Keel Point 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
Abbott Laboratories	COM	002824100	287	6,868	SH		SOLE		0	0	6,868
AFLAC Inc	COM	001055102	1,114	17,641	SH		SOLE		16,471	0	1,170
Allstate Corporation	COM	020002101	1,573	23,343	SH		SOLE		23,200	0	143
Alon USA Partners LP	COM	02052T109	596	45,304	SH		SOLE		45,304	0	0
Altria Group Inc	COM	02209S103	218	3,477	SH		SOLE		0	0	3,477
American Equity Investment Lif	COM	025676206	451	26,875	SH		SOLE		26,875	0	0
American Tower REIT	COM	03027X100	625	6,104	SH		SOLE		6,104	0	0
Amgen Inc	COM	031162100	475	3,166	SH		SOLE		0	0	3,166
Apple Inc	COM	037833100	3,964	36,372	SH		SOLE		34,132	0	2,240
Argonaut Gold Inc	COM	04016A101	22	15,300	SH		SOLE		0	0	15,300
AT&T Inc	COM	00206R102	859	21,928	SH		SOLE		21,624	0	304
Automatic Data Processing	COM	053015103	651	7,253	SH		SOLE		200	0	7,053
AutoZone Inc	COM	053332102	299	375	SH		SOLE		0	0	375
Berkshire Hathaway Inc CL B	COM	084670702	467	3,293	SH		SOLE		0	0	3,293
Berkshire Hills Bancorp Inc	COM	084680107	784	29,152	SH		SOLE		29,152	0	0
Best Doctors Inc	COM	086998119	0	10,557	SH		SOLE		10,557	0	0
Bristol Myers Squibb Co	COM	110122108	509	7,965	SH		SOLE		0	0	7,965
Buckeye Partners LP	COM	118230101	1,229	18,085	SH		SOLE		85	0	18,000
Business Development Co	COM	12325J101	1,743	156,313	SH		SOLE		156,313	0	0
Capital One Financial Corp	COM	14040H105	371	5,355	SH		SOLE		0	0	5,355
Caviton Energy Systems Inc	COM	BEK996500	0	19,160	SH		SOLE		0	0	19,160
Chicago Bridge & Iron Company	COM	167250109	220	6,000	SH		SOLE		6,000	0	0
Cisco Systems Inc	COM	17275R102	224	7,870	SH		SOLE		7,570	0	300
Citigroup Inc	COM	172967424	802	19,206	SH		SOLE		19,206	0	0
Clorox Corporation	COM	189054109	942	7,475	SH		SOLE		7,475	0	0
Cognizant Technology Solutions	COM	192446102	1,202	19,178	SH		SOLE		19,178	0	0
Colonial BancGroup Inc	COM	195493309	0	23,125	SH		SOLE		23,125	0	0
Comcast Corporation	COM	20030N101	217	3,547	SH		SOLE		423	0	3,124
Connecture Inc	COM	20786J106	48	18,750	SH		SOLE		18,750	0	0
Corning Incorporated	COM	219350105	374	17,920	SH		SOLE		0	0	17,920
Dr Pepper Snapple Group Inc	COM	26138E109	862	9,636	SH		SOLE		8,628	0	1,008
Dycom Industries Inc	COM	267475101	3,624	56,044	SH		SOLE		56,044	0	0
Eli Lilly & Company	COM	532457108	384	5,339	SH		SOLE		0	0	5,339
Enterprise Products Partners L	COM	293792107	1,965	79,828	SH		SOLE		824	0	79,004
Exxon Mobil Corporation	COM	30231G102	816	9,764	SH		SOLE		3,140	0	6,624
Federal Realty Investment Trus	COM	313747206	208	1,335	SH		SOLE		0	0	1,335
General Electric Company	COM	369604103	591	18,593	SH		SOLE		7,048	0	11,545
Gildan Activewear, Inc.	COM	375916103	1,313	43,045	SH		SOLE		43,045	0	0
Global Net Lease, Inc.	COM	379378102	400	46,693	SH		SOLE		46,693	0	0
Golden Arch Resources Ltd.	COM	38079K101	0	23,000	SH		SOLE		0	0	23,000
Goldman Sachs Group Inc	COM	38141G104	628	4,000	SH		SOLE		0	0	4,000
Holly Energy Partners LP	COM	435763107	271	8,000	SH		SOLE		0	0	8,000
Home Depot Incorporated	COM	437076102	3,551	26,613	SH		SOLE		24,398	0	2,215
Hormel Foods Corp	COM	440452100	253	5,854	SH		SOLE		0	0	5,854
