Valmark Advisers 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
Estimated average burden
hours per response:		23.8

COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
3M CO	COM	88579Y101	851	4,851	SH		SOLE		0	0	4,851
ABBOTT LABS	COM	002824100	1,643	13,905	SH		SOLE		0	0	13,905
ABBVIE INC	COM	00287Y109	300	2,783	SH		SOLE		0	0	2,783
ACCENTURE PLC IRELAND	SHS CLASS A	G1151C101	4,691	14,663	SH		SOLE		0	0	14,663
ACUITYADS HLDGS INC	COM	00510L106	240	35,949	SH		SOLE		0	0	35,949
ADVANCED MICRO DEVICES INC	COM	007903107	238	2,317	SH		SOLE		0	0	2,317
AFLAC INC	COM	001055102	1,024	19,643	SH		SOLE		0	0	19,643
AIR PRODS & CHEMS INC	COM	009158106	774	3,023	SH		SOLE		0	0	3,023
ALIBABA GROUP HLDG LTD	SPONSORED ADS	01609W102	446	3,013	SH		SOLE		0	0	3,013
ALPHABET INC	CAP STK CL A	02079K305	1,446	541	SH		SOLE		0	0	541
ALPHABET INC	CAP STK CL C	02079K107	4,419	1,658	SH		SOLE		0	0	1,658
ALTRIA GROUP INC	COM	02209S103	1,140	25,044	SH		SOLE		0	0	25,044
AMAZON COM INC	COM	023135106	6,885	2,096	SH		SOLE		0	0	2,096
AMERICAN TOWER CORP NEW	COM	03027X100	487	1,837	SH		SOLE		0	0	1,837
AMGEN INC	COM	031162100	1,519	7,144	SH		SOLE		0	0	7,144
ANALOG DEVICES INC	COM	032654105	1,309	7,818	SH		SOLE		0	0	7,818
ANAPLAN INC	COM	03272L108	699	11,483	SH		SOLE		0	0	11,483
APPLE INC	COM	037833100	18,345	129,644	SH		SOLE		0	0	129,644
AT&T INC	COM	00206R102	934	34,565	SH		SOLE		0	0	34,565
AUTOMATIC DATA PROCESSING IN	COM	053015103	2,478	12,393	SH		SOLE		0	0	12,393
AVALARA INC	COM	05338G106	714	4,085	SH		SOLE		0	0	4,085
BANDWIDTH INC	COM CL A	05988J103	2,469	27,347	SH		SOLE		0	0	27,347
BANK NEW YORK MELLON CORP	COM	064058100	858	16,546	SH		SOLE		0	0	16,546
BECTON DICKINSON & CO	COM	075887109	812	3,304	SH		SOLE		0	0	3,304
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	2,890	10,588	SH		SOLE		0	0	10,588
BIOSIG TECHNOLOGIES INC	COM NEW	09073N201	62	20,966	SH		SOLE		0	0	20,966
BJS WHSL CLUB HLDGS INC	COM	05550J101	1,312	23,897	SH		SOLE		0	0	23,897
BK OF AMERICA CORP	COM	060505104	360	8,488	SH		SOLE		0	0	8,488
BLACKROCK INC	COM	09247X101	1,233	1,470	SH		SOLE		0	0	1,470
BLACKSTONE INC	COM	09260D107	391	3,363	SH		SOLE		0	0	3,363
BOEING CO	COM	097023105	612	2,783	SH		SOLE		0	0	2,783
BOX INC	CL A	10316T104	561	23,711	SH		SOLE		0	0	23,711
BRISTOL-MYERS SQUIBB CO	COM	110122108	240	4,064	SH		SOLE		0	0	4,064
CALAMOS CONV & HIGH INCOME F	COM SHS	12811P108	156	10,004	SH		SOLE		0	0	10,004
CALUMET SPECIALTY PRODS PART	UT LTD PARTNER	131476103	130	16,401	SH		SOLE		0	0	16,401
CASTLE BIOSCIENCES INC	COM	14843C105	600	9,024	SH		SOLE		0	0	9,024
CATERPILLAR INC	COM	149123101	209	1,089	SH		SOLE		0	0	1,089
CHEMBIO DIAGNOSTICS INC	COM NEW	163572209	129	51,413	SH		SOLE		0	0	51,413
CHEVRON CORP NEW	COM	166764100	761	7,506	SH		SOLE		0	0	7,506
CHUBB LIMITED	COM	H1467J104	964	5,556	SH		SOLE		0	0	5,556
CHURCH & DWIGHT INC	COM	171340102	295	3,569	SH		SOLE		0	0	3,569
CINCINNATI FINL CORP	COM	172062101	767	6,712	SH		SOLE		0	0	6,712
CISCO SYS INC	COM	17275R102	2,115	38,853	SH		SOLE		0	0	38,853
CITIZENS FINL GROUP INC	COM	174610105	879	18,717	SH		SOLE		0	0	18,717
CLOROX CO DEL	COM	189054109	747	4,508	SH		SOLE		0	0	4,508
COCA COLA CO	COM	191216100	582	11,090	SH		SOLE		0	0	11,090
COLGATE PALMOLIVE CO	COM	194162103	614	8,126	SH		SOLE		0	0	8,126
COMCAST CORP NEW	CL A	20030N101	2,349	41,994	SH		SOLE		0	0	41,994
CONSOLIDATED EDISON INC	COM	209115104	237	3,268	SH		SOLE		0	0	3,268
COSTCO WHSL CORP NEW	COM	22160K105	532	1,184	SH		SOLE		0	0	1,184
CSX CORP	COM	126408103	989	33,270	SH		SOLE		0	0	33,270
