Valmark Advisers 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
Estimated average burden
hours per response:		23.8

COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
3M CO	COM	88579Y101	380,552	3,621	SH		SOLE		0	0	3,621
ABBOTT LABS	COM	002824100	1,557,797	15,384	SH		SOLE		0	0	15,384
ABBVIE INC	COM	00287Y109	1,029,885	6,462	SH		SOLE		0	0	6,462
ACCENTURE PLC IRELAND	SHS CLASS A	G1151C101	4,138,599	14,480	SH		SOLE		0	0	14,480
ADVANCED MICRO DEVICES INC	COM	007903107	712,729	7,272	SH		SOLE		0	0	7,272
AFLAC INC	COM	001055102	1,495,480	23,179	SH		SOLE		0	0	23,179
AIR PRODS & CHEMS INC	COM	009158106	927,159	3,228	SH		SOLE		0	0	3,228
ALIGN TECHNOLOGY INC	COM	016255101	866,425	2,593	SH		SOLE		0	0	2,593
ALPHABET INC	CAP STK CL A	02079K305	1,681,878	16,214	SH		SOLE		0	0	16,214
ALPHABET INC	CAP STK CL C	02079K107	3,542,760	34,065	SH		SOLE		0	0	34,065
ALTRIA GROUP INC	COM	02209S103	1,429,388	32,035	SH		SOLE		0	0	32,035
AMAZON COM INC	COM	023135106	6,084,504	58,907	SH		SOLE		0	0	58,907
AMERICAN ELEC PWR CO INC	COM	025537101	224,359	2,466	SH		SOLE		0	0	2,466
AMERICAN TOWER CORP NEW	COM	03027X100	333,842	1,634	SH		SOLE		0	0	1,634
AMGEN INC	COM	031162100	1,941,012	8,029	SH		SOLE		0	0	8,029
ANALOG DEVICES INC	COM	032654105	1,564,349	7,932	SH		SOLE		0	0	7,932
APPLE INC	COM	037833100	27,310,644	165,619	SH		SOLE		0	0	165,619
AT&T INC	COM	00206R102	562,179	29,204	SH		SOLE		0	0	29,204
AUTOMATIC DATA PROCESSING IN	COM	053015103	2,771,350	12,448	SH		SOLE		0	0	12,448
BANK AMERICA CORP	COM	060505104	600,370	20,992	SH		SOLE		0	0	20,992
BANK NEW YORK MELLON CORP	COM	064058100	560,502	12,335	SH		SOLE		0	0	12,335
BECTON DICKINSON & CO	COM	075887109	1,173,149	4,739	SH		SOLE		0	0	4,739
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	13,127,357	42,515	SH		SOLE		0	0	42,515
BILL HOLDINGS INC	COM	090043100	341,762	4,212	SH		SOLE		0	0	4,212
BIOSIG TECHNOLOGIES INC	COM NEW	09073N201	23,901	20,966	SH		SOLE		0	0	20,966
BJS WHSL CLUB HLDGS INC	COM	05550J101	1,931,646	25,393	SH		SOLE		0	0	25,393
BLACKROCK INC	COM	09247X101	926,062	1,384	SH		SOLE		0	0	1,384
BLACKSTONE INC	COM	09260D107	345,721	3,936	SH		SOLE		0	0	3,936
BOEING CO	COM	097023105	643,663	3,030	SH		SOLE		0	0	3,030
BOX INC	CL A	10316T104	1,016,198	37,932	SH		SOLE		0	0	37,932
BRISTOL-MYERS SQUIBB CO	COM	110122108	364,683	5,262	SH		SOLE		0	0	5,262
BROADCOM INC	COM	11135F101	382,554	596	SH		SOLE		0	0	596
CALAMOS CONV & HIGH INCOME F	COM SHS	12811P108	109,244	10,004	SH		SOLE		0	0	10,004
CALUMET SPECIALTY PRODS PART	UT LTD PARTNER	131476103	211,932	12,194	SH		SOLE		0	0	12,194
CAPITAL GROUP CORE EQUITY ET	SHS CREATION UNI	14020V108	252,014	10,638	SH		SOLE		0	0	10,638
CAPITAL GROUP DIVIDEND VALUE	SHS CREATION UNI	14020W106	6,734,397	270,024	SH		SOLE		0	0	270,024
CAPITAL GROUP FIXED INCOME E	CORE PLUS INCM	14020Y102	281,203	12,339	SH		SOLE		0	0	12,339
CAPITAL GROUP GBL GROWTH EQT	SHS CREATION UNI	14020X104	319,383	13,850	SH		SOLE		0	0	13,850
CAPITAL GROUP GROWTH ETF	SHS CREATION UNI	14020G101	1,577,503	70,236	SH		SOLE		0	0	70,236
CAPITAL GROUP INTL FOCUS EQT	SHS CREATION UNI	14019W109	1,463,370	63,103	SH		SOLE		0	0	63,103
CARRIER GLOBAL CORPORATION	COM	14448C104	218,067	4,766	SH		SOLE		0	0	4,766
CATERPILLAR INC	COM	149123101	507,219	2,216	SH		SOLE		0	0	2,216
CENTENE CORP DEL	COM	15135B101	609,471	9,642	SH		SOLE		0	0	9,642
CHEVRON CORP NEW	COM	166764100	2,623,889	16,082	SH		SOLE		0	0	16,082
CHUBB LIMITED	COM	H1467J104	1,031,484	5,312	SH		SOLE		0	0	5,312
CHURCH & DWIGHT CO INC	COM	171340102	325,084	3,677	SH		SOLE		0	0	3,677
CINCINNATI FINL CORP	COM	172062101	841,497	7,508	SH		SOLE		0	0	7,508
CISCO SYS INC	COM	17275R102	2,197,624	42,040	SH		SOLE		0	0	42,040
CLOROX CO DEL	COM	189054109	575,835	3,639	SH		SOLE		0	0	3,639
COCA COLA CO	COM	191216100	1,169,382	18,852	SH		SOLE		0	0	18,852
COLGATE PALMOLIVE CO	COM	194162103	824,564	10,972	SH		SOLE		0	0	10,972
COMCAST CORP NEW	CL A	20030N101	368,220	9,713	SH		SOLE		0	0	9,713
CONOCOPHILLIPS	COM	20825C104	446,247	4,498	SH		SOLE		0	0	4,498
CONSOLIDATED EDISON INC	COM	209115104	293,516	3,068	SH		SOLE		0	0	3,068
CORNING INC	COM	219350105	233,979	6,632	SH		SOLE		0	0	6,632
CORTEVA INC	COM	22052L104	294,203	4,878	SH		SOLE		0	0	4,878
COSTCO WHSL CORP NEW	COM	22160K105	743,793	1,497	SH		SOLE		0	0	1,497
CROCS INC	COM	227046109	503,358	3,981	SH		SOLE		0	0	3,981
CSX CORP	COM	126408103	1,006,882	33,630	SH		SOLE		0	0	33,630
CVS HEALTH CORP	COM	126650100	328,079	4,415	SH		SOLE		0	0	4,415
DANAHER CORPORATION	COM	235851102	1,649,350	6,544	SH		SOLE		0	0	6,544