Intellitar Inc Series A Pfd	COM	458998663	0	12,000	SH		SOLE		12,000	0	0
International Business Machine	COM	459200101	603	3,978	SH		SOLE		0	0	3,978
Investors Bancorp Incorporated	COM	46146L101	778	66,802	SH		SOLE		66,802	0	0
iShares MSCI Emerging Markets	COM	464287234	454	13,269	SH		SOLE		0	0	13,269
iShares Russell 2000 Index	COM	464287655	904	8,175	SH		SOLE		585	0	7,590
iShares S&P U.S. Preferred Sto	COM	464288687	972	24,893	SH		SOLE		23,129	0	1,764
J. C. Penney Company, Inc.	COM	708160106	597	54,000	SH		SOLE		0	0	54,000
Johnson & Johnson Company	COM	478160104	435	4,018	SH		SOLE		980	0	3,038
Kimberly-Clark Corp	COM	494368103	311	2,309	SH		SOLE		300	0	2,009
L-3 Communications Holdings In	COM	502424104	498	4,201	SH		SOLE		4,201	0	0
Luxoft Holding Inc	COM	G57279104	459	8,341	SH		SOLE		8,341	0	0
Magellan Midstream Partners LP	COM	559080106	1,110	16,140	SH		SOLE		140	0	16,000
Microsoft Corporation	COM	594918104	275	4,981	SH		SOLE		428	0	4,553
NextEra Energy, Inc.	COM	65339F101	411	3,477	SH		SOLE		237	0	3,240
NIC Inc	COM	62914B100	715	39,656	SH		SOLE		39,656	0	0
Norfolk Southern Corp	COM	655844108	743	8,923	SH		SOLE		1,298	0	7,625
Novo Nordisk A/S	COM	670100205	268	4,946	SH		SOLE		60	0	4,886
ONEOK Partners, L.P.	COM	68268N103	408	13,000	SH		SOLE		0	0	13,000
PC Connection Inc	COM	69318J100	1,114	43,144	SH		SOLE		43,144	0	0
Pepsico Inc	COM	713448108	1,344	13,112	SH		SOLE		324	0	12,788
Perseus Mining LTD - OLD	COM	Q74174105	40	128,500	SH		SOLE		0	0	128,500
Pfizer Inc	COM	717081103	404	13,631	SH		SOLE		0	0	13,631
Phillips Van Heusen Corp.	COM	693656100	686	6,926	SH		SOLE		6,926	0	0
ProAssurance Corp	COM	74267C106	597	11,806	SH		SOLE		11,806	0	0
Procter & Gamble Co	COM	742718109	475	5,773	SH		SOLE		3,841	0	1,932
Reynolds American Inc	COM	761713106	1,207	24,001	SH		SOLE		24,001	0	0
Rollins Inc	COM	775711104	918	33,855	SH		SOLE		33,855	0	0
Rolls-Royce Holdings plc	COM	G76225112	0	380,540	SH		SOLE		380,540	0	0
Ross Stores Inc	COM	778296103	2,399	41,427	SH		SOLE		41,427	0	0
Royal Bank of Canada	COM	780087102	2,058	35,756	SH		SOLE		35,756	0	0
Rydex S&P Equal Weight	COM	78355W106	674	8,580	SH		SOLE		0	0	8,580
ServisFirst Bancshares Inc	COM	81768T108	200	4,506	SH		SOLE		4,506	0	0
Southern Company	COM	842587107	210	4,065	SH		SOLE		1,565	0	2,500
SPDR Gold Trust ETF	COM	78463V107	5,320	45,223	SH		SOLE		41,260	0	3,963
SPDR S&P 500 ETF	COM	78462F103	2,073	10,089	SH		SOLE		7,619	0	2,470
Synchronoss Technologies Inc	COM	87157B103	905	27,971	SH		SOLE		27,771	0	200
SYSCO Corporation	COM	871829107	268	5,735	SH		SOLE		0	0	5,735
Target Corporation	COM	87612E106	726	8,828	SH		SOLE		0	0	8,828
Teradyne Inc	COM	880770102	242	11,200	SH		SOLE		11,200	0	0
Teranga Gold Corporation CDA	COM	880797105	53	94,600	SH		SOLE		0	0	94,600
Texas Instruments Inc	COM	882508104	222	3,862	SH		SOLE		1,051	0	2,811
The Coca-Cola Company	COM	191216100	714	15,385	SH		SOLE		6,955	0	8,430
The KEYW Holding Corporation	COM	493723100	534	80,368	SH		SOLE		0	0	80,368
The Walt Disney Company	COM	254687106	734	7,391	SH		SOLE		1,867	0	5,524
Time Warner Cable Inc.	COM	88732J207	481	2,353	SH		SOLE		0	0	2,353
