TFS Financial (TFSL) 10-K 23 Nov 16 2016 FY Annual report Financial data

Document And Entity Information

Document And Entity Information - USD ($)	12 Months Ended
	Sep. 30, 2016	Nov. 21, 2016	Mar. 31, 2016
Entity Registrant Name	TFS FINANCIAL CORPORATION
Entity Central Index Key	1,381,668
Entity Current Reporting Status	Yes
Entity Voluntary Filers	No
Current Fiscal Year End Date	--09-30
Entity Filer Category	Large Accelerated Filer
Entity Well-known Seasoned Issuer	Yes
Document Type	10-K
Document Period End Date	Sep. 30, 2016
Document Fiscal Year Focus	2,016
Trading Symbol	TFSL
Document Fiscal Period Focus	FY
Amendment Flag	false
Entity Common Stock, Shares Outstanding		283,469,415
Entity Public Float			$ 1,026,910,926

Consolidated Statements Of Cond

Consolidated Statements Of Condition - USD ($) $ in Thousands	Sep. 30, 2016	Sep. 30, 2015
ASSETS
Cash and due from banks	$ 27,914	$ 22,428
Other interest-earning cash equivalents	203,325	132,941
Cash and cash equivalents	231,239	155,369
Investment securities available for sale (amortized cost $517,228 and $582,091, respectively)	517,866	585,053
Mortgage loans held for sale, at lower of cost or market (none measured at fair value)	4,686	116
Loans held for investment, net:
Mortgage loans	11,748,099	11,245,557
Other loans	3,116	3,468
Deferred loan expenses, net	19,384	10,112
Allowance for loan losses	(61,795)	(71,554)
Loans, net	11,708,804	11,187,583
Mortgage loan servicing assets, net	8,852	9,988
Federal Home Loan Bank stock, at cost	69,853	69,470
Real estate owned, net	6,803	17,492
Premises, equipment, and software, net	61,003	57,187
Accrued interest receivable	32,818	32,490
Bank owned life insurance contracts	200,144	195,861
Other assets	63,994	58,277
TOTAL ASSETS	12,906,062	12,368,886
LIABILITIES AND SHAREHOLDERS' EQUITY
Deposits	8,331,368	8,285,858
Borrowed funds	2,718,795	2,168,627
Borrowers' advances for insurance and taxes	92,313	86,292
Principal, interest, and related escrow owed on loans serviced	49,401	49,493
Accrued expenses and other liabilities	53,727	49,246
Total liabilities	11,245,604	10,639,516
Commitments and contingent liabilities
Preferred stock, $0.01 par value, 100,000,000 shares authorized, none issued and outstanding	0	0
Common stock, $0.01 par value, 700,000,000 shares authorized; 332,318,750 shares issued; 284,219,019 and 290,882,379 outstanding at September 30, 2016 and September 30, 2015, respectively	3,323	3,323
Paid-in capital	1,716,818	1,707,629
Treasury stock, at cost; 48,099,731 and 41,436,371 shares at September 30, 2016 and September 30, 2015, respectively	(681,569)	(548,557)
Unallocated ESOP shares	(57,418)	(61,751)
Retained earnings - substantially restricted	698,930	641,791
Accumulated other comprehensive loss	(19,626)	(13,065)
Total shareholders' equity	1,660,458	1,729,370
TOTAL LIABILITIES AND SHAREHOLDERS' EQUITY	$ 12,906,062	$ 12,368,886

Consolidated Statements Of Con3

Consolidated Statements Of Condition (Parenthetical) - USD ($) $ in Thousands	Sep. 30, 2016	Sep. 30, 2015
Statement of Financial Position [Abstract]
Available for sale, amortized cost	$ 517,228	$ 582,091
Mortgage loans held for sale	$ 0	$ 0
Preferred stock, par value	$ 0.01	$ 0.01
Preferred stock, shares authorized	100,000,000	100,000,000
Preferred stock, shares issued	0	0
Preferred stock, shares outstanding	0	0
Common stock, par value	$ 0.01	$ 0.01
Common stock, shares authorized	700,000,000	700,000,000
Common stock, shares issued	332,318,750	332,318,750
Common stock, shares outstanding	284,219,019	290,882,379
Treasury stock, shares	48,099,731	41,436,371

Consolidated Statements Of Inco

Consolidated Statements Of Income (Loss) - USD ($) $ in Thousands	12 Months Ended
	Sep. 30, 2016	Sep. 30, 2015	Sep. 30, 2014
INTEREST AND DIVIDEND INCOME:
Loans, including fees	$ 375,624	$ 369,302	$ 363,409
Investment securities available for sale	9,390	9,571	9,212
Other interest and dividend earning assets	3,427	4,604	2,063
Total interest and dividend income	388,441	383,477	374,684
INTEREST EXPENSE:
Deposits	90,000	93,526	93,178
Borrowed funds	28,026	19,824	10,073
Total interest expense	118,026	113,350	103,251
Net interest income	270,415	270,127	271,433
Provision for loan losses	(8,000)	(3,000)	19,000
Net interest income after provision for loan losses	278,415	273,127	252,433
NON-INTEREST INCOME
Fees and service charges, net of amortization	7,423	7,972	9,266
Net gain on the sale of loans	6,161	4,519	2,031
Increase in and death benefits from bank owned life insurance contracts	7,409	7,324	6,439
Other	3,959	4,445	4,164
Total non-interest income	24,952	24,260	21,900
NON-INTEREST EXPENSE
Salaries and employee benefits	96,281	95,638	90,333
Marketing services	16,956	19,904	14,256
Office property, equipment and software	23,862	22,048	20,694
Federal insurance premium and assessments	10,377	11,135	9,911
State franchise tax	5,459	5,914	6,503
Real estate owned expense, net	5,772	9,705	9,337
Other operating expenses	22,297	23,648	24,442
Total non-interest expense	181,004	187,992	175,476
Income before income taxes	122,363	109,395	98,857
Income tax expense	41,810	36,804	32,966
Net income	$ 80,553	$ 72,591	$ 65,891
Earnings per share-basic and diluted	$ 0.28	$ 0.25	$ 0.22
Weighted average shares outstanding
Basic	281,566,648	289,935,861	298,974,062
Diluted	283,785,713	292,210,417	300,556,767

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income Statement - USD ($) $ in Thousands	12 Months Ended
	Sep. 30, 2016	Sep. 30, 2015	Sep. 30, 2014
Net income	$ 80,553	$ 72,591	$ 65,891
Other comprehensive income (loss), net of tax:
Net change in unrealized gain (loss) on securities available for sale	(1,510)	3,018	1,044
Net change in cash flow hedges	(1,371)	0	0
Change in pension obligation	3,680	5,291	3,232
Total other comprehensive income (loss)	(6,561)	(2,273)	(2,188)
Total comprehensive income	$ 73,992	$ 70,318	$ 63,703

Consolidated Statements Of Shar

Consolidated Statements Of Shareholders' Equity - USD ($) $ in Thousands	Total	Common Stock	Paid-In Capital	Treasury Stock	Unallocated Common Stock Held By ESOP	Retained Earnings	Accumulated Other Comprehensive Income (Loss)
Balance at Sep. 30, 2013	$ 1,871,477	$ 3,323	$ 1,696,370	$ (278,215)	$ (70,418)	$ 529,021	$ (8,604)
Comprehensive Income
Net income	65,891					65,891
Other comprehensive loss	(2,188)						(2,188)
ESOP shares allocated or committed to be released	5,555		1,221		4,334
Compensation costs for stock-based plans	6,862		6,862
Excess tax effect from stock-based compensation	91		91
Purchase of treasury stock	(103,085)			(103,085)
Treasury stock allocated to restricted stock plan	(260)		(2,103)	2,191		(348)
Dividends paid to common shareholders	(4,886)					(4,886)
Balance at Sep. 30, 2014	1,839,457	3,323	1,702,441	(379,109)	(66,084)	589,678	(10,792)
Comprehensive Income
Net income	72,591					72,591
Other comprehensive loss	(2,273)						(2,273)
ESOP shares allocated or committed to be released	6,617		2,284		4,333
Compensation costs for stock-based plans	7,363		7,363
Excess tax effect from stock-based compensation	1,582		1,582
Purchase of treasury stock	(172,366)			(172,366)
Treasury stock allocated to restricted stock plan	(4,111)		(6,041)	2,918		(988)
Dividends paid to common shareholders	(19,490)					(19,490)
Balance at Sep. 30, 2015	1,729,370	3,323	1,707,629	(548,557)	(61,751)	641,791	(13,065)
Comprehensive Income
Net income	80,553					80,553
Other comprehensive loss	(6,561)						(6,561)
ESOP shares allocated or committed to be released	7,713		3,380		4,333
Compensation costs for stock-based plans	5,723		5,723
Excess tax effect from stock-based compensation	3,198		3,198
Purchase of treasury stock	(128,427)			(128,427)
Treasury stock allocated to restricted stock plan	(7,697)		(3,112)	(4,585)
Dividends paid to common shareholders	(23,414)					(23,414)
Balance at Sep. 30, 2016	$ 1,660,458	$ 3,323	$ 1,716,818	$ (681,569)	$ (57,418)	$ 698,930	$ (19,626)

Consolidated Statements Of Sha7

Consolidated Statements Of Shareholders' Equity (Parenthetical) - $ / shares	12 Months Ended
	Sep. 30, 2016	Sep. 30, 2015	Sep. 30, 2014
Statement of Stockholders' Equity [Abstract]
Purchase of treasury stock (shares)	7,210,500	11,275,950	7,770,300
Dividends paid to common shareholders, per common share	$ 0.425	$ 0.31	$ 0.07

Consolidated Statements Of Cash

Consolidated Statements Of Cash Flows - USD ($) $ in Thousands	12 Months Ended
	Sep. 30, 2016	Sep. 30, 2015	Sep. 30, 2014
CASH FLOWS FROM OPERATING ACTIVITIES:
Net income	$ 80,553	$ 72,591	$ 65,891
Adjustments to reconcile net income to net cash provided by operating activities:
ESOP and stock-based compensation expense	13,436	13,980	12,157
Depreciation and amortization	19,369	17,453	13,285
Deferred income taxes	11,099	9,185	9,659
Provision for loan losses	(8,000)	(3,000)	19,000
Net gain on the sale of loans	(6,161)	(4,519)	(2,031)
Net gain on the sale of securities	0	0	(276)
Other net increase	613	2,962	2,529
Principal repayments on and proceeds from sales of loans held for sale	16,285	27,815	27,475
Loans originated for sale	(20,466)	(27,011)	(27,907)
Increase in and death benefits for bank owned life insurance contracts	(4,854)	(6,491)	(6,449)
Net increase in interest receivable and other assets	(13,087)	(2,173)	(2,392)
Net (decrease) increase in accrued expenses and other liabilities	(4,128)	1,014	(7,537)
Other	255	296	104
Net cash provided by operating activities	84,914	102,102	103,508
CASH FLOWS FROM INVESTING ACTIVITIES:
Loans originated	(3,024,260)	(2,760,277)	(2,425,032)
Principal repayments on loans	2,310,358	2,052,276	1,783,108
Proceeds from principal repayments and maturities of:
Securities available for sale	154,520	153,945	157,389
Proceeds from sale of:
Proceeds from sale of loans	186,705	133,456	48,564
Real estate owned	22,400	25,134	25,738
Purchases of:
FHLB Stock	(383)	(29,059)	(4,791)
Securities available for sale	(95,176)	(171,125)	(250,832)
Premises and equipment	(9,125)	(5,522)	(2,816)
Other	584	784	25
Net cash used in investing activities	(454,377)	(600,388)	(668,647)
CASH FLOWS FROM FINANCING ACTIVITIES:
Net increase (decrease) in deposits	45,510	(368,020)	189,379
Net increase in borrowers' advances for insurance and taxes	6,021	10,026	4,878
Net decrease in principal and interest owed on loans serviced	(92)	(5,177)	(21,075)
Net increase (decrease) in short-term borrowed funds	696,227	444,830	(5,430)
Proceeds from long-term borrowed funds	40,290	600,294	450,000
Repayment of long-term borrowed funds	(186,349)	(15,136)	(51,048)
Purchase of treasury shares	(128,361)	(172,546)	(101,363)
Excess tax benefit related to stock-based compensation	3,198	1,582	91
Acquisition of treasury shares through net settlement for taxes	(7,697)	(4,111)	0
Dividends paid to common shareholders	(23,414)	(19,490)	(4,886)
Net cash provided by financing activities	445,333	472,252	460,546
NET INCREASE (DECREASE) CASH AND CASH EQUIVALENTS	75,870	(26,034)	(104,593)
Cash and cash equivalents—beginning of year	155,369	181,403	285,996
Cash and cash equivalents—end of year	231,239	155,369	181,403
SUPPLEMENTAL DISCLOSURE OF CASH FLOW INFORMATION:
Cash paid for interest on deposits	89,947	93,093	92,143
Cash paid for interest on borrowed funds	26,421	18,994	9,503
Cash paid for income taxes	31,815	22,533	25,100
SUPPLEMENTAL SCHEDULES OF NONCASH INVESTING AND FINANCING ACTIVITIES:
Transfer of loans to real estate owned	12,134	23,761	27,000
Transfer of loans from held for investment to held for sale	183,178	127,066	48,088
Treasury Stock Issued For Stock Benefit Plans	$ 3,112	$ 7,041	$ 0

Description Of Business And Sum

Description Of Business And Summary Of Significant Accounting Policies	12 Months Ended
	Sep. 30, 2016
Accounting Policies [Abstract]
Summary Of Significant Accounting Policies	DESCRIPTION OF BUSINESS AND SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES Business —TFS Financial Corporation, a federally chartered stock holding company, conducts its principal activities through its wholly owned subsidiaries. The principal line of business of the Company is retail consumer banking, including mortgage lending, deposit gathering, and other insignificant financial services. Third Federal Savings and Loan Association of Cleveland, MHC, its federally chartered mutual holding company parent, owned 79.91% of the outstanding shares of common stock of the Company at September 30, 2016 . The Company’s primary operating subsidiaries include the Association and Third Capital, Inc. The Association is a federal savings association, which provides retail loan and savings products to its customers in Ohio and Florida, through its 38 full-service branches, eight loan production offices, customer service call center and internet site. The Association also provides savings products, purchase mortgages, first mortgage refinance loans, home equity lines of credit, and home equity loans in states outside of its branch footprint. Third Capital, Inc. was formed to hold non-thrift investments and subsidiaries, which include a limited liability company that acquires and manages commercial real estate. The accounting and reporting policies of TFS Financial Corporation and its subsidiaries conform to accounting principles generally accepted in the United States of America and to general practices within the thrift industry. Other than as disclosed in Note 3, no material subsequent events have occurred requiring recognition in the consolidated financial statements or disclosure in the notes to the consolidated financial statements. The following is a description of the significant accounting and reporting policies, which the Company follows in preparing and presenting its consolidated financial statements. Principles of Consolidation —The consolidated financial statements of the Company include the accounts of TFS Financial Corporation and its wholly owned subsidiaries. Intercompany balances and transactions have been eliminated in consolidation. Cash and Cash Equivalents —Cash and cash equivalents consist of working cash on hand, and demand and interest bearing deposits at other financial institutions with maturities of three months or less. For purposes of reporting cash flows, cash and cash equivalents also includes federal funds sold. The Company has acknowledged informal agreements with banks where it maintains deposits. Under these agreements, service fees charged to the Company are waived provided certain average compensating balances are maintained throughout each month. Investment Securities —Securities are all classified as available for sale. Securities held as available for sale are reported at fair value, with unrealized gains and losses, net of tax, reported as a component of AOCI. Management determines the appropriate classification of securities based on the intent and ability at the time of purchase. Gains and losses on the sale of investment and mortgage-backed securities available for sale are computed on a specific identification basis. Purchases and sales of securities are accounted for on a trade-date or settlement-date basis, depending on the settlement terms. A decline in the fair value of any available for sale security, below cost, that is deemed to be other than temporary, results in a reduction in the carrying amount to fair value. The impairment loss is bifurcated between that related to credit loss which is recognized in non-interest income and that related to all other factors which is recognized in other comprehensive income. To determine whether an impairment is other than temporary, the Company considers, among other things, the duration and extent to which the fair value of an investment is less than its cost, changes in value subsequent to year end, forecast performance of the issuer, and whether the Company has the intent to hold the investment until market price recovery, or, for debt securities, whether the Company has the intent to sell the security or more likely than not will be required to sell the debt security before its anticipated recovery. Premiums and discounts are amortized using the level-yield method. Mortgage Banking Activity —Mortgage loans originated and intended for sale in the secondary market are carried at the lower of cost or estimated fair value in the aggregate. Mortgage loans included in pending agency contracts to sell and securitize loans are carried at fair value. Fair value is based on quoted secondary market pricing for loan portfolios with similar characteristics and includes consideration of deferred fees (costs). Net unrealized losses or net unrealized gains on loans carried at fair value, are recognized in a valuation allowance by charges to income. The Company retains servicing on loans that are sold and initially recognizes an asset for mortgage loan servicing rights based on the fair value of the servicing rights. Residential mortgage loans represent the single class of servicing rights and are measured at the lower of cost or fair value on a recurring basis. Mortgage loan servicing rights are reported net of accumulated amortization, which is recorded in proportion to, and over the period of, estimated net servicing revenues. The Company monitors prepayments and changes amortization of mortgage servicing rights accordingly. Fair values are estimated using discounted cash flows based on current interest rates and prepayment assumptions, and impairment is monitored each quarterly reporting period. The impairment analysis is based on predominant risk characteristics of the loans serviced, such as type, fixed and adjustable rate loans, original terms and interest rates. The amount of impairment recognized is the amount by which the mortgage loan servicing assets exceed their fair value. Servicing fee income net of amortization and other loan fees collected on loans serviced for others are included in Fees and service charges, net of amortization on the consolidated financial statements. Derivative Instruments —Derivative instruments are carried at fair value in the Company's financial statements. For derivative instruments that are designated and qualify as cash flow hedges, the effective portion of the gain or loss on the derivative instrument is reported as a component of other comprehensive income, net of tax, and reclassified into earnings in the same period during which the hedged transaction affects earnings. Ineffectiveness is measured as the amount by which the cumulative change in the fair value of the hedging instrument exceeds or is substantially less than the present value of the cumulative change in the hedged item's expected cash flows attributable to the risk being hedged and, when present, is recognized in current earnings during the period. At the inception of a hedge, the Company documents certain items, including the relationship between the hedging instrument and the hedged item, the risk management objective and the nature of the risk being hedged, a description of how effectiveness will be measured and an evaluation of hedge transaction effectiveness. Hedge accounting is discontinued prospectively when (1) a derivative is no longer highly effective in offsetting changes in the fair value or cash flow of a hedged item, (2) a derivative expires or is sold, (3) a derivative is de-designated as a hedge, because it is unlikely that a forecasted transaction will occur, or (4) it is determined that designation of a derivative as a hedge is no longer appropriate. When hedge accounting is discontinued, the Company would continue to carry the derivative on the statement of condition at its fair value; however, changes in its fair value would be recorded in earnings instead of through OCI. For derivative instruments not designated as hedging instruments, the Company recognizes gains and losses on the derivative instrument in current earnings during the period of change. Loans and Related Deferred Loan Expenses, net —Loans originated with the intent to hold into the foreseeable future are carried at unpaid principal balances adjusted for partial charge-offs, the allowance for loan losses and net deferred loan expenses. Interest on loans is accrued and credited to income as earned. Interest on loans is not recognized in income when collectability is uncertain. Loan fees and certain direct loan origination costs are deferred and recognized as an adjustment to interest income using the level-yield method over the contractual lives of related loans, if the loans are held for investment. If the loans are held for sale, net deferred fees (costs) are not amortized, but rather are recognized when the related loans are sold. Loans are classified as TDRs when the original contractual terms are restructured to provide a concession to a borrower experiencing financial difficulty under terms that would not otherwise be available and the restructuring is the result of an agreement between the Company and the borrower or is imposed by a court or law. Concessions granted in TDRs may include a reduction of the stated interest rate, a reduction or forbearance of principal, an extension of the maturity date, a significant delay in payments, the removal of one or more borrowers from the obligation, or any combination of these. Allowance for Loan Losses —The allowance for loan losses is assessed on a quarterly basis and provisions for (or recaptures of) loan losses are made in order to maintain the allowance at a level sufficient to absorb credit losses in the portfolio. Impairment evaluations are performed on loans segregated into homogeneous pools based on similarities in credit profile, product and property types. Through the evaluation, general allowances for loan losses are assessed based on historical loan loss experience for each homogeneous pool. General allowances are adjusted to address other factors that affect estimated probable losses including the size of the portion of the portfolio that is not subjected to individual review; current delinquency statistics; the status of loans in foreclosure, real estate in judgment and real estate owned; national, regional and local economic factors and trends; asset disposition loss statistics (both current and historical); and the relative level of individually allocated valuation allowances to the balances of loans individually reviewed. The allowance for loan losses is increased by charges to income and decreased by charge-offs (net of recoveries). Management believes the allowance is adequate. For further discussion on the allowance for loan losses, non-accrual, impairment, and TDRs, see Note 5. Loans and Allowance for Loan Losses . Real Estate Owned, net —Real estate owned, net represents real estate acquired through foreclosure or deed in lieu of foreclosure and is initially recorded at fair value less estimated costs to sell. Subsequent to acquisition, real estate owned is carried at the lower of cost or fair value less estimated selling costs. Management performs periodic valuations and a valuation allowance is established by a charge to income for any excess of the carrying value over the fair value less estimated costs to sell the property. Recoveries in fair value during the holding period are recognized until the valuation allowance is reduced to zero. Costs related to holding and maintaining the property are charged to expense. Premises, Equipment, and Software, net —Depreciation and amortization of premises, equipment and software is computed on a straight-line basis over the estimated useful lives of the related assets. Estimated lives are 31.5 years for office facilities and three to 10 years for equipment and software. Amortization of leasehold or building improvements is computed on a straight-line basis over the lesser of the economic useful life of the improvement or term of the lease, typically 10 years. Bank Owned Life Insurance Contracts —Life insurance is provided under both whole and split dollar life insurance agreements. Policy premiums were prepaid and the Company will recover the premiums paid from the proceeds of the policies. The Company recognizes death benefits and growth in the cash surrender value of the policies in other non-interest income. Goodwill —The excess of purchase price over the fair value of net assets of acquired companies is classified as goodwill and reported in Other Assets. Goodwill was $9,732 at September 30, 2016 and 2015 . Goodwill is reviewed for impairment on an annual basis as of September 30. No impairment was identified as of September 30, 2016 or 2015 . Taxes on Income —Deferred tax assets and liabilities are recognized for the future tax consequences attributable to differences between the financial statement carrying amounts of existing assets and liabilities and their respective tax bases. Deferred tax assets and liabilities are measured using enacted tax rates expected to apply to taxable income in the years in which those temporary differences are expected to be recovered or settled. The effect on deferred tax assets and liabilities of a change in tax rates is recognized in income in the period that includes the enactment date. Additional information about policies related to income taxes is included in Note 12. Income Taxes . Deposits —Interest on deposits is accrued and charged to expense monthly and is paid or credited in accordance with the terms of the accounts. Treasury Stock— Acquisitions of treasury stock are recorded at cost using the cost method of accounting. Repurchases may be made through open market purchases, block trades and in negotiated private transactions, subject to the availability of stock, general market conditions, the trading price of the stock, alternative uses for capital, and the Company’s financial performance. Repurchased shares will be available for general corporate purposes. Accumulated Other Comprehensive Loss —Accumulated other comprehensive loss consists of changes in pension obligations and changes in unrealized gains (losses) on securities available for sale and cash flow hedges, each of which is net of the related income tax effects. Share-Based Compensation —Compensation expense for awards of equity instruments is recognized on a straight-line basis over the requisite service period based on the grant date fair value estimated in accordance with the provisions of FASB ASC 718 “Compensation—Stock Compensation”. Share-based compensation expense is included in Salaries and employee benefits in the consolidated statements of income. The grant date fair value of stock options is estimated using the Black-Scholes option-pricing model using assumptions for the expected option term, expected stock price volatility, risk-free interest rate, and expected dividend yield. Due to limited historical data on exercise of share options, the simplified method is used to estimate expected option term. Marketing Costs —Marketing costs are expensed as incurred. Earnings per Share —Basic earnings per share is computed by dividing net income by the weighted-average number of shares of common stock outstanding. Outstanding shares include shares sold to subscribers, shares held by the Third Federal Foundation, shares of the Employee Stock Ownership Plan which have been allocated or committed to be released for allocation to participants, and shares held by Third Federal Savings, MHC. Unvested shares awarded in the Company's restricted stock plans are treated as participating securities as they contain nonforfeitable rights to dividends and are not included in the number of shares in the computation of EPS. The two-class method is an earnings allocation that determines EPS for each class of common stock and participating security. Diluted earnings per share is computed using the same method as basic earnings per share, but the weighted-average number of shares reflects the potential dilution, if any, of unexercised stock options and unvested shares of restricted stock units that could occur if stock options were exercised and restricted stock units were issued and converted into common stock. These potentially dilutive shares would then be included in the number of weighted-average number of shares outstanding for the period using the treasury stock method. At September 30, 2016 , 2015 and 2014 , potentially dilutive shares include stock options and restricted stock units issued through stock-based compensation plans. Use of Estimates —The preparation of financial statements in conformity with GAAP requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from these estimates.

Stock Transactions

Stock Transactions	12 Months Ended
	Sep. 30, 2016
Stock Transactions, Parenthetical Disclosures [Abstract]
Stock Transactions	STOCK TRANSACTIONS TFS Financial Corporation completed its initial public stock offering on April 20, 2007 and sold 100,199,618 shares, or 30.16% of its post-offering outstanding common stock, to subscribers in the offering. Third Federal Savings, MHC, the Company’s mutual holding company parent, holds 227,119,132 shares of TFS Financial Corporation’s outstanding common stock. TFS Financial Corporation issued 5,000,000 shares of common stock, or 1.50% of its post-offering outstanding common stock, to Third Federal Foundation. The Board of Directors authorized a seventh repurchase program for the repurchase of 10,000,000 shares in July, 2015. A total of 7,210,500 shares were repurchased during the year ended September 30, 2016 . 11,275,950 shares were repurchased during the year ended September 30, 2015. At September 30, 2016 , there were 899,500 shares remaining to be purchased under the seventh repurchase program. The Company previously repurchased 41,300,000 shares of the Company’s common stock as part of the previous six Board of Directors-approved share repurchase programs. In total, the Company has repurchased 50,400,500 shares of the Company's common stock as of September 30, 2016 .

Regulatory Matters

Regulatory Matters	12 Months Ended
	Sep. 30, 2016
Regulatory Capital Requirements [Abstract]
Regulatory Matters	REGULATORY MATTERS The Association is subject to various regulatory capital requirements administered by the federal banking agencies. Failure to meet minimum capital requirements can initiate certain mandatory and possibly additional discretionary actions by regulators that, if undertaken, could have a direct material effect on the financial statements of the Association. Under capital adequacy guidelines and the regulatory framework for prompt corrective action, the Association must meet specific capital guidelines that involve quantitative measures of its assets, liabilities, and certain off-balance-sheet items as calculated under regulatory accounting practices. The capital amounts and classifications are also subject to qualitative judgments by the regulators about components, risk weightings, and other factors. Quantitative measures established by regulation to ensure capital adequacy require the Association to maintain minimum amounts and ratios (set forth in table below) of common equity Tier 1, Tier 1, and Total capital (as defined in the regulations) to risk-weighted assets (as defined) and Tier 1 capital (as defined) to net average assets (as defined). The risk-based capital guidelines include both a definition of capital and a framework for calculating risk-weighted assets by assigning balance sheet assets and off-balance sheet assets to broad risk categories. At September 30, 2016 , the Association exceeded all regulatory capital requirements and is considered “well capitalized” under regulatory guidelines. On January 1, 2016 the Association became subject to the "capital conservation buffer" requirement, which is being phased in over the next three years, increasing each year until fully implemented at 2.5% on January 1, 2019. The requirement would limit capital distributions and certain discretionary bonus payments to management if the institution does not hold a "capital conservation buffer" consisting of 2.5% in addition to the minimum capital requirements. At September 30, 2016 , the Association exceeded the fully phased in regulatory requirement for the "capital conservation buffer". The following table summarizes the actual capital amounts and ratios of the Association as of September 30, 2016 and 2015 , compared to the minimum capital adequacy requirements and the requirements for classification as a well capitalized institution. Minimum Requirements Actual For Capital Adequacy Purposes To be “Well Capitalized” Under Prompt Corrective Action Provision Amount Ratio Amount Ratio Amount Ratio September 30, 2016 Total Capital to Risk-Weighted Assets $ 1,551,502 22.24 % $ 558,006 8.00 % $ 697,508 10.00 % Tier 1 (Leverage) Capital to Net Average Assets 1,489,704 11.73 % 507,977 4.00 % 634,972 5.00 % Tier 1 Capital to Risk-Weighted Assets 1,489,704 21.36 % 418,505 6.00 % 558,006 8.00 % Common Equity Tier 1 Capital to Risk-Weighted Assets 1,489,690 21.36 % 313,879 4.50 % 453,380 6.50 % September 30, 2015 Total Capital to Risk-Weighted Assets $ 1,677,809 22.92 % $ 585,520 8.00 % $ 731,900 10.00 % Core Capital to Adjusted Tangible Assets 1,606,251 12.78 % 502,584 4.00 % 628,230 5.00 % Tier 1 Capital to Risk-Weighted Assets 1,606,251 21.95 % 439,140 6.00 % 585,520 8.00 % Common Equity Tier 1 Capital to Risk-Weighted Assets 1,606,237 21.95 % 329,355 4.50 % 475,735 6.50 % The following table reconciles the Association’s total capital under GAAP to reported regulatory capital amounts as of September 30, 2016 and 2015 . 2016 2015 Total capital as reported under GAAP $ 1,475,174 $ 1,597,791 Goodwill and intangible software (5,110 ) (4,619 ) AOCI related to pension obligation 18,671 14,991 Other 955 (1,926 ) Total common equity tier 1 capital 1,489,690 1,606,237 Includable minority interest 14 14 Total tier 1 and core capital 1,489,704 1,606,251 Includable minority interest 3 4 Allowable allowance for loan losses 61,795 71,554 Total capital $ 1,551,502 $ 1,677,809 The Association paid a dividend of $60,000 and $66,000 to the Company during the years ended September 30, 2016 and September 30, 2015 , respectively. Additionally, the Association paid a special dividend of $150,000 to the Company in the fiscal year ended September 30, 2016. The special dividend amount was equal to the voluntary contribution of capital that the Company made to the Association in October 2010. On July 26, 2016, as dictated under interim final rules issued by the FRS on August 12, 2011, a majority of Third Federal Savings, MHC's members eligible to vote, approved Third Federal Savings, MHC waiving its right to receive dividends on the Company's stock that Third Federal Savings, MHC owns, up to $0.50 per share during the four quarters ending June 30, 2017. Unless the FRS amends its interim rule, a member vote will be required for Third Federal Savings, MHC to waive its right to receive dividends beyond June 30, 2017.

Investment Securities

Investment Securities	12 Months Ended
	Sep. 30, 2016
Investments [Abstract]
Investment Securities	INVESTMENT SECURITIES Investments available for sale are summarized as follows: September 30, 2016 Amortized Cost Gross Unrealized Fair Value Gains Losses REMICs $ 508,044 $ 1,447 $ (1,494 ) $ 507,997 Fannie Mae certificates 9,184 685 — 9,869 $ 517,228 $ 2,132 $ (1,494 ) $ 517,866 September 30, 2015 Amortized Cost Gross Unrealized Fair Value Gains Losses U.S. government and agency obligations $ 2,000 $ 2 $ — $ 2,002 REMICs 570,194 3,135 (878 ) 572,451 Fannie Mae certificates 9,897 703 — 10,600 $ 582,091 $ 3,840 $ (878 ) $ 585,053 Over the last three fiscal years the only sales from the investment securities available for sale portfolio occurred in the year ended September 30, 2014, which resulted in $38,725 of proceeds and a net realized gain of $276 . Gross unrealized losses and the estimated fair value of REMICs, aggregated by the length of time the securities have been in a continuous loss position, at September 30, 2016 and 2015 , were as follows: September 30, 2016 Less Than 12 Months 12 Months or More Total Estimated Fair Value Unrealized Loss Estimated Fair Value Unrealized Loss Estimated Fair Value Unrealized Loss Available for sale—REMICs $ 210,735 $ 797 $ 73,361 $ 697 $ 284,096 $ 1,494 September 30, 2015 Less Than 12 Months 12 Months or More Total Estimated Fair Value Unrealized Loss Estimated Fair Value Unrealized Loss Estimated Fair Value Unrealized Loss Available for sale—REMICs $ 86,754 $ 299 $ 80,639 $ 579 $ 167,393 $ 878 The unrealized losses on investment securities were attributable to market interest rate increases. The contractual terms of U.S. government and agency obligations do not permit the issuer to settle the security at a price less than the par value of the investment. The contractual cash flows of mortgage-backed securities are guaranteed by Fannie Mae, Freddie Mac or Ginnie Mae. REMICs are issued by or backed by securities issued by these governmental agencies. It is expected that the securities would not be settled at a price substantially less than the amortized cost of the investment. Since the decline in value is attributable to changes in interest rates and not credit quality and because the Association has neither the intent to sell the securities nor is it more likely than not the Association will be required to sell the securities for the time periods necessary to recover the amortized cost, these investments are not considered other-than-temporarily impaired. At September 30, 2016 , the Association did not have U.S. government and agency obligations available for sale. At September 30, 2015 , the amortized cost and fair value of those obligations, then categorized as due within one year, were $2,000 and $2,002 , respectively.

