TFS Financial (TFSL) 10-Q 6 Aug 15 2015 Q3 Quarterly report Financial data

Document And Entity Information

Document And Entity Information - shares	9 Months Ended
	Jun. 30, 2015	Aug. 04, 2015
Document and Entity Information [Abstract]
Entity Registrant Name	TFS FINANCIAL CORPORATION
Entity Central Index Key	1,381,668
Current Fiscal Year End Date	--09-30
Entity Filer Category	Large Accelerated Filer
Document Type	10-Q
Document Period End Date	Jun. 30, 2015
Document Fiscal Year Focus	2,015
Document Fiscal Period Focus	Q3
Trading Symbol	TFSL
Amendment Flag	false
Entity Common Stock, Shares Outstanding		292,653,308

Consolidated Statements Of Cond

Consolidated Statements Of Condition (unaudited) - USD ($) $ in Thousands	Jun. 30, 2015	Sep. 30, 2014
ASSETS
Cash and due from banks	$ 26,545	$ 26,886
Interest-earning cash equivalents	197,658	154,517
Cash and cash equivalents	224,203	181,403
Investment securities available for sale (amortized cost $567,946 and $570,549, respectively)	569,352	568,868
Mortgage loans held for sale, at lower of cost or market ($10,298 and $4,570 measured at fair value, respectively)	10,658	4,962
Loans held for investment, net:
Mortgage loans	11,074,210	10,708,483
Other consumer loans	3,679	4,721
Deferred loan expenses (fees), net	7,144	(1,155)
Allowance for loan losses	(76,904)	(81,362)
Loans, net	11,008,129	10,630,687
Mortgage loan servicing rights, net	10,287	11,669
Federal Home Loan Bank stock, at cost	69,470	40,411
Real estate owned	19,381	21,768
Premises, equipment, and software, net	56,199	56,443
Accrued interest receivable	32,035	31,952
Bank owned life insurance contracts	194,675	190,152
Other assets	65,117	64,880
TOTAL ASSETS	12,259,506	11,803,195
LIABILITIES AND SHAREHOLDERS’ EQUITY
Deposits	8,462,059	8,653,878
Borrowed funds	1,899,080	1,138,639
Borrowers’ advances for insurance and taxes	44,173	76,266
Principal, interest, and related escrow owed on loans serviced	44,940	54,670
Accrued expenses and other liabilities	47,979	40,285
Total liabilities	$ 10,498,231	$ 9,963,738
Commitments and contingent liabilities
Preferred stock, $0.01 par value, 100,000,000 shares authorized, none issued and outstanding	$ 0	$ 0
Common stock, $0.01 par value, 700,000,000 shares authorized; 332,318,750 shares issued; 293,595,601 and 301,654,581 outstanding at June 30, 2015 and September 30, 2014, respectively	3,323	3,323
Paid-in capital	1,705,603	1,702,441
Treasury stock, at cost; 38,723,149 and 30,664,169 shares at June 30, 2015 and September 30, 2014, respectively	(500,665)	(379,109)
Unallocated ESOP shares	(62,834)	(66,084)
Retained earnings—substantially restricted	624,263	589,678
Accumulated other comprehensive loss	(8,415)	(10,792)
Total shareholders’ equity	1,761,275	1,839,457
TOTAL LIABILITIES AND SHAREHOLDERS’ EQUITY	$ 12,259,506	$ 11,803,195

Consolidated Statements Of Con3

Consolidated Statements Of Condition (unaudited) (Parenthetical) - USD ($) $ in Thousands	Jun. 30, 2015	Sep. 30, 2014
Available for sale, amortized cost	$ 567,946	$ 570,549
Mortgage loans held for sale	$ 10,298	$ 4,570
Preferred stock, par value	$ 0.01	$ 0.01
Preferred stock, shares authorized	100,000,000	100,000,000
Preferred stock, shares issued	0	0
Preferred stock, shares outstanding	0	0
Common stock, par value	$ 0.01	$ 0.01
Common stock, shares authorized	700,000,000	700,000,000
Common stock, shares issued	332,318,750	332,318,750
Common stock, shares outstanding	293,595,601	301,654,581
Treasury stock, shares	38,723,149	30,664,169

Consolidated Statements Of Inco

Consolidated Statements Of Income (unaudited) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
INTEREST AND DIVIDEND INCOME:
Loans, including fees	$ 92,248	$ 90,884	$ 276,123	$ 271,830
Investment securities available for sale	2,218	2,325	7,321	6,730
Other interest and dividend earning assets	1,206	547	3,611	1,560
Total interest and dividend income	95,672	93,756	287,055	280,120
INTEREST EXPENSE:
Deposits	23,001	23,210	70,899	68,434
Borrowed funds	5,082	2,674	14,009	6,985
Total interest expense	28,083	25,884	84,908	75,419
NET INTEREST INCOME	67,589	67,872	202,147	204,701
PROVISION FOR LOAN LOSSES	0	4,000	3,000	15,000
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES	67,589	63,872	199,147	189,701
NON-INTEREST INCOME:
Fees and service charges, net of amortization	1,961	2,356	6,098	7,038
Net gain on the sale of loans	1,495	673	3,337	1,545
Increase in and death benefits from bank owned life insurance contracts	1,592	1,610	5,092	4,806
Other	1,078	1,071	3,447	2,933
Total non-interest income	6,126	5,710	17,974	16,322
NON-INTEREST EXPENSE:
Salaries and employee benefits	23,077	21,973	70,946	67,380
Marketing services	7,200	3,492	17,385	10,105
Office property, equipment and software	5,465	5,242	16,516	15,514
Federal insurance premium and assessments	3,006	2,402	8,355	7,496
State franchise tax	1,449	1,498	4,400	4,916
Real estate owned expense, net	1,653	2,015	6,988	6,968
Other operating expenses	5,969	6,227	18,031	18,260
Total non-interest expense	47,819	42,849	142,621	130,639
INCOME BEFORE INCOME TAXES	25,896	26,733	74,500	75,384
INCOME TAX EXPENSE	8,638	9,102	24,932	25,344
NET INCOME	$ 17,258	$ 17,631	$ 49,568	$ 50,040
Earnings per share—basic and diluted	$ 0.06	$ 0.06	$ 0.17	$ 0.17
Weighted average shares outstanding
Basic	288,553,691	298,681,954	291,251,487	299,860,726
Diluted	290,759,754	300,533,021	293,444,799	301,251,074

Consolidated Statements Of Comp

Consolidated Statements Of Comprehensive Income (unaudited) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Net income	$ 17,258	$ 17,631	$ 49,568	$ 50,040
Other comprehensive income (loss), net of tax:
Change in net unrealized (loss) income on securities available for sale	(2,294)	2,195	2,007	2,021
Change in pension obligation	123	48	370	144
Other comprehensive income (loss)	(2,171)	2,243	2,377	2,165
Total comprehensive income	$ 15,087	$ 19,874	$ 51,945	$ 52,205

Consolidated Statements Of Shar

Consolidated Statements Of Shareholders' Equity (unaudited) - USD ($) $ in Thousands	Total	Common Stock	Paid-In Capital	Treasury Stock	Unallocated Common Stock Held By ESOP	Retained Earnings	Accumulated other comprehensive loss
Balance at Sep. 30, 2013	$ 1,871,477	$ 3,323	$ 1,696,370	$ (278,215)	$ (70,418)	$ 529,021	$ (8,604)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	50,040					50,040
Other comprehensive income (loss), net of tax	2,165						2,165
ESOP shares allocated or committed to be released	4,038		788		3,250
Compensation costs for stock-based plans	5,335		5,335
Excess tax effect from stock-based compensation	34		34
Purchase of treasury stock	(68,279)			(68,279)
Treasury stock allocated to restricted stock plan	54		(1,531)	1,905		(320)
Balance at Jun. 30, 2014	1,864,864	3,323	1,700,996	(344,589)	(67,168)	578,741	(6,439)
Balance at Sep. 30, 2014	1,839,457	3,323	1,702,441	(379,109)	(66,084)	589,678	(10,792)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	49,568					49,568
Other comprehensive income (loss), net of tax	2,377						2,377
ESOP shares allocated or committed to be released	4,782		1,532		3,250
Compensation costs for stock-based plans	5,656		5,656
Excess tax effect from stock-based compensation	1,239		1,239
Purchase of treasury stock	(124,981)			(124,981)
Treasury stock allocated to restricted stock plan	(3,239)		(5,265)	3,425		(1,399)
Dividends paid to common shareholders	(13,584)					(13,584)
Balance at Jun. 30, 2015	$ 1,761,275	$ 3,323	$ 1,705,603	$ (500,665)	$ (62,834)	$ 624,263	$ (8,415)

Consolidated Statements Of Sha7

Consolidated Statements Of Shareholders' Equity (unaudited) Consolidated Statements Of Shareholders' Equity (unaudited) (Parenthetical) - $ / shares	9 Months Ended
	Jun. 30, 2015	Jun. 30, 2014
Purchase of treasury stock (in shares)	8,480,500	3,143,650
Dividends paid to common shareholders (per common share)	$ 0.21

Consolidated Statements Of Cash

Consolidated Statements Of Cash Flows (unaudited) - USD ($) $ in Thousands	9 Months Ended
	Jun. 30, 2015	Jun. 30, 2014
CASH FLOWS FROM OPERATING ACTIVITIES:
Net income	$ 49,568	$ 50,040
Adjustments to reconcile net income to net cash provided by operating activities:
ESOP and stock-based compensation expense	10,438	9,427
Depreciation and amortization	12,534	9,128
Deferred income tax expense	(388)	0
Provision for loan losses	3,000	15,000
Net gain on the sale of loans	(3,337)	(1,545)
Other net losses	1,956	1,794
Principal repayments on and proceeds from sales of loans held for sale	21,077	23,653
Loans originated for sale	(20,641)	(22,982)
Increase in bank owned life insurance contracts	(4,825)	(4,817)
Net increase in interest receivable and other assets	(1,490)	(769)
Net increase in accrued expenses and other liabilities	7,971	6,215
Other	305	114
Net cash provided by operating activities	76,168	85,258
CASH FLOWS FROM INVESTING ACTIVITIES:
Loans originated	(1,940,576)	(1,773,626)
Principal repayments on loans	1,452,227	1,279,312
Proceeds from principal repayments and maturities of:
Securities available for sale	112,983	89,332
Proceeds from sale of:
Loans	83,029	34,631
Real estate owned	19,040	18,684
Purchases of:
FHLB stock	(29,059)	(4,791)
Securities available for sale	(114,462)	(135,841)
Premises and equipment	(3,388)	(2,506)
Other	304	24
Net cash used in investing activities	(419,902)	(494,781)
CASH FLOWS FROM FINANCING ACTIVITIES:
Net (decrease) increase in deposits	(191,819)	238,722
Net decrease in borrowers’ advances for insurance and taxes	(32,093)	(29,107)
Net decrease in principal and interest owed on loans serviced	(9,730)	(34,616)
Net increase (decrease) in short term borrowed funds	372,551	(18,572)
Proceeds from long term borrowed funds	400,294	340,000
Repayment of long term borrowed funds	(12,404)	(49,145)
Purchase of treasury shares	(124,681)	(68,279)
Excess tax benefit related to stock-based compensation	1,239	34
Acquisition of treasury shares through net settlement of stock benefit plans compensation	(3,239)	0
Dividends paid to common shareholders	(13,584)	0
Net cash provided by financing activities	386,534	379,037
NET INCREASE (DECREASE) IN CASH AND CASH EQUIVALENTS	42,800	(30,486)
CASH AND CASH EQUIVALENTS—Beginning of period	181,403	285,996
CASH AND CASH EQUIVALENTS—End of period	224,203	255,510
SUPPLEMENTAL DISCLOSURE OF CASH FLOW INFORMATION:
Cash paid for interest on deposits	70,317	67,469
Cash paid for interest on borrowed funds	13,457	6,557
Cash paid for income taxes	15,383	14,100
SUPPLEMENTAL SCHEDULES OF NONCASH INVESTING AND FINANCING ACTIVITIES:
Transfer of loans to real estate owned	18,557	18,055
Transfer of loans from held for investment to held for sale	87,196	35,395
Treasury stock issued for stock benefit plans	$ 6,676	$ 0

Basis Of Presentation

Basis Of Presentation	9 Months Ended
	Jun. 30, 2015
Accounting Policies [Abstract]
Basis Of Presentation	BASIS OF PRESENTATION TFS Financial Corporation, a federally chartered stock holding company, conducts its principal activities through its wholly owned subsidiaries. The principal line of business of the Company is retail consumer banking, including mortgage lending, deposit gathering, and, to a much lesser extent, other financial services. On June 30, 2015 , approximately 77% of the Company’s outstanding shares were owned by a federally chartered mutual holding company, Third Federal Savings and Loan Association of Cleveland, MHC. The thrift subsidiary of TFS Financial Corporation is Third Federal Savings and Loan Association of Cleveland. The accounting and reporting policies followed by the Company conform in all material respects to accounting principles generally accepted in the United States of America and to general practices in the financial services industry. The preparation of financial statements in conformity with U.S. GAAP requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements. Actual results could differ from those estimates. The allowance for loan losses, the valuation of mortgage loan servicing rights, the valuation of deferred tax assets, and the determination of pension obligations and stock-based compensation are particularly subject to change. The unaudited interim consolidated financial statements were prepared without an audit and reflect all adjustments of a normal recurring nature which, in the opinion of management, are necessary to present fairly the consolidated financial condition of the Company at June 30, 2015 , and its results of operations and cash flows for the periods presented. Such adjustments are the only adjustments reflected in the unaudited interim financial statements. In accordance with Regulation S-X for interim financial information, these statements do not include certain information and footnote disclosures required for complete audited financial statements. The Company’s Annual Report on Form 10-K for the fiscal year ended September 30, 2014 contains consolidated financial statements and related notes, which should be read in conjunction with the accompanying interim consolidated financial statements. The results of operations for the interim periods disclosed herein are not necessarily indicative of the results that may be expected for the fiscal year ending September 30, 2015 or for any other period.

Earnings Per Share

Earnings Per Share	9 Months Ended
	Jun. 30, 2015
Earnings Per Share [Abstract]
Earnings Per Share	EARNINGS PER SHARE Basic earnings per share is the amount of earnings available to each share of common stock outstanding during the reporting period. Diluted earnings per share is the amount of earnings available to each share of common stock outstanding during the reporting period adjusted to include the effect of potentially dilutive common shares. For purposes of computing earnings per share amounts, outstanding shares include shares held by the public, shares held by the ESOP that have been allocated to participants or committed to be released for allocation to participants, the 227,119,132 shares held by Third Federal Savings, MHC, and, for purposes of computing dilutive earnings per share, stock options and restricted stock units with a dilutive impact. At June 30, 2015 and 2014 , respectively, the ESOP held 6,283,426 and 6,716,765 shares that were neither allocated to participants nor committed to be released to participants. The following is a summary of the Company's earnings per share calculations. For the Three Months Ended June 30, 2015 2014 Income Shares Per share amount Income Shares Per share amount (Dollars in thousands, except per share data) Net income $ 17,258 $ 17,631 Less: income allocated to restricted stock units 145 84 Basic earnings per share: Income available to common shareholders $ 17,113 288,553,691 $ 0.06 $ 17,547 298,681,954 $ 0.06 Diluted earnings per share: Effect of dilutive potential common shares 2,206,063 1,851,067 Income available to common shareholders $ 17,113 290,759,754 $ 0.06 $ 17,547 300,533,021 $ 0.06 For the Nine Months Ended June 30, 2015 2014 Income Shares Per share amount Income Shares Per share amount (Dollars in thousands, except per share data) Net income $ 49,568 $ 50,040 Less: income allocated to restricted stock units 424 240 Basic earnings per share: Income available to common shareholders $ 49,144 291,251,487 $ 0.17 $ 49,800 299,860,726 $ 0.17 Diluted earnings per share: Effect of dilutive potential common shares 2,193,312 1,390,348 Income available to common shareholders $ 49,144 293,444,799 $ 0.17 $ 49,800 301,251,074 $ 0.17 The following is a summary of outstanding stock options that are excluded from the computation of diluted earnings per share because their inclusion would be anti-dilutive. For the Three Months Ended June 30, For the Nine Months Ended June 30, 2015 2014 2015 2014 Options to purchase shares 1,359,000 784,600 1,391,400 829,300

Investment Securities

Investment Securities	9 Months Ended
	Jun. 30, 2015
Investments [Abstract]
Investment Securities	INVESTMENT SECURITIES Investments available for sale are summarized as follows: June 30, 2015 Amortized Cost Gross Unrealized Fair Value Gains Losses U.S. government and agency obligations $ 2,000 $ 8 $ — $ 2,008 REMICs 555,856 2,449 (1,691 ) 556,614 Fannie Mae certificates 10,090 715 (75 ) 10,730 Total $ 567,946 $ 3,172 $ (1,766 ) $ 569,352 September 30, 2014 Amortized Gross Fair Gains Losses U.S. government and agency obligations $ 2,000 $ 23 $ — $ 2,023 REMICs 557,895 1,896 (4,184 ) 555,607 Fannie Mae certificates 10,654 749 (165 ) 11,238 Total $ 570,549 $ 2,668 $ (4,349 ) $ 568,868 Gross unrealized losses on securities and the estimated fair value of the related securities, aggregated by investment category and length of time the individual securities have been in a continuous loss position, at June 30, 2015 and September 30, 2014 , were as follows: June 30, 2015 Less Than 12 Months 12 Months or More Total Estimated Fair Value Unrealized Loss Estimated Fair Value Unrealized Loss Estimated Fair Value Unrealized Loss Available for sale— REMICs $ 133,939 $ 666 $ 87,887 $ 1,025 $ 221,826 $ 1,691 Fannie Mae certificates 4,823 75 — — 4,823 75 Total $ 138,762 $ 741 $ 87,887 $ 1,025 $ 226,649 $ 1,766 September 30, 2014 Less Than 12 Months 12 Months or More Total Estimated Fair Value Unrealized Loss Estimated Fair Value Unrealized Loss Estimated Fair Value Unrealized Loss Available for sale— REMICs $ 182,151 $ 947 $ 162,321 $ 3,237 $ 344,472 $ 4,184 Fannie Mae certificates — — 4,826 165 4,826 165 Total $ 182,151 $ 947 $ 167,147 $ 3,402 $ 349,298 $ 4,349 The unrealized losses on investment securities were attributable to interest rate increases. The contractual terms of U.S. government and agency obligations do not permit the issuer to settle the security at a price less than the par value of the investment. The contractual cash flows of mortgage-backed securities are guaranteed by Fannie Mae, Freddie Mac and Ginnie Mae. REMICs are issued by or backed by securities issued by these governmental agencies. It is expected that the securities would not be settled at a price substantially less than the amortized cost of the investment. The U.S. Treasury Department established financing agreements in 2008 to ensure Fannie Mae and Freddie Mac meet their obligations to holders of mortgage-backed securities that they have issued or guaranteed. Since the decline in value is attributable to changes in interest rates and not credit quality and because the Association has neither the intent to sell the securities nor is it more likely than not the Association will be required to sell the securities for the time periods necessary to recover the amortized cost, these investments are not considered other-than-temporarily impaired. At June 30, 2015 , the amortized cost and fair value of U.S. government and agency obligations available for sale, categorized as due within one year, are $2,000 and $2,008 , respectively. At September 30, 2014 , the amortized cost and fair value of those obligations, then categorized as due in more than one year but less than five years, were $2,000 and $2,023 , respectively.

