Valmark Advisers 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
Estimated average burden
hours per response:		23.8

COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
3M CO	COM	88579Y101	962	4,843	SH		SOLE		0	0	4,843
ABBOTT LABS	COM	002824100	1,622	13,989	SH		SOLE		0	0	13,989
ABBVIE INC	COM	00287Y109	362	3,216	SH		SOLE		0	0	3,216
ACCENTURE PLC IRELAND	SHS CLASS A	G1151C101	4,312	14,627	SH		SOLE		0	0	14,627
ADVANCED MICRO DEVICES INC	COM	007903107	249	2,647	SH		SOLE		0	0	2,647
AFLAC INC	COM	001055102	1,049	19,541	SH		SOLE		0	0	19,541
AIR PRODS & CHEMS INC	COM	009158106	870	3,023	SH		SOLE		0	0	3,023
ALIBABA GROUP HLDG LTD	SPONSORED ADS	01609W102	667	2,942	SH		SOLE		0	0	2,942
ALPHABET INC	CAP STK CL A	02079K305	1,331	545	SH		SOLE		0	0	545
ALPHABET INC	CAP STK CL C	02079K107	4,095	1,634	SH		SOLE		0	0	1,634
ALTRIA GROUP INC	COM	02209S103	1,195	25,055	SH		SOLE		0	0	25,055
AMAZON COM INC	COM	023135106	6,591	1,916	SH		SOLE		0	0	1,916
AMERICAN ELEC PWR CO INC	COM	025537101	678	8,017	SH		SOLE		0	0	8,017
AMERICAN TOWER CORP NEW	COM	03027X100	512	1,895	SH		SOLE		0	0	1,895
AMGEN INC	COM	031162100	1,754	7,197	SH		SOLE		0	0	7,197
ANALOG DEVICES INC	COM	032654105	1,258	7,307	SH		SOLE		0	0	7,307
ANAPLAN INC	COM	03272L108	597	11,210	SH		SOLE		0	0	11,210
APPLE INC	COM	037833100	17,519	127,913	SH		SOLE		0	0	127,913
ARK ETF TR	INNOVATION ETF	00214Q104	255	1,952	SH		SOLE		0	0	1,952
AT&T INC	COM	00206R102	2,081	72,308	SH		SOLE		0	0	72,308
AUTOMATIC DATA PROCESSING IN	COM	053015103	2,479	12,481	SH		SOLE		0	0	12,481
AVALARA INC	COM	05338G106	645	3,989	SH		SOLE		0	0	3,989
BANDWIDTH INC	COM CL A	05988J103	3,700	26,830	SH		SOLE		0	0	26,830
BANK NEW YORK MELLON CORP	COM	064058100	861	16,811	SH		SOLE		0	0	16,811
BECTON DICKINSON & CO	COM	075887109	808	3,321	SH		SOLE		0	0	3,321
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	2,929	10,540	SH		SOLE		0	0	10,540
BIOSIG TECHNOLOGIES INC	COM NEW	09073N201	81	20,966	SH		SOLE		0	0	20,966
BJS WHSL CLUB HLDGS INC	COM	05550J101	1,109	23,315	SH		SOLE		0	0	23,315
BK OF AMERICA CORP	COM	060505104	315	7,637	SH		SOLE		0	0	7,637
BLACKROCK INC	COM	09247X101	1,214	1,388	SH		SOLE		0	0	1,388
BLACKSTONE GROUP INC	COM	09260D107	332	3,417	SH		SOLE		0	0	3,417
BOEING CO	COM	097023105	690	2,879	SH		SOLE		0	0	2,879
BRISTOL-MYERS SQUIBB CO	COM	110122108	363	5,433	SH		SOLE		0	0	5,433
CALAMOS CONV & HIGH INCOME F	COM SHS	12811P108	163	10,004	SH		SOLE		0	0	10,004
CALUMET SPECIALTY PRODS PART	UT LTD PARTNER	131476103	113	16,401	SH		SOLE		0	0	16,401
CAMBRIA ETF TR	SHSHLD YIELD ETF	132061201	2,414	37,709	SH		SOLE		0	0	37,709
CASTLE BIOSCIENCES INC	COM	14843C105	645	8,795	SH		SOLE		0	0	8,795
CATERPILLAR INC	COM	149123101	264	1,214	SH		SOLE		0	0	1,214
CHEMBIO DIAGNOSTICS INC	COM NEW	163572209	153	51,413	SH		SOLE		0	0	51,413
CHEVRON CORP NEW	COM	166764100	794	7,584	SH		SOLE		0	0	7,584
CHUBB LIMITED	COM	H1467J104	883	5,556	SH		SOLE		0	0	5,556
CHURCH & DWIGHT INC	COM	171340102	306	3,593	SH		SOLE		0	0	3,593
CINCINNATI FINL CORP	COM	172062101	674	5,780	SH		SOLE		0	0	5,780
CISCO SYS INC	COM	17275R102	2,074	39,130	SH		SOLE		0	0	39,130
CITIZENS FINL GROUP INC	COM	174610105	837	18,255	SH		SOLE		0	0	18,255
CLEVELAND-CLIFFS INC NEW	COM	185899101	215	9,958	SH		SOLE		0	0	9,958
CLOROX CO DEL	COM	189054109	811	4,508	SH		SOLE		0	0	4,508
CLOUDERA INC	COM	18914U100	762	48,020	SH		SOLE		0	0	48,020
COCA COLA CO	COM	191216100	622	11,504	SH		SOLE		0	0	11,504
COLGATE PALMOLIVE CO	COM	194162103	661	8,125	SH		SOLE		0	0	8,125
COMCAST CORP NEW	CL A	20030N101	2,536	44,479	SH		SOLE		0	0	44,479
