Keel Point 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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OMB Number:		3235-0006
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
3M Company	COM	88579Y101	209	1,186	SH		SOLE		100	0	1,086
Abbott Laboratories	COM	2824100	511	12,076	SH		SOLE		0	0	12,076
AbbVie Inc	COM	00287Y109	466	7,384	SH		SOLE		0	0	7,384
Accenture plc	COM	G1151C101	738	6,043	SH		SOLE		0	0	6,043
AFLAC Inc	COM	1055102	1,254	17,445	SH		SOLE		16,128	0	1,317
Allstate Corporation	COM	20002101	1,587	22,938	SH		SOLE		22,604	0	334
Alphabet Inc Cl A	COM	02079K305	460	572	SH		SOLE		389	0	183
Alphabet Inc Cl C	COM	02079K107	309	397	SH		SOLE		18	0	379
Altria Group Inc	COM	02209S103	531	8,404	SH		SOLE		5,423	0	2,981
Amazon.com, Inc	COM	23135106	232	277	SH		SOLE		16	0	261
Amdocs Ltd	COM	G02602103	341	5,901	SH		SOLE		5,901	0	0
American Equity Investment Lif	COM	25676206	449	25,310	SH		SOLE		25,310	0	0
American Tower REIT	COM	03027X100	847	7,474	SH		SOLE		5,882	0	1,592
Amgen Inc	COM	31162100	583	3,497	SH		SOLE		300	0	3,197
Apple Inc	COM	37833100	4,407	38,985	SH		SOLE		33,367	0	5,618
Argonaut Gold Inc	COM	04016A101	40	15,300	SH		SOLE		0	0	15,300
AT&T Inc	COM	00206R102	863	21,260	SH		SOLE		20,956	0	304
Automatic Data Processing	COM	53015103	766	8,687	SH		SOLE		200	0	8,487
AutoZone Inc	COM	53332102	288	375	SH		SOLE		0	0	375
Berkshire Hathaway Inc CL B	COM	84670702	506	3,503	SH		SOLE		50	0	3,453
Berkshire Hills Bancorp Inc	COM	84680107	795	28,689	SH		SOLE		28,393	0	296
Bristol Myers Squibb Co	COM	110122108	429	7,965	SH		SOLE		0	0	7,965
Buckeye Partners LP	COM	118230101	1,294	18,075	SH		SOLE		75	0	18,000
Business Development Co	COM	12325J101	2,497	282,439	SH		SOLE		282,439	0	0
Capital One Financial Corp	COM	14040H105	385	5,355	SH		SOLE		0	0	5,355
Caviton Energy Systems Inc	COM	BEK996500	0	19,160	SH		SOLE		0	0	19,160
Charter Communications Inc.	COM	16119P108	310	1,149	SH		SOLE		0	0	1,149
Chevron Corporation	COM	166764100	279	2,707	SH		SOLE		0	0	2,707
Chubb Limited	COM	H1467J104	286	2,276	SH		SOLE		0	0	2,276
Cisco Systems Inc	COM	17275R102	265	8,370	SH		SOLE		8,070	0	300
Citigroup Inc	COM	172967424	889	18,818	SH		SOLE		18,630	0	188
Colonial BancGroup Inc	COM	195493309	0	23,125	SH		SOLE		23,125	0	0
Comcast Corporation	COM	20030N101	325	4,903	SH		SOLE		423	0	4,480
ConAgra Foods, Inc.	COM	205887102	367	7,787	SH		SOLE		7,787	0	0
Connecture Inc	COM	20786J106	142	75,600	SH		SOLE		75,600	0	0
Corning Incorporated	COM	219350105	424	17,923	SH		SOLE		0	0	17,923
CVS Caremark Corp	COM	126650100	206	2,311	SH		SOLE		502	0	1,809
Dycom Industries Inc	COM	267475101	4,545	55,582	SH		SOLE		55,385	0	197
Eli Lilly & Company	COM	532457108	551	6,860	SH		SOLE		0	0	6,860
Enterprise Products Partners L	COM	293792107	2,222	80,405	SH		SOLE		1,536	0	78,869
Exxon Mobil Corporation	COM	30231G102	996	11,413	SH		SOLE		3,412	0	8,001
Federal Realty Investment Trus	COM	313747206	205	1,335	SH		SOLE		0	0	1,335
General Electric Company	COM	369604103	686	23,177	SH		SOLE		6,623	0	16,554
Global Net Lease, Inc.	COM	379378102	461	56,556	SH		SOLE		56,556	0	0
Golden Arch Resources Ltd.	COM	38079K101	0	23,000	SH		SOLE		0	0	23,000
Goldman Sachs Group Inc	COM	38141G104	645	4,000	SH		SOLE		0	0	4,000
Holly Energy Partners LP	COM	435763107	271	8,000	SH		SOLE		0	0	8,000
