Keel Point 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
Abbott Laboratories	COM	002824100	521	13,576	SH		SOLE		0	0	13,576
AbbVie Inc	COM	00287Y109	532	8,491	SH		SOLE		0	0	8,491
Accenture plc	COM	G1151C101	702	5,995	SH		SOLE		0	0	5,995
AFLAC Inc	COM	001055102	1,161	16,681	SH		SOLE		15,410	0	1,271
Allstate Corporation	COM	020002101	1,529	20,630	SH		SOLE		20,296	0	334
Alphabet Inc Cl A	COM	02079K305	516	651	SH		SOLE		417	0	234
Alphabet Inc Cl C	COM	02079K107	409	530	SH		SOLE		43	0	487
Altria Group Inc	COM	02209S103	384	5,685	SH		SOLE		5,393	0	292
Amazon.com, Inc	COM	023135106	315	420	SH		SOLE		16	0	404
Amdocs Ltd	COM	G02602103	346	5,934	SH		SOLE		5,865	0	69
American Equity Investment Lif	COM	025676206	360	15,986	SH		SOLE		15,986	0	0
American Tower REIT	COM	03027X100	920	8,702	SH		SOLE		5,802	0	2,900
Amgen Inc	COM	031162100	507	3,466	SH		SOLE		300	0	3,166
Apple Inc	COM	037833100	4,741	40,931	SH		SOLE		33,829	0	7,102
Argonaut Gold Inc	COM	04016A101	24	15,300	SH		SOLE		0	0	15,300
AT&T Inc	COM	00206R102	794	18,665	SH		SOLE		18,306	0	359
Automatic Data Processing	COM	053015103	789	7,673	SH		SOLE		0	0	7,673
AutoZone Inc	COM	053332102	296	375	SH		SOLE		0	0	375
Berkshire Hathaway Inc CL B	COM	084670702	620	3,803	SH		SOLE		50	0	3,753
Berkshire Hills Bancorp Inc	COM	084680107	1,005	27,262	SH		SOLE		26,966	0	296
BlackRock, Inc.	COM	09247X101	301	790	SH		SOLE		0	0	790
Bristol Myers Squibb Co	COM	110122108	366	6,268	SH		SOLE		0	0	6,268
Buckeye Partners LP	COM	118230101	1,191	18,000	SH		SOLE		0	0	18,000
Business Development Co	COM	12325J101	2,425	282,586	SH		SOLE		282,586	0	0
Capital One Financial Corp	COM	14040H105	520	5,955	SH		SOLE		600	0	5,355
Caviton Energy Systems Inc	COM	BEK996500	0	19,160	SH		SOLE		0	0	19,160
Celgene Corporation	COM	151020104	356	3,075	SH		SOLE		90	0	2,985
Charter Communications Inc.	COM	16119P108	331	1,149	SH		SOLE		0	0	1,149
Chevron Corporation	COM	166764100	392	3,332	SH		SOLE		600	0	2,732
Chicago Bridge & Iron Company	COM	167250109	206	6,497	SH		SOLE		6,497	0	0
Chubb Limited	COM	H1467J104	333	2,522	SH		SOLE		0	0	2,522
Church & Dwight Company, Inc.	COM	171340102	225	5,099	SH		SOLE		72	0	5,027
Cisco Systems Inc	COM	17275R102	253	8,370	SH		SOLE		8,070	0	300
Citigroup Inc	COM	172967424	943	15,869	SH		SOLE		15,681	0	188
Colonial BancGroup Inc	COM	195493309	0	15,000	SH		SOLE		15,000	0	0
Comcast Corporation	COM	20030N101	278	4,030	SH		SOLE		264	0	3,766
Computer Sciences Corporation	COM	205363104	220	3,707	SH		SOLE		3,707	0	0
ConAgra Foods, Inc.	COM	205887102	328	8,283	SH		SOLE		8,190	0	93
Connecture Inc	COM	20786J106	127	75,600	SH		SOLE		75,600	0	0
Corning Incorporated	COM	219350105	459	18,923	SH		SOLE		1,000	0	17,923
Costco Wholesale Corporation	COM	22160K105	271	1,693	SH		SOLE		93	0	1,600