Loans And Allowance For Loan Lo

Loans And Allowance For Loan Losses	9 Months Ended
	Jun. 30, 2015
Receivables [Abstract]
Loans And Allowance For Loan Losses	LOANS AND ALLOWANCE FOR LOAN LOSSES Loans held for investment consist of the following: June 30, September 30, Real estate loans: Residential Core $ 9,271,050 $ 8,828,839 Residential Home Today 140,432 154,196 Home equity loans and lines of credit 1,641,827 1,696,929 Construction 51,020 57,104 Real estate loans 11,104,329 10,737,068 Other consumer loans 3,679 4,721 Less: Deferred loan expenses (fees), net 7,144 (1,155 ) LIP (30,119 ) (28,585 ) Allowance for loan losses (76,904 ) (81,362 ) Loans held for investment, net $ 11,008,129 $ 10,630,687 At June 30, 2015 and September 30, 2014 , respectively, $ 10,658 and $4,962 of loans were classified as mortgage loans held for sale. A large concentration of the Company’s lending is in Ohio and Florida. As of June 30, 2015 and September 30, 2014 , the percentages of residential real estate loans held in Ohio were 64% and 68% , respectively, and the percentages held in Florida were 17% as of both dates. As of June 30, 2015 and September 30, 2014 , home equity loans and lines of credit were concentrated in Ohio ( 39% and 40% respectively), Florida ( 27% and 28% respectively), and California ( 13% at each date). Although somewhat dissipating during the last two years, the lingering effects of the adverse economic conditions and market for real estate in Ohio and Florida that arose in connection with the financial crisis of 2008, continue to unfavorably impact the ability of borrowers in those areas to repay their loans. Home Today is an affordable housing program targeted to benefit low- and moderate-income home buyers. Through this program the Association provided the majority of loans to borrowers who would not otherwise qualify for the Association’s loan products, generally because of low credit scores. Although the credit profiles of borrowers in the Home Today program might be described as sub-prime, Home Today loans generally contain the same features as loans offered to our Core borrowers. Borrowers in the Home Today program must complete financial management education and counseling and must be referred to the Association by a sponsoring organization with which the Association has partnered as part of the program. Borrowers must also meet a minimum credit score threshold. Because the Association applied less stringent underwriting and credit standards to the majority of Home Today loans, loans originated under the program have greater credit risk than its traditional residential real estate mortgage loans. While effective March 27, 2009, the Home Today underwriting guidelines were changed to be substantially the same as the Association’s traditional first mortgage product, the majority of loans in this program were originated prior to that date. As of June 30, 2015 and September 30, 2014 , the principal balance of Home Today loans originated prior to March 27, 2009 was $ 137,358 and $ 151,164 , respectively. The Association does not offer, and has not offered, loan products frequently considered to be designed to target sub-prime borrowers containing features such as higher fees or higher rates, negative amortization, a loan-to-value ratio greater than 100%, or pay option adjustable-rate mortgages. An age analysis of the recorded investment in loan receivables that are past due at June 30, 2015 and September 30, 2014 is summarized in the following tables. When a loan is more than one month past due on its scheduled payments, the loan is considered 30 days or more past due. Balances are net of deferred fees and any applicable loans-in-process. 30-59 Days Past Due 60-89 Days Past Due 90 Days or More Past Due Total Past Due Current Total June 30, 2015 Real estate loans: Residential Core $ 9,047 $ 2,829 $ 26,855 $ 38,731 $ 9,232,807 $ 9,271,538 Residential Home Today 5,199 2,283 10,425 17,907 120,644 138,551 Home equity loans and lines of credit 4,687 2,086 7,159 13,932 1,636,689 1,650,621 Construction — — 427 427 20,217 20,644 Total real estate loans 18,933 7,198 44,866 70,997 11,010,357 11,081,354 Other consumer loans — — — — 3,679 3,679 Total $ 18,933 $ 7,198 $ 44,866 $ 70,997 $ 11,014,036 $ 11,085,033 30-59 Days Past Due 60-89 Days Past Due 90 Days or More Past Due Total Past Due Current Total September 30, 2014 Real estate loans: Residential Core $ 9,067 $ 3,899 $ 37,451 $ 50,417 $ 8,772,180 $ 8,822,597 Residential Home Today 7,887 2,553 15,105 25,545 126,417 151,962 Home equity loans and lines of credit 6,044 1,785 9,037 16,866 1,687,349 1,704,215 Construction 200 — — 200 28,354 28,554 Total real estate loans 23,198 8,237 61,593 93,028 10,614,300 10,707,328 Other consumer loans — — — — 4,721 4,721 Total $ 23,198 $ 8,237 $ 61,593 $ 93,028 $ 10,619,021 $ 10,712,049 The recorded investment of loan receivables in non-accrual status is summarized in the following table. Balances are net of deferred fees. June 30, September 30, Real estate loans: Residential Core $ 67,458 $ 79,388 Residential Home Today 24,393 29,960 Home equity loans and lines of credit 23,168 26,189 Construction 427 — Total real estate loans 115,446 135,537 Other consumer loans — — Total non-accrual loans $ 115,446 $ 135,537 Loans are placed in non-accrual status when they are contractually 90 days or more past due. Loans restructured in TDRs that were in non-accrual status prior to the restructurings remain in non-accrual status for a minimum of six months after restructuring. Additionally, home equity loans and lines of credit where the customer has a severely delinquent first mortgage loan and loans in Chapter 7 bankruptcy status where all borrowers have filed, and not reaffirmed or been dismissed, are placed in non-accrual status. At June 30, 2015 and September 30, 2014 , respectively, the recorded investment in non-accrual loans includes $70,580 and $73,946 which are performing according to the terms of their agreement, of which $46,775 and $49,019 are loans in Chapter 7 bankruptcy status primarily where all borrowers have filed, and have not reaffirmed or been dismissed. Interest on loans in accrual status, including certain loans individually reviewed for impairment, is recognized in interest income as it accrues, on a daily basis. Accrued interest on loans in non-accrual status is reversed by a charge to interest income and income is subsequently recognized only to the extent cash payments are received. Cash payments on loans in non-accrual status are applied to the oldest scheduled, unpaid payment first. Cash payments on loans with a partial charge-off are applied fully to principal, then to recovery of the charged off amount prior to interest income being recognized. A non-accrual loan is generally returned to accrual status when contractual payments are less than 90 days past due. However, a loan may remain in non-accrual status when collectability is uncertain, such as a TDR that has not met minimum payment requirements, a loan with a partial charge-off, an equity loan or line of credit with a delinquent first mortgage greater than 90 days, or a loan in Chapter 7 bankruptcy status where all borrowers have filed, and have not reaffirmed or been dismissed. The number of days past due is determined by the number of scheduled payments that remain unpaid, assuming a period of 30 days between each scheduled payment. The recorded investment in loan receivables at June 30, 2015 and September 30, 2014 is summarized in the following table. The table provides details of the recorded balances according to the method of evaluation used for determining the allowance for loan losses, distinguishing between determinations made by evaluating individual loans and determinations made by evaluating groups of loans not individually evaluated. Balances of recorded investments are net of deferred fees and any applicable loans-in-process. June 30, 2015 September 30, 2014 Individually Collectively Total Individually Collectively Total Real estate loans: Residential Core $ 124,740 $ 9,146,798 $ 9,271,538 $ 131,719 $ 8,690,878 $ 8,822,597 Residential Home Today 61,021 77,530 138,551 67,177 84,785 151,962 Home equity loans and lines of credit 33,369 1,617,252 1,650,621 34,490 1,669,725 1,704,215 Construction 427 20,217 20,644 — 28,554 28,554 Total real estate loans 219,557 10,861,797 11,081,354 233,386 10,473,942 10,707,328 Other consumer loans — 3,679 3,679 — 4,721 4,721 Total $ 219,557 $ 10,865,476 $ 11,085,033 $ 233,386 $ 10,478,663 $ 10,712,049 An analysis of the allowance for loan losses at June 30, 2015 and September 30, 2014 is summarized in the following table. The analysis provides details of the allowance for loan losses according to the method of evaluation, distinguishing between allowances for loan losses determined by evaluating individual loans and allowances for loan losses determined by evaluating groups of loans collectively. June 30, 2015 September 30, 2014 Individually Collectively Total Individually Collectively Total Real estate loans: Residential Core $ 10,269 $ 15,686 $ 25,955 $ 8,889 $ 22,191 $ 31,080 Residential Home Today 4,137 6,942 11,079 6,366 10,058 16,424 Home equity loans and lines of credit 554 39,280 39,834 532 33,299 33,831 Construction 26 10 36 — 27 27 Total real estate loans 14,986 61,918 76,904 15,787 65,575 81,362 Other consumer loans — — — — — — Total $ 14,986 $ 61,918 $ 76,904 $ 15,787 $ 65,575 $ 81,362 At June 30, 2015 and September 30, 2014 , individually evaluated loans that required an allowance were comprised only of loans evaluated for impairment based on the present value of cash flows, such as performing TDRs, and loans with a further deterioration in the fair value of collateral not yet identified as uncollectible. All other individually evaluated loans received a charge-off, if applicable. Because many variables are considered in determining the appropriate level of general valuation allowances, directional changes in individual considerations do not always align with the directional change in the balance of a particular component of the general valuation allowance. At June 30, 2015 and September 30, 2014 , respectively, allowances on individually reviewed loans evaluated for impairment based on the present value of cash flows, such as performing TDRs, were $ 14,953 and $ 15,787 . Residential Core mortgage loans represent the largest portion of the residential real estate portfolio. The Company believes overall credit risk is low based on the nature, composition, collateral, products, lien position and performance of the portfolio. The portfolio does not include loan types or structures that have historically experienced severe performance problems at other financial institutions (sub-prime, no documentation or pay option adjustable rate mortgages). As described earlier in this footnote, Home Today loans have greater credit risk than traditional residential real estate mortgage loans. At June 30, 2015 and September 30, 2014 , respectively, approximately 36% and 42% of Home Today loans include private mortgage insurance coverage. The majority of the coverage on these loans was provided by PMI Mortgage Insurance Co., which was seized by the Arizona Department of Insurance and through March 31, 2015 paid all claim payments at 67%. In April 2015, the Association was notified that, in addition to a catch-up adjustment for prior claims, all future claims will be paid at 70%. Appropriate adjustments have been made to the Association’s affected valuation allowances and charge-offs, and estimated loss severity factors were adjusted accordingly for loans evaluated collectively. The amount of loans in our owned portfolio covered by mortgage insurance provided by PMIC as of June 30, 2015 and September 30, 2014 , respectively, was $ 145,495 and $186,233 of which $ 133,245 and $170,128 was current. The amount of loans in our owned portfolio covered by mortgage insurance provided by Mortgage Guaranty Insurance Corporation as of June 30, 2015 and September 30, 2014 , respectively, was $ 61,458 and $74,254 of which $ 60,700 and $73,616 was current. As of June 30, 2015 , MGIC's long-term debt rating, as published by the major credit rating agencies, did not meet the requirements to qualify as "high credit quality"; however, MGIC continues to make claims payments in accordance with its contractual obligations and the Association has not increased its estimated loss severity factors related to MGIC's claim paying ability. No other loans were covered by mortgage insurers that were deferring claim payments or which were assessed as being non-investment grade. Home equity loans and lines of credit represent a significant portion of the residential real estate portfolio, primarily comprised of home equity lines of credit. The state of the economy and low housing prices continue to have an adverse impact on a portion of this portfolio since the home equity lines generally are in a second lien position. Post-origination deterioration in economic and housing market conditions may also impact a borrower's ability to afford the higher payments required during the end of draw repayment period that follows the period of interest only payments on home equity lines of credit originated prior to 2012 or the ability to secure alternative financing. Beginning in February 2013, the terms on new home equity lines of credit included monthly principal and interest payments throughout the entire term to minimize the potential payment differential between the during draw and after draw periods. The Association originates construction loans to individuals for the construction of their personal single-family residence by a qualified builder (construction/permanent loans). The Association’s construction/permanent loans generally provide for disbursements to the builder or sub-contractors during the construction phase as work progresses. During the construction phase, the borrower only pays interest on the drawn balance. Upon completion of construction, the loan converts to a permanent amortizing loan without the expense of a second closing. The Association offers construction/permanent loans with fixed or adjustable rates, and a current maximum loan-to-completed-appraised value ratio of 80%. Construction financing generally involves greater credit risk than long-term financing on improved, owner-occupied real estate. Risk of loss on a construction loan depends largely upon the accuracy of the initial estimate of the value of the property at completion of construction compared to the estimated cost (including interest) of construction and other assumptions. If the estimate of construction cost proves to be inaccurate, the Association may be required to advance additional funds beyond the amount originally committed in order to protect the value of the property. Moreover, if the estimated value of the completed project proves to be inaccurate, the borrower may hold a property with a value that is insufficient to assure full repayment of the construction loan upon the sale of the property. This is more likely to occur when home prices are falling. Other consumer loans are comprised of loans secured by certificate of deposit accounts, which are fully recoverable in the event of non-payment. The recorded investment and the unpaid principal balance of impaired loans, including those reported as TDRs, as of June 30, 2015 and September 30, 2014 are summarized as follows. Balances of recorded investments are net of deferred fees. June 30, 2015 September 30, 2014 Recorded Investment Unpaid Principal Balance Related Allowance Recorded Investment Unpaid Principal Balance Related Allowance With no related IVA recorded: Residential Core $ 65,899 $ 85,370 $ — $ 72,840 $ 94,419 $ — Residential Home Today 25,032 52,967 — 28,045 57,854 — Home equity loans and lines of credit 23,256 32,616 — 26,618 38,046 — Construction — — — — — — Other consumer loans — — — — — — Total $ 114,187 $ 170,953 $ — $ 127,503 $ 190,319 $ — With an IVA recorded: Residential Core $ 58,841 $ 59,668 $ 10,269 $ 58,879 $ 59,842 $ 8,889 Residential Home Today 35,989 36,481 4,137 39,132 39,749 6,366 Home equity loans and lines of credit 10,113 10,125 554 7,872 7,909 532 Construction 427 572 26 — — — Other consumer loans — — — — — — Total $ 105,370 $ 106,846 $ 14,986 $ 105,883 $ 107,500 $ 15,787 Total impaired loans: Residential Core $ 124,740 $ 145,038 $ 10,269 $ 131,719 $ 154,261 $ 8,889 Residential Home Today 61,021 89,448 4,137 67,177 97,603 6,366 Home equity loans and lines of credit 33,369 42,741 554 34,490 45,955 532 Construction 427 572 26 — — — Other consumer loans — — — — — — Total $ 219,557 $ 277,799 $ 14,986 $ 233,386 $ 297,819 $ 15,787 At June 30, 2015 and September 30, 2014 , respectively, the recorded investment in impaired loans includes $ 181,600 and $186,428 of loans restructured in TDRs of which $ 17,051 and $ 20,851 were 90 days or more past due. For all classes of loans, a loan is considered impaired when, based on current information and events, it is probable that the Association will be unable to collect the scheduled payments of principal and interest according to the contractual terms of the loan agreement. Factors considered in determining that a loan is impaired may include the deteriorating financial condition of the borrower indicated by missed or delinquent payments, a pending legal action, such as bankruptcy or foreclosure, or the absence of adequate security for the loan. Charge-offs on residential mortgage loans, home equity loans and lines of credit, and construction loans are recognized when triggering events, such as foreclosure actions, short sales, or deeds accepted in lieu of repayment, result in less than full repayment of the recorded investment in the loans. Partial or full charge-offs are also recognized for the amount of impairment on loans considered collateral dependent that meet the conditions described below. • For residential mortgage loans, payments are greater than 180 days delinquent; • For home equity lines of credit, equity loans, and residential loans restructured in a TDR, payments are greater than 90 days delinquent; • For all classes of loans, a sheriff sale is scheduled within 60 days to sell the collateral securing the loan; • For all classes of loans, all borrowers have been discharged of their obligation through a Chapter 7 bankruptcy; • For all classes of loans, within 60 days of notification, all borrowers obligated on the loan have filed Chapter 7 bankruptcy and have not reaffirmed or been dismissed; • For all classes of loans, a borrower obligated on a loan has filed bankruptcy and the loan is greater than 30 days delinquent, and • For all classes of loans, it becomes evident that a loss is probable. Collateral dependent residential mortgage loans and construction loans are charged off to the extent the recorded investment in a loan, net of anticipated mortgage insurance claims, exceeds the fair value less costs to dispose of the underlying property. Management can determine the loan is uncollectible for reasons such as foreclosures exceeding a reasonable time frame and recommend a full charge-off. Home equity loans or lines of credit are charged off to the extent the recorded investment in the loan plus the balance of any senior liens exceeds the fair value less costs to dispose of the underlying property or management determines the collateral is not sufficient to satisfy the loan. A loan in any portfolio that is identified as collateral dependent will continue to be reported as impaired until it is no longer considered collateral dependent, is less than 30 days past due and does not have a prior charge-off. A loan in any portfolio that has a partial charge-off consequent to impairment evaluation will continue to be individually evaluated for impairment until, at a minimum, the impairment has been recovered. The following summarizes the effective dates of charge-off policies that changed or were first implemented during the current and previous four fiscal years and the portfolios to which those policies apply. Effective Date Policy Portfolio(s) Affected 6/30/2014 A loan is considered collateral dependent and any collateral shortfall is charged off when, within 60 days of notification, all borrowers obligated on a loan filed Chapter 7 bankruptcy and have not reaffirmed or been dismissed (1) All 9/30/2012 Pursuant to an OCC directive, a loan is considered collateral dependent and any collateral shortfall is charged off when all borrowers obligated on a loan are discharged through Chapter 7 bankruptcy All 6/30/2012 Loans in any form of bankruptcy greater than 30 days past due are considered collateral dependent and any collateral shortfall is charged off All 12/31/2011 Pursuant to an OCC directive, impairment on collateral dependent loans previously reserved for in the allowance were charged off. Charge-offs are recorded to recognize confirmed collateral shortfalls on impaired loans (2) All 9/30/2010 Timing of impairment evaluation was accelerated to include equity loans greater than 90 days delinquent (3) Home Equity Loans ____________________________ (1) Prior to 6/30/2014, collateral shortfalls on loans in Chapter 7 bankruptcy were charged off when all borrowers were discharged of the obligation or when the loan was 30 days or more past due. Adoption of this policy did not result in a material change to total charge-offs or the provision for loan losses in the three or nine months ending June 30, 2014. (2) Prior to 12/31/2011, partial charge-offs were not used, but a reserve in the allowance was established when the recorded investment in the loan exceeded the fair value of the collateral less costs to dispose. Individual loans were only charged off when a triggering event occurred, such as a foreclosure action was culminated, a short sale was approved, or a deed was accepted in lieu of repayment. (3) Prior to 9/30/2010, impairment evaluations on equity loans were performed when the loan was greater than 180 days delinquent. Loans restructured in TDRs that are not evaluated based on collateral are separately evaluated for impairment on a loan by loan basis at the time of restructuring and at each subsequent reporting date for as long as they are reported as TDRs. The impairment evaluation is based on the present value of expected future cash flows discounted at the effective interest rate of the original loan. Expected future cash flows include a discount factor representing a potential for default. Valuation allowances are recorded for the excess of the recorded investments over the result of the cash flow analysis. Loans discharged in Chapter 7 bankruptcy are reported as TDRs and also evaluated based on the present value of expected future cash flows unless evaluated based on collateral. We evaluate these loans using the expected future cash flows because we expect the borrower, not liquidation of the collateral, to be the source of repayment for the loan. Other consumer loans are not considered for restructuring. A loan restructured in a TDR is classified as an impaired loan for a minimum of one year. After one year, that loan may be reclassified out of the balance of impaired loans if the loan was restructured to yield a market rate for loans of similar credit risk at the time of restructuring and the loan is not impaired based on the terms of the restructuring agreement. No loans whose terms were restructured in TDRs were reclassified from impaired loans during the three and nine months ended June 30, 2015 and June 30, 2014 . The average recorded investment in impaired loans and the amount of interest income recognized during the period that the loans were impaired are summarized below. For the Three Months Ended June 30, 2015 2014 Average Recorded Investment Interest Income Recognized Average Recorded Investment Interest Income Recognized With no related IVA recorded: Residential Core $ 67,486 $ 384 $ 78,386 $ 271 Residential Home Today 25,748 70 30,082 54 Home equity loans and lines of credit 23,745 66 28,214 81 Construction — — 76 — Other consumer loans — — — — Total $ 116,979 $ 520 $ 136,758 $ 406 With an IVA recorded: Residential Core $ 58,837 $ 640 $ 57,180 $ 689 Residential Home Today 36,460 465 40,827 522 Home equity loans and lines of credit 9,122 71 6,968 61 Construction 214 5 — — Other consumer loans — — — — Total $ 104,633 $ 1,181 $ 104,975 $ 1,272 Total impaired loans: Residential Core $ 126,323 $ 1,024 $ 135,566 $ 960 Residential Home Today 62,208 535 70,909 576 Home equity loans and lines of credit 32,867 137 35,182 142 Construction 214 5 76 — Other consumer loans — — — — Total $ 221,612 $ 1,701 $ 241,733 $ 1,678 For the Nine Months Ended June 30, 2015 2014 Average Recorded Investment Interest Income Recognized Average Recorded Investment Interest Income Recognized With no related IVA recorded: Residential Core $ 69,370 $ 970 $ 81,214 $ 846 Residential Home Today 26,539 193 31,391 207 Home equity loans and lines of credit 24,937 224 27,498 258 Construction — — 211 6 Other consumer loans — — — — Total $ 120,846 $ 1,387 $ 140,314 $ 1,317 With an IVA recorded: Residential Core $ 58,860 $ 1,954 $ 60,493 $ 2,112 Residential Home Today 37,561 1,428 43,052 1,611 Home equity loans and lines of credit 8,993 197 6,972 180 Construction 214 5 33 — Other consumer loans — — — — Total $ 105,628 $ 3,584 $ 110,550 $ 3,903 Total impaired loans: Residential Core $ 128,230 $ 2,924 $ 141,707 $ 2,958 Residential Home Today 64,100 1,621 74,443 1,818 Home equity loans and lines of credit 33,930 421 34,470 438 Construction 214 5 244 6 Other consumer loans — — — — Total $ 226,474 $ 4,971 $ 250,864 $ 5,220 Interest on loans in non-accrual status is recognized on a cash-basis. The amounts of interest income on impaired loans recognized using a cash-basis method were $329 and $912 for the three months and nine months ended June 30, 2015 , respectively, and $267 and $896 for the three months and nine months ended June 30, 2014 , respectively. Cash payments on loans with a partial charge-off are applied fully to principal, then to recovery of the charged off amount prior to interest income being recognized. Interest income on the remaining impaired loans is recognized on an accrual basis. The recorded investment in TDRs by type of concession as of June 30, 2015 and September 30, 2014 is shown in the tables below. June 30, 2015 Reduction in Interest Rates Payment Extensions Forbearance or Other Actions Multiple Concessions Multiple Restructurings Bankruptcy Total Residential Core $ 16,709 $ 946 $ 8,576 $ 21,957 $ 23,584 $ 32,270 $ 104,042 Residential Home Today 8,170 15 6,217 12,917 22,257 6,521 56,097 Home equity loans and lines of credit 99 2,814 433 3,602 839 13,674 21,461 Total $ 24,978 $ 3,775 $ 15,226 $ 38,476 $ 46,680 $ 52,465 $ 181,600 September 30, 2014 Reduction in Interest Rates Payment Extensions Forbearance Multiple Concessions Multiple Bankruptcy Total Residential Core $ 16,693 $ 1,265 $ 10,248 $ 21,113 $ 22,687 $ 33,576 $ 105,582 Residential Home Today 11,374 78 7,448 15,085 20,823 5,301 60,109 Home equity loans and lines of credit 74 1,833 769 1,213 819 16,029 20,737 Total $ 28,141 $ 3,176 $ 18,465 $ 37,411 $ 44,329 $ 54,906 $ 186,428 TDRs may be restructured more than once. Among other requirements, a subsequent restructuring may be available for a borrower upon the expiration of temporary restructuring terms if the borrower cannot return to regular loan payments. If the borrower is experiencing an income curtailment that temporarily has reduced his/her capacity to repay, such as loss of employment, reduction of hours, non-paid leave or short term disability, a temporary restructuring is considered. If the borrower lacks the capacity to repay the loan at the current terms due to a permanent condition, a permanent restructuring is considered. In evaluating the need for a subsequent restructuring, the borrower’s ability to repay is generally assessed utilizing a debt to income and cash flow analysis. As the economy slowly improves, the need for multiple restructurings continues to linger. Loans discharged in Chapter 7 bankruptcy are classified as multiple restructurings if the loan's original terms had also been restructured by the Association. For all loans restructured during the three months and nine months ended June 30, 2015 and June 30, 2014 (set forth in the table below), the pre-restructured outstanding recorded investment was not materially different from the post-restructured outstanding recorded investment. The following tables set forth the recorded investment in TDRs restructured during the periods presented, according to the types of concessions granted. For the Three Months Ended June 30, 2015 Reduction in Interest Rates Payment Extensions Forbearance Multiple Concessions Multiple Bankruptcy Total Residential Core $ 934 $ — $ 494 $ 591 $ 1,321 $ 1,095 $ 4,435 Residential Home Today — — 505 66 865 297 1,733 Home equity loans and lines of credit — 303 — 1,418 115 432 2,268 Total $ 934 $ 303 $ 999 $ 2,075 $ 2,301 $ 1,824 $ 8,436 For the Three Months Ended June 30, 2014 Reduction in Interest Rates Payment Extensions Forbearance Multiple Concessions Multiple Bankruptcy Total Residential Core $ 1,443 $ — $ — $ 1,829 $ 2,134 $ 1,197 $ 6,603 Residential Home Today 210 — — 231 871 273 1,585 Home equity loans and lines of credit — 426 94 356 200 282 1,358 Total $ 1,653 $ 426 $ 94 $ 2,416 $ 3,205 $ 1,752 $ 9,546 For the Nine Months Ended June 30, 2015 Reduction in Interest Rates Payment Extensions Forbearance Multiple Concessions Multiple Bankruptcy Total Residential Core $ 2,234 $ — $ 832 $ 3,438 $ 3,734 $ 5,338 $ 15,576 Residential Home Today 81 — 863 222 4,352 2,031 7,549 Home equity loans and lines of credit — 1,292 — 2,448 212 1,260 5,212 Total $ 2,315 $ 1,292 $ 1,695 $ 6,108 $ 8,298 $ 8,629 $ 28,337 For the Nine Months Ended June 30, 2014 Reduction in Interest Rates Payment Extensions Forbearance Multiple Concessions Multiple Bankruptcy Total Residential Core $ 2,354 $ — $ 224 $ 3,920 $ 4,131 $ 3,964 $ 14,593 Residential Home Today 371 — 66 456 3,095 504 4,492 Home equity loans and lines of credit — 977 94 899 311 1,828 4,109 Total $ 2,725 $ 977 $ 384 $ 5,275 $ 7,537 $ 6,296 $ 23,194 Below summarizes the information on TDRs restructured within the previous 12 months of the period listed for which there was a subsequent payment default, at least 30 days past due on one scheduled payment, during the period presented. For the Three Months Ended June 30, 2015 2014 TDRs That Subsequently Defaulted Number of Contracts Recorded Investment Number of Recorded (Dollars in thousands) (Dollars in thousands) Residential Core 26 $ 2,874 22 $ 1,876 Residential Home Today 19 1,024 22 816 Home equity loans and lines of credit 21 557 23 810 Total 66 $ 4,455 67 $ 3,502 For the Nine Months Ended June 30, 2015 2014 TDRs That Subsequently Defaulted Number of Contracts Recorded Investment Number of Contracts Recorded Investment (Dollars in thousands) (Dollars in thousands) Residential Core 37 $ 3,790 31 $ 2,640 Residential Home Today 27 1,440 29 1,054 Home equity loans and lines of credit 39 748 47 945 Total 103 $ 5,978 107 $ 4,639 The following tables provide information about the credit quality of residential loan receivables by an internally assigned grade. Balances are net of deferred fees and any applicable LIP. Pass Special Mention Substandard Loss Total June 30, 2015 Real Estate Loans: Residential Core $ 9,200,313 $ — $ 71,225 $ — $ 9,271,538 Residential Home Today 112,538 — 26,013 — 138,551 Home equity loans and lines of credit 1,618,873 4,936 26,812 — 1,650,621 Construction 20,217 — 427 — 20,644 Total $ 10,951,941 $ 4,936 $ 124,477 $ — $ 11,081,354 Pass Special Mention Substandard Loss Total September 30, 2014 Real Estate Loans: Residential Core $ 8,739,183 $ — $ 83,414 $ — $ 8,822,597 Residential Home Today 120,827 — 31,135 — 151,962 Home equity loans and lines of credit 1,667,939 6,084 30,192 — 1,704,215 Construction 28,554 — — — 28,554 Total $ 10,556,503 $ 6,084 $ 144,741 $ — $ 10,707,328 Residential loans are internally assigned a grade that complies with the guidelines outlined in the OCC’s Handbook for Rating Credit Risk. Pass loans are assets well protected by the current paying capacity of the borrower. Special Mention loans have a potential weakness that the Association feels deserve management’s attention and may result in further deterioration in their repayment prospects and/or the Association’s credit position. Substandard loans are inadequately protected by the current payment capacity of the borrower or the collateral pledged with a defined weakness that jeopardizes the liquidation of the debt. Also included in Substandard are performing home equity loans and lines of credit where the customer

Deposits

Deposits	9 Months Ended
	Jun. 30, 2015
Deposits [Abstract]
Deposits	DEPOSITS Deposit account balances are summarized as follows: June 30, September 30, Negotiable order of withdrawal accounts $ 1,005,044 $ 990,326 Savings accounts 1,624,088 1,661,920 Certificates of deposit 5,830,929 6,000,216 8,460,061 8,652,462 Accrued interest 1,998 1,416 Total deposits $ 8,462,059 $ 8,653,878 Brokered certificates of deposit, which are used as a cost effective funding alternative, totaled $520,110 and $356,685 at June 30, 2015 and September 30, 2014 , respectively. The FDIC places restrictions on banks with regard to issuing brokered deposits based on the bank's capital classification. As a well-capitalized institution at June 30, 2015 and September 30, 2014 , the Association may accept brokered deposits without FDIC restrictions.

