Valmark Advisers 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
Estimated average burden
hours per response:		23.8

COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
3M CO	COM	88579Y101	719,458	5,263	SH		SOLE		0	0	5,263
ABBOTT LABS	COM	002824100	1,795,950	15,753	SH		SOLE		0	0	15,753
ABBVIE INC	COM	00287Y109	1,477,655	7,483	SH		SOLE		0	0	7,483
ACCENTURE PLC IRELAND	SHS CLASS A	G1151C101	5,150,305	14,570	SH		SOLE		0	0	14,570
ADOBE INC	COM	00724F101	1,151,543	2,224	SH		SOLE		0	0	2,224
ADVANCED MICRO DEVICES INC	COM	007903107	1,585,177	9,661	SH		SOLE		0	0	9,661
AFLAC INC	COM	001055102	2,393,162	21,406	SH		SOLE		0	0	21,406
AIR PRODS & CHEMS INC	COM	009158106	890,540	2,991	SH		SOLE		0	0	2,991
ALIGN TECHNOLOGY INC	COM	016255101	495,924	1,950	SH		SOLE		0	0	1,950
ALLSTATE CORP	COM	020002101	243,700	1,285	SH		SOLE		0	0	1,285
ALPHABET INC	CAP STK CL A	02079K305	3,482,886	21,000	SH		SOLE		0	0	21,000
ALPHABET INC	CAP STK CL C	02079K107	5,224,632	31,250	SH		SOLE		0	0	31,250
ALTRIA GROUP INC	COM	02209S103	208,345	4,082	SH		SOLE		0	0	4,082
AMAZON COM INC	COM	023135106	11,491,903	61,675	SH		SOLE		0	0	61,675
AMERICA MOVIL SAB DE CV	SPON ADS RP CL B	02390A101	210,062	12,840	SH		SOLE		0	0	12,840
AMERICAN CENTY ETF TR	AVANTIS EMGMKT	025072604	1,322,556	20,473	SH		SOLE		0	0	20,473
AMERICAN CENTY ETF TR	US LARGE CAP VLU	025072349	272,536	4,140	SH		SOLE		0	0	4,140
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	375,836	3,917	SH		SOLE		0	0	3,917
AMERICAN EXPRESS CO	COM	025816109	342,797	1,264	SH		SOLE		0	0	1,264
AMERICAN TOWER CORP NEW	COM	03027X100	248,374	1,068	SH		SOLE		0	0	1,068
AMERIPRISE FINL INC	COM	03076C106	402,157	856	SH		SOLE		0	0	856
AMGEN INC	COM	031162100	2,738,130	8,498	SH		SOLE		0	0	8,498
ANALOG DEVICES INC	COM	032654105	1,740,546	7,562	SH		SOLE		0	0	7,562
APPLE INC	COM	037833100	45,941,982	197,176	SH		SOLE		0	0	197,176
APPLIED MATLS INC	COM	038222105	363,424	1,799	SH		SOLE		0	0	1,799
ASML HOLDING N V	N Y REGISTRY SHS	N07059210	469,120	563	SH		SOLE		0	0	563
AT&T INC	COM	00206R102	463,918	21,087	SH		SOLE		0	0	21,087
AUTOMATIC DATA PROCESSING IN	COM	053015103	3,371,046	12,182	SH		SOLE		0	0	12,182
BANK AMERICA CORP	COM	060505104	929,785	23,432	SH		SOLE		0	0	23,432
BANK NEW YORK MELLON CORP	COM	064058100	908,095	12,637	SH		SOLE		0	0	12,637
BECTON DICKINSON & CO	COM	075887109	699,190	2,900	SH		SOLE		0	0	2,900
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	24,198,630	52,576	SH		SOLE		0	0	52,576
BJS WHSL CLUB HLDGS INC	COM	05550J101	2,800,443	33,953	SH		SOLE		0	0	33,953
BLACKROCK ETF TRUST	US EQT FACTOR	09290C103	1,217,431	24,609	SH		SOLE		0	0	24,609
BLACKROCK ETF TRUST II	FLEXIBLE INCOME	092528603	1,151,894	21,519	SH		SOLE		0	0	21,519
BLACKROCK INC	COM	09247X101	1,449,902	1,527	SH		SOLE		0	0	1,527
BLACKSTONE INC	COM	09260D107	606,141	3,958	SH		SOLE		0	0	3,958
BOEING CO	COM	097023105	477,254	3,139	SH		SOLE		0	0	3,139
BOOKING HOLDINGS INC	COM	09857L108	227,454	54	SH		SOLE		0	0	54
BRISTOL-MYERS SQUIBB CO	COM	110122108	218,498	4,223	SH		SOLE		0	0	4,223
BROADCOM INC	COM	11135F101	1,193,403	6,918	SH		SOLE		0	0	6,918
CANADIAN NATL RY CO	COM	136375102	716,255	6,114	SH		SOLE		0	0	6,114
CAPITAL GROUP CORE BALANCED	SHS	14021D107	716,386	23,072	SH		SOLE		0	0	23,072
CAPITAL GROUP CORE EQUITY ET	SHS CREATION UNI	14020V108	7,964,291	232,331	SH		SOLE		0	0	232,331
CAPITAL GROUP DIVIDEND GROWE	SHS ETF	14021L109	12,637,118	411,365	SH		SOLE		0	0	411,365
CAPITAL GROUP DIVIDEND VALUE	SHS CREATION UNI	14020W106	25,135,233	689,770	SH		SOLE		0	0	689,770
CAPITAL GROUP GBL GROWTH EQT	SHS CREATION UNI	14020X104	8,062,861	267,425	SH		SOLE		0	0	267,425
CAPITAL GROUP GROWTH ETF	SHS CREATION UNI	14020G101	12,093,819	347,623	SH		SOLE		0	0	347,623
CAPITAL GROUP INTL FOCUS EQT	SHS CREATION UNI	14019W109	3,162,388	117,256	SH		SOLE		0	0	117,256
CAPITAL GRP FIXED INCM ETF T	CORE BOND ETF	14020Y508	21,676,777	804,333	SH		SOLE		0	0	804,333
CAPITAL GRP FIXED INCM ETF T	CORE PLUS INCM	14020Y102	2,053,156	88,804	SH		SOLE		0	0	88,804
CAPITAL GRP FIXED INCM ETF T	US MULTI-SECTOR	14020Y300	9,285,786	333,541	SH		SOLE		0	0	333,541
CARRIER GLOBAL CORPORATION	COM	14448C104	313,743	3,898	SH		SOLE		0	0	3,898
CASELLA WASTE SYS INC	CL A	147448104	1,420,120	14,274	SH		SOLE		0	0	14,274
CASEYS GEN STORES INC	COM	147528103	1,555,815	4,141	SH		SOLE		0	0	4,141
CATERPILLAR INC	COM	149123101	1,279,763	3,272	SH		SOLE		0	0	3,272
CELESTICA INC	COM	15101Q207	1,021,224	19,977	SH		SOLE		0	0	19,977
CHARLES RIV LABS INTL INC	COM	159864107	590,910	3,000	SH		SOLE		0	0	3,000
CHEVRON CORP NEW	COM	166764100	2,501,188	16,984	SH		SOLE		0	0	16,984
CHIPOTLE MEXICAN GRILL INC	COM	169656105	750,846	13,031	SH		SOLE		0	0	13,031
CHUBB LIMITED	COM	H1467J104	1,874,535	6,500	SH		SOLE		0	0	6,500
CHURCH & DWIGHT CO INC	COM	171340102	522,762	4,992	SH		SOLE		0	0	4,992
CINCINNATI FINL CORP	COM	172062101	1,182,202	8,685	SH		SOLE		0	0	8,685
CISCO SYS INC	COM	17275R102	2,240,056	42,090	SH		SOLE		0	0	42,090
CLOROX CO DEL	COM	189054109	576,376	3,538	SH		SOLE		0	0	3,538
CME GROUP INC	COM	12572Q105	335,167	1,519	SH		SOLE		0	0	1,519
COCA COLA CO	COM	191216100	2,825,968	39,326	SH		SOLE		0	0	39,326
COLGATE PALMOLIVE CO	COM	194162103	1,072,755	10,334	SH		SOLE		0	0	10,334
COMCAST CORP NEW	CL A	20030N101	666,146	15,948	SH		SOLE		0	0	15,948
CONOCOPHILLIPS	COM	20825C104	556,797	5,289	SH		SOLE		0	0	5,289
CONSOLIDATED EDISON INC	COM	209115104	270,946	2,602	SH		SOLE		0	0	2,602
CORNING INC	COM	219350105	341,870	7,572	SH		SOLE		0	0	7,572
CORTEVA INC	COM	22052L104	310,027	5,273	SH		SOLE		0	0	5,273
COSTCO WHSL CORP NEW	COM	22160K105	2,304,040	2,599	SH		SOLE		0	0	2,599
