Exhibit 99.1
AmeriCredit Corp.
Composition of the Receivables
2006-B-G Statistical cut
8/29/06*
| | | | | | | | | | | | |
| | New | | Used | | Total |
Aggregate Principal Balance (1) | | $ | 154,202,894.03 | | | $ | 408,361,967.74 | | | $ | 562,564,861.77 | |
| | | | | | | | | | | | |
Number of Receivables in Pool | | | 7,127 | | | | 25,358 | | | | 32,485 | |
| | | | | | | | | | | | |
Percent of Pool by Principal Balance | | | 27.41 | % | | | 72.59 | % | | | 100.00 | % |
| | | | | | | | | | | | |
Average Principal Balance | | | $21,636.44 | | | | $16,103.87 | | | | $17,317.68 | |
Range of Principal Balances | | ($1,810.91 to $66,493.20 | ) | | ($739.88 to $72,566.19 | ) | | | | |
| | | | | | | | | | | | |
Weighted Average APR (1) | | | 15.69 | % | | | 17.37 | % | | | 16.91 | % |
Range of APRs | | (1.90% to 26.95% | ) | | (6.00% to 30.00% | ) | | | | |
| | | | | | | | | | | | |
Weighted Average Remaining Term | | | 69 | | | | 65 | | | | 66 | |
Range of Remaining Terms | | (3 to 72 months | ) | | (3 to 72 months | ) | | | | |
| | | | | | | | | | | | |
Weighted Average Original Term | | | 69 | | | | 65 | | | | 66 | |
Range of Original Terms | | (24 to 72 months | ) | | (24 to 72 months | ) | | | | |
| | |
(1) | | Aggregate Principal Balance includes some portion of accrued interest. As a result, the Weighted Average APR of the Receivables may not be equivalent to the Contracts’ aggregate yield on the Aggregate Principal Balance. |
Distribution of the Receivables by Score as of the Cutoff Date
| | | | | | | | | | | | | | | | |
| | | | | | Percent of Aggregate | | | | | | Percent of Aggregate |
| | AmeriCredit Score (1) | | Principal Balance (3) | | Credit Bureau Score (2) | | Principal Balance (3) |
| | | <215 | | | | 3.90 | % | | | | | | | | |
| | | 215-224 | | | | 19.39 | % | | | <540 | | | | 17.56 | % |
| | | 225-244 | | | | 38.84 | % | | | 540-599 | | | | 40.48 | % |
| | | 245-259 | | | | 22.54 | % | | | 600-659 | | | | 33.46 | % |
| | | 260+ | | | | 15.33 | % | | | 660+ | | | | 8.50 | % |
| | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | |
Weighted Average Score | | 240
| | 589
|
| | | | |
| | |
(1) | | Proprietary credit score, scaled from 135 to 320, developed and utilized by AmeriCredit to support the credit approval and pricing process. |
|
(2) | | A statistically based score (sometimes referred to as FICO score) generated by credit reporting agencies. AmeriCredit utilizes TransUnion, Equifax or Experien credit reports depending on the location of the obligor. Credit Bureau Scores are unavailable for some accounts and those accounts are not included in the Credit Bureau Score table above. Since these accounts are not included in the percentages above, the Aggregate Principal Balance of the accounts based on Credit Bureau Score may be less than the total statistical pool. |
|
(3) | | Percentages may not add to 100% because of rounding. |
|
* | | Receivable information is through close of business on date indicated. |
AmeriCredit Corp.