CVS Caremark Corp	COM	126650100	258	3,274	SH		SOLE		502	0	2,772
Dycom Industries Inc	COM	267475101	4,381	54,568	SH		SOLE		54,371	0	197
Ecolab Incorporated	COM	278865100	207	1,764	SH		SOLE		0	0	1,764
Eli Lilly & Company	COM	532457108	556	7,565	SH		SOLE		2,100	0	5,465
Enterprise Products Partners L	COM	293792107	2,174	80,412	SH		SOLE		1,536	0	78,876
Exxon Mobil Corporation	COM	30231G102	930	10,302	SH		SOLE		3,406	0	6,896
Facebook Inc	COM	30303M102	259	2,255	SH		SOLE		415	0	1,840
General Electric Company	COM	369604103	865	27,379	SH		SOLE		9,633	0	17,746
Gilead Sciences Inc	COM	375558103	222	3,100	SH		SOLE		219	0	2,881
Global Net Lease, Inc.	COM	379378102	443	56,556	SH		SOLE		56,556	0	0
Golden Arch Resources Ltd.	COM	38079K101	0	23,000	SH		SOLE		0	0	23,000
Goldman Sachs Group Inc	COM	38141G104	958	4,000	SH		SOLE		0	0	4,000
Holly Energy Partners LP	COM	435763107	256	8,000	SH		SOLE		0	0	8,000
Home Depot Incorporated	COM	437076102	3,296	24,580	SH		SOLE		23,286	0	1,294
Honeywell International Inc	COM	438516106	403	3,477	SH		SOLE		2,922	0	555
Hormel Foods Corp	COM	440452100	204	5,854	SH		SOLE		0	0	5,854
Intellitar Inc Series A Pfd	COM	458998663	0	12,000	SH		SOLE		12,000	0	0
International Business Machine	COM	459200101	816	4,914	SH		SOLE		180	0	4,734
iShares MSCI All Country Asia	COM	464288182	6,754	122,963	SH		SOLE		79,910	0	43,053
iShares MSCI Canada Index	COM	464286509	8,051	307,869	SH		SOLE		238,132	0	69,737
iShares MSCI Emerging Markets	COM	464287234	7,618	217,583	SH		SOLE		128,934	0	88,649
iShares Russell 2000 Index	COM	464287655	9,395	69,670	SH		SOLE		49,022	0	20,649
iShares S&P MidCap 400 Index	COM	464287507	236	1,427	SH		SOLE		498	0	929
iShares S&P SmallCap 600 Index	COM	464287804	212	1,545	SH		SOLE		414	0	1,131
iShares S&P U.S. Preferred Sto	COM	464288687	1,585	42,604	SH		SOLE		33,587	0	9,016
J. C. Penney Company, Inc.	COM	708160106	449	54,000	SH		SOLE		0	0	54,000
Johnson & Johnson Company	COM	478160104	735	6,378	SH		SOLE		4,443	0	1,935
JP Morgan Chase & Company	COM	46625H100	287	3,329	SH		SOLE		338	0	2,991
L-3 Technologies, Inc.	COM	502413107	522	3,435	SH		SOLE		3,435	0	0
Lam Research Corp	COM	512807108	243	2,294	SH		SOLE		0	0	2,294
Lowe's Companies Inc.	COM	548661107	586	8,240	SH		SOLE		4,902	0	3,338
Magellan Midstream Partners LP	COM	559080106	1,232	16,289	SH		SOLE		289	0	16,000
Mastercard Inc.	COM	57636Q104	346	3,355	SH		SOLE		3,316	0	39
Microchip Technology Inc.	COM	595017104	229	3,564	SH		SOLE		0	0	3,564
Microsoft Corporation	COM	594918104	448	7,214	SH		SOLE		1,992	0	5,222
Nantech Inds Inc	COM	630100105	0	10,000	SH		SOLE		10,000	0	0
NextEra Energy, Inc.	COM	65339F101	414	3,467	SH		SOLE		237	0	3,230
NIC Inc	COM	62914B100	899	37,618	SH		SOLE		37,168	0	450