CROCS INC	COM	227046109	942,568	6,509	SH		SOLE		0	0	6,509
CROWDSTRIKE HLDGS INC	CL A	22788C105	261,959	934	SH		SOLE		0	0	934
CSX CORP	COM	126408103	1,127,957	32,666	SH		SOLE		0	0	32,666
CUMMINS INC	COM	231021106	228,596	706	SH		SOLE		0	0	706
CVS HEALTH CORP	COM	126650100	300,258	4,775	SH		SOLE		0	0	4,775
DANAHER CORPORATION	COM	235851102	806,258	2,900	SH		SOLE		0	0	2,900
DBX ETF TR	XTRACK MSCI EAFE	233051630	7,052,333	262,266	SH		SOLE		0	0	262,266
DBX ETF TR	XTRACK USD HIGH	233051432	158,667,828	4,297,612	SH		SOLE		1,038,421	0	3,259,191
DBX ETF TR	XTRACKERS LOW	233051267	341,227	7,208	SH		SOLE		0	0	7,208
DECKERS OUTDOOR CORP	COM	243537107	530,012	3,324	SH		SOLE		0	0	3,324
DEERE & CO	COM	244199105	1,083,405	2,596	SH		SOLE		0	0	2,596
DEVON ENERGY CORP NEW	COM	25179M103	210,309	5,376	SH		SOLE		0	0	5,376
DIAGEO PLC	SPON ADR NEW	25243Q205	227,912	1,624	SH		SOLE		0	0	1,624
DIMENSIONAL ETF TRUST	US SMALL CAP ETF	25434V500	1,140,952	17,591	SH		SOLE		0	0	17,591
DIMENSIONAL ETF TRUST	US TARGETED VLU	25434V609	371,116	6,671	SH		SOLE		0	0	6,671
DISCOVER FINL SVCS	COM	254709108	240,738	1,716	SH		SOLE		0	0	1,716
DISNEY WALT CO	COM	254687106	1,003,709	10,435	SH		SOLE		0	0	10,435
DOMINION ENERGY INC	COM	25746U109	546,173	9,451	SH		SOLE		0	0	9,451
DOVER CORP	COM	260003108	797,830	4,161	SH		SOLE		0	0	4,161
DOW INC	COM	260557103	270,927	4,959	SH		SOLE		0	0	4,959
DUKE ENERGY CORP NEW	COM NEW	26441C204	1,126,411	9,769	SH		SOLE		0	0	9,769
DUPONT DE NEMOURS INC	COM	26614N102	226,972	2,547	SH		SOLE		0	0	2,547
E L F BEAUTY INC	COM	26856L103	775,748	7,115	SH		SOLE		0	0	7,115
EATON CORP PLC	SHS	G29183103	1,909,135	5,760	SH		SOLE		0	0	5,760
ECOLAB INC	COM	278865100	271,416	1,063	SH		SOLE		0	0	1,063
EDWARDS LIFESCIENCES CORP	COM	28176E108	349,549	5,297	SH		SOLE		0	0	5,297
ELEVANCE HEALTH INC	COM	036752103	888,548	1,709	SH		SOLE		0	0	1,709
ELI LILLY & CO	COM	532457108	5,297,674	5,980	SH		SOLE		0	0	5,980
EMERSON ELEC CO	COM	291011104	1,006,641	9,204	SH		SOLE		0	0	9,204
ENTERPRISE PRODS PARTNERS L	COM	293792107	252,255	8,666	SH		SOLE		0	0	8,666
EOG RES INC	COM	26875P101	376,272	3,061	SH		SOLE		0	0	3,061
ESCO TECHNOLOGIES INC	COM	296315104	858,491	6,656	SH		SOLE		0	0	6,656
ETFS GOLD TR	PHYSCL GOLD SHS	00326A104	232,704	9,260	SH		SOLE		0	0	9,260
EVERSOURCE ENERGY	COM	30040W108	599,793	8,814	SH		SOLE		0	0	8,814
EXXON MOBIL CORP	COM	30231G102	6,329,461	53,996	SH		SOLE		0	0	53,996
FACTSET RESH SYS INC	COM	303075105	883,372	1,921	SH		SOLE		0	0	1,921
FASTENAL CO	COM	311900104	206,080	2,885	SH		SOLE		0	0	2,885
FEDERAL AGRIC MTG CORP	CL C	313148306	1,591,111	8,490	SH		SOLE		0	0	8,490
FEDEX CORP	COM	31428X106	598,812	2,188	SH		SOLE		0	0	2,188
FIDELITY COVINGTON TRUST	HIGH DIVID ETF	316092840	3,758,365	74,203	SH		SOLE		0	0	74,203
FIDELITY COVINGTON TRUST	MSCI ENERGY IDX	316092402	573,537	23,818	SH		SOLE		0	0	23,818
FIDELITY COVINGTON TRUST	MSCI HLTH CARE I	316092600	3,450,876	47,402	SH		SOLE		0	0	47,402
FIDELITY COVINGTON TRUST	MSCI INFO TECH I	316092808	681,597	3,906	SH		SOLE		0	0	3,906
FIDELITY COVINGTON TRUST	MSCI UTILS INDEX	316092865	4,468,806	86,237	SH		SOLE		0	0	86,237
FIDELITY COVINGTON TRUST	QLTY FCTOR ETF	316092790	411,466	6,340	SH		SOLE		0	0	6,340
FIDELITY COVINGTON TRUST	VLU FACTOR ETF	316092782	1,606,297	26,507	SH		SOLE		0	0	26,507
FIDELITY MERRIMACK STR TR	CORP BOND ETF	316188101	1,890,670	39,120	SH		SOLE		0	0	39,120
FIDELITY MERRIMACK STR TR	TOTAL BD ETF	316188309	7,749,454	165,799	SH		SOLE		0	0	165,799
FIFTH THIRD BANCORP	COM	316773100	693,066	16,178	SH		SOLE		0	0	16,178
FIRST TR EXCH TRADED FD III	PFD SECS INC ETF	33739E108	4,824,265	266,534	SH		SOLE		0	0	266,534
FIRST TR EXCHANGE TRAD FD VI	FST TR GLB FD	33739H101	10,632,996	448,839	SH		SOLE		0	0	448,839
FIRST TR EXCHANGE TRADED FD	CLOUD COMPUTING	33734X192	319,869	3,128	SH		SOLE		0	0	3,128
FIRST TR EXCHANGE TRADED FD	NASDAQ CYB ETF	33734X846	329,652	5,566	SH		SOLE		0	0	5,566
FIRST TR EXCHANGE-TRADED FD	CAP STRENGTH ETF	33733E104	15,313,991	168,656	SH		SOLE		0	0	168,656
FIRST TR EXCHANGE-TRADED FD	DORSEY WRT 5 ETF	33738R605	4,830,922	82,906	SH		SOLE		0	0	82,906
FIRST TR EXCHANGE-TRADED FD	FIRST TR ENH NEW	33739Q408	1,245,235	20,799	SH		SOLE		0	0	20,799
FIRST TR EXCHANGE-TRADED FD	MANAGD MUN ETF	33739N108	422,404	8,129	SH		SOLE		0	0	8,129
FIRST TR EXCHANGE-TRADED FD	RISNG DIVD ACHIV	33738R506	16,036,587	270,843	SH		SOLE		0	0	270,843
FIRST TR EXCHANGE-TRADED FD	SENIOR LN FD	33738D309	1,047,058	22,817	SH		SOLE		0	0	22,817
FIRST TR EXCHNG TRADED FD VI	FT VEST INT EQ M	33740U828	832,702	36,490	SH		SOLE		0	0	36,490
FIRST TR EXCHNG TRADED FD VI	FT VEST U.S.	33740F854	1,941,748	49,623	SH		SOLE		0	0	49,623
FIRST TR EXCHNG TRADED FD VI	FT VEST US EQT	33740F862	2,497,310	54,586	SH		SOLE		0	0	54,586
FIRST TR LRG CP VL ALPHADEX	COM SHS	33735J101	327,836	4,143	SH		SOLE		0	0	4,143
FIRST TR LRGE CP CORE ALPHA	COM SHS	33734K109	326,882	3,138	SH		SOLE		0	0	3,138
FIRST TR NAS100 EQ WEIGHTED	SHS	337344105	261,621	2,085	SH		SOLE		0	0	2,085
FIRST TR VALUE LINE DIVID IN	SHS	33734H106	4,176,700	91,816	SH		SOLE		0	0	91,816
FISERV INC	COM	337738108	538,052	2,995	SH		SOLE		0	0	2,995
FLEXSHARES TR	IBOXX 3R TARGT	33939L506	12,130,455	504,385	SH		SOLE		0	0	504,385
FLEXSHARES TR	MORNSTAR UPSTR	33939L407	130,555,494	3,164,982	SH		SOLE		1,061,040	0	2,103,942
FORD MTR CO	COM	345370860	150,258	14,229	SH		SOLE		0	0	14,229
FRANKLIN TEMPLETON ETF TR	HIGH YIELD CORP	35473P629	651,337	26,645	SH		SOLE		0	0	26,645
FRANKLIN TEMPLETON ETF TR	US TREASURY BOND	35473P488	756,265	35,910	SH		SOLE		0	0	35,910
GE AEROSPACE	COM NEW	369604301	1,759,198	9,329	SH		SOLE		0	0	9,329