Distribution of the Receivables by APR as of the Cutoff Date
2006-B-G Statistical cut
8/29/06*
Distribution of the Receivables by APR as of the Cutoff Date
| | | | | | | | | | | | | | | | |
| | Aggregate Principal | | | | | | |
| | Balance as of Cutoff | | Percent of Aggregate | | Number of | | Percent of Number of |
APR Range (1) | | Date | | Principal Balance (2) | | Receivables | | Receivables (2) |
1.000%-1.999% | | | 53,919.72 | | | | 0.01 | % | | | 2 | | | | 0.01 | % |
3.000%-3.999% | | | 113,854.05 | | | | 0.02 | % | | | 4 | | | | 0.01 | % |
4.000%-4.999% | | | 265,442.71 | | | | 0.05 | % | | | 9 | | | | 0.03 | % |
5.000%-5.999% | | | 153,466.10 | | | | 0.03 | % | | | 6 | | | | 0.02 | % |
6.000%-6.999% | | | 286,175.98 | | | | 0.05 | % | | | 13 | | | | 0.04 | % |
7.000%-7.999% | | | 1,527,369.78 | | | | 0.27 | % | | | 74 | | | | 0.23 | % |
8.000%-8.999% | | | 3,438,785.66 | | | | 0.61 | % | | | 174 | | | | 0.54 | % |
9.000%-9.999% | | | 10,530,268.68 | | | | 1.87 | % | | | 504 | | | | 1.55 | % |
10.000%-10.999% | | | 16,277,333.79 | | | | 2.89 | % | | | 804 | | | | 2.47 | % |
11.000%-11.999% | | | 20,196,696.08 | | | | 3.59 | % | | | 1,031 | | | | 3.17 | % |
12.000%-12.999% | | | 30,848,722.75 | | | | 5.48 | % | | | 1,606 | | | | 4.94 | % |
13.000%-13.999% | | | 36,158,717.92 | | | | 6.43 | % | | | 1,872 | | | | 5.76 | % |
14.000%-14.999% | | | 45,183,150.88 | | | | 8.03 | % | | | 2,419 | | | | 7.45 | % |
15.000%-15.999% | | | 51,396,975.31 | | | | 9.14 | % | | | 2,783 | | | | 8.57 | % |
16.000%-16.999% | | | 61,290,292.13 | | | | 10.89 | % | | | 3,375 | | | | 10.39 | % |
17.000%-17.999% | | | 70,465,969.29 | | | | 12.53 | % | | | 4,005 | | | | 12.33 | % |
18.000%-18.999% | | | 78,105,470.95 | | | | 13.88 | % | | | 4,578 | | | | 14.09 | % |
19.000%-19.999% | | | 37,268,477.39 | | | | 6.62 | % | | | 2,398 | | | | 7.38 | % |
20.000%-20.999% | | | 31,741,216.03 | | | | 5.64 | % | | | 2,127 | | | | 6.55 | % |
21.000%-21.999% | | | 30,883,962.97 | | | | 5.49 | % | | | 2,102 | | | | 6.47 | % |
22.000%-22.999% | | | 18,394,884.36 | | | | 3.27 | % | | | 1,259 | | | | 3.88 | % |
23.000%-23.999% | | | 10,377,570.92 | | | | 1.84 | % | | | 754 | | | | 2.32 | % |
24.000%-24.999% | | | 6,578,696.04 | | | | 1.17 | % | | | 507 | | | | 1.56 | % |
25.000%-25.999% | | | 887,449.64 | | | | 0.16 | % | | | 64 | | | | 0.20 | % |
26.000%-26.999% | | | 76,090.54 | | | | 0.01 | % | | | 7 | | | | 0.02 | % |
27.000%-27.999% | | | 15,162.50 | | | | 0.00 | % | | | 2 | | | | 0.01 | % |
28.000%-28.999% | | | 18,766.45 | | | | 0.00 | % | | | 2 | | | | 0.01 | % |
29.000%-29.999% | | | 23,180.39 | | | | 0.00 | % | | | 3 | | | | 0.01 | % |
30.000%-30.999% | | | 6,792.76 | | | | 0.00 | % | | | 1 | | | | 0.00 | % |
| | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | |
TOTAL | | | 562,564,861.77 | | | | 100.00 | % | | | 32,485 | | | | 100.00 | % |
| | | | | | | | | | | | | | | | |
| | |
(1) | | Aggregate Principal Balances include some portion of accrued interest. Indicated APR’s represent APR’s on Principal Balance net of such accrued interest. |
|
(2) | | Percentages may not add to 100% because of rounding. |
|
* | | Receivable information is through close of business on date indicated. |
AmeriCredit Corp.
Distribution of the Receivables by Geographic Location of Obligor
2006-B-G Statistical cut
8/29/06*
| | | | | | | | | | | | | | | | |
| | Aggregate Principal | | | | | | | | | | |
| | Balance as of Cutoff | | | Percent of Aggregate | | | Number of | | | Percent of Number of | |
State | | Date (1) | | | Principal Balance (2) | | | Receivables | | | Receivables (2) | |
Alabama | | | 11,424,546.44 | | | | 2.03 | % | | | 664 | | | | 2.04 | % |
Arizona | | | 10,907,680.75 | | | | 1.94 | % | | | 632 | | | | 1.95 | % |