Loans And Allowance For Loan Lo

Loans And Allowance For Loan Losses	12 Months Ended
	Sep. 30, 2016
Receivables [Abstract]
Loans And Allowance For Loan Losses	LOANS AND ALLOWANCE FOR LOAN LOSSES Loans held for investment consist of the following: September 30, 2016 2015 Real estate loans: Residential Core $ 10,069,652 $ 9,462,939 Residential Home Today 121,938 135,746 Home equity loans and lines of credit 1,531,282 1,625,239 Construction 61,382 55,421 Real estate loans 11,784,254 11,279,345 Other consumer loans 3,116 3,468 Add (deduct): Deferred loan expenses, net 19,384 10,112 Loans-in-process (“LIP”) (36,155 ) (33,788 ) Allowance for loan losses (61,795 ) (71,554 ) Loans held for investment, net $ 11,708,804 $ 11,187,583 At September 30, 2016 and 2015 , respectively, $4,686 and $116 of long-term, fixed-rate loans were classified as mortgage loans held for sale. A large concentration of the Company’s lending is in Ohio and Florida. As of September 30, 2016 and 2015 , the percentage of total Residential Core, Home Today and Construction loans held in Ohio were 60% and 63% , respectively, and the percentage held in Florida was 16% and 17% as of both dates. As of September 30, 2016 and 2015 , equity loans and lines of credit were concentrated in the states of Ohio ( 39% as of both dates), Florida ( 24% and 26% ) and California ( 14% and 13% ). Home Today was an affordable housing program targeted to benefit low- and moderate-income home buyers. No new loans will be originated under the Home Today program after September 30, 2016. While effective March 27, 2009, the Home Today underwriting guidelines were changed to be substantially the same as the Association’s traditional first mortgage product, the majority of loans in this program were originated prior to that date. Through this program the Association provided the majority of loans to borrowers who would not otherwise qualify for the Association’s loan products, generally because of low credit scores. Although the credit profiles of borrowers in the Home Today program might be described as sub-prime, Home Today loans generally contained the same features as loans offered to our Core borrowers. Borrowers in the Home Today program must have completed financial management education and counseling and must have been referred to the Association by a sponsoring organization with which the Association partnered as part of the program. Borrowers must also have met a minimum credit score threshold. Because the Association applied less stringent underwriting and credit standards to the majority of Home Today loans, loans originated under the program have greater credit risk than its traditional residential real estate mortgage loans. As of September 30, 2016 and 2015 , the principal balance of Home Today loans originated prior to March 27, 2009 was $118,255 and $132,762 respectively. The Association does not offer, and has not offered, loan products frequently considered to be designed to target sub-prime borrowers containing features such as higher fees or higher rates, negative amortization, a LTV ratio greater than 100%, or pay-option, adjustable-rate mortgages. The Association currently offers home equity lines of credit that include monthly principal and interest payments throughout the entire term. Prior to March 11, 2009, the Association offered residential mortgage loan products where the borrower pays only interest for a portion of the loan term. Between June 28, 2010 and March 20, 2012, due to the deterioration in overall housing conditions, including concerns for loans and lines in a second lien position, home equity lines of credit and home equity loans were not offered by the Association. The recorded investment in interest only loans is comprised solely of equity lines of credit with balances of $1,318,535 and $1,465,385 for the years ending September 30, 2016 and 2015, respectively. Home equity lines of credit prior to February 2013 require interest only payments for a maximum of 10 years and convert to fully amortizing for the remaining term, up to 20 years, at which time they are included in the home equity loan balance. Interest only residential loans, only offered prior to March 11, 2009, were interest only for a maximum of 5 years and converted to fully amortizing for the remaining term of up to 30 years. An age analysis of the recorded investment in loan receivables that are past due at September 30, 2016 and 2015 is summarized in the following tables. When a loan is more than one month past due on its scheduled payments, the loan is considered 30 days or more past due. Balances are net of deferred fees and any applicable loans-in-process. 30-59 Days Past Due 60-89 Days Past Due 90 Days or More Past Due Total Past Due Current Total September 30, 2016 Real estate loans: Residential Core $ 6,653 $ 3,157 $ 15,593 $ 25,403 $ 10,054,211 $ 10,079,614 Residential Home Today 5,271 2,583 7,356 15,210 105,225 120,435 Home equity loans and lines of credit 4,605 1,811 4,932 11,348 1,531,242 1,542,590 Construction — — — — 24,844 24,844 Total real estate loans 16,529 7,551 27,881 51,961 11,715,522 11,767,483 Other consumer loans — — — — 3,116 3,116 Total $ 16,529 $ 7,551 $ 27,881 $ 51,961 $ 11,718,638 $ 11,770,599 30-59 Days Past Due 60-89 Days Past Due 90 Days or More Past Due Total Past Due Current Total September 30, 2015 Real estate loans: Residential Core $ 8,242 $ 4,323 $ 23,306 $ 35,871 $ 9,430,189 $ 9,466,060 Residential Home Today 5,866 2,507 9,068 17,441 116,535 133,976 Home equity loans and lines of credit 5,012 1,162 5,575 11,749 1,622,683 1,634,432 Construction — — 427 427 20,774 21,201 Total real estate loans 19,120 7,992 38,376 65,488 11,190,181 11,255,669 Other consumer loans — — — — 3,468 3,468 Total $ 19,120 $ 7,992 $ 38,376 $ 65,488 $ 11,193,649 $ 11,259,137 At September 30, 2016 and 2015, real estate loans include $20,047 and $28,864 , respectively, of loans that were in the process of foreclosure. Loans are placed in non-accrual status when they are contractually 90 days or more past due. Loans restructured in TDRs that were in non-accrual status prior to the restructurings remain in non-accrual status for a minimum of six months after restructuring. Additionally, home equity loans and lines of credit where the customer has a severely delinquent first mortgage loan and loans in Chapter 7 bankruptcy status where all borrowers have filed, and not reaffirmed or been dismissed, are placed in non-accrual status. The recorded investment of loan receivables in non-accrual status is summarized in the following table. Balances are net of deferred fees. September 30, 2016 2015 Real estate loans: Residential Core $ 51,304 $ 62,293 Residential Home Today 19,451 22,556 Home equity loans and lines of credit 19,206 21,514 Construction — 427 Total non-accrual loans $ 89,961 $ 106,790 At September 30, 2016 and September 30, 2015 , respectively, the recorded investment in non-accrual loans includes $62,081 and $68,415 which are performing according to the terms of their agreement, of which $40,546 and $45,575 are loans in Chapter 7 bankruptcy status, primarily where all borrowers have filed, and have not reaffirmed or been dismissed. Interest on loans in accrual status, including certain loans individually reviewed for impairment, is recognized in interest income as it accrues, on a daily basis. Accrued interest on loans in non-accrual status is reversed by a charge to interest income and income is subsequently recognized only to the extent cash payments are received. Cash payments on loans in non-accrual status are applied to the oldest scheduled, unpaid payment first. Cash payments on loans with a partial charge-off are applied fully to principal, then to recovery of the charged off amount prior to interest income being recognized. A non-accrual loan is generally returned to accrual status when contractual payments are less than 90 days past due. However, a loan may remain in nonaccrual status when collectability is uncertain, such as a TDR that has not met minimum payment requirements, a loan with a partial charge-off, an equity loan or line of credit with a delinquent first mortgage greater than 90 days, or a loan in Chapter 7 bankruptcy status where all borrowers have filed, and have not reaffirmed or been dismissed. The number of days past due is determined by the number of scheduled payments that remain unpaid, assuming a period of 30 days between each scheduled payment. The recorded investment in loan receivables at September 30, 2016 and 2015 is summarized in the following table. The table provides details of the recorded balances according to the method of evaluation used for determining the allowance for loan losses, distinguishing between determinations made by evaluating individual loans and determinations made by evaluating groups of loans not individually evaluated. Balances of recorded investments are net of deferred fees and any applicable loans-in-process. September 30, 2016 2015 Individually Collectively Total Individually Collectively Total Real estate loans: Residential Core $ 107,541 $ 9,972,073 $ 10,079,614 $ 119,588 $ 9,346,472 $ 9,466,060 Residential Home Today 51,415 69,020 120,435 58,046 75,930 133,976 Home equity loans and lines of credit 35,894 1,506,696 1,542,590 34,112 1,600,320 1,634,432 Construction — 24,844 24,844 426 20,775 21,201 Total real estate loans 194,850 11,572,633 11,767,483 212,172 11,043,497 11,255,669 Other consumer loans — 3,116 3,116 — 3,468 3,468 Total $ 194,850 $ 11,575,749 $ 11,770,599 $ 212,172 $ 11,046,965 $ 11,259,137 An analysis of the allowance for loan losses at September 30, 2016 and 2015 is summarized in the following table. The analysis provides details of the allowance for loan losses according to the method of evaluation, distinguishing between allowances for loan losses determined by evaluating individual loans and allowances for loan losses determined by evaluating groups of loans not individually evaluated. September 30, 2016 2015 Individually Collectively Total Individually Collectively Total Real estate loans: Residential Core $ 8,927 $ 6,141 $ 15,068 $ 9,354 $ 13,242 $ 22,596 Residential Home Today 2,979 4,437 7,416 4,166 5,831 9,997 Home equity loans and lines of credit 722 38,582 39,304 772 38,154 38,926 Construction — 7 7 26 9 35 Total real estate loans $ 12,628 $ 49,167 $ 61,795 $ 14,318 $ 57,236 $ 71,554 At September 30, 2016 and 2015 , individually evaluated loans that required an allowance were comprised only of loans evaluated for impairment based on the present value of cash flows, such as performing TDRs, and loans with a further deterioration in the fair value of collateral not yet identified as uncollectible. All other individually evaluated loans received a charge-off if applicable. Because many variables are considered in determining the appropriate level of general valuation allowances, directional changes in individual considerations do not always align with the directional change in the balance of a particular component of the general valuation allowance. At September 30, 2016 and 2015 , respectively, allowances on individually reviewed loans evaluated for impairment based on the present value of cash flows, such as performing TDRs were $12,432 and $14,117 ; and allowances on loans with further deteriorations in the fair value of collateral not yet identified as uncollectible were $196 and $201 . Residential Core mortgage loans represent the largest piece of the residential real estate portfolio. The Company believes the allowance aligns with the overall credit risk based on the nature, composition, collateral, products, lien position and performance of the portfolio. The portfolio does not include loan types or structures that have recently experienced severe performance problems at other financial institutions (sub-prime, no documentation or pay-option, adjustable-rate mortgages). As described earlier in this note, Home Today loans have greater credit risk than traditional residential real estate mortgage loans. At September 30, 2016 and 2015 , respectively, approximately 27% and 34% of Home Today loans include private mortgage insurance coverage. The majority of the coverage on these loans was provided by PMI Mortgage Insurance Co., which the Arizona Department of Insurance seized in 2011 and indicated that all claims payments would be reduced by 50% . Between March 2013 and April 2015, PMIC gradually increased the cash percentage of the partial claim payment from 55% to 70% of the claim with the remainder deferred. In June of 2016, the Association was notified that, in addition to a catch-up adjustment for prior claims, all future claims will be paid at 71.5% . Appropriate adjustments have been made to all of the Association’s affected valuation allowances and charge-offs, as well as the estimated loss severity factors that are used for loans evaluated collectively. The amount of loans in our owned portfolio covered by mortgage insurance provided by PMIC as of September 30, 2016 and 2015 , respectively, was $91,784 and $132,857 of which $84,007 and $122,025 was current. The amount of loans in our owned portfolio covered by mortgage insurance provided by Mortgage Guaranty Insurance Corporation as of September 30, 2016 and 2015 , respectively, was $40,578 and $56,898 of which $40,190 and $56,295 was current. As of September 30, 2016 , MGIC's long-term debt rating, as published by the major credit rating agencies, did not meet the requirements to qualify as "investment grade"; however, MGIC continues to make claims payments in accordance with its contractual obligations and the Association has not increased its estimated loss given default factors related to MGIC's claim paying ability. No other loans were covered by mortgage insurers that were deferring claim payments or which we assessed as being non-investment grade. Home equity lines of credit represent a significant portion of the residential real estate portfolio. The state of the economy and low housing prices in certain segments of the markets that we serve, continue to have an adverse impact on a portion of this portfolio since the home equity lines generally are in a second lien position. Post-origination deterioration in economic and housing market conditions may also impact a borrower's ability to afford the higher payments required during the end of draw repayment period that follows the period of interest only payments on home equity lines of credit originated prior to 2012 or the ability to secure alternative financing. Beginning in February 2013, the terms on new home equity lines of credit included monthly principal and interest payments throughout the entire term to minimize the potential payment differential between the during draw and after draw periods. The Association originates construction loans to individuals for the construction of their personal single-family residence by a qualified builder (construction/permanent loans). The Association’s construction/permanent loans generally provide for disbursements to the builder or sub-contractors during the construction phase as work progresses. During the construction phase, the borrower only pays interest on the drawn balance. Upon completion of construction, the loan converts to a permanent amortizing loan without the expense of a second closing. The Association offers construction/permanent loans with fixed or adjustable rates, and a current maximum loan-to-completed-appraised value ratio of 85%. Other consumer loans are comprised of loans secured by certificate of deposit accounts, which are fully recoverable in the event of non-payment. For all classes of loans, a loan is considered impaired when, based on current information and events, it is probable that the Company will be unable to collect the scheduled payments of principal and interest according to the contractual terms of the loan agreement. Factors considered in determining that a loan is impaired may include the deteriorating financial condition of the borrower indicated by missed or delinquent payments, a pending legal action, such as bankruptcy or foreclosure, or the absence of adequate security for the loan. The recorded investment and the unpaid principal balance of impaired loans, including those whose terms have been restructured in TDRs, as of September 30, 2016 and 2015 are summarized as follows. Balances of recorded investments are net of deferred fees. September 30, 2016 2015 Recorded Investment Unpaid Principal Balance Related Allowance Recorded Investment Unpaid Principal Balance Related Allowance With no related IVA recorded: Residential Core $ 53,560 $ 72,693 $ — $ 62,177 $ 80,622 $ — Residential Home Today 20,108 44,914 — 23,038 50,256 — Home equity loans and lines of credit 20,549 30,216 — 23,046 32,312 — Construction — — — — — — Total $ 94,217 $ 147,823 $ — $ 108,261 $ 163,190 $ — With an IVA recorded: Residential Core $ 53,981 $ 54,717 $ 8,927 $ 57,411 $ 58,224 $ 9,354 Residential Home Today 31,307 31,725 2,979 35,008 35,479 4,166 Home equity loans and lines of credit 15,345 15,357 722 11,066 11,034 772 Construction — — — 426 572 26 Total $ 100,633 $ 101,799 $ 12,628 $ 103,911 $ 105,309 $ 14,318 Total impaired loans: Residential Core $ 107,541 $ 127,410 $ 8,927 $ 119,588 $ 138,846 $ 9,354 Residential Home Today 51,415 76,639 2,979 58,046 85,735 4,166 Home equity loans and lines of credit 35,894 45,573 722 34,112 43,346 772 Construction — — — 426 572 26 Total $ 194,850 $ 249,622 $ 12,628 $ 212,172 $ 268,499 $ 14,318 At September 30, 2016 and 2015 , respectively, the recorded investment in impaired loans includes $170,602 and $178,259 of loans restructured in TDRs of which $12,368 and $14,971 are 90 days or more past due. The average recorded investment in impaired loans and the amount of interest income recognized during the time within the period that the loans were impaired are summarized below. For the Years Ended September 30, 2016 2015 2014 Average Recorded Investment Interest Income Recognized Average Recorded Investment Interest Income Recognized Average Recorded Investment Interest Income Recognized With no related IVA recorded: Residential Core $ 57,869 $ 1,288 $ 67,509 $ 1,464 $ 79,440 $ 1,125 Residential Home Today 21,573 352 25,542 271 30,604 261 Home equity loans and lines of credit 21,798 282 24,832 299 27,056 357 Construction — — — — 211 6 Total $ 101,240 $ 1,922 $ 117,883 $ 2,034 $ 137,311 $ 1,749 With an IVA recorded: Residential Core $ 55,696 $ 2,228 $ 58,145 $ 2,570 $ 60,971 $ 2,792 Residential Home Today 33,158 1,756 37,070 1,877 42,517 2,110 Home equity loans and lines of credit 13,206 255 9,469 271 7,383 245 Construction 213 — 213 10 33 — Total $ 102,273 $ 4,239 $ 104,897 $ 4,728 $ 110,904 $ 5,147 Total impaired loans: Residential Core $ 113,565 $ 3,516 $ 125,654 $ 4,034 $ 140,411 $ 3,917 Residential Home Today 54,731 2,108 62,612 2,148 73,121 2,371 Home equity loans and lines of credit 35,004 537 34,301 570 34,439 602 Construction 213 — 213 10 244 6 Total $ 203,513 $ 6,161 $ 222,780 $ 6,762 $ 248,215 $ 6,896 Interest on loans in non-accrual status is recognized on a cash-basis. The amount of interest income on impaired loans recognized using a cash-basis method is $1,400 , $1,347 and $1,213 for the years ended September 30, 2016 , 2015 and 2014 , respectively. Cash payments on loans with a partial charge-off are applied fully to principal, then to recovery of the charged off amount prior to interest income being recognized. Interest income on the remaining impaired loans is recognized on an accrual basis. Charge-offs on residential mortgage loans, home equity loans and lines of credit, and construction loans are recognized when triggering events, such as foreclosure actions, short sales, or deeds accepted in lieu of repayment, result in less than full repayment of the recorded investment in the loans. Partial or full charge-offs are also recognized for the amount of impairment on loans considered collateral dependent that meet the conditions described below. • For residential mortgage loans, payments are greater than 180 days delinquent; • For home equity lines of credit, equity loans, and residential loans restructured in a TDR, payments are greater than 90 days delinquent; • For all classes of loans, a sheriff sale is scheduled within 60 days to sell the collateral securing the loan; • For all classes of loans, all borrowers have been discharged of their obligation through a Chapter 7 bankruptcy; • For all classes of loans, within 60 days of notification, all borrowers obligated on the loan have filed Chapter 7 bankruptcy and have not reaffirmed or been dismissed; • For all classes of loans, a borrower obligated on a loan has filed bankruptcy and the loan is greater than 30 days delinquent; • For all classes of loans, it becomes evident that a loss is probable. Collateral dependent residential mortgage loans and construction loans are charged off to the extent the recorded investment in a loan, net of anticipated mortgage insurance claims, exceeds the fair value less costs to dispose of the underlying property. Management can determine the loan is uncollectible for reasons such as foreclosures exceeding a reasonable time frame and recommend a full charge-off. Home equity loans or lines of credit are charged off to the extent the recorded investment in the loan plus the balance of any senior liens exceeds the fair value less costs to dispose of the underlying property or management determines the collateral is not sufficient to satisfy the loan. A loan in any portfolio that is identified as collateral dependent will continue to be reported as impaired until it is no longer considered collateral dependent, is less than 30 days past due and does not have a prior charge-off. A loan in any portfolio that has a partial charge-off consequent to impairment evaluation will continue to be individually evaluated for impairment until, at a minimum, the impairment has been recovered. The following summarizes the effective dates of charge-off policies that changed or were first implemented during the current and previous four fiscal years and the portfolios to which those policies apply. Effective Date Policy Portfolio(s) Affected 6/30/2014 A loan is considered collateral dependent and any collateral shortfall is charged off when, within 60 days of notification, all borrowers obligated on a loan filed Chapter 7 bankruptcy and have not reaffirmed or been dismissed (1) All 9/30/2012 Pursuant to an OCC directive, a loan is considered collateral dependent and any collateral shortfall is charged off when all borrowers obligated on a loan are discharged through Chapter 7 bankruptcy All 6/30/2012 Loans in any form of bankruptcy greater than 30 days past due are considered collateral dependent and any collateral shortfall is charged off All 12/31/2011 Pursuant to an OCC directive, impairment on collateral dependent loans previously reserved for in the allowance were charged off. Charge-offs are recorded to recognize confirmed collateral shortfalls on impaired loans (2) All (1) Prior to 6/30/2014, collateral shortfalls on loans in Chapter 7 bankruptcy were charged off when all borrowers were discharged of the obligation or when the loan was 30 days or more past due. Adoption of this policy did not result in a material change to total charge-offs or the provision for loan losses in the fiscal year ending September 30, 2014. (2) Prior to 12/31/2011, partial charge-offs were not used, but a reserve in the allowance was established when the recorded investment in the loan exceeded the fair value of the collateral less costs to dispose. Individual loans were only charged off when a triggering event occurred, such as a foreclosure action was culminated, a short sale was approved, or a deed was accepted in lieu of repayment. Loans restructured in TDRs that are not evaluated based on collateral are separately evaluated for impairment on a loan by loan basis at the time of restructuring and at each subsequent reporting date for as long as they are reported as TDRs. The impairment evaluation is based on the present value of expected future cash flows discounted at the effective interest rate of the original loan. Expected future cash flows include a discount factor representing a potential for default. Valuation allowances are recorded for the excess of the recorded investments over the result of the cash flow analysis. Loans discharged in Chapter 7 bankruptcy are reported as TDRs and also evaluated based on the present value of expected future cash flows unless evaluated based on collateral. We evaluate these loans using the expected future cash flows because we expect the borrower, not liquidation of the collateral, to be the source of repayment for the loan. Other consumer loans are not considered for restructuring. A loan restructured in a TDR is classified as an impaired loan for a minimum of one year. After one year, that loan may be reclassified out of the balance of impaired loans if the loan was restructured to yield a market rate for loans of similar credit risk at the time of restructuring and the loan is not impaired based on the terms of the restructuring agreement. No loans whose terms were restructured in TDRs were reclassified from impaired loans during the years ended September 30, 2016 , 2015 and 2014 . The recorded investment in TDRs as of September 30, 2016 and September 30, 2015 is shown in the tables below. September 30, 2016 Reduction Payment Forbearance Multiple Concessions Multiple Restructurings Bankruptcy Total Residential Core $ 13,456 $ 748 $ 8,595 $ 22,641 $ 21,517 $ 28,263 $ 95,220 Residential Home Today 6,338 — 5,198 11,330 20,497 5,241 48,604 Home equity loans and lines of credit 120 4,135 401 9,354 1,166 11,602 26,778 Total $ 19,914 $ 4,883 $ 14,194 $ 43,325 $ 43,180 $ 45,106 $ 170,602 September 30, 2015 Reduction Payment Forbearance Multiple Concessions Multiple Bankruptcy Total Residential Core $ 15,743 $ 934 $ 8,252 $ 22,211 $ 22,594 $ 32,215 $ 101,949 Residential Home Today 7,734 12 5,643 12,302 21,928 6,272 53,891 Home equity loans and lines of credit 96 3,253 509 4,214 909 13,438 22,419 Total $ 23,573 $ 4,199 $ 14,404 $ 38,727 $ 45,431 $ 51,925 $ 178,259 TDRs may be restructured more than once. Among other requirements, a subsequent restructuring may be available for a borrower upon the expiration of temporary restructured terms if the borrower cannot return to regular loan payments. If the borrower is experiencing an income curtailment that temporarily has reduced his/her capacity to repay, such as loss of employment, reduction of hours, non-paid leave or short term disability, a temporary restructuring is considered. If the borrower lacks the capacity to repay the loan at the current terms due to a permanent condition, a permanent restructuring is considered. In evaluating the need for a subsequent restructuring, the borrower’s ability to repay is generally assessed utilizing a debt to income and cash flow analysis. As the economy slowly improves, the need for multiple restructurings continues to linger. Loans discharged in Chapter 7 bankruptcy are classified as multiple restructurings if the loan's original terms had also been restructured by the Association. For all loans restructured during the years ended September 30, 2016 , 2015 and 2014 (set forth in the tables below), the pre-restructured outstanding recorded investment was not materially different from the post-restructured outstanding recorded investment. The following tables set forth the recorded investment in TDRs restructured during the years presented, according to the types of concessions granted. For the Year Ended September 30, 2016 Reduction Payment Extensions Forbearance Multiple Concessions Multiple Bankruptcy Total (Dollars in thousands) Residential Core $ 1,342 $ — $ 1,154 $ 4,444 $ 2,902 $ 4,929 $ 14,771 Residential Home Today 169 — 489 542 3,487 469 5,156 Home equity loans and lines of credit 58 1,371 33 5,842 459 1,360 9,123 Total $ 1,569 $ 1,371 $ 1,676 $ 10,828 $ 6,848 $ 6,758 $ 29,050 For the Year Ended September 30, 2015 Reduction Payment Extensions Forbearance Multiple Concessions Multiple Bankruptcy Total (Dollars in thousands) Residential Core $ 2,490 $ — $ 745 $ 4,464 $ 4,437 $ 6,720 $ 18,856 Residential Home Today 80 — 758 301 5,306 2,096 8,541 Home equity loans and lines of credit — 1,800 88 3,079 290 1,634 6,891 Total $ 2,570 $ 1,800 $ 1,591 $ 7,844 $ 10,033 $ 10,450 $ 34,288 For the Year Ended September 30, 2014 Reduction in Interest Rates Payment Extensions Forbearance or Other Actions Multiple Concessions Multiple Bankruptcy Total (Dollars in thousands) Residential Core $ 3,330 $ — $ 890 $ 5,316 $ 6,716 $ 5,084 $ 21,336 Residential Home Today 340 — 542 443 4,016 761 6,102 Home equity loans and lines of credit — 1,442 211 1,013 401 2,282 5,349 Total $ 3,670 $ 1,442 $ 1,643 $ 6,772 $ 11,133 $ 8,127 $ 32,787 The following table provides information on TDRs restructured within the previous 12 months of the period listed for which there was a subsequent payment default, at least 30 days past due on one scheduled payment, during the period presented. For the Year Ended September 30, 2016 For the Year Ended September 30, 2015 For the Year Ended September 30, 2014 TDRs That Subsequently Defaulted Number of Contracts Recorded Investment Number of Contracts Recorded Investment Number of Recorded (Dollars in thousands) (Dollars in thousands) (Dollars in thousands) Residential Core 32 $ 2,282 34 $ 3,296 35 $ 3,384 Residential Home Today 26 1,088 26 1,179 46 2,073 Home equity loans and lines of credit 28 886 44 689 53 1,078 Total 86 $ 4,256 104 $ 5,164 134 $ 6,535 Residential loans are internally assigned a grade that complies with the guidelines outlined in the OCC’s Handbook for Rating Credit Risk. Pass loans are assets well protected by the current paying capacity of the borrower. Special Mention loans have a potential weakness that the Association feels deserve management’s attention and may result in further deterioration in their repayment prospects and/or the Association’s credit position. Substandard loans are inadequately protected by the current payment capacity of the borrower or the collateral pledged with a defined weakness that jeopardizes the liquidation of the debt. Also included in Substandard are performing home equity loans and lines of credit where the customer has a severely delinquent first mortgage to which the performing home equity loan or line of credit is subordinate and loans in Chapter 7 bankruptcy status where all borrowers have filed, and have not reaffirmed or been dismissed. Loss loans are considered uncollectible and are charged off when identified. The following tables provide information about the credit quality of residential loan receivables by an internally assigned grade. Balances are net of deferred fees and any applicable LIP. Pass Special Mention Substandard Loss Total September 30, 2016 Real Estate Loans: Residential Core $ 10,022,555 $ — $ 57,059 $ — $ 10,079,614 Residential Home Today 99,442 — 20,993 — 120,435 Home equity loans and lines of credit 1,516,551 4,122 21,917 — 1,542,590 Construction 24,844 — — — 24,844 Total real estate loans $ 11,663,392 $ 4,122 $ 99,969 $ — $ 11,767,483 Pass Special Mention Substandard Loss Total September 30, 2015 Real Estate Loans: Residential Core $ 9,399,409 $ — $ 66,651 $ — $ 9,466,060 Residential Home Today 110,105 — 23,871 — 133,976 Home equity loans and lines of credit 1,604,226 4,279 25,927 — 1,634,432 Construction 20,774 — 427 — 21,201 Total real estate loans $ 11,134,514 $ 4,279 $ 116,876 $ — $ 11,255,669 At September 30, 2016 and 2015 , respectively, the recorded investment of impaired loans includes $101,227 and $103,390 of TDRs that are individually evaluated for impairment, but have adequately performed under the terms of the restructuring and are classified as pass loans. At September 30, 2016 and 2015 , respectively, there are $6,346 and $8,094 of loans classified substandard and $4,122 and $4,279 of loans classified special mention that are not included in the recorded investment of impaired loans; rather, they are included in loans collectively evaluated for impairment. Consumer loans are internally assigned a grade of nonperforming when they are considered 90 days or more past due. At September 30, 2016 and September 30, 2015 , no consumer loans were graded as nonperforming. During the years ended September 30, 2016 and 2015, respectively, $244 and $415 in recoveries were recorded representing payments received as a result of PMIC increasing the cash percentage of the partial claim payment plan as discussed earlier in this note. During the quarter ended December 31, 2013, $5,321 of residential loans were deemed uncollectible and fully charged

Mortgage Loan Servicing Rights

Mortgage Loan Servicing Rights	12 Months Ended
	Sep. 30, 2016
Disclosures Pertaining to Servicing Assets and Servicing Liabilities [Abstract]
Mortgage Loan Servicing Assets	MORTGAGE LOAN SERVICING RIGHTS The Company sells certain types of loans through whole loan sales and through securitizations. In each case, the Company retains a servicing interest in the loans or securitized loans. Certain assumptions and estimates are used to determine the fair value allocated to these retained interests at the date of transfer and at subsequent measurement dates. These assumptions and estimates include loan repayment rates and discount rates. Changes in interest rates can affect the average life of loans and mortgage-backed securities and the related servicing rights. A reduction in interest rates normally results in increased prepayments, as borrowers refinance their debt in order to reduce their borrowing costs. This creates reinvestment risk, which is the risk that the Company may not be able to reinvest the proceeds of loan and securities prepayments at rates that are comparable to the rates earned on the loans or securities prior to receipt of the repayment. During 2016 , 2015 and 2014 , $200,298 , $160,052 and $76,039 , respectively, of mortgage loans were securitized and/or sold including accrued interest thereon. In these transactions, the Company retained residual interests in the form of mortgage loan servicing rights. Primary economic assumptions used to measure the value of the Company’s retained interests at the date of sale resulting from the completed transactions were as follows (per annum): 2016 2015 Primary prepayment speed assumptions (weighted average annual rate) 11.3 % 8.4 % Weighted average life (years) 23.0 22.7 Amortized cost to service loans (weighted average) 0.12 % 0.12 % Weighted average discount rate 12 % 12 % Key economic assumptions and the sensitivity of the current fair value of mortgage loan servicing rights to immediate 10% and 20% adverse changes in those assumptions are as presented in the following table. The three key economic assumptions that impact the valuation of the mortgage loan servicing rights are: (1) the prepayment speed, or how long the mortgage servicing right will be outstanding; (2) the estimate of servicing costs that will be incurred in fulfilling the mortgage servicing right responsibilities; and (3) the discount factor applied to future net cash flows to convert them to present value. The Company established these factors based on independent analysis of our portfolio and reviews these assumptions periodically to ensure that they reasonably reflect current market conditions and our loan portfolio experience. Additionally, to confirm the appropriateness of the Company's mortgage loan servicing rights valuation, an independent third party is engaged at least annually, and more frequently if warranted by market volatility, to value our mortgage loan servicing rights portfolio. The results of the third party valuation are compared and reconciled to the Company's valuation, thereby validating the Company's approach and assumptions. September 30, 2016 Fair value of mortgage loan servicing rights $ 16,428 Prepayment speed assumptions (weighted average annual rate) 19.1 % Impact on fair value of 10% adverse change $ (620 ) Impact on fair value of 20% adverse change $ (1,183 ) Estimated prospective annual cost to service loans (weighted average) 0.12 % Impact on fair value of 10% adverse change $ (1,572 ) Impact on fair value of 20% adverse change $ (3,145 ) Discount rate 12.0 % Impact on fair value of 10% adverse change $ (563 ) Impact on fair value of 20% adverse change $ (1,085 ) These sensitivities are hypothetical and should be used with caution. As indicated in the table above, changes in fair value based on a 10% variation in assumptions generally cannot be extrapolated because the relationship in the change in assumption to the change in fair value may not be linear. Also, the effect of a variation in a particular assumption on the fair value of the retained interest is calculated without changing any other assumption. In reality, changes in one factor may result in changes in another (for example, increases in market interest rates may result in lower prepayments), which could magnify or counteract the sensitivities. Servicing rights are evaluated periodically for impairment based on the fair value of those rights. Twenty-one risk tranches are used in evaluating servicing rights for impairment, segregated primarily by interest rate stratum within original term to maturity categories with additional strata for less uniform account types. Activity in mortgage servicing rights is summarized as follows: Year Ended September 30, 2016 2015 2014 Balance—beginning of year $ 9,988 $ 11,669 $ 14,074 Additions from loan securitizations/sales 1,044 907 396 Amortization (2,180 ) (2,588 ) (2,801 ) Net change in valuation allowance — — — Balance—end of year $ 8,852 $ 9,988 $ 11,669 Fair value of capitalized amounts $ 16,428 $ 21,084 $ 27,417 The Company receives annual servicing fees ranging from 0.02% to 0.98% of the outstanding loan balances. Servicing income, net of amortization of capitalized servicing rights, included in Non-interest income, amounted to $4,696 in 2016 , $5,444 in 2015 and $6,759 in 2014 . The unpaid principal balance of mortgage loans serviced for others was approximately $1,959,467 , $2,181,436 and $2,511,864 at September 30, 2016 , 2015 and 2014 , respectively. The ratio of capitalized servicing rights to the unpaid principal balance of mortgage loans serviced for others was 0.45% , 0.46% , and 0.46% at September 30, 2016 , 2015 and 2014 , respectively.

Premises, Equipment And Softwar

Premises, Equipment And Software, Net	12 Months Ended
	Sep. 30, 2016
Property, Plant and Equipment, Net [Abstract]
Premises, Equipment And Software, Net	PREMISES, EQUIPMENT AND SOFTWARE, NET Premises, equipment and software at cost are summarized as follows: September 30, 2016 2015 Land $ 12,183 $ 11,050 Office buildings 73,235 71,860 Furniture, fixtures and equipment 32,513 30,990 Software 17,061 16,010 Leasehold improvements 13,820 11,939 148,812 141,849 Less: accumulated depreciation and amortization (87,809 ) (84,662 ) Total $ 61,003 $ 57,187 During the years ended September 30, 2016 , 2015 and 2014 , depreciation and amortization expense on premises, equipment, and software was $5,507 , $4,798 and $4,621 , respectively. The Company leases certain of its branches under renewable operating lease agreements. Future minimum payments under non-cancelable operating leases with initial or remaining terms of one year or more consisted of the following at September 30, 2016 : Years Ending September 30, 2017 $ 6,338 2018 6,023 2019 4,631 2020 3,659 2021 2,818 Thereafter 6,767 During the years ended September 30, 2016 , 2015 and 2014 , rental expense was $6,711 , $6,421 and $6,363 , respectively, and appears in office property, equipment, and software in the accompanying statements. The Company, as lessor, leases certain commercial office buildings. The Company anticipates receiving future minimum payments of the following as of September 30, 2016 : Years Ending September 30, 2017 $ 1,747 2018 2,078 2019 1,773 2020 898 2021 839 Thereafter 839 During each of the years ended September 30, 2016 , 2015 , and 2014 , rental income was $1,556 , $1,414 and $1,290 respectively, and appears in other non-interest income in the accompanying statements.

Accrued Interest Receivable

Accrued Interest Receivable	12 Months Ended
	Sep. 30, 2016
Accrued Interest Receivable [Abstract]
Accrued Interest Receivable	ACCRUED INTEREST RECEIVABLE Accrued interest receivable is summarized as follows: September 30, 2016 2015 Investment securities $ 1,179 $ 1,320 Loans 31,639 31,170 Total $ 32,818 $ 32,490

Deposits

Deposits	12 Months Ended
	Sep. 30, 2016
Deposits [Abstract]
Deposit Liabilities Disclosures	DEPOSITS Deposit account balances are summarized by interest rate as follows: Stated Interest Rate September 30, 2016 2015 Amount Percent Amount Percent Checking accounts 0.00–0.30% $ 995,372 12.0 % $ 994,447 12.0 % Savings accounts 0.00–0.55 1,514,428 18.2 1,610,944 19.4 Subtotal 2,509,800 30.2 2,605,391 31.4 Certificates of deposit 0.00–0.99 1,164,802 14.0 1,641,838 19.8 1.00–1.99 4,214,976 50.6 3,293,964 39.8 2.00–2.99 411,229 4.9 552,902 6.7 3.00–3.99 9,487 0.1 158,504 1.9 4.00 and above 19,148 0.2 31,410 0.4 5,819,642 69.8 5,678,618 68.6 Subtotal 8,329,442 100.0 8,284,009 100.0 Accrued interest 1,926 — 1,849 — Total deposits $ 8,331,368 100.0 % $ 8,285,858 100.0 % At September 30, 2016 and 2015 , the weighted average interest rate was 0.14% and 0.18% on savings accounts, respectively; 0.09% and 0.14% on checking accounts, respectively; 1.48% and 1.50% on certificates of deposit, respectively; and 1.07% and 1.08% on total deposits, respectively. The aggregate amount of certificates of deposit in denominations of $100 or more totaled approximately $2,668,391 and $2,530,031 at September 30, 2016 and 2015 , respectively. In accordance with the DFA, the maximum amount of deposit insurance is $250 per depositor. Brokered certificates of deposit, which are used as a cost effective funding alternative, totaled $539,775 and $520,110 at September 30, 2016 and 2015, respectively. The FDIC places restrictions on banks with regard to issuing brokered deposits based on the bank's capital classification. A well-capitalized institution may accept brokered deposits without FDIC restrictions. An adequately capitalized institution must obtain a waiver from the FDIC in order to accept brokered deposits, while an undercapitalized institution is prohibited by the FDIC from accepting brokered deposits. The scheduled maturity of certificates of deposit is as follows: September 30, 2016 Amount Percent 12 months or less $ 2,669,975 45.9 % 13 to 24 months 1,325,463 22.8 % 25 to 36 months 887,269 15.2 % 37 to 48 months 593,595 10.2 % 49 to 60 months 210,406 3.6 % Over 60 months 132,934 2.3 % Total $ 5,819,642 100.0 % Interest expense on deposits is summarized as follows: Year Ended September 30, 2016 2015 Certificates of deposit $ 85,900 $ 89,110 Checking accounts 1,289 1,371 Savings accounts 2,811 3,045 Total $ 90,000 $ 93,526

Borrowed Funds

Borrowed Funds	12 Months Ended
	Sep. 30, 2016
Advances from Federal Home Loan Banks [Abstract]
Borrowed Funds	BORROWED FUNDS Federal Home Loan Bank borrowings at September 30, 2016 are summarized in the table below. The amount and weighted average rates of certain FHLB Advances maturing in years 2017 through 2021 reflect the net impact of deferred penalties discussed below: Amount Weighted Average Rate Maturing in: 2017 $ 1,650,478 0.55 % 2018 274,478 1.53 % 2019 414,479 1.79 % 2020 329,816 1.82 % 2021 1,707 1.52 % thereafter 45,754 1.55 % Total FHLB Advances 2,716,712 1.01 % Accrued interest 2,083 Total $ 2,718,795 During fiscal year 2016, $150,000 fixed-rate FHLB advances with remaining terms of approximately four years were prepaid and replaced with new four- and five-year interest rate swap arrangements. The deferred repayment penalties of $2,408 related to the $150,000 of restructuring are being recognized in interest expense over the remaining term of the swap contracts. The following table sets forth certain information relating to Federal Home Loan Bank short-term borrowings at or for the periods indicated. At or For the Fiscal Years Ended September 30, 2016 2015 2014 (dollars in thousands) Balance at end of year $ 1,451,000 $ 755,000 $ 311,000 Maximum outstanding at any month-end $ 1,451,000 $ 1,535,000 $ 527,000 Average balance during year $ 934,689 $ 1,242,380 $ 344,643 Average interest rate during the fiscal year 0.42 % 0.15 % 0.10 % Weighted average interest rate at end of year 0.47 % 0.18 % 0.11 % Interest expense $ 3,984 $ 1,811 $ 352 The Association implemented a strategy in fiscal year 2015 to increase net income, which involved borrowing, on an overnight basis, approximately $ 1,000,000 of additional funds from the FHLB at the beginning of a particular quarter and repaying it prior to the end of that quarter. The proceeds of the borrowings, net of the required investment in FHLB stock, were deposited at the Federal Reserve. The strategy was not utilized at September 30, 2016 or 2015, however, dependent upon market rates, remains an option in the future. The Association’s maximum borrowing capacity at the FHLB, under the most restrictive measure, was an additional $32,471 at September 30, 2016 . Pursuant to collateral agreements with FHLB of Cincinnati, advances are secured by a blanket lien on qualifying first mortgage loans. In addition to the existing available capacity, the Association’s capacity limit for additional borrowings from the FHLB of Cincinnati was $5,516,810 at September 30, 2016 , subject to satisfaction of the FHLB of Cincinnati common stock ownership requirement. To satisfy the common stock ownership requirement, we would have to increase our ownership of FHLB of Cincinnati common stock by an additional $110,336 . The terms of the advances include various restrictive covenants including limitations on the acquisition of additional debt in excess of specified levels. As of September 30, 2016 , the Association was in compliance with all such covenants. The Association’s borrowing capacity at the FRB-Cleveland Discount Window was $90,532 at September 30, 2016 .

Other Comprehensive Income (Los

Other Comprehensive Income (Loss)	12 Months Ended
	Sep. 30, 2016
Equity [Abstract]
Other Comprehensive Income (Loss)	OTHER COMPREHENSIVE INCOME (LOSS) The change in accumulated other comprehensive income (loss) by component is as follows: Unrealized Gains (Losses) on Securities Available for Sale Cash Flow Hedges Defined Benefit Plan Total Fiscal year 2014 activity Balance at September 30, 2013 $ (2,136 ) $ — $ (6,468 ) $ (8,604 ) Other comprehensive income (loss) before reclassifications, net of tax benefit of $1,504 1,223 — (4,017 ) (2,794 ) Amounts reclassified from accumulated other comprehensive income (loss), net of tax expense of $326 (179 ) — 785 606 Other comprehensive income (loss) 1,044 — (3,232 ) (2,188 ) Balance at September 30, 2014 $ (1,092 ) $ — $ (9,700 ) $ (10,792 ) Fiscal year 2015 activity Other comprehensive income (loss) before reclassifications, net of tax benefit of $1,490 3,018 — (5,785 ) (2,767 ) Amounts reclassified from accumulated other comprehensive income (loss), net of tax expense of $265 — — 494 494 Other comprehensive income (loss) 3,018 — (5,291 ) (2,273 ) Balance at September 30, 2015 $ 1,926 $ — $ (14,991 ) $ (13,065 ) Fiscal year 2016 activity Other comprehensive loss before reclassifications, net of tax benefit of $4,621 (1,510 ) (2,389 ) (4,682 ) (8,581 ) Amounts reclassified from accumulated other comprehensive income (loss), net of tax expense of $1,089 — 1,018 1,002 2,020 Other comprehensive loss (1,510 ) (1,371 ) (3,680 ) (6,561 ) Balance at September 30, 2016 $ 416 $ (1,371 ) $ (18,671 ) $ (19,626 ) The following table presents the reclassification adjustment out of accumulated other comprehensive income (loss) included in net income and the corresponding line item on the consolidated statements of income for the periods indicated: Details about Accumulated Other Comprehensive Income Components For the Years Ended September 30, Line Item in the Statement of Income 2016 2015 2014 Securities available for sale: Net realized gain on securities available for sale $ — $ — $ (276 ) Other Income tax — — 97 Income tax expense Net of income tax $ — $ — $ (179 ) Cash flow hedges: Interest expense, effective portion $ 1,567 $ — $ — Interest expense Income tax (549 ) — — Income tax expense Net of income tax $ 1,018 $ — $ — Amortization of pension plan: Actuarial loss $ 1,542 $ 759 $ 296 (a) Realized loss due to settlement — — 912 (a) Income tax (540 ) (265 ) (423 ) Income tax expense Net of income tax 1,002 494 785 Total reclassifications for the period $ 2,020 $ 494 $ 606 (a) These items are included in the computation of net period pension cost. See Note 13. Employee Benefit Plans for additional disclosure.

Income Taxes

Income Taxes	12 Months Ended
	Sep. 30, 2016
Income Tax Expense (Benefit), Continuing Operations [Abstract]
Income Taxes	INCOME TAXES The components of the income tax provision are as follows: Year Ended September 30, 2016 2015 2014 Current tax expense: Federal $ 29,833 $ 27,056 $ 22,983 State 878 564 324 Deferred tax expense (benefit): Federal 11,045 9,605 9,659 State 54 (421 ) — Income tax provision $ 41,810 $ 36,804 $ 32,966 Reconciliation from tax at the statutory rate to the income tax provision is as follows: Year Ended September 30, 2016 2015 2014 Tax at statutory rate 35.0 % 35.0 % 35.0 % State tax, net 0.5 0.1 0.2 Non-taxable income from bank owned life insurance contracts (2.1 ) (2.4 ) (2.3 ) Other, net 0.8 0.9 0.4 Income tax provision 34.2 % 33.6 % 33.3 % Temporary differences between the financial statement carrying amounts and tax basis of assets and liabilities that gave rise to significant portions of net deferred taxes relate to the following: September 30, 2016 2015 Deferred tax assets: Loan loss reserve $ 30,240 $ 33,767 Deferred compensation 11,796 12,536 Pension 5,790 4,931 Property, equipment and software basis difference 1,759 2,466 Other 3,234 3,158 Total deferred tax assets 52,819 56,858 Deferred tax liabilities: FHLB stock basis difference 7,826 7,808 Mortgage servicing rights 1,322 1,194 Goodwill 3,434 3,431 Deferred loan costs, net of fees 11,131 8,095 Other 3,033 2,690 Total deferred tax liabilities 26,746 23,218 Net deferred tax asset $ 26,073 $ 33,640 In the accompanying statement of condition the net deferred tax asset is included in Other assets. A valuation allowance is established to reduce deferred tax assets if it is more likely than not that the related tax benefits will not be realized. The ultimate realization of deferred tax assets is dependent upon the generation of future taxable income during the periods in which those temporary differences become deductible. There was no valuation allowance required at September 30, 2016 or 2015 . Retained earnings at September 30, 2016 and 2015 included approximately $104,861 for which no provision for federal or state income tax has been made. This amount represents allocations of income during years prior to 1988 to bad debt deductions for tax purposes only. These qualifying and nonqualifying base year reserves and supplemental reserves will be recaptured into income in the event of certain distributions and redemptions. Such recapture would create income for tax purposes only, which would be subject to the then current corporate income tax rate. However, recapture would not occur upon the reorganization, merger, or acquisition of the Association, nor if the Association is merged or liquidated tax-free into a bank or undergoes a charter change. If the Association fails to qualify as a bank or merges into a nonbank entity, these reserves will be recaptured into income. The provisions of Accounting for Uncertainty in Income Taxes, codified within FASB ASC 740 “Income Taxes,” prescribe a recognition threshold and measurement attribute for the financial statement recognition and measurement for a tax position taken or expected to be taken in a tax return. FASB ASC 740 also provides guidance on derecognition, classification, interest and penalties, accounting in interim periods, disclosure and transition. Tax positions must meet a more-likely-than-not recognition threshold in order for the related tax benefit to be recognized or continue to be recognized. As of September 30, 2016 , 2015 and 2014 , the Company had no unrecognized tax benefits. The Company does not anticipate the total amount of unrecognized tax benefits to significantly change within the next 12 months. The Company recognizes interest and penalties on income tax assessments or income tax refunds, where applicable, in the financial statements as a component of its provision for income taxes. The Company recognized interest expense of $0 , $0 and $1 , net of tax, during the years ended September 30, 2016 , 2015 and 2014 , respectively. Total interest accrued was $0 at September 30, 2016 and 2015 . The Company and its subsidiaries file income tax returns in the U.S. federal jurisdiction and various state and city jurisdictions. With few exceptions, the Company is no longer subject to income tax examinations in its major jurisdictions for tax years prior to 2013. The Company makes certain investments in limited partnerships which invest in affordable housing projects that qualify for the Low Income Housing Tax Credit. The Company acts as a limited partner in these investments and does not exert control over the operating or financial policies of the partnership. The Company accounts for its interests in LIHTCs using the proportional amortization method. The impact of the Company's investments in tax credit entities on the provision for income taxes was not material at September 30, 2016 , 2015 and 2014 .