CVS HEALTH CORP	COM	126650100	218	2,574	SH		SOLE		0	0	2,574
DANAHER CORPORATION	COM	235851102	787	2,584	SH		SOLE		0	0	2,584
DASEKE INC	COM	23753F107	897	97,346	SH		SOLE		0	0	97,346
DBX ETF TR	XTRACK MSCI EAFE	233051630	3,474	152,921	SH		SOLE		0	0	152,921
DBX ETF TR	XTRACK USD HIGH	233051432	178,593	4,455,920	SH		SOLE		2,254,594	0	2,201,326
DEERE & CO	COM	244199105	533	1,592	SH		SOLE		0	0	1,592
DIAGEO PLC	SPON ADR NEW	25243Q205	515	2,670	SH		SOLE		0	0	2,670
DIMENSIONAL ETF TRUST	US TARGETED VLU	25434V609	974	21,927	SH		SOLE		0	0	21,927
DISNEY WALT CO	COM	254687106	864	5,105	SH		SOLE		0	0	5,105
DOLLAR GEN CORP NEW	COM	256677105	205	966	SH		SOLE		0	0	966
DOVER CORP	COM	260003108	753	4,842	SH		SOLE		0	0	4,842
DUKE ENERGY CORP NEW	COM NEW	26441C204	368	3,774	SH		SOLE		0	0	3,774
EASTERN BANKSHARES INC	COM	27627N105	921	45,360	SH		SOLE		0	0	45,360
EDISON INTL	COM	281020107	422	7,611	SH		SOLE		0	0	7,611
EMERSON ELEC CO	COM	291011104	806	8,551	SH		SOLE		0	0	8,551
EVERBRIDGE INC	COM	29978A104	766	5,074	SH		SOLE		0	0	5,074
EVERSOURCE ENERGY	COM	30040W108	763	9,330	SH		SOLE		0	0	9,330
EXXON MOBIL CORP	COM	30231G102	2,006	34,107	SH		SOLE		0	0	34,107
FACEBOOK INC	CL A	30303M102	4,956	14,602	SH		SOLE		0	0	14,602
FACTSET RESH SYS INC	COM	303075105	754	1,910	SH		SOLE		0	0	1,910
FIDELITY COVINGTON TRUST	MSCI HLTH CARE I	316092600	1,140	17,865	SH		SOLE		0	0	17,865
FIDELITY COVINGTON TRUST	MSCI INFO TECH I	316092808	482	4,061	SH		SOLE		0	0	4,061
FIDELITY COVINGTON TRUST	MSCI UTILS INDEX	316092865	1,598	38,829	SH		SOLE		0	0	38,829
FIDELITY MERRIMACK STR TR	TOTAL BD ETF	316188309	284	5,348	SH		SOLE		0	0	5,348
FIFTH THIRD BANCORP	COM	316773100	619	14,579	SH		SOLE		0	0	14,579
FIRST TR EXCH TRADED FD III	MANAGD MUN ETF	33739N108	250	4,399	SH		SOLE		0	0	4,399
FIRST TR EXCH TRADED FD III	PFD SECS INC ETF	33739E108	2,643	128,663	SH		SOLE		0	0	128,663
FIRST TR EXCHANGE TRADED FD	CHINDIA ETF	33733A102	202	3,992	SH		SOLE		0	0	3,992
FIRST TR EXCHANGE TRADED FD	CLOUD COMPUTING	33734X192	284	2,696	SH		SOLE		0	0	2,696
FIRST TR EXCHANGE-TRADED FD	CAP STRENGTH ETF	33733E104	10,884	145,475	SH		SOLE		0	0	145,475
FIRST TR EXCHANGE-TRADED FD	FIRST TR ENH NEW	33739Q408	214	3,574	SH		SOLE		0	0	3,574
FIRST TR EXCHANGE-TRADED FD	RISNG DIVD ACHIV	33738R506	9,476	199,624	SH		SOLE		0	0	199,624
FIRST TR EXCHNG TRADED FD VI	CBOE EQT DEP NOV	33740F839	230	6,600	SH		SOLE		0	0	6,600
FIRST TR LRG CP VL ALPHADEX	COM SHS	33735J101	481	7,466	SH		SOLE		0	0	7,466
FIRST TR LRGE CP CORE ALPHA	COM SHS	33734K109	478	5,600	SH		SOLE		0	0	5,600
FIRST TR NAS100 EQ WEIGHTED	SHS	337344105	3,542	31,836	SH		SOLE		0	0	31,836
FIRST TR VALUE LINE DIVID IN	SHS	33734H106	3,838	97,915	SH		SOLE		0	0	97,915
FLEXSHARES TR	IBOXX 3R TARGT	33939L506	14,368	546,201	SH		SOLE		0	0	546,201
FLEXSHARES TR	MORNSTAR UPSTR	33939L407	154,062	4,209,336	SH		SOLE		2,339,347	0	1,869,989
FLEXSHARES TR	STOXX GLOBR INF	33939L795	274	4,920	SH		SOLE		0	0	4,920
FORD MTR CO DEL	COM	345370860	251	17,746	SH		SOLE		0	0	17,746
FORTINET INC	COM	34959E109	279	955	SH		SOLE		0	0	955
FORTIVE CORP	COM	34959J108	213	3,018	SH		SOLE		0	0	3,018
FOX FACTORY HLDG CORP	COM	35138V102	657	4,546	SH		SOLE		0	0	4,546
GENERAL DYNAMICS CORP	COM	369550108	1,427	7,279	SH		SOLE		0	0	7,279
GENERAL ELECTRIC CO	COM NEW	369604301	303	2,940	SH		SOLE		0	0	2,940
GENUINE PARTS CO	COM	372460105	602	4,967	SH		SOLE		0	0	4,967
GILEAD SCIENCES INC	COM	375558103	370	5,295	SH		SOLE		0	0	5,295
GMS INC	COM	36251C103	1,314	30,000	SH		SOLE		0	0	30,000
GREAT LAKES DREDGE & DOCK CO	COM	390607109	894	59,269	SH		SOLE		0	0	59,269