Arkansas | | | 6,447,592.95 | | | | 1.15 | % | | | 377 | | | | 1.16 | % |
California | | | 59,410,013.24 | | | | 10.56 | % | | | 2,990 | | | | 9.20 | % |
Colorado | | | 7,872,894.14 | | | | 1.40 | % | | | 439 | | | | 1.35 | % |
Connecticut | | | 3,370,988.02 | | | | 0.60 | % | | | 205 | | | | 0.63 | % |
Delaware | | | 2,381,689.37 | | | | 0.42 | % | | | 137 | | | | 0.42 | % |
Florida | | | 58,439,408.72 | | | | 10.39 | % | | | 3,313 | | | | 10.20 | % |
Georgia | | | 19,594,680.98 | | | | 3.48 | % | | | 1,097 | | | | 3.38 | % |
Hawaii | | | 3,238,466.12 | | | | 0.58 | % | | | 165 | | | | 0.51 | % |
Idaho | | | 1,308,331.11 | | | | 0.23 | % | | | 82 | | | | 0.25 | % |
Illinois | | | 22,533,560.05 | | | | 4.01 | % | | | 1,381 | | | | 4.25 | % |
Indiana | | | 11,597,353.22 | | | | 2.06 | % | | | 752 | | | | 2.31 | % |
Iowa | | | 2,424,264.31 | | | | 0.43 | % | | | 149 | | | | 0.46 | % |
Kansas | | | 3,149,979.32 | | | | 0.56 | % | | | 193 | | | | 0.59 | % |
Kentucky | | | 8,319,993.89 | | | | 1.48 | % | | | 528 | | | | 1.63 | % |
Louisiana | | | 9,792,701.44 | | | | 1.74 | % | | | 538 | | | | 1.66 | % |
Maine | | | 1,619,332.99 | | | | 0.29 | % | | | 107 | | | | 0.33 | % |
Maryland | | | 8,087,606.76 | | | | 1.44 | % | | | 458 | | | | 1.41 | % |
Massachusetts | | | 8,265,458.35 | | | | 1.47 | % | | | 511 | | | | 1.57 | % |
Michigan | | | 12,934,269.87 | | | | 2.30 | % | | | 823 | | | | 2.53 | % |
Minnesota | | | 4,629,354.28 | | | | 0.82 | % | | | 288 | | | | 0.89 | % |
Mississippi | | | 7,973,734.43 | | | | 1.42 | % | | | 446 | | | | 1.37 | % |
Missouri | | | 8,532,192.53 | | | | 1.52 | % | | | 528 | | | | 1.63 | % |
Nebraska | | | 1,388,278.28 | | | | 0.25 | % | | | 87 | | | | 0.27 | % |
Nevada | | | 9,418,170.89 | | | | 1.67 | % | | | 501 | | | | 1.54 | % |
New Hampshire | | | 2,037,778.91 | | | | 0.36 | % | | | 145 | | | | 0.45 | % |
New Jersey | | | 11,947,479.73 | | | | 2.12 | % | | | 693 | | | | 2.13 | % |
New Mexico | | | 5,154,887.40 | | | | 0.92 | % | | | 287 | | | | 0.88 | % |
New York | | | 23,069,691.42 | | | | 4.10 | % | | | 1,402 | | | | 4.32 | % |
North Carolina | | | 17,359,885.67 | | | | 3.09 | % | | | 972 | | | | 2.99 | % |
Ohio | | | 29,164,067.29 | | | | 5.18 | % | | | 1,937 | | | | 5.96 | % |
Oklahoma | | | 6,636,623.82 | | | | 1.18 | % | | | 392 | | | | 1.21 | % |
Oregon | | | 4,080,437.53 | | | | 0.73 | % | | | 247 | | | | 0.76 | % |
Pennsylvania | | | 28,457,964.44 | | | | 5.06 | % | | | 1,747 | | | | 5.38 | % |
Rhode Island | | | 1,749,210.82 | | | | 0.31 | % | | | 107 | | | | 0.33 | % |
South Carolina | | | 8,392,407.67 | | | | 1.49 | % | | | 496 | | | | 1.53 | % |
Tennessee | | | 11,284,363.23 | | | | 2.01 | % | | | 662 | | | | 2.04 | % |
Texas | | | 69,729,156.64 | | | | 12.39 | % | | | 3,710 | | | | 11.42 | % |
Utah | | | 2,472,864.17 | | | | 0.44 | % | | | 130 | | | | 0.40 | % |
Virginia | | | 9,680,686.50 | | | | 1.72 | % | | | 579 | | | | 1.78 | % |
Washington | | | 9,410,449.10 | | | | 1.67 | % | | | 514 | | | | 1.58 | % |
West Virginia | | | 4,983,239.09 | | | | 0.89 | % | | | 312 | | | | 0.96 | % |
Wisconsin | | | 7,451,778.42 | | | | 1.32 | % | | | 496 | | | | 1.53 | % |
Other (3) | | | 4,439,347.47 | | | | 0.79 | % | | | 266 | | | | 0.82 | % |
| | | | | | | | | | | | |
| | | | | | | | | | | | | | | | |
TOTAL | | $ | 562,564,861.77 | | | | 100.00 | % | | | 32,485 | | | | 100.00 | % |
| | | | | | | | | | | | |
| | |
(1) | | Aggregate Principal Balances include some portion of accrued interest. |
|
(2) | | Percentages may not add to 100% because of rounding. |
|
(3) | | States with aggregate principal balances less than $1,000,000. |
|
* | | Receivable information is through close of business on date indicated. |