Valmark Advisers 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
Estimated average burden
hours per response:		23.8

COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
3M CO	COM	88579Y101	951	5,352	SH		SOLE		0	0	5,352
ABBOTT LABS	COM	002824100	1,959	13,922	SH		SOLE		0	0	13,922
ABBVIE INC	COM	00287Y109	405	2,991	SH		SOLE		0	0	2,991
ACCENTURE PLC IRELAND	SHS CLASS A	G1151C101	6,097	14,708	SH		SOLE		0	0	14,708
ADVANCED MICRO DEVICES INC	COM	007903107	331	2,299	SH		SOLE		0	0	2,299
AFLAC INC	COM	001055102	1,375	23,549	SH		SOLE		0	0	23,549
AIR PRODS & CHEMS INC	COM	009158106	932	3,064	SH		SOLE		0	0	3,064
ALPHABET INC	CAP STK CL A	02079K305	1,463	505	SH		SOLE		0	0	505
ALPHABET INC	CAP STK CL C	02079K107	5,020	1,735	SH		SOLE		0	0	1,735
ALTRIA GROUP INC	COM	02209S103	1,391	29,355	SH		SOLE		0	0	29,355
AMAZON COM INC	COM	023135106	6,782	2,034	SH		SOLE		0	0	2,034
AMERICAN TOWER CORP NEW	COM	03027X100	521	1,780	SH		SOLE		0	0	1,780
AMGEN INC	COM	031162100	1,553	6,902	SH		SOLE		0	0	6,902
ANALOG DEVICES INC	COM	032654105	1,359	7,733	SH		SOLE		0	0	7,733
ANTHEM INC	COM	036752103	377	812	SH		SOLE		0	0	812
APPLE INC	COM	037833100	24,857	139,985	SH		SOLE		0	0	139,985
AT&T INC	COM	00206R102	726	29,518	SH		SOLE		0	0	29,518
AUTOMATIC DATA PROCESSING IN	COM	053015103	3,026	12,272	SH		SOLE		0	0	12,272
AVALARA INC	COM	05338G106	397	3,073	SH		SOLE		0	0	3,073
BANDWIDTH INC	COM CL A	05988J103	2,057	28,667	SH		SOLE		0	0	28,667
BANK NEW YORK MELLON CORP	COM	064058100	955	16,450	SH		SOLE		0	0	16,450
BECTON DICKINSON & CO	COM	075887109	1,172	4,661	SH		SOLE		0	0	4,661
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	3,048	10,194	SH		SOLE		0	0	10,194
BIOSIG TECHNOLOGIES INC	COM NEW	09073N201	47	20,966	SH		SOLE		0	0	20,966
BJS WHSL CLUB HLDGS INC	COM	05550J101	1,907	28,481	SH		SOLE		0	0	28,481
BK OF AMERICA CORP	COM	060505104	436	9,803	SH		SOLE		0	0	9,803
BLACKROCK INC	COM	09247X101	1,344	1,468	SH		SOLE		0	0	1,468
BLACKSTONE INC	COM	09260D107	441	3,408	SH		SOLE		0	0	3,408
BOEING CO	COM	097023105	581	2,886	SH		SOLE		0	0	2,886
BOX INC	CL A	10316T104	852	32,517	SH		SOLE		0	0	32,517
BRISTOL-MYERS SQUIBB CO	COM	110122108	236	3,789	SH		SOLE		0	0	3,789
CALAMOS CONV & HIGH INCOME F	COM SHS	12811P108	162	10,004	SH		SOLE		0	0	10,004
CARRIER GLOBAL CORPORATION	COM	14448C104	262	4,835	SH		SOLE		0	0	4,835
CASTLE BIOSCIENCES INC	COM	14843C105	398	9,284	SH		SOLE		0	0	9,284
CATERPILLAR INC	COM	149123101	225	1,087	SH		SOLE		0	0	1,087
CENTENE CORP DEL	COM	15135B101	511	6,200	SH		SOLE		0	0	6,200
CHEMBIO DIAGNOSTICS INC	COM NEW	163572209	59	51,413	SH		SOLE		0	0	51,413
CHEVRON CORP NEW	COM	166764100	1,079	9,195	SH		SOLE		0	0	9,195
CHUBB LIMITED	COM	H1467J104	1,016	5,256	SH		SOLE		0	0	5,256
CHURCH & DWIGHT CO INC	COM	171340102	381	3,721	SH		SOLE		0	0	3,721
CINCINNATI FINL CORP	COM	172062101	731	6,412	SH		SOLE		0	0	6,412
CISCO SYS INC	COM	17275R102	2,499	39,441	SH		SOLE		0	0	39,441
CITIGROUP INC	COM NEW	172967424	211	3,499	SH		SOLE		0	0	3,499
CITIZENS FINL GROUP INC	COM	174610105	1,103	23,349	SH		SOLE		0	0	23,349
CLOROX CO DEL	COM	189054109	674	3,866	SH		SOLE		0	0	3,866
COCA COLA CO	COM	191216100	700	11,827	SH		SOLE		0	0	11,827
COLGATE PALMOLIVE CO	COM	194162103	707	8,290	SH		SOLE		0	0	8,290
COMCAST CORP NEW	CL A	20030N101	2,046	40,646	SH		SOLE		0	0	40,646
CONOCOPHILLIPS	COM	20825C104	250	3,469	SH		SOLE		0	0	3,469
CONSOLIDATED EDISON INC	COM	209115104	279	3,268	SH		SOLE		0	0	3,268
COSTCO WHSL CORP NEW	COM	22160K105	657	1,157	SH		SOLE		0	0	1,157
CSX CORP	COM	126408103	1,229	32,675	SH		SOLE		0	0	32,675
CVS HEALTH CORP	COM	126650100	289	2,805	SH		SOLE		0	0	2,805
DANAHER CORPORATION	COM	235851102	802	2,439	SH		SOLE		0	0	2,439
