unrealized losses	56	100
Securities available for sale - Continuous unrealized loss position, over 12 months - Fair value	3,016	7,189
Securities available for sale - Continuous unrealized loss - Gross unrealized losses	2,079	1,442
Securities available for sale - Continuous unrealized loss position - Fair value	77,472	75,975
Government sponsored enterprises residential mortgage-backed securities	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Securities available for sale - Continuous unrealized loss position, less than 12 months - Gross unrealized losses	2,021	1,337
Securities available for sale - Continuous unrealized loss position, less than 12 months - Fair value	73,890	68,456
Securities available for sale - Continuous unrealized loss position, over 12 months - Gross unrealized losses	53	89
Securities available for sale - Continuous unrealized loss position, over 12 months - Fair value	2,680	6,142
Securities available for sale - Continuous unrealized loss - Gross unrealized losses	2,074	1,426
Securities available for sale - Continuous unrealized loss position - Fair value	76,570	74,598
Non-government sponsored enterprises residential mortgage-backed securities	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Securities available for sale - Continuous unrealized loss position, less than 12 months - Gross unrealized losses	2	5
Securities available for sale - Continuous unrealized loss position, less than 12 months - Fair value	566	330
Securities available for sale - Continuous unrealized loss position, over 12 months - Gross unrealized losses	3	11
Securities available for sale - Continuous unrealized loss position, over 12 months - Fair value	336	1,047
Securities available for sale - Continuous unrealized loss - Gross unrealized losses	5	16
Securities available for sale - Continuous unrealized loss position - Fair value	$902	$1,377

Securities_Available_for_Sale_3

Securities Available for Sale - Narrative (Detail) (USD $)	Sep. 30, 2013	Jun. 30, 2013
In Thousands, unless otherwise specified	Investment
Debt securities	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Number of securities with unrealized losses	52	'
Aggregate depreciation percentage from amortized cost basis	2.60%	'
Fair value of securities with unrealized losses	$77,472	$75,975
Debt securities | Private mortgage originators	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Number of securities with unrealized losses	9	'
Amortized cost of securities with unrealized losses	906	'
Fair value of securities with unrealized losses	$902	'
Marketable equity securities	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Number of securities with unrealized losses	0	0