United Technologies Corp	COM	913017109	373	3,727	SH		SOLE		0	0	3,727
UTG, Inc.	COM	293747341	337	21,739	SH		SOLE		0	0	21,739
Utilities SPDR ETF	COM	81369Y886	1,178	23,746	SH		SOLE		19,613	0	4,133
Vail Resorts Inc	COM	91879Q109	1,243	9,297	SH		SOLE		9,297	0	0
Vanguard Total Stock Market ET	COM	922908769	203	1,938	SH		SOLE		95	0	1,843
VEREIT, Inc.	COM	92339V100	328	36,968	SH		SOLE		36,968	0	0
Verizon Communications Inc.	COM	92343V104	377	6,968	SH		SOLE		3,151	0	3,817
Visa Inc	COM	92826C839	474	6,204	SH		SOLE		5,684	0	520
Wells Fargo & Company	COM	949746101	462	9,555	SH		SOLE		5,575	0	3,980
Westamerica Bancorp.	COM	957090103	672	13,804	SH		SOLE		13,804	0	0
Weyerhaeuser Co.	COM	962166104	471	15,200	SH		SOLE		0	0	15,200
VEREIT Series F Pfd, 6.7%	PFD	92339V209	897	35,404	SH		SOLE		35,404	0	0
Consumer Staples Select Sector	COM	81369Y308	5,444	102,599	SH		SOLE		98,149	0	4,450
Deutsche X-trackers MSCI EAFE	COM	233051200	377	14,775	SH		SOLE		0	0	14,775
First Trust Consumer Discretio	COM	33734X101	210	5,963	SH		SOLE		5,963	0	0
First Trust Consumer Staples A	COM	33734X119	495	10,743	SH		SOLE		10,743	0	0
First Trust Germany AlphaDEX F	COM	33737J190	246	6,721	SH		SOLE		6,721	0	0
First Trust Health Care AlphaD	COM	33734X143	379	6,791	SH		SOLE		6,791	0	0
First Trust Large Cap Core Alp	COM	33734K109	1,216	27,248	SH		SOLE		27,248	0	0
First Trust Mid Cap Core Alpha	COM	33735B108	203	4,099	SH		SOLE		4,099	0	0
First Trust United Kingdom Alp	COM	33737J224	286	7,601	SH		SOLE		7,601	0	0
Guggenheim BulletShares 2016 H	COM	18383M415	407	15,777	SH		SOLE		15,777	0	0
Guggenheim BulletShares 2017 H	COM	18383M399	2,147	84,243	SH		SOLE		84,243	0	0
Guggenheim BulletShares 2018 H	COM	18383M381	211	8,760	SH		SOLE		8,760	0	0
Industrial Select Sector SPDR	COM	81369Y704	5,596	100,879	SH		SOLE		96,080	0	4,799
iShares Barclays Aggregate Bon	COM	464287226	20,114	181,496	SH		SOLE		66,839	0	114,657
iShares Dow Jones Select Divid	COM	464287168	388	4,749	SH		SOLE		0	0	4,749
iShares MSCI EAFE Index Fund E	COM	464287465	483	8,448	SH		SOLE		0	0	8,448
iShares Russell 3000 Index Fun	COM	464287689	613	5,075	SH		SOLE		0	0	5,075
iShares S&P 500 Index ETF	COM	464287200	674	3,261	SH		SOLE		1,666	0	1,595
PowerShares DB US Dollar Index	COM	73936D107	7,895	321,727	SH		SOLE		311,356	0	10,371
Schwab US Large-Cap ETF	COM	808524201	3,472	71,086	SH		SOLE		71,086	0	0
SPDR Euro Stoxx 50	COM	78463X202	388	11,663	SH		SOLE		0	0	11,663
Technology Select Sector SPDR	COM	81369Y803	5,457	123,011	SH		SOLE		117,075	0	5,936
Vanguard Dividend Appreciation	COM	921908844	1,312	16,143	SH		SOLE		0	0	16,143
Vanguard FTSE Developed Market	COM	921943858	1,869	52,085	SH		SOLE		9,097	0	42,988
Vanguard High Dividend Yield I	COM	921946406	520	7,527	SH		SOLE		5,467	0	2,060
Vanguard REIT Index ETF	COM	922908553	17,216	205,444	SH		SOLE		70,792	0	134,652
Vanguard Russell 2000 Index ET	COM	92206C664	7,137	80,457	SH		SOLE		38,978	0	41,479
Vanguard S&P 500 ETF	COM	922908363	35,860	190,177	SH		SOLE		52,719	0	137,459
Vanguard Telecommunication Ser	COM	92204A884	1,176	12,685	SH		SOLE		10,553	0	2,132