Employee Benefit Plans

Employee Benefit Plans	12 Months Ended
	Sep. 30, 2016
Defined Benefit Pension Plans and Defined Benefit Postretirement Plans Disclosure [Abstract]
Employee Benefit Plans	EMPLOYEE BENEFIT PLANS Defined Benefit Plan — The Third Federal Savings Retirement Plan (the “Plan”) is a defined benefit pension plan. Effective December 31, 2002, the Plan was amended to limit participation to employees who met the Plan’s eligibility requirements on that date. Effective December 31, 2011, the Plan was amended to freeze future benefit accruals for participants in the Plan. After December 31, 2002, employees not participating in the Plan, upon meeting the applicable eligibility requirements, and those eligible participants who no longer receive service credits under the Plan, participate in a separate tier of the Company’s defined contribution 401(k) Savings Plan. Benefits under the Plan are based on years of service and the employee’s average annual compensation (as defined in the Plan) through December 31, 2011. The funding policy of the Plan is consistent with the funding requirements of U.S. federal and other governmental laws and regulations. In fiscal year 2014, a settlement adjustment was recognized as a result of lump sum payments exceeding the sum of interest and service costs for the year. The following table sets forth the change in projected benefit obligation for the defined benefit plan: September 30, 2016 2015 Projected benefit obligation at beginning of year $ 76,735 $ 73,482 Interest cost 3,288 3,130 Actuarial loss and other 7,464 3,926 Benefits paid (3,269 ) (3,803 ) Projected benefit obligation at end of year $ 84,218 $ 76,735 The following table reconciles the beginning and ending balances of the fair value of Plan assets and presents the funded status of the Plan recognized in the statement of condition at the September 30 measurement dates: September 30, 2016 2015 Fair value of plan assets at beginning of the year $ 60,849 $ 63,212 Actual return on plan assets 4,371 (560 ) Employer contributions 4,000 2,000 Benefits paid (3,269 ) (3,803 ) Fair value of plan assets at end of year $ 65,951 $ 60,849 Funded status of the plan—asset (liability) $ (18,267 ) $ (15,886 ) The components of net periodic benefit cost recognized in the statement of income are as follows: Year Ended September 30, 2016 2015 2014 Interest Cost 3,288 3,130 3,204 Expected return on plan assets (4,111 ) (4,414 ) (4,221 ) Amortization of net loss and other 1,542 759 296 Recognized net loss due to settlement — — 912 Net periodic benefit (income) cost $ 719 $ (525 ) $ 191 There were no required minimum employer contributions during the fiscal year ended September 30, 2016 . The Company made a voluntary contribution of $4,000 during the current fiscal year. Plan assets carried at fair value are classified into one of the three levels of the fair value hierarchy based on an assessment of inputs used in the valuation techniques. See Note 16. Fair Value for additional information about fair value measurements, the fair value hierarchy, and a description of the inputs used within each level of the hierarchy. Plan assets consist of investments in pooled separate accounts that invest in mutual funds, equity securities, debt securities, or real estate investments. Pooled separate accounts are valued at net asset value of shares held by the Plan at the reporting date. Net asset value is categorized as a level 2 fair value measurement except when the investment so measured could not have been redeemed at net asset value as of the measurement date. At September 30, 2016 and 2015 , there were no such restrictions on Plan assets. Unless otherwise restricted, pooled separate accounts can be redeemed on a daily basis. The following tables present the fair value of Plan assets at the measurement date. September 30, Recurring Fair Value Measurements at Reporting Date Using Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Pooled Separate Accounts $ 65,951 $ — $ 65,951 $ — Recurring Fair Value Measurements at Reporting Date Using September 30, Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Pooled Separate Accounts $ 60,849 $ — $ 60,849 $ — ______________________ The following additional information is provided with respect to the Plan: September 30, 2016 2015 2014 Assumptions and dates used to determine benefit obligations: Discount rate 3.75 % 4.40 % 4.40 % Rate of compensation increase n/a n/a n/a Assumptions used to determine net periodic benefit cost: Discount rate 4.40 % 4.40 % 4.90 % Long-term rate of return on plan assets 7.50 % 7.50 % 7.50 % Rate of compensation increase (graded scale) n/a n/a n/a The expected long-term return on assets assumption has been derived based upon the average rates of earnings expected on the funds invested to provide for Plan benefits. Management evaluates the historical performance of the various asset categories, as well as current expectations in determining the adequacy of the assumed rates of return in meeting Plan obligations. If warranted, the assumption is modified. The following table provides estimates of expected future benefit payments during each of the next five fiscal years, as well as in the aggregate for years six through ten. Additionally, the table includes the minimum employer contributions expected during the next fiscal year. Expected Benefit Payments During the Fiscal Years Ending September 30: 2017 $ 4,790 2018 3,550 2019 3,800 2020 4,160 2021 4,110 Aggregate expected benefit payments during the five fiscal year period beginning October 1, 2022, and ending September 30, 2026 22,320 Minimum employer contributions expected to be paid during the fiscal year ending September 30, 2017 — Effective September 30, 2006, the Company adopted the provisions of FASB ASC 715 “Compensation – Retirement Benefits” which requires an employer to recognize the funded status of its Plan in the statement of financial condition by a charge to AOCI. For the fiscal years ended September 30, 2016 , 2015 , and 2014 , AOCI includes pretax net actuarial losses of $28,725 , $23,063 , and $14,922 , respectively, which have not been recognized as components of net periodic benefit costs as of the measurement date (there was no transition obligation at any date). The Company expects that $2,126 of net actuarial losses will be recognized as AOCI components of net periodic benefit cost during the fiscal year ended September 30, 2017 . 401(k) Savings Plan — The Company maintains a 401(k) savings plan that is comprised of three tiers. The first tier allows eligible employees to contribute up to 75% of their compensation to the plan, subject to limitations established by the Internal Revenue Service, with the Company matching 100% of up to 4% on funds contributed. The second tier permits the Company to make a profit-sharing contribution at its discretion. The first and second tiers cover substantially all employees who have reached age 21 and have worked 1,000 hours in one year of service. The third tier permits the Company to make discretionary contributions allocable to eligible employees including those eligible employees who are participants, but no longer receiving service credits, under the Company’s defined benefit pension plan. Voluntary contributions made by employees are vested at all times whereas Company contributions and Company matching contributions are subject to various vesting periods which range from immediately vested to fully vesting upon five years of service. The total of the Company’s matching and discretionary contributions related to the 401(k) savings plan for the years ended September 30, 2016 , 2015 and 2014 was $3,412 , $3,204 and $2,907 , respectively. Employee (Associate) Stock Ownership Plan — The Company established an ESOP for its employees effective January 1, 2006. The ESOP is a tax-qualified plan designed to invest primarily in the Company’s common stock and provides employees with an opportunity to receive a funded retirement benefit, based primarily on the value of the Company’s common stock. The ESOP covers all eligible employees of the Company and its wholly-owned subsidiaries. Employees are eligible to participate in the ESOP after attainment of age 18 , completion of 1,000 hours of service, and employment on the last day of the plan’s calendar year. Company contributions to the plan are at the discretion of the Board of Directors. The ESOP is accounted for in accordance with the provisions for stock compensation in FASB ASC 718 . Compensation expense for the ESOP is based on the market price of the Company’s stock and is recognized as shares are committed to be released to participants. The total compensation expense related to this plan in the 2016 , 2015 and 2014 fiscal years was $7,714 , $6,617 and $5,554 , respectively. The ESOP was authorized to purchase, and did purchase, 11,605,824 shares of the Company’s common stock at a price of $10 per share with a 2006 plan year cash contribution and the proceeds of a loan from the Company to the ESOP. The outstanding loan principal balance as of September 30, 2016 and 2015 was $65,462 and $69,110 , respectively. Shares of the Company’s common stock pledged as collateral for the loan are released from the pledge for allocation to participants as loan payments are made. At September 30, 2016 , 5,539,068 shares have been allocated to participants and 325,005 shares were committed to be released. Shares that are committed to be released will be allocated to participants at the end of the plan year (December 31). ESOP shares that are unallocated or not yet committed to be released totaled 5,741,751 at September 30, 2016 , and had a fair market value of $102,261 . Participants have the option to receive dividends on allocated shares in cash or leave the dividend in the ESOP. Dividends are reinvested in Company stock for those participants who choose to leave their dividends in the ESOP or who do not make an election. The purchase of Company stock for reinvestment of dividends is made in the open market on or about the date of the cash disbursement to the participants who opt to take dividends in cash. Dividends on unallocated shares held in the Employer Stock fund were paid to the trustee to be used to make payments on the outstanding loan obligation.

Equity Incentive Plan

Equity Incentive Plan	12 Months Ended
	Sep. 30, 2016
Disclosure of Compensation Related Costs, Share-based Payments [Abstract]
Equity Incentive Plan	EQUITY INCENTIVE PLAN At a special meeting of shareholders held on May 29, 2008, shareholders of the Company approved the TFS Financial Corporation 2008 Equity Incentive Plan (the "Equity Plan”). The Company adopted the provisions related to share-based compensation in FASB ASC 718 and FASB ASC 505, upon approval of the Equity Plan, and began to expense the fair value of all share-based compensation granted over the requisite service periods. During the year ended September 30, 2016 , the Compensation Committee of the Company’s Board of Directors approved the issuance of an additional 393,500 stock options and 55,600 restricted stock units to certain directors, officers and employees of the Company. The awards were made pursuant to the Equity Plan. FASB ASC 718 requires the Company to report as a financing cash flow the benefits of realized tax deductions in excess of the deferred tax benefits previously recognized for compensation expense. The Company recorded an excess tax benefit of $ 3,198 , $ 1,582 , and $ 91 for 2016 , 2015 and 2014 , respectively. The stock options have a contractual term of 10 years and vest over a one to seven year service period. The Company recognizes compensation expense for the fair values of these awards, which have installment vesting, on a straight-line basis over the requisite service period of the awards. Restricted stock units vest over a one to ten year service period. The product of the number of units granted and the grant date market price of the Company’s common stock determines the fair value of restricted stock units under the Equity Plan. The Company recognizes compensation expense for the fair value of restricted stock units on a straight-line basis over the requisite service period. During the years ended September 30, 2016 , 2015 and 2014 , the Company recorded $5,723 , $7,363 and $6,862 , respectively, of share-based compensation expense, comprised of stock option expense of $2,473 , $3,391 and $3,195 , respectively and restricted stock units expense of $3,250 , $3,972 and $3,667 , respectively. The tax benefit recognized in net income related to share-based compensation expense was $1,776 , $2,505 and $2,342 , respectively. The following is a summary of the status of the Company’s restricted stock units as of September 30, 2016 and changes therein during the year then ended: Number of Shares Awarded Weighted Average Grant Date Fair Value Outstanding at September 30, 2015 1,264,625 $ 12.67 Granted 55,600 $ 19.06 Exercised (133,868 ) $ 12.35 Forfeited (2,000 ) $ 15.08 Outstanding at September 30, 2016 1,184,357 $ 13.00 Vested and exercisable, at September 30, 2016 512,393 $ 11.95 Vested and expected to vest, at September 30, 2016 1,180,564 $ 12.99 The weighted average grant date fair value of restricted stock units granted during the years ended September 30, 2016 , 2015 and 2014 was $ 19.06 , $14.98 and $11.73 per share, respectively. The total fair value of restricted stock units vested during the years ended September 30, 2016 , 2015 and 2014 was $2,519 , $5,042 , and $2,235 , respectively. Expected future compensation expense relating to the non-vested restricted stock units at September 30, 2016 is $2,426 over a weighted average period of 2.09 years. The following is a summary of the Company’s stock option activity and related information for the Equity Plan for the year ended September 30, 2016 : Number of Stock Options Weighted Average Exercise Price Weighted Average Remaining Contractual Life (years) Aggregate Intrinsic Value Outstanding at September 30, 2015 6,943,770 $ 11.91 5.35 $ 37,110 Granted 393,500 $ 19.06 Exercised (2,371,513 ) $ 11.59 $ 15,084 Forfeited (4,000 ) $ 15.08 $ 11 Outstanding at September 30, 2016 4,961,757 $ 12.62 5.76 $ 26,228 Vested and exercisable, at September 30, 2016 3,334,362 $ 11.13 4.44 $ 22,260 Vested or expected to vest, at September 30, 2016 4,957,131 $ 12.62 5.76 $ 26,216 The fair value of the option grants was estimated on the date of grant using the Black-Scholes option-pricing model with the following weighted average assumptions. 2016 2015 Expected dividend yield 2.10 % 1.88 % Expected volatility 22.03 % 23.99 % Risk-free interest rate 1.86 % 1.79 % Expected option term (in years) 6.00 6.16 The expected dividend yield for 2016 was estimated on the then current annualized dividend payout of $0.40 per share which was not expected to change. The expected dividend yield for 2015 was estimated based on the then current annualized dividend payout of $0.28 per share which was not expected to change. Volatility of the company’s stock was used in the estimation of fair value. Management estimated the expected life of the options using the simplified method allowed under SEC Staff Accounting Bulletin 110, which expresses the views of the SEC regarding the use of a “simplified” method, as discussed in Staff Accounting Bulletin No. 107. The five and seven year Treasury yield in effect at the time of the grant provides the risk-free rate of return for periods within the expected term of the options. The weighted average grant date fair value of options granted during the years ended September 30, 2016 , 2015 and 2014 was $3.48 , $3.08 , and $3.39 per share, respectively. Expected future compensation expense relating to the non-vested options outstanding as of September 30, 2016 is $2,137 over a weighted average period of 2.39 years. Upon exercise of vested options, management expects to draw on treasury stock as the source of the shares. At September 30, 2016 , the number of common shares authorized for award under the Equity Plan was 23,000,000 , of which 11,371,924 shares remain available for future award.

Commitments And Contingent Liab

Commitments And Contingent Liabilities	12 Months Ended
	Sep. 30, 2016
Commitments and Contingencies Disclosure [Abstract]
Commitments And Contingent Liabilities	COMMITMENTS AND CONTINGENT LIABILITIES In the normal course of business, the Company enters into commitments with off-balance-sheet risk to meet the financing needs of its customers. Commitments to extend credit are agreements to lend to a customer as long as there is no violation of any condition established in the contract. Commitments to originate loans generally have fixed expiration dates of 60 to 360 days or other termination clauses and may require payment of a fee. Unfunded commitments related to home equity lines of credit generally expire from 5 to 10 years following the date that the line of credit was established, subject to various conditions including compliance with payment obligation, adequacy of collateral securing the line and maintenance of a satisfactory credit profile by the borrower. Since some of the commitments may expire without being drawn upon, the total commitment amounts do not necessarily represent future cash requirements. Off-balance sheet commitments to extend credit involve elements of credit risk and interest rate risk in excess of the amount recognized in the consolidated statements of condition. The Company’s exposure to credit loss in the event of nonperformance by the other party to the commitment is represented by the contractual amount of the commitment. The Company generally uses the same credit policies in making commitments as it does for on-balance-sheet instruments. Interest rate risk on commitments to extend credit results from the possibility that interest rates may have moved unfavorably from the position of the Company since the time the commitment was made. At September 30, 2016 , the Company had commitments to originate loans as follows: Fixed-rate mortgage loans $ 337,036 Adjustable-rate mortgage loans 328,393 Equity loans and lines of credit including bridge loans 79,554 Total $ 744,983 At September 30, 2016 , the Company had unfunded commitments outstanding as follows: Equity lines of credit $ 1,246,624 Construction loans 36,155 Limited partner investments 11,541 Total $ 1,294,320 At September 30, 2016 , the unfunded commitment on home equity lines of credit, including commitments for accounts suspended as a result of material default or a decline in equity, is $1,368,479 . In management’s opinion, the above commitments will be funded through normal operations. The Company and its subsidiaries are subject to various legal and regulatory actions arising in the normal course of business. In the opinion of management, the resolution of these actions are not expected to have a material adverse effect on the Company’s consolidated financial condition, results of operation, or statements of cash flows.

Fair Value

Fair Value	12 Months Ended
	Sep. 30, 2016
Fair Value Disclosures [Abstract]
Fair Value	FAIR VALUE Under U.S. GAAP, fair value is defined as the price that would be received to sell an asset, or paid to transfer a liability, in an orderly transaction between market participants at the measurement date under current market conditions and a fair value framework is established whereby assets and liabilities measured at fair value are grouped into three levels of a fair value hierarchy, based on the transparency of inputs and the reliability of assumptions used to estimate fair value. The Company’s policy is to recognize transfers between levels of the hierarchy as of the end of the reporting period in which the transfer occurs. The three levels of inputs are defined as follows: Level 1 – quoted prices (unadjusted) for identical assets or liabilities in active markets. Level 2 – quoted prices for similar assets or liabilities in active markets, quoted prices for identical or similar assets or liabilities in markets with few transactions, or model-based valuation techniques using assumptions that are observable in the market. Level 3 – a company’s own assumptions about how market participants would price an asset or liability. As permitted under the fair value guidance in U.S. GAAP, the Company elects to measure at fair value, mortgage loans classified as held for sale that are subject to pending agency contracts to securitize and sell loans. This election is expected to reduce volatility in earnings related to market fluctuations between the contract trade and settlement dates. At September 30, 2016 and 2015 , respectively, there were no loans held for sale, subject to pending agency contracts for which the fair value option was elected. For the years ended September 30, 2016 , 2015 and 2014 , net gain (loss) on the sale of loans includes $0 , $(111) and $14 , respectively, related to changes during the period in the fair value of loans held for sale subject to pending agency contracts. Presented below is a discussion of the methods and significant assumptions used by the Company to estimate fair value. Investment Securities Available for Sale — Investment securities available for sale are recorded at fair value on a recurring basis. At September 30, 2016 and 2015 , respectively, this includes $517,866 and $585,053 of investments in U.S. government and agency obligations including U.S. Treasury notes and sequentially structured, highly liquid collateralized mortgage obligations issued by Fannie Mae, Freddie Mac, and Ginnie Mae. The fair values of investment securities are measured using the market approach and represent price estimates obtained from third party independent nationally recognized pricing services using pricing models or quoted prices of securities with similar characteristics. They are included in Level 2 of the hierarchy. At the time of initial measurement and, subsequently, when changes in methodologies occur, management obtains and reviews documentation of pricing methodologies used by third party pricing services to verify that prices are determined in accordance with fair value guidance in U.S. GAAP and to ensure that assets are properly classified in the fair value hierarchy. Additionally, third party pricing is reviewed on a monthly basis for reasonableness based on the market knowledge and experience of company personnel that interact daily with the markets for these types of securities. Mortgage Loans Held for Sale — The fair value of mortgage loans held for sale is estimated on an aggregate basis using a market approach based on quoted secondary market pricing for loan portfolios with similar characteristics. Loans held for sale are carried at the lower of cost or fair value except, as described above, the Company elects the fair value measurement option for mortgage loans held for sale subject to pending agency contracts to securitize and sell loans. Loans held for sale are included in Level 2 of the hierarchy. At September 30, 2016 and 2015 , respectively, there were no loans held for sale measured at fair value and $4,686 and $116 of loans held for sale carried at cost. Impaired Loans — Impaired loans represent certain loans held for investment that are subject to a fair value measurement under U.S. GAAP because they are individually evaluated for impairment and that impairment is measured using a fair value measurement, such as the fair value of the underlying collateral. Impairment is measured using a market approach based on the fair value of the collateral less estimated costs to dispose for loans the Company considers to be collateral-dependent due to a delinquency status or other adverse condition severe enough to indicate that the borrower can no longer be relied upon as the continued source of repayment. These conditions are described more fully in Note 5. Loans and Allowance for Loan Losses . Fair value of the collateral is estimated using exterior appraisals in the majority of instances. Costs to dispose, derived from historical experience and recent market conditions, are considered unobservable inputs. The range and weighted average impact of these costs on the fair value of impaired loans can be found later in this note in the table that describes quantitative information about significant unobservable inputs. The excess of the recorded investment of the loan over the fair value of the collateral less costs to dispose is considered impairment loss and is recognized by a charge to the allowance for loan losses. When no impairment loss is indicated, the carrying amount is considered to approximate the fair value of that loan to the Company because contractually that is the maximum recovery the Company can expect. The recorded investment of loans individually evaluated for impairment based on the fair value of the collateral is included in Level 3 of the hierarchy with assets measured at fair value on a non-recurring basis. Loans held for investment that have been restructured in TDRs and are performing according to the restructured terms of the loan agreement are individually evaluated for impairment using the present value of future cash flows based on the loan’s effective interest rate, which is not a fair value measurement. At September 30, 2016 and 2015 , respectively, this included $102,079 and $103,777 in recorded investment of TDRs with related allowances for loss of $12,432 and $14,117 . Real Estate Owned — Real estate owned includes real estate acquired as a result of foreclosure or by deed in lieu of foreclosure and is carried at the lower of the cost basis or fair value less estimated costs to dispose. Fair value is estimated under the market approach using independent third party appraisals. As these properties are actively marketed, estimated fair values may be adjusted by management to reflect current economic and market conditions. At September 30, 2016 and 2015 , these adjustments were not significant to reported fair values. At September 30, 2016 and 2015 , respectively, $4,192 and $15,094 of real estate owned is included in Level 3 of the hierarchy with assets measured at fair value on a non-recurring basis where the cost basis equals or exceeds the estimate of fair values less costs to dispose of these properties. At September 30, 2016 and 2015, respectively, real estate owned, as reported in the Consolidated Statements of Condition, includes estimated costs to dispose of $521 and $1,756 related to properties measured at fair value. Also included in real estate owned are $3,132 and $4,154 of properties carried at their original or adjusted cost basis at September 30, 2016 and 2015 , respectively. Derivatives — Derivative instruments include interest rate locks on commitments to originate loans for the held for sale portfolio, forward commitments on contracts to deliver mortgage loans, and interest rate swaps designated as cash flow hedges. Derivatives not designated as cash flow hedges are reported at fair value in other assets or other liabilities on the Consolidated Statement of Condition with changes in value recorded in current earnings. Derivatives qualifying as cash flow hedges, when highly effective, are reported at fair value in other assets or other liabilities on the Consolidated Statement of Condition with changes in value recorded in OCI. Should the hedge no longer be considered effective, the ineffective portion of the change in fair value is recorded directly in earnings in the period in which the change occurs. See Note 17. Derivative Instruments for additional details. Fair value of forward commitments is estimated using a market approach based on quoted secondary market pricing for loan portfolios with characteristics similar to loans underlying the derivative contracts. The fair value of interest rate lock commitments is adjusted by a closure rate based on the estimated percentage of commitments that will result in closed loans. The range and weighted average impact of the closure rate is included in quantitative information about significant unobservable inputs later in this note. A significant change in the closure rate may result in a significant change in the ending fair value measurement of these derivatives relative to their total fair value. Because the closure rate is a significantly unobservable assumption, interest rate lock commitments are included in Level 3 of the hierarchy. Forward commitments on contracts to deliver mortgage loans and interest rate swaps are included in Level 2 of the hierarchy. Assets and liabilities carried at fair value on a recurring basis in the Consolidated Statements of Condition at September 30, 2016 and 2015 are summarized below. There were no liabilities carried at fair value on a recurring basis at September 30, 2015. Recurring Fair Value Measurements at Reporting Date Using September 30, Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Assets Investment securities available for sale: REMIC’s $ 507,997 $ — $ 507,997 $ — Fannie Mae certificates 9,869 — 9,869 — Derivatives: Interest rate lock commitments 99 — — 99 Interest rate swaps 772 — 772 — Total $ 518,737 $ — $ 518,638 $ 99 Liabilities Derivatives: Interest rate swaps 2,880 — 2,880 — Total $ 2,880 $ — $ 2,880 $ — Recurring Fair Value Measurements at Reporting Date Using September 30, Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Assets Investment securities available for sale: U.S. government and agency obligations $ 2,002 $ — $ 2,002 $ — REMIC’s 572,451 — 572,451 — Fannie Mae certificates 10,600 — 10,600 — Derivatives: Interest rate lock commitments 79 — — 79 Total $ 585,132 $ — $ 585,053 $ 79 The table below presents a reconciliation of the beginning and ending balances and the location within the Consolidated Statements of Income where gains due to changes in fair value are recognized on interest rate lock commitments which are measured at fair value on a recurring basis using significant unobservable inputs (Level 3). Interest Rate Lock Commitments Year Ended September 30, 2016 2015 2014 Beginning balance $ 79 $ 59 $ 158 Gain (loss) during the period due to changes in fair value: Included in other non-interest income 20 20 (99 ) Ending balance $ 99 $ 79 $ 59 Change in unrealized gains for the period included in earnings for assets held at end of the reporting date $ 99 $ 79 $ 59 Summarized in the tables below are those assets measured at fair value on a nonrecurring basis. This includes loans held for investment that are individually evaluated for impairment, excluding performing TDRs valued using the present value of cash flow method, and properties included in real estate owned that are carried at fair value less estimated costs to dispose at the reporting date. Nonrecurring Fair Value Measurements at Reporting Date Using September 30, Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Impaired loans, net of allowance $ 92,576 $ — $ — $ 92,576 Real estate owned (1) 4,192 — — 4,192 Total $ 96,768 $ — $ — $ 96,768 ______________________ (1) Amounts represent fair value measurements of properties before deducting estimated costs to dispose. Nonrecurring Fair Value Measurements at Reporting Date Using September 30, Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Impaired loans, net of allowance $ 108,194 $ — $ — $ 108,194 Real estate owned (1) 15,094 — — 15,094 Total $ 123,288 $ — $ — $ 123,288 ______________________ (1) Amounts represent fair value measurements of properties before deducting estimated costs to dispose. The following provides quantitative information about significant unobservable inputs categorized within Level 3 of the Fair Value Hierarchy. Fair Value Weighted 9/30/2016 Valuation Technique(s) Unobservable Input Range Average Impaired loans, net of allowance $92,576 Market comparables of collateral discounted to estimated net proceeds Discount appraised value to estimated net proceeds based on historical experience: • Residential Properties 0 - 26% 8.2% Interest rate lock commitments $99 Quoted Secondary Market pricing Closure rate 0 - 100% 93.0% Fair Value Weighted 9/30/2015 Valuation Technique(s) Unobservable Input Range Average Impaired loans, net of allowance $108,194 Market comparables of collateral discounted to estimated net proceeds Discount appraised value to estimated net proceeds based on historical experience: • Residential Properties 0 - 24% 8.0% Interest rate lock commitments $79 Quoted Secondary Market pricing Closure rate 0 - 100% 78.7% The following table presents the carrying amount and estimated fair value of the Company’s financial instruments. September 30, 2016 Carrying Estimated Fair Value Amount Total Level 1 Level 2 Level 3 Assets: Cash and due from banks $ 27,914 $ 27,914 $ 27,914 $ — $ — Interest earning cash equivalents 203,325 203,325 203,325 — — Investment securities available for sale 517,866 517,866 — 517,866 — Mortgage loans held for sale 4,686 4,839 — 4,839 — Loans-net: Mortgage loans held for investment 11,705,688 12,177,536 — — 12,177,536 Other loans 3,116 3,277 — — 3,277 Federal Home Loan Bank stock 69,853 69,853 N/A — — Accrued interest receivable 32,818 32,818 — 32,818 — Cash collateral held by counterparty 10,480 10,480 10,480 — — Derivatives 871 871 — 772 99 Liabilities: Checking and passbook accounts $ 2,509,800 $ 2,509,800 $ — $ 2,509,800 $ — Certificates of deposit 5,821,568 5,832,958 — 5,832,958 — Borrowed funds 2,718,795 2,740,565 — 2,740,565 — Borrowers’ advances for taxes and insurance 92,313 92,313 — 92,313 — Principal, interest and escrow owed on loans serviced 49,401 49,401 — 49,401 — Derivatives 2,880 2,880 — 2,880 — September 30, 2015 Carrying Estimated Fair Value Amount Total Level 1 Level 2 Level 3 Assets: Cash and due from banks $ 22,428 $ 22,428 $ 22,428 $ — $ — Interest earning cash equivalents 132,941 132,941 132,941 — — Investment securities available for sale 585,053 585,053 — 585,053 — Mortgage loans held for sale 116 119 — 119 — Loans-net: Mortgage loans held for investment 11,184,115 11,650,701 — — 11,650,701 Other loans 3,468 3,645 — — 3,645 Federal Home Loan Bank stock 69,470 69,470 N/A — — Accrued interest receivable 32,490 32,490 — 32,490 — Private equity investments 255 255 — — 255 Derivatives 79 79 — — 79 Liabilities: Checking and passbook accounts $ 2,605,391 $ 2,605,391 $ — $ 2,605,391 $ — Certificates of deposit 5,680,467 5,634,860 — 5,634,860 — Borrowed funds 2,168,627 2,196,476 — 2,196,476 — Borrowers’ advances for taxes and insurance 86,292 86,292 — 86,292 — Principal, interest and escrow owed on loans serviced 49,493 49,493 — 49,493 — Presented below is a discussion of the valuation techniques and inputs used by the Company to estimate fair value. Cash and Due from Banks, Interest Earning Cash Equivalents, Cash Collateral Held by Counterparty — The carrying amount is a reasonable estimate of fair value. Investment and Mortgage-Backed Securities — Estimated fair value for investment and mortgage-backed securities is based on quoted market prices, when available. If quoted prices are not available, management will use as part of their estimation process fair values which are obtained from third party independent nationally recognized pricing services using pricing models, quoted prices of securities with similar characteristics, or discounted cash flows. Mortgage Loans Held for Sale — Fair value of mortgage loans held for sale is based on quoted secondary market pricing for loan portfolios with similar characteristics. Loans — For mortgage loans held for investment and other loans, fair value is estimated by discounting contractual cash flows adjusted for prepayment estimates using the current rates at which similar loans would be made to borrowers with similar credit ratings and for the same remaining term. The use of current rates to discount cash flows reflects current market expectations with respect to credit exposure. Impaired loans are measured at the lower of cost or fair value as described earlier in this footnote. Federal Home Loan Bank Stock — It is not practical to estimate the fair value of FHLB stock due to restrictions on its transferability. The fair value is estimated to be the carrying value, which is par. All transactions in capital stock of the FHLB Cincinnati are executed at par. Private Equity Investments — Private equity investments are initially valued based upon transaction price. The carrying value is subsequently adjusted when it is considered necessary based on current performance and market conditions. The carrying values are adjusted to reflect expected exit values. These investments are included in Other Assets in the accompanying Consolidated Statements of Condition at fair value. There were no private equity investments included in the balance of Other Assets at September 30, 2016. Deposits — The fair value of demand deposit accounts is the amount payable on demand at the reporting date. The fair value of fixed-maturity certificates of deposit is estimated using discounted cash flows and rates currently offered for deposits of similar remaining maturities. Borrowed Funds — Estimated fair value for borrowed funds is estimated using discounted cash flows and rates currently charged for borrowings of similar remaining maturities. Accrued Interest Receivable, Borrowers’ Advances for Insurance and Taxes, and Principal, Interest and Related Escrow Owed on Loans Serviced — The carrying amount is a reasonable estimate of fair value. Derivatives — Fair value is estimated based on the valuation techniques and inputs described earlier in this footnote.

Derivative Instruments

Derivative Instruments	12 Months Ended
	Sep. 30, 2016
Summary of Derivative Instruments [Abstract]
Derivative Instruments	DERIVATIVE INSTRUMENTS The Company enters into interest rate swaps to add stability to interest expense and manage exposure to interest rate movements as part of an overall risk management strategy. For hedges of the Company's borrowing program, interest rate swaps designated as cash flow hedges involve the receipt of variable amounts from a counterparty in exchange for the Company making fixed payments. These derivatives are used to hedge the forecasted cash outflows associated with the Company's FHLB borrowings. Cash flow hedges are assessed for effectiveness using regression analysis. The effective portion of changes in the fair value of derivatives designated and that qualify as cash flow hedges is recorded in OCI and is subsequently reclassified into earnings in the period that the hedged forecasted transaction affects earnings. Ineffectiveness is generally measured as the amount by which the cumulative change in the fair value of the hedging instrument exceeds or is substantially less than the present value of the cumulative change in the hedged item's expected cash flows attributable to the risk being hedged. The ineffective portion of the change in fair value of the derivatives is recognized directly in earnings for the period in which it occurs. The following table presents additional information about the interest rate swaps used in the Company's asset liability management strategy at September 30, 2016 . The Company had no swap positions at September 30, 2015 . Average Weighted-Average Rate Maturity Notional Value (in years) Fair Value Receive Pay Cash flow hedges - Interest rate swaps Pay fixed/receive float $ 600,000 4.5 $ (2,108 ) 0.79 % 1.21 % Amounts reported in AOCI related to derivatives are reclassified to interest expense during the same period in which the hedged transaction affects earnings. During the next twelve months, the Company estimates that $1,787 will be reclassified to interest expense. The Company enters into forward commitments for the sale of mortgage loans principally to protect against the risk of adverse interest rate movements on net income. The Company recognizes the fair value of such contracts when the characteristics of those contracts meet the definition of a derivative. These derivatives are not designated in a hedging relationship; therefore, gains and losses are recognized immediately in the statement of income. There were no forward commitments for the sale of mortgage loans at September 30, 2016 or September 30, 2015 . In addition, the Company is party to derivative instruments when it enters into commitments to originate a portion of its loans, which when funded, are classified as held for sale. Such commitments are not designated in a hedging relationship; therefore, gains and losses are recognized immediately in the statement of income. The following tables provide the locations within the Consolidated Statements of Condition and the fair values for derivative instruments. The Company had no derivatives designated as hedging instruments at September 30, 2016 or 2015. Asset Derivatives At September 30, 2016 At September 30, 2015 Location Fair Value Location Fair Value Derivatives designated as hedging instruments Cash flow hedges: Interest rate swaps Other Assets $ 772 Other Assets $ — Derivatives not designated as hedging instruments Interest rate lock commitments Other Assets $ 99 Other Assets $ 79 Liability Derivatives At September 30, 2016 At September 30, 2015 Location Fair Value Location Fair Value Derivatives designated as hedging instruments Cash flow hedges: Interest rate swaps Other Liabilities $ 2,880 Other Liabilities $ — The following tables present the net gains and losses recorded within the Consolidated Statements of Income and the Consolidated Statements of Comprehensive Income relating to derivative instruments. Location of Gain or (Loss) Recognized in Income Amount of Gain or (Loss) Recognized in Income on Derivative Year Ended September 30, 2016 2015 2014 Cash flow hedges Amount of loss recognized, effective portion Other comprehensive income $ (3,676 ) $ — $ — Amount of loss reclassified from AOCI Interest expense (1,567 ) — — Amount of ineffectiveness recognized Other non-interest income — — — Derivatives not designated as hedging instruments Interest rate lock commitments Other non-interest income $ 20 $ 20 $ (99 ) Forward commitments for the sale of mortgage loans Net gain (loss) on the sale of loans — 14 (8 ) Total $ 20 $ 34 $ (107 ) Derivatives contain an element of credit risk which arises from the possibility that the Company will incur a loss because a counterparty fails to meet its contractual obligations. The Company's exposure is limited to the replacement value of the contracts rather than the notional or principal amounts. Credit risk is minimized through counterparty collateral, transaction limits and monitoring procedures. Swap transactions that are handled by a registered clearing broker are cleared through the broker to a registered clearing organization. The clearing organization establishes daily cash and upfront cash or securities margin requirements to cover potential exposure in the event of default. This process shifts the risk away from the counterparty, since the clearing organization acts as the middleman on each cleared transaction. The fair values of derivative instruments are presented on a gross basis, even when the derivative instruments are subject to master netting arrangements. Cash collateral payables or receivables associated with the derivative instruments are not added to or netted against the fair value amounts. The Company’s interest rate swaps are cleared through a registered clearing broker. At September 30, 2016 and September 30, 2015 , the balance of collateral posted by the Company for derivative liabilities was $10,480 and $0 , respectively.

Parent Company Only Financial S

Parent Company Only Financial Statements	12 Months Ended
	Sep. 30, 2016
Condensed Financial Information of Parent Company Only Disclosure [Abstract]
Parent Company Only Financial Statements	PARENT COMPANY ONLY FINANCIAL STATEMENTS The following condensed financial statements for TFS Financial Corporation (parent company only) reflect the investments in, and transactions with, its wholly-owned subsidiaries. Intercompany activity is eliminated in the consolidated financial statements. September 30, 2016 2015 Statements of Condition Assets: Cash and due from banks $ 5,102 $ 2,099 Other loans: Demand loan due from Third Federal Savings and Loan 88,443 33,651 ESOP loan receivable 65,462 69,110 Investments in: Third Federal Savings and Loan 1,475,175 1,597,791 Non-thrift subsidiaries 79,386 78,679 Prepaid federal and state taxes 374 58 Deferred income taxes 2,704 3,246 Accrued receivables and other assets 6,727 6,697 Total assets $ 1,723,373 $ 1,791,331 Liabilities and shareholders’ equity: Line of credit due non-thrift subsidiary $ 58,890 $ 58,361 Accrued expenses and other liabilities 4,025 3,600 Total liabilities 62,915 61,961 Preferred stock, $0.01 par value, 100,000,000 shares authorized, none issued and outstanding — — Common stock, $0.01 par value, 700,000,000 shares authorized; 332,318,750 shares issued; 284,219,019 and 290,882,379 outstanding at September 30, 2016 and September 30, 2015, respectively 3,323 3,323 Paid-in capital 1,716,818 1,707,629 Treasury stock, at cost; 48,099,731 and 41,436,371 shares at September 30, 2016 and September 30, 2015, respectively (681,569 ) (548,557 ) Unallocated ESOP shares (57,418 ) (61,751 ) Retained earnings—substantially restricted 698,930 641,791 Accumulated other comprehensive loss (19,626 ) (13,065 ) Total shareholders’ equity 1,660,458 1,729,370 Total liabilities and shareholders’ equity $ 1,723,373 $ 1,791,331 Years Ended September 30, 2016 2015 2014 Statements of Comprehensive Income Interest income: Demand loan due from Third Federal Savings and Loan $ 433 $ 139 $ 166 ESOP loan 2,281 2,276 2,388 Other interest income 4 — — Total interest income 2,718 2,415 2,554 Interest expense: Borrowed funds from non-thrift subsidiaries 377 253 168 Total interest expense 377 253 168 Net interest income 2,341 2,162 2,386 Non-interest income: Intercompany service charges 90 218 600 Dividend from Third Federal Savings and Loan 60,000 66,000 85,000 Total other income 60,090 66,218 85,600 Non-interest expenses: Salaries and employee benefits 5,543 6,216 5,921 Professional services 922 997 1,014 Office property and equipment 13 13 13 Other operating expenses 253 255 380 Total non-interest expenses 6,731 7,481 7,328 Income before income taxes 55,700 60,899 80,658 Income tax benefit (2,915 ) (2,583 ) (1,870 ) Income before undistributed earnings of subsidiaries 58,615 63,482 82,528 Equity in undistributed earnings of subsidiaries (dividend in excess of earnings): Third Federal Savings and Loan 21,231 8,777 (16,974 ) Non-thrift subsidiaries 707 332 337 Net income 80,553 72,591 65,891 Change in net unrealized (loss) gain on securities available for sale (1,510 ) 3,018 1,044 Change in cash flow hedges (1,371 ) — — Change in pension obligation (3,680 ) (5,291 ) (3,232 ) Total other comprehensive loss (6,561 ) (2,273 ) (2,188 ) Total comprehensive income $ 73,992 $ 70,318 $ 63,703 Years Ended September 30, 2016 2015 2014 Statements of Cash Flows Cash flows from operating activities: Net income $ 80,553 $ 72,591 $ 65,891 Adjustments to reconcile net income to net cash provided by operating activities: (Equity in undistributed earnings of subsidiaries) dividend in excess of earnings: Third Federal Savings and Loan (21,231 ) (8,777 ) 16,974 Non-thrift subsidiaries (707 ) (332 ) (337 ) Deferred income taxes 542 (261 ) (491 ) ESOP and Stock-based compensation expense 2,435 3,205 2,879 Net (increase) decrease in interest receivable and other assets (346 ) 2,166 (215 ) Net increase (decrease) in accrued expenses and other liabilities 359 107 (193 ) Net cash provided by operating activities 61,605 68,699 84,508 Cash flows from investing activities: (Increase) decrease in balances lent to Third Federal Savings and Loan (54,792 ) 122,257 14,160 Repayment of capital contribution from Third Federal Savings and Loan 150,000 — — Net cash provided by investing activities 95,208 122,257 14,160 Cash flows from financing activities: Principal reduction of ESOP loan 3,648 3,534 3,422 Purchase of treasury shares (128,361 ) (172,546 ) (101,363 ) Dividends paid to common shareholders (23,414 ) (19,490 ) (4,886 ) Excess tax benefit related to stock-based compensation 1,485 484 91 Acquisition of treasury shares through net settlement for taxes (7,697 ) (4,111 ) — Net increase in borrowings from non-thrift subsidiaries 529 1,173 4,068 Net cash used in financing activities (153,810 ) (190,956 ) (98,668 ) Net increase in cash and cash equivalents 3,003 — — Cash and cash equivalents—beginning of year 2,099 2,099 2,099 Cash and cash equivalents—end of year $ 5,102 $ 2,099 $ 2,099

Earnings Per Share

Earnings Per Share	12 Months Ended
	Sep. 30, 2016
Earnings Per Share [Abstract]
Earnings Per Share	EARNINGS PER SHARE Basic earnings per share is the amount of earnings available to each share of common stock outstanding during the reporting period. Diluted earnings per share is the amount of earnings available to each share of common stock outstanding during the reporting period adjusted to include the effect of potentially dilutive common shares. For purposes of computing earnings per share amounts, outstanding shares include shares held by the public, shares held by the ESOP that have been allocated to participants or committed to be released for allocation to participants, the 227,119,132 shares held by Third Federal Savings, MHC, and, for purposes of computing dilutive earnings per share, stock options and restricted stock units with a dilutive impact. Unvested shares awarded pursuant to the Company's restricted stock plans are treated as participating securities in the computation of EPS pursuant to the two-class method as they contain nonforfeitable rights to dividends. The two-class method is an earnings allocation that determines EPS for each class of common stock and participating security. At September 30, 2016 and 2015 , respectively, the ESOP held 5,741,751 and 6,175,091 shares that were neither allocated to participants nor committed to be released to participants. The following is a summary of the Company’s earnings per share calculations. For the Year Ended September 30, 2016 Income Shares Per share amount (Dollars in thousands, except per share data) Net income $ 80,553 Less: income allocated to restricted stock units 761 Basic earnings per share: Income available to common shareholders 79,792 281,566,648 $ 0.28 Diluted earnings per share: Effect of dilutive potential common shares 2,219,065 Income available to common shareholders $ 79,792 283,785,713 $ 0.28 For the Year Ended September 30, 2015 Income Shares Per share amount (Dollars in thousands, except per share data) Net income $ 72,591 Less: income allocated to restricted stock units 626 Basic earnings per share: Income available to common shareholders 71,965 289,935,861 $ 0.25 Diluted earnings per share: Effect of dilutive potential common shares 2,274,556 Income available to common shareholders $ 71,965 292,210,417 $ 0.25 For the Year Ended September 30, 2014 Income Shares Per share amount (Dollars in thousands, except per share data) Net income $ 65,891 Less: income allocated to restricted stock units 384 Basic earnings per share: Income available to common shareholders 65,507 298,974,062 $ 0.22 Diluted earnings per share: Effect of dilutive potential common shares 1,582,705 Income available to common shareholders $ 65,507 300,556,767 $ 0.22 The following is a summary of outstanding stock options that are excluded from the computation of diluted earnings per share because their inclusion would be anti-dilutive. No restricted stock units were anti-dilutive for the years ended September 30, 2016, 2015, and 2014. For the Year Ended September 30, 2016 2015 2014 Options to purchase shares 393,500 1,382,900 829,300

Related Party Transactions

Related Party Transactions	12 Months Ended
	Sep. 30, 2016
Related Party Transactions [Abstract]
Related Party Transactions	RELATED PARTY TRANSACTIONS The Company has made loans and extensions of credit, in the ordinary course of business, to certain Directors. These loans were under normal credit terms, including interest rate and collateralization, and do not represent more than the normal risk of collection. The aggregate amount of loans to such related parties at September 30, 2016 and 2015 was $181 and $189 , respectively. None of these loans were past due, considered impaired or on nonaccrual at September 30, 2016 .