CONSOLIDATED EDISON INC	COM	209115104	234	3,268	SH		SOLE		0	0	3,268
COSTCO WHSL CORP NEW	COM	22160K105	425	1,074	SH		SOLE		0	0	1,074
CSX CORP	COM	126408103	1,046	32,616	SH		SOLE		0	0	32,616
CVS HEALTH CORP	COM	126650100	239	2,860	SH		SOLE		0	0	2,860
DANAHER CORPORATION	COM	235851102	622	2,319	SH		SOLE		0	0	2,319
DASEKE INC	COM	23753F107	612	94,381	SH		SOLE		0	0	94,381
DBX ETF TR	XTRACK MSCI EAFE	233051630	3,594	148,034	SH		SOLE		0	0	148,034
DBX ETF TR	XTRACK USD HIGH	233051432	176,694	4,383,375	SH		SOLE		2,268,087	0	2,115,288
DECKERS OUTDOOR CORP	COM	243537107	211	549	SH		SOLE		0	0	549
DEERE & CO	COM	244199105	530	1,504	SH		SOLE		0	0	1,504
DIAGEO PLC	SPON ADR NEW	25243Q205	516	2,691	SH		SOLE		0	0	2,691
DIMENSIONAL ETF TRUST	US TARGETED VLU	25434V609	982	21,927	SH		SOLE		0	0	21,927
DISNEY WALT CO	COM	254687106	836	4,756	SH		SOLE		0	0	4,756
DOLLAR GEN CORP NEW	COM	256677105	204	944	SH		SOLE		0	0	944
DOMINION ENERGY INC	COM	25746U109	226	3,071	SH		SOLE		0	0	3,071
DOVER CORP	COM	260003108	748	4,965	SH		SOLE		0	0	4,965
DUKE ENERGY CORP NEW	COM NEW	26441C204	327	3,311	SH		SOLE		0	0	3,311
EASTERN BANKSHARES INC	COM	27627N105	910	44,219	SH		SOLE		0	0	44,219
EDISON INTL	COM	281020107	440	7,611	SH		SOLE		0	0	7,611
EMERSON ELEC CO	COM	291011104	837	8,698	SH		SOLE		0	0	8,698
EVERBRIDGE INC	COM	29978A104	673	4,947	SH		SOLE		0	0	4,947
EVERSOURCE ENERGY	COM	30040W108	830	10,338	SH		SOLE		0	0	10,338
EXXON MOBIL CORP	COM	30231G102	2,303	36,508	SH		SOLE		0	0	36,508
FACEBOOK INC	CL A	30303M102	4,846	13,938	SH		SOLE		0	0	13,938
FACTSET RESH SYS INC	COM	303075105	641	1,910	SH		SOLE		0	0	1,910
FIDELITY COVINGTON TRUST	MSCI HLTH CARE I	316092600	899	14,105	SH		SOLE		0	0	14,105
FIDELITY COVINGTON TRUST	MSCI INFO TECH I	316092808	543	4,606	SH		SOLE		0	0	4,606
FIDELITY COVINGTON TRUST	MSCI UTILS INDEX	316092865	1,392	33,935	SH		SOLE		0	0	33,935
FIDELITY MERRIMACK STR TR	TOTAL BD ETF	316188309	201	3,768	SH		SOLE		0	0	3,768
FIFTH THIRD BANCORP	COM	316773100	557	14,579	SH		SOLE		0	0	14,579
FIRST TR EXCH TRADED FD III	MANAGD MUN ETF	33739N108	252	4,399	SH		SOLE		0	0	4,399
FIRST TR EXCH TRADED FD III	PFD SECS INC ETF	33739E108	2,532	122,924	SH		SOLE		0	0	122,924
FIRST TR EXCHANGE TRADED FD	CHINDIA ETF	33733A102	249	3,992	SH		SOLE		0	0	3,992
FIRST TR EXCHANGE TRADED FD	CLOUD COMPUTING	33734X192	271	2,554	SH		SOLE		0	0	2,554
FIRST TR EXCHANGE-TRADED FD	CAP STRENGTH ETF	33733E104	10,554	139,694	SH		SOLE		0	0	139,694
FIRST TR EXCHANGE-TRADED FD	RISNG DIVD ACHIV	33738R506	9,234	192,218	SH		SOLE		0	0	192,218
FIRST TR EXCHNG TRADED FD VI	CBOE EQT DEP NOV	33740F839	229	6,600	SH		SOLE		0	0	6,600
FIRST TR LRG CP VL ALPHADEX	COM SHS	33735J101	490	7,466	SH		SOLE		0	0	7,466
FIRST TR LRGE CP CORE ALPHA	COM SHS	33734K109	481	5,600	SH		SOLE		0	0	5,600
FIRST TR NAS100 EQ WEIGHTED	SHS	337344105	3,534	31,493	SH		SOLE		0	0	31,493
FIRST TR VALUE LINE DIVID IN	SHS	33734H106	3,682	92,591	SH		SOLE		0	0	92,591
FLEXSHARES TR	IBOXX 3R TARGT	33939L506	14,294	539,614	SH		SOLE		0	0	539,614
FLEXSHARES TR	MORNSTAR UPSTR	33939L407	156,975	4,099,645	SH		SOLE		2,272,281	0	1,827,364
FLEXSHARES TR	STOXX GLOBR INF	33939L795	357	6,208	SH		SOLE		0	0	6,208
FORD MTR CO DEL	COM	345370860	195	13,119	SH		SOLE		0	0	13,119
FORTINET INC	COM	34959E109	220	925	SH		SOLE		0	0	925
FORTIVE CORP	COM	34959J108	210	3,018	SH		SOLE		0	0	3,018
FOX FACTORY HLDG CORP	COM	35138V102	846	5,437	SH		SOLE		0	0	5,437
GENERAL DYNAMICS CORP	COM	369550108	1,410	7,488	SH		SOLE		0	0	7,488
GENERAL ELECTRIC CO	COM	369604103	333	24,752	SH		SOLE		0	0	24,752