DASEKE INC	COM	23753F107	997	99,290	SH		SOLE		0	0	99,290
DBX ETF TR	XTRACK MSCI EAFE	233051630	3,705	156,669	SH		SOLE		0	0	156,669
DBX ETF TR	XTRACK USD HIGH	233051432	182,812	4,588,654	SH		SOLE		2,284,128	0	2,304,526
DBX ETF TR	XTRACKERS LOW	233051267	371	7,340	SH		SOLE		0	0	7,340
DECKERS OUTDOOR CORP	COM	243537107	201	549	SH		SOLE		0	0	549
DEERE & CO	COM	244199105	542	1,580	SH		SOLE		0	0	1,580
DIAGEO PLC	SPON ADR NEW	25243Q205	585	2,659	SH		SOLE		0	0	2,659
DIMENSIONAL ETF TRUST	US CORE EQUITY 2	25434V708	415	14,340	SH		SOLE		0	0	14,340
DIMENSIONAL ETF TRUST	US TARGETED VLU	25434V609	1,042	21,927	SH		SOLE		0	0	21,927
DISNEY WALT CO	COM	254687106	827	5,339	SH		SOLE		0	0	5,339
DOLLAR GEN CORP NEW	COM	256677105	241	1,021	SH		SOLE		0	0	1,021
DOVER CORP	COM	260003108	875	4,816	SH		SOLE		0	0	4,816
DUKE ENERGY CORP NEW	COM NEW	26441C204	268	2,555	SH		SOLE		0	0	2,555
EASTERN BANKSHARES INC	COM	27627N105	1,031	51,111	SH		SOLE		0	0	51,111
EDISON INTL	COM	281020107	519	7,611	SH		SOLE		0	0	7,611
EMERSON ELEC CO	COM	291011104	838	9,011	SH		SOLE		0	0	9,011
EVERSOURCE ENERGY	COM	30040W108	772	8,483	SH		SOLE		0	0	8,483
EXXON MOBIL CORP	COM	30231G102	2,003	32,735	SH		SOLE		0	0	32,735
FACTSET RESH SYS INC	COM	303075105	931	1,915	SH		SOLE		0	0	1,915
FASTENAL CO	COM	311900104	219	3,414	SH		SOLE		0	0	3,414
FEDEX CORP	COM	31428X106	517	1,999	SH		SOLE		0	0	1,999
FIDELITY COVINGTON TRUST	MSCI HLTH CARE I	316092600	1,200	17,473	SH		SOLE		0	0	17,473
FIDELITY COVINGTON TRUST	MSCI INFO TECH I	316092808	498	3,681	SH		SOLE		0	0	3,681
FIDELITY COVINGTON TRUST	MSCI UTILS INDEX	316092865	2,003	43,242	SH		SOLE		0	0	43,242
FIDELITY MERRIMACK STR TR	TOTAL BD ETF	316188309	284	5,348	SH		SOLE		0	0	5,348
FIFTH THIRD BANCORP	COM	316773100	267	6,142	SH		SOLE		0	0	6,142
FIRST TR EXCH TRADED FD III	MANAGD MUN ETF	33739N108	788	13,823	SH		SOLE		0	0	13,823
FIRST TR EXCH TRADED FD III	PFD SECS INC ETF	33739E108	3,570	175,686	SH		SOLE		0	0	175,686
FIRST TR EXCHANGE TRADED FD	CLOUD COMPUTING	33734X192	298	2,861	SH		SOLE		0	0	2,861
FIRST TR EXCHANGE TRADED FD	NASDAQ CYB ETF	33734X846	328	6,212	SH		SOLE		0	0	6,212
FIRST TR EXCHANGE-TRADED FD	CAP STRENGTH ETF	33733E104	13,103	154,972	SH		SOLE		0	0	154,972
FIRST TR EXCHANGE-TRADED FD	FIRST TR ENH NEW	33739Q408	293	4,898	SH		SOLE		0	0	4,898
FIRST TR EXCHANGE-TRADED FD	RISNG DIVD ACHIV	33738R506	10,497	202,693	SH		SOLE		0	0	202,693
FIRST TR EXCHANGE-TRADED FD	SMID RISNG ETF	33741X102	1,547	51,037	SH		SOLE		0	0	51,037
FIRST TR LRG CP VL ALPHADEX	COM SHS	33735J101	522	7,466	SH		SOLE		0	0	7,466
FIRST TR LRGE CP CORE ALPHA	COM SHS	33734K109	466	5,051	SH		SOLE		0	0	5,051
FIRST TR NAS100 EQ WEIGHTED	SHS	337344105	2,415	20,385	SH		SOLE		0	0	20,385
FIRST TR VALUE LINE DIVID IN	SHS	33734H106	4,343	100,905	SH		SOLE		0	0	100,905
FLEXSHARES TR	IBOXX 3R TARGT	33939L506	14,558	553,310	SH		SOLE		0	0	553,310
FLEXSHARES TR	MORNSTAR UPSTR	33939L407	163,708	4,145,563	SH		SOLE		2,215,097	0	1,930,466
FLEXSHARES TR	STOXX GLOBR INF	33939L795	241	4,207	SH		SOLE		0	0	4,207
FORD MTR CO DEL	COM	345370860	368	17,729	SH		SOLE		0	0	17,729
FORTINET INC	COM	34959E109	264	733	SH		SOLE		0	0	733
FORTIVE CORP	COM	34959J108	230	3,018	SH		SOLE		0	0	3,018
FOX FACTORY HLDG CORP	COM	35138V102	796	4,678	SH		SOLE		0	0	4,678
GENERAL DYNAMICS CORP	COM	369550108	1,512	7,255	SH		SOLE		0	0	7,255
GENERAL ELECTRIC CO	COM NEW	369604301	349	3,692	SH		SOLE		0	0	3,692
GENUINE PARTS CO	COM	372460105	695	4,959	SH		SOLE		0	0	4,959
GILEAD SCIENCES INC	COM	375558103	334	4,601	SH		SOLE		0	0	4,601
GLOBAL X FDS	AUTONMOUS EV ETF	37954Y624	310	10,151	SH		SOLE		0	0	10,151
GMS INC	COM	36251C103	1,803	30,000	SH		SOLE		0	0	30,000