HILL-ROM HLDGS INC	COM	431475102	259	1,724	SH		SOLE		0	0	1,724
HOME DEPOT INC	COM	437076102	3,027	9,221	SH		SOLE		0	0	9,221
HONEYWELL INTL INC	COM	438516106	567	2,672	SH		SOLE		0	0	2,672
HUNTINGTON BANCSHARES INC	COM	446150104	735	47,516	SH		SOLE		0	0	47,516
IDEXX LABS INC	COM	45168D104	693	1,115	SH		SOLE		0	0	1,115
ILLINOIS TOOL WKS INC	COM	452308109	1,964	9,504	SH		SOLE		0	0	9,504
INDIE SEMICONDUCTOR INC	*W EXP 06/15/202	45569U119	71	19,979	SH		SOLE		0	0	19,979
INNOVATIVE INDL PPTYS INC	COM	45781V101	462	2,000	SH		SOLE		0	0	2,000
INNOVATOR ETFS TR	US EQT PWR BUF	45782C870	722	25,275	SH		SOLE		0	0	25,275
INNOVATOR ETFS TR	US EQT ULTRA BF	45782C300	385	12,370	SH		SOLE		0	0	12,370
INNOVATOR ETFS TR	US EQTY PWR BUF	45782C383	261	8,521	SH		SOLE		0	0	8,521
INNOVATOR ETFS TR	US EQTY PWR BUF	45782C417	878	30,745	SH		SOLE		0	0	30,745
INNOVATOR ETFS TR	US EQTY PWR BUF	45782C656	372	12,818	SH		SOLE		0	0	12,818
INNOVATOR ETFS TR	US EQTY PWR BUF	45782C748	460	14,825	SH		SOLE		0	0	14,825
INNOVATOR ETFS TR	US EQTY PWR BUF	45782C813	779	26,179	SH		SOLE		0	0	26,179
INNOVATOR ETFS TR	US EQTY PWR BUF	45782C797	472	16,106	SH		SOLE		0	0	16,106
INTEL CORP	COM	458140100	1,118	20,992	SH		SOLE		0	0	20,992
INTERNATIONAL BUSINESS MACHS	COM	459200101	709	5,105	SH		SOLE		0	0	5,105
INTUIT	COM	461202103	815	1,511	SH		SOLE		0	0	1,511
INTUITIVE SURGICAL INC	COM NEW	46120E602	299	301	SH		SOLE		0	0	301
INVESCO ACTIVELY MANAGED ETF	TOTAL RETURN	46090A804	1,939	34,142	SH		SOLE		0	0	34,142
INVESCO EXCH TRADED FD TR II	MSCI GBL TIMBR	46138E545	6,832	189,151	SH		SOLE		0	0	189,151
INVESCO EXCH TRADED FD TR II	NATL AMT MUNI	46138E537	211	7,861	SH		SOLE		0	0	7,861
INVESCO EXCH TRADED FD TR II	S&P500 HDL VOL	46138E362	306	7,237	SH		SOLE		0	0	7,237
INVESCO EXCH TRADED FD TR II	S&P500 LOW VOL	46138E354	605	9,937	SH		SOLE		0	0	9,937
INVESCO EXCH TRADED FD TR II	SR LN ETF	46138G508	2,070	93,602	SH		SOLE		0	0	93,602
INVESCO EXCH TRD SLF IDX FD	BULSHS 2021 CB	46138J700	1,612	76,451	SH		SOLE		0	0	76,451
INVESCO EXCH TRD SLF IDX FD	BULSHS 2022 CB	46138J882	1,852	86,042	SH		SOLE		0	0	86,042
INVESCO EXCH TRD SLF IDX FD	BULSHS 2023 CB	46138J866	1,316	60,709	SH		SOLE		0	0	60,709
INVESCO EXCH TRD SLF IDX FD	BULSHS 2024 CB	46138J841	787	35,586	SH		SOLE		0	0	35,586
INVESCO EXCH TRD SLF IDX FD	BULSHS 2025 CB	46138J825	271	12,202	SH		SOLE		0	0	12,202
INVESCO EXCHANGE TRADED FD T	S&P SML600 GWT	46137V175	441	2,765	SH		SOLE		0	0	2,765
INVESCO EXCHANGE TRADED FD T	S&P500 EQL WGT	46137V357	344	2,293	SH		SOLE		0	0	2,293
INVESCO QQQ TR	UNIT SER 1	46090E103	7,254	20,265	SH		SOLE		0	0	20,265
ISHARES GOLD TR	ISHARES NEW	464285204	10,094	302,139	SH		SOLE		0	0	302,139
ISHARES INC	CORE MSCI EMKT	46434G103	858	13,885	SH		SOLE		0	0	13,885
ISHARES INC	ESG AWR MSCI EM	46434G863	202	4,879	SH		SOLE		0	0	4,879
ISHARES INC	MSCI EURZONE ETF	464286608	252	5,236	SH		SOLE		0	0	5,236
ISHARES TR	0-3 MNTH TREASRY	46436E718	267	2,668	SH		SOLE		2,668	0	0
ISHARES TR	0-5 YR TIPS ETF	46429B747	6,029	57,074	SH		SOLE		0	0	57,074
ISHARES TR	0-5YR HI YL CP	46434V407	271	5,925	SH		SOLE		0	0	5,925
ISHARES TR	0-5YR INVT GR CP	46434V100	315	6,094	SH		SOLE		0	0	6,094
ISHARES TR	3 7 YR TREAS BD	464288661	571	4,389	SH		SOLE		0	0	4,389
ISHARES TR	AGGRES ALLOC ETF	464289859	523	7,486	SH		SOLE		0	0	7,486
ISHARES TR	BARCLAYS 7 10 YR	464287440	288	2,496	SH		SOLE		0	0	2,496
ISHARES TR	BLACKROCK ULTRA	46434V878	255	5,050	SH		SOLE		0	0	5,050
ISHARES TR	CORE DIV GRWTH	46434V621	3,932	78,257	SH		SOLE		0	0	78,257
ISHARES TR	CORE HIGH DV ETF	46429B663	1,188	12,604	SH		SOLE		0	0	12,604
