TFS Financial (TFSL) 10-K 25 Nov 15 2015 FY Annual report Financial data

Document And Entity Information

Document And Entity Information - USD ($) $ in Millions	12 Months Ended
	Sep. 30, 2015	Nov. 23, 2015	Mar. 31, 2015
Entity Registrant Name	TFS FINANCIAL CORPORATION
Entity Central Index Key	1,381,668
Entity Current Reporting Status	Yes
Entity Voluntary Filers	No
Current Fiscal Year End Date	--09-30
Entity Filer Category	Large Accelerated Filer
Entity Well-known Seasoned Issuer	Yes
Document Type	10-K
Document Period End Date	Sep. 30, 2015
Document Fiscal Year Focus	2,015
Trading Symbol	TFSL
Document Fiscal Period Focus	FY
Amendment Flag	false
Entity Common Stock, Shares Outstanding		289,901,597
Entity Public Float			$ 996.1

Consolidated Statements Of Cond

Consolidated Statements Of Condition - USD ($) $ in Thousands	Sep. 30, 2015	Sep. 30, 2014
ASSETS
Cash and due from banks	$ 22,428	$ 26,886
Other interest-earning cash equivalents	132,941	154,517
Cash and cash equivalents	155,369	181,403
Investment securities available for sale (amortized cost $582,091 and $570,549, respectively)	585,053	568,868
Mortgage loans held for sale, at lower of cost or market ($0 and $4,570 measured at fair value, respectively)	116	4,962
Loans held for investment, net:
Mortgage loans	11,245,557	10,708,483
Other loans	3,468	4,721
Deferred loan expenses (fees), net	10,112	(1,155)
Allowance for loan losses	(71,554)	(81,362)
Loans, net	11,187,583	10,630,687
Mortgage loan servicing assets, net	9,988	11,669
Federal Home Loan Bank stock, at cost	69,470	40,411
Real estate owned, net	17,492	21,768
Premises, equipment, and software, net	57,187	56,443
Accrued interest receivable	32,490	31,952
Bank owned life insurance contracts	195,861	190,152
Other assets	58,277	64,880
TOTAL ASSETS	12,368,886	11,803,195
LIABILITIES AND SHAREHOLDERS' EQUITY
Deposits	8,285,858	8,653,878
Borrowed funds	2,168,627	1,138,639
Borrowers' advances for insurance and taxes	86,292	76,266
Principal, interest, and related escrow owed on loans serviced	49,493	54,670
Accrued expenses and other liabilities	49,246	40,285
Total liabilities	$ 10,639,516	$ 9,963,738
Commitments and contingent liabilities
Preferred stock, $0.01 par value, 100,000,000 shares authorized, none issued and outstanding	$ 0	$ 0
Common stock, $0.01 par value, 700,000,000 shares authorized; 332,318,750 shares issued; 290,882,379 and 301,654,581 outstanding at September 30, 2015 and September 30, 2014, respectively	3,323	3,323
Paid-in capital	1,707,629	1,702,441
Treasury stock, at cost; 41,436,371 and 30,664,169 shares at September 30, 2015 and September 30, 2014, respectively	(548,557)	(379,109)
Unallocated ESOP shares	(61,751)	(66,084)
Retained earnings - substantially restricted	641,791	589,678
Accumulated other comprehensive loss	(13,065)	(10,792)
Total shareholders' equity	1,729,370	1,839,457
TOTAL LIABILITIES AND SHAREHOLDERS' EQUITY	$ 12,368,886	$ 11,803,195

Consolidated Statements Of Con3

Consolidated Statements Of Condition (Parenthetical) - USD ($) $ in Thousands	Sep. 30, 2015	Sep. 30, 2014
Statement of Financial Position [Abstract]
Available for sale, amortized cost	$ 582,091	$ 570,549
Mortgage loans held for sale	$ 0	$ 4,570
Preferred stock, par value	$ 0.01	$ 0.01
Preferred stock, shares authorized	100,000,000	100,000,000
Preferred stock, shares issued	0	0
Preferred stock, shares outstanding	0	0
Common stock, par value	$ 0.01	$ 0.01
Common stock, shares authorized	700,000,000	700,000,000
Common stock, shares issued	332,318,750	332,318,750
Common stock, shares outstanding	290,882,379	301,654,581
Treasury stock, shares	41,436,371	30,664,169

Consolidated Statements Of Inco

Consolidated Statements Of Income (Loss) - USD ($) $ in Thousands	12 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2013
INTEREST AND DIVIDEND INCOME:
Loans, including fees	$ 369,302	$ 363,409	$ 376,840
Investment securities available for sale	9,571	9,212	4,941
Other interest and dividend earning assets	4,604	2,063	2,191
Total interest and dividend income	383,477	374,684	383,972
INTEREST EXPENSE:
Deposits	93,526	93,178	111,408
Borrowed funds	19,824	10,073	4,011
Total interest expense	113,350	103,251	115,419
Net interest income	270,127	271,433	268,553
Provision for loan losses	(3,000)	19,000	37,000
Net interest income after provision for loan losses	273,127	252,433	231,553
NON-INTEREST INCOME
Fees and service charges, net of amortization	7,972	9,266	8,921
Net gain on the sale of loans	4,519	2,031	8,267
Increase in and death benefits from bank owned life insurance contracts	7,324	6,439	6,464
Other	4,445	4,164	4,816
Total non-interest income	24,260	21,900	28,468
NON-INTEREST EXPENSE
Salaries and employee benefits	95,638	90,333	86,471
Marketing services	19,904	14,256	12,983
Office property, equipment and software	22,048	20,694	21,009
Federal insurance premium and assesments	11,135	9,911	13,019
State franchise tax	5,914	6,503	6,627
Real estate owned expense, net	9,705	9,337	6,724
Other operating expenses	23,648	24,442	30,827
Total non-interest expense	187,992	175,476	177,660
Income before income taxes	109,395	98,857	82,361
Income tax expense	36,804	32,966	26,402
Net income	$ 72,591	$ 65,891	$ 55,959
Earnings per share-basic and diluted	$ 0.25	$ 0.22	$ 0.18
Weighted average shares outstanding
Basic	289,935,861	298,974,062	301,832,758
Diluted	292,210,417	300,556,767	302,746,766

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income Statement - USD ($) $ in Thousands	12 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2013
Net income	$ 72,591	$ 65,891	$ 55,959
Other comprehensive income (loss), net of tax:
Other Comprehensive Income (Loss), Available-for-sale Securities Adjustment, Net of Tax	3,018	1,044	(4,746)
Change in pension obligation	5,291	3,232	(2,058)
Total other comprehensive income (loss)	(2,273)	(2,188)	(2,688)
Total comprehensive income	$ 70,318	$ 63,703	$ 53,271

Consolidated Statements Of Shar

Consolidated Statements Of Shareholders' Equity - USD ($) $ in Thousands	Total	Common Stock	Paid-In Capital	Treasury Stock	Unallocated Common Stock Held By ESOP	Retained Earnings	Accumulated Other Comprehensive Income (Loss)
Balance at Sep. 30, 2012	$ 1,806,850	$ 3,323	$ 1,691,884	$ (280,937)	$ (74,751)	$ 473,247	$ (5,916)
Comprehensive Income
Net income	55,959					55,959
Other comprehensive income (loss)	(2,688)						(2,688)
ESOP shares allocated or committed to be released	4,499		166		4,333
Compensation costs for stock-based plans	6,703		6,703	0
Treasury stock allocated to restricted stock plan	154		(2,383)	2,722		(185)
Balance at Sep. 30, 2013	1,871,477	3,323	1,696,370	(278,215)	(70,418)	529,021	(8,604)
Comprehensive Income
Net income	65,891					65,891
Other comprehensive income (loss)	(2,188)						(2,188)
ESOP shares allocated or committed to be released	5,555		1,221		4,334
Compensation costs for stock-based plans	6,862		6,862	0
Excess tax effect from stock-based compensation	91		91
Purchase of treasury stock	(103,085)			(103,085)
Treasury stock allocated to restricted stock plan	(260)		(2,103)	2,191		(348)
Dividends paid to common shareholders	(4,886)					(4,886)
Balance at Sep. 30, 2014	1,839,457	3,323	1,702,441	(379,109)	(66,084)	589,678	(10,792)
Comprehensive Income
Net income	72,591					72,591
Other comprehensive income (loss)	(2,273)						(2,273)
ESOP shares allocated or committed to be released	6,617		2,284		4,333
Compensation costs for stock-based plans	7,363		7,363	0
Excess tax effect from stock-based compensation	1,582		1,582
Purchase of treasury stock	(172,366)			(172,366)
Treasury stock allocated to restricted stock plan	(4,111)		(6,041)	2,918		(988)
Dividends paid to common shareholders	(19,490)					(19,490)
Balance at Sep. 30, 2015	$ 1,729,370	$ 3,323	$ 1,707,629	$ (548,557)	$ (61,751)	$ 641,791	$ (13,065)

Consolidated Statements Of Sha7

Consolidated Statements Of Shareholders' Equity (Parenthetical) - $ / shares	12 Months Ended
	Sep. 30, 2015	Sep. 30, 2014
Statement of Stockholders' Equity [Abstract]
Purchase of treasury stock (shares)	11,275,950	7,770,300
Dividends paid to common shareholders, per common share	$ 0.31	$ 0.07

Consolidated Statements Of Cash

Consolidated Statements Of Cash Flows - USD ($) $ in Thousands	12 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2013
CASH FLOWS FROM OPERATING ACTIVITIES:
Net income	$ 72,591	$ 65,891	$ 55,959
Adjustments to reconcile net income to net cash provided by operating activities:
ESOP and stock-based compensation expense	13,980	12,157	11,356
Depreciation and amortization	17,453	13,285	21,315
Deferred income taxes	9,185	9,659	6,486
Provision for loan losses	(3,000)	19,000	37,000
Net gain on the sale of loans	(4,519)	(2,031)	(8,267)
Net gain on the sale of securities	0	(276)	0
Other net losses (gains)	2,962	2,529	(756)
Principal repayments on and proceeds from sales of loans held for sale	27,815	27,475	74,170
Loans originated for sale	(27,011)	(27,907)	(65,545)
Increase in and death benefits for bank owned life insurance contracts	(6,491)	(6,449)	(6,468)
Net (increase) decrease in interest receivable and other assets	(2,173)	(2,392)	16,908
Net increase (decrease) in accrued expenses and other liabilities	1,014	(7,537)	(1,739)
Other	296	104	391
Net cash provided by operating activities	102,102	103,508	140,810
CASH FLOWS FROM INVESTING ACTIVITIES:
Loans originated	(2,760,277)	(2,425,032)	(2,459,635)
Principal repayments on loans	2,052,276	1,783,108	2,369,786
Proceeds from principal repayments and maturities of:
Securities available for sale	153,945	157,389	206,388
Proceeds from sale of:
Proceeds from sale of loans	133,456	48,564	282,221
Real estate owned	25,134	25,738	25,817
Purchases of:
FHLB Stock	(29,059)	(4,791)	0
Securities available for sale	(171,125)	(250,832)	(276,454)
Premises and equipment	(5,522)	(2,816)	(2,819)
Other	784	25	(116)
Net cash (used in) provided by in investing activities	(600,388)	(668,647)	145,188
CASH FLOWS FROM FINANCING ACTIVITIES:
Net (decrease) increase in deposits	(368,020)	189,379	(516,920)
Net increase in borrowers' advances for insurance and taxes	10,026	4,878	3,524
Net decrease in principal and interest owed on loans serviced	(5,177)	(21,075)	(51,794)
Net increase (decrease) in short-term borrowed funds	444,830	(5,430)	(52,732)
Proceeds from long-term borrowed funds	600,294	450,000	320,000
Repayment of long-term borrowed funds	(15,136)	(51,048)	(10,342)
Purchase of treasury shares	(172,546)	(101,363)	0
Excess tax benefit related to stock-based compensation	1,582	91	0
Acquisition of treasury shares through net settlement for taxes	(4,111)	0	0
Dividends paid to common shareholders	(19,490)	(4,886)	0
Net cash provided by (used in) in financing activities	472,252	460,546	(308,264)
NET DECREASE IN CASH AND CASH EQUIVALENTS	(26,034)	(104,593)	(22,266)
Cash and cash equivalents—beginning of year	181,403	285,996	308,262
Cash and cash equivalents—end of year	155,369	181,403	285,996
SUPPLEMENTAL DISCLOSURE OF CASH FLOW INFORMATION:
Cash paid for interest on deposits	93,093	92,143	111,707
Cash paid for interest on borrowed funds	18,994	9,503	3,743
Cash paid for income taxes	22,533	25,100	19,642
SUPPLEMENTAL SCHEDULES OF NONCASH INVESTING AND FINANCING ACTIVITIES:
Transfer of loans to real estate owned	23,761	27,000	27,741
Transfer of loans from held for investment to held for sale	127,066	48,088	337,009
Transfer of loans from held for sale to held for investment	0	0	155,028
Treasury Stock Issued For Stock Benefit Plans	$ 7,041	$ 0	$ 0

Description Of Business And Sum

Description Of Business And Summary Of Significant Accounting Policies	12 Months Ended
	Sep. 30, 2015
Accounting Policies [Abstract]
Summary Of Significant Accounting Policies	DESCRIPTION OF BUSINESS AND SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES Business —TFS Financial Corporation, a federally chartered stock holding company, conducts its principal activities through its wholly owned subsidiaries. The principal line of business of the Company is retail consumer banking, including mortgage lending, deposit gathering, and other insignificant financial services. Third Federal Savings and Loan Association of Cleveland, MHC, its federally chartered mutual holding company parent, owned 78.08% of the outstanding shares of common stock of the Company at September 30, 2015 . The Company’s primary operating subsidiaries include the Association and Third Capital, Inc. The Association is a federal savings association, which provides retail loan and savings products to its customers in Ohio and Florida, through its 38 full-service branches, eight loan production offices, customer service call center and internet site. The Association also provides savings products and first mortgage refinance loans and home equity lines of credit in states outside of its branch footprint. Third Capital, Inc. was formed to hold non-thrift investments and subsidiaries, which include a limited liability company that acquires and manages commercial real estate. The accounting and reporting policies of TFS Financial Corporation and its subsidiaries conform to accounting principles generally accepted in the United States of America and to general practices within the thrift industry. In preparing the accompanying consolidated financial statements, subsequent events were evaluated through the time the consolidated financial statements were issued. Other than as disclosed in Note 3, no material subsequent events have occurred requiring recognition in the consolidated financial statements or disclosure in the notes to the consolidated financial statements. The following is a description of the significant accounting and reporting policies, which the Company follows in preparing and presenting its consolidated financial statements. Principles of Consolidation —The consolidated financial statements of the Company include the accounts of TFS Financial Corporation and its wholly owned subsidiaries. Intercompany balances and transactions have been eliminated in consolidation. Cash and Cash Equivalents —Cash and cash equivalents consist of working cash on hand, and demand and interest bearing deposits at other financial institutions with maturities of three months or less. For purposes of reporting cash flows, cash and cash equivalents also includes federal funds sold. The Company has acknowledged informal agreements with banks where it maintains deposits. Under these agreements, service fees charged to the Company are waived provided certain average compensating balances are maintained throughout each month. Investment Securities —Securities are all classified as available for sale. Securities held as available for sale are reported at fair value, with unrealized gains and losses, net of tax, reported as a component of AOCI. Management determines the appropriate classification of securities based on the intent and ability at the time of purchase. Gains and losses on the sale of investment and mortgage-backed securities available for sale are computed on a specific identification basis. Purchases and sales of securities are accounted for on a trade-date or settlement-date basis, depending on the settlement terms. A decline in the fair value of any available for sale security, below cost, that is deemed to be other than temporary, results in a reduction in the carrying amount to fair value. The impairment loss is bifurcated between that related to credit loss which is recognized in non-interest income and that related to all other factors which is recognized in other comprehensive income. To determine whether an impairment is other than temporary, the Company considers, among other things, the duration and extent to which the fair value of an investment is less than its cost, changes in value subsequent to year end, forecast performance of the issuer, and whether the Company has the intent to hold the investment until market price recovery, or, for debt securities, whether the Company has the intent to sell the security or more likely than not will be required to sell the debt security before its anticipated recovery. Premiums and discounts are amortized using the level-yield method. Mortgage Banking Activity —Mortgage loans originated and intended for sale in the secondary market are carried at the lower of cost or estimated fair value in the aggregate. Mortgage loans included in pending agency contracts to sell and securitize loans are carried at fair value. Fair value is based on quoted secondary market pricing for loan portfolios with similar characteristics and includes consideration of deferred fees (costs). Net unrealized losses, or net unrealized gains and losses on loans carried at fair value, are recognized in a valuation allowance by charges to income. The Company retains servicing on loans that are sold and initially recognizes an asset for mortgage loan servicing rights based on the fair value of the servicing rights. Residential mortgage loans represent the single class of servicing rights and are measured at the lower of cost or fair value on a recurring basis. Mortgage loan servicing rights are reported net of accumulated amortization, which is recorded in proportion to, and over the period of, estimated net servicing revenues. The Company monitors prepayments and changes amortization of mortgage servicing rights accordingly. Fair values are estimated using discounted cash flows based on current interest rates and prepayment assumptions, and impairment is monitored each quarterly reporting period. The impairment analysis is based on predominant risk characteristics of the loans serviced, such as type, fixed and adjustable rate loans, original terms and interest rates. The amount of impairment recognized is the amount by which the mortgage loan servicing assets exceed their fair value. Servicing fee income net of amortization and other loan fees collected on loans serviced for others are included in Fees and service charges, net of amortization on the consolidated financial statements. Derivative Instruments —The Company enters into certain transactions, referred to as forward commitments, for the sale of mortgage loans principally to protect against the risk of adverse interest rate movements on the value of those assets. The Company recognizes the fair value of the contracts when the characteristics of those contracts meet the definition of a derivative. These derivatives are not designated in a hedging relationship; therefore, gains and losses are recognized immediately in the statement of income. The Company enters into commitments to originate loans which, when funded, will be classified as held for sale. Such commitments meet the definition of a derivative and are not designated in a hedging relationship; therefore, gains and losses are recognized immediately in the statement of income. Loans and Related Fees —Loans originated with the intent to hold into the foreseeable future are carried at unpaid principal balances adjusted for partial charge-offs, the allowance for loan losses and net deferred origination fees. Interest on loans is accrued and credited to income as earned. Interest is not accrued on loans when collectability is uncertain. Loan fees and certain direct loan origination costs are deferred and recognized as an adjustment to interest income using the level-yield method over the contractual lives of related loans, if the loans are held for investment. If the loans are held for sale, net deferred fees (costs) are not amortized, but rather are recognized when the related loans are sold. Loans are classified as TDRs when the original contractual terms are restructured to provide a concession to a borrower experiencing financial difficulty under terms that would not otherwise be available and the restructuring is the result of an agreements between the Company and the borrower or is imposed by a court or law. Concessions granted in TDRs may include a reduction of the stated interest rate, a reduction or forbearance of principal, an extension of the maturity date, a significant delay in payments, the removal of one or more borrowers from the obligation, or any combination of these. Allowance for Loan Losses —The allowance for loan losses is assessed on a quarterly basis and provisions for loan losses are made in order to maintain the allowance at a level sufficient to absorb credit losses in the portfolio. Impairment evaluations are performed on loans segregated into homogeneous pools based on similarities in credit profile, product and property types. Through the evaluation, general allowances for loan losses are assessed based on historical loan loss experience for each homogeneous pool. General allowances are adjusted to address other factors that affect estimated probable losses including the size of the portion of the portfolio that is not subjected to individual review; current delinquency statistics; the status of loans in foreclosure, real estate in judgment and real estate owned; national, regional and local economic factors and trends; asset disposition loss statistics (both current and historical); and the relative level of individually allocated valuation allowances to the balances of loans individually reviewed. The allowance for loan losses is increased by charges to income and decreased by charge-offs (net of recoveries). Management believes the allowance is adequate. For further discussion on the allowance for loan losses, non-accrual, impairment, and TDRs, see Note 5. Loans and Allowance for Loan Losses . Real Estate Owned, net —Real estate owned, net represents real estate acquired through foreclosure or deed in lieu of foreclosure and is initially recorded at fair value less estimated costs to sell. Subsequent to acquisition, real estate owned is carried at the lower of cost or fair value less estimated selling costs. Management performs periodic valuations and a valuation allowance is established by a charge to income for any excess of the carrying value over the fair value less estimated costs to sell the property. Recoveries in fair value during the holding period are recognized until the valuation allowance is reduced to zero. Costs related to holding and maintaining the property are charged to expense. Premises, Equipment, and Software —Depreciation and amortization of premises, equipment and software is computed on a straight-line basis over the estimated useful lives of the related assets. Estimated lives are 31.5 years for office facilities and three to 10 years for equipment and software. Amortization of leasehold improvements is computed on a straight-line basis over 10 years. Bank Owned Life Insurance —Life insurance is provided under both whole and split dollar life insurance agreements. Policy premiums were prepaid and the Company will recover the premiums paid from the proceeds of the policies. The Company recognizes death benefits and growth in the cash surrender value of the policies in other non-interest income. Goodwill —The excess of purchase price over the fair value of net assets of acquired companies is classified as goodwill and reported in Other Assets. Goodwill was $9,732 at September 30, 2015 and 2014 . Goodwill is reviewed for impairment on an annual basis as of September 30. No impairment was identified as of September 30, 2015 or 2014 . Taxes on Income —Deferred tax assets and liabilities are recognized for the future tax consequences attributable to differences between the financial statement carrying amounts of existing assets and liabilities and their respective tax bases. Deferred tax assets and liabilities are measured using enacted tax rates expected to apply to taxable income in the years in which those temporary differences are expected to be recovered or settled. The effect on deferred tax assets and liabilities of a change in tax rates is recognized in income in the period that includes the enactment date. Additional information about policies related to income taxes is included in Note 12. Income Taxes . Deposits —Interest on deposits is accrued and charged to expense monthly and is paid or credited in accordance with the terms of the accounts. Treasury Stock— Acquisitions of treasury stock are recorded at cost using the cost method of accounting. Repurchases may be made through open market purchases, block trades and in negotiated private transactions, subject to the availability of stock, general market conditions, the trading price of the stock, alternative uses for capital, and the Company’s financial performance. Repurchased shares will be available for general corporate purposes. Accumulated Other Comprehensive Loss —Accumulated other comprehensive loss consists of pension liability adjustments and gains (losses) on securities available for sale, net of the related tax effects. Share-Based Compensation —Compensation expense for awards of equity instruments is recognized on a straight-line basis over the requisite service period based on the grant date fair value estimated in accordance with the provisions of FASB ASC 718 “Compensation—Stock Compensation”. Share-based compensation expense is included in Salaries and employee benefits in the consolidated statements of income. The grant date fair value of stock options is estimated using the Black-Scholes option-pricing model using assumptions for the expected option term, expected stock price volatility, risk-free interest rate, and expected dividend yield. Due to limited historical data on exercise of share options, the simplified method is used to estimate expected option term. Marketing Costs —Marketing costs are expensed as incurred. Earnings per Share —Basic earnings per share is computed by dividing net income by the weighted-average number of shares of common stock outstanding. Outstanding shares include shares sold to subscribers, shares held by the Third Federal Foundation, shares of the Employee Stock Ownership Plan which have been allocated or committed to be released for allocation to participants, and shares held by Third Federal Savings, MHC. Unvested shares awarded in the Company's restricted stock plans are treated as participating securities as they contain nonforfeitable rights to dividends and are not included in the number of shares in the computation of EPS. The two-class method is an earnings allocation that determines EPS for each class of common stock and participating security. Diluted earnings per share is computed using the same method as basic earnings per share, but the weighted-average number of shares reflects the potential dilution, if any, of unexercised stock options and unvested shares of restricted stock units that could occur if stock options were exercised and restricted stock units were issued and converted into common stock. These potentially dilutive shares would then be included in the number of weighted-average number of shares outstanding for the period using the treasury stock method. At September 30, 2015 , 2014 and 2013 , potentially dilutive shares include stock options and restricted stock units issued through stock-based compensation plans. Use of Estimates —The preparation of financial statements in conformity with GAAP requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from these estimates.

Stock Transactions

Stock Transactions	12 Months Ended
	Sep. 30, 2015
Stock Transactions, Parenthetical Disclosures [Abstract]
Stock Transactions	STOCK TRANSACTIONS TFS Financial Corporation completed its initial public stock offering on April 20, 2007 and sold 100,199,618 shares, or 30.16% of its post-offering outstanding common stock, to subscribers in the offering. Third Federal Savings, MHC, the Company’s mutual holding company parent, holds 227,119,132 shares of TFS Financial Corporation’s outstanding common stock. TFS Financial Corporation issued 5,000,000 shares of common stock, or 1.50% of its post-offering outstanding common stock, to Third Federal Foundation. In August, 2015 the sixth repurchase program allowing the repurchase of up to 10,000,000 shares of TFS Financial Corporation's outstanding common stock, which was originally authorized by the Board of Directors in September, 2014, was completed. The Board of Directors authorized a seventh repurchase program for the repurchase of 10,000,000 shares in July, 2015. A total of 11,275,950 shares were repurchased during the year ended September 30, 2015 . 7,770,300 shares were repurchased during the year ended September 30, 2014. At September 30, 2015 , there were 8,110,000 shares remaining to be purchased under the seventh repurchase program. The Company previously repurchased 31,300,000 shares of the Company’s common stock as part of the first five previous Board of Directors-approved share repurchase programs. In total, the Company has repurchased 43,190,000 shares of the Company's common stock as of September 30, 2015 .

Regulatory Matters

Regulatory Matters	12 Months Ended
	Sep. 30, 2015
Regulatory Capital Requirements [Abstract]
Regulatory Matters	REGULATORY MATTERS The Association is subject to various regulatory capital requirements administered by the federal banking agencies. Failure to meet minimum capital requirements can initiate certain mandatory and possibly additional discretionary actions by regulators that, if undertaken, could have a direct material effect on the financial statements of the Association. Under capital adequacy guidelines and the regulatory framework for prompt corrective action, the Association must meet specific capital guidelines that involve quantitative measures of its assets, liabilities, and certain off-balance-sheet items as calculated under regulatory accounting practices. The capital amounts and classifications are also subject to qualitative judgments by the regulators about components, risk weightings, and other factors. Quantitative measures established by regulation to ensure capital adequacy require the Association to maintain minimum amounts and ratios (set forth in table below) of common equity Tier 1, Tier 1, and Total capital (as defined in the regulations) to risk-weighted assets (as defined) and Tier 1 capital (as defined) to net average assets (as defined). The risk-based capital guidelines include both a definition of capital and a framework for calculating risk-weighted assets by assigning balance sheet assets and off-balance sheet assets to broad risk categories. At September 30, 2015, the Association exceeded all regulatory capital requirements and is considered “well capitalized” under regulatory guidelines. The following table summarizes the actual capital amounts and ratios of the Association as of September 30, 2015 and 2014 , compared to the minimum capital adequacy requirements and the requirements for classification as a well capitalized institution. Minimum Requirements Actual For Capital Adequacy Purposes To be “Well Capitalized” Under Prompt Corrective Action Provision Amount Ratio Amount Ratio Amount Ratio September 30, 2015 Total Capital to Risk-Weighted Assets $ 1,677,809 22.92 % $ 585,520 8.00 % $ 731,900 10.00 % Tier 1 (Leverage) Capital to Net Average Assets 1,606,251 12.78 % 502,584 4.00 % 628,230 5.00 % Tier 1 Capital to Risk-Weighted Assets 1,606,251 21.95 % 439,140 6.00 % 585,520 8.00 % Common Equity Tier 1 Capital to Risk-Weighted Assets 1,606,237 21.95 % 329,355 4.50 % 475,735 6.50 % September 30, 2014 Total Capital to Risk-Weighted Assets $ 1,665,477 25.25 % $ 527,702 8.00 % $ 659,627 10.00 % Core Capital to Adjusted Tangible Assets 1,584,115 13.47 % 470,513 4.00 % 588,141 5.00 % Tier 1 Capital to Risk-Weighted Assets 1,584,115 24.02 % N/A N/A 395,776 6.00 % The following table reconciles the Association’s total capital under GAAP to reported regulatory capital amounts as of September 30, 2015 and 2014 . 2015 2014 Total capital as reported under GAAP $ 1,597,791 $ 1,579,573 Goodwill and intangible software (1) (4,619 ) (6,250 ) AOCI related to pension obligation 14,991 9,699 Other (1) (1,926 ) 1,093 Total common equity tier 1 capital (1) 1,606,237 N/A Includable minority interest (1) 14 — Total tier 1 and core capital (1) 1,606,251 1,584,115 Includable minority interest (1) 4 — Allowable allowance for loan losses 71,554 81,362 Total capital (1) $ 1,677,809 $ 1,665,477 (1) As of September 30, 2014, capital was calculated using the regulatory capital methodology applicable to the Association prior to January 1, 2015. As of September 30, 2015, capital was calculated using the regulatory capital methodology applicable to the Association beginning January 1, 2015. Please refer to Part I, Item 1, Business, Federal Banking Regulation, Capital Requirements for a detailed discussion of the new Basel III rules. The Association paid a dividend of $66,000 and $85,000 to the Company during the years ended September 30, 2015 and September 30, 2014 , respectively. Additionally, the Company has received the non-objection of its regulators for the Association to pay a special dividend of $150,000 to the Company. This amount is equal to the voluntary contribution of capital that the Company made to the Association in October 2010. On November 6, 2015, the Association paid $50,000 of this special dividend to the Company. It is expected that payment of the remaining $100,000 special dividend will be made later in the fiscal year ended September 30, 2016. On August 5, 2015, as dictated under interim final rules issued by the FRS on August 12, 2011, a majority of Third Federal Savings, MHC's members eligible to vote, approved Third Federal Savings, MHC waiving its right to receive dividends on the Company's stock that Third Federal Savings, MHC owns, up to $0.40 per share during the four quarters ending June 30, 2016. Unless the FRS amends its interim rule, a member vote will be required for Third Federal Savings, MHC to waive its right to receive dividends beyond June 30, 2016.

Investment Securities

Investment Securities	12 Months Ended
	Sep. 30, 2015
Investments [Abstract]
Investment Securities	INVESTMENT SECURITIES Investments available for sale are summarized as follows: September 30, 2015 Amortized Cost Gross Unrealized Fair Value Gains Losses U.S. government and agency obligations $ 2,000 $ 2 $ — $ 2,002 REMICs 570,194 3,135 (878 ) 572,451 Fannie Mae certificates 9,897 703 — 10,600 $ 582,091 $ 3,840 $ (878 ) $ 585,053 September 30, 2014 Amortized Cost Gross Unrealized Fair Value Gains Losses U.S. government and agency obligations $ 2,000 $ 23 $ — $ 2,023 REMICs 557,895 1,896 (4,184 ) 555,607 Fannie Mae certificates 10,654 749 (165 ) 11,238 $ 570,549 $ 2,668 $ (4,349 ) $ 568,868 Over the last three fiscal years the only sales from the investment securities available for sale portfolio occurred in the year ended September 30, 2014, which resulted in $38,725 of proceeds and a net realized gain of $276 .. Gross unrealized losses on securities and the estimated fair value of the related securities, aggregated by investment category and length of time the individual securities have been in a continuous loss position, at September 30, 2015 and 2014 , were as follows: September 30, 2015 Less Than 12 Months 12 Months or More Total Estimated Fair Value Unrealized Loss Estimated Fair Value Unrealized Loss Estimated Fair Value Unrealized Loss Available for sale— REMICs $ 86,754 $ 299 $ 80,639 $ 579 $ 167,393 $ 878 Fannie Mae certificates — — — — — — Total $ 86,754 $ 299 $ 80,639 $ 579 $ 167,393 $ 878 September 30, 2014 Less Than 12 Months 12 Months or More Total Estimated Fair Value Unrealized Loss Estimated Fair Value Unrealized Loss Estimated Fair Value Unrealized Loss Available for sale— REMICs $ 182,151 $ 947 $ 162,321 $ 3,237 $ 344,472 $ 4,184 Fannie Mae certificates — — 4,826 165 4,826 165 Total $ 182,151 $ 947 $ 167,147 $ 3,402 $ 349,298 $ 4,349 The unrealized losses on investment securities were attributable to market interest rate increases. The contractual terms of U.S. government and agency obligations do not permit the issuer to settle the security at a price less than the par value of the investment. The contractual cash flows of mortgage-backed securities are guaranteed by Fannie Mae, Freddie Mac or Ginnie Mae. REMICs are issued by or backed by securities issued by these governmental agencies. It is expected that the securities would not be settled at a price substantially less than the amortized cost of the investment. Since the decline in value is attributable to changes in interest rates and not credit quality and because the Association has neither the intent to sell the securities nor is it more likely than not the Association will be required to sell the securities for the time periods necessary to recover the amortized cost, these investments are not considered other-than-temporarily impaired. At September 30, 2015 , the amortized cost and fair value of U.S. government and agency obligations available for sale, categorized as due within one year, are $2,000 and $2,002 , respectively. At September 30, 2014 , the amortized cost and fair value of those obligations, then categorized as due in more than one year but less than five years, were $2,000 and $2,023 , respectively.