DASEKE INC	COM	23753F107	623,656	80,680	SH		SOLE		0	0	80,680
DBX ETF TR	XTRACK MSCI EAFE	233051630	4,953,131	212,672	SH		SOLE		0	0	212,672
DBX ETF TR	XTRACK USD HIGH	233051432	123,549,020	3,555,367	SH		SOLE		901,013	0	2,654,354
DBX ETF TR	XTRACKERS LOW	233051267	331,568	7,208	SH		SOLE		0	0	7,208
DECKERS OUTDOOR CORP	COM	243537107	246,803	549	SH		SOLE		0	0	549
DEERE & CO	COM	244199105	604,312	1,464	SH		SOLE		0	0	1,464
DERMTECH INC	COM	24984K105	82,690	22,470	SH		SOLE		0	0	22,470
DIAGEO PLC	SPON ADR NEW	25243Q205	507,304	2,800	SH		SOLE		0	0	2,800
DISNEY WALT CO	COM	254687106	581,774	5,810	SH		SOLE		0	0	5,810
DOLLAR GEN CORP NEW	COM	256677105	264,533	1,257	SH		SOLE		0	0	1,257
DOMINION ENERGY INC	COM	25746U109	366,770	6,560	SH		SOLE		0	0	6,560
DOVER CORP	COM	260003108	690,263	4,543	SH		SOLE		0	0	4,543
DOW INC	COM	260557103	206,139	3,760	SH		SOLE		0	0	3,760
DUKE ENERGY CORP NEW	COM NEW	26441C204	481,882	4,995	SH		SOLE		0	0	4,995
EATON CORP PLC	SHS	G29183103	815,828	4,761	SH		SOLE		0	0	4,761
EDISON INTL	COM	281020107	588,764	8,341	SH		SOLE		0	0	8,341
EDWARDS LIFESCIENCES CORP	COM	28176E108	338,531	4,092	SH		SOLE		0	0	4,092
ELEVANCE HEALTH INC	COM	036752103	703,404	1,530	SH		SOLE		0	0	1,530
EMERSON ELEC CO	COM	291011104	800,555	9,187	SH		SOLE		0	0	9,187
ENBRIDGE INC	COM	29250N105	239,007	6,265	SH		SOLE		0	0	6,265
ENTERPRISE PRODS PARTNERS L	COM	293792107	201,344	7,774	SH		SOLE		0	0	7,774
EVERSOURCE ENERGY	COM	30040W108	722,418	9,231	SH		SOLE		0	0	9,231
EXXON MOBIL CORP	COM	30231G102	5,016,132	45,743	SH		SOLE		0	0	45,743
FACTSET RESH SYS INC	COM	303075105	799,878	1,927	SH		SOLE		0	0	1,927
FEDEX CORP	COM	31428X106	412,653	1,806	SH		SOLE		0	0	1,806
FIDELITY COVINGTON TRUST	MSCI ENERGY IDX	316092402	258,082	11,501	SH		SOLE		0	0	11,501
FIDELITY COVINGTON TRUST	MSCI HLTH CARE I	316092600	1,885,900	30,680	SH		SOLE		0	0	30,680
FIDELITY COVINGTON TRUST	MSCI INFO TECH I	316092808	425,778	3,737	SH		SOLE		0	0	3,737
FIDELITY COVINGTON TRUST	MSCI UTILS INDEX	316092865	2,823,365	64,431	SH		SOLE		0	0	64,431
FIDELITY COVINGTON TRUST	VLU FACTOR ETF	316092782	1,682,407	36,766	SH		SOLE		0	0	36,766
FIDELITY MERRIMACK STR TR	TOTAL BD ETF	316188309	5,012,103	108,959	SH		SOLE		0	0	108,959
FIRST TR EXCH TRADED FD III	MANAGD MUN ETF	33739N108	633,742	12,442	SH		SOLE		0	0	12,442
FIRST TR EXCH TRADED FD III	PFD SECS INC ETF	33739E108	3,299,214	206,718	SH		SOLE		0	0	206,718
FIRST TR EXCHANGE TRAD FD VI	FST TR GLB FD	33739H101	10,310,113	438,915	SH		SOLE		0	0	438,915
FIRST TR EXCHANGE TRADED FD	NASDAQ CYB ETF	33734X846	296,480	6,935	SH		SOLE		0	0	6,935
FIRST TR EXCHANGE-TRADED FD	CAP STRENGTH ETF	33733E104	10,483,535	143,728	SH		SOLE		0	0	143,728
FIRST TR EXCHANGE-TRADED FD	DORSEY WRT 5 ETF	33738R605	3,128,169	69,392	SH		SOLE		0	0	69,392
FIRST TR EXCHANGE-TRADED FD	FIRST TR ENH NEW	33739Q408	873,486	14,678	SH		SOLE		0	0	14,678
FIRST TR EXCHANGE-TRADED FD	RISNG DIVD ACHIV	33738R506	11,252,158	250,772	SH		SOLE		0	0	250,772
FIRST TR EXCHANGE-TRADED FD	SENIOR LN FD	33738D309	460,020	10,168	SH		SOLE		0	0	10,168
FIRST TR EXCHNG TRADED FD VI	CBOE VEST US EQT	33740U737	259,748	8,781	SH		SOLE		0	0	8,781
FIRST TR EXCHNG TRADED FD VI	FT CBOE VEST US	33740F615	703,910	22,795	SH		SOLE		0	0	22,795
FIRST TR LRG CP VL ALPHADEX	COM SHS	33735J101	404,020	6,085	SH		SOLE		0	0	6,085
FIRST TR LRGE CP CORE ALPHA	COM SHS	33734K109	367,885	4,570	SH		SOLE		0	0	4,570
FIRST TR VALUE LINE DIVID IN	SHS	33734H106	4,662,768	116,105	SH		SOLE		0	0	116,105
FLEXSHARES TR	IBOXX 3R TARGT	33939L506	13,008,387	538,204	SH		SOLE		0	0	538,204
FLEXSHARES TR	MORNSTAR UPSTR	33939L407	111,055,192	2,626,039	SH		SOLE		772,052	0	1,853,987
FLEXSHARES TR	STOXX GLOBR INF	33939L795	213,930	4,118	SH		SOLE		0	0	4,118
FORD MTR CO DEL	COM	345370860	134,392	10,666	SH		SOLE		0	0	10,666
FORTIVE CORP	COM	34959J108	215,758	3,165	SH		SOLE		0	0	3,165
GENERAL DYNAMICS CORP	COM	369550108	1,717,965	7,528	SH		SOLE		0	0	7,528
GENERAL ELECTRIC CO	COM NEW	369604301	474,183	4,960	SH		SOLE		0	0	4,960
GENERAL MLS INC	COM	370334104	295,927	3,463	SH		SOLE		0	0	3,463
GENUINE PARTS CO	COM	372460105	840,398	5,023	SH		SOLE		0	0	5,023
GILEAD SCIENCES INC	COM	375558103	411,448	4,959	SH		SOLE		0	0	4,959
GLOBAL X FDS	AUTONMOUS EV ETF	37954Y624	215,016	9,019	SH		SOLE		0	0	9,019
GLOBAL X FDS	LITHIUM BTRY ETF	37954Y855	259,348	4,081	SH		SOLE		0	0	4,081
GMS INC	COM	36251C103	1,736,700	30,000	SH		SOLE		0	0	30,000
GOLDMAN SACHS ETF TR	ACCES TREASURY	381430529	2,485,875	24,824	SH		SOLE		24,824	0	0
HEWLETT PACKARD ENTERPRISE C	COM	42824C109	170,626	10,711	SH		SOLE		0	0	10,711