GENUINE PARTS CO	COM	372460105	641	5,072	SH		SOLE		0	0	5,072
GILEAD SCIENCES INC	COM	375558103	376	5,466	SH		SOLE		0	0	5,466
GMS INC	COM	36251C103	1,444	30,000	SH		SOLE		0	0	30,000
GREAT LAKES DREDGE & DOCK CO	COM	390607109	840	57,479	SH		SOLE		0	0	57,479
HARTFORD FDS EXCHANGE TRADED	TOTAL RTRN ETF	41653L305	271	6,614	SH		SOLE		0	0	6,614
HOME DEPOT INC	COM	437076102	2,920	9,156	SH		SOLE		0	0	9,156
HONEYWELL INTL INC	COM	438516106	508	2,314	SH		SOLE		0	0	2,314
HUNTINGTON BANCSHARES INC	COM	446150104	677	47,422	SH		SOLE		0	0	47,422
IDEXX LABS INC	COM	45168D104	717	1,136	SH		SOLE		0	0	1,136
ILLINOIS TOOL WKS INC	COM	452308109	2,131	9,532	SH		SOLE		0	0	9,532
INNOVATIVE INDL PPTYS INC	COM	45781V101	382	2,000	SH		SOLE		0	0	2,000
INNOVATOR ETFS TR	S&P 500 POWER	45782C417	873	30,745	SH		SOLE		0	0	30,745
INNOVATOR ETFS TR	S&P 500 PWR BU	45782C748	460	14,825	SH		SOLE		0	0	14,825
INNOVATOR ETFS TR	S&P 500 PWR BU	45782C870	719	25,275	SH		SOLE		0	0	25,275
INNOVATOR ETFS TR	S&P 500 PWR BUFR	45782C383	260	8,521	SH		SOLE		0	0	8,521
INNOVATOR ETFS TR	S&P 500 ULTRA	45782C300	383	12,370	SH		SOLE		0	0	12,370
INTEL CORP	COM	458140100	1,214	21,626	SH		SOLE		0	0	21,626
INTERNATIONAL BUSINESS MACHS	COM	459200101	805	5,494	SH		SOLE		0	0	5,494
INTUIT	COM	461202103	759	1,549	SH		SOLE		0	0	1,549
INTUITIVE SURGICAL INC	COM NEW	46120E602	253	275	SH		SOLE		0	0	275
INVESCO ACTIVELY MANAGED ETF	TOTAL RETURN	46090A804	2,822	49,461	SH		SOLE		0	0	49,461
INVESCO EXCH TRADED FD TR II	MSCI GBL TIMBR	46138E545	7,117	189,795	SH		SOLE		0	0	189,795
INVESCO EXCH TRADED FD TR II	NATL AMT MUNI	46138E537	214	7,861	SH		SOLE		0	0	7,861
INVESCO EXCH TRADED FD TR II	S&P SMALLCAP 600	46138G664	2,079	17,261	SH		SOLE		0	0	17,261
INVESCO EXCH TRADED FD TR II	S&P500 HDL VOL	46138E362	341	7,726	SH		SOLE		0	0	7,726
INVESCO EXCH TRADED FD TR II	S&P500 LOW VOL	46138E354	636	10,435	SH		SOLE		0	0	10,435
INVESCO EXCH TRADED FD TR II	SR LN ETF	46138G508	2,084	94,072	SH		SOLE		0	0	94,072
INVESCO EXCH TRD SLF IDX FD	BULSHS 2021 CB	46138J700	2,522	119,516	SH		SOLE		0	0	119,516
INVESCO EXCH TRD SLF IDX FD	BULSHS 2022 CB	46138J882	2,668	123,580	SH		SOLE		0	0	123,580
INVESCO EXCH TRD SLF IDX FD	BULSHS 2023 CB	46138J866	1,854	85,324	SH		SOLE		0	0	85,324
INVESCO EXCH TRD SLF IDX FD	BULSHS 2024 CB	46138J841	794	35,795	SH		SOLE		0	0	35,795
INVESCO EXCHANGE TRADED FD T	S&P MDCP QUALITY	46137V472	3,920	50,681	SH		SOLE		0	0	50,681
INVESCO EXCHANGE TRADED FD T	S&P SML600 GWT	46137V175	487	2,992	SH		SOLE		0	0	2,992
INVESCO EXCHANGE TRADED FD T	S&P500 EQL WGT	46137V357	361	2,393	SH		SOLE		0	0	2,393
INVESCO QQQ TR	UNIT SER 1	46090E103	4,555	12,852	SH		SOLE		0	0	12,852
ISHARES GOLD TR	ISHARES NEW	464285204	9,782	290,176	SH		SOLE		0	0	290,176
ISHARES INC	CORE MSCI EMKT	46434G103	456	6,814	SH		SOLE		0	0	6,814
ISHARES SILVER TR	ISHARES	46428Q109	215	8,892	SH		SOLE		0	0	8,892
ISHARES TR	0-5 YR TIPS ETF	46429B747	4,874	45,843	SH		SOLE		0	0	45,843
ISHARES TR	0-5YR HI YL CP	46434V407	216	4,694	SH		SOLE		0	0	4,694
ISHARES TR	0-5YR INVT GR CP	46434V100	316	6,094	SH		SOLE		0	0	6,094
ISHARES TR	3 7 YR TREAS BD	464288661	586	4,492	SH		SOLE		0	0	4,492
ISHARES TR	AGGRES ALLOC ETF	464289859	514	7,271	SH		SOLE		0	0	7,271
ISHARES TR	BARCLAYS 7 10 YR	464287440	296	2,565	SH		SOLE		0	0	2,565
ISHARES TR	BROAD USD HIGH	46435U853	248	5,950	SH		SOLE		0	0	5,950
ISHARES TR	CORE DIV GRWTH	46434V621	3,836	76,177	SH		SOLE		0	0	76,177
ISHARES TR	CORE HIGH DV ETF	46429B663	1,334	13,822	SH		SOLE		0	0	13,822
ISHARES TR	CORE INTL AGGR	46435G672	1,395	25,326	SH		SOLE		0	0	25,326