Recent Accounting Pronouncement

Recent Accounting Pronouncements	12 Months Ended
	Sep. 30, 2016
New Accounting Pronouncements and Changes in Accounting Principles [Abstract]
Recent Accounting Pronouncements	RECENT ACCOUNTING PRONOUNCEMENTS Pending as of September 30, 2016 In August 2016, the FASB issued ASU 2016-15, Statement of Cash Flows (Topic 230): Classification of Certain Cash Receipts and Cash Payments. The amendments in this Update address eight specific cash flow issues with the objective of reducing the existing diversity in how certain cash receipts and cash payments are presented and classified in the statement of cash flows under Topic 230, Statement of Cash Flows, and Other Topics. Current GAAP either is unclear or does not include specific guidance on these eight issues. The Company is currently evaluating the impact this new standard will have on its consolidated financial condition or results of operations. In June 2016, the FASB issued ASU 2016-13, Financial Instruments - Credit Losses (Topic 326), Measurement of Credit Losses on Financial Instruments. The amendments in this Update replace the incurred loss impairment methodology in current GAAP with a methodology that reflects expected credit losses and require consideration of a broader range of information, including reasonably supportable forecasts, in the measurement of expected credit losses. The amendments expand disclosures of credit quality indicators, requiring disaggregation by year of origination (vintage). Additionally, credit losses on available for sale debt securities will be recognized as an allowance rather than a write-down, with reversals permitted as credit loss estimates decline. An entity will apply the amendments in this Update through a cumulative-effect adjustment to retained earnings as of the beginning of the first reporting period in which the guidance is effective (that is, a modified-retrospective approach). For public business entities that are SEC filers, the amendments are effective for fiscal years beginning after December 15, 2019, including interim periods within those fiscal years. Early adoption is permitted. The Company is currently evaluating the impact that this accounting guidance may have on its consolidated financial condition or results of operations. In March 2016, the FASB issued ASU 2016-09, Compensation - Stock Compensation (Topic 718), Improvements to Employee Share-Based Payment Accounting. Under the ASU, an entity recognizes all excess tax benefits and tax deficiencies as income tax expense or benefit in the income statement. This change eliminates the notion of the APIC pool and reduces the complexity and cost of accounting for excess tax benefits and tax deficiencies. Excess tax benefits and tax deficiencies are considered discrete items in the reporting period they occur and are not included in the estimate of an entity’s annual effective tax rate. Additionally, this update permits an entity-wide accounting policy election to either estimate the number of awards that are expected to vest or account for forfeitures as they occur. This accounting guidance is effective for annual periods beginning after December 15, 2016 and interim periods within those annual periods. Early adoption is permitted. The Company plans to adopt the standard effective October 1, 2016. Upon adoption, the Company intends to elect to account for forfeitures of stock-based compensation awards when they occur. Excess tax benefits and tax deficiencies will be recognized in the provision for income taxes on the consolidated statement of operations and will be presented within operating activities on the consolidated statement of cash flows beginning October 1, 2016. Additionally, the calculation of diluted shares outstanding under the treasury stock method will exclude excess tax benefits in future periods. In March 2016, the FASB issued ASU 2016-05, Derivatives and Hedging (Topic 815), Effects of Derivative Contract Novations on Existing Hedge Accounting Relationships. This amendment clarifies that a change in counterparty to a derivative instrument that has been designated as the hedging instrument under Topic 815 does not, in and of itself, require dedesignation of that hedging relationship provided that all other hedging accounting criteria continue to be met. This accounting guidance will be effective for financial statements issued for fiscal years beginning after December 15, 2016 and interim periods within those fiscal years. The adoption of this accounting guidance is not expected to materially affect the Company's consolidated financial condition or results of operations. In February 2016, the FASB issued ASU 2016-02, Leases (Topic 842). This guidance changes the accounting treatment of leases by requiring lessees to recognize operating leases on the balance sheet as lease assets (a right-to-use asset) and lease liabilities (a liability to make lease payments), measured on a discounted basis. An accounting policy election to not recognize operating leases with terms of 12 months or less as assets and liabilities is permitted. This guidance will be effective for the fiscal year beginning after December 15, 2018. A modified retrospective approach is required that includes a number of optional practical expedients to address leases that commenced before the effective date. The Company is currently evaluating the impact this new standard will have on its consolidated financial condition or results of operations. In January 2016, the FASB issued ASU 2016-01, Financial Instruments - Overall (Subtopic 825-10), Recognition and Measurement of Financial Assets and Financial Liabilities. This accounting guidance requires equity investments not accounted for under the equity method of accounting or consolidated to be measured at fair value with changes recognized in net income. If there are no readily determinable fair values, the guidance allows entities to measure investments at cost less impairment, whereby impairment is based on a qualitative assessment. The guidance eliminates the requirement to disclose the methods and significant assumptions used to estimate fair value of financial instruments measured at amortized cost. If an entity has elected the fair value option to measure liabilities, the new accounting guidance requires the portion of the change in fair value of a liability resulting from credit risk to be presented in OCI. This accounting and disclosure guidance will be effective for the fiscal year beginning after December 15, 2017, including interim periods within those fiscal years. The Company is currently evaluating the impact that this accounting guidance may have on its consolidated financial condition or results of operations. In May 2015, the FASB issued ASU 2015-07, Fair Value Measurement (Topic 820), Disclosures for Investments in Certain Entities That Calculate Net Asset Value per Share. This guidance eliminates the requirement to categorize investments measured at net value per share (or its equivalent) using the practical expedient in the fair value hierarchy table and eliminates certain disclosures required for these investments. Entities will continue to provide information helpful to understanding the nature and risks of these investments and whether the investments, if sold, are probable of being sold at amounts different from net asset value. The amendments in this Update are effective for public companies for fiscal years beginning after December 15, 2015, and interim periods within those fiscal years. Early adoption is permitted. The adoption of this disclosure guidance is not expected to materially affect the Company's consolidated financial condition or results of operations. In February 2015, the FASB issued ASU 2015-02, Consolidation (Topic 810), Amendments to the Consolidation Analysis. This accounting guidance changes the analysis that a reporting entity must perform to determine whether it should consolidate certain types of legal entities. The new guidance amends the current accounting guidance to address limited partnerships and similar legal entities, certain investment funds, fees paid to a decision maker or service provider, and the impact of fee arrangements and related parties on the primary beneficiary determination. This accounting guidance will be effective for annual periods beginning after December 15, 2015. Early adoption is permitted. A reporting entity may apply the ASU by using a modified retrospective approach (by recording a cumulative-effect adjustment to equity as of the beginning of the year of adoption) or a full retrospective approach (by restating all periods presented). The Company will adopt this guidance for the annual period beginning October 1, 2016. The adoption of this accounting guidance is not expected to have a material effect on the Company's consolidated financial condition or results of operations. In May 2014, the FASB issued ASU 2014-09, Revenue from Contracts with Customers (Topic 606), that revises the criteria for determining when to recognize revenue from contracts with customers and expands disclosure requirements. This ASU affects any entity that either enters into contracts with customers to transfer goods or services or enters into contracts for the transfer of nonfinancial assets unless those contracts are within the scope of other standards. In August 2015, the FASB issued ASU 2015-14 which defers the effective date of ASU 2014-09 by one year, annual reporting periods and interim period within those annual periods beginning after December 15, 2017. Additionally, the FASB has recently issued and proposed updates to certain aspects of the guidance. The Company's preliminary analysis suggests that the adoption of this accounting guidance is not expected to have a material effect on its consolidated financial condition or results of operations. Adopted in fiscal year ended September 30, 2016 ASU 2015-12, "Plan Accounting: Defined Benefit Pension Plans (Topic 960), Defined Contribution Pension Plans (Topic 962), Health and Welfare Benefit Plans (Topic 965): (Part I) Fully Benefit-Responsive Investment Contracts, (Part II) Plan Investment Disclosures, (Part III) Measurement Date Practical Expedient." Part II of the ASU eliminates the requirements to disclose individual investments that represent five percent or more of net assets available for benefits and the net appreciation or depreciation in fair value of investments by general type. It also simplifies the level of disaggregation of investments that are measured using fair value. Parts I and III of the ASU are not applicable to the Plan. The only impact of these amendments on the Company's consolidated financial statements is the reduction of asset category detail in the Employee Benefits Plan footnote. ASU 2014-04, Receivables - Troubled Debt Restructurings by Creditors (Subtopic 310-40), Reclassification of Residential Real Estate Collateralized Consumer Mortgage Loans upon Foreclosure reduces diversity by clarifying when an in-substance repossession or foreclosure occurs, that is, when a creditor should be considered to have received physical possession of residential real estate property collateralizing a consumer mortgage loan such that the loan receivable should be derecognized and the real estate property recognized. The amendments require interim and annual disclosure of both (1) the amount of foreclosed residential real estate property held by the creditor and (2) the recorded investment in consumer mortgage loans collateralized by residential real estate property that are in the process of foreclosure according to local requirements of the applicable jurisdiction. The only impact of these amendments on the Company's consolidated financial statements is the addition of a disclosure of loans in foreclosure in the Loans and Allowance for Loan Losses footnote. The Company has determined that all other recently issued accounting pronouncements will not have a material impact on the Company's consolidated financial statements or do not apply to its operations.

Selected Quarterly Data (Unaudi

Selected Quarterly Data (Unaudited)	12 Months Ended
	Sep. 30, 2016
Selected Quarterly Financial Information [Abstract]
Selected Quarterly Data (Unaudited)	SELECTED QUARTERLY DATA (UNAUDITED) The following tables are a summary of certain quarterly financial data for the fiscal years ended September 30, 2016 and 2015 . Fiscal 2016 Quarter Ended December 31 March 31 June 30 September 30 (In thousands, except per share data) Interest income $ 96,431 $ 97,145 $ 96,993 $ 97,872 Interest expense 28,790 29,386 29,604 30,246 Net interest income 67,641 67,759 67,389 67,626 Provision for loan losses (1,000 ) (1,000 ) (3,000 ) (3,000 ) Net interest income after provision for loan losses 68,641 68,759 70,389 70,626 Non-interest income 6,117 6,703 6,108 6,024 Non-interest expense 47,633 46,341 44,976 42,054 Income before income tax 27,125 29,121 31,521 34,596 Income tax expense 9,274 9,845 10,901 11,790 Net income $ 17,851 $ 19,276 $ 20,620 $ 22,806 Earnings per share—basic and diluted $ 0.06 $ 0.07 $ 0.07 $ 0.08 Fiscal 2015 Quarter Ended December 31 March 31 June 30 September 30 (In thousands, except per share data) Interest income $ 95,736 $ 95,647 $ 95,672 $ 96,422 Interest expense 28,600 28,225 28,083 28,442 Net interest income 67,136 67,422 67,589 67,980 Provision for loan losses 2,000 1,000 — (6,000 ) Net interest income after provision for loan losses 65,136 66,422 67,589 73,980 Non-interest income 5,953 5,895 6,126 6,286 Non-interest expense 45,973 48,829 47,819 45,371 Income before income tax 25,116 23,488 25,896 34,895 Income tax expense 8,472 7,822 8,638 11,872 Net income $ 16,644 $ 15,666 $ 17,258 $ 23,023 Earnings per share—basic and diluted $ 0.06 $ 0.05 $ 0.06 $ 0.08 Per share amounts for the full fiscal year, as reported in the Consolidated Statements of Income may differ from the totals of the four fiscal quarters as presented above, due to rounding.

Description Of Business And S31

Description Of Business And Summary Of Significant Accounting Policies (Policy)	12 Months Ended
	Sep. 30, 2016
Accounting Policies [Abstract]
Business	Business —TFS Financial Corporation, a federally chartered stock holding company, conducts its principal activities through its wholly owned subsidiaries. The principal line of business of the Company is retail consumer banking, including mortgage lending, deposit gathering, and other insignificant financial services. Third Federal Savings and Loan Association of Cleveland, MHC, its federally chartered mutual holding company parent, owned 79.91% of the outstanding shares of common stock of the Company at September 30, 2016 . The Company’s primary operating subsidiaries include the Association and Third Capital, Inc. The Association is a federal savings association, which provides retail loan and savings products to its customers in Ohio and Florida, through its 38 full-service branches, eight loan production offices, customer service call center and internet site. The Association also provides savings products, purchase mortgages, first mortgage refinance loans, home equity lines of credit, and home equity loans in states outside of its branch footprint. Third Capital, Inc. was formed to hold non-thrift investments and subsidiaries, which include a limited liability company that acquires and manages commercial real estate. The accounting and reporting policies of TFS Financial Corporation and its subsidiaries conform to accounting principles generally accepted in the United States of America and to general practices within the thrift industry. Other than as disclosed in Note 3, no material subsequent events have occurred requiring recognition in the consolidated financial statements or disclosure in the notes to the consolidated financial statements. The following is a description of the significant accounting and reporting policies, which the Company follows in preparing and presenting its consolidated financial statements.
Principles of Consolidation	Principles of Consolidation —The consolidated financial statements of the Company include the accounts of TFS Financial Corporation and its wholly owned subsidiaries. Intercompany balances and transactions have been eliminated in consolidation.
Cash and Cash Equivalents	Cash and Cash Equivalents —Cash and cash equivalents consist of working cash on hand, and demand and interest bearing deposits at other financial institutions with maturities of three months or less. For purposes of reporting cash flows, cash and cash equivalents also includes federal funds sold. The Company has acknowledged informal agreements with banks where it maintains deposits. Under these agreements, service fees charged to the Company are waived provided certain average compensating balances are maintained throughout each month.
Investment Securities	Investment Securities —Securities are all classified as available for sale. Securities held as available for sale are reported at fair value, with unrealized gains and losses, net of tax, reported as a component of AOCI. Management determines the appropriate classification of securities based on the intent and ability at the time of purchase. Gains and losses on the sale of investment and mortgage-backed securities available for sale are computed on a specific identification basis. Purchases and sales of securities are accounted for on a trade-date or settlement-date basis, depending on the settlement terms. A decline in the fair value of any available for sale security, below cost, that is deemed to be other than temporary, results in a reduction in the carrying amount to fair value. The impairment loss is bifurcated between that related to credit loss which is recognized in non-interest income and that related to all other factors which is recognized in other comprehensive income. To determine whether an impairment is other than temporary, the Company considers, among other things, the duration and extent to which the fair value of an investment is less than its cost, changes in value subsequent to year end, forecast performance of the issuer, and whether the Company has the intent to hold the investment until market price recovery, or, for debt securities, whether the Company has the intent to sell the security or more likely than not will be required to sell the debt security before its anticipated recovery. Premiums and discounts are amortized using the level-yield method.
Mortgage Banking Activity	Mortgage Banking Activity —Mortgage loans originated and intended for sale in the secondary market are carried at the lower of cost or estimated fair value in the aggregate. Mortgage loans included in pending agency contracts to sell and securitize loans are carried at fair value. Fair value is based on quoted secondary market pricing for loan portfolios with similar characteristics and includes consideration of deferred fees (costs). Net unrealized losses or net unrealized gains on loans carried at fair value, are recognized in a valuation allowance by charges to income. The Company retains servicing on loans that are sold and initially recognizes an asset for mortgage loan servicing rights based on the fair value of the servicing rights. Residential mortgage loans represent the single class of servicing rights and are measured at the lower of cost or fair value on a recurring basis. Mortgage loan servicing rights are reported net of accumulated amortization, which is recorded in proportion to, and over the period of, estimated net servicing revenues. The Company monitors prepayments and changes amortization of mortgage servicing rights accordingly. Fair values are estimated using discounted cash flows based on current interest rates and prepayment assumptions, and impairment is monitored each quarterly reporting period. The impairment analysis is based on predominant risk characteristics of the loans serviced, such as type, fixed and adjustable rate loans, original terms and interest rates. The amount of impairment recognized is the amount by which the mortgage loan servicing assets exceed their fair value. Servicing fee income net of amortization and other loan fees collected on loans serviced for others are included in Fees and service charges, net of amortization on the consolidated financial statements.
Derivative Instruments	Derivative Instruments —Derivative instruments are carried at fair value in the Company's financial statements. For derivative instruments that are designated and qualify as cash flow hedges, the effective portion of the gain or loss on the derivative instrument is reported as a component of other comprehensive income, net of tax, and reclassified into earnings in the same period during which the hedged transaction affects earnings. Ineffectiveness is measured as the amount by which the cumulative change in the fair value of the hedging instrument exceeds or is substantially less than the present value of the cumulative change in the hedged item's expected cash flows attributable to the risk being hedged and, when present, is recognized in current earnings during the period. At the inception of a hedge, the Company documents certain items, including the relationship between the hedging instrument and the hedged item, the risk management objective and the nature of the risk being hedged, a description of how effectiveness will be measured and an evaluation of hedge transaction effectiveness. Hedge accounting is discontinued prospectively when (1) a derivative is no longer highly effective in offsetting changes in the fair value or cash flow of a hedged item, (2) a derivative expires or is sold, (3) a derivative is de-designated as a hedge, because it is unlikely that a forecasted transaction will occur, or (4) it is determined that designation of a derivative as a hedge is no longer appropriate. When hedge accounting is discontinued, the Company would continue to carry the derivative on the statement of condition at its fair value; however, changes in its fair value would be recorded in earnings instead of through OCI. For derivative instruments not designated as hedging instruments, the Company recognizes gains and losses on the derivative instrument in current earnings during the period of change.
Loans and Related Fees	Loans and Related Deferred Loan Expenses, net —Loans originated with the intent to hold into the foreseeable future are carried at unpaid principal balances adjusted for partial charge-offs, the allowance for loan losses and net deferred loan expenses. Interest on loans is accrued and credited to income as earned. Interest on loans is not recognized in income when collectability is uncertain. Loan fees and certain direct loan origination costs are deferred and recognized as an adjustment to interest income using the level-yield method over the contractual lives of related loans, if the loans are held for investment. If the loans are held for sale, net deferred fees (costs) are not amortized, but rather are recognized when the related loans are sold.
Allowance for Loan Losses	Allowance for Loan Losses —The allowance for loan losses is assessed on a quarterly basis and provisions for (or recaptures of) loan losses are made in order to maintain the allowance at a level sufficient to absorb credit losses in the portfolio. Impairment evaluations are performed on loans segregated into homogeneous pools based on similarities in credit profile, product and property types. Through the evaluation, general allowances for loan losses are assessed based on historical loan loss experience for each homogeneous pool. General allowances are adjusted to address other factors that affect estimated probable losses including the size of the portion of the portfolio that is not subjected to individual review; current delinquency statistics; the status of loans in foreclosure, real estate in judgment and real estate owned; national, regional and local economic factors and trends; asset disposition loss statistics (both current and historical); and the relative level of individually allocated valuation allowances to the balances of loans individually reviewed. The allowance for loan losses is increased by charges to income and decreased by charge-offs (net of recoveries). Management believes the allowance is adequate. For further discussion on the allowance for loan losses, non-accrual, impairment, and TDRs, see Note 5. Loans and Allowance for Loan Losses . Charge-offs on residential mortgage loans, home equity loans and lines of credit, and construction loans are recognized when triggering events, such as foreclosure actions, short sales, or deeds accepted in lieu of repayment, result in less than full repayment of the recorded investment in the loans. Partial or full charge-offs are also recognized for the amount of impairment on loans considered collateral dependent that meet the conditions described below. • For residential mortgage loans, payments are greater than 180 days delinquent; • For home equity lines of credit, equity loans, and residential loans restructured in a TDR, payments are greater than 90 days delinquent; • For all classes of loans, a sheriff sale is scheduled within 60 days to sell the collateral securing the loan; • For all classes of loans, all borrowers have been discharged of their obligation through a Chapter 7 bankruptcy; • For all classes of loans, within 60 days of notification, all borrowers obligated on the loan have filed Chapter 7 bankruptcy and have not reaffirmed or been dismissed; • For all classes of loans, a borrower obligated on a loan has filed bankruptcy and the loan is greater than 30 days delinquent; • For all classes of loans, it becomes evident that a loss is probable. Collateral dependent residential mortgage loans and construction loans are charged off to the extent the recorded investment in a loan, net of anticipated mortgage insurance claims, exceeds the fair value less costs to dispose of the underlying property. Management can determine the loan is uncollectible for reasons such as foreclosures exceeding a reasonable time frame and recommend a full charge-off. Home equity loans or lines of credit are charged off to the extent the recorded investment in the loan plus the balance of any senior liens exceeds the fair value less costs to dispose of the underlying property or management determines the collateral is not sufficient to satisfy the loan. A loan in any portfolio that is identified as collateral dependent will continue to be reported as impaired until it is no longer considered collateral dependent, is less than 30 days past due and does not have a prior charge-off. A loan in any portfolio that has a partial charge-off consequent to impairment evaluation will continue to be individually evaluated for impairment until, at a minimum, the impairment has been recovered. The following summarizes the effective dates of charge-off policies that changed or were first implemented during the current and previous four fiscal years and the portfolios to which those policies apply. Effective Date Policy Portfolio(s) Affected 6/30/2014 A loan is considered collateral dependent and any collateral shortfall is charged off when, within 60 days of notification, all borrowers obligated on a loan filed Chapter 7 bankruptcy and have not reaffirmed or been dismissed (1) All 9/30/2012 Pursuant to an OCC directive, a loan is considered collateral dependent and any collateral shortfall is charged off when all borrowers obligated on a loan are discharged through Chapter 7 bankruptcy All 6/30/2012 Loans in any form of bankruptcy greater than 30 days past due are considered collateral dependent and any collateral shortfall is charged off All 12/31/2011 Pursuant to an OCC directive, impairment on collateral dependent loans previously reserved for in the allowance were charged off. Charge-offs are recorded to recognize confirmed collateral shortfalls on impaired loans (2) All (1) Prior to 6/30/2014, collateral shortfalls on loans in Chapter 7 bankruptcy were charged off when all borrowers were discharged of the obligation or when the loan was 30 days or more past due. Adoption of this policy did not result in a material change to total charge-offs or the provision for loan losses in the fiscal year ending September 30, 2014. (2) Prior to 12/31/2011, partial charge-offs were not used, but a reserve in the allowance was established when the recorded investment in the loan exceeded the fair value of the collateral less costs to dispose. Individual loans were only charged off when a triggering event occurred, such as a foreclosure action was culminated, a short sale was approved, or a deed was accepted in lieu of repayment. When a loan is more than one month past due on its scheduled payments, the loan is considered 30 days or more past due. Loans are placed in non-accrual status when they are contractually 90 days or more past due. Loans restructured in TDRs that were in non-accrual status prior to the restructurings remain in non-accrual status for a minimum of six months after restructuring. Additionally, home equity loans and lines of credit where the customer has a severely delinquent first mortgage loan and loans in Chapter 7 bankruptcy status where all borrowers have filed, and not reaffirmed or been dismissed, are placed in non-accrual status. Interest on loans in accrual status, including certain loans individually reviewed for impairment, is recognized in interest income as it accrues, on a daily basis. Accrued interest on loans in non-accrual status is reversed by a charge to interest income and income is subsequently recognized only to the extent cash payments are received. Cash payments on loans in non-accrual status are applied to the oldest scheduled, unpaid payment first. Cash payments on loans with a partial charge-off are applied fully to principal, then to recovery of the charged off amount prior to interest income being recognized. A non-accrual loan is generally returned to accrual status when contractual payments are less than 90 days past due. However, a loan may remain in nonaccrual status when collectability is uncertain, such as a TDR that has not met minimum payment requirements, a loan with a partial charge-off, an equity loan or line of credit with a delinquent first mortgage greater than 90 days, or a loan in Chapter 7 bankruptcy status where all borrowers have filed, and have not reaffirmed or been dismissed. The number of days past due is determined by the number of scheduled payments that remain unpaid, assuming a period of 30 days between each scheduled payment.
Troubled Debt Restructuring	Loans are classified as TDRs when the original contractual terms are restructured to provide a concession to a borrower experiencing financial difficulty under terms that would not otherwise be available and the restructuring is the result of an agreement between the Company and the borrower or is imposed by a court or law. Concessions granted in TDRs may include a reduction of the stated interest rate, a reduction or forbearance of principal, an extension of the maturity date, a significant delay in payments, the removal of one or more borrowers from the obligation, or any combination of these. TDRs may be restructured more than once. Among other requirements, a subsequent restructuring may be available for a borrower upon the expiration of temporary restructured terms if the borrower cannot return to regular loan payments. If the borrower is experiencing an income curtailment that temporarily has reduced his/her capacity to repay, such as loss of employment, reduction of hours, non-paid leave or short term disability, a temporary restructuring is considered. If the borrower lacks the capacity to repay the loan at the current terms due to a permanent condition, a permanent restructuring is considered. In evaluating the need for a subsequent restructuring, the borrower’s ability to repay is generally assessed utilizing a debt to income and cash flow analysis. As the economy slowly improves, the need for multiple restructurings continues to linger. Loans discharged in Chapter 7 bankruptcy are classified as multiple restructurings if the loan's original terms had also been restructured by the Association. Loans restructured in TDRs that are not evaluated based on collateral are separately evaluated for impairment on a loan by loan basis at the time of restructuring and at each subsequent reporting date for as long as they are reported as TDRs. The impairment evaluation is based on the present value of expected future cash flows discounted at the effective interest rate of the original loan. Expected future cash flows include a discount factor representing a potential for default. Valuation allowances are recorded for the excess of the recorded investments over the result of the cash flow analysis. Loans discharged in Chapter 7 bankruptcy are reported as TDRs and also evaluated based on the present value of expected future cash flows unless evaluated based on collateral. We evaluate these loans using the expected future cash flows because we expect the borrower, not liquidation of the collateral, to be the source of repayment for the loan. Other consumer loans are not considered for restructuring. A loan restructured in a TDR is classified as an impaired loan for a minimum of one year. After one year, that loan may be reclassified out of the balance of impaired loans if the loan was restructured to yield a market rate for loans of similar credit risk at the time of restructuring and the loan is not impaired based on the terms of the restructuring agreement.
Real Estate Owned	Real Estate Owned, net —Real estate owned, net represents real estate acquired through foreclosure or deed in lieu of foreclosure and is initially recorded at fair value less estimated costs to sell. Subsequent to acquisition, real estate owned is carried at the lower of cost or fair value less estimated selling costs. Management performs periodic valuations and a valuation allowance is established by a charge to income for any excess of the carrying value over the fair value less estimated costs to sell the property. Recoveries in fair value during the holding period are recognized until the valuation allowance is reduced to zero. Costs related to holding and maintaining the property are charged to expense.
Premises, Equipment, and Software	Premises, Equipment, and Software, net —Depreciation and amortization of premises, equipment and software is computed on a straight-line basis over the estimated useful lives of the related assets. Estimated lives are 31.5 years for office facilities and three to 10 years for equipment and software. Amortization of leasehold or building improvements is computed on a straight-line basis over the lesser of the economic useful life of the improvement or term of the lease, typically 10 years.
Bank Owned Life Insurance	Bank Owned Life Insurance Contracts —Life insurance is provided under both whole and split dollar life insurance agreements. Policy premiums were prepaid and the Company will recover the premiums paid from the proceeds of the policies. The Company recognizes death benefits and growth in the cash surrender value of the policies in other non-interest income.
Goodwill	Goodwill —The excess of purchase price over the fair value of net assets of acquired companies is classified as goodwill and reported in Other Assets. Goodwill was $9,732 at September 30, 2016 and 2015 . Goodwill is reviewed for impairment on an annual basis as of September 30. No impairment was identified as of September 30, 2016 or 2015 .
Taxes on Income	Taxes on Income —Deferred tax assets and liabilities are recognized for the future tax consequences attributable to differences between the financial statement carrying amounts of existing assets and liabilities and their respective tax bases. Deferred tax assets and liabilities are measured using enacted tax rates expected to apply to taxable income in the years in which those temporary differences are expected to be recovered or settled. The effect on deferred tax assets and liabilities of a change in tax rates is recognized in income in the period that includes the enactment date. Additional information about policies related to income taxes is included in Note 12. Income Taxes .
Deposits	Deposits —Interest on deposits is accrued and charged to expense monthly and is paid or credited in accordance with the terms of the accounts.
Treasury Stock	Treasury Stock— Acquisitions of treasury stock are recorded at cost using the cost method of accounting. Repurchases may be made through open market purchases, block trades and in negotiated private transactions, subject to the availability of stock, general market conditions, the trading price of the stock, alternative uses for capital, and the Company’s financial performance. Repurchased shares will be available for general corporate purposes.
Accumulated Other Comprehensive Loss	Accumulated Other Comprehensive Loss —Accumulated other comprehensive loss consists of changes in pension obligations and changes in unrealized gains (losses) on securities available for sale and cash flow hedges, each of which is net of the related income tax effects.
Share-Based Compensation	Share-Based Compensation —Compensation expense for awards of equity instruments is recognized on a straight-line basis over the requisite service period based on the grant date fair value estimated in accordance with the provisions of FASB ASC 718 “Compensation—Stock Compensation”. Share-based compensation expense is included in Salaries and employee benefits in the consolidated statements of income. The grant date fair value of stock options is estimated using the Black-Scholes option-pricing model using assumptions for the expected option term, expected stock price volatility, risk-free interest rate, and expected dividend yield. Due to limited historical data on exercise of share options, the simplified method is used to estimate expected option term.
Marketing Costs	Marketing Costs —Marketing costs are expensed as incurred
Earnings per Share	Earnings per Share —Basic earnings per share is computed by dividing net income by the weighted-average number of shares of common stock outstanding. Outstanding shares include shares sold to subscribers, shares held by the Third Federal Foundation, shares of the Employee Stock Ownership Plan which have been allocated or committed to be released for allocation to participants, and shares held by Third Federal Savings, MHC. Unvested shares awarded in the Company's restricted stock plans are treated as participating securities as they contain nonforfeitable rights to dividends and are not included in the number of shares in the computation of EPS. The two-class method is an earnings allocation that determines EPS for each class of common stock and participating security. Diluted earnings per share is computed using the same method as basic earnings per share, but the weighted-average number of shares reflects the potential dilution, if any, of unexercised stock options and unvested shares of restricted stock units that could occur if stock options were exercised and restricted stock units were issued and converted into common stock. These potentially dilutive shares would then be included in the number of weighted-average number of shares outstanding for the period using the treasury stock method. At September 30, 2016 , 2015 and 2014 , potentially dilutive shares include stock options and restricted stock units issued through stock-based compensation plans
Use of Estimates	Use of Estimates —The preparation of financial statements in conformity with GAAP requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from these estimates.
Fair Value Transfer	Under U.S. GAAP, fair value is defined as the price that would be received to sell an asset, or paid to transfer a liability, in an orderly transaction between market participants at the measurement date under current market conditions and a fair value framework is established whereby assets and liabilities measured at fair value are grouped into three levels of a fair value hierarchy, based on the transparency of inputs and the reliability of assumptions used to estimate fair value. The Company’s policy is to recognize transfers between levels of the hierarchy as of the end of the reporting period in which the transfer occurs. The three levels of inputs are defined as follows: Level 1 – quoted prices (unadjusted) for identical assets or liabilities in active markets. Level 2 – quoted prices for similar assets or liabilities in active markets, quoted prices for identical or similar assets or liabilities in markets with few transactions, or model-based valuation techniques using assumptions that are observable in the market. Level 3 – a company’s own assumptions about how market participants would price an asset or liability.

Regulatory Matters (Tables)

Regulatory Matters (Tables)	12 Months Ended
	Sep. 30, 2016
Regulatory Capital Requirements [Abstract]
Summary Of Actual Capital Amounts And Ratios Compared To Minimum Requirements	The following table summarizes the actual capital amounts and ratios of the Association as of September 30, 2016 and 2015 , compared to the minimum capital adequacy requirements and the requirements for classification as a well capitalized institution. Minimum Requirements Actual For Capital Adequacy Purposes To be “Well Capitalized” Under Prompt Corrective Action Provision Amount Ratio Amount Ratio Amount Ratio September 30, 2016 Total Capital to Risk-Weighted Assets $ 1,551,502 22.24 % $ 558,006 8.00 % $ 697,508 10.00 % Tier 1 (Leverage) Capital to Net Average Assets 1,489,704 11.73 % 507,977 4.00 % 634,972 5.00 % Tier 1 Capital to Risk-Weighted Assets 1,489,704 21.36 % 418,505 6.00 % 558,006 8.00 % Common Equity Tier 1 Capital to Risk-Weighted Assets 1,489,690 21.36 % 313,879 4.50 % 453,380 6.50 % September 30, 2015 Total Capital to Risk-Weighted Assets $ 1,677,809 22.92 % $ 585,520 8.00 % $ 731,900 10.00 % Core Capital to Adjusted Tangible Assets 1,606,251 12.78 % 502,584 4.00 % 628,230 5.00 % Tier 1 Capital to Risk-Weighted Assets 1,606,251 21.95 % 439,140 6.00 % 585,520 8.00 % Common Equity Tier 1 Capital to Risk-Weighted Assets 1,606,237 21.95 % 329,355 4.50 % 475,735 6.50 %
Reconciliation Of Association's Total Capital Under GAAP To Regulatory Capital Amounts	The following table reconciles the Association’s total capital under GAAP to reported regulatory capital amounts as of September 30, 2016 and 2015 . 2016 2015 Total capital as reported under GAAP $ 1,475,174 $ 1,597,791 Goodwill and intangible software (5,110 ) (4,619 ) AOCI related to pension obligation 18,671 14,991 Other 955 (1,926 ) Total common equity tier 1 capital 1,489,690 1,606,237 Includable minority interest 14 14 Total tier 1 and core capital 1,489,704 1,606,251 Includable minority interest 3 4 Allowable allowance for loan losses 61,795 71,554 Total capital $ 1,551,502 $ 1,677,809

Investment Securities (Tables)

Investment Securities (Tables)	12 Months Ended
	Sep. 30, 2016
Investments [Abstract]
Investment Securities Available For Sale	Investments available for sale are summarized as follows: September 30, 2016 Amortized Cost Gross Unrealized Fair Value Gains Losses REMICs $ 508,044 $ 1,447 $ (1,494 ) $ 507,997 Fannie Mae certificates 9,184 685 — 9,869 $ 517,228 $ 2,132 $ (1,494 ) $ 517,866 September 30, 2015 Amortized Cost Gross Unrealized Fair Value Gains Losses U.S. government and agency obligations $ 2,000 $ 2 $ — $ 2,002 REMICs 570,194 3,135 (878 ) 572,451 Fannie Mae certificates 9,897 703 — 10,600 $ 582,091 $ 3,840 $ (878 ) $ 585,053
Schedule Of Securities Continuous Unrealized Loss Position	Gross unrealized losses and the estimated fair value of REMICs, aggregated by the length of time the securities have been in a continuous loss position, at September 30, 2016 and 2015 , were as follows: September 30, 2016 Less Than 12 Months 12 Months or More Total Estimated Fair Value Unrealized Loss Estimated Fair Value Unrealized Loss Estimated Fair Value Unrealized Loss Available for sale—REMICs $ 210,735 $ 797 $ 73,361 $ 697 $ 284,096 $ 1,494 September 30, 2015 Less Than 12 Months 12 Months or More Total Estimated Fair Value Unrealized Loss Estimated Fair Value Unrealized Loss Estimated Fair Value Unrealized Loss Available for sale—REMICs $ 86,754 $ 299 $ 80,639 $ 579 $ 167,393 $ 878