Loans And Allowance For Loan Lo

Loans And Allowance For Loan Losses	12 Months Ended
	Sep. 30, 2015
Receivables [Abstract]
Loans And Allowance For Loan Losses	LOANS AND ALLOWANCE FOR LOAN LOSSES Loans held for investment consist of the following: September 30, 2015 2014 Real estate loans: Residential Core $ 9,462,939 $ 8,828,839 Residential Home Today 135,746 154,196 Home equity loans and lines of credit 1,625,239 1,696,929 Construction 55,421 57,104 Real estate loans 11,279,345 10,737,068 Other consumer loans 3,468 4,721 Deferred loan fees—net 10,112 (1,155 ) Loans-in-process (“LIP”) (33,788 ) (28,585 ) Allowance for loan losses (71,554 ) (81,362 ) Loans held for investment, net $ 11,187,583 $ 10,630,687 At September 30, 2015 and 2014 , respectively, $116 and $4,962 of long-term, fixed-rate loans were classified as mortgage loans held for sale. A large concentration of the Company’s lending is in Ohio and Florida. As of September 30, 2015 and 2014 , the percentage of total Residential Core and Home Today loans held in Ohio were 63% and 68% , respectively, and the percentage held in Florida was 17% as of both dates. As of September 30, 2015 and 2014 , equity loans and lines of credit were concentrated in the states of Ohio ( 39% and 40% ), Florida ( 26% and 28% ) and California ( 13% as of both dates). The economic conditions and market for real estate in Ohio and Florida have impacted the ability of borrowers in those areas to repay their loans. Home Today is an affordable housing program targeted to benefit low- and moderate-income home buyers. While effective March 27, 2009, the Home Today underwriting guidelines were changed to be substantially the same as the Association’s traditional first mortgage product, the majority of loans in this program were originated prior to that date. Through this program the Association provided the majority of loans to borrowers who would not otherwise qualify for the Association’s loan products, generally because of low credit scores. Although the credit profiles of borrowers in the Home Today program might be described as sub-prime, Home Today loans generally contain the same features as loans offered to our Core borrowers. Borrowers in the Home Today program must have completed financial management education and counseling and must have been referred to the Association by a sponsoring organization with which the Association partnered as part of the program. Borrowers must also meet a minimum credit score threshold. Because the Association applied less stringent underwriting and credit standards to the majority of Home Today loans, loans originated under the program have greater credit risk than its traditional residential real estate mortgage loans. As of September 30, 2015 and 2014 , the principal balance of Home Today loans originated prior to March 27, 2009 was $132,762 and $151,164 respectively. The Association does not offer, and has not offered, loan products frequently considered to be designed to target sub-prime borrowers containing features such as higher fees or higher rates, negative amortization, a LTV ratio greater than 100%, or pay option adjustable-rate mortgages. The Association currently offers home equity lines of credit that include monthly principal and interest payments throughout the entire term. Prior to March 11, 2009, the Association offered residential mortgage loan products where the borrower pays only interest for a portion of the loan term. Between June 28, 2010 and March 20, 2012, due to the deterioration in overall housing conditions including concerns for loans and lines in a second lien position, home equity lines of credit and home equity loans were not offered by the Association. The recorded investment in interest only loans is comprised of equity lines of credit with balances of $1,465,385 and $1,542,020 for the years ending September 30, 2015 and 2014, respectively. Home equity lines of credit prior to February 2013 require interest only payments for a maximum of 10 years and convert to fully amortizing for the remaining term, up to 20 years, at which time they are included in the home equity loan balance. Residential loans were interest only for a maximum of 5 years and converted to fully amortizing for the remaining term of up to 30 years. An age analysis of the recorded investment in loan receivables that are past due at September 30, 2015 and 2014 is summarized in the following tables. When a loan is more than one month past due on its scheduled payments, the loan is considered 30 days or more past due. Balances are net of deferred fees and any applicable loans-in-process. 30-59 Days Past Due 60-89 Days Past Due 90 Days or More Past Due Total Past Due Current Total September 30, 2015 Real estate loans: Residential Core $ 8,242 $ 4,323 $ 23,306 $ 35,871 $ 9,430,189 $ 9,466,060 Residential Home Today 5,866 2,507 9,068 17,441 116,535 133,976 Home equity loans and lines of credit 5,012 1,162 5,575 11,749 1,622,683 1,634,432 Construction — — 427 427 20,774 21,201 Total real estate loans 19,120 7,992 38,376 65,488 11,190,181 11,255,669 Other consumer loans — — — — 3,468 3,468 Total $ 19,120 $ 7,992 $ 38,376 $ 65,488 $ 11,193,649 $ 11,259,137 30-59 Days Past Due 60-89 Days Past Due 90 Days or More Past Due Total Past Due Current Total September 30, 2014 Real estate loans: Residential Core $ 9,067 $ 3,899 $ 37,451 $ 50,417 $ 8,772,180 $ 8,822,597 Residential Home Today 7,887 2,553 15,105 25,545 126,417 151,962 Home equity loans and lines of credit 6,044 1,785 9,037 16,866 1,687,349 1,704,215 Construction 200 — — 200 28,354 28,554 Total real estate loans 23,198 8,237 61,593 93,028 10,614,300 10,707,328 Other consumer loans — — — — 4,721 4,721 Total $ 23,198 $ 8,237 $ 61,593 $ 93,028 $ 10,619,021 $ 10,712,049 The recorded investment of loan receivables in non-accrual status is summarized in the following table. Balances are net of deferred fees. September 30, 2015 2014 Real estate loans: Residential Core $ 62,293 $ 79,388 Residential Home Today 22,556 29,960 Home equity loans and lines of credit 21,514 26,189 Construction 427 — Total non-accrual loans $ 106,790 $ 135,537 Loans are placed in non-accrual status when they are contractually 90 days or more past due. Loans restructured in TDRs that were in non-accrual status prior to the restructurings remain in non-accrual status for a minimum of six months after restructuring. Additionally, home equity loans and lines of credit where the customer has a severely delinquent first mortgage loan and loans in Chapter 7 bankruptcy status where all borrowers have filed, and not reaffirmed or been dismissed, are placed in non-accrual status. Prior to June 30, 2014, loans in Chapter 7 bankruptcy status where all borrowers filed were only placed in non-accrual status upon discharge. At September 30, 2015 and September 30, 2014 , respectively, the recorded investment in non-accrual loans includes $68,415 and $73,946 which are performing according to the terms of their agreement, of which $45,575 and $49,019 are loans in Chapter 7 bankruptcy status, primarily where all borrowers have filed, and have not reaffirmed or been dismissed. Interest on loans in accrual status, including certain loans individually reviewed for impairment, is recognized in interest income as it accrues, on a daily basis. Accrued interest on loans in non-accrual status is reversed by a charge to interest income and income is subsequently recognized only to the extent cash payments are received. Cash payments on loans in non-accrual status are applied to the oldest scheduled, unpaid payment first. Cash payments on loans with a partial charge-off are applied fully to principal, then to recovery of the charged off amount prior to interest income being recognized. A non-accrual loan is generally returned to accrual status when contractual payments are less than 90 days past due. However, a loan may remain in nonaccrual status when collectability is uncertain, such as a TDR that has not met minimum payment requirements, a loan with a partial charge-off, an equity loan or line of credit with a delinquent first mortgage greater than 90 days, or a loan in Chapter 7 bankruptcy status where all borrowers have filed, and have not reaffirmed or been dismissed. The number of days past due is determined by the number of scheduled payments that remain unpaid, assuming a period of 30 days between each scheduled payment. The recorded investment in loan receivables at September 30, 2015 and 2014 is summarized in the following table. The table provides details of the recorded balances according to the method of evaluation used for determining the allowance for loan losses, distinguishing between determinations made by evaluating individual loans and determinations made by evaluating groups of loans not individually evaluated. Balances of recorded investments are net of deferred fees and any applicable loans-in-process. September 30, 2015 2014 Individually Collectively Total Individually Collectively Total Real estate loans: Residential Core $ 119,588 $ 9,346,472 $ 9,466,060 $ 131,719 $ 8,690,878 $ 8,822,597 Residential Home Today 58,046 75,930 133,976 67,177 84,785 151,962 Home equity loans and lines of credit 34,112 1,600,320 1,634,432 34,490 1,669,725 1,704,215 Construction 426 20,775 21,201 — 28,554 28,554 Total real estate loans 212,172 11,043,497 11,255,669 233,386 10,473,942 10,707,328 Other consumer loans — 3,468 3,468 — 4,721 4,721 Total $ 212,172 $ 11,046,965 $ 11,259,137 $ 233,386 $ 10,478,663 $ 10,712,049 An analysis of the allowance for loan losses at September 30, 2015 and 2014 is summarized in the following table. The analysis provides details of the allowance for loan losses according to the method of evaluation, distinguishing between allowances for loan losses determined by evaluating individual loans and allowances for loan losses determined by evaluating groups of loans not individually evaluated. September 30, 2015 2014 Individually Collectively Total Individually Collectively Total Real estate loans: Residential Core $ 9,354 $ 13,242 $ 22,596 $ 8,889 $ 22,191 $ 31,080 Residential Home Today 4,166 5,831 9,997 6,366 10,058 16,424 Home equity loans and lines of credit 772 38,154 38,926 532 33,299 33,831 Construction 26 9 35 — 27 27 Total real estate loans $ 14,318 $ 57,236 $ 71,554 $ 15,787 $ 65,575 $ 81,362 At September 30, 2015 and 2014 , individually evaluated loans that required an allowance were comprised only of loans evaluated for impairment based on the present value of cash flows, such as performing TDRs, and loans with a further deterioration in the fair value of collateral not yet identified as uncollectible. All other individually evaluated loans received a charge-off if applicable. Because many variables are considered in determining the appropriate level of general valuation allowances, directional changes in individual considerations do not always align with the directional change in the balance of a particular component of the general valuation allowance. At September 30, 2015 and 2014 , respectively, allowances on individually reviewed loans evaluated for impairment based on the present value of cash flows, such as performing TDRs were $14,117 and $15,787 ; and allowances on loans with further deteriorations in the fair value of collateral not yet identified as uncollectible were $201 and $0 . Residential Core mortgage loans represent the largest piece of the residential real estate portfolio. The Company believes the allowance aligns with the overall credit risk based on the nature, composition, collateral, products, lien position and performance of the portfolio. The portfolio does not include loan types or structures that have recently experienced severe performance problems at other financial institutions (sub-prime, no documentation or pay option adjustable rate mortgages). As described earlier in this note, Home Today loans have greater credit risk than traditional residential real estate mortgage loans. At September 30, 2015 and 2014 , respectively, approximately 34% and 42% of Home Today loans include private mortgage insurance coverage. The majority of the coverage on these loans was provided by PMI Mortgage Insurance Co., which the Arizona Department of Insurance seized in 2011 and indicated that all claims payments would be reduced by 50% . In March 2013, PMIC notified the Association that all payments would be paid at 55% of the claim with the remainder deferred. In March 2014, PMIC notified the Association that the cash percentage of the partial claim payment plan would increase further to 67% of the claim. In April 2015, the Association was notified that, in addition to a catch-up adjustment for prior claims, all future claims will be paid at 70% . Appropriate adjustments have been made to all of the Association’s affected valuation allowances and charge-offs, as well as the estimated loss severity factors that are used for loans evaluated collectively. The amount of loans in our owned portfolio covered by mortgage insurance provided by PMIC as of September 30, 2015 and 2014 , respectively, was $132,857 and $186,233 of which $122,025 and $170,128 was current. The amount of loans in our owned portfolio covered by mortgage insurance provided by Mortgage Guaranty Insurance Corporation as of September 30, 2015 and 2014 , respectively, was $56,898 and $74,254 of which $56,295 and $73,616 was current. As of September 30, 2015 , MGIC's long-term debt rating, as published by the major credit rating agencies, did not meet the requirements to qualify as "investment grade"; however, MGIC continues to make claims payments in accordance with its contractual obligations and the Association has not increased its estimated loss given default factors related to MGIC's claim paying ability. No other loans were covered by mortgage insurers that were deferring claim payments or which we assessed as being non-investment grade. Home equity lines of credit represent a significant portion of the residential real estate portfolio. The state of the economy and low housing prices in certain segments of the markets that we serve, continue to have an adverse impact on a portion of this portfolio since the home equity lines generally are in a second lien position. Post-origination deterioration in economic and housing market conditions may also impact a borrower's ability to afford the higher payments required during the end of draw repayment period that follows the period of interest only payments on home equity lines of credit originated prior to 2012 or the ability to secure alternative financing. When the Association began to offer new home equity lines of credit again, the product was designed with prudent property and credit performance conditions to reduce future risk. Beginning in February 2013, the terms on new home equity lines of credit included monthly principal and interest payments throughout the entire term to minimize the potential payment differential between the during draw and after draw periods. The Association originates construction loans to individuals for the construction of their personal single-family residence by a qualified builder (construction/permanent loans). The Association’s construction/permanent loans generally provide for disbursements to the builder or sub-contractors during the construction phase as work progresses. During the construction phase, the borrower only pays interest on the drawn balance. Upon completion of construction, the loan converts to a permanent amortizing loan without the expense of a second closing. The Association offers construction/permanent loans with fixed or adjustable rates, and a current maximum loan-to-completed-appraised value ratio of 80%. Other consumer loans are comprised of loans secured by certificate of deposit accounts, which are fully recoverable in the event of non-payment. The recorded investment and the unpaid principal balance of impaired loans, including those whose terms have been restructured in TDRs, as of September 30, 2015 and 2014 are summarized as follows. Balances of recorded investments are net of deferred fees. September 30, 2015 2014 Recorded Investment Unpaid Principal Balance Related Allowance Recorded Investment Unpaid Principal Balance Related Allowance With no related IVA recorded: Residential Core $ 62,177 $ 80,622 $ — $ 72,840 $ 94,419 $ — Residential Home Today 23,038 50,256 — 28,045 57,854 — Home equity loans and lines of credit 23,046 32,312 — 26,618 38,046 — Construction — — — — — — Total $ 108,261 $ 163,190 $ — $ 127,503 $ 190,319 $ — With an IVA recorded: Residential Core $ 57,411 $ 58,224 $ 9,354 $ 58,879 $ 59,842 $ 8,889 Residential Home Today 35,008 35,479 4,166 39,132 39,749 6,366 Home equity loans and lines of credit 11,066 11,034 772 7,872 7,909 532 Construction 426 572 26 — — — Total $ 103,911 $ 105,309 $ 14,318 $ 105,883 $ 107,500 $ 15,787 Total impaired loans: Residential Core $ 119,588 $ 138,846 $ 9,354 $ 131,719 $ 154,261 $ 8,889 Residential Home Today 58,046 85,735 4,166 67,177 97,603 6,366 Home equity loans and lines of credit 34,112 43,346 772 34,490 45,955 532 Construction 426 572 26 — — — Total $ 212,172 $ 268,499 $ 14,318 $ 233,386 $ 297,819 $ 15,787 At September 30, 2015 and 2014 , respectively, the recorded investment in impaired loans includes $178,259 and $186,428 of loans restructured in TDRs of which $14,971 and $20,851 are 90 days or more past due. For all classes of loans, a loan is considered impaired when, based on current information and events, it is probable that the Company will be unable to collect the scheduled payments of principal and interest according to the contractual terms of the loan agreement. Factors considered in determining that a loan is impaired may include the deteriorating financial condition of the borrower indicated by missed or delinquent payments, a pending legal action, such as bankruptcy or foreclosure, or the absence of adequate security for the loan. Charge-offs on residential mortgage loans, home equity loans and lines of credit, and construction loans are recognized when triggering events, such as foreclosure actions, short sales, or deeds accepted in lieu of repayment, result in less than full repayment of the recorded investment in the loans. Partial or full charge-offs are also recognized for the amount of impairment on loans considered collateral dependent that meet the conditions described below. • For residential mortgage loans, payments are greater than 180 days delinquent; • For home equity lines of credit, equity loans, and residential loans restructured in a TDR, payments are greater than 90 days delinquent; • For all classes of loans, a sheriff sale is scheduled within 60 days to sell the collateral securing the loan; • For all classes of loans, all borrowers have been discharged of their obligation through a Chapter 7 bankruptcy; • For all classes of loans, within 60 days of notification, all borrowers obligated on the loan have filed Chapter 7 bankruptcy and have not reaffirmed or been dismissed; • For all classes of loans, a borrower obligated on a loan has filed bankruptcy and the loan is greater than 30 days delinquent; • For all classes of loans, it becomes evident that a loss is probable. Collateral dependent residential mortgage loans and construction loans are charged off to the extent the recorded investment in a loan, net of anticipated mortgage insurance claims, exceeds the fair value less costs to dispose of the underlying property. Management can determine the loan is uncollectible for reasons such as foreclosures exceeding a reasonable time frame and recommend a full charge-off. Home equity loans or lines of credit are charged off to the extent the recorded investment in the loan plus the balance of any senior liens exceeds the fair value less costs to dispose of the underlying property or management determines the collateral is not sufficient to satisfy the loan. A loan in any portfolio that is identified as collateral dependent will continue to be reported as impaired until it is no longer considered collateral dependent, is less than 30 days past due and does not have a prior charge-off. A loan in any portfolio that has a partial charge-off consequent to impairment evaluation will continue to be individually evaluated for impairment until, at a minimum, the impairment has been recovered. The following summarizes the effective dates of charge-off policies that changed or were first implemented during the current and previous four fiscal years and the portfolios to which those policies apply. Effective Date Policy Portfolio(s) Affected 6/30/2014 A loan is considered collateral dependent and any collateral shortfall is charged off when, within 60 days of notification, all borrowers obligated on a loan filed Chapter 7 bankruptcy and have not reaffirmed or been dismissed (1) All 9/30/2012 Pursuant to an OCC directive, a loan is considered collateral dependent and any collateral shortfall is charged off when all borrowers obligated on a loan are discharged through Chapter 7 bankruptcy All 6/30/2012 Loans in any form of bankruptcy greater than 30 days past due are considered collateral dependent and any collateral shortfall is charged off All 12/31/2011 Pursuant to an OCC directive, impairment on collateral dependent loans previously reserved for in the allowance were charged off. Charge-offs are recorded to recognize confirmed collateral shortfalls on impaired loans (2) All (1) Prior to 6/30/2014, collateral shortfalls on loans in Chapter 7 bankruptcy were charged off when all borrowers were discharged of the obligation or when the loan was 30 days or more past due. Adoption of this policy did not result in a material change to total charge-offs or the provision for loan losses in the fiscal year ending September 30, 2014. (2) Prior to 12/31/2011, partial charge-offs were not used, but a reserve in the allowance was established when the recorded investment in the loan exceeded the fair value of the collateral less costs to dispose. Individual loans were only charged off when a triggering event occurred, such as a foreclosure action was culminated, a short sale was approved, or a deed was accepted in lieu of repayment. Loans restructured in TDRs that are not evaluated based on collateral are separately evaluated for impairment on a loan by loan basis at the time of restructuring and at each subsequent reporting date for as long as they are reported as TDRs. The impairment evaluation is based on the present value of expected future cash flows discounted at the effective interest rate of the original loan. Expected future cash flows include a discount factor representing a potential for default. Valuation allowances are recorded for the excess of the recorded investments over the result of the cash flow analysis. Loans discharged in Chapter 7 bankruptcy are reported as TDRs and also evaluated based on the present value of expected future cash flows unless evaluated based on collateral. We evaluate these loans using the expected future cash flows because we expect the borrower, not liquidation of the collateral, to be the source of repayment for the loan. Other consumer loans are not considered for restructuring. A loan restructured in a TDR is classified as an impaired loan for a minimum of one year. After one year, that loan may be reclassified out of the balance of impaired loans if the loan was restructured to yield a market rate for loans of similar credit risk at the time of restructuring and the loan is not impaired based on the terms of the restructuring agreement. No loans whose terms were restructured in TDRs were reclassified from impaired loans during the years ended September 30, 2015 , 2014 and 2013 . The average recorded investment in impaired loans and the amount of interest income recognized during the time within the period that the loans were impaired are summarized below. For the Years Ended September 30, 2015 2014 2013 Average Recorded Investment Interest Income Recognized Average Recorded Investment Interest Income Recognized Average Recorded Investment Interest Income Recognized With no related IVA recorded: Residential Core $ 67,509 $ 1,464 $ 79,440 $ 1,125 $ 91,134 $ 1,169 Residential Home Today 25,542 271 30,604 261 34,871 234 Home equity loans and lines of credit 24,832 299 27,056 357 25,946 467 Construction — — 211 6 696 18 Total $ 117,883 $ 2,034 $ 137,311 $ 1,749 $ 152,647 $ 1,888 With an IVA recorded: Residential Core $ 58,145 $ 2,570 $ 60,971 $ 2,792 $ 65,978 $ 3,198 Residential Home Today 37,070 1,877 42,517 2,110 52,340 2,487 Home equity loans and lines of credit 9,469 271 7,383 245 9,756 266 Construction 213 10 33 — 237 10 Total $ 104,897 $ 4,728 $ 110,904 $ 5,147 $ 128,311 $ 5,961 Total impaired loans: Residential Core $ 125,654 $ 4,034 $ 140,411 $ 3,917 $ 157,112 $ 4,367 Residential Home Today 62,612 2,148 73,121 2,371 87,211 2,721 Home equity loans and lines of credit 34,301 570 34,439 602 35,702 733 Construction 213 10 244 6 933 28 Total $ 222,780 $ 6,762 $ 248,215 $ 6,896 $ 280,958 $ 7,849 Interest on loans in non-accrual status is recognized on a cash-basis. The amount of interest income on impaired loans recognized using a cash-basis method is $1,347 , $1,213 and $1,463 for the years ended September 30, 2015 , 2014 and 2013 , respectively. Cash payments on loans with a partial charge-off are applied fully to principal, then to recovery of the charged off amount prior to interest income being recognized. Interest income on the remaining impaired loans is recognized on an accrual basis. The recorded investment in TDRs as of September 30, 2015 and September 30, 2014 is shown in the tables below. September 30, 2015 Reduction Payment Forbearance Multiple Concessions Multiple Restructurings Bankruptcy Total Residential Core $ 15,743 $ 934 $ 8,252 $ 22,211 $ 22,594 $ 32,215 $ 101,949 Residential Home Today 7,734 12 5,643 12,302 21,928 6,272 53,891 Home equity loans and lines of credit 96 3,253 509 4,214 909 13,438 22,419 Total $ 23,573 $ 4,199 $ 14,404 $ 38,727 $ 45,431 $ 51,925 $ 178,259 September 30, 2014 Reduction Payment Forbearance Multiple Concessions Multiple Bankruptcy Total Residential Core $ 16,693 $ 1,265 $ 10,248 $ 21,113 $ 22,687 $ 33,576 $ 105,582 Residential Home Today 11,374 78 7,448 15,085 20,823 5,301 60,109 Home equity loans and lines of credit 74 1,833 769 1,213 819 16,029 20,737 Total $ 28,141 $ 3,176 $ 18,465 $ 37,411 $ 44,329 $ 54,906 $ 186,428 TDRs may be restructured more than once. Among other requirements, a subsequent restructuring may be available for a borrower upon the expiration of temporary restructured terms if the borrower cannot return to regular loan payments. If the borrower is experiencing an income curtailment that temporarily has reduced his/her capacity to repay, such as loss of employment, reduction of hours, non-paid leave or short term disability, a temporary restructuring is considered. If the borrower lacks the capacity to repay the loan at the current terms due to a permanent condition, a permanent restructuring is considered. In evaluating the need for a subsequent restructuring, the borrower’s ability to repay is generally assessed utilizing a debt to income and cash flow analysis. As the economy slowly improves, the need for multiple restructurings continues to linger. Loans discharged in Chapter 7 bankruptcy are classified as multiple restructurings if the loan's original terms had also been restructured by the Association. For all loans restructured during the years ended September 30, 2015 , 2014 and 2013 (set forth in the tables below), the pre-restructured outstanding recorded investment was not materially different from the post-restructured outstanding recorded investment. The following tables set forth the recorded investment in TDRs restructured during the years presented, according to the types of concessions granted. For the Year Ended September 30, 2015 Reduction Payment Extensions Forbearance Multiple Concessions Multiple Bankruptcy Total (Dollars in thousands) Residential Core $ 2,490 $ — $ 745 $ 4,464 $ 4,437 $ 6,720 $ 18,856 Residential Home Today 80 — 758 301 5,306 2,096 8,541 Home equity loans and lines of credit — 1,800 88 3,079 290 1,634 6,891 Total $ 2,570 $ 1,800 $ 1,591 $ 7,844 $ 10,033 $ 10,450 $ 34,288 For the Year Ended September 30, 2014 Reduction Payment Extensions Forbearance Multiple Concessions Multiple Bankruptcy Total (Dollars in thousands) Residential Core $ 3,330 $ — $ 890 $ 5,316 $ 6,716 $ 5,084 $ 21,336 Residential Home Today 340 — 542 443 4,016 761 6,102 Home equity loans and lines of credit — 1,442 211 1,013 401 2,282 5,349 Total $ 3,670 $ 1,442 $ 1,643 $ 6,772 $ 11,133 $ 8,127 $ 32,787 For the Year Ended September 30, 2013 Reduction in Interest Rates Payment Extensions Forbearance or Other Actions Multiple Concessions Multiple Bankruptcy Total (Dollars in thousands) Residential Core $ 3,470 $ — $ — $ 5,108 $ 4,957 $ 8,156 $ 21,691 Residential Home Today 409 — — 693 8,433 1,517 11,052 Home equity loans and lines of credit 13 129 — 67 117 3,673 3,999 Total $ 3,892 $ 129 $ — $ 5,868 $ 13,507 $ 13,346 $ 36,742 The following table provides information on TDRs restructured within the previous 12 months of the period listed for which there was a subsequent payment default, at least 30 days past due on one scheduled payment, during the period presented. For the Year Ended September 30, 2015 For the Year Ended September 30, 2014 For the Year Ended September 30, 2013 TDRs That Subsequently Defaulted Number of Contracts Recorded Investment Number of Contracts Recorded Investment Number of Recorded (Dollars in thousands) (Dollars in thousands) (Dollars in thousands) Residential Core 34 $ 3,296 35 $ 3,384 61 $ 6,709 Residential Home Today 26 1,179 46 2,073 70 3,368 Home equity loans and lines of credit 44 689 53 1,078 68 1,277 Total 104 $ 5,164 134 $ 6,535 199 $ 11,354 The following tables provide information about the credit quality of residential loan receivables by an internally assigned grade. Balances are net of deferred fees and any applicable LIP. Pass Special Mention Substandard Loss Total September 30, 2015 Real Estate Loans: Residential Core $ 9,399,409 $ — $ 66,651 $ — $ 9,466,060 Residential Home Today 110,105 — 23,871 — 133,976 Home equity loans and lines of credit 1,604,226 4,279 25,927 — 1,634,432 Construction 20,774 — 427 — 21,201 Total real estate loans $ 11,134,514 $ 4,279 $ 116,876 $ — $ 11,255,669 Pass Special Mention Substandard Loss Total September 30, 2014 Real Estate Loans: Residential Core $ 8,739,183 $ — $ 83,414 $ — $ 8,822,597 Residential Home Today 120,827 — 31,135 — 151,962 Home equity loans and lines of credit 1,667,939 6,084 30,192 — 1,704,215 Construction 28,554 — — — 28,554 Total real estate loans $ 10,556,503 $ 6,084 $ 144,741 $ — $ 10,707,328 Residential loans are internally assigned a grade that complies with the guidelines outlined in the OCC’s Handbook for Rating Credit Risk. Pass loans are assets well protected by the current paying capacity of the borrower. Special Mention loans have a potential weakness that the Association feels deserve management’s attention and may result in further deterioration in their repayment prospects and/or the Association’s credit position. Substandard loans are inadequately protected by the current payment capacity of the borrower or the collateral pledged with a defined weakness that jeopardizes the liquidation of the debt. Also included in Substandard are performing home equity loans and lines of credit where the customer has a severely delinquent first mortgage to which the performing home equity loan or line of credit is subordinate and loans in Chapter 7 bankruptcy status where all borrowers have filed, and have not reaffirmed or been dismissed. Loss loans are considered uncollectible and are charged off when identified. At September 30, 2015 and 2014 , respectively, the recorded investment of impaired loans includes $103,390 and $103,459 of TDRs that are individually evaluated for impairment, but have adequately performed under the terms of the restructuring and are classified as pass loans. At September 30, 2015 and 2014 , respectively, there are $8,094 and $14,814 of loans classified substandard and $4,279 and $6,084 of loans classified special mention that are not included in the recorded investment of impaired loans; rather, they are included in loans collectively evaluated for impairment. Consumer loans are internally assigned a grade of nonperforming when they are considered 90 days or more past due. At September 30, 2015 and September 30, 2014 , no consumer loans were graded as nonperforming. During the years ended September 30, 2015 and 2014, respectively, $415 and $1,300 in recoveries were recorded representing payments receive

Mortgage Loan Servicing Rights

Mortgage Loan Servicing Rights	12 Months Ended
	Sep. 30, 2015
Disclosures Pertaining to Servicing Assets and Servicing Liabilities [Abstract]
Mortgage Loan Servicing Assets	MORTGAGE LOAN SERVICING RIGHTS The Company sells certain types of loans through whole loan sales and through securitizations. In each case, the Company retains a servicing interest in the loans or securitized loans. Certain assumptions and estimates are used to determine the fair value allocated to these retained interests at the date of transfer and at subsequent measurement dates. These assumptions and estimates include loan repayment rates and discount rates. Changes in interest rates can affect the average life of loans and mortgage-backed securities and the related servicing rights. A reduction in interest rates normally results in increased prepayments, as borrowers refinance their debt in order to reduce their borrowing costs. This creates reinvestment risk, which is the risk that the Company may not be able to reinvest the proceeds of loan and securities prepayments at rates that are comparable to the rates earned on the loans or securities prior to receipt of the repayment. During 2015 , 2014 and 2013 , $160,052 , $76,039 and $349,192 , respectively, of mortgage loans were securitized and/or sold including accrued interest thereon. In these transactions, the Company retained residual interests in the form of mortgage loan servicing rights. Primary economic assumptions used to measure the value of the Company’s retained interests at the date of sale resulting from the completed transactions were as follows (per annum): 2015 2014 Primary prepayment speed assumptions (weighted average annual rate) 8.4 % 10.5 % Weighted average life (years) 22.7 21.0 Amortized cost to service loans (weighted average) 0.12 % 0.12 % Weighted average discount rate 12 % 12 % Key economic assumptions and the sensitivity of the current fair value of mortgage loan servicing rights to immediate 10% and 20% adverse changes in those assumptions are as presented in the following table. The three key economic assumptions that impact the valuation of the mortgage loan servicing rights are: (1) the prepayment speed, or how long the mortgage servicing right will be outstanding; (2) the estimate of servicing costs that will be incurred in fulfilling the mortgage servicing right responsibilities; and (3) the discount factor applied to future net cash flows to convert them to present value. The Company established these factors based on independent analysis of our portfolio and reviews these assumptions periodically to ensure that they reasonably reflect current market conditions and our loan portfolio experience. Additionally, to confirm the appropriateness of the Company's mortgage loan servicing rights valuation, an independent third party is engaged at least annually, and more frequently if warranted by market volatility, to value our mortgage loan servicing rights portfolio. The results of the third party valuation are compared and reconciled to the Company's valuation, thereby validating the Company's approach and assumptions. September 30, 2015 Fair value of mortgage loan servicing rights $ 21,084 Prepayment speed assumptions (weighted average annual rate) 19.4 % Impact on fair value of 10% adverse change $ (824 ) Impact on fair value of 20% adverse change $ (1,572 ) Estimated prospective annual cost to service loans (weighted average) 0.12 % Impact on fair value of 10% adverse change $ (2,032 ) Impact on fair value of 20% adverse change $ (4,064 ) Discount rate 12.0 % Impact on fair value of 10% adverse change $ (727 ) Impact on fair value of 20% adverse change $ (1,400 ) These sensitivities are hypothetical and should be used with caution. As indicated in the table above, changes in fair value based on a 10% variation in assumptions generally cannot be extrapolated because the relationship in the change in assumption to the change in fair value may not be linear. Also, the effect of a variation in a particular assumption on the fair value of the retained interest is calculated without changing any other assumption. In reality, changes in one factor may result in changes in another (for example, increases in market interest rates may result in lower prepayments), which could magnify or counteract the sensitivities. Servicing rights are evaluated periodically for impairment based on the fair value of those rights. Nineteen risk tranches are used in evaluating servicing rights for impairment, segregated primarily by interest rate stratum within original term to maturity categories with additional strata for less uniform account types. Activity in mortgage servicing rights is summarized as follows: Year Ended September 30, 2015 2014 2013 Balance—beginning of year $ 11,669 $ 14,074 $ 19,613 Additions from loan securitizations/sales 907 396 1,089 Amortization (2,588 ) (2,801 ) (6,628 ) Net change in valuation allowance — — — Balance—end of year $ 9,988 $ 11,669 $ 14,074 Fair value of capitalized amounts $ 21,084 $ 27,417 $ 28,784 The Company receives annual servicing fees ranging from 0.02% to 0.98% of the outstanding loan balances. Servicing income, net of amortization of capitalized servicing rights, included in Non-interest income, amounted to $5,444 in 2015 , $6,759 in 2014 and $5,435 in 2013 . The unpaid principal balance of mortgage loans serviced for others was approximately $2,181,436 , $2,511,864 and $2,971,909 at September 30, 2015 , 2014 and 2013 , respectively. The ratio of capitalized servicing rights to the unpaid principal balance of mortgage loans serviced for others was 0.46% , 0.46% , and 0.47% at September 30, 2015 , 2014 and 2013 , respectively.

Premises, Equipment And Softwar

Premises, Equipment And Software, Net	12 Months Ended
	Sep. 30, 2015
Property, Plant and Equipment, Net [Abstract]
Premises, Equipment And Software, Net	PREMISES, EQUIPMENT AND SOFTWARE, NET Premises, equipment and software at cost are summarized as follows: September 30, 2015 2014 Land $ 11,050 $ 11,050 Office buildings 71,860 69,381 Furniture, fixtures and equipment 30,990 35,759 Software 16,010 15,348 Leasehold improvements 11,939 11,864 141,849 143,402 Less accumulated depreciation and amortization (84,662 ) (86,959 ) Total $ 57,187 $ 56,443 During the years ended September 30, 2015 , 2014 and 2013 , depreciation and amortization expense on premises, equipment, and software was $4,798 , $4,621 and $5,392 , respectively. The Company leases certain of its branches under renewable operating lease agreements. Future minimum payments under non-cancelable operating leases with initial or remaining terms of one year or more consisted of the following at September 30, 2015 : Years Ended September 30, 2016 $ 5,058 2017 4,922 2018 4,384 2019 3,344 2020 2,298 Thereafter 5,058 During the years ended September 30, 2015 , 2014 and 2013 , rental expense was $6,421 , $6,363 and $6,187 , respectively, and appears in office property, equipment, and software in the accompanying statements. The Company, as lessor, leases certain commercial office buildings. The Company anticipates receiving future minimum payments of the following as of September 30, 2015 : Years Ended September 30, 2016 $ 1,551 2017 1,368 2018 1,294 2019 964 2020 303 Thereafter 303 During each of the years ended September 30, 2015 , 2014 , and 2013 , rental income was $1,414 , $1,290 and $1,254 respectively, and appears in other non-interest income in the accompanying statements.

Accrued Interest Receivable

Accrued Interest Receivable	12 Months Ended
	Sep. 30, 2015
Accrued Interest Receivable [Abstract]
Accrued Interest Receivable	ACCRUED INTEREST RECEIVABLE Accrued interest receivable is summarized as follows: September 30, 2015 2014 Investment securities $ 1,320 $ 1,285 Loans 31,170 30,667 Total $ 32,490 $ 31,952

Deposits

Deposits	12 Months Ended
	Sep. 30, 2015
Deposits [Abstract]
Deposit Liabilities Disclosures [Text Block]	DEPOSITS Deposit account balances are summarized by interest rate as follows: Stated Interest Rate September 30, 2015 2014 Amount Percent Amount Percent Negotiable order of withdrawal accounts 0.00–0.30% $ 994,447 12.0 % $ 990,326 11.4 % Savings accounts 0.00–0.55 1,610,944 19.4 1,661,920 19.2 Subtotal 2,605,391 31.4 2,652,246 30.6 Certificates of deposit 0.00–0.99 1,641,838 19.8 2,075,835 24.0 1.00–1.99 3,293,964 39.8 2,674,079 30.9 2.00–2.99 552,902 6.7 665,508 7.7 3.00–3.99 158,504 1.9 517,449 6.0 4.00 and above 31,410 0.4 67,345 0.8 5,678,618 68.6 6,000,216 69.4 Subtotal 8,284,009 100.0 8,652,462 100.0 Accrued interest 1,849 — 1,416 — Total deposits $ 8,285,858 100.0 % $ 8,653,878 100.0 % At September 30, 2015 and 2014 , the weighted average interest rate was 0.18% and 0.19% on savings accounts, respectively; 0.14% and 0.14% on negotiable order of withdrawal accounts, respectively; 1.50% and 1.58% on certificates of deposit, respectively; and 1.08% and 1.15% on total deposits, respectively. The aggregate amount of certificates of deposit in denominations of $100 or more totaled approximately $2,530,031 and $2,542,222 at September 30, 2015 and 2014 , respectively. On July 21, 2010, the DFA was signed into law, which, in part, permanently increased the maximum amount of deposit insurance to $250 per depositor, retroactive to January 1, 2008. Brokered certificates of deposit, which are used as a cost effective funding alternative, totaled $520,110 and $356,685 at September 30, 2015 and September 30, 2014, respectively. The FDIC places restrictions on banks with regard to issuing brokered deposits based on the bank's capital classification. A well-capitalized institution may accept brokered deposits without FDIC restrictions. An adequately capitalized institution must obtain a waiver from the FDIC in order to accept brokered deposits, while an undercapitalized institution is prohibited by the FDIC from accepting brokered deposits. The scheduled maturity of certificates of deposit is as follows: September 30, 2015 Amount Percent 12 months or less $ 1,557,355 27.4 % 13 to 24 months 1,661,629 29.3 % 25 to 36 months 1,135,064 20.0 % 37 to 48 months 751,537 13.2 % 49 to 60 months 479,559 8.5 % Over 60 months 93,474 1.6 % Total $ 5,678,618 100.0 % Interest expense on deposits is summarized as follows: Year Ended September 30, 2015 2014 Certificates of deposit $ 89,110 $ 88,316 Negotiable order of withdrawal accounts 1,371 1,442 Savings accounts 3,045 3,420 Total $ 93,526 $ 93,178

Borrowed Funds

Borrowed Funds	12 Months Ended
	Sep. 30, 2015
Advances from Federal Home Loan Banks [Abstract]
Borrowed Funds	BORROWED FUNDS Federal Home Loan Bank borrowings at September 30, 2015 are summarized in the table below: Amount Weighted Average Rate Maturing in: 2016 $ 779,104 0.24 % 2017 200,000 1.16 % 2018 275,000 1.53 % 2019 415,000 1.79 % 2020 390,294 1.81 % thereafter 107,373 1.71 % Total FHLB Advances 2,166,771 1.14 % Accrued interest 1,856 Total $ 2,168,627 At September 30, 2015 , the Association had $755,000 in short-term advances with a weighted average interest rate of 0.18% . During fiscal year 2015, the average balance of short-term advances was $1,242,380 with a weighted average rate of 0.15% . At September 30, 2014, the Association had $311,000 in short-term advances with a weighted average interest rate of 0.11% . During fiscal year 2014, the average balance of short-term advances was $344,643 with a weighted average rate of 0.10% . The interest expense generated on the short-term borrowings was $1,811 and $352 for fiscal years 2015 and 2014, respectively. The Association implemented a strategy in the current fiscal year to increase net income, which involved borrowing, on an overnight basis, approximately 1,000,000 of additional funds from the FHLB at the beginning of a particular quarter and repaying it prior to the end of that quarter. The proceeds of the borrowings, net of the required investment in FHLB stock, were deposited at the Federal Reserve. The strategy was not utilized at September 30, 2015, however, dependent upon market rates, remains an option in the future. The Association’s maximum borrowing capacity at the FHLB, under the most restrictive measure, was an additional $584,519 at September 30, 2015 . Pursuant to collateral agreements with FHLB of Cincinnati, advances are secured by a blanket lien on qualifying first mortgage loans. In addition to the existing available capacity, the Association’s capacity limit for additional borrowings from the FHLB of Cincinnati was $3,644,043 at September 30, 2015 , subject to satisfaction of the FHLB of Cincinnati common stock ownership requirement. To satisfy the common stock ownership requirement, we would have to increase our ownership of FHLB of Cincinnati common stock by an additional $72,881 . The terms of the advances include various restrictive covenants including limitations on the acquisition of additional debt in excess of specified levels. As of September 30, 2015 , the Association was in compliance with all such covenants. The Association’s borrowing capacity at the FRB-Cleveland Discount Window was $116,776 at September 30, 2015 .

Other Comprehensive Income (Los

Other Comprehensive Income (Loss)	12 Months Ended
	Sep. 30, 2015
Equity [Abstract]
Other Comprehensive Income (Loss)	OTHER COMPREHENSIVE INCOME (LOSS) The change in accumulated other comprehensive income (loss) by component is as follows: Unrealized gains (losses) on securities available for sale Defined Benefit Plan Total Fiscal year 2013 activity Balance at September 30, 2012 $ 2,610 $ (8,526 ) $ (5,916 ) Other comprehensive income (loss) before reclassifications, net of tax benefit of $1,916 (4,746 ) 1,188 (3,558 ) Amounts reclassified from accumulated other comprehensive income (loss), net of tax expense of $468 — 870 870 Other comprehensive income (loss) (4,746 ) 2,058 (2,688 ) Balance at September 30, 2013 $ (2,136 ) $ (6,468 ) $ (8,604 ) Fiscal year 2014 activity Other comprehensive income (loss) before reclassifications, net of tax benefit of $1,504 1,223 (4,017 ) (2,794 ) Amounts reclassified from accumulated other comprehensive income (loss), net of tax expense of $326 (179 ) 785 606 Other comprehensive income (loss) 1,044 (3,232 ) (2,188 ) Balance at September 30, 2014 $ (1,092 ) $ (9,700 ) $ (10,792 ) Fiscal year 2015 activity Other comprehensive income (loss) before reclassifications, net of tax benefit of $1,490 3,018 (5,785 ) (2,767 ) Amounts reclassified from accumulated other comprehensive income (loss), net of tax expense of $265 — 494 494 Other comprehensive income (loss) 3,018 (5,291 ) (2,273 ) Balance at September 30, 2015 $ 1,926 $ (14,991 ) $ (13,065 ) The following table presents the reclassification adjustment out of accumulated other comprehensive income (loss) included in net income and the corresponding line item on the consolidated statements of income for the periods indicated: Details about Accumulated Other Comprehensive Income Components For the Years Ended September 30, Line Item in the Statement of Income 2015 2014 2013 Securities available for sale: Net realized gain on securities available for sale $ — $ (276 ) $ — Other Income tax — 97 — Income tax expense Net of income tax $ — $ (179 ) $ — Amortization of pension plan: Actuarial loss $ 759 $ 296 556 (a) Realized loss due to settlement — 912 782 (a) Income tax (265 ) (423 ) (468 ) Income tax expense Net of income tax 494 785 870 Total reclassifications for the period $ 494 $ 606 $ 870 (a) These items are included in the computation of net period pension cost. See Note 13. Employee Benefit Plans for additional disclosure.

Income Taxes

Income Taxes	12 Months Ended
	Sep. 30, 2015
Income Tax Expense (Benefit), Continuing Operations [Abstract]
Income Taxes	INCOME TAXES The components of the income tax provision are as follows: Year Ended September 30, 2015 2014 2013 Current tax expense: Federal $ 27,056 $ 22,983 $ 19,751 State 564 324 165 Deferred tax expense (benefit): Federal 9,605 9,659 6,486 State (421 ) — — Income tax provision $ 36,804 $ 32,966 $ 26,402 Reconciliation from tax at the statutory rate to the income tax provision is as follows: Year Ended September 30, 2015 2014 2013 Tax at statutory rate 35.0 % 35.0 % 35.0 % State tax, net 0.1 0.2 0.1 Non-taxable income from bank owned life insurance contracts (2.4 ) (2.3 ) (2.7 ) Other, net 0.9 0.4 (0.3 ) Income tax provision 33.6 % 33.3 % 32.1 % Temporary differences between the financial statement carrying amounts and tax basis of assets and liabilities that gave rise to significant portions of net deferred taxes relate to the following: September 30, 2015 2014 Deferred tax assets: Loan loss reserve $ 33,767 $ 39,745 Deferred compensation 12,536 12,843 Pension 4,931 2,895 Property, equipment and software basis difference 2,466 2,460 Other 3,158 2,453 Total deferred tax assets 56,858 60,396 Deferred tax liabilities: FHLB stock basis difference 7,808 7,696 Mortgage servicing rights 1,194 1,110 Goodwill 3,431 3,406 Deferred loan costs, net of fees 8,095 4,470 Other 2,690 2,114 Total deferred tax liabilities 23,218 18,796 Net deferred tax asset $ 33,640 $ 41,600 In the accompanying statement of condition the net deferred tax asset is included in Other assets. A valuation allowance is established to reduce deferred tax assets if it is more likely than not that the related tax benefits will not be realized. The ultimate realization of deferred tax assets is dependent upon the generation of future taxable income during the periods in which those temporary differences become deductible. There was no valuation allowance required at September 30, 2015 or 2014 . Retained earnings at September 30, 2015 and 2014 included approximately $104,861 for which no provision for federal or state income tax has been made. This amount represents allocations of income during years prior to 1988 to bad debt deductions for tax purposes only. These qualifying and nonqualifying base year reserves and supplemental reserves will be recaptured into income in the event of certain distributions and redemptions. Such recapture would create income for tax purposes only, which would be subject to the then current corporate income tax rate. However, recapture would not occur upon the reorganization, merger, or acquisition of the Association, nor if the Association is merged or liquidated tax-free into a bank or undergoes a charter change. If the Association fails to qualify as a bank or merges into a nonbank entity, these reserves will be recaptured into income. The provisions of Accounting for Uncertainty in Income Taxes, codified within FASB ASC 740 “Income Taxes,” prescribe a recognition threshold and measurement attribute for the financial statement recognition and measurement for a tax position taken or expected to be taken in a tax return. FASB ASC 740 also provides guidance on derecognition, classification, interest and penalties, accounting in interim periods, disclosure and transition. Tax positions must meet a more-likely-than-not recognition threshold in order for the related tax benefit to be recognized or continue to be recognized. As of September 30, 2015 , 2014 and 2013 , the Company had no unrecognized tax benefits. The Company does not anticipate the total amount of unrecognized tax benefits to significantly change within the next 12 months. The Company recognizes interest and penalties on income tax assessments or income tax refunds, where applicable, in the financial statements as a component of its provision for income taxes. The Company recognized interest expense (benefit) of $0 , $1 and $(186) , net of tax, during the years ended September 30, 2015 , 2014 and 2013 , respectively. Total interest accrued was $0 at September 30, 2015 and 2014 . The Company and its subsidiaries file income tax returns in the U.S. federal jurisdiction and various state and city jurisdictions. With few exceptions, the Company is no longer subject to income tax examinations in its major jurisdictions for tax years prior to 2012.