ISHARES TR	CORE MSCI EAFE	46432F842	1,220	16,296	SH		SOLE		0	0	16,296
ISHARES TR	CORE MSCI TOTAL	46432F834	1,783	24,329	SH		SOLE		0	0	24,329
ISHARES TR	CORE S&P MCP ETF	464287507	64,432	239,764	SH		SOLE		0	0	239,764
ISHARES TR	CORE S&P SCP ETF	464287804	50,585	447,738	SH		SOLE		0	0	447,738
ISHARES TR	CORE S&P TTL STK	464287150	111,060	1,124,547	SH		SOLE		0	0	1,124,547
ISHARES TR	CORE S&P US GWT	464287671	1,670	16,535	SH		SOLE		0	0	16,535
ISHARES TR	CORE S&P US VLU	464287663	2,086	28,991	SH		SOLE		0	0	28,991
ISHARES TR	CORE S&P500 ETF	464287200	12,649	29,421	SH		SOLE		0	0	29,421
ISHARES TR	CORE US AGGBD ET	464287226	23,321	202,215	SH		SOLE		0	0	202,215
ISHARES TR	EAFE GRWTH ETF	464288885	2,509	23,385	SH		SOLE		0	0	23,385
ISHARES TR	ESG AWR MSCI USA	46435G425	776	7,885	SH		SOLE		0	0	7,885
ISHARES TR	EXPND TEC SC ETF	464287549	318	787	SH		SOLE		0	0	787
ISHARES TR	FLTG RATE NT ETF	46429B655	682	13,411	SH		SOLE		0	0	13,411
ISHARES TR	GL CLEAN ENE ETF	464288224	256	10,897	SH		SOLE		0	0	10,897
ISHARES TR	IBONDS DEC	46435U697	1,028	38,071	SH		SOLE		0	0	38,071
ISHARES TR	IBONDS DEC 25	46435U432	687	24,532	SH		SOLE		0	0	24,532
ISHARES TR	IBONDS DEC 26	46435U259	528	19,560	SH		SOLE		0	0	19,560
ISHARES TR	IBONDS DEC2021	46435G789	1,278	49,850	SH		SOLE		0	0	49,850
ISHARES TR	IBONDS DEC2022	46435G755	1,262	48,058	SH		SOLE		0	0	48,058
ISHARES TR	IBONDS DEC2023	46435G318	1,060	40,604	SH		SOLE		0	0	40,604
ISHARES TR	IBOXX HI YD ETF	464288513	5,435	61,737	SH		SOLE		0	0	61,737
ISHARES TR	IBOXX INV CP ETF	464287242	215,254	1,602,065	SH		SOLE		803,542	0	798,523
ISHARES TR	INTL SEL DIV ETF	464288448	629	19,423	SH		SOLE		0	0	19,423
ISHARES TR	ISHARES BIOTECH	464287556	225	1,375	SH		SOLE		0	0	1,375
ISHARES TR	ISHS 1-5YR INVS	464288646	516	9,416	SH		SOLE		0	0	9,416
ISHARES TR	JPMORGAN USD EMG	464288281	269	2,388	SH		SOLE		0	0	2,388
ISHARES TR	MICRO-CAP ETF	464288869	1,110	7,277	SH		SOLE		0	0	7,277
ISHARES TR	MRGSTR MD CP GRW	464288307	1,218	17,687	SH		SOLE		0	0	17,687
ISHARES TR	MSCI EAFE ETF	464287465	34,014	431,210	SH		SOLE		0	0	431,210
ISHARES TR	MSCI EAFE ETF	464287465	79	1,000	SH	Call	SOLE		0	0	1,000
ISHARES TR	MSCI EAFE ETF	464287465	158	2,000	SH	Put	SOLE		0	0	2,000
ISHARES TR	MSCI EMG MKT ETF	464287234	11,108	201,421	SH		SOLE		0	0	201,421
ISHARES TR	MSCI EMG MKT ETF	464287234	55	1,000	SH	Call	SOLE		0	0	1,000
ISHARES TR	MSCI EMG MKT ETF	464287234	110	2,000	SH	Put	SOLE		0	0	2,000
ISHARES TR	MSCI KLD400 SOC	464288570	627	7,575	SH		SOLE		0	0	7,575
ISHARES TR	NATIONAL MUN ETF	464288414	3,820	32,591	SH		SOLE		0	0	32,591
ISHARES TR	NORTH AMERN NAT	464287374	375	12,337	SH		SOLE		0	0	12,337
ISHARES TR	PFD AND INCM SEC	464288687	853	21,696	SH		SOLE		0	0	21,696
ISHARES TR	RESIDENTIAL MULT	464288562	346	4,154	SH		SOLE		0	0	4,154
ISHARES TR	RUS 1000 ETF	464287622	356	1,469	SH		SOLE		0	0	1,469
ISHARES TR	RUS 1000 GRW ETF	464287614	1,975	7,276	SH		SOLE		0	0	7,276
ISHARES TR	RUS 1000 VAL ETF	464287598	1,357	8,553	SH		SOLE		0	0	8,553
ISHARES TR	RUS MD CP GR ETF	464287481	469	4,139	SH		SOLE		0	0	4,139
ISHARES TR	RUS MDCP VAL ETF	464287473	310	2,700	SH		SOLE		0	0	2,700
ISHARES TR	RUS MID CAP ETF	464287499	1,112	14,034	SH		SOLE		0	0	14,034
ISHARES TR	RUS TOP 200 ETF	464289446	2,225	21,645	SH		SOLE		0	0	21,645
ISHARES TR	RUSSELL 2000 ETF	464287655	1,892	8,247	SH		SOLE		0	0	8,247
ISHARES TR	RUSSELL 2000 ETF	464287655	940	4,100	SH	Call	SOLE		0	0	4,100
ISHARES TR	RUSSELL 2000 ETF	464287655	1,032	4,500	SH	Put	SOLE		0	0	4,500
ISHARES TR	S&P 100 ETF	464287101	2,073	10,567	SH		SOLE		0	0	10,567