Other Comprehensive Income (Los

Other Comprehensive Income (Loss)	9 Months Ended
	Jun. 30, 2015
Equity [Abstract]
Other Comprehensive Income (Loss)	OTHER COMPREHENSIVE INCOME (LOSS) The change in accumulated other comprehensive income (loss) by component is as follows: For the Three Months Ended For the Three Months Ended June 30, 2015 June 30, 2014 Unrealized gains (losses) on securities available for sale Defined Benefit Plan Total Unrealized gains (losses) on securities available for sale Defined Benefit Plan Total Balance at beginning of period $ 3,209 $ (9,453 ) $ (6,244 ) $ (2,310 ) $ (6,372 ) $ (8,682 ) Other comprehensive (loss) income before reclassifications, net of tax benefit (expense) of $1,235 and $(1,182) (2,294 ) — (2,294 ) 2,195 — 2,195 Amounts reclassified from accumulated other comprehensive income (loss), net of tax benefit of $67 and $26 — 123 123 — 48 48 Other comprehensive (loss) income (2,294 ) 123 (2,171 ) 2,195 48 2,243 Balance at end of period $ 915 $ (9,330 ) $ (8,415 ) $ (115 ) $ (6,324 ) $ (6,439 ) For the Nine Months Ended For the Nine Months Ended June 30, 2015 June 30, 2014 Unrealized gains (losses) on securities available for sale Defined Benefit Plan Total Unrealized gains (losses) on securities available for sale Defined Benefit Plan Total Balance at beginning of period $ (1,092 ) $ (9,700 ) $ (10,792 ) $ (2,136 ) $ (6,468 ) $ (8,604 ) Other comprehensive income before reclassifications, net of tax expense of $1,081 and $1,088 2,007 — 2,007 2,021 — 2,021 Amounts reclassified from accumulated other comprehensive income (loss), net of tax benefit of $200 and $78 — 370 370 — 144 144 Other comprehensive income 2,007 370 2,377 2,021 144 2,165 Balance at end of period $ 915 $ (9,330 ) $ (8,415 ) $ (115 ) $ (6,324 ) $ (6,439 ) The following table presents the reclassification adjustment out of accumulated other comprehensive income (loss) included in net income and the corresponding line item on the consolidated statements of income for the periods indicated: Amounts Reclassified from Accumulated Other Comprehensive Income Details about Accumulated Other Comprehensive Income Components For the Three Months Ended June 30, For the Nine Months Ended June 30, Line Item in the Statement of Income 2015 2014 2015 2014 Actuarial loss $ 190 $ 74 $ 570 $ 222 (a) Income tax benefit (67 ) (26 ) (200 ) (78 ) Income tax expense Net of income tax benefit $ 123 $ 48 $ 370 $ 144 (a) These items are included in the computation of net period pension cost. See Note 8. Defined Benefit Plan for additional disclosure.

Income Taxes

Income Taxes	9 Months Ended
	Jun. 30, 2015
Income Tax Disclosure [Abstract]
Income Taxes	INCOME TAXES The Company and its subsidiaries file income tax returns in the U.S. federal jurisdiction and in various state and city jurisdictions. Federal income tax returns and the Association's Ohio Franchise Tax returns have been audited and settled for tax years through 2010 and 2011, respectively. With few exceptions, the Company is no longer subject to federal or state tax examinations for tax years prior to 2011. The Company recognizes interest and penalties on income tax assessments or income tax refunds, where applicable, in the financial statements as a component of its provision for income taxes. The Company makes certain investments in limited partnerships which invest in affordable housing projects that qualify for the Low Income Housing Tax Credit. The Company acts as a limited partner in these investments and does not exert control over the operating or financial policies of the partnership. The balance of these investments is included in Other Assets on the Consolidated Statements of Condition, $991 at June 30, 2015 and $0 at September 30, 2014 . The Company accounts for its interests in LIHTCs using the proportional amortization method. The impact of the Company's investments in tax credit entities on the provision for income taxes was not material during the three and nine months ended June 30, 2015 and June 30, 2014 .

Defined Benefit Plan

Defined Benefit Plan	9 Months Ended
	Jun. 30, 2015
Compensation and Retirement Disclosure [Abstract]
Defined Benefit Plan	DEFINED BENEFIT PLAN The Third Federal Savings Retirement Plan (the “Plan”) is a defined benefit pension plan. Effective December 31, 2002, the Plan was amended to limit participation to employees who met the Plan’s eligibility requirements on that date. Effective December 31, 2011, the Plan was amended to freeze future benefit accruals for participants in the Plan. After December 31, 2002, employees not participating in the Plan, upon meeting the applicable eligibility requirements, and those eligible participants who no longer receive service credits under the Plan, participate in a separate tier of the Company’s defined contribution 401(k) Savings Plan. Benefits under the Plan are based on years of service and the employee’s average annual compensation (as defined in the Plan) through December 31, 2011. The funding policy of the Plan is consistent with the funding requirements of U.S. federal and other governmental laws and regulations. The components, including an estimated settlement adjustment due to expected lump sum payments exceeding the interest cost for the year, of net periodic cost recognized in the statements of income are as follows: Three Months Ended Nine Months Ended June 30, June 30, 2015 2014 2015 2014 Interest cost $ 782 $ 801 $ 2,347 $ 2,403 Expected return on plan assets (1,104 ) (1,055 ) (3,311 ) (3,166 ) Amortization of net loss 190 74 570 222 Estimated net loss due to settlement 228 180 684 541 Net periodic cost $ 96 $ — $ 290 $ — There were no required minimum employer contributions during the nine months ended June 30, 2015 . The Company made a voluntary contribution of $2,000 during the three months ended June 30, 2015 . No minimum employer contributions are expected during the remainder of the fiscal year.

Equity Incentive Plan

Equity Incentive Plan	9 Months Ended
	Jun. 30, 2015
Equity Incentive Plan [Abstract]
Equity Incentive Plan	EQUITY INCENTIVE PLAN In December 2014 and May 2015, respectively, 961,200 and 433,200 options to purchase our common stock and 295,500 and 81,600 restricted stock units were granted to certain directors, officers and employees of the Company. The awards were made pursuant to the shareholder-approved 2008 Equity Incentive Plan. During the nine months ended June 30, 2015 and 2014 , the Company recorded $5,656 and $5,335 , respectively, of stock-based compensation expense, comprised of stock option expense of $2,624 and $2,464 , respectively, and restricted stock units expense of $3,032 and $2,871 , respectively. At June 30, 2015 , 7,373,475 shares were subject to options, with a weighted average exercise price of $11.89 per share and a weighted average grant date fair value of $2.98 per share. Expected future expense related to the 2,468,802 non-vested options outstanding as of June 30, 2015 is $4,029 over a weighted average of 2.6 years. At June 30, 2015 , 906,662 restricted stock units, with a weighted average grant date fair value of $12.94 per unit, are unvested. Expected future compensation expense relating to the 1,277,040 restricted stock units outstanding as of June 30, 2015 is $5,585 over a weighted average period of 2.4 years. Each unit is equivalent to one share of common stock.

Commitments And Contingent Liab

Commitments And Contingent Liabilities	9 Months Ended
	Jun. 30, 2015
Commitments and Contingencies Disclosure [Abstract]
Commitments And Contingent Liabilities	COMMITMENTS AND CONTINGENT LIABILITIES In the normal course of business, the Company enters into commitments with off-balance sheet risk to meet the financing needs of its customers. Commitments to extend credit are agreements to lend to a customer as long as there is no violation of any condition established in the contract. Commitments to originate loans generally have fixed expiration dates of 60 to 360 days or other termination clauses and may require payment of a fee. Unfunded commitments related to home equity lines of credit generally expire from 5 to 10 years following the date that the line of credit was established, subject to various conditions, including compliance with payment obligation, adequacy of collateral securing the line and maintenance of a satisfactory credit profile by the borrower. Since some of the commitments may expire without being drawn upon, the total commitment amounts do not necessarily represent future cash requirements. Off-balance sheet commitments to extend credit involve elements of credit risk and interest rate risk in excess of the amount recognized in the consolidated statements of condition. The Company’s exposure to credit loss in the event of nonperformance by the other party to the commitment is represented by the contractual amount of the commitment. The Company generally uses the same credit policies in making commitments as it does for on-balance-sheet instruments. Interest rate risk on commitments to extend credit results from the possibility that interest rates may have moved unfavorably from the position of the Company since the time the commitment was made. At June 30, 2015 , the Company had commitments to originate loans as follows: Fixed-rate mortgage loans $ 314,655 Adjustable-rate mortgage loans 270,350 Equity loans and lines of credit including bridge loans 47,449 Total $ 632,454 At June 30, 2015 , the Company had unfunded commitments outstanding as follows: Equity lines of credit $ 1,193,728 Construction loans 30,119 Private equity investments 12,941 Total $ 1,236,788 At June 30, 2015 , the unfunded commitment on home equity lines of credit, including commitments for accounts suspended as a result of material default or a decline in equity, is $1,366,920 . At June 30, 2015 and September 30, 2014 , the Company had $10,301 and $4,570 , respectively, in commitments to securitize and sell mortgage loans. Management expects that the above commitments will be funded through normal operations. The Company and its subsidiaries are subject to various legal actions arising in the normal course of business. In the opinion of management, the resolution of these legal actions is not expected to have a material adverse effect on the Company’s financial condition, results of operation, or statements of cash flows.

Fair Value

Fair Value	9 Months Ended
	Jun. 30, 2015
Fair Value Disclosures [Abstract]
Fair Value	FAIR VALUE Under U.S. GAAP, fair value is defined as the price that would be received to sell an asset, or paid to transfer a liability, in an orderly transaction between market participants at the measurement date and a fair value framework is established whereby assets and liabilities measured at fair value are grouped into three levels of a fair value hierarchy, based on the transparency of inputs and the reliability of assumptions used to estimate fair value. The Company’s policy is to recognize transfers between levels of the hierarchy as of the end of the reporting period in which the transfer occurs. The three levels of inputs are defined as follows: Level 1 – quoted prices (unadjusted) for identical assets or liabilities in active markets. Level 2 – quoted prices for similar assets or liabilities in active markets, quoted prices for identical or similar assets or liabilities in markets with few transactions, or model-based valuation techniques using assumptions that are observable in the market. Level 3 – a company’s own assumptions about how market participants would price an asset or liability. As permitted under the fair value guidance in U.S. GAAP, the Company elects to measure at fair value mortgage loans classified as held for sale that are subject to pending agency contracts to securitize and sell loans. This election is expected to reduce volatility in earnings related to market fluctuations between the contract trade and settlement dates. At June 30, 2015 and September 30, 2014 , respectively, there were $10,298 and $4,570 loans held for sale, with unpaid principal balances of $10,301 and $4,491 , subject to pending agency contracts for which the fair value option was elected. Included in the net gain on the sale of loans is $63 and $177 for the three months ending June 30, 2015 and 2014 , respectively, and $(48) and $117 for the nine months ending June 30, 2015 and 2014 , respectively, related to changes during the period in the fair value of loans held for sale subject to pending agency contracts. Presented below is a discussion of the methods and significant assumptions used by the Company to estimate fair value. Investment Securities Available for Sale— Investment securities available for sale are recorded at fair value on a recurring basis. At June 30, 2015 and September 30, 2014 , respectively, this includes $569,352 and $568,868 of investments in U.S. government and agency obligations including U.S. Treasury notes and sequentially structured, highly liquid collateralized mortgage obligations issued by Fannie Mae, Freddie Mac and Ginnie Mae. Both are measured using the market approach. The fair values of treasury notes and collateralized mortgage obligations represent unadjusted price estimates obtained from third party independent nationally recognized pricing services using pricing models or quoted prices of securities with similar characteristics and are included in Level 2 of the hierarchy. Third party pricing is reviewed on a monthly basis for reasonableness based on the market knowledge and experience of company personnel that interact daily with the markets for these types of securities. Mortgage Loans Held for Sale— The fair value of mortgage loans held for sale is estimated on an aggregate basis using a market approach based on quoted secondary market pricing for loan portfolios with similar characteristics. Loans held for sale are carried at the lower of cost or fair value except, as described above, the Company elects the fair value measurement option for mortgage loans held for sale subject to pending agency contracts to securitize and sell loans. Loans held for sale are included in Level 2 of the hierarchy. At June 30, 2015 and September 30, 2014 there were $10,298 and $4,570 , respectively, of loans held for sale measured at fair value and $360 and $392 , respectively, of loans held for sale carried at cost. Impaired Loans— Impaired loans represent certain loans held for investment that are subject to a fair value measurement under U.S. GAAP because they are individually evaluated for impairment and that impairment is measured using a fair value measurement, such as the observable market price of the loan or the fair value of the collateral less estimated costs to dispose. Impairment is measured using the market approach based on the fair value of the collateral less estimated costs to dispose for loans the Company considers to be collateral-dependent due to a delinquency status or other adverse condition severe enough to indicate that the borrower can no longer be relied upon as the continued source of repayment. These conditions are described more fully in Note 4. Loans and Allowance for Loan Losses . To calculate impairment of collateral-dependent loans, the fair market values of the collateral, estimated using exterior appraisals in the majority of instances, are reduced by calculated costs to dispose derived from historical experience and recent market conditions. Any indicated impairment is recognized by a charge to the allowance for loan losses. Subsequent increases in collateral values or principal pay downs on loans with recognized impairment could result in an impaired loan being carried below its fair value. When no impairment loss is indicated, the carrying amount is considered to approximate the fair value of that loan to the Company because contractually that is the maximum recovery the Company can expect. The recorded investment of loans individually evaluated for impairment based on the fair value of the collateral are included in Level 3 of the hierarchy with assets measured at fair value on a non-recurring basis. The range and weighted average impact of costs to dispose on fair values is determined at the time of impairment or when additional impairment is recognized and is included in quantitative information about significant unobservable inputs later in this note. Loans held for investment that have been restructured in TDRs and are performing according to the restructured terms of the loan agreement are individually evaluated for impairment using the present value of future cash flows based on the loan’s effective interest rate, which is not a fair value measurement. At June 30, 2015 and September 30, 2014 , respectively, this included $104,872 and $105,954 in recorded investment of TDRs with related allowances for loss of $14,953 and $15,787 . Real Estate Owned— Real estate owned includes real estate acquired as a result of foreclosure or by deed in lieu of foreclosure and is carried at the lower of the cost basis or fair value less estimated costs to dispose. Fair value is estimated under the market approach using independent third party appraisals. As these properties are actively marketed, estimated fair values may be adjusted by management to reflect current economic and market conditions. At June 30, 2015 and September 30, 2014 , these adjustments were not significant to reported fair values. At June 30, 2015 and September 30, 2014 , respectively, $14,415 and $17,970 of real estate owned is included in Level 3 of the hierarchy with assets measured at fair value on a non-recurring basis where the cost basis equals or exceeds the estimate of fair values less costs to dispose of these properties. Real estate owned, as reported in the Consolidated Statements of Condition, includes estimated costs to dispose of $1,773 and $1,667 related to properties measured at fair value and $6,739 and $5,465 of properties carried at their original or adjusted cost basis at June 30, 2015 and September 30, 2014 , respectively. Derivatives— Derivative instruments include interest rate locks on commitments to originate loans for the held for sale portfolio and forward commitments on contracts to deliver mortgage loans. Derivatives are reported at fair value in other assets or other liabilities on the Consolidated Statement of Condition with changes in value recorded in current earnings. Fair value is estimated using a market approach based on quoted secondary market pricing for loan portfolios with characteristics similar to loans underlying the derivative contracts. The fair value of interest rate lock commitments is adjusted by a closure rate based on the estimated percentage of commitments that will result in closed loans. The range and weighted average impact of the closure rate is included in quantitative information about significant unobservable inputs later in this note. A significant change in the closure rate may result in a significant change in the ending fair value measurement of these derivatives relative to their total fair value. Because the closure rate is a significantly unobservable assumption, interest rate lock commitments are included in Level 3 of the hierarchy. Forward commitments on contracts to deliver mortgage loans are included in Level 2 of the hierarchy. Assets and liabilities carried at fair value on a recurring basis in the Consolidated Statements of Condition at June 30, 2015 and September 30, 2014 are summarized below. Recurring Fair Value Measurements at Reporting Date Using June 30, 2015 Quoted Prices in Active Markets for Identical Assets Significant Other Observable Inputs Significant Unobservable Inputs (Level 1) (Level 2) (Level 3) Assets Investment securities available for sale: U.S. government and agency obligations $ 2,008 $ — $ 2,008 $ — REMIC's 556,614 — 556,614 — Fannie Mae certificates 10,730 — 10,730 — Mortgage loans held for sale 10,298 — 10,298 — Derivatives: Interest rate lock commitments 86 — — 86 Total $ 579,736 $ — $ 579,650 $ 86 Liabilities Derivatives: Forward commitments for the sale of mortgage loans $ 5 $ — $ 5 $ — Total $ 5 $ — $ 5 $ — Recurring Fair Value Measurements at Reporting Date Using September 30, 2014 Quoted Prices in Active Markets for Identical Assets Significant Other Observable Inputs Significant Unobservable Inputs (Level 1) (Level 2) (Level 3) Assets Investment securities available for sale: U.S. government and agency obligations $ 2,023 $ — $ 2,023 $ — REMIC's 555,607 — 555,607 — Fannie Mae certificates 11,238 — 11,238 — Mortgage loans held for sale 4,570 — 4,570 — Derivatives: Interest rate lock commitments 59 — — 59 Total $ 573,497 $ — $ 573,438 $ 59 Liabilities Derivatives: Forward commitments for the sale of mortgage loans $ 14 $ — $ 14 $ — Total $ 14 $ — $ 14 $ — The table below presents a reconciliation of the beginning and ending balances and the location within the Consolidated Statements of Income where gains (losses) due to changes in fair value are recognized on interest rate lock commitments which are measured at fair value on a recurring basis using significant unobservable inputs (Level 3). Three Months Ended June 30, Nine Months Ended June 30, 2015 2014 2015 2014 Beginning balance $ 169 $ 68 $ 59 $ 158 Gain (loss) during the period due to changes in fair value: Included in other non-interest income (83 ) 8 27 (82 ) Ending balance $ 86 $ 76 $ 86 $ 76 Change in unrealized gains for the period included in earnings for assets held at end of the reporting date $ 86 $ 76 $ 86 $ 76 Summarized in the tables below are those assets measured at fair value on a nonrecurring basis. This includes loans held for investment that are individually evaluated for impairment, excluding performing TDRs valued using the present value of cash flow method, and properties included in real estate owned that are carried at fair value less estimated costs to dispose at the reporting date. Nonrecurring Fair Value Measurements at Reporting Date Using June 30, Quoted Prices in Active Markets for Identical Assets Significant Other Observable Inputs Significant Unobservable Inputs (Level 1) (Level 2) (Level 3) Impaired loans, net of allowance $ 114,652 $ — $ — $ 114,652 Real estate owned (1) 14,415 — — 14,415 Total $ 129,067 $ — $ — $ 129,067 (1) Amounts represent fair value measurements of properties before deducting estimated costs to dispose. Nonrecurring Fair Value Measurements at Reporting Date Using September 30, Quoted Prices in Active Markets for Identical Assets Significant Other Observable Inputs Significant Unobservable Inputs (Level 1) (Level 2) (Level 3) Impaired loans, net of allowance $ 127,432 $ — $ — $ 127,432 Real estate owned (1) 17,970 — — 17,970 Total $ 145,402 $ — $ — $ 145,402 (1) Amounts represent fair value measurements of properties before deducting estimated costs to dispose. The following provides quantitative information about significant unobservable inputs categorized within Level 3 of the Fair Value Hierarchy. Fair Value Weighted 6/30/2015 Valuation Technique(s) Unobservable Input Range Average Impaired loans, net of allowance $114,652 Market comparables of collateral discounted to estimated net proceeds Discount appraised value to estimated net proceeds based on historical experience: • Residential Properties 0 - 24% 8.1% Interest rate lock commitments $86 Quoted Secondary Market pricing Closure rate 0 - 100% 77.0% Fair Value Weighted 9/30/2014 Valuation Technique(s) Unobservable Input Range Average Impaired loans, net of allowance $127,432 Market comparables of collateral discounted to estimated net proceeds Discount appraised value to estimated net proceeds based on historical experience: • Residential Properties 0 - 24% 8.3% Interest rate lock commitments $59 Quoted Secondary Market pricing Closure rate 0 - 100% 76.0% The following table presents the estimated fair value of the Company’s financial instruments. The estimated fair value amounts have been determined by the Company using available market information and appropriate valuation methodologies. However, considerable judgment is required to interpret market data to develop the estimates of fair value. Accordingly, the estimates presented herein are not necessarily indicative of the amounts the Company could realize in a current market exchange. The use of different market assumptions and/or estimation methodologies may have a material effect on the estimated fair value amounts. June 30, 2015 Carrying Estimated Fair Value Amount Total Level 1 Level 2 Level 3 Assets: Cash and due from banks $ 26,545 $ 26,545 $ 26,545 $ — $ — Interest earning cash equivalents 197,658 197,658 197,658 — — Investment securities available for sale 569,352 569,352 — 569,352 — Mortgage loans held for sale 10,658 10,667 — 10,667 — Loans, net: Mortgage loans held for investment 11,004,450 11,372,347 — — 11,372,347 Other loans 3,679 3,843 — — 3,843 Federal Home Loan Bank stock 69,470 69,470 N/A — — Private equity investments 245 245 — — 245 Accrued interest receivable 32,035 32,035 — 32,035 — Derivatives 86 86 — — 86 Liabilities: NOW and passbook accounts $ 2,629,132 $ 2,629,132 $ — $ 2,629,132 $ — Certificates of deposit 5,832,927 5,717,948 — 5,717,948 — Borrowed funds 1,899,080 1,908,810 — 1,908,810 — Borrowers’ advances for taxes and insurance 44,173 44,173 — 44,173 — Principal, interest and escrow owed on loans serviced 44,940 44,940 — 44,940 — Derivatives 5 5 — 5 — September 30, 2014 Carrying Estimated Fair Value Amount Total Level 1 Level 2 Level 3 Assets: Cash and due from banks $ 26,886 $ 26,886 $ 26,886 $ — $ — Interest earning cash equivalents 154,517 154,517 154,517 — — Investment securities available for sale 568,868 568,868 — 568,868 — Mortgage loans held for sale 4,962 4,974 — 4,974 — Loans, net: Mortgage loans held for investment 10,625,966 10,876,564 — — 10,876,564 Other loans 4,721 4,894 — — 4,894 Federal Home Loan Bank stock 40,411 40,411 N/A — — Private equity investments 551 551 — — 551 Accrued interest receivable 31,952 31,952 — 31,952 — Derivatives 59 59 — — 59 Liabilities: NOW and passbook accounts $ 2,652,246 $ 2,652,246 $ — $ 2,652,246 $ — Certificates of deposit 6,001,632 5,875,499 — 5,875,499 — Borrowed funds 1,138,639 1,139,647 — 1,139,647 — Borrowers’ advances for taxes and insurance 76,266 76,266 — 76,266 — Principal, interest and escrow owed on loans serviced 54,670 54,670 — 54,670 — Derivatives 14 14 — 14 — Presented below is a discussion of the valuation techniques and inputs used by the Company to estimate fair value. Cash and Due from Banks, Interest Earning Cash Equivalents— The carrying amount is a reasonable estimate of fair value. Investment and Mortgage-Backed Securities — Estimated fair value for investment and mortgage-backed securities is based on quoted market prices, when available. If quoted prices are not available, management will use as part of their estimation process fair values which are obtained from third party independent nationally recognized pricing services using pricing models, quoted prices of securities with similar characteristics or discounted cash flows. Mortgage Loans Held for Sale— Fair value of mortgage loans held for sale is based on quoted secondary market pricing for loan portfolios with similar characteristics. Loans— For mortgage loans held for investment and other loans, fair value is estimated by discounting contractual cash flows adjusted for prepayment estimates using the current rates at which similar loans would be made to borrowers with similar credit ratings and for the same remaining term. The use of current rates to discount cash flows reflects current market expectations with respect to credit exposure. Impaired loans are measured at the lower of cost or fair value as described earlier in this footnote. Federal Home Loan Bank Stock— It is not practical to estimate the fair value of FHLB stock due to restrictions on its transferability. The fair value is estimated to be the carrying value, which is par. All transactions in capital stock of the FHLB Cincinnati are executed at par. Private Equity Investments— Private equity investments are initially valued based upon transaction price. The carrying value is subsequently adjusted when it is considered necessary based on current performance and market conditions. The carrying values are adjusted to reflect expected exit values. These investments are included in Other Assets in the accompanying Consolidated Statements of Condition at fair value. Deposits— The fair value of demand deposit accounts is the amount payable on demand at the reporting date. The fair value of fixed-maturity certificates of deposit is estimated using discounted cash flows and rates currently offered for deposits of similar remaining maturities. Borrowed Funds— Estimated fair value for borrowed funds is estimated using discounted cash flows and rates currently charged for borrowings of similar remaining maturities. Accrued Interest Receivable, Borrowers’ Advances for Insurance and Taxes, and Principal, Interest and Related Escrow Owed on Loans Serviced— The carrying amount is a reasonable estimate of fair value. Derivatives— Fair value is estimated based on the valuation techniques and inputs described earlier in this footnote.