Employee Benefit Plans

Employee Benefit Plans	12 Months Ended
	Sep. 30, 2015
Defined Benefit Pension Plans and Defined Benefit Postretirement Plans Disclosure [Abstract]
Employee Benefit Plans	EMPLOYEE BENEFIT PLANS Defined Benefit Plan — The Third Federal Savings Retirement Plan (the “Plan”) is a defined benefit pension plan. Effective December 31, 2002, the Plan was amended to limit participation to employees who met the Plan’s eligibility requirements on that date. Effective December 31, 2011, the Plan was amended to freeze future benefit accruals for participants in the Plan. After December 31, 2002, employees not participating in the Plan, upon meeting the applicable eligibility requirements, and those eligible participants who no longer receive service credits under the Plan, participate in a separate tier of the Company’s defined contribution 401(k) Savings Plan. Benefits under the Plan are based on years of service and the employee’s average annual compensation (as defined in the Plan) through December 31, 2011. The funding policy of the Plan is consistent with the funding requirements of U.S. federal and other governmental laws and regulations. In fiscal year 2014, a settlement adjustment was recognized as a result of lump sum payments exceeding the sum of interest and service costs for the year. The following table sets forth the change in projected benefit obligation for the defined benefit plan: September 30, 2015 2014 Projected benefit obligation at beginning of year $ 73,482 $ 68,044 Interest cost 3,130 3,204 Actuarial loss and other 3,926 7,527 Settlement — (4,491 ) Benefits paid (3,803 ) (802 ) Projected benefit obligation at end of year $ 76,735 $ 73,482 The following table reconciles the beginning and ending balances of the fair value of Plan assets and presents the funded status of the Plan recognized in the statement of condition at the September 30 measurement dates: September 30, 2015 2014 Fair value of plan assets at beginning of the year $ 63,212 $ 60,937 Actual return on plan assets (560 ) 5,568 Employer contributions 2,000 2,000 Benefits paid (3,803 ) (802 ) Settlement — (4,491 ) Fair value of plan assets at end of year $ 60,849 $ 63,212 Funded status of the plan—asset (liability) $ (15,886 ) $ (10,270 ) The components of net periodic benefit cost recognized in the statement of income are as follows: Year Ended September 30, 2015 2014 2013 Interest Cost 3,130 3,204 2,938 Expected return on plan assets (4,414 ) (4,221 ) (4,116 ) Amortization of net loss and other 759 296 556 Recognized net loss due to settlement — 912 782 Net periodic benefit (income) cost $ (525 ) $ 191 $ 160 There were no required minimum employer contributions during the twelve months ended September 30, 2015 . The Company made a voluntary contribution of $2,000 during the fiscal year. Plan assets carried at fair value are classified into one of the three levels of the fair value hierarchy based on an assessment of inputs used in the valuation techniques. See Note. 16 Fair Value for additional information about fair value measurements, the fair value hierarchy, and a description of the inputs used within each level of the hierarchy. Plan assets consist of investments in pooled separate accounts that invest in mutual funds, equity securities, debt securities, or real estate investments. Pooled separate accounts are valued at net asset value of shares held by the Plan at the reporting date. Net asset value is categorized as a level 2 fair value measurement except when the investment so measured could not have been redeemed at net asset value as of the measurement date. At September 30, 2015 and 2014 , there were no such restrictions on Plan assets. Unless otherwise restricted, pooled separate accounts can be redeemed on a daily basis. The following tables present the fair value of Plan assets by asset category at the measurement date. September 30, Recurring Fair Value Measurements at Reporting Date Using Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Asset Category: U.S. large cap equity portfolios $ 18,339 $ — $ 18,339 $ — U.S. small/mid cap equity portfolios 4,555 — 4,555 — International equity portfolios 6,938 — 6,938 — Debt securities (1) 24,608 — 24,608 — Balanced/asset allocation portfolios 2,872 — 2,872 — Real estate investments portfolios 3,537 — 3,537 — Total $ 60,849 $ — $ 60,849 $ — Recurring Fair Value Measurements at Reporting Date Using September 30, Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Asset Category: U.S. large cap equity portfolios $ 18,830 $ — $ 18,830 $ — U.S. small/mid cap equity portfolios 4,762 — 4,762 — International equity portfolios 7,798 — 7,798 — Debt securities (1) 25,455 — 25,455 — Balanced/asset allocation portfolios 3,174 — 3,174 — Real estate investments portfolios 3,193 — 3,193 — Total $ 63,212 $ — $ 63,212 $ — ______________________ (1) Includes pooled separate accounts that invest mainly in fixed income securities such as corporate bonds, asset backed securities, commercial mortgage backed securities or in a single mutual fund. Asset allocation ranges have been established by broad asset categories to build an efficient, well-diversified portfolio. The ranges are designed to provide an appropriate balance between risk and return, while positioning Plan assets, over extended economic cycles, in a manner consistent with the long-term return assumptions used in measurements and valuations. For equity securities the target is 50% to 60% while the target for debt and real estate securities (including cash equivalents) is 40% to 50% . The following additional information is provided with respect to the Plan: September 30, 2015 2014 2013 Assumptions and dates used to determine benefit obligations: Discount rate 4.40 % 4.40 % 4.90 % Rate of compensation increase n/a n/a n/a Census date 1/1/2015 1/1/2014 1/1/2013 Assumptions used to determine net periodic benefit cost: Discount rate 4.40 % 4.90 % 4.30 % Long-term rate of return on plan assets 7.50 % 7.50 % 7.50 % Rate of compensation increase (graded scale) n/a n/a n/a The expected long-term return on assets assumption has been derived based upon the average rates of earnings expected on the funds invested to provide for Plan benefits. Management evaluates the historical performance of the various asset categories, as well as current expectations in determining the adequacy of the assumed rates of return in meeting Plan obligations. If warranted, the assumption is modified. The following table provides estimates of expected future benefit payments during each of the next five fiscal years, as well as in the aggregate for years six through ten. Additionally, the table includes the minimum employer contributions expected during the next fiscal year. Expected Benefit Payments During the Fiscal Years Ending September 30: 2016 $ 4,030 2017 3,640 2018 3,270 2019 3,820 2020 4,010 Aggregate expected benefit payments during the five fiscal year period beginning October 1, 2021, and ending September 30, 2025 $ 21,690 Minimum employer contributions expected to be paid during the fiscal year ending September 30, 2016 $ — Effective September 30, 2006, the Company adopted the provisions of FASB ASC 715 “Compensation – Retirement Benefits” which requires an employer to recognize the funded status of its Plan in the statement of financial condition by a charge to AOCI. For the fiscal years ended September 30, 2015 , 2014 , and 2013 , AOCI includes $23,063 , $14,922 , and $9,950 , respectively, of net actuarial losses, which have not been recognized as components of net periodic benefit costs as of the measurement date (there was no transition obligation at any date). The Company expects that $1,542 of net actuarial losses will be recognized as AOCI components of net periodic benefit cost during the fiscal year ended September 30, 2016 . 401(k) Savings Plan — The Company maintains a 401(k) savings plan that is comprised of three tiers. The first tier allows eligible employees to contribute up to 75% of their compensation to the plan, subject to limitations established by the Internal Revenue Service, with the Company matching 100% of up to 4% on funds contributed. The second tier permits the Company to make a profit-sharing contribution at its discretion. The first and second tiers cover substantially all employees who have reached age 21 and have worked 1,000 hours in one year of service. The third tier permits the Company to make discretionary contributions allocable to eligible employees including those eligible employees who are participants, but no longer receiving service credits, under the Company’s defined benefit pension plan. Voluntary contributions made by employees are vested at all times whereas Company contributions and Company matching contributions are subject to various vesting periods which range from immediately vested to fully vesting upon five years of service. The total of the Company’s matching and discretionary contributions related to the 401(k) savings plan for the years ended September 30, 2015 , 2014 and 2013 was $3,204 , $2,907 and $2,972 , respectively. Employee (Associate) Stock Ownership Plan — The Company established an ESOP for its employees effective January 1, 2006. The ESOP is a tax-qualified plan designed to invest primarily in the Company’s common stock and provides employees with an opportunity to receive a funded retirement benefit, based primarily on the value of the Company’s common stock. The ESOP covers all eligible employees of the Company and its wholly-owned subsidiaries. Employees are eligible to participate in the ESOP after attainment of age 18 , completion of 1,000 hours of service, and employment on the last day of the plan’s calendar year. Company contributions to the plan are at the discretion of the Board of Directors. The ESOP is accounted for in accordance with the provisions for stock compensation in FASB ASC 718 . Compensation expense for the ESOP is based on the market price of the Company’s stock and is recognized as shares are committed to be released to participants. The total compensation expense related to this plan in the 2015 , 2014 and 2013 fiscal years was $6,617 , $5,554 and $4,499 , respectively. The ESOP was authorized to purchase, and did purchase, 11,605,824 shares of the Company’s common stock at a price of $10 per share with a 2006 plan year cash contribution and the proceeds of a loan from the Company to the ESOP. The outstanding loan principal balance as of September 30, 2015 and 2014 was $69,110 and $72,644 , respectively. Shares of the Company’s common stock pledged as collateral for the loan are released from the pledge for allocation to participants as loan payments are made. At September 30, 2015 , 5,105,728 shares have been allocated to participants and 325,005 shares were committed to be released. Shares that are committed to be released will be allocated to participants at the end of the plan year (December 31). ESOP shares that are unallocated or not yet committed to be released totaled 6,175,091 at September 30, 2015 , and had a fair market value of $106,520 . Participants have the option to receive dividends on allocated shares in cash or leave the dividend in the ESOP. Dividends are reinvested in Company stock for those participants who choose to leave their dividends in the ESOP or who do not make an election. The purchase of Company stock for reinvestment of dividends is made in the open market on or about the date of the cash disbursement to the participants who opt to take dividends in cash. Dividends on unallocated shares held in the Employer Stock fund were paid to the trustee to be used to make payments on the outstanding loan obligation.

Equity Incentive Plan

Equity Incentive Plan	12 Months Ended
	Sep. 30, 2015
Disclosure of Compensation Related Costs, Share-based Payments [Abstract]
Equity Incentive Plan	EQUITY INCENTIVE PLAN At a special meeting of shareholders held on May 29, 2008, shareholders of the Company approved the TFS Financial Corporation 2008 Equity Incentive Plan (the "Equity Plan”). The Company adopted the provisions related to share-based compensation in FASB ASC 718 and FASB ASC 505, upon approval of the Equity Plan, and began to expense the fair value of all share-based compensation granted over the requisite service periods. During the year ended September 30, 2015 , the Compensation Committee of the Company’s Board of Directors approved the issuance of an additional 1,394,400 stock options and 377,100 restricted stock units to certain directors, officers and employees of the Company. The awards were made pursuant to the Equity Plan. FASB ASC 718 requires the Company to report as a financing cash flow the benefits of realized tax deductions in excess of the deferred tax benefits previously recognized for compensation expense. The Company recorded an excess tax benefit of $ 1,582 , $ 91 , and $ 0 for 2015 , 2014 and 2013 , respectively. The stock options have a contractual term of 10 years and vest over a one to seven year service period. The Company recognizes compensation expense for the fair values of these awards, which have installment vesting, on a straight-line basis over the requisite service period of the awards. Restricted stock units vest over a one to ten year service period. The product of the number of units granted and the grant date market price of the Company’s common stock determines the fair value of restricted stock units under the Equity Plan. The Company recognizes compensation expense for the fair value of restricted stock units on a straight-line basis over the requisite service period. During the years ended September 30, 2015 , 2014 and 2013 , the Company recorded $7,363 , $6,862 and $6,703 , respectively, of share-based compensation expense, comprised of stock option expense of $3,391 , $3,195 and $3,303 , respectively and restricted stock units expense of $3,972 , $3,667 and $3,400 , respectively. The tax benefit recognized in net income related to share-based compensation expense was $2,505 , $2,342 and $2,099 , respectively. The following is a summary of the status of the Company’s restricted stock units as of September 30, 2015 and changes therein during the year then ended: Number of Shares Awarded Weighted Average Grant Date Fair Value Outstanding at September 30, 2014 1,352,777 $ 10.90 Granted 377,100 14.98 Exercised (454,768 ) 9.32 Forfeited (10,484 ) 13.12 Outstanding at September 30, 2015 1,264,625 $ 12.67 Vested and exercisable, at September 30, 2015 438,703 $ 11.98 Vested and expected to vest, at September 30, 2015 1,257,462 $ 12.65 The weighted average grant date fair value of restricted stock units granted during the years ended September 30, 2015, 2014 and 2013 was $ 14.98 , $11.73 and $9.43 per share, respectively. The total fair value of restricted stock units vested during the years ended September 30, 2015 , 2014 and 2013 was $5,042 , $2,235 , and $2,921 , respectively. Expected future compensation expense relating to the non-vested restricted stock units at September 30, 2015 is $4,595 over a weighted average period of 2.34 years. The following is a summary of the Company’s stock option activity and related information for the Equity Plan for the year ended September 30, 2015 : Number of Stock Options Weighted Average Exercise Price Weighted Average Remaining Contractual Life (years) Aggregate Intrinsic Value Outstanding at September 30, 2014 6,734,075 $ 11.13 5.23 $ 21,457 Granted 1,394,400 $ 14.91 Exercised (1,093,671 ) $ 11.02 $ 4,977 Forfeited (91,034 ) $ 11.48 $ 353 Outstanding at September 30, 2015 6,943,770 $ 11.91 5.35 $ 37,110 Vested and exercisable, at September 30, 2015 5,147,768 $ 11.19 4.08 $ 31,181 Vested or expected to vest, at September 30, 2015 6,935,006 $ 11.90 5.34 $ 37,091 The fair value of the option grants was estimated on the date of grant using the Black-Scholes option-pricing model with the following weighted average assumptions. 2015 2014 Expected dividend yield 1.88 % — % Expected volatility 23.99 % 26.12 % Risk-free interest rate 1.79 % 1.77 % Expected option term (in years) 6.16 5.98 The expected dividend yield for 2015 was estimated based on the then current annualized dividend payout of $0.28 per share which was not expected to change. The expected dividend yield for 2014 was assumed to be 0% since, at the date the award was granted, no dividends had been paid since May 2010. Volatility of the company’s stock was used in the estimation of fair value. Management estimated the expected life of the options using the simplified method allowed under SEC Staff Accounting Bulletin 110, which expresses the views of the SEC regarding the use of a “simplified” method, as discussed in Staff Accounting Bulletin No. 107. The five and seven year Treasury yield in effect at the time of the grant provides the risk-free rate of return for periods within the expected term of the options. The weighted average grant date fair value of options granted during the years ended September 30, 2015 , 2014 and 2013 was $3.08 , $3.39 , and $2.64 per share, respectively. Expected future compensation expense relating to the non-vested options outstanding as of September 30, 2015 is $3,240 over a weighted average period of 2.68 years. Upon exercise of vested options, management expects to draw on treasury stock as the source of the shares. At September 30, 2015 , the number of common shares authorized for award under the Equity Plan was 23,000,000 , of which 11,815,024 shares remain available for future award.

Commitments And Contingent Liab

Commitments And Contingent Liabilities	12 Months Ended
	Sep. 30, 2015
Commitments and Contingencies Disclosure [Abstract]
Commitments And Contingent Liabilities	COMMITMENTS AND CONTINGENT LIABILITIES In the normal course of business, the Company enters into commitments with off-balance-sheet risk to meet the financing needs of its customers. Commitments to extend credit are agreements to lend to a customer as long as there is no violation of any condition established in the contract. Commitments to originate loans generally have fixed expiration dates of 60 to 360 days or other termination clauses and may require payment of a fee. Unfunded commitments related to home equity lines of credit generally expire from 5 to 10 years following the date that the line of credit was established, subject to various conditions including compliance with payment obligation, adequacy of collateral securing the line and maintenance of a satisfactory credit profile by the borrower. Since some of the commitments may expire without being drawn upon, the total commitment amounts do not necessarily represent future cash requirements. Off-balance sheet commitments to extend credit involve elements of credit risk and interest rate risk in excess of the amount recognized in the consolidated statements of condition. The Company’s exposure to credit loss in the event of nonperformance by the other party to the commitment is represented by the contractual amount of the commitment. The Company generally uses the same credit policies in making commitments as it does for on-balance-sheet instruments. Interest rate risk on commitments to extend credit results from the possibility that interest rates may have moved unfavorably from the position of the Company since the time the commitment was made. At September 30, 2015 , the Company had commitments to originate loans as follows: Fixed-rate mortgage loans $ 174,971 Adjustable-rate mortgage loans 209,017 Equity loans and lines of credit including bridge loans 31,936 Total $ 415,924 At September 30, 2015 , the Company had unfunded commitments outstanding as follows: Equity lines of credit $ 1,197,420 Construction loans 33,788 Private equity investments 12,941 Total $ 1,244,149 At September 30, 2015 , the unfunded commitment on home equity lines of credit, including commitments for accounts suspended as a result of material default or a decline in equity, is $1,358,245 . At September 30, 2015 and 2014 , the Company had $0 and $4,570 , respectively, in commitments to securitize and sell mortgage loans. In management’s opinion, the above commitments will be funded through normal operations. The Company and its subsidiaries are subject to various legal actions arising in the normal course of business. In the opinion of management, the resolution of these legal actions is not expected to have a material adverse effect on the Company’s financial condition, results of operation, or statements of cash flows.

Fair Value

Fair Value	12 Months Ended
	Sep. 30, 2015
Fair Value Disclosures [Abstract]
Fair Value	FAIR VALUE Under U.S. GAAP, fair value is defined as the price that would be received to sell an asset, or paid to transfer a liability, in an orderly transaction between market participants at the measurement date and a fair value framework is established whereby assets and liabilities measured at fair value are grouped into three levels of a fair value hierarchy, based on the transparency of inputs and the reliability of assumptions used to estimate fair value. The Company’s policy is to recognize transfers between levels of the hierarchy as of the end of the reporting period in which the transfer occurs. The three levels of inputs are defined as follows: Level 1 – quoted prices (unadjusted) for identical assets or liabilities in active markets. Level 2 – quoted prices for similar assets or liabilities in active markets, quoted prices for identical or similar assets or liabilities in markets with few transactions, or model-based valuation techniques using assumptions that are observable in the market. Level 3 – a company’s own assumptions about how market participants would price an asset or liability. As permitted under the fair value guidance in U.S. GAAP, the Company elects to measure at fair value, mortgage loans classified as held for sale that are subject to pending agency contracts to securitize and sell loans. This election is expected to reduce volatility in earnings related to market fluctuations between the contract trade and settlement dates. At September 30, 2015 and 2014 , respectively, there were $0 and $4,570 of loans held for sale, with unpaid principal balances of $0 and $4,491 , subject to pending agency contracts for which the fair value option was elected. For the years ended September 30, 2015 , 2014 and 2013 , net gain (loss) on the sale of loans includes $(111) , $14 and $(113) , respectively, related to changes during the period in the fair value of loans held for sale subject to pending agency contracts. Presented below is a discussion of the methods and significant assumptions used by the Company to estimate fair value. Investment Securities Available for Sale — Investment securities available for sale are recorded at fair value on a recurring basis. At September 30, 2015 and 2014 , respectively, this includes $585,053 and $568,868 of investments in U.S. government and agency obligations including U.S. Treasury notes and sequentially structured, highly liquid collateralized mortgage obligations issued by Fannie Mae, Freddie Mac, and Ginnie Mae. The fair values of investment securities are measured using the market approach and represent price estimates obtained from third party independent nationally recognized pricing services using pricing models or quoted prices of securities with similar characteristics. They are included in Level 2 of the hierarchy. At the time of initial measurement and, subsequently, when changes in methodologies occur, management obtains and reviews documentation of pricing methodologies used by third party pricing services to verify that prices are determined in accordance with fair value guidance in U.S. GAAP and to ensure that assets are properly classified in the fair value hierarchy. Additionally, third party pricing is reviewed on a monthly basis for reasonableness based on the market knowledge and experience of company personnel that interact daily with the markets for these types of securities. Mortgage Loans Held for Sale — The fair value of mortgage loans held for sale is estimated on an aggregate basis using a market approach based on quoted secondary market pricing for loan portfolios with similar characteristics. Loans held for sale are carried at the lower of cost or fair value except, as described above, the Company elects the fair value measurement option for mortgage loans held for sale subject to pending agency contracts to securitize and sell loans. Loans held for sale are included in Level 2 of the hierarchy. At September 30, 2015 and 2014 , respectively, there were $0 and $4,570 of loans held for sale measured at fair value and $116 and $392 of loans held for sale carried at cost. Impaired Loans — Impaired loans represent certain loans held for investment that are subject to a fair value measurement under U.S. GAAP because they are individually evaluated for impairment and that impairment is measured using a fair value measurement, such as the fair value of the underlying collateral. Impairment is measured using a market approach based on the fair value of the collateral less estimated costs to dispose for loans the Company considers to be collateral-dependent due to a delinquency status or other adverse condition severe enough to indicate that the borrower can no longer be relied upon as the continued source of repayment. These conditions are described more fully in Note 5. Loans and Allowance for Loan Losses . Fair value of the collateral is estimated using exterior appraisals in the majority of instances. Costs to dispose, derived from historical experience and recent market conditions, are considered unobservable inputs. The range and weighted average impact of these costs on the fair value of impaired loans can be found later in this note in the table that describes quantitative information about significant unobservable inputs. The excess of the recorded investment of the loan over the fair value of the collateral less costs to dispose is considered impairment loss and is recognized by a charge to the allowance for loan losses. When no impairment loss is indicated, the carrying amount is considered to approximate the fair value of that loan to the Company because contractually that is the maximum recovery the Company can expect. The recorded investment of loans individually evaluated for impairment based on the fair value of the collateral is included in Level 3 of the hierarchy with assets measured at fair value on a non-recurring basis. Loans held for investment that have been restructured in TDRs and are performing according to the restructured terms of the loan agreement are individually evaluated for impairment using the present value of future cash flows based on the loan’s effective interest rate, which is not a fair value measurement. At September 30, 2015 and 2014 , respectively, this included $103,777 and $105,954 in recorded investment of TDRs with related allowances for loss of $14,117 and $15,787 . Real Estate Owned — Real estate owned includes real estate acquired as a result of foreclosure or by deed in lieu of foreclosure and is carried at the lower of the cost basis or fair value less estimated costs to dispose. Fair value is estimated under the market approach using independent third party appraisals. As these properties are actively marketed, estimated fair values may be adjusted by management to reflect current economic and market conditions. At September 30, 2015 and 2014 , these adjustments were not significant to reported fair values. At September 30, 2015 and 2014 , respectively, $15,094 and $17,970 of real estate owned is included in Level 3 of the hierarchy with assets measured at fair value on a non-recurring basis where the cost basis equals or exceeds the estimate of fair values less costs to dispose of these properties. Real estate owned, as reported in the Consolidated Statements of Condition, includes estimated costs to dispose of $1,756 and $1,667 related to properties measured at fair value. Also included in real estate owned are $4,154 and $5,465 of properties carried at their original or adjusted cost basis at September 30, 2015 and 2014 , respectively. Derivatives — Derivative instruments include interest rate locks on commitments to originate loans for the held for sale portfolio and forward commitments on contracts to deliver mortgage loans. Derivatives are reported at fair value in other assets or other liabilities on the Consolidated Statement of Condition with changes in value recorded in current earnings. Fair value is estimated using a market approach based on quoted secondary market pricing for loan portfolios with characteristics similar to loans underlying the derivative contracts. The fair value of interest rate lock commitments is adjusted by a closure rate based on the estimated percentage of commitments that will result in closed loans. The range and weighted average impact of the closure rate is included in quantitative information about significant unobservable inputs later in this note. A significant change in the closure rate may result in a significant change in the ending fair value measurement of these derivatives relative to their total fair value. Because the closure rate is a significantly unobservable assumption, interest rate lock commitments are included in Level 3 of the hierarchy. Forward commitments on contracts to deliver mortgage loans are included in Level 2 of the hierarchy. Assets and liabilities carried at fair value on a recurring basis in the Consolidated Statements of Condition at September 30, 2015 and 2014 are summarized below. There were no liabilities carried at fair value on a recurring basis at September 30, 2015. Recurring Fair Value Measurements at Reporting Date Using September 30, Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Assets Investment securities available for sale: U.S. government and agency obligations $ 2,002 $ — $ 2,002 $ — REMIC’s 572,451 — 572,451 — Fannie Mae certificates 10,600 — 10,600 — Derivatives: Interest rate lock commitments 79 — — 79 Total $ 585,132 $ — $ 585,053 $ 79 Recurring Fair Value Measurements at Reporting Date Using September 30, Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Assets Investment securities available for sale: U.S. government and agency obligations $ 2,023 $ — $ 2,023 $ — REMIC’s 555,607 — 555,607 — Fannie Mae certificates 11,238 — 11,238 — Mortgage loans held for sale 4,570 — 4,570 — Derivatives: Interest rate lock commitments 59 — — 59 Total $ 573,497 $ — $ 573,438 $ 59 Liabilities Derivatives: Forward commitments for the sale of mortgage loans 14 — 14 — Total $ 14 $ — $ 14 $ — The table below presents a reconciliation of the beginning and ending balances and the location within the Consolidated Statements of Income where gains due to changes in fair value are recognized on interest rate lock commitments which are measured at fair value on a recurring basis using significant unobservable inputs (Level 3). Interest Rate Lock Commitments Year Ended September 30, 2015 2014 2013 Beginning balance $ 59 $ 158 $ 404 Gain (loss) during the period due to changes in fair value: Included in other non-interest income 20 (99 ) (246 ) Ending balance $ 79 $ 59 $ 158 Change in unrealized gains for the period included in earnings for assets held at end of the reporting date $ 79 $ 59 $ 158 Summarized in the tables below are those assets measured at fair value on a nonrecurring basis. This includes loans held for investment that are individually evaluated for impairment, excluding performing TDRs valued using the present value of cash flow method, and properties included in real estate owned that are carried at fair value less estimated costs to dispose at the reporting date. Nonrecurring Fair Value Measurements at Reporting Date Using September 30, Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Impaired loans, net of allowance $ 108,194 $ — $ — $ 108,194 Real estate owned (1) 15,094 — — 15,094 Total $ 123,288 $ — $ — $ 123,288 ______________________ (1) Amounts represent fair value measurements of properties before deducting estimated costs to dispose. Nonrecurring Fair Value Measurements at Reporting Date Using September 30, Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Impaired loans, net of allowance $ 127,432 $ — $ — $ 127,432 Real estate owned (1) 17,970 — — 17,970 Total $ 145,402 $ — $ — $ 145,402 ______________________ (1) Amounts represent fair value measurements of properties before deducting estimated costs to dispose. The following provides quantitative information about significant unobservable inputs categorized within Level 3 of the Fair Value Hierarchy. Fair Value Weighted 9/30/2015 Valuation Technique(s) Unobservable Input Range Average Impaired loans, net of allowance $108,194 Market comparables of collateral discounted to estimated net proceeds Discount appraised value to estimated net proceeds based on historical experience: • Residential Properties 0 - 24% 8.0% Interest rate lock commitments $79 Quoted Secondary Market pricing Closure rate 0 - 100% 78.7% Fair Value Weighted 9/30/2014 Valuation Technique(s) Unobservable Input Range Average Impaired loans, net of allowance $127,432 Market comparables of collateral discounted to estimated net proceeds Discount appraised value to estimated net proceeds based on historical experience: • Residential Properties 0 - 24% 8.3% Interest rate lock commitments $59 Quoted Secondary Market pricing Closure rate 0 - 100% 76.0% The following table presents the estimated fair value of the Company’s financial instruments. The estimated fair value amounts have been determined by the Company using available market information and appropriate valuation methodologies. However, considerable judgment is required to interpret market data to develop the estimates of fair value. Accordingly, the estimates presented herein are not necessarily indicative of the amounts the Company could realize in a current market exchange. The use of different market assumptions and/or estimation methodologies may have a material effect on the estimated fair value amounts. September 30, 2015 Carrying Estimated Fair Value Amount Total Level 1 Level 2 Level 3 Assets: Cash and due from banks $ 22,428 $ 22,428 $ 22,428 $ — $ — Interest earning cash equivalents 132,941 132,941 132,941 — — Investment securities available for sale 585,053 585,053 — 585,053 — Mortgage loans held for sale 116 119 — 119 — Loans-net: Mortgage loans held for investment 11,184,115 11,650,701 — — 11,650,701 Other loans 3,468 3,645 — — 3,645 Federal Home Loan Bank stock 69,470 69,470 N/A — — Private equity investments 255 255 — — 255 Accrued interest receivable 32,490 32,490 — 32,490 — Derivatives 79 79 — — 79 Liabilities: NOW and passbook accounts $ 2,605,391 $ 2,605,391 $ — $ 2,605,391 $ — Certificates of deposit 5,680,467 5,634,860 — 5,634,860 — Borrowed funds 2,168,627 2,196,476 — 2,196,476 — Borrowers’ advances for taxes and insurance 86,292 86,292 — 86,292 — Principal, interest and escrow owed on loans serviced 49,493 49,493 — 49,493 — September 30, 2014 Carrying Estimated Fair Value Amount Total Level 1 Level 2 Level 3 Assets: Cash and due from banks $ 26,886 $ 26,886 $ 26,886 $ — $ — Interest earning cash equivalents 154,517 154,517 154,517 — — Investment securities available for sale 568,868 568,868 — 568,868 — Mortgage loans held for sale 4,962 4,974 — 4,974 — Loans-net: Mortgage loans held for investment 10,625,966 10,876,564 — — 10,876,564 Other loans 4,721 4,894 — — 4,894 Federal Home Loan Bank stock 40,411 40,411 N/A — — Private equity investments 551 551 — — 551 Accrued interest receivable 31,952 31,952 — 31,952 — Derivatives 59 59 — — 59 Liabilities: NOW and passbook accounts $ 2,652,246 $ 2,652,246 $ — $ 2,652,246 $ — Certificates of deposit 6,001,632 5,875,499 — 5,875,499 — Borrowed funds 1,138,639 1,139,647 — 1,139,647 — Borrowers’ advances for taxes and insurance 76,266 76,266 — 76,266 — Principal, interest and escrow owed on loans serviced 54,670 54,670 — 54,670 — Derivatives 14 14 — 14 — Presented below is a discussion of the valuation techniques and inputs used by the Company to estimate fair value. Cash and Due from Banks, Interest Earning Cash Equivalents — The carrying amount is a reasonable estimate of fair value. Investment and Mortgage-Backed Securities — Estimated fair value for investment and mortgage-backed securities is based on quoted market prices, when available. If quoted prices are not available, management will use as part of their estimation process fair values which are obtained from third party independent nationally recognized pricing services using pricing models, quoted prices of securities with similar characteristics, or discounted cash flows. Mortgage Loans Held for Sale — Fair value of mortgage loans held for sale is based on quoted secondary market pricing for loan portfolios with similar characteristics. Loans — For mortgage loans held for investment and other loans, fair value is estimated by discounting contractual cash flows adjusted for prepayment estimates using the current rates at which similar loans would be made to borrowers with similar credit ratings and for the same remaining term. The use of current rates to discount cash flows reflects current market expectations with respect to credit exposure. Impaired loans are measured at the lower of cost or fair value as described earlier in this footnote. Federal Home Loan Bank Stock — It is not practical to estimate the fair value of FHLB stock due to restrictions on its transferability. The fair value is estimated to be the carrying value, which is par. All transactions in capital stock of the FHLB Cincinnati are executed at par. Private Equity Investments — Private equity investments are initially valued based upon transaction price. The carrying value is subsequently adjusted when it is considered necessary based on current performance and market conditions. The carrying values are adjusted to reflect expected exit values. These investments are included in Other Assets in the accompanying Consolidated Statements of Condition at fair value. Deposits — The fair value of demand deposit accounts is the amount payable on demand at the reporting date. The fair value of fixed-maturity certificates of deposit is estimated using discounted cash flows and rates currently offered for deposits of similar remaining maturities. Borrowed Funds — Estimated fair value for borrowed funds is estimated using discounted cash flows and rates currently charged for borrowings of similar remaining maturities. Accrued Interest Receivable, Borrowers’ Advances for Insurance and Taxes, and Principal, Interest and Related Escrow Owed on Loans Serviced — The carrying amount is a reasonable estimate of fair value. Derivatives — Fair value is estimated based on the valuation techniques and inputs described earlier in this footnote.

Derivative Instruments

Derivative Instruments	12 Months Ended
	Sep. 30, 2015
Summary of Derivative Instruments [Abstract]
Derivative Instruments	DERIVATIVE INSTRUMENTS The Company has entered into forward commitments for the sale of mortgage loans principally to protect against the risk of adverse interest rate movements on net income. The Company recognizes the fair value of the contracts when the characteristics of those contracts meet the definition of a derivative. These derivatives are not designated in a hedging relationship; therefore, gains and losses are recognized immediately in the statement of income. In addition, the Company enters into commitments to originate a portion of its loans, which when funded, are classified as held for sale. Such commitments meet the definition of a derivative and are not designated in a hedging relationship; therefore, gains and losses are recognized immediately in the statement of income. The Company had no derivatives designated as hedging instruments under FASB ASC 815, “Derivatives and Hedging,” at September 30, 2015 or 2014 . The following tables provide the locations within the Consolidated Statements of Condition and the fair values for derivatives not designated as hedging instruments. Asset Derivatives At September 30, 2015 At September 30, 2014 Location Fair Value Location Fair Value Interest rate lock commitments Other Assets $ 79 Other Assets $ 59 Liability Derivatives At September 30, 2015 At September 30, 2014 Location Fair Value Location Fair Value Forward commitments for the sale of mortgage loans Other Liabilities $ — Other Liabilities $ 14 The following table summarizes the location and amount of the gains and losses recognized within the Consolidated Statements of Income on derivative instruments not designated as hedging instruments. Location of Gain or (Loss) Recognized in Income Amount of Gain or (Loss) Recognized in Income on Derivative Year Ended September 30, 2015 2014 2013 Interest rate lock commitments Other non-interest income $ 20 $ (99 ) $ (246 ) Forward commitments for the sale of mortgage loans Net gain (loss) on the sale of loans 14 (8 ) 237 Total $ 34 $ (107 ) $ (9 )

Parent Company Only Financial S

Parent Company Only Financial Statements	12 Months Ended
	Sep. 30, 2015
Condensed Financial Information of Parent Company Only Disclosure [Abstract]
Parent Company Only Financial Statements	PARENT COMPANY ONLY FINANCIAL STATEMENTS The following condensed financial statements for TFS Financial Corporation (parent company only) reflect the investments in, and transactions with, its wholly-owned subsidiaries. Intercompany activity is eliminated in the consolidated financial statements. September 30, 2015 2014 Statements of Condition Assets: Cash and due from banks $ 2,099 $ 2,099 Other loans: Demand loan due from Third Federal Savings and Loan 33,651 155,908 Employee Stock Ownership Plan (ESOP) loan receivable 69,110 72,644 Accrued interest receivable 120 1,281 Investments in: Third Federal Savings and Loan 1,597,791 1,579,414 Non-thrift subsidiaries 78,679 78,347 Prepaid federal and state taxes 58 2,177 Deferred income taxes 3,246 2,985 Other assets 6,577 5,463 Total assets $ 1,791,331 $ 1,900,318 Liabilities and shareholders’ equity: Line of credit due non-thrift subsidiary $ 58,361 $ 57,188 Accrued expenses and other liabilities 3,600 3,673 Total liabilities 61,961 60,861 Preferred stock, $0.01 par value, 100,000,000 shares authorized, none issued and outstanding — — Common stock, $0.01 par value, 700,000,000 shares authorized; 332,318,750 shares issued; 290,882,379 and 301,654,581 outstanding at September 30, 2015 and September 30, 2014, respectively 3,323 3,323 Paid-in capital 1,707,629 1,702,441 Treasury stock, at cost; 41,436,371 and 30,664,169 shares at September 30, 2015 and September 30, 2014, respectively (548,557 ) (379,109 ) Unallocated ESOP shares (61,751 ) (66,084 ) Retained earnings—substantially restricted 641,791 589,678 Accumulated other comprehensive loss (13,065 ) (10,792 ) Total shareholders’ equity 1,729,370 1,839,457 Total liabilities and shareholders’ equity $ 1,791,331 $ 1,900,318 Years Ended September 30, 2015 2014 2013 Statements of Comprehensive Income Interest income: Demand loan due from Third Federal Savings and Loan $ 139 $ 166 $ 203 ESOP loan 2,276 2,388 2,499 Total interest income 2,415 2,554 2,702 Interest expense: Borrowed funds from non-thrift subsidiaries 253 168 116 Total interest expense 253 168 116 Net interest income 2,162 2,386 2,586 Non-interest income: Intercompany service charges 218 600 600 Dividend from Third Federal Savings and Loan 66,000 85,000 — Total other income 66,218 85,600 600 Non-interest expenses: Salaries and employee benefits 6,216 5,921 6,015 Professional services 997 1,014 904 Office property and equipment 13 13 13 Other operating expenses 255 380 40 Total non-interest expenses 7,481 7,328 6,972 Income (loss) before income taxes 60,899 80,658 (3,786 ) Income tax benefit (2,583 ) (1,870 ) (1,715 ) Income (loss) before undistributed earnings of subsidiaries 63,482 82,528 (2,071 ) Equity in undistributed earnings of subsidiaries (dividend in excess of earnings): Third Federal Savings and Loan 8,777 (16,974 ) 57,516 Non-thrift subsidiaries 332 337 514 Net income 72,591 65,891 55,959 Change in net unrealized gains (losses) on securities available for sale 3,018 1,044 (4,746 ) Change in pension obligation (5,291 ) (3,232 ) 2,058 Total other comprehensive (loss) income (2,273 ) (2,188 ) (2,688 ) Total comprehensive income $ 70,318 $ 63,703 $ 53,271 Years Ended September 30, 2015 2014 2013 Statements of Cash Flows Cash flows from operating activities: Net income $ 72,591 $ 65,891 $ 55,959 Adjustments to reconcile net income to net cash provided by operating activities: (Equity in undistributed earnings of subsidiaries) dividend in excess of earnings: Third Federal Savings and Loan (8,777 ) 16,974 (57,516 ) Non-thrift subsidiaries (332 ) (337 ) (514 ) Deferred income taxes (261 ) (491 ) (960 ) ESOP and Stock-based compensation expense 2,107 2,879 3,010 Net decrease (increase) in interest receivable and other assets 2,166 (215 ) (561 ) Net increase (decrease) in accrued expenses and other liabilities 107 (193 ) 874 Other — — 6 Net cash provided by operating activities 67,601 84,508 298 Cash flows from investing activities: Proceeds from principal repayments and maturities of securities available for sale — — 385 Decrease (increase) in balances lent to Third Federal Savings and Loan 122,257 14,160 (5,553 ) Net cash provided by (used in) investing activities 122,257 14,160 (5,168 ) Cash flows from financing activities: Principal reduction of ESOP loan 3,534 3,422 3,315 Purchase of treasury shares (172,546 ) (101,363 ) — Dividends paid to common shareholders (19,490 ) (4,886 ) — Excess tax benefit related to stock-based compensation 1,582 91 — Acquisition of treasury shares through net settlement for taxes (4,111 ) — — Net increase in borrowings from non-thrift subsidiaries 1,173 4,068 1,948 Net cash (used in) provided by financing activities (189,858 ) (98,668 ) 5,263 Net increase in cash and cash equivalents — — 393 Cash and cash equivalents—beginning of year 2,099 2,099 1,706 Cash and cash equivalents—end of year $ 2,099 $ 2,099 $ 2,099

Earnings Per Share

Earnings Per Share	12 Months Ended
	Sep. 30, 2015
Earnings Per Share [Abstract]
Earnings Per Share	EARNINGS PER SHARE Basic earnings per share is the amount of earnings available to each share of common stock outstanding during the reporting period. Diluted earnings per share is the amount of earnings available to each share of common stock outstanding during the reporting period adjusted to include the effect of potentially dilutive common shares. For purposes of computing earnings per share amounts, outstanding shares include shares held by the public, shares held by the ESOP that have been allocated to participants or committed to be released for allocation to participants, the 227,119,132 shares held by Third Federal Savings, MHC, and, for purposes of computing dilutive earnings per share, stock options and restricted stock units with a dilutive impact. Unvested shares awarded pursuant to the Company's restricted stock plans are treated as participating securities in the computation of EPS pursuant to the two-class method as they contain nonforfeitable rights to dividends. The two-class method is an earnings allocation that determines EPS for each class of common stock and participating security. At September 30, 2015 and 2014 , respectively, the ESOP held 6,175,091 and 6,608,430 shares that were neither allocated to participants nor committed to be released to participants. The following is a summary of the Company’s earnings per share calculations. For the Year Ended September 30, 2015 Income Shares Per share amount (Dollars in thousands, except per share data) Net income $ 72,591 Less: income allocated to restricted stock units 626 Basic earnings per share: Income available to common shareholders 71,965 289,935,861 $ 0.25 Diluted earnings per share: Effect of dilutive potential common shares 2,274,556 Income available to common shareholders $ 71,965 292,210,417 $ 0.25 For the Year Ended September 30, 2014 Income Shares Per share amount (Dollars in thousands, except per share data) Net income $ 65,891 Less: income allocated to restricted stock units 384 Basic earnings per share: Income available to common shareholders 65,507 298,974,062 $ 0.22 Diluted earnings per share: Effect of dilutive potential common shares 1,582,705 Income available to common shareholders $ 65,507 300,556,767 $ 0.22 For the Year Ended September 30, 2013 Income Shares Per share amount (Dollars in thousands, except per share data) Net income $ 55,959 Less: income allocated to restricted stock units 286 Basic earnings per share: Income available to common shareholders 55,673 301,832,758 $ 0.18 Diluted earnings per share: Effect of dilutive potential common shares 914,008 Income available to common shareholders $ 55,673 302,746,766 $ 0.18 The following is a summary of outstanding stock options and restricted stock units that are excluded from the computation of diluted earnings per share because their inclusion would be anti-dilutive. For the Year Ended September 30, 2015 2014 2013 Options to purchase shares 1,382,900 829,300 5,297,050 Restricted stock units — — 20,000

Related Party Transactions

Related Party Transactions	12 Months Ended
	Sep. 30, 2015
Related Party Transactions [Abstract]
Related Party Transactions	RELATED PARTY TRANSACTIONS The Company has made loans and extensions of credit, in the ordinary course of business, to certain Directors. These loans were under normal credit terms, including interest rate and collateralization, and do not represent more than the normal risk of collection. The aggregate amount of loans to such related parties at September 30, 2015 and 2014 was $189 and $197 , respectively. None of these loans were past due, considered impaired or on nonaccrual at September 30, 2015 .

