Valmark Advisers 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
Estimated average burden
hours per response:		23.8

COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
3M CO	COM	88579Y101	324,058	2,964	SH		SOLE		0	0	2,964
ABBOTT LABS	COM	002824100	1,705,817	15,498	SH		SOLE		0	0	15,498
ABBVIE INC	COM	00287Y109	978,746	6,316	SH		SOLE		0	0	6,316
ACCENTURE PLC IRELAND	SHS CLASS A	G1151C101	5,079,523	14,475	SH		SOLE		0	0	14,475
ADOBE INC	COM	00724F101	996,322	1,670	SH		SOLE		0	0	1,670
ADVANCED MICRO DEVICES INC	COM	007903107	1,061,499	7,201	SH		SOLE		0	0	7,201
AFLAC INC	COM	001055102	1,782,837	21,610	SH		SOLE		0	0	21,610
AIR PRODS & CHEMS INC	COM	009158106	837,554	3,059	SH		SOLE		0	0	3,059
ALIGN TECHNOLOGY INC	COM	016255101	1,282,868	4,682	SH		SOLE		0	0	4,682
ALPHABET INC	CAP STK CL A	02079K305	2,394,426	17,141	SH		SOLE		0	0	17,141
ALPHABET INC	CAP STK CL C	02079K107	4,859,125	34,479	SH		SOLE		0	0	34,479
ALTRIA GROUP INC	COM	02209S103	289,001	7,164	SH		SOLE		0	0	7,164
AMAZON COM INC	COM	023135106	7,720,831	50,815	SH		SOLE		0	0	50,815
AMERICAN CENTY ETF TR	AVANTIS EMGMKT	025072604	1,137,950	20,180	SH		SOLE		0	0	20,180
AMERICAN TOWER CORP NEW	COM	03027X100	252,928	1,172	SH		SOLE		0	0	1,172
AMGEN INC	COM	031162100	2,314,540	8,036	SH		SOLE		0	0	8,036
ANALOG DEVICES INC	COM	032654105	1,595,032	8,033	SH		SOLE		0	0	8,033
APPLE INC	COM	037833100	34,280,456	178,053	SH		SOLE		0	0	178,053
ASML HOLDING N V	N Y REGISTRY SHS	N07059210	376,189	497	SH		SOLE		0	0	497
AT&T INC	COM	00206R102	363,469	21,661	SH		SOLE		0	0	21,661
AUTOMATIC DATA PROCESSING IN	COM	053015103	2,900,032	12,448	SH		SOLE		0	0	12,448
BANK AMERICA CORP	COM	060505104	738,572	21,936	SH		SOLE		0	0	21,936
BANK NEW YORK MELLON CORP	COM	064058100	639,799	12,292	SH		SOLE		0	0	12,292
BECTON DICKINSON & CO	COM	075887109	1,119,941	4,593	SH		SOLE		0	0	4,593
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	16,165,258	45,324	SH		SOLE		0	0	45,324
BIOSIG TECHNOLOGIES INC	COM NEW	09073N201	9,959	20,966	SH		SOLE		0	0	20,966
BJS WHSL CLUB HLDGS INC	COM	05550J101	1,742,759	26,144	SH		SOLE		0	0	26,144
BLACKROCK INC	COM	09247X101	1,177,110	1,450	SH		SOLE		0	0	1,450
BLACKSTONE INC	COM	09260D107	497,955	3,804	SH		SOLE		0	0	3,804
BOEING CO	COM	097023105	914,656	3,509	SH		SOLE		0	0	3,509
BROADCOM INC	COM	11135F101	755,886	677	SH		SOLE		0	0	677
CAPITAL GROUP CORE EQUITY ET	SHS CREATION UNI	14020V108	4,335,362	153,193	SH		SOLE		0	0	153,193
CAPITAL GROUP DIVIDEND GROWE	SHS ETF	14021L109	7,641,031	281,334	SH		SOLE		0	0	281,334
CAPITAL GROUP DIVIDEND VALUE	SHS CREATION UNI	14020W106	15,589,958	522,452	SH		SOLE		0	0	522,452
CAPITAL GROUP GBL GROWTH EQT	SHS CREATION UNI	14020X104	3,976,776	154,558	SH		SOLE		0	0	154,558
CAPITAL GROUP GROWTH ETF	SHS CREATION UNI	14020G101	4,685,957	165,992	SH		SOLE		0	0	165,992
CAPITAL GROUP INTL FOCUS EQT	SHS CREATION UNI	14019W109	1,927,148	80,735	SH		SOLE		0	0	80,735
CAPITAL GRP FIXED INCM ETF T	CORE BOND ETF	14020Y508	13,951,423	527,564	SH		SOLE		0	0	527,564
CAPITAL GRP FIXED INCM ETF T	CORE PLUS INCM	14020Y102	993,999	43,798	SH		SOLE		0	0	43,798
CAPITAL GRP FIXED INCM ETF T	US MULTI-SECTOR	14020Y300	5,882,713	217,959	SH		SOLE		0	0	217,959
CAPITAL ONE FINL CORP	COM	14040H105	201,418	1,536	SH		SOLE		0	0	1,536
CATERPILLAR INC	COM	149123101	720,104	2,436	SH		SOLE		0	0	2,436
CHARLES RIV LABS INTL INC	COM	159864107	709,200	3,000	SH		SOLE		0	0	3,000
CHEVRON CORP NEW	COM	166764100	1,973,365	13,230	SH		SOLE		0	0	13,230
CHIPOTLE MEXICAN GRILL INC	COM	169656105	226,409	99	SH		SOLE		0	0	99
CHUBB LIMITED	COM	H1467J104	1,248,876	5,526	SH		SOLE		0	0	5,526
CHURCH & DWIGHT CO INC	COM	171340102	477,717	5,052	SH		SOLE		0	0	5,052
CINCINNATI FINL CORP	COM	172062101	996,216	9,629	SH		SOLE		0	0	9,629
CISCO SYS INC	COM	17275R102	2,002,956	39,647	SH		SOLE		0	0	39,647
CLOROX CO DEL	COM	189054109	502,345	3,523	SH		SOLE		0	0	3,523
CME GROUP INC	COM	12572Q105	309,371	1,469	SH		SOLE		0	0	1,469
COCA COLA CO	COM	191216100	2,183,951	37,060	SH		SOLE		0	0	37,060
COLGATE PALMOLIVE CO	COM	194162103	829,621	10,408	SH		SOLE		0	0	10,408
COMCAST CORP NEW	CL A	20030N101	495,675	11,304	SH		SOLE		0	0	11,304
CONOCOPHILLIPS	COM	20825C104	511,520	4,407	SH		SOLE		0	0	4,407
CONSOLIDATED EDISON INC	COM	209115104	260,902	2,868	SH		SOLE		0	0	2,868
CORNING INC	COM	219350105	204,393	6,712	SH		SOLE		0	0	6,712
CORTEVA INC	COM	22052L104	247,427	5,163	SH		SOLE		0	0	5,163
COSTCO WHSL CORP NEW	COM	22160K105	1,059,934	1,606	SH		SOLE		0	0	1,606
CROCS INC	COM	227046109	751,951	8,050	SH		SOLE		0	0	8,050
CSX CORP	COM	126408103	1,166,784	33,654	SH		SOLE		0	0	33,654
CVS HEALTH CORP	COM	126650100	328,305	4,158	SH		SOLE		0	0	4,158
DANAHER CORPORATION	COM	235851102	432,837	1,871	SH		SOLE		0	0	1,871
DBX ETF TR	XTRACK MSCI EAFE	233051630	6,591,678	267,086	SH		SOLE		0	0	267,086