GREAT LAKES DREDGE & DOCK CO	COM	390607109	959	60,998	SH		SOLE		0	0	60,998
GROCERY OUTLET HLDG CORP	COM	39874R101	496	17,534	SH		SOLE		0	0	17,534
HOME DEPOT INC	COM	437076102	3,697	8,908	SH		SOLE		0	0	8,908
HONEYWELL INTL INC	COM	438516106	986	4,727	SH		SOLE		0	0	4,727
HUNTINGTON BANCSHARES INC	COM	446150104	773	50,104	SH		SOLE		0	0	50,104
IDEXX LABS INC	COM	45168D104	734	1,115	SH		SOLE		0	0	1,115
ILLINOIS TOOL WKS INC	COM	452308109	2,342	9,491	SH		SOLE		0	0	9,491
INDIE SEMICONDUCTOR INC	*W EXP 06/15/202	45569U119	70	19,979	SH		SOLE		0	0	19,979
INNOVATIVE INDL PPTYS INC	COM	45781V101	526	2,000	SH		SOLE		0	0	2,000
INNOVATOR ETFS TR	US EQT PWR BUF	45782C870	734	25,023	SH		SOLE		0	0	25,023
INNOVATOR ETFS TR	US EQT ULTRA BF	45782C300	391	12,370	SH		SOLE		0	0	12,370
INNOVATOR ETFS TR	US EQTY PWR BUF	45782C813	807	26,179	SH		SOLE		0	0	26,179
INNOVATOR ETFS TR	US EQTY PWR BUF	45782C748	478	14,825	SH		SOLE		0	0	14,825
INNOVATOR ETFS TR	US EQTY PWR BUF	45782C417	886	30,326	SH		SOLE		0	0	30,326
INNOVATOR ETFS TR	US EQTY PWR BUF	45782C540	355	11,179	SH		SOLE		0	0	11,179
INNOVATOR ETFS TR	US EQTY PWR BUF	45782C383	378	11,981	SH		SOLE		0	0	11,981
INNOVATOR ETFS TR	US EQTY PWR BUF	45782C656	390	12,818	SH		SOLE		0	0	12,818
INNOVATOR ETFS TR	US EQTY PWR BUF	45782C797	651	21,380	SH		SOLE		0	0	21,380
INSIGHT ENTERPRISES INC	COM	45765U103	203	1,901	SH		SOLE		0	0	1,901
INTEL CORP	COM	458140100	1,290	25,052	SH		SOLE		0	0	25,052
INTERNATIONAL BUSINESS MACHS	COM	459200101	621	4,645	SH		SOLE		0	0	4,645
INTUIT	COM	461202103	978	1,520	SH		SOLE		0	0	1,520
INTUITIVE SURGICAL INC	COM NEW	46120E602	273	760	SH		SOLE		0	0	760
INVESCO ACTIVELY MANAGED ETF	TOTAL RETURN	46090A804	2,331	41,366	SH		SOLE		0	0	41,366
INVESCO EXCH TRADED FD TR II	MSCI GBL TIMBR	46138E545	6,908	186,210	SH		SOLE		0	0	186,210
INVESCO EXCH TRADED FD TR II	NATL AMT MUNI	46138E537	201	7,429	SH		SOLE		0	0	7,429
INVESCO EXCH TRADED FD TR II	S&P500 HDL VOL	46138E362	296	6,540	SH		SOLE		0	0	6,540
INVESCO EXCH TRADED FD TR II	S&P500 LOW VOL	46138E354	728	10,611	SH		SOLE		0	0	10,611
INVESCO EXCH TRADED FD TR II	SR LN ETF	46138G508	2,017	91,261	SH		SOLE		0	0	91,261
INVESCO EXCH TRD SLF IDX FD	BULSHS 2022 CB	46138J882	1,573	73,530	SH		SOLE		0	0	73,530
INVESCO EXCH TRD SLF IDX FD	BULSHS 2023 CB	46138J866	1,148	53,502	SH		SOLE		0	0	53,502
INVESCO EXCH TRD SLF IDX FD	BULSHS 2024 CB	46138J841	702	32,176	SH		SOLE		0	0	32,176
INVESCO EXCH TRD SLF IDX FD	BULSHS 2025 CB	46138J825	347	15,852	SH		SOLE		0	0	15,852
INVESCO EXCH TRD SLF IDX FD	BULSHS 2026 CB	46138J791	239	11,299	SH		SOLE		0	0	11,299
INVESCO EXCHANGE TRADED FD T	S&P SML600 GWT	46137V175	420	2,522	SH		SOLE		0	0	2,522
INVESCO EXCHANGE TRADED FD T	S&P500 EQL WGT	46137V357	316	1,944	SH		SOLE		0	0	1,944
INVESCO QQQ TR	UNIT SER 1	46090E103	8,449	21,236	SH		SOLE		0	0	21,236
ISHARES GOLD TR	ISHARES NEW	464285204	10,481	301,081	SH		SOLE		0	0	301,081
ISHARES INC	CORE MSCI EMKT	46434G103	758	12,655	SH		SOLE		0	0	12,655
ISHARES TR	0-3 MNTH TREASRY	46436E718	312	3,123	SH		SOLE		3,123	0	0
ISHARES TR	0-5 YR TIPS ETF	46429B747	6,915	65,310	SH		SOLE		0	0	65,310
ISHARES TR	0-5YR HI YL CP	46434V407	233	5,141	SH		SOLE		0	0	5,141
ISHARES TR	0-5YR INVT GR CP	46434V100	334	6,535	SH		SOLE		0	0	6,535
ISHARES TR	3 7 YR TREAS BD	464288661	674	5,236	SH		SOLE		0	0	5,236
ISHARES TR	AGGRES ALLOC ETF	464289859	619	8,496	SH		SOLE		0	0	8,496
ISHARES TR	BARCLAYS 7 10 YR	464287440	310	2,697	SH		SOLE		0	0	2,697
ISHARES TR	BLACKROCK ULTRA	46434V878	629	12,492	SH		SOLE		0	0	12,492
ISHARES TR	CORE DIV GRWTH	46434V621	3,989	71,770	SH		SOLE		0	0	71,770
ISHARES TR	CORE HIGH DV ETF	46429B663	1,251	12,391	SH		SOLE		0	0	12,391