Recent Accounting Pronouncement

Recent Accounting Pronouncements	12 Months Ended
	Sep. 30, 2015
New Accounting Pronouncements and Changes in Accounting Principles [Abstract]
Recent Accounting Pronouncements	RECENT ACCOUNTING PRONOUNCEMENTS Pending as of September 30, 2015 In May 2015, the FASB issued ASU 2015-07 Fair Value Measurement (Topic 820) Disclosures for Investments in Certain Entities That Calculate Net Asset Value per Share. Under this amendment, investments for which fair value is measured at net value per share (or its equivalent) using the practical expedient should not be categorized in the fair value hierarchy. Entities will continue to provide information helpful to understanding the nature and risks of these investments and whether the investments, if sold, are probable of being sold at amounts different from net asset value. The amendments in this Update are effective for public companies for fiscal years beginning after December 15, 2015, and interim periods within those fiscal years. Early adoption is permitted. The adoption of ASU 2015-07 is not expected to have a material impact on the Company's consolidated financial statements. In February 2015, the FASB issued ASU 2015-02, Consolidation (Topic 810) Amendments to the Consolidation Analysis. This amendment modifies the consolidation model for reporting legal entities under both the variable interest model and the voting interest model. This ASU will require all legal entities to reevaluate previous consolidation conclusions under the revised model and will be effective for annual periods beginning after December 15, 2015. Early adoption is permitted. A reporting entity may apply the ASU by using a modified retrospective approach (by recording a cumulative-effect adjustment to equity as of the beginning of the year of adoption) or a full retrospective approach (by restating all periods presented). The Company is currently evaluating the impact of adopting the amendments on its consolidated financial statements. In May 2014, the FASB issued ASU 2014-09, Revenue from Contracts with Customers (Topic 606), affecting any entity that either enters into contracts with customers to transfer goods or services or enters into contracts for the transfer of nonfinancial assets unless those contracts are within the scope of other standards. ASC Topic 606 does not apply to rights or obligations associated with financial instruments. The core principle of the guidance is that an entity should recognize revenue to depict the transfer of promised goods or services to customers in an amount that reflects the consideration to which the entity expects to be entitled in exchange for those goods or services. An entity should disclose sufficient information to enable users of financial statements to understand the nature, amount, timing and uncertainty of revenue and cash flows arising from contracts with customers. In August, 2015, the FASB issued ASU 2015-14 which deferred the effective dates of ASU 2014-09 by one year, permitting public entities to apply this guidance to annual reporting periods and interim period within those annual periods beginning after December 15, 2017. The Company is currently evaluating the impact of adopting the amendments on its consolidated financial statements. In January 2014, the FASB issued ASU 2014-04, Receivables - Troubled Debt Restructurings by Creditors (Subtopic 310-40), Reclassification of Residential Real Estate Collateralized Consumer Mortgage Loans upon Foreclosure, to reduce diversity by clarifying when an in-substance repossession or foreclosure occurs, that is, when a creditor should be considered to have received physical possession of residential real estate property collateralizing a consumer mortgage loan such that the loan receivable should be derecognized and the real estate property recognized. The amendments require interim and annual disclosure of both (1) the amount of foreclosed residential real estate property held by the creditor and (2) the recorded investment in consumer mortgage loans collateralized by residential real estate property that are in the process of foreclosure according to local requirements of the applicable jurisdiction. The amendments will be adopted by the Company on October 1, 2015. The only impact of these amendments on the Company's consolidated financial statements will be an additional disclosure in the Loan and Allowance for Loan Losses footnote. The Company's timing for derecognition of the receivable and the recognition of the real estate property clarified in these amendments will not change as a result of this amendment. Adopted in fiscal year ended September 30, 2015 FASB ASU 2014-01, Accounting for Investments in Qualified Affordable Housing Projects, which was issued in January 2014, permits entities to make an accounting policy election to account for investments in qualified affordable housing projects using the proportional amortization method if certain conditions are met. Under the proportional amortization method, an entity amortizes the initial cost of the investment in proportion to the tax credits and other tax benefits received and recognizes the net investment performance in the income statements as a component of income tax expense or benefit. The company early adopted the amendments in ASC 323-740 related to investments in Qualified Affordable Housing Projects for the quarter ended March 31, 2015, to utilize the proportional amortization method for a recent tax credit investment. The adoption of ASU 2014-1 did not have a material impact on the Company's consolidated financial statements. Related disclosures are included in Note 7. Income Taxes. The Company has determined that all other recently issued accounting pronouncements will not have a material impact on the Company's consolidated financial statements or do not apply to its operations.

Selected Quarterly Data (Unaudi

Selected Quarterly Data (Unaudited)	12 Months Ended
	Sep. 30, 2015
Selected Quarterly Financial Information [Abstract]
Selected Quarterly Data (Unaudited)	SELECTED QUARTERLY DATA (UNAUDITED) The following tables are a summary of certain quarterly financial data for the fiscal years ended September 30, 2015 and 2014 . Fiscal 2015 Quarter Ended December 31 March 31 June 30 September 30 (In thousands, except per share data) Interest income $ 95,736 $ 95,647 $ 95,672 $ 96,422 Interest expense 28,600 28,225 28,083 28,442 Net interest income 67,136 67,422 67,589 67,980 Provision for loan losses 2,000 1,000 — (6,000 ) Net interest income after provision for loan losses 65,136 66,422 67,589 73,980 Non-interest income 5,953 5,895 6,126 6,286 Non-interest expense 45,973 48,829 47,819 45,371 Income before income tax 25,116 23,488 25,896 34,895 Income tax expense 8,472 7,822 8,638 11,872 Net income $ 16,644 $ 15,666 $ 17,258 $ 23,023 Earnings per share—basic and diluted $ 0.06 $ 0.05 $ 0.06 $ 0.08 Fiscal 2014 Quarter Ended December 31 March 31 June 30 September 30 (In thousands, except per share data) Interest income $ 93,019 $ 93,345 $ 93,756 $ 94,564 Interest expense 25,224 24,311 25,884 27,832 Net interest income 67,795 69,034 67,872 66,732 Provision for loan losses 6,000 5,000 4,000 4,000 Net interest income after provision for loan losses 61,795 64,034 63,872 62,732 Non-interest income 5,078 5,534 5,710 5,578 Non-interest expense 42,859 44,931 42,849 44,837 Income before income tax 24,014 24,637 26,733 23,473 Income tax expense 7,990 8,252 9,102 7,622 Net income $ 16,024 $ 16,385 $ 17,631 $ 15,851 Earnings per share—basic and diluted $ 0.05 $ 0.05 $ 0.06 $ 0.05 Per share amounts for the full fiscal year, as reported in the Consolidated Statements of Income may differ from the totals of the four fiscal quarters as presented above, due to rounding.

Description Of Business And S31

Description Of Business And Summary Of Significant Accounting Policies (Policy)	12 Months Ended
	Sep. 30, 2015
Accounting Policies [Abstract]
Business	Business —TFS Financial Corporation, a federally chartered stock holding company, conducts its principal activities through its wholly owned subsidiaries. The principal line of business of the Company is retail consumer banking, including mortgage lending, deposit gathering, and other insignificant financial services. Third Federal Savings and Loan Association of Cleveland, MHC, its federally chartered mutual holding company parent, owned 78.08% of the outstanding shares of common stock of the Company at September 30, 2015 . The Company’s primary operating subsidiaries include the Association and Third Capital, Inc. The Association is a federal savings association, which provides retail loan and savings products to its customers in Ohio and Florida, through its 38 full-service branches, eight loan production offices, customer service call center and internet site. The Association also provides savings products and first mortgage refinance loans and home equity lines of credit in states outside of its branch footprint. Third Capital, Inc. was formed to hold non-thrift investments and subsidiaries, which include a limited liability company that acquires and manages commercial real estate.
Principles of Consolidation	Principles of Consolidation —The consolidated financial statements of the Company include the accounts of TFS Financial Corporation and its wholly owned subsidiaries. Intercompany balances and transactions have been eliminated in consolidation.
Cash and Cash Equivalents	Cash and Cash Equivalents —Cash and cash equivalents consist of working cash on hand, and demand and interest bearing deposits at other financial institutions with maturities of three months or less. For purposes of reporting cash flows, cash and cash equivalents also includes federal funds sold. The Company has acknowledged informal agreements with banks where it maintains deposits. Under these agreements, service fees charged to the Company are waived provided certain average compensating balances are maintained throughout each month.
Investment Securities	Investment Securities —Securities are all classified as available for sale. Securities held as available for sale are reported at fair value, with unrealized gains and losses, net of tax, reported as a component of AOCI. Management determines the appropriate classification of securities based on the intent and ability at the time of purchase. Gains and losses on the sale of investment and mortgage-backed securities available for sale are computed on a specific identification basis. Purchases and sales of securities are accounted for on a trade-date or settlement-date basis, depending on the settlement terms. A decline in the fair value of any available for sale security, below cost, that is deemed to be other than temporary, results in a reduction in the carrying amount to fair value. The impairment loss is bifurcated between that related to credit loss which is recognized in non-interest income and that related to all other factors which is recognized in other comprehensive income. To determine whether an impairment is other than temporary, the Company considers, among other things, the duration and extent to which the fair value of an investment is less than its cost, changes in value subsequent to year end, forecast performance of the issuer, and whether the Company has the intent to hold the investment until market price recovery, or, for debt securities, whether the Company has the intent to sell the security or more likely than not will be required to sell the debt security before its anticipated recovery. Premiums and discounts are amortized using the level-yield method.
Mortgage Banking Activity	Mortgage Banking Activity —Mortgage loans originated and intended for sale in the secondary market are carried at the lower of cost or estimated fair value in the aggregate. Mortgage loans included in pending agency contracts to sell and securitize loans are carried at fair value. Fair value is based on quoted secondary market pricing for loan portfolios with similar characteristics and includes consideration of deferred fees (costs). Net unrealized losses, or net unrealized gains and losses on loans carried at fair value, are recognized in a valuation allowance by charges to income. The Company retains servicing on loans that are sold and initially recognizes an asset for mortgage loan servicing rights based on the fair value of the servicing rights. Residential mortgage loans represent the single class of servicing rights and are measured at the lower of cost or fair value on a recurring basis. Mortgage loan servicing rights are reported net of accumulated amortization, which is recorded in proportion to, and over the period of, estimated net servicing revenues. The Company monitors prepayments and changes amortization of mortgage servicing rights accordingly. Fair values are estimated using discounted cash flows based on current interest rates and prepayment assumptions, and impairment is monitored each quarterly reporting period. The impairment analysis is based on predominant risk characteristics of the loans serviced, such as type, fixed and adjustable rate loans, original terms and interest rates. The amount of impairment recognized is the amount by which the mortgage loan servicing assets exceed their fair value. Servicing fee income net of amortization and other loan fees collected on loans serviced for others are included in Fees and service charges, net of amortization on the consolidated financial statements.
Derivative Instruments	Derivative Instruments —The Company enters into certain transactions, referred to as forward commitments, for the sale of mortgage loans principally to protect against the risk of adverse interest rate movements on the value of those assets. The Company recognizes the fair value of the contracts when the characteristics of those contracts meet the definition of a derivative. These derivatives are not designated in a hedging relationship; therefore, gains and losses are recognized immediately in the statement of income. The Company enters into commitments to originate loans which, when funded, will be classified as held for sale. Such commitments meet the definition of a derivative and are not designated in a hedging relationship; therefore, gains and losses are recognized immediately in the statement of income.
Loans and Related Fees	Loans and Related Fees —Loans originated with the intent to hold into the foreseeable future are carried at unpaid principal balances adjusted for partial charge-offs, the allowance for loan losses and net deferred origination fees. Interest on loans is accrued and credited to income as earned. Interest is not accrued on loans when collectability is uncertain. Loan fees and certain direct loan origination costs are deferred and recognized as an adjustment to interest income using the level-yield method over the contractual lives of related loans, if the loans are held for investment. If the loans are held for sale, net deferred fees (costs) are not amortized, but rather are recognized when the related loans are sold. Loans are classified as TDRs when the original contractual terms are restructured to provide a concession to a borrower experiencing financial difficulty under terms that would not otherwise be available and the restructuring is the result of an agreements between the Company and the borrower or is imposed by a court or law. Concessions granted in TDRs may include a reduction of the stated interest rate, a reduction or forbearance of principal, an extension of the maturity date, a significant delay in payments, the removal of one or more borrowers from the obligation, or any combination of these.
Allowance for Loan Losses	Allowance for Loan Losses —The allowance for loan losses is assessed on a quarterly basis and provisions for loan losses are made in order to maintain the allowance at a level sufficient to absorb credit losses in the portfolio. Impairment evaluations are performed on loans segregated into homogeneous pools based on similarities in credit profile, product and property types. Through the evaluation, general allowances for loan losses are assessed based on historical loan loss experience for each homogeneous pool. General allowances are adjusted to address other factors that affect estimated probable losses including the size of the portion of the portfolio that is not subjected to individual review; current delinquency statistics; the status of loans in foreclosure, real estate in judgment and real estate owned; national, regional and local economic factors and trends; asset disposition loss statistics (both current and historical); and the relative level of individually allocated valuation allowances to the balances of loans individually reviewed. The allowance for loan losses is increased by charges to income and decreased by charge-offs (net of recoveries). Management believes the allowance is adequate. For further discussion on the allowance for loan losses, non-accrual, impairment, and TDRs, see Note 5. Loans and Allowance for Loan Losses . Charge-offs on residential mortgage loans, home equity loans and lines of credit, and construction loans are recognized when triggering events, such as foreclosure actions, short sales, or deeds accepted in lieu of repayment, result in less than full repayment of the recorded investment in the loans. Partial or full charge-offs are also recognized for the amount of impairment on loans considered collateral dependent that meet the conditions described below. • For residential mortgage loans, payments are greater than 180 days delinquent; • For home equity lines of credit, equity loans, and residential loans restructured in a TDR, payments are greater than 90 days delinquent; • For all classes of loans, a sheriff sale is scheduled within 60 days to sell the collateral securing the loan; • For all classes of loans, all borrowers have been discharged of their obligation through a Chapter 7 bankruptcy; • For all classes of loans, within 60 days of notification, all borrowers obligated on the loan have filed Chapter 7 bankruptcy and have not reaffirmed or been dismissed; • For all classes of loans, a borrower obligated on a loan has filed bankruptcy and the loan is greater than 30 days delinquent; • For all classes of loans, it becomes evident that a loss is probable. Collateral dependent residential mortgage loans and construction loans are charged off to the extent the recorded investment in a loan, net of anticipated mortgage insurance claims, exceeds the fair value less costs to dispose of the underlying property. Management can determine the loan is uncollectible for reasons such as foreclosures exceeding a reasonable time frame and recommend a full charge-off. Home equity loans or lines of credit are charged off to the extent the recorded investment in the loan plus the balance of any senior liens exceeds the fair value less costs to dispose of the underlying property or management determines the collateral is not sufficient to satisfy the loan. A loan in any portfolio that is identified as collateral dependent will continue to be reported as impaired until it is no longer considered collateral dependent, is less than 30 days past due and does not have a prior charge-off. A loan in any portfolio that has a partial charge-off consequent to impairment evaluation will continue to be individually evaluated for impairment until, at a minimum, the impairment has been recovered. The following summarizes the effective dates of charge-off policies that changed or were first implemented during the current and previous four fiscal years and the portfolios to which those policies apply. Effective Date Policy Portfolio(s) Affected 6/30/2014 A loan is considered collateral dependent and any collateral shortfall is charged off when, within 60 days of notification, all borrowers obligated on a loan filed Chapter 7 bankruptcy and have not reaffirmed or been dismissed (1) All 9/30/2012 Pursuant to an OCC directive, a loan is considered collateral dependent and any collateral shortfall is charged off when all borrowers obligated on a loan are discharged through Chapter 7 bankruptcy All 6/30/2012 Loans in any form of bankruptcy greater than 30 days past due are considered collateral dependent and any collateral shortfall is charged off All 12/31/2011 Pursuant to an OCC directive, impairment on collateral dependent loans previously reserved for in the allowance were charged off. Charge-offs are recorded to recognize confirmed collateral shortfalls on impaired loans (2) All (1) Prior to 6/30/2014, collateral shortfalls on loans in Chapter 7 bankruptcy were charged off when all borrowers were discharged of the obligation or when the loan was 30 days or more past due. Adoption of this policy did not result in a material change to total charge-offs or the provision for loan losses in the fiscal year ending September 30, 2014. (2) Prior to 12/31/2011, partial charge-offs were not used, but a reserve in the allowance was established when the recorded investment in the loan exceeded the fair value of the collateral less costs to dispose. Individual loans were only charged off when a triggering event occurred, such as a foreclosure action was culminated, a short sale was approved, or a deed was accepted in lieu of repayment. Interest on loans in accrual status, including certain loans individually reviewed for impairment, is recognized in interest income as it accrues, on a daily basis. Accrued interest on loans in non-accrual status is reversed by a charge to interest income and income is subsequently recognized only to the extent cash payments are received. Cash payments on loans in non-accrual status are applied to the oldest scheduled, unpaid payment first. Cash payments on loans with a partial charge-off are applied fully to principal, then to recovery of the charged off amount prior to interest income being recognized. A non-accrual loan is generally returned to accrual status when contractual payments are less than 90 days past due. However, a loan may remain in nonaccrual status when collectability is uncertain, such as a TDR that has not met minimum payment requirements, a loan with a partial charge-off, an equity loan or line of credit with a delinquent first mortgage greater than 90 days, or a loan in Chapter 7 bankruptcy status where all borrowers have filed, and have not reaffirmed or been dismissed. The number of days past due is determined by the number of scheduled payments that remain unpaid, assuming a period of 30 days between each scheduled payment. Loans are placed in non-accrual status when they are contractually 90 days or more past due. Loans restructured in TDRs that were in non-accrual status prior to the restructurings remain in non-accrual status for a minimum of six months after restructuring. Additionally, home equity loans and lines of credit where the customer has a severely delinquent first mortgage loan and loans in Chapter 7 bankruptcy status where all borrowers have filed, and not reaffirmed or been dismissed, are placed in non-accrual status. When a loan is more than one month past due on its scheduled payments, the loan is considered 30 days or more past due.
Troubled Debt Restructuring	TDRs may be restructured more than once. Among other requirements, a subsequent restructuring may be available for a borrower upon the expiration of temporary restructured terms if the borrower cannot return to regular loan payments. If the borrower is experiencing an income curtailment that temporarily has reduced his/her capacity to repay, such as loss of employment, reduction of hours, non-paid leave or short term disability, a temporary restructuring is considered. If the borrower lacks the capacity to repay the loan at the current terms due to a permanent condition, a permanent restructuring is considered. In evaluating the need for a subsequent restructuring, the borrower’s ability to repay is generally assessed utilizing a debt to income and cash flow analysis. As the economy slowly improves, the need for multiple restructurings continues to linger. Loans discharged in Chapter 7 bankruptcy are classified as multiple restructurings if the loan's original terms had also been restructured by the Association. Loans restructured in TDRs that are not evaluated based on collateral are separately evaluated for impairment on a loan by loan basis at the time of restructuring and at each subsequent reporting date for as long as they are reported as TDRs. The impairment evaluation is based on the present value of expected future cash flows discounted at the effective interest rate of the original loan. Expected future cash flows include a discount factor representing a potential for default. Valuation allowances are recorded for the excess of the recorded investments over the result of the cash flow analysis. Loans discharged in Chapter 7 bankruptcy are reported as TDRs and also evaluated based on the present value of expected future cash flows unless evaluated based on collateral. We evaluate these loans using the expected future cash flows because we expect the borrower, not liquidation of the collateral, to be the source of repayment for the loan. Other consumer loans are not considered for restructuring. A loan restructured in a TDR is classified as an impaired loan for a minimum of one year. After one year, that loan may be reclassified out of the balance of impaired loans if the loan was restructured to yield a market rate for loans of similar credit risk at the time of restructuring and the loan is not impaired based on the terms of the restructuring agreement.
Real Estate Owned	Real Estate Owned, net —Real estate owned, net represents real estate acquired through foreclosure or deed in lieu of foreclosure and is initially recorded at fair value less estimated costs to sell. Subsequent to acquisition, real estate owned is carried at the lower of cost or fair value less estimated selling costs. Management performs periodic valuations and a valuation allowance is established by a charge to income for any excess of the carrying value over the fair value less estimated costs to sell the property. Recoveries in fair value during the holding period are recognized until the valuation allowance is reduced to zero. Costs related to holding and maintaining the property are charged to expense.
Premises, Equipment, and Software	Premises, Equipment, and Software —Depreciation and amortization of premises, equipment and software is computed on a straight-line basis over the estimated useful lives of the related assets. Estimated lives are 31.5 years for office facilities and three to 10 years for equipment and software. Amortization of leasehold improvements is computed on a straight-line basis over 10 years.
Impairment of Long-Lived Assets
Bank Owned Life Insurance	Bank Owned Life Insurance —Life insurance is provided under both whole and split dollar life insurance agreements. Policy premiums were prepaid and the Company will recover the premiums paid from the proceeds of the policies. The Company recognizes death benefits and growth in the cash surrender value of the policies in other non-interest income.
Goodwill	Goodwill —The excess of purchase price over the fair value of net assets of acquired companies is classified as goodwill and reported in Other Assets. Goodwill was $9,732 at September 30, 2015 and 2014 . Goodwill is reviewed for impairment on an annual basis as of September 30. No impairment was identified as of September 30, 2015 or 2014 .
Taxes on Income	Taxes on Income —Deferred tax assets and liabilities are recognized for the future tax consequences attributable to differences between the financial statement carrying amounts of existing assets and liabilities and their respective tax bases. Deferred tax assets and liabilities are measured using enacted tax rates expected to apply to taxable income in the years in which those temporary differences are expected to be recovered or settled. The effect on deferred tax assets and liabilities of a change in tax rates is recognized in income in the period that includes the enactment date. Additional information about policies related to income taxes is included in Note 12. Income Taxes .
Deposits	Deposits —Interest on deposits is accrued and charged to expense monthly and is paid or credited in accordance with the terms of the accounts.
Treasury Stock	Treasury Stock— Acquisitions of treasury stock are recorded at cost using the cost method of accounting. Repurchases may be made through open market purchases, block trades and in negotiated private transactions, subject to the availability of stock, general market conditions, the trading price of the stock, alternative uses for capital, and the Company’s financial performance. Repurchased shares will be available for general corporate purposes.
Accumulated Other Comprehensive Loss	Accumulated Other Comprehensive Loss —Accumulated other comprehensive loss consists of pension liability adjustments and gains (losses) on securities available for sale, net of the related tax effects.
Share-Based Compensation	Share-Based Compensation —Compensation expense for awards of equity instruments is recognized on a straight-line basis over the requisite service period based on the grant date fair value estimated in accordance with the provisions of FASB ASC 718 “Compensation—Stock Compensation”. Share-based compensation expense is included in Salaries and employee benefits in the consolidated statements of income. The grant date fair value of stock options is estimated using the Black-Scholes option-pricing model using assumptions for the expected option term, expected stock price volatility, risk-free interest rate, and expected dividend yield. Due to limited historical data on exercise of share options, the simplified method is used to estimate expected option term.
Marketing Costs	Marketing Costs —Marketing costs are expensed as incurred
Earnings per Share	Earnings per Share —Basic earnings per share is computed by dividing net income by the weighted-average number of shares of common stock outstanding. Outstanding shares include shares sold to subscribers, shares held by the Third Federal Foundation, shares of the Employee Stock Ownership Plan which have been allocated or committed to be released for allocation to participants, and shares held by Third Federal Savings, MHC. Unvested shares awarded in the Company's restricted stock plans are treated as participating securities as they contain nonforfeitable rights to dividends and are not included in the number of shares in the computation of EPS. The two-class method is an earnings allocation that determines EPS for each class of common stock and participating security. Diluted earnings per share is computed using the same method as basic earnings per share, but the weighted-average number of shares reflects the potential dilution, if any, of unexercised stock options and unvested shares of restricted stock units that could occur if stock options were exercised and restricted stock units were issued and converted into common stock. These potentially dilutive shares would then be included in the number of weighted-average number of shares outstanding for the period using the treasury stock method. At September 30, 2015 , 2014 and 2013 , potentially dilutive shares include stock options and restricted stock units issued through stock-based compensation plans
Use of Estimates	Use of Estimates —The preparation of financial statements in conformity with GAAP requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from these estimates.

Regulatory Matters (Tables)

Regulatory Matters (Tables)	12 Months Ended
	Sep. 30, 2015
Regulatory Capital Requirements [Abstract]
Summary Of Actual Capital Amounts And Ratios Compared To Minimum Requirements	The following table summarizes the actual capital amounts and ratios of the Association as of September 30, 2015 and 2014 , compared to the minimum capital adequacy requirements and the requirements for classification as a well capitalized institution. Minimum Requirements Actual For Capital Adequacy Purposes To be “Well Capitalized” Under Prompt Corrective Action Provision Amount Ratio Amount Ratio Amount Ratio September 30, 2015 Total Capital to Risk-Weighted Assets $ 1,677,809 22.92 % $ 585,520 8.00 % $ 731,900 10.00 % Tier 1 (Leverage) Capital to Net Average Assets 1,606,251 12.78 % 502,584 4.00 % 628,230 5.00 % Tier 1 Capital to Risk-Weighted Assets 1,606,251 21.95 % 439,140 6.00 % 585,520 8.00 % Common Equity Tier 1 Capital to Risk-Weighted Assets 1,606,237 21.95 % 329,355 4.50 % 475,735 6.50 % September 30, 2014 Total Capital to Risk-Weighted Assets $ 1,665,477 25.25 % $ 527,702 8.00 % $ 659,627 10.00 % Core Capital to Adjusted Tangible Assets 1,584,115 13.47 % 470,513 4.00 % 588,141 5.00 % Tier 1 Capital to Risk-Weighted Assets 1,584,115 24.02 % N/A N/A 395,776 6.00 %
Reconciliation Of Association's Total Capital Under GAAP To Regulatory Capital Amounts	The following table reconciles the Association’s total capital under GAAP to reported regulatory capital amounts as of September 30, 2015 and 2014 . 2015 2014 Total capital as reported under GAAP $ 1,597,791 $ 1,579,573 Goodwill and intangible software (1) (4,619 ) (6,250 ) AOCI related to pension obligation 14,991 9,699 Other (1) (1,926 ) 1,093 Total common equity tier 1 capital (1) 1,606,237 N/A Includable minority interest (1) 14 — Total tier 1 and core capital (1) 1,606,251 1,584,115 Includable minority interest (1) 4 — Allowable allowance for loan losses 71,554 81,362 Total capital (1) $ 1,677,809 $ 1,665,477

Investment Securities (Tables)

Investment Securities (Tables)	12 Months Ended
	Sep. 30, 2015
Investments [Abstract]
Investment Securities Available For Sale	Investments available for sale are summarized as follows: September 30, 2015 Amortized Cost Gross Unrealized Fair Value Gains Losses U.S. government and agency obligations $ 2,000 $ 2 $ — $ 2,002 REMICs 570,194 3,135 (878 ) 572,451 Fannie Mae certificates 9,897 703 — 10,600 $ 582,091 $ 3,840 $ (878 ) $ 585,053 September 30, 2014 Amortized Cost Gross Unrealized Fair Value Gains Losses U.S. government and agency obligations $ 2,000 $ 23 $ — $ 2,023 REMICs 557,895 1,896 (4,184 ) 555,607 Fannie Mae certificates 10,654 749 (165 ) 11,238 $ 570,549 $ 2,668 $ (4,349 ) $ 568,868
Schedule Of Securities Continuous Unrealized Loss Position	Gross unrealized losses on securities and the estimated fair value of the related securities, aggregated by investment category and length of time the individual securities have been in a continuous loss position, at September 30, 2015 and 2014 , were as follows: September 30, 2015 Less Than 12 Months 12 Months or More Total Estimated Fair Value Unrealized Loss Estimated Fair Value Unrealized Loss Estimated Fair Value Unrealized Loss Available for sale— REMICs $ 86,754 $ 299 $ 80,639 $ 579 $ 167,393 $ 878 Fannie Mae certificates — — — — — — Total $ 86,754 $ 299 $ 80,639 $ 579 $ 167,393 $ 878 September 30, 2014 Less Than 12 Months 12 Months or More Total Estimated Fair Value Unrealized Loss Estimated Fair Value Unrealized Loss Estimated Fair Value Unrealized Loss Available for sale— REMICs $ 182,151 $ 947 $ 162,321 $ 3,237 $ 344,472 $ 4,184 Fannie Mae certificates — — 4,826 165 4,826 165 Total $ 182,151 $ 947 $ 167,147 $ 3,402 $ 349,298 $ 4,349

Loans And Allowance For Loan 34

Loans And Allowance For Loan Losses (Tables)	12 Months Ended
	Sep. 30, 2015
Receivables [Abstract]
Schedule of Loans Held For Investment	Loans held for investment consist of the following: September 30, 2015 2014 Real estate loans: Residential Core $ 9,462,939 $ 8,828,839 Residential Home Today 135,746 154,196 Home equity loans and lines of credit 1,625,239 1,696,929 Construction 55,421 57,104 Real estate loans 11,279,345 10,737,068 Other consumer loans 3,468 4,721 Deferred loan fees—net 10,112 (1,155 ) Loans-in-process (“LIP”) (33,788 ) (28,585 ) Allowance for loan losses (71,554 ) (81,362 ) Loans held for investment, net $ 11,187,583 $ 10,630,687
Schedule Of Recorded Investment In Loan Receivables That Are Past Due	An age analysis of the recorded investment in loan receivables that are past due at September 30, 2015 and 2014 is summarized in the following tables. When a loan is more than one month past due on its scheduled payments, the loan is considered 30 days or more past due. Balances are net of deferred fees and any applicable loans-in-process. 30-59 Days Past Due 60-89 Days Past Due 90 Days or More Past Due Total Past Due Current Total September 30, 2015 Real estate loans: Residential Core $ 8,242 $ 4,323 $ 23,306 $ 35,871 $ 9,430,189 $ 9,466,060 Residential Home Today 5,866 2,507 9,068 17,441 116,535 133,976 Home equity loans and lines of credit 5,012 1,162 5,575 11,749 1,622,683 1,634,432 Construction — — 427 427 20,774 21,201 Total real estate loans 19,120 7,992 38,376 65,488 11,190,181 11,255,669 Other consumer loans — — — — 3,468 3,468 Total $ 19,120 $ 7,992 $ 38,376 $ 65,488 $ 11,193,649 $ 11,259,137 30-59 Days Past Due 60-89 Days Past Due 90 Days or More Past Due Total Past Due Current Total September 30, 2014 Real estate loans: Residential Core $ 9,067 $ 3,899 $ 37,451 $ 50,417 $ 8,772,180 $ 8,822,597 Residential Home Today 7,887 2,553 15,105 25,545 126,417 151,962 Home equity loans and lines of credit 6,044 1,785 9,037 16,866 1,687,349 1,704,215 Construction 200 — — 200 28,354 28,554 Total real estate loans 23,198 8,237 61,593 93,028 10,614,300 10,707,328 Other consumer loans — — — — 4,721 4,721 Total $ 23,198 $ 8,237 $ 61,593 $ 93,028 $ 10,619,021 $ 10,712,049
Schedule Of Recorded Investment Of Loan Receivables In Non-Accrual Status	The recorded investment of loan receivables in non-accrual status is summarized in the following table. Balances are net of deferred fees. September 30, 2015 2014 Real estate loans: Residential Core $ 62,293 $ 79,388 Residential Home Today 22,556 29,960 Home equity loans and lines of credit 21,514 26,189 Construction 427 — Total non-accrual loans $ 106,790 $ 135,537
Allowance for Credit Losses on Financing Receivables	The recorded investment in loan receivables at September 30, 2015 and 2014 is summarized in the following table. The table provides details of the recorded balances according to the method of evaluation used for determining the allowance for loan losses, distinguishing between determinations made by evaluating individual loans and determinations made by evaluating groups of loans not individually evaluated. Balances of recorded investments are net of deferred fees and any applicable loans-in-process. September 30, 2015 2014 Individually Collectively Total Individually Collectively Total Real estate loans: Residential Core $ 119,588 $ 9,346,472 $ 9,466,060 $ 131,719 $ 8,690,878 $ 8,822,597 Residential Home Today 58,046 75,930 133,976 67,177 84,785 151,962 Home equity loans and lines of credit 34,112 1,600,320 1,634,432 34,490 1,669,725 1,704,215 Construction 426 20,775 21,201 — 28,554 28,554 Total real estate loans 212,172 11,043,497 11,255,669 233,386 10,473,942 10,707,328 Other consumer loans — 3,468 3,468 — 4,721 4,721 Total $ 212,172 $ 11,046,965 $ 11,259,137 $ 233,386 $ 10,478,663 $ 10,712,049 Activity in the allowance for loan losses is summarized as follows: For the Year Ended September 30, 2015 Beginning Balance Provisions Charge-offs Recoveries Ending Balance Real estate loans: Residential Core $ 31,080 $ (6,987 ) $ (6,866 ) $ 5,369 $ 22,596 Residential Home Today 16,424 (4,508 ) (3,452 ) 1,533 9,997 Home equity loans and lines of credit 33,831 8,661 (11,034 ) 7,468 38,926 Construction 27 (166 ) — 174 35 Total real estate loans $ 81,362 $ (3,000 ) $ (21,352 ) $ 14,544 $ 71,554 For the Year Ended September 30, 2014 Beginning Balance Provisions Charge-offs Recoveries Ending Balance Real estate loans: Residential Core $ 35,427 $ 9,131 $ (16,220 ) $ 2,742 $ 31,080 Residential Home Today 24,112 (1,975 ) (7,622 ) 1,909 16,424 Home equity loans and lines of credit 32,818 12,038 (15,943 ) 4,918 33,831 Construction 180 (194 ) (192 ) 233 27 Total real estate loans $ 92,537 $ 19,000 $ (39,977 ) $ 9,802 $ 81,362 For the Year Ended September 30, 2013 Beginning Balance Provisions Charge-offs Recoveries Ending Balance Real estate loans: Residential Core $ 31,618 $ 18,467 $ (16,719 ) $ 2,061 $ 35,427 Residential Home Today 22,588 13,051 (12,302 ) 775 24,112 Home equity loans and lines of credit 45,508 5,889 (23,543 ) 4,964 32,818 Construction 750 (407 ) (294 ) 131 180 Total real estate loans $ 100,464 $ 37,000 $ (52,858 ) $ 7,931 $ 92,537 An analysis of the allowance for loan losses at September 30, 2015 and 2014 is summarized in the following table. The analysis provides details of the allowance for loan losses according to the method of evaluation, distinguishing between allowances for loan losses determined by evaluating individual loans and allowances for loan losses determined by evaluating groups of loans not individually evaluated. September 30, 2015 2014 Individually Collectively Total Individually Collectively Total Real estate loans: Residential Core $ 9,354 $ 13,242 $ 22,596 $ 8,889 $ 22,191 $ 31,080 Residential Home Today 4,166 5,831 9,997 6,366 10,058 16,424 Home equity loans and lines of credit 772 38,154 38,926 532 33,299 33,831 Construction 26 9 35 — 27 27 Total real estate loans $ 14,318 $ 57,236 $ 71,554 $ 15,787 $ 65,575 $ 81,362
Schedule Of Recorded Investment And The Unpaid Principal Balance Of Impaired Loans	The recorded investment and the unpaid principal balance of impaired loans, including those whose terms have been restructured in TDRs, as of September 30, 2015 and 2014 are summarized as follows. Balances of recorded investments are net of deferred fees. September 30, 2015 2014 Recorded Investment Unpaid Principal Balance Related Allowance Recorded Investment Unpaid Principal Balance Related Allowance With no related IVA recorded: Residential Core $ 62,177 $ 80,622 $ — $ 72,840 $ 94,419 $ — Residential Home Today 23,038 50,256 — 28,045 57,854 — Home equity loans and lines of credit 23,046 32,312 — 26,618 38,046 — Construction — — — — — — Total $ 108,261 $ 163,190 $ — $ 127,503 $ 190,319 $ — With an IVA recorded: Residential Core $ 57,411 $ 58,224 $ 9,354 $ 58,879 $ 59,842 $ 8,889 Residential Home Today 35,008 35,479 4,166 39,132 39,749 6,366 Home equity loans and lines of credit 11,066 11,034 772 7,872 7,909 532 Construction 426 572 26 — — — Total $ 103,911 $ 105,309 $ 14,318 $ 105,883 $ 107,500 $ 15,787 Total impaired loans: Residential Core $ 119,588 $ 138,846 $ 9,354 $ 131,719 $ 154,261 $ 8,889 Residential Home Today 58,046 85,735 4,166 67,177 97,603 6,366 Home equity loans and lines of credit 34,112 43,346 772 34,490 45,955 532 Construction 426 572 26 — — — Total $ 212,172 $ 268,499 $ 14,318 $ 233,386 $ 297,819 $ 15,787 The average recorded investment in impaired loans and the amount of interest income recognized during the time within the period that the loans were impaired are summarized below. For the Years Ended September 30, 2015 2014 2013 Average Recorded Investment Interest Income Recognized Average Recorded Investment Interest Income Recognized Average Recorded Investment Interest Income Recognized With no related IVA recorded: Residential Core $ 67,509 $ 1,464 $ 79,440 $ 1,125 $ 91,134 $ 1,169 Residential Home Today 25,542 271 30,604 261 34,871 234 Home equity loans and lines of credit 24,832 299 27,056 357 25,946 467 Construction — — 211 6 696 18 Total $ 117,883 $ 2,034 $ 137,311 $ 1,749 $ 152,647 $ 1,888 With an IVA recorded: Residential Core $ 58,145 $ 2,570 $ 60,971 $ 2,792 $ 65,978 $ 3,198 Residential Home Today 37,070 1,877 42,517 2,110 52,340 2,487 Home equity loans and lines of credit 9,469 271 7,383 245 9,756 266 Construction 213 10 33 — 237 10 Total $ 104,897 $ 4,728 $ 110,904 $ 5,147 $ 128,311 $ 5,961 Total impaired loans: Residential Core $ 125,654 $ 4,034 $ 140,411 $ 3,917 $ 157,112 $ 4,367 Residential Home Today 62,612 2,148 73,121 2,371 87,211 2,721 Home equity loans and lines of credit 34,301 570 34,439 602 35,702 733 Construction 213 10 244 6 933 28 Total $ 222,780 $ 6,762 $ 248,215 $ 6,896 $ 280,958 $ 7,849
Schedule Of Recorded Investment In Troubled Debt Restructured Loans Modified	The recorded investment in TDRs as of September 30, 2015 and September 30, 2014 is shown in the tables below. September 30, 2015 Reduction Payment Forbearance Multiple Concessions Multiple Restructurings Bankruptcy Total Residential Core $ 15,743 $ 934 $ 8,252 $ 22,211 $ 22,594 $ 32,215 $ 101,949 Residential Home Today 7,734 12 5,643 12,302 21,928 6,272 53,891 Home equity loans and lines of credit 96 3,253 509 4,214 909 13,438 22,419 Total $ 23,573 $ 4,199 $ 14,404 $ 38,727 $ 45,431 $ 51,925 $ 178,259 September 30, 2014 Reduction Payment Forbearance Multiple Concessions Multiple Bankruptcy Total Residential Core $ 16,693 $ 1,265 $ 10,248 $ 21,113 $ 22,687 $ 33,576 $ 105,582 Residential Home Today 11,374 78 7,448 15,085 20,823 5,301 60,109 Home equity loans and lines of credit 74 1,833 769 1,213 819 16,029 20,737 Total $ 28,141 $ 3,176 $ 18,465 $ 37,411 $ 44,329 $ 54,906 $ 186,428 The following table provides information on TDRs restructured within the previous 12 months of the period listed for which there was a subsequent payment default, at least 30 days past due on one scheduled payment, during the period presented. For the Year Ended September 30, 2015 For the Year Ended September 30, 2014 For the Year Ended September 30, 2013 TDRs That Subsequently Defaulted Number of Contracts Recorded Investment Number of Contracts Recorded Investment Number of Recorded (Dollars in thousands) (Dollars in thousands) (Dollars in thousands) Residential Core 34 $ 3,296 35 $ 3,384 61 $ 6,709 Residential Home Today 26 1,179 46 2,073 70 3,368 Home equity loans and lines of credit 44 689 53 1,078 68 1,277 Total 104 $ 5,164 134 $ 6,535 199 $ 11,354 The following tables set forth the recorded investment in TDRs restructured during the years presented, according to the types of concessions granted. For the Year Ended September 30, 2015 Reduction Payment Extensions Forbearance Multiple Concessions Multiple Bankruptcy Total (Dollars in thousands) Residential Core $ 2,490 $ — $ 745 $ 4,464 $ 4,437 $ 6,720 $ 18,856 Residential Home Today 80 — 758 301 5,306 2,096 8,541 Home equity loans and lines of credit — 1,800 88 3,079 290 1,634 6,891 Total $ 2,570 $ 1,800 $ 1,591 $ 7,844 $ 10,033 $ 10,450 $ 34,288 For the Year Ended September 30, 2014 Reduction Payment Extensions Forbearance Multiple Concessions Multiple Bankruptcy Total (Dollars in thousands) Residential Core $ 3,330 $ — $ 890 $ 5,316 $ 6,716 $ 5,084 $ 21,336 Residential Home Today 340 — 542 443 4,016 761 6,102 Home equity loans and lines of credit — 1,442 211 1,013 401 2,282 5,349 Total $ 3,670 $ 1,442 $ 1,643 $ 6,772 $ 11,133 $ 8,127 $ 32,787 For the Year Ended September 30, 2013 Reduction in Interest Rates Payment Extensions Forbearance or Other Actions Multiple Concessions Multiple Bankruptcy Total (Dollars in thousands) Residential Core $ 3,470 $ — $ — $ 5,108 $ 4,957 $ 8,156 $ 21,691 Residential Home Today 409 — — 693 8,433 1,517 11,052 Home equity loans and lines of credit 13 129 — 67 117 3,673 3,999 Total $ 3,892 $ 129 $ — $ 5,868 $ 13,507 $ 13,346 $ 36,742
Schedule Of Credit Quality Of Residential Loan Receivables By An Internally Assigned Grade	The following tables provide information about the credit quality of residential loan receivables by an internally assigned grade. Balances are net of deferred fees and any applicable LIP. Pass Special Mention Substandard Loss Total September 30, 2015 Real Estate Loans: Residential Core $ 9,399,409 $ — $ 66,651 $ — $ 9,466,060 Residential Home Today 110,105 — 23,871 — 133,976 Home equity loans and lines of credit 1,604,226 4,279 25,927 — 1,634,432 Construction 20,774 — 427 — 21,201 Total real estate loans $ 11,134,514 $ 4,279 $ 116,876 $ — $ 11,255,669 Pass Special Mention Substandard Loss Total September 30, 2014 Real Estate Loans: Residential Core $ 8,739,183 $ — $ 83,414 $ — $ 8,822,597 Residential Home Today 120,827 — 31,135 — 151,962 Home equity loans and lines of credit 1,667,939 6,084 30,192 — 1,704,215 Construction 28,554 — — — 28,554 Total real estate loans $ 10,556,503 $ 6,084 $ 144,741 $ — $ 10,707,328