Loans_Schedule_of_Loan_Balance

Loans - Schedule of Loan Balances (Detail) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Jun. 30, 2013	Sep. 30, 2012	Jun. 30, 2012
Loans Receivable [Line Items]	'	'	'	'
Percentage of loan portfolio	100.00%	100.00%	'	'
Change in loan portfolio	$30,875	'	'	'
Percentage change in loan portfolio	6.82%	'	'	'
Total mortgage loans on real estate	404,605	378,392	'	'
Total other loans	79,305	74,643	'	'
Total loans	483,910	453,035	422,635	'
Net deferred loan costs	2,803	2,726	'	'
Allowance for loan losses	-5,477	-5,414	-5,172	-5,148
Total loans, net	481,236	450,347	'	'
1-4 Family Residential Mortgage Loans	'	'	'	'
Loans Receivable [Line Items]	'	'	'	'
Percentage of loan portfolio	22.51%	23.75%	'	'
Change in loan portfolio	1,296	'	'	'
Percentage change in loan portfolio	1.20%	'	'	'
1-4 family residential mortgage loans	108,913	107,617	'	'
Total loans	108,913	107,617	110,913	'
Allowance for loan losses	-762	-762	-876	-865
Commercial Real Estate Loans	'	'	'	'
Loans Receivable [Line Items]	'	'	'	'
Percentage of loan portfolio	38.64%	36.95%	'	'
Change in loan portfolio	19,588	'	'	'
Percentage change in loan portfolio	11.70%	'	'	'
Commercial real estate mortgage loans	186,969	167,381	'	'
Total loans	186,969	167,381	156,850	'
Allowance for loan losses	-2,301	-2,215	-2,366	-2,360
Home Equity Lines of Credit | First Lien	'	'	'	'
Loans Receivable [Line Items]	'	'	'	'
Percentage of loan portfolio	7.58%	7.97%	'	'
Change in loan portfolio	609	'	'	'
Percentage change in loan portfolio	1.69%	'	'	'
Home equity loans	36,702	36,093	'	'
Total loans	36,702	36,093	33,715	'
Allowance for loan losses	-234	-233	-208	-206
Home Equity Lines of Credit | Second Lien	'	'	'	'
Loans Receivable [Line Items]	'	'	'	'
Percentage of loan portfolio	8.40%	9.34%	'	'
Change in loan portfolio	-1,679	'	'	'
Percentage change in loan portfolio	-3.97%	'	'	'
Home equity loans	40,649	42,328	'	'
Total loans	40,649	42,328	42,116	'
Allowance for loan losses	-302	-302	-283	-280
Residential Construction Loans	'	'	'	'
Loans Receivable [Line Items]	'	'	'	'
Percentage of loan portfolio	0.80%	0.82%	'	'
Change in loan portfolio	144	'	'	'
Percentage change in loan portfolio	3.85%	'	'	'
Residential construction loans	3,880	3,736	'	'
Total loans	3,880	3,736	4,749	'
Allowance for loan losses	-33	-33	-39	-38
Commercial Construction Loans	'	'	'	'
Loans Receivable [Line Items]	'	'	'	'
Percentage of loan portfolio	5.68%	4.69%	'	'
Change in loan portfolio	6,255	'	'	'
Percentage change in loan portfolio	29.45%	'	'	'
Commercial construction loans	27,492	21,237	'	'
Total loans	27,492	21,237	6,611	'
Allowance for loan losses	-315	-315	-21	-20
Other Commercial Loans	'	'	'	'
Loans Receivable [Line Items]	'	'	'	'
Percentage of loan portfolio	9.48%	9.62%	'	'
Change in loan portfolio	2,319	'	'	'
Percentage change in loan portfolio	5.32%	'	'	'
Other commercial loans	45,885	43,566	'	'
Total loans	45,885	43,566	39,297	'
Allowance for loan losses	-1,066	-1,065	-963	-969
Manufactured Home Loans	'	'	'	'
Loans Receivable [Line Items]	'	'	'	'
Percentage of loan portfolio	4.55%	4.79%	'	'
Change in loan portfolio	309	'	'	'
Percentage change in loan portfolio	1.42%	'	'	'
Other consumer loans	22,025	21,716	'	'
Total loans	22,025	21,716	21,368	'
Allowance for loan losses	-396	-432	-379	-375
Automobile and Other Secured Loans	'	'	'	'
Loans Receivable [Line Items]	'	'	'	'
Percentage of loan portfolio	1.94%	1.70%	'	'
Change in loan portfolio	1,723	'	'	'
Percentage change in loan portfolio	22.43%	'	'	'
Other consumer loans	9,405	7,682	'	'
Total loans	9,405	7,682	5,956	'
Allowance for loan losses	-34	-34	-25	-25
Other Consumer Loans	'	'	'	'
Loans Receivable [Line Items]	'	'	'	'
Percentage of loan portfolio	0.41%	0.37%	'	'
Change in loan portfolio	311	'	'	'
Percentage change in loan portfolio	18.52%	'	'	'
Other consumer loans	1,990	1,679	'	'
Total loans	1,990	1,679	1,060	'
Allowance for loan losses	-34	-23	-12	-10
Mortgage Loans on Real Estate	'	'	'	'
Loans Receivable [Line Items]	'	'	'	'
Percentage of loan portfolio	83.61%	83.52%	'	'
Change in loan portfolio	26,213	'	'	'
Percentage change in loan portfolio	6.93%	'	'	'
Other Loans	'	'	'	'
Loans Receivable [Line Items]	'	'	'	'
Percentage of loan portfolio	16.39%	16.48%	'	'
Change in loan portfolio	$4,662	'	'	'
Percentage change in loan portfolio	6.25%	'	'	'