Derivative Instruments

Derivative Instruments	9 Months Ended
	Jun. 30, 2015
Summary of Derivative Instruments [Abstract]
Derivative Instruments	DERIVATIVE INSTRUMENTS The Company enters into forward commitments for the sale of mortgage loans principally to protect against the risk of adverse interest rate movements on net income. The Company recognizes the fair value of such contracts when the characteristics of those contracts meet the definition of a derivative. These derivatives are not designated in a hedging relationship; therefore, gains and losses are recognized immediately in the statement of income. In addition, the Company enters into commitments to originate a portion of its loans, which when funded, are classified as held for sale. Such commitments meet the definition of a derivative and are not designated in a hedging relationship; therefore, gains and losses are recognized immediately in the statement of income. The Company had no derivatives designated as hedging instruments under FASB ASC 815, “Derivatives and Hedging,” at June 30, 2015 or September 30, 2014 . The following table provides the locations within the Consolidated Statements of Condition and the fair values for derivatives not designated as hedging instruments. Asset Derivatives June 30, 2015 September 30, 2014 Location Fair Value Location Fair Value Interest rate lock commitments Other Assets $ 86 Other Assets $ 59 Liability Derivatives June 30, 2015 September 30, 2014 Location Fair Value Location Fair Value Forward commitments for the sale of mortgage loans Other Liabilities $ 5 Other Liabilities $ 14 The following table summarizes the locations and amounts of gain or (loss) recognized within the Consolidated Statements of Income on derivative instruments not designated as hedging instruments. Amount of Gain or (Loss) Recognized in Income on Derivatives Three Months Ended Nine Months Ended Location of Gain or (Loss) June 30, June 30, Recognized in Income 2015 2014 2015 2014 Interest rate lock commitments Other non-interest income $ (83 ) $ 8 $ 27 $ (82 ) Forward commitments for the sale of mortgage loans Net gain on the sale of loans (5 ) (17 ) 9 (8 ) Total $ (88 ) $ (9 ) $ 36 $ (90 )

Recent Accounting Pronouncement

Recent Accounting Pronouncements	9 Months Ended
	Jun. 30, 2015
New Accounting Pronouncements and Changes in Accounting Principles [Abstract]
Recent Accounting Pronouncements	RECENT ACCOUNTING PRONOUNCEMENTS Pending as of June 30, 2015 In May 2015, the FASB issued ASU 2015-07 Fair Value Measurement (Topic 820) Disclosures for Investments in Certain Entities That Calculate Net Asset Value per Share. Under this amendment, investments for which fair value is measured at net value per share (or its equivalent) using the practical expedient should not be categorized in the fair value hierarchy. The amendments in this Update are effective for public companies for fiscal years beginning after December 15, 2015, and interim periods within those fiscal years. Early adoption is permitted. The Company is currently evaluating the impact of adopting the amendments on its consolidated financial statements. In May 2014, the FASB issued ASU 2014-09, Revenue from Contracts with Customers (Topic 606), affecting any entity that either enters into contracts with customers to transfer goods or services or enters into contracts for the transfer of nonfinancial assets unless those contracts are within the scope of other standards. ASC Topic 606 does not apply to rights or obligations associated with financial instruments. The core principle of the guidance is that an entity should recognize revenue to depict the transfer of promised goods or services to customers in an amount that reflects the consideration to which the entity expects to be entitled in exchange for those goods or services. An entity should disclose sufficient information to enable users of financial statements to understand the nature, amount, timing and uncertainty of revenue and cash flows arising from contracts with customers. The amendments in this update become effective for annual periods and interim periods within those annual periods beginning after December 15, 2016. The Company is currently evaluating the impact of adopting the amendments on its consolidated financial statements. In January 2014, the FASB issued ASU 2014-04, Receivables - Troubled Debt Restructurings by Creditors (Subtopic 310-40), Reclassification of Residential Real Estate Collateralized Consumer Mortgage Loans upon Foreclosure to reduce diversity by clarifying when an in-substance repossession or foreclosure occurs, that is, when a creditor should be considered to have received physical possession of residential real estate property collateralizing a consumer mortgage loan such that the loan receivable should be derecognized and the real estate property recognized. The amendments require interim and annual disclosure of both (1) the amount of foreclosed residential real estate property held by the creditor and (2) the recorded investment in consumer mortgage loans collateralized by residential real estate property that are in the process of foreclosure according to local requirements of the applicable jurisdiction. The amendments are effective for public business entities for annual periods, and interim periods within those annual periods, beginning after December 15, 2014. The only impact of these amendments on the Company's consolidated financial statements will be the addition of a disclosure of loans in foreclosure in Note 4. Loans and Allowance for Loan Losses. The Company has determined that all other recently issued accounting pronouncements will not have a material impact on the Company’s consolidated financial statements or do not apply to its operations.

Basis Of Presentation Basis Of

Basis Of Presentation Basis Of Presentation (Policies)	9 Months Ended
	Jun. 30, 2015
Accounting Policies [Abstract]
Business, Policy	TFS Financial Corporation, a federally chartered stock holding company, conducts its principal activities through its wholly owned subsidiaries. The principal line of business of the Company is retail consumer banking, including mortgage lending, deposit gathering, and, to a much lesser extent, other financial services. On June 30, 2015 , approximately 77% of the Company’s outstanding shares were owned by a federally chartered mutual holding company, Third Federal Savings and Loan Association of Cleveland, MHC. The thrift subsidiary of TFS Financial Corporation is Third Federal Savings and Loan Association of Cleveland.
Basis of Accounting, Policy	The accounting and reporting policies followed by the Company conform in all material respects to accounting principles generally accepted in the United States of America and to general practices in the financial services industry. The preparation of financial statements in conformity with U.S. GAAP requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements. Actual results could differ from those estimates. The allowance for loan losses, the valuation of mortgage loan servicing rights, the valuation of deferred tax assets, and the determination of pension obligations and stock-based compensation are particularly subject to change. The unaudited interim consolidated financial statements were prepared without an audit and reflect all adjustments of a normal recurring nature which, in the opinion of management, are necessary to present fairly the consolidated financial condition of the Company at June 30, 2015 , and its results of operations and cash flows for the periods presented. Such adjustments are the only adjustments reflected in the unaudited interim financial statements. In accordance with Regulation S-X for interim financial information, these statements do not include certain information and footnote disclosures required for complete audited financial statements. The Company’s Annual Report on Form 10-K for the fiscal year ended September 30, 2014 contains consolidated financial statements and related notes, which should be read in conjunction with the accompanying interim consolidated financial statements. The results of operations for the interim periods disclosed herein are not necessarily indicative of the results that may be expected for the fiscal year ending September 30, 2015 or for any other period.
Loans and Allowance for Loan Losses, Nonaccrual Loan Status, Charge-off & Past Due, Policy	Interest on loans in accrual status, including certain loans individually reviewed for impairment, is recognized in interest income as it accrues, on a daily basis. Accrued interest on loans in non-accrual status is reversed by a charge to interest income and income is subsequently recognized only to the extent cash payments are received. Cash payments on loans in non-accrual status are applied to the oldest scheduled, unpaid payment first. Cash payments on loans with a partial charge-off are applied fully to principal, then to recovery of the charged off amount prior to interest income being recognized. A non-accrual loan is generally returned to accrual status when contractual payments are less than 90 days past due. However, a loan may remain in non-accrual status when collectability is uncertain, such as a TDR that has not met minimum payment requirements, a loan with a partial charge-off, an equity loan or line of credit with a delinquent first mortgage greater than 90 days, or a loan in Chapter 7 bankruptcy status where all borrowers have filed, and have not reaffirmed or been dismissed. The number of days past due is determined by the number of scheduled payments that remain unpaid, assuming a period of 30 days between each scheduled payment. Charge-offs on residential mortgage loans, home equity loans and lines of credit, and construction loans are recognized when triggering events, such as foreclosure actions, short sales, or deeds accepted in lieu of repayment, result in less than full repayment of the recorded investment in the loans. Partial or full charge-offs are also recognized for the amount of impairment on loans considered collateral dependent that meet the conditions described below. • For residential mortgage loans, payments are greater than 180 days delinquent; • For home equity lines of credit, equity loans, and residential loans restructured in a TDR, payments are greater than 90 days delinquent; • For all classes of loans, a sheriff sale is scheduled within 60 days to sell the collateral securing the loan; • For all classes of loans, all borrowers have been discharged of their obligation through a Chapter 7 bankruptcy; • For all classes of loans, within 60 days of notification, all borrowers obligated on the loan have filed Chapter 7 bankruptcy and have not reaffirmed or been dismissed; • For all classes of loans, a borrower obligated on a loan has filed bankruptcy and the loan is greater than 30 days delinquent, and • For all classes of loans, it becomes evident that a loss is probable. Collateral dependent residential mortgage loans and construction loans are charged off to the extent the recorded investment in a loan, net of anticipated mortgage insurance claims, exceeds the fair value less costs to dispose of the underlying property. Management can determine the loan is uncollectible for reasons such as foreclosures exceeding a reasonable time frame and recommend a full charge-off. Home equity loans or lines of credit are charged off to the extent the recorded investment in the loan plus the balance of any senior liens exceeds the fair value less costs to dispose of the underlying property or management determines the collateral is not sufficient to satisfy the loan. A loan in any portfolio that is identified as collateral dependent will continue to be reported as impaired until it is no longer considered collateral dependent, is less than 30 days past due and does not have a prior charge-off. A loan in any portfolio that has a partial charge-off consequent to impairment evaluation will continue to be individually evaluated for impairment until, at a minimum, the impairment has been recovered. The following summarizes the effective dates of charge-off policies that changed or were first implemented during the current and previous four fiscal years and the portfolios to which those policies apply. Effective Date Policy Portfolio(s) Affected 6/30/2014 A loan is considered collateral dependent and any collateral shortfall is charged off when, within 60 days of notification, all borrowers obligated on a loan filed Chapter 7 bankruptcy and have not reaffirmed or been dismissed (1) All 9/30/2012 Pursuant to an OCC directive, a loan is considered collateral dependent and any collateral shortfall is charged off when all borrowers obligated on a loan are discharged through Chapter 7 bankruptcy All 6/30/2012 Loans in any form of bankruptcy greater than 30 days past due are considered collateral dependent and any collateral shortfall is charged off All 12/31/2011 Pursuant to an OCC directive, impairment on collateral dependent loans previously reserved for in the allowance were charged off. Charge-offs are recorded to recognize confirmed collateral shortfalls on impaired loans (2) All 9/30/2010 Timing of impairment evaluation was accelerated to include equity loans greater than 90 days delinquent (3) Home Equity Loans ____________________________ (1) Prior to 6/30/2014, collateral shortfalls on loans in Chapter 7 bankruptcy were charged off when all borrowers were discharged of the obligation or when the loan was 30 days or more past due. Adoption of this policy did not result in a material change to total charge-offs or the provision for loan losses in the three or nine months ending June 30, 2014. (2) Prior to 12/31/2011, partial charge-offs were not used, but a reserve in the allowance was established when the recorded investment in the loan exceeded the fair value of the collateral less costs to dispose. Individual loans were only charged off when a triggering event occurred, such as a foreclosure action was culminated, a short sale was approved, or a deed was accepted in lieu of repayment. (3) Prior to 9/30/2010, impairment evaluations on equity loans were performed when the loan was greater than 180 days delinquent. When a loan is more than one month past due on its scheduled payments, the loan is considered 30 days or more past due. Loans are placed in non-accrual status when they are contractually 90 days or more past due. Loans restructured in TDRs that were in non-accrual status prior to the restructurings remain in non-accrual status for a minimum of six months after restructuring. Additionally, home equity loans and lines of credit where the customer has a severely delinquent first mortgage loan and loans in Chapter 7 bankruptcy status where all borrowers have filed, and not reaffirmed or been dismissed, are placed in non-accrual status.
Loans and Allowance for Loan Losses, Impaired Loan, Policy	For all classes of loans, a loan is considered impaired when, based on current information and events, it is probable that the Association will be unable to collect the scheduled payments of principal and interest according to the contractual terms of the loan agreement. Factors considered in determining that a loan is impaired may include the deteriorating financial condition of the borrower indicated by missed or delinquent payments, a pending legal action, such as bankruptcy or foreclosure, or the absence of adequate security for the loan.
Loans and Allowance for Loan Losses, Troubled Debt Restructuring, Policy	Loans restructured in TDRs that are not evaluated based on collateral are separately evaluated for impairment on a loan by loan basis at the time of restructuring and at each subsequent reporting date for as long as they are reported as TDRs. The impairment evaluation is based on the present value of expected future cash flows discounted at the effective interest rate of the original loan. Expected future cash flows include a discount factor representing a potential for default. Valuation allowances are recorded for the excess of the recorded investments over the result of the cash flow analysis. Loans discharged in Chapter 7 bankruptcy are reported as TDRs and also evaluated based on the present value of expected future cash flows unless evaluated based on collateral. We evaluate these loans using the expected future cash flows because we expect the borrower, not liquidation of the collateral, to be the source of repayment for the loan. Other consumer loans are not considered for restructuring. A loan restructured in a TDR is classified as an impaired loan for a minimum of one year. After one year, that loan may be reclassified out of the balance of impaired loans if the loan was restructured to yield a market rate for loans of similar credit risk at the time of restructuring and the loan is not impaired based on the terms of the restructuring agreement. TDRs may be restructured more than once. Among other requirements, a subsequent restructuring may be available for a borrower upon the expiration of temporary restructuring terms if the borrower cannot return to regular loan payments. If the borrower is experiencing an income curtailment that temporarily has reduced his/her capacity to repay, such as loss of employment, reduction of hours, non-paid leave or short term disability, a temporary restructuring is considered. If the borrower lacks the capacity to repay the loan at the current terms due to a permanent condition, a permanent restructuring is considered. In evaluating the need for a subsequent restructuring, the borrower’s ability to repay is generally assessed utilizing a debt to income and cash flow analysis. As the economy slowly improves, the need for multiple restructurings continues to linger. Loans discharged in Chapter 7 bankruptcy are classified as multiple restructurings if the loan's original terms had also been restructured by the Association.
Fair Value, Transfer, Policy	Under U.S. GAAP, fair value is defined as the price that would be received to sell an asset, or paid to transfer a liability, in an orderly transaction between market participants at the measurement date and a fair value framework is established whereby assets and liabilities measured at fair value are grouped into three levels of a fair value hierarchy, based on the transparency of inputs and the reliability of assumptions used to estimate fair value. The Company’s policy is to recognize transfers between levels of the hierarchy as of the end of the reporting period in which the transfer occurs. The three levels of inputs are defined as follows: Level 1 – quoted prices (unadjusted) for identical assets or liabilities in active markets. Level 2 – quoted prices for similar assets or liabilities in active markets, quoted prices for identical or similar assets or liabilities in markets with few transactions, or model-based valuation techniques using assumptions that are observable in the market. Level 3 – a company’s own assumptions about how market participants would price an asset or liability.
Recent Accounting Pronouncements, Policy	Pending as of June 30, 2015 In May 2015, the FASB issued ASU 2015-07 Fair Value Measurement (Topic 820) Disclosures for Investments in Certain Entities That Calculate Net Asset Value per Share. Under this amendment, investments for which fair value is measured at net value per share (or its equivalent) using the practical expedient should not be categorized in the fair value hierarchy. The amendments in this Update are effective for public companies for fiscal years beginning after December 15, 2015, and interim periods within those fiscal years. Early adoption is permitted. The Company is currently evaluating the impact of adopting the amendments on its consolidated financial statements. In May 2014, the FASB issued ASU 2014-09, Revenue from Contracts with Customers (Topic 606), affecting any entity that either enters into contracts with customers to transfer goods or services or enters into contracts for the transfer of nonfinancial assets unless those contracts are within the scope of other standards. ASC Topic 606 does not apply to rights or obligations associated with financial instruments. The core principle of the guidance is that an entity should recognize revenue to depict the transfer of promised goods or services to customers in an amount that reflects the consideration to which the entity expects to be entitled in exchange for those goods or services. An entity should disclose sufficient information to enable users of financial statements to understand the nature, amount, timing and uncertainty of revenue and cash flows arising from contracts with customers. The amendments in this update become effective for annual periods and interim periods within those annual periods beginning after December 15, 2016. The Company is currently evaluating the impact of adopting the amendments on its consolidated financial statements. In January 2014, the FASB issued ASU 2014-04, Receivables - Troubled Debt Restructurings by Creditors (Subtopic 310-40), Reclassification of Residential Real Estate Collateralized Consumer Mortgage Loans upon Foreclosure to reduce diversity by clarifying when an in-substance repossession or foreclosure occurs, that is, when a creditor should be considered to have received physical possession of residential real estate property collateralizing a consumer mortgage loan such that the loan receivable should be derecognized and the real estate property recognized. The amendments require interim and annual disclosure of both (1) the amount of foreclosed residential real estate property held by the creditor and (2) the recorded investment in consumer mortgage loans collateralized by residential real estate property that are in the process of foreclosure according to local requirements of the applicable jurisdiction. The amendments are effective for public business entities for annual periods, and interim periods within those annual periods, beginning after December 15, 2014. The only impact of these amendments on the Company's consolidated financial statements will be the addition of a disclosure of loans in foreclosure in Note 4. Loans and Allowance for Loan Losses. The Company has determined that all other recently issued accounting pronouncements will not have a material impact on the Company’s consolidated financial statements or do not apply to its operations.

Earnings Per Share (Tables)

Earnings Per Share (Tables)	9 Months Ended
	Jun. 30, 2015
Earnings Per Share [Abstract]
Summary Of Earnings Per Share	The following is a summary of the Company's earnings per share calculations. For the Three Months Ended June 30, 2015 2014 Income Shares Per share amount Income Shares Per share amount (Dollars in thousands, except per share data) Net income $ 17,258 $ 17,631 Less: income allocated to restricted stock units 145 84 Basic earnings per share: Income available to common shareholders $ 17,113 288,553,691 $ 0.06 $ 17,547 298,681,954 $ 0.06 Diluted earnings per share: Effect of dilutive potential common shares 2,206,063 1,851,067 Income available to common shareholders $ 17,113 290,759,754 $ 0.06 $ 17,547 300,533,021 $ 0.06 For the Nine Months Ended June 30, 2015 2014 Income Shares Per share amount Income Shares Per share amount (Dollars in thousands, except per share data) Net income $ 49,568 $ 50,040 Less: income allocated to restricted stock units 424 240 Basic earnings per share: Income available to common shareholders $ 49,144 291,251,487 $ 0.17 $ 49,800 299,860,726 $ 0.17 Diluted earnings per share: Effect of dilutive potential common shares 2,193,312 1,390,348 Income available to common shareholders $ 49,144 293,444,799 $ 0.17 $ 49,800 301,251,074 $ 0.17
Schedule of Antidilutive Securities Excluded from Computation of Earnings Per Share	The following is a summary of outstanding stock options that are excluded from the computation of diluted earnings per share because their inclusion would be anti-dilutive. For the Three Months Ended June 30, For the Nine Months Ended June 30, 2015 2014 2015 2014 Options to purchase shares 1,359,000 784,600 1,391,400 829,300

Investment Securities (Tables)

Investment Securities (Tables)	9 Months Ended
	Jun. 30, 2015
Investments [Abstract]
Investments Securities Available For Sale	Investments available for sale are summarized as follows: June 30, 2015 Amortized Cost Gross Unrealized Fair Value Gains Losses U.S. government and agency obligations $ 2,000 $ 8 $ — $ 2,008 REMICs 555,856 2,449 (1,691 ) 556,614 Fannie Mae certificates 10,090 715 (75 ) 10,730 Total $ 567,946 $ 3,172 $ (1,766 ) $ 569,352 September 30, 2014 Amortized Gross Fair Gains Losses U.S. government and agency obligations $ 2,000 $ 23 $ — $ 2,023 REMICs 557,895 1,896 (4,184 ) 555,607 Fannie Mae certificates 10,654 749 (165 ) 11,238 Total $ 570,549 $ 2,668 $ (4,349 ) $ 568,868
Schedule Of Securities Continuous Unrealized Loss Position	Gross unrealized losses on securities and the estimated fair value of the related securities, aggregated by investment category and length of time the individual securities have been in a continuous loss position, at June 30, 2015 and September 30, 2014 , were as follows: June 30, 2015 Less Than 12 Months 12 Months or More Total Estimated Fair Value Unrealized Loss Estimated Fair Value Unrealized Loss Estimated Fair Value Unrealized Loss Available for sale— REMICs $ 133,939 $ 666 $ 87,887 $ 1,025 $ 221,826 $ 1,691 Fannie Mae certificates 4,823 75 — — 4,823 75 Total $ 138,762 $ 741 $ 87,887 $ 1,025 $ 226,649 $ 1,766 September 30, 2014 Less Than 12 Months 12 Months or More Total Estimated Fair Value Unrealized Loss Estimated Fair Value Unrealized Loss Estimated Fair Value Unrealized Loss Available for sale— REMICs $ 182,151 $ 947 $ 162,321 $ 3,237 $ 344,472 $ 4,184 Fannie Mae certificates — — 4,826 165 4,826 165 Total $ 182,151 $ 947 $ 167,147 $ 3,402 $ 349,298 $ 4,349