Mortgage Loan Servicing Rights

Mortgage Loan Servicing Rights (Tables)	12 Months Ended
	Sep. 30, 2015
Disclosures Pertaining to Servicing Assets and Servicing Liabilities [Abstract]
Primary Economic Assumptions Used To Measure The Company's Retained Interest	Primary economic assumptions used to measure the value of the Company’s retained interests at the date of sale resulting from the completed transactions were as follows (per annum): 2015 2014 Primary prepayment speed assumptions (weighted average annual rate) 8.4 % 10.5 % Weighted average life (years) 22.7 21.0 Amortized cost to service loans (weighted average) 0.12 % 0.12 % Weighted average discount rate 12 % 12 %
Key Economic Assumptions And Sensitivity	Key economic assumptions and the sensitivity of the current fair value of mortgage loan servicing rights to immediate 10% and 20% adverse changes in those assumptions are as presented in the following table. The three key economic assumptions that impact the valuation of the mortgage loan servicing rights are: (1) the prepayment speed, or how long the mortgage servicing right will be outstanding; (2) the estimate of servicing costs that will be incurred in fulfilling the mortgage servicing right responsibilities; and (3) the discount factor applied to future net cash flows to convert them to present value. The Company established these factors based on independent analysis of our portfolio and reviews these assumptions periodically to ensure that they reasonably reflect current market conditions and our loan portfolio experience. Additionally, to confirm the appropriateness of the Company's mortgage loan servicing rights valuation, an independent third party is engaged at least annually, and more frequently if warranted by market volatility, to value our mortgage loan servicing rights portfolio. The results of the third party valuation are compared and reconciled to the Company's valuation, thereby validating the Company's approach and assumptions. September 30, 2015 Fair value of mortgage loan servicing rights $ 21,084 Prepayment speed assumptions (weighted average annual rate) 19.4 % Impact on fair value of 10% adverse change $ (824 ) Impact on fair value of 20% adverse change $ (1,572 ) Estimated prospective annual cost to service loans (weighted average) 0.12 % Impact on fair value of 10% adverse change $ (2,032 ) Impact on fair value of 20% adverse change $ (4,064 ) Discount rate 12.0 % Impact on fair value of 10% adverse change $ (727 ) Impact on fair value of 20% adverse change $ (1,400 )
Activity In Mortgage Servicing Assets	Activity in mortgage servicing rights is summarized as follows: Year Ended September 30, 2015 2014 2013 Balance—beginning of year $ 11,669 $ 14,074 $ 19,613 Additions from loan securitizations/sales 907 396 1,089 Amortization (2,588 ) (2,801 ) (6,628 ) Net change in valuation allowance — — — Balance—end of year $ 9,988 $ 11,669 $ 14,074 Fair value of capitalized amounts $ 21,084 $ 27,417 $ 28,784

Premises, Equipment And Softw36

Premises, Equipment And Software, Net (Tables)	12 Months Ended
	Sep. 30, 2015
Property, Plant and Equipment, Net [Abstract]
Schedule Of Premises, Equipment And Software At Cost	Premises, equipment and software at cost are summarized as follows: September 30, 2015 2014 Land $ 11,050 $ 11,050 Office buildings 71,860 69,381 Furniture, fixtures and equipment 30,990 35,759 Software 16,010 15,348 Leasehold improvements 11,939 11,864 141,849 143,402 Less accumulated depreciation and amortization (84,662 ) (86,959 ) Total $ 57,187 $ 56,443
Schedule Of Future Minimum Payments Under Non-Cancelable Operating Leases	The Company leases certain of its branches under renewable operating lease agreements. Future minimum payments under non-cancelable operating leases with initial or remaining terms of one year or more consisted of the following at September 30, 2015 : Years Ended September 30, 2016 $ 5,058 2017 4,922 2018 4,384 2019 3,344 2020 2,298 Thereafter 5,058
Schedule Of Future Minimum Payments Receivables	The Company, as lessor, leases certain commercial office buildings. The Company anticipates receiving future minimum payments of the following as of September 30, 2015 : Years Ended September 30, 2016 $ 1,551 2017 1,368 2018 1,294 2019 964 2020 303 Thereafter 303

Accrued Interest Receivable (Ta

Accrued Interest Receivable (Tables)	12 Months Ended
	Sep. 30, 2015
Accrued Interest Receivable [Abstract]
Accrued Interest Receivable	Accrued interest receivable is summarized as follows: September 30, 2015 2014 Investment securities $ 1,320 $ 1,285 Loans 31,170 30,667 Total $ 32,490 $ 31,952

Deposits (Tables)

Deposits (Tables)	12 Months Ended
	Sep. 30, 2015
Deposits [Abstract]
Summary Of Deposit Account Balances	Deposit account balances are summarized by interest rate as follows: Stated Interest Rate September 30, 2015 2014 Amount Percent Amount Percent Negotiable order of withdrawal accounts 0.00–0.30% $ 994,447 12.0 % $ 990,326 11.4 % Savings accounts 0.00–0.55 1,610,944 19.4 1,661,920 19.2 Subtotal 2,605,391 31.4 2,652,246 30.6 Certificates of deposit 0.00–0.99 1,641,838 19.8 2,075,835 24.0 1.00–1.99 3,293,964 39.8 2,674,079 30.9 2.00–2.99 552,902 6.7 665,508 7.7 3.00–3.99 158,504 1.9 517,449 6.0 4.00 and above 31,410 0.4 67,345 0.8 5,678,618 68.6 6,000,216 69.4 Subtotal 8,284,009 100.0 8,652,462 100.0 Accrued interest 1,849 — 1,416 — Total deposits $ 8,285,858 100.0 % $ 8,653,878 100.0 %
Scheduled Maturity Of Certificates Of Deposit	The scheduled maturity of certificates of deposit is as follows: September 30, 2015 Amount Percent 12 months or less $ 1,557,355 27.4 % 13 to 24 months 1,661,629 29.3 % 25 to 36 months 1,135,064 20.0 % 37 to 48 months 751,537 13.2 % 49 to 60 months 479,559 8.5 % Over 60 months 93,474 1.6 % Total $ 5,678,618 100.0 %
Scheduled Of Interest Expense On Deposits	Interest expense on deposits is summarized as follows: Year Ended September 30, 2015 2014 Certificates of deposit $ 89,110 $ 88,316 Negotiable order of withdrawal accounts 1,371 1,442 Savings accounts 3,045 3,420 Total $ 93,526 $ 93,178

Borrowed Funds (Tables)

Borrowed Funds (Tables)	12 Months Ended
	Sep. 30, 2015
Advances from Federal Home Loan Banks [Abstract]
Schedule of Federal Home Loan Bank (FHLB) Borrowings	Federal Home Loan Bank borrowings at September 30, 2015 are summarized in the table below: Amount Weighted Average Rate Maturing in: 2016 $ 779,104 0.24 % 2017 200,000 1.16 % 2018 275,000 1.53 % 2019 415,000 1.79 % 2020 390,294 1.81 % thereafter 107,373 1.71 % Total FHLB Advances 2,166,771 1.14 % Accrued interest 1,856 Total $ 2,168,627

Other Comprehensive Income (L40

Other Comprehensive Income (Loss) (Tables)	12 Months Ended
	Sep. 30, 2015
Equity [Abstract]
Schedule of Accumulated Other Comprehensive Income (Loss)	The change in accumulated other comprehensive income (loss) by component is as follows: Unrealized gains (losses) on securities available for sale Defined Benefit Plan Total Fiscal year 2013 activity Balance at September 30, 2012 $ 2,610 $ (8,526 ) $ (5,916 ) Other comprehensive income (loss) before reclassifications, net of tax benefit of $1,916 (4,746 ) 1,188 (3,558 ) Amounts reclassified from accumulated other comprehensive income (loss), net of tax expense of $468 — 870 870 Other comprehensive income (loss) (4,746 ) 2,058 (2,688 ) Balance at September 30, 2013 $ (2,136 ) $ (6,468 ) $ (8,604 ) Fiscal year 2014 activity Other comprehensive income (loss) before reclassifications, net of tax benefit of $1,504 1,223 (4,017 ) (2,794 ) Amounts reclassified from accumulated other comprehensive income (loss), net of tax expense of $326 (179 ) 785 606 Other comprehensive income (loss) 1,044 (3,232 ) (2,188 ) Balance at September 30, 2014 $ (1,092 ) $ (9,700 ) $ (10,792 ) Fiscal year 2015 activity Other comprehensive income (loss) before reclassifications, net of tax benefit of $1,490 3,018 (5,785 ) (2,767 ) Amounts reclassified from accumulated other comprehensive income (loss), net of tax expense of $265 — 494 494 Other comprehensive income (loss) 3,018 (5,291 ) (2,273 ) Balance at September 30, 2015 $ 1,926 $ (14,991 ) $ (13,065 )
Reclassification out of Accumulated Other Comprehensive Income	The following table presents the reclassification adjustment out of accumulated other comprehensive income (loss) included in net income and the corresponding line item on the consolidated statements of income for the periods indicated: Details about Accumulated Other Comprehensive Income Components For the Years Ended September 30, Line Item in the Statement of Income 2015 2014 2013 Securities available for sale: Net realized gain on securities available for sale $ — $ (276 ) $ — Other Income tax — 97 — Income tax expense Net of income tax $ — $ (179 ) $ — Amortization of pension plan: Actuarial loss $ 759 $ 296 556 (a) Realized loss due to settlement — 912 782 (a) Income tax (265 ) (423 ) (468 ) Income tax expense Net of income tax 494 785 870 Total reclassifications for the period $ 494 $ 606 $ 870 (a) These items are included in the computation of net period pension cost. See Note 13. Employee Benefit Plans for additional disclosure.

Income Taxes (Tables)

Income Taxes (Tables)	12 Months Ended
	Sep. 30, 2015
Income Tax Expense (Benefit), Continuing Operations [Abstract]
Schedule Of Components Of The Income Tax Provision	The components of the income tax provision are as follows: Year Ended September 30, 2015 2014 2013 Current tax expense: Federal $ 27,056 $ 22,983 $ 19,751 State 564 324 165 Deferred tax expense (benefit): Federal 9,605 9,659 6,486 State (421 ) — — Income tax provision $ 36,804 $ 32,966 $ 26,402
Schedule Of Reconciliation From Tax At The Statutory Rate To The Income Tax Provision	Reconciliation from tax at the statutory rate to the income tax provision is as follows: Year Ended September 30, 2015 2014 2013 Tax at statutory rate 35.0 % 35.0 % 35.0 % State tax, net 0.1 0.2 0.1 Non-taxable income from bank owned life insurance contracts (2.4 ) (2.3 ) (2.7 ) Other, net 0.9 0.4 (0.3 ) Income tax provision 33.6 % 33.3 % 32.1 %
Schedule Of Deferred Tax Assets And Liabilities	Temporary differences between the financial statement carrying amounts and tax basis of assets and liabilities that gave rise to significant portions of net deferred taxes relate to the following: September 30, 2015 2014 Deferred tax assets: Loan loss reserve $ 33,767 $ 39,745 Deferred compensation 12,536 12,843 Pension 4,931 2,895 Property, equipment and software basis difference 2,466 2,460 Other 3,158 2,453 Total deferred tax assets 56,858 60,396 Deferred tax liabilities: FHLB stock basis difference 7,808 7,696 Mortgage servicing rights 1,194 1,110 Goodwill 3,431 3,406 Deferred loan costs, net of fees 8,095 4,470 Other 2,690 2,114 Total deferred tax liabilities 23,218 18,796 Net deferred tax asset $ 33,640 $ 41,600

Employee Benefit Plans (Tables)

Employee Benefit Plans (Tables)	12 Months Ended
	Sep. 30, 2015
Defined Benefit Pension Plans and Defined Benefit Postretirement Plans Disclosure [Abstract]
Change In Projected Benefit Obligation For The Defined Benefit Plan	The following table sets forth the change in projected benefit obligation for the defined benefit plan: September 30, 2015 2014 Projected benefit obligation at beginning of year $ 73,482 $ 68,044 Interest cost 3,130 3,204 Actuarial loss and other 3,926 7,527 Settlement — (4,491 ) Benefits paid (3,803 ) (802 ) Projected benefit obligation at end of year $ 76,735 $ 73,482
Reconciliation Of The Beginning And Ending Balances Of The Fair Value Of Plan Assets And Funded Status Of The Plan	The following table reconciles the beginning and ending balances of the fair value of Plan assets and presents the funded status of the Plan recognized in the statement of condition at the September 30 measurement dates: September 30, 2015 2014 Fair value of plan assets at beginning of the year $ 63,212 $ 60,937 Actual return on plan assets (560 ) 5,568 Employer contributions 2,000 2,000 Benefits paid (3,803 ) (802 ) Settlement — (4,491 ) Fair value of plan assets at end of year $ 60,849 $ 63,212 Funded status of the plan—asset (liability) $ (15,886 ) $ (10,270 )
Components Of Net Periodic Benefit Cost Recognized In The Statement Of Income	The components of net periodic benefit cost recognized in the statement of income are as follows: Year Ended September 30, 2015 2014 2013 Interest Cost 3,130 3,204 2,938 Expected return on plan assets (4,414 ) (4,221 ) (4,116 ) Amortization of net loss and other 759 296 556 Recognized net loss due to settlement — 912 782 Net periodic benefit (income) cost $ (525 ) $ 191 $ 160
Fair Value Of Plan Assets By Asset Category At The Measurement Date	The following tables present the fair value of Plan assets by asset category at the measurement date. September 30, Recurring Fair Value Measurements at Reporting Date Using Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Asset Category: U.S. large cap equity portfolios $ 18,339 $ — $ 18,339 $ — U.S. small/mid cap equity portfolios 4,555 — 4,555 — International equity portfolios 6,938 — 6,938 — Debt securities (1) 24,608 — 24,608 — Balanced/asset allocation portfolios 2,872 — 2,872 — Real estate investments portfolios 3,537 — 3,537 — Total $ 60,849 $ — $ 60,849 $ — Recurring Fair Value Measurements at Reporting Date Using September 30, Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Asset Category: U.S. large cap equity portfolios $ 18,830 $ — $ 18,830 $ — U.S. small/mid cap equity portfolios 4,762 — 4,762 — International equity portfolios 7,798 — 7,798 — Debt securities (1) 25,455 — 25,455 — Balanced/asset allocation portfolios 3,174 — 3,174 — Real estate investments portfolios 3,193 — 3,193 — Total $ 63,212 $ — $ 63,212 $ — ______________________ (1) Includes pooled separate accounts that invest mainly in fixed income securities such as corporate bonds, asset backed securities, commercial mortgage backed securities or in a single mutual fund.
Schedule Of Additional Information Is Provided With Respect To The Plan	The following additional information is provided with respect to the Plan: September 30, 2015 2014 2013 Assumptions and dates used to determine benefit obligations: Discount rate 4.40 % 4.40 % 4.90 % Rate of compensation increase n/a n/a n/a Census date 1/1/2015 1/1/2014 1/1/2013 Assumptions used to determine net periodic benefit cost: Discount rate 4.40 % 4.90 % 4.30 % Long-term rate of return on plan assets 7.50 % 7.50 % 7.50 % Rate of compensation increase (graded scale) n/a n/a n/a
Estimates Of Expected Future Benefit Payments	The following table provides estimates of expected future benefit payments during each of the next five fiscal years, as well as in the aggregate for years six through ten. Additionally, the table includes the minimum employer contributions expected during the next fiscal year. Expected Benefit Payments During the Fiscal Years Ending September 30: 2016 $ 4,030 2017 3,640 2018 3,270 2019 3,820 2020 4,010 Aggregate expected benefit payments during the five fiscal year period beginning October 1, 2021, and ending September 30, 2025 $ 21,690 Minimum employer contributions expected to be paid during the fiscal year ending September 30, 2016 $ —

Equity Incentive Plan (Tables)

Equity Incentive Plan (Tables)	12 Months Ended
	Sep. 30, 2015
Disclosure of Compensation Related Costs, Share-based Payments [Abstract]
Summary Of The Status Of The Company's Restricted Stock Units And Changes	The following is a summary of the status of the Company’s restricted stock units as of September 30, 2015 and changes therein during the year then ended: Number of Shares Awarded Weighted Average Grant Date Fair Value Outstanding at September 30, 2014 1,352,777 $ 10.90 Granted 377,100 14.98 Exercised (454,768 ) 9.32 Forfeited (10,484 ) 13.12 Outstanding at September 30, 2015 1,264,625 $ 12.67 Vested and exercisable, at September 30, 2015 438,703 $ 11.98 Vested and expected to vest, at September 30, 2015 1,257,462 $ 12.65
Summary Of The Company's Stock Option Activity And Related Information For The Equity Plan	The following is a summary of the Company’s stock option activity and related information for the Equity Plan for the year ended September 30, 2015 : Number of Stock Options Weighted Average Exercise Price Weighted Average Remaining Contractual Life (years) Aggregate Intrinsic Value Outstanding at September 30, 2014 6,734,075 $ 11.13 5.23 $ 21,457 Granted 1,394,400 $ 14.91 Exercised (1,093,671 ) $ 11.02 $ 4,977 Forfeited (91,034 ) $ 11.48 $ 353 Outstanding at September 30, 2015 6,943,770 $ 11.91 5.35 $ 37,110 Vested and exercisable, at September 30, 2015 5,147,768 $ 11.19 4.08 $ 31,181 Vested or expected to vest, at September 30, 2015 6,935,006 $ 11.90 5.34 $ 37,091
Fair Value Of The Option Grants Was Estimated On The Date Of Grant Using The Black-Scholes Option-Pricing Model	The fair value of the option grants was estimated on the date of grant using the Black-Scholes option-pricing model with the following weighted average assumptions. 2015 2014 Expected dividend yield 1.88 % — % Expected volatility 23.99 % 26.12 % Risk-free interest rate 1.79 % 1.77 % Expected option term (in years) 6.16 5.98

Commitments And Contingent Li44

Commitments And Contingent Liabilities (Tables)	12 Months Ended
	Sep. 30, 2015
Commitments and Contingencies Disclosure [Abstract]
Schedule Of Commitments To Originate And Unfunded Commitments	At September 30, 2015 , the Company had commitments to originate loans as follows: Fixed-rate mortgage loans $ 174,971 Adjustable-rate mortgage loans 209,017 Equity loans and lines of credit including bridge loans 31,936 Total $ 415,924 At September 30, 2015 , the Company had unfunded commitments outstanding as follows: Equity lines of credit $ 1,197,420 Construction loans 33,788 Private equity investments 12,941 Total $ 1,244,149

Fair Value (Tables)

Fair Value (Tables)	12 Months Ended
	Sep. 30, 2015
Fair Value Disclosures [Abstract]
Fair Value Of Assets And Liabilities Measured On Recurring Basis	Assets and liabilities carried at fair value on a recurring basis in the Consolidated Statements of Condition at September 30, 2015 and 2014 are summarized below. There were no liabilities carried at fair value on a recurring basis at September 30, 2015. Recurring Fair Value Measurements at Reporting Date Using September 30, Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Assets Investment securities available for sale: U.S. government and agency obligations $ 2,002 $ — $ 2,002 $ — REMIC’s 572,451 — 572,451 — Fannie Mae certificates 10,600 — 10,600 — Derivatives: Interest rate lock commitments 79 — — 79 Total $ 585,132 $ — $ 585,053 $ 79 Recurring Fair Value Measurements at Reporting Date Using September 30, Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Assets Investment securities available for sale: U.S. government and agency obligations $ 2,023 $ — $ 2,023 $ — REMIC’s 555,607 — 555,607 — Fannie Mae certificates 11,238 — 11,238 — Mortgage loans held for sale 4,570 — 4,570 — Derivatives: Interest rate lock commitments 59 — — 59 Total $ 573,497 $ — $ 573,438 $ 59 Liabilities Derivatives: Forward commitments for the sale of mortgage loans 14 — 14 — Total $ 14 $ — $ 14 $ —
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation	The table below presents a reconciliation of the beginning and ending balances and the location within the Consolidated Statements of Income where gains due to changes in fair value are recognized on interest rate lock commitments which are measured at fair value on a recurring basis using significant unobservable inputs (Level 3). Interest Rate Lock Commitments Year Ended September 30, 2015 2014 2013 Beginning balance $ 59 $ 158 $ 404 Gain (loss) during the period due to changes in fair value: Included in other non-interest income 20 (99 ) (246 ) Ending balance $ 79 $ 59 $ 158 Change in unrealized gains for the period included in earnings for assets held at end of the reporting date $ 79 $ 59 $ 158
Assets Measured At Fair Value On A Nonrecurring Basis	Summarized in the tables below are those assets measured at fair value on a nonrecurring basis. This includes loans held for investment that are individually evaluated for impairment, excluding performing TDRs valued using the present value of cash flow method, and properties included in real estate owned that are carried at fair value less estimated costs to dispose at the reporting date. Nonrecurring Fair Value Measurements at Reporting Date Using September 30, Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Impaired loans, net of allowance $ 108,194 $ — $ — $ 108,194 Real estate owned (1) 15,094 — — 15,094 Total $ 123,288 $ — $ — $ 123,288 ______________________ (1) Amounts represent fair value measurements of properties before deducting estimated costs to dispose. Nonrecurring Fair Value Measurements at Reporting Date Using September 30, Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Impaired loans, net of allowance $ 127,432 $ — $ — $ 127,432 Real estate owned (1) 17,970 — — 17,970 Total $ 145,402 $ — $ — $ 145,402 ______________________ (1) Amounts represent fair value measurements of properties before deducting estimated costs to dispose.
Quantitative Information About Significant Unobservable Inputs	The following provides quantitative information about significant unobservable inputs categorized within Level 3 of the Fair Value Hierarchy. Fair Value Weighted 9/30/2015 Valuation Technique(s) Unobservable Input Range Average Impaired loans, net of allowance $108,194 Market comparables of collateral discounted to estimated net proceeds Discount appraised value to estimated net proceeds based on historical experience: • Residential Properties 0 - 24% 8.0% Interest rate lock commitments $79 Quoted Secondary Market pricing Closure rate 0 - 100% 78.7% Fair Value Weighted 9/30/2014 Valuation Technique(s) Unobservable Input Range Average Impaired loans, net of allowance $127,432 Market comparables of collateral discounted to estimated net proceeds Discount appraised value to estimated net proceeds based on historical experience: • Residential Properties 0 - 24% 8.3% Interest rate lock commitments $59 Quoted Secondary Market pricing Closure rate 0 - 100% 76.0%
Estimated Fair Value Of Financial Instruments	The following table presents the estimated fair value of the Company’s financial instruments. The estimated fair value amounts have been determined by the Company using available market information and appropriate valuation methodologies. However, considerable judgment is required to interpret market data to develop the estimates of fair value. Accordingly, the estimates presented herein are not necessarily indicative of the amounts the Company could realize in a current market exchange. The use of different market assumptions and/or estimation methodologies may have a material effect on the estimated fair value amounts. September 30, 2015 Carrying Estimated Fair Value Amount Total Level 1 Level 2 Level 3 Assets: Cash and due from banks $ 22,428 $ 22,428 $ 22,428 $ — $ — Interest earning cash equivalents 132,941 132,941 132,941 — — Investment securities available for sale 585,053 585,053 — 585,053 — Mortgage loans held for sale 116 119 — 119 — Loans-net: Mortgage loans held for investment 11,184,115 11,650,701 — — 11,650,701 Other loans 3,468 3,645 — — 3,645 Federal Home Loan Bank stock 69,470 69,470 N/A — — Private equity investments 255 255 — — 255 Accrued interest receivable 32,490 32,490 — 32,490 — Derivatives 79 79 — — 79 Liabilities: NOW and passbook accounts $ 2,605,391 $ 2,605,391 $ — $ 2,605,391 $ — Certificates of deposit 5,680,467 5,634,860 — 5,634,860 — Borrowed funds 2,168,627 2,196,476 — 2,196,476 — Borrowers’ advances for taxes and insurance 86,292 86,292 — 86,292 — Principal, interest and escrow owed on loans serviced 49,493 49,493 — 49,493 — September 30, 2014 Carrying Estimated Fair Value Amount Total Level 1 Level 2 Level 3 Assets: Cash and due from banks $ 26,886 $ 26,886 $ 26,886 $ — $ — Interest earning cash equivalents 154,517 154,517 154,517 — — Investment securities available for sale 568,868 568,868 — 568,868 — Mortgage loans held for sale 4,962 4,974 — 4,974 — Loans-net: Mortgage loans held for investment 10,625,966 10,876,564 — — 10,876,564 Other loans 4,721 4,894 — — 4,894 Federal Home Loan Bank stock 40,411 40,411 N/A — — Private equity investments 551 551 — — 551 Accrued interest receivable 31,952 31,952 — 31,952 — Derivatives 59 59 — — 59 Liabilities: NOW and passbook accounts $ 2,652,246 $ 2,652,246 $ — $ 2,652,246 $ — Certificates of deposit 6,001,632 5,875,499 — 5,875,499 — Borrowed funds 1,138,639 1,139,647 — 1,139,647 — Borrowers’ advances for taxes and insurance 76,266 76,266 — 76,266 — Principal, interest and escrow owed on loans serviced 54,670 54,670 — 54,670 — Derivatives 14 14 — 14 —

Derivative Instruments (Tables)

Derivative Instruments (Tables)	12 Months Ended
	Sep. 30, 2015
Summary of Derivative Instruments [Abstract]
Schedule of Derivative Instruments in Statement of Financial Position, Fair Value	The following tables provide the locations within the Consolidated Statements of Condition and the fair values for derivatives not designated as hedging instruments. Asset Derivatives At September 30, 2015 At September 30, 2014 Location Fair Value Location Fair Value Interest rate lock commitments Other Assets $ 79 Other Assets $ 59 Liability Derivatives At September 30, 2015 At September 30, 2014 Location Fair Value Location Fair Value Forward commitments for the sale of mortgage loans Other Liabilities $ — Other Liabilities $ 14
Schedule of Effect of Derivative Instruments, Gain (Loss) in Statement of Financial Performance	The following table summarizes the location and amount of the gains and losses recognized within the Consolidated Statements of Income on derivative instruments not designated as hedging instruments. Location of Gain or (Loss) Recognized in Income Amount of Gain or (Loss) Recognized in Income on Derivative Year Ended September 30, 2015 2014 2013 Interest rate lock commitments Other non-interest income $ 20 $ (99 ) $ (246 ) Forward commitments for the sale of mortgage loans Net gain (loss) on the sale of loans 14 (8 ) 237 Total $ 34 $ (107 ) $ (9 )

Parent Company Only Financial47

Parent Company Only Financial Statements (Tables)	12 Months Ended
	Sep. 30, 2015
Condensed Financial Information of Parent Company Only Disclosure [Abstract]
Schedule Of Statements Of Condition	September 30, 2015 2014 Statements of Condition Assets: Cash and due from banks $ 2,099 $ 2,099 Other loans: Demand loan due from Third Federal Savings and Loan 33,651 155,908 Employee Stock Ownership Plan (ESOP) loan receivable 69,110 72,644 Accrued interest receivable 120 1,281 Investments in: Third Federal Savings and Loan 1,597,791 1,579,414 Non-thrift subsidiaries 78,679 78,347 Prepaid federal and state taxes 58 2,177 Deferred income taxes 3,246 2,985 Other assets 6,577 5,463 Total assets $ 1,791,331 $ 1,900,318 Liabilities and shareholders’ equity: Line of credit due non-thrift subsidiary $ 58,361 $ 57,188 Accrued expenses and other liabilities 3,600 3,673 Total liabilities 61,961 60,861 Preferred stock, $0.01 par value, 100,000,000 shares authorized, none issued and outstanding — — Common stock, $0.01 par value, 700,000,000 shares authorized; 332,318,750 shares issued; 290,882,379 and 301,654,581 outstanding at September 30, 2015 and September 30, 2014, respectively 3,323 3,323 Paid-in capital 1,707,629 1,702,441 Treasury stock, at cost; 41,436,371 and 30,664,169 shares at September 30, 2015 and September 30, 2014, respectively (548,557 ) (379,109 ) Unallocated ESOP shares (61,751 ) (66,084 ) Retained earnings—substantially restricted 641,791 589,678 Accumulated other comprehensive loss (13,065 ) (10,792 ) Total shareholders’ equity 1,729,370 1,839,457 Total liabilities and shareholders’ equity $ 1,791,331 $ 1,900,318
Schedule Of Statements Of Comprehensive Income	Years Ended September 30, 2015 2014 2013 Statements of Comprehensive Income Interest income: Demand loan due from Third Federal Savings and Loan $ 139 $ 166 $ 203 ESOP loan 2,276 2,388 2,499 Total interest income 2,415 2,554 2,702 Interest expense: Borrowed funds from non-thrift subsidiaries 253 168 116 Total interest expense 253 168 116 Net interest income 2,162 2,386 2,586 Non-interest income: Intercompany service charges 218 600 600 Dividend from Third Federal Savings and Loan 66,000 85,000 — Total other income 66,218 85,600 600 Non-interest expenses: Salaries and employee benefits 6,216 5,921 6,015 Professional services 997 1,014 904 Office property and equipment 13 13 13 Other operating expenses 255 380 40 Total non-interest expenses 7,481 7,328 6,972 Income (loss) before income taxes 60,899 80,658 (3,786 ) Income tax benefit (2,583 ) (1,870 ) (1,715 ) Income (loss) before undistributed earnings of subsidiaries 63,482 82,528 (2,071 ) Equity in undistributed earnings of subsidiaries (dividend in excess of earnings): Third Federal Savings and Loan 8,777 (16,974 ) 57,516 Non-thrift subsidiaries 332 337 514 Net income 72,591 65,891 55,959 Change in net unrealized gains (losses) on securities available for sale 3,018 1,044 (4,746 ) Change in pension obligation (5,291 ) (3,232 ) 2,058 Total other comprehensive (loss) income (2,273 ) (2,188 ) (2,688 ) Total comprehensive income $ 70,318 $ 63,703 $ 53,271
Schedule Of Statements Of Cash Flows	Years Ended September 30, 2015 2014 2013 Statements of Cash Flows Cash flows from operating activities: Net income $ 72,591 $ 65,891 $ 55,959 Adjustments to reconcile net income to net cash provided by operating activities: (Equity in undistributed earnings of subsidiaries) dividend in excess of earnings: Third Federal Savings and Loan (8,777 ) 16,974 (57,516 ) Non-thrift subsidiaries (332 ) (337 ) (514 ) Deferred income taxes (261 ) (491 ) (960 ) ESOP and Stock-based compensation expense 2,107 2,879 3,010 Net decrease (increase) in interest receivable and other assets 2,166 (215 ) (561 ) Net increase (decrease) in accrued expenses and other liabilities 107 (193 ) 874 Other — — 6 Net cash provided by operating activities 67,601 84,508 298 Cash flows from investing activities: Proceeds from principal repayments and maturities of securities available for sale — — 385 Decrease (increase) in balances lent to Third Federal Savings and Loan 122,257 14,160 (5,553 ) Net cash provided by (used in) investing activities 122,257 14,160 (5,168 ) Cash flows from financing activities: Principal reduction of ESOP loan 3,534 3,422 3,315 Purchase of treasury shares (172,546 ) (101,363 ) — Dividends paid to common shareholders (19,490 ) (4,886 ) — Excess tax benefit related to stock-based compensation 1,582 91 — Acquisition of treasury shares through net settlement for taxes (4,111 ) — — Net increase in borrowings from non-thrift subsidiaries 1,173 4,068 1,948 Net cash (used in) provided by financing activities (189,858 ) (98,668 ) 5,263 Net increase in cash and cash equivalents — — 393 Cash and cash equivalents—beginning of year 2,099 2,099 1,706 Cash and cash equivalents—end of year $ 2,099 $ 2,099 $ 2,099

Earnings Per Share (Tables)

Earnings Per Share (Tables)	12 Months Ended
	Sep. 30, 2015
Earnings Per Share [Abstract]
Summary Of Earnings Per Share	The following is a summary of the Company’s earnings per share calculations. For the Year Ended September 30, 2015 Income Shares Per share amount (Dollars in thousands, except per share data) Net income $ 72,591 Less: income allocated to restricted stock units 626 Basic earnings per share: Income available to common shareholders 71,965 289,935,861 $ 0.25 Diluted earnings per share: Effect of dilutive potential common shares 2,274,556 Income available to common shareholders $ 71,965 292,210,417 $ 0.25 For the Year Ended September 30, 2014 Income Shares Per share amount (Dollars in thousands, except per share data) Net income $ 65,891 Less: income allocated to restricted stock units 384 Basic earnings per share: Income available to common shareholders 65,507 298,974,062 $ 0.22 Diluted earnings per share: Effect of dilutive potential common shares 1,582,705 Income available to common shareholders $ 65,507 300,556,767 $ 0.22 For the Year Ended September 30, 2013 Income Shares Per share amount (Dollars in thousands, except per share data) Net income $ 55,959 Less: income allocated to restricted stock units 286 Basic earnings per share: Income available to common shareholders 55,673 301,832,758 $ 0.18 Diluted earnings per share: Effect of dilutive potential common shares 914,008 Income available to common shareholders $ 55,673 302,746,766 $ 0.18
Schedule of Antidilutive Securities Excluded from Computation of Earnings Per Share	The following is a summary of outstanding stock options and restricted stock units that are excluded from the computation of diluted earnings per share because their inclusion would be anti-dilutive. For the Year Ended September 30, 2015 2014 2013 Options to purchase shares 1,382,900 829,300 5,297,050 Restricted stock units — — 20,000

Selected Quarterly Data (Unau49

Selected Quarterly Data (Unaudited) (Tables)	12 Months Ended
	Sep. 30, 2015
Selected Quarterly Financial Information [Abstract]
Summary Of Certain Quarterly Financial Data	The following tables are a summary of certain quarterly financial data for the fiscal years ended September 30, 2015 and 2014 . Fiscal 2015 Quarter Ended December 31 March 31 June 30 September 30 (In thousands, except per share data) Interest income $ 95,736 $ 95,647 $ 95,672 $ 96,422 Interest expense 28,600 28,225 28,083 28,442 Net interest income 67,136 67,422 67,589 67,980 Provision for loan losses 2,000 1,000 — (6,000 ) Net interest income after provision for loan losses 65,136 66,422 67,589 73,980 Non-interest income 5,953 5,895 6,126 6,286 Non-interest expense 45,973 48,829 47,819 45,371 Income before income tax 25,116 23,488 25,896 34,895 Income tax expense 8,472 7,822 8,638 11,872 Net income $ 16,644 $ 15,666 $ 17,258 $ 23,023 Earnings per share—basic and diluted $ 0.06 $ 0.05 $ 0.06 $ 0.08 Fiscal 2014 Quarter Ended December 31 March 31 June 30 September 30 (In thousands, except per share data) Interest income $ 93,019 $ 93,345 $ 93,756 $ 94,564 Interest expense 25,224 24,311 25,884 27,832 Net interest income 67,795 69,034 67,872 66,732 Provision for loan losses 6,000 5,000 4,000 4,000 Net interest income after provision for loan losses 61,795 64,034 63,872 62,732 Non-interest income 5,078 5,534 5,710 5,578 Non-interest expense 42,859 44,931 42,849 44,837 Income before income tax 24,014 24,637 26,733 23,473 Income tax expense 7,990 8,252 9,102 7,622 Net income $ 16,024 $ 16,385 $ 17,631 $ 15,851 Earnings per share—basic and diluted $ 0.05 $ 0.05 $ 0.06 $ 0.05