Loans_Narrative_Detail

Loans - Narrative (Detail) (USD $)	3 Months Ended
	Sep. 30, 2013	Jun. 30, 2013	Sep. 30, 2012
	Item
Loans Receivable [Line Items]	'	'	'
Number of days past due to trigger loan impairment and non-accrual status	'90 days	'	'
Loans past due 90 days or more and still accruing	$0	$0	'
Number of performing impaired loans with future funding commitments	4	'	'
Impaired loans, amount committed to be advanced	540,000	'	'
Impaired loans, recorded investment	13,616,000	14,954,000	17,163,000
Impaired loans, non-accrual	3,619,000	3,979,000	'
Impaired loans, accruing troubled debt restructured loans	6,900,000	7,300,000	'
Impaired loans, unlikely to collect scheduled payments when due	3,100,000	3,700,000	'
Impaired loans, current with payment terms	10,000,000	11,000,000	'
Impaired loans, percentage current with payment terms	73.50%	73.00%	'
1-4 Family Residential Mortgage Loans	'	'	'
Loans Receivable [Line Items]	'	'	'
Maximum loan-to-value ratio at time of origination	80.00%	'	'
Impaired loans, recorded investment	1,072,000	1,405,000	1,504,000
Impaired loans, non-accrual	1,072,000	1,405,000	'
Home Equity Lines of Credit	'	'	'
Loans Receivable [Line Items]	'	'	'
Maximum loan-to-value ratio at time of origination	85.00%	'	'
Home Equity Lines of Credit | Minimum	'	'	'
Loans Receivable [Line Items]	'	'	'
Contractual time period of availability for lines-of-credit to be drawn upon	'10 years	'	'
Lines-of-credit converted to term loans, amortization period	'5 years	'	'
Home Equity Lines of Credit | Maximum	'	'	'
Loans Receivable [Line Items]	'	'	'
Contractual time period of availability for lines-of-credit to be drawn upon	'20 years	'	'
Lines-of-credit converted to term loans, amortization period	'10 years	'	'
Commercial Real Estate and Commercial Loans	'	'	'
Loans Receivable [Line Items]	'	'	'
Loans sold and serviced by the company	$35,500,000	$35,000,000	'

Loans_Schedule_of_Loans_by_Ris

Loans - Schedule of Loans by Risk Rating (Detail) (USD $)	Sep. 30, 2013	Jun. 30, 2013	Sep. 30, 2012
In Thousands, unless otherwise specified
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Total loans	$483,910	$453,035	$422,635
Loans rated 1-5	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Total loans	461,931	429,656	'
Loans rated 6	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Total loans	11,355	9,599	'
Loans rated 7	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Total loans	10,016	12,827	'
Loans rated 8	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Total loans	608	953	'
Other Commercial Loans	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Commercial loans	45,885	43,566	'
Total loans	45,885	43,566	39,297
Other Commercial Loans | Loans rated 1-5	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Commercial loans	39,580	36,827	'
Other Commercial Loans | Loans rated 6	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Commercial loans	1,277	994	'
Other Commercial Loans | Loans rated 7	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Commercial loans	5,028	5,745	'
Manufactured Home Loans	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Other consumer loans	22,025	21,716	'
Total loans	22,025	21,716	21,368
Manufactured Home Loans | Loans rated 1-5	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Other consumer loans	21,877	21,398	'
Manufactured Home Loans | Loans rated 6	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Other consumer loans	93	146	'
Manufactured Home Loans | Loans rated 7	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Other consumer loans	'	36	'
Manufactured Home Loans | Loans rated 8	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Other consumer loans	55	136	'
Automobile and Other Secured Loans	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Other consumer loans	9,405	7,682	'
Total loans	9,405	7,682	5,956
Automobile and Other Secured Loans | Loans rated 1-5	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Other consumer loans	9,405	7,682	'
Other Consumer Loans	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Other consumer loans	1,990	1,679	'
Total loans	1,990	1,679	1,060
Other Consumer Loans | Loans rated 1-5	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Other consumer loans	1,989	1,678	'
Other Consumer Loans | Loans rated 6	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Other consumer loans	1	'	'
Other Consumer Loans | Loans rated 7	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Other consumer loans	'	1	'
1-4 Family Residential Mortgage Loans	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
1-4 family residential mortgage loans	108,913	107,617	'
Total loans	108,913	107,617	110,913
1-4 Family Residential Mortgage Loans | Loans rated 1-5	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
1-4 family residential mortgage loans	107,294	105,529	'
1-4 Family Residential Mortgage Loans | Loans rated 6	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
1-4 family residential mortgage loans	698	835	'
1-4 Family Residential Mortgage Loans | Loans rated 7	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
1-4 family residential mortgage loans	618	686	'
1-4 Family Residential Mortgage Loans | Loans rated 8	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
1-4 family residential mortgage loans	303	567	'
Commercial Real Estate Loans	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Commercial real estate mortgage loans	186,969	167,381	'
Total loans	186,969	167,381	156,850
Commercial Real Estate Loans | Loans rated 1-5	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Commercial real estate mortgage loans	173,427	153,513	'
Commercial Real Estate Loans | Loans rated 6	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Commercial real estate mortgage loans	9,286	7,624	'
Commercial Real Estate Loans | Loans rated 7	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Commercial real estate mortgage loans	4,256	6,244	'
Home Equity Lines of Credit | First Lien	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Home equity loans	36,702	36,093	'
Total loans	36,702	36,093	33,715
Home Equity Lines of Credit | Second Lien	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Home equity loans	40,649	42,328	'
Total loans	40,649	42,328	42,116
Home Equity Lines of Credit | Loans rated 1-5 | First Lien	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Home equity loans	36,702	36,093	'
Home Equity Lines of Credit | Loans rated 1-5 | Second Lien	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Home equity loans	40,285	41,963	'
Home Equity Lines of Credit | Loans rated 7 | Second Lien	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Home equity loans	114	115	'
Home Equity Lines of Credit | Loans rated 8 | Second Lien	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Home equity loans	250	250	'
Residential Construction Loans	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Residential construction loans	3,880	3,736	'
Total loans	3,880	3,736	4,749
Residential Construction Loans | Loans rated 1-5	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Residential construction loans	3,880	3,736	'
Commercial Construction Loans	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Commercial construction loans	27,492	21,237	'
Total loans	27,492	21,237	6,611
Commercial Construction Loans | Loans rated 1-5	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Commercial construction loans	$27,492	$21,237	'