ISHARES TR	CORE INTL AGGR	46435G672	1,398	25,412	SH		SOLE		0	0	25,412
ISHARES TR	CORE MSCI EAFE	46432F842	2,153	29,000	SH		SOLE		0	0	29,000
ISHARES TR	CORE MSCI TOTAL	46432F834	1,738	24,481	SH		SOLE		0	0	24,481
ISHARES TR	CORE S&P MCP ETF	464287507	62,526	237,678	SH		SOLE		0	0	237,678
ISHARES TR	CORE S&P SCP ETF	464287804	46,747	428,129	SH		SOLE		0	0	428,129
ISHARES TR	CORE S&P TTL STK	464287150	114,622	1,165,089	SH		SOLE		0	0	1,165,089
ISHARES TR	CORE S&P US GWT	464287671	2,751	26,866	SH		SOLE		0	0	26,866
ISHARES TR	CORE S&P US VLU	464287663	2,146	30,272	SH		SOLE		0	0	30,272
ISHARES TR	CORE S&P500 ETF	464287200	13,593	31,551	SH		SOLE		0	0	31,551
ISHARES TR	CORE US AGGBD ET	464287226	25,702	223,823	SH		SOLE		0	0	223,823
ISHARES TR	EAFE GRWTH ETF	464288885	2,551	23,956	SH		SOLE		0	0	23,956
ISHARES TR	ESG AWR MSCI USA	46435G425	948	9,633	SH		SOLE		0	0	9,633
ISHARES TR	EXPND TEC SC ETF	464287549	316	784	SH		SOLE		0	0	784
ISHARES TR	EXPONENTIAL TECH	46434V381	226	3,599	SH		SOLE		0	0	3,599
ISHARES TR	FLTG RATE NT ETF	46429B655	719	14,148	SH		SOLE		0	0	14,148
ISHARES TR	GL CLEAN ENE ETF	464288224	275	12,687	SH		SOLE		0	0	12,687
ISHARES TR	GRWT ALLOCAT ETF	464289867	317	5,711	SH		SOLE		0	0	5,711
ISHARES TR	IBONDS DEC	46435U697	912	33,836	SH		SOLE		0	0	33,836
ISHARES TR	IBONDS DEC 25	46435U432	554	19,803	SH		SOLE		0	0	19,803
ISHARES TR	IBONDS DEC 26	46435U259	554	20,596	SH		SOLE		0	0	20,596
ISHARES TR	IBONDS DEC2021	46435G789	1,152	45,053	SH		SOLE		0	0	45,053
ISHARES TR	IBONDS DEC2022	46435G755	1,141	43,572	SH		SOLE		0	0	43,572
ISHARES TR	IBONDS DEC2023	46435G318	932	35,841	SH		SOLE		0	0	35,841
ISHARES TR	IBOXX HI YD ETF	464288513	5,440	62,180	SH		SOLE		0	0	62,180
ISHARES TR	IBOXX INV CP ETF	464287242	214,780	1,614,521	SH		SOLE		793,618	0	820,903
ISHARES TR	INTL SEL DIV ETF	464288448	584	19,208	SH		SOLE		0	0	19,208
ISHARES TR	ISHARES BIOTECH	464287556	222	1,376	SH		SOLE		0	0	1,376
ISHARES TR	ISHS 1-5YR INVS	464288646	425	7,775	SH		SOLE		0	0	7,775
ISHARES TR	MSCI EAFE ETF	464287465	39,160	501,991	SH		SOLE		0	0	501,991
ISHARES TR	MSCI EAFE ETF	464287465	78	1,000	SH	Put	SOLE		0	0	1,000
ISHARES TR	MSCI EMG MKT ETF	464287234	12,503	248,174	SH		SOLE		0	0	248,174
ISHARES TR	MSCI EMG MKT ETF	464287234	50	1,000	SH	Put	SOLE		0	0	1,000
ISHARES TR	MSCI KLD400 SOC	464288570	628	7,550	SH		SOLE		0	0	7,550
ISHARES TR	MSCI USA MIN VOL	46429B697	4,020	54,698	SH		SOLE		0	0	54,698
ISHARES TR	MSCI USA MMENTM	46432F396	2,999	17,079	SH		SOLE		0	0	17,079
ISHARES TR	MSCI USA VALUE	46432F388	427	4,236	SH		SOLE		0	0	4,236
ISHARES TR	NATIONAL MUN ETF	464288414	4,108	35,364	SH		SOLE		0	0	35,364
ISHARES TR	NORTH AMERN NAT	464287374	362	12,322	SH		SOLE		0	0	12,322
ISHARES TR	PFD AND INCM SEC	464288687	812	20,923	SH		SOLE		0	0	20,923
ISHARES TR	RESIDENTIAL MULT	464288562	355	4,154	SH		SOLE		0	0	4,154
ISHARES TR	RUS 1000 ETF	464287622	356	1,471	SH		SOLE		0	0	1,471
ISHARES TR	RUS 1000 GRW ETF	464287614	2,129	7,768	SH		SOLE		0	0	7,768
ISHARES TR	RUS 1000 VAL ETF	464287598	1,371	8,761	SH		SOLE		0	0	8,761
ISHARES TR	RUS MD CP GR ETF	464287481	460	4,109	SH		SOLE		0	0	4,109
ISHARES TR	RUS MDCP VAL ETF	464287473	302	2,668	SH		SOLE		0	0	2,668
ISHARES TR	RUS MID CAP ETF	464287499	1,105	14,124	SH		SOLE		0	0	14,124
ISHARES TR	RUS TOP 200 ETF	464289446	3,135	30,424	SH		SOLE		0	0	30,424
ISHARES TR	RUSSELL 2000 ETF	464287655	1,721	7,869	SH		SOLE		0	0	7,869
ISHARES TR	RUSSELL 2000 ETF	464287655	569	2,600	SH	Call	SOLE		0	0	2,600
ISHARES TR	RUSSELL 2000 ETF	464287655	656	3,000	SH	Put	SOLE		0	0	3,000