HOME DEPOT INC	COM	437076102	2,661,126	9,017	SH		SOLE		0	0	9,017
HONEYWELL INTL INC	COM	438516106	822,580	4,304	SH		SOLE		0	0	4,304
HUBSPOT INC	COM	443573100	1,000,703	2,334	SH		SOLE		0	0	2,334
HUNTINGTON BANCSHARES INC	COM	446150104	565,051	50,451	SH		SOLE		0	0	50,451
IDEXX LABS INC	COM	45168D104	1,008,161	2,016	SH		SOLE		0	0	2,016
ILLINOIS TOOL WKS INC	COM	452308109	2,319,105	9,526	SH		SOLE		0	0	9,526
INDIE SEMICONDUCTOR INC	*W EXP 06/10/202	45569U119	31,850	10,000	SH		SOLE		0	0	10,000
INNOVATOR ETFS TR	INTRNL DEV APRL	45782C367	509,882	20,803	SH		SOLE		0	0	20,803
INNOVATOR ETFS TR	US EQT PWR BUF	45782C870	1,489,404	50,660	SH		SOLE		0	0	50,660
INNOVATOR ETFS TR	US EQT ULTRA BF	45782C300	364,398	11,720	SH		SOLE		0	0	11,720
INNOVATOR ETFS TR	US EQTY PWR BF	45782C680	738,887	25,047	SH		SOLE		0	0	25,047
INNOVATOR ETFS TR	US EQTY PWR BUF	45782C540	299,373	9,519	SH		SOLE		0	0	9,519
INNOVATOR ETFS TR	US EQTY PWR BUF	45782C318	607,987	21,096	SH		SOLE		0	0	21,096
INNOVATOR ETFS TR	US EQTY PWR BUF	45782C508	282,019	8,492	SH		SOLE		0	0	8,492
INNOVATOR ETFS TR	US EQTY PWR BUF	45782C797	746,183	23,591	SH		SOLE		0	0	23,591
INNOVATOR ETFS TR	US EQTY PWR BUF	45782C748	456,244	14,825	SH		SOLE		0	0	14,825
INNOVATOR ETFS TR	US EQTY PWR BUF	45782C417	493,227	16,874	SH		SOLE		0	0	16,874
INNOVATOR ETFS TR	US EQTY PWR BUF	45782C813	755,848	23,889	SH		SOLE		0	0	23,889
INNOVATOR ETFS TR	US EQTY PWR BUF	45782C383	1,540,750	47,894	SH		SOLE		0	0	47,894
INNOVATOR ETFS TR	US EQTY PWR BUF	45782C656	357,361	11,648	SH		SOLE		0	0	11,648
INSIGHT ENTERPRISES INC	COM	45765U103	271,767	1,901	SH		SOLE		0	0	1,901
INTEL CORP	COM	458140100	341,292	10,447	SH		SOLE		0	0	10,447
INTERNATIONAL BUSINESS MACHS	COM	459200101	472,047	3,601	SH		SOLE		0	0	3,601
INTERNATIONAL MNY EXPRESS IN	COM	46005L101	479,688	18,607	SH		SOLE		0	0	18,607
INTUIT	COM	461202103	670,082	1,503	SH		SOLE		0	0	1,503
INTUITIVE SURGICAL INC	COM NEW	46120E602	212,296	831	SH		SOLE		0	0	831
INVESCO EXCH TRADED FD TR II	MSCI GBL TIMBR	46138E545	6,039,919	202,369	SH		SOLE		0	0	202,369
INVESCO EXCH TRADED FD TR II	S&P 500 REVENUE	46138G698	3,457,634	45,435	SH		SOLE		0	0	45,435
INVESCO EXCH TRADED FD TR II	S&P500 HDL VOL	46138E362	282,217	6,686	SH		SOLE		0	0	6,686
INVESCO EXCH TRADED FD TR II	S&P500 LOW VOL	46138E354	508,435	8,148	SH		SOLE		0	0	8,148
INVESCO EXCH TRD SLF IDX FD	BULSHS 2023 CB	46138J866	464,962	22,057	SH		SOLE		0	0	22,057
INVESCO EXCH TRD SLF IDX FD	BULSHS 2024 CB	46138J841	362,137	17,588	SH		SOLE		0	0	17,588
INVESCO EXCH TRD SLF IDX FD	BULSHS 2025 CB	46138J825	288,260	14,214	SH		SOLE		0	0	14,214
INVESCO EXCH TRD SLF IDX FD	BULSHS 2026 CB	46138J791	203,786	10,636	SH		SOLE		0	0	10,636
INVESCO EXCHANGE TRADED FD T	AEROSPACE DEFN	46137V100	254,469	3,159	SH		SOLE		0	0	3,159
INVESCO EXCHANGE TRADED FD T	S&P SMCP VLU MNT	46137V480	1,308,865	28,747	SH		SOLE		0	0	28,747
INVESCO EXCHANGE TRADED FD T	S&P SML600 GWT	46137V175	214,231	1,813	SH		SOLE		0	0	1,813
INVESCO EXCHANGE TRADED FD T	S&P500 EQL WGT	46137V357	296,326	2,049	SH		SOLE		0	0	2,049
INVESCO QQQ TR	UNIT SER 1	46090E103	3,128,498	9,748	SH		SOLE		0	0	9,748
ISHARES GOLD TR	ISHARES NEW	464285204	402,400	10,768	SH		SOLE		0	0	10,768
ISHARES INC	CORE MSCI EMKT	46434G103	749,662	15,365	SH		SOLE		0	0	15,365
ISHARES INC	EM MKT SM-CP ETF	464286475	496,246	9,851	SH		SOLE		0	0	9,851
ISHARES INC	MSCI AGRICULTURE	464286350	238,200	5,662	SH		SOLE		0	0	5,662
ISHARES INC	MSCI EMRG CHN	46434G764	36,945,457	748,945	SH		SOLE		273,632	0	475,313
ISHARES TR	0-3 MNTH TREASRY	46436E718	3,706,273	36,849	SH		SOLE		32,954	0	3,895
ISHARES TR	0-5 YR TIPS ETF	46429B747	9,368,662	94,414	SH		SOLE		0	0	94,414
ISHARES TR	3 7 YR TREAS BD	464288661	573,073	4,871	SH		SOLE		0	0	4,871
ISHARES TR	7-10 YR TRSY BD	464287440	255,730	2,580	SH		SOLE		0	0	2,580
ISHARES TR	AGGRES ALLOC ETF	464289859	525,190	8,259	SH		SOLE		0	0	8,259
ISHARES TR	BLACKROCK ULTRA	46434V878	973,292	19,369	SH		SOLE		0	0	19,369
ISHARES TR	CALIF MUN BD ETF	464288356	724,583	12,619	SH		SOLE		0	0	12,619
ISHARES TR	CORE 1 5 YR USD	46432F859	2,126,030	45,086	SH		SOLE		0	0	45,086
ISHARES TR	CORE DIV GRWTH	46434V621	3,312,458	66,262	SH		SOLE		0	0	66,262
ISHARES TR	CORE HIGH DV ETF	46429B663	1,121,363	11,031	SH		SOLE		0	0	11,031
ISHARES TR	CORE INTL AGGR	46435G672	1,099,955	22,471	SH		SOLE		0	0	22,471
ISHARES TR	CORE MSCI EAFE	46432F842	2,186,530	32,708	SH		SOLE		0	0	32,708
ISHARES TR	CORE MSCI INTL	46435G326	305,251	5,048	SH		SOLE		0	0	5,048
ISHARES TR	CORE MSCI TOTAL	46432F834	1,871,014	30,202	SH		SOLE		0	0	30,202