Loans_Schedule_of_Past_Due_and

Loans - Schedule of Past Due and Non-Accrual Loans (Detail) (USD $)	Sep. 30, 2013	Jun. 30, 2013
In Thousands, unless otherwise specified
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
30-59 Days Past Due	$918	$1,120
60-89 Days Past Due	73	104
90 Days or Greater Past Due	2,900	3,368
Total Past Due	3,891	4,592
Loans on Non-accrual	3,619	3,979
1-4 Family Residential Mortgage Loans	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
30-59 Days Past Due	686	642
90 Days or Greater Past Due	564	1,013
Total Past Due	1,250	1,655
Loans on Non-accrual	1,072	1,405
Commercial Real Estate Loans	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
30-59 Days Past Due	5	148
Total Past Due	5	148
Loans on Non-accrual	143	148
Home Equity Lines of Credit | First Lien	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
30-59 Days Past Due	37	'
Total Past Due	37	'
Home Equity Lines of Credit | Second Lien	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
30-59 Days Past Due	33	180
60-89 Days Past Due	'	29
90 Days or Greater Past Due	297	268
Total Past Due	330	477
Loans on Non-accrual	364	335
Other Commercial Loans	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
30-59 Days Past Due	'	16
60-89 Days Past Due	'	75
90 Days or Greater Past Due	1,984	1,984
Total Past Due	1,984	2,075
Loans on Non-accrual	1,985	1,988
Manufactured Home Loans	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
30-59 Days Past Due	145	115
60-89 Days Past Due	73	'
90 Days or Greater Past Due	55	103
Total Past Due	273	218
Loans on Non-accrual	55	103
Automobile and Other Secured Loans	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
30-59 Days Past Due	12	18
Total Past Due	12	18
Other Consumer Loans	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
30-59 Days Past Due	'	1
Total Past Due	'	$1