DBX ETF TR	XTRACK USD HIGH	233051432	135,724,396	3,817,845	SH		SOLE		965,199	0	2,852,646
DBX ETF TR	XTRACKERS LOW	233051267	332,361	7,208	SH		SOLE		0	0	7,208
DECKERS OUTDOOR CORP	COM	243537107	366,968	549	SH		SOLE		0	0	549
DEERE & CO	COM	244199105	627,560	1,569	SH		SOLE		0	0	1,569
DEVON ENERGY CORP NEW	COM	25179M103	242,717	5,358	SH		SOLE		0	0	5,358
DIAGEO PLC	SPON ADR NEW	25243Q205	453,148	3,111	SH		SOLE		0	0	3,111
DIMENSIONAL ETF TRUST	US SMALL CAP ETF	25434V500	1,033,453	17,334	SH		SOLE		0	0	17,334
DISNEY WALT CO	COM	254687106	699,223	7,744	SH		SOLE		0	0	7,744
DOLLAR GEN CORP NEW	COM	256677105	227,932	1,677	SH		SOLE		0	0	1,677
DOMINION ENERGY INC	COM	25746U109	447,299	9,517	SH		SOLE		0	0	9,517
DOVER CORP	COM	260003108	603,243	3,922	SH		SOLE		0	0	3,922
DOW INC	COM	260557103	202,530	3,693	SH		SOLE		0	0	3,693
DUKE ENERGY CORP NEW	COM NEW	26441C204	765,198	7,885	SH		SOLE		0	0	7,885
E L F BEAUTY INC	COM	26856L103	1,346,548	9,329	SH		SOLE		0	0	9,329
EATON CORP PLC	SHS	G29183103	1,319,723	5,480	SH		SOLE		0	0	5,480
EDWARDS LIFESCIENCES CORP	COM	28176E108	374,921	4,917	SH		SOLE		0	0	4,917
ELEVANCE HEALTH INC	COM	036752103	721,132	1,529	SH		SOLE		0	0	1,529
ELI LILLY & CO	COM	532457108	2,648,152	4,543	SH		SOLE		0	0	4,543
EMERSON ELEC CO	COM	291011104	858,353	8,819	SH		SOLE		0	0	8,819
ENBRIDGE INC	COM	29250N105	211,876	5,882	SH		SOLE		0	0	5,882
ENTERPRISE PRODS PARTNERS L	COM	293792107	209,893	7,966	SH		SOLE		0	0	7,966
EOG RES INC	COM	26875P101	446,391	3,691	SH		SOLE		0	0	3,691
EVERSOURCE ENERGY	COM	30040W108	553,690	8,971	SH		SOLE		0	0	8,971
EXXON MOBIL CORP	COM	30231G102	4,942,704	49,437	SH		SOLE		0	0	49,437
FACTSET RESH SYS INC	COM	303075105	914,028	1,916	SH		SOLE		0	0	1,916
FEDERAL AGRIC MTG CORP	CL C	313148306	1,146,364	5,995	SH		SOLE		0	0	5,995
FEDEX CORP	COM	31428X106	439,915	1,739	SH		SOLE		0	0	1,739
FIDELITY COVINGTON TRUST	HIGH DIVID ETF	316092840	3,422,439	80,947	SH		SOLE		0	0	80,947
FIDELITY COVINGTON TRUST	MSCI ENERGY IDX	316092402	390,390	16,944	SH		SOLE		0	0	16,944
FIDELITY COVINGTON TRUST	MSCI HLTH CARE I	316092600	2,472,775	38,225	SH		SOLE		0	0	38,225
FIDELITY COVINGTON TRUST	MSCI INFO TECH I	316092808	458,643	3,193	SH		SOLE		0	0	3,193
FIDELITY COVINGTON TRUST	MSCI UTILS INDEX	316092865	2,972,078	72,738	SH		SOLE		0	0	72,738
FIDELITY COVINGTON TRUST	VLU FACTOR ETF	316092782	1,602,856	30,244	SH		SOLE		0	0	30,244
FIDELITY MERRIMACK STR TR	CORP BOND ETF	316188101	1,836,688	39,066	SH		SOLE		0	0	39,066
FIDELITY MERRIMACK STR TR	TOTAL BD ETF	316188309	8,841,424	192,038	SH		SOLE		0	0	192,038
FIFTH THIRD BANCORP	COM	316773100	201,353	5,838	SH		SOLE		0	0	5,838
FIRST TR EXCH TRADED FD III	MANAGD MUN ETF	33739N108	481,774	9,325	SH		SOLE		0	0	9,325
FIRST TR EXCH TRADED FD III	PFD SECS INC ETF	33739E108	3,996,559	237,044	SH		SOLE		0	0	237,044
FIRST TR EXCHANGE TRAD FD VI	FST TR GLB FD	33739H101	10,168,080	453,123	SH		SOLE		0	0	453,123
FIRST TR EXCHANGE TRADED FD	CLOUD COMPUTING	33734X192	308,335	3,517	SH		SOLE		0	0	3,517
FIRST TR EXCHANGE TRADED FD	NASDAQ CYB ETF	33734X846	284,183	5,278	SH		SOLE		0	0	5,278
FIRST TR EXCHANGE-TRADED FD	CAP STRENGTH ETF	33733E104	12,285,648	153,494	SH		SOLE		0	0	153,494
FIRST TR EXCHANGE-TRADED FD	DORSEY WRT 5 ETF	33738R605	3,844,372	74,576	SH		SOLE		0	0	74,576
FIRST TR EXCHANGE-TRADED FD	FIRST TR ENH NEW	33739Q408	949,225	15,911	SH		SOLE		0	0	15,911
FIRST TR EXCHANGE-TRADED FD	RISNG DIVD ACHIV	33738R506	13,117,702	253,875	SH		SOLE		0	0	253,875
FIRST TR EXCHANGE-TRADED FD	SENIOR LN FD	33738D309	773,252	16,784	SH		SOLE		0	0	16,784
FIRST TR EXCHNG TRADED FD VI	CBOE VEST INTL	33740U828	780,007	37,609	SH		SOLE		0	0	37,609
FIRST TR EXCHNG TRADED FD VI	CBOE VEST US EQ	33740F755	2,390,609	89,974	SH		SOLE		0	0	89,974
FIRST TR EXCHNG TRADED FD VI	VEST US BUFFER	33740F862	295,908	7,283	SH		SOLE		0	0	7,283
FIRST TR LRG CP VL ALPHADEX	COM SHS	33735J101	293,490	4,143	SH		SOLE		0	0	4,143
FIRST TR LRGE CP CORE ALPHA	COM SHS	33734K109	282,935	3,138	SH		SOLE		0	0	3,138
FIRST TR NAS100 EQ WEIGHTED	SHS	337344105	242,240	2,063	SH		SOLE		0	0	2,063
FIRST TR VALUE LINE DIVID IN	SHS	33734H106	4,330,025	106,756	SH		SOLE		0	0	106,756
FLEXSHARES TR	IBOXX 3R TARGT	33939L506	11,976,477	507,048	SH		SOLE		0	0	507,048
FLEXSHARES TR	MORNSTAR UPSTR	33939L407	119,796,582	2,925,435	SH		SOLE		905,201	0	2,020,234
FORD MTR CO DEL	COM	345370860	167,539	13,744	SH		SOLE		0	0	13,744
FRANKLIN TEMPLETON ETF TR	HIGH YIELD CORP	35473P629	606,838	25,889	SH		SOLE		0	0	25,889
FRANKLIN TEMPLETON ETF TR	US TREASURY BOND	35473P488	719,566	34,553	SH		SOLE		0	0	34,553
GENERAL DYNAMICS CORP	COM	369550108	1,866,768	7,189	SH		SOLE		0	0	7,189
GENERAL ELECTRIC CO	COM NEW	369604301	875,446	6,859	SH		SOLE		0	0	6,859