Home Depot Incorporated	COM	437076102	3,319	25,792	SH		SOLE		23,780	0	2,012
Honeywell International Inc	COM	438516106	558	4,782	SH		SOLE		2,916	0	1,866
Hormel Foods Corp	COM	440452100	222	5,854	SH		SOLE		0	0	5,854
Intellitar Inc Series A Pfd	COM	458998663	0	12,000	SH		SOLE		12,000	0	0
International Business Machine	COM	459200101	752	4,732	SH		SOLE		0	0	4,732
iShares MSCI Canada Index	COM	464286509	6,362	247,648	SH		SOLE		206,767	0	40,881
iShares MSCI Emerging Markets	COM	464287234	6,608	176,451	SH		SOLE		138,835	0	37,616
iShares Russell 2000 Index	COM	464287655	7,205	58,007	SH		SOLE		42,968	0	15,039
iShares S&P MidCap 400 Index	COM	464287507	212	1,372	SH		SOLE		496	0	876
iShares S&P U.S. Preferred Sto	COM	464288687	1,408	35,644	SH		SOLE		33,818	0	1,826
J. C. Penney Company, Inc.	COM	708160106	498	54,000	SH		SOLE		0	0	54,000
Johnson & Johnson Company	COM	478160104	804	6,808	SH		SOLE		3,713	0	3,095
Kimberly-Clark Corp	COM	494368103	279	2,209	SH		SOLE		200	0	2,009
L-3 Communications Holdings In	COM	502424104	518	3,435	SH		SOLE		3,435	0	0
Lowe's Companies Inc.	COM	548661107	517	7,164	SH		SOLE		4,918	0	2,246
Magellan Midstream Partners LP	COM	559080106	1,152	16,289	SH		SOLE		289	0	16,000
Mastercard Inc.	COM	57636Q104	339	3,327	SH		SOLE		3,327	0	0
Merck & Company Incorporated	COM	58933Y105	219	3,504	SH		SOLE		205	0	3,299
Microsoft Corporation	COM	594918104	474	8,235	SH		SOLE		900	0	7,335
NextEra Energy, Inc.	COM	65339F101	425	3,477	SH		SOLE		237	0	3,240
NIC Inc	COM	62914B100	918	39,069	SH		SOLE		38,619	0	450
Nike Inc	COM	654106103	390	7,398	SH		SOLE		0	0	7,398
Novo Nordisk A/S	COM	670100205	222	5,348	SH		SOLE		0	0	5,348
ONEOK Partners, L.P.	COM	68268N103	519	13,000	SH		SOLE		0	0	13,000
PC Connection Inc	COM	69318J100	1,114	42,154	SH		SOLE		41,875	0	279
Pepsico Inc	COM	713448108	1,855	17,058	SH		SOLE		3,521	0	13,537
Perseus Mining Ltd NPV	COM	Q74174105	32	78,500	SH		SOLE		0	0	78,500
Pfizer Inc	COM	717081103	803	23,712	SH		SOLE		9,968	0	13,744
Philip Morris International In	COM	718172109	352	3,616	SH		SOLE		3,439	0	177
Phillips Van Heusen Corp.	COM	693656100	737	6,666	SH		SOLE		6,615	0	51
ProAssurance Corp	COM	74267C106	620	11,806	SH		SOLE		11,806	0	0
Procter & Gamble Co	COM	742718109	879	9,797	SH		SOLE		8,158	0	1,639
Reata Pharmaceuticals, Inc.	COM	75615P103	1,435	54,432	SH		SOLE		18,942	0	35,490
Reynolds American Inc	COM	761713106	1,120	23,757	SH		SOLE		23,531	0	226
Rollins Inc	COM	775711104	978	33,392	SH		SOLE		33,172	0	220
Rolls-Royce Holdings plc	COM	G76225138	0	380,540	SH		SOLE		380,540	0	0
Ross Stores Inc	COM	778296103	2,627	40,863	SH		SOLE		40,625	0	238
Royal Bank of Canada	COM	780087102	2,215	35,756	SH		SOLE		35,756	0	0
Rydex S&P Equal Weight	COM	78355W106	633	7,567	SH		SOLE		0	0	7,567
ServisFirst Bancshares Inc	COM	81768T108	234	4,506	SH		SOLE		4,506	0	0
SPDR Gold Trust ETF	COM	78463V107	6,724	53,517	SH		SOLE		42,272	0	11,245
SPDR S&P 500 ETF	COM	78462F103	8,331	38,517	SH		SOLE		31,943	0	6,574
Sprott Physical Gold Trust Com	COM	85207H104	109	10,000	SH		SOLE		0	0	10,000
Sprott Physical Silver Trust	COM	85207K107	157	21,300	SH		SOLE		0	0	21,300
Synchronoss Technologies Inc	COM	87157B103	1,138	27,626	SH		SOLE		27,159	0	467
SYSCO Corporation	COM	871829107	281	5,735	SH		SOLE		0	0	5,735