Loans And Allowance For Loan 25

Loans And Allowance For Loan Losses (Tables)	9 Months Ended
	Jun. 30, 2015
Receivables [Abstract]
Schedule Of Loans Held For Investment	Loans held for investment consist of the following: June 30, September 30, Real estate loans: Residential Core $ 9,271,050 $ 8,828,839 Residential Home Today 140,432 154,196 Home equity loans and lines of credit 1,641,827 1,696,929 Construction 51,020 57,104 Real estate loans 11,104,329 10,737,068 Other consumer loans 3,679 4,721 Less: Deferred loan expenses (fees), net 7,144 (1,155 ) LIP (30,119 ) (28,585 ) Allowance for loan losses (76,904 ) (81,362 ) Loans held for investment, net $ 11,008,129 $ 10,630,687
Schedule Of Recorded Investment Of Loan Receivables That Are Past Due	An age analysis of the recorded investment in loan receivables that are past due at June 30, 2015 and September 30, 2014 is summarized in the following tables. When a loan is more than one month past due on its scheduled payments, the loan is considered 30 days or more past due. Balances are net of deferred fees and any applicable loans-in-process. 30-59 Days Past Due 60-89 Days Past Due 90 Days or More Past Due Total Past Due Current Total June 30, 2015 Real estate loans: Residential Core $ 9,047 $ 2,829 $ 26,855 $ 38,731 $ 9,232,807 $ 9,271,538 Residential Home Today 5,199 2,283 10,425 17,907 120,644 138,551 Home equity loans and lines of credit 4,687 2,086 7,159 13,932 1,636,689 1,650,621 Construction — — 427 427 20,217 20,644 Total real estate loans 18,933 7,198 44,866 70,997 11,010,357 11,081,354 Other consumer loans — — — — 3,679 3,679 Total $ 18,933 $ 7,198 $ 44,866 $ 70,997 $ 11,014,036 $ 11,085,033 30-59 Days Past Due 60-89 Days Past Due 90 Days or More Past Due Total Past Due Current Total September 30, 2014 Real estate loans: Residential Core $ 9,067 $ 3,899 $ 37,451 $ 50,417 $ 8,772,180 $ 8,822,597 Residential Home Today 7,887 2,553 15,105 25,545 126,417 151,962 Home equity loans and lines of credit 6,044 1,785 9,037 16,866 1,687,349 1,704,215 Construction 200 — — 200 28,354 28,554 Total real estate loans 23,198 8,237 61,593 93,028 10,614,300 10,707,328 Other consumer loans — — — — 4,721 4,721 Total $ 23,198 $ 8,237 $ 61,593 $ 93,028 $ 10,619,021 $ 10,712,049
Schedule Of Recorded Investment Of Loan Receivables In Non-Accrual Status	The recorded investment of loan receivables in non-accrual status is summarized in the following table. Balances are net of deferred fees. June 30, September 30, Real estate loans: Residential Core $ 67,458 $ 79,388 Residential Home Today 24,393 29,960 Home equity loans and lines of credit 23,168 26,189 Construction 427 — Total real estate loans 115,446 135,537 Other consumer loans — — Total non-accrual loans $ 115,446 $ 135,537
Schedule Of The Allowance For Loan Losses	Activity in the allowance for loan losses is summarized as follows: For the Three Months Ended June 30, 2015 Beginning Balance Provisions Charge-offs Recoveries Ending Balance Real estate loans: Residential Core $ 28,507 $ (2,647 ) $ (1,472 ) $ 1,567 $ 25,955 Residential Home Today 12,578 (1,198 ) (910 ) 609 11,079 Home equity loans and lines of credit 35,990 3,827 (1,956 ) 1,973 39,834 Construction 18 18 — — 36 Total real estate loans 77,093 — (4,338 ) 4,149 76,904 Other consumer loans — — — — — Total $ 77,093 $ — $ (4,338 ) $ 4,149 $ 76,904 For the Three Months Ended June 30, 2014 Beginning Balance Provisions Charge-offs Recoveries Ending Balance Real estate loans: Residential Core $ 32,642 $ 328 $ (2,043 ) $ 585 $ 31,512 Residential Home Today 16,919 883 (1,180 ) 355 16,977 Home equity loans and lines of credit 33,785 2,841 (4,143 ) 1,497 33,980 Construction 45 (52 ) (151 ) 191 33 Total real estate loans 83,391 4,000 (7,517 ) 2,628 82,502 Other consumer loans — — — — — Total $ 83,391 $ 4,000 $ (7,517 ) $ 2,628 $ 82,502 For the Nine Months Ended June 30, 2015 Beginning Balance Provisions Charge-offs Recoveries Ending Balance Real estate loans: Residential Core $ 31,080 $ (3,056 ) $ (5,656 ) $ 3,587 $ 25,955 Residential Home Today 16,424 (3,811 ) (2,573 ) 1,039 11,079 Home equity loans and lines of credit 33,831 10,028 (8,709 ) 4,684 39,834 Construction 27 (161 ) — 170 36 Total real estate loans 81,362 3,000 (16,938 ) 9,480 76,904 Other consumer loans — — — — — Total $ 81,362 $ 3,000 $ (16,938 ) $ 9,480 $ 76,904 For the Nine Months Ended June 30, 2014 Beginning Balance Provisions Charge-offs Recoveries Ending Balance Real estate loans: Residential Core $ 35,427 $ 7,274 $ (13,226 ) $ 2,037 $ 31,512 Residential Home Today 24,112 (2,336 ) (6,501 ) 1,702 16,977 Home equity loans and lines of credit 32,818 10,222 (13,078 ) 4,018 33,980 Construction 180 (160 ) (192 ) 205 33 Total real estate loans 92,537 15,000 (32,997 ) 7,962 82,502 Other consumer loans — — — — — Total $ 92,537 $ 15,000 $ (32,997 ) $ 7,962 $ 82,502 An analysis of the allowance for loan losses at June 30, 2015 and September 30, 2014 is summarized in the following table. The analysis provides details of the allowance for loan losses according to the method of evaluation, distinguishing between allowances for loan losses determined by evaluating individual loans and allowances for loan losses determined by evaluating groups of loans collectively. June 30, 2015 September 30, 2014 Individually Collectively Total Individually Collectively Total Real estate loans: Residential Core $ 10,269 $ 15,686 $ 25,955 $ 8,889 $ 22,191 $ 31,080 Residential Home Today 4,137 6,942 11,079 6,366 10,058 16,424 Home equity loans and lines of credit 554 39,280 39,834 532 33,299 33,831 Construction 26 10 36 — 27 27 Total real estate loans 14,986 61,918 76,904 15,787 65,575 81,362 Other consumer loans — — — — — — Total $ 14,986 $ 61,918 $ 76,904 $ 15,787 $ 65,575 $ 81,362 The recorded investment in loan receivables at June 30, 2015 and September 30, 2014 is summarized in the following table. The table provides details of the recorded balances according to the method of evaluation used for determining the allowance for loan losses, distinguishing between determinations made by evaluating individual loans and determinations made by evaluating groups of loans not individually evaluated. Balances of recorded investments are net of deferred fees and any applicable loans-in-process. June 30, 2015 September 30, 2014 Individually Collectively Total Individually Collectively Total Real estate loans: Residential Core $ 124,740 $ 9,146,798 $ 9,271,538 $ 131,719 $ 8,690,878 $ 8,822,597 Residential Home Today 61,021 77,530 138,551 67,177 84,785 151,962 Home equity loans and lines of credit 33,369 1,617,252 1,650,621 34,490 1,669,725 1,704,215 Construction 427 20,217 20,644 — 28,554 28,554 Total real estate loans 219,557 10,861,797 11,081,354 233,386 10,473,942 10,707,328 Other consumer loans — 3,679 3,679 — 4,721 4,721 Total $ 219,557 $ 10,865,476 $ 11,085,033 $ 233,386 $ 10,478,663 $ 10,712,049
Schedule Of Impaired Loans	The recorded investment and the unpaid principal balance of impaired loans, including those reported as TDRs, as of June 30, 2015 and September 30, 2014 are summarized as follows. Balances of recorded investments are net of deferred fees. June 30, 2015 September 30, 2014 Recorded Investment Unpaid Principal Balance Related Allowance Recorded Investment Unpaid Principal Balance Related Allowance With no related IVA recorded: Residential Core $ 65,899 $ 85,370 $ — $ 72,840 $ 94,419 $ — Residential Home Today 25,032 52,967 — 28,045 57,854 — Home equity loans and lines of credit 23,256 32,616 — 26,618 38,046 — Construction — — — — — — Other consumer loans — — — — — — Total $ 114,187 $ 170,953 $ — $ 127,503 $ 190,319 $ — With an IVA recorded: Residential Core $ 58,841 $ 59,668 $ 10,269 $ 58,879 $ 59,842 $ 8,889 Residential Home Today 35,989 36,481 4,137 39,132 39,749 6,366 Home equity loans and lines of credit 10,113 10,125 554 7,872 7,909 532 Construction 427 572 26 — — — Other consumer loans — — — — — — Total $ 105,370 $ 106,846 $ 14,986 $ 105,883 $ 107,500 $ 15,787 Total impaired loans: Residential Core $ 124,740 $ 145,038 $ 10,269 $ 131,719 $ 154,261 $ 8,889 Residential Home Today 61,021 89,448 4,137 67,177 97,603 6,366 Home equity loans and lines of credit 33,369 42,741 554 34,490 45,955 532 Construction 427 572 26 — — — Other consumer loans — — — — — — Total $ 219,557 $ 277,799 $ 14,986 $ 233,386 $ 297,819 $ 15,787 The average recorded investment in impaired loans and the amount of interest income recognized during the period that the loans were impaired are summarized below. For the Three Months Ended June 30, 2015 2014 Average Recorded Investment Interest Income Recognized Average Recorded Investment Interest Income Recognized With no related IVA recorded: Residential Core $ 67,486 $ 384 $ 78,386 $ 271 Residential Home Today 25,748 70 30,082 54 Home equity loans and lines of credit 23,745 66 28,214 81 Construction — — 76 — Other consumer loans — — — — Total $ 116,979 $ 520 $ 136,758 $ 406 With an IVA recorded: Residential Core $ 58,837 $ 640 $ 57,180 $ 689 Residential Home Today 36,460 465 40,827 522 Home equity loans and lines of credit 9,122 71 6,968 61 Construction 214 5 — — Other consumer loans — — — — Total $ 104,633 $ 1,181 $ 104,975 $ 1,272 Total impaired loans: Residential Core $ 126,323 $ 1,024 $ 135,566 $ 960 Residential Home Today 62,208 535 70,909 576 Home equity loans and lines of credit 32,867 137 35,182 142 Construction 214 5 76 — Other consumer loans — — — — Total $ 221,612 $ 1,701 $ 241,733 $ 1,678 For the Nine Months Ended June 30, 2015 2014 Average Recorded Investment Interest Income Recognized Average Recorded Investment Interest Income Recognized With no related IVA recorded: Residential Core $ 69,370 $ 970 $ 81,214 $ 846 Residential Home Today 26,539 193 31,391 207 Home equity loans and lines of credit 24,937 224 27,498 258 Construction — — 211 6 Other consumer loans — — — — Total $ 120,846 $ 1,387 $ 140,314 $ 1,317 With an IVA recorded: Residential Core $ 58,860 $ 1,954 $ 60,493 $ 2,112 Residential Home Today 37,561 1,428 43,052 1,611 Home equity loans and lines of credit 8,993 197 6,972 180 Construction 214 5 33 — Other consumer loans — — — — Total $ 105,628 $ 3,584 $ 110,550 $ 3,903 Total impaired loans: Residential Core $ 128,230 $ 2,924 $ 141,707 $ 2,958 Residential Home Today 64,100 1,621 74,443 1,818 Home equity loans and lines of credit 33,930 421 34,470 438 Construction 214 5 244 6 Other consumer loans — — — — Total $ 226,474 $ 4,971 $ 250,864 $ 5,220
Schedule Of Troubled Debt Restructured Loans	Below summarizes the information on TDRs restructured within the previous 12 months of the period listed for which there was a subsequent payment default, at least 30 days past due on one scheduled payment, during the period presented. For the Three Months Ended June 30, 2015 2014 TDRs That Subsequently Defaulted Number of Contracts Recorded Investment Number of Recorded (Dollars in thousands) (Dollars in thousands) Residential Core 26 $ 2,874 22 $ 1,876 Residential Home Today 19 1,024 22 816 Home equity loans and lines of credit 21 557 23 810 Total 66 $ 4,455 67 $ 3,502 For the Nine Months Ended June 30, 2015 2014 TDRs That Subsequently Defaulted Number of Contracts Recorded Investment Number of Contracts Recorded Investment (Dollars in thousands) (Dollars in thousands) Residential Core 37 $ 3,790 31 $ 2,640 Residential Home Today 27 1,440 29 1,054 Home equity loans and lines of credit 39 748 47 945 Total 103 $ 5,978 107 $ 4,639 The following tables set forth the recorded investment in TDRs restructured during the periods presented, according to the types of concessions granted. For the Three Months Ended June 30, 2015 Reduction in Interest Rates Payment Extensions Forbearance Multiple Concessions Multiple Bankruptcy Total Residential Core $ 934 $ — $ 494 $ 591 $ 1,321 $ 1,095 $ 4,435 Residential Home Today — — 505 66 865 297 1,733 Home equity loans and lines of credit — 303 — 1,418 115 432 2,268 Total $ 934 $ 303 $ 999 $ 2,075 $ 2,301 $ 1,824 $ 8,436 For the Three Months Ended June 30, 2014 Reduction in Interest Rates Payment Extensions Forbearance Multiple Concessions Multiple Bankruptcy Total Residential Core $ 1,443 $ — $ — $ 1,829 $ 2,134 $ 1,197 $ 6,603 Residential Home Today 210 — — 231 871 273 1,585 Home equity loans and lines of credit — 426 94 356 200 282 1,358 Total $ 1,653 $ 426 $ 94 $ 2,416 $ 3,205 $ 1,752 $ 9,546 For the Nine Months Ended June 30, 2015 Reduction in Interest Rates Payment Extensions Forbearance Multiple Concessions Multiple Bankruptcy Total Residential Core $ 2,234 $ — $ 832 $ 3,438 $ 3,734 $ 5,338 $ 15,576 Residential Home Today 81 — 863 222 4,352 2,031 7,549 Home equity loans and lines of credit — 1,292 — 2,448 212 1,260 5,212 Total $ 2,315 $ 1,292 $ 1,695 $ 6,108 $ 8,298 $ 8,629 $ 28,337 For the Nine Months Ended June 30, 2014 Reduction in Interest Rates Payment Extensions Forbearance Multiple Concessions Multiple Bankruptcy Total Residential Core $ 2,354 $ — $ 224 $ 3,920 $ 4,131 $ 3,964 $ 14,593 Residential Home Today 371 — 66 456 3,095 504 4,492 Home equity loans and lines of credit — 977 94 899 311 1,828 4,109 Total $ 2,725 $ 977 $ 384 $ 5,275 $ 7,537 $ 6,296 $ 23,194 The recorded investment in TDRs by type of concession as of June 30, 2015 and September 30, 2014 is shown in the tables below. June 30, 2015 Reduction in Interest Rates Payment Extensions Forbearance or Other Actions Multiple Concessions Multiple Restructurings Bankruptcy Total Residential Core $ 16,709 $ 946 $ 8,576 $ 21,957 $ 23,584 $ 32,270 $ 104,042 Residential Home Today 8,170 15 6,217 12,917 22,257 6,521 56,097 Home equity loans and lines of credit 99 2,814 433 3,602 839 13,674 21,461 Total $ 24,978 $ 3,775 $ 15,226 $ 38,476 $ 46,680 $ 52,465 $ 181,600 September 30, 2014 Reduction in Interest Rates Payment Extensions Forbearance Multiple Concessions Multiple Bankruptcy Total Residential Core $ 16,693 $ 1,265 $ 10,248 $ 21,113 $ 22,687 $ 33,576 $ 105,582 Residential Home Today 11,374 78 7,448 15,085 20,823 5,301 60,109 Home equity loans and lines of credit 74 1,833 769 1,213 819 16,029 20,737 Total $ 28,141 $ 3,176 $ 18,465 $ 37,411 $ 44,329 $ 54,906 $ 186,428
Schedule Of Credit Quality Of Residential Loan Receivables By An Internally Assigned Grade	The following tables provide information about the credit quality of residential loan receivables by an internally assigned grade. Balances are net of deferred fees and any applicable LIP. Pass Special Mention Substandard Loss Total June 30, 2015 Real Estate Loans: Residential Core $ 9,200,313 $ — $ 71,225 $ — $ 9,271,538 Residential Home Today 112,538 — 26,013 — 138,551 Home equity loans and lines of credit 1,618,873 4,936 26,812 — 1,650,621 Construction 20,217 — 427 — 20,644 Total $ 10,951,941 $ 4,936 $ 124,477 $ — $ 11,081,354 Pass Special Mention Substandard Loss Total September 30, 2014 Real Estate Loans: Residential Core $ 8,739,183 $ — $ 83,414 $ — $ 8,822,597 Residential Home Today 120,827 — 31,135 — 151,962 Home equity loans and lines of credit 1,667,939 6,084 30,192 — 1,704,215 Construction 28,554 — — — 28,554 Total $ 10,556,503 $ 6,084 $ 144,741 $ — $ 10,707,328

Deposits (Tables)

Deposits (Tables)	9 Months Ended
	Jun. 30, 2015
Deposits [Abstract]
Summary Of Deposit Account Balances	Deposit account balances are summarized as follows: June 30, September 30, Negotiable order of withdrawal accounts $ 1,005,044 $ 990,326 Savings accounts 1,624,088 1,661,920 Certificates of deposit 5,830,929 6,000,216 8,460,061 8,652,462 Accrued interest 1,998 1,416 Total deposits $ 8,462,059 $ 8,653,878

Other Comprehensive Income (L27

Other Comprehensive Income (Loss) (Tables)	9 Months Ended
	Jun. 30, 2015
Equity [Abstract]
Schedule of Accumulated Other Comprehensive Income (Loss)	The change in accumulated other comprehensive income (loss) by component is as follows: For the Three Months Ended For the Three Months Ended June 30, 2015 June 30, 2014 Unrealized gains (losses) on securities available for sale Defined Benefit Plan Total Unrealized gains (losses) on securities available for sale Defined Benefit Plan Total Balance at beginning of period $ 3,209 $ (9,453 ) $ (6,244 ) $ (2,310 ) $ (6,372 ) $ (8,682 ) Other comprehensive (loss) income before reclassifications, net of tax benefit (expense) of $1,235 and $(1,182) (2,294 ) — (2,294 ) 2,195 — 2,195 Amounts reclassified from accumulated other comprehensive income (loss), net of tax benefit of $67 and $26 — 123 123 — 48 48 Other comprehensive (loss) income (2,294 ) 123 (2,171 ) 2,195 48 2,243 Balance at end of period $ 915 $ (9,330 ) $ (8,415 ) $ (115 ) $ (6,324 ) $ (6,439 ) For the Nine Months Ended For the Nine Months Ended June 30, 2015 June 30, 2014 Unrealized gains (losses) on securities available for sale Defined Benefit Plan Total Unrealized gains (losses) on securities available for sale Defined Benefit Plan Total Balance at beginning of period $ (1,092 ) $ (9,700 ) $ (10,792 ) $ (2,136 ) $ (6,468 ) $ (8,604 ) Other comprehensive income before reclassifications, net of tax expense of $1,081 and $1,088 2,007 — 2,007 2,021 — 2,021 Amounts reclassified from accumulated other comprehensive income (loss), net of tax benefit of $200 and $78 — 370 370 — 144 144 Other comprehensive income 2,007 370 2,377 2,021 144 2,165 Balance at end of period $ 915 $ (9,330 ) $ (8,415 ) $ (115 ) $ (6,324 ) $ (6,439 )
Reclassification Out Of Accumulated Other Comprehensive Income (Loss) Included In Net Income	The following table presents the reclassification adjustment out of accumulated other comprehensive income (loss) included in net income and the corresponding line item on the consolidated statements of income for the periods indicated: Amounts Reclassified from Accumulated Other Comprehensive Income Details about Accumulated Other Comprehensive Income Components For the Three Months Ended June 30, For the Nine Months Ended June 30, Line Item in the Statement of Income 2015 2014 2015 2014 Actuarial loss $ 190 $ 74 $ 570 $ 222 (a) Income tax benefit (67 ) (26 ) (200 ) (78 ) Income tax expense Net of income tax benefit $ 123 $ 48 $ 370 $ 144 (a) These items are included in the computation of net period pension cost. See Note 8. Defined Benefit Plan for additional disclosure.

Defined Benefit Plan (Tables)

Defined Benefit Plan (Tables)	9 Months Ended
	Jun. 30, 2015
Compensation and Retirement Disclosure [Abstract]
Components Of Net Periodic Benefit Cost Recognized	The components, including an estimated settlement adjustment due to expected lump sum payments exceeding the interest cost for the year, of net periodic cost recognized in the statements of income are as follows: Three Months Ended Nine Months Ended June 30, June 30, 2015 2014 2015 2014 Interest cost $ 782 $ 801 $ 2,347 $ 2,403 Expected return on plan assets (1,104 ) (1,055 ) (3,311 ) (3,166 ) Amortization of net loss 190 74 570 222 Estimated net loss due to settlement 228 180 684 541 Net periodic cost $ 96 $ — $ 290 $ —

Commitments And Contingent Li29

Commitments And Contingent Liabilities (Tables)	9 Months Ended
	Jun. 30, 2015
Commitments and Contingencies Disclosure [Abstract]
Schedule Of Commitments To Originate And Unfunded Commitments	At June 30, 2015 , the Company had commitments to originate loans as follows: Fixed-rate mortgage loans $ 314,655 Adjustable-rate mortgage loans 270,350 Equity loans and lines of credit including bridge loans 47,449 Total $ 632,454 At June 30, 2015 , the Company had unfunded commitments outstanding as follows: Equity lines of credit $ 1,193,728 Construction loans 30,119 Private equity investments 12,941 Total $ 1,236,788

Fair Value (Tables)

Fair Value (Tables)	9 Months Ended
	Jun. 30, 2015
Fair Value Disclosures [Abstract]
Fair Value Of Assets And Liabilities Measured On Recurring Basis	Assets and liabilities carried at fair value on a recurring basis in the Consolidated Statements of Condition at June 30, 2015 and September 30, 2014 are summarized below. Recurring Fair Value Measurements at Reporting Date Using June 30, 2015 Quoted Prices in Active Markets for Identical Assets Significant Other Observable Inputs Significant Unobservable Inputs (Level 1) (Level 2) (Level 3) Assets Investment securities available for sale: U.S. government and agency obligations $ 2,008 $ — $ 2,008 $ — REMIC's 556,614 — 556,614 — Fannie Mae certificates 10,730 — 10,730 — Mortgage loans held for sale 10,298 — 10,298 — Derivatives: Interest rate lock commitments 86 — — 86 Total $ 579,736 $ — $ 579,650 $ 86 Liabilities Derivatives: Forward commitments for the sale of mortgage loans $ 5 $ — $ 5 $ — Total $ 5 $ — $ 5 $ — Recurring Fair Value Measurements at Reporting Date Using September 30, 2014 Quoted Prices in Active Markets for Identical Assets Significant Other Observable Inputs Significant Unobservable Inputs (Level 1) (Level 2) (Level 3) Assets Investment securities available for sale: U.S. government and agency obligations $ 2,023 $ — $ 2,023 $ — REMIC's 555,607 — 555,607 — Fannie Mae certificates 11,238 — 11,238 — Mortgage loans held for sale 4,570 — 4,570 — Derivatives: Interest rate lock commitments 59 — — 59 Total $ 573,497 $ — $ 573,438 $ 59 Liabilities Derivatives: Forward commitments for the sale of mortgage loans $ 14 $ — $ 14 $ — Total $ 14 $ — $ 14 $ —
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation	The table below presents a reconciliation of the beginning and ending balances and the location within the Consolidated Statements of Income where gains (losses) due to changes in fair value are recognized on interest rate lock commitments which are measured at fair value on a recurring basis using significant unobservable inputs (Level 3). Three Months Ended June 30, Nine Months Ended June 30, 2015 2014 2015 2014 Beginning balance $ 169 $ 68 $ 59 $ 158 Gain (loss) during the period due to changes in fair value: Included in other non-interest income (83 ) 8 27 (82 ) Ending balance $ 86 $ 76 $ 86 $ 76 Change in unrealized gains for the period included in earnings for assets held at end of the reporting date $ 86 $ 76 $ 86 $ 76
Assets Measured At Fair Value On A Nonrecurring Basis	Summarized in the tables below are those assets measured at fair value on a nonrecurring basis. This includes loans held for investment that are individually evaluated for impairment, excluding performing TDRs valued using the present value of cash flow method, and properties included in real estate owned that are carried at fair value less estimated costs to dispose at the reporting date. Nonrecurring Fair Value Measurements at Reporting Date Using June 30, Quoted Prices in Active Markets for Identical Assets Significant Other Observable Inputs Significant Unobservable Inputs (Level 1) (Level 2) (Level 3) Impaired loans, net of allowance $ 114,652 $ — $ — $ 114,652 Real estate owned (1) 14,415 — — 14,415 Total $ 129,067 $ — $ — $ 129,067 (1) Amounts represent fair value measurements of properties before deducting estimated costs to dispose. Nonrecurring Fair Value Measurements at Reporting Date Using September 30, Quoted Prices in Active Markets for Identical Assets Significant Other Observable Inputs Significant Unobservable Inputs (Level 1) (Level 2) (Level 3) Impaired loans, net of allowance $ 127,432 $ — $ — $ 127,432 Real estate owned (1) 17,970 — — 17,970 Total $ 145,402 $ — $ — $ 145,402 (1) Amounts represent fair value measurements of properties before deducting estimated costs to dispose.
Fair Value Inputs, Assets, Quantitative Information	The following provides quantitative information about significant unobservable inputs categorized within Level 3 of the Fair Value Hierarchy. Fair Value Weighted 6/30/2015 Valuation Technique(s) Unobservable Input Range Average Impaired loans, net of allowance $114,652 Market comparables of collateral discounted to estimated net proceeds Discount appraised value to estimated net proceeds based on historical experience: • Residential Properties 0 - 24% 8.1% Interest rate lock commitments $86 Quoted Secondary Market pricing Closure rate 0 - 100% 77.0% Fair Value Weighted 9/30/2014 Valuation Technique(s) Unobservable Input Range Average Impaired loans, net of allowance $127,432 Market comparables of collateral discounted to estimated net proceeds Discount appraised value to estimated net proceeds based on historical experience: • Residential Properties 0 - 24% 8.3% Interest rate lock commitments $59 Quoted Secondary Market pricing Closure rate 0 - 100% 76.0%
Estimated Fair Value Of Financial Instruments	The following table presents the estimated fair value of the Company’s financial instruments. The estimated fair value amounts have been determined by the Company using available market information and appropriate valuation methodologies. However, considerable judgment is required to interpret market data to develop the estimates of fair value. Accordingly, the estimates presented herein are not necessarily indicative of the amounts the Company could realize in a current market exchange. The use of different market assumptions and/or estimation methodologies may have a material effect on the estimated fair value amounts. June 30, 2015 Carrying Estimated Fair Value Amount Total Level 1 Level 2 Level 3 Assets: Cash and due from banks $ 26,545 $ 26,545 $ 26,545 $ — $ — Interest earning cash equivalents 197,658 197,658 197,658 — — Investment securities available for sale 569,352 569,352 — 569,352 — Mortgage loans held for sale 10,658 10,667 — 10,667 — Loans, net: Mortgage loans held for investment 11,004,450 11,372,347 — — 11,372,347 Other loans 3,679 3,843 — — 3,843 Federal Home Loan Bank stock 69,470 69,470 N/A — — Private equity investments 245 245 — — 245 Accrued interest receivable 32,035 32,035 — 32,035 — Derivatives 86 86 — — 86 Liabilities: NOW and passbook accounts $ 2,629,132 $ 2,629,132 $ — $ 2,629,132 $ — Certificates of deposit 5,832,927 5,717,948 — 5,717,948 — Borrowed funds 1,899,080 1,908,810 — 1,908,810 — Borrowers’ advances for taxes and insurance 44,173 44,173 — 44,173 — Principal, interest and escrow owed on loans serviced 44,940 44,940 — 44,940 — Derivatives 5 5 — 5 — September 30, 2014 Carrying Estimated Fair Value Amount Total Level 1 Level 2 Level 3 Assets: Cash and due from banks $ 26,886 $ 26,886 $ 26,886 $ — $ — Interest earning cash equivalents 154,517 154,517 154,517 — — Investment securities available for sale 568,868 568,868 — 568,868 — Mortgage loans held for sale 4,962 4,974 — 4,974 — Loans, net: Mortgage loans held for investment 10,625,966 10,876,564 — — 10,876,564 Other loans 4,721 4,894 — — 4,894 Federal Home Loan Bank stock 40,411 40,411 N/A — — Private equity investments 551 551 — — 551 Accrued interest receivable 31,952 31,952 — 31,952 — Derivatives 59 59 — — 59 Liabilities: NOW and passbook accounts $ 2,652,246 $ 2,652,246 $ — $ 2,652,246 $ — Certificates of deposit 6,001,632 5,875,499 — 5,875,499 — Borrowed funds 1,138,639 1,139,647 — 1,139,647 — Borrowers’ advances for taxes and insurance 76,266 76,266 — 76,266 — Principal, interest and escrow owed on loans serviced 54,670 54,670 — 54,670 — Derivatives 14 14 — 14 —