ISHARES TR	S&P 500 GRWT ETF	464287309	73,433	993,541	SH		SOLE		0	0	993,541
ISHARES TR	S&P 500 VAL ETF	464287408	58,215	400,326	SH		SOLE		0	0	400,326
ISHARES TR	SELECT DIVID ETF	464287168	13,974	121,808	SH		SOLE		0	0	121,808
ISHARES TR	SHRT NAT MUN ETF	464288158	1,185	11,012	SH		SOLE		0	0	11,012
ISHARES TR	TIPS BD ETF	464287176	1,898	14,863	SH		SOLE		0	0	14,863
ISHARES TR	U.S. MED DVC ETF	464288810	276	4,397	SH		SOLE		0	0	4,397
ISHARES TR	U.S. TECH ETF	464287721	1,176	11,614	SH		SOLE		0	0	11,614
ISHARES TR	US AER DEF ETF	464288760	549	5,270	SH		SOLE		0	0	5,270
ISHARES TR	US HLTHCARE ETF	464287762	1,206	4,369	SH		SOLE		0	0	4,369
ISHARES TR	US INDUSTRIALS	464287754	355	3,311	SH		SOLE		0	0	3,311
ISHARES TR	US TREAS BD ETF	46429B267	2,722	102,590	SH		SOLE		0	0	102,590
J P MORGAN EXCHANGE-TRADED F	ULTRA SHRT INC	46641Q837	11,402	224,809	SH		SOLE		0	0	224,809
J P MORGAN EXCHANGE-TRADED F	ULTRA SHT MUNCPL	46641Q654	1,106	21,660	SH		SOLE		0	0	21,660
JOHNSON & JOHNSON	COM	478160104	3,703	22,926	SH		SOLE		0	0	22,926
JPMORGAN CHASE & CO	COM	46625H100	3,681	22,489	SH		SOLE		0	0	22,489
KEYCORP	COM	493267108	3,317	153,437	SH		SOLE		0	0	153,437
KIMBERLY-CLARK CORP	COM	494368103	506	3,824	SH		SOLE		0	0	3,824
KINDER MORGAN INC DEL	COM	49456B101	197	11,805	SH		SOLE		0	0	11,805
KRAFT HEINZ CO	COM	500754106	292	7,927	SH		SOLE		0	0	7,927
L3HARRIS TECHNOLOGIES INC	COM	502431109	940	4,269	SH		SOLE		0	0	4,269
LILLY ELI & CO	COM	532457108	836	3,617	SH		SOLE		0	0	3,617
LINDE PLC	SHS	G5494J103	930	3,169	SH		SOLE		0	0	3,169
LITMAN GREGORY FDS TR	IM DBI MNGD FU	53700T827	16,777	601,153	SH		SOLE		0	0	601,153
LOCKHEED MARTIN CORP	COM	539830109	1,180	3,420	SH		SOLE		0	0	3,420
LOWES COS INC	COM	548661107	2,167	10,683	SH		SOLE		0	0	10,683
M & T BK CORP	COM	55261F104	304	2,034	SH		SOLE		0	0	2,034
MARATHON PETE CORP	COM	56585A102	206	3,326	SH		SOLE		0	0	3,326
MARRIOTT INTL INC NEW	CL A	571903202	205	1,384	SH		SOLE		0	0	1,384
MASTERCARD INCORPORATED	CL A	57636Q104	765	2,200	SH		SOLE		0	0	2,200
MCCORMICK & CO INC	COM NON VTG	579780206	559	6,896	SH		SOLE		0	0	6,896
MCDONALDS CORP	COM	580135101	3,455	14,329	SH		SOLE		0	0	14,329
MEDTRONIC PLC	SHS	G5960L103	1,268	10,119	SH		SOLE		0	0	10,119
MERCK & CO INC	COM	58933Y105	1,470	19,578	SH		SOLE		0	0	19,578
MICROSOFT CORP	COM	594918104	13,809	48,983	SH		SOLE		0	0	48,983
MODERNA INC	COM	60770K107	256	666	SH		SOLE		0	0	666
MORGAN STANLEY	COM NEW	617446448	294	3,024	SH		SOLE		0	0	3,024
NEOGENOMICS INC	COM NEW	64049M209	416	8,632	SH		SOLE		0	0	8,632
NETFLIX INC	COM	64110L106	880	1,442	SH		SOLE		0	0	1,442
NEXTERA ENERGY INC	COM	65339F101	2,695	34,318	SH		SOLE		0	0	34,318
NICE LTD	SPONSORED ADR	653656108	568	2,000	SH		SOLE		0	0	2,000
NIKE INC	CL B	654106103	1,064	7,329	SH		SOLE		0	0	7,329
NORFOLK SOUTHN CORP	COM	655844108	1,497	6,257	SH		SOLE		0	0	6,257
NOVARTIS AG	SPONSORED ADR	66987V109	647	7,916	SH		SOLE		0	0	7,916
NVIDIA CORPORATION	COM	67066G104	1,359	6,561	SH		SOLE		0	0	6,561
ONESPAWORLD HOLDINGS LIMITED	COM	P73684113	655	65,660	SH		SOLE		0	0	65,660
OPEN LENDING CORP	COM CL A	68373J104	531	14,731	SH		SOLE		0	0	14,731
ORACLE CORP	COM	68389X105	255	2,931	SH		SOLE		0	0	2,931
PAYCHEX INC	COM	704326107	976	8,675	SH		SOLE		0	0	8,675
PAYPAL HLDGS INC	COM	70450Y103	231	886	SH		SOLE		0	0	886
PEPSICO INC	COM	713448108	2,408	16,011	SH		SOLE		0	0	16,011
PFIZER INC	COM	717081103	1,444	33,579	SH		SOLE		0	0	33,579
PHILIP MORRIS INTL INC	COM	718172109	2,325	24,524	SH		SOLE		0	0	24,524
PHILLIPS 66	COM	718546104	353	5,044	SH		SOLE		0	0	5,044