GE HEALTHCARE TECHNOLOGIES I	COMMON STOCK	36266G107	221,502	2,360	SH		SOLE		0	0	2,360
GE VERNOVA INC	COM	36828A101	597,418	2,343	SH		SOLE		0	0	2,343
GENERAL DYNAMICS CORP	COM	369550108	2,197,296	7,271	SH		SOLE		0	0	7,271
GENERAL MLS INC	COM	370334104	525,343	7,114	SH		SOLE		0	0	7,114
GENUINE PARTS CO	COM	372460105	631,493	4,521	SH		SOLE		0	0	4,521
GILEAD SCIENCES INC	COM	375558103	298,051	3,555	SH		SOLE		0	0	3,555
GLOBAL X FDS	ARTIFICIAL ETF	37954Y632	286,952	7,720	SH		SOLE		0	0	7,720
GLOBAL X FDS	RBTCS ARTFL INTE	37954Y715	222,305	6,915	SH		SOLE		0	0	6,915
GLOBAL X FDS	US INFR DEV ETF	37954Y673	440,599	10,705	SH		SOLE		0	0	10,705
GMS INC	COM	36251C103	2,717,100	30,000	SH		SOLE		0	0	30,000
GOLDMAN SACHS ETF TR	ACCES TREASURY	381430529	239,192	2,385	SH		SOLE		0	0	2,385
HOME DEPOT INC	COM	437076102	4,678,443	11,546	SH		SOLE		0	0	11,546
HONEST CO INC	COM	438333106	572,200	160,280	SH		SOLE		0	0	160,280
HONEYWELL INTL INC	COM	438516106	950,039	4,596	SH		SOLE		0	0	4,596
HUNTINGTON BANCSHARES INC	COM	446150104	671,099	45,653	SH		SOLE		0	0	45,653
IDEXX LABS INC	COM	45168D104	1,005,893	1,991	SH		SOLE		0	0	1,991
ILLINOIS TOOL WKS INC	COM	452308109	2,409,210	9,193	SH		SOLE		0	0	9,193
INNOVATOR ETFS TRUST	INTRNL DEV APRL	45782C367	512,406	18,033	SH		SOLE		0	0	18,033
INNOVATOR ETFS TRUST	US EQT PWR BUF	45782C870	1,699,639	47,291	SH		SOLE		0	0	47,291
INNOVATOR ETFS TRUST	US EQT ULTRA BF	45782C300	445,946	11,720	SH		SOLE		0	0	11,720
INNOVATOR ETFS TRUST	US EQTY BUFR JUN	45782C755	203,500	5,000	SH		SOLE		0	0	5,000
INNOVATOR ETFS TRUST	US EQTY PWR BF	45782C680	1,844,350	48,715	SH		SOLE		0	0	48,715
INNOVATOR ETFS TRUST	US EQTY PWR BUF	45782C813	824,576	20,370	SH		SOLE		0	0	20,370
INNOVATOR ETFS TRUST	US EQTY PWR BUF	45782C656	786,205	20,405	SH		SOLE		0	0	20,405
INNOVATOR ETFS TRUST	US EQTY PWR BUF	45782C417	459,690	12,755	SH		SOLE		0	0	12,755
INNOVATOR ETFS TRUST	US EQTY PWR BUF	45782C508	913,998	22,120	SH		SOLE		0	0	22,120
INNOVATOR ETFS TRUST	US EQTY PWR BUF	45782C797	1,027,501	26,380	SH		SOLE		0	0	26,380
INNOVATOR ETFS TRUST	US EQTY PWR BUF	45782C748	777,233	21,077	SH		SOLE		0	0	21,077
INNOVATOR ETFS TRUST	US EQTY PWR BUF	45782C540	1,102,907	28,789	SH		SOLE		0	0	28,789
INNOVATOR ETFS TRUST	US EQTY PWR BUF	45782C383	2,145,287	54,657	SH		SOLE		0	0	54,657
INNOVATOR ETFS TRUST	US EQTY PWR BUF	45782C318	1,326,749	37,645	SH		SOLE		0	0	37,645
INSIGHT ENTERPRISES INC	COM	45765U103	409,456	1,901	SH		SOLE		0	0	1,901
INTEL CORP	COM	458140100	242,045	10,317	SH		SOLE		0	0	10,317
INTERCONTINENTAL EXCHANGE IN	COM	45866F104	444,652	2,768	SH		SOLE		0	0	2,768
INTERNATIONAL BUSINESS MACHS	COM	459200101	1,028,262	4,651	SH		SOLE		0	0	4,651
INTUIT	COM	461202103	1,136,432	1,830	SH		SOLE		0	0	1,830
INTUITIVE SURGICAL INC	COM NEW	46120E602	459,337	935	SH		SOLE		0	0	935
INVESCO EXCH TRADED FD TR II	MSCI GBL TIMBR	46138E545	7,344,366	205,337	SH		SOLE		0	0	205,337
INVESCO EXCH TRADED FD TR II	S&P500 LOW VOL	46138E354	411,887	5,742	SH		SOLE		0	0	5,742
INVESCO EXCH TRD SLF IDX FD	BULSHS 2024 CB	46138J841	316,441	14,983	SH		SOLE		0	0	14,983
INVESCO EXCH TRD SLF IDX FD	BULSHS 2025 CB	46138J825	315,140	15,261	SH		SOLE		0	0	15,261
INVESCO EXCH TRD SLF IDX FD	BULSHS 2026 CB	46138J791	314,564	16,082	SH		SOLE		0	0	16,082
INVESCO EXCHANGE TRADED FD T	AEROSPACE DEFN	46137V100	374,345	3,256	SH		SOLE		0	0	3,256
INVESCO EXCHANGE TRADED FD T	DORSEY WRIGHT HE	46137V852	298,044	6,414	SH		SOLE		0	0	6,414
INVESCO EXCHANGE TRADED FD T	S&P 500 GARP ETF	46137V431	278,946	2,665	SH		SOLE		0	0	2,665
INVESCO EXCHANGE TRADED FD T	S&P MDCP QUALITY	46137V472	2,532,581	24,689	SH		SOLE		0	0	24,689
INVESCO EXCHANGE TRADED FD T	S&P SMCP VLU MNT	46137V480	13,734,251	249,759	SH		SOLE		0	0	249,759
INVESCO EXCHANGE TRADED FD T	S&P500 EQL WGT	46137V357	1,820,834	10,163	SH		SOLE		0	0	10,163
INVESCO EXCHANGE TRADED FD T	S&P500 PUR VAL	46137V258	345,585	3,886	SH		SOLE		0	0	3,886
INVESCO QQQ TR	UNIT SER 1	46090E103	5,306,744	10,873	SH		SOLE		0	0	10,873
ISHARES GOLD TR	ISHARES NEW	464285204	653,804	13,155	SH		SOLE		0	0	13,155
ISHARES INC	CORE MSCI EMKT	46434G103	1,558,020	27,138	SH		SOLE		0	0	27,138
ISHARES INC	EM MKT SM-CP ETF	464286475	3,948,122	61,893	SH		SOLE		0	0	61,893
ISHARES INC	MSCI EMRG CHN	46434G764	96,911,189	1,585,848	SH		SOLE		582,280	0	1,003,568
ISHARES INC	MSCI GBL MIN VOL	464286525	1,869,390	16,322	SH		SOLE		0	0	16,322
ISHARES TR	0-3 MNTH TREASRY	46436E718	8,848,260	87,850	SH		SOLE		0	0	87,850
ISHARES TR	0-5 YR TIPS ETF	46429B747	8,679,479	85,664	SH		SOLE		0	0	85,664
ISHARES TR	0-5YR HI YL CP	46434V407	564,330	12,997	SH		SOLE		0	0	12,997
ISHARES TR	10+ YR INVST GRD	464289511	1,263,652	23,580	SH		SOLE		0	0	23,580
ISHARES TR	20 YR TR BD ETF	464287432	371,210	3,784	SH		SOLE		0	0	3,784
ISHARES TR	3 7 YR TREAS BD	464288661	422,564	3,533	SH		SOLE		0	0	3,533
ISHARES TR	7-10 YR TRSY BD	464287440	266,494	2,716	SH		SOLE		0	0	2,716
ISHARES TR	AGGRES ALLOC ETF	464289859	749,172	9,494	SH		SOLE		0	0	9,494
ISHARES TR	BLACKROCK ULTRA	46434V878	1,425,591	28,096	SH		SOLE		0	0	28,096
ISHARES TR	CALIF MUN BD ETF	464288356	917,964	15,797	SH		SOLE		0	0	15,797
ISHARES TR	CORE 1 5 YR USD	46432F859	2,284,698	46,933	SH		SOLE		0	0	46,933
ISHARES TR	CORE DIV GRWTH	46434V621	5,210,876	83,121	SH		SOLE		0	0	83,121
ISHARES TR	CORE HIGH DV ETF	46429B663	1,327,590	11,287	SH		SOLE		0	0	11,287
ISHARES TR	CORE INTL AGGR	46435G672	1,583,951	30,566	SH		SOLE		0	0	30,566
ISHARES TR	CORE MSCI EAFE	46432F842	3,940,823	50,491	SH		SOLE		0	0	50,491
ISHARES TR	CORE MSCI TOTAL	46432F834	2,281,962	31,419	SH		SOLE		0	0	31,419