Loans And Allowance For Loan 34

Loans And Allowance For Loan Losses (Tables)	12 Months Ended
	Sep. 30, 2016
Receivables [Abstract]
Schedule of Loans Held For Investment	Loans held for investment consist of the following: September 30, 2016 2015 Real estate loans: Residential Core $ 10,069,652 $ 9,462,939 Residential Home Today 121,938 135,746 Home equity loans and lines of credit 1,531,282 1,625,239 Construction 61,382 55,421 Real estate loans 11,784,254 11,279,345 Other consumer loans 3,116 3,468 Add (deduct): Deferred loan expenses, net 19,384 10,112 Loans-in-process (“LIP”) (36,155 ) (33,788 ) Allowance for loan losses (61,795 ) (71,554 ) Loans held for investment, net $ 11,708,804 $ 11,187,583
Schedule Of Recorded Investment In Loan Receivables That Are Past Due	An age analysis of the recorded investment in loan receivables that are past due at September 30, 2016 and 2015 is summarized in the following tables. When a loan is more than one month past due on its scheduled payments, the loan is considered 30 days or more past due. Balances are net of deferred fees and any applicable loans-in-process. 30-59 Days Past Due 60-89 Days Past Due 90 Days or More Past Due Total Past Due Current Total September 30, 2016 Real estate loans: Residential Core $ 6,653 $ 3,157 $ 15,593 $ 25,403 $ 10,054,211 $ 10,079,614 Residential Home Today 5,271 2,583 7,356 15,210 105,225 120,435 Home equity loans and lines of credit 4,605 1,811 4,932 11,348 1,531,242 1,542,590 Construction — — — — 24,844 24,844 Total real estate loans 16,529 7,551 27,881 51,961 11,715,522 11,767,483 Other consumer loans — — — — 3,116 3,116 Total $ 16,529 $ 7,551 $ 27,881 $ 51,961 $ 11,718,638 $ 11,770,599 30-59 Days Past Due 60-89 Days Past Due 90 Days or More Past Due Total Past Due Current Total September 30, 2015 Real estate loans: Residential Core $ 8,242 $ 4,323 $ 23,306 $ 35,871 $ 9,430,189 $ 9,466,060 Residential Home Today 5,866 2,507 9,068 17,441 116,535 133,976 Home equity loans and lines of credit 5,012 1,162 5,575 11,749 1,622,683 1,634,432 Construction — — 427 427 20,774 21,201 Total real estate loans 19,120 7,992 38,376 65,488 11,190,181 11,255,669 Other consumer loans — — — — 3,468 3,468 Total $ 19,120 $ 7,992 $ 38,376 $ 65,488 $ 11,193,649 $ 11,259,137
Schedule Of Recorded Investment Of Loan Receivables In Non-Accrual Status	The recorded investment of loan receivables in non-accrual status is summarized in the following table. Balances are net of deferred fees. September 30, 2016 2015 Real estate loans: Residential Core $ 51,304 $ 62,293 Residential Home Today 19,451 22,556 Home equity loans and lines of credit 19,206 21,514 Construction — 427 Total non-accrual loans $ 89,961 $ 106,790
Allowance for Credit Losses on Financing Receivables	Activity in the allowance for loan losses is summarized as follows: For the Year Ended September 30, 2016 Beginning Balance Provisions Charge-offs Recoveries Ending Balance Real estate loans: Residential Core $ 22,596 $ (6,942 ) $ (4,294 ) $ 3,708 $ 15,068 Residential Home Today 9,997 (1,253 ) (2,761 ) 1,433 7,416 Home equity loans and lines of credit 38,926 255 (7,846 ) 7,969 39,304 Construction 35 (60 ) — 32 7 Total real estate loans $ 71,554 $ (8,000 ) $ (14,901 ) $ 13,142 $ 61,795 For the Year Ended September 30, 2015 Beginning Balance Provisions Charge-offs Recoveries Ending Balance Real estate loans: Residential Core $ 31,080 $ (6,987 ) $ (6,866 ) $ 5,369 $ 22,596 Residential Home Today 16,424 (4,508 ) (3,452 ) 1,533 9,997 Home equity loans and lines of credit 33,831 8,661 (11,034 ) 7,468 38,926 Construction 27 (166 ) — 174 35 Total real estate loans $ 81,362 $ (3,000 ) $ (21,352 ) $ 14,544 $ 71,554 For the Year Ended September 30, 2014 Beginning Balance Provisions Charge-offs Recoveries Ending Balance Real estate loans: Residential Core $ 35,427 $ 9,131 $ (16,220 ) $ 2,742 $ 31,080 Residential Home Today 24,112 (1,975 ) (7,622 ) 1,909 16,424 Home equity loans and lines of credit 32,818 12,038 (15,943 ) 4,918 33,831 Construction 180 (194 ) (192 ) 233 27 Total real estate loans $ 92,537 $ 19,000 $ (39,977 ) $ 9,802 $ 81,362 An analysis of the allowance for loan losses at September 30, 2016 and 2015 is summarized in the following table. The analysis provides details of the allowance for loan losses according to the method of evaluation, distinguishing between allowances for loan losses determined by evaluating individual loans and allowances for loan losses determined by evaluating groups of loans not individually evaluated. September 30, 2016 2015 Individually Collectively Total Individually Collectively Total Real estate loans: Residential Core $ 8,927 $ 6,141 $ 15,068 $ 9,354 $ 13,242 $ 22,596 Residential Home Today 2,979 4,437 7,416 4,166 5,831 9,997 Home equity loans and lines of credit 722 38,582 39,304 772 38,154 38,926 Construction — 7 7 26 9 35 Total real estate loans $ 12,628 $ 49,167 $ 61,795 $ 14,318 $ 57,236 $ 71,554 The recorded investment in loan receivables at September 30, 2016 and 2015 is summarized in the following table. The table provides details of the recorded balances according to the method of evaluation used for determining the allowance for loan losses, distinguishing between determinations made by evaluating individual loans and determinations made by evaluating groups of loans not individually evaluated. Balances of recorded investments are net of deferred fees and any applicable loans-in-process. September 30, 2016 2015 Individually Collectively Total Individually Collectively Total Real estate loans: Residential Core $ 107,541 $ 9,972,073 $ 10,079,614 $ 119,588 $ 9,346,472 $ 9,466,060 Residential Home Today 51,415 69,020 120,435 58,046 75,930 133,976 Home equity loans and lines of credit 35,894 1,506,696 1,542,590 34,112 1,600,320 1,634,432 Construction — 24,844 24,844 426 20,775 21,201 Total real estate loans 194,850 11,572,633 11,767,483 212,172 11,043,497 11,255,669 Other consumer loans — 3,116 3,116 — 3,468 3,468 Total $ 194,850 $ 11,575,749 $ 11,770,599 $ 212,172 $ 11,046,965 $ 11,259,137
Schedule Of Recorded Investment And The Unpaid Principal Balance Of Impaired Loans	The recorded investment and the unpaid principal balance of impaired loans, including those whose terms have been restructured in TDRs, as of September 30, 2016 and 2015 are summarized as follows. Balances of recorded investments are net of deferred fees. September 30, 2016 2015 Recorded Investment Unpaid Principal Balance Related Allowance Recorded Investment Unpaid Principal Balance Related Allowance With no related IVA recorded: Residential Core $ 53,560 $ 72,693 $ — $ 62,177 $ 80,622 $ — Residential Home Today 20,108 44,914 — 23,038 50,256 — Home equity loans and lines of credit 20,549 30,216 — 23,046 32,312 — Construction — — — — — — Total $ 94,217 $ 147,823 $ — $ 108,261 $ 163,190 $ — With an IVA recorded: Residential Core $ 53,981 $ 54,717 $ 8,927 $ 57,411 $ 58,224 $ 9,354 Residential Home Today 31,307 31,725 2,979 35,008 35,479 4,166 Home equity loans and lines of credit 15,345 15,357 722 11,066 11,034 772 Construction — — — 426 572 26 Total $ 100,633 $ 101,799 $ 12,628 $ 103,911 $ 105,309 $ 14,318 Total impaired loans: Residential Core $ 107,541 $ 127,410 $ 8,927 $ 119,588 $ 138,846 $ 9,354 Residential Home Today 51,415 76,639 2,979 58,046 85,735 4,166 Home equity loans and lines of credit 35,894 45,573 722 34,112 43,346 772 Construction — — — 426 572 26 Total $ 194,850 $ 249,622 $ 12,628 $ 212,172 $ 268,499 $ 14,318 The average recorded investment in impaired loans and the amount of interest income recognized during the time within the period that the loans were impaired are summarized below. For the Years Ended September 30, 2016 2015 2014 Average Recorded Investment Interest Income Recognized Average Recorded Investment Interest Income Recognized Average Recorded Investment Interest Income Recognized With no related IVA recorded: Residential Core $ 57,869 $ 1,288 $ 67,509 $ 1,464 $ 79,440 $ 1,125 Residential Home Today 21,573 352 25,542 271 30,604 261 Home equity loans and lines of credit 21,798 282 24,832 299 27,056 357 Construction — — — — 211 6 Total $ 101,240 $ 1,922 $ 117,883 $ 2,034 $ 137,311 $ 1,749 With an IVA recorded: Residential Core $ 55,696 $ 2,228 $ 58,145 $ 2,570 $ 60,971 $ 2,792 Residential Home Today 33,158 1,756 37,070 1,877 42,517 2,110 Home equity loans and lines of credit 13,206 255 9,469 271 7,383 245 Construction 213 — 213 10 33 — Total $ 102,273 $ 4,239 $ 104,897 $ 4,728 $ 110,904 $ 5,147 Total impaired loans: Residential Core $ 113,565 $ 3,516 $ 125,654 $ 4,034 $ 140,411 $ 3,917 Residential Home Today 54,731 2,108 62,612 2,148 73,121 2,371 Home equity loans and lines of credit 35,004 537 34,301 570 34,439 602 Construction 213 — 213 10 244 6 Total $ 203,513 $ 6,161 $ 222,780 $ 6,762 $ 248,215 $ 6,896
Schedule Of Recorded Investment In Troubled Debt Restructured Loans Modified	The recorded investment in TDRs as of September 30, 2016 and September 30, 2015 is shown in the tables below. September 30, 2016 Reduction Payment Forbearance Multiple Concessions Multiple Restructurings Bankruptcy Total Residential Core $ 13,456 $ 748 $ 8,595 $ 22,641 $ 21,517 $ 28,263 $ 95,220 Residential Home Today 6,338 — 5,198 11,330 20,497 5,241 48,604 Home equity loans and lines of credit 120 4,135 401 9,354 1,166 11,602 26,778 Total $ 19,914 $ 4,883 $ 14,194 $ 43,325 $ 43,180 $ 45,106 $ 170,602 September 30, 2015 Reduction Payment Forbearance Multiple Concessions Multiple Bankruptcy Total Residential Core $ 15,743 $ 934 $ 8,252 $ 22,211 $ 22,594 $ 32,215 $ 101,949 Residential Home Today 7,734 12 5,643 12,302 21,928 6,272 53,891 Home equity loans and lines of credit 96 3,253 509 4,214 909 13,438 22,419 Total $ 23,573 $ 4,199 $ 14,404 $ 38,727 $ 45,431 $ 51,925 $ 178,259 The following table provides information on TDRs restructured within the previous 12 months of the period listed for which there was a subsequent payment default, at least 30 days past due on one scheduled payment, during the period presented. For the Year Ended September 30, 2016 For the Year Ended September 30, 2015 For the Year Ended September 30, 2014 TDRs That Subsequently Defaulted Number of Contracts Recorded Investment Number of Contracts Recorded Investment Number of Recorded (Dollars in thousands) (Dollars in thousands) (Dollars in thousands) Residential Core 32 $ 2,282 34 $ 3,296 35 $ 3,384 Residential Home Today 26 1,088 26 1,179 46 2,073 Home equity loans and lines of credit 28 886 44 689 53 1,078 Total 86 $ 4,256 104 $ 5,164 134 $ 6,535 The following tables set forth the recorded investment in TDRs restructured during the years presented, according to the types of concessions granted. For the Year Ended September 30, 2016 Reduction Payment Extensions Forbearance Multiple Concessions Multiple Bankruptcy Total (Dollars in thousands) Residential Core $ 1,342 $ — $ 1,154 $ 4,444 $ 2,902 $ 4,929 $ 14,771 Residential Home Today 169 — 489 542 3,487 469 5,156 Home equity loans and lines of credit 58 1,371 33 5,842 459 1,360 9,123 Total $ 1,569 $ 1,371 $ 1,676 $ 10,828 $ 6,848 $ 6,758 $ 29,050 For the Year Ended September 30, 2015 Reduction Payment Extensions Forbearance Multiple Concessions Multiple Bankruptcy Total (Dollars in thousands) Residential Core $ 2,490 $ — $ 745 $ 4,464 $ 4,437 $ 6,720 $ 18,856 Residential Home Today 80 — 758 301 5,306 2,096 8,541 Home equity loans and lines of credit — 1,800 88 3,079 290 1,634 6,891 Total $ 2,570 $ 1,800 $ 1,591 $ 7,844 $ 10,033 $ 10,450 $ 34,288 For the Year Ended September 30, 2014 Reduction in Interest Rates Payment Extensions Forbearance or Other Actions Multiple Concessions Multiple Bankruptcy Total (Dollars in thousands) Residential Core $ 3,330 $ — $ 890 $ 5,316 $ 6,716 $ 5,084 $ 21,336 Residential Home Today 340 — 542 443 4,016 761 6,102 Home equity loans and lines of credit — 1,442 211 1,013 401 2,282 5,349 Total $ 3,670 $ 1,442 $ 1,643 $ 6,772 $ 11,133 $ 8,127 $ 32,787
Schedule Of Credit Quality Of Residential Loan Receivables By An Internally Assigned Grade	The following tables provide information about the credit quality of residential loan receivables by an internally assigned grade. Balances are net of deferred fees and any applicable LIP. Pass Special Mention Substandard Loss Total September 30, 2016 Real Estate Loans: Residential Core $ 10,022,555 $ — $ 57,059 $ — $ 10,079,614 Residential Home Today 99,442 — 20,993 — 120,435 Home equity loans and lines of credit 1,516,551 4,122 21,917 — 1,542,590 Construction 24,844 — — — 24,844 Total real estate loans $ 11,663,392 $ 4,122 $ 99,969 $ — $ 11,767,483 Pass Special Mention Substandard Loss Total September 30, 2015 Real Estate Loans: Residential Core $ 9,399,409 $ — $ 66,651 $ — $ 9,466,060 Residential Home Today 110,105 — 23,871 — 133,976 Home equity loans and lines of credit 1,604,226 4,279 25,927 — 1,634,432 Construction 20,774 — 427 — 21,201 Total real estate loans $ 11,134,514 $ 4,279 $ 116,876 $ — $ 11,255,669

Mortgage Loan Servicing Rights

Mortgage Loan Servicing Rights (Tables)	12 Months Ended
	Sep. 30, 2016
Disclosures Pertaining to Servicing Assets and Servicing Liabilities [Abstract]
Primary Economic Assumptions Used To Measure The Company's Retained Interest	Primary economic assumptions used to measure the value of the Company’s retained interests at the date of sale resulting from the completed transactions were as follows (per annum): 2016 2015 Primary prepayment speed assumptions (weighted average annual rate) 11.3 % 8.4 % Weighted average life (years) 23.0 22.7 Amortized cost to service loans (weighted average) 0.12 % 0.12 % Weighted average discount rate 12 % 12 %
Key Economic Assumptions And Sensitivity	Key economic assumptions and the sensitivity of the current fair value of mortgage loan servicing rights to immediate 10% and 20% adverse changes in those assumptions are as presented in the following table. The three key economic assumptions that impact the valuation of the mortgage loan servicing rights are: (1) the prepayment speed, or how long the mortgage servicing right will be outstanding; (2) the estimate of servicing costs that will be incurred in fulfilling the mortgage servicing right responsibilities; and (3) the discount factor applied to future net cash flows to convert them to present value. The Company established these factors based on independent analysis of our portfolio and reviews these assumptions periodically to ensure that they reasonably reflect current market conditions and our loan portfolio experience. Additionally, to confirm the appropriateness of the Company's mortgage loan servicing rights valuation, an independent third party is engaged at least annually, and more frequently if warranted by market volatility, to value our mortgage loan servicing rights portfolio. The results of the third party valuation are compared and reconciled to the Company's valuation, thereby validating the Company's approach and assumptions. September 30, 2016 Fair value of mortgage loan servicing rights $ 16,428 Prepayment speed assumptions (weighted average annual rate) 19.1 % Impact on fair value of 10% adverse change $ (620 ) Impact on fair value of 20% adverse change $ (1,183 ) Estimated prospective annual cost to service loans (weighted average) 0.12 % Impact on fair value of 10% adverse change $ (1,572 ) Impact on fair value of 20% adverse change $ (3,145 ) Discount rate 12.0 % Impact on fair value of 10% adverse change $ (563 ) Impact on fair value of 20% adverse change $ (1,085 )
Activity In Mortgage Servicing Assets	Activity in mortgage servicing rights is summarized as follows: Year Ended September 30, 2016 2015 2014 Balance—beginning of year $ 9,988 $ 11,669 $ 14,074 Additions from loan securitizations/sales 1,044 907 396 Amortization (2,180 ) (2,588 ) (2,801 ) Net change in valuation allowance — — — Balance—end of year $ 8,852 $ 9,988 $ 11,669 Fair value of capitalized amounts $ 16,428 $ 21,084 $ 27,417

Premises, Equipment And Softw36

Premises, Equipment And Software, Net (Tables)	12 Months Ended
	Sep. 30, 2016
Property, Plant and Equipment, Net [Abstract]
Schedule Of Premises, Equipment And Software At Cost	Premises, equipment and software at cost are summarized as follows: September 30, 2016 2015 Land $ 12,183 $ 11,050 Office buildings 73,235 71,860 Furniture, fixtures and equipment 32,513 30,990 Software 17,061 16,010 Leasehold improvements 13,820 11,939 148,812 141,849 Less: accumulated depreciation and amortization (87,809 ) (84,662 ) Total $ 61,003 $ 57,187
Schedule Of Future Minimum Payments Under Non-Cancelable Operating Leases	The Company leases certain of its branches under renewable operating lease agreements. Future minimum payments under non-cancelable operating leases with initial or remaining terms of one year or more consisted of the following at September 30, 2016 : Years Ending September 30, 2017 $ 6,338 2018 6,023 2019 4,631 2020 3,659 2021 2,818 Thereafter 6,767
Schedule Of Future Minimum Payments Receivables	The Company, as lessor, leases certain commercial office buildings. The Company anticipates receiving future minimum payments of the following as of September 30, 2016 : Years Ending September 30, 2017 $ 1,747 2018 2,078 2019 1,773 2020 898 2021 839 Thereafter 839

Accrued Interest Receivable (Ta

Accrued Interest Receivable (Tables)	12 Months Ended
	Sep. 30, 2016
Accrued Interest Receivable [Abstract]
Accrued Interest Receivable	Accrued interest receivable is summarized as follows: September 30, 2016 2015 Investment securities $ 1,179 $ 1,320 Loans 31,639 31,170 Total $ 32,818 $ 32,490

Deposits (Tables)

Deposits (Tables)	12 Months Ended
	Sep. 30, 2016
Deposits [Abstract]
Summary Of Deposit Account Balances	Deposit account balances are summarized by interest rate as follows: Stated Interest Rate September 30, 2016 2015 Amount Percent Amount Percent Checking accounts 0.00–0.30% $ 995,372 12.0 % $ 994,447 12.0 % Savings accounts 0.00–0.55 1,514,428 18.2 1,610,944 19.4 Subtotal 2,509,800 30.2 2,605,391 31.4 Certificates of deposit 0.00–0.99 1,164,802 14.0 1,641,838 19.8 1.00–1.99 4,214,976 50.6 3,293,964 39.8 2.00–2.99 411,229 4.9 552,902 6.7 3.00–3.99 9,487 0.1 158,504 1.9 4.00 and above 19,148 0.2 31,410 0.4 5,819,642 69.8 5,678,618 68.6 Subtotal 8,329,442 100.0 8,284,009 100.0 Accrued interest 1,926 — 1,849 — Total deposits $ 8,331,368 100.0 % $ 8,285,858 100.0 %
Scheduled Maturity Of Certificates Of Deposit	The scheduled maturity of certificates of deposit is as follows: September 30, 2016 Amount Percent 12 months or less $ 2,669,975 45.9 % 13 to 24 months 1,325,463 22.8 % 25 to 36 months 887,269 15.2 % 37 to 48 months 593,595 10.2 % 49 to 60 months 210,406 3.6 % Over 60 months 132,934 2.3 % Total $ 5,819,642 100.0 %
Scheduled Of Interest Expense On Deposits	Interest expense on deposits is summarized as follows: Year Ended September 30, 2016 2015 Certificates of deposit $ 85,900 $ 89,110 Checking accounts 1,289 1,371 Savings accounts 2,811 3,045 Total $ 90,000 $ 93,526

Borrowed Funds (Tables)

Borrowed Funds (Tables)	12 Months Ended
	Sep. 30, 2016
Advances from Federal Home Loan Banks [Abstract]
Schedule of Federal Home Loan Bank (FHLB) Borrowings	Federal Home Loan Bank borrowings at September 30, 2016 are summarized in the table below. The amount and weighted average rates of certain FHLB Advances maturing in years 2017 through 2021 reflect the net impact of deferred penalties discussed below: Amount Weighted Average Rate Maturing in: 2017 $ 1,650,478 0.55 % 2018 274,478 1.53 % 2019 414,479 1.79 % 2020 329,816 1.82 % 2021 1,707 1.52 % thereafter 45,754 1.55 % Total FHLB Advances 2,716,712 1.01 % Accrued interest 2,083 Total $ 2,718,795
Schedule of Federal Home Loan Bank (FHLB) Short-term Debt	The following table sets forth certain information relating to Federal Home Loan Bank short-term borrowings at or for the periods indicated. At or For the Fiscal Years Ended September 30, 2016 2015 2014 (dollars in thousands) Balance at end of year $ 1,451,000 $ 755,000 $ 311,000 Maximum outstanding at any month-end $ 1,451,000 $ 1,535,000 $ 527,000 Average balance during year $ 934,689 $ 1,242,380 $ 344,643 Average interest rate during the fiscal year 0.42 % 0.15 % 0.10 % Weighted average interest rate at end of year 0.47 % 0.18 % 0.11 % Interest expense $ 3,984 $ 1,811 $ 352

Other Comprehensive Income (L40

Other Comprehensive Income (Loss) (Tables)	12 Months Ended
	Sep. 30, 2016
Equity [Abstract]
Schedule of Accumulated Other Comprehensive Income (Loss)	The change in accumulated other comprehensive income (loss) by component is as follows: Unrealized Gains (Losses) on Securities Available for Sale Cash Flow Hedges Defined Benefit Plan Total Fiscal year 2014 activity Balance at September 30, 2013 $ (2,136 ) $ — $ (6,468 ) $ (8,604 ) Other comprehensive income (loss) before reclassifications, net of tax benefit of $1,504 1,223 — (4,017 ) (2,794 ) Amounts reclassified from accumulated other comprehensive income (loss), net of tax expense of $326 (179 ) — 785 606 Other comprehensive income (loss) 1,044 — (3,232 ) (2,188 ) Balance at September 30, 2014 $ (1,092 ) $ — $ (9,700 ) $ (10,792 ) Fiscal year 2015 activity Other comprehensive income (loss) before reclassifications, net of tax benefit of $1,490 3,018 — (5,785 ) (2,767 ) Amounts reclassified from accumulated other comprehensive income (loss), net of tax expense of $265 — — 494 494 Other comprehensive income (loss) 3,018 — (5,291 ) (2,273 ) Balance at September 30, 2015 $ 1,926 $ — $ (14,991 ) $ (13,065 ) Fiscal year 2016 activity Other comprehensive loss before reclassifications, net of tax benefit of $4,621 (1,510 ) (2,389 ) (4,682 ) (8,581 ) Amounts reclassified from accumulated other comprehensive income (loss), net of tax expense of $1,089 — 1,018 1,002 2,020 Other comprehensive loss (1,510 ) (1,371 ) (3,680 ) (6,561 ) Balance at September 30, 2016 $ 416 $ (1,371 ) $ (18,671 ) $ (19,626 )
Reclassification out of Accumulated Other Comprehensive Income	The following table presents the reclassification adjustment out of accumulated other comprehensive income (loss) included in net income and the corresponding line item on the consolidated statements of income for the periods indicated: Details about Accumulated Other Comprehensive Income Components For the Years Ended September 30, Line Item in the Statement of Income 2016 2015 2014 Securities available for sale: Net realized gain on securities available for sale $ — $ — $ (276 ) Other Income tax — — 97 Income tax expense Net of income tax $ — $ — $ (179 ) Cash flow hedges: Interest expense, effective portion $ 1,567 $ — $ — Interest expense Income tax (549 ) — — Income tax expense Net of income tax $ 1,018 $ — $ — Amortization of pension plan: Actuarial loss $ 1,542 $ 759 $ 296 (a) Realized loss due to settlement — — 912 (a) Income tax (540 ) (265 ) (423 ) Income tax expense Net of income tax 1,002 494 785 Total reclassifications for the period $ 2,020 $ 494 $ 606 (a) These items are included in the computation of net period pension cost. See Note 13. Employee Benefit Plans for additional disclosure.

Income Taxes (Tables)

Income Taxes (Tables)	12 Months Ended
	Sep. 30, 2016
Income Tax Expense (Benefit), Continuing Operations [Abstract]
Schedule Of Components Of The Income Tax Provision	The components of the income tax provision are as follows: Year Ended September 30, 2016 2015 2014 Current tax expense: Federal $ 29,833 $ 27,056 $ 22,983 State 878 564 324 Deferred tax expense (benefit): Federal 11,045 9,605 9,659 State 54 (421 ) — Income tax provision $ 41,810 $ 36,804 $ 32,966
Schedule Of Reconciliation From Tax At The Statutory Rate To The Income Tax Provision	Reconciliation from tax at the statutory rate to the income tax provision is as follows: Year Ended September 30, 2016 2015 2014 Tax at statutory rate 35.0 % 35.0 % 35.0 % State tax, net 0.5 0.1 0.2 Non-taxable income from bank owned life insurance contracts (2.1 ) (2.4 ) (2.3 ) Other, net 0.8 0.9 0.4 Income tax provision 34.2 % 33.6 % 33.3 %
Schedule Of Deferred Tax Recognition Of Revenue And Expenses	Temporary differences between the financial statement carrying amounts and tax basis of assets and liabilities that gave rise to significant portions of net deferred taxes relate to the following: September 30, 2016 2015 Deferred tax assets: Loan loss reserve $ 30,240 $ 33,767 Deferred compensation 11,796 12,536 Pension 5,790 4,931 Property, equipment and software basis difference 1,759 2,466 Other 3,234 3,158 Total deferred tax assets 52,819 56,858 Deferred tax liabilities: FHLB stock basis difference 7,826 7,808 Mortgage servicing rights 1,322 1,194 Goodwill 3,434 3,431 Deferred loan costs, net of fees 11,131 8,095 Other 3,033 2,690 Total deferred tax liabilities 26,746 23,218 Net deferred tax asset $ 26,073 $ 33,640

Employee Benefit Plans (Tables)

Employee Benefit Plans (Tables)	12 Months Ended
	Sep. 30, 2016
Defined Benefit Pension Plans and Defined Benefit Postretirement Plans Disclosure [Abstract]
Change In Projected Benefit Obligation For The Defined Benefit Plan	The following table sets forth the change in projected benefit obligation for the defined benefit plan: September 30, 2016 2015 Projected benefit obligation at beginning of year $ 76,735 $ 73,482 Interest cost 3,288 3,130 Actuarial loss and other 7,464 3,926 Benefits paid (3,269 ) (3,803 ) Projected benefit obligation at end of year $ 84,218 $ 76,735
Reconciliation Of The Beginning And Ending Balances Of The Fair Value Of Plan Assets And Funded Status Of The Plan	The following table reconciles the beginning and ending balances of the fair value of Plan assets and presents the funded status of the Plan recognized in the statement of condition at the September 30 measurement dates: September 30, 2016 2015 Fair value of plan assets at beginning of the year $ 60,849 $ 63,212 Actual return on plan assets 4,371 (560 ) Employer contributions 4,000 2,000 Benefits paid (3,269 ) (3,803 ) Fair value of plan assets at end of year $ 65,951 $ 60,849 Funded status of the plan—asset (liability) $ (18,267 ) $ (15,886 )
Components Of Net Periodic Benefit Cost Recognized In The Statement Of Income	The components of net periodic benefit cost recognized in the statement of income are as follows: Year Ended September 30, 2016 2015 2014 Interest Cost 3,288 3,130 3,204 Expected return on plan assets (4,111 ) (4,414 ) (4,221 ) Amortization of net loss and other 1,542 759 296 Recognized net loss due to settlement — — 912 Net periodic benefit (income) cost $ 719 $ (525 ) $ 191
Fair Value Of Plan Assets By Asset Category At The Measurement Date	The following tables present the fair value of Plan assets at the measurement date. September 30, Recurring Fair Value Measurements at Reporting Date Using Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Pooled Separate Accounts $ 65,951 $ — $ 65,951 $ — Recurring Fair Value Measurements at Reporting Date Using September 30, Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Pooled Separate Accounts $ 60,849 $ — $ 60,849 $ — ______________________
Schedule Of Additional Information Is Provided With Respect To The Plan	The following additional information is provided with respect to the Plan: September 30, 2016 2015 2014 Assumptions and dates used to determine benefit obligations: Discount rate 3.75 % 4.40 % 4.40 % Rate of compensation increase n/a n/a n/a Assumptions used to determine net periodic benefit cost: Discount rate 4.40 % 4.40 % 4.90 % Long-term rate of return on plan assets 7.50 % 7.50 % 7.50 % Rate of compensation increase (graded scale) n/a n/a n/a
Estimates Of Expected Future Benefit Payments	The following table provides estimates of expected future benefit payments during each of the next five fiscal years, as well as in the aggregate for years six through ten. Additionally, the table includes the minimum employer contributions expected during the next fiscal year. Expected Benefit Payments During the Fiscal Years Ending September 30: 2017 $ 4,790 2018 3,550 2019 3,800 2020 4,160 2021 4,110 Aggregate expected benefit payments during the five fiscal year period beginning October 1, 2022, and ending September 30, 2026 22,320 Minimum employer contributions expected to be paid during the fiscal year ending September 30, 2017 —

Equity Incentive Plan (Tables)

Equity Incentive Plan (Tables)	12 Months Ended
	Sep. 30, 2016
Disclosure of Compensation Related Costs, Share-based Payments [Abstract]
Summary Of The Status Of The Company's Restricted Stock Units And Changes	The following is a summary of the status of the Company’s restricted stock units as of September 30, 2016 and changes therein during the year then ended: Number of Shares Awarded Weighted Average Grant Date Fair Value Outstanding at September 30, 2015 1,264,625 $ 12.67 Granted 55,600 $ 19.06 Exercised (133,868 ) $ 12.35 Forfeited (2,000 ) $ 15.08 Outstanding at September 30, 2016 1,184,357 $ 13.00 Vested and exercisable, at September 30, 2016 512,393 $ 11.95 Vested and expected to vest, at September 30, 2016 1,180,564 $ 12.99
Summary Of The Company's Stock Option Activity And Related Information For The Equity Plan	The following is a summary of the Company’s stock option activity and related information for the Equity Plan for the year ended September 30, 2016 : Number of Stock Options Weighted Average Exercise Price Weighted Average Remaining Contractual Life (years) Aggregate Intrinsic Value Outstanding at September 30, 2015 6,943,770 $ 11.91 5.35 $ 37,110 Granted 393,500 $ 19.06 Exercised (2,371,513 ) $ 11.59 $ 15,084 Forfeited (4,000 ) $ 15.08 $ 11 Outstanding at September 30, 2016 4,961,757 $ 12.62 5.76 $ 26,228 Vested and exercisable, at September 30, 2016 3,334,362 $ 11.13 4.44 $ 22,260 Vested or expected to vest, at September 30, 2016 4,957,131 $ 12.62 5.76 $ 26,216
Fair Value Of The Option Grants Was Estimated On The Date Of Grant Using The Black-Scholes Option-Pricing Model	The fair value of the option grants was estimated on the date of grant using the Black-Scholes option-pricing model with the following weighted average assumptions. 2016 2015 Expected dividend yield 2.10 % 1.88 % Expected volatility 22.03 % 23.99 % Risk-free interest rate 1.86 % 1.79 % Expected option term (in years) 6.00 6.16

Commitments And Contingent Li44

Commitments And Contingent Liabilities (Tables)	12 Months Ended
	Sep. 30, 2016
Commitments and Contingencies Disclosure [Abstract]
Schedule Of Commitments To Originate And Unfunded Commitments	At September 30, 2016 , the Company had commitments to originate loans as follows: Fixed-rate mortgage loans $ 337,036 Adjustable-rate mortgage loans 328,393 Equity loans and lines of credit including bridge loans 79,554 Total $ 744,983 At September 30, 2016 , the Company had unfunded commitments outstanding as follows: Equity lines of credit $ 1,246,624 Construction loans 36,155 Limited partner investments 11,541 Total $ 1,294,320

Fair Value (Tables)

Fair Value (Tables)	12 Months Ended
	Sep. 30, 2016
Fair Value Disclosures [Abstract]
Fair Value Of Assets And Liabilities Measured On Recurring Basis	Assets and liabilities carried at fair value on a recurring basis in the Consolidated Statements of Condition at September 30, 2016 and 2015 are summarized below. There were no liabilities carried at fair value on a recurring basis at September 30, 2015. Recurring Fair Value Measurements at Reporting Date Using September 30, Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Assets Investment securities available for sale: REMIC’s $ 507,997 $ — $ 507,997 $ — Fannie Mae certificates 9,869 — 9,869 — Derivatives: Interest rate lock commitments 99 — — 99 Interest rate swaps 772 — 772 — Total $ 518,737 $ — $ 518,638 $ 99 Liabilities Derivatives: Interest rate swaps 2,880 — 2,880 — Total $ 2,880 $ — $ 2,880 $ — Recurring Fair Value Measurements at Reporting Date Using September 30, Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Assets Investment securities available for sale: U.S. government and agency obligations $ 2,002 $ — $ 2,002 $ — REMIC’s 572,451 — 572,451 — Fannie Mae certificates 10,600 — 10,600 — Derivatives: Interest rate lock commitments 79 — — 79 Total $ 585,132 $ — $ 585,053 $ 79
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation	The table below presents a reconciliation of the beginning and ending balances and the location within the Consolidated Statements of Income where gains due to changes in fair value are recognized on interest rate lock commitments which are measured at fair value on a recurring basis using significant unobservable inputs (Level 3). Interest Rate Lock Commitments Year Ended September 30, 2016 2015 2014 Beginning balance $ 79 $ 59 $ 158 Gain (loss) during the period due to changes in fair value: Included in other non-interest income 20 20 (99 ) Ending balance $ 99 $ 79 $ 59 Change in unrealized gains for the period included in earnings for assets held at end of the reporting date $ 99 $ 79 $ 59
Assets Measured At Fair Value On A Nonrecurring Basis	Summarized in the tables below are those assets measured at fair value on a nonrecurring basis. This includes loans held for investment that are individually evaluated for impairment, excluding performing TDRs valued using the present value of cash flow method, and properties included in real estate owned that are carried at fair value less estimated costs to dispose at the reporting date. Nonrecurring Fair Value Measurements at Reporting Date Using September 30, Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Impaired loans, net of allowance $ 92,576 $ — $ — $ 92,576 Real estate owned (1) 4,192 — — 4,192 Total $ 96,768 $ — $ — $ 96,768 ______________________ (1) Amounts represent fair value measurements of properties before deducting estimated costs to dispose. Nonrecurring Fair Value Measurements at Reporting Date Using September 30, Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Impaired loans, net of allowance $ 108,194 $ — $ — $ 108,194 Real estate owned (1) 15,094 — — 15,094 Total $ 123,288 $ — $ — $ 123,288 ______________________ (1) Amounts represent fair value measurements of properties before deducting estimated costs to dispose.
Quantitative Information About Significant Unobservable Inputs	The following provides quantitative information about significant unobservable inputs categorized within Level 3 of the Fair Value Hierarchy. Fair Value Weighted 9/30/2016 Valuation Technique(s) Unobservable Input Range Average Impaired loans, net of allowance $92,576 Market comparables of collateral discounted to estimated net proceeds Discount appraised value to estimated net proceeds based on historical experience: • Residential Properties 0 - 26% 8.2% Interest rate lock commitments $99 Quoted Secondary Market pricing Closure rate 0 - 100% 93.0% Fair Value Weighted 9/30/2015 Valuation Technique(s) Unobservable Input Range Average Impaired loans, net of allowance $108,194 Market comparables of collateral discounted to estimated net proceeds Discount appraised value to estimated net proceeds based on historical experience: • Residential Properties 0 - 24% 8.0% Interest rate lock commitments $79 Quoted Secondary Market pricing Closure rate 0 - 100% 78.7%
Estimated Fair Value Of Financial Instruments	The following table presents the carrying amount and estimated fair value of the Company’s financial instruments. September 30, 2016 Carrying Estimated Fair Value Amount Total Level 1 Level 2 Level 3 Assets: Cash and due from banks $ 27,914 $ 27,914 $ 27,914 $ — $ — Interest earning cash equivalents 203,325 203,325 203,325 — — Investment securities available for sale 517,866 517,866 — 517,866 — Mortgage loans held for sale 4,686 4,839 — 4,839 — Loans-net: Mortgage loans held for investment 11,705,688 12,177,536 — — 12,177,536 Other loans 3,116 3,277 — — 3,277 Federal Home Loan Bank stock 69,853 69,853 N/A — — Accrued interest receivable 32,818 32,818 — 32,818 — Cash collateral held by counterparty 10,480 10,480 10,480 — — Derivatives 871 871 — 772 99 Liabilities: Checking and passbook accounts $ 2,509,800 $ 2,509,800 $ — $ 2,509,800 $ — Certificates of deposit 5,821,568 5,832,958 — 5,832,958 — Borrowed funds 2,718,795 2,740,565 — 2,740,565 — Borrowers’ advances for taxes and insurance 92,313 92,313 — 92,313 — Principal, interest and escrow owed on loans serviced 49,401 49,401 — 49,401 — Derivatives 2,880 2,880 — 2,880 — September 30, 2015 Carrying Estimated Fair Value Amount Total Level 1 Level 2 Level 3 Assets: Cash and due from banks $ 22,428 $ 22,428 $ 22,428 $ — $ — Interest earning cash equivalents 132,941 132,941 132,941 — — Investment securities available for sale 585,053 585,053 — 585,053 — Mortgage loans held for sale 116 119 — 119 — Loans-net: Mortgage loans held for investment 11,184,115 11,650,701 — — 11,650,701 Other loans 3,468 3,645 — — 3,645 Federal Home Loan Bank stock 69,470 69,470 N/A — — Accrued interest receivable 32,490 32,490 — 32,490 — Private equity investments 255 255 — — 255 Derivatives 79 79 — — 79 Liabilities: Checking and passbook accounts $ 2,605,391 $ 2,605,391 $ — $ 2,605,391 $ — Certificates of deposit 5,680,467 5,634,860 — 5,634,860 — Borrowed funds 2,168,627 2,196,476 — 2,196,476 — Borrowers’ advances for taxes and insurance 86,292 86,292 — 86,292 — Principal, interest and escrow owed on loans serviced 49,493 49,493 — 49,493 —

Derivative Instruments (Tables)

Derivative Instruments (Tables)	12 Months Ended
	Sep. 30, 2016
Summary of Derivative Instruments [Abstract]
Schedule of Interest Rate Derivatives	The following table presents additional information about the interest rate swaps used in the Company's asset liability management strategy at September 30, 2016 . The Company had no swap positions at September 30, 2015 . Average Weighted-Average Rate Maturity Notional Value (in years) Fair Value Receive Pay Cash flow hedges - Interest rate swaps Pay fixed/receive float $ 600,000 4.5 $ (2,108 ) 0.79 % 1.21 %
Schedule of Derivative Instruments in Statement of Financial Position, Fair Value	The following tables provide the locations within the Consolidated Statements of Condition and the fair values for derivative instruments. The Company had no derivatives designated as hedging instruments at September 30, 2016 or 2015. Asset Derivatives At September 30, 2016 At September 30, 2015 Location Fair Value Location Fair Value Derivatives designated as hedging instruments Cash flow hedges: Interest rate swaps Other Assets $ 772 Other Assets $ — Derivatives not designated as hedging instruments Interest rate lock commitments Other Assets $ 99 Other Assets $ 79 Liability Derivatives At September 30, 2016 At September 30, 2015 Location Fair Value Location Fair Value Derivatives designated as hedging instruments Cash flow hedges: Interest rate swaps Other Liabilities $ 2,880 Other Liabilities $ —
Schedule of Effect of Derivative Instruments, Gain (Loss) in Statement of Financial Performance	The following tables present the net gains and losses recorded within the Consolidated Statements of Income and the Consolidated Statements of Comprehensive Income relating to derivative instruments. Location of Gain or (Loss) Recognized in Income Amount of Gain or (Loss) Recognized in Income on Derivative Year Ended September 30, 2016 2015 2014 Cash flow hedges Amount of loss recognized, effective portion Other comprehensive income $ (3,676 ) $ — $ — Amount of loss reclassified from AOCI Interest expense (1,567 ) — — Amount of ineffectiveness recognized Other non-interest income — — — Derivatives not designated as hedging instruments Interest rate lock commitments Other non-interest income $ 20 $ 20 $ (99 ) Forward commitments for the sale of mortgage loans Net gain (loss) on the sale of loans — 14 (8 ) Total $ 20 $ 34 $ (107 )

Parent Company Only Financial47

Parent Company Only Financial Statements (Tables)	12 Months Ended
	Sep. 30, 2016
Condensed Financial Information of Parent Company Only Disclosure [Abstract]
Schedule Of Statements Of Condition	September 30, 2016 2015 Statements of Condition Assets: Cash and due from banks $ 5,102 $ 2,099 Other loans: Demand loan due from Third Federal Savings and Loan 88,443 33,651 ESOP loan receivable 65,462 69,110 Investments in: Third Federal Savings and Loan 1,475,175 1,597,791 Non-thrift subsidiaries 79,386 78,679 Prepaid federal and state taxes 374 58 Deferred income taxes 2,704 3,246 Accrued receivables and other assets 6,727 6,697 Total assets $ 1,723,373 $ 1,791,331 Liabilities and shareholders’ equity: Line of credit due non-thrift subsidiary $ 58,890 $ 58,361 Accrued expenses and other liabilities 4,025 3,600 Total liabilities 62,915 61,961 Preferred stock, $0.01 par value, 100,000,000 shares authorized, none issued and outstanding — — Common stock, $0.01 par value, 700,000,000 shares authorized; 332,318,750 shares issued; 284,219,019 and 290,882,379 outstanding at September 30, 2016 and September 30, 2015, respectively 3,323 3,323 Paid-in capital 1,716,818 1,707,629 Treasury stock, at cost; 48,099,731 and 41,436,371 shares at September 30, 2016 and September 30, 2015, respectively (681,569 ) (548,557 ) Unallocated ESOP shares (57,418 ) (61,751 ) Retained earnings—substantially restricted 698,930 641,791 Accumulated other comprehensive loss (19,626 ) (13,065 ) Total shareholders’ equity 1,660,458 1,729,370 Total liabilities and shareholders’ equity $ 1,723,373 $ 1,791,331
Schedule Of Statements Of Comprehensive Income	Years Ended September 30, 2016 2015 2014 Statements of Comprehensive Income Interest income: Demand loan due from Third Federal Savings and Loan $ 433 $ 139 $ 166 ESOP loan 2,281 2,276 2,388 Other interest income 4 — — Total interest income 2,718 2,415 2,554 Interest expense: Borrowed funds from non-thrift subsidiaries 377 253 168 Total interest expense 377 253 168 Net interest income 2,341 2,162 2,386 Non-interest income: Intercompany service charges 90 218 600 Dividend from Third Federal Savings and Loan 60,000 66,000 85,000 Total other income 60,090 66,218 85,600 Non-interest expenses: Salaries and employee benefits 5,543 6,216 5,921 Professional services 922 997 1,014 Office property and equipment 13 13 13 Other operating expenses 253 255 380 Total non-interest expenses 6,731 7,481 7,328 Income before income taxes 55,700 60,899 80,658 Income tax benefit (2,915 ) (2,583 ) (1,870 ) Income before undistributed earnings of subsidiaries 58,615 63,482 82,528 Equity in undistributed earnings of subsidiaries (dividend in excess of earnings): Third Federal Savings and Loan 21,231 8,777 (16,974 ) Non-thrift subsidiaries 707 332 337 Net income 80,553 72,591 65,891 Change in net unrealized (loss) gain on securities available for sale (1,510 ) 3,018 1,044 Change in cash flow hedges (1,371 ) — — Change in pension obligation (3,680 ) (5,291 ) (3,232 ) Total other comprehensive loss (6,561 ) (2,273 ) (2,188 ) Total comprehensive income $ 73,992 $ 70,318 $ 63,703
Schedule Of Statements Of Cash Flows	Years Ended September 30, 2016 2015 2014 Statements of Cash Flows Cash flows from operating activities: Net income $ 80,553 $ 72,591 $ 65,891 Adjustments to reconcile net income to net cash provided by operating activities: (Equity in undistributed earnings of subsidiaries) dividend in excess of earnings: Third Federal Savings and Loan (21,231 ) (8,777 ) 16,974 Non-thrift subsidiaries (707 ) (332 ) (337 ) Deferred income taxes 542 (261 ) (491 ) ESOP and Stock-based compensation expense 2,435 3,205 2,879 Net (increase) decrease in interest receivable and other assets (346 ) 2,166 (215 ) Net increase (decrease) in accrued expenses and other liabilities 359 107 (193 ) Net cash provided by operating activities 61,605 68,699 84,508 Cash flows from investing activities: (Increase) decrease in balances lent to Third Federal Savings and Loan (54,792 ) 122,257 14,160 Repayment of capital contribution from Third Federal Savings and Loan 150,000 — — Net cash provided by investing activities 95,208 122,257 14,160 Cash flows from financing activities: Principal reduction of ESOP loan 3,648 3,534 3,422 Purchase of treasury shares (128,361 ) (172,546 ) (101,363 ) Dividends paid to common shareholders (23,414 ) (19,490 ) (4,886 ) Excess tax benefit related to stock-based compensation 1,485 484 91 Acquisition of treasury shares through net settlement for taxes (7,697 ) (4,111 ) — Net increase in borrowings from non-thrift subsidiaries 529 1,173 4,068 Net cash used in financing activities (153,810 ) (190,956 ) (98,668 ) Net increase in cash and cash equivalents 3,003 — — Cash and cash equivalents—beginning of year 2,099 2,099 2,099 Cash and cash equivalents—end of year $ 5,102 $ 2,099 $ 2,099