GENERAL MLS INC	COM	370334104	437,227	6,712	SH		SOLE		0	0	6,712
GENUINE PARTS CO	COM	372460105	638,347	4,609	SH		SOLE		0	0	4,609
GILEAD SCIENCES INC	COM	375558103	343,158	4,236	SH		SOLE		0	0	4,236
GLOBAL X FDS	AUTONMOUS EV ETF	37954Y624	271,895	11,021	SH		SOLE		0	0	11,021
GLOBAL X FDS	US INFR DEV ETF	37954Y673	309,113	8,970	SH		SOLE		0	0	8,970
GMS INC	COM	36251C103	2,472,900	30,000	SH		SOLE		0	0	30,000
GOLDMAN SACHS ETF TR	ACCES TREASURY	381430529	2,700,361	27,074	SH		SOLE		24,870	0	2,204
HEALTH CATALYST INC	COM	42225T107	1,203,800	130,000	SH		SOLE		0	0	130,000
HOME DEPOT INC	COM	437076102	3,181,077	9,179	SH		SOLE		0	0	9,179
HONEST CO INC	COM	438333106	430,845	130,559	SH		SOLE		0	0	130,559
HONEYWELL INTL INC	COM	438516106	985,008	4,697	SH		SOLE		0	0	4,697
HUNTINGTON BANCSHARES INC	COM	446150104	599,150	47,103	SH		SOLE		0	0	47,103
IDEXX LABS INC	COM	45168D104	1,087,898	1,960	SH		SOLE		0	0	1,960
ILLINOIS TOOL WKS INC	COM	452308109	2,368,461	9,042	SH		SOLE		0	0	9,042
INNOVATOR ETFS TR	INTRNL DEV APRL	45782C367	535,261	20,803	SH		SOLE		0	0	20,803
INNOVATOR ETFS TR	US EQT PWR BUF	45782C870	1,212,636	37,095	SH		SOLE		0	0	37,095
INNOVATOR ETFS TR	US EQT ULTRA BF	45782C300	403,520	11,720	SH		SOLE		0	0	11,720
INNOVATOR ETFS TR	US EQTY PWR BF	45782C680	1,480,126	44,355	SH		SOLE		0	0	44,355
INNOVATOR ETFS TR	US EQTY PWR BUF	45782C417	298,356	9,138	SH		SOLE		0	0	9,138
INNOVATOR ETFS TR	US EQTY PWR BUF	45782C797	952,846	26,380	SH		SOLE		0	0	26,380
INNOVATOR ETFS TR	US EQTY PWR BUF	45782C656	609,176	17,524	SH		SOLE		0	0	17,524
INNOVATOR ETFS TR	US EQTY PWR BUF	45782C813	845,326	23,358	SH		SOLE		0	0	23,358
INNOVATOR ETFS TR	US EQTY PWR BUF	45782C508	416,343	11,180	SH		SOLE		0	0	11,180
INNOVATOR ETFS TR	US EQTY PWR BUF	45782C318	1,210,950	38,474	SH		SOLE		0	0	38,474
INNOVATOR ETFS TR	US EQTY PWR BUF	45782C383	1,950,516	54,759	SH		SOLE		0	0	54,759
INNOVATOR ETFS TR	US EQTY PWR BUF	45782C748	417,050	12,494	SH		SOLE		0	0	12,494
INNOVATOR ETFS TR	US EQTY PWR BUF	45782C540	1,026,921	29,257	SH		SOLE		0	0	29,257
INSIGHT ENTERPRISES INC	COM	45765U103	336,838	1,901	SH		SOLE		0	0	1,901
INTEL CORP	COM	458140100	617,493	12,288	SH		SOLE		0	0	12,288
INTERCONTINENTAL EXCHANGE IN	COM	45866F104	340,853	2,654	SH		SOLE		0	0	2,654
INTERNATIONAL BUSINESS MACHS	COM	459200101	611,675	3,740	SH		SOLE		0	0	3,740
INTUIT	COM	461202103	1,101,928	1,763	SH		SOLE		0	0	1,763
INTUITIVE SURGICAL INC	COM NEW	46120E602	279,334	828	SH		SOLE		0	0	828
INVESCO EXCH TRADED FD TR II	MSCI GBL TIMBR	46138E545	6,258,550	195,212	SH		SOLE		0	0	195,212
INVESCO EXCH TRADED FD TR II	S&P500 LOW VOL	46138E354	359,292	5,734	SH		SOLE		0	0	5,734
INVESCO EXCH TRD SLF IDX FD	BULSHS 2024 CB	46138J841	287,043	13,744	SH		SOLE		0	0	13,744
INVESCO EXCH TRD SLF IDX FD	BULSHS 2025 CB	46138J825	291,729	14,262	SH		SOLE		0	0	14,262
INVESCO EXCH TRD SLF IDX FD	BULSHS 2026 CB	46138J791	218,785	11,336	SH		SOLE		0	0	11,336
INVESCO EXCHANGE TRADED FD T	AEROSPACE DEFN	46137V100	287,729	3,122	SH		SOLE		0	0	3,122
INVESCO EXCHANGE TRADED FD T	DORSEY WRIGHT HE	46137V852	233,548	5,967	SH		SOLE		0	0	5,967
INVESCO EXCHANGE TRADED FD T	S&P MDCP QUALITY	46137V472	547,767	6,175	SH		SOLE		0	0	6,175
INVESCO EXCHANGE TRADED FD T	S&P SMCP VLU MNT	46137V480	8,549,938	157,835	SH		SOLE		0	0	157,835
INVESCO EXCHANGE TRADED FD T	S&P500 EQL WGT	46137V357	490,285	3,107	SH		SOLE		0	0	3,107
INVESCO QQQ TR	UNIT SER 1	46090E103	3,961,501	9,674	SH		SOLE		0	0	9,674
ISHARES GOLD TR	ISHARES NEW	464285204	362,940	9,299	SH		SOLE		0	0	9,299
ISHARES INC	CORE MSCI EMKT	46434G103	758,691	15,000	SH		SOLE		0	0	15,000
ISHARES INC	EM MKT SM-CP ETF	464286475	4,224,580	73,077	SH		SOLE		0	0	73,077
ISHARES INC	MSCI EMRG CHN	46434G764	46,240,780	834,520	SH		SOLE		293,703	0	540,817
ISHARES INC	MSCI GBL MIN VOL	464286525	560,160	5,582	SH		SOLE		0	0	5,582
ISHARES TR	0-3 MNTH TREASRY	46436E718	8,656,014	86,327	SH		SOLE		33,014	0	53,313
ISHARES TR	0-5 YR TIPS ETF	46429B747	8,906,083	90,335	SH		SOLE		0	0	90,335
ISHARES TR	3 7 YR TREAS BD	464288661	420,497	3,590	SH		SOLE		0	0	3,590
ISHARES TR	7-10 YR TRSY BD	464287440	243,578	2,527	SH		SOLE		0	0	2,527
ISHARES TR	AGGRES ALLOC ETF	464289859	590,792	8,556	SH		SOLE		0	0	8,556
ISHARES TR	BLACKROCK ULTRA	46434V878	1,557,030	30,918	SH		SOLE		0	0	30,918
ISHARES TR	CALIF MUN BD ETF	464288356	818,055	14,119	SH		SOLE		0	0	14,119
ISHARES TR	CORE 1 5 YR USD	46432F859	2,305,043	48,466	SH		SOLE		0	0	48,466
ISHARES TR	CORE DIV GRWTH	46434V621	2,977,068	55,315	SH		SOLE		0	0	55,315
ISHARES TR	CORE HIGH DV ETF	46429B663	1,030,630	10,105	SH		SOLE		0	0	10,105
ISHARES TR	CORE INTL AGGR	46435G672	1,353,932	27,187	SH		SOLE		0	0	27,187
ISHARES TR	CORE MSCI EAFE	46432F842	2,180,709	30,998	SH		SOLE		0	0	30,998
ISHARES TR	CORE MSCI INTL	46435G326	204,094	3,206	SH		SOLE		0	0	3,206