ISHARES TR	CORE S&P MCP ETF	464287507	59,153,830	949,195	SH		SOLE		0	0	949,195
ISHARES TR	CORE S&P SCP ETF	464287804	42,582,548	364,078	SH		SOLE		0	0	364,078
ISHARES TR	CORE S&P TTL STK	464287150	34,651,111	275,841	SH		SOLE		0	0	275,841
ISHARES TR	CORE S&P US GWT	464287671	13,069,265	99,077	SH		SOLE		0	0	99,077
ISHARES TR	CORE S&P US VLU	464287663	4,458,155	46,687	SH		SOLE		0	0	46,687
ISHARES TR	CORE S&P500 ETF	464287200	32,754,517	56,785	SH		SOLE		0	0	56,785
ISHARES TR	CORE TOTAL USD	46434V613	951,824	20,200	SH		SOLE		0	0	20,200
ISHARES TR	CORE US AGGBD ET	464287226	21,047,250	207,833	SH		SOLE		0	0	207,833
ISHARES TR	EAFE GRWTH ETF	464288885	5,003,934	46,483	SH		SOLE		0	0	46,483
ISHARES TR	EAFE SML CP ETF	464288273	275,607	4,071	SH		SOLE		0	0	4,071
ISHARES TR	EAFE VALUE ETF	464288877	364,052	6,328	SH		SOLE		0	0	6,328
ISHARES TR	ESG AWR MSCI USA	46435G425	1,510,248	11,969	SH		SOLE		0	0	11,969
ISHARES TR	ESG MSCI USA ETF	46436E767	348,517	7,101	SH		SOLE		0	0	7,101
ISHARES TR	EXPND TEC SC ETF	464287549	457,275	4,766	SH		SOLE		0	0	4,766
ISHARES TR	EXPONENTIAL TECH	46434V381	3,593,016	59,018	SH		SOLE		0	0	59,018
ISHARES TR	FLTG RATE NT ETF	46429B655	426,353	8,353	SH		SOLE		0	0	8,353
ISHARES TR	FUTURE AI & TECH	46435U556	205,993	6,016	SH		SOLE		0	0	6,016
ISHARES TR	GL CLEAN ENE ETF	464288224	218,705	14,888	SH		SOLE		0	0	14,888
ISHARES TR	GLOBAL 100 ETF	464287572	854,898	8,621	SH		SOLE		0	0	8,621
ISHARES TR	GLOBAL REIT ETF	46434V647	142,830,084	5,351,446	SH		SOLE		1,707,819	0	3,643,627
ISHARES TR	GLOBAL TECH ETF	464287291	278,786	3,378	SH		SOLE		0	0	3,378
ISHARES TR	GRWT ALLOCAT ETF	464289867	355,440	6,000	SH		SOLE		0	0	6,000
ISHARES TR	HDG MSCI EAFE	46434V803	1,026,755	28,988	SH		SOLE		0	0	28,988
ISHARES TR	IBDS DEC28 ETF	46435U515	1,218,496	47,728	SH		SOLE		0	0	47,728
ISHARES TR	IBONDS 24 TRM TS	46436E874	2,327,304	96,971	SH		SOLE		0	0	96,971
ISHARES TR	IBONDS 25 TRM TS	46436E866	2,564,626	109,506	SH		SOLE		0	0	109,506
ISHARES TR	IBONDS 26 TRM TS	46436E858	1,397,993	60,611	SH		SOLE		0	0	60,611
ISHARES TR	IBONDS 27 ETF	46435UAA9	1,318,514	54,104	PRN		SOLE		0	0	54,104
ISHARES TR	IBONDS 27 TRM TS	46436E841	1,250,901	55,264	SH		SOLE		0	0	55,264
ISHARES TR	IBONDS 28 TRM TS	46436E833	642,343	28,542	SH		SOLE		0	0	28,542
ISHARES TR	IBONDS 29 TRM TS	46436E825	641,708	29,030	SH		SOLE		0	0	29,030
ISHARES TR	IBONDS DEC	46435U697	2,404,008	92,108	SH		SOLE		0	0	92,108
ISHARES TR	IBONDS DEC 2029	46436E163	448,726	17,604	SH		SOLE		0	0	17,604
ISHARES TR	IBONDS DEC 25	46435U432	1,289,917	48,384	SH		SOLE		0	0	48,384
ISHARES TR	IBONDS DEC 26	46435U259	1,257,732	49,025	SH		SOLE		0	0	49,025
ISHARES TR	IBONDS DEC 27	46435U283	1,146,844	45,063	SH		SOLE		0	0	45,063
ISHARES TR	IBONDS DEC 28	46435U325	448,679	17,506	SH		SOLE		0	0	17,506
ISHARES TR	IBONDS DEC 29	46436E205	1,223,037	52,022	SH		SOLE		0	0	52,022
ISHARES TR	IBONDS DEC2026	46435GAA0	1,774,823	73,038	PRN		SOLE		0	0	73,038
ISHARES TR	IBONDS DEC24 ETF	46434VBG4	2,472,698	98,084	PRN		SOLE		0	0	98,084
ISHARES TR	IBONDS DEC25 ETF	46434VBD1	2,532,791	100,908	PRN		SOLE		0	0	100,908
ISHARES TR	IBOXX HI YD ETF	464288513	4,486,071	55,866	SH		SOLE		0	0	55,866
ISHARES TR	IBOXX INV CP ETF	464287242	79,705,439	705,483	SH		SOLE		411,668	0	293,815
ISHARES TR	INTL DIV GRWTH	46435G524	234,681	3,146	SH		SOLE		0	0	3,146
ISHARES TR	INTL SEL DIV ETF	464288448	811,448	26,842	SH		SOLE		0	0	26,842
ISHARES TR	ISHS 1-5YR INVS	464288646	320,857	6,093	SH		SOLE		0	0	6,093
ISHARES TR	MBS ETF	464288588	314,598	3,284	SH		SOLE		0	0	3,284
ISHARES TR	MRGSTR MD CP GRW	464288307	410,602	5,627	SH		SOLE		0	0	5,627
ISHARES TR	MRGSTR SM CP GR	464288604	798,538	16,310	SH		SOLE		0	0	16,310
ISHARES TR	MSCI EAFE ETF	464287465	63,127,875	754,847	SH		SOLE		0	0	754,847
ISHARES TR	MSCI EAFE SMCP	46435G839	550,227	16,841	SH		SOLE		0	0	16,841
ISHARES TR	MSCI EMG MKT ETF	464287234	2,072,826	45,199	SH		SOLE		0	0	45,199
ISHARES TR	MSCI INTL VLU FT	46435G409	243,239	8,237	SH		SOLE		0	0	8,237
ISHARES TR	MSCI KLD400 SOC	464288570	939,075	8,632	SH		SOLE		0	0	8,632
ISHARES TR	MSCI USA MIN VOL	46429B697	20,083,574	219,949	SH		SOLE		0	0	219,949
ISHARES TR	MSCI USA MMENTM	46432F396	2,738,526	13,506	SH		SOLE		0	0	13,506
ISHARES TR	MSCI USA QLT FCT	46432F339	1,608,680	8,972	SH		SOLE		0	0	8,972
ISHARES TR	NATIONAL MUN ETF	464288414	7,250,629	66,746	SH		SOLE		0	0	66,746
ISHARES TR	NORTH AMERN NAT	464287374	678,829	15,403	SH		SOLE		0	0	15,403
ISHARES TR	PFD AND INCM SEC	464288687	635,988	19,139	SH		SOLE		0	0	19,139
ISHARES TR	RESIDENTIAL MULT	464288562	371,892	4,187	SH		SOLE		0	0	4,187
ISHARES TR	RUS 1000 ETF	464287622	781,848	2,487	SH		SOLE		0	0	2,487
ISHARES TR	RUS 1000 GRW ETF	464287614	4,772,669	12,714	SH		SOLE		0	0	12,714
ISHARES TR	RUS 1000 VAL ETF	464287598	4,287,588	22,590	SH		SOLE		0	0	22,590
ISHARES TR	RUS 2000 GRW ETF	464287648	214,704	756	SH		SOLE		0	0	756
ISHARES TR	RUS 2000 VAL ETF	464287630	247,895	1,486	SH		SOLE		0	0	1,486
ISHARES TR	RUS MD CP GR ETF	464287481	842,183	7,180	SH		SOLE		0	0	7,180
ISHARES TR	RUS MDCP VAL ETF	464287473	608,992	4,605	SH		SOLE		0	0	4,605
ISHARES TR	RUS MID CAP ETF	464287499	2,427,541	27,542	SH		SOLE		0	0	27,542
ISHARES TR	RUS TOP 200 ETF	464289446	2,326,530	16,566	SH		SOLE		0	0	16,566
ISHARES TR	RUS TP200 GR ETF	464289438	20,488,317	93,108	SH		SOLE		0	0	93,108
ISHARES TR	RUSSELL 2000 ETF	464287655	2,176,772	9,855	SH		SOLE		0	0	9,855
ISHARES TR	RUSSELL 3000 ETF	464287689	850,603	2,603	SH		SOLE		0	0	2,603
ISHARES TR	S&P 500 GRWT ETF	464287309	68,942,314	720,024	SH		SOLE		0	0	720,024
ISHARES TR	S&P 500 VAL ETF	464287408	63,524,289	322,180	SH		SOLE		0	0	322,180