ISHARES TR	CORE S&P MCP ETF	464287507	53,750,215	214,863	SH		SOLE		0	0	214,863
ISHARES TR	CORE S&P SCP ETF	464287804	39,252,209	405,917	SH		SOLE		0	0	405,917
ISHARES TR	CORE S&P TTL STK	464287150	31,656,669	349,604	SH		SOLE		0	0	349,604
ISHARES TR	CORE S&P US GWT	464287671	3,560,872	40,113	SH		SOLE		0	0	40,113
ISHARES TR	CORE S&P US VLU	464287663	1,850,421	25,080	SH		SOLE		0	0	25,080
ISHARES TR	CORE S&P500 ETF	464287200	21,354,211	51,947	SH		SOLE		0	0	51,947
ISHARES TR	CORE TOTAL USD	46434V613	306,436	6,640	SH		SOLE		0	0	6,640
ISHARES TR	CORE US AGGBD ET	464287226	23,522,583	236,076	SH		SOLE		0	0	236,076
ISHARES TR	EAFE GRWTH ETF	464288885	3,563,088	38,035	SH		SOLE		0	0	38,035
ISHARES TR	ESG AWR MSCI USA	46435G425	740,333	8,185	SH		SOLE		0	0	8,185
ISHARES TR	ESG MSCI USA ETF	46436E767	206,324	6,239	SH		SOLE		0	0	6,239
ISHARES TR	EXPND TEC SC ETF	464287549	236,366	697	SH		SOLE		0	0	697
ISHARES TR	EXPONENTIAL TECH	46434V381	1,609,774	30,546	SH		SOLE		0	0	30,546
ISHARES TR	FLTG RATE NT ETF	46429B655	1,260,166	25,008	SH		SOLE		0	0	25,008
ISHARES TR	GL CLEAN ENE ETF	464288224	291,854	14,755	SH		SOLE		0	0	14,755
ISHARES TR	GLOBAL 100 ETF	464287572	1,914,783	27,331	SH		SOLE		0	0	27,331
ISHARES TR	GRWT ALLOCAT ETF	464289867	337,382	6,744	SH		SOLE		0	0	6,744
ISHARES TR	HDG MSCI EAFE	46434V803	633,605	21,500	SH		SOLE		0	0	21,500
ISHARES TR	IBONDS 23 TRM TS	46436E882	763,453	30,772	SH		SOLE		0	0	30,772
ISHARES TR	IBONDS 24 TRM TS	46436E874	773,434	32,213	SH		SOLE		0	0	32,213
ISHARES TR	IBONDS 25 TRM TS	46436E866	229,794	9,766	SH		SOLE		0	0	9,766
ISHARES TR	IBONDS DEC	46435U697	697,805	26,974	SH		SOLE		0	0	26,974
ISHARES TR	IBONDS DEC 25	46435U432	694,246	26,090	SH		SOLE		0	0	26,090
ISHARES TR	IBONDS DEC 26	46435U259	635,725	24,901	SH		SOLE		0	0	24,901
ISHARES TR	IBONDS DEC 27	46435U283	443,310	17,412	SH		SOLE		0	0	17,412
ISHARES TR	IBONDS DEC 28	46435U325	435,191	17,000	SH		SOLE		0	0	17,000
ISHARES TR	IBONDS DEC2023	46435G318	888,465	34,938	SH		SOLE		0	0	34,938
ISHARES TR	IBONDS DEC23 ETF	46434VAX8	878,602	34,879	PRN		SOLE		0	0	34,879
ISHARES TR	IBONDS DEC24 ETF	46434VBG4	833,601	33,900	PRN		SOLE		0	0	33,900
ISHARES TR	IBONDS DEC25 ETF	46434VBD1	300,566	12,253	PRN		SOLE		0	0	12,253
ISHARES TR	IBOXX HI YD ETF	464288513	3,326,441	44,030	SH		SOLE		0	0	44,030
ISHARES TR	IBOXX INV CP ETF	464287242	61,502,599	561,104	SH		SOLE		350,840	0	210,264
ISHARES TR	INTL SEL DIV ETF	464288448	683,218	24,853	SH		SOLE		0	0	24,853
ISHARES TR	ISHARES BIOTECH	464287556	203,584	1,576	SH		SOLE		0	0	1,576
ISHARES TR	MBS ETF	464288588	221,623	2,340	SH		SOLE		0	0	2,340
ISHARES TR	MSCI ACWI EX US	464288240	226,390	4,642	SH		SOLE		0	0	4,642
ISHARES TR	MSCI EAFE ETF	464287465	45,290,185	633,252	SH		SOLE		0	0	633,252
ISHARES TR	MSCI EMG MKT ETF	464287234	1,829,800	46,371	SH		SOLE		0	0	46,371
ISHARES TR	MSCI INTL QUALTY	46434V456	2,547,117	72,156	SH		SOLE		0	0	72,156
ISHARES TR	MSCI INTL VLU FT	46435G409	230,944	9,316	SH		SOLE		0	0	9,316
ISHARES TR	MSCI KLD400 SOC	464288570	655,896	8,410	SH		SOLE		0	0	8,410
ISHARES TR	MSCI USA MIN VOL	46429B697	15,278,562	210,043	SH		SOLE		0	0	210,043
ISHARES TR	MSCI USA MMENTM	46432F396	2,391,815	17,202	SH		SOLE		0	0	17,202
ISHARES TR	MSCI USA QLT FCT	46432F339	470,579	3,793	SH		SOLE		0	0	3,793
ISHARES TR	NATIONAL MUN ETF	464288414	5,025,889	46,648	SH		SOLE		0	0	46,648
ISHARES TR	NORTH AMERN NAT	464287374	460,351	11,753	SH		SOLE		0	0	11,753
ISHARES TR	PFD AND INCM SEC	464288687	591,615	18,950	SH		SOLE		0	0	18,950
ISHARES TR	RESIDENTIAL MULT	464288562	328,798	4,656	SH		SOLE		0	0	4,656
ISHARES TR	RUS 1000 ETF	464287622	394,422	1,751	SH		SOLE		0	0	1,751
ISHARES TR	RUS 1000 GRW ETF	464287614	2,284,294	9,349	SH		SOLE		0	0	9,349
ISHARES TR	RUS 1000 VAL ETF	464287598	1,776,536	11,668	SH		SOLE		0	0	11,668
ISHARES TR	RUS MD CP GR ETF	464287481	696,195	7,646	SH		SOLE		0	0	7,646
ISHARES TR	RUS MDCP VAL ETF	464287473	565,711	5,327	SH		SOLE		0	0	5,327
ISHARES TR	RUS MID CAP ETF	464287499	1,128,873	16,145	SH		SOLE		0	0	16,145
ISHARES TR	RUS TOP 200 ETF	464289446	1,397,804	14,364	SH		SOLE		0	0	14,364
ISHARES TR	RUS TP200 GR ETF	464289438	12,703,008	91,435	SH		SOLE		0	0	91,435
ISHARES TR	RUSSELL 2000 ETF	464287655	2,753,606	15,435	SH		SOLE		0	0	15,435
ISHARES TR	RUSSELL 3000 ETF	464287689	669,977	2,846	SH		SOLE		0	0	2,846
ISHARES TR	S&P 500 GRWT ETF	464287309	58,207,484	911,058	SH		SOLE		0	0	911,058
ISHARES TR	S&P 500 VAL ETF	464287408	60,515,499	398,758	SH		SOLE		0	0	398,758
ISHARES TR	S&P MC 400VL ETF	464287705	1,419,768	13,815	SH		SOLE		0	0	13,815