Derivative Instruments (Tables)

Derivative Instruments (Tables)	9 Months Ended
	Jun. 30, 2015
Summary of Derivative Instruments [Abstract]
Schedule of Derivative Instruments in Statement of Financial Position, Fair Value	The following table provides the locations within the Consolidated Statements of Condition and the fair values for derivatives not designated as hedging instruments. Asset Derivatives June 30, 2015 September 30, 2014 Location Fair Value Location Fair Value Interest rate lock commitments Other Assets $ 86 Other Assets $ 59 Liability Derivatives June 30, 2015 September 30, 2014 Location Fair Value Location Fair Value Forward commitments for the sale of mortgage loans Other Liabilities $ 5 Other Liabilities $ 14
Schedule of Effect of Derivative Instruments, Gain (Loss) in Statement of Income	The following table summarizes the locations and amounts of gain or (loss) recognized within the Consolidated Statements of Income on derivative instruments not designated as hedging instruments. Amount of Gain or (Loss) Recognized in Income on Derivatives Three Months Ended Nine Months Ended Location of Gain or (Loss) June 30, June 30, Recognized in Income 2015 2014 2015 2014 Interest rate lock commitments Other non-interest income $ (83 ) $ 8 $ 27 $ (82 ) Forward commitments for the sale of mortgage loans Net gain on the sale of loans (5 ) (17 ) 9 (8 ) Total $ (88 ) $ (9 ) $ 36 $ (90 )

Basis Of Presentation (Details)

Basis Of Presentation (Details)	Jun. 30, 2015
Third Federal Savings, MHC | Common Stock
Percentage of the Company's outstanding shares held by Third Federal Savings, MHC	77.00%

Earnings Per Share (Narrative)

Earnings Per Share (Narrative) (Details) - shares	Jun. 30, 2015	Jun. 30, 2014
Earnings Per Share [Abstract]
Shares of the Company held by Third Federal Savings, MHC	227,119,132
Employee Stock Ownership Plan (ESOP), neither allocated nor committed to be released to participants (in shares)	6,283,426	6,716,765

Earnings Per Share (Summary Of

Earnings Per Share (Summary Of Earnings Per Share) (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended		9 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Earnings Per Share [Abstract]
Net income	$ 17,258	$ 17,631	$ 49,568	$ 50,040
Less: income allocated to restricted stock units	145	84	424	240
Basic earnings per share:
Income available to common shareholders	$ 17,113	$ 17,547	$ 49,144	$ 49,800
Weighted average common shares, basic	288,553,691	298,681,954	291,251,487	299,860,726
Income available to common shareholders, per share amount, basic	$ 0.06	$ 0.06	$ 0.17	$ 0.17
Diluted earnings per share:
Effect of dilutive potential common shares	2,206,063	1,851,067	2,193,312	1,390,348
Income available to common shareholders	$ 17,113	$ 17,547	$ 49,144	$ 49,800
Weighted average common shares, diluted	290,759,754	300,533,021	293,444,799	301,251,074
Income available to common shareholders, per share amount, diluted	$ 0.06	$ 0.06	$ 0.17	$ 0.17

Earnings Per Share Earnings Per

Earnings Per Share Earnings Per Share (Schedule of Antidilutive Securities Excluded from Computation of Earnings Per Share) (Details) - shares	3 Months Ended		9 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Options to purchase shares
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]
Antidilutive securities excluded from the computation of diluted earnings per share	1,359,000	784,600	1,391,400	829,300

Investment Securities (Narrativ

Investment Securities (Narrative) (Details) - U.S. government and agency obligations - USD ($) $ in Thousands	Jun. 30, 2015	Sep. 30, 2014
U.S. government and agency obligations available-for-sale securities due within one year, amortized cost	$ 2,000
U.S. government and agency obligations available-for-sale securities due within one year, fair value	$ 2,008
U.S. government and agency obligations available-for-sale securities due in more than one year but less than five years, amortized cost		$ 2,000
U.S. government and agency obligations available-for-sale securities due in more than one year but less than five years, fair value		$ 2,023

Investment Securities (Investme

Investment Securities (Investments Securities Available For Sale) (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Sep. 30, 2014
Schedule of Available For Sale Securities [Line Items]
Investments securities available for sale, Amortized Cost	$ 567,946	$ 570,549
Available-for-sale securities, gross unrealized gain	3,172	2,668
Available-for-sale securities, gross unrealized losses	1,766	4,349
Available-for-sale Securities	569,352	568,868
U.S. government and agency obligations
Schedule of Available For Sale Securities [Line Items]
Investments securities available for sale, Amortized Cost	2,000	2,000
Available-for-sale securities, gross unrealized gain	8	23
Available-for-sale securities, gross unrealized losses	0	0
Available-for-sale Securities	2,008	2,023
REMIC's
Schedule of Available For Sale Securities [Line Items]
Investments securities available for sale, Amortized Cost	555,856	557,895
Available-for-sale securities, gross unrealized gain	2,449	1,896
Available-for-sale securities, gross unrealized losses	1,691	4,184
Available-for-sale Securities	556,614	555,607
Fannie Mae certificates
Schedule of Available For Sale Securities [Line Items]
Investments securities available for sale, Amortized Cost	10,090	10,654
Available-for-sale securities, gross unrealized gain	715	749
Available-for-sale securities, gross unrealized losses	75	165
Available-for-sale Securities	$ 10,730	$ 11,238

Investment Securities (Invest38

Investment Securities (Investment Securities Held at a Continuous Loss) (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Sep. 30, 2014
Schedule of Investment Securities Continuous Loss [Line Items]
Available-for-sale securities, Less Than Twelve Months, Estimated Fair Value	$ 138,762	$ 182,151
Available-for-sale Securities, Less Than Twelve Months, Unrealized Loss	741	947
Available-for-sale securities, Twelve Months or Longer, Estimated Fair Value	87,887	167,147
Available-for-sale securities, Twelve Months or Longer, Unrealized Loss	1,025	3,402
Available-for-sale securities, Total Estimated Fair Value	226,649	349,298
Available-for-sale securities, Total Unrealized Losses	1,766	4,349
REMIC's
Schedule of Investment Securities Continuous Loss [Line Items]
Available-for-sale securities, Less Than Twelve Months, Estimated Fair Value	133,939	182,151
Available-for-sale Securities, Less Than Twelve Months, Unrealized Loss	666	947
Available-for-sale securities, Twelve Months or Longer, Estimated Fair Value	87,887	162,321
Available-for-sale securities, Twelve Months or Longer, Unrealized Loss	1,025	3,237
Available-for-sale securities, Total Estimated Fair Value	221,826	344,472
Available-for-sale securities, Total Unrealized Losses	1,691	4,184
Fannie Mae certificates
Schedule of Investment Securities Continuous Loss [Line Items]
Available-for-sale securities, Less Than Twelve Months, Estimated Fair Value	4,823	0
Available-for-sale Securities, Less Than Twelve Months, Unrealized Loss	75	0
Available-for-sale securities, Twelve Months or Longer, Estimated Fair Value	0	4,826
Available-for-sale securities, Twelve Months or Longer, Unrealized Loss	0	165
Available-for-sale securities, Total Estimated Fair Value	4,823	4,826
Available-for-sale securities, Total Unrealized Losses	$ 75	$ 165

Loans And Allowance For Loan 39

Loans And Allowance For Loan Losses (Narrative) (Details) - Loan Restructuring Modification [Domain] $ in Thousands	3 Months Ended		9 Months Ended
	Jun. 30, 2015USD ($)	Jun. 30, 2014USD ($)	Jun. 30, 2015USD ($)loans	Jun. 30, 2014USD ($)loans	Sep. 30, 2014USD ($)
Financing Receivable, Recorded Investment [Line Items]
Mortgage loans held-for-sale	$ 10,658		$ 10,658		$ 4,962
Real estate loans	11,104,329		11,104,329		10,737,068
Non-accrual loans	115,446		115,446		135,537
Allowance for loan losses, Individually Evaluated	14,986		$ 14,986		15,787
Loans which were covered by mortgage insurers that were deferring claim payments or were assessed as being non-investment grade, number | loans			0
Troubled debt restructurings included in impaired loans	181,600		$ 181,600		186,428
Residential loans, collateral evaluated for charge-off, number of days past due			180 days
Home equity lines of credit equity loans and residential loans modified in a troubled debt restructuring charge-offs, days past due			90 days
All classes of loans collateral evaluated for charge-off, sheriff sale scheduled number of days to sell			60 days
All classes of loans, all borrowers filed Chapter 7 Bankruptcy, collateral evaluated for charge-off, days since notification			60 days
All classes of loans borrower filed bankruptcy, collateral evaluated for charge-off, days past due			30 days
Interest income on impaired loans recognized using a cash-basis method	329	$ 267	$ 912	$ 896
Troubled debt restructuring reclassed from impaired | loans			0	0
Classified loans collectively evaluated for impairment	10,865,476		$ 10,865,476		10,478,663
Other consumer loans	3,679		3,679		4,721
Number of days passed due for a residential loan to be considered uncollectible		1500 days
PMIC Provided Mortgage Insurance Coverage
Financing Receivable, Recorded Investment [Line Items]
Real estate loans	145,495		145,495		186,233
MGIC Provided Mortgage Insurance Coverage
Financing Receivable, Recorded Investment [Line Items]
Real estate loans	61,458		61,458		74,254
Nonperforming
Financing Receivable, Recorded Investment [Line Items]
Other consumer loans	0		0		0
Loss
Financing Receivable, Recorded Investment [Line Items]
Residential loans deemed uncollectible and fully charged off	5,321
Substandard
Financing Receivable, Recorded Investment [Line Items]
Classified loans collectively evaluated for impairment	8,971		8,971		14,814
Special Mention
Financing Receivable, Recorded Investment [Line Items]
Classified loans collectively evaluated for impairment	$ 4,936		$ 4,936		$ 6,084
Residential Real Estate Mortgage Loans | Florida
Financing Receivable, Recorded Investment [Line Items]
Residential real estate loans held, percent	17.00%		17.00%		17.00%
Residential Real Estate Mortgage Loans | Ohio
Financing Receivable, Recorded Investment [Line Items]
Residential real estate loans held, percent	64.00%		64.00%		68.00%
Home Equity Loans And Lines Of Credit
Financing Receivable, Recorded Investment [Line Items]
Real estate loans	$ 1,641,827		$ 1,641,827		$ 1,696,929
Non-accrual loans	23,168		23,168		26,189
Allowance for loan losses, Individually Evaluated	554		554		532
Troubled debt restructurings included in impaired loans	21,461		21,461		20,737
Classified loans collectively evaluated for impairment	$ 1,617,252		$ 1,617,252		$ 1,669,725
Home Equity Loans And Lines Of Credit | Florida
Financing Receivable, Recorded Investment [Line Items]
Residential real estate loans held, percent	27.00%		27.00%		28.00%
Home Equity Loans And Lines Of Credit | Ohio
Financing Receivable, Recorded Investment [Line Items]
Residential real estate loans held, percent	39.00%		39.00%		40.00%
Home Equity Loans And Lines Of Credit | California
Financing Receivable, Recorded Investment [Line Items]
Residential real estate loans held, percent	13.00%		13.00%		13.00%
Residential Home Today
Financing Receivable, Recorded Investment [Line Items]
Real estate loans	$ 140,432		$ 140,432		$ 154,196
Non-accrual loans	24,393		24,393		29,960
Allowance for loan losses, Individually Evaluated	$ 4,137		$ 4,137		$ 6,366
Real Estate Loans covered by private mortgage insurance, percentage	36.00%		36.00%		42.00%
Troubled debt restructurings included in impaired loans	$ 56,097		$ 56,097		$ 60,109
Classified loans collectively evaluated for impairment	77,530		77,530		84,785
Residential Home Today Loans Originated Prior To March 27, 2009
Financing Receivable, Recorded Investment [Line Items]
Real estate loans	137,358		137,358		151,164
Mortgage Receivable
Financing Receivable, Recorded Investment [Line Items]
Non-accrual loans	115,446		115,446		135,537
Allowance for loan losses, Individually Evaluated	14,986		14,986		15,787
Classified loans collectively evaluated for impairment	10,861,797		10,861,797		10,473,942
Performing
Financing Receivable, Recorded Investment [Line Items]
Non-accrual loans	70,580		70,580		73,946
Performing | PMIC Provided Mortgage Insurance Coverage
Financing Receivable, Recorded Investment [Line Items]
Real estate loans	133,245		133,245		170,128
Performing | MGIC Provided Mortgage Insurance Coverage
Financing Receivable, Recorded Investment [Line Items]
Real estate loans	60,700		60,700		73,616
Performing Chapter 7 Bankruptcy
Financing Receivable, Recorded Investment [Line Items]
Non-accrual loans	46,775		46,775		49,019
Troubled Debt Restructuring | Performing | Present Value of Cash Flows
Financing Receivable, Recorded Investment [Line Items]
Allowance for loan losses, Individually Evaluated	14,953		14,953		15,787
Impaired Loans
Financing Receivable, Recorded Investment [Line Items]
Troubled debt restructurings included in impaired loans	181,600		181,600		186,428
Impaired Loans | Performing | Pass
Financing Receivable, Recorded Investment [Line Items]
Troubled debt restructurings included in impaired loans	104,051		104,051		103,459
Impaired Loans | Nonperforming | Mortgage Receivable
Financing Receivable, Recorded Investment [Line Items]
Troubled debt restructurings included in impaired loans	$ 17,051		$ 17,051		$ 20,851

Loans And Allowance For Loan 40

Loans And Allowance For Loan Losses (Loans Held For Investment) (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Sep. 30, 2014
Loan Portfolio [Line Items]
Real estate loans	$ 11,104,329	$ 10,737,068
Other consumer loans	3,679	4,721
Deferred loan expense (fees)-net	7,144	(1,155)
LIP	(30,119)	(28,585)
Allowance for loan losses	(76,904)	(81,362)
Loans, net	11,008,129	10,630,687
Residential Core
Loan Portfolio [Line Items]
Real estate loans	9,271,050	8,828,839
Residential Home Today
Loan Portfolio [Line Items]
Real estate loans	140,432	154,196
Home Equity Loans And Lines Of Credit
Loan Portfolio [Line Items]
Real estate loans	1,641,827	1,696,929
Construction
Loan Portfolio [Line Items]
Real estate loans	$ 51,020	$ 57,104

Loans And Allowance For Loan 41

Loans And Allowance For Loan Losses (Schedule Of Recorded Investment In Loan Receivables That Are Past Due) (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Sep. 30, 2014
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total past due	$ 70,997	$ 93,028
Current	11,014,036	10,619,021
Total	11,085,033	10,712,049
Residential Core
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total past due	38,731	50,417
Current	9,232,807	8,772,180
Total	9,271,538	8,822,597
Residential Home Today
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total past due	17,907	25,545
Current	120,644	126,417
Total	138,551	151,962
Home Equity Loans And Lines Of Credit
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total past due	13,932	16,866
Current	1,636,689	1,687,349
Total	1,650,621	1,704,215
Construction
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total past due	427	200
Current	20,217	28,354
Total	20,644	28,554
Total Real Estate Loans
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total past due	70,997	93,028
Current	11,010,357	10,614,300
Total	11,081,354	10,707,328
Other Consumer Loans
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total past due	0	0
Current	3,679	4,721
Total	3,679	4,721
30 to 59 Days Past Due
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total past due	18,933	23,198
30 to 59 Days Past Due | Residential Core
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total past due	9,047	9,067
30 to 59 Days Past Due | Residential Home Today
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total past due	5,199	7,887
30 to 59 Days Past Due | Home Equity Loans And Lines Of Credit
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total past due	4,687	6,044
30 to 59 Days Past Due | Construction
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total past due	0	200
30 to 59 Days Past Due | Total Real Estate Loans
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total past due	18,933	23,198
30 to 59 Days Past Due | Other Consumer Loans
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total past due	0	0
60 to 89 Days Past Due
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total past due	7,198	8,237
60 to 89 Days Past Due | Residential Core
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total past due	2,829	3,899
60 to 89 Days Past Due | Residential Home Today
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total past due	2,283	2,553
60 to 89 Days Past Due | Home Equity Loans And Lines Of Credit
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total past due	2,086	1,785
60 to 89 Days Past Due | Construction
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total past due	0	0
60 to 89 Days Past Due | Total Real Estate Loans
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total past due	7,198	8,237
60 to 89 Days Past Due | Other Consumer Loans
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total past due	0	0
Equal to Greater than 90 Days Past Due
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total past due	44,866	61,593
Equal to Greater than 90 Days Past Due | Residential Core
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total past due	26,855	37,451
Equal to Greater than 90 Days Past Due | Residential Home Today
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total past due	10,425	15,105
Equal to Greater than 90 Days Past Due | Home Equity Loans And Lines Of Credit
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total past due	7,159	9,037
Equal to Greater than 90 Days Past Due | Construction
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total past due	427	0
Equal to Greater than 90 Days Past Due | Total Real Estate Loans
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total past due	44,866	61,593
Equal to Greater than 90 Days Past Due | Other Consumer Loans
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total past due	$ 0	$ 0

Loans And Allowance For Loan 42

Loans And Allowance For Loan Losses (Schedule Of Recorded Investment Of Loan Receivables In Non-Accrual Status) (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Sep. 30, 2014
Financing Receivable, Recorded Investment, Past Due, Nonaccrual Status [Line Items]
Total non-accrual loans	$ 115,446	$ 135,537
Residential Core
Financing Receivable, Recorded Investment, Past Due, Nonaccrual Status [Line Items]
Total non-accrual loans	67,458	79,388
Residential Home Today
Financing Receivable, Recorded Investment, Past Due, Nonaccrual Status [Line Items]
Total non-accrual loans	24,393	29,960
Home Equity Loans And Lines Of Credit
Financing Receivable, Recorded Investment, Past Due, Nonaccrual Status [Line Items]
Total non-accrual loans	23,168	26,189
Construction
Financing Receivable, Recorded Investment, Past Due, Nonaccrual Status [Line Items]
Total non-accrual loans	427	0
Total Real Estate Loans
Financing Receivable, Recorded Investment, Past Due, Nonaccrual Status [Line Items]
Total non-accrual loans	115,446	135,537
Other Consumer Loans
Financing Receivable, Recorded Investment, Past Due, Nonaccrual Status [Line Items]
Total non-accrual loans	$ 0	$ 0

Loans And Allowance For Loan 43

Loans And Allowance For Loan Losses (Schedule Of Recorded Investment In Loan Receivables According To The Method Of Evaluation) (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Sep. 30, 2014
Financing Receivable, Allowance for Credit Losses [Line Items]
Recorded Investment, Individually Evaluated	$ 219,557	$ 233,386
Recorded Investment, Collectively Evaluated	10,865,476	10,478,663
Total	11,085,033	10,712,049
Residential Core
Financing Receivable, Allowance for Credit Losses [Line Items]
Recorded Investment, Individually Evaluated	124,740	131,719
Recorded Investment, Collectively Evaluated	9,146,798	8,690,878
Total	9,271,538	8,822,597
Residential Home Today
Financing Receivable, Allowance for Credit Losses [Line Items]
Recorded Investment, Individually Evaluated	61,021	67,177
Recorded Investment, Collectively Evaluated	77,530	84,785
Total	138,551	151,962
Home Equity Loans And Lines Of Credit
Financing Receivable, Allowance for Credit Losses [Line Items]
Recorded Investment, Individually Evaluated	33,369	34,490
Recorded Investment, Collectively Evaluated	1,617,252	1,669,725
Total	1,650,621	1,704,215
Construction
Financing Receivable, Allowance for Credit Losses [Line Items]
Recorded Investment, Individually Evaluated	427	0
Recorded Investment, Collectively Evaluated	20,217	28,554
Total	20,644	28,554
Total Real Estate Loans
Financing Receivable, Allowance for Credit Losses [Line Items]
Recorded Investment, Individually Evaluated	219,557	233,386
Recorded Investment, Collectively Evaluated	10,861,797	10,473,942
Total	11,081,354	10,707,328
Other Consumer Loans
Financing Receivable, Allowance for Credit Losses [Line Items]
Recorded Investment, Individually Evaluated	0	0
Recorded Investment, Collectively Evaluated	3,679	4,721
Total	$ 3,679	$ 4,721

Loans And Allowance For Loan 44

Loans And Allowance For Loan Losses (Schedule Of Allowance For Loan Losses According To The Method Of Evaluation) (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Mar. 31, 2015	Sep. 30, 2014	Jun. 30, 2014	Mar. 31, 2014	Sep. 30, 2013
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses, Individually Evaluated	$ 14,986		$ 15,787
Allowance for loan losses, Collectively Evaluated	61,918		65,575
Allowance for credit losses	76,904	$ 77,093	81,362	$ 82,502	$ 83,391	$ 92,537
Residential Core
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses, Individually Evaluated	10,269		8,889
Allowance for loan losses, Collectively Evaluated	15,686		22,191
Allowance for credit losses	25,955	28,507	31,080	31,512	32,642	35,427
Residential Home Today
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses, Individually Evaluated	4,137		6,366
Allowance for loan losses, Collectively Evaluated	6,942		10,058
Allowance for credit losses	11,079	12,578	16,424	16,977	16,919	24,112
Home Equity Loans And Lines Of Credit
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses, Individually Evaluated	554		532
Allowance for loan losses, Collectively Evaluated	39,280		33,299
Allowance for credit losses	39,834	35,990	33,831	33,980	33,785	32,818
Construction
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses, Individually Evaluated	26		0
Allowance for loan losses, Collectively Evaluated	10		27
Allowance for credit losses	36	18	27	33	45	180
Total Real Estate Loans
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses, Individually Evaluated	14,986		15,787
Allowance for loan losses, Collectively Evaluated	61,918		65,575
Allowance for credit losses	76,904	77,093	81,362	82,502	83,391	92,537
Other Consumer Loans
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses, Individually Evaluated	0		0
Allowance for loan losses, Collectively Evaluated	0		0
Allowance for credit losses	$ 0	$ 0	$ 0	$ 0	$ 0	$ 0

Loans And Allowance For Loan 45

Loans And Allowance For Loan Losses (Schedule Of Recorded Investment And The Unpaid Principal Balance Of Impaired Loans) (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Sep. 30, 2014
Financing Receivable, Impaired [Line Items]
Impaired Loans, with No Related IVA, Recorded Investment	$ 114,187	$ 127,503
Impaired Loans, with No Related IVA, Unpaid Principal Balance	170,953	190,319
Impaired Loans, with an IVA, Recorded Investment	105,370	105,883
Impaired Loans, with an IVA, Unpaid Principal Balance	106,846	107,500
Impaired Loans, Recorded Investment	219,557	233,386
Impaired Loans, Unpaid Principal Balance	277,799	297,819
Allowance for loan losses, Individually Evaluated	14,986	15,787
Residential Core
Financing Receivable, Impaired [Line Items]
Impaired Loans, with No Related IVA, Recorded Investment	65,899	72,840
Impaired Loans, with No Related IVA, Unpaid Principal Balance	85,370	94,419
Impaired Loans, with an IVA, Recorded Investment	58,841	58,879
Impaired Loans, with an IVA, Unpaid Principal Balance	59,668	59,842
Impaired Loans, Recorded Investment	124,740	131,719
Impaired Loans, Unpaid Principal Balance	145,038	154,261
Allowance for loan losses, Individually Evaluated	10,269	8,889
Residential Home Today
Financing Receivable, Impaired [Line Items]
Impaired Loans, with No Related IVA, Recorded Investment	25,032	28,045
Impaired Loans, with No Related IVA, Unpaid Principal Balance	52,967	57,854
Impaired Loans, with an IVA, Recorded Investment	35,989	39,132
Impaired Loans, with an IVA, Unpaid Principal Balance	36,481	39,749
Impaired Loans, Recorded Investment	61,021	67,177
Impaired Loans, Unpaid Principal Balance	89,448	97,603
Allowance for loan losses, Individually Evaluated	4,137	6,366
Home Equity Loans And Lines Of Credit
Financing Receivable, Impaired [Line Items]
Impaired Loans, with No Related IVA, Recorded Investment	23,256	26,618
Impaired Loans, with No Related IVA, Unpaid Principal Balance	32,616	38,046
Impaired Loans, with an IVA, Recorded Investment	10,113	7,872
Impaired Loans, with an IVA, Unpaid Principal Balance	10,125	7,909
Impaired Loans, Recorded Investment	33,369	34,490
Impaired Loans, Unpaid Principal Balance	42,741	45,955
Allowance for loan losses, Individually Evaluated	554	532
Construction
Financing Receivable, Impaired [Line Items]
Impaired Loans, with No Related IVA, Recorded Investment	0	0
Impaired Loans, with No Related IVA, Unpaid Principal Balance	0	0
Impaired Loans, with an IVA, Recorded Investment	427	0
Impaired Loans, with an IVA, Unpaid Principal Balance	572	0
Impaired Loans, Recorded Investment	427	0
Impaired Loans, Unpaid Principal Balance	572	0
Allowance for loan losses, Individually Evaluated	26	0
Other Consumer Loans
Financing Receivable, Impaired [Line Items]
Impaired Loans, with No Related IVA, Recorded Investment	0	0
Impaired Loans, with No Related IVA, Unpaid Principal Balance	0	0
Impaired Loans, with an IVA, Recorded Investment	0	0
Impaired Loans, with an IVA, Unpaid Principal Balance	0	0
Impaired Loans, Recorded Investment	0	0
Impaired Loans, Unpaid Principal Balance	0	0
Allowance for loan losses, Individually Evaluated	$ 0	$ 0