Description Of Business And S50

Description Of Business And Summary Of Significant Accounting Policies (Details) $ in Thousands	12 Months Ended
	Sep. 30, 2015USD ($)branchesoffices	Sep. 30, 2014USD ($)
Goodwill	$ 9,732	$ 9,732
Goodwill, impairment	$ 0	$ 0
Office buildings | Maximum
Useful life	31 years 6 months
Equipment and Software | Minimum
Useful life	3 years
Equipment and Software | Maximum
Useful life	10 years
Leasehold improvements | Maximum
Useful life	10 years
Third Federal Savings And Loan
Full-service branches | branches	38
Loan production offices | offices	8
Common Stock | Third Federal Savings MHC
Outstanding shares of common stock of the Company owned by TFS MHC, percentage	78.08%

Stock Transactions (Details)

Stock Transactions (Details) - shares	Apr. 20, 2007	Sep. 30, 2015	Sep. 30, 2014	Jul. 31, 2015
Class of Stock [Line Items]
Shares issued to Subscribers	100,199,618
Shares Issued to Subscribers, percentage	30.16%
Shares Issued to MHC	227,119,132
Shares Issued to Third Federal Foundation	5,000,000
Shares Issued to Third Federal Foundation, Percentage	1.50%
Shares repurchased		11,275,950	7,770,300
Sixth Repurchase Program
Class of Stock [Line Items]
Number of shares authorized to be repurchased		10,000,000
Seventh Repurchase Program
Class of Stock [Line Items]
Number of shares authorized to be repurchased				10,000,000
Number of shares remaining to repurchase		8,110,000
Shares Repurchased Programs One Through Five
Class of Stock [Line Items]
Number of shares repurchased under previous repurchase plans		31,300,000
Shares Repurchased To Date
Class of Stock [Line Items]
Number of shares repurchased under previous repurchase plans		43,190,000

Regulatory Matters Regulatory M

Regulatory Matters Regulatory Matters (Narrative) (Details) - USD ($) $ / shares in Units, $ in Thousands	Nov. 06, 2015	Sep. 30, 2016	Sep. 30, 2015	Sep. 30, 2014	Aug. 05, 2015
Related Party Transaction [Line Items]
Dividends waived by Third Federal Saving MHC, maximum					$ 0.40
Third Federal Savings And Loan
Related Party Transaction [Line Items]
Dividends paid to the Company by the Association			$ 66,000	$ 85,000
Special dividend payable to the Company after non-objection of regulator, amount			$ 150,000
Subsequent Event | Third Federal Savings And Loan
Related Party Transaction [Line Items]
Dividends paid to the Company by the Association	$ 50,000
Remaining payment of special dividend to the Company by the Association		$ 100,000

Regulatory Matters (Summary Of

Regulatory Matters (Summary Of Actual Capital Amounts And Ratios Compared To Minimum Requirements) (Details) - Third Federal Savings And Loan - USD ($) $ in Thousands	Sep. 30, 2015	Sep. 30, 2014
Actual [Abstract]
Total Capital to Risk-Weighted Assets, Actual Amount	$ 1,677,809	$ 1,665,477
Core Capital to Adjusted Tangible Assets, Actual Amount	1,606,251	1,584,115
Tier 1 Capital to Risk-Weighted Assets, Actual Amount	1,606,251	$ 1,584,115
Common Equity Tier 1 Capital to Risk Weighted Assets	$ 1,606,237
Total Capital to Risk-Weighted Assets, Actual Ratio	22.92%	25.25%
Core Capital to Adjusted Tangible Assets, Actual Ratio	12.78%	13.47%
Tier 1 Capital to Risk Weighted Assets, Actual Ratio	21.95%	24.02%
Common Equity Tier 1 Capital to RiSK Weighted Assets Ratio	21.95%
For Capital Adequacy Purposes [Abstract]
Total Capital to Risk-Weighted Assets Required For Capital Adequacy Purposes, Minimum Amount	$ 585,520	$ 527,702
Core Capital to Adjusted Tangible Assets Required For Capital Adequacy Purposes, Minimum Amount	502,584	$ 470,513
Tier One Risk Based Capital Required for Capital Adequacy	439,140
Common Equity Tier 1 Capital to Risk Weighted assets for Capital Adequacy, Minimum Amount	$ 329,355
Total Capital to Risk-Weighted Assets Required For Capital Adequacy Purposes, Minimum Ratio	8.00%	8.00%
Tier One Leverage Capital Required for Capital Adequacy to Average Assets	4.00%	4.00%
Tier One Risk Based Capital Required for Capital Adequacy to Risk Weighted Assets	6.00%
Common Equity Tier 1 Capital to Risk Weighted Assets for Capital Adequacy Purposes, Minimum Ratio	4.50%
To Be Well Capitalized Under Prompt Corrective Action Provision [Abstract]
Total Capital to Risk-Weighted Assets Required To be Well Capitalized Under Prompt Corrective Action Provision, Minimum Amount	$ 731,900	$ 659,627
Core Capital to Adjusted Tangible Assets Required To be Well Capitalized Under Prompt Corrective Action Provision, Minimum Amount	628,230	588,141
Tier 1 Capital to Risk-Weighted Assets, Required To be Well Capitalized Under Prompt Corrective Action Provision, Minimum Amount	585,520	$ 395,776
Common Equity Tier 1 Capital to Risk Weighted Assets Required to be Well Capitalized Under Prompt Corrective Action Provision, Minimum Amount	$ 475,735
Total Capital to Risk-Weighted Assets Required To be Well Capitalized Under Prompt Corrective Action Provision, Minimum Ratio	10.00%	10.00%
Core Capital to Adjusted Tangible Assets Required To be Well Capitalized Under Prompt Corrective Action Provision, Minimum Ratio	5.00%	5.00%
Tier 1 Capital to Risk-Weighted Assets Required To be Well Capitalized Under Prompt Corrective Action Provision, Minimum Ratio	8.00%	6.00%
Common Equity Tier 1 Capital to Risk Weighted Assets to be Well Capitalized Under Prompt Corrective Action Provision, Minimum Ratio	6.50%

Regulatory Matters (Reconciliat

Regulatory Matters (Reconciliation Of Association's Total Capital Under GAAP To Regulatory Capital Amounts) (Details) - USD ($) $ in Thousands	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2012
Reconciliation of GAAP Capital to Regulatory Capital [Line Items]
Total shareholders' equity	$ 1,729,370	$ 1,839,457	$ 1,871,477	$ 1,806,850
Third Federal Savings And Loan
Reconciliation of GAAP Capital to Regulatory Capital [Line Items]
Total shareholders' equity	1,597,791	1,579,573
Intangible Assets, Net (Including Goodwill)	4,619	6,250
AOCI related to pension obligation	14,991	9,699
Other	(1,926)	1,093
Common Equity Tier 1 Capital	1,606,237
Minority Interest Includable in Tier 1 Capital	14	0
Total Tier 1 and Core Capital	1,606,251	1,584,115
Minority Interest includable in Total Capital	4	0
Tier Two Risk Based Capital	71,554	81,362
Total risk based capital	$ 1,677,809	$ 1,665,477

Investment Securities (Narrativ

Investment Securities (Narrative) (Details) - USD ($) $ in Thousands	12 Months Ended
	Sep. 30, 2014	Sep. 30, 2015
Schedule of Available-for-sale Securities [Line Items]
Proceeds from sale of available-for-sale securities	$ 38,725
Net realized gain on investment securities available-for-sale	276
U.S. government and agency obligations
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale Securities, Year Two Through Five, Amortized Cost Basis	2,000
Available-for-sale Securities, Next Twelve Months, Amortized Cost Basis		$ 2,000
Available-for-sale Securities, Next Twelve Months, Fair Value		$ 2,002
Available-for-sale Securities, Year Two Through Five, Fair Value	$ 2,023

Investment Securities (Investme

Investment Securities (Investments Securities Available For Sale) (Details) - USD ($) $ in Thousands	Sep. 30, 2015	Sep. 30, 2014
Schedule of Available-for-sale Securities [Line Items]
Investment securities available for sale, Amortized Cost	$ 582,091	$ 570,549
Available-for-sale securities, gross unrealized gains	3,840	2,668
Available-for-sale securities, gross unrealized losses	878	4,349
Investment securities—available-for-sale	585,053	568,868
U.S. government and agency obligations
Schedule of Available-for-sale Securities [Line Items]
Investment securities available for sale, Amortized Cost	2,000	2,000
Available-for-sale securities, gross unrealized gains	2	23
Available-for-sale securities, gross unrealized losses	0	0
Investment securities—available-for-sale	2,002	2,023
REMICs
Schedule of Available-for-sale Securities [Line Items]
Investment securities available for sale, Amortized Cost	570,194	557,895
Available-for-sale securities, gross unrealized gains	3,135	1,896
Available-for-sale securities, gross unrealized losses	878	4,184
Investment securities—available-for-sale	572,451	555,607
Fannie Mae certificates
Schedule of Available-for-sale Securities [Line Items]
Investment securities available for sale, Amortized Cost	9,897	10,654
Available-for-sale securities, gross unrealized gains	703	749
Available-for-sale securities, gross unrealized losses	0	165
Investment securities—available-for-sale	$ 10,600	$ 11,238

Investment Securities (Gross Un

Investment Securities (Gross Unrealized Losses On Securities And The Estimated Fair Value Of The Related Securities) (Details) - USD ($) $ in Thousands	Sep. 30, 2015	Sep. 30, 2014
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale, Less Than 12 Months, Estimated Fair Value	$ 86,754	$ 182,151
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss	299	947
Available-for-sale, 12 Months or More, Estimated Fair Value	80,639	167,147
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss	579	3,402
Available-for-sale, Total, Estimated Fair Value	167,393	349,298
Available-for-sale Securities, Continuous Unrealized Loss Position, Accumulated Loss	878	4,349
REMICs
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale, Less Than 12 Months, Estimated Fair Value	86,754	182,151
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss	299	947
Available-for-sale, 12 Months or More, Estimated Fair Value	80,639	162,321
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss	579	3,237
Available-for-sale, Total, Estimated Fair Value	167,393	344,472
Available-for-sale Securities, Continuous Unrealized Loss Position, Accumulated Loss	878	4,184
Fannie Mae certificates
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale, Less Than 12 Months, Estimated Fair Value	0	0
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss	0	0
Available-for-sale, 12 Months or More, Estimated Fair Value	0	4,826
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss	0	165
Available-for-sale, Total, Estimated Fair Value	0	4,826
Available-for-sale Securities, Continuous Unrealized Loss Position, Accumulated Loss	$ 0	$ 165

Loans And Allowance For Loan 58

Loans And Allowance For Loan Losses (Narrative) (Details) $ in Thousands	1 Months Ended			3 Months Ended		12 Months Ended
	Apr. 30, 2015	Mar. 31, 2014	Mar. 31, 2013	Sep. 30, 2014USD ($)	Dec. 31, 2013USD ($)	Sep. 30, 2015USD ($)loans	Sep. 30, 2014USD ($)	Sep. 30, 2013USD ($)	Sep. 30, 2011
Financing Receivable, Recorded Investment [Line Items]
Mortgage loans held for sale				$ 4,962		$ 116	$ 4,962
Real estate loans				10,737,068		11,279,345	10,737,068
Loans, recorded investment				10,712,049		11,259,137	10,712,049
Nonaccrual Loans				135,537		106,790	135,537
Allowance for loan losses, Individually Evaluated				15,787		$ 14,318	15,787
Loans covered by mortgage insurers that were deferring claim payments or which we assessed as being non-investment grade, number | loans						0
Recorded investment of loans modified in trouble debt restructurings included in impaired loans				186,428		$ 178,259	186,428
Residential mortgage loans, collateral evaluated for charge-off, number of days past due						180 days
Home equity lines of credit ,equity loans and residential loans modified in a troubled debt restructuring chargeoffs days past due						90 days
All classes of loans, collateral evaluated for charge-off, sheriff sale scheduled number of days to sell						60 days
All classes of loans, all borrowers filed Chapter 7 Bankruptcy, collateral evaluated for charge-off, days since notification						60 days
All classes of loans, borrower filed bankruptcy, collateral evaluated for charge-off, days past due						30 days
Interest income on impaired loans using a cash-basis method						$ 1,347	1,213	$ 1,463
Performing troubled debt restructure loans evaluated for impairment				233,386		212,172	233,386
Loans collectively evaluated for impairment				10,478,663		11,046,965	10,478,663
Consumer and other				$ 4,721		3,468	4,721
Threshold period for uncollectible, delinquent and in foreclosure, number of days				1500 days
PMIC
Financing Receivable, Recorded Investment [Line Items]
Real estate loans				$ 186,233		132,857	186,233
PMI claims payments, percentage of claim paid	70.00%	67.00%	55.00%						50.00%
Recoveries						415	1,300
MGIC
Financing Receivable, Recorded Investment [Line Items]
Real estate loans				$ 74,254		$ 56,898	$ 74,254
Residential Real Estate Mortgage Loans | Ohio
Financing Receivable, Recorded Investment [Line Items]
Residential real estate loans held, percentage				68.00%		63.00%	68.00%
Residential Real Estate Mortgage Loans | Florida
Financing Receivable, Recorded Investment [Line Items]
Residential real estate loans held, percentage				17.00%		17.00%	17.00%
Home Equity Loans And Lines Of Credit
Financing Receivable, Recorded Investment [Line Items]
Real estate loans				$ 1,696,929		$ 1,625,239	$ 1,696,929
Loans, recorded investment				1,704,215		1,634,432	1,704,215
Nonaccrual Loans				26,189		21,514	26,189
Allowance for loan losses, Individually Evaluated				532		772	532
Recorded investment of loans modified in trouble debt restructurings included in impaired loans				20,737		22,419	20,737
Performing troubled debt restructure loans evaluated for impairment				34,490		34,112	34,490
Loans collectively evaluated for impairment				$ 1,669,725		1,600,320	1,669,725
Recoveries						$ 7,468	$ 4,918	4,964
Home Equity Loans And Lines Of Credit | Ohio
Financing Receivable, Recorded Investment [Line Items]
Residential real estate loans held, percentage				40.00%		39.00%	40.00%
Home Equity Loans And Lines Of Credit | Florida
Financing Receivable, Recorded Investment [Line Items]
Residential real estate loans held, percentage				28.00%		26.00%	28.00%
Home Equity Loans And Lines Of Credit | California
Financing Receivable, Recorded Investment [Line Items]
Residential real estate loans held, percentage				13.00%		13.00%	13.00%
Total Real Estate Loans
Financing Receivable, Recorded Investment [Line Items]
Loans, recorded investment				$ 10,707,328		$ 11,255,669	$ 10,707,328
Loans collectively evaluated for impairment				10,473,942		11,043,497	10,473,942
Recoveries						14,544	9,802	7,931
Residential Home Today
Financing Receivable, Recorded Investment [Line Items]
Real estate loans				154,196		135,746	154,196
Loans, recorded investment				151,962		133,976	151,962
Nonaccrual Loans				29,960		22,556	29,960
Allowance for loan losses, Individually Evaluated				$ 6,366		$ 4,166	$ 6,366
Real Estate Loans covered by private mortgage insurance, percentage				42.00%		34.00%	42.00%
Recorded investment of loans modified in trouble debt restructurings included in impaired loans				$ 60,109		$ 53,891	$ 60,109
Performing troubled debt restructure loans evaluated for impairment				67,177		58,046	67,177
Loans collectively evaluated for impairment				84,785		75,930	84,785
Recoveries						1,533	1,909	$ 775
Residential Home Today Originated Prior To March 27, 2009
Financing Receivable, Recorded Investment [Line Items]
Real estate loans				151,164		$ 132,762	151,164
Equity Lines Of Credit
Financing Receivable, Recorded Investment [Line Items]
Maximum number of years interest only						10 years
Maximum term years after interest loan converted to fully amortizing						20 years
Residential Mortgage
Financing Receivable, Recorded Investment [Line Items]
Maximum number of years interest only						5 years
Maximum term years after interest loan converted to fully amortizing						30 years
Unlikely to be Collected Financing Receivable
Financing Receivable, Recorded Investment [Line Items]
Uncollectible and fully charged-off					$ 5,321
Unlikely to be Collected Financing Receivable | Home Equity Loans And Lines Of Credit
Financing Receivable, Recorded Investment [Line Items]
Loans, recorded investment				0		$ 0	0
Unlikely to be Collected Financing Receivable | Total Real Estate Loans
Financing Receivable, Recorded Investment [Line Items]
Loans, recorded investment				0		0	0
Unlikely to be Collected Financing Receivable | Residential Home Today
Financing Receivable, Recorded Investment [Line Items]
Loans, recorded investment				0		0	0
Pass | Home Equity Loans And Lines Of Credit
Financing Receivable, Recorded Investment [Line Items]
Loans, recorded investment				1,667,939		1,604,226	1,667,939
Pass | Total Real Estate Loans
Financing Receivable, Recorded Investment [Line Items]
Loans, recorded investment				10,556,503		11,134,514	10,556,503
Pass | Residential Home Today
Financing Receivable, Recorded Investment [Line Items]
Loans, recorded investment				120,827		110,105	120,827
Special Mention
Financing Receivable, Recorded Investment [Line Items]
Loans collectively evaluated for impairment				6,084		4,279	6,084
Special Mention | Home Equity Loans And Lines Of Credit
Financing Receivable, Recorded Investment [Line Items]
Loans, recorded investment				6,084		4,279	6,084
Special Mention | Total Real Estate Loans
Financing Receivable, Recorded Investment [Line Items]
Loans, recorded investment				6,084		4,279	6,084
Special Mention | Residential Home Today
Financing Receivable, Recorded Investment [Line Items]
Loans, recorded investment				0		0	0
Substandard
Financing Receivable, Recorded Investment [Line Items]
Loans collectively evaluated for impairment				14,814		8,094	14,814
Substandard | Home Equity Loans And Lines Of Credit
Financing Receivable, Recorded Investment [Line Items]
Loans, recorded investment				30,192		25,927	30,192
Substandard | Total Real Estate Loans
Financing Receivable, Recorded Investment [Line Items]
Loans, recorded investment				144,741		116,876	144,741
Substandard | Residential Home Today
Financing Receivable, Recorded Investment [Line Items]
Loans, recorded investment				31,135		23,871	31,135
Further Deterioration In Fair Value Of Collateral [Member]
Financing Receivable, Recorded Investment [Line Items]
Allowance for loan losses, Individually Evaluated				0		201	0
Performing
Financing Receivable, Recorded Investment [Line Items]
Nonaccrual Loans				73,946		68,415	73,946
Performing | PMIC
Financing Receivable, Recorded Investment [Line Items]
Real estate loans				170,128		122,025	170,128
Performing | MGIC
Financing Receivable, Recorded Investment [Line Items]
Real estate loans				73,616		56,295	73,616
Performing Chapter 7 Bankruptcy
Financing Receivable, Recorded Investment [Line Items]
Nonaccrual Loans				49,019		45,575	49,019
Nonperforming
Financing Receivable, Recorded Investment [Line Items]
Consumer and other				0		0	0
Troubled Debt Restructuring
Financing Receivable, Recorded Investment [Line Items]
Performing troubled debt restructure loans evaluated for impairment				186,428		178,259	186,428
Troubled Debt Restructuring | Performing | Present Value Of Cash Flows
Financing Receivable, Recorded Investment [Line Items]
Allowance for loan losses, Individually Evaluated				15,787		14,117	15,787
Troubled Debt Restructuring | Nonperforming | Total Real Estate Loans
Financing Receivable, Recorded Investment [Line Items]
Performing troubled debt restructure loans evaluated for impairment				20,851		14,971	20,851
Impaired Loans, Net | Performing | Pass
Financing Receivable, Recorded Investment [Line Items]
Recorded investment of loans modified in trouble debt restructurings included in impaired loans				103,459		103,390	103,459
Interest Only | Equity Lines Of Credit
Financing Receivable, Recorded Investment [Line Items]
Loans, recorded investment				$ 1,542,020		$ 1,465,385	$ 1,542,020

Loans And Allowance For Loan 59

Loans And Allowance For Loan Losses (Loans Held For Investment) (Details) - USD ($) $ in Thousands	Sep. 30, 2015	Sep. 30, 2014
Loan Portfolio [Line Items]
Real estate loans	$ 11,279,345	$ 10,737,068
Consumer and other	3,468	4,721
Deferred loan fees-net	10,112	(1,155)
Loans-in-process ("LIP")	(33,788)	(28,585)
Allowance for loan losses	(71,554)	(81,362)
Loans, net	11,187,583	10,630,687
Residential Core
Loan Portfolio [Line Items]
Real estate loans	9,462,939	8,828,839
Residential Home Today
Loan Portfolio [Line Items]
Real estate loans	135,746	154,196
Home Equity Loans And Lines Of Credit
Loan Portfolio [Line Items]
Real estate loans	1,625,239	1,696,929
Construction
Loan Portfolio [Line Items]
Real estate loans	$ 55,421	$ 57,104

Loans And Allowance For Loan 60

Loans And Allowance For Loan Losses (Schedule Of Recorded Investment In Loan Receivables That Are Past Due) (Details) - USD ($) $ in Thousands	Sep. 30, 2015	Sep. 30, 2014
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	$ 65,488	$ 93,028
Current	11,193,649	10,619,021
Recorded investment, Total	11,259,137	10,712,049
Residential Core
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	35,871	50,417
Current	9,430,189	8,772,180
Recorded investment, Total	9,466,060	8,822,597
Residential Home Today
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	17,441	25,545
Current	116,535	126,417
Recorded investment, Total	133,976	151,962
Home Equity Loans And Lines Of Credit
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	11,749	16,866
Current	1,622,683	1,687,349
Recorded investment, Total	1,634,432	1,704,215
Construction
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	427	200
Current	20,774	28,354
Recorded investment, Total	21,201	28,554
Total Real Estate Loans
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	65,488	93,028
Current	11,190,181	10,614,300
Recorded investment, Total	11,255,669	10,707,328
Other Consumer Loans
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	0	0
Current	3,468	4,721
Recorded investment, Total	3,468	4,721
Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	19,120	23,198
Financing Receivables, 30 to 59 Days Past Due [Member] | Residential Core
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	8,242	9,067
Financing Receivables, 30 to 59 Days Past Due [Member] | Residential Home Today
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	5,866	7,887
Financing Receivables, 30 to 59 Days Past Due [Member] | Home Equity Loans And Lines Of Credit
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	5,012	6,044
Financing Receivables, 30 to 59 Days Past Due [Member] | Construction
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	0	200
Financing Receivables, 30 to 59 Days Past Due [Member] | Total Real Estate Loans
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	19,120	23,198
Financing Receivables, 30 to 59 Days Past Due [Member] | Other Consumer Loans
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	0	0
Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	38,376	61,593
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Residential Core
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	23,306	37,451
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Residential Home Today
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	9,068	15,105
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Home Equity Loans And Lines Of Credit
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	5,575	9,037
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Construction
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	427	0
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Total Real Estate Loans
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	38,376	61,593
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Other Consumer Loans
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	0	0
Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	7,992	8,237
Financing Receivables, 60 to 89 Days Past Due [Member] | Residential Core
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	4,323	3,899
Financing Receivables, 60 to 89 Days Past Due [Member] | Residential Home Today
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	2,507	2,553
Financing Receivables, 60 to 89 Days Past Due [Member] | Home Equity Loans And Lines Of Credit
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	1,162	1,785
Financing Receivables, 60 to 89 Days Past Due [Member] | Construction
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	0	0
Financing Receivables, 60 to 89 Days Past Due [Member] | Total Real Estate Loans
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	7,992	8,237
Financing Receivables, 60 to 89 Days Past Due [Member] | Other Consumer Loans
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	$ 0	$ 0

Loans And Allowance For Loan 61

Loans And Allowance For Loan Losses (Schedule Of Recorded Investment Of Loan Receivables In Non-Accrual Status) (Details) - USD ($) $ in Thousands	Sep. 30, 2015	Sep. 30, 2014
Financing Receivable, Recorded Investment, Non-accrual [Line Items]
Total non-accrual loans	$ 106,790	$ 135,537
Residential Core
Financing Receivable, Recorded Investment, Non-accrual [Line Items]
Total non-accrual loans	62,293	79,388
Residential Home Today
Financing Receivable, Recorded Investment, Non-accrual [Line Items]
Total non-accrual loans	22,556	29,960
Home Equity Loans And Lines Of Credit
Financing Receivable, Recorded Investment, Non-accrual [Line Items]
Total non-accrual loans	21,514	26,189
Construction
Financing Receivable, Recorded Investment, Non-accrual [Line Items]
Total non-accrual loans	$ 427	$ 0

Loans And Allowance For Loan 62

Loans And Allowance For Loan Losses (Schedule Of Recorded Investment In Loan Receivables According to the Method of Evaluation) (Details) - USD ($) $ in Thousands	Sep. 30, 2015	Sep. 30, 2014
Financing Receivable, Allowance for Credit Losses [Line Items]
Recorded investment, Individually	$ 212,172	$ 233,386
Recorded investment, Collectively	11,046,965	10,478,663
Recorded investment, Total	11,259,137	10,712,049
Residential Core
Financing Receivable, Allowance for Credit Losses [Line Items]
Recorded investment, Individually	119,588	131,719
Recorded investment, Collectively	9,346,472	8,690,878
Recorded investment, Total	9,466,060	8,822,597
Residential Home Today
Financing Receivable, Allowance for Credit Losses [Line Items]
Recorded investment, Individually	58,046	67,177
Recorded investment, Collectively	75,930	84,785
Recorded investment, Total	133,976	151,962
Home Equity Loans And Lines Of Credit
Financing Receivable, Allowance for Credit Losses [Line Items]
Recorded investment, Individually	34,112	34,490
Recorded investment, Collectively	1,600,320	1,669,725
Recorded investment, Total	1,634,432	1,704,215
Construction
Financing Receivable, Allowance for Credit Losses [Line Items]
Recorded investment, Individually	426	0
Recorded investment, Collectively	20,775	28,554
Recorded investment, Total	21,201	28,554
Total Real Estate Loans
Financing Receivable, Allowance for Credit Losses [Line Items]
Recorded investment, Individually	212,172	233,386
Recorded investment, Collectively	11,043,497	10,473,942
Recorded investment, Total	11,255,669	10,707,328
Other Consumer Loans
Financing Receivable, Allowance for Credit Losses [Line Items]
Recorded investment, Individually	0	0
Recorded investment, Collectively	3,468	4,721
Recorded investment, Total	$ 3,468	$ 4,721

Loans And Allowance For Loan 63

Loans And Allowance For Loan Losses (Schedule Of Allowance For Loan Losses According To The Method Of Evaluation) (Details) - USD ($) $ in Thousands	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2012
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses, Individually Evaluated	$ 14,318	$ 15,787
Allowance for loan losses, Collectively Evaluated	57,236	65,575
Allowance for Credit Losses,Total	71,554	81,362
Residential Core
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses, Individually Evaluated	9,354	8,889
Allowance for loan losses, Collectively Evaluated	13,242	22,191
Allowance for Credit Losses,Total	22,596	31,080	$ 35,427	$ 31,618
Residential Home Today
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses, Individually Evaluated	4,166	6,366
Allowance for loan losses, Collectively Evaluated	5,831	10,058
Allowance for Credit Losses,Total	9,997	16,424	24,112	22,588
Home Equity Loans And Lines Of Credit
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses, Individually Evaluated	772	532
Allowance for loan losses, Collectively Evaluated	38,154	33,299
Allowance for Credit Losses,Total	38,926	33,831	32,818	45,508
Construction
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses, Individually Evaluated	26	0
Allowance for loan losses, Collectively Evaluated	9	27
Allowance for Credit Losses,Total	35	27	180	750
Total Real Estate Loans
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for Credit Losses,Total	$ 71,554	$ 81,362	$ 92,537	$ 100,464

Loans And Allowance For Loan 64

Loans And Allowance For Loan Losses (Schedule Of Recorded Investment And The Unpaid Principal Balance Of Impaired Loans) (Details) - USD ($) $ in Thousands	Sep. 30, 2015	Sep. 30, 2014
Financing Receivable, Impaired [Line Items]
With no related IVA recorded, Recorded Investment	$ 108,261	$ 127,503
With no related IVA recorded, Unpaid Principal Balance	163,190	190,319
With an IVA recorded, Recorded Investment	103,911	105,883
With an IVA recorded, Unpaid Principal Balance	105,309	107,500
Allowance for loan losses, Individually Evaluated	14,318	15,787
Impaired loans, Recorded Investment	212,172	233,386
Impaired loans, Unpaid Principal Balance	268,499	297,819
Residential Core
Financing Receivable, Impaired [Line Items]
With no related IVA recorded, Recorded Investment	62,177	72,840
With no related IVA recorded, Unpaid Principal Balance	80,622	94,419
With an IVA recorded, Recorded Investment	57,411	58,879
With an IVA recorded, Unpaid Principal Balance	58,224	59,842
Allowance for loan losses, Individually Evaluated	9,354	8,889
Impaired loans, Recorded Investment	119,588	131,719
Impaired loans, Unpaid Principal Balance	138,846	154,261
Residential Home Today
Financing Receivable, Impaired [Line Items]
With no related IVA recorded, Recorded Investment	23,038	28,045
With no related IVA recorded, Unpaid Principal Balance	50,256	57,854
With an IVA recorded, Recorded Investment	35,008	39,132
With an IVA recorded, Unpaid Principal Balance	35,479	39,749
Allowance for loan losses, Individually Evaluated	4,166	6,366
Impaired loans, Recorded Investment	58,046	67,177
Impaired loans, Unpaid Principal Balance	85,735	97,603
Home Equity Loans And Lines Of Credit
Financing Receivable, Impaired [Line Items]
With no related IVA recorded, Recorded Investment	23,046	26,618
With no related IVA recorded, Unpaid Principal Balance	32,312	38,046
With an IVA recorded, Recorded Investment	11,066	7,872
With an IVA recorded, Unpaid Principal Balance	11,034	7,909
Allowance for loan losses, Individually Evaluated	772	532
Impaired loans, Recorded Investment	34,112	34,490
Impaired loans, Unpaid Principal Balance	43,346	45,955
Construction
Financing Receivable, Impaired [Line Items]
With no related IVA recorded, Recorded Investment	0	0
With no related IVA recorded, Unpaid Principal Balance	0	0
With an IVA recorded, Recorded Investment	426	0
With an IVA recorded, Unpaid Principal Balance	572	0
Allowance for loan losses, Individually Evaluated	26	0
Impaired loans, Recorded Investment	426	0
Impaired loans, Unpaid Principal Balance	$ 572	$ 0

Loans And Allowance For Loan 65

Loans And Allowance For Loan Losses (Schedule Of Average Recorded Investment In Impaired Loans And The Amount Of Interest Income) (Details) - USD ($) $ in Thousands	12 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2013
Financing Receivable, Impaired [Line Items]
With no related IVA recorded, Average Recorded Investment	$ 117,883	$ 137,311	$ 152,647
With an IVA recorded, Average Recorded Investment	104,897	110,904	128,311
With no related IVA recorded, Interest Income	2,034	1,749	1,888
With an IVA recorded, Interest Income	4,728	5,147	5,961
Average Recorded Investment, Total	222,780	248,215	280,958
Interest Income Recognized, Total	6,762	6,896	7,849
Residential Core
Financing Receivable, Impaired [Line Items]
With no related IVA recorded, Average Recorded Investment	67,509	79,440	91,134
With an IVA recorded, Average Recorded Investment	58,145	60,971	65,978
With no related IVA recorded, Interest Income	1,464	1,125	1,169
With an IVA recorded, Interest Income	2,570	2,792	3,198
Average Recorded Investment, Total	125,654	140,411	157,112
Interest Income Recognized, Total	4,034	3,917	4,367
Residential Home Today
Financing Receivable, Impaired [Line Items]
With no related IVA recorded, Average Recorded Investment	25,542	30,604	34,871
With an IVA recorded, Average Recorded Investment	37,070	42,517	52,340
With no related IVA recorded, Interest Income	271	261	234
With an IVA recorded, Interest Income	1,877	2,110	2,487
Average Recorded Investment, Total	62,612	73,121	87,211
Interest Income Recognized, Total	2,148	2,371	2,721
Home Equity Loans And Lines Of Credit
Financing Receivable, Impaired [Line Items]
With no related IVA recorded, Average Recorded Investment	24,832	27,056	25,946
With an IVA recorded, Average Recorded Investment	9,469	7,383	9,756
With no related IVA recorded, Interest Income	299	357	467
With an IVA recorded, Interest Income	271	245	266
Average Recorded Investment, Total	34,301	34,439	35,702
Interest Income Recognized, Total	570	602	733
Construction
Financing Receivable, Impaired [Line Items]
With no related IVA recorded, Average Recorded Investment	0	211	696
With an IVA recorded, Average Recorded Investment	213	33	237
With no related IVA recorded, Interest Income	0	6	18
With an IVA recorded, Interest Income	10	0	10
Average Recorded Investment, Total	213	244	933
Interest Income Recognized, Total	$ 10	$ 6	$ 28

Loans And Allowance For Loan 66

Loans And Allowance For Loan Losses (Schedule of Recorded Investment in Troubled Debt Restructured Loans by Type of Concession) (Details) - USD ($) $ in Thousands	Sep. 30, 2015	Sep. 30, 2014
Financing Receivable, Modifications [Line Items]
Recorded Investment in TDRs	$ 178,259	$ 186,428
Reduction in Interest Rates
Financing Receivable, Modifications [Line Items]
Recorded Investment in TDRs	23,573	28,141
Payment Extensions
Financing Receivable, Modifications [Line Items]
Recorded Investment in TDRs	4,199	3,176
Forbearance Or Other Actions
Financing Receivable, Modifications [Line Items]
Recorded Investment in TDRs	14,404	18,465
Multiple Concessions
Financing Receivable, Modifications [Line Items]
Recorded Investment in TDRs	38,727	37,411
Multiple Restructurings
Financing Receivable, Modifications [Line Items]
Recorded Investment in TDRs	45,431	44,329
Bankruptcy
Financing Receivable, Modifications [Line Items]
Recorded Investment in TDRs	51,925	54,906
Residential Core
Financing Receivable, Modifications [Line Items]
Recorded Investment in TDRs	101,949	105,582
Residential Core | Reduction in Interest Rates
Financing Receivable, Modifications [Line Items]
Recorded Investment in TDRs	15,743	16,693
Residential Core | Payment Extensions
Financing Receivable, Modifications [Line Items]
Recorded Investment in TDRs	934	1,265
Residential Core | Forbearance Or Other Actions
Financing Receivable, Modifications [Line Items]
Recorded Investment in TDRs	8,252	10,248
Residential Core | Multiple Concessions
Financing Receivable, Modifications [Line Items]
Recorded Investment in TDRs	22,211	21,113
Residential Core | Multiple Restructurings
Financing Receivable, Modifications [Line Items]
Recorded Investment in TDRs	22,594	22,687
Residential Core | Bankruptcy
Financing Receivable, Modifications [Line Items]
Recorded Investment in TDRs	32,215	33,576
Residential Home Today
Financing Receivable, Modifications [Line Items]
Recorded Investment in TDRs	53,891	60,109
Residential Home Today | Reduction in Interest Rates
Financing Receivable, Modifications [Line Items]
Recorded Investment in TDRs	7,734	11,374
Residential Home Today | Payment Extensions
Financing Receivable, Modifications [Line Items]
Recorded Investment in TDRs	12	78
Residential Home Today | Forbearance Or Other Actions
Financing Receivable, Modifications [Line Items]
Recorded Investment in TDRs	5,643	7,448
Residential Home Today | Multiple Concessions
Financing Receivable, Modifications [Line Items]
Recorded Investment in TDRs	12,302	15,085
Residential Home Today | Multiple Restructurings
Financing Receivable, Modifications [Line Items]
Recorded Investment in TDRs	21,928	20,823
Residential Home Today | Bankruptcy
Financing Receivable, Modifications [Line Items]
Recorded Investment in TDRs	6,272	5,301
Home Equity Loans And Lines Of Credit
Financing Receivable, Modifications [Line Items]
Recorded Investment in TDRs	22,419	20,737
Home Equity Loans And Lines Of Credit | Reduction in Interest Rates
Financing Receivable, Modifications [Line Items]
Recorded Investment in TDRs	96	74
Home Equity Loans And Lines Of Credit | Payment Extensions
Financing Receivable, Modifications [Line Items]
Recorded Investment in TDRs	3,253	1,833
Home Equity Loans And Lines Of Credit | Forbearance Or Other Actions
Financing Receivable, Modifications [Line Items]
Recorded Investment in TDRs	509	769
Home Equity Loans And Lines Of Credit | Multiple Concessions
Financing Receivable, Modifications [Line Items]
Recorded Investment in TDRs	4,214	1,213
Home Equity Loans And Lines Of Credit | Multiple Restructurings
Financing Receivable, Modifications [Line Items]
Recorded Investment in TDRs	909	819
Home Equity Loans And Lines Of Credit | Bankruptcy
Financing Receivable, Modifications [Line Items]
Recorded Investment in TDRs	$ 13,438	$ 16,029

Loans And Allowance For Loan 67

Loans And Allowance For Loan Losses (Schedule Of Troubled Debt Restructured Loans Modified During the Period by Type of Concession) (Details) - USD ($) $ in Thousands	12 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2013
Financing Receivable, Modifications [Line Items]
Troubled debt restructured loans	$ 34,288	$ 32,787	$ 36,742
Reduction in Interest Rates
Financing Receivable, Modifications [Line Items]
Troubled debt restructured loans	2,570	3,670	3,892
Payment Extensions
Financing Receivable, Modifications [Line Items]
Troubled debt restructured loans	1,800	1,442	129
Forbearance Or Other Actions
Financing Receivable, Modifications [Line Items]
Troubled debt restructured loans	1,591	1,643	0
Multiple Concessions
Financing Receivable, Modifications [Line Items]
Troubled debt restructured loans	7,844	6,772	5,868
Multiple Restructurings
Financing Receivable, Modifications [Line Items]
Troubled debt restructured loans	10,033	11,133	13,507
Bankruptcy
Financing Receivable, Modifications [Line Items]
Troubled debt restructured loans	10,450	8,127	13,346
Residential Core
Financing Receivable, Modifications [Line Items]
Troubled debt restructured loans	18,856	21,336	21,691
Residential Core | Reduction in Interest Rates
Financing Receivable, Modifications [Line Items]
Troubled debt restructured loans	2,490	3,330	3,470
Residential Core | Payment Extensions
Financing Receivable, Modifications [Line Items]
Troubled debt restructured loans	0	0	0
Residential Core | Forbearance Or Other Actions
Financing Receivable, Modifications [Line Items]
Troubled debt restructured loans	745	890	0
Residential Core | Multiple Concessions
Financing Receivable, Modifications [Line Items]
Troubled debt restructured loans	4,464	5,316	5,108
Residential Core | Multiple Restructurings
Financing Receivable, Modifications [Line Items]
Troubled debt restructured loans	4,437	6,716	4,957
Residential Core | Bankruptcy
Financing Receivable, Modifications [Line Items]
Troubled debt restructured loans	6,720	5,084	8,156
Residential Home Today
Financing Receivable, Modifications [Line Items]
Troubled debt restructured loans	8,541	6,102	11,052
Residential Home Today | Reduction in Interest Rates
Financing Receivable, Modifications [Line Items]
Troubled debt restructured loans	80	340	409
Residential Home Today | Payment Extensions
Financing Receivable, Modifications [Line Items]
Troubled debt restructured loans	0	0	0
Residential Home Today | Forbearance Or Other Actions
Financing Receivable, Modifications [Line Items]
Troubled debt restructured loans	758	542	0
Residential Home Today | Multiple Concessions
Financing Receivable, Modifications [Line Items]
Troubled debt restructured loans	301	443	693
Residential Home Today | Multiple Restructurings
Financing Receivable, Modifications [Line Items]
Troubled debt restructured loans	5,306	4,016	8,433
Residential Home Today | Bankruptcy
Financing Receivable, Modifications [Line Items]
Troubled debt restructured loans	2,096	761	1,517
Home Equity Loans And Lines Of Credit
Financing Receivable, Modifications [Line Items]
Troubled debt restructured loans	6,891	5,349	3,999
Home Equity Loans And Lines Of Credit | Reduction in Interest Rates
Financing Receivable, Modifications [Line Items]
Troubled debt restructured loans	0	0	13
Home Equity Loans And Lines Of Credit | Payment Extensions
Financing Receivable, Modifications [Line Items]
Troubled debt restructured loans	1,800	1,442	129
Home Equity Loans And Lines Of Credit | Forbearance Or Other Actions
Financing Receivable, Modifications [Line Items]
Troubled debt restructured loans	88	211	0
Home Equity Loans And Lines Of Credit | Multiple Concessions
Financing Receivable, Modifications [Line Items]
Troubled debt restructured loans	3,079	1,013	67
Home Equity Loans And Lines Of Credit | Multiple Restructurings
Financing Receivable, Modifications [Line Items]
Troubled debt restructured loans	290	401	117
Home Equity Loans And Lines Of Credit | Bankruptcy
Financing Receivable, Modifications [Line Items]
Troubled debt restructured loans	$ 1,634	$ 2,282	$ 3,673