Earnings Per Share (Tables)

Earnings Per Share (Tables)	12 Months Ended
	Sep. 30, 2016
Earnings Per Share [Abstract]
Summary Of Earnings Per Share	The following is a summary of the Company’s earnings per share calculations. For the Year Ended September 30, 2016 Income Shares Per share amount (Dollars in thousands, except per share data) Net income $ 80,553 Less: income allocated to restricted stock units 761 Basic earnings per share: Income available to common shareholders 79,792 281,566,648 $ 0.28 Diluted earnings per share: Effect of dilutive potential common shares 2,219,065 Income available to common shareholders $ 79,792 283,785,713 $ 0.28 For the Year Ended September 30, 2015 Income Shares Per share amount (Dollars in thousands, except per share data) Net income $ 72,591 Less: income allocated to restricted stock units 626 Basic earnings per share: Income available to common shareholders 71,965 289,935,861 $ 0.25 Diluted earnings per share: Effect of dilutive potential common shares 2,274,556 Income available to common shareholders $ 71,965 292,210,417 $ 0.25 For the Year Ended September 30, 2014 Income Shares Per share amount (Dollars in thousands, except per share data) Net income $ 65,891 Less: income allocated to restricted stock units 384 Basic earnings per share: Income available to common shareholders 65,507 298,974,062 $ 0.22 Diluted earnings per share: Effect of dilutive potential common shares 1,582,705 Income available to common shareholders $ 65,507 300,556,767 $ 0.22
Schedule of Antidilutive Securities Excluded from Computation of Earnings Per Share	The following is a summary of outstanding stock options that are excluded from the computation of diluted earnings per share because their inclusion would be anti-dilutive. No restricted stock units were anti-dilutive for the years ended September 30, 2016, 2015, and 2014. For the Year Ended September 30, 2016 2015 2014 Options to purchase shares 393,500 1,382,900 829,300

Selected Quarterly Data (Unau49

Selected Quarterly Data (Unaudited) (Tables)	12 Months Ended
	Sep. 30, 2016
Selected Quarterly Financial Information [Abstract]
Summary Of Certain Quarterly Financial Data	The following tables are a summary of certain quarterly financial data for the fiscal years ended September 30, 2016 and 2015 . Fiscal 2016 Quarter Ended December 31 March 31 June 30 September 30 (In thousands, except per share data) Interest income $ 96,431 $ 97,145 $ 96,993 $ 97,872 Interest expense 28,790 29,386 29,604 30,246 Net interest income 67,641 67,759 67,389 67,626 Provision for loan losses (1,000 ) (1,000 ) (3,000 ) (3,000 ) Net interest income after provision for loan losses 68,641 68,759 70,389 70,626 Non-interest income 6,117 6,703 6,108 6,024 Non-interest expense 47,633 46,341 44,976 42,054 Income before income tax 27,125 29,121 31,521 34,596 Income tax expense 9,274 9,845 10,901 11,790 Net income $ 17,851 $ 19,276 $ 20,620 $ 22,806 Earnings per share—basic and diluted $ 0.06 $ 0.07 $ 0.07 $ 0.08 Fiscal 2015 Quarter Ended December 31 March 31 June 30 September 30 (In thousands, except per share data) Interest income $ 95,736 $ 95,647 $ 95,672 $ 96,422 Interest expense 28,600 28,225 28,083 28,442 Net interest income 67,136 67,422 67,589 67,980 Provision for loan losses 2,000 1,000 — (6,000 ) Net interest income after provision for loan losses 65,136 66,422 67,589 73,980 Non-interest income 5,953 5,895 6,126 6,286 Non-interest expense 45,973 48,829 47,819 45,371 Income before income tax 25,116 23,488 25,896 34,895 Income tax expense 8,472 7,822 8,638 11,872 Net income $ 16,644 $ 15,666 $ 17,258 $ 23,023 Earnings per share—basic and diluted $ 0.06 $ 0.05 $ 0.06 $ 0.08

Description Of Business And S50

Description Of Business And Summary Of Significant Accounting Policies (Details) $ in Thousands	12 Months Ended
	Sep. 30, 2016USD ($)branchesoffices	Sep. 30, 2015USD ($)
Goodwill	$ 9,732	$ 9,732
Goodwill, impairment	$ 0	$ 0
Office buildings
Useful life	31 years 6 months
Equipment and Software | Minimum
Useful life	3 years
Equipment and Software | Maximum
Useful life	10 years
Leasehold or Building Improvements
Useful life	10 years
Third Federal Savings And Loan
Full-service branches | branches	38
Loan production offices | offices	8
Common Stock | Third Federal Savings MHC
Outstanding shares of common stock of the Company owned by TFS MHC, percentage	79.91%

Stock Transactions (Details)

Stock Transactions (Details) - shares	Apr. 20, 2007	Sep. 30, 2016	Sep. 30, 2015	Jul. 31, 2015
Class of Stock [Line Items]
Shares issued to Subscribers	100,199,618
Shares Issued to Subscribers, percentage	30.16%
Shares Issued to MHC	227,119,132
Shares Issued to Third Federal Foundation	5,000,000
Shares Issued to Third Federal Foundation, Percentage	1.50%
Shares repurchased		7,210,500	11,275,950
Seventh Repurchase Program
Class of Stock [Line Items]
Number of shares authorized to be repurchased				10,000,000
Number of shares remaining to repurchase		899,500
Shares Repurchased Programs One Through Six
Class of Stock [Line Items]
Number of shares repurchased under previous repurchase plans		41,300,000
Shares Repurchased To Date
Class of Stock [Line Items]
Number of shares repurchased under previous repurchase plans		50,400,500

Regulatory Matters Regulatory M

Regulatory Matters Regulatory Matters (Narrative) (Details) - USD ($) $ / shares in Units, $ in Thousands	12 Months Ended
	Sep. 30, 2016	Sep. 30, 2015	Jul. 26, 2016
Related Party Transaction [Line Items]
Dividends waived by Third Federal Saving MHC, maximum			$ 0.50
Third Federal Savings And Loan
Related Party Transaction [Line Items]
Dividends paid to the Company by the Association	$ 60,000	$ 66,000
Special dividend payable to the Company after non-objection of regulator, amount	$ 150,000

Regulatory Matters (Summary Of

Regulatory Matters (Summary Of Actual Capital Amounts And Ratios Compared To Minimum Requirements) (Details) - Third Federal Savings And Loan - USD ($) $ in Thousands	Sep. 30, 2016	Sep. 30, 2015
Actual [Abstract]
Total Capital to Risk-Weighted Assets, Actual Amount	$ 1,551,502	$ 1,677,809
Core Capital to Adjusted Tangible Assets, Actual Amount	1,489,704	1,606,251
Tier 1 Capital to Risk-Weighted Assets, Actual Amount	1,489,704	1,606,251
Common Equity Tier 1 Capital to Risk-Weighted Assets	$ 1,489,690	$ 1,606,237
Total Capital to Risk-Weighted Assets, Actual Ratio	22.24%	22.92%
Core Capital to Adjusted Tangible Assets, Actual Ratio	11.73%	12.78%
Tier 1 Capital to Risk-Weighted Assets, Actual Ratio	21.36%	21.95%
Common Equity Tier 1 Capital to Risk-Weighted Assets Ratio	21.36%	21.95%
For Capital Adequacy Purposes [Abstract]
Total Capital to Risk-Weighted Assets Required For Capital Adequacy Purposes, Minimum Amount	$ 558,006	$ 585,520
Core Capital to Adjusted Tangible Assets Required For Capital Adequacy Purposes, Minimum Amount	507,977	502,584
Tier One Risk Based Capital Required for Capital Adequacy	418,505	439,140
Common Equity Tier 1 Capital to Risk-Weighted assets for Capital Adequacy, Minimum Amount	$ 313,879	$ 329,355
Total Capital to Risk-Weighted Assets Required For Capital Adequacy Purposes, Minimum Ratio	8.00%	8.00%
Tier One Leverage Capital Required for Capital Adequacy to Average Assets	4.00%	4.00%
Tier One Risk Based Capital Required for Capital Adequacy to Risk-Weighted Assets	6.00%	6.00%
Common Equity Tier 1 Capital to Risk-Weighted Assets for Capital Adequacy Purposes, Minimum Ratio	4.50%	4.50%
To Be Well Capitalized Under Prompt Corrective Action Provision [Abstract]
Total Capital to Risk-Weighted Assets Required To be Well Capitalized Under Prompt Corrective Action Provision, Minimum Amount	$ 697,508	$ 731,900
Core Capital to Adjusted Tangible Assets Required To be Well Capitalized Under Prompt Corrective Action Provision, Minimum Amount	634,972	628,230
Tier 1 Capital to Risk-Weighted Assets, Required To be Well Capitalized Under Prompt Corrective Action Provision, Minimum Amount	558,006	585,520
Common Equity Tier 1 Capital to Risk-Weighted Assets Required to be Well Capitalized Under Prompt Corrective Action Provision, Minimum Amount	$ 453,380	$ 475,735
Total Capital to Risk-Weighted Assets Required To be Well Capitalized Under Prompt Corrective Action Provision, Minimum Ratio	10.00%	10.00%
Core Capital to Adjusted Tangible Assets Required To be Well Capitalized Under Prompt Corrective Action Provision, Minimum Ratio	5.00%	5.00%
Tier 1 Capital to Risk-Weighted Assets Required To be Well Capitalized Under Prompt Corrective Action Provision, Minimum Ratio	8.00%	8.00%
Common Equity Tier 1 Capital to Risk-Weighted Assets to be Well Capitalized Under Prompt Corrective Action Provision, Minimum Ratio	6.50%	6.50%

Regulatory Matters (Reconciliat

Regulatory Matters (Reconciliation Of Association's Total Capital Under GAAP To Regulatory Capital Amounts) (Details) - USD ($) $ in Thousands	Sep. 30, 2016	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2013
Reconciliation of GAAP Capital to Regulatory Capital [Line Items]
Total shareholders' equity	$ 1,660,458	$ 1,729,370	$ 1,839,457	$ 1,871,477
Third Federal Savings And Loan
Reconciliation of GAAP Capital to Regulatory Capital [Line Items]
Total shareholders' equity	1,475,174	1,597,791
Intangible Assets, Net (Including Goodwill)	5,110	4,619
AOCI related to pension obligation	18,671	14,991
Other	955	(1,926)
Common Equity Tier 1 Capital	1,489,690	1,606,237
Minority Interest Includable in Tier 1 Capital	14	14
Total Tier 1 and Core Capital	1,489,704	1,606,251
Minority Interest includable in Total Capital	3	4
Tier Two Risk Based Capital	61,795	71,554
Total risk based capital	$ 1,551,502	$ 1,677,809

Investment Securities (Narrativ

Investment Securities (Narrative) (Details) - USD ($) $ in Thousands	12 Months Ended
	Sep. 30, 2014	Sep. 30, 2015
Schedule of Available-for-sale Securities [Line Items]
Proceeds from sale of available-for-sale securities	$ 38,725
Net realized gain on investment securities available-for-sale	$ 276
U.S. government and agency obligations
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale Securities, Next Twelve Months, Amortized Cost Basis		$ 2,000
Available-for-sale Securities, Next Twelve Months, Fair Value		$ 2,002

Investment Securities (Investme

Investment Securities (Investments Securities Available For Sale) (Details) - USD ($) $ in Thousands	Sep. 30, 2016	Sep. 30, 2015
Schedule of Available-for-sale Securities [Line Items]
Investment securities available for sale, Amortized Cost	$ 517,228	$ 582,091
Available-for-sale securities, gross unrealized gains	2,132	3,840
Available-for-sale securities, gross unrealized losses	1,494	878
Investment securities—available-for-sale	517,866	585,053
U.S. government and agency obligations
Schedule of Available-for-sale Securities [Line Items]
Investment securities available for sale, Amortized Cost		2,000
Available-for-sale securities, gross unrealized gains		2
Available-for-sale securities, gross unrealized losses		0
Investment securities—available-for-sale		2,002
REMICs
Schedule of Available-for-sale Securities [Line Items]
Investment securities available for sale, Amortized Cost	508,044	570,194
Available-for-sale securities, gross unrealized gains	1,447	3,135
Available-for-sale securities, gross unrealized losses	1,494	878
Investment securities—available-for-sale	507,997	572,451
Fannie Mae certificates
Schedule of Available-for-sale Securities [Line Items]
Investment securities available for sale, Amortized Cost	9,184	9,897
Available-for-sale securities, gross unrealized gains	685	703
Available-for-sale securities, gross unrealized losses	0	0
Investment securities—available-for-sale	$ 9,869	$ 10,600

Investment Securities (Gross Un

Investment Securities (Gross Unrealized Losses On Securities And The Estimated Fair Value Of The Related Securities) (Details) - REMICs - USD ($) $ in Thousands	Sep. 30, 2016	Sep. 30, 2015
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale, Less Than 12 Months, Estimated Fair Value	$ 210,735	$ 86,754
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss	797	299
Available-for-sale, 12 Months or More, Estimated Fair Value	73,361	80,639
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss	697	579
Available-for-sale, Total, Estimated Fair Value	284,096	167,393
Available-for-sale Securities, Continuous Unrealized Loss Position, Accumulated Loss	$ 1,494	$ 878

Loans And Allowance For Loan 58

Loans And Allowance For Loan Losses (Narrative) (Details) $ in Thousands	1 Months Ended			3 Months Ended		12 Months Ended
	Jun. 30, 2016	Apr. 30, 2015	Mar. 31, 2013	Jun. 30, 2015	Dec. 31, 2013USD ($)	Sep. 30, 2016USD ($)loans	Sep. 30, 2015USD ($)	Sep. 30, 2014USD ($)	Sep. 30, 2011
Financing Receivable, Recorded Investment [Line Items]
Mortgage Loans in Process of Foreclosure, Amount						$ 20,047	$ 28,864
Mortgage loans held for sale						4,686	116
Real estate loans						11,784,254	11,279,345
Loans, recorded investment						11,770,599	11,259,137
Nonaccrual Loans						89,961	106,790
Allowance for loan losses, Individually Evaluated						$ 12,628	14,318
Loans covered by mortgage insurers that were deferring claim payments or which we assessed as being non-investment grade, number | loans						0
Residential mortgage loans, collateral evaluated for charge-off, number of days past due						180 days
Home equity lines of credit ,equity loans and residential loans modified in a troubled debt restructuring chargeoffs days past due						90 days
All classes of loans, collateral evaluated for charge-off, sheriff sale scheduled number of days to sell						60 days
All classes of loans, all borrowers filed Chapter 7 Bankruptcy, collateral evaluated for charge-off, days since notification						60 days
All classes of loans, borrower filed bankruptcy, collateral evaluated for charge-off, days past due						30 days
Interest income on impaired loans using a cash-basis method						$ 1,400	1,347	$ 1,213
Performing troubled debt restructure loans evaluated for impairment						194,850	212,172
Loans collectively evaluated for impairment						11,575,749	11,046,965
Consumer and other						3,116	3,468
Threshold period for uncollectible, delinquent and in foreclosure, number of days				1500 days
PMIC
Financing Receivable, Recorded Investment [Line Items]
Real estate loans						91,784	132,857
PMI claims payments, percentage of claim paid	71.50%	70.00%	55.00%						50.00%
Recoveries						244	415
MGIC
Financing Receivable, Recorded Investment [Line Items]
Real estate loans						$ 40,578	$ 56,898
Residential Real Estate Mortgage Loans | Ohio
Financing Receivable, Recorded Investment [Line Items]
Residential real estate loans held, percentage						60.00%	63.00%
Residential Real Estate Mortgage Loans | Florida
Financing Receivable, Recorded Investment [Line Items]
Residential real estate loans held, percentage						16.00%	17.00%
Home Equity Loans And Lines Of Credit
Financing Receivable, Recorded Investment [Line Items]
Real estate loans						$ 1,531,282	$ 1,625,239
Loans, recorded investment						1,542,590	1,634,432
Nonaccrual Loans						19,206	21,514
Allowance for loan losses, Individually Evaluated						722	772
Performing troubled debt restructure loans evaluated for impairment						35,894	34,112
Loans collectively evaluated for impairment						1,506,696	1,600,320
Recoveries						$ 7,969	$ 7,468	4,918
Home Equity Loans And Lines Of Credit | Ohio
Financing Receivable, Recorded Investment [Line Items]
Residential real estate loans held, percentage						39.00%
Home Equity Loans And Lines Of Credit | Florida
Financing Receivable, Recorded Investment [Line Items]
Residential real estate loans held, percentage						24.00%	26.00%
Home Equity Loans And Lines Of Credit | California
Financing Receivable, Recorded Investment [Line Items]
Residential real estate loans held, percentage						14.00%	13.00%
Total Real Estate Loans
Financing Receivable, Recorded Investment [Line Items]
Loans, recorded investment						$ 11,767,483	$ 11,255,669
Loans collectively evaluated for impairment						11,572,633	11,043,497
Recoveries						13,142	14,544	9,802
Residential Home Today
Financing Receivable, Recorded Investment [Line Items]
Real estate loans						121,938	135,746
Loans, recorded investment						120,435	133,976
Nonaccrual Loans						19,451	22,556
Allowance for loan losses, Individually Evaluated						$ 2,979	$ 4,166
Real Estate Loans covered by private mortgage insurance, percentage						27.00%	34.00%
Performing troubled debt restructure loans evaluated for impairment						$ 51,415	$ 58,046
Loans collectively evaluated for impairment						69,020	75,930
Recoveries						1,433	1,533	$ 1,909
Residential Home Today Originated Prior To March 27, 2009
Financing Receivable, Recorded Investment [Line Items]
Real estate loans						$ 118,255	132,762
Equity Lines Of Credit
Financing Receivable, Recorded Investment [Line Items]
Maximum number of years interest only						10 years
Maximum term years after interest loan converted to fully amortizing						20 years
Residential Mortgage
Financing Receivable, Recorded Investment [Line Items]
Maximum number of years interest only						5 years
Maximum term years after interest loan converted to fully amortizing						30 years
Unlikely to be Collected Financing Receivable
Financing Receivable, Recorded Investment [Line Items]
Uncollectible and fully charged-off					$ 5,321
Unlikely to be Collected Financing Receivable | Home Equity Loans And Lines Of Credit
Financing Receivable, Recorded Investment [Line Items]
Loans, recorded investment						$ 0	0
Unlikely to be Collected Financing Receivable | Total Real Estate Loans
Financing Receivable, Recorded Investment [Line Items]
Loans, recorded investment						0	0
Unlikely to be Collected Financing Receivable | Residential Home Today
Financing Receivable, Recorded Investment [Line Items]
Loans, recorded investment						0	0
Pass | Home Equity Loans And Lines Of Credit
Financing Receivable, Recorded Investment [Line Items]
Loans, recorded investment						1,516,551	1,604,226
Pass | Total Real Estate Loans
Financing Receivable, Recorded Investment [Line Items]
Loans, recorded investment						11,663,392	11,134,514
Pass | Residential Home Today
Financing Receivable, Recorded Investment [Line Items]
Loans, recorded investment						99,442	110,105
Special Mention
Financing Receivable, Recorded Investment [Line Items]
Loans collectively evaluated for impairment						4,122	4,279
Special Mention | Home Equity Loans And Lines Of Credit
Financing Receivable, Recorded Investment [Line Items]
Loans, recorded investment						4,122	4,279
Special Mention | Total Real Estate Loans
Financing Receivable, Recorded Investment [Line Items]
Loans, recorded investment						4,122	4,279
Special Mention | Residential Home Today
Financing Receivable, Recorded Investment [Line Items]
Loans, recorded investment						0	0
Substandard
Financing Receivable, Recorded Investment [Line Items]
Loans collectively evaluated for impairment						6,346	8,094
Substandard | Home Equity Loans And Lines Of Credit
Financing Receivable, Recorded Investment [Line Items]
Loans, recorded investment						21,917	25,927
Substandard | Total Real Estate Loans
Financing Receivable, Recorded Investment [Line Items]
Loans, recorded investment						99,969	116,876
Substandard | Residential Home Today
Financing Receivable, Recorded Investment [Line Items]
Loans, recorded investment						20,993	23,871
Further Deterioration In Fair Value Of Collateral [Member]
Financing Receivable, Recorded Investment [Line Items]
Allowance for loan losses, Individually Evaluated						196	201
Performing
Financing Receivable, Recorded Investment [Line Items]
Nonaccrual Loans						62,081	68,415
Performing | PMIC
Financing Receivable, Recorded Investment [Line Items]
Real estate loans						84,007	122,025
Performing | MGIC
Financing Receivable, Recorded Investment [Line Items]
Real estate loans						40,190	56,295
Performing Chapter 7 Bankruptcy
Financing Receivable, Recorded Investment [Line Items]
Nonaccrual Loans						40,546	45,575
Nonperforming
Financing Receivable, Recorded Investment [Line Items]
Consumer and other						0	0
Troubled Debt Restructuring
Financing Receivable, Recorded Investment [Line Items]
Performing troubled debt restructure loans evaluated for impairment						170,602	178,259
Troubled Debt Restructuring | Performing | Pass
Financing Receivable, Recorded Investment [Line Items]
Performing troubled debt restructure loans evaluated for impairment						101,227	103,390
Troubled Debt Restructuring | Performing | Present Value Of Cash Flows
Financing Receivable, Recorded Investment [Line Items]
Allowance for loan losses, Individually Evaluated						12,432	14,117
Troubled Debt Restructuring | Nonperforming | Total Real Estate Loans
Financing Receivable, Recorded Investment [Line Items]
Performing troubled debt restructure loans evaluated for impairment						12,368	14,971
Interest Only | Equity Lines Of Credit
Financing Receivable, Recorded Investment [Line Items]
Loans, recorded investment						$ 1,318,535	$ 1,465,385

Loans And Allowance For Loan 59

Loans And Allowance For Loan Losses (Loans Held For Investment) (Details) - USD ($) $ in Thousands	Sep. 30, 2016	Sep. 30, 2015
Loan Portfolio [Line Items]
Real estate loans	$ 11,784,254	$ 11,279,345
Consumer and other	3,116	3,468
Deferred loan fees-net	19,384	10,112
Loans-in-process ("LIP")	(36,155)	(33,788)
Allowance for loan losses	(61,795)	(71,554)
Loans, net	11,708,804	11,187,583
Residential Core
Loan Portfolio [Line Items]
Real estate loans	10,069,652	9,462,939
Residential Home Today
Loan Portfolio [Line Items]
Real estate loans	121,938	135,746
Home Equity Loans And Lines Of Credit
Loan Portfolio [Line Items]
Real estate loans	1,531,282	1,625,239
Construction
Loan Portfolio [Line Items]
Real estate loans	$ 61,382	$ 55,421

Loans And Allowance For Loan 60

Loans And Allowance For Loan Losses (Schedule Of Recorded Investment In Loan Receivables That Are Past Due) (Details) - USD ($) $ in Thousands	Sep. 30, 2016	Sep. 30, 2015
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	$ 51,961	$ 65,488
Current	11,718,638	11,193,649
Recorded investment, Total	11,770,599	11,259,137
Residential Core
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	25,403	35,871
Current	10,054,211	9,430,189
Recorded investment, Total	10,079,614	9,466,060
Residential Home Today
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	15,210	17,441
Current	105,225	116,535
Recorded investment, Total	120,435	133,976
Home Equity Loans And Lines Of Credit
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	11,348	11,749
Current	1,531,242	1,622,683
Recorded investment, Total	1,542,590	1,634,432
Construction
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	0	427
Current	24,844	20,774
Recorded investment, Total	24,844	21,201
Total Real Estate Loans
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	51,961	65,488
Current	11,715,522	11,190,181
Recorded investment, Total	11,767,483	11,255,669
Other Consumer Loans
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	0	0
Current	3,116	3,468
Recorded investment, Total	3,116	3,468
Financing Receivables, 30 to 59 Days Past Due
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	16,529	19,120
Financing Receivables, 30 to 59 Days Past Due | Residential Core
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	6,653	8,242
Financing Receivables, 30 to 59 Days Past Due | Residential Home Today
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	5,271	5,866
Financing Receivables, 30 to 59 Days Past Due | Home Equity Loans And Lines Of Credit
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	4,605	5,012
Financing Receivables, 30 to 59 Days Past Due | Construction
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	0	0
Financing Receivables, 30 to 59 Days Past Due | Total Real Estate Loans
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	16,529	19,120
Financing Receivables, 30 to 59 Days Past Due | Other Consumer Loans
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	0	0
Financing Receivables, Equal to Greater than 90 Days Past Due
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	27,881	38,376
Financing Receivables, Equal to Greater than 90 Days Past Due | Residential Core
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	15,593	23,306
Financing Receivables, Equal to Greater than 90 Days Past Due | Residential Home Today
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	7,356	9,068
Financing Receivables, Equal to Greater than 90 Days Past Due | Home Equity Loans And Lines Of Credit
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	4,932	5,575
Financing Receivables, Equal to Greater than 90 Days Past Due | Construction
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	0	427
Financing Receivables, Equal to Greater than 90 Days Past Due | Total Real Estate Loans
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	27,881	38,376
Financing Receivables, Equal to Greater than 90 Days Past Due | Other Consumer Loans
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	0
Financing Receivables, 60 to 89 Days Past Due
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	7,551	7,992
Financing Receivables, 60 to 89 Days Past Due | Residential Core
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	3,157	4,323
Financing Receivables, 60 to 89 Days Past Due | Residential Home Today
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	2,583	2,507
Financing Receivables, 60 to 89 Days Past Due | Home Equity Loans And Lines Of Credit
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	1,811	1,162
Financing Receivables, 60 to 89 Days Past Due | Construction
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	0	0
Financing Receivables, 60 to 89 Days Past Due | Total Real Estate Loans
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	7,551	7,992
Financing Receivables, 60 to 89 Days Past Due | Other Consumer Loans
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	$ 0	$ 0

Loans And Allowance For Loan 61

Loans And Allowance For Loan Losses (Schedule Of Recorded Investment Of Loan Receivables In Non-Accrual Status) (Details) - USD ($) $ in Thousands	Sep. 30, 2016	Sep. 30, 2015
Financing Receivable, Recorded Investment, Non-accrual [Line Items]
Total non-accrual loans	$ 89,961	$ 106,790
Residential Core
Financing Receivable, Recorded Investment, Non-accrual [Line Items]
Total non-accrual loans	51,304	62,293
Residential Home Today
Financing Receivable, Recorded Investment, Non-accrual [Line Items]
Total non-accrual loans	19,451	22,556
Home Equity Loans And Lines Of Credit
Financing Receivable, Recorded Investment, Non-accrual [Line Items]
Total non-accrual loans	19,206	21,514
Construction
Financing Receivable, Recorded Investment, Non-accrual [Line Items]
Total non-accrual loans	$ 0	$ 427

Loans And Allowance For Loan 62

Loans And Allowance For Loan Losses (Schedule Of Recorded Investment In Loan Receivables According to the Method of Evaluation) (Details) - USD ($) $ in Thousands	Sep. 30, 2016	Sep. 30, 2015
Financing Receivable, Allowance for Credit Losses [Line Items]
Recorded investment, Individually	$ 194,850	$ 212,172
Recorded investment, Collectively	11,575,749	11,046,965
Recorded investment, Total	11,770,599	11,259,137
Residential Core
Financing Receivable, Allowance for Credit Losses [Line Items]
Recorded investment, Individually	107,541	119,588
Recorded investment, Collectively	9,972,073	9,346,472
Recorded investment, Total	10,079,614	9,466,060
Residential Home Today
Financing Receivable, Allowance for Credit Losses [Line Items]
Recorded investment, Individually	51,415	58,046
Recorded investment, Collectively	69,020	75,930
Recorded investment, Total	120,435	133,976
Home Equity Loans And Lines Of Credit
Financing Receivable, Allowance for Credit Losses [Line Items]
Recorded investment, Individually	35,894	34,112
Recorded investment, Collectively	1,506,696	1,600,320
Recorded investment, Total	1,542,590	1,634,432
Construction
Financing Receivable, Allowance for Credit Losses [Line Items]
Recorded investment, Individually	0	426
Recorded investment, Collectively	24,844	20,775
Recorded investment, Total	24,844	21,201
Total Real Estate Loans
Financing Receivable, Allowance for Credit Losses [Line Items]
Recorded investment, Individually	194,850	212,172
Recorded investment, Collectively	11,572,633	11,043,497
Recorded investment, Total	11,767,483	11,255,669
Other Consumer Loans
Financing Receivable, Allowance for Credit Losses [Line Items]
Recorded investment, Individually	0	0
Recorded investment, Collectively	3,116	3,468
Recorded investment, Total	$ 3,116	$ 3,468

Loans And Allowance For Loan 63

Loans And Allowance For Loan Losses (Schedule Of Allowance For Loan Losses According To The Method Of Evaluation) (Details) - USD ($) $ in Thousands	Sep. 30, 2016	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2013
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses, Individually Evaluated	$ 12,628	$ 14,318
Allowance for loan losses, Collectively Evaluated	49,167	57,236
Allowance for Credit Losses, Total	61,795	71,554
Residential Core
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses, Individually Evaluated	8,927	9,354
Allowance for loan losses, Collectively Evaluated	6,141	13,242
Allowance for Credit Losses, Total	15,068	22,596	$ 31,080	$ 35,427
Residential Home Today
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses, Individually Evaluated	2,979	4,166
Allowance for loan losses, Collectively Evaluated	4,437	5,831
Allowance for Credit Losses, Total	7,416	9,997	16,424	24,112
Home Equity Loans And Lines Of Credit
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses, Individually Evaluated	722	772
Allowance for loan losses, Collectively Evaluated	38,582	38,154
Allowance for Credit Losses, Total	39,304	38,926	33,831	32,818
Construction
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses, Individually Evaluated	0	26
Allowance for loan losses, Collectively Evaluated	7	9
Allowance for Credit Losses, Total	7	35	27	180
Total Real Estate Loans
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for Credit Losses, Total	$ 61,795	$ 71,554	$ 81,362	$ 92,537

Loans And Allowance For Loan 64

Loans And Allowance For Loan Losses (Schedule Of Recorded Investment And The Unpaid Principal Balance Of Impaired Loans) (Details) - USD ($) $ in Thousands	Sep. 30, 2016	Sep. 30, 2015
Financing Receivable, Impaired [Line Items]
With no related IVA recorded, Recorded Investment	$ 94,217	$ 108,261
With no related IVA recorded, Unpaid Principal Balance	147,823	163,190
With an IVA recorded, Recorded Investment	100,633	103,911
With an IVA recorded, Unpaid Principal Balance	101,799	105,309
Allowance for loan losses, Individually Evaluated	12,628	14,318
Impaired loans, Recorded Investment	194,850	212,172
Impaired loans, Unpaid Principal Balance	249,622	268,499
Residential Core
Financing Receivable, Impaired [Line Items]
With no related IVA recorded, Recorded Investment	53,560	62,177
With no related IVA recorded, Unpaid Principal Balance	72,693	80,622
With an IVA recorded, Recorded Investment	53,981	57,411
With an IVA recorded, Unpaid Principal Balance	54,717	58,224
Allowance for loan losses, Individually Evaluated	8,927	9,354
Impaired loans, Recorded Investment	107,541	119,588
Impaired loans, Unpaid Principal Balance	127,410	138,846
Residential Home Today
Financing Receivable, Impaired [Line Items]
With no related IVA recorded, Recorded Investment	20,108	23,038
With no related IVA recorded, Unpaid Principal Balance	44,914	50,256
With an IVA recorded, Recorded Investment	31,307	35,008
With an IVA recorded, Unpaid Principal Balance	31,725	35,479
Allowance for loan losses, Individually Evaluated	2,979	4,166
Impaired loans, Recorded Investment	51,415	58,046
Impaired loans, Unpaid Principal Balance	76,639	85,735
Home Equity Loans And Lines Of Credit
Financing Receivable, Impaired [Line Items]
With no related IVA recorded, Recorded Investment	20,549	23,046
With no related IVA recorded, Unpaid Principal Balance	30,216	32,312
With an IVA recorded, Recorded Investment	15,345	11,066
With an IVA recorded, Unpaid Principal Balance	15,357	11,034
Allowance for loan losses, Individually Evaluated	722	772
Impaired loans, Recorded Investment	35,894	34,112
Impaired loans, Unpaid Principal Balance	45,573	43,346
Construction
Financing Receivable, Impaired [Line Items]
With no related IVA recorded, Recorded Investment	0	0
With no related IVA recorded, Unpaid Principal Balance	0	0
With an IVA recorded, Recorded Investment	0	426
With an IVA recorded, Unpaid Principal Balance	0	572
Allowance for loan losses, Individually Evaluated	0	26
Impaired loans, Recorded Investment	0	426
Impaired loans, Unpaid Principal Balance	$ 0	$ 572

Loans And Allowance For Loan 65

Loans And Allowance For Loan Losses (Schedule Of Average Recorded Investment In Impaired Loans And The Amount Of Interest Income) (Details) - USD ($) $ in Thousands	12 Months Ended
	Sep. 30, 2016	Sep. 30, 2015	Sep. 30, 2014
Financing Receivable, Impaired [Line Items]
With no related IVA recorded, Average Recorded Investment	$ 101,240	$ 117,883	$ 137,311
With an IVA recorded, Average Recorded Investment	102,273	104,897	110,904
With no related IVA recorded, Interest Income	1,922	2,034	1,749
With an IVA recorded, Interest Income	4,239	4,728	5,147
Average Recorded Investment, Total	203,513	222,780	248,215
Interest Income Recognized, Total	6,161	6,762	6,896
Residential Core
Financing Receivable, Impaired [Line Items]
With no related IVA recorded, Average Recorded Investment	57,869	67,509	79,440
With an IVA recorded, Average Recorded Investment	55,696	58,145	60,971
With no related IVA recorded, Interest Income	1,288	1,464	1,125
With an IVA recorded, Interest Income	2,228	2,570	2,792
Average Recorded Investment, Total	113,565	125,654	140,411
Interest Income Recognized, Total	3,516	4,034	3,917
Residential Home Today
Financing Receivable, Impaired [Line Items]
With no related IVA recorded, Average Recorded Investment	21,573	25,542	30,604
With an IVA recorded, Average Recorded Investment	33,158	37,070	42,517
With no related IVA recorded, Interest Income	352	271	261
With an IVA recorded, Interest Income	1,756	1,877	2,110
Average Recorded Investment, Total	54,731	62,612	73,121
Interest Income Recognized, Total	2,108	2,148	2,371
Home Equity Loans And Lines Of Credit
Financing Receivable, Impaired [Line Items]
With no related IVA recorded, Average Recorded Investment	21,798	24,832	27,056
With an IVA recorded, Average Recorded Investment	13,206	9,469	7,383
With no related IVA recorded, Interest Income	282	299	357
With an IVA recorded, Interest Income	255	271	245
Average Recorded Investment, Total	35,004	34,301	34,439
Interest Income Recognized, Total	537	570	602
Construction
Financing Receivable, Impaired [Line Items]
With no related IVA recorded, Average Recorded Investment	0	0	211
With an IVA recorded, Average Recorded Investment	213	213	33
With no related IVA recorded, Interest Income	0	0	6
With an IVA recorded, Interest Income	0	10	0
Average Recorded Investment, Total	213	213	244
Interest Income Recognized, Total	$ 0	$ 10	$ 6

Loans And Allowance For Loan 66

Loans And Allowance For Loan Losses (Schedule of Recorded Investment in Troubled Debt Restructured Loans by Type of Concession) (Details) - USD ($) $ in Thousands	Sep. 30, 2016	Sep. 30, 2015
Financing Receivable, Modifications [Line Items]
Recorded Investment in TDRs	$ 170,602	$ 178,259
Reduction in Interest Rates
Financing Receivable, Modifications [Line Items]
Recorded Investment in TDRs	19,914	23,573
Payment Extensions
Financing Receivable, Modifications [Line Items]
Recorded Investment in TDRs	4,883	4,199
Forbearance Or Other Actions
Financing Receivable, Modifications [Line Items]
Recorded Investment in TDRs	14,194	14,404
Multiple Concessions
Financing Receivable, Modifications [Line Items]
Recorded Investment in TDRs	43,325	38,727
Multiple Restructurings
Financing Receivable, Modifications [Line Items]
Recorded Investment in TDRs	43,180	45,431
Bankruptcy
Financing Receivable, Modifications [Line Items]
Recorded Investment in TDRs	45,106	51,925
Residential Core
Financing Receivable, Modifications [Line Items]
Recorded Investment in TDRs	95,220	101,949
Residential Core | Reduction in Interest Rates
Financing Receivable, Modifications [Line Items]
Recorded Investment in TDRs	13,456	15,743
Residential Core | Payment Extensions
Financing Receivable, Modifications [Line Items]
Recorded Investment in TDRs	748	934
Residential Core | Forbearance Or Other Actions
Financing Receivable, Modifications [Line Items]
Recorded Investment in TDRs	8,595	8,252
Residential Core | Multiple Concessions
Financing Receivable, Modifications [Line Items]
Recorded Investment in TDRs	22,641	22,211
Residential Core | Multiple Restructurings
Financing Receivable, Modifications [Line Items]
Recorded Investment in TDRs	21,517	22,594
Residential Core | Bankruptcy
Financing Receivable, Modifications [Line Items]
Recorded Investment in TDRs	28,263	32,215
Residential Home Today
Financing Receivable, Modifications [Line Items]
Recorded Investment in TDRs	48,604	53,891
Residential Home Today | Reduction in Interest Rates
Financing Receivable, Modifications [Line Items]
Recorded Investment in TDRs	6,338	7,734
Residential Home Today | Payment Extensions
Financing Receivable, Modifications [Line Items]
Recorded Investment in TDRs	0	12
Residential Home Today | Forbearance Or Other Actions
Financing Receivable, Modifications [Line Items]
Recorded Investment in TDRs	5,198	5,643
Residential Home Today | Multiple Concessions
Financing Receivable, Modifications [Line Items]
Recorded Investment in TDRs	11,330	12,302
Residential Home Today | Multiple Restructurings
Financing Receivable, Modifications [Line Items]
Recorded Investment in TDRs	20,497	21,928
Residential Home Today | Bankruptcy
Financing Receivable, Modifications [Line Items]
Recorded Investment in TDRs	5,241	6,272
Home Equity Loans And Lines Of Credit
Financing Receivable, Modifications [Line Items]
Recorded Investment in TDRs	26,778	22,419
Home Equity Loans And Lines Of Credit | Reduction in Interest Rates
Financing Receivable, Modifications [Line Items]
Recorded Investment in TDRs	120	96
Home Equity Loans And Lines Of Credit | Payment Extensions
Financing Receivable, Modifications [Line Items]
Recorded Investment in TDRs	4,135	3,253
Home Equity Loans And Lines Of Credit | Forbearance Or Other Actions
Financing Receivable, Modifications [Line Items]
Recorded Investment in TDRs	401	509
Home Equity Loans And Lines Of Credit | Multiple Concessions
Financing Receivable, Modifications [Line Items]
Recorded Investment in TDRs	9,354	4,214
Home Equity Loans And Lines Of Credit | Multiple Restructurings
Financing Receivable, Modifications [Line Items]
Recorded Investment in TDRs	1,166	909
Home Equity Loans And Lines Of Credit | Bankruptcy
Financing Receivable, Modifications [Line Items]
Recorded Investment in TDRs	$ 11,602	$ 13,438