ISHARES TR	S&P 500 GRWT ETF	464287309	73,543	1,011,173	SH		SOLE		0	0	1,011,173
ISHARES TR	S&P 500 VAL ETF	464287408	59,439	402,596	SH		SOLE		0	0	402,596
ISHARES TR	SELECT DIVID ETF	464287168	12,299	105,458	SH		SOLE		0	0	105,458
ISHARES TR	SHRT NAT MUN ETF	464288158	1,157	10,732	SH		SOLE		0	0	10,732
ISHARES TR	TIPS BD ETF	464287176	451	3,522	SH		SOLE		0	0	3,522
ISHARES TR	U.S. MED DVC ETF	464288810	236	654	SH		SOLE		0	0	654
ISHARES TR	U.S. TECH ETF	464287721	1,200	12,074	SH		SOLE		0	0	12,074
ISHARES TR	US AER DEF ETF	464288760	650	5,937	SH		SOLE		0	0	5,937
ISHARES TR	US HLTHCARE ETF	464287762	1,228	4,501	SH		SOLE		0	0	4,501
ISHARES TR	US INDUSTRIALS	464287754	368	3,307	SH		SOLE		0	0	3,307
ISHARES TR	US TREAS BD ETF	46429B267	2,534	95,280	SH		SOLE		0	0	95,280
J P MORGAN EXCHANGE-TRADED F	ULTRA SHRT INC	46641Q837	11,320	223,097	SH		SOLE		0	0	223,097
J P MORGAN EXCHANGE-TRADED F	ULTRA SHT MUNCPL	46641Q654	204	4,000	SH		SOLE		0	0	4,000
JOHNSON & JOHNSON	COM	478160104	3,850	23,369	SH		SOLE		0	0	23,369
JPMORGAN CHASE & CO	COM	46625H100	3,490	22,441	SH		SOLE		0	0	22,441
KEYCORP	COM	493267108	3,168	153,437	SH		SOLE		0	0	153,437
KIMBERLY-CLARK CORP	COM	494368103	535	4,000	SH		SOLE		0	0	4,000
KINDER MORGAN INC DEL	COM	49456B101	215	11,805	SH		SOLE		0	0	11,805
KRAFT HEINZ CO	COM	500754106	217	5,327	SH		SOLE		0	0	5,327
L BRANDS INC	COM	501797104	364	5,046	SH		SOLE		0	0	5,046
L3HARRIS TECHNOLOGIES INC	COM	502431109	923	4,269	SH		SOLE		0	0	4,269
LATTICE STRATEGIES TR	HARTFORD MLT ETF	518416102	266	8,657	SH		SOLE		0	0	8,657
LILLY ELI & CO	COM	532457108	827	3,605	SH		SOLE		0	0	3,605
LINDE PLC	SHS	G5494J103	1,098	3,798	SH		SOLE		0	0	3,798
LOCKHEED MARTIN CORP	COM	539830109	1,254	3,313	SH		SOLE		0	0	3,313
LOWES COS INC	COM	548661107	2,089	10,770	SH		SOLE		0	0	10,770
M & T BK CORP	COM	55261F104	303	2,084	SH		SOLE		0	0	2,084
MANAGER DIRECTED PORTFOLIOS	IM DBI MNGD FU	56170L828	14,494	508,676	SH		SOLE		0	0	508,676
MARRIOTT INTL INC NEW	CL A	571903202	212	1,552	SH		SOLE		0	0	1,552
MASTERCARD INCORPORATED	CL A	57636Q104	785	2,150	SH		SOLE		0	0	2,150
MCCORMICK & CO INC	COM NON VTG	579780206	609	6,896	SH		SOLE		0	0	6,896
MCDONALDS CORP	COM	580135101	3,324	14,389	SH		SOLE		0	0	14,389
MEDTRONIC PLC	SHS	G5960L103	1,250	10,074	SH		SOLE		0	0	10,074
MERCK & CO INC	COM	58933Y105	1,554	19,977	SH		SOLE		0	0	19,977
MICROSOFT CORP	COM	594918104	12,833	47,372	SH		SOLE		0	0	47,372
MORGAN STANLEY	COM NEW	617446448	271	2,957	SH		SOLE		0	0	2,957
NEOGENOMICS INC	COM NEW	64049M209	390	8,632	SH		SOLE		0	0	8,632
NETFLIX INC	COM	64110L106	718	1,360	SH		SOLE		0	0	1,360
NEXTERA ENERGY INC	COM	65339F101	2,528	34,500	SH		SOLE		0	0	34,500
NICE LTD	SPONSORED ADR	653656108	495	2,000	SH		SOLE		0	0	2,000
NIKE INC	CL B	654106103	1,104	7,147	SH		SOLE		0	0	7,147
NORFOLK SOUTHN CORP	COM	655844108	1,684	6,346	SH		SOLE		0	0	6,346
NOVARTIS AG	SPONSORED ADR	66987V109	752	8,244	SH		SOLE		0	0	8,244
NVIDIA CORPORATION	COM	67066G104	864	1,080	SH		SOLE		0	0	1,080
ONESPAWORLD HOLDINGS LIMITED	COM	P73684113	620	64,029	SH		SOLE		0	0	64,029
OPEN LENDING CORP	COM CL A	68373J104	610	14,161	SH		SOLE		0	0	14,161
ORACLE CORP	COM	68389X105	234	3,009	SH		SOLE		0	0	3,009
PAYCHEX INC	COM	704326107	1,035	9,650	SH		SOLE		0	0	9,650
PEOPLES UNITED FINANCIAL INC	COM	712704105	255	14,884	SH		SOLE		0	0	14,884
PEPSICO INC	COM	713448108	2,389	16,122	SH		SOLE		0	0	16,122
PFIZER INC	COM	717081103	1,598	40,801	SH		SOLE		0	0	40,801
PHILIP MORRIS INTL INC	COM	718172109	2,338	23,594	SH		SOLE		0	0	23,594