ISHARES TR	SELECT DIVID ETF	464287168	22,793,466	194,517	SH		SOLE		0	0	194,517
ISHARES TR	SHRT NAT MUN ETF	464288158	3,381,269	32,301	SH		SOLE		0	0	32,301
ISHARES TR	SP SMCP600VL ETF	464287879	403,373	4,310	SH		SOLE		0	0	4,310
ISHARES TR	TIPS BD ETF	464287176	426,153	3,865	SH		SOLE		0	0	3,865
ISHARES TR	TRS FLT RT BD	46434V860	338,548	6,692	SH		SOLE		0	0	6,692
ISHARES TR	U.S. ENERGY ETF	464287796	276,716	6,325	SH		SOLE		0	0	6,325
ISHARES TR	U.S. FINLS ETF	464287788	213,926	3,007	SH		SOLE		0	0	3,007
ISHARES TR	U.S. TECH ETF	464287721	1,071,410	11,544	SH		SOLE		0	0	11,544
ISHARES TR	US AER DEF ETF	464288760	456,738	3,969	SH		SOLE		0	0	3,969
ISHARES TR	US HLTHCARE ETF	464287762	1,313,767	4,811	SH		SOLE		0	0	4,811
ISHARES TR	US INDUSTRIALS	464287754	302,269	3,018	SH		SOLE		0	0	3,018
ISHARES TR	US TREAS BD ETF	46429B267	2,176,682	93,100	SH		SOLE		0	0	93,100
ISHARES TR	USD INV GRDE ETF	464288620	96,099,689	1,896,954	SH		SOLE		0	0	1,896,954
J P MORGAN EXCHANGE TRADED F	ULTRA SHRT INC	46641Q837	25,985,402	516,403	SH		SOLE		22,476	0	493,927
J P MORGAN EXCHANGE TRADED F	ULTRA SHT MUNCPL	46641Q654	325,056	6,400	SH		SOLE		0	0	6,400
JOHNSON & JOHNSON	COM	478160104	3,718,108	23,988	SH		SOLE		0	0	23,988
JPMORGAN CHASE & CO	COM	46625H100	3,585,020	27,511	SH		SOLE		0	0	27,511
KEYCORP	COM	493267108	1,630,467	130,229	SH		SOLE		0	0	130,229
KIMBERLY-CLARK CORP	COM	494368103	501,312	3,735	SH		SOLE		0	0	3,735
KINDER MORGAN INC DEL	COM	49456B101	210,540	12,024	SH		SOLE		0	0	12,024
KLA CORP	COM NEW	482480100	205,233	514	SH		SOLE		0	0	514
KULICKE & SOFFA INDS INC	COM	501242101	289,795	5,500	SH		SOLE		0	0	5,500
KURA SUSHI USA INC	CL A COM	501270102	445,078	6,760	SH		SOLE		0	0	6,760
L3HARRIS TECHNOLOGIES INC	COM	502431109	860,316	4,384	SH		SOLE		0	0	4,384
LILLY ELI & CO	COM	532457108	1,589,068	4,627	SH		SOLE		0	0	4,627
LINDE PLC	SHS	G54950103	1,373,420	3,864	SH		SOLE		0	0	3,864
LITMAN GREGORY FDS TR	IMGP DBI MANAGED	53700T827	21,053,748	800,523	SH		SOLE		0	0	800,523
LOCKHEED MARTIN CORP	COM	539830109	1,674,429	3,542	SH		SOLE		0	0	3,542
LOWES COS INC	COM	548661107	2,122,731	10,615	SH		SOLE		0	0	10,615
LULULEMON ATHLETICA INC	COM	550021109	974,572	2,676	SH		SOLE		0	0	2,676
M & T BK CORP	COM	55261F104	303,230	2,536	SH		SOLE		0	0	2,536
MARATHON PETE CORP	COM	56585A102	333,163	2,471	SH		SOLE		0	0	2,471
MARRIOTT INTL INC NEW	CL A	571903202	275,948	1,662	SH		SOLE		0	0	1,662
MASTERCARD INCORPORATED	CL A	57636Q104	511,935	1,409	SH		SOLE		0	0	1,409
MAXCYTE INC	COM	57777K106	355,801	71,879	SH		SOLE		0	0	71,879
MCCORMICK & CO INC	COM NON VTG	579780206	594,341	7,143	SH		SOLE		0	0	7,143
MCDONALDS CORP	COM	580135101	4,003,806	14,319	SH		SOLE		0	0	14,319
MEDTRONIC PLC	SHS	G5960L103	771,292	9,567	SH		SOLE		0	0	9,567
MERCK & CO INC	COM	58933Y105	2,432,312	22,862	SH		SOLE		0	0	22,862
META PLATFORMS INC	CL A	30303M102	1,371,464	6,471	SH		SOLE		0	0	6,471
MICROCHIP TECHNOLOGY INC.	COM	595017104	264,229	3,154	SH		SOLE		0	0	3,154
MICROSOFT CORP	COM	594918104	15,936,017	55,276	SH		SOLE		0	0	55,276
MONDELEZ INTL INC	CL A	609207105	326,385	4,681	SH		SOLE		0	0	4,681
MORGAN STANLEY	COM NEW	617446448	253,479	2,887	SH		SOLE		0	0	2,887
MOTOROLA SOLUTIONS INC	COM NEW	620076307	200,216	700	SH		SOLE		0	0	700
NETFLIX INC	COM	64110L106	646,739	1,872	SH		SOLE		0	0	1,872
NEXTERA ENERGY INC	COM	65339F101	2,784,205	36,121	SH		SOLE		0	0	36,121
NIKE INC	CL B	654106103	1,210,355	9,869	SH		SOLE		0	0	9,869
NORFOLK SOUTHN CORP	COM	655844108	1,243,886	5,867	SH		SOLE		0	0	5,867
NOVARTIS AG	SPONSORED ADR	66987V109	699,660	7,605	SH		SOLE		0	0	7,605
NOVO-NORDISK A S	ADR	670100205	225,183	1,415	SH		SOLE		0	0	1,415
NVIDIA CORPORATION	COM	67066G104	2,477,996	8,921	SH		SOLE		0	0	8,921
OCCIDENTAL PETE CORP	COM	674599105	238,356	3,818	SH		SOLE		0	0	3,818
OKTA INC	CL A	679295105	499,416	5,791	SH		SOLE		0	0	5,791
OLD DOMINION FREIGHT LINE IN	COM	679580100	462,179	1,356	SH		SOLE		0	0	1,356
OPENDOOR TECHNOLOGIES INC	COM	683712103	308,679	175,386	SH		SOLE		0	0	175,386
ORACLE CORP	COM	68389X105	308,587	3,321	SH		SOLE		0	0	3,321
OREILLY AUTOMOTIVE INC	COM	67103H107	1,069,715	1,260	SH		SOLE		0	0	1,260
PACER FDS TR	TRENDP US LAR CP	69374H105	501,572	13,175	SH		SOLE		0	0	13,175
PACER FDS TR	US CASH COWS 100	69374H881	935,244	19,920	SH		SOLE		0	0	19,920
PAYCHEX INC	COM	704326107	1,115,877	9,738	SH		SOLE		0	0	9,738
PEPSICO INC	COM	713448108	2,932,113	16,084	SH		SOLE		0	0	16,084
PFIZER INC	COM	717081103	2,090,528	51,238	SH		SOLE		0	0	51,238
PHILIP MORRIS INTL INC	COM	718172109	2,597,211	26,707	SH		SOLE		0	0	26,707