Loans And Allowance For Loan 46

Loans And Allowance For Loan Losses (Schedule Of Average Recorded Investment In Impaired Loans And The Amount Of Interest Income) (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Financing Receivable, Impaired [Line Items]
Impaired Loans, with No Related IVA, Average Recorded Investment	$ 116,979	$ 136,758	$ 120,846	$ 140,314
Impaired Loans, with No Related IVA, Interest Income Recognized	520	406	1,387	1,317
Impaired Loans, with an IVA, Average Recorded Investment	104,633	104,975	105,628	110,550
Impaired Loans, with an IVA, Interest Income Recognized	1,181	1,272	3,584	3,903
Impaired Loans, Average Recorded Investment	221,612	241,733	226,474	250,864
Impaired Loans, Interest Income Recognized	1,701	1,678	4,971	5,220
Residential Core
Financing Receivable, Impaired [Line Items]
Impaired Loans, with No Related IVA, Average Recorded Investment	67,486	78,386	69,370	81,214
Impaired Loans, with No Related IVA, Interest Income Recognized	384	271	970	846
Impaired Loans, with an IVA, Average Recorded Investment	58,837	57,180	58,860	60,493
Impaired Loans, with an IVA, Interest Income Recognized	640	689	1,954	2,112
Impaired Loans, Average Recorded Investment	126,323	135,566	128,230	141,707
Impaired Loans, Interest Income Recognized	1,024	960	2,924	2,958
Residential Home Today
Financing Receivable, Impaired [Line Items]
Impaired Loans, with No Related IVA, Average Recorded Investment	25,748	30,082	26,539	31,391
Impaired Loans, with No Related IVA, Interest Income Recognized	70	54	193	207
Impaired Loans, with an IVA, Average Recorded Investment	36,460	40,827	37,561	43,052
Impaired Loans, with an IVA, Interest Income Recognized	465	522	1,428	1,611
Impaired Loans, Average Recorded Investment	62,208	70,909	64,100	74,443
Impaired Loans, Interest Income Recognized	535	576	1,621	1,818
Home Equity Loans And Lines Of Credit
Financing Receivable, Impaired [Line Items]
Impaired Loans, with No Related IVA, Average Recorded Investment	23,745	28,214	24,937	27,498
Impaired Loans, with No Related IVA, Interest Income Recognized	66	81	224	258
Impaired Loans, with an IVA, Average Recorded Investment	9,122	6,968	8,993	6,972
Impaired Loans, with an IVA, Interest Income Recognized	71	61	197	180
Impaired Loans, Average Recorded Investment	32,867	35,182	33,930	34,470
Impaired Loans, Interest Income Recognized	137	142	421	438
Construction
Financing Receivable, Impaired [Line Items]
Impaired Loans, with No Related IVA, Average Recorded Investment	0	76	0	211
Impaired Loans, with No Related IVA, Interest Income Recognized	0	0	0	6
Impaired Loans, with an IVA, Average Recorded Investment	214	0	214	33
Impaired Loans, with an IVA, Interest Income Recognized	5	0	5	0
Impaired Loans, Average Recorded Investment	214	76	214	244
Impaired Loans, Interest Income Recognized	5	0	5	6
Other Consumer Loans
Financing Receivable, Impaired [Line Items]
Impaired Loans, with No Related IVA, Average Recorded Investment	0	0	0	0
Impaired Loans, with No Related IVA, Interest Income Recognized	0	0	0	0
Impaired Loans, with an IVA, Average Recorded Investment	0	0	0	0
Impaired Loans, with an IVA, Interest Income Recognized	0	0	0	0
Impaired Loans, Average Recorded Investment	0	0	0	0
Impaired Loans, Interest Income Recognized	$ 0	$ 0	$ 0	$ 0

Loans And Allowance For Loan 47

Loans And Allowance For Loan Losses (Schedule Of Recorded Investment In Troubled Debt Restructured Loans By Type Of Concession) (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Sep. 30, 2014
Financing Receivable, Modifications [Line Items]
Troubled debt restructuring, recorded investment	$ 181,600	$ 186,428
Reduction In Interest Rates
Financing Receivable, Modifications [Line Items]
Troubled debt restructuring, recorded investment	24,978	28,141
Payment Extensions
Financing Receivable, Modifications [Line Items]
Troubled debt restructuring, recorded investment	3,775	3,176
Forbearance or Other Actions
Financing Receivable, Modifications [Line Items]
Troubled debt restructuring, recorded investment	15,226	18,465
Multiple Concessions
Financing Receivable, Modifications [Line Items]
Troubled debt restructuring, recorded investment	38,476	37,411
Multiple Restructurings
Financing Receivable, Modifications [Line Items]
Troubled debt restructuring, recorded investment	46,680	44,329
Bankruptcy
Financing Receivable, Modifications [Line Items]
Troubled debt restructuring, recorded investment	52,465	54,906
Residential Core
Financing Receivable, Modifications [Line Items]
Troubled debt restructuring, recorded investment	104,042	105,582
Residential Core | Reduction In Interest Rates
Financing Receivable, Modifications [Line Items]
Troubled debt restructuring, recorded investment	16,709	16,693
Residential Core | Payment Extensions
Financing Receivable, Modifications [Line Items]
Troubled debt restructuring, recorded investment	946	1,265
Residential Core | Forbearance or Other Actions
Financing Receivable, Modifications [Line Items]
Troubled debt restructuring, recorded investment	8,576	10,248
Residential Core | Multiple Concessions
Financing Receivable, Modifications [Line Items]
Troubled debt restructuring, recorded investment	21,957	21,113
Residential Core | Multiple Restructurings
Financing Receivable, Modifications [Line Items]
Troubled debt restructuring, recorded investment	23,584	22,687
Residential Core | Bankruptcy
Financing Receivable, Modifications [Line Items]
Troubled debt restructuring, recorded investment	32,270	33,576
Residential Home Today
Financing Receivable, Modifications [Line Items]
Troubled debt restructuring, recorded investment	56,097	60,109
Residential Home Today | Reduction In Interest Rates
Financing Receivable, Modifications [Line Items]
Troubled debt restructuring, recorded investment	8,170	11,374
Residential Home Today | Payment Extensions
Financing Receivable, Modifications [Line Items]
Troubled debt restructuring, recorded investment	15	78
Residential Home Today | Forbearance or Other Actions
Financing Receivable, Modifications [Line Items]
Troubled debt restructuring, recorded investment	6,217	7,448
Residential Home Today | Multiple Concessions
Financing Receivable, Modifications [Line Items]
Troubled debt restructuring, recorded investment	12,917	15,085
Residential Home Today | Multiple Restructurings
Financing Receivable, Modifications [Line Items]
Troubled debt restructuring, recorded investment	22,257	20,823
Residential Home Today | Bankruptcy
Financing Receivable, Modifications [Line Items]
Troubled debt restructuring, recorded investment	6,521	5,301
Home Equity Loans And Lines Of Credit
Financing Receivable, Modifications [Line Items]
Troubled debt restructuring, recorded investment	21,461	20,737
Home Equity Loans And Lines Of Credit | Reduction In Interest Rates
Financing Receivable, Modifications [Line Items]
Troubled debt restructuring, recorded investment	99	74
Home Equity Loans And Lines Of Credit | Payment Extensions
Financing Receivable, Modifications [Line Items]
Troubled debt restructuring, recorded investment	2,814	1,833
Home Equity Loans And Lines Of Credit | Forbearance or Other Actions
Financing Receivable, Modifications [Line Items]
Troubled debt restructuring, recorded investment	433	769
Home Equity Loans And Lines Of Credit | Multiple Concessions
Financing Receivable, Modifications [Line Items]
Troubled debt restructuring, recorded investment	3,602	1,213
Home Equity Loans And Lines Of Credit | Multiple Restructurings
Financing Receivable, Modifications [Line Items]
Troubled debt restructuring, recorded investment	839	819
Home Equity Loans And Lines Of Credit | Bankruptcy
Financing Receivable, Modifications [Line Items]
Troubled debt restructuring, recorded investment	$ 13,674	$ 16,029

Loans And Allowance For Loan 48

Loans And Allowance For Loan Losses (Summary Of Troubled Debt Restructured Loans Restructured During the Period By Type Of Concession) (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Financing Receivable, Modifications [Line Items]
Troubled debt restructured loans restructured in the period	$ 8,436	$ 9,546	$ 28,337	$ 23,194
Reduction In Interest Rates
Financing Receivable, Modifications [Line Items]
Troubled debt restructured loans restructured in the period	934	1,653	2,315	2,725
Payment Extensions
Financing Receivable, Modifications [Line Items]
Troubled debt restructured loans restructured in the period	303	426	1,292	977
Forbearance or Other Actions
Financing Receivable, Modifications [Line Items]
Troubled debt restructured loans restructured in the period	999	94	1,695	384
Multiple Concessions
Financing Receivable, Modifications [Line Items]
Troubled debt restructured loans restructured in the period	2,075	2,416	6,108	5,275
Multiple Restructurings
Financing Receivable, Modifications [Line Items]
Troubled debt restructured loans restructured in the period	2,301	3,205	8,298	7,537
Bankruptcy
Financing Receivable, Modifications [Line Items]
Troubled debt restructured loans restructured in the period	1,824	1,752	8,629	6,296
Residential Core
Financing Receivable, Modifications [Line Items]
Troubled debt restructured loans restructured in the period	4,435	6,603	15,576	14,593
Residential Core | Reduction In Interest Rates
Financing Receivable, Modifications [Line Items]
Troubled debt restructured loans restructured in the period	934	1,443	2,234	2,354
Residential Core | Payment Extensions
Financing Receivable, Modifications [Line Items]
Troubled debt restructured loans restructured in the period	0	0	0	0
Residential Core | Forbearance or Other Actions
Financing Receivable, Modifications [Line Items]
Troubled debt restructured loans restructured in the period	494	0	832	224
Residential Core | Multiple Concessions
Financing Receivable, Modifications [Line Items]
Troubled debt restructured loans restructured in the period	591	1,829	3,438	3,920
Residential Core | Multiple Restructurings
Financing Receivable, Modifications [Line Items]
Troubled debt restructured loans restructured in the period	1,321	2,134	3,734	4,131
Residential Core | Bankruptcy
Financing Receivable, Modifications [Line Items]
Troubled debt restructured loans restructured in the period	1,095	1,197	5,338	3,964
Residential Home Today
Financing Receivable, Modifications [Line Items]
Troubled debt restructured loans restructured in the period	1,733	1,585	7,549	4,492
Residential Home Today | Reduction In Interest Rates
Financing Receivable, Modifications [Line Items]
Troubled debt restructured loans restructured in the period	0	210	81	371
Residential Home Today | Payment Extensions
Financing Receivable, Modifications [Line Items]
Troubled debt restructured loans restructured in the period	0	0	0	0
Residential Home Today | Forbearance or Other Actions
Financing Receivable, Modifications [Line Items]
Troubled debt restructured loans restructured in the period	505	0	863	66
Residential Home Today | Multiple Concessions
Financing Receivable, Modifications [Line Items]
Troubled debt restructured loans restructured in the period	66	231	222	456
Residential Home Today | Multiple Restructurings
Financing Receivable, Modifications [Line Items]
Troubled debt restructured loans restructured in the period	865	871	4,352	3,095
Residential Home Today | Bankruptcy
Financing Receivable, Modifications [Line Items]
Troubled debt restructured loans restructured in the period	297	273	2,031	504
Home Equity Loans And Lines Of Credit
Financing Receivable, Modifications [Line Items]
Troubled debt restructured loans restructured in the period	2,268	1,358	5,212	4,109
Home Equity Loans And Lines Of Credit | Reduction In Interest Rates
Financing Receivable, Modifications [Line Items]
Troubled debt restructured loans restructured in the period	0	0	0	0
Home Equity Loans And Lines Of Credit | Payment Extensions
Financing Receivable, Modifications [Line Items]
Troubled debt restructured loans restructured in the period	303	426	1,292	977
Home Equity Loans And Lines Of Credit | Forbearance or Other Actions
Financing Receivable, Modifications [Line Items]
Troubled debt restructured loans restructured in the period	0	94	0	94
Home Equity Loans And Lines Of Credit | Multiple Concessions
Financing Receivable, Modifications [Line Items]
Troubled debt restructured loans restructured in the period	1,418	356	2,448	899
Home Equity Loans And Lines Of Credit | Multiple Restructurings
Financing Receivable, Modifications [Line Items]
Troubled debt restructured loans restructured in the period	115	200	212	311
Home Equity Loans And Lines Of Credit | Bankruptcy
Financing Receivable, Modifications [Line Items]
Troubled debt restructured loans restructured in the period	$ 432	$ 282	$ 1,260	$ 1,828

Loans And Allowance For Loan 49

Loans And Allowance For Loan Losses (Schedule Of Troubled Debt Restructured Loans Restructured Within The Last 12 Months Which Defaulted) (Details) $ in Thousands	3 Months Ended		9 Months Ended
	Jun. 30, 2015USD ($)contracts	Jun. 30, 2014USD ($)contracts	Jun. 30, 2015USD ($)contracts	Jun. 30, 2014USD ($)contracts
Financing Receivable, Modifications Within The Last 12 Months Which Defaulted [Line Items]
Number of contracts	66	67	103	107
Recorded investment | $	$ 4,455	$ 3,502	$ 5,978	$ 4,639
Residential Core
Financing Receivable, Modifications Within The Last 12 Months Which Defaulted [Line Items]
Number of contracts	26	22	37	31
Recorded investment | $	$ 2,874	$ 1,876	$ 3,790	$ 2,640
Residential Home Today
Financing Receivable, Modifications Within The Last 12 Months Which Defaulted [Line Items]
Number of contracts	19	22	27	29
Recorded investment | $	$ 1,024	$ 816	$ 1,440	$ 1,054
Home Equity Loans And Lines Of Credit
Financing Receivable, Modifications Within The Last 12 Months Which Defaulted [Line Items]
Number of contracts	21	23	39	47
Recorded investment | $	$ 557	$ 810	$ 748	$ 945

Loans And Allowance For Loan 50

Loans And Allowance For Loan Losses (Schedule Of Credit Quality Of Residential Loan Receivables By An Internally Assigned Grade) (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Sep. 30, 2014
Financing Receivable, Recorded Investment [Line Items]
Real estate loans	$ 11,085,033	$ 10,712,049
Residential Core
Financing Receivable, Recorded Investment [Line Items]
Real estate loans	9,271,538	8,822,597
Residential Core | Pass
Financing Receivable, Recorded Investment [Line Items]
Real estate loans	9,200,313	8,739,183
Residential Core | Special Mention
Financing Receivable, Recorded Investment [Line Items]
Real estate loans	0	0
Residential Core | Substandard
Financing Receivable, Recorded Investment [Line Items]
Real estate loans	71,225	83,414
Residential Core | Loss
Financing Receivable, Recorded Investment [Line Items]
Real estate loans	0	0
Residential Home Today
Financing Receivable, Recorded Investment [Line Items]
Real estate loans	138,551	151,962
Residential Home Today | Pass
Financing Receivable, Recorded Investment [Line Items]
Real estate loans	112,538	120,827
Residential Home Today | Special Mention
Financing Receivable, Recorded Investment [Line Items]
Real estate loans	0	0
Residential Home Today | Substandard
Financing Receivable, Recorded Investment [Line Items]
Real estate loans	26,013	31,135
Residential Home Today | Loss
Financing Receivable, Recorded Investment [Line Items]
Real estate loans	0	0
Home Equity Loans And Lines Of Credit
Financing Receivable, Recorded Investment [Line Items]
Real estate loans	1,650,621	1,704,215
Home Equity Loans And Lines Of Credit | Pass
Financing Receivable, Recorded Investment [Line Items]
Real estate loans	1,618,873	1,667,939
Home Equity Loans And Lines Of Credit | Special Mention
Financing Receivable, Recorded Investment [Line Items]
Real estate loans	4,936	6,084
Home Equity Loans And Lines Of Credit | Substandard
Financing Receivable, Recorded Investment [Line Items]
Real estate loans	26,812	30,192
Home Equity Loans And Lines Of Credit | Loss
Financing Receivable, Recorded Investment [Line Items]
Real estate loans	0	0
Construction
Financing Receivable, Recorded Investment [Line Items]
Real estate loans	20,644	28,554
Construction | Pass
Financing Receivable, Recorded Investment [Line Items]
Real estate loans	20,217	28,554
Construction | Special Mention
Financing Receivable, Recorded Investment [Line Items]
Real estate loans	0	0
Construction | Substandard
Financing Receivable, Recorded Investment [Line Items]
Real estate loans	427	0
Construction | Loss
Financing Receivable, Recorded Investment [Line Items]
Real estate loans	0	0
Total Real Estate Loans
Financing Receivable, Recorded Investment [Line Items]
Real estate loans	11,081,354	10,707,328
Total Real Estate Loans | Pass
Financing Receivable, Recorded Investment [Line Items]
Real estate loans	10,951,941	10,556,503
Total Real Estate Loans | Special Mention
Financing Receivable, Recorded Investment [Line Items]
Real estate loans	4,936	6,084
Total Real Estate Loans | Substandard
Financing Receivable, Recorded Investment [Line Items]
Real estate loans	124,477	144,741
Total Real Estate Loans | Loss
Financing Receivable, Recorded Investment [Line Items]
Real estate loans	$ 0	$ 0

Loans And Allowance For Loan 51

Loans And Allowance For Loan Losses (Schedule Of Activity In The Allowance For Loan Losses) (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Beginning Balance	$ 77,093	$ 83,391	$ 81,362	$ 92,537
Provision for loan losses	0	4,000	3,000	15,000
Charge-offs	(4,338)	(7,517)	(16,938)	(32,997)
Recoveries	4,149	2,628	9,480	7,962
Ending Balance	76,904	82,502	76,904	82,502
Residential Core
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Beginning Balance	28,507	32,642	31,080	35,427
Provision for loan losses	(2,647)	328	(3,056)	7,274
Charge-offs	(1,472)	(2,043)	(5,656)	(13,226)
Recoveries	1,567	585	3,587	2,037
Ending Balance	25,955	31,512	25,955	31,512
Residential Home Today
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Beginning Balance	12,578	16,919	16,424	24,112
Provision for loan losses	(1,198)	883	(3,811)	(2,336)
Charge-offs	(910)	(1,180)	(2,573)	(6,501)
Recoveries	609	355	1,039	1,702
Ending Balance	11,079	16,977	11,079	16,977
Home Equity Loans And Lines Of Credit
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Beginning Balance	35,990	33,785	33,831	32,818
Provision for loan losses	3,827	2,841	10,028	10,222
Charge-offs	(1,956)	(4,143)	(8,709)	(13,078)
Recoveries	1,973	1,497	4,684	4,018
Ending Balance	39,834	33,980	39,834	33,980
Construction
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Beginning Balance	18	45	27	180
Provision for loan losses	18	(52)	(161)	(160)
Charge-offs	0	(151)	0	(192)
Recoveries	0	191	170	205
Ending Balance	36	33	36	33
Total Real Estate Loans
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Beginning Balance	77,093	83,391	81,362	92,537
Provision for loan losses	0	4,000	3,000	15,000
Charge-offs	(4,338)	(7,517)	(16,938)	(32,997)
Recoveries	4,149	2,628	9,480	7,962
Ending Balance	76,904	82,502	76,904	82,502
Other Consumer Loans
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Beginning Balance	0	0	0	0
Provision for loan losses	0	0	0	0
Charge-offs	0	0	0	0
Recoveries	0	0	0	0
Ending Balance	$ 0	$ 0	$ 0	$ 0

Deposits (Summary Of Deposit Ac

Deposits (Summary Of Deposit Account Balances) (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Sep. 30, 2014
Deposits [Abstract]
Negotiable order of withdrawal accounts	$ 1,005,044	$ 990,326
Savings accounts	1,624,088	1,661,920
Certificates of deposit	5,830,929	6,000,216
Deposits	8,460,061	8,652,462
Accrued interest	1,998	1,416
Total deposits	$ 8,462,059	$ 8,653,878

Deposits Deposits (Narrative) (

Deposits Deposits (Narrative) (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Sep. 30, 2014
Deposits [Abstract]
Brokered certificates of deposit	$ 520,110	$ 356,685

Other Comprehensive Income (L54

Other Comprehensive Income (Loss) (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Accumulated Other Comprehensive Income (Loss) [Line Items]
Income tax expense (benefit)	$ 8,638	$ 9,102	$ 24,932	$ 25,344
Accumulated Net Investment Gain (Loss) Attributable to Parent
Accumulated Other Comprehensive Income (Loss) [Line Items]
Income tax expense (benefit)	(1,235)	1,182	1,081	1,088
Reclassification out of Accumulated Other Comprehensive Income
Accumulated Other Comprehensive Income (Loss) [Line Items]
Income tax expense (benefit)	$ (67)	$ (26)	$ (200)	$ (78)

Other Comprehensive Income (L55

Other Comprehensive Income (Loss) (Accumulated Other Comprehensive Income (Loss) by Component) (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Accumulated Other Comprehensive Income (Loss), Net of Tax [Roll Forward]
Balance at beginning of period	$ (6,244)	$ (8,682)	$ (10,792)	$ (8,604)
Other comprehensive loss before reclassifications, net of tax	(2,294)	2,195	2,007	2,021
Amounts reclassified from accumulated other comprehensive income (loss), net of tax	123	48	370	144
Other comprehensive income (loss)	(2,171)	2,243	2,377	2,165
Balance at end of period	(8,415)	(6,439)	(8,415)	(6,439)
Unrealized gain (losses) on securities available for sale
Accumulated Other Comprehensive Income (Loss), Net of Tax [Roll Forward]
Balance at beginning of period	3,209	(2,310)	(1,092)	(2,136)
Other comprehensive loss before reclassifications, net of tax	(2,294)	2,195	2,007	2,021
Amounts reclassified from accumulated other comprehensive income (loss), net of tax	0	0	0	0
Other comprehensive income (loss)	(2,294)	2,195	2,007	2,021
Balance at end of period	915	(115)	915	(115)
Defined Benefit Plan
Accumulated Other Comprehensive Income (Loss), Net of Tax [Roll Forward]
Balance at beginning of period	(9,453)	(6,372)	(9,700)	(6,468)
Other comprehensive loss before reclassifications, net of tax	0	0	0	0
Amounts reclassified from accumulated other comprehensive income (loss), net of tax	123	48	370	144
Other comprehensive income (loss)	123	48	370	144
Balance at end of period	$ (9,330)	$ (6,324)	$ (9,330)	$ (6,324)

Other Comprehensive Income (L56

Other Comprehensive Income (Loss)Reclassification out of Accumulated Other Comprehensive Income [Details] - USD ($) $ in Thousands		3 Months Ended		9 Months Ended
		Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Reclassification out of Accumulated Other Comprehensive Income (Loss) [Line Items]
Income tax expense (benefit)		$ 8,638	$ 9,102	$ 24,932	$ 25,344
Income available to common shareholders		(17,113)	(17,547)	(49,144)	(49,800)
Reclassification out of Accumulated Other Comprehensive Income
Reclassification out of Accumulated Other Comprehensive Income (Loss) [Line Items]
Income tax expense (benefit)		(67)	(26)	(200)	(78)
Reclassification out of Accumulated Other Comprehensive Income | Defined Benefit Plan
Reclassification out of Accumulated Other Comprehensive Income (Loss) [Line Items]
Actuarial loss	[1]	190	74	570	222
Income tax expense (benefit)		(67)	(26)	(200)	(78)
Income available to common shareholders		$ 123	$ 48	$ 370	$ 144
[1]	These items are included in the computation of net period pension cost. See Note 8. Defined Benefit Plan for additional disclosure.