ISHARES TR	S&P MC 400VL ETF	464287705	1,551,802	12,553	SH		SOLE		0	0	12,553
ISHARES TR	SELECT DIVID ETF	464287168	21,776,558	161,224	SH		SOLE		0	0	161,224
ISHARES TR	SHORT TREAS BD	464288679	461,880	4,175	SH		SOLE		0	0	4,175
ISHARES TR	SHRT NAT MUN ETF	464288158	4,398,131	41,418	SH		SOLE		0	0	41,418
ISHARES TR	SP SMCP600VL ETF	464287879	396,189	3,680	SH		SOLE		0	0	3,680
ISHARES TR	TIPS BD ETF	464287176	450,974	4,082	SH		SOLE		0	0	4,082
ISHARES TR	TRS FLT RT BD	46434V860	478,186	9,450	SH		SOLE		0	0	9,450
ISHARES TR	U.S. ENERGY ETF	464287796	207,568	4,479	SH		SOLE		0	0	4,479
ISHARES TR	U.S. FINLS ETF	464287788	386,662	3,721	SH		SOLE		0	0	3,721
ISHARES TR	U.S. TECH ETF	464287721	2,457,731	16,210	SH		SOLE		0	0	16,210
ISHARES TR	U.S. UTILITS ETF	464287697	241,025	2,363	SH		SOLE		0	0	2,363
ISHARES TR	US HLTHCARE ETF	464287762	1,483,467	22,823	SH		SOLE		0	0	22,823
ISHARES TR	US SML CAP EQT	46434V290	23,700,618	357,206	SH		SOLE		352,745	0	4,461
ISHARES TR	US TREAS BD ETF	46429B267	1,962,691	83,697	SH		SOLE		0	0	83,697
ISHARES TR	USD INV GRDE ETF	464288620	127,986,107	2,434,121	SH		SOLE		0	0	2,434,121
J P MORGAN EXCHANGE TRADED F	EQUITY PREMIUM	46641Q332	1,287,023	21,627	SH		SOLE		0	0	21,627
J P MORGAN EXCHANGE TRADED F	NASDAQ EQT PREM	46654Q203	902,225	16,425	SH		SOLE		0	0	16,425
J P MORGAN EXCHANGE TRADED F	ULTRA SHRT ETF	46641Q837	35,673,209	703,059	SH		SOLE		30,301	0	672,758
J P MORGAN EXCHANGE TRADED F	ULTRA SHT MUNCPL	46641Q654	502,370	9,862	SH		SOLE		0	0	9,862
JANUS DETROIT STR TR	HENDERSON MTG	47103U852	318,759	6,833	SH		SOLE		0	0	6,833
JOHN HANCOCK EXCHANGE TRADED	INTERNATIONAL HI	47804J750	300,283	9,916	SH		SOLE		0	0	9,916
JOHN HANCOCK EXCHANGE TRADED	MULTIFACTOR MI	47804J206	2,471,477	41,054	SH		SOLE		0	0	41,054
JOHNSON & JOHNSON	COM	478160104	4,057,969	25,040	SH		SOLE		0	0	25,040
JPMORGAN CHASE & CO.	COM	46625H100	8,902,078	42,218	SH		SOLE		0	0	42,218
KEYCORP	COM	493267108	1,842,500	110,000	SH		SOLE		0	0	110,000
KIMBERLY-CLARK CORP	COM	494368103	522,452	3,672	SH		SOLE		0	0	3,672
KINDER MORGAN INC DEL	COM	49456B101	252,801	11,444	SH		SOLE		0	0	11,444
KLA CORP	COM NEW	482480100	559,274	722	SH		SOLE		0	0	722
KROGER CO	COM	501044101	234,128	4,086	SH		SOLE		0	0	4,086
KULICKE & SOFFA INDS INC	COM	501242101	203,085	4,500	SH		SOLE		0	0	4,500
KURA SUSHI USA INC	CL A COM	501270102	603,072	7,486	SH		SOLE		0	0	7,486
L3HARRIS TECHNOLOGIES INC	COM	502431109	1,362,705	5,729	SH		SOLE		0	0	5,729
LINDE PLC	SHS	G54950103	1,937,482	4,063	SH		SOLE		0	0	4,063
LIQUIDIA CORPORATION	COM NEW	53635D202	173,580	17,358	SH		SOLE		0	0	17,358
LITMAN GREGORY FDS TR	IMGP DBI MANAGED	53700T827	15,664,956	556,877	SH		SOLE		0	0	556,877
LOCKHEED MARTIN CORP	COM	539830109	2,186,472	3,740	SH		SOLE		0	0	3,740
LOWES COS INC	COM	548661107	3,129,249	11,553	SH		SOLE		0	0	11,553
LULULEMON ATHLETICA INC	COM	550021109	765,750	2,822	SH		SOLE		0	0	2,822
M & T BK CORP	COM	55261F104	329,344	1,849	SH		SOLE		0	0	1,849
MARATHON PETE CORP	COM	56585A102	500,816	3,074	SH		SOLE		0	0	3,074
MARRIOTT INTL INC NEW	CL A	571903202	599,397	2,411	SH		SOLE		0	0	2,411
MASTERCARD INCORPORATED	CL A	57636Q104	1,736,131	3,516	SH		SOLE		0	0	3,516
MAXCYTE INC	COM	57777K106	440,255	113,176	SH		SOLE		0	0	113,176
MCCORMICK & CO INC	COM NON VTG	579780206	245,583	2,984	SH		SOLE		0	0	2,984
MCDONALDS CORP	COM	580135101	4,816,997	15,819	SH		SOLE		0	0	15,819
MCKESSON CORP	COM	58155Q103	454,866	920	SH		SOLE		0	0	920
MEDTRONIC PLC	SHS	G5960L103	846,012	9,397	SH		SOLE		0	0	9,397
MERCK & CO INC	COM	58933Y105	2,790,309	24,571	SH		SOLE		0	0	24,571
META PLATFORMS INC	CL A	30303M102	4,623,625	8,077	SH		SOLE		0	0	8,077
MGE ENERGY INC	COM	55277P104	417,744	4,568	SH		SOLE		0	0	4,568
MICROCHIP TECHNOLOGY INC.	COM	595017104	264,505	3,294	SH		SOLE		0	0	3,294
MICROSOFT CORP	COM	594918104	26,718,442	62,093	SH		SOLE		0	0	62,093
MONGODB INC	CL A	60937P106	552,595	2,044	SH		SOLE		0	0	2,044
MOODYS CORP	COM	615369105	224,956	474	SH		SOLE		0	0	474
MORGAN STANLEY	COM NEW	617446448	287,285	2,756	SH		SOLE		0	0	2,756
MOTOROLA SOLUTIONS INC	COM NEW	620076307	2,089,762	4,648	SH		SOLE		0	0	4,648
NETFLIX INC	COM	64110L106	1,497,978	2,112	SH		SOLE		0	0	2,112
NEXTERA ENERGY INC	COM	65339F101	3,147,645	37,237	SH		SOLE		0	0	37,237
NIKE INC	CL B	654106103	1,330,127	15,047	SH		SOLE		0	0	15,047
NORFOLK SOUTHN CORP	COM	655844108	1,478,983	5,952	SH		SOLE		0	0	5,952
NORTHERN LTS FD TR IV	INSPIRE 100 ETF	66538H534	353,386	8,689	SH		SOLE		0	0	8,689
NORTHERN LTS FD TR IV	INSPIRE 500 ETF	66537J796	1,025,118	4,801	SH		SOLE		0	0	4,801
NORTHERN LTS FD TR IV	INSPIRE CORP BD	66538H633	205,068	8,516	SH		SOLE		0	0	8,516
NOVARTIS AG	SPONSORED ADR	66987V109	961,452	8,359	SH		SOLE		0	0	8,359
NOVO-NORDISK A S	ADR	670100205	772,857	6,491	SH		SOLE		0	0	6,491
NUSHARES ETF TR	NUVEEN ESG LRGCP	67092P201	247,725	2,998	SH		SOLE		0	0	2,998
NVIDIA CORPORATION	COM	67066G104	15,947,497	131,320	SH		SOLE		0	0	131,320
OLD DOMINION FREIGHT LINE IN	COM	679580100	469,386	2,363	SH		SOLE		0	0	2,363
ONTO INNOVATION INC	COM	683344105	207,560	1,000	SH		SOLE		0	0	1,000
OPENDOOR TECHNOLOGIES INC	COM	683712103	349,972	174,986	SH		SOLE		0	0	174,986
ORACLE CORP	COM	68389X105	893,131	5,241	SH		SOLE		0	0	5,241
OREILLY AUTOMOTIVE INC	COM	67103H107	677,141	588	SH		SOLE		0	0	588
PACER FDS TR	PACER US SMALL	69374H857	2,733,368	58,757	SH		SOLE		0	0	58,757
PACER FDS TR	TRENDP US LAR CP	69374H105	275,835	5,249	SH		SOLE		0	0	5,249
PACER FDS TR	TRENDPILOT US BD	69374H642	223,567	10,837	SH		SOLE		0	0	10,837
PACER FDS TR	US CASH COWS 100	69374H881	1,531,395	26,481	SH		SOLE		0	0	26,481
PALANTIR TECHNOLOGIES INC	CL A	69608A108	248,980	6,693	SH		SOLE		0	0	6,693