Loans And Allowance For Loan 67

Loans And Allowance For Loan Losses (Schedule Of Troubled Debt Restructured Loans Modified During the Period by Type of Concession) (Details) - USD ($) $ in Thousands	12 Months Ended
	Sep. 30, 2016	Sep. 30, 2015	Sep. 30, 2014
Financing Receivable, Modifications [Line Items]
Troubled debt restructured loans	$ 29,050	$ 34,288	$ 32,787
Reduction in Interest Rates
Financing Receivable, Modifications [Line Items]
Troubled debt restructured loans	1,569	2,570	3,670
Payment Extensions
Financing Receivable, Modifications [Line Items]
Troubled debt restructured loans	1,371	1,800	1,442
Forbearance Or Other Actions
Financing Receivable, Modifications [Line Items]
Troubled debt restructured loans	1,676	1,591	1,643
Multiple Concessions
Financing Receivable, Modifications [Line Items]
Troubled debt restructured loans	10,828	7,844	6,772
Multiple Restructurings
Financing Receivable, Modifications [Line Items]
Troubled debt restructured loans	6,848	10,033	11,133
Bankruptcy
Financing Receivable, Modifications [Line Items]
Troubled debt restructured loans	6,758	10,450	8,127
Residential Core
Financing Receivable, Modifications [Line Items]
Troubled debt restructured loans	14,771	18,856	21,336
Residential Core | Reduction in Interest Rates
Financing Receivable, Modifications [Line Items]
Troubled debt restructured loans	1,342	2,490	3,330
Residential Core | Payment Extensions
Financing Receivable, Modifications [Line Items]
Troubled debt restructured loans	0	0	0
Residential Core | Forbearance Or Other Actions
Financing Receivable, Modifications [Line Items]
Troubled debt restructured loans	1,154	745	890
Residential Core | Multiple Concessions
Financing Receivable, Modifications [Line Items]
Troubled debt restructured loans	4,444	4,464	5,316
Residential Core | Multiple Restructurings
Financing Receivable, Modifications [Line Items]
Troubled debt restructured loans	2,902	4,437	6,716
Residential Core | Bankruptcy
Financing Receivable, Modifications [Line Items]
Troubled debt restructured loans	4,929	6,720	5,084
Residential Home Today
Financing Receivable, Modifications [Line Items]
Troubled debt restructured loans	5,156	8,541	6,102
Residential Home Today | Reduction in Interest Rates
Financing Receivable, Modifications [Line Items]
Troubled debt restructured loans	169	80	340
Residential Home Today | Payment Extensions
Financing Receivable, Modifications [Line Items]
Troubled debt restructured loans	0	0	0
Residential Home Today | Forbearance Or Other Actions
Financing Receivable, Modifications [Line Items]
Troubled debt restructured loans	489	758	542
Residential Home Today | Multiple Concessions
Financing Receivable, Modifications [Line Items]
Troubled debt restructured loans	542	301	443
Residential Home Today | Multiple Restructurings
Financing Receivable, Modifications [Line Items]
Troubled debt restructured loans	3,487	5,306	4,016
Residential Home Today | Bankruptcy
Financing Receivable, Modifications [Line Items]
Troubled debt restructured loans	469	2,096	761
Home Equity Loans And Lines Of Credit
Financing Receivable, Modifications [Line Items]
Troubled debt restructured loans	9,123	6,891	5,349
Home Equity Loans And Lines Of Credit | Reduction in Interest Rates
Financing Receivable, Modifications [Line Items]
Troubled debt restructured loans	58	0	0
Home Equity Loans And Lines Of Credit | Payment Extensions
Financing Receivable, Modifications [Line Items]
Troubled debt restructured loans	1,371	1,800	1,442
Home Equity Loans And Lines Of Credit | Forbearance Or Other Actions
Financing Receivable, Modifications [Line Items]
Troubled debt restructured loans	33	88	211
Home Equity Loans And Lines Of Credit | Multiple Concessions
Financing Receivable, Modifications [Line Items]
Troubled debt restructured loans	5,842	3,079	1,013
Home Equity Loans And Lines Of Credit | Multiple Restructurings
Financing Receivable, Modifications [Line Items]
Troubled debt restructured loans	459	290	401
Home Equity Loans And Lines Of Credit | Bankruptcy
Financing Receivable, Modifications [Line Items]
Troubled debt restructured loans	$ 1,360	$ 1,634	$ 2,282

Loans And Allowance For Loan 68

Loans And Allowance For Loan Losses (Schedule Of Troubled Debt Restructured Loans Modified Within The Last 12 Months that Defaulted) (Details) $ in Thousands	12 Months Ended
	Sep. 30, 2016USD ($)contracts	Sep. 30, 2015USD ($)contracts	Sep. 30, 2014USD ($)contracts
Financing Receivable, Modifications [Line Items]
Number of Contracts | contracts	86	104	134
Recorded Investment | $	$ 4,256	$ 5,164	$ 6,535
Residential Core
Financing Receivable, Modifications [Line Items]
Number of Contracts | contracts	32	34	35
Recorded Investment | $	$ 2,282	$ 3,296	$ 3,384
Residential Home Today
Financing Receivable, Modifications [Line Items]
Number of Contracts | contracts	26	26	46
Recorded Investment | $	$ 1,088	$ 1,179	$ 2,073
Home Equity Loans And Lines Of Credit
Financing Receivable, Modifications [Line Items]
Number of Contracts | contracts	28	44	53
Recorded Investment | $	$ 886	$ 689	$ 1,078

Loans And Allowance For Loan 69

Loans And Allowance For Loan Losses (Schedule Of Credit Quality Of Residential Loan Receivables By An Internally Assigned Grade) (Details) - USD ($) $ in Thousands	Sep. 30, 2016	Sep. 30, 2015
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Total	$ 11,770,599	$ 11,259,137
Residential Core
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Total	10,079,614	9,466,060
Residential Home Today
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Total	120,435	133,976
Home Equity Loans And Lines Of Credit
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Total	1,542,590	1,634,432
Construction
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Total	24,844	21,201
Total Real Estate Loans
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Total	11,767,483	11,255,669
Pass | Residential Core
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Total	10,022,555	9,399,409
Pass | Residential Home Today
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Total	99,442	110,105
Pass | Home Equity Loans And Lines Of Credit
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Total	1,516,551	1,604,226
Pass | Construction
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Total	24,844	20,774
Pass | Total Real Estate Loans
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Total	11,663,392	11,134,514
Special Mention | Residential Core
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Total	0	0
Special Mention | Residential Home Today
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Total	0	0
Special Mention | Home Equity Loans And Lines Of Credit
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Total	4,122	4,279
Special Mention | Construction
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Total	0	0
Special Mention | Total Real Estate Loans
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Total	4,122	4,279
Substandard | Residential Core
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Total	57,059	66,651
Substandard | Residential Home Today
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Total	20,993	23,871
Substandard | Home Equity Loans And Lines Of Credit
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Total	21,917	25,927
Substandard | Construction
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Total	0	427
Substandard | Total Real Estate Loans
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Total	99,969	116,876
Loss | Residential Core
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Total	0	0
Loss | Residential Home Today
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Total	0	0
Loss | Home Equity Loans And Lines Of Credit
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Total	0	0
Loss | Construction
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Total	0	0
Loss | Total Real Estate Loans
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Total	$ 0	$ 0

Loans And Allowance For Loan 70

Loans And Allowance For Loan Losses (Schedule Of Activity In The Allowance For Loan Losses) (Details) - USD ($) $ in Thousands	12 Months Ended
	Sep. 30, 2016	Sep. 30, 2015	Sep. 30, 2014
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Allowance for Credit Losses	$ 71,554
Allowance for Credit Losses	61,795	$ 71,554
Residential Core
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Allowance for Credit Losses	22,596	31,080	$ 35,427
Provisions	(6,942)	(6,987)	9,131
Charge-offs	(4,294)	(6,866)	(16,220)
Recoveries	3,708	5,369	2,742
Allowance for Credit Losses	15,068	22,596	31,080
Residential Home Today
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Allowance for Credit Losses	9,997	16,424	24,112
Provisions	(1,253)	(4,508)	(1,975)
Charge-offs	(2,761)	(3,452)	(7,622)
Recoveries	1,433	1,533	1,909
Allowance for Credit Losses	7,416	9,997	16,424
Home Equity Loans And Lines Of Credit
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Allowance for Credit Losses	38,926	33,831	32,818
Provisions	255	8,661	12,038
Charge-offs	(7,846)	(11,034)	(15,943)
Recoveries	7,969	7,468	4,918
Allowance for Credit Losses	39,304	38,926	33,831
Construction
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Allowance for Credit Losses	35	27	180
Provisions	(60)	(166)	(194)
Charge-offs	0	0	(192)
Recoveries	32	174	233
Allowance for Credit Losses	7	35	27
Total Real Estate Loans
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Allowance for Credit Losses	71,554	81,362	92,537
Provisions	(8,000)	(3,000)	19,000
Charge-offs	(14,901)	(21,352)	(39,977)
Recoveries	13,142	14,544	9,802
Allowance for Credit Losses	$ 61,795	$ 71,554	$ 81,362

Mortgage Loan Servicing Right71

Mortgage Loan Servicing Rights (Narrative) (Details) $ in Thousands	12 Months Ended
	Sep. 30, 2016USD ($)tranches	Sep. 30, 2015USD ($)	Sep. 30, 2014USD ($)
Contractually Specified Servicing Fees, Late Fees, and Ancillary Fees Earned in Exchange for Servicing Financial Assets [Line Items]
Balance of mortgage loans securitized and/or sold	$ 200,298	$ 160,052	$ 76,039
Residential Mortgage
Contractually Specified Servicing Fees, Late Fees, and Ancillary Fees Earned in Exchange for Servicing Financial Assets [Line Items]
Number of risk tranches used in evaluating mortgage servicing rights for impairment | tranches	21
Unpaid principal balance of mortgage loans serviced for others	$ 1,959,467	$ 2,181,436	$ 2,511,864
Ratio of capaitalized servicing assets to unpaid principal balance of loans serviced for others	0.45%	0.46%	0.46%
Residential Mortgage | Other Non-Interest Income
Contractually Specified Servicing Fees, Late Fees, and Ancillary Fees Earned in Exchange for Servicing Financial Assets [Line Items]
Servicing income, net of amortization of capitalized servicing assets	$ 4,696	$ 5,444	$ 6,759
Minimum
Contractually Specified Servicing Fees, Late Fees, and Ancillary Fees Earned in Exchange for Servicing Financial Assets [Line Items]
Annual servicing fee on outstanding loan balance, percentage	0.02%
Maximum
Contractually Specified Servicing Fees, Late Fees, and Ancillary Fees Earned in Exchange for Servicing Financial Assets [Line Items]
Annual servicing fee on outstanding loan balance, percentage	0.98%

Mortgage Loan Servicing Right72

Mortgage Loan Servicing Rights (Primary Economic Assumptions Used To Measure The Company's Retained Interest Rate) (Details) - Residential Mortgage	12 Months Ended
	Sep. 30, 2016	Sep. 30, 2015
Fair Value Assumption, Date of Securitization or Asset-backed Financing Arrangement, Transferor's Continuing Involvement, Servicing Assets or Liabilities [Line Items]
Primary prepayment speed assumptions (weighted average annual rate)	11.30%	8.40%
Weighted average life (years)	23 years 4 days	22 years 8 months 12 days
Amortized cost to service loans (weighted average)	0.12%	0.12%
Weighted average discount rate	12.00%	12.00%

Mortgage Loan Servicing Right73

Mortgage Loan Servicing Rights (Key Economic Assumptions And Sensitivity) (Details) - USD ($) $ in Thousands	12 Months Ended
	Sep. 30, 2016	Sep. 30, 2015	Sep. 30, 2014
Sensitivity Analysis, Impact of Adverse Change in Assumption [Line Items]
Other assumption, description	Key economic assumption used in the valuation of the mortgage loan servicing rights, Cost to Service
Residential Mortgage
Sensitivity Analysis, Impact of Adverse Change in Assumption [Line Items]
Fair value of mortgage loan servicing rights	$ 16,428	$ 21,084	$ 27,417
Prepayment speed assumptions (weighted average annual rate)	19.10%
Prepayment speed assumptions, Impact on fair value of 10% adverse change	$ (620)
Prepayment speed assumptions, Impact on fair value of 20% adverse change	$ (1,183)
Estimated prospective annual cost to service loans (weighted average)	0.12%
Estimated prospective annual cost to service loans, Impact on fair value of 10% adverse change	$ (1,572)
Estimated prospective annual cost to service loans, Impact on fair value of 20% adverse change	$ (3,145)
Discount rate	12.00%
Discount rate, Impact on fair value of 10% adverse change	$ (563)
Discount rate, Impact on fair value of 20% adverse change	$ (1,085)

Mortgage Loan Servicing Right74

Mortgage Loan Servicing Rights (Activity In Mortgage Servicing Assets) (Details) - USD ($) $ in Thousands	12 Months Ended
	Sep. 30, 2016	Sep. 30, 2015	Sep. 30, 2014
Mortgage Servicing Assets [Roll Forward]
Balance-beginning of year	$ 9,988
Balance-end of year	8,852	$ 9,988
Residential Mortgage
Mortgage Servicing Assets [Roll Forward]
Balance-beginning of year	9,988	11,669	$ 14,074
Additions from loan securitizations/sales	1,044	907	396
Amortization	(2,180)	(2,588)	(2,801)
Net change in valuation allowance	0	0	0
Balance-end of year	8,852	9,988	11,669
Servicing Asset at Amortized Cost, Fair Value	$ 16,428	$ 21,084	$ 27,417

Premises, Equipment And Softw75

Premises, Equipment And Software, Net Premises, Equipment And Software, Net (Narrative) (Details) - USD ($) $ in Thousands	12 Months Ended
	Sep. 30, 2016	Sep. 30, 2015	Sep. 30, 2014
Property, Plant and Equipment [Line Items]
Depreciation and amortization expense on premises, equipment, and software	$ 5,507	$ 4,798	$ 4,621
Branch rental expense	6,711	6,421	6,363
Non-interest income
Property, Plant and Equipment [Line Items]
Rental income included in other non-interest income	$ 1,556	$ 1,414	$ 1,290

Premises, Equipment And Softw76

Premises, Equipment And Software, Net Premises, Equipment And Software, Net (Property, Plant and Equipment) (Details) - USD ($) $ in Thousands	Sep. 30, 2016	Sep. 30, 2015
Property, Plant and Equipment [Line Items]
Property, Plant and Equipment, Gross	$ 148,812	$ 141,849
Less accumulated depreciation and amortization	(87,809)	(84,662)
Total	61,003	57,187
Land
Property, Plant and Equipment [Line Items]
Property, Plant and Equipment, Gross	12,183	11,050
Office buildings
Property, Plant and Equipment [Line Items]
Property, Plant and Equipment, Gross	73,235	71,860
Furniture, fixtures and equipment
Property, Plant and Equipment [Line Items]
Property, Plant and Equipment, Gross	32,513	30,990
Software
Property, Plant and Equipment [Line Items]
Property, Plant and Equipment, Gross	17,061	16,010
Leasehold improvements
Property, Plant and Equipment [Line Items]
Property, Plant and Equipment, Gross	$ 13,820	$ 11,939

Premises, Equipment And Softw77

Premises, Equipment And Software, Net (Schedule Of Future Minimum Payments Under Non-Cancelable Operating Leases) (Details) $ in Thousands	Sep. 30, 2016USD ($)
Property, Plant and Equipment, Net [Abstract]
2,017	$ 6,338
2,018	6,023
2,019	4,631
2,020	3,659
2,021	2,818
Thereafter	$ 6,767

Premises, Equipment And Softw78

Premises, Equipment And Software, Net (Schedule Of Future Minimum Payments Receivables) (Details) $ in Thousands	Sep. 30, 2016USD ($)
Property, Plant and Equipment, Net [Abstract]
2,017	$ 1,747
2,018	2,078
2,019	1,773
2,020	898
2,021	839
Thereafter	$ 839

Accrued Interest Receivable (Ac

Accrued Interest Receivable (Accrued Interest Receivable) (Details) - USD ($) $ in Thousands	Sep. 30, 2016	Sep. 30, 2015
Accrued Interest Receivable [Line Items]
Accrued interest receivable	$ 32,818	$ 32,490
Investment Securities
Accrued Interest Receivable [Line Items]
Accrued interest receivable	1,179	1,320
Loans
Accrued Interest Receivable [Line Items]
Accrued interest receivable	$ 31,639	$ 31,170

Deposits (Narrative) (Details)

Deposits (Narrative) (Details) - USD ($) $ in Thousands	Sep. 30, 2016	Sep. 30, 2015
Deposits [Abstract]
Weighted average interest rate, savings accounts	0.14%	0.18%
Weighted average interest rate, checking accounts	0.09%	0.14%
Weighted average interest rate, certificates of deposit	1.48%	1.50%
Weighted average interest rate, total deposits	1.07%	1.08%
Time Deposits, $100,000 or More	$ 2,668,391	$ 2,530,031
Brokered certificates of deposit	$ 539,775	$ 520,110

Deposits (Summary Of Deposit Ac

Deposits (Summary Of Deposit Account Balances) (Details) - USD ($) $ in Thousands	Sep. 30, 2016	Sep. 30, 2015
Time Deposits [Line Items]
Subtotal checking and savings accounts	$ 2,509,800	$ 2,605,391
Percentage of checking and savings accounts to deposits	30.20%	31.40%
Certificates of deposit	$ 5,819,642	$ 5,678,618
Percentage of certificates of deposit to deposits	69.80%	68.60%
Subtotal, Deposits	$ 8,329,442	$ 8,284,009
Subtotal, percent	100.00%	100.00%
Accrued interest	$ 1,926	$ 1,849
Accrued interest to deposits, percent	0.00%	0.00%
Total deposits	$ 8,331,368	$ 8,285,858
Total deposits, percent	100.00%	100.00%
0.00–0.30%
Time Deposits [Line Items]
Checking accounts	$ 995,372	$ 994,447
Percentage of checking accounts to deposits	12.00%	12.00%
0.00–0.55
Time Deposits [Line Items]
Savings accounts	$ 1,514,428	$ 1,610,944
Percentage of savings accounts to deposits	18.20%	19.40%
0.00–0.99
Time Deposits [Line Items]
Certificates of deposit	$ 1,164,802	$ 1,641,838
Percentage of certificates of deposit to deposits	14.00%	19.80%
1.00–1.99
Time Deposits [Line Items]
Certificates of deposit	$ 4,214,976	$ 3,293,964
Percentage of certificates of deposit to deposits	50.60%	39.80%
2.00–2.99
Time Deposits [Line Items]
Certificates of deposit	$ 411,229	$ 552,902
Percentage of certificates of deposit to deposits	4.90%	6.70%
3.00–3.99
Time Deposits [Line Items]
Certificates of deposit	$ 9,487	$ 158,504
Percentage of certificates of deposit to deposits	0.10%	1.90%
4.00 and above
Time Deposits [Line Items]
Certificates of deposit	$ 19,148	$ 31,410
Percentage of certificates of deposit to deposits	0.20%	0.40%
Minimum | 0.00–0.30%
Time Deposits [Line Items]
Stated interest rate on deposits	0.00%
Minimum | 0.00–0.99
Time Deposits [Line Items]
Stated interest rate on deposits	0.00%
Minimum | 1.00–1.99
Time Deposits [Line Items]
Stated interest rate on deposits	1.00%
Minimum | 2.00–2.99
Time Deposits [Line Items]
Stated interest rate on deposits	2.00%
Minimum | 3.00–3.99
Time Deposits [Line Items]
Stated interest rate on deposits	3.00%
Minimum | 4.00 and above
Time Deposits [Line Items]
Stated interest rate on deposits	4.00%
Maximum | 0.00–0.30%
Time Deposits [Line Items]
Stated interest rate on deposits	0.30%
Maximum | 0.00–0.55
Time Deposits [Line Items]
Stated interest rate on deposits	0.55%
Maximum | 0.00–0.99
Time Deposits [Line Items]
Stated interest rate on deposits	0.99%
Maximum | 1.00–1.99
Time Deposits [Line Items]
Stated interest rate on deposits	1.99%
Maximum | 2.00–2.99
Time Deposits [Line Items]
Stated interest rate on deposits	2.99%
Maximum | 3.00–3.99
Time Deposits [Line Items]
Stated interest rate on deposits	3.99%
Maximum | 4.00 and above
Time Deposits [Line Items]
Stated interest rate on deposits

Deposits (Scheduled Maturity Of

Deposits (Scheduled Maturity Of Certificates Of Deposit ) (Details) - USD ($) $ in Thousands	12 Months Ended
	Sep. 30, 2016	Sep. 30, 2015
Deposits [Abstract]
12 months or less	$ 2,669,975
13 to 24 months	1,325,463
25 to 36 months	887,269
37 to 48 months	593,595
49 to 60 months	210,406
Over 60 months	132,934
Total	$ 5,819,642	$ 5,678,618
12 months or less, percent	45.90%
13 to 24 months, percent	22.80%
25 to 36 months, percent	15.20%
37 to 48 months, percent	10.20%
49 to 60 months, percent	3.60%
Over 60 months, percent	2.30%
Total, percent	100.00%

Deposits (Scheduled Of Interest

Deposits (Scheduled Of Interest Expense On Deposits) (Details) - USD ($) $ in Thousands	12 Months Ended
	Sep. 30, 2016	Sep. 30, 2015
Deposits [Abstract]
Certificates of deposit	$ 85,900	$ 89,110
Checking accounts	1,289	1,371
Savings accounts	2,811	3,045
Total	$ 90,000	$ 93,526

Borrowed Funds (Schedule of Fed

Borrowed Funds (Schedule of Federal Home Loan Bank Advances (FHLB) Borrowings) (Details) - USD ($) $ in Thousands	Sep. 30, 2016	Sep. 30, 2015
Federal Home Loan Bank, Advances, Fiscal Year Maturity [Abstract]
Maturing in 2017	$ 1,650,478
Maturing in 2018	274,478
Maturing in 2019	414,479
Maturing in 2020	329,816
Maturing in 2021	1,707
thereafter	45,754
Total FHLB Advances	2,716,712
Accrued interest	2,083
Total	$ 2,718,795	$ 2,168,627
Weighted Average Rate 2017	0.55%
Weighted Average Rate 2018	1.53%
Weighted Average Rate 2019	1.79%
Weighted Average Rate 2020	1.82%
Weighted Average Rate 2021	1.52%
Weighted Average rate thereafter	1.55%
Weighted Average Rate Total FHLB Advances	1.01%

Borrowed Funds Borrowed Funds (

Borrowed Funds Borrowed Funds (Federal Home Loan Bank Short-Term Advances) (Details) - Federal Home Loan Bank - USD ($) $ in Thousands	12 Months Ended
	Sep. 30, 2016	Sep. 30, 2015	Sep. 30, 2014
FHLB Short-term Debt [Line Items]
Balance at end of year	$ 1,451,000	$ 755,000	$ 311,000
Maximum amount outstanding at any month-end	1,451,000	1,535,000	527,000
Average balance during year	$ 934,689	$ 1,242,380	$ 344,643
Average interest rate during the fiscal year	0.42%	0.15%	0.10%
Weighted average interest rate at end of year	0.47%	0.18%	0.11%
Interest expense	$ 3,984	$ 1,811	$ 352

Borrowed Funds (Narrative) (Fed

Borrowed Funds (Narrative) (Federal Home Loan Bank Advances) (Details) $ in Thousands	12 Months Ended
	Sep. 30, 2016USD ($)
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
Fixed-rate FHLB advances repaid during the fiscal year	$ 150,000
Penalties paid on repayment of FHLB advances during the fiscal year	2,408
FHLB, additional stock-based borrowing capacity under most restrictive measure	32,471
Federal Home Loan Bank of Cincinnati
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
FHLB, capacity limit for collateral-based additional borrowings	5,516,810
Additional common stock ownership requirement to maximize FHLB borrowings	110,336
FRB-Cleveland
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
Federal Reserve Discount Window, borrowing capacity	90,532
Federal Home Loan Bank Advances
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
Additional funds from the FHLB at the beginning of a particular quarter and repaid prior to the end of that quarter	$ 1,000,000

Other Comprehensive Income (L87

Other Comprehensive Income (Loss) (Accumulated Other Comprehensive Income (Loss) by Component) - USD ($) $ in Thousands	12 Months Ended
	Sep. 30, 2016	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2013
Accumulated Other Comprehensive Income (Loss) [Line Items]
Balance	$ 1,660,458	$ 1,729,370	$ 1,839,457	$ 1,871,477
Reclassification from Accumulated Other Comprehensive Income, Current Period, Net of Tax [Abstract]
Reclassification from Accumulated Other Comprehensive Income, Current Period, Net of Tax	2,020	494	606
Total other comprehensive income (loss)	(6,561)	(2,273)	(2,188)
Accumulated Net Unrealized Investment Gain (Loss)
Accumulated Other Comprehensive Income (Loss) [Line Items]
Balance	416	1,926	(1,092)	(2,136)
Reclassification from Accumulated Other Comprehensive Income, Current Period, Net of Tax [Abstract]
Other Comprehensive Income (Loss), before Reclassifications, Net of Tax	(1,510)	3,018	1,223
Reclassification from Accumulated Other Comprehensive Income, Current Period, Net of Tax	0	0	(179)
Total other comprehensive income (loss)	(1,510)	3,018	1,044
Accumulated Net Gain (Loss) from Cash Flow Hedges
Accumulated Other Comprehensive Income (Loss) [Line Items]
Balance	(1,371)	0	0	0
Reclassification from Accumulated Other Comprehensive Income, Current Period, Net of Tax [Abstract]
Other Comprehensive Income (Loss), before Reclassifications, Net of Tax	(2,389)	0	0
Reclassification from Accumulated Other Comprehensive Income, Current Period, Net of Tax	1,018	0	0
Total other comprehensive income (loss)	(1,371)	0	0
Accumulated Defined Benefit Plans Adjustment
Accumulated Other Comprehensive Income (Loss) [Line Items]
Balance	(18,671)	(14,991)	(9,700)	(6,468)
Reclassification from Accumulated Other Comprehensive Income, Current Period, Net of Tax [Abstract]
Other Comprehensive Income (Loss), before Reclassifications, Net of Tax	(4,682)	(5,785)	(4,017)
Reclassification from Accumulated Other Comprehensive Income, Current Period, Net of Tax	1,002	494	785
Total other comprehensive income (loss)	(3,680)	(5,291)	(3,232)
AOCI Attributable to Parent
Accumulated Other Comprehensive Income (Loss) [Line Items]
Balance	(19,626)	(13,065)	(10,792)	$ (8,604)
Reclassification from Accumulated Other Comprehensive Income, Current Period, Net of Tax [Abstract]
Other Comprehensive Income (Loss), before Reclassifications, Net of Tax	(8,581)	(2,767)	(2,794)
Reclassification from Accumulated Other Comprehensive Income, Current Period, Net of Tax	2,020	494	606
Total other comprehensive income (loss)	$ (6,561)	$ (2,273)	$ (2,188)

Other Comprehensive Income (L88

Other Comprehensive Income (Loss) (Additional) (Details) - USD ($) $ in Thousands	12 Months Ended
	Sep. 30, 2016	Sep. 30, 2015	Sep. 30, 2014
Reclassification out of Accumulated Other Comprehensive Income
Accumulated Other Comprehensive Income (Loss) [Line Items]
Reclassification from AOCI, Current Period, Tax	$ 326	$ 265	$ 1,089
AOCI Attributable to Parent
Accumulated Other Comprehensive Income (Loss) [Line Items]
Other Comprehensive Income (Loss) before Reclassifications, Tax	$ 1,504	$ 1,490	$ 4,621

Other Comprehensive Income (L89

Other Comprehensive Income (Loss) (Reclassification Out of Accumulated Other Comprehensive Income (Loss) (Details) - USD ($) $ in Thousands	3 Months Ended								12 Months Ended
	Sep. 30, 2016	Jun. 30, 2016	Mar. 31, 2016	Dec. 31, 2015	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2014	Sep. 30, 2016	Sep. 30, 2015	Sep. 30, 2014
Reclassification out of Accumulated Other Comprehensive Income (Loss) [Line Items]
Income tax expense (benefit)	$ 11,790	$ 10,901	$ 9,845	$ 9,274	$ 11,872	$ 8,638	$ 7,822	$ 8,472	$ 41,810	$ 36,804	$ 32,966
Net of income tax									(79,792)	(71,965)	(65,507)
Reclassification from Accumulated Other Comprehensive Income, Current Period, Net of Tax									2,020	494	606
Accumulated Net Unrealized Investment Gain (Loss)
Reclassification out of Accumulated Other Comprehensive Income (Loss) [Line Items]
Reclassification from Accumulated Other Comprehensive Income, Current Period, Net of Tax									0	0	(179)
Accumulated Net Gain (Loss) from Cash Flow Hedges
Reclassification out of Accumulated Other Comprehensive Income (Loss) [Line Items]
Reclassification from Accumulated Other Comprehensive Income, Current Period, Net of Tax									1,018	0	0
Accumulated Defined Benefit Plans Adjustment, Net Gain (Loss)
Reclassification out of Accumulated Other Comprehensive Income (Loss) [Line Items]
Reclassification from Accumulated Other Comprehensive Income, Current Period, before Tax									1,542	759	296
Accumulated Defined Benefit Plans, Realized Loss Due To Settlement
Reclassification out of Accumulated Other Comprehensive Income (Loss) [Line Items]
Reclassification from Accumulated Other Comprehensive Income, Current Period, before Tax									0	0	912
Defined Benefit Plan
Reclassification out of Accumulated Other Comprehensive Income (Loss) [Line Items]
Reclassification from AOCI, Current Period, Tax									(540)	(265)	(423)
Reclassification from Accumulated Other Comprehensive Income, Current Period, Net of Tax									1,002	494	785
Reclassification out of Accumulated Other Comprehensive Income
Reclassification out of Accumulated Other Comprehensive Income (Loss) [Line Items]
Reclassification from AOCI, Current Period, Tax									(326)	(265)	(1,089)
Reclassification out of Accumulated Other Comprehensive Income | Accumulated Net Unrealized Investment Gain (Loss)
Reclassification out of Accumulated Other Comprehensive Income (Loss) [Line Items]
Net realized gain on securities available for sale									0	0	(276)
Income tax expense (benefit)									0	0	97
Net of income tax									0	0	(179)
Reclassification out of Accumulated Other Comprehensive Income | Accumulated Net Gain (Loss) from Cash Flow Hedges
Reclassification out of Accumulated Other Comprehensive Income (Loss) [Line Items]
Income tax expense (benefit)									(549)	0	0
Interest expense, effective portion									1,567	0	0
Net of income tax									$ 1,018	$ 0	$ 0

Income Taxes (Narrative) (Detai

Income Taxes (Narrative) (Details) - USD ($) $ in Thousands	12 Months Ended
	Sep. 30, 2016	Sep. 30, 2015	Sep. 30, 2014
Income Tax Expense (Benefit), Continuing Operations [Abstract]
Deferred tax assets, valuation allowance	$ 0	$ 0
Allocated retained earnings bad debt deductions	104,861	104,861
Unrecognized tax benefits	0	0	$ 0
Interest and penalties on income tax assessments or income tax refunds	0	0	$ 1
Interest accrued	$ 0	$ 0

Income Taxes (Schedule of Compo

Income Taxes (Schedule of Components Of The Income Tax Provision) (Details) - USD ($) $ in Thousands	3 Months Ended								12 Months Ended
	Sep. 30, 2016	Jun. 30, 2016	Mar. 31, 2016	Dec. 31, 2015	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2014	Sep. 30, 2016	Sep. 30, 2015	Sep. 30, 2014
Income Tax Expense (Benefit), Continuing Operations [Abstract]
Current tax expense, Federal									$ 29,833	$ 27,056	$ 22,983
Current tax expense, State									878	564	324
Deferred tax expense, Federal									11,045	9,605	9,659
Deferred tax expense, State									54	(421)	0
Income tax provision	$ 11,790	$ 10,901	$ 9,845	$ 9,274	$ 11,872	$ 8,638	$ 7,822	$ 8,472	$ 41,810	$ 36,804	$ 32,966

Income Taxes (Schedule of Recon

Income Taxes (Schedule of Reconciliation From Tax At The Statutory Rate To The Income Tax Provision) (Details)	12 Months Ended
	Sep. 30, 2016	Sep. 30, 2015	Sep. 30, 2014
Income Tax Expense (Benefit), Continuing Operations [Abstract]
Tax at statutory rate	35.00%	35.00%	35.00%
State tax, net	0.50%	0.10%	0.20%
Non-taxable income from bank owned life insurance contracts	(2.10%)	(2.40%)	(2.30%)
Other, net	0.80%	0.90%	0.40%
Income tax provision	34.20%	33.60%	33.30%

Income Taxes (Schedule Of Defer

Income Taxes (Schedule Of Deferred Tax Recognition Of Revenue And Expenses) (Details) - USD ($) $ in Thousands	Sep. 30, 2016	Sep. 30, 2015
Income Tax Expense (Benefit), Continuing Operations [Abstract]
Loan loss reserve	$ 30,240	$ 33,767
Deferred compensation	11,796	12,536
Pension	5,790	4,931
Property, equipment and software basis difference	1,759	2,466
Other	3,234	3,158
Total deferred tax assets	52,819	56,858
FHLB stock basis difference	7,826	7,808
Mortgage servicing rights	1,322	1,194
Goodwill	3,434	3,431
Deferred loan costs, net of fees	11,131	8,095
Other	3,033	2,690
Total deferred tax liabilities	26,746	23,218
Net deferred tax asset	$ 26,073	$ 33,640

Employee Benefit Plans (Narrati

Employee Benefit Plans (Narrative) (Details) $ / shares in Units, $ in Thousands	12 Months Ended
	Sep. 30, 2016USD ($)yearsh$ / sharesshares	Sep. 30, 2015USD ($)shares	Sep. 30, 2014USD ($)
Defined Benefit Plan Disclosure [Line Items]
Required minimum contribution made to the defined benefit plan during the fiscal year	$ 0
Voluntary contributions made to the defined benefit plan	4,000	$ 2,000
Net actuarial losses, which have not been recognized as components of net periodic benefit costs	28,725	23,063	$ 14,922
Net actuarial losses that will be recognized in AOCI as components of net periodic benefit cost in fiscal year	$ 2,126
Age of employees to participate in ESOP, minimum (in years) | years	18
Number of hours worked by employees to participate in ESOP, minimum (in hours) | h	1,000
Total compensation expense related to ESOP	$ 7,714	6,617	5,554
Purchase of the Company's common stock by ESOP from proceeds of a loan from the Company (in shares) | shares	11,605,824
Purchase of the Company's common stock by ESOP, (in usd per share) | $ / shares	$ 10
ESOP loan from the Company, outstanding principal balance	$ 65,462	$ 69,110
ESOP shares allocated to participants (in shares) | shares	5,539,068
ESOP shares committed to be released (in shares) | shares	325,005
ESOP shares unallocated or not yet committed to be released (in shares) | shares	5,741,751	6,175,091
ESOP shares that are unallocated or not yet committed to be released, fair market value	$ 102,261
First and Second Tier 401(k)
Defined Benefit Plan Disclosure [Line Items]
Age of employees to be covered by the 401(k) plan, minimum	21 years
Number of hours worked by employees (in one year of service) to be covered by the first and second tiers of the 401(k) plan, minimum | h	1,000
401(k) First Tier
Defined Benefit Plan Disclosure [Line Items]
Allowable percentage of compensation, of eligible employees, to be contributed to the 401(k) plan	75.00%
401(k), Company match percentage of up to 4% of employee contributed funds	100.00%
401(k)
Defined Benefit Plan Disclosure [Line Items]
401(k), Company matched contributions, minimum vesting period	immediately
401(k), Company matched contributions, maximum vesting period	5 years
Total of the Company's matching and discretionary contributions related to the 401(k) plan	$ 3,412	$ 3,204	$ 2,907
Maximum | 401(k) First Tier
Defined Benefit Plan Disclosure [Line Items]
401(k), Percentage of funds contributed by employees to be matched 100% by the Company, maximum	4.00%

Employee Benefit Plans (Change

Employee Benefit Plans (Change In Projected Benefit Obligation For The Defined Benefit Plan) (Details) - USD ($) $ in Thousands	12 Months Ended
	Sep. 30, 2016	Sep. 30, 2015	Sep. 30, 2014
Defined Benefit Plan, Change in Benefit Obligation [Roll Forward]
Projected benefit obligation at beginning of year	$ 76,735	$ 73,482
Interest cost	3,288	3,130	$ 3,204
Actuarial loss and other	7,464	3,926
Benefits paid	(3,269)	(3,803)
Projected benefit obligation at end of year	$ 84,218	$ 76,735	$ 73,482

Employee Benefit Plans (Reconci

Employee Benefit Plans (Reconciliation Of The Beginning And Ending Balances Of The Fair Value Of Plan Assets And Funded Status Of The Plan) (Details) - USD ($) $ in Thousands	12 Months Ended
	Sep. 30, 2016	Sep. 30, 2015
Defined Benefit Plan, Change in Fair Value of Plan Assets [Roll Forward]
Fair value of plan assets at beginning of the year	$ 60,849	$ 63,212
Actual return on plan assets	4,371	(560)
Employer contributions	4,000	2,000
Benefits paid	(3,269)	(3,803)
Fair value of plan assets at end of year	65,951	60,849
Funded status of the plan-asset/(liability)	$ (18,267)	$ (15,886)

Employee Benefit Plans (Compone

Employee Benefit Plans (Components Of Net Periodic Benefit Cost Recognized In The Statement Of Income) (Details) - USD ($) $ in Thousands	12 Months Ended
	Sep. 30, 2016	Sep. 30, 2015	Sep. 30, 2014
Defined Benefit Pension Plans and Defined Benefit Postretirement Plans Disclosure [Abstract]
Interest cost	$ 3,288	$ 3,130	$ 3,204
Expected return on plan assets	(4,111)	(4,414)	(4,221)
Amortization of net loss and other	1,542	759	296
Recognized net loss due to settlement	0	0	912
Net periodic benefit (income) cost	$ 719	$ (525)	$ 191

Employee Benefit Plans (Fair Va

Employee Benefit Plans (Fair Value Of Plan Assets By Asset Category At The Measurement Date) (Details) - USD ($) $ in Thousands	Sep. 30, 2016	Sep. 30, 2015	Sep. 30, 2014
Defined Benefit Plan Disclosure [Line Items]
Fair value of plan assets, Total	$ 65,951	$ 60,849	$ 63,212
Pooled Separate Accounts
Defined Benefit Plan Disclosure [Line Items]
Fair value of plan assets, Total	65,951	60,849
Quoted Prices In Active Markets For Identical Assets (Level 1) | Pooled Separate Accounts
Defined Benefit Plan Disclosure [Line Items]
Fair value of plan assets, Total	0	0
Significant Other Observable Inputs (Level 2) | Pooled Separate Accounts
Defined Benefit Plan Disclosure [Line Items]
Fair value of plan assets, Total	65,951	60,849
Significant Unobservable Inputs (Level 3) | Pooled Separate Accounts
Defined Benefit Plan Disclosure [Line Items]
Fair value of plan assets, Total	$ 0	$ 0

Employee Benefit Plans (Schedul

Employee Benefit Plans (Schedule Of Additional Information Is Provided With Respect To The Plan) (Details)	12 Months Ended
	Sep. 30, 2016	Sep. 30, 2015	Sep. 30, 2014
Defined Benefit Pension Plans and Defined Benefit Postretirement Plans Disclosure [Abstract]
Discount rate	3.75%	4.40%	4.40%
Discount rate	4.40%	4.40%	4.90%
Long-term rate of return on plan assets	7.50%	7.50%	7.50%

Employee Benefit Plans (Estimat

Employee Benefit Plans (Estimates Of Expected Future Benefit Payments) (Details) $ in Thousands	12 Months Ended
	Sep. 30, 2016USD ($)
Defined Benefit Pension Plans and Defined Benefit Postretirement Plans Disclosure [Abstract]
2,017	$ 4,790
2,018	3,550
2,019	3,800
2,020	4,160
2,021	4,110
Aggregate expected benefit payments during the five fiscal year period beginning October 1, 2022, and ending September 30, 2026	22,320
Minimum employer contributions expected to be paid during the fiscal year ending September 30, 2017	$ 0

Equity Incentive Plan (Narrativ

Equity Incentive Plan (Narrative) (Details) - USD ($) $ / shares in Units, $ in Thousands	12 Months Ended
	Sep. 30, 2016	Sep. 30, 2015	Sep. 30, 2014
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Issuance of stock options (in shares)	393,500
Excess tax effect related to stock-based compensation	$ 3,198	$ 1,582	$ 91
Stock options contractual term, years	10 years
Share-based compensation expense	$ 5,723	7,363	6,862
Tax benefit recognized related to share-based compensation expense	$ 1,776	$ 2,505	$ 2,342
Weighted average grant date fair value of restricted stock units granted, per share	$ 19.06	$ 14.98	$ 11.73
Annualized dividend payout, per share	0.40	0.28
Weighted average grant date fair value of options granted (in usd per share)	$ 3.48	$ 3.08	$ 3.39
Expected future compensation expense relating to the non-vested options outstanding	$ 2,137
Common shares authorized for award under the Equity Plan (in shares)	23,000,000
Common shares remain available for future award (in shares)	11,371,924
Restricted Stock Units
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Issuance of restricted stock units	55,600
Share-based compensation expense	$ 3,250	$ 3,972	$ 3,667
Weighted average grant date fair value of restricted stock units granted, per share	$ 19.06
Total fair value of restricted stock units vested	$ 2,519	5,042	2,235
Expected future compensation expense relating to non-vested restricted stock units	$ 2,426
Non-vested awards weighted average period (in years)	2 years 1 month 2 days
Restricted Stock Units | Minimum
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Award vesting service period	1 year
Restricted Stock Units | Maximum
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Award vesting service period	10 years
Stock Options
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Share-based compensation expense	$ 2,473	$ 3,391	$ 3,195
Non-vested awards weighted average period (in years)	2 years 4 months 21 days
Stock Options | Minimum
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Award vesting service period	1 year
Stock Options | Maximum
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Award vesting service period	7 years

Equity Incentive Plan (Summary

Equity Incentive Plan (Summary Of The Status Of The Company's Restricted Stock Units And Changes) (Details) - $ / shares	12 Months Ended
	Sep. 30, 2016	Sep. 30, 2015	Sep. 30, 2014
Summary of Status of Restricted Stock Unit [Roll Forward]
Weighted Average Grant Date Fair Value, Granted (in usd per share)	$ 19.06	$ 14.98	$ 11.73
Restricted Stock Units
Summary of Status of Restricted Stock Unit [Roll Forward]
Number of Shares Awarded, Outstanding, Beginning	1,264,625
Weighted Average Grant Date Fair Value, Outstanding at September 30, 2015 (in usd per share)	$ 12.67
Number of Shares Awarded, Granted	55,600
Weighted Average Grant Date Fair Value, Granted (in usd per share)	$ 19.06
Number of Shares Awarded, Exercised	(133,868)
Weighted Average Grant Date Fair Value, Exercised (in usd per share)	$ 12.35
Number of Shares Awarded, Forfeited	(2,000)
Weighted Average Grant Date Fair Value, Forfeited (in usd per share)	$ 15.08
Number of Shares Awarded, Outstanding, Ending	1,184,357	1,264,625
Weighted Average Grant Date Fair Value, Outstanding (in usd per share)	$ 13	$ 12.67
Number of Shares Awarded, Vested and exercisable, at September 30, 2016	512,393
Weighted Average Grant Date Fair Value, Vested and exercisable, at September 30, 2016 (in usd per share)	$ 11.95
Number of Shares Awarded, Vested and expected to vest, at September 30, 2016	1,180,564
Weighted Average Grant Date Fair Value, Vested and expected to vest, at September 30, 2016 (in usd per share)	$ 12.99