Loans_Schedule_of_Impaired_Loa

Loans - Schedule of Impaired Loans by Category (Detail) (USD $)	Sep. 30, 2013	Jun. 30, 2013	Sep. 30, 2012
In Thousands, unless otherwise specified
Financing Receivable, Impaired [Line Items]	'	'	'
Total impaired loans, recorded investment	$13,616	$14,954	$17,163
Total impaired loans, unpaid principal balance	13,850	15,232	'
Impaired loans with a valuation allowance, recorded investment	2,671	2,741	'
Impaired loans with a valuation allowance, unpaid principal balance	2,671	2,741	'
Impaired loans with a valuation allowance, related allowance	28	32	207
Impaired loans without a valuation allowance, recorded investment	10,945	12,213	'
Impaired loans without a valuation allowance, unpaid principal balance	11,179	12,491	'
1-4 Family Residential Mortgage Loans	'	'	'
Financing Receivable, Impaired [Line Items]	'	'	'
Total impaired loans, recorded investment	1,072	1,405	1,504
Impaired loans without a valuation allowance, recorded investment	1,072	1,405	'
Impaired loans without a valuation allowance, unpaid principal balance	1,299	1,676	'
Commercial Real Estate Loans	'	'	'
Financing Receivable, Impaired [Line Items]	'	'	'
Total impaired loans, recorded investment	7,467	8,170	11,450
Impaired loans with a valuation allowance, recorded investment	2,176	2,208	'
Impaired loans with a valuation allowance, unpaid principal balance	2,176	2,208	'
Impaired loans with a valuation allowance, related allowance	27	32	206
Impaired loans without a valuation allowance, recorded investment	5,291	5,962	'
Impaired loans without a valuation allowance, unpaid principal balance	5,291	5,962	'
Home Equity Lines of Credit | Second Lien	'	'	'
Financing Receivable, Impaired [Line Items]	'	'	'
Total impaired loans, recorded investment	364	335	91
Impaired loans without a valuation allowance, recorded investment	364	335	'
Impaired loans without a valuation allowance, unpaid principal balance	364	335	'
Other Commercial Loans	'	'	'
Financing Receivable, Impaired [Line Items]	'	'	'
Total impaired loans, recorded investment	4,658	4,941	3,793
Impaired loans with a valuation allowance, recorded investment	495	533	'
Impaired loans with a valuation allowance, unpaid principal balance	495	533	'
Impaired loans with a valuation allowance, related allowance	1	'	1
Impaired loans without a valuation allowance, recorded investment	4,163	4,408	'
Impaired loans without a valuation allowance, unpaid principal balance	4,170	4,415	'
Manufactured Home Loans	'	'	'
Financing Receivable, Impaired [Line Items]	'	'	'
Total impaired loans, recorded investment	55	103	214
Impaired loans without a valuation allowance, recorded investment	55	103	'
Impaired loans without a valuation allowance, unpaid principal balance	$55	$103	'

Loans_Schedule_of_Impaired_Loa1

Loans - Schedule of Impaired Loans, Average Recorded Investment and Interest Income Recognized (Detail) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012
Financing Receivable, Impaired [Line Items]	'	'
Average investment in impaired loans	$14,284	$17,120
Interest income recognized on impaired loans	201	289
Interest income recognized on a cash basis on impaired loans	158	268
1-4 Family Residential Mortgage Loans	'	'
Financing Receivable, Impaired [Line Items]	'	'
Average investment in impaired loans	1,239	1,387
Interest income recognized on impaired loans	21	22
Interest income recognized on a cash basis on impaired loans	15	22
Commercial Real Estate Loans	'	'
Financing Receivable, Impaired [Line Items]	'	'
Average investment in impaired loans	7,818	11,513
Interest income recognized on impaired loans	106	196
Interest income recognized on a cash basis on impaired loans	106	196
Home Equity Lines of Credit | First Lien	'	'
Financing Receivable, Impaired [Line Items]	'	'
Average investment in impaired loans	'	55
Interest income recognized on impaired loans	'	7
Interest income recognized on a cash basis on impaired loans	'	1
Home Equity Lines of Credit | Second Lien	'	'
Financing Receivable, Impaired [Line Items]	'	'
Average investment in impaired loans	350	80
Interest income recognized on impaired loans	5	1
Interest income recognized on a cash basis on impaired loans	1	1
Other Commercial Loans	'	'
Financing Receivable, Impaired [Line Items]	'	'
Average investment in impaired loans	4,799	3,912
Interest income recognized on impaired loans	68	48
Interest income recognized on a cash basis on impaired loans	36	48
Manufactured Home Loans	'	'
Financing Receivable, Impaired [Line Items]	'	'
Average investment in impaired loans	79	173
Interest income recognized on impaired loans	$1	$15

Loans_Troubled_Debt_Restructur

Loans - Troubled Debt Restructurings - Narrative (Detail)	3 Months Ended
	Sep. 30, 2013	Sep. 30, 2012
	Loan	Loan
Financing Receivable, Modifications [Line Items]	'	'
Number of new troubled debt restructuring loan relationships	0	0
Number of restructured loans with payment defaults	0	0