Target Corporation	COM	87612E106	698	10,161	SH		SOLE		0	0	10,161
Teradyne Inc	COM	880770102	242	11,200	SH		SOLE		11,200	0	0
Teranga Gold Corporation CDA	COM	880797105	82	92,000	SH		SOLE		0	0	92,000
Texas Instruments Inc	COM	882508104	271	3,862	SH		SOLE		1,051	0	2,811
The Coca-Cola Company	COM	191216100	968	22,867	SH		SOLE		14,437	0	8,430
The KEYW Holding Corporation	COM	493723100	887	80,368	SH		SOLE		0	0	80,368
The Walt Disney Company	COM	254687106	686	7,382	SH		SOLE		1,755	0	5,627
United Technologies Corp	COM	913017109	705	6,941	SH		SOLE		0	0	6,941
UTG, Inc.	COM	293747341	349	21,739	SH		SOLE		0	0	21,739
V.F. Corporation	COM	918204108	220	3,929	SH		SOLE		0	0	3,929
Vail Resorts Inc	COM	91879Q109	1,424	9,077	SH		SOLE		9,031	0	46
VEREIT, Inc.	COM	92339V100	470	45,353	SH		SOLE		45,353	0	0
Verizon Communications Inc.	COM	92343V104	813	15,647	SH		SOLE		9,690	0	5,957
Visa Inc	COM	92826C839	813	9,828	SH		SOLE		5,684	0	4,144
Wells Fargo & Company	COM	949746101	511	11,539	SH		SOLE		5,581	0	5,958
Westamerica Bancorp.	COM	957090103	684	13,446	SH		SOLE		13,323	0	123
Weyerhaeuser Co.	COM	962166104	486	15,200	SH		SOLE		0	0	15,200
VEREIT Series F Pfd, 6.7%	PFD	92339V209	1,091	40,962	SH		SOLE		40,962	0	0
Deutsche X-trackers MSCI EAFE	COM	233051200	390	14,775	SH		SOLE		0	0	14,775
First Trust Health Care AlphaD	COM	33734X143	300	4,930	SH		SOLE		4,930	0	0
First Trust Large Cap Core Alp	COM	33734K109	1,309	28,005	SH		SOLE		28,005	0	0
First Trust Mid Cap Core Alpha	COM	33735B108	264	5,003	SH		SOLE		5,003	0	0
Guggenheim BulletShares 2016 H	COM	18383M415	320	12,394	SH		SOLE		12,394	0	0
Guggenheim BulletShares 2017 H	COM	18383M399	2,030	78,355	SH		SOLE		78,355	0	0
Industrial Select Sector SPDR	COM	81369Y704	205	3,508	SH		SOLE		1,637	0	1,871
iShares Barclays Aggregate Bon	COM	464287226	20,353	181,045	SH		SOLE		66,075	0	114,970
iShares Barclays TIPS Bond Fun	COM	464287176	6,050	51,937	SH		SOLE		27,554	0	24,382
iShares Dow Jones US Aerospace	COM	464288760	5,111	39,600	SH		SOLE		32,957	0	6,643
iShares MSCI EAFE Index Fund E	COM	464287465	326	5,509	SH		SOLE		0	0	5,509
iShares Russell 1000 Value Ind	COM	464287598	6,377	60,381	SH		SOLE		50,344	0	10,038
iShares Russell 3000 Index Fun	COM	464287689	651	5,075	SH		SOLE		0	0	5,075
iShares S&P 500 Index ETF	COM	464287200	681	3,129	SH		SOLE		1,532	0	1,597
PowerShares DB Commodity Track	COM	73935S105	539	35,920	SH		SOLE		33,085	0	2,835
PowerShares S&P SmallCap Finan	COM	73937B803	266	5,899	SH		SOLE		5,899	0	0
Schwab US Large-Cap ETF	COM	808524201	4,480	86,779	SH		SOLE		86,779	0	0
Schwab US Mid-Cap ETF	COM	808524508	6,721	154,428	SH		SOLE		131,584	0	22,845
SPDR Euro Stoxx 50	COM	78463X202	375	11,440	SH		SOLE		0	0	11,440
Technology Select Sector SPDR	COM	81369Y803	6,146	128,632	SH		SOLE		109,740	0	18,892
Vanguard Dividend Appreciation	COM	921908844	1,131	13,479	SH		SOLE		0	0	13,479
Vanguard FTSE Developed Market	COM	921943858	1,628	43,520	SH		SOLE		7,484	0	36,036
Vanguard High Dividend Yield I	COM	921946406	1,050	14,550	SH		SOLE		12,642	0	1,908
Vanguard REIT Index ETF	COM	922908553	19,088	220,059	SH		SOLE		136,885	0	83,175
Vanguard Russell 2000 Index ET	COM	92206C664	15,074	151,376	SH		SOLE		83,875	0	67,501
Vanguard S&P 500 ETF	COM	922908363	49,880	251,044	SH		SOLE		95,693	0	155,351