ISHARES TR	CORE INTL AGGR	46435G672	1,320	24,215	SH		SOLE		0	0	24,215
ISHARES TR	CORE MSCI EAFE	46432F842	1,949	26,108	SH		SOLE		0	0	26,108
ISHARES TR	CORE MSCI TOTAL	46432F834	1,643	23,161	SH		SOLE		0	0	23,161
ISHARES TR	CORE S&P MCP ETF	464287507	65,159	230,177	SH		SOLE		0	0	230,177
ISHARES TR	CORE S&P SCP ETF	464287804	47,292	412,992	SH		SOLE		0	0	412,992
ISHARES TR	CORE S&P TTL STK	464287150	131,938	1,233,294	SH		SOLE		0	0	1,233,294
ISHARES TR	CORE S&P US GWT	464287671	4,034	34,886	SH		SOLE		0	0	34,886
ISHARES TR	CORE S&P US VLU	464287663	2,069	27,100	SH		SOLE		0	0	27,100
ISHARES TR	CORE S&P500 ETF	464287200	16,445	34,477	SH		SOLE		0	0	34,477
ISHARES TR	CORE US AGGBD ET	464287226	26,656	233,660	SH		SOLE		0	0	233,660
ISHARES TR	EAFE GRWTH ETF	464288885	2,658	24,098	SH		SOLE		0	0	24,098
ISHARES TR	ESG AWR MSCI USA	46435G425	1,004	9,301	SH		SOLE		0	0	9,301
ISHARES TR	EXPND TEC SC ETF	464287549	343	781	SH		SOLE		0	0	781
ISHARES TR	EXPONENTIAL TECH	46434V381	283	4,279	SH		SOLE		0	0	4,279
ISHARES TR	FLTG RATE NT ETF	46429B655	671	13,218	SH		SOLE		0	0	13,218
ISHARES TR	GL CLEAN ENE ETF	464288224	423	20,002	SH		SOLE		0	0	20,002
ISHARES TR	GLOBAL TECH ETF	464287291	285	4,428	SH		SOLE		0	0	4,428
ISHARES TR	GRWT ALLOCAT ETF	464289867	357	6,261	SH		SOLE		0	0	6,261
ISHARES TR	IBONDS DEC	46435U697	939	35,031	SH		SOLE		0	0	35,031
ISHARES TR	IBONDS DEC 25	46435U432	949	34,075	SH		SOLE		0	0	34,075
ISHARES TR	IBONDS DEC 26	46435U259	565	21,007	SH		SOLE		0	0	21,007
ISHARES TR	IBONDS DEC 27	46435U283	562	20,788	SH		SOLE		0	0	20,788
ISHARES TR	IBONDS DEC2022	46435G755	1,172	44,957	SH		SOLE		0	0	44,957
ISHARES TR	IBONDS DEC2023	46435G318	1,129	43,571	SH		SOLE		0	0	43,571
ISHARES TR	IBOXX HI YD ETF	464288513	5,635	64,761	SH		SOLE		0	0	64,761
ISHARES TR	IBOXX INV CP ETF	464287242	220,345	1,662,726	SH		SOLE		814,380	0	848,346
ISHARES TR	INTL SEL DIV ETF	464288448	618	19,828	SH		SOLE		0	0	19,828
ISHARES TR	ISHS 1-5YR INVS	464288646	372	6,911	SH		SOLE		0	0	6,911
ISHARES TR	MSCI EAFE ETF	464287465	41,284	524,702	SH		SOLE		0	0	524,702
ISHARES TR	MSCI EAFE ETF	464287465	79	1,000	SH	Put	SOLE		0	0	1,000
ISHARES TR	MSCI EAFE MIN VL	46429B689	467	6,082	SH		SOLE		0	0	6,082
ISHARES TR	MSCI EMG MKT ETF	464287234	1,322	27,055	SH		SOLE		0	0	27,055
ISHARES TR	MSCI EMG MKT ETF	464287234	49	1,000	SH	Put	SOLE		0	0	1,000
ISHARES TR	MSCI KLD400 SOC	464288570	702	7,550	SH		SOLE		0	0	7,550
ISHARES TR	MSCI USA MIN VOL	46429B697	17,188	212,455	SH		SOLE		0	0	212,455
ISHARES TR	MSCI USA MMENTM	46432F396	12,021	66,114	SH		SOLE		0	0	66,114
ISHARES TR	MSCI USA VALUE	46432F388	1,790	16,348	SH		SOLE		0	0	16,348
ISHARES TR	NATIONAL MUN ETF	464288414	4,329	37,229	SH		SOLE		0	0	37,229
ISHARES TR	NORTH AMERN NAT	464287374	369	11,727	SH		SOLE		0	0	11,727
ISHARES TR	PFD AND INCM SEC	464288687	794	20,137	SH		SOLE		0	0	20,137
ISHARES TR	RESIDENTIAL MULT	464288562	407	4,138	SH		SOLE		0	0	4,138
ISHARES TR	RUS 1000 ETF	464287622	587	2,221	SH		SOLE		0	0	2,221
ISHARES TR	RUS 1000 GRW ETF	464287614	2,260	7,395	SH		SOLE		0	0	7,395
ISHARES TR	RUS 1000 VAL ETF	464287598	1,455	8,667	SH		SOLE		0	0	8,667
ISHARES TR	RUS MD CP GR ETF	464287481	471	4,092	SH		SOLE		0	0	4,092
ISHARES TR	RUS MDCP VAL ETF	464287473	324	2,650	SH		SOLE		0	0	2,650
ISHARES TR	RUS MID CAP ETF	464287499	1,172	14,124	SH		SOLE		0	0	14,124
ISHARES TR	RUS TOP 200 ETF	464289446	3,432	30,118	SH		SOLE		0	0	30,118
ISHARES TR	RUSSELL 2000 ETF	464287655	1,229	5,525	SH		SOLE		0	0	5,525
ISHARES TR	RUSSELL 2000 ETF	464287655	89	400	SH	Put	SOLE		0	0	400
ISHARES TR	RUSSELL 3000 ETF	464287689	480	1,731	SH		SOLE		0	0	1,731
ISHARES TR	S&P 500 GRWT ETF	464287309	80,791	965,595	SH		SOLE		0	0	965,595