Loans And Allowance For Loan 68

Loans And Allowance For Loan Losses (Schedule Of Troubled Debt Restructured Loans Modified Within The Last 12 Months that Defaulted) (Details) $ in Thousands	12 Months Ended
	Sep. 30, 2015USD ($)contracts	Sep. 30, 2014USD ($)contracts	Sep. 30, 2013USD ($)contracts
Financing Receivable, Modifications [Line Items]
Recorded Investment | $	$ 5,164	$ 6,535	$ 11,354
Number of Contracts	104	134	199
Residential Core
Financing Receivable, Modifications [Line Items]
Recorded Investment | $	$ 3,296	$ 3,384	$ 6,709
Number of Contracts	34	35	61
Residential Home Today
Financing Receivable, Modifications [Line Items]
Recorded Investment | $	$ 1,179	$ 2,073	$ 3,368
Number of Contracts	26	46	70
Home Equity Loans And Lines Of Credit
Financing Receivable, Modifications [Line Items]
Recorded Investment | $	$ 689	$ 1,078	$ 1,277
Number of Contracts	44	53	68

Loans And Allowance For Loan 69

Loans And Allowance For Loan Losses (Schedule Of Credit Quality Of Residential Loan Receivables By An Internally Assigned Grade) (Details) - USD ($) $ in Thousands	Sep. 30, 2015	Sep. 30, 2014
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Total	$ 11,259,137	$ 10,712,049
Residential Core
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Total	9,466,060	8,822,597
Residential Home Today
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Total	133,976	151,962
Home Equity Loans And Lines Of Credit
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Total	1,634,432	1,704,215
Construction
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Total	21,201	28,554
Total Real Estate Loans
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Total	11,255,669	10,707,328
Pass | Residential Core
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Total	9,399,409	8,739,183
Pass | Residential Home Today
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Total	110,105	120,827
Pass | Home Equity Loans And Lines Of Credit
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Total	1,604,226	1,667,939
Pass | Construction
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Total	20,774	28,554
Pass | Total Real Estate Loans
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Total	11,134,514	10,556,503
Special Mention | Residential Core
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Total	0	0
Special Mention | Residential Home Today
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Total	0	0
Special Mention | Home Equity Loans And Lines Of Credit
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Total	4,279	6,084
Special Mention | Construction
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Total	0	0
Special Mention | Total Real Estate Loans
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Total	4,279	6,084
Substandard | Residential Core
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Total	66,651	83,414
Substandard | Residential Home Today
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Total	23,871	31,135
Substandard | Home Equity Loans And Lines Of Credit
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Total	25,927	30,192
Substandard | Construction
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Total	427	0
Substandard | Total Real Estate Loans
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Total	116,876	144,741
Loss | Residential Core
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Total	0	0
Loss | Residential Home Today
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Total	0	0
Loss | Home Equity Loans And Lines Of Credit
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Total	0	0
Loss | Construction
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Total	0	0
Loss | Total Real Estate Loans
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Total	$ 0	$ 0

Loans And Allowance For Loan 70

Loans And Allowance For Loan Losses (Schedule Of Activity In The Allowance For Loan Losses) (Details) - USD ($) $ in Thousands	12 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2013
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Allowance for Credit Losses	$ 81,362
Allowance for Credit Losses	71,554	$ 81,362
Residential Core
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Allowance for Credit Losses	31,080	35,427	$ 31,618
Provisions	(6,987)	9,131	18,467
Charge-offs	(6,866)	(16,220)	(16,719)
Recoveries	5,369	2,742	2,061
Allowance for Credit Losses	22,596	31,080	35,427
Residential Home Today
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Allowance for Credit Losses	16,424	24,112	22,588
Provisions	(4,508)	(1,975)	13,051
Charge-offs	(3,452)	(7,622)	(12,302)
Recoveries	1,533	1,909	775
Allowance for Credit Losses	9,997	16,424	24,112
Home Equity Loans And Lines Of Credit
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Allowance for Credit Losses	33,831	32,818	45,508
Provisions	8,661	12,038	5,889
Charge-offs	(11,034)	(15,943)	(23,543)
Recoveries	7,468	4,918	4,964
Allowance for Credit Losses	38,926	33,831	32,818
Construction
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Allowance for Credit Losses	27	180	750
Provisions	(166)	(194)	(407)
Charge-offs	0	(192)	(294)
Recoveries	174	233	131
Allowance for Credit Losses	35	27	180
Total Real Estate Loans
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Allowance for Credit Losses	81,362	92,537	100,464
Provisions	(3,000)	19,000	37,000
Charge-offs	(21,352)	(39,977)	(52,858)
Recoveries	14,544	9,802	7,931
Allowance for Credit Losses	$ 71,554	$ 81,362	$ 92,537

Mortgage Loan Servicing Right71

Mortgage Loan Servicing Rights (Narrative) (Details) $ in Thousands	12 Months Ended
	Sep. 30, 2015USD ($)tranches	Sep. 30, 2014USD ($)	Sep. 30, 2013USD ($)
Balance of mortgage loans securitized and/or sold	$ 160,052	$ 76,039	$ 349,192
Residential Mortgage
Number of risk tranches used in evaluating mortgage servicing rights for impairment | tranches	19
Unpaid principal balance of mortgage loans serviced for others	$ 2,181,436	$ 2,511,864	$ 2,971,909
Ratio of capaitalized servicing assets to unpaid principal balance of loans serviced for others	0.46%	0.46%	0.47%
Residential Mortgage | Other Non-Interest Income
Servicing income, net of amortization of capitalized servicing assets	$ 5,444	$ 6,759	$ 5,435
Minimum
Annual servicing fee on outstanding loan balance, percentage	0.02%
Maximum
Annual servicing fee on outstanding loan balance, percentage	0.98%

Mortgage Loan Servicing Right72

Mortgage Loan Servicing Rights (Primary Economic Assumptions Used To Measure The Company's Retained Interest Rate) (Details) - Residential Mortgage	12 Months Ended
	Sep. 30, 2015	Sep. 30, 2014
Fair Value Assumption, Date of Securitization or Asset-backed Financing Arrangement, Transferor's Continuing Involvement, Servicing Assets or Liabilities [Line Items]
Primary prepayment speed assumptions (weighted average annual rate)	8.40%	10.50%
Weighted average life (years)	22 years 8 months 12 days	21 years
Amortized cost to service loans (weighted average)	0.12%	0.12%
Weighted average discount rate	12.00%	12.00%

Mortgage Loan Servicing Right73

Mortgage Loan Servicing Rights (Key Economic Assumptions And Sensitivity) (Details) $ in Thousands	12 Months Ended
	Sep. 30, 2015USD ($)
Sensitivity Analysis, Impact of Adverse Change in Assumption [Line Items]
Other assumption, description	Key economic assumption used in the valuation of the mortgage loan servicing rights, Cost to Service
Residential Mortgage
Sensitivity Analysis, Impact of Adverse Change in Assumption [Line Items]
Fair value of mortgage loan servicing rights	$ 21,084
Prepayment speed assumptions (weighted average annual rate)	19.40%
Prepayment speed assumptions, Impact on fair value of 10% adverse change	$ (824)
Prepayment speed assumptions, Impact on fair value of 20% adverse change	$ (1,572)
Estimated prospective annual cost to service loans (weighted average)	0.12%
Estimated prospective annual cost to service loans, Impact on fair value of 10% adverse change	$ (2,032)
Estimated prospective annual cost to service loans, Impact on fair value of 20% adverse change	$ (4,064)
Discount rate	12.00%
Discount rate, Impact on fair value of 10% adverse change	$ (727)
Discount rate, Impact on fair value of 20% adverse change	$ (1,400)

Mortgage Loan Servicing Right74

Mortgage Loan Servicing Rights (Activity In Mortgage Servicing Assets) (Details) - USD ($) $ in Thousands	12 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2013
Mortgage Servicing Assets [Roll Forward]
Balance-beginning of year	$ 11,669
Balance-end of year	9,988	$ 11,669
Residential Mortgage
Mortgage Servicing Assets [Roll Forward]
Balance-beginning of year	11,669	14,074	$ 19,613
Additions from loan securitizations/sales	907	396	1,089
Amortization	(2,588)	(2,801)	(6,628)
Net change in valuation allowance	0	0	0
Balance-end of year	9,988	11,669	14,074
Servicing Asset at Amortized Cost, Fair Value	$ 21,084	$ 27,417	$ 28,784

Premises, Equipment And Softw75

Premises, Equipment And Software, Net Premises, Equipment And Software, Net (Narrative) (Details) - USD ($) $ in Thousands	12 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2013
Property, Plant and Equipment [Line Items]
Depreciation and amortization expense on premises, equipment, and software	$ 4,798	$ 4,621	$ 5,392
Branch rental expense	6,421	6,363	6,187
Non-interest income
Property, Plant and Equipment [Line Items]
Rental income included in other non-interest income	$ 1,414	$ 1,290	$ 1,254

Premises, Equipment And Softw76

Premises, Equipment And Software, Net Premises, Equipment And Software, Net (Property, Plant and Equipment) (Details) - USD ($) $ in Thousands	Sep. 30, 2015	Sep. 30, 2014
Property, Plant and Equipment [Line Items]
Property, Plant and Equipment, Gross	$ 141,849	$ 143,402
Less accumulated depreciation and amortization	(84,662)	(86,959)
Total	57,187	56,443
Land
Property, Plant and Equipment [Line Items]
Property, Plant and Equipment, Gross	11,050	11,050
Office buildings
Property, Plant and Equipment [Line Items]
Property, Plant and Equipment, Gross	71,860	69,381
Furniture, fixtures and equipment
Property, Plant and Equipment [Line Items]
Property, Plant and Equipment, Gross	30,990	35,759
Software
Property, Plant and Equipment [Line Items]
Property, Plant and Equipment, Gross	16,010	15,348
Leasehold improvements
Property, Plant and Equipment [Line Items]
Property, Plant and Equipment, Gross	$ 11,939	$ 11,864

Premises, Equipment And Softw77

Premises, Equipment And Software, Net (Schedule Of Future Minimum Payments Under Non-Cancelable Operating Leases) (Details) $ in Thousands	Sep. 30, 2015USD ($)
Property, Plant and Equipment, Net [Abstract]
2,016	$ 5,058
2,017	4,922
2,018	4,384
2,019	3,344
2,020	2,298
Thereafter	$ 5,058

Premises, Equipment And Softw78

Premises, Equipment And Software, Net (Schedule Of Future Minimum Payments Receivables) (Details) $ in Thousands	Sep. 30, 2015USD ($)
Property, Plant and Equipment, Net [Abstract]
2,016	$ 1,551
2,017	1,368
2,018	1,294
2,019	964
2,020	303
Thereafter	$ 303

Accrued Interest Receivable (Ac

Accrued Interest Receivable (Accrued Interest Receivable) (Details) - USD ($) $ in Thousands	Sep. 30, 2015	Sep. 30, 2014
Accrued Interest Receivable [Line Items]
Accrued interest receivable	$ 32,490	$ 31,952
Investment Securities
Accrued Interest Receivable [Line Items]
Accrued interest receivable	1,320	1,285
Loans
Accrued Interest Receivable [Line Items]
Accrued interest receivable	$ 31,170	$ 30,667

Deposits (Narrative) (Details)

Deposits (Narrative) (Details) - USD ($) $ in Thousands	Sep. 30, 2015	Sep. 30, 2014
Weighted average interest rate, savings accounts	0.18%	0.19%
Weighted average interest rate, NOW accounts	0.14%	0.14%
Weighted average interest rate, certificates of deposit	1.50%	1.58%
Weighted average interest rate, total deposits	1.08%	1.15%
Certificates of deposit in denominations of $100 or more	$ 2,530,031	$ 2,542,222
Brokered certificates of deposit	$ 520,110	$ 356,685

Deposits (Summary Of Deposit Ac

Deposits (Summary Of Deposit Account Balances) (Details) - USD ($) $ in Thousands	Sep. 30, 2015	Sep. 30, 2014
Subtotal NOW and savings accounts	$ 2,605,391	$ 2,652,246
Percentage of NOW and savings accounts to deposits	31.40%	30.60%
Certificates of deposit	$ 5,678,618	$ 6,000,216
Percentage of certificates of deposit to deposits	68.60%	69.40%
Subtotal, Deposits	$ 8,284,009	$ 8,652,462
Subtotal, percent	100.00%	100.00%
Accrued interest	$ 1,849	$ 1,416
Accrued interest to deposits, percent	0.00%	0.00%
Total deposits	$ 8,285,858	$ 8,653,878
Total deposits, percent	100.00%	100.00%
0.00–0.30%
Negotiable order of withdrawal accounts	$ 994,447	$ 990,326
Percentage of NOW accounts to deposits	12.00%	11.40%
0.00–0.55
Savings accounts	$ 1,610,944	$ 1,661,920
Percentage of savings accounts to deposits	19.40%	19.20%
0.00–0.99
Certificates of deposit	$ 1,641,838	$ 2,075,835
Percentage of certificates of deposit to deposits	19.80%	24.00%
1.00–1.99
Certificates of deposit	$ 3,293,964	$ 2,674,079
Percentage of certificates of deposit to deposits	39.80%	30.90%
2.00–2.99
Certificates of deposit	$ 552,902	$ 665,508
Percentage of certificates of deposit to deposits	6.70%	7.70%
3.00–3.99
Certificates of deposit	$ 158,504	$ 517,449
Percentage of certificates of deposit to deposits	1.90%	6.00%
4.00 and above
Certificates of deposit	$ 31,410	$ 67,345
Percentage of certificates of deposit to deposits	0.40%	0.80%
Minimum | 0.00–0.30%
Stated interest rate on deposits	0.00%
Minimum | 0.00–0.99
Stated interest rate on deposits	0.00%
Minimum | 1.00–1.99
Stated interest rate on deposits	1.00%
Minimum | 2.00–2.99
Stated interest rate on deposits	2.00%
Minimum | 3.00–3.99
Stated interest rate on deposits	3.00%
Minimum | 4.00 and above
Stated interest rate on deposits	4.00%
Maximum | 0.00–0.30%
Stated interest rate on deposits	0.30%
Maximum | 0.00–0.55
Stated interest rate on deposits	0.55%
Maximum | 0.00–0.99
Stated interest rate on deposits	0.99%
Maximum | 1.00–1.99
Stated interest rate on deposits	1.99%
Maximum | 2.00–2.99
Stated interest rate on deposits	2.99%
Maximum | 3.00–3.99
Stated interest rate on deposits	3.99%
Maximum | 4.00 and above
Stated interest rate on deposits

Deposits (Scheduled Maturity Of

Deposits (Scheduled Maturity Of Certificates Of Deposit ) (Details) - USD ($) $ in Thousands	12 Months Ended
	Sep. 30, 2015	Sep. 30, 2014
Deposits [Abstract]
12 months or less	$ 1,557,355
13 to 24 months	1,661,629
25 to 36 months	1,135,064
37 to 48 months	751,537
49 to 60 months	479,559
Over 60 months	93,474
Total	$ 5,678,618	$ 6,000,216
12 months or less, percent	27.40%
13 to 24 months, percent	29.30%
25 to 36 months, percent	20.00%
37 to 48 months, percent	13.20%
49 to 60 months, percent	8.50%
Over 60 months, percent	1.60%
Total, percent	100.00%

Deposits (Scheduled Of Interest

Deposits (Scheduled Of Interest Expense On Deposits) (Details) - USD ($) $ in Thousands	12 Months Ended
	Sep. 30, 2015	Sep. 30, 2014
Deposits [Abstract]
Certificates of deposit	$ 89,110	$ 88,316
Negotiable order of withdrawal accounts	1,371	1,442
Savings accounts	3,045	3,420
Total	$ 93,526	$ 93,178

Borrowed Funds Borrowed Funds (

Borrowed Funds Borrowed Funds (Narrative) (Details) - Federal Home Loan Bank - USD ($) $ in Thousands	12 Months Ended
	Sep. 30, 2015	Sep. 30, 2014
Short-term Debt [Line Items]
FHLB short-term borrowings	$ 755,000	$ 311,000
FHLB short-term borrowings, weighted average interest rate	0.18%	0.11%
FHLB short-term borrowings, average outstanding amount	$ 1,242,380	$ 344,643
FHLB short-term borrowings, weighted average interest rate for year	0.15%	0.10%
FHLB short-term borrowings, interest expense	$ 1,811	$ 352
FHLB short-term borrowings, intra-quarter advances	$ 1,000,000

Borrowed Funds (Narrative) (Fed

Borrowed Funds (Narrative) (Federal Home Loan Bank Advances) (Details) $ in Thousands	Sep. 30, 2015USD ($)
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
FHLB, additional stock-based borrowing capacity under most restrictive measure	$ 584,519
Federal Home Loan Bank of Cincinnati
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
FHLB, capacity limit for collateral-based additional borrowings	3,644,043
Additional common stock ownership requirement to maximize FHLB borrowings	72,881
FRB-Cleveland
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
Federal Reserve Discount Window, borrowing capacity	$ 116,776

Borrowed Funds (Schedule of Fed

Borrowed Funds (Schedule of Federal Home Loan Bank Advances (FHLB) Borrowings) (Details) - USD ($) $ in Thousands	Sep. 30, 2015	Sep. 30, 2014
Federal Home Loan Bank, Advances, Fiscal Year Maturity [Abstract]
Maturing in 2016	$ 779,104
Maturing in 2017	200,000
Maturing in 2018	275,000
Maturing in 2019	415,000
Maturing in 2020	390,294
thereafter	107,373
Total FHLB Advances	2,166,771
Accrued interest	1,856
Total	$ 2,168,627	$ 1,138,639
FHLB Advances, Maturities Summary, Weighted Average Interest Rate [Abstract]
Weighted Average Rate 2016	0.24%
Weighted Average Rate 2017	1.16%
Weighted Average Rate 2018	1.53%
Weighted Average Rate 2019	1.79%
Weighted Average Rate 2020	1.81%
thereafter	1.71%
Total FHLB advances	1.14%

Other Comprehensive Income (L87

Other Comprehensive Income (Loss) (Accumulated Other Comprehensive Income (Loss) by Component) (Details) - USD ($) $ in Thousands	12 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2013
Accumulated Other Comprehensive Income (Loss), Net of Tax [Roll Forward]
Beginning Balance	$ (10,792)	$ (8,604)	$ (5,916)
Reclassification from Accumulated Other Comprehensive Income, Current Period, Net of Tax [Abstract]
Other Comprehensive Income (Loss), before Reclassifications, Net of Tax	(2,767)	(2,794)	(3,558)
Reclassification from Accumulated Other Comprehensive Income, Current Period, Net of Tax	494	606	870
Total other comprehensive income (loss)	(2,273)	(2,188)	(2,688)
Ending Balance	(13,065)	(10,792)	(8,604)
Accumulated Net Unrealized Investment Gain (Loss)
Accumulated Other Comprehensive Income (Loss), Net of Tax [Roll Forward]
Beginning Balance	(1,092)	(2,136)	2,610
Reclassification from Accumulated Other Comprehensive Income, Current Period, Net of Tax [Abstract]
Other Comprehensive Income (Loss), before Reclassifications, Net of Tax	3,018	1,223	(4,746)
Reclassification from Accumulated Other Comprehensive Income, Current Period, Net of Tax	0	(179)	0
Total other comprehensive income (loss)	3,018	1,044	(4,746)
Ending Balance	1,926	(1,092)	(2,136)
Accumulated Defined Benefit Plans Adjustment
Accumulated Other Comprehensive Income (Loss), Net of Tax [Roll Forward]
Beginning Balance	(9,700)	(6,468)	(8,526)
Reclassification from Accumulated Other Comprehensive Income, Current Period, Net of Tax [Abstract]
Other Comprehensive Income (Loss), before Reclassifications, Net of Tax	(5,785)	(4,017)	1,188
Reclassification from Accumulated Other Comprehensive Income, Current Period, Net of Tax	494	785	870
Total other comprehensive income (loss)	(5,291)	(3,232)	2,058
Ending Balance	$ (14,991)	$ (9,700)	$ (6,468)

Other Comprehensive Income (L88

Other Comprehensive Income (Loss) (Accumulated Other Comprehensive Income (Loss) by Component) - USD ($) $ in Thousands	3 Months Ended								12 Months Ended
	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2013	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2013
Accumulated Other Comprehensive Income (Loss) [Line Items]
Income tax expense (benefit)	$ 11,872	$ 8,638	$ 7,822	$ 8,472	$ 7,622	$ 9,102	$ 8,252	$ 7,990	$ 36,804	$ 32,966	$ 26,402
Reclassification out of Accumulated Other Comprehensive Income
Accumulated Other Comprehensive Income (Loss) [Line Items]
Income tax expense (benefit)									(468)	(326)	(265)
Accumulated Net Unrealized Investment Gain (Loss)
Accumulated Other Comprehensive Income (Loss) [Line Items]
Income tax expense (benefit)									1,916	(1,504)	(1,490)
Accumulated Net Unrealized Investment Gain (Loss) | Reclassification out of Accumulated Other Comprehensive Income
Accumulated Other Comprehensive Income (Loss) [Line Items]
Income tax expense (benefit)									$ 0	$ 97	$ 0

Other Comprehensive Income (L89

Other Comprehensive Income (Loss) (Reclassification Out of Accumulated Other Comprehensive Income (Loss) (Details) - USD ($) $ in Thousands	3 Months Ended								12 Months Ended
	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2013	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2013
Reclassification out of Accumulated Other Comprehensive Income (Loss) [Line Items]
Realized loss due to settlement									$ 0	$ 912	$ 782
Income tax expense (benefit)	$ 11,872	$ 8,638	$ 7,822	$ 8,472	$ 7,622	$ 9,102	$ 8,252	$ 7,990	36,804	32,966	26,402
Income available to common shareholders									(71,965)	(65,507)	(55,673)
Accumulated Net Unrealized Investment Gain (Loss)
Reclassification out of Accumulated Other Comprehensive Income (Loss) [Line Items]
Income tax expense (benefit)									1,916	(1,504)	(1,490)
Reclassification out of Accumulated Other Comprehensive Income
Reclassification out of Accumulated Other Comprehensive Income (Loss) [Line Items]
Income tax expense (benefit)									(468)	(326)	(265)
Income available to common shareholders									494	606	870
Reclassification out of Accumulated Other Comprehensive Income | Accumulated Net Unrealized Investment Gain (Loss)
Reclassification out of Accumulated Other Comprehensive Income (Loss) [Line Items]
Net realized gain on securities available for sale									0	(276)	0
Income tax expense (benefit)									0	97	0
Income available to common shareholders									0	(179)	0
Reclassification out of Accumulated Other Comprehensive Income | Defined Benefit Plan
Reclassification out of Accumulated Other Comprehensive Income (Loss) [Line Items]
Actuarial loss									759	296	556
Realized loss due to settlement									0	912	782
Income tax expense (benefit)									(265)	(423)	(468)
Income available to common shareholders									$ 494	$ 785	$ 870

Income Taxes (Narrative) (Detai

Income Taxes (Narrative) (Details) - USD ($) $ in Thousands	12 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2013
Income Tax Expense (Benefit), Continuing Operations [Abstract]
Deferred tax assets, valuation allowance	$ 0	$ 0
Allocated retained earnings bad debt deductions	104,861	104,861
Unrecognized tax benefits	0	0	$ 0
Interest and penalties on income tax assessments or income tax refunds	0	1	$ (186)
Interest accrued	$ 0	$ 0

Income Taxes (Components Of The

Income Taxes (Components Of The Income Tax Provision) (Details) - USD ($) $ in Thousands	3 Months Ended								12 Months Ended
	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2013	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2013
Income Tax Expense (Benefit), Continuing Operations [Abstract]
Current tax expense, Federal									$ 27,056	$ 22,983	$ 19,751
Current tax expense, State									564	324	165
Deferred tax expense, Federal									9,605	9,659	6,486
Deferred tax expense, State									(421)	0	0
Income tax provision	$ 11,872	$ 8,638	$ 7,822	$ 8,472	$ 7,622	$ 9,102	$ 8,252	$ 7,990	$ 36,804	$ 32,966	$ 26,402

Income Taxes (Reconciliation Fr

Income Taxes (Reconciliation From Tax At The Statutory Rate To The Income Tax Provision) (Details)	12 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2013
Income Tax Expense (Benefit), Continuing Operations [Abstract]
Tax at statutory rate	35.00%	35.00%	35.00%
State tax, net	0.10%	0.20%	0.10%
Non-taxable income from bank owned life insurance contracts	(2.40%)	(2.30%)	(2.70%)
Other, net	0.90%	0.40%	(0.30%)
Income tax provision	33.60%	33.30%	32.10%

Income Taxes (Schedule Of Defer

Income Taxes (Schedule Of Deferred Tax Recognition Of Revenue And Expenses) (Details) - USD ($) $ in Thousands	Sep. 30, 2015	Sep. 30, 2014
Income Tax Expense (Benefit), Continuing Operations [Abstract]
Loan loss reserve	$ 33,767	$ 39,745
Deferred compensation	12,536	12,843
Pension	4,931	2,895
Property, equipment and software basis difference	2,466	2,460
Other	3,158	2,453
Total deferred tax assets	56,858	60,396
FHLB stock basis difference	7,808	7,696
Mortgage servicing rights	1,194	1,110
Goodwill	3,431	3,406
Deferred loan costs, net of fees	8,095	4,470
Other	2,690	2,114
Total deferred tax liabilities	23,218	18,796
Net deferred tax asset	$ 33,640	$ 41,600

Employee Benefit Plans (Narrati

Employee Benefit Plans (Narrative) (Details) $ / shares in Units, $ in Thousands	3 Months Ended	12 Months Ended
	Sep. 30, 2015USD ($)shares	Sep. 30, 2015USD ($)yearsh$ / sharesshares	Sep. 30, 2014USD ($)shares	Sep. 30, 2013USD ($)
Defined Benefit Plan Disclosure [Line Items]
Required minimum contribution made to the defined benefit plan during the fiscal year		$ 0
Voluntary contributions made to the defined benefit plan		$ 2,000	$ 2,000
Discount rate fiscal year 2012		4.40%	4.90%	4.30%
Net actuarial losses, which have not been recognized as components of net periodic benefit costs	$ (23,063)	$ (23,063)	$ (14,922)	$ (9,950)
Net actuarial losses that will be recognized in AOCI as components of net periodic benefit cost in fiscal year ended September 30, 2015		$ 1,542
Age of employees to participate in ESOP, minimum (in years) | years		18
Number of hours worked by employees to participate in ESOP, minimum (in hours) | h		1,000
Total compensation expense related to ESOP		$ 6,617	5,554	4,499
Purchase of the Company's common stock by ESOP from proceeds of a loan from the Company (in shares) | shares	11,605,824	11,605,824
Purchase of the Company's common stock by ESOP, (in usd per share) | $ / shares		$ 10
ESOP loan from the Company, outstanding principal balance	$ 69,110	$ 69,110	$ 72,644
ESOP shares allocated to participants (in shares) | shares	5,105,728	5,105,728
ESOP shares committed to be released (in shares) | shares	325,005	325,005
ESOP shares unallocated or not yet committed to be released (in shares) | shares	6,175,091	6,175,091	6,608,430
ESOP shares that are unallocated or not yet committed to be released, fair market value	$ 106,520	$ 106,520
Defined Benefit Plan Employer Discretionary Contribution Amount	$ 2,000
First and Second Tier 401(k)
Defined Benefit Plan Disclosure [Line Items]
Age of employees to be covered by the 401(k) plan, minimum		21 years
Number of hours worked by employees (in one year of service) to be covered by the first and second tiers of the 401(k) plan, minimum | h		1,000
401(k) First Tier
Defined Benefit Plan Disclosure [Line Items]
Allowable percentage of compensation, of eligible employees, to be contributed to the 401(k) plan		75.00%
401(k), Company match percentage of up to 4% of employee contributed funds		100.00%
401(k)
Defined Benefit Plan Disclosure [Line Items]
401(k), Company matched contributions, minimum vesting period		immediately
401(k), Company matched contributions, maximum vesting period		5 years
Total of the Company's matching and discretionary contributions related to the 401(k) plan		$ 3,204	$ 2,907	$ 2,972
Equity Securities
Defined Benefit Plan Disclosure [Line Items]
Target asset allocation range, minimum		50.00%
Target asset allocation range, maximum		60.00%
Debt, Real Estate And Cash Equivalents
Defined Benefit Plan Disclosure [Line Items]
Target asset allocation range, minimum		40.00%
Target asset allocation range, maximum		50.00%
Maximum | 401(k) First Tier
Defined Benefit Plan Disclosure [Line Items]
401(k), Percentage of funds contributed by employees to be matched 100% by the Company, maximum		4.00%

Employee Benefit Plans (Change

Employee Benefit Plans (Change In Projected Benefit Obligation For The Defined Benefit Plan) (Details) - USD ($) $ in Thousands	12 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2013
Defined Benefit Plan, Change in Benefit Obligation [Roll Forward]
Projected benefit obligation at beginning of year	$ 73,482	$ 68,044
Interest cost	3,130	3,204	$ 2,938
Actuarial loss and other	3,926	7,527
Settlement	0	(4,491)
Benefits paid	(3,803)	(802)
Projected benefit obligation at end of year	$ 76,735	$ 73,482	$ 68,044

Employee Benefit Plans (Reconci

Employee Benefit Plans (Reconciliation Of The Beginning And Ending Balances Of The Fair Value Of Plan Assets And Funded Status Of The Plan) (Details) - USD ($) $ in Thousands	12 Months Ended
	Sep. 30, 2015	Sep. 30, 2014
Defined Benefit Plan, Change in Fair Value of Plan Assets [Roll Forward]
Fair value of plan assets at beginning of the year	$ 63,212	$ 60,937
Actual return on plan assets	(560)	5,568
Employer contributions	2,000	2,000
Benefits paid	(3,803)	(802)
Settlement	0	(4,491)
Fair value of plan assets at end of year	60,849	63,212
Funded status of the plan-asset/(liability)	$ (15,886)	$ (10,270)

Employee Benefit Plans (Compone

Employee Benefit Plans (Components Of Net Periodic Benefit Cost Recognized In The Statement Of Income) (Details) - USD ($) $ in Thousands	12 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2013
Defined Benefit Pension Plans and Defined Benefit Postretirement Plans Disclosure [Abstract]
Interest cost	$ 3,130	$ 3,204	$ 2,938
Expected return on plan assets	(4,414)	(4,221)	(4,116)
Amortization of net loss and other	759	296	556
Recognized net loss due to settlement	0	912	782
Net periodic benefit cost	$ (525)	$ 191	$ 160

Employee Benefit Plans (Fair Va

Employee Benefit Plans (Fair Value Of Plan Assets By Asset Category At The Measurement Date) (Details) - USD ($) $ in Thousands		Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2013
Defined Benefit Plan Disclosure [Line Items]
Fair value of plan assets, Total		$ 60,849	$ 63,212	$ 60,937
U.S. Large Cap Equity Portfolios
Defined Benefit Plan Disclosure [Line Items]
Fair value of plan assets, Total		18,339	18,830
U.S. Small/Mid Cap Equity Portfolios
Defined Benefit Plan Disclosure [Line Items]
Fair value of plan assets, Total		4,555	4,762
International Equity Portfolios
Defined Benefit Plan Disclosure [Line Items]
Fair value of plan assets, Total		6,938	7,798
Debt Securities
Defined Benefit Plan Disclosure [Line Items]
Fair value of plan assets, Total	[1]	24,608	25,455
Balanced/Asset Allocation Portfolios
Defined Benefit Plan Disclosure [Line Items]
Fair value of plan assets, Total		2,872	3,174
Real Estate Investments Portfolios
Defined Benefit Plan Disclosure [Line Items]
Fair value of plan assets, Total		3,537	3,193
Quoted Prices In Active Markets For Identical Assets (Level 1)
Defined Benefit Plan Disclosure [Line Items]
Fair value of plan assets, Total		0	0
Quoted Prices In Active Markets For Identical Assets (Level 1) | U.S. Large Cap Equity Portfolios
Defined Benefit Plan Disclosure [Line Items]
Fair value of plan assets, Total		0	0
Quoted Prices In Active Markets For Identical Assets (Level 1) | U.S. Small/Mid Cap Equity Portfolios
Defined Benefit Plan Disclosure [Line Items]
Fair value of plan assets, Total		0	0
Quoted Prices In Active Markets For Identical Assets (Level 1) | International Equity Portfolios
Defined Benefit Plan Disclosure [Line Items]
Fair value of plan assets, Total		0	0
Quoted Prices In Active Markets For Identical Assets (Level 1) | Debt Securities
Defined Benefit Plan Disclosure [Line Items]
Fair value of plan assets, Total	[1]	0	0
Quoted Prices In Active Markets For Identical Assets (Level 1) | Balanced/Asset Allocation Portfolios
Defined Benefit Plan Disclosure [Line Items]
Fair value of plan assets, Total		0	0
Quoted Prices In Active Markets For Identical Assets (Level 1) | Real Estate Investments Portfolios
Defined Benefit Plan Disclosure [Line Items]
Fair value of plan assets, Total		0	0
Significant Other Observable Inputs (Level 2)
Defined Benefit Plan Disclosure [Line Items]
Fair value of plan assets, Total		60,849	63,212
Significant Other Observable Inputs (Level 2) | U.S. Large Cap Equity Portfolios
Defined Benefit Plan Disclosure [Line Items]
Fair value of plan assets, Total		18,339	18,830
Significant Other Observable Inputs (Level 2) | U.S. Small/Mid Cap Equity Portfolios
Defined Benefit Plan Disclosure [Line Items]
Fair value of plan assets, Total		4,555	4,762
Significant Other Observable Inputs (Level 2) | International Equity Portfolios
Defined Benefit Plan Disclosure [Line Items]
Fair value of plan assets, Total		6,938	7,798
Significant Other Observable Inputs (Level 2) | Debt Securities
Defined Benefit Plan Disclosure [Line Items]
Fair value of plan assets, Total	[1]	24,608	25,455
Significant Other Observable Inputs (Level 2) | Balanced/Asset Allocation Portfolios
Defined Benefit Plan Disclosure [Line Items]
Fair value of plan assets, Total		2,872	3,174
Significant Other Observable Inputs (Level 2) | Real Estate Investments Portfolios
Defined Benefit Plan Disclosure [Line Items]
Fair value of plan assets, Total		3,537	3,193
Significant Unobservable Inputs (Level 3)
Defined Benefit Plan Disclosure [Line Items]
Fair value of plan assets, Total		0	0
Significant Unobservable Inputs (Level 3) | U.S. Large Cap Equity Portfolios
Defined Benefit Plan Disclosure [Line Items]
Fair value of plan assets, Total		0	0
Significant Unobservable Inputs (Level 3) | U.S. Small/Mid Cap Equity Portfolios
Defined Benefit Plan Disclosure [Line Items]
Fair value of plan assets, Total		0	0
Significant Unobservable Inputs (Level 3) | International Equity Portfolios
Defined Benefit Plan Disclosure [Line Items]
Fair value of plan assets, Total		0	0
Significant Unobservable Inputs (Level 3) | Debt Securities
Defined Benefit Plan Disclosure [Line Items]
Fair value of plan assets, Total	[1]	0	0
Significant Unobservable Inputs (Level 3) | Balanced/Asset Allocation Portfolios
Defined Benefit Plan Disclosure [Line Items]
Fair value of plan assets, Total		0	0
Significant Unobservable Inputs (Level 3) | Real Estate Investments Portfolios
Defined Benefit Plan Disclosure [Line Items]
Fair value of plan assets, Total		$ 0	$ 0
[1]	Includes pooled separate accounts that invest mainly in fixed income securities such as corporate bonds, asset backed securities, commercial mortgage backed securities or in a single mutual fund.