PHILLIPS 66	COM	718546104	616,289	6,079	SH		SOLE		0	0	6,079
PIMCO ETF TR	0-5 HIGH YIELD	72201R783	2,057,635	22,535	SH		SOLE		0	0	22,535
PIMCO ETF TR	ACTIVE BD ETF	72201R775	279,882	3,017	SH		SOLE		0	0	3,017
PIMCO ETF TR	ENHAN SHRT MA AC	72201R833	806,033	8,121	SH		SOLE		0	0	8,121
PIMCO ETF TR	INTER MUN BD ACT	72201R866	1,517,944	29,046	SH		SOLE		0	0	29,046
PROCTER AND GAMBLE CO	COM	742718109	8,465,056	56,931	SH		SOLE		0	0	56,931
PROSHARES TR	S&P 500 DV ARIST	74348A467	254,237	2,786	SH		SOLE		0	0	2,786
QUALCOMM INC	COM	747525103	330,687	2,592	SH		SOLE		0	0	2,592
QUANTERIX CORP	COM	74766Q101	729,056	64,690	SH		SOLE		0	0	64,690
RAPID7 INC	COM	753422104	497,022	10,826	SH		SOLE		0	0	10,826
RAYTHEON TECHNOLOGIES CORP	COM	75513E101	1,220,748	12,466	SH		SOLE		0	0	12,466
REPUBLIC SVCS INC	COM	760759100	449,296	3,323	SH		SOLE		0	0	3,323
SALESFORCE INC	COM	79466L302	470,082	2,353	SH		SOLE		0	0	2,353
SCHLUMBERGER LTD	COM STK	806857108	245,156	4,993	SH		SOLE		0	0	4,993
SCHWAB CHARLES CORP	COM	808513105	492,804	9,408	SH		SOLE		0	0	9,408
SCHWAB STRATEGIC TR	1 5YR CORP BD	808524714	1,143,415	24,039	SH		SOLE		0	0	24,039
SCHWAB STRATEGIC TR	5 10YR CORP BD	808524698	205,233	4,597	SH		SOLE		0	0	4,597
SCHWAB STRATEGIC TR	EMRG MKTEQ ETF	808524706	1,672,566	68,212	SH		SOLE		0	0	68,212
SCHWAB STRATEGIC TR	INTL EQTY ETF	808524805	2,059,272	59,174	SH		SOLE		0	0	59,174
SCHWAB STRATEGIC TR	INTL SCEQT ETF	808524888	1,889,817	56,061	SH		SOLE		0	0	56,061
SCHWAB STRATEGIC TR	INT-TRM U.S TRES	808524854	3,140,807	62,281	SH		SOLE		0	0	62,281
SCHWAB STRATEGIC TR	SCHWB FDT INT LG	808524755	2,890,249	92,429	SH		SOLE		0	0	92,429
SCHWAB STRATEGIC TR	SHT TM US TRES	808524862	1,071,038	21,952	SH		SOLE		0	0	21,952
SCHWAB STRATEGIC TR	US AGGREGATE B	808524839	1,163,517	24,803	SH		SOLE		0	0	24,803
SCHWAB STRATEGIC TR	US BRD MKT ETF	808524102	4,176,082	87,274	SH		SOLE		0	0	87,274
SCHWAB STRATEGIC TR	US DIVIDEND EQ	808524797	51,799,081	708,025	SH		SOLE		0	0	708,025
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	2,701,271	55,846	SH		SOLE		0	0	55,846
SCHWAB STRATEGIC TR	US MID-CAP ETF	808524508	4,059,502	59,831	SH		SOLE		0	0	59,831
SCHWAB STRATEGIC TR	US REIT ETF	808524847	992,803	50,913	SH		SOLE		0	0	50,913
SCHWAB STRATEGIC TR	US SML CAP ETF	808524607	4,860,964	115,930	SH		SOLE		0	0	115,930
SCHWAB STRATEGIC TR	US TIPS ETF	808524870	6,399,253	119,367	SH		SOLE		0	0	119,367
SELECT SECTOR SPDR TR	ENERGY	81369Y506	5,048,074	60,945	SH		SOLE		0	0	60,945
SELECT SECTOR SPDR TR	FINANCIAL	81369Y605	1,257,547	39,115	SH		SOLE		0	0	39,115
SELECT SECTOR SPDR TR	SBI CONS DISCR	81369Y407	1,332,485	8,911	SH		SOLE		0	0	8,911
SELECT SECTOR SPDR TR	SBI CONS STPLS	81369Y308	4,815,462	64,455	SH		SOLE		0	0	64,455
SELECT SECTOR SPDR TR	SBI HEALTHCARE	81369Y209	3,160,130	24,410	SH		SOLE		0	0	24,410
SELECT SECTOR SPDR TR	SBI INT-UTILS	81369Y886	1,597,019	23,593	SH		SOLE		0	0	23,593
SELECT SECTOR SPDR TR	SBI MATERIALS	81369Y100	1,539,232	19,083	SH		SOLE		0	0	19,083
SELECT SECTOR SPDR TR	TECHNOLOGY	81369Y803	3,909,960	25,892	SH		SOLE		0	0	25,892
SHOPIFY INC	CL A	82509L107	333,087	6,948	SH		SOLE		0	0	6,948
SMUCKER J M CO	COM NEW	832696405	514,013	3,266	SH		SOLE		0	0	3,266
SOUTHERN CO	COM	842587107	919,569	13,216	SH		SOLE		0	0	13,216
SPDR DOW JONES INDL AVERAGE	UT SER 1	78467X109	225,668	678	SH		SOLE		0	0	678
SPDR GOLD TR	GOLD SHS	78463V107	2,724,848	14,872	SH		SOLE		0	0	14,872
SPDR INDEX SHS FDS	DJ GLB RL ES ETF	78463X749	3,468,371	84,266	SH		SOLE		0	0	84,266
SPDR INDEX SHS FDS	DJ INTL RL ETF	78463X863	1,964,460	74,751	SH		SOLE		0	0	74,751
SPDR INDEX SHS FDS	GLB NAT RESRCE	78463X541	4,980,374	87,237	SH		SOLE		0	0	87,237
SPDR INDEX SHS FDS	MSCI ACWI EXUS	78463X848	3,765,200	146,335	SH		SOLE		0	0	146,335
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	13,380,963	416,593	SH		SOLE		0	0	416,593
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	18,576,724	544,293	SH		SOLE		0	0	544,293
SPDR INDEX SHS FDS	S&P INTL SMLCP	78463X871	1,118,605	36,119	SH		SOLE		0	0	36,119
SPDR S&P 500 ETF TR	TR UNIT	78462F103	3,835,699	9,369	SH		SOLE		0	0	9,369
SPDR S&P 500 ETF TR	TR UNIT	78462F103	1,965,072	4,800	SH	Put	SOLE		0	0	4,800
SPDR S&P MIDCAP 400 ETF TR	UTSER1 S&PDCRP	78467Y107	713,484	1,556	SH		SOLE		0	0	1,556
SPDR SER TR	BLOOMBERG 1 10 Y	78468R861	1,018,923	53,543	SH		SOLE		0	0	53,543
SPDR SER TR	BLOOMBERG 1-3 MO	78468R663	320,517	3,491	SH		SOLE		0	0	3,491
SPDR SER TR	BLOOMBERG 3-12 M	78468R523	333,893	3,352	SH		SOLE		0	0	3,352
SPDR SER TR	BLOOMBERG EMERGI	78464A391	2,804,605	132,168	SH		SOLE		0	0	132,168