ISHARES TR	CORE MSCI TOTAL	46432F834	2,168,337	33,395	SH		SOLE		0	0	33,395
ISHARES TR	CORE S&P MCP ETF	464287507	55,979,851	201,984	SH		SOLE		0	0	201,984
ISHARES TR	CORE S&P SCP ETF	464287804	40,991,597	378,675	SH		SOLE		0	0	378,675
ISHARES TR	CORE S&P TTL STK	464287150	32,274,220	306,702	SH		SOLE		0	0	306,702
ISHARES TR	CORE S&P US GWT	464287671	4,417,821	42,438	SH		SOLE		0	0	42,438
ISHARES TR	CORE S&P US VLU	464287663	2,205,378	26,152	SH		SOLE		0	0	26,152
ISHARES TR	CORE S&P500 ETF	464287200	24,455,637	51,202	SH		SOLE		0	0	51,202
ISHARES TR	CORE TOTAL USD	46434V613	269,141	5,842	SH		SOLE		0	0	5,842
ISHARES TR	CORE US AGGBD ET	464287226	19,662,848	198,114	SH		SOLE		0	0	198,114
ISHARES TR	EAFE GRWTH ETF	464288885	4,228,611	43,661	SH		SOLE		0	0	43,661
ISHARES TR	ESG AWR MSCI USA	46435G425	909,237	8,666	SH		SOLE		0	0	8,666
ISHARES TR	ESG MSCI USA ETF	46436E767	248,437	6,239	SH		SOLE		0	0	6,239
ISHARES TR	EXPND TEC SC ETF	464287549	302,459	675	SH		SOLE		0	0	675
ISHARES TR	EXPONENTIAL TECH	46434V381	2,874,728	48,016	SH		SOLE		0	0	48,016
ISHARES TR	FLTG RATE NT ETF	46429B655	1,265,251	24,995	SH		SOLE		0	0	24,995
ISHARES TR	GL CLEAN ENE ETF	464288224	210,304	13,507	SH		SOLE		0	0	13,507
ISHARES TR	GLOBAL 100 ETF	464287572	701,701	8,715	SH		SOLE		0	0	8,715
ISHARES TR	GLOBAL REIT ETF	46434V647	119,067,026	4,924,195	SH		SOLE		1,641,877	0	3,282,318
ISHARES TR	GLOBAL TECH ETF	464287291	228,267	3,348	SH		SOLE		0	0	3,348
ISHARES TR	GRWT ALLOCAT ETF	464289867	541,559	10,182	SH		SOLE		0	0	10,182
ISHARES TR	HDG MSCI EAFE	46434V803	722,902	22,942	SH		SOLE		0	0	22,942
ISHARES TR	IBONDS 24 TRM TS	46436E874	1,281,759	53,720	SH		SOLE		0	0	53,720
ISHARES TR	IBONDS 25 TRM TS	46436E866	821,632	35,293	SH		SOLE		0	0	35,293
ISHARES TR	IBONDS 26 TRM TS	46436E858	242,537	10,612	SH		SOLE		0	0	10,612
ISHARES TR	IBONDS 27 ETF	46435UAA9	209,507	8,755	PRN		SOLE		0	0	8,755
ISHARES TR	IBONDS 27 TRM TS	46436E841	243,398	10,871	SH		SOLE		0	0	10,871
ISHARES TR	IBONDS DEC	46435U697	1,082,539	41,749	SH		SOLE		0	0	41,749
ISHARES TR	IBONDS DEC 25	46435U432	1,055,762	39,773	SH		SOLE		0	0	39,773
ISHARES TR	IBONDS DEC 26	46435U259	956,789	37,505	SH		SOLE		0	0	37,505
ISHARES TR	IBONDS DEC 27	46435U283	817,029	32,148	SH		SOLE		0	0	32,148
ISHARES TR	IBONDS DEC 28	46435U325	513,227	20,056	SH		SOLE		0	0	20,056
ISHARES TR	IBONDS DEC2026	46435GAA0	272,364	11,396	PRN		SOLE		0	0	11,396
ISHARES TR	IBONDS DEC24 ETF	46434VBG4	1,348,877	54,150	PRN		SOLE		0	0	54,150
ISHARES TR	IBONDS DEC25 ETF	46434VBD1	672,234	27,150	PRN		SOLE		0	0	27,150
ISHARES TR	IBOXX HI YD ETF	464288513	4,269,083	55,163	SH		SOLE		0	0	55,163
ISHARES TR	IBOXX INV CP ETF	464287242	65,808,903	594,695	SH		SOLE		382,576	0	212,119
ISHARES TR	INTL SEL DIV ETF	464288448	700,541	25,028	SH		SOLE		0	0	25,028
ISHARES TR	ISHARES BIOTECH	464287556	225,375	1,659	SH		SOLE		0	0	1,659
ISHARES TR	MSCI EAFE ETF	464287465	55,269,133	733,499	SH		SOLE		0	0	733,499
ISHARES TR	MSCI EMG MKT ETF	464287234	1,884,924	46,877	SH		SOLE		0	0	46,877
ISHARES TR	MSCI INTL VLU FT	46435G409	209,668	7,909	SH		SOLE		0	0	7,909
ISHARES TR	MSCI KLD400 SOC	464288570	747,521	8,210	SH		SOLE		0	0	8,210
ISHARES TR	MSCI USA MIN VOL	46429B697	16,558,860	212,211	SH		SOLE		0	0	212,211
ISHARES TR	MSCI USA MMENTM	46432F396	2,206,387	14,063	SH		SOLE		0	0	14,063
ISHARES TR	MSCI USA QLT FCT	46432F339	538,827	3,662	SH		SOLE		0	0	3,662
ISHARES TR	NATIONAL MUN ETF	464288414	5,193,701	47,908	SH		SOLE		0	0	47,908
ISHARES TR	NORTH AMERN NAT	464287374	567,547	13,938	SH		SOLE		0	0	13,938
ISHARES TR	PFD AND INCM SEC	464288687	517,771	16,601	SH		SOLE		0	0	16,601
ISHARES TR	RESIDENTIAL MULT	464288562	273,154	3,715	SH		SOLE		0	0	3,715
ISHARES TR	RUS 1000 ETF	464287622	461,505	1,760	SH		SOLE		0	0	1,760
ISHARES TR	RUS 1000 GRW ETF	464287614	3,659,517	12,071	SH		SOLE		0	0	12,071
ISHARES TR	RUS 1000 VAL ETF	464287598	3,572,545	21,619	SH		SOLE		0	0	21,619
ISHARES TR	RUS MD CP GR ETF	464287481	751,873	7,198	SH		SOLE		0	0	7,198
ISHARES TR	RUS MDCP VAL ETF	464287473	610,971	5,254	SH		SOLE		0	0	5,254
ISHARES TR	RUS MID CAP ETF	464287499	1,824,927	23,478	SH		SOLE		0	0	23,478
ISHARES TR	RUS TOP 200 ETF	464289446	2,080,176	18,074	SH		SOLE		0	0	18,074
ISHARES TR	RUS TP200 GR ETF	464289438	15,604,391	89,056	SH		SOLE		0	0	89,056
ISHARES TR	RUSSELL 2000 ETF	464287655	1,669,612	8,319	SH		SOLE		0	0	8,319
ISHARES TR	RUSSELL 3000 ETF	464287689	776,091	2,835	SH		SOLE		0	0	2,835
ISHARES TR	S&P 500 GRWT ETF	464287309	62,301,355	829,579	SH		SOLE		0	0	829,579
ISHARES TR	S&P 500 VAL ETF	464287408	61,469,442	353,496	SH		SOLE		0	0	353,496
ISHARES TR	S&P MC 400GR ETF	464287606	202,090	2,551	SH		SOLE		0	0	2,551
ISHARES TR	S&P MC 400VL ETF	464287705	1,499,512	13,149	SH		SOLE		0	0	13,149