Employee Benefit Plans (Schedul

Employee Benefit Plans (Schedule Of Additional Information Is Provided With Respect To The Plan) (Details)	12 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2013
Defined Benefit Pension Plans and Defined Benefit Postretirement Plans Disclosure [Abstract]
Discount rate	4.40%	4.40%	4.90%
Census date	1/1/2015	1/1/2014	1/1/2013
Discount rate	4.40%	4.90%	4.30%
Long-term rate of return on plan assets	7.50%	7.50%	7.50%

Employee Benefit Plans (Estimat

Employee Benefit Plans (Estimates Of Expected Future Benefit Payments) (Details) $ in Thousands	12 Months Ended
	Sep. 30, 2015USD ($)
Defined Benefit Pension Plans and Defined Benefit Postretirement Plans Disclosure [Abstract]
2,015	$ 4,030
2,016	3,640
2,017	3,270
2,018	3,820
2,019	4,010
Aggregate expected benefit payments during the five fiscal year period beginning October 1, 2021, and ending September 30, 2025	21,690
Minimum employer contributions expected to be paid during the fiscal year ending September 30, 2016	$ 0

Equity Incentive Plan (Narrativ

Equity Incentive Plan (Narrative) (Details) - USD ($) $ / shares in Units, $ in Thousands	12 Months Ended			44 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2013	Dec. 31, 2013
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Issuance of stock options (in shares)	1,394,400
Excess tax effect related to stock-based compensation	$ 1,582	$ 91	$ 0
Stock options contractual term, years	10 years
Share-based compensation expense	$ 7,363	6,862	6,703
Tax benefit recognized related to share-based compensation expense	$ 2,505	$ 2,342	$ 2,099
Weighted average grant date fair value of restricted stock units granted, per share	$ 14.98	$ 11.73	$ 9.43
Annualized dividend payout, per share	0.28			$ 0
Expected dividend yield		0.00%
Weighted average grant date fair value of options granted (in usd per share)	$ 3.08	$ 3.39	$ 2.64
Expected future compensation expense relating to the non-vested options outstanding	$ 3,240
Common shares authorized for award under the Equity Plan (in shares)	23,000,000
Common shares remain available for future award (in shares)	11,815,024
Stock Options
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Share-based compensation expense	$ 3,391	$ 3,195	$ 3,303
Expected dividend yield	1.88%	0.00%
Non-vested awards weighted average period (in years)	2 years 8 months 5 days
Stock Options | Minimum
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Award vesting service period	1 year
Stock Options | Maximum
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Award vesting service period	7 years
Restricted Stock Units
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Issuance of restricted stock units	377,100
Share-based compensation expense	$ 3,972	$ 3,667	3,400
Weighted average grant date fair value of restricted stock units granted, per share	$ 14.98
Total fair value of restricted stock units vested	$ 5,042	$ 2,235	$ 2,921
Expected future compensation expense relating to non-vested restricted stock units	$ 4,595
Non-vested awards weighted average period (in years)	2 years 4 months 3 days
Restricted Stock Units | Minimum
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Award vesting service period	1 year
Restricted Stock Units | Maximum
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Award vesting service period	10 years

Equity Incentive Plan (Summary

Equity Incentive Plan (Summary Of The Status Of The Company's Restricted Stock Units And Changes) (Details) - $ / shares	12 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2013
Summary of Status of Restricted Stock Unit [Roll Forward]
Weighted Average Grant Date Fair Value, Granted (in usd per share)	$ 14.98	$ 11.73	$ 9.43
Restricted Stock Units
Summary of Status of Restricted Stock Unit [Roll Forward]
Number of Shares Awarded, Outstanding, Beginning	1,352,777
Weighted Average Grant Date Fair Value, Outstanding at September 30, 2014 (in usd per share)	$ 10.90
Number of Shares Awarded, Granted	377,100
Weighted Average Grant Date Fair Value, Granted (in usd per share)	$ 14.98
Number of Shares Awarded, Exercised	(454,768)
Weighted Average Grant Date Fair Value, Exercised (in usd per share)	$ 9.32
Number of Shares Awarded, Forfeited	(10,484)
Weighted Average Grant Date Fair Value, Forfeited (in usd per share)	$ 13.12
Number of Shares Awarded, Outstanding, Ending	1,264,625	1,352,777
Weighted Average Grant Date Fair Value, Outstanding (in usd per share)	$ 12.67	$ 10.90
Number of Shares Awarded, Vested and exercisable, at September 30, 2015	438,703
Weighted Average Grant Date Fair Value, Vested and exercisable, at September 30, 2015 (in usd per share)	$ 11.98
Number of Shares Awarded, Vested and expected to vest, at September 30, 2015	1,257,462
Weighted Average Grant Date Fair Value, Vested and expected to vest, at September 30, 2015 (in usd per share)	$ 12.65

Equity Incentive Plan (Summa103

Equity Incentive Plan (Summary Of The Company's Stock Option Activity And Related Information For The Equity Plan) (Details) - USD ($) $ / shares in Units, $ in Thousands	12 Months Ended
	Sep. 30, 2015	Sep. 30, 2014
Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding [Roll Forward]
Number of Stock Options, Outstanding at September 30, 2014 (in shares)	6,734,075
Weighted Average Exercise Price, Outstanding at September 30, 2014 (in usd per share)	$ 11.13
Weighted Average Remaining Contractual Life, Outstanding at September 30, 2014 (in years)	5 years 4 months 6 days	5 years 2 months 23 days
Aggregate Intrinsic Value, Outstanding at September 30, 2014	$ 21,457
Number of Stock Options, Granted (in shares)	1,394,400
Weighted Average Exercise Price, Granted (in usd per share)	$ 14.91
Number of Stock Options, Exercised (in shares)	(1,093,671)
Weighted Average Exercise Price, Exercised (in usd per share)	$ 11.02
Stock options exercised, intrinsic value	$ 4,977
Number of Stock Options, Forfeited (in shares)	(91,034)
Weighted Average Exercise Price, Forfeited (in usd per share)	$ 11.48
Aggregate Intrinsic Value, Forfeited	$ 353
Number of Stock Options, Outstanding at September 30, 2015 (in shares)	6,943,770	6,734,075
Weighted Average Exercise Price, Outstanding (in usd per share)	$ 11.91	$ 11.13
Weighted Average Remaining Contractual Life, Outstanding (in years)	5 years 4 months 6 days	5 years 2 months 23 days
Aggregate Intrinsic Value, Outstanding	$ 37,110	$ 21,457
Number of Stock Options, Vested and exercisable at September 30, 2015 (in shares)	5,147,768
Weighted Average Exercise Price, Vested and exercisable at September 30, 2015 (in usd per share)	$ 11.19
Weighted Average Remaining Contractual Life, Vested and exercisable at September 30, 2015 (in years)	4 years 29 days
Aggregate Intrinsic Value, Vested and exercisable at September 30, 2015	$ 31,181
Number of Stock Options, Vested or expected to vest at September 30, 2015 (in shares)	6,935,006
Weighted Average Exercise Price, Vested or expected to vest at September 30, 2015 (in usd per share)	$ 11.90
Weighted Average Remaining Contractual Life, Vested or expected to vest at September 30, 2015 (in years)	5 years 4 months 3 days
Aggregate Intrinsic Value, Vested or expected to vest at September 30, 2015	$ 37,091

Equity Incentive Plan (Fair Val

Equity Incentive Plan (Fair Value Of The Option Grants Was Estimated On The Date Of Grant Using The Black-Scholes Option-Pricing Model) (Details)	12 Months Ended
	Sep. 30, 2015	Sep. 30, 2014
Expected dividend yield		0.00%
Stock Options
Expected dividend yield	1.88%	0.00%
Expected volatility	23.99%	26.12%
Risk-free interest rate	1.79%	1.77%
Expected option term (in years)	6 years 1 month 28 days	5 years 11 months 24 days

Commitments And Contingent L105

Commitments And Contingent Liabilities (Narrative) (Details) - USD ($) $ in Thousands	12 Months Ended
	Sep. 30, 2015	Sep. 30, 2014
Unfunded And Commitments To Originate [Line Items]
Commitments to securitize and sell mortgage loans	$ 0	$ 4,570
Minimum
Unfunded And Commitments To Originate [Line Items]
Fixed expiration days of commitments to extend credit (in days)	60 days
Home equity line of credit unfunded commitments expiration, years	5 years
Maximum
Unfunded And Commitments To Originate [Line Items]
Fixed expiration days of commitments to extend credit (in days)	360 days
Home equity line of credit unfunded commitments expiration, years	10 years
Unfunded Commitments Equity Lines Of Credit Including Suspended Accounts
Unfunded And Commitments To Originate [Line Items]
Unfunded commitments on home equity lines of credit (including commitments for suspended accounts)	$ 1,358,245

Commitments And Contingent L106

Commitments And Contingent Liabilities Commitment And Contingent Liabilities (Schedule of Off-Balance Sheet Risks (Details) $ in Thousands	Sep. 30, 2015USD ($)
Commitments To Originate
Commitments And Contingencies Off-balance Sheet Risks, Disclosure Information [Line Items]
Total	$ 415,924
Commitments To Originate Fixed-Rate Mortgage Loans
Commitments And Contingencies Off-balance Sheet Risks, Disclosure Information [Line Items]
Total	174,971
Commitments To Originate Adjustable-Rate Mortgage Loans
Commitments And Contingencies Off-balance Sheet Risks, Disclosure Information [Line Items]
Total	209,017
Commitments To Originate Equity Loans And Lines Of Credit Including Bridge Loans
Commitments And Contingencies Off-balance Sheet Risks, Disclosure Information [Line Items]
Total	31,936
Unfunded Commitments
Commitments And Contingencies Off-balance Sheet Risks, Disclosure Information [Line Items]
Total	1,244,149
Unfunded Commitments Equity Lines Of Credit
Commitments And Contingencies Off-balance Sheet Risks, Disclosure Information [Line Items]
Total	1,197,420
Unfunded Commitments Construction Loans
Commitments And Contingencies Off-balance Sheet Risks, Disclosure Information [Line Items]
Total	33,788
Unfunded Commitments Private Equity Investments
Commitments And Contingencies Off-balance Sheet Risks, Disclosure Information [Line Items]
Total	$ 12,941

Fair Value (Narrative) (Details

Fair Value (Narrative) (Details) - USD ($) $ in Thousands	12 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2013
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Loans held for sale, fair value	$ 0	$ 4,570
Investment securities—available-for-sale	585,053	568,868
Mortgage loans held for sale	116	4,962
Performing troubled debt restructurings individually evaluated for impairment	212,172	233,386
Allowance on loans evaluated for impairment based on the present value of cash flows	14,318	15,787
Real estate owned	17,492	21,768
Cost to dispose real estate owned properties measured at fair value	1,756	1,667
Fair Value, Measurements, Recurring
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Loans held for sale, fair value		4,570
Fair Value, Inputs, Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Loans held for sale, fair value	0	0
Investment securities—available-for-sale	0	0
Fair Value, Inputs, Level 1 | Fair Value, Measurements, Recurring
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Loans held for sale, fair value		0
Fair Value, Inputs, Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Loans held for sale, fair value	119	4,974
Investment securities—available-for-sale	585,053	568,868
Fair Value, Inputs, Level 2 | Fair Value, Measurements, Recurring
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Loans held for sale, fair value		4,570
Fair Value, Inputs, Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Loans held for sale, fair value	0	0
Investment securities—available-for-sale	0	0
Fair Value, Inputs, Level 3 | Fair Value, Measurements, Recurring
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Loans held for sale, fair value		0
Loans Held-For-Sale
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Loans held for sale, unpaid principal balance	0	4,491
Loans Held-For-Sale | Net gain (loss) on the sale of loans
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Change in fair value of loans held for sale subject to pending agency contracts	(111)	14	$ (113)
Market Approach Valuation Technique | US Treasury and Government | Fair Value, Inputs, Level 2 | Fair Value, Measurements, Recurring
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities—available-for-sale	585,053	568,868
Market Approach Valuation Technique | Loans Held-For-Sale
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Loans held for sale, fair value	0	4,570
Carried At Cost | Portion at Other than Fair Value Measurement
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Mortgage loans held for sale	116	392
Original Or Adjusted Cost Basis Greater Than Fair Value | Fair Value, Inputs, Level 3 | Fair Value, Measurements, Nonrecurring
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Real estate owned	15,094	17,970
Original Or Adjusted Cost Basis Less Than Fair Value | Portion at Other than Fair Value Measurement
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Real estate owned	4,154	5,465
Troubled Debt Restructuring | Performing Financing Receivable | Present Value Of Cash Flows
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Allowance on loans evaluated for impairment based on the present value of cash flows	14,117	15,787
Troubled Debt Restructuring | Performing Financing Receivable | Present Value Of Cash Flows | Portion at Other than Fair Value Measurement
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Performing troubled debt restructurings individually evaluated for impairment	103,777	105,954
Allowance on loans evaluated for impairment based on the present value of cash flows	$ 14,117	$ 15,787

Fair Value (Fair Value Of Asset

Fair Value (Fair Value Of Assets And Liabilities Measured On Recurring Basis) (Details) - USD ($) $ in Thousands	Sep. 30, 2015	Sep. 30, 2014
Assets
Investment securities—available-for-sale	$ 585,053	$ 568,868
Mortgage loans held for sale	0	4,570
Quoted Prices In Active Markets For Identical Assets (Level 1)
Assets
Investment securities—available-for-sale	0	0
Mortgage loans held for sale	0	0
Derivative asset	0	0
Liabilities
Derivative liability		0
Significant Other Observable Inputs (Level 2)
Assets
Investment securities—available-for-sale	585,053	568,868
Mortgage loans held for sale	119	4,974
Derivative asset	0	0
Liabilities
Derivative liability		14
Significant Unobservable Inputs (Level 3)
Assets
Investment securities—available-for-sale	0	0
Mortgage loans held for sale	0	0
Derivative asset	79	59
Liabilities
Derivative liability		0
Fair Value, Measurements, Recurring
Assets
Mortgage loans held for sale		4,570
Total	585,132	573,497
Liabilities
Total		14
Fair Value, Measurements, Recurring | Quoted Prices In Active Markets For Identical Assets (Level 1)
Assets
Mortgage loans held for sale		0
Total	0	0
Liabilities
Total		0
Fair Value, Measurements, Recurring | Significant Other Observable Inputs (Level 2)
Assets
Mortgage loans held for sale		4,570
Total	585,053	573,438
Liabilities
Total		14
Fair Value, Measurements, Recurring | Significant Unobservable Inputs (Level 3)
Assets
Mortgage loans held for sale		0
Total	79	59
Liabilities
Total		0
U.S. government and agency obligations
Assets
Investment securities—available-for-sale	2,002	2,023
U.S. government and agency obligations | Fair Value, Measurements, Recurring
Assets
Investment securities—available-for-sale	2,002	2,023
U.S. government and agency obligations | Fair Value, Measurements, Recurring | Quoted Prices In Active Markets For Identical Assets (Level 1)
Assets
Investment securities—available-for-sale	0	0
U.S. government and agency obligations | Fair Value, Measurements, Recurring | Significant Other Observable Inputs (Level 2)
Assets
Investment securities—available-for-sale	2,002	2,023
U.S. government and agency obligations | Fair Value, Measurements, Recurring | Significant Unobservable Inputs (Level 3)
Assets
Investment securities—available-for-sale	0	0
REMIC's
Assets
Investment securities—available-for-sale	572,451	555,607
REMIC's | Fair Value, Measurements, Recurring
Assets
Investment securities—available-for-sale	572,451	555,607
REMIC's | Fair Value, Measurements, Recurring | Quoted Prices In Active Markets For Identical Assets (Level 1)
Assets
Investment securities—available-for-sale	0	0
REMIC's | Fair Value, Measurements, Recurring | Significant Other Observable Inputs (Level 2)
Assets
Investment securities—available-for-sale	572,451	555,607
REMIC's | Fair Value, Measurements, Recurring | Significant Unobservable Inputs (Level 3)
Assets
Investment securities—available-for-sale	0	0
Fannie Mae Certificates
Assets
Investment securities—available-for-sale	10,600	11,238
Fannie Mae Certificates | Fair Value, Measurements, Recurring
Assets
Investment securities—available-for-sale	10,600	11,238
Fannie Mae Certificates | Fair Value, Measurements, Recurring | Quoted Prices In Active Markets For Identical Assets (Level 1)
Assets
Investment securities—available-for-sale	0	0
Fannie Mae Certificates | Fair Value, Measurements, Recurring | Significant Other Observable Inputs (Level 2)
Assets
Investment securities—available-for-sale	10,600	11,238
Fannie Mae Certificates | Fair Value, Measurements, Recurring | Significant Unobservable Inputs (Level 3)
Assets
Investment securities—available-for-sale	0	0
Interest Rate Lock Commitments | Fair Value, Measurements, Recurring
Assets
Derivative asset	79	59
Interest Rate Lock Commitments | Fair Value, Measurements, Recurring | Quoted Prices In Active Markets For Identical Assets (Level 1)
Assets
Derivative asset	0	0
Interest Rate Lock Commitments | Fair Value, Measurements, Recurring | Significant Other Observable Inputs (Level 2)
Assets
Derivative asset	0	0
Interest Rate Lock Commitments | Fair Value, Measurements, Recurring | Significant Unobservable Inputs (Level 3)
Assets
Derivative asset	$ 79	59
Forward Commitments For Sale Of Mortgage Loans | Fair Value, Measurements, Recurring
Liabilities
Derivative liability		14
Forward Commitments For Sale Of Mortgage Loans | Fair Value, Measurements, Recurring | Quoted Prices In Active Markets For Identical Assets (Level 1)
Liabilities
Derivative liability		0
Forward Commitments For Sale Of Mortgage Loans | Fair Value, Measurements, Recurring | Significant Other Observable Inputs (Level 2)
Liabilities
Derivative liability		14
Forward Commitments For Sale Of Mortgage Loans | Fair Value, Measurements, Recurring | Significant Unobservable Inputs (Level 3)
Liabilities
Derivative liability		$ 0

Fair Value (Fair Value Assets A

Fair Value (Fair Value Assets And Liabilities Measured On Recurring Basis Unobservable Input Reconciliation) (Details) - Interest Rate Lock Commitments - Fair Value, Inputs, Level 3 - USD ($) $ in Thousands	12 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2013
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]
Beginning balance	$ 59	$ 158	$ 404
Fair Value, Assets and Liabilities Measured on Recurring Basis, Gain (Loss) Included in Earnings [Abstract]
Ending balance	79	59	158
Change in unrealized gains for the period included in earnings for assets held at end of the reporting date	79	59	158
Other Income
Fair Value, Assets and Liabilities Measured on Recurring Basis, Gain (Loss) Included in Earnings [Abstract]
Included in other non-interest income	$ 20	$ (99)	$ (246)

Fair Value (Assets Measured At

Fair Value (Assets Measured At Fair Value On A Nonrecurring Basis) (Details) - USD ($) $ in Thousands	Sep. 30, 2015	Sep. 30, 2014
Fair Value, Measurements, Nonrecurring
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total	$ 123,288	$ 145,402
Fair Value, Measurements, Nonrecurring | Quoted Prices In Active Markets For Identical Assets (Level 1)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total	0	0
Fair Value, Measurements, Nonrecurring | Significant Other Observable Inputs (Level 2)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total	0	0
Fair Value, Measurements, Nonrecurring | Significant Unobservable Inputs (Level 3)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total	123,288	145,402
Original Or Adjusted Cost Basis Greater Than Fair Value | Fair Value, Measurements, Nonrecurring
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Real estate owned	15,094	17,970
Original Or Adjusted Cost Basis Greater Than Fair Value | Fair Value, Measurements, Nonrecurring | Quoted Prices In Active Markets For Identical Assets (Level 1)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Real estate owned	0	0
Original Or Adjusted Cost Basis Greater Than Fair Value | Fair Value, Measurements, Nonrecurring | Significant Other Observable Inputs (Level 2)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Real estate owned	0	0
Original Or Adjusted Cost Basis Greater Than Fair Value | Fair Value, Measurements, Nonrecurring | Significant Unobservable Inputs (Level 3)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Real estate owned	15,094	17,970
Impaired Loans, Net | Collateral Value | Significant Unobservable Inputs (Level 3)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total	108,194	127,432
Impaired Loans, Net | Collateral Value | Fair Value, Measurements, Nonrecurring
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans, net of allowance	108,194	127,432
Impaired Loans, Net | Collateral Value | Fair Value, Measurements, Nonrecurring | Quoted Prices In Active Markets For Identical Assets (Level 1)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans, net of allowance	0	0
Impaired Loans, Net | Collateral Value | Fair Value, Measurements, Nonrecurring | Significant Other Observable Inputs (Level 2)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans, net of allowance	0	0
Impaired Loans, Net | Collateral Value | Fair Value, Measurements, Nonrecurring | Significant Unobservable Inputs (Level 3)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans, net of allowance	$ 108,194	$ 127,432

Fair Value (Quantitative Inform

Fair Value (Quantitative Information About Significant Unobservable Inputs Categorized Within Level 3 Of The Fair Value Hierarchy) (Details) - Fair Value, Inputs, Level 3 - USD ($) $ in Thousands	Sep. 30, 2015	Sep. 30, 2014
Collateral Value | Impaired Loans, Net of Allowance
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Assets, fair value	$ 108,194	$ 127,432
Collateral Value | Impaired Loans, Net of Allowance | Minimum
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Discount appraised value to estimated net proceeds based on historical experience	0.00%	0.00%
Collateral Value | Impaired Loans, Net of Allowance | Maximum
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Discount appraised value to estimated net proceeds based on historical experience	24.00%	24.00%
Collateral Value | Impaired Loans, Net of Allowance | Weighted Average
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Discount appraised value to estimated net proceeds based on historical experience	8.00%	8.30%
Secondary Market Pricing | Interest Rate Lock Commitments
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Assets, fair value	$ 79	$ 59
Secondary Market Pricing | Interest Rate Lock Commitments | Minimum
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Closure rate	0.00%	0.00%
Secondary Market Pricing | Interest Rate Lock Commitments | Maximum
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Closure rate	100.00%	100.00%
Secondary Market Pricing | Interest Rate Lock Commitments | Weighted Average
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Closure rate	78.70%	76.00%

Fair Value (Estimated Fair Valu

Fair Value (Estimated Fair Value Of Financial Instruments) (Details) - USD ($) $ in Thousands	Sep. 30, 2015	Sep. 30, 2014
Assets
Investment securities—available-for-sale	$ 585,053	$ 568,868
Mortgage loans held for sale	0	4,570
Liabilities
Borrowers' advances for taxes and insurance	86,292	76,266
Fair Value, Inputs, Level 1
Assets
Investment securities—available-for-sale	0	0
Mortgage loans held for sale	0	0
Private equity investments	0	0
Derivative asset	0	0
Liabilities
Borrowed funds	0	0
Borrowers' advances for taxes and insurance	0	0
Principal, interest, and related escrow owed on loans serviced	0	0
Derivative liability		0
Fair Value, Inputs, Level 2
Assets
Investment securities—available-for-sale	585,053	568,868
Mortgage loans held for sale	119	4,974
Federal Home Loan Bank stock	0	0
Private equity investments	0	0
Derivative asset	0	0
Liabilities
Borrowed funds	2,196,476	1,139,647
Borrowers' advances for taxes and insurance	86,292	76,266
Principal, interest, and related escrow owed on loans serviced	49,493	54,670
Derivative liability		14
Fair Value, Inputs, Level 3
Assets
Investment securities—available-for-sale	0	0
Mortgage loans held for sale	0	0
Federal Home Loan Bank stock	0	0
Private equity investments	255	551
Derivative asset	79	59
Liabilities
Borrowed funds	0	0
Borrowers' advances for taxes and insurance	0	0
Principal, interest, and related escrow owed on loans serviced	0	0
Derivative liability		0
Estimated Fair Value
Assets
Investment securities—available-for-sale	585,053	568,868
Mortgage loans held for sale	119	4,974
Federal Home Loan Bank stock	69,470	40,411
Private equity investments	255	551
Derivative asset	79	59
Liabilities
Borrowed funds	2,196,476	1,139,647
Borrowers' advances for taxes and insurance	86,292	76,266
Principal, interest, and related escrow owed on loans serviced	49,493	54,670
Derivative liability		14
Carrying Amount
Assets
Investment securities—available-for-sale	585,053	568,868
Mortgage loans held for sale	116	4,962
Federal Home Loan Bank stock	69,470	40,411
Private equity investments	255	551
Derivative asset	79	59
Liabilities
Borrowed funds	2,168,627	1,138,639
Borrowers' advances for taxes and insurance	86,292	76,266
Principal, interest, and related escrow owed on loans serviced	49,493	54,670
Derivative liability		14
Demand Deposits | Fair Value, Inputs, Level 1
Liabilities
Deposit accounts	0	0
Demand Deposits | Fair Value, Inputs, Level 2
Liabilities
Deposit accounts	2,605,391	2,652,246
Demand Deposits | Fair Value, Inputs, Level 3
Liabilities
Deposit accounts	0	0
Demand Deposits | Estimated Fair Value
Liabilities
Deposit accounts	2,605,391	2,652,246
Demand Deposits | Carrying Amount
Liabilities
Deposit accounts	2,605,391	2,652,246
Certificates of Deposit | Fair Value, Inputs, Level 1
Liabilities
Deposit accounts	0	0
Certificates of Deposit | Fair Value, Inputs, Level 2
Liabilities
Deposit accounts	5,634,860	5,875,499
Certificates of Deposit | Fair Value, Inputs, Level 3
Liabilities
Deposit accounts	0	0
Certificates of Deposit | Estimated Fair Value
Liabilities
Deposit accounts	5,634,860	5,875,499
Certificates of Deposit | Carrying Amount
Liabilities
Deposit accounts	5,680,467	6,001,632
Cash | Fair Value, Inputs, Level 1
Assets
Cash and Cash Equivalents	22,428	26,886
Cash | Fair Value, Inputs, Level 2
Assets
Cash and Cash Equivalents	0	0
Cash | Fair Value, Inputs, Level 3
Assets
Cash and Cash Equivalents	0	0
Cash | Estimated Fair Value
Assets
Cash and Cash Equivalents	22,428	26,886
Cash | Carrying Amount
Assets
Cash and Cash Equivalents	22,428	26,886
Cash Equivalents | Fair Value, Inputs, Level 1
Assets
Cash and Cash Equivalents	132,941	154,517
Cash Equivalents | Fair Value, Inputs, Level 2
Assets
Cash and Cash Equivalents	0	0
Cash Equivalents | Fair Value, Inputs, Level 3
Assets
Cash and Cash Equivalents	0	0
Cash Equivalents | Estimated Fair Value
Assets
Cash and Cash Equivalents	132,941	154,517
Cash Equivalents | Carrying Amount
Assets
Cash and Cash Equivalents	132,941	154,517
Mortgage Receivable | Fair Value, Inputs, Level 1
Assets
Loans, net	0	0
Mortgage Receivable | Fair Value, Inputs, Level 2
Assets
Loans, net	0	0
Mortgage Receivable | Fair Value, Inputs, Level 3
Assets
Loans, net	11,650,701	10,876,564
Mortgage Receivable | Estimated Fair Value
Assets
Loans, net	11,650,701	10,876,564
Mortgage Receivable | Carrying Amount
Assets
Loans, net	11,184,115	10,625,966
Other Consumer Loans | Fair Value, Inputs, Level 1
Assets
Loans, net	0	0
Other Consumer Loans | Fair Value, Inputs, Level 2
Assets
Loans, net	0	0
Other Consumer Loans | Fair Value, Inputs, Level 3
Assets
Loans, net	3,645	4,894
Other Consumer Loans | Estimated Fair Value
Assets
Loans, net	3,645	4,894
Other Consumer Loans | Carrying Amount
Assets
Loans, net	3,468	4,721
Accrued Interest Receivable | Fair Value, Inputs, Level 1
Assets
Accrued interest receivable	0	0
Accrued Interest Receivable | Fair Value, Inputs, Level 2
Assets
Accrued interest receivable	32,490	31,952
Accrued Interest Receivable | Fair Value, Inputs, Level 3
Assets
Accrued interest receivable	0	0
Accrued Interest Receivable | Estimated Fair Value
Assets
Accrued interest receivable	32,490	31,952
Accrued Interest Receivable | Carrying Amount
Assets
Accrued interest receivable	$ 32,490	$ 31,952

Derivative Investments (Narrati

Derivative Investments (Narrative) (Details) - USD ($) $ in Thousands	Sep. 30, 2015	Sep. 30, 2014
Designated as Hedging Instrument
Derivative [Line Items]
Derivatives designated as hedging instrument	$ 0	$ 0

Derivative Instruments (Schedul

Derivative Instruments (Schedule Of Derivative Instruments In Statement Of Financial Position, Fair Value) (Details) - Not Designated as Hedging Instrument - USD ($) $ in Thousands	Sep. 30, 2015	Sep. 30, 2014
Interest Rate Lock Commitments | Other Assets
Derivatives, Fair Value [Line Items]
Derivative Asset	$ 79	$ 59
Forward Commitments For The Sale Of Mortgage Loans | Other Liabilities
Derivatives, Fair Value [Line Items]
Derivative Liability	$ 0	$ 14

Derivative Instruments (Sche115

Derivative Instruments (Schedule Of Effect Of Derivative Instruments, Gain (Loss) In Statement Of Financial Performance) (Details) - Not Designated as Hedging Instrument - USD ($) $ in Thousands	12 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2013
Derivatives, Fair Value [Line Items]
Amount of Gain or (Loss) Recognized in Income on Derivative	$ 34	$ (107)	$ (9)
Interest Rate Lock Commitments | Other Income
Derivatives, Fair Value [Line Items]
Amount of Gain or (Loss) Recognized in Income on Derivative	20	(99)	(246)
Forward Commitments For The Sale Of Mortgage Loans | Net gain (loss) on the sale of loans
Derivatives, Fair Value [Line Items]
Amount of Gain or (Loss) Recognized in Income on Derivative	$ 14	$ (8)	$ 237

Parent Company Only Financia116

Parent Company Only Financial Statements (Schedule Of Statements Of Condition) (Details) - USD ($) $ in Thousands	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2012
Assets
Cash and due from banks	$ 22,428	$ 26,886
Other Loans
Accrued interest receivable	32,490	31,952
Investments in
Deferred income taxes	33,640	41,600
Other assets	58,277	64,880
TOTAL ASSETS	12,368,886	11,803,195
Liabilities and shareholders' equity
Accrued expenses and other liabilities	49,246	40,285
Total liabilities	10,639,516	9,963,738
Preferred stock, $0.01 par value, 100,000,000 shares authorized, none issued and outstanding	0	0
Common stock, $0.01 par value, 700,000,000 shares authorized; 332,318,750 shares issued; 290,882,379 and 301,654,581 outstanding at September 30, 2015 and September 30, 2014, respectively	3,323	3,323
Paid-in capital	1,707,629	1,702,441
Treasury stock, at cost; 41,436,371 and 30,664,169 shares at September 30, 2015 and September 30, 2014, respectively	(548,557)	(379,109)
Unallocated ESOP shares	(61,751)	(66,084)
Retained earnings - substantially restricted	641,791	589,678
Accumulated other comprehensive loss	(13,065)	(10,792)	$ (8,604)	$ (5,916)
Total shareholders' equity	1,729,370	1,839,457	$ 1,871,477	$ 1,806,850
TOTAL LIABILITIES AND SHAREHOLDERS' EQUITY	12,368,886	11,803,195
TFS Financial Corporation
Assets
Cash and due from banks	2,099	2,099
Other Loans
Demand loan due from Third Federal Savings and Loan	33,651	155,908
Employee Stock Ownership Plan (ESOP) loan receivable	69,110	72,644
Accrued interest receivable	120	1,281
Investments in
Third Federal Savings and Loan	1,597,791	1,579,414
Non-thrift subsidiaries	78,679	78,347
Prepaid federal and state taxes	58	2,177
Deferred income taxes	3,246	2,985
Other assets	6,577	5,463
TOTAL ASSETS	1,791,331	1,900,318
Liabilities and shareholders' equity
Line of credit due non-thrift subsidiary	58,361	57,188
Accrued expenses and other liabilities	3,600	3,673
Total liabilities	61,961	60,861
Preferred stock, $0.01 par value, 100,000,000 shares authorized, none issued and outstanding	0	0
Common stock, $0.01 par value, 700,000,000 shares authorized; 332,318,750 shares issued; 290,882,379 and 301,654,581 outstanding at September 30, 2015 and September 30, 2014, respectively	3,323	3,323
Paid-in capital	1,707,629	1,702,441
Treasury stock, at cost; 41,436,371 and 30,664,169 shares at September 30, 2015 and September 30, 2014, respectively	(548,557)	(379,109)
Unallocated ESOP shares	(61,751)	(66,084)
Retained earnings - substantially restricted	641,791	589,678
Accumulated other comprehensive loss	(13,065)	(10,792)
Total shareholders' equity	1,729,370	1,839,457
TOTAL LIABILITIES AND SHAREHOLDERS' EQUITY	$ 1,791,331	$ 1,900,318

Parent Company Only Financia117

Parent Company Only Financial Statements Parent Company Only Financial Statements (Schedule Of Statements Of Condition) - $ / shares	Sep. 30, 2015	Sep. 30, 2014
Preferred stock, par value	$ 0.01	$ 0.01
Preferred stock, shares authorized	100,000,000	100,000,000
Preferred stock, shares issued	0	0
Preferred stock, shares outstanding	0	0
Common stock, par value	$ 0.01	$ 0.01
Common stock, shares authorized	700,000,000	700,000,000
Common stock, shares issued	332,318,750	332,318,750
Common stock, shares outstanding	290,882,379	301,654,581
Treasury stock, shares	41,436,371	30,664,169
TFS Financial Corporation
Preferred stock, par value	$ 0.01	$ 0.01
Preferred stock, shares authorized	100,000,000	100,000,000
Preferred stock, shares issued	0	0
Preferred stock, shares outstanding	0	0
Common stock, par value	$ 0.01	$ 0.01
Common stock, shares authorized	700,000,000	700,000,000
Common stock, shares issued	332,318,750	332,318,750
Common stock, shares outstanding	290,882,379	301,654,581
Treasury stock, shares	41,436,371	30,664,169

Parent Company Only Financia118

Parent Company Only Financial Statements (Schedule Of Statements Of Income) (Details) - USD ($) $ in Thousands	3 Months Ended								12 Months Ended
	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2013	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2013
Interest expense
Borrowed funds from non-thrift subsidiaries									$ 19,824	$ 10,073	$ 4,011
Total interest expense	$ 28,442	$ 28,083	$ 28,225	$ 28,600	$ 27,832	$ 25,884	$ 24,311	$ 25,224	113,350	103,251	115,419
Net interest income	67,980	67,589	67,422	67,136	66,732	67,872	69,034	67,795	270,127	271,433	268,553
Non-interest Expense
Salaries and employee benefits									95,638	90,333	86,471
Other operating expenses									23,648	24,442	30,827
Total non-interest expense	45,371	47,819	48,829	45,973	44,837	42,849	44,931	42,859	187,992	175,476	177,660
Income before income taxes	34,895	25,896	23,488	25,116	23,473	26,733	24,637	24,014	109,395	98,857	82,361
Income tax expense (benefit)	11,872	8,638	7,822	8,472	7,622	9,102	8,252	7,990	36,804	32,966	26,402
Equity in undistributed earnings of subsidiaries (dividend in excess of earnings)
Net income	$ 23,023	$ 17,258	$ 15,666	$ 16,644	$ 15,851	$ 17,631	$ 16,385	$ 16,024	72,591	65,891	55,959
Total other comprehensive (loss) income									(2,273)	(2,188)	(2,688)
Total comprehensive income									70,318	63,703	53,271
TFS Financial Corporation
Interest income
Demand loan due from Third Federal Savings and Loan									139	166	203
ESOP loan									2,276	2,388	2,499
Total interest income									2,415	2,554	2,702
Interest expense
Borrowed funds from non-thrift subsidiaries									253	168	116
Total interest expense									253	168	116
Net interest income									2,162	2,386	2,586
Non-interest income
Intercompany service charges									218	600	600
Dividend from Third Federal Savings and Loan									66,000	85,000	0
Total other income									66,218	85,600	600
Non-interest Expense
Salaries and employee benefits									6,216	5,921	6,015
Professional services									997	1,014	904
Office property and equipment									13	13	13
Other operating expenses									255	380	40
Total non-interest expense									7,481	7,328	6,972
Income before income taxes									60,899	80,658	(3,786)
Income tax expense (benefit)									(2,583)	(1,870)	(1,715)
Income (loss) before undistributed earnings of subsidiaries									63,482	82,528	(2,071)
Equity in undistributed earnings of subsidiaries (dividend in excess of earnings)
Third Federal Savings and Loan									8,777	(16,974)	57,516
Non-thrift subsidiaries									332	337	514
Net income									72,591	65,891	55,959
Change in net unrealized gains (losses) on securities available for sale									3,018	1,044	(4,746)
Change in pension obligation									(5,291)	(3,232)	2,058
Total other comprehensive (loss) income									(2,273)	(2,188)	(2,688)
Total comprehensive income									$ 70,318	$ 63,703	$ 53,271

Parent Company Only Financia119

Parent Company Only Financial Statements (Schedule Of Statements Of Cash Flows) (Details) - USD ($) $ in Thousands	3 Months Ended								12 Months Ended
	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2013	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2013
Cash flows from operating activities
Net income	$ 23,023	$ 17,258	$ 15,666	$ 16,644	$ 15,851	$ 17,631	$ 16,385	$ 16,024	$ 72,591	$ 65,891	$ 55,959
(Equity in undistributed earnings of subsidiaries) dividend in excess of earnings
Deferred income taxes									9,185	9,659	6,486
ESOP and stock-based compensation expense									13,980	12,157	11,356
Net decrease (increase) in interest receivable and other assets									(2,173)	(2,392)	16,908
Other									296	104	391
Net cash provided by operating activities									102,102	103,508	140,810
Cash flows from investing activities
Proceeds from principal repayments and maturities of securities available for sale									153,945	157,389	206,388
Net cash (used in) provided by in investing activities									(600,388)	(668,647)	145,188
Cash flows from financing activities
Purchase of treasury shares									(172,546)	(101,363)	0
Dividends paid to common shareholders									(19,490)	(4,886)	0
Excess tax benefit related to stock-based compensation									1,582	91	0
Acquisition of treasury shares through net settlement for taxes									(4,111)	0	0
Net cash provided by (used in) in financing activities									472,252	460,546	(308,264)
NET INCREASE IN CASH AND CASH EQUIVALENTS									(26,034)	(104,593)	(22,266)
Cash and cash equivalents—beginning of year				181,403				285,996	181,403	285,996	308,262
Cash and cash equivalents—end of year	155,369				181,403				155,369	181,403	285,996
TFS Financial Corporation
Cash flows from operating activities
Net income									72,591	65,891	55,959
(Equity in undistributed earnings of subsidiaries) dividend in excess of earnings
Third Federal Savings and Loan									(8,777)	16,974	(57,516)
Non-thrift subsidiaries									(332)	(337)	(514)
Deferred income taxes									(261)	(491)	(960)
ESOP and stock-based compensation expense									2,107	2,879	3,010
Net decrease (increase) in interest receivable and other assets									2,166	(215)	(561)
Net increase (decrease) in accrued expenses and other liabilities									107	(193)	874
Other									0	0	6
Net cash provided by operating activities									67,601	84,508	298
Cash flows from investing activities
Proceeds from principal repayments and maturities of securities available for sale									0	0	385
(Increase) decrease in balances lent to Third Federal Savings and Loan									122,257	14,160	(5,553)
Net cash (used in) provided by in investing activities									122,257	14,160	(5,168)
Cash flows from financing activities
Principal reduction of ESOP loan									3,534	3,422	3,315
Purchase of treasury shares									(172,546)	(101,363)	0
Dividends paid to common shareholders									(19,490)	(4,886)	0
Excess tax benefit related to stock-based compensation									1,582	91	0
Acquisition of treasury shares through net settlement for taxes									(4,111)	0	0
Net increase in borrowings from non-thrift subsidiaries									1,173	4,068	1,948
Net cash provided by (used in) in financing activities									(189,858)	(98,668)	5,263
NET INCREASE IN CASH AND CASH EQUIVALENTS									0	0	393
Cash and cash equivalents—beginning of year				$ 2,099				$ 2,099	2,099	2,099	1,706
Cash and cash equivalents—end of year	$ 2,099				$ 2,099				$ 2,099	$ 2,099	$ 2,099

Earnings Per Share (Narrative)

Earnings Per Share (Narrative) (Details) - shares	Sep. 30, 2015	Sep. 30, 2014
Earnings Per Share [Abstract]
Shares held by Third Federal Savings, MHC (in shares)	227,119,132
Employee Stock Ownership Plan (ESOP), neither allocated nor committed to be released to participants (in shares)	6,175,091	6,608,430

Earnings Per Share (Summary Of

Earnings Per Share (Summary Of Earnings Per Share) (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended								12 Months Ended
	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2013	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2013
Earnings Per Share [Abstract]
Net income	$ 23,023	$ 17,258	$ 15,666	$ 16,644	$ 15,851	$ 17,631	$ 16,385	$ 16,024	$ 72,591	$ 65,891	$ 55,959
Less: income allocated to restricted stock units									626	384	286
Income available to common shareholders									$ 71,965	$ 65,507	$ 55,673
Income available to common shareholders, Shares									289,935,861	298,974,062	301,832,758
Income available to common shareholders, Per share amount									$ 0.25	$ 0.22	$ 0.18
Effect of dilutive potential common shares									2,274,556	1,582,705	914,008
Income available to common shareholders									$ 71,965	$ 65,507	$ 55,673
Income available to common shareholders, Shares									292,210,417	300,556,767	302,746,766
Income available to common shareholders, Per share amount									$ 0.25	$ 0.22	$ 0.18

Earnings Per Share Earnings Per

Earnings Per Share Earnings Per Share (Schedule of Antidilutive Securities Excluded from Computation of Earnings Per Share)(Details) - shares	12 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2013
Options to purchase shares
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]
Options to purchase shares and restricted stock units (antidilutive) (in shares)	1,382,900	829,300	5,297,050
Restricted Stock Units
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]
Options to purchase shares and restricted stock units (antidilutive) (in shares)	0	0	20,000

Related Party Transactions (Det

Related Party Transactions (Details) - USD ($) $ in Thousands	Sep. 30, 2015	Sep. 30, 2014
Non-Performing, Non-Accrual, Impaired Financing Receivable
Related Party Transaction [Line Items]
Loans to related parties	$ 0
Director [Member]
Related Party Transaction [Line Items]
Loans to related parties	$ 189	$ 197

Selected Quarterly Data (Una124

Selected Quarterly Data (Unaudited) (Summary Of Certain Quarterly Financial Data) (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended								12 Months Ended
	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2013	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2013
Selected Quarterly Financial Information [Abstract]
Interest income	$ 96,422	$ 95,672	$ 95,647	$ 95,736	$ 94,564	$ 93,756	$ 93,345	$ 93,019	$ 383,477	$ 374,684	$ 383,972
Interest expense	28,442	28,083	28,225	28,600	27,832	25,884	24,311	25,224	113,350	103,251	115,419
Net interest income	67,980	67,589	67,422	67,136	66,732	67,872	69,034	67,795	270,127	271,433	268,553
Provision for loan losses	(6,000)	0	1,000	2,000	4,000	4,000	5,000	6,000	(3,000)	19,000	37,000
Net income after provision for loan losses	73,980	67,589	66,422	65,136	62,732	63,872	64,034	61,795	273,127	252,433	231,553
Non-interest income	6,286	6,126	5,895	5,953	5,578	5,710	5,534	5,078	24,260	21,900	28,468
Non-interest expense	45,371	47,819	48,829	45,973	44,837	42,849	44,931	42,859	187,992	175,476	177,660
Income before income taxes	34,895	25,896	23,488	25,116	23,473	26,733	24,637	24,014	109,395	98,857	82,361
Income tax expense	11,872	8,638	7,822	8,472	7,622	9,102	8,252	7,990	36,804	32,966	26,402
Net income	$ 23,023	$ 17,258	$ 15,666	$ 16,644	$ 15,851	$ 17,631	$ 16,385	$ 16,024	$ 72,591	$ 65,891	$ 55,959
Earnings per share-basic and diluted	$ 0.08	$ 0.06	$ 0.05	$ 0.06	$ 0.05	$ 0.06	$ 0.05	$ 0.05	$ 0.25	$ 0.22	$ 0.18