ISHARES TR	S&P 500 VAL ETF	464287408	60,501	386,264	SH		SOLE		0	0	386,264
ISHARES TR	S&P MC 400VL ETF	464287705	360	3,249	SH		SOLE		0	0	3,249
ISHARES TR	SELECT DIVID ETF	464287168	15,874	129,489	SH		SOLE		0	0	129,489
ISHARES TR	SHRT NAT MUN ETF	464288158	1,371	12,772	SH		SOLE		0	0	12,772
ISHARES TR	TIPS BD ETF	464287176	1,677	12,983	SH		SOLE		0	0	12,983
ISHARES TR	U.S. TECH ETF	464287721	1,332	11,604	SH		SOLE		0	0	11,604
ISHARES TR	US AER DEF ETF	464288760	553	5,383	SH		SOLE		0	0	5,383
ISHARES TR	US HLTHCARE ETF	464287762	1,267	4,220	SH		SOLE		0	0	4,220
ISHARES TR	US INDUSTRIALS	464287754	371	3,289	SH		SOLE		0	0	3,289
ISHARES TR	US TREAS BD ETF	46429B267	2,759	103,417	SH		SOLE		0	0	103,417
J P MORGAN EXCHANGE-TRADED F	ULTRA SHRT INC	46641Q837	11,743	232,618	SH		SOLE		0	0	232,618
J P MORGAN EXCHANGE-TRADED F	ULTRA SHT MUNCPL	46641Q654	2,512	49,195	SH		SOLE		0	0	49,195
JOHNSON & JOHNSON	COM	478160104	3,831	22,393	SH		SOLE		0	0	22,393
JPMORGAN CHASE & CO	COM	46625H100	3,831	24,190	SH		SOLE		0	0	24,190
KEYCORP	COM	493267108	3,089	133,555	SH		SOLE		0	0	133,555
KIMBERLY-CLARK CORP	COM	494368103	536	3,749	SH		SOLE		0	0	3,749
KINDER MORGAN INC DEL	COM	49456B101	197	12,449	SH		SOLE		0	0	12,449
KLA CORP	COM NEW	482480100	284	660	SH		SOLE		0	0	660
KRAFT HEINZ CO	COM	500754106	289	8,037	SH		SOLE		0	0	8,037
L3HARRIS TECHNOLOGIES INC	COM	502431109	922	4,324	SH		SOLE		0	0	4,324
LILLY ELI & CO	COM	532457108	1,403	5,080	SH		SOLE		0	0	5,080
LINDE PLC	SHS	G5494J103	1,121	3,235	SH		SOLE		0	0	3,235
LITMAN GREGORY FDS TR	IMGP DBI MANAGED	53700T827	16,207	628,272	SH		SOLE		0	0	628,272
LOCKHEED MARTIN CORP	COM	539830109	1,237	3,480	SH		SOLE		0	0	3,480
LOWES COS INC	COM	548661107	2,714	10,501	SH		SOLE		0	0	10,501
M & T BK CORP	COM	55261F104	312	2,031	SH		SOLE		0	0	2,031
MARATHON PETE CORP	COM	56585A102	220	3,443	SH		SOLE		0	0	3,443
MARRIOTT INTL INC NEW	CL A	571903202	229	1,384	SH		SOLE		0	0	1,384
MASTERCARD INCORPORATED	CL A	57636Q104	778	2,164	SH		SOLE		0	0	2,164
MCCORMICK & CO INC	COM NON VTG	579780206	666	6,896	SH		SOLE		0	0	6,896
MCDONALDS CORP	COM	580135101	3,699	13,799	SH		SOLE		0	0	13,799
MEDTRONIC PLC	SHS	G5960L103	1,046	10,111	SH		SOLE		0	0	10,111
MERCK & CO INC	COM	58933Y105	1,578	20,590	SH		SOLE		0	0	20,590
META PLATFORMS INC	CL A	30303M102	4,913	14,606	SH		SOLE		0	0	14,606
MICROCHIP TECHNOLOGY INC.	COM	595017104	209	2,406	SH		SOLE		0	0	2,406
MICROSOFT CORP	COM	594918104	16,724	49,726	SH		SOLE		0	0	49,726
NEOGENOMICS INC	COM NEW	64049M209	314	9,202	SH		SOLE		0	0	9,202
NETFLIX INC	COM	64110L106	904	1,500	SH		SOLE		0	0	1,500
NEXTERA ENERGY INC	COM	65339F101	3,280	35,133	SH		SOLE		0	0	35,133
NICE LTD	SPONSORED ADR	653656108	304	1,000	SH		SOLE		0	0	1,000
NIKE INC	CL B	654106103	1,360	8,160	SH		SOLE		0	0	8,160
NORFOLK SOUTHN CORP	COM	655844108	1,773	5,957	SH		SOLE		0	0	5,957
NOVARTIS AG	SPONSORED ADR	66987V109	650	7,427	SH		SOLE		0	0	7,427
NVIDIA CORPORATION	COM	67066G104	1,071	3,642	SH		SOLE		0	0	3,642
ONESPAWORLD HOLDINGS LIMITED	COM	P73684113	675	67,343	SH		SOLE		0	0	67,343
OPEN LENDING CORP	COM CL A	68373J104	343	15,279	SH		SOLE		0	0	15,279
ORACLE CORP	COM	68389X105	258	2,953	SH		SOLE		0	0	2,953
OTIS WORLDWIDE CORP	COM	68902V107	211	2,425	SH		SOLE		0	0	2,425
PAYCHEX INC	COM	704326107	1,173	8,590	SH		SOLE		0	0	8,590
PEPSICO INC	COM	713448108	2,798	16,105	SH		SOLE		0	0	16,105
PFIZER INC	COM	717081103	2,526	42,785	SH		SOLE		0	0	42,785
PHILIP MORRIS INTL INC	COM	718172109	2,428	25,553	SH		SOLE		0	0	25,553
PHILLIPS 66	COM	718546104	330	4,549	SH		SOLE		0	0	4,549
PIMCO ETF TR	0-5 HIGH YIELD	72201R783	423	4,263	SH		SOLE		0	0	4,263
PIMCO ETF TR	ACTIVE BD ETF	72201R775	287	2,620	SH		SOLE		0	0	2,620