PARKER-HANNIFIN CORP	COM	701094104	365,192	578	SH		SOLE		0	0	578
PAYCHEX INC	COM	704326107	1,264,875	9,426	SH		SOLE		0	0	9,426
PAYPAL HLDGS INC	COM	70450Y103	980,525	12,566	SH		SOLE		0	0	12,566
PEPSICO INC	COM	713448108	3,039,814	17,876	SH		SOLE		0	0	17,876
PFIZER INC	COM	717081103	1,179,610	40,761	SH		SOLE		0	0	40,761
PHILIP MORRIS INTL INC	COM	718172109	459,134	3,782	SH		SOLE		0	0	3,782
PHILLIPS 66	COM	718546104	870,330	6,621	SH		SOLE		0	0	6,621
PIMCO ETF TR	0-5 HIGH YIELD	72201R783	2,450,670	25,661	SH		SOLE		0	0	25,661
PIMCO ETF TR	ACTIVE BD ETF	72201R775	555,645	5,873	SH		SOLE		0	0	5,873
PIMCO ETF TR	ENHAN SHRT MA AC	72201R833	1,201,905	11,937	SH		SOLE		0	0	11,937
PIMCO ETF TR	INTER MUN BD ACT	72201R866	1,538,857	29,046	SH		SOLE		0	0	29,046
PNC FINL SVCS GROUP INC	COM	693475105	730,897	3,954	SH		SOLE		0	0	3,954
POWELL INDS INC	COM	739128106	1,531,953	6,901	SH		SOLE		0	0	6,901
PROCTER AND GAMBLE CO	COM	742718109	10,508,034	60,670	SH		SOLE		0	0	60,670
PROGRESSIVE CORP	COM	743315103	595,010	2,345	SH		SOLE		0	0	2,345
PROLOGIS INC.	COM	74340W103	203,437	1,611	SH		SOLE		0	0	1,611
PROSHARES TR	S&P 500 DV ARIST	74348A467	770,017	7,213	SH		SOLE		0	0	7,213
PRUDENTIAL FINL INC	COM	744320102	439,593	3,630	SH		SOLE		0	0	3,630
QUALCOMM INC	COM	747525103	466,447	2,743	SH		SOLE		0	0	2,743
QUANTERIX CORP	COM	74766Q101	1,451,455	111,995	SH		SOLE		0	0	111,995
ROPER TECHNOLOGIES INC	COM	776696106	418,468	752	SH		SOLE		0	0	752
ROYAL CARIBBEAN GROUP	COM	V7780T103	239,081	1,348	SH		SOLE		0	0	1,348
RTX CORPORATION	COM	75513E101	1,454,109	12,002	SH		SOLE		0	0	12,002
RYMAN HOSPITALITY PPTYS INC	COM	78377T107	235,928	2,200	SH		SOLE		0	0	2,200
SALESFORCE INC	COM	79466L302	830,497	3,034	SH		SOLE		0	0	3,034
SCHLUMBERGER LTD	COM STK	806857108	210,925	5,028	SH		SOLE		0	0	5,028
SCHWAB STRATEGIC TR	1 5YR CORP BD	808524714	1,113,848	22,452	SH		SOLE		0	0	22,452
SCHWAB STRATEGIC TR	5 10YR CORP BD	808524698	467,508	10,128	SH		SOLE		0	0	10,128
SCHWAB STRATEGIC TR	EMRG MKTEQ ETF	808524706	1,719,697	58,934	SH		SOLE		0	0	58,934
SCHWAB STRATEGIC TR	FUNDAMENTAL INTL	808524755	3,236,753	86,614	SH		SOLE		0	0	86,614
SCHWAB STRATEGIC TR	FUNDAMENTAL US S	808524763	373,107	6,263	SH		SOLE		0	0	6,263
SCHWAB STRATEGIC TR	INTL EQTY ETF	808524805	6,352,384	154,484	SH		SOLE		0	0	154,484
SCHWAB STRATEGIC TR	INTL SCEQT ETF	808524888	5,433,861	141,029	SH		SOLE		0	0	141,029
SCHWAB STRATEGIC TR	INT-TRM U.S TRES	808524854	3,821,494	75,524	SH		SOLE		0	0	75,524
SCHWAB STRATEGIC TR	LONG TERM US	808524680	639,617	18,280	SH		SOLE		0	0	18,280
SCHWAB STRATEGIC TR	SHT TM US TRES	808524862	1,525,139	31,138	SH		SOLE		0	0	31,138
SCHWAB STRATEGIC TR	US AGGREGATE B	808524839	2,834,546	59,650	SH		SOLE		0	0	59,650
SCHWAB STRATEGIC TR	US BRD MKT ETF	808524102	6,650,293	99,974	SH		SOLE		0	0	99,974
SCHWAB STRATEGIC TR	US DIVIDEND EQ	808524797	77,101,195	912,116	SH		SOLE		0	0	912,116
SCHWAB STRATEGIC TR	US LCAP GR ETF	808524300	1,533,486	14,720	SH		SOLE		0	0	14,720
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	4,384,422	64,619	SH		SOLE		0	0	64,619
SCHWAB STRATEGIC TR	US MID-CAP ETF	808524508	5,866,986	70,610	SH		SOLE		0	0	70,610
SCHWAB STRATEGIC TR	US REIT ETF	808524847	1,491,638	64,378	SH		SOLE		0	0	64,378
SCHWAB STRATEGIC TR	US SML CAP ETF	808524607	2,931,689	56,926	SH		SOLE		0	0	56,926
SCHWAB STRATEGIC TR	US TIPS ETF	808524870	6,401,241	119,359	SH		SOLE		0	0	119,359
SELECT SECTOR SPDR TR	ENERGY	81369Y506	6,673,151	76,004	SH		SOLE		0	0	76,004
SELECT SECTOR SPDR TR	FINANCIAL	81369Y605	1,176,462	25,959	SH		SOLE		0	0	25,959
SELECT SECTOR SPDR TR	INDL	81369Y704	413,769	3,055	SH		SOLE		0	0	3,055
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	771,831	17,279	SH		SOLE		0	0	17,279
SELECT SECTOR SPDR TR	SBI CONS DISCR	81369Y407	1,795,217	8,960	SH		SOLE		0	0	8,960
SELECT SECTOR SPDR TR	SBI CONS STPLS	81369Y308	671,221	8,087	SH		SOLE		0	0	8,087
SELECT SECTOR SPDR TR	SBI HEALTHCARE	81369Y209	12,974,506	84,239	SH		SOLE		0	0	84,239
SELECT SECTOR SPDR TR	SBI INT-UTILS	81369Y886	2,386,564	29,544	SH		SOLE		0	0	29,544
SELECT SECTOR SPDR TR	SBI MATERIALS	81369Y100	265,165	2,751	SH		SOLE		0	0	2,751
SELECT SECTOR SPDR TR	TECHNOLOGY	81369Y803	4,758,959	21,080	SH		SOLE		0	0	21,080
SERVICENOW INC	COM	81762P102	2,085,717	2,332	SH		SOLE		0	0	2,332
SHERWIN WILLIAMS CO	COM	824348106	252,284	661	SH		SOLE		0	0	661
SHOPIFY INC	CL A	82509L107	870,881	10,867	SH		SOLE		0	0	10,867
SMITH A O CORP	COM	831865209	225,922	2,515	SH		SOLE		0	0	2,515
SOUTHERN CO	COM	842587107	1,059,164	11,745	SH		SOLE		0	0	11,745
SPDR DOW JONES INDL AVERAGE	UT SER 1	78467X109	533,262	1,260	SH		SOLE		0	0	1,260
SPDR GOLD TR	GOLD SHS	78463V107	1,652,565	6,799	SH		SOLE		0	0	6,799
SPDR INDEX SHS FDS	DJ GLB RL ES ETF	78463X749	4,329,249	91,085	SH		SOLE		0	0	91,085
SPDR INDEX SHS FDS	DJ INTL RL ETF	78463X863	556,252	20,176	SH		SOLE		0	0	20,176
SPDR INDEX SHS FDS	GLB NAT RESRCE	78463X541	4,355,954	75,532	SH		SOLE		0	0	75,532
SPDR INDEX SHS FDS	MSCI ACWI EXUS	78463X848	4,397,728	144,472	SH		SOLE		0	0	144,472
SPDR INDEX SHS FDS	MSCI EAFE STRTGC	78463X434	267,189	3,320	SH		SOLE		0	0	3,320
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	15,626,592	416,043	SH		SOLE		0	0	416,043
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	22,320,362	540,706	SH		SOLE		0	0	540,706
SPDR INDEX SHS FDS	S&P EMKTSC ETF	78463X756	476,042	7,631	SH		SOLE		0	0	7,631
SPDR INDEX SHS FDS	S&P INTL SMLCP	78463X871	1,377,043	40,347	SH		SOLE		0	0	40,347
SPDR INDEX SHS FDS	S&P NORTH AMER	78463X152	601,694	10,625	SH		SOLE		0	0	10,625
SPDR S&P 500 ETF TR	TR UNIT	78462F103	7,075,710	12,332	SH		SOLE		0	0	12,332