PIMCO ETF TR	0-5 HIGH YIELD	72201R783	427	4,300	SH		SOLE		0	0	4,300
PIMCO ETF TR	ACTIVE BD ETF	72201R775	344	3,113	SH		SOLE		0	0	3,113
PIMCO ETF TR	ENHAN SHRT MA AC	72201R833	11,546	113,277	SH		SOLE		10,917	0	102,360
PNC FINL SVCS GROUP INC	COM	693475105	235	1,200	SH		SOLE		0	0	1,200
PORCH GROUP INC	COM	733245104	311	17,606	SH		SOLE		0	0	17,606
PROCTER AND GAMBLE CO	COM	742718109	7,117	50,911	SH		SOLE		0	0	50,911
PROSHARES TR	S&P 500 DV ARIST	74348A467	257	2,904	SH		SOLE		0	0	2,904
QUALCOMM INC	COM	747525103	245	1,896	SH		SOLE		0	0	1,896
QUANTERIX CORP	COM	74766Q101	2,779	55,811	SH		SOLE		0	0	55,811
RAPID7 INC	COM	753422104	1,294	11,453	SH		SOLE		0	0	11,453
RAYTHEON TECHNOLOGIES CORP	COM	75513E101	969	11,277	SH		SOLE		0	0	11,277
REPUBLIC SVCS INC	COM	760759100	344	2,866	SH		SOLE		0	0	2,866
SALESFORCE COM INC	COM	79466L302	726	2,678	SH		SOLE		0	0	2,678
SCHWAB STRATEGIC TR	INTL EQTY ETF	808524805	1,812	46,826	SH		SOLE		0	0	46,826
SCHWAB STRATEGIC TR	INTRM TRM TRES	808524854	2,185	38,537	SH		SOLE		0	0	38,537
SCHWAB STRATEGIC TR	US AGGREGATE B	808524839	210	3,866	SH		SOLE		0	0	3,866
SCHWAB STRATEGIC TR	US BRD MKT ETF	808524102	4,089	39,370	SH		SOLE		0	0	39,370
SCHWAB STRATEGIC TR	US DIVIDEND EQ	808524797	32,513	437,941	SH		SOLE		0	0	437,941
SCHWAB STRATEGIC TR	US LCAP GR ETF	808524300	214	1,446	SH		SOLE		0	0	1,446
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	2,409	23,158	SH		SOLE		0	0	23,158
SCHWAB STRATEGIC TR	US MID-CAP ETF	808524508	3,511	45,805	SH		SOLE		0	0	45,805
SCHWAB STRATEGIC TR	US REIT ETF	808524847	1,127	24,670	SH		SOLE		0	0	24,670
SCHWAB STRATEGIC TR	US SML CAP ETF	808524607	5,149	51,441	SH		SOLE		0	0	51,441
SCHWAB STRATEGIC TR	US TIPS ETF	808524870	6,890	110,107	SH		SOLE		0	0	110,107
SELECT SECTOR SPDR TR	ENERGY	81369Y506	3,419	65,640	SH		SOLE		0	0	65,640
SELECT SECTOR SPDR TR	FINANCIAL	81369Y605	776	20,667	SH		SOLE		0	0	20,667
SELECT SECTOR SPDR TR	SBI CONS DISCR	81369Y407	1,189	6,627	SH		SOLE		0	0	6,627
SELECT SECTOR SPDR TR	SBI CONS STPLS	81369Y308	3,336	48,463	SH		SOLE		0	0	48,463
SELECT SECTOR SPDR TR	SBI HEALTHCARE	81369Y209	837	6,573	SH		SOLE		0	0	6,573
SELECT SECTOR SPDR TR	SBI INT-UTILS	81369Y886	681	10,658	SH		SOLE		0	0	10,658
SELECT SECTOR SPDR TR	TECHNOLOGY	81369Y803	2,426	16,246	SH		SOLE		0	0	16,246
SHERWIN WILLIAMS CO	COM	824348106	212	758	SH		SOLE		0	0	758
SHOPIFY INC	CL A	82509L107	862	636	SH		SOLE		0	0	636
SMARTSHEET INC	COM CL A	83200N103	519	7,547	SH		SOLE		0	0	7,547
SOUTHERN CO	COM	842587107	551	8,885	SH		SOLE		0	0	8,885
SPDR DOW JONES INDL AVERAGE	UT SER 1	78467X109	466	1,377	SH		SOLE		0	0	1,377
SPDR GOLD TR	GOLD SHS	78463V107	1,174	7,150	SH		SOLE		0	0	7,150
SPDR INDEX SHS FDS	DJ GLB RL ES ETF	78463X749	4,294	84,100	SH		SOLE		0	0	84,100
SPDR INDEX SHS FDS	DJ INTL RL ETF	78463X863	1,589	44,770	SH		SOLE		0	0	44,770
SPDR INDEX SHS FDS	GLB NAT RESRCE	78463X541	5,007	97,512	SH		SOLE		0	0	97,512
SPDR INDEX SHS FDS	MSCI ACWI EXUS	78463X848	4,236	146,233	SH		SOLE		0	0	146,233
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	9,144	252,534	SH		SOLE		0	0	252,534
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	4,819	113,313	SH		SOLE		0	0	113,313
SPDR INDEX SHS FDS	S&P INTL SMLCP	78463X871	1,303	33,858	SH		SOLE		0	0	33,858
SPDR S&P 500 ETF TR	TR UNIT	78462F103	4,778	11,134	SH		SOLE		0	0	11,134
SPDR S&P 500 ETF TR	TR UNIT	78462F103	1,588	3,700	SH	Call	SOLE		0	0	3,700
SPDR S&P 500 ETF TR	TR UNIT	78462F103	3,905	9,100	SH	Put	SOLE		0	0	9,100
SPDR S&P MIDCAP 400 ETF TR	UTSER1 S&PDCRP	78467Y107	840	1,747	SH		SOLE		0	0	1,747