PIMCO ETF TR	ENHAN SHRT MA AC	72201R833	11,872	116,896	SH		SOLE		11,635	0	105,261
PORCH GROUP INC	COM	733245104	475	30,497	SH		SOLE		0	0	30,497
PROCTER AND GAMBLE CO	COM	742718109	8,652	52,889	SH		SOLE		0	0	52,889
PROLOGIS INC.	COM	74340W103	208	1,238	SH		SOLE		0	0	1,238
PROSHARES TR	S&P 500 DV ARIST	74348A467	285	2,904	SH		SOLE		0	0	2,904
QUALCOMM INC	COM	747525103	395	2,160	SH		SOLE		0	0	2,160
QUANTERIX CORP	COM	74766Q101	2,495	58,841	SH		SOLE		0	0	58,841
RAPID7 INC	COM	753422104	841	7,150	SH		SOLE		0	0	7,150
RAYTHEON TECHNOLOGIES CORP	COM	75513E101	1,011	11,751	SH		SOLE		0	0	11,751
REPUBLIC SVCS INC	COM	760759100	454	3,258	SH		SOLE		0	0	3,258
SALESFORCE COM INC	COM	79466L302	606	2,383	SH		SOLE		0	0	2,383
SCHWAB STRATEGIC TR	1 5YR CORP BD	808524714	395	7,823	SH		SOLE		0	0	7,823
SCHWAB STRATEGIC TR	EMRG MKTEQ ETF	808524706	390	13,160	SH		SOLE		0	0	13,160
SCHWAB STRATEGIC TR	INTL EQTY ETF	808524805	1,586	40,797	SH		SOLE		0	0	40,797
SCHWAB STRATEGIC TR	INTRM TRM TRES	808524854	2,227	39,662	SH		SOLE		0	0	39,662
SCHWAB STRATEGIC TR	US AGGREGATE B	808524839	251	4,654	SH		SOLE		0	0	4,654
SCHWAB STRATEGIC TR	US BRD MKT ETF	808524102	4,495	39,773	SH		SOLE		0	0	39,773
SCHWAB STRATEGIC TR	US DIVIDEND EQ	808524797	37,802	467,674	SH		SOLE		0	0	467,674
SCHWAB STRATEGIC TR	US LCAP GR ETF	808524300	231	1,414	SH		SOLE		0	0	1,414
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	2,469	21,689	SH		SOLE		0	0	21,689
SCHWAB STRATEGIC TR	US MID-CAP ETF	808524508	3,870	48,121	SH		SOLE		0	0	48,121
SCHWAB STRATEGIC TR	US REIT ETF	808524847	1,279	24,281	SH		SOLE		0	0	24,281
SCHWAB STRATEGIC TR	US SML CAP ETF	808524607	5,283	51,591	SH		SOLE		0	0	51,591
SCHWAB STRATEGIC TR	US TIPS ETF	808524870	7,849	124,801	SH		SOLE		0	0	124,801
SELECT SECTOR SPDR TR	ENERGY	81369Y506	3,589	64,666	SH		SOLE		0	0	64,666
SELECT SECTOR SPDR TR	FINANCIAL	81369Y605	868	22,238	SH		SOLE		0	0	22,238
SELECT SECTOR SPDR TR	SBI CONS DISCR	81369Y407	1,453	7,106	SH		SOLE		0	0	7,106
SELECT SECTOR SPDR TR	SBI CONS STPLS	81369Y308	3,753	48,668	SH		SOLE		0	0	48,668
SELECT SECTOR SPDR TR	SBI HEALTHCARE	81369Y209	1,233	8,753	SH		SOLE		0	0	8,753
SELECT SECTOR SPDR TR	SBI INT-UTILS	81369Y886	734	10,250	SH		SOLE		0	0	10,250
SELECT SECTOR SPDR TR	TECHNOLOGY	81369Y803	2,997	17,234	SH		SOLE		0	0	17,234
SHERWIN WILLIAMS CO	COM	824348106	235	668	SH		SOLE		0	0	668
SHOPIFY INC	CL A	82509L107	893	648	SH		SOLE		0	0	648
SMARTSHEET INC	COM CL A	83200N103	360	4,648	SH		SOLE		0	0	4,648
SMUCKER J M CO	COM NEW	832696405	328	2,416	SH		SOLE		0	0	2,416
SOUTHERN CO	COM	842587107	673	9,814	SH		SOLE		0	0	9,814
SPDR DOW JONES INDL AVERAGE	UT SER 1	78467X109	477	1,313	SH		SOLE		0	0	1,313
SPDR GOLD TR	GOLD SHS	78463V107	1,310	7,663	SH		SOLE		0	0	7,663
SPDR INDEX SHS FDS	DJ GLB RL ES ETF	78463X749	4,813	85,136	SH		SOLE		0	0	85,136
SPDR INDEX SHS FDS	DJ INTL RL ETF	78463X863	1,566	43,991	SH		SOLE		0	0	43,991
SPDR INDEX SHS FDS	GLB NAT RESRCE	78463X541	5,246	97,226	SH		SOLE		0	0	97,226
SPDR INDEX SHS FDS	MSCI ACWI EXUS	78463X848	4,387	149,678	SH		SOLE		0	0	149,678
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	10,210	279,873	SH		SOLE		0	0	279,873
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	16,710	402,756	SH		SOLE		0	0	402,756
SPDR INDEX SHS FDS	S&P INTL SMLCP	78463X871	1,321	34,973	SH		SOLE		0	0	34,973
SPDR S&P 500 ETF TR	TR UNIT	78462F103	3,688	7,764	SH		SOLE		0	0	7,764
SPDR S&P 500 ETF TR	TR UNIT	78462F103	2,565	5,400	SH	Put	SOLE		0	0	5,400
SPDR S&P MIDCAP 400 ETF TR	UTSER1 S&PDCRP	78467Y107	694	1,341	SH		SOLE		0	0	1,341
SPDR SER TR	BLOOMBERG EMERGI	78464A391	2,321	94,986	SH		SOLE		0	0	94,986
SPDR SER TR	BLOOMBERG INVT	78468R200	70,861	2,316,467	SH		SOLE		832,538	0	1,483,929