SPDR S&P 500 ETF TR	TR UNIT	78462F103	5,737,600	10,000	SH	Put	SOLE		0	0	10,000
SPDR S&P MIDCAP 400 ETF TR	UTSER1 S&PDCRP	78467Y107	1,755,677	3,082	SH		SOLE		0	0	3,082
SPDR SER TR	BLOOMBERG 1 10 Y	78468R861	422,388	22,290	SH		SOLE		0	0	22,290
SPDR SER TR	BLOOMBERG 1-3 MO	78468R663	243,144	2,648	SH		SOLE		0	0	2,648
SPDR SER TR	BLOOMBERG 3-12 M	78468R523	1,274,893	12,803	SH		SOLE		0	0	12,803
SPDR SER TR	BLOOMBERG EMERGI	78464A391	3,486,413	163,912	SH		SOLE		0	0	163,912
SPDR SER TR	BLOOMBERG INVT	78468R200	25,625,194	830,638	SH		SOLE		191,311	0	639,327
SPDR SER TR	DJ REIT ETF	78464A607	1,061,964	9,950	SH		SOLE		0	0	9,950
SPDR SER TR	MSCI USA STRTGIC	78468R812	211,117	1,340	SH		SOLE		0	0	1,340
SPDR SER TR	PORT MTG BK ETF	78464A383	1,104,531	49,025	SH		SOLE		0	0	49,025
SPDR SER TR	PORTFOLI S&P1500	78464A805	169,347,865	2,417,183	SH		SOLE		0	0	2,417,183
SPDR SER TR	PORTFOLIO CRPORT	78464A144	2,964,670	98,724	SH		SOLE		0	0	98,724
SPDR SER TR	PORTFOLIO INTRMD	78464A375	471,198	13,978	SH		SOLE		0	0	13,978
SPDR SER TR	PORTFOLIO LN COR	78464A367	290,355	12,018	SH		SOLE		0	0	12,018
SPDR SER TR	PORTFOLIO S&P400	78464A847	320,366,794	5,858,939	SH		SOLE		1,968,634	0	3,890,305
SPDR SER TR	PORTFOLIO S&P500	78464A854	10,774,371	159,597	SH		SOLE		0	0	159,597
SPDR SER TR	PORTFOLIO S&P600	78468R853	237,519,343	5,219,058	SH		SOLE		1,394,047	0	3,825,011
SPDR SER TR	PORTFOLIO SHORT	78464A474	223,233,499	7,372,308	SH		SOLE		1,698,267	0	5,674,041
SPDR SER TR	PRTFLO S&P500 GW	78464A409	384,732,728	4,638,687	SH		SOLE		462,099	0	4,176,588
SPDR SER TR	PRTFLO S&P500 VL	78464A508	396,020,191	7,491,869	SH		SOLE		1,061,381	0	6,430,488
SPDR SER TR	RUSSELL YIELD	78468R770	238,116	2,123	SH		SOLE		0	0	2,123
SPDR SER TR	S&P 600 SMCP VAL	78464A300	1,355,817	15,616	SH		SOLE		0	0	15,616
SPDR SER TR	S&P DIVID ETF	78464A763	1,949,073	13,722	SH		SOLE		0	0	13,722
SPDR SER TR	SPDR MSCI USA GE	78468R747	293,062	2,580	SH		SOLE		0	0	2,580
SPDR SER TR	SSGA US LRG ETF	78468R804	3,199,401	18,906	SH		SOLE		0	0	18,906
SSGA ACTIVE ETF TR	ULT SHT TRM BD	78467V707	559,257	13,714	SH		SOLE		0	0	13,714
SSGA ACTIVE TR	SPDR DBLELN EMRG	78470P309	466,213	10,720	SH		SOLE		0	0	10,720
STARBUCKS CORP	COM	855244109	1,063,196	10,906	SH		SOLE		0	0	10,906
STRYKER CORPORATION	COM	863667101	989,223	2,738	SH		SOLE		0	0	2,738
SUMMIT MATLS INC	CL A	86614U100	1,268,085	32,490	SH		SOLE		0	0	32,490
TAIWAN SEMICONDUCTOR MFG LTD	SPONSORED ADS	874039100	919,786	5,296	SH		SOLE		0	0	5,296
TARGET CORP	COM	87612E106	912,236	5,853	SH		SOLE		0	0	5,853
TESLA INC	COM	88160R101	3,868,723	14,787	SH		SOLE		0	0	14,787
TEXAS INSTRS INC	COM	882508104	462,304	2,238	SH		SOLE		0	0	2,238
THERMO FISHER SCIENTIFIC INC	COM	883556102	801,483	1,296	SH		SOLE		0	0	1,296
TIMOTHY PLAN	U S SM CP CORE	887432342	2,046,214	52,580	SH		SOLE		0	0	52,580
TJX COS INC NEW	COM	872540109	308,895	2,628	SH		SOLE		0	0	2,628
TORONTO DOMINION BK ONT	COM NEW	891160509	1,146,334	18,121	SH		SOLE		0	0	18,121
TRACTOR SUPPLY CO	COM	892356106	643,542	2,212	SH		SOLE		0	0	2,212
TRANSCAT INC	COM	893529107	603,850	5,000	SH		SOLE		0	0	5,000
TRANSDIGM GROUP INC	COM	893641100	1,703,993	1,194	SH		SOLE		0	0	1,194
TRANSMEDICS GROUP INC	COM	89377M109	1,068,071	6,803	SH		SOLE		0	0	6,803
TRAVELERS COMPANIES INC	COM	89417E109	208,835	892	SH		SOLE		0	0	892
TRUIST FINL CORP	COM	89832Q109	452,164	10,572	SH		SOLE		0	0	10,572
UBER TECHNOLOGIES INC	COM	90353T100	2,801,589	37,275	SH		SOLE		0	0	37,275
UNIFIED SER TR	ONEASCENT EMGRG	90470L469	755,981	24,701	SH		SOLE		0	0	24,701
UNIFIED SER TR	ONEASCENT INTL	90470L444	3,257,547	94,662	SH		SOLE		0	0	94,662
UNION PAC CORP	COM	907818108	2,651,878	10,759	SH		SOLE		0	0	10,759
UNITED PARCEL SERVICE INC	CL B	911312106	684,689	5,022	SH		SOLE		0	0	5,022
UNITED RENTALS INC	COM	911363109	626,731	774	SH		SOLE		0	0	774
UNITEDHEALTH GROUP INC	COM	91324P102	4,056,801	6,939	SH		SOLE		0	0	6,939
US BANCORP DEL	COM NEW	902973304	415,656	9,089	SH		SOLE		0	0	9,089
VALUE LINE INC	COM	920437100	302,250	6,500	SH		SOLE		0	0	6,500
VANECK ETF TRUST	HIGH YLD MUNIETF	92189H409	1,947,138	36,690	SH		SOLE		0	0	36,690
VANECK ETF TRUST	JP MRGAN EM LOC	92189H300	96,411,992	3,795,748	SH		SOLE		892,446	0	2,903,302
VANECK ETF TRUST	MRNGSTR WDE MOAT	92189F643	255,269	2,633	SH		SOLE		0	0	2,633
VANECK ETF TRUST	SEMICONDUCTR ETF	92189F676	250,604	1,021	SH		SOLE		0	0	1,021
VANGUARD ADMIRAL FDS INC	500 GRTH IDX F	921932505	4,194,928	12,149	SH		SOLE		0	0	12,149
VANGUARD ADMIRAL FDS INC	500 VAL IDX FD	921932703	3,474,728	18,219	SH		SOLE		0	0	18,219
VANGUARD ADMIRAL FDS INC	MIDCP 400 IDX	921932885	898,278	8,504	SH		SOLE		0	0	8,504
VANGUARD ADMIRAL FDS INC	MIDCP 400 VAL	921932844	459,217	4,797	SH		SOLE		0	0	4,797
VANGUARD ADMIRAL FDS INC	SMLCP 600 GRTH	921932794	259,683	2,168	SH		SOLE		0	0	2,168
VANGUARD ADMIRAL FDS INC	SMLCP 600 VAL	921932778	2,228,471	24,102	SH		SOLE		0	0	24,102
VANGUARD ADMIRAL FDS INC	SMLLCP 600 IDX	921932828	1,705,458	15,765	SH		SOLE		0	0	15,765
VANGUARD BD INDEX FDS	INTERMED TERM	921937819	2,504,062	31,952	SH		SOLE		0	0	31,952
VANGUARD BD INDEX FDS	LONG TERM BOND	921937793	2,759,100	36,705	SH		SOLE		0	0	36,705
VANGUARD BD INDEX FDS	SHORT TRM BOND	921937827	93,668,507	1,190,348	SH		SOLE		0	0	1,190,348
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	2,048,586	27,274	SH		SOLE		0	0	27,274
VANGUARD BD INDEX FDS	VANGUARD ULTRA	92203C303	2,639,379	52,851	SH		SOLE		0	0	52,851
VANGUARD CHARLOTTE FDS	TOTAL INT BD ETF	92203J407	31,239,910	621,319	SH		SOLE		144,759	0	476,560
VANGUARD INDEX FDS	EXTEND MKT ETF	922908652	21,570,109	118,524	SH		SOLE		0	0	118,524