ISHARES TR	S&P SML 600 GWT	464287887	222,374	1,777	SH		SOLE		0	0	1,777
ISHARES TR	SELECT DIVID ETF	464287168	25,332,953	216,115	SH		SOLE		0	0	216,115
ISHARES TR	SHRT NAT MUN ETF	464288158	3,482,564	33,032	SH		SOLE		0	0	33,032
ISHARES TR	SP SMCP600VL ETF	464287879	436,914	4,239	SH		SOLE		0	0	4,239
ISHARES TR	TIPS BD ETF	464287176	450,265	4,189	SH		SOLE		0	0	4,189
ISHARES TR	TRS FLT RT BD	46434V860	362,599	7,184	SH		SOLE		0	0	7,184
ISHARES TR	U.S. ENERGY ETF	464287796	201,651	4,571	SH		SOLE		0	0	4,571
ISHARES TR	U.S. FINLS ETF	464287788	273,795	3,206	SH		SOLE		0	0	3,206
ISHARES TR	U.S. TECH ETF	464287721	1,429,344	11,644	SH		SOLE		0	0	11,644
ISHARES TR	US HLTHCARE ETF	464287762	1,376,624	4,809	SH		SOLE		0	0	4,809
ISHARES TR	US INDUSTRIALS	464287754	337,591	2,952	SH		SOLE		0	0	2,952
ISHARES TR	US TREAS BD ETF	46429B267	1,871,049	81,209	SH		SOLE		0	0	81,209
ISHARES TR	USD INV GRDE ETF	464288620	107,767,918	2,102,378	SH		SOLE		0	0	2,102,378
J P MORGAN EXCHANGE TRADED F	EQUITY PREMIUM	46641Q332	1,402,502	25,509	SH		SOLE		0	0	25,509
J P MORGAN EXCHANGE TRADED F	NASDAQ EQT PREM	46654Q203	221,440	4,435	SH		SOLE		0	0	4,435
J P MORGAN EXCHANGE TRADED F	ULTRA SHRT INC	46641Q837	31,915,868	635,395	SH		SOLE		26,364	0	609,031
JANUS DETROIT STR TR	HENDERSON MTG	47103U852	292,500	6,367	SH		SOLE		0	0	6,367
JOHN HANCOCK EXCHANGE TRADED	MULTIFACTOR MI	47804J206	2,077,873	39,458	SH		SOLE		0	0	39,458
JOHNSON & JOHNSON	COM	478160104	3,924,953	25,041	SH		SOLE		0	0	25,041
JPMORGAN CHASE & CO	COM	46625H100	5,122,409	30,114	SH		SOLE		0	0	30,114
KEYCORP	COM	493267108	1,872,000	130,000	SH		SOLE		0	0	130,000
KIMBERLY-CLARK CORP	COM	494368103	417,873	3,439	SH		SOLE		0	0	3,439
KINDER MORGAN INC DEL	COM	49456B101	208,752	11,834	SH		SOLE		0	0	11,834
KLA CORP	COM NEW	482480100	374,055	643	SH		SOLE		0	0	643
KULICKE & SOFFA INDS INC	COM	501242101	300,960	5,500	SH		SOLE		0	0	5,500
KURA SUSHI USA INC	CL A COM	501270102	1,261,676	16,601	SH		SOLE		0	0	16,601
L3HARRIS TECHNOLOGIES INC	COM	502431109	902,507	4,285	SH		SOLE		0	0	4,285
LINDE PLC	SHS	G54950103	1,619,430	3,943	SH		SOLE		0	0	3,943
LITMAN GREGORY FDS TR	IMGP DBI MANAGED	53700T827	20,034,003	777,717	SH		SOLE		0	0	777,717
LOCKHEED MARTIN CORP	COM	539830109	1,576,048	3,477	SH		SOLE		0	0	3,477
LOWES COS INC	COM	548661107	2,462,593	11,065	SH		SOLE		0	0	11,065
LULULEMON ATHLETICA INC	COM	550021109	1,363,099	2,666	SH		SOLE		0	0	2,666
M & T BK CORP	COM	55261F104	272,926	1,991	SH		SOLE		0	0	1,991
MARATHON PETE CORP	COM	56585A102	411,520	2,774	SH		SOLE		0	0	2,774
MARRIOTT INTL INC NEW	CL A	571903202	454,871	2,017	SH		SOLE		0	0	2,017
MASTERCARD INCORPORATED	CL A	57636Q104	1,186,952	2,783	SH		SOLE		0	0	2,783
MAXCYTE INC	COM	57777K106	394,457	83,927	SH		SOLE		0	0	83,927
MCCORMICK & CO INC	COM NON VTG	579780206	269,917	3,945	SH		SOLE		0	0	3,945
MCDONALDS CORP	COM	580135101	4,349,265	14,668	SH		SOLE		0	0	14,668
MCKESSON CORP	COM	58155Q103	225,471	487	SH		SOLE		0	0	487
MEDTRONIC PLC	SHS	G5960L103	723,461	8,782	SH		SOLE		0	0	8,782
MERCK & CO INC	COM	58933Y105	2,468,459	22,642	SH		SOLE		0	0	22,642
META PLATFORMS INC	CL A	30303M102	2,202,339	6,222	SH		SOLE		0	0	6,222
MICROCHIP TECHNOLOGY INC.	COM	595017104	273,746	3,036	SH		SOLE		0	0	3,036
MICROSOFT CORP	COM	594918104	21,817,231	58,018	SH		SOLE		0	0	58,018
MONGODB INC	CL A	60937P106	887,613	2,171	SH		SOLE		0	0	2,171
MORGAN STANLEY	COM NEW	617446448	268,653	2,881	SH		SOLE		0	0	2,881
MOTOROLA SOLUTIONS INC	COM NEW	620076307	312,856	999	SH		SOLE		0	0	999
NETFLIX INC	COM	64110L106	986,419	2,026	SH		SOLE		0	0	2,026
NEXTERA ENERGY INC	COM	65339F101	2,146,734	35,343	SH		SOLE		0	0	35,343
NIKE INC	CL B	654106103	1,237,062	11,394	SH		SOLE		0	0	11,394
NORFOLK SOUTHN CORP	COM	655844108	1,308,360	5,535	SH		SOLE		0	0	5,535
NOVARTIS AG	SPONSORED ADR	66987V109	832,397	8,244	SH		SOLE		0	0	8,244
NOVO-NORDISK A S	ADR	670100205	543,837	5,257	SH		SOLE		0	0	5,257
NUSHARES ETF TR	NUVEEN ESG LRGCP	67092P201	204,450	2,943	SH		SOLE		0	0	2,943
NVIDIA CORPORATION	COM	67066G104	5,538,574	11,184	SH		SOLE		0	0	11,184
OKTA INC	CL A	679295105	587,268	6,487	SH		SOLE		0	0	6,487
OLD DOMINION FREIGHT LINE IN	COM	679580100	514,769	1,270	SH		SOLE		0	0	1,270
OPENDOOR TECHNOLOGIES INC	COM	683712103	783,937	174,986	SH		SOLE		0	0	174,986
ORACLE CORP	COM	68389X105	418,241	3,967	SH		SOLE		0	0	3,967
OREILLY AUTOMOTIVE INC	COM	67103H107	263,172	277	SH		SOLE		0	0	277
PACER FDS TR	TRENDP US LAR CP	69374H105	274,159	6,336	SH		SOLE		0	0	6,336
PACER FDS TR	US CASH COWS 100	69374H881	980,271	18,855	SH		SOLE		0	0	18,855
PAYCHEX INC	COM	704326107	1,125,232	9,447	SH		SOLE		0	0	9,447
PAYPAL HLDGS INC	COM	70450Y103	417,772	6,803	SH		SOLE		0	0	6,803
PEPSICO INC	COM	713448108	2,694,851	15,867	SH		SOLE		0	0	15,867
PFIZER INC	COM	717081103	1,317,965	45,779	SH		SOLE		0	0	45,779