SPDR SER TR	DJ REIT ETF	78464A607	2,087	17,085	SH		SOLE		0	0	17,085
SPDR SER TR	FTSE INT GVT ETF	78464A490	279	5,182	SH		SOLE		0	0	5,182
SPDR SER TR	NUVEEN BLMBRG MU	78468R721	521	10,074	SH		SOLE		0	0	10,074
SPDR SER TR	NUVEEN BLMBRG SH	78468R739	204	4,147	SH		SOLE		0	0	4,147
SPDR SER TR	PORTFOLI S&P1500	78464A805	7,860	134,473	SH		SOLE		0	0	134,473
SPDR SER TR	PORTFOLIO S&P400	78464A847	334,165	6,718,228	SH		SOLE		3,994,747	0	2,723,481
SPDR SER TR	PORTFOLIO S&P500	78464A854	493	8,836	SH		SOLE		0	0	8,836
SPDR SER TR	PORTFOLIO S&P600	78468R853	245,339	5,489,792	SH		SOLE		3,343,623	0	2,146,169
SPDR SER TR	PORTFOLIO SHORT	78464A474	212,651	6,866,363	SH		SOLE		3,511,159	0	3,355,204
SPDR SER TR	PRTFLO S&P500 GW	78464A409	295,271	4,074,392	SH		SOLE		886,755	0	3,187,637
SPDR SER TR	PRTFLO S&P500 VL	78464A508	346,861	8,258,582	SH		SOLE		2,655,244	0	5,603,338
SPDR SER TR	S&P 600 SMCP VAL	78464A300	492	5,803	SH		SOLE		0	0	5,803
SPDR SER TR	S&P DIVID ETF	78464A763	1,546	11,977	SH		SOLE		0	0	11,977
SPDR SER TR	SSGA GNDER ETF	78468R747	333	3,255	SH		SOLE		0	0	3,255
STARBUCKS CORP	COM	855244109	1,122	9,588	SH		SOLE		0	0	9,588
STRYKER CORPORATION	COM	863667101	512	1,913	SH		SOLE		0	0	1,913
SUMMIT MATLS INC	CL A	86614U100	1,645	40,970	SH		SOLE		0	0	40,970
TAIWAN SEMICONDUCTOR MFG LTD	SPONSORED ADS	874039100	288	2,390	SH		SOLE		0	0	2,390
TARGET CORP	COM	87612E106	2,980	12,877	SH		SOLE		0	0	12,877
TESLA INC	COM	88160R101	1,794	1,698	SH		SOLE		0	0	1,698
TEXAS INSTRS INC	COM	882508104	342	1,813	SH		SOLE		0	0	1,813
THERMO FISHER SCIENTIFIC INC	COM	883556102	301	451	SH		SOLE		0	0	451
TORONTO DOMINION BK ONT	COM NEW	891160509	916	11,952	SH		SOLE		0	0	11,952
TRAVELCENTERS OF AMERICA INC	COM NEW	89421B109	1,336	25,886	SH		SOLE		0	0	25,886
TRONOX HOLDINGS PLC	SHS	G9087Q102	1,266	52,691	SH		SOLE		0	0	52,691
TRUIST FINL CORP	COM	89832Q109	430	7,349	SH		SOLE		0	0	7,349
TWILIO INC	CL A	90138F102	435	1,651	SH		SOLE		0	0	1,651
UBER TECHNOLOGIES INC	COM	90353T100	1,397	33,306	SH		SOLE		0	0	33,306
UNION PAC CORP	COM	907818108	1,844	7,318	SH		SOLE		0	0	7,318
UNITED PARCEL SERVICE INC	CL B	911312106	995	4,640	SH		SOLE		0	0	4,640
UNITED RENTALS INC	COM	911363109	254	765	SH		SOLE		0	0	765
UNITEDHEALTH GROUP INC	COM	91324P102	2,177	4,335	SH		SOLE		0	0	4,335
US BANCORP DEL	COM NEW	902973304	485	8,627	SH		SOLE		0	0	8,627
V F CORP	COM	918204108	728	9,946	SH		SOLE		0	0	9,946
VANECK ETF TRUST	JP MRGAN EM LOC	92189H300	101,311	3,542,326	SH		SOLE		1,818,109	0	1,724,217
VANGUARD ADMIRAL FDS INC	500 GRTH IDX F	921932505	502	1,665	SH		SOLE		0	0	1,665
VANGUARD ADMIRAL FDS INC	500 VAL IDX FD	921932703	1,852	12,234	SH		SOLE		0	0	12,234
VANGUARD ADMIRAL FDS INC	MIDCP 400 IDX	921932885	205	1,070	SH		SOLE		0	0	1,070
VANGUARD ADMIRAL FDS INC	SMLLCP 600 IDX	921932828	241	1,147	SH		SOLE		0	0	1,147
VANGUARD BD INDEX FDS	INTERMED TERM	921937819	682	7,779	SH		SOLE		0	0	7,779
VANGUARD BD INDEX FDS	SHORT TRM BOND	921937827	60,958	754,151	SH		SOLE		0	0	754,151
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	1,944	22,934	SH		SOLE		0	0	22,934
VANGUARD BD INDEX FDS	VANGUARD ULTRA	92203C303	2,363	47,300	SH		SOLE		0	0	47,300
VANGUARD CHARLOTTE FDS	TOTAL INT BD ETF	92203J407	35,796	648,943	SH		SOLE		282,974	0	365,969
VANGUARD INDEX FDS	EXTEND MKT ETF	922908652	19,795	108,255	SH		SOLE		0	0	108,255
VANGUARD INDEX FDS	GROWTH ETF	922908736	1,761	5,488	SH		SOLE		0	0	5,488
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	301	1,361	SH		SOLE		0	0	1,361
VANGUARD INDEX FDS	MID CAP ETF	922908629	6,834	26,826	SH		SOLE		0	0	26,826
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	114,720	988,882	SH		SOLE		463,922	0	524,960