Income Taxes Income Taxes (Narr

Income Taxes Income Taxes (Narrative) (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Sep. 30, 2014
Other Assets
Schedule of Equity Method Investments [Line Items]
Balance of qualified affordable housing project investments included in other assets	$ 991	$ 0

Defined Benefit Plan (Narrative

Defined Benefit Plan (Narrative) (Details) - Jun. 30, 2015 - USD ($) $ in Thousands	Total	Total
Compensation and Retirement Disclosure [Abstract]
Required minimum employer contribution		$ 0
Voluntary employer contribution	$ 2,000
Minimum employer contributions expected, remainder of the fiscal year		$ 0

Defined Benefit Plan (Component

Defined Benefit Plan (Components Of Net Periodic Benefit Cost Recognized) (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Compensation and Retirement Disclosure [Abstract]
Interest cost	$ 782	$ 801	$ 2,347	$ 2,403
Expected return on plan assets	(1,104)	(1,055)	(3,311)	(3,166)
Amortization of net loss	190	74	570	222
Estimated net loss due to settlement	228	180	684	541
Net periodic cost	$ 96	$ 0	$ 290	$ 0

Equity Incentive Plan (Narrativ

Equity Incentive Plan (Narrative) (Details) - USD ($) $ / shares in Units, $ in Thousands	1 Months Ended		9 Months Ended
	May. 31, 2015	Dec. 31, 2014	Jun. 30, 2015	Jun. 30, 2014
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of options to purchase common stock granted	433,200	961,200
Stock-based compensation expense			$ 5,656	$ 5,335
Shares subject to options (in shares)			7,373,475
Weighted average exercise price per share			$ 11.89
Weighted average grant date fair value (in dollars per share)			$ 2.98
Non-vested options outstanding			2,468,802
Expected future expense related to non-vested options outstanding			$ 4,029
Restricted Stock Units
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of shares approved restricted stock units	81,600	295,500
Stock-based compensation expense			$ 3,032	2,871
Expected future expense related to non-vested options outstanding, weighted average years			2 years 4 months 24 days
Restricted stock units, non-vested			906,662
Restricted stock units, non-vested, weighted average grant date fair value (in dollars per share)			$ 12.94
Restricted stock units outstanding			1,277,040
Expected future compensation expense related to restricted stock units outstanding			$ 5,585
Employee Stock Option
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Stock-based compensation expense			$ 2,624	$ 2,464
Expected future expense related to non-vested options outstanding, weighted average years			2 years 7 months 14 days

Commitments And Contingent Li61

Commitments And Contingent Liabilities (Narrative) (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Jun. 30, 2015	Sep. 30, 2014	Jun. 30, 2015
Unfunded And Commitments To Originate [Line Items]
Commitments to securitize and sell mortgage loans	$ 10,301	$ 4,570
Minimum
Unfunded And Commitments To Originate [Line Items]
Fixed expiration days of commitments to extend credit (in days)			60 days
Home equity line of credit unfunded commitments expiration, years			5 years
Maximum
Unfunded And Commitments To Originate [Line Items]
Fixed expiration days of commitments to extend credit (in days)			360 days
Home equity line of credit unfunded commitments expiration, years			10 years
Unfunded Commitments, Equity Lines Of Credit Including Suspended Accounts
Unfunded And Commitments To Originate [Line Items]
Unfunded commitments on home equity lines of credit (including commitments for suspended accounts)	$ 1,366,920		$ 1,366,920

Commitments And Contingent Li62

Commitments And Contingent Liabilities Commitments And Contingent Liabilities (Schedule of Off Balance Sheet Risks) (Details) $ in Thousands	Jun. 30, 2015USD ($)
Commitments To Originate
Commitments And Contingencies Off-balance Sheet Risks, Disclosure Information [Line Items]
Total	$ 632,454
Commitments To Originate Fixed-Rate Mortgage Loans
Commitments And Contingencies Off-balance Sheet Risks, Disclosure Information [Line Items]
Total	314,655
Commitments To Originate Adjustable-Rate Mortgage Loans
Commitments And Contingencies Off-balance Sheet Risks, Disclosure Information [Line Items]
Total	270,350
Commitments To Originate Equity Loans and Lines of Credit Including Bridge Loans
Commitments And Contingencies Off-balance Sheet Risks, Disclosure Information [Line Items]
Total	47,449
Unfunded Commitments
Commitments And Contingencies Off-balance Sheet Risks, Disclosure Information [Line Items]
Total	1,236,788
Unfunded Commitments Equity Lines of Credit
Commitments And Contingencies Off-balance Sheet Risks, Disclosure Information [Line Items]
Total	1,193,728
Unfunded Commitments Construction Loans
Commitments And Contingencies Off-balance Sheet Risks, Disclosure Information [Line Items]
Total	30,119
Unfunded Commitments Private Equity Investments
Commitments And Contingencies Off-balance Sheet Risks, Disclosure Information [Line Items]
Total	$ 12,941

Fair Value (Narrative) (Details

Fair Value (Narrative) (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014	Sep. 30, 2014
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Mortgage loans held for sale	$ 10,298		$ 10,298		$ 4,570
Available-for-sale Securities	569,352		569,352		568,868
Mortgage loans held-for-sale	10,658		10,658		4,962
Performing troubled debt restructurings individually evaluated for impairment	219,557		219,557		233,386
Allowance on performing troubled debt restructurings individually evaluated for impairment based on the present value of cash flows	14,986		14,986		15,787
Real estate owned	19,381		19,381		21,768
Fair Value, Measurements, Recurring
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Mortgage loans held for sale	10,298		10,298		4,570
Fair Value, Inputs, Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Mortgage loans held for sale	0		0		0
Available-for-sale Securities	0		0		0
Fair Value, Inputs, Level 1 | Fair Value, Measurements, Recurring
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Mortgage loans held for sale	0		0		0
Fair Value, Inputs, Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Mortgage loans held for sale	10,667		10,667		4,974
Available-for-sale Securities	569,352		569,352		568,868
Fair Value, Inputs, Level 2 | Fair Value, Measurements, Recurring
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Mortgage loans held for sale	10,298		10,298		4,570
Fair Value, Inputs, Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Mortgage loans held for sale	0		0		0
Available-for-sale Securities	0		0		0
Fair Value, Inputs, Level 3 | Fair Value, Measurements, Recurring
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Mortgage loans held for sale	0		0		0
Market Approach Valuation Technique | US Treasury and Government | Fair Value, Inputs, Level 2 | Fair Value, Measurements, Recurring
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities	569,352		569,352		568,868
Carried At Cost | Portion at Other than Fair Value
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Mortgage loans held-for-sale	360		360		392
Original Or Adjusted Cost Basis Greater Than Fair Value | Fair Value, Measurements, Nonrecurring
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Real estate owned	14,415		14,415		17,970
Original Or Adjusted Cost Basis Greater Than Fair Value | Fair Value, Inputs, Level 1 | Fair Value, Measurements, Nonrecurring
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Real estate owned	0		0		0
Original Or Adjusted Cost Basis Greater Than Fair Value | Fair Value, Inputs, Level 2 | Fair Value, Measurements, Nonrecurring
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Real estate owned	0		0		0
Original Or Adjusted Cost Basis Greater Than Fair Value | Fair Value, Inputs, Level 3 | Fair Value, Measurements, Nonrecurring
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Real estate owned	14,415		14,415		17,970
Estimated Cost to Sell
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Real estate owned	(1,773)		(1,773)		(1,667)
Original Or Adjusted Cost Basis Less Than Fair Value | Portion at Other than Fair Value
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Real estate owned	6,739		6,739		5,465
Loans Held-for-Sale
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Mortgage loans held for sale	10,298		10,298		4,570
Unpaid principal balance of loans held for sale for which fair value option was elected	10,301		10,301		4,491
Loans Held-for-Sale | Net Gain On Sale Of Loans
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Change in fair value of loans for which the fair value option was elected	63	$ 177	(48)	$ 117
Loans Held-for-Sale | Secondary Market Pricing | Fair Value, Inputs, Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Mortgage loans held for sale	10,298		10,298		4,570
Troubled Debt Restructuring | Present Value of Cash Flows | Performing
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Allowance on performing troubled debt restructurings individually evaluated for impairment based on the present value of cash flows	14,953		14,953		15,787
Troubled Debt Restructuring | Present Value of Cash Flows | Performing | Portion at Other than Fair Value
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Performing troubled debt restructurings individually evaluated for impairment	104,872		104,872		105,954
Allowance on performing troubled debt restructurings individually evaluated for impairment based on the present value of cash flows	$ 14,953		$ 14,953		$ 15,787

Fair Value (Fair Value Of Asset

Fair Value (Fair Value Of Assets And Liabilities Measured On Recurring Basis) (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Sep. 30, 2014
Assets:
Available-for-sale Securities	$ 569,352	$ 568,868
Mortgage loans held for sale	10,298	4,570
Quoted Prices In Active Markets For Identical Assets (Level 1)
Assets:
Available-for-sale Securities	0	0
Mortgage loans held for sale	0	0
Derivative assets	0	0
Liabilities:
Forward commitments for the sale of mortgage loans	0	0
Significant Other Observable Inputs (Level 2)
Assets:
Available-for-sale Securities	569,352	568,868
Mortgage loans held for sale	10,667	4,974
Derivative assets	0	0
Liabilities:
Forward commitments for the sale of mortgage loans	5	14
Significant Unobservable Inputs (Level 3)
Assets:
Available-for-sale Securities	0	0
Mortgage loans held for sale	0	0
Derivative assets	86	59
Liabilities:
Forward commitments for the sale of mortgage loans	0	0
Fair Value, Measurements, Recurring
Assets:
Mortgage loans held for sale	10,298	4,570
Total assets	579,736	573,497
Liabilities:
Total liabilities	5	14
Fair Value, Measurements, Recurring | Quoted Prices In Active Markets For Identical Assets (Level 1)
Assets:
Mortgage loans held for sale	0	0
Total assets	0	0
Liabilities:
Total liabilities	0	0
Fair Value, Measurements, Recurring | Significant Other Observable Inputs (Level 2)
Assets:
Mortgage loans held for sale	10,298	4,570
Total assets	579,650	573,438
Liabilities:
Total liabilities	5	14
Fair Value, Measurements, Recurring | Significant Unobservable Inputs (Level 3)
Assets:
Mortgage loans held for sale	0	0
Total assets	86	59
Liabilities:
Total liabilities	0	0
Fair Value, Measurements, Recurring | Forward Commitments For The Sale Of Mortgage Loans
Liabilities:
Forward commitments for the sale of mortgage loans	5	14
Fair Value, Measurements, Recurring | Forward Commitments For The Sale Of Mortgage Loans | Quoted Prices In Active Markets For Identical Assets (Level 1)
Liabilities:
Forward commitments for the sale of mortgage loans	0	0
Fair Value, Measurements, Recurring | Forward Commitments For The Sale Of Mortgage Loans | Significant Other Observable Inputs (Level 2)
Liabilities:
Forward commitments for the sale of mortgage loans	5	14
Fair Value, Measurements, Recurring | Forward Commitments For The Sale Of Mortgage Loans | Significant Unobservable Inputs (Level 3)
Liabilities:
Forward commitments for the sale of mortgage loans	0	0
Fair Value, Measurements, Recurring | Interest Rate Lock Commitments
Assets:
Derivative assets	86	59
Fair Value, Measurements, Recurring | Interest Rate Lock Commitments | Quoted Prices In Active Markets For Identical Assets (Level 1)
Assets:
Derivative assets	0	0
Fair Value, Measurements, Recurring | Interest Rate Lock Commitments | Significant Other Observable Inputs (Level 2)
Assets:
Derivative assets	0	0
Fair Value, Measurements, Recurring | Interest Rate Lock Commitments | Significant Unobservable Inputs (Level 3)
Assets:
Derivative assets	86	59
U.S. Government And Agency Obligations
Assets:
Available-for-sale Securities	2,008	2,023
U.S. Government And Agency Obligations | Fair Value, Measurements, Recurring
Assets:
Available-for-sale Securities	2,008	2,023
U.S. Government And Agency Obligations | Fair Value, Measurements, Recurring | Quoted Prices In Active Markets For Identical Assets (Level 1)
Assets:
Available-for-sale Securities	0	0
U.S. Government And Agency Obligations | Fair Value, Measurements, Recurring | Significant Other Observable Inputs (Level 2)
Assets:
Available-for-sale Securities	2,008	2,023
U.S. Government And Agency Obligations | Fair Value, Measurements, Recurring | Significant Unobservable Inputs (Level 3)
Assets:
Available-for-sale Securities	0	0
REMIC's
Assets:
Available-for-sale Securities	556,614	555,607
REMIC's | Fair Value, Measurements, Recurring
Assets:
Available-for-sale Securities	556,614	555,607
REMIC's | Fair Value, Measurements, Recurring | Quoted Prices In Active Markets For Identical Assets (Level 1)
Assets:
Available-for-sale Securities	0	0
REMIC's | Fair Value, Measurements, Recurring | Significant Other Observable Inputs (Level 2)
Assets:
Available-for-sale Securities	556,614	555,607
REMIC's | Fair Value, Measurements, Recurring | Significant Unobservable Inputs (Level 3)
Assets:
Available-for-sale Securities	0	0
Fannie Mae Certificates
Assets:
Available-for-sale Securities	10,730	11,238
Fannie Mae Certificates | Fair Value, Measurements, Recurring
Assets:
Available-for-sale Securities	10,730	11,238
Fannie Mae Certificates | Fair Value, Measurements, Recurring | Quoted Prices In Active Markets For Identical Assets (Level 1)
Assets:
Available-for-sale Securities	0	0
Fannie Mae Certificates | Fair Value, Measurements, Recurring | Significant Other Observable Inputs (Level 2)
Assets:
Available-for-sale Securities	10,730	11,238
Fannie Mae Certificates | Fair Value, Measurements, Recurring | Significant Unobservable Inputs (Level 3)
Assets:
Available-for-sale Securities	$ 0	$ 0

Fair Value (Fair Value Assets A

Fair Value (Fair Value Assets And Liabilities Measured On Recurring Basis Unobservable Input Reconciliation) (Details) - Fair Value, Inputs, Level 3 - Interest Rate Lock Commitments - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]
Beginning balance	$ 169	$ 68	$ 59	$ 158
Gain (loss) during the period due to changes in fair value:
Ending balance	86	76	86	76
Change in unrealized gains for the period included in earnings for assets held at the end of the reporting date	86	76	86	76
Other Income
Gain (loss) during the period due to changes in fair value:
Included in other non-interest income	$ (83)	$ 8	$ 27	$ (82)

Fair Value (Assets Measured At

Fair Value (Assets Measured At Fair Value On A Nonrecurring Basis) (Details) - Portion at Fair Value - USD ($) $ in Thousands	Jun. 30, 2015	Sep. 30, 2014
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Real estate owned(1)	$ 19,381	$ 21,768
Fair Value, Measurements, Nonrecurring
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total	129,067	145,402
Fair Value, Measurements, Nonrecurring | Quoted Prices In Active Markets For Identical Assets (Level 1)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total	0	0
Fair Value, Measurements, Nonrecurring | Significant Other Observable Inputs (Level 2)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total	0	0
Fair Value, Measurements, Nonrecurring | Significant Unobservable Inputs (Level 3)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total	129,067	145,402
Present Value of Cash Flows | Impaired Loans, Net of Allowance | Significant Unobservable Inputs (Level 3)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total	114,652	127,432
Present Value of Cash Flows | Impaired Loans, Net of Allowance | Fair Value, Measurements, Nonrecurring
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans, net of allowance	114,652	127,432
Present Value of Cash Flows | Impaired Loans, Net of Allowance | Fair Value, Measurements, Nonrecurring | Quoted Prices In Active Markets For Identical Assets (Level 1)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans, net of allowance	0	0
Present Value of Cash Flows | Impaired Loans, Net of Allowance | Fair Value, Measurements, Nonrecurring | Significant Other Observable Inputs (Level 2)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans, net of allowance	0	0
Present Value of Cash Flows | Impaired Loans, Net of Allowance | Fair Value, Measurements, Nonrecurring | Significant Unobservable Inputs (Level 3)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans, net of allowance	114,652	127,432
Original Or Adjusted Cost Basis Greater Than Fair Value | Fair Value, Measurements, Nonrecurring
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Real estate owned(1)	14,415	17,970
Original Or Adjusted Cost Basis Greater Than Fair Value | Fair Value, Measurements, Nonrecurring | Quoted Prices In Active Markets For Identical Assets (Level 1)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Real estate owned(1)	0	0
Original Or Adjusted Cost Basis Greater Than Fair Value | Fair Value, Measurements, Nonrecurring | Significant Other Observable Inputs (Level 2)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Real estate owned(1)	0	0
Original Or Adjusted Cost Basis Greater Than Fair Value | Fair Value, Measurements, Nonrecurring | Significant Unobservable Inputs (Level 3)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Real estate owned(1)	$ 14,415	$ 17,970

Fair Value (Quantitative Inform

Fair Value (Quantitative Information About Significant Unobservable Inputs Categorized Within Level 3 Of The Fair Value Hierarchy) (Details) - Fair Value, Inputs, Level 3 - USD ($) $ in Thousands	Jun. 30, 2015	Sep. 30, 2014
Present Value of Cash Flows | Impaired Loans, Net of Allowance
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Assets, fair value	$ 114,652	$ 127,432
Present Value of Cash Flows | Impaired Loans, Net of Allowance | Minimum
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Discount appraised value to estimated net proceeds based on historical experience	0.00%	0.00%
Present Value of Cash Flows | Impaired Loans, Net of Allowance | Maximum
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Discount appraised value to estimated net proceeds based on historical experience	24.00%	24.00%
Present Value of Cash Flows | Impaired Loans, Net of Allowance | Weighted Average
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Discount appraised value to estimated net proceeds based on historical experience	8.10%	8.30%
Secondary Market Pricing | Interest Rate Lock Commitments
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Assets, fair value	$ 86	$ 59
Secondary Market Pricing | Interest Rate Lock Commitments | Minimum
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Closure Rate	0.00%	0.00%
Secondary Market Pricing | Interest Rate Lock Commitments | Maximum
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Closure Rate	100.00%	100.00%
Secondary Market Pricing | Interest Rate Lock Commitments | Weighted Average
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Closure Rate	77.00%	76.00%

Fair Value (Estimated Fair Valu

Fair Value (Estimated Fair Value Of Financial Instruments) (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Sep. 30, 2014
Assets:
Available-for-sale Securities	$ 569,352	$ 568,868
Mortgage loans held for sale	10,298	4,570
Liabilities:
Borrowers' advances for taxes and insurance	44,173	76,266
Fair Value, Inputs, Level 1
Assets:
Available-for-sale Securities	0	0
Mortgage loans held for sale	0	0
Loans, net:
Private equity investments	0	0
Derivative asset	0	0
Liabilities:
Borrowed funds	0	0
Borrowers' advances for taxes and insurance	0	0
Principal, interest and escrow owed on loans serviced	0	0
Derivative liability	0	0
Fair Value, Inputs, Level 2
Assets:
Available-for-sale Securities	569,352	568,868
Mortgage loans held for sale	10,667	4,974
Loans, net:
Federal Home Loan Bank stock	0	0
Private equity investments	0	0
Derivative asset	0	0
Liabilities:
Borrowed funds	1,908,810	1,139,647
Borrowers' advances for taxes and insurance	44,173	76,266
Principal, interest and escrow owed on loans serviced	44,940	54,670
Derivative liability	5	14
Fair Value, Inputs, Level 3
Assets:
Available-for-sale Securities	0	0
Mortgage loans held for sale	0	0
Loans, net:
Federal Home Loan Bank stock	0	0
Private equity investments	245	551
Derivative asset	86	59
Liabilities:
Borrowed funds	0	0
Borrowers' advances for taxes and insurance	0	0
Principal, interest and escrow owed on loans serviced	0	0
Derivative liability	0	0
Estimated Fair Value
Assets:
Available-for-sale Securities	569,352	568,868
Mortgage loans held for sale	10,667	4,974
Loans, net:
Federal Home Loan Bank stock	69,470	40,411
Private equity investments	245	551
Derivative asset	86	59
Liabilities:
Borrowed funds	1,908,810	1,139,647
Borrowers' advances for taxes and insurance	44,173	76,266
Principal, interest and escrow owed on loans serviced	44,940	54,670
Derivative liability	5	14
Carrying Amount
Assets:
Available-for-sale Securities	569,352	568,868
Mortgage loans held for sale	10,658	4,962
Loans, net:
Federal Home Loan Bank stock	69,470	40,411
Private equity investments	245	551
Derivative asset	86	59
Liabilities:
Borrowed funds	1,899,080	1,138,639
Borrowers' advances for taxes and insurance	44,173	76,266
Principal, interest and escrow owed on loans serviced	44,940	54,670
Derivative liability	5	14
Cash and Due From Banks | Fair Value, Inputs, Level 1
Assets:
Cash and Cash Equivalents	26,545	26,886
Cash and Due From Banks | Fair Value, Inputs, Level 2
Assets:
Cash and Cash Equivalents	0	0
Cash and Due From Banks | Fair Value, Inputs, Level 3
Assets:
Cash and Cash Equivalents	0	0
Cash and Due From Banks | Estimated Fair Value
Assets:
Cash and Cash Equivalents	26,545	26,886
Cash and Due From Banks | Carrying Amount
Assets:
Cash and Cash Equivalents	26,545	26,886
Interest Earning Cash Equivalents | Fair Value, Inputs, Level 1
Assets:
Cash and Cash Equivalents	197,658	154,517
Interest Earning Cash Equivalents | Fair Value, Inputs, Level 2
Assets:
Cash and Cash Equivalents	0	0
Interest Earning Cash Equivalents | Fair Value, Inputs, Level 3
Assets:
Cash and Cash Equivalents	0	0
Interest Earning Cash Equivalents | Estimated Fair Value
Assets:
Cash and Cash Equivalents	197,658	154,517
Interest Earning Cash Equivalents | Carrying Amount
Assets:
Cash and Cash Equivalents	197,658	154,517
Mortgage Receivable | Fair Value, Inputs, Level 1
Loans, net:
Loans, net	0	0
Mortgage Receivable | Fair Value, Inputs, Level 2
Loans, net:
Loans, net	0	0
Mortgage Receivable | Fair Value, Inputs, Level 3
Loans, net:
Loans, net	11,372,347	10,876,564
Mortgage Receivable | Estimated Fair Value
Loans, net:
Loans, net	11,372,347	10,876,564
Mortgage Receivable | Carrying Amount
Loans, net:
Loans, net	11,004,450	10,625,966
Other Consumer Loans | Fair Value, Inputs, Level 1
Loans, net:
Loans, net	0	0
Other Consumer Loans | Fair Value, Inputs, Level 2
Loans, net:
Loans, net	0	0
Other Consumer Loans | Fair Value, Inputs, Level 3
Loans, net:
Loans, net	3,843	4,894
Other Consumer Loans | Estimated Fair Value
Loans, net:
Loans, net	3,843	4,894
Other Consumer Loans | Carrying Amount
Loans, net:
Loans, net	3,679	4,721
Accrued Interest Receivable | Fair Value, Inputs, Level 1
Loans, net:
Accrued interest receivable	0	0
Accrued Interest Receivable | Fair Value, Inputs, Level 2
Loans, net:
Accrued interest receivable	32,035	31,952
Accrued Interest Receivable | Fair Value, Inputs, Level 3
Loans, net:
Accrued interest receivable	0	0
Accrued Interest Receivable | Estimated Fair Value
Loans, net:
Accrued interest receivable	32,035	31,952
Accrued Interest Receivable | Carrying Amount
Loans, net:
Accrued interest receivable	32,035	31,952
NOW and Passbook Accounts | Fair Value, Inputs, Level 1
Liabilities:
Deposits	0	0
NOW and Passbook Accounts | Fair Value, Inputs, Level 2
Liabilities:
Deposits	2,629,132	2,652,246
NOW and Passbook Accounts | Fair Value, Inputs, Level 3
Liabilities:
Deposits	0	0
NOW and Passbook Accounts | Estimated Fair Value
Liabilities:
Deposits	2,629,132	2,652,246
NOW and Passbook Accounts | Carrying Amount
Liabilities:
Deposits	2,629,132	2,652,246
Certificates of Deposit | Fair Value, Inputs, Level 1
Liabilities:
Deposits	0	0
Certificates of Deposit | Fair Value, Inputs, Level 2
Liabilities:
Deposits	5,717,948	5,875,499
Certificates of Deposit | Fair Value, Inputs, Level 3
Liabilities:
Deposits	0	0
Certificates of Deposit | Estimated Fair Value
Liabilities:
Deposits	5,717,948	5,875,499
Certificates of Deposit | Carrying Amount
Liabilities:
Deposits	$ 5,832,927	$ 6,001,632

Derivative Instruments (Narrati

Derivative Instruments (Narrative) (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Sep. 30, 2014
Designated as Hedging Instrument
Derivative [Line Items]
Derivatives designated as hedging instruments	$ 0	$ 0

Derivative Instruments (Schedul

Derivative Instruments (Schedule Of Derivative Instruments In Statement Of Financial Position, Fair Value) (Details) - Not Designated as Hedging Instrument - USD ($) $ in Thousands	Jun. 30, 2015	Sep. 30, 2014
Interest Rate Lock Commitments | Other Assets
Derivatives, Fair Value [Line Items]
Derivative assets	$ 86	$ 59
Forward Commitments For The Sale Of Mortgage Loans | Other Liabilities
Derivatives, Fair Value [Line Items]
Derivative liability	$ 5	$ 14

Derivative Instruments (Sched71

Derivative Instruments (Schedule Of Effect Of Derivative Instruments, Gain (Loss) In Statement Of Financial Performance) (Details) - Not Designated as Hedging Instrument - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Derivatives, Fair Value [Line Items]
Total	$ (88)	$ (9)	$ 36	$ (90)
Interest Rate Lock Commitments | Other non-interest income
Derivatives, Fair Value [Line Items]
Total	(83)	8	27	(82)
Forward Commitments For The Sale Of Mortgage Loans | Net gain on the sale of loans
Derivatives, Fair Value [Line Items]
Total	$ (5)	$ (17)	$ 9	$ (8)