VANGUARD INDEX FDS	GROWTH ETF	922908736	3,859,001	10,051	SH		SOLE		0	0	10,051
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	249,599	948	SH		SOLE		0	0	948
VANGUARD INDEX FDS	MCAP GR IDXVIP	922908538	343,536	1,411	SH		SOLE		0	0	1,411
VANGUARD INDEX FDS	MCAP VL IDXVIP	922908512	334,408	1,994	SH		SOLE		0	0	1,994
VANGUARD INDEX FDS	MID CAP ETF	922908629	8,748,095	33,158	SH		SOLE		0	0	33,158
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	16,806,911	172,520	SH		SOLE		0	0	172,520
VANGUARD INDEX FDS	S&P 500 ETF SHS	922908363	292,053,567	553,478	SH		SOLE		394,329	0	159,149
VANGUARD INDEX FDS	SM CP VAL ETF	922908611	2,226,851	11,091	SH		SOLE		0	0	11,091
VANGUARD INDEX FDS	SMALL CP ETF	922908751	7,196,841	30,340	SH		SOLE		0	0	30,340
VANGUARD INDEX FDS	SML CP GRW ETF	922908595	932,189	3,487	SH		SOLE		0	0	3,487
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	32,701,882	115,489	SH		SOLE		0	0	115,489
VANGUARD INDEX FDS	VALUE ETF	922908744	12,782,043	73,220	SH		SOLE		0	0	73,220
VANGUARD INTL EQUITY INDEX F	ALLWRLD EX US	922042775	34,621,077	549,541	SH		SOLE		0	0	549,541
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	194,053,032	4,055,445	SH		SOLE		987,886	0	3,067,559
VANGUARD INTL EQUITY INDEX F	FTSE SMCAP ETF	922042718	7,223,581	57,348	SH		SOLE		0	0	57,348
VANGUARD INTL EQUITY INDEX F	GLB EX US ETF	922042676	7,385,376	157,437	SH		SOLE		0	0	157,437
VANGUARD INTL EQUITY INDEX F	TT WRLD ST ETF	922042742	1,933,710	16,155	SH		SOLE		0	0	16,155
VANGUARD MALVERN FDS	STRM INFPROIDX	922020805	283,758,208	5,754,577	SH		SOLE		1,358,818	0	4,395,759
VANGUARD MUN BD FDS	TAX EXEMPT BD	922907746	8,077,013	158,001	SH		SOLE		0	0	158,001
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	64,795,852	1,072,424	SH		SOLE		204,944	0	867,480
VANGUARD SCOTTSDALE FDS	LONG TERM TREAS	92206C847	403,272	6,553	SH		SOLE		0	0	6,553
VANGUARD SCOTTSDALE FDS	MTG-BKD SECS ETF	92206C771	63,160,676	1,337,866	SH		SOLE		336,512	0	1,001,354
VANGUARD SCOTTSDALE FDS	SHORT TERM TREAS	92206C102	149,938,847	2,540,475	SH		SOLE		559,121	0	1,981,354
VANGUARD SCOTTSDALE FDS	SHRT TRM CORP BD	92206C409	9,001,093	113,335	SH		SOLE		0	0	113,335
VANGUARD SCOTTSDALE FDS	TOTAL WLD BD ETF	92206C565	435,311	6,165	SH		SOLE		0	0	6,165
VANGUARD SCOTTSDALE FDS	VNG RUS1000IDX	92206C730	254,088	977	SH		SOLE		0	0	977
VANGUARD SPECIALIZED FUNDS	DIV APP ETF	921908844	29,226,633	147,565	SH		SOLE		0	0	147,565
VANGUARD STAR FDS	VG TL INTL STK F	921909768	4,312,984	66,620	SH		SOLE		0	0	66,620
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	580,079,632	10,984,276	SH		SOLE		3,104,564	0	7,879,712
VANGUARD WHITEHALL FDS	HIGH DIV YLD	921946406	22,481,384	175,362	SH		SOLE		0	0	175,362
VANGUARD WHITEHALL FDS	INTL HIGH ETF	921946794	2,581,970	35,167	SH		SOLE		0	0	35,167
VANGUARD WORLD FD	CONSUM STP ETF	92204A207	796,360	3,645	SH		SOLE		0	0	3,645
VANGUARD WORLD FD	ENERGY ETF	92204A306	2,883,053	23,541	SH		SOLE		0	0	23,541
VANGUARD WORLD FD	ESG INTL STK ETF	921910725	286,206	4,653	SH		SOLE		0	0	4,653
VANGUARD WORLD FD	ESG US STK ETF	921910733	1,577,201	15,516	SH		SOLE		0	0	15,516
VANGUARD WORLD FD	EXTENDED DUR	921910709	522,541	6,558	SH		SOLE		0	0	6,558
VANGUARD WORLD FD	FINANCIALS ETF	92204A405	818,457	7,447	SH		SOLE		0	0	7,447
VANGUARD WORLD FD	HEALTH CAR ETF	92204A504	2,391,473	8,474	SH		SOLE		0	0	8,474
VANGUARD WORLD FD	INF TECH ETF	92204A702	2,172,352	3,704	SH		SOLE		0	0	3,704
VANGUARD WORLD FD	MATERIALS ETF	92204A801	936,105	4,427	SH		SOLE		0	0	4,427
VANGUARD WORLD FD	MEGA CAP INDEX	921910873	2,907,858	14,072	SH		SOLE		0	0	14,072
VANGUARD WORLD FD	MEGA CAP VAL ETF	921910840	297,866	2,322	SH		SOLE		0	0	2,322
VANGUARD WORLD FD	MEGA GRWTH IND	921910816	2,581,016	8,017	SH		SOLE		0	0	8,017
VANGUARD WORLD FD	UTILITIES ETF	92204A876	718,652	4,129	SH		SOLE		0	0	4,129
VERIZON COMMUNICATIONS INC	COM	92343V104	1,359,454	30,271	SH		SOLE		0	0	30,271
VICTORY PORTFOLIOS II	CORE INTERMEDIAT	92647N527	1,487,795	31,041	SH		SOLE		0	0	31,041
VICTORY PORTFOLIOS II	SHORT TRM BD ETF	92647N535	1,235,614	24,318	SH		SOLE		0	0	24,318
VISA INC	COM CL A	92826C839	1,985,348	7,221	SH		SOLE		0	0	7,221
WALMART INC	COM	931142103	4,585,527	56,787	SH		SOLE		0	0	56,787
WASTE MGMT INC DEL	COM	94106L109	1,074,455	5,176	SH		SOLE		0	0	5,176
WEC ENERGY GROUP INC	COM	92939U106	839,613	8,730	SH		SOLE		0	0	8,730
WELLS FARGO CO NEW	COM	949746101	444,527	7,869	SH		SOLE		0	0	7,869
WILLIAMS COS INC	COM	969457100	288,097	6,311	SH		SOLE		0	0	6,311
WISDOMTREE TR	EM EX ST-OWNED	97717X578	52,481,204	1,588,895	SH		SOLE		533,486	0	1,055,409
WISDOMTREE TR	EM LCL DEBT FD	97717X867	241,234	8,634	SH		SOLE		0	0	8,634
WISDOMTREE TR	EMER MKT HIGH FD	97717W315	5,667,388	128,775	SH		SOLE		0	0	128,775
WISDOMTREE TR	EURO QTLY DIV GR	97717X610	326,033	9,561	SH		SOLE		0	0	9,561
WISDOMTREE TR	INTL EQUITY FD	97717W703	10,494,008	182,325	SH		SOLE		0	0	182,325
WISDOMTREE TR	ITL HDG QTLY DIV	97717X594	290,012	6,346	SH		SOLE		0	0	6,346
WISDOMTREE TR	ITL HIGH DIV FD	97717W802	239,356	5,776	SH		SOLE		0	0	5,776
WISDOMTREE TR	TARGET RANGE FD	97717Y675	60,494,528	2,447,190	SH		SOLE		0	0	2,447,190
WISDOMTREE TR	US LARGECAP DIVD	97717W307	318,189	4,050	SH		SOLE		0	0	4,050
WISDOMTREE TR	US QTLY DIV GRT	97717X669	3,858,784	46,374	SH		SOLE		0	0	46,374
WISDOMTREE TR	US SMALLCAP DIVD	97717W604	7,270,742	210,807	SH		SOLE		0	0	210,807
WORLD GOLD TR	SPDR GLD MINIS	98149E303	907,740	17,413	SH		SOLE		0	0	17,413
XYLEM INC	COM	98419M100	216,048	1,600	SH		SOLE		0	0	1,600
ZEBRA TECHNOLOGIES CORPORATI	CL A	989207105	311,439	841	SH		SOLE		0	0	841
ZOETIS INC	CL A	98978V103	323,940	1,658	SH		SOLE		0	0	1,658