PHILLIPS 66	COM	718546104	1,001	11,669	SH		SOLE		0	0	11,669
PIMCO ETF TR	0-5 HIGH YIELD	72201R783	377	3,772	SH		SOLE		0	0	3,772
PIMCO ETF TR	ACTIVE BD ETF	72201R775	516	4,650	SH		SOLE		0	0	4,650
PIMCO ETF TR	ENHAN SHRT MA AC	72201R833	11,387	111,669	SH		SOLE		10,375	0	101,294
PNC FINL SVCS GROUP INC	COM	693475105	235	1,234	SH		SOLE		0	0	1,234
PROCTER AND GAMBLE CO	COM	742718109	8,569	63,509	SH		SOLE		0	0	63,509
PROS HOLDINGS INC	COM	74346Y103	614	13,472	SH		SOLE		0	0	13,472
QUALCOMM INC	COM	747525103	261	1,826	SH		SOLE		0	0	1,826
QUANTERIX CORP	COM	74766Q101	3,190	54,374	SH		SOLE		0	0	54,374
RAPID7 INC	COM	753422104	1,059	11,192	SH		SOLE		0	0	11,192
RAYTHEON TECHNOLOGIES CORP	COM	75513E101	934	10,949	SH		SOLE		0	0	10,949
REALTY INCOME CORP	COM	756109104	220	3,294	SH		SOLE		0	0	3,294
REPUBLIC SVCS INC	COM	760759100	314	2,856	SH		SOLE		0	0	2,856
SALESFORCE COM INC	COM	79466L302	607	2,485	SH		SOLE		0	0	2,485
SCHWAB STRATEGIC TR	INTL EQTY ETF	808524805	1,758	44,561	SH		SOLE		0	0	44,561
SCHWAB STRATEGIC TR	INTRM TRM TRES	808524854	2,004	35,244	SH		SOLE		0	0	35,244
SCHWAB STRATEGIC TR	US BRD MKT ETF	808524102	4,023	38,586	SH		SOLE		0	0	38,586
SCHWAB STRATEGIC TR	US DIVIDEND EQ	808524797	29,729	393,141	SH		SOLE		0	0	393,141
SCHWAB STRATEGIC TR	US LCAP GR ETF	808524300	211	1,446	SH		SOLE		0	0	1,446
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	2,255	21,691	SH		SOLE		0	0	21,691
SCHWAB STRATEGIC TR	US MID-CAP ETF	808524508	3,908	49,929	SH		SOLE		0	0	49,929
SCHWAB STRATEGIC TR	US REIT ETF	808524847	882	19,263	SH		SOLE		0	0	19,263
SCHWAB STRATEGIC TR	US SML CAP ETF	808524607	4,994	47,938	SH		SOLE		0	0	47,938
SCHWAB STRATEGIC TR	US TIPS ETF	808524870	5,936	94,965	SH		SOLE		0	0	94,965
SELECT SECTOR SPDR TR	ENERGY	81369Y506	3,464	64,300	SH		SOLE		0	0	64,300
SELECT SECTOR SPDR TR	FINANCIAL	81369Y605	650	17,729	SH		SOLE		0	0	17,729
SELECT SECTOR SPDR TR	SBI CONS DISCR	81369Y407	1,036	5,804	SH		SOLE		0	0	5,804
SELECT SECTOR SPDR TR	SBI CONS STPLS	81369Y308	3,376	48,252	SH		SOLE		0	0	48,252
SELECT SECTOR SPDR TR	SBI HEALTHCARE	81369Y209	667	5,299	SH		SOLE		0	0	5,299
SELECT SECTOR SPDR TR	SBI INT-UTILS	81369Y886	684	10,820	SH		SOLE		0	0	10,820
SELECT SECTOR SPDR TR	TECHNOLOGY	81369Y803	2,340	15,847	SH		SOLE		0	0	15,847
SHOPIFY INC	CL A	82509L107	871	596	SH		SOLE		0	0	596
SMARTSHEET INC	COM CL A	83200N103	532	7,353	SH		SOLE		0	0	7,353
SOUTHERN CO	COM	842587107	616	10,178	SH		SOLE		0	0	10,178
SPDR DOW JONES INDL AVERAGE	UT SER 1	78467X109	1,524	4,418	SH		SOLE		0	0	4,418
SPDR GOLD TR	GOLD SHS	78463V107	649	3,921	SH		SOLE		0	0	3,921
SPDR INDEX SHS FDS	DJ GLB RL ES ETF	78463X749	4,344	84,372	SH		SOLE		0	0	84,372
SPDR INDEX SHS FDS	DJ INTL RL ETF	78463X863	1,638	44,597	SH		SOLE		0	0	44,597
SPDR INDEX SHS FDS	GLB NAT RESRCE	78463X541	5,130	96,788	SH		SOLE		0	0	96,788
SPDR INDEX SHS FDS	MSCI ACWI EXUS	78463X848	4,215	139,568	SH		SOLE		0	0	139,568
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	9,180	249,512	SH		SOLE		0	0	249,512
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	5,226	114,848	SH		SOLE		0	0	114,848
SPDR INDEX SHS FDS	S&P INTL SMLCP	78463X871	1,294	33,463	SH		SOLE		0	0	33,463
SPDR S&P 500 ETF TR	TR UNIT	78462F103	5,131	11,987	SH		SOLE		0	0	11,987
SPDR S&P 500 ETF TR	TR UNIT	78462F103	2,140	5,000	SH	Call	SOLE		0	0	5,000
SPDR S&P 500 ETF TR	TR UNIT	78462F103	4,452	10,400	SH	Put	SOLE		0	0	10,400
SPDR S&P MIDCAP 400 ETF TR	UTSER1 S&PDCRP	78467Y107	860	1,752	SH		SOLE		0	0	1,752
SPDR SER TR	BLOMBERG BRC INV	78468R200	67,431	2,200,033	SH		SOLE		823,658	0	1,376,375