Loans_Schedule_of_Allowance_fo

Loans - Schedule of Allowance for Loan Losses (Detail) (USD $)	3 Months Ended			3 Months Ended			3 Months Ended			3 Months Ended			3 Months Ended			3 Months Ended			3 Months Ended			3 Months Ended			3 Months Ended							3 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Jun. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Jun. 30, 2013	Sep. 30, 2013	Sep. 30, 2012	Jun. 30, 2013	Sep. 30, 2013	Sep. 30, 2012	Jun. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Jun. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Jun. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Jun. 30, 2013	Sep. 30, 2013	Sep. 30, 2012	Jun. 30, 2013	Sep. 30, 2013	Sep. 30, 2012	Jun. 30, 2013	Sep. 30, 2013	Jun. 30, 2013	Sep. 30, 2012	Jun. 30, 2012	Sep. 30, 2013	Sep. 30, 2012	Jun. 30, 2013
				1-4 Family Residential Mortgage Loans	1-4 Family Residential Mortgage Loans	1-4 Family Residential Mortgage Loans	Commercial Real Estate Loans	Commercial Real Estate Loans	Commercial Real Estate Loans	Home Equity Lines of Credit	Home Equity Lines of Credit	Home Equity Lines of Credit	Home Equity Lines of Credit	Home Equity Lines of Credit	Home Equity Lines of Credit	Residential Construction Loans	Residential Construction Loans	Residential Construction Loans	Commercial Construction Loans	Commercial Construction Loans	Commercial Construction Loans	Other Commercial Loans	Other Commercial Loans	Other Commercial Loans	Manufactured Home Loans	Manufactured Home Loans	Manufactured Home Loans	Automobile and Other Secured Loans	Automobile and Other Secured Loans	Automobile and Other Secured Loans	Automobile and Other Secured Loans	Other Consumer Loans	Other Consumer Loans	Other Consumer Loans
										First Lien	First Lien	First Lien	Second Lien	Second Lien	Second Lien
Allowance:	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'
Beginning balance	$5,414	$5,148	'	$865	$762	$762	$2,215	$2,360	'	$233	$206	'	$280	$302	$302	$38	$33	$33	$20	$315	$315	$1,065	$969	'	$432	$375	'	$34	$34	$25	$25	$23	$10	'
Charge-offs	-50	-30	'	'	'	'	-4	-15	'	'	'	'	'	'	'	'	'	'	'	'	'	'	-15	'	-46	'	'	'	'	'	'	'	'	'
Recoveries	13	4	'	2	'	'	'	'	'	1	'	'	'	'	'	'	'	'	'	'	'	1	'	'	'	'	'	'	'	'	'	11	2	'
Provision	100	50	'	9	'	'	90	21	'	'	2	'	3	'	'	1	'	'	1	'	'	'	9	'	10	4	'	'	'	'	'	'	'	'
Ending balance	5,477	5,172	'	876	762	762	2,301	2,366	'	234	208	'	283	302	302	39	33	33	21	315	315	1,066	963	'	396	379	'	34	34	25	25	34	12	'
Impaired loans	28	207	32	'	'	'	27	206	32	'	'	'	'	'	'	'	'	'	'	'	'	1	1	'	'	'	'	'	'	'	'	'	'	'
Non-impaired loans	5,449	4,965	5,382	876	762	762	2,274	2,160	2,183	234	208	233	283	302	302	39	33	33	21	315	315	1,065	962	1,065	396	379	432	34	34	25	'	34	12	23
Loans:	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'
Impaired loans	13,616	17,163	14,954	1,504	1,072	1,405	7,467	11,450	8,170	'	111	'	91	364	335	'	'	'	'	'	'	4,658	3,793	4,941	55	214	103	'	'	'	'	'	'	'
Non-impaired loans	470,294	405,472	438,081	109,409	107,841	106,212	179,502	145,400	159,211	36,702	33,604	36,093	42,025	40,285	41,993	4,749	3,880	3,736	6,611	27,492	21,237	41,227	35,504	38,625	21,970	21,154	21,613	9,405	7,682	5,956	'	1,990	1,060	1,679
Total loans	$483,910	$422,635	$453,035	$110,913	$108,913	$107,617	$186,969	$156,850	$167,381	$36,702	$33,715	$36,093	$42,116	$40,649	$42,328	$4,749	$3,880	$3,736	$6,611	$27,492	$21,237	$45,885	$39,297	$43,566	$22,025	$21,368	$21,716	$9,405	$7,682	$5,956	'	$1,990	$1,060	$1,679