PHILIP MORRIS INTL INC	COM	718172109	399,264	4,244	SH		SOLE		0	0	4,244
PHILLIPS 66	COM	718546104	834,655	6,269	SH		SOLE		0	0	6,269
PIMCO ETF TR	0-5 HIGH YIELD	72201R783	2,211,168	23,756	SH		SOLE		0	0	23,756
PIMCO ETF TR	ACTIVE BD ETF	72201R775	242,311	2,621	SH		SOLE		0	0	2,621
PIMCO ETF TR	ENHAN SHRT MA AC	72201R833	934,480	9,364	SH		SOLE		0	0	9,364
PIMCO ETF TR	INTER MUN BD ACT	72201R866	1,533,629	29,046	SH		SOLE		0	0	29,046
PNC FINL SVCS GROUP INC	COM	693475105	520,606	3,362	SH		SOLE		0	0	3,362
POWELL INDS INC	COM	739128106	755,997	8,552	SH		SOLE		0	0	8,552
PROCTER AND GAMBLE CO	COM	742718109	8,389,742	57,252	SH		SOLE		0	0	57,252
PROGRESSIVE CORP	COM	743315103	358,952	2,254	SH		SOLE		0	0	2,254
PROSHARES TR	S&P 500 DV ARIST	74348A467	522,921	5,493	SH		SOLE		0	0	5,493
PRUDENTIAL FINL INC	COM	744320102	299,826	2,891	SH		SOLE		0	0	2,891
QUALCOMM INC	COM	747525103	415,956	2,876	SH		SOLE		0	0	2,876
QUANTERIX CORP	COM	74766Q101	1,906,582	69,736	SH		SOLE		0	0	69,736
RAPID7 INC	COM	753422104	900,524	15,771	SH		SOLE		0	0	15,771
RTX CORPORATION	COM	75513E101	961,587	11,428	SH		SOLE		0	0	11,428
RYMAN HOSPITALITY PPTYS INC	COM	78377T107	220,120	2,000	SH		SOLE		0	0	2,000
SALESFORCE INC	COM	79466L302	576,277	2,190	SH		SOLE		0	0	2,190
SCHLUMBERGER LTD	COM STK	806857108	258,327	4,964	SH		SOLE		0	0	4,964
SCHWAB STRATEGIC TR	1 5YR CORP BD	808524714	1,206,597	24,940	SH		SOLE		0	0	24,940
SCHWAB STRATEGIC TR	5 10YR CORP BD	808524698	457,309	10,176	SH		SOLE		0	0	10,176
SCHWAB STRATEGIC TR	EMRG MKTEQ ETF	808524706	2,208,986	89,108	SH		SOLE		0	0	89,108
SCHWAB STRATEGIC TR	INTL EQTY ETF	808524805	5,088,008	137,663	SH		SOLE		0	0	137,663
SCHWAB STRATEGIC TR	INTL SCEQT ETF	808524888	6,842,638	196,120	SH		SOLE		0	0	196,120
SCHWAB STRATEGIC TR	INT-TRM U.S TRES	808524854	3,870,156	77,839	SH		SOLE		0	0	77,839
SCHWAB STRATEGIC TR	SCHWAB FDT US SC	808524763	364,027	6,577	SH		SOLE		0	0	6,577
SCHWAB STRATEGIC TR	SCHWB FDT INT LG	808524755	2,653,833	78,679	SH		SOLE		0	0	78,679
SCHWAB STRATEGIC TR	SHT TM US TRES	808524862	1,646,956	33,993	SH		SOLE		0	0	33,993
SCHWAB STRATEGIC TR	US AGGREGATE B	808524839	1,696,940	36,399	SH		SOLE		0	0	36,399
SCHWAB STRATEGIC TR	US BRD MKT ETF	808524102	5,271,435	94,691	SH		SOLE		0	0	94,691
SCHWAB STRATEGIC TR	US DIVIDEND EQ	808524797	58,435,495	767,575	SH		SOLE		0	0	767,575
SCHWAB STRATEGIC TR	US LCAP GR ETF	808524300	339,662	4,094	SH		SOLE		0	0	4,094
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	3,486,479	61,817	SH		SOLE		0	0	61,817
SCHWAB STRATEGIC TR	US MID-CAP ETF	808524508	4,901,042	65,070	SH		SOLE		0	0	65,070
SCHWAB STRATEGIC TR	US REIT ETF	808524847	1,258,319	60,759	SH		SOLE		0	0	60,759
SCHWAB STRATEGIC TR	US SML CAP ETF	808524607	5,924,076	125,404	SH		SOLE		0	0	125,404
SCHWAB STRATEGIC TR	US TIPS ETF	808524870	6,358,419	121,809	SH		SOLE		0	0	121,809
SELECT SECTOR SPDR TR	ENERGY	81369Y506	5,390,074	64,290	SH		SOLE		0	0	64,290
SELECT SECTOR SPDR TR	FINANCIAL	81369Y605	1,107,771	29,462	SH		SOLE		0	0	29,462
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	252,715	6,308	SH		SOLE		0	0	6,308
SELECT SECTOR SPDR TR	SBI CONS DISCR	81369Y407	1,639,136	9,167	SH		SOLE		0	0	9,167
SELECT SECTOR SPDR TR	SBI CONS STPLS	81369Y308	582,074	8,081	SH		SOLE		0	0	8,081
SELECT SECTOR SPDR TR	SBI HEALTHCARE	81369Y209	7,568,242	55,494	SH		SOLE		0	0	55,494
SELECT SECTOR SPDR TR	SBI INT-UTILS	81369Y886	864,605	13,652	SH		SOLE		0	0	13,652
SELECT SECTOR SPDR TR	TECHNOLOGY	81369Y803	3,851,754	20,011	SH		SOLE		0	0	20,011
SHERWIN WILLIAMS CO	COM	824348106	208,661	669	SH		SOLE		0	0	669
SHOPIFY INC	CL A	82509L107	622,655	7,993	SH		SOLE		0	0	7,993
SMUCKER J M CO	COM NEW	832696405	406,689	3,218	SH		SOLE		0	0	3,218
SOUTHERN CO	COM	842587107	792,987	11,309	SH		SOLE		0	0	11,309
SPDR DOW JONES INDL AVERAGE	UT SER 1	78467X109	268,331	712	SH		SOLE		0	0	712
SPDR GOLD TR	GOLD SHS	78463V107	1,081,640	5,658	SH		SOLE		0	0	5,658
SPDR INDEX SHS FDS	DJ GLB RL ES ETF	78463X749	4,118,536	94,224	SH		SOLE		0	0	94,224
SPDR INDEX SHS FDS	DJ INTL RL ETF	78463X863	573,527	21,016	SH		SOLE		0	0	21,016
SPDR INDEX SHS FDS	GLB NAT RESRCE	78463X541	5,268,753	93,005	SH		SOLE		0	0	93,005
SPDR INDEX SHS FDS	MSCI ACWI EXUS	78463X848	3,862,177	142,832	SH		SOLE		0	0	142,832
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	14,323,421	421,153	SH		SOLE		0	0	421,153
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	20,771,875	586,610	SH		SOLE		0	0	586,610
SPDR INDEX SHS FDS	S&P EMKTSC ETF	78463X756	448,138	7,937	SH		SOLE		0	0	7,937
SPDR INDEX SHS FDS	S&P INTL SMLCP	78463X871	1,224,570	38,557	SH		SOLE		0	0	38,557
SPDR S&P 500 ETF TR	TR UNIT	78462F103	4,490,893	9,448	SH		SOLE		0	0	9,448
SPDR S&P 500 ETF TR	TR UNIT	78462F103	2,281,488	4,800	SH	Put	SOLE		0	0	4,800
