ESSA Bancorp, Inc. 2018 Annual Meeting March 1, 2018 Exhibit 99.1
Forward Looking Statements
Key Data at a Glance (FY2017)
Solidly Positioned In Three Regions
New Offices Support Productivity, Business Banking Focus Philadelphia Regional Office opened 1stQ17 New Proposed Allentown Office Visible, accessible location Vibrant redevelopment area with businesses, 5,000 area jobs, and 900+ residences nearby Subject to regulatory approval Lehigh Valley Regional Office opened 2ndQ17
2017: Implementing The Strategic Plan
2017: Implementing The Strategic Plan (Cont’d)
2017: Demonstrating Results
2017: Demonstrating Results (Cont’d)
2017: Balance Sheet Growth / Shareholder Value
2017: Balance Sheet Growth / Shareholder Value (Cont’d)
Focus: Long Term Growth, Productivity
Net Income ($000) Reflects Investments, Continued Margin Pressure
Total Deposits ($000) Reflect Core Deposit Growth
Focus on Growing Core Deposits
Total Assets Reflect Loan Growth ($000)
Commercial Lending Drives Net Loans ($000)
Commercial & Municipal Loans ($000)
Commercial Lending Leads Portfolio Diversification, Balance
Quality, Strength, Shareholder Value
NPAs / Total Assets Trend Positively Following Acquisitions, Loan Growth
Maintaining Capital Strength
Growing Total Shareholders’ Equity ($000)
Tangible Book / FY2017 Stock Price
Total Return Versus Key Indexes
Market Capitalization Progression ($000)
Stable Price in 2017, Market Optimism for Bank Prospects Accelerates Price in 2017
Outlook, Key Initiatives In FY2018
Outlook, Key Initiatives In FY2018
CRA Initiatives
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ESSA Bancorp, Inc. 2018 Annual Meeting March 1, 2018