VANGUARD INDEX FDS	S&P 500 ETF SHS	922908363	407,144	932,598	SH		SOLE		907,775	0	24,823
VANGUARD INDEX FDS	SM CP VAL ETF	922908611	207	1,157	SH		SOLE		0	0	1,157
VANGUARD INDEX FDS	SMALL CP ETF	922908751	3,967	17,553	SH		SOLE		0	0	17,553
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	70,566	292,269	SH		SOLE		0	0	292,269
VANGUARD INDEX FDS	VALUE ETF	922908744	2,197	14,938	SH		SOLE		0	0	14,938
VANGUARD INTL EQUITY INDEX F	ALLWRLD EX US	922042775	30,469	497,208	SH		SOLE		0	0	497,208
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	252,867	5,112,546	SH		SOLE		2,640,155	0	2,472,391
VANGUARD INTL EQUITY INDEX F	FTSE SMCAP ETF	922042718	8,560	63,898	SH		SOLE		0	0	63,898
VANGUARD INTL EQUITY INDEX F	GLB EX US ETF	922042676	121,631	2,254,515	SH		SOLE		1,292,181	0	962,334
VANGUARD INTL EQUITY INDEX F	TT WRLD ST ETF	922042742	970	9,025	SH		SOLE		0	0	9,025
VANGUARD MALVERN FDS	STRM INFPROIDX	922020805	311,541	6,061,106	SH		SOLE		2,925,033	0	3,136,073
VANGUARD MUN BD FDS	TAX EXEMPT BD	922907746	3,975	72,400	SH		SOLE		0	0	72,400
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	69,960	1,052,506	SH		SOLE		406,779	0	645,727
VANGUARD SCOTTSDALE FDS	MTG-BKD SECS ETF	92206C771	72,150	1,365,437	SH		SOLE		710,357	0	655,080
VANGUARD SCOTTSDALE FDS	SHORT TERM TREAS	92206C102	150,205	2,469,251	SH		SOLE		1,174,788	0	1,294,463
VANGUARD SCOTTSDALE FDS	SHRT TRM CORP BD	92206C409	6,438	79,228	SH		SOLE		0	0	79,228
VANGUARD SPECIALIZED FUNDS	DIV APP ETF	921908844	18,702	108,893	SH		SOLE		0	0	108,893
VANGUARD STAR FDS	VG TL INTL STK F	921909768	7,990	125,688	SH		SOLE		0	0	125,688
VANGUARD TAX-MANAGED INTL FD	FTSE DEV MKT ETF	921943858	588,515	11,525,941	SH		SOLE		5,903,718	0	5,622,223
VANGUARD WHITEHALL FDS	HIGH DIV YLD	921946406	6,171	55,045	SH		SOLE		0	0	55,045
VANGUARD WHITEHALL FDS	INTL HIGH ETF	921946794	235	3,504	SH		SOLE		0	0	3,504
VANGUARD WORLD FD	ESG INTL STK ETF	921910725	219	3,539	SH		SOLE		0	0	3,539
VANGUARD WORLD FD	ESG US STK ETF	921910733	1,034	11,766	SH		SOLE		0	0	11,766
VANGUARD WORLD FD	MEGA GRWTH IND	921910816	1,858	7,126	SH		SOLE		0	0	7,126
VANGUARD WORLD FDS	ENERGY ETF	92204A306	1,281	16,506	SH		SOLE		0	0	16,506
VANGUARD WORLD FDS	FINANCIALS ETF	92204A405	557	5,771	SH		SOLE		0	0	5,771
VANGUARD WORLD FDS	HEALTH CAR ETF	92204A504	1,788	6,710	SH		SOLE		0	0	6,710
VANGUARD WORLD FDS	INF TECH ETF	92204A702	858	1,873	SH		SOLE		0	0	1,873
VANGUARD WORLD FDS	MATERIALS ETF	92204A801	994	5,051	SH		SOLE		0	0	5,051
VANGUARD WORLD FDS	UTILITIES ETF	92204A876	702	4,486	SH		SOLE		0	0	4,486
VERIZON COMMUNICATIONS INC	COM	92343V104	1,480	28,487	SH		SOLE		0	0	28,487
VIACOMCBS INC	CL B	92556H206	573	19,000	SH		SOLE		0	0	19,000
VISA INC	COM CL A	92826C839	513	2,368	SH		SOLE		0	0	2,368
WALMART INC	COM	931142103	1,960	13,548	SH		SOLE		0	0	13,548
WASTE MGMT INC DEL	COM	94106L109	892	5,347	SH		SOLE		0	0	5,347
WEC ENERGY GROUP INC	COM	92939U106	1,018	10,486	SH		SOLE		0	0	10,486
WELLS FARGO CO NEW	COM	949746101	374	7,801	SH		SOLE		0	0	7,801
WILLIS TOWERS WATSON PLC LTD	SHS	G96629103	686	2,887	SH		SOLE		0	0	2,887
WISDOMTREE TR	EM EX ST-OWNED	97717X578	92,798	2,518,252	SH		SOLE		1,537,727	0	980,525
WISDOMTREE TR	EM LCL DEBT FD	97717X867	237	7,904	SH		SOLE		0	0	7,904
WISDOMTREE TR	EMER MKT HIGH FD	97717W315	1,889	43,610	SH		SOLE		0	0	43,610
WISDOMTREE TR	INTL EQUITY FD	97717W703	3,818	70,594	SH		SOLE		0	0	70,594
WISDOMTREE TR	TARGET RANGE FD	97717Y675	7,187	275,266	SH		SOLE		0	0	275,266
WISDOMTREE TR	US SMALLCAP DIVD	97717W604	2,896	88,125	SH		SOLE		0	0	88,125
WP CAREY INC	COM	92936U109	219	2,673	SH		SOLE		0	0	2,673
ZEBRA TECHNOLOGIES CORPORATI	CL A	989207105	476	800	SH		SOLE		0	0	800
ZOETIS INC	CL A	98978V103	299	1,227	SH		SOLE		0	0	1,227