SPDR S&P MIDCAP 400 ETF TR	UTSER1 S&PDCRP	78467Y107	908,602	1,791	SH		SOLE		0	0	1,791
SPDR SER TR	BLOOMBERG 1 10 Y	78468R861	693,312	37,295	SH		SOLE		0	0	37,295
SPDR SER TR	BLOOMBERG 1-3 MO	78468R663	2,771,056	30,321	SH		SOLE		27,118	0	3,203
SPDR SER TR	BLOOMBERG 3-12 M	78468R523	557,154	5,621	SH		SOLE		0	0	5,621
SPDR SER TR	BLOOMBERG EMERGI	78464A391	3,421,298	161,078	SH		SOLE		0	0	161,078
SPDR SER TR	BLOOMBERG INVT	78468R200	55,556,284	1,816,158	SH		SOLE		178,250	0	1,637,908
SPDR SER TR	DJ REIT ETF	78464A607	1,036,033	10,869	SH		SOLE		0	0	10,869
SPDR SER TR	PORT MTG BK ETF	78464A383	1,048,833	47,523	SH		SOLE		0	0	47,523
SPDR SER TR	PORTFOLI S&P1500	78464A805	133,824,682	2,289,558	SH		SOLE		0	0	2,289,558
SPDR SER TR	PORTFOLIO CRPORT	78464A144	3,027,625	102,945	SH		SOLE		0	0	102,945
SPDR SER TR	PORTFOLIO LN COR	78464A367	279,723	11,758	SH		SOLE		0	0	11,758
SPDR SER TR	PORTFOLIO S&P400	78464A847	273,654,974	5,616,892	SH		SOLE		1,853,828	0	3,763,064
SPDR SER TR	PORTFOLIO S&P500	78464A854	5,817,257	104,065	SH		SOLE		0	0	104,065
SPDR SER TR	PORTFOLIO S&P600	78468R853	220,492,936	5,227,429	SH		SOLE		1,713,675	0	3,513,754
SPDR SER TR	PORTFOLIO SHORT	78464A474	167,285,329	5,617,372	SH		SOLE		1,586,524	0	4,030,848
SPDR SER TR	PRTFLO S&P500 GW	78464A409	318,808,795	4,900,227	SH		SOLE		503,064	0	4,397,163
SPDR SER TR	PRTFLO S&P500 VL	78464A508	342,966,442	7,355,060	SH		SOLE		1,050,941	0	6,304,119
SPDR SER TR	RUSSELL YIELD	78468R770	212,318	2,108	SH		SOLE		0	0	2,108
SPDR SER TR	S&P 600 SMCP VAL	78464A300	1,452,097	17,430	SH		SOLE		0	0	17,430
SPDR SER TR	S&P DIVID ETF	78464A763	1,905,676	15,249	SH		SOLE		0	0	15,249
SPDR SER TR	SPDR MSCI USA GE	78468R747	245,092	2,580	SH		SOLE		0	0	2,580
SPDR SER TR	SSGA US LRG ETF	78468R804	1,209,337	8,340	SH		SOLE		0	0	8,340
SSGA ACTIVE ETF TR	ULT SHT TRM BD	78467V707	538,144	13,327	SH		SOLE		0	0	13,327
SSGA ACTIVE TR	SPDR DBLELN EMRG	78470P309	435,295	10,379	SH		SOLE		0	0	10,379
STARBUCKS CORP	COM	855244109	1,042,426	10,857	SH		SOLE		0	0	10,857
STRYKER CORPORATION	COM	863667101	577,040	1,927	SH		SOLE		0	0	1,927
SUMMIT MATLS INC	CL A	86614U100	914,617	23,781	SH		SOLE		0	0	23,781
SUPER MICRO COMPUTER INC	COM	86800U104	2,017,677	7,098	SH		SOLE		0	0	7,098
TAIWAN SEMICONDUCTOR MFG LTD	SPONSORED ADS	874039100	549,346	5,282	SH		SOLE		0	0	5,282
TARGET CORP	COM	87612E106	992,969	6,972	SH		SOLE		0	0	6,972
TESLA INC	COM	88160R101	2,646,809	10,652	SH		SOLE		0	0	10,652
TEXAS INSTRS INC	COM	882508104	330,863	1,941	SH		SOLE		0	0	1,941
THERMO FISHER SCIENTIFIC INC	COM	883556102	317,943	599	SH		SOLE		0	0	599
TORONTO DOMINION BK ONT	COM NEW	891160509	1,221,447	18,902	SH		SOLE		0	0	18,902
TRACTOR SUPPLY CO	COM	892356106	306,923	1,427	SH		SOLE		0	0	1,427
TRANSCAT INC	COM	893529107	546,650	5,000	SH		SOLE		0	0	5,000
TRANSMEDICS GROUP INC	COM	89377M109	576,189	7,300	SH		SOLE		0	0	7,300
TRUIST FINL CORP	COM	89832Q109	478,668	12,965	SH		SOLE		0	0	12,965
TWILIO INC	CL A	90138F102	1,131,905	14,919	SH		SOLE		0	0	14,919
UBER TECHNOLOGIES INC	COM	90353T100	2,539,701	41,249	SH		SOLE		0	0	41,249
UNION PAC CORP	COM	907818108	2,584,885	10,524	SH		SOLE		0	0	10,524
UNITED PARCEL SERVICE INC	CL B	911312106	770,047	4,898	SH		SOLE		0	0	4,898
UNITED RENTALS INC	COM	911363109	438,666	765	SH		SOLE		0	0	765
UNITEDHEALTH GROUP INC	COM	91324P102	3,252,467	6,178	SH		SOLE		0	0	6,178
US BANCORP DEL	COM NEW	902973304	434,005	10,028	SH		SOLE		0	0	10,028
VALUE LINE INC	COM	920437100	268,125	5,500	SH		SOLE		0	0	5,500
VANECK ETF TRUST	HIGH YLD MUNIETF	92189H409	1,740,705	33,715	SH		SOLE		0	0	33,715
VANECK ETF TRUST	JP MRGAN EM LOC	92189H300	82,706,855	3,262,598	SH		SOLE		808,530	0	2,454,068
VANECK ETF TRUST	MRNGSTR WDE MOAT	92189F643	246,293	2,902	SH		SOLE		0	0	2,902
VANGUARD ADMIRAL FDS INC	500 GRTH IDX F	921932505	3,918,331	14,470	SH		SOLE		0	0	14,470
VANGUARD ADMIRAL FDS INC	500 VAL IDX FD	921932703	3,211,563	19,121	SH		SOLE		0	0	19,121
VANGUARD ADMIRAL FDS INC	MIDCP 400 IDX	921932885	890,554	9,477	SH		SOLE		0	0	9,477
VANGUARD ADMIRAL FDS INC	MIDCP 400 VAL	921932844	421,515	4,835	SH		SOLE		0	0	4,835
VANGUARD ADMIRAL FDS INC	SMLCP 600 VAL	921932778	342,761	3,873	SH		SOLE		0	0	3,873
VANGUARD ADMIRAL FDS INC	SMLLCP 600 IDX	921932828	1,664,569	16,782	SH		SOLE		0	0	16,782
VANGUARD BD INDEX FDS	INTERMED TERM	921937819	1,850,913	24,233	SH		SOLE		0	0	24,233
VANGUARD BD INDEX FDS	LONG TERM BOND	921937793	1,024,058	13,731	SH		SOLE		0	0	13,731
VANGUARD BD INDEX FDS	SHORT TRM BOND	921937827	74,108,820	962,202	SH		SOLE		0	0	962,202
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	1,996,298	27,142	SH		SOLE		0	0	27,142
VANGUARD BD INDEX FDS	VANGUARD ULTRA	92203C303	2,877,995	58,212	SH		SOLE		0	0	58,212
VANGUARD CHARLOTTE FDS	TOTAL INT BD ETF	92203J407	28,756,020	582,518	SH		SOLE		133,298	0	449,220