SPDR SER TR	BLOMBRG BRC EMRG	78464A391	2,264	85,655	SH		SOLE		0	0	85,655
SPDR SER TR	DJ REIT ETF	78464A607	1,844	17,578	SH		SOLE		0	0	17,578
SPDR SER TR	FTSE INT GVT ETF	78464A490	307	5,438	SH		SOLE		0	0	5,438
SPDR SER TR	NUVEEN BLMBRG SR	78468R739	206	4,147	SH		SOLE		0	0	4,147
SPDR SER TR	NUVEEN BRC MUNIC	78468R721	467	8,964	SH		SOLE		0	0	8,964
SPDR SER TR	PORTFOLI S&P1500	78464A805	6,314	119,203	SH		SOLE		0	0	119,203
SPDR SER TR	PORTFOLIO AGRGTE	78464A649	625	20,824	SH		SOLE		0	0	20,824
SPDR SER TR	PORTFOLIO S&P400	78464A847	315,018	6,672,690	SH		SOLE		4,172,816	0	2,499,874
SPDR SER TR	PORTFOLIO S&P600	78468R853	234,538	5,337,697	SH		SOLE		3,380,856	0	1,956,841
SPDR SER TR	PORTFOLIO SHORT	78464A474	206,078	6,583,970	SH		SOLE		3,478,267	0	3,105,703
SPDR SER TR	PRTFLO S&P500 GW	78464A409	257,749	4,093,203	SH		SOLE		1,023,717	0	3,069,486
SPDR SER TR	PRTFLO S&P500 VL	78464A508	317,835	8,038,307	SH		SOLE		2,813,379	0	5,224,928
SPDR SER TR	S&P 600 SMCP GRW	78464A201	362	4,077	SH		SOLE		0	0	4,077
SPDR SER TR	S&P 600 SMCP VAL	78464A300	328	3,832	SH		SOLE		0	0	3,832
SPDR SER TR	S&P DIVID ETF	78464A763	1,242	10,156	SH		SOLE		0	0	10,156
SPDR SER TR	SSGA GNDER ETF	78468R747	356	3,505	SH		SOLE		0	0	3,505
STARBUCKS CORP	COM	855244109	1,133	10,133	SH		SOLE		0	0	10,133
STRYKER CORPORATION	COM	863667101	314	1,211	SH		SOLE		0	0	1,211
SUMMIT MATLS INC	CL A	86614U100	1,450	41,595	SH		SOLE		0	0	41,595
TAIWAN SEMICONDUCTOR MFG LTD	SPONSORED ADS	874039100	403	3,356	SH		SOLE		0	0	3,356
TARGET CORP	COM	87612E106	3,031	12,537	SH		SOLE		0	0	12,537
TESLA INC	COM	88160R101	1,123	1,652	SH		SOLE		0	0	1,652
TORONTO DOMINION BK ONT	COM NEW	891160509	830	11,843	SH		SOLE		0	0	11,843
TRAVELCENTERS OF AMERICA INC	COM NEW	89421B109	725	24,811	SH		SOLE		0	0	24,811
TRONOX HOLDINGS PLC	SHS	G9087Q102	1,110	49,572	SH		SOLE		0	0	49,572
TRUIST FINL CORP	COM	89832Q109	297	5,357	SH		SOLE		0	0	5,357
TWILIO INC	CL A	90138F102	924	2,344	SH		SOLE		0	0	2,344
UBER TECHNOLOGIES INC	COM	90353T100	1,428	28,491	SH		SOLE		0	0	28,491
UNION PAC CORP	COM	907818108	309	1,404	SH		SOLE		0	0	1,404
UNITED PARCEL SERVICE INC	CL B	911312106	980	4,711	SH		SOLE		0	0	4,711
UNITED RENTALS INC	COM	911363109	248	778	SH		SOLE		0	0	778
UNITEDHEALTH GROUP INC	COM	91324P102	1,624	4,055	SH		SOLE		0	0	4,055
US BANCORP DEL	COM NEW	902973304	1,248	21,910	SH		SOLE		0	0	21,910
V F CORP	COM	918204108	817	9,963	SH		SOLE		0	0	9,963
VANECK VECTORS ETF TR	JP MORGAN MKTS	92189H300	101,024	3,219,359	SH		SOLE		1,641,941	0	1,577,418
VANGUARD ADMIRAL FDS INC	500 GRTH IDX F	921932505	372	1,418	SH		SOLE		0	0	1,418
VANGUARD ADMIRAL FDS INC	500 VAL IDX FD	921932703	1,401	9,821	SH		SOLE		0	0	9,821
VANGUARD ADMIRAL FDS INC	SMLLCP 600 IDX	921932828	222	1,068	SH		SOLE		0	0	1,068
VANGUARD BD INDEX FDS	INTERMED TERM	921937819	682	7,577	SH		SOLE		0	0	7,577
VANGUARD BD INDEX FDS	SHORT TRM BOND	921937827	55,036	669,861	SH		SOLE		0	0	669,861
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	1,967	22,901	SH		SOLE		0	0	22,901
VANGUARD BD INDEX FDS	VANGUARD ULTRA	92203C303	1,458	29,091	SH		SOLE		0	0	29,091
VANGUARD CHARLOTTE FDS	INTL BD IDX ETF	92203J407	34,973	612,492	SH		SOLE		271,877	0	340,615
VANGUARD INDEX FDS	EXTEND MKT ETF	922908652	16,259	86,215	SH		SOLE		0	0	86,215
VANGUARD INDEX FDS	GROWTH ETF	922908736	1,334	4,650	SH		SOLE		0	0	4,650
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	313	1,558	SH		SOLE		0	0	1,558
VANGUARD INDEX FDS	MID CAP ETF	922908629	6,462	27,225	SH		SOLE		0	0	27,225
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	104,748	1,029,056	SH		SOLE		518,680	0	510,376