SPDR SER TR	BLOMBERG BRC INV	78468R200	69,205	2,257,163	SH		SOLE		822,964	0	1,434,199
SPDR SER TR	BLOMBRG BRC EMRG	78464A391	2,181	86,203	SH		SOLE		0	0	86,203
SPDR SER TR	DJ REIT ETF	78464A607	1,840	17,449	SH		SOLE		0	0	17,449
SPDR SER TR	FTSE INT GVT ETF	78464A490	286	5,263	SH		SOLE		0	0	5,263
SPDR SER TR	NUVEEN BLMBRG SR	78468R739	205	4,147	SH		SOLE		0	0	4,147
SPDR SER TR	NUVEEN BRC MUNIC	78468R721	463	8,982	SH		SOLE		0	0	8,982
SPDR SER TR	PORTFOLI S&P1500	78464A805	6,305	118,993	SH		SOLE		0	0	118,993
SPDR SER TR	PORTFOLIO AGRGTE	78464A649	255	8,549	SH		SOLE		0	0	8,549
SPDR SER TR	PORTFOLIO S&P400	78464A847	310,613	6,729,050	SH		SOLE		4,136,153	0	2,592,897
SPDR SER TR	PORTFOLIO S&P600	78468R853	231,708	5,439,145	SH		SOLE		3,389,143	0	2,050,002
SPDR SER TR	PORTFOLIO SHORT	78464A474	208,232	6,663,411	SH		SOLE		3,439,614	0	3,223,797
SPDR SER TR	PRTFLO S&P500 GW	78464A409	261,780	4,089,034	SH		SOLE		967,386	0	3,121,648
SPDR SER TR	PRTFLO S&P500 VL	78464A508	317,626	8,144,250	SH		SOLE		2,760,342	0	5,383,908
SPDR SER TR	S&P 600 SMCP GRW	78464A201	238	2,736	SH		SOLE		0	0	2,736
SPDR SER TR	S&P 600 SMCP VAL	78464A300	260	3,171	SH		SOLE		0	0	3,171
SPDR SER TR	S&P DIVID ETF	78464A763	1,229	10,458	SH		SOLE		0	0	10,458
SPDR SER TR	SSGA GNDER ETF	78468R747	354	3,505	SH		SOLE		0	0	3,505
STARBUCKS CORP	COM	855244109	1,140	10,332	SH		SOLE		0	0	10,332
STRYKER CORPORATION	COM	863667101	320	1,212	SH		SOLE		0	0	1,212
SUMMIT MATLS INC	CL A	86614U100	1,364	42,677	SH		SOLE		0	0	42,677
TAIWAN SEMICONDUCTOR MFG LTD	SPONSORED ADS	874039100	360	3,225	SH		SOLE		0	0	3,225
TARGET CORP	COM	87612E106	2,855	12,482	SH		SOLE		0	0	12,482
TESLA INC	COM	88160R101	1,252	1,615	SH		SOLE		0	0	1,615
THERMO FISHER SCIENTIFIC INC	COM	883556102	276	483	SH		SOLE		0	0	483
TORONTO DOMINION BK ONT	COM NEW	891160509	791	11,952	SH		SOLE		0	0	11,952
TRAVELCENTERS OF AMERICA INC	COM NEW	89421B109	1,262	25,356	SH		SOLE		0	0	25,356
TRONOX HOLDINGS PLC	SHS	G9087Q102	1,255	50,900	SH		SOLE		0	0	50,900
TRUIST FINL CORP	COM	89832Q109	335	5,719	SH		SOLE		0	0	5,719
TWILIO INC	CL A	90138F102	769	2,409	SH		SOLE		0	0	2,409
UBER TECHNOLOGIES INC	COM	90353T100	1,290	28,784	SH		SOLE		0	0	28,784
UNION PAC CORP	COM	907818108	331	1,687	SH		SOLE		0	0	1,687
UNITED PARCEL SERVICE INC	CL B	911312106	818	4,492	SH		SOLE		0	0	4,492
UNITED RENTALS INC	COM	911363109	268	765	SH		SOLE		0	0	765
UNITEDHEALTH GROUP INC	COM	91324P102	1,668	4,270	SH		SOLE		0	0	4,270
US BANCORP DEL	COM NEW	902973304	408	6,870	SH		SOLE		0	0	6,870
V F CORP	COM	918204108	667	9,963	SH		SOLE		0	0	9,963
VANECK ETF TRUST	JP MRGAN EM LOC	92189H300	100,311	3,347,029	SH		SOLE		1,702,671	0	1,644,358
VANGUARD ADMIRAL FDS INC	500 GRTH IDX F	921932505	452	1,694	SH		SOLE		0	0	1,694
VANGUARD ADMIRAL FDS INC	500 VAL IDX FD	921932703	1,735	12,338	SH		SOLE		0	0	12,338
VANGUARD ADMIRAL FDS INC	SMLLCP 600 IDX	921932828	238	1,182	SH		SOLE		0	0	1,182
VANGUARD BD INDEX FDS	INTERMED TERM	921937819	730	8,158	SH		SOLE		0	0	8,158
VANGUARD BD INDEX FDS	SHORT TRM BOND	921937827	58,940	719,306	SH		SOLE		0	0	719,306
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	2,052	24,013	SH		SOLE		0	0	24,013
VANGUARD BD INDEX FDS	VANGUARD ULTRA	92203C303	1,482	29,566	SH		SOLE		0	0	29,566
VANGUARD CHARLOTTE FDS	TOTAL INT BD ETF	92203J407	35,679	626,388	SH		SOLE		269,730	0	356,658
VANGUARD INDEX FDS	EXTEND MKT ETF	922908652	17,755	97,361	SH		SOLE		0	0	97,361
VANGUARD INDEX FDS	GROWTH ETF	922908736	1,350	4,651	SH		SOLE		0	0	4,651
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	273	1,361	SH		SOLE		0	0	1,361