Equity Incentive Plan (Summa103

Equity Incentive Plan (Summary Of The Company's Stock Option Activity And Related Information For The Equity Plan) (Details) - USD ($) $ / shares in Units, $ in Thousands	12 Months Ended
	Sep. 30, 2016	Sep. 30, 2015
Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding [Roll Forward]
Number of Stock Options, Outstanding at September 30, 2015 (in shares)	6,943,770
Weighted Average Exercise Price, Outstanding at September 30, 2015 (in usd per share)	$ 11.91
Weighted Average Remaining Contractual Life, Outstanding at September 30, 2015 (in years)	5 years 9 months 3 days	5 years 4 months 6 days
Aggregate Intrinsic Value, Outstanding at September 30, 2015	$ 37,110
Number of Stock Options, Granted (in shares)	393,500
Weighted Average Exercise Price, Granted (in usd per share)	$ 19.06
Number of Stock Options, Exercised (in shares)	(2,371,513)
Weighted Average Exercise Price, Exercised (in usd per share)	$ 11.59
Stock options exercised, intrinsic value	$ 15,084
Number of Stock Options, Forfeited (in shares)	(4,000)
Weighted Average Exercise Price, Forfeited (in usd per share)	$ 15.08
Aggregate Intrinsic Value, Forfeited	$ 11
Number of Stock Options, Outstanding at September 30, 2016 (in shares)	4,961,757	6,943,770
Weighted Average Exercise Price, Outstanding (in usd per share)	$ 12.62	$ 11.91
Weighted Average Remaining Contractual Life, Outstanding (in years)	5 years 9 months 3 days	5 years 4 months 6 days
Aggregate Intrinsic Value, Outstanding	$ 26,228	$ 37,110
Number of Stock Options, Vested and exercisable at September 30, 2016 (in shares)	3,334,362
Weighted Average Exercise Price, Vested and exercisable at September 30, 2016 (in usd per share)	$ 11.13
Weighted Average Remaining Contractual Life, Vested and exercisable at September 30, 2016 (in years)	4 years 5 months 8 days
Aggregate Intrinsic Value, Vested and exercisable at September 30, 2016	$ 22,260
Number of Stock Options, Vested or expected to vest at September 30, 2016 (in shares)	4,957,131
Weighted Average Exercise Price, Vested or expected to vest at September 30, 2016 (in usd per share)	$ 12.62
Weighted Average Remaining Contractual Life, Vested or expected to vest at September 30, 2016 (in years)	5 years 9 months 2 days
Aggregate Intrinsic Value, Vested or expected to vest at September 30, 2016	$ 26,216

Equity Incentive Plan (Fair Val

Equity Incentive Plan (Fair Value Of The Option Grants Was Estimated On The Date Of Grant Using The Black-Scholes Option-Pricing Model) (Details) - Stock Options	12 Months Ended
	Sep. 30, 2016	Sep. 30, 2015
Expected dividend yield	2.10%	1.88%
Expected volatility	22.03%	23.99%
Risk-free interest rate	1.86%	1.79%
Expected option term (in years)	6 years	6 years 1 month 28 days

Commitments And Contingent L105

Commitments And Contingent Liabilities (Narrative) (Details) $ in Thousands	12 Months Ended
	Sep. 30, 2016USD ($)
Minimum
Unfunded And Commitments To Originate [Line Items]
Fixed expiration days of commitments to extend credit (in days)	60 days
Home equity line of credit unfunded commitments expiration, years	5 years
Maximum
Unfunded And Commitments To Originate [Line Items]
Fixed expiration days of commitments to extend credit (in days)	360 days
Home equity line of credit unfunded commitments expiration, years	10 years
Unfunded Commitments Equity Lines Of Credit Including Suspended Accounts
Unfunded And Commitments To Originate [Line Items]
Unfunded commitments on home equity lines of credit (including commitments for suspended accounts)	$ 1,368,479

Commitment And Contingent Liabi

Commitment And Contingent Liabilities (Schedule of Off-Balance Sheet Risks (Details) $ in Thousands	Sep. 30, 2016USD ($)
Commitments To Originate
Commitments And Contingencies Off-balance Sheet Risks, Disclosure Information [Line Items]
Total	$ 744,983
Commitments To Originate Fixed-Rate Mortgage Loans
Commitments And Contingencies Off-balance Sheet Risks, Disclosure Information [Line Items]
Total	337,036
Commitments To Originate Adjustable-Rate Mortgage Loans
Commitments And Contingencies Off-balance Sheet Risks, Disclosure Information [Line Items]
Total	328,393
Commitments To Originate Equity Loans And Lines Of Credit Including Bridge Loans
Commitments And Contingencies Off-balance Sheet Risks, Disclosure Information [Line Items]
Total	79,554
Unfunded Commitments
Commitments And Contingencies Off-balance Sheet Risks, Disclosure Information [Line Items]
Total	1,294,320
Unfunded Commitments Equity Lines Of Credit
Commitments And Contingencies Off-balance Sheet Risks, Disclosure Information [Line Items]
Total	1,246,624
Unfunded Commitments Construction Loans
Commitments And Contingencies Off-balance Sheet Risks, Disclosure Information [Line Items]
Total	36,155
Unfunded Commitments Private Equity Investments
Commitments And Contingencies Off-balance Sheet Risks, Disclosure Information [Line Items]
Total	$ 11,541

Fair Value (Narrative) (Details

Fair Value (Narrative) (Details) - USD ($) $ in Thousands	12 Months Ended
	Sep. 30, 2016	Sep. 30, 2015	Sep. 30, 2014
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Loans held for sale, fair value	$ 0	$ 0
Investment securities—available-for-sale	517,866	585,053
Mortgage loans held for sale	4,686	116
Performing troubled debt restructurings individually evaluated for impairment	194,850	212,172
Allowance on loans evaluated for impairment based on the present value of cash flows	12,628	14,318
Real estate owned	6,803	17,492
Cost to dispose related to real estate owned properties measured at fair value	521	1,756
Fair Value, Inputs, Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Loans held for sale, fair value	4,839	119
Investment securities—available-for-sale	517,866	585,053
Fair Value, Inputs, Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Loans held for sale, fair value	0	0
Investment securities—available-for-sale	0	0
Market Approach Valuation Technique | Fair Value, Inputs, Level 3 | Fair Value, Measurements, Nonrecurring
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Real estate owned	4,192	15,094
Market Approach Valuation Technique | US Treasury and Government | Fair Value, Inputs, Level 2 | Fair Value, Measurements, Recurring
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities—available-for-sale	517,866	585,053
Market Approach Valuation Technique | Loans Held-For-Sale
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Loans held for sale, fair value	0	0
Market Approach Valuation Technique | Loans Held-For-Sale | Net gain (loss) on the sale of loans
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Change in fair value of loans held for sale subject to pending agency contracts	0	(111)	$ 14
Carried At Cost | Portion at Other than Fair Value Measurement
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Mortgage loans held for sale	4,686	116
Original Or Adjusted Cost Basis | Portion at Other than Fair Value Measurement
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Real estate owned	3,132	4,154
Troubled Debt Restructuring | Performing Financing Receivable | Present Value Of Cash Flows
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Allowance on loans evaluated for impairment based on the present value of cash flows	12,432	14,117
Troubled Debt Restructuring | Performing Financing Receivable | Present Value Of Cash Flows | Portion at Other than Fair Value Measurement
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Performing troubled debt restructurings individually evaluated for impairment	102,079	103,777
Allowance on loans evaluated for impairment based on the present value of cash flows	$ 12,432	$ 14,117

Fair Value (Fair Value Of Asset

Fair Value (Fair Value Of Assets And Liabilities Measured On Recurring Basis) (Details) - USD ($) $ in Thousands	Sep. 30, 2016	Sep. 30, 2015
Assets
Investment securities—available-for-sale	$ 517,866	$ 585,053
Quoted Prices In Active Markets For Identical Assets (Level 1)
Assets
Investment securities—available-for-sale	0	0
Derivative asset	0	0
Liabilities
Derivative liability	0
Significant Other Observable Inputs (Level 2)
Assets
Investment securities—available-for-sale	517,866	585,053
Derivative asset	772	0
Liabilities
Derivative liability	2,880
Significant Unobservable Inputs (Level 3)
Assets
Investment securities—available-for-sale	0	0
Derivative asset	99	79
Liabilities
Derivative liability	0
U.S. government and agency obligations
Assets
Investment securities—available-for-sale		2,002
REMIC's
Assets
Investment securities—available-for-sale	507,997	572,451
Fannie Mae Certificates
Assets
Investment securities—available-for-sale	9,869	10,600
Fair Value, Measurements, Recurring
Assets
Total	518,737	585,132
Liabilities
Total	2,880
Fair Value, Measurements, Recurring | Quoted Prices In Active Markets For Identical Assets (Level 1)
Assets
Total	0	0
Liabilities
Total	0
Fair Value, Measurements, Recurring | Significant Other Observable Inputs (Level 2)
Assets
Total	518,638	585,053
Liabilities
Total	2,880
Fair Value, Measurements, Recurring | Significant Unobservable Inputs (Level 3)
Assets
Total	99	79
Liabilities
Total	0
Fair Value, Measurements, Recurring | Interest Rate Lock Commitments
Assets
Derivative asset	99	79
Fair Value, Measurements, Recurring | Interest Rate Lock Commitments | Quoted Prices In Active Markets For Identical Assets (Level 1)
Assets
Derivative asset	0	0
Fair Value, Measurements, Recurring | Interest Rate Lock Commitments | Significant Other Observable Inputs (Level 2)
Assets
Derivative asset	0	0
Fair Value, Measurements, Recurring | Interest Rate Lock Commitments | Significant Unobservable Inputs (Level 3)
Assets
Derivative asset	99	79
Fair Value, Measurements, Recurring | Interest Rate Swap
Assets
Derivative asset	772
Liabilities
Derivative liability	2,880
Fair Value, Measurements, Recurring | Interest Rate Swap | Quoted Prices In Active Markets For Identical Assets (Level 1)
Assets
Derivative asset	0
Liabilities
Derivative liability	0
Fair Value, Measurements, Recurring | Interest Rate Swap | Significant Other Observable Inputs (Level 2)
Assets
Derivative asset	772
Liabilities
Derivative liability	2,880
Fair Value, Measurements, Recurring | Interest Rate Swap | Significant Unobservable Inputs (Level 3)
Assets
Derivative asset	0
Liabilities
Derivative liability	0
Fair Value, Measurements, Recurring | U.S. government and agency obligations
Assets
Investment securities—available-for-sale		2,002
Fair Value, Measurements, Recurring | U.S. government and agency obligations | Quoted Prices In Active Markets For Identical Assets (Level 1)
Assets
Investment securities—available-for-sale		0
Fair Value, Measurements, Recurring | U.S. government and agency obligations | Significant Other Observable Inputs (Level 2)
Assets
Investment securities—available-for-sale		2,002
Fair Value, Measurements, Recurring | U.S. government and agency obligations | Significant Unobservable Inputs (Level 3)
Assets
Investment securities—available-for-sale		0
Fair Value, Measurements, Recurring | REMIC's
Assets
Investment securities—available-for-sale	507,997	572,451
Fair Value, Measurements, Recurring | REMIC's | Quoted Prices In Active Markets For Identical Assets (Level 1)
Assets
Investment securities—available-for-sale	0	0
Fair Value, Measurements, Recurring | REMIC's | Significant Other Observable Inputs (Level 2)
Assets
Investment securities—available-for-sale	507,997	572,451
Fair Value, Measurements, Recurring | REMIC's | Significant Unobservable Inputs (Level 3)
Assets
Investment securities—available-for-sale	0	0
Fair Value, Measurements, Recurring | Fannie Mae Certificates
Assets
Investment securities—available-for-sale	9,869	10,600
Fair Value, Measurements, Recurring | Fannie Mae Certificates | Quoted Prices In Active Markets For Identical Assets (Level 1)
Assets
Investment securities—available-for-sale	0	0
Fair Value, Measurements, Recurring | Fannie Mae Certificates | Significant Other Observable Inputs (Level 2)
Assets
Investment securities—available-for-sale	9,869	10,600
Fair Value, Measurements, Recurring | Fannie Mae Certificates | Significant Unobservable Inputs (Level 3)
Assets
Investment securities—available-for-sale	$ 0	$ 0

Fair Value (Reconciliation Of F

Fair Value (Reconciliation Of Fair Value Assets And Liabilities Measured On Recurring Basis Unobservable Input) (Details) - Fair Value, Inputs, Level 3 - Interest Rate Lock Commitments - USD ($) $ in Thousands	12 Months Ended
	Sep. 30, 2016	Sep. 30, 2015	Sep. 30, 2014
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]
Beginning balance	$ 79	$ 59	$ 158
Fair Value, Assets and Liabilities Measured on Recurring Basis, Gain (Loss) Included in Earnings [Abstract]
Ending balance	99	79	59
Change in unrealized gains for the period included in earnings for assets held at end of the reporting date	99	79	59
Other Income
Fair Value, Assets and Liabilities Measured on Recurring Basis, Gain (Loss) Included in Earnings [Abstract]
Included in other non-interest income	$ 20	$ 20	$ (99)

Fair Value (Assets Measured At

Fair Value (Assets Measured At Fair Value On A Nonrecurring Basis) (Details) - Fair Value, Measurements, Nonrecurring - USD ($) $ in Thousands	Sep. 30, 2016	Sep. 30, 2015
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Real estate owned	$ 4,192	$ 15,094
Total	96,768	123,288
Quoted Prices In Active Markets For Identical Assets (Level 1)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Real estate owned	0	0
Total	0	0
Significant Other Observable Inputs (Level 2)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Real estate owned	0	0
Total	0	0
Significant Unobservable Inputs (Level 3)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Real estate owned	4,192	15,094
Total	96,768	123,288
Impaired Loans, Net
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans, net of allowance	92,576	108,194
Impaired Loans, Net | Quoted Prices In Active Markets For Identical Assets (Level 1)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans, net of allowance	0	0
Impaired Loans, Net | Significant Other Observable Inputs (Level 2)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans, net of allowance	0	0
Impaired Loans, Net | Significant Unobservable Inputs (Level 3)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans, net of allowance	$ 92,576	$ 108,194

Fair Value (Quantitative Inform

Fair Value (Quantitative Information About Significant Unobservable Inputs Categorized Within Level 3 Of The Fair Value Hierarchy) (Details) - Fair Value, Inputs, Level 3 - USD ($) $ in Thousands	Sep. 30, 2016	Sep. 30, 2015
Impaired Loans, Net of Allowance | Collateral Value
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Assets, fair value	$ 92,576	$ 108,194
Impaired Loans, Net of Allowance | Collateral Value | Minimum
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Discount appraised value to estimated net proceeds based on historical experience	0.00%	0.00%
Impaired Loans, Net of Allowance | Collateral Value | Maximum
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Discount appraised value to estimated net proceeds based on historical experience	26.00%	24.00%
Impaired Loans, Net of Allowance | Collateral Value | Weighted Average
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Discount appraised value to estimated net proceeds based on historical experience	8.20%	8.00%
Interest Rate Lock Commitments | Secondary Market Pricing
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Assets, fair value	$ 99	$ 79
Interest Rate Lock Commitments | Secondary Market Pricing | Minimum
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Closure rate	0.00%	0.00%
Interest Rate Lock Commitments | Secondary Market Pricing | Maximum
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Closure rate	100.00%	100.00%
Interest Rate Lock Commitments | Secondary Market Pricing | Weighted Average
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Closure rate	93.00%	78.70%

Fair Value (Estimated Fair Valu

Fair Value (Estimated Fair Value Of Financial Instruments) (Details) - USD ($) $ in Thousands	Sep. 30, 2016	Sep. 30, 2015
Assets
Investment securities—available-for-sale	$ 517,866	$ 585,053
Mortgage loans held for sale	0	0
Fair Value, Inputs, Level 1
Assets
Investment securities—available-for-sale	0	0
Mortgage loans held for sale	0	0
Private equity investments		0
Cash collateral held by counterparty	10,480
Derivative asset	0	0
Liabilities
Borrowed funds	0	0
Derivative liability	0
Fair Value, Inputs, Level 2
Assets
Investment securities—available-for-sale	517,866	585,053
Mortgage loans held for sale	4,839	119
Federal Home Loan Bank stock	0	0
Private equity investments		0
Cash collateral held by counterparty	0
Derivative asset	772	0
Liabilities
Borrowed funds	2,740,565	2,196,476
Derivative liability	2,880
Fair Value, Inputs, Level 3
Assets
Investment securities—available-for-sale	0	0
Mortgage loans held for sale	0	0
Federal Home Loan Bank stock	0	0
Private equity investments		255
Cash collateral held by counterparty	0
Derivative asset	99	79
Liabilities
Borrowed funds	0	0
Derivative liability	0
Carrying Amount
Assets
Investment securities—available-for-sale	517,866	585,053
Mortgage loans held for sale	4,686	116
Federal Home Loan Bank stock	69,853	69,470
Private equity investments		255
Cash collateral held by counterparty	10,480
Derivative asset	871	79
Liabilities
Borrowed funds	2,718,795	2,168,627
Derivative liability	2,880
Estimated Fair Value, Total
Assets
Investment securities—available-for-sale	517,866	585,053
Mortgage loans held for sale	4,839	119
Federal Home Loan Bank stock	69,853	69,470
Private equity investments		255
Cash collateral held by counterparty	10,480
Derivative asset	871	79
Liabilities
Borrowed funds	2,740,565	2,196,476
Derivative liability	2,880
Demand Deposits | Fair Value, Inputs, Level 1
Liabilities
Deposit accounts	0	0
Demand Deposits | Fair Value, Inputs, Level 2
Liabilities
Deposit accounts	2,509,800	2,605,391
Demand Deposits | Fair Value, Inputs, Level 3
Liabilities
Deposit accounts	0	0
Demand Deposits | Carrying Amount
Liabilities
Deposit accounts	2,509,800	2,605,391
Demand Deposits | Estimated Fair Value, Total
Liabilities
Deposit accounts	2,509,800	2,605,391
Certificates of Deposit | Fair Value, Inputs, Level 1
Liabilities
Deposit accounts	0	0
Certificates of Deposit | Fair Value, Inputs, Level 2
Liabilities
Deposit accounts	5,832,958	5,634,860
Certificates of Deposit | Fair Value, Inputs, Level 3
Liabilities
Deposit accounts	0	0
Certificates of Deposit | Carrying Amount
Liabilities
Deposit accounts	5,821,568	5,680,467
Certificates of Deposit | Estimated Fair Value, Total
Liabilities
Deposit accounts	5,832,958	5,634,860
Advance Payments by Borrowers for Taxes and Insurance | Fair Value, Inputs, Level 1
Liabilities
Other liabilities	0	0
Advance Payments by Borrowers for Taxes and Insurance | Fair Value, Inputs, Level 2
Liabilities
Other liabilities	92,313	86,292
Advance Payments by Borrowers for Taxes and Insurance | Fair Value, Inputs, Level 3
Liabilities
Other liabilities	0	0
Advance Payments by Borrowers for Taxes and Insurance | Carrying Amount
Liabilities
Other liabilities	92,313	86,292
Advance Payments by Borrowers for Taxes and Insurance | Estimated Fair Value, Total
Liabilities
Other liabilities	92,313	86,292
Principal, Interest, And Related Escrow Owed On Loans Serviced | Fair Value, Inputs, Level 1
Liabilities
Other liabilities	0	0
Principal, Interest, And Related Escrow Owed On Loans Serviced | Fair Value, Inputs, Level 2
Liabilities
Other liabilities	49,401	49,493
Principal, Interest, And Related Escrow Owed On Loans Serviced | Fair Value, Inputs, Level 3
Liabilities
Other liabilities	0	0
Principal, Interest, And Related Escrow Owed On Loans Serviced | Carrying Amount
Liabilities
Other liabilities	49,401	49,493
Principal, Interest, And Related Escrow Owed On Loans Serviced | Estimated Fair Value, Total
Liabilities
Other liabilities	49,401	49,493
Cash | Fair Value, Inputs, Level 1
Assets
Cash and Cash Equivalents	27,914	22,428
Cash | Fair Value, Inputs, Level 2
Assets
Cash and Cash Equivalents	0	0
Cash | Fair Value, Inputs, Level 3
Assets
Cash and Cash Equivalents	0	0
Cash | Carrying Amount
Assets
Cash and Cash Equivalents	27,914	22,428
Cash | Estimated Fair Value, Total
Assets
Cash and Cash Equivalents	27,914	22,428
Cash Equivalents | Fair Value, Inputs, Level 1
Assets
Cash and Cash Equivalents	203,325	132,941
Cash Equivalents | Fair Value, Inputs, Level 2
Assets
Cash and Cash Equivalents	0	0
Cash Equivalents | Fair Value, Inputs, Level 3
Assets
Cash and Cash Equivalents	0	0
Cash Equivalents | Carrying Amount
Assets
Cash and Cash Equivalents	203,325	132,941
Cash Equivalents | Estimated Fair Value, Total
Assets
Cash and Cash Equivalents	203,325	132,941
Mortgage Receivable | Fair Value, Inputs, Level 1
Assets
Loans, net	0	0
Mortgage Receivable | Fair Value, Inputs, Level 2
Assets
Loans, net	0	0
Mortgage Receivable | Fair Value, Inputs, Level 3
Assets
Loans, net	12,177,536	11,650,701
Mortgage Receivable | Carrying Amount
Assets
Loans, net	11,705,688	11,184,115
Mortgage Receivable | Estimated Fair Value, Total
Assets
Loans, net	12,177,536	11,650,701
Other Consumer Loans | Fair Value, Inputs, Level 1
Assets
Loans, net	0	0
Other Consumer Loans | Fair Value, Inputs, Level 2
Assets
Loans, net	0	0
Other Consumer Loans | Fair Value, Inputs, Level 3
Assets
Loans, net	3,277	3,645
Other Consumer Loans | Carrying Amount
Assets
Loans, net	3,116	3,468
Other Consumer Loans | Estimated Fair Value, Total
Assets
Loans, net	3,277	3,645
Accrued Interest Receivable | Fair Value, Inputs, Level 1
Assets
Accrued interest receivable	0	0
Accrued Interest Receivable | Fair Value, Inputs, Level 2
Assets
Accrued interest receivable	32,818	32,490
Accrued Interest Receivable | Fair Value, Inputs, Level 3
Assets
Accrued interest receivable	0	0
Accrued Interest Receivable | Carrying Amount
Assets
Accrued interest receivable	32,818	32,490
Accrued Interest Receivable | Estimated Fair Value, Total
Assets
Accrued interest receivable	$ 32,818	$ 32,490

Derivative Investments (Narrati

Derivative Investments (Narrative) (Details) $ in Thousands	Sep. 30, 2016USD ($)	Sep. 30, 2015USD ($)
Derivative [Line Items]
Estimated amount to be reclassed in the next 12 months as an increase to expense	$ (1,787)
Balance of collateral posted by the Company for derivative liabilities	10,480	$ 0
Designated as Hedging Instrument
Derivative [Line Items]
Derivative, Fair Value, Net	$ 0	$ 0
Forward Commitments For Sale Of Mortgage Loans | Not Designated as Hedging Instrument
Derivative [Line Items]
Derivative, Number of Instruments Held	0	0
Cash Flow Hedging | Interest Rate Swap | Designated as Hedging Instrument
Derivative [Line Items]
Derivative, Number of Instruments Held		0

Derivative Instruments (Schedul

Derivative Instruments (Schedule of Interest Rate Derivatives) (Details) - Designated as Hedging Instrument - Cash Flow Hedging - Interest Rate Swap $ in Thousands	Sep. 30, 2016USD ($)
Derivative [Line Items]
Notional Value	$ 600,000
Average Maturity (years)	4 years 6 months 15 days
Fair Value	$ 2,108
Weighted Average Variable Rate, Receive	0.79%
Weighted Average Fixed Rate, Pay	1.21%

Derivative Instruments (Sche115

Derivative Instruments (Schedule Of Derivative Instruments In Statement Of Financial Position, Fair Value) (Details) - USD ($) $ in Thousands	Sep. 30, 2016	Sep. 30, 2015
Designated as Hedging Instrument | Interest Rate Swap | Other Assets
Derivatives, Fair Value [Line Items]
Derivative Asset	$ 772	$ 0
Designated as Hedging Instrument | Interest Rate Swap | Other Liabilities
Derivatives, Fair Value [Line Items]
Derivative Liability	2,880	0
Not Designated as Hedging Instrument | Interest Rate Lock Commitments | Other Assets
Derivatives, Fair Value [Line Items]
Derivative Asset	$ 99	$ 79

Derivative Instruments (Sche116

Derivative Instruments (Schedule Of Effect Of Derivative Instruments, Gain (Loss) In Statement Of Financial Performance) (Details) - USD ($) $ in Thousands	12 Months Ended
	Sep. 30, 2016	Sep. 30, 2015	Sep. 30, 2014
Designated as Hedging Instrument | Cash Flow Hedging | Interest Expense
Derivatives, Fair Value [Line Items]
Derivative Instruments, Loss Reclassified from Accumulated OCI into Income, Effective Portion	$ 1,567	$ 0	$ 0
Designated as Hedging Instrument | Cash Flow Hedging | Other Non-Interest Income
Derivatives, Fair Value [Line Items]
Derivative Instruments, Gain (Loss) Recognized in Income, Ineffective Portion and Amount Excluded from Effectiveness Testing, Net	0	0	0
Designated as Hedging Instrument | Cash Flow Hedging | Other Comprehensive Income (Loss)
Derivatives, Fair Value [Line Items]
Derivative Instruments, Loss Recognized in Other Comprehensive Income (Loss), Effective Portion	3,676	0	0
Not Designated as Hedging Instrument
Derivatives, Fair Value [Line Items]
Total	20	34	(107)
Not Designated as Hedging Instrument | Interest Rate Lock Commitments | Other Income
Derivatives, Fair Value [Line Items]
Total	20	20	(99)
Not Designated as Hedging Instrument | Forward Commitments For The Sale Of Mortgage Loans | Net gain (loss) on the sale of loans
Derivatives, Fair Value [Line Items]
Total	$ 0	$ 14	$ (8)

Parent Company Only Financia117

Parent Company Only Financial Statements (Schedule Of Statements Of Condition) (Details) - USD ($) $ in Thousands	Sep. 30, 2016	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2013
Assets
Cash and due from banks	$ 27,914	$ 22,428
Investments in
Deferred income taxes	26,073	33,640
Other assets	63,994	58,277
TOTAL ASSETS	12,906,062	12,368,886
Liabilities and shareholders' equity
Accrued expenses and other liabilities	53,727	49,246
Total liabilities	11,245,604	10,639,516
Preferred stock, $0.01 par value, 100,000,000 shares authorized, none issued and outstanding	0	0
Common stock, $0.01 par value, 700,000,000 shares authorized; 332,318,750 shares issued; 284,219,019 and 290,882,379 outstanding at September 30, 2016 and September 30, 2015, respectively	3,323	3,323
Paid-in capital	1,716,818	1,707,629
Treasury stock, at cost; 48,099,731 and 41,436,371 shares at September 30, 2016 and September 30, 2015, respectively	(681,569)	(548,557)
Unallocated ESOP shares	(57,418)	(61,751)
Retained earnings - substantially restricted	698,930	641,791
Accumulated other comprehensive loss	(19,626)	(13,065)
Total shareholders' equity	1,660,458	1,729,370	$ 1,839,457	$ 1,871,477
TOTAL LIABILITIES AND SHAREHOLDERS' EQUITY	12,906,062	12,368,886
TFS Financial Corporation
Assets
Cash and due from banks	5,102	2,099
Other Loans
Demand loan due from Third Federal Savings and Loan	88,443	33,651
ESOP loan receivable	65,462	69,110
Investments in
Third Federal Savings and Loan	1,475,175	1,597,791
Non-thrift subsidiaries	79,386	78,679
Prepaid federal and state taxes	374	58
Deferred income taxes	2,704	3,246
Other assets	6,727	6,697
TOTAL ASSETS	1,723,373	1,791,331
Liabilities and shareholders' equity
Line of credit due non-thrift subsidiary	58,890	58,361
Accrued expenses and other liabilities	4,025	3,600
Total liabilities	62,915	61,961
Preferred stock, $0.01 par value, 100,000,000 shares authorized, none issued and outstanding	0	0
Common stock, $0.01 par value, 700,000,000 shares authorized; 332,318,750 shares issued; 284,219,019 and 290,882,379 outstanding at September 30, 2016 and September 30, 2015, respectively	3,323	3,323
Paid-in capital	1,716,818	1,707,629
Treasury stock, at cost; 48,099,731 and 41,436,371 shares at September 30, 2016 and September 30, 2015, respectively	(681,569)	(548,557)
Unallocated ESOP shares	(57,418)	(61,751)
Retained earnings - substantially restricted	698,930	641,791
Accumulated other comprehensive loss	(19,626)	(13,065)
Total shareholders' equity	1,660,458	1,729,370
TOTAL LIABILITIES AND SHAREHOLDERS' EQUITY	$ 1,723,373	$ 1,791,331

Parent Company Only Financia118

Parent Company Only Financial Statements Parent Company Only Financial Statements (Additional) (Details) - $ / shares	Sep. 30, 2016	Sep. 30, 2015
Preferred stock, par value	$ 0.01	$ 0.01
Preferred stock, shares authorized	100,000,000	100,000,000
Preferred stock, shares issued	0	0
Preferred stock, shares outstanding	0	0
Common stock, par value	$ 0.01	$ 0.01
Common stock, shares authorized	700,000,000	700,000,000
Common stock, shares issued	332,318,750	332,318,750
Common stock, shares outstanding	284,219,019	290,882,379
Treasury stock, shares	48,099,731	41,436,371
TFS Financial Corporation
Preferred stock, par value	$ 0.01	$ 0.01
Preferred stock, shares authorized	100,000,000	100,000,000
Preferred stock, shares issued	0	0
Preferred stock, shares outstanding	0	0
Common stock, par value	$ 0.01	$ 0.01
Common stock, shares authorized	700,000,000	700,000,000
Common stock, shares issued	332,318,750	332,318,750
Common stock, shares outstanding	284,219,019	290,882,379
Treasury stock, shares	48,099,731	41,436,371

Parent Company Only Financia119

Parent Company Only Financial Statements (Schedule Of Statements Of Income) (Details) - USD ($) $ in Thousands	3 Months Ended								12 Months Ended
	Sep. 30, 2016	Jun. 30, 2016	Mar. 31, 2016	Dec. 31, 2015	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2014	Sep. 30, 2016	Sep. 30, 2015	Sep. 30, 2014
Interest expense
Borrowed funds from non-thrift subsidiaries									$ 28,026	$ 19,824	$ 10,073
Interest expense	$ 30,246	$ 29,604	$ 29,386	$ 28,790	$ 28,442	$ 28,083	$ 28,225	$ 28,600	118,026	113,350	103,251
Net interest income	67,626	67,389	67,759	67,641	67,980	67,589	67,422	67,136	270,415	270,127	271,433
Non-interest Expense
Salaries and employee benefits									96,281	95,638	90,333
Other operating expenses									22,297	23,648	24,442
Total non-interest expense	42,054	44,976	46,341	47,633	45,371	47,819	48,829	45,973	181,004	187,992	175,476
Income before income taxes	34,596	31,521	29,121	27,125	34,895	25,896	23,488	25,116	122,363	109,395	98,857
Income tax expense (benefit)	11,790	10,901	9,845	9,274	11,872	8,638	7,822	8,472	41,810	36,804	32,966
Equity in undistributed earnings of subsidiaries (dividend in excess of earnings)
Net income	$ 22,806	$ 20,620	$ 19,276	$ 17,851	$ 23,023	$ 17,258	$ 15,666	$ 16,644	80,553	72,591	65,891
Net change in cash flow hedges									(1,371)	0	0
Total other comprehensive loss									(6,561)	(2,273)	(2,188)
Total comprehensive income									73,992	70,318	63,703
TFS Financial Corporation
Interest income
Demand loan due from Third Federal Savings and Loan									433	139	166
ESOP loan									2,281	2,276	2,388
Interest Income, Other									4	0	0
Total interest income									2,718	2,415	2,554
Interest expense
Borrowed funds from non-thrift subsidiaries									377	253	168
Interest expense									377	253	168
Net interest income									2,341	2,162	2,386
Non-interest income
Intercompany service charges									90	218	600
Dividend from Third Federal Savings and Loan									60,000	66,000	85,000
Total other income									60,090	66,218	85,600
Non-interest Expense
Salaries and employee benefits									5,543	6,216	5,921
Professional services									922	997	1,014
Office property and equipment									13	13	13
Other operating expenses									253	255	380
Total non-interest expense									6,731	7,481	7,328
Income before income taxes									55,700	60,899	80,658
Income tax expense (benefit)									(2,915)	(2,583)	(1,870)
Income (loss) before undistributed earnings of subsidiaries									58,615	63,482	82,528
Equity in undistributed earnings of subsidiaries (dividend in excess of earnings)
Third Federal Savings and Loan									21,231	8,777	(16,974)
Non-thrift subsidiaries									707	332	337
Net income									80,553	72,591	65,891
Change in net unrealized (loss) gain on securities available for sale									(1,510)	3,018	1,044
Net change in cash flow hedges									(1,371)	0	0
Change in pension obligation									(3,680)	(5,291)	(3,232)
Total other comprehensive loss									(6,561)	(2,273)	(2,188)
Total comprehensive income									$ 73,992	$ 70,318	$ 63,703

Parent Company Only Financia120

Parent Company Only Financial Statements (Schedule Of Statements Of Cash Flows) (Details) - USD ($) $ in Thousands	3 Months Ended								12 Months Ended
	Sep. 30, 2016	Jun. 30, 2016	Mar. 31, 2016	Dec. 31, 2015	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2014	Sep. 30, 2016	Sep. 30, 2015	Sep. 30, 2014
Cash flows from operating activities
Net income	$ 22,806	$ 20,620	$ 19,276	$ 17,851	$ 23,023	$ 17,258	$ 15,666	$ 16,644	$ 80,553	$ 72,591	$ 65,891
(Equity in undistributed earnings of subsidiaries) dividend in excess of earnings
Deferred income taxes									11,099	9,185	9,659
ESOP and stock-based compensation expense									13,436	13,980	12,157
Net decrease (increase) in interest receivable and other assets									(13,087)	(2,173)	(2,392)
Net cash provided by operating activities									84,914	102,102	103,508
Cash flows from investing activities
Net cash used in investing activities									(454,377)	(600,388)	(668,647)
Cash flows from financing activities
Purchase of treasury shares									(128,361)	(172,546)	(101,363)
Dividends paid to common shareholders									(23,414)	(19,490)	(4,886)
Excess tax benefit related to stock-based compensation									3,198	1,582	91
Acquisition of treasury shares through net settlement for taxes									(7,697)	(4,111)	0
Net cash provided by financing activities									445,333	472,252	460,546
NET INCREASE IN CASH AND CASH EQUIVALENTS									75,870	(26,034)	(104,593)
Cash and cash equivalents—beginning of year				155,369				181,403	155,369	181,403	285,996
Cash and cash equivalents—end of year	231,239				155,369				231,239	155,369	181,403
TFS Financial Corporation
Cash flows from operating activities
Net income									80,553	72,591	65,891
(Equity in undistributed earnings of subsidiaries) dividend in excess of earnings
Third Federal Savings and Loan									(21,231)	(8,777)	16,974
Non-thrift subsidiaries									(707)	(332)	(337)
Deferred income taxes									542	(261)	(491)
ESOP and stock-based compensation expense									2,435	3,205	2,879
Net decrease (increase) in interest receivable and other assets									(346)	2,166	(215)
Net increase (decrease) in accrued expenses and other liabilities									359	107	(193)
Net cash provided by operating activities									61,605	68,699	84,508
Cash flows from investing activities
(Increase) decrease in balances lent to Third Federal Savings and Loan									(54,792)	122,257	14,160
Repayment of capital contribution from Third Federal Savings and Loan									(150,000)	0	0
Net cash used in investing activities									95,208	122,257	14,160
Cash flows from financing activities
Principal reduction of ESOP loan									3,648	3,534	3,422
Purchase of treasury shares									(128,361)	(172,546)	(101,363)
Dividends paid to common shareholders									(23,414)	(19,490)	(4,886)
Excess tax benefit related to stock-based compensation									1,485	484	91
Acquisition of treasury shares through net settlement for taxes									(7,697)	(4,111)	0
Net increase in borrowings from non-thrift subsidiaries									529	1,173	4,068
Net cash provided by financing activities									(153,810)	(190,956)	(98,668)
NET INCREASE IN CASH AND CASH EQUIVALENTS									3,003	0	0
Cash and cash equivalents—beginning of year				$ 2,099				$ 2,099	2,099	2,099	2,099
Cash and cash equivalents—end of year	$ 5,102				$ 2,099				$ 5,102	$ 2,099	$ 2,099

Earnings Per Share (Narrative)

Earnings Per Share (Narrative) (Details) - shares	12 Months Ended
	Sep. 30, 2016	Sep. 30, 2015	Sep. 30, 2014
Earnings Per Share [Abstract]
Shares held by Third Federal Savings, MHC (in shares)	227,119,132
Employee Stock Ownership Plan (ESOP), neither allocated nor committed to be released to participants (in shares)	5,741,751	6,175,091
Restricted Stock Units
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]
Antidilutive Securities Excluded from Computation of Earnings Per Share, Amount	0	0	0

Earnings Per Share (Summary Of

Earnings Per Share (Summary Of Earnings Per Share) (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended								12 Months Ended
	Sep. 30, 2016	Jun. 30, 2016	Mar. 31, 2016	Dec. 31, 2015	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2014	Sep. 30, 2016	Sep. 30, 2015	Sep. 30, 2014
Earnings Per Share [Abstract]
Net income	$ 22,806	$ 20,620	$ 19,276	$ 17,851	$ 23,023	$ 17,258	$ 15,666	$ 16,644	$ 80,553	$ 72,591	$ 65,891
Less: income allocated to restricted stock units									761	626	384
Income available to common shareholders									$ 79,792	$ 71,965	$ 65,507
Income available to common shareholders, Shares									281,566,648	289,935,861	298,974,062
Income available to common shareholders, Per share amount									$ 0.28	$ 0.25	$ 0.22
Effect of dilutive potential common shares									2,219,065	2,274,556	1,582,705
Income available to common shareholders									$ 79,792	$ 71,965	$ 65,507
Income available to common shareholders, Shares									283,785,713	292,210,417	300,556,767
Income available to common shareholders, Per share amount									$ 0.28	$ 0.25	$ 0.22

Earnings Per Share Earnings Per

Earnings Per Share Earnings Per Share (Schedule of Antidilutive Securities Excluded from Computation of Earnings Per Share)(Details) - shares	12 Months Ended
	Sep. 30, 2016	Sep. 30, 2015	Sep. 30, 2014
Options to purchase shares
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]
Options to purchase shares and restricted stock units (antidilutive) (in shares)	393,500	1,382,900	829,300

Related Party Transactions (Det

Related Party Transactions (Details) - USD ($) $ in Thousands	Sep. 30, 2016	Sep. 30, 2015
Non-Performing, Non-Accrual, Impaired Financing Receivable
Related Party Transaction [Line Items]
Loans to related parties	$ 0
Director [Member]
Related Party Transaction [Line Items]
Loans to related parties	$ 181	$ 189

Selected Quarterly Data (Una125

Selected Quarterly Data (Unaudited) (Summary Of Certain Quarterly Financial Data) (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended								12 Months Ended
	Sep. 30, 2016	Jun. 30, 2016	Mar. 31, 2016	Dec. 31, 2015	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2014	Sep. 30, 2016	Sep. 30, 2015	Sep. 30, 2014
Selected Quarterly Financial Information [Abstract]
Interest income	$ 97,872	$ 96,993	$ 97,145	$ 96,431	$ 96,422	$ 95,672	$ 95,647	$ 95,736	$ 388,441	$ 383,477	$ 374,684
Interest expense	30,246	29,604	29,386	28,790	28,442	28,083	28,225	28,600	118,026	113,350	103,251
Net interest income	67,626	67,389	67,759	67,641	67,980	67,589	67,422	67,136	270,415	270,127	271,433
Provision for loan losses	(3,000)	(3,000)	(1,000)	(1,000)	(6,000)	0	1,000	2,000	(8,000)	(3,000)	19,000
Net interest income after provision for loan losses	70,626	70,389	68,759	68,641	73,980	67,589	66,422	65,136	278,415	273,127	252,433
Non-interest income	6,024	6,108	6,703	6,117	6,286	6,126	5,895	5,953	24,952	24,260	21,900
Non-interest expense	42,054	44,976	46,341	47,633	45,371	47,819	48,829	45,973	181,004	187,992	175,476
Income before income taxes	34,596	31,521	29,121	27,125	34,895	25,896	23,488	25,116	122,363	109,395	98,857
Income tax expense	11,790	10,901	9,845	9,274	11,872	8,638	7,822	8,472	41,810	36,804	32,966
Net income	$ 22,806	$ 20,620	$ 19,276	$ 17,851	$ 23,023	$ 17,258	$ 15,666	$ 16,644	$ 80,553	$ 72,591	$ 65,891
Earnings per share-basic and diluted	$ 0.08	$ 0.07	$ 0.07	$ 0.06	$ 0.08	$ 0.06	$ 0.05	$ 0.06	$ 0.28	$ 0.25	$ 0.22