SPDR SER TR	BLOOMBERG INVT	78468R200	59,199,855	1,945,444	SH		SOLE		358,787	0	1,586,657
SPDR SER TR	DJ REIT ETF	78464A607	1,671,265	18,825	SH		SOLE		0	0	18,825
SPDR SER TR	NUVEEN BLMBRG MU	78468R721	300,397	6,416	SH		SOLE		0	0	6,416
SPDR SER TR	PORT MTG BK ETF	78464A383	606,046	27,324	SH		SOLE		0	0	27,324
SPDR SER TR	PORTFOLI S&P1500	78464A805	103,859,245	2,059,473	SH		SOLE		0	0	2,059,473
SPDR SER TR	PORTFOLIO CRPORT	78464A144	1,749,139	59,800	SH		SOLE		0	0	59,800
SPDR SER TR	PORTFOLIO LN COR	78464A367	206,651	8,749	SH		SOLE		0	0	8,749
SPDR SER TR	PORTFOLIO S&P400	78464A847	230,632,450	5,248,804	SH		SOLE		1,803,184	0	3,445,620
SPDR SER TR	PORTFOLIO S&P500	78464A854	4,027,744	83,650	SH		SOLE		0	0	83,650
SPDR SER TR	PORTFOLIO S&P600	78468R853	166,078,009	4,397,088	SH		SOLE		1,613,387	0	2,783,701
SPDR SER TR	PORTFOLIO SHORT	78464A474	150,694,816	5,085,886	SH		SOLE		1,224,948	0	3,860,938
SPDR SER TR	PRTFLO S&P500 GW	78464A409	256,996,657	4,642,281	SH		SOLE		467,847	0	4,174,434
SPDR SER TR	PRTFLO S&P500 VL	78464A508	296,215,909	7,274,457	SH		SOLE		1,069,390	0	6,205,067
SPDR SER TR	RUSSELL YIELD	78468R770	203,040	2,153	SH		SOLE		0	0	2,153
SPDR SER TR	S&P 600 SMCP VAL	78464A300	1,196,407	15,705	SH		SOLE		0	0	15,705
SPDR SER TR	S&P DIVID ETF	78464A763	2,067,051	16,709	SH		SOLE		0	0	16,709
SPDR SER TR	SPDR MSCI USA GE	78468R747	269,840	3,255	SH		SOLE		0	0	3,255
SPDR SER TR	SSGA US LRG ETF	78468R804	216,604	1,583	SH		SOLE		0	0	1,583
SSGA ACTIVE ETF TR	MULT ASS RLRTN	78467V103	663,591	24,061	SH		SOLE		0	0	24,061
STARBUCKS CORP	COM	855244109	1,091,680	10,484	SH		SOLE		0	0	10,484
STRYKER CORPORATION	COM	863667101	543,904	1,905	SH		SOLE		0	0	1,905
SUMMIT MATLS INC	CL A	86614U100	838,233	29,422	SH		SOLE		0	0	29,422
SUPER MICRO COMPUTER INC	COM	86800U104	747,342	7,014	SH		SOLE		0	0	7,014
SYSCO CORP	COM	871829107	245,282	3,176	SH		SOLE		0	0	3,176
TAIWAN SEMICONDUCTOR MFG LTD	SPONSORED ADS	874039100	467,658	5,028	SH		SOLE		0	0	5,028
TARGET CORP	COM	87612E106	2,373,893	14,333	SH		SOLE		0	0	14,333
TESLA INC	COM	88160R101	2,145,344	10,341	SH		SOLE		0	0	10,341
TEXAS INSTRS INC	COM	882508104	374,252	2,012	SH		SOLE		0	0	2,012
THERMO FISHER SCIENTIFIC INC	COM	883556102	317,580	551	SH		SOLE		0	0	551
TOPGOLF CALLAWAY BRANDS CORP	COM	131193104	552,002	25,532	SH		SOLE		0	0	25,532
TORONTO DOMINION BK ONT	COM NEW	891160509	1,133,548	18,924	SH		SOLE		0	0	18,924
TRUIST FINL CORP	COM	89832Q109	396,525	11,628	SH		SOLE		0	0	11,628
TWILIO INC	CL A	90138F102	627,055	9,411	SH		SOLE		0	0	9,411
UBER TECHNOLOGIES INC	COM	90353T100	1,039,506	32,792	SH		SOLE		0	0	32,792
UNION PAC CORP	COM	907818108	1,949,822	9,688	SH		SOLE		0	0	9,688
UNITED PARCEL SERVICE INC	CL B	911312106	960,355	4,951	SH		SOLE		0	0	4,951
UNITED RENTALS INC	COM	911363109	306,318	774	SH		SOLE		0	0	774
UNITEDHEALTH GROUP INC	COM	91324P102	2,795,040	5,914	SH		SOLE		0	0	5,914
US BANCORP DEL	COM NEW	902973304	386,792	10,729	SH		SOLE		0	0	10,729
VALERO ENERGY CORP	COM	91913Y100	225,454	1,615	SH		SOLE		0	0	1,615
VANECK ETF TRUST	HIGH YLD MUNIETF	92189H409	2,128,428	41,137	SH		SOLE		0	0	41,137
VANECK ETF TRUST	JP MRGAN EM LOC	92189H300	77,235,624	3,058,837	SH		SOLE		733,903	0	2,324,934
VANGUARD ADMIRAL FDS INC	500 GRTH IDX F	921932505	3,478,406	15,092	SH		SOLE		0	0	15,092
VANGUARD ADMIRAL FDS INC	500 VAL IDX FD	921932703	2,826,469	19,267	SH		SOLE		0	0	19,267
VANGUARD ADMIRAL FDS INC	MIDCP 400 IDX	921932885	644,245	7,608	SH		SOLE		0	0	7,608
VANGUARD ADMIRAL FDS INC	MIDCP 400 VAL	921932844	301,262	3,830	SH		SOLE		0	0	3,830
VANGUARD ADMIRAL FDS INC	SMLCP 600 VAL	921932778	291,382	3,608	SH		SOLE		0	0	3,608
VANGUARD ADMIRAL FDS INC	SMLLCP 600 IDX	921932828	664,682	7,486	SH		SOLE		0	0	7,486
VANGUARD BD INDEX FDS	INTERMED TERM	921937819	1,322,180	17,229	SH		SOLE		0	0	17,229
VANGUARD BD INDEX FDS	LONG TERM BOND	921937793	578,555	7,549	SH		SOLE		0	0	7,549
VANGUARD BD INDEX FDS	SHORT TRM BOND	921937827	68,800,110	899,465	SH		SOLE		0	0	899,465
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	3,019,194	40,894	SH		SOLE		0	0	40,894
VANGUARD BD INDEX FDS	VANGUARD ULTRA	92203C303	3,078,189	62,514	SH		SOLE		0	0	62,514
VANGUARD CHARLOTTE FDS	TOTAL INT BD ETF	92203J407	26,791,257	547,654	SH		SOLE		120,606	0	427,048
VANGUARD INDEX FDS	EXTEND MKT ETF	922908652	14,900,817	106,283	SH		SOLE		0	0	106,283
VANGUARD INDEX FDS	GROWTH ETF	922908736	1,385,589	5,555	SH		SOLE		0	0	5,555
VANGUARD INDEX FDS	MCAP GR IDXVIP	922908538	217,302	1,115	SH		SOLE		0	0	1,115