VANGUARD INDEX FDS	S&P 500 ETF SHS	922908363	403,633	1,025,699	SH		SOLE		1,002,792	0	22,907
VANGUARD INDEX FDS	SMALL CP ETF	922908751	4,172	18,521	SH		SOLE		0	0	18,521
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	59,654	267,724	SH		SOLE		0	0	267,724
VANGUARD INDEX FDS	VALUE ETF	922908744	1,781	12,957	SH		SOLE		0	0	12,957
VANGUARD INTL EQUITY INDEX F	ALLWRLD EX US	922042775	31,383	495,079	SH		SOLE		0	0	495,079
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	297,756	5,482,529	SH		SOLE		3,210,932	0	2,271,597
VANGUARD INTL EQUITY INDEX F	FTSE SMCAP ETF	922042718	9,543	69,940	SH		SOLE		0	0	69,940
VANGUARD INTL EQUITY INDEX F	GLB EX US ETF	922042676	121,634	2,084,203	SH		SOLE		1,181,693	0	902,510
VANGUARD INTL EQUITY INDEX F	TT WRLD ST ETF	922042742	809	7,807	SH		SOLE		0	0	7,807
VANGUARD MALVERN FDS	STRM INFPROIDX	922020805	303,871	5,797,952	SH		SOLE		2,867,127	0	2,930,825
VANGUARD MUN BD FDS	TAX EXEMPT BD	922907746	1,436	25,974	SH		SOLE		0	0	25,974
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	69,151	1,019,780	SH		SOLE		396,901	0	622,879
VANGUARD SCOTTSDALE FDS	MORTG-BACK SEC	92206C771	70,316	1,317,525	SH		SOLE		702,691	0	614,834
VANGUARD SCOTTSDALE FDS	SHORT TERM TREAS	92206C102	145,260	2,364,643	SH		SOLE		1,157,211	0	1,207,432
VANGUARD SCOTTSDALE FDS	SHRT TRM CORP BD	92206C409	5,409	65,403	SH		SOLE		0	0	65,403
VANGUARD SPECIALIZED FUNDS	DIV APP ETF	921908844	15,480	100,006	SH		SOLE		0	0	100,006
VANGUARD STAR FDS	VG TL INTL STK F	921909768	9,501	144,661	SH		SOLE		0	0	144,661
VANGUARD TAX-MANAGED INTL FD	FTSE DEV MKT ETF	921943858	566,302	10,991,883	SH		SOLE		5,784,591	0	5,207,292
VANGUARD WHITEHALL FDS	HIGH DIV YLD	921946406	4,861	46,393	SH		SOLE		0	0	46,393
VANGUARD WHITEHALL FDS	INTL HIGH ETF	921946794	349	5,128	SH		SOLE		0	0	5,128
VANGUARD WORLD FD	ESG US STK ETF	921910733	395	4,937	SH		SOLE		0	0	4,937
VANGUARD WORLD FD	MEGA GRWTH IND	921910816	1,685	7,283	SH		SOLE		0	0	7,283
VANGUARD WORLD FDS	ENERGY ETF	92204A306	1,240	16,335	SH		SOLE		0	0	16,335
VANGUARD WORLD FDS	FINANCIALS ETF	92204A405	514	5,687	SH		SOLE		0	0	5,687
VANGUARD WORLD FDS	HEALTH CAR ETF	92204A504	1,728	6,994	SH		SOLE		0	0	6,994
VANGUARD WORLD FDS	INF TECH ETF	92204A702	707	1,773	SH		SOLE		0	0	1,773
VANGUARD WORLD FDS	MATERIALS ETF	92204A801	958	5,301	SH		SOLE		0	0	5,301
VANGUARD WORLD FDS	UTILITIES ETF	92204A876	482	3,470	SH		SOLE		0	0	3,470
VERIZON COMMUNICATIONS INC	COM	92343V104	1,819	32,466	SH		SOLE		0	0	32,466
VIACOMCBS INC	CL B	92556H206	553	12,237	SH		SOLE		0	0	12,237
VISA INC	COM CL A	92826C839	636	2,719	SH		SOLE		0	0	2,719
WALGREENS BOOTS ALLIANCE INC	COM	931427108	306	5,807	SH		SOLE		0	0	5,807
WALMART INC	COM	931142103	1,746	12,383	SH		SOLE		0	0	12,383
WASTE MGMT INC DEL	COM	94106L109	736	5,252	SH		SOLE		0	0	5,252
WEC ENERGY GROUP INC	COM	92939U106	982	11,040	SH		SOLE		0	0	11,040
WELLS FARGO CO NEW	COM	949746101	287	6,347	SH		SOLE		0	0	6,347
WISDOMTREE TR	EM EX ST-OWNED	97717X578	46,285	1,100,186	SH		SOLE		206,361	0	893,825
WISDOMTREE TR	EM LCL DEBT FD	97717X867	293	8,974	SH		SOLE		0	0	8,974
WISDOMTREE TR	EMER MKT HIGH FD	97717W315	1,874	41,028	SH		SOLE		0	0	41,028
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	210	3,856	SH		SOLE		0	0	3,856
WISDOMTREE TR	INTL EQUITY FD	97717W703	3,607	66,180	SH		SOLE		0	0	66,180
WISDOMTREE TR	US SMALLCAP DIVD	97717W604	2,409	75,540	SH		SOLE		0	0	75,540
XCEL ENERGY INC	COM	98389B100	378	5,736	SH		SOLE		0	0	5,736
ZEBRA TECHNOLOGIES CORPORATI	CL A	989207105	424	800	SH		SOLE		0	0	800