VANGUARD INDEX FDS	EXTEND MKT ETF	922908652	19,210,628	116,839	SH		SOLE		0	0	116,839
VANGUARD INDEX FDS	GROWTH ETF	922908736	2,308,768	7,427	SH		SOLE		0	0	7,427
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	206,806	948	SH		SOLE		0	0	948
VANGUARD INDEX FDS	MCAP GR IDXVIP	922908538	302,348	1,377	SH		SOLE		0	0	1,377
VANGUARD INDEX FDS	MCAP VL IDXVIP	922908512	279,324	1,926	SH		SOLE		0	0	1,926
VANGUARD INDEX FDS	MID CAP ETF	922908629	7,463,732	32,083	SH		SOLE		0	0	32,083
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	14,144,108	160,074	SH		SOLE		0	0	160,074
VANGUARD INDEX FDS	S&P 500 ETF SHS	922908363	250,348,201	573,141	SH		SOLE		405,495	0	167,646
VANGUARD INDEX FDS	SM CP VAL ETF	922908611	336,724	1,871	SH		SOLE		0	0	1,871
VANGUARD INDEX FDS	SMALL CP ETF	922908751	5,653,626	26,502	SH		SOLE		0	0	26,502
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	26,878,666	113,307	SH		SOLE		0	0	113,307
VANGUARD INDEX FDS	VALUE ETF	922908744	7,688,226	51,426	SH		SOLE		0	0	51,426
VANGUARD INTL EQUITY INDEX F	ALLWRLD EX US	922042775	29,154,506	519,318	SH		SOLE		0	0	519,318
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	163,651,977	3,981,800	SH		SOLE		1,089,740	0	2,892,060
VANGUARD INTL EQUITY INDEX F	FTSE SMCAP ETF	922042718	6,222,318	54,093	SH		SOLE		0	0	54,093
VANGUARD INTL EQUITY INDEX F	GLB EX US ETF	922042676	7,000,263	164,364	SH		SOLE		0	0	164,364
VANGUARD INTL EQUITY INDEX F	TT WRLD ST ETF	922042742	1,706,743	16,590	SH		SOLE		0	0	16,590
VANGUARD MALVERN FDS	STRM INFPROIDX	922020805	248,471,585	5,232,082	SH		SOLE		1,291,875	0	3,940,207
VANGUARD MUN BD FDS	TAX EXEMPT BD	922907746	7,111,524	139,305	SH		SOLE		0	0	139,305
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	56,683,961	955,562	SH		SOLE		191,495	0	764,067
VANGUARD SCOTTSDALE FDS	LONG TERM TREAS	92206C847	398,899	6,483	SH		SOLE		0	0	6,483
VANGUARD SCOTTSDALE FDS	MTG-BKD SECS ETF	92206C771	51,931,312	1,120,175	SH		SOLE		310,305	0	809,870
VANGUARD SCOTTSDALE FDS	SHORT TERM TREAS	92206C102	127,948,133	2,193,522	SH		SOLE		560,800	0	1,632,722
VANGUARD SCOTTSDALE FDS	SHRT TRM CORP BD	92206C409	8,586,459	110,979	SH		SOLE		0	0	110,979
VANGUARD SPECIALIZED FUNDS	DIV APP ETF	921908844	22,466,071	131,843	SH		SOLE		0	0	131,843
VANGUARD STAR FDS	VG TL INTL STK F	921909768	4,095,859	70,667	SH		SOLE		0	0	70,667
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	498,239,767	10,401,665	SH		SOLE		2,924,621	0	7,477,044
VANGUARD WHITEHALL FDS	HIGH DIV YLD	921946406	14,155,626	126,808	SH		SOLE		0	0	126,808
VANGUARD WHITEHALL FDS	INTL HIGH ETF	921946794	1,403,072	21,102	SH		SOLE		0	0	21,102
VANGUARD WORLD FD	ESG US STK ETF	921910733	1,304,055	15,331	SH		SOLE		0	0	15,331
VANGUARD WORLD FD	MEGA CAP INDEX	921910873	2,157,135	12,743	SH		SOLE		0	0	12,743
VANGUARD WORLD FD	MEGA CAP VAL ETF	921910840	267,410	2,445	SH		SOLE		0	0	2,445
VANGUARD WORLD FD	MEGA GRWTH IND	921910816	2,069,684	7,975	SH		SOLE		0	0	7,975
VANGUARD WORLD FDS	CONSUM STP ETF	92204A207	363,588	1,904	SH		SOLE		0	0	1,904
VANGUARD WORLD FDS	ENERGY ETF	92204A306	2,276,789	19,413	SH		SOLE		0	0	19,413
VANGUARD WORLD FDS	FINANCIALS ETF	92204A405	643,265	6,972	SH		SOLE		0	0	6,972
VANGUARD WORLD FDS	HEALTH CAR ETF	92204A504	1,975,455	7,880	SH		SOLE		0	0	7,880
VANGUARD WORLD FDS	INF TECH ETF	92204A702	1,774,639	3,667	SH		SOLE		0	0	3,667
VANGUARD WORLD FDS	MATERIALS ETF	92204A801	1,050,161	5,529	SH		SOLE		0	0	5,529
VANGUARD WORLD FDS	UTILITIES ETF	92204A876	667,472	4,870	SH		SOLE		0	0	4,870
VERIZON COMMUNICATIONS INC	COM	92343V104	1,147,329	30,433	SH		SOLE		0	0	30,433
VICTORY PORTFOLIOS II	SHORT TRM BD ETF	92647N535	1,379,863	27,825	SH		SOLE		0	0	27,825
VISA INC	COM CL A	92826C839	1,321,403	5,075	SH		SOLE		0	0	5,075
WALMART INC	COM	931142103	2,367,993	15,021	SH		SOLE		0	0	15,021
WASTE MGMT INC DEL	COM	94106L109	934,634	5,219	SH		SOLE		0	0	5,219
WEC ENERGY GROUP INC	COM	92939U106	775,867	9,218	SH		SOLE		0	0	9,218
WELLS FARGO CO NEW	COM	949746101	400,011	8,127	SH		SOLE		0	0	8,127
WISDOMTREE TR	EM EX ST-OWNED	97717X578	68,677,943	2,378,045	SH		SOLE		861,748	0	1,516,297
WISDOMTREE TR	EM LCL DEBT FD	97717X867	229,163	8,164	SH		SOLE		0	0	8,164
WISDOMTREE TR	EMER MKT HIGH FD	97717W315	3,284,124	80,731	SH		SOLE		0	0	80,731
WISDOMTREE TR	INTL EQUITY FD	97717W703	6,455,125	122,931	SH		SOLE		0	0	122,931
WISDOMTREE TR	TARGET RANGE FD	97717Y675	61,519,348	2,678,248	SH		SOLE		0	0	2,678,248
WISDOMTREE TR	US QTLY DIV GRT	97717X669	3,754,709	53,425	SH		SOLE		0	0	53,425
WISDOMTREE TR	US SMALLCAP DIVD	97717W604	5,143,037	159,871	SH		SOLE		0	0	159,871
WORLD GOLD TR	SPDR GLD MINIS	98149E303	463,510	11,330	SH		SOLE		0	0	11,330
ZEBRA TECHNOLOGIES CORPORATI	CL A	989207105	218,664	800	SH		SOLE		0	0	800
ZOETIS INC	CL A	98978V103	234,673	1,189	SH		SOLE		0	0	1,189