VANGUARD INDEX FDS	MCAP VL IDXVIP	922908512	562,775	4,198	SH		SOLE		0	0	4,198
VANGUARD INDEX FDS	MID CAP ETF	922908629	6,675,505	31,649	SH		SOLE		0	0	31,649
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	72,031,123	867,427	SH		SOLE		253,327	0	614,100
VANGUARD INDEX FDS	S&P 500 ETF SHS	922908363	182,640,669	485,656	SH		SOLE		411,543	0	74,113
VANGUARD INDEX FDS	SM CP VAL ETF	922908611	1,514,729	9,541	SH		SOLE		0	0	9,541
VANGUARD INDEX FDS	SMALL CP ETF	922908751	4,469,597	23,579	SH		SOLE		0	0	23,579
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	49,334,269	241,716	SH		SOLE		0	0	241,716
VANGUARD INDEX FDS	VALUE ETF	922908744	8,732,385	63,228	SH		SOLE		0	0	63,228
VANGUARD INTL EQUITY INDEX F	ALLWRLD EX US	922042775	27,884,806	521,504	SH		SOLE		0	0	521,504
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	147,349,839	3,647,273	SH		SOLE		941,280	0	2,705,993
VANGUARD INTL EQUITY INDEX F	FTSE SMCAP ETF	922042718	6,373,986	58,348	SH		SOLE		0	0	58,348
VANGUARD INTL EQUITY INDEX F	GLB EX US ETF	922042676	76,928,900	1,896,202	SH		SOLE		630,779	0	1,265,423
VANGUARD INTL EQUITY INDEX F	TT WRLD ST ETF	922042742	1,311,602	14,243	SH		SOLE		0	0	14,243
VANGUARD MALVERN FDS	STRM INFPROIDX	922020805	232,593,218	4,863,932	SH		SOLE		1,150,161	0	3,713,771
VANGUARD MUN BD FDS	TAX EXEMPT BD	922907746	6,096,792	120,347	SH		SOLE		0	0	120,347
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	53,086,432	885,364	SH		SOLE		169,995	0	715,369
VANGUARD SCOTTSDALE FDS	LONG TERM TREAS	92206C847	208,125	3,177	SH		SOLE		0	0	3,177
VANGUARD SCOTTSDALE FDS	MTG-BKD SECS ETF	92206C771	48,845,692	1,049,317	SH		SOLE		278,387	0	770,930
VANGUARD SCOTTSDALE FDS	SHORT TERM TREAS	92206C102	113,639,593	1,941,230	SH		SOLE		503,835	0	1,437,395
VANGUARD SCOTTSDALE FDS	SHRT TRM CORP BD	92206C409	6,971,682	91,456	SH		SOLE		0	0	91,456
VANGUARD SCOTTSDALE FDS	TOTAL WLD BD ETF	92206C565	200,318	2,904	SH		SOLE		0	0	2,904
VANGUARD SPECIALIZED FUNDS	DIV APP ETF	921908844	19,766,203	128,344	SH		SOLE		0	0	128,344
VANGUARD STAR FDS	VG TL INTL STK F	921909768	4,696,494	85,066	SH		SOLE		0	0	85,066
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	433,655,092	9,600,511	SH		SOLE		2,585,968	0	7,014,543
VANGUARD WHITEHALL FDS	HIGH DIV YLD	921946406	10,326,576	97,882	SH		SOLE		0	0	97,882
VANGUARD WHITEHALL FDS	INTL HIGH ETF	921946794	887,682	14,329	SH		SOLE		0	0	14,329
VANGUARD WORLD FD	ESG US STK ETF	921910733	1,008,458	14,063	SH		SOLE		0	0	14,063
VANGUARD WORLD FD	MEGA CAP INDEX	921910873	1,638,667	11,448	SH		SOLE		0	0	11,448
VANGUARD WORLD FD	MEGA GRWTH IND	921910816	1,427,195	6,979	SH		SOLE		0	0	6,979
VANGUARD WORLD FDS	ENERGY ETF	92204A306	2,014,344	17,634	SH		SOLE		0	0	17,634
VANGUARD WORLD FDS	FINANCIALS ETF	92204A405	561,240	7,206	SH		SOLE		0	0	7,206
VANGUARD WORLD FDS	HEALTH CAR ETF	92204A504	1,867,412	7,831	SH		SOLE		0	0	7,831
VANGUARD WORLD FDS	INF TECH ETF	92204A702	1,509,639	3,916	SH		SOLE		0	0	3,916
VANGUARD WORLD FDS	MATERIALS ETF	92204A801	901,139	5,068	SH		SOLE		0	0	5,068
VANGUARD WORLD FDS	UTILITIES ETF	92204A876	736,669	4,994	SH		SOLE		0	0	4,994
VERIZON COMMUNICATIONS INC	COM	92343V104	1,398,769	35,967	SH		SOLE		0	0	35,967
VICOR CORP	COM	925815102	407,533	8,682	SH		SOLE		0	0	8,682
VISA INC	COM CL A	92826C839	663,515	2,943	SH		SOLE		0	0	2,943
WALMART INC	COM	931142103	2,370,489	16,077	SH		SOLE		0	0	16,077
WASTE MGMT INC DEL	COM	94106L109	1,807,660	11,078	SH		SOLE		0	0	11,078
WEC ENERGY GROUP INC	COM	92939U106	1,006,597	10,619	SH		SOLE		0	0	10,619
WELLS FARGO CO NEW	COM	949746101	561,223	15,014	SH		SOLE		0	0	15,014
WILLIS TOWERS WATSON PLC LTD	SHS	G96629103	673,205	2,897	SH		SOLE		0	0	2,897
WISDOMTREE TR	EM EX ST-OWNED	97717X578	60,081,014	2,158,082	SH		SOLE		762,268	0	1,395,814
WISDOMTREE TR	EM LCL DEBT FD	97717X867	211,791	7,824	SH		SOLE		0	0	7,824
WISDOMTREE TR	EMER MKT HIGH FD	97717W315	2,372,166	62,656	SH		SOLE		0	0	62,656
WISDOMTREE TR	INTL EQUITY FD	97717W703	5,033,678	101,220	SH		SOLE		0	0	101,220
WISDOMTREE TR	ITL HIGH DIV FD	97717W802	201,126	5,342	SH		SOLE		0	0	5,342
WISDOMTREE TR	TARGET RANGE FD	97717Y675	59,205,827	2,756,323	SH		SOLE		0	0	2,756,323
WISDOMTREE TR	US LARGECAP DIVD	97717W307	213,181	3,446	SH		SOLE		0	0	3,446
WISDOMTREE TR	US QTLY DIV GRT	97717X669	3,599,478	57,739	SH		SOLE		0	0	57,739
WISDOMTREE TR	US SMALLCAP DIVD	97717W604	4,023,658	140,884	SH		SOLE		0	0	140,884
WP CAREY INC	COM	92936U109	242,806	3,135	SH		SOLE		0	0	3,135
ZEBRA TECHNOLOGIES CORPORATI	CL A	989207105	254,400	800	SH		SOLE		0	0	800
ZOETIS INC	CL A	98978V103	200,727	1,206	SH		SOLE		0	0	1,206