VANGUARD INDEX FDS	MID CAP ETF	922908629	6,874	29,036	SH		SOLE		0	0	29,036
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	105,001	1,031,650	SH		SOLE		512,109	0	519,541
VANGUARD INDEX FDS	S&P 500 ETF SHS	922908363	390,389	989,831	SH		SOLE		966,139	0	23,692
VANGUARD INDEX FDS	SMALL CP ETF	922908751	4,138	18,922	SH		SOLE		0	0	18,922
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	65,181	293,529	SH		SOLE		0	0	293,529
VANGUARD INDEX FDS	VALUE ETF	922908744	1,765	13,040	SH		SOLE		0	0	13,040
VANGUARD INTL EQUITY INDEX F	ALLWRLD EX US	922042775	30,678	503,244	SH		SOLE		0	0	503,244
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	244,222	4,883,472	SH		SOLE		2,532,486	0	2,350,986
VANGUARD INTL EQUITY INDEX F	FTSE SMCAP ETF	922042718	8,999	67,314	SH		SOLE		0	0	67,314
VANGUARD INTL EQUITY INDEX F	GLB EX US ETF	922042676	120,086	2,132,579	SH		SOLE		1,209,582	0	922,997
VANGUARD INTL EQUITY INDEX F	TT WRLD ST ETF	922042742	808	7,930	SH		SOLE		0	0	7,930
VANGUARD MALVERN FDS	STRM INFPROIDX	922020805	308,649	5,870,081	SH		SOLE		2,828,017	0	3,042,064
VANGUARD MUN BD FDS	TAX EXEMPT BD	922907746	2,961	54,057	SH		SOLE		0	0	54,057
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	69,413	1,027,575	SH		SOLE		396,808	0	630,767
VANGUARD SCOTTSDALE FDS	MTG-BKD SECS ETF	92206C771	71,033	1,332,952	SH		SOLE		699,189	0	633,763
VANGUARD SCOTTSDALE FDS	SHORT TERM TREAS	92206C102	147,958	2,409,347	SH		SOLE		1,154,508	0	1,254,839
VANGUARD SCOTTSDALE FDS	SHRT TRM CORP BD	92206C409	6,202	75,257	SH		SOLE		0	0	75,257
VANGUARD SPECIALIZED FUNDS	DIV APP ETF	921908844	16,327	106,294	SH		SOLE		0	0	106,294
VANGUARD STAR FDS	VG TL INTL STK F	921909768	8,337	131,794	SH		SOLE		0	0	131,794
VANGUARD TAX-MANAGED INTL FD	FTSE DEV MKT ETF	921943858	561,422	11,119,467	SH		SOLE		5,765,275	0	5,354,192
VANGUARD WHITEHALL FDS	HIGH DIV YLD	921946406	5,282	51,108	SH		SOLE		0	0	51,108
VANGUARD WHITEHALL FDS	INTL HIGH ETF	921946794	231	3,504	SH		SOLE		0	0	3,504
VANGUARD WORLD FD	ESG INTL STK ETF	921910725	215	3,488	SH		SOLE		0	0	3,488
VANGUARD WORLD FD	ESG US STK ETF	921910733	650	8,114	SH		SOLE		0	0	8,114
VANGUARD WORLD FD	MEGA GRWTH IND	921910816	1,677	7,143	SH		SOLE		0	0	7,143
VANGUARD WORLD FDS	ENERGY ETF	92204A306	1,216	16,453	SH		SOLE		0	0	16,453
VANGUARD WORLD FDS	FINANCIALS ETF	92204A405	530	5,724	SH		SOLE		0	0	5,724
VANGUARD WORLD FDS	HEALTH CAR ETF	92204A504	1,730	7,001	SH		SOLE		0	0	7,001
VANGUARD WORLD FDS	INF TECH ETF	92204A702	768	1,914	SH		SOLE		0	0	1,914
VANGUARD WORLD FDS	MATERIALS ETF	92204A801	956	5,516	SH		SOLE		0	0	5,516
VANGUARD WORLD FDS	UTILITIES ETF	92204A876	611	4,391	SH		SOLE		0	0	4,391
VERIZON COMMUNICATIONS INC	COM	92343V104	1,407	26,057	SH		SOLE		0	0	26,057
VIACOMCBS INC	CL B	92556H206	553	14,000	SH		SOLE		0	0	14,000
VISA INC	COM CL A	92826C839	672	3,016	SH		SOLE		0	0	3,016
WALMART INC	COM	931142103	1,732	12,424	SH		SOLE		0	0	12,424
WASTE MGMT INC DEL	COM	94106L109	806	5,393	SH		SOLE		0	0	5,393
WEC ENERGY GROUP INC	COM	92939U106	975	11,052	SH		SOLE		0	0	11,052
WELLS FARGO CO NEW	COM	949746101	282	6,081	SH		SOLE		0	0	6,081
WISDOMTREE TR	EM EX ST-OWNED	97717X578	89,347	2,394,069	SH		SOLE		1,463,945	0	930,124
WISDOMTREE TR	EM LCL DEBT FD	97717X867	281	8,974	SH		SOLE		0	0	8,974
WISDOMTREE TR	EMER MKT HIGH FD	97717W315	1,848	42,349	SH		SOLE		0	0	42,349
WISDOMTREE TR	INTL EQUITY FD	97717W703	3,613	68,343	SH		SOLE		0	0	68,343
WISDOMTREE TR	US SMALLCAP DIVD	97717W604	2,591	84,057	SH		SOLE		0	0	84,057
ZEBRA TECHNOLOGIES CORPORATI	CL A	989207105	412	800	SH		SOLE		0	0	800