Nike Inc	COM	654106103	487	9,587	SH		SOLE		0	0	9,587
Novo Nordisk A/S	COM	670100205	281	7,848	SH		SOLE		0	0	7,848
ONEOK Partners, L.P.	COM	68268N103	559	13,000	SH		SOLE		0	0	13,000
Oracle Corp	COM	68389X105	205	5,324	SH		SOLE		0	0	5,324
PC Connection Inc	COM	69318J100	1,146	40,788	SH		SOLE		40,509	0	279
Pepsico Inc	COM	713448108	1,814	17,336	SH		SOLE		3,543	0	13,793
Perseus Mining Ltd NPV	COM	Q74174105	18	78,500	SH		SOLE		0	0	78,500
Pfizer Inc	COM	717081103	619	19,065	SH		SOLE		12,592	0	6,473
Philip Morris International In	COM	718172109	355	3,878	SH		SOLE		3,715	0	163
Phillips Van Heusen Corp.	COM	693656100	519	5,750	SH		SOLE		5,699	0	51
ProAssurance Corp	COM	74267C106	663	11,806	SH		SOLE		11,806	0	0
Procter & Gamble Co	COM	742718109	561	6,678	SH		SOLE		6,056	0	622
Quintiles Transnational Holdin	COM	74876Y101	224	2,950	SH		SOLE		0	0	2,950
Reata Pharmaceuticals, Inc.	COM	75615P103	1,188	54,432	SH		SOLE		18,942	0	35,490
Reynolds American Inc	COM	761713106	455	8,123	SH		SOLE		8,076	0	47
Rockwell Automation Inc	COM	773903109	230	1,713	SH		SOLE		0	0	1,713
Rollins Inc	COM	775711104	1,107	32,757	SH		SOLE		32,537	0	220
Rolls-Royce Holdings plc	COM	G76225138	0	380,540	SH		SOLE		380,540	0	0
Ross Stores Inc	COM	778296103	2,588	39,457	SH		SOLE		39,219	0	238
Royal Bank of Canada	COM	780087102	2,386	35,237	SH		SOLE		35,237	0	0
Rydex S&P Equal Weight	COM	78355W106	656	7,567	SH		SOLE		0	0	7,567
Schlumberger Limited	COM	806857108	216	2,568	SH		SOLE		712	0	1,856
ServisFirst Bancshares Inc	COM	81768T108	313	8,362	SH		SOLE		8,362	0	0
Southern Company	COM	842587107	220	4,465	SH		SOLE		1,965	0	2,500
SPDR Gold Trust ETF	COM	78463V107	651	5,937	SH		SOLE		773	0	5,164
SPDR S&P 500 ETF	COM	78462F103	10,171	45,503	SH		SOLE		35,484	0	10,018
Sprott Physical Silver Trust	COM	85207K107	130	21,300	SH		SOLE		0	0	21,300
Starbucks Corporation	COM	855244109	267	4,813	SH		SOLE		0	0	4,813
Synchronoss Technologies Inc	COM	87157B103	938	24,486	SH		SOLE		24,269	0	217
Synovus Financial Corp	COM	87161C501	236	5,744	SH		SOLE		235	0	5,509
SYSCO Corporation	COM	871829107	318	5,735	SH		SOLE		0	0	5,735
Target Corporation	COM	87612E106	734	10,161	SH		SOLE		0	0	10,161
Teradyne Inc	COM	880770102	284	11,200	SH		SOLE		11,200	0	0
Teranga Gold Corporation CDA	COM	880797105	56	92,000	SH		SOLE		0	0	92,000
The Coca-Cola Company	COM	191216100	705	17,002	SH		SOLE		10,060	0	6,942
The TJX Companies, Inc	COM	872540109	213	2,841	SH		SOLE		0	0	2,841
The Walt Disney Company	COM	254687106	754	7,232	SH		SOLE		1,705	0	5,527
Trustmark Corp	COM	898402102	210	5,891	SH		SOLE		0	0	5,891
United Technologies Corp	COM	913017109	872	7,958	SH		SOLE		0	0	7,958
UTG, Inc.	COM	293747341	380	21,739	SH		SOLE		0	0	21,739
V.F. Corporation	COM	918204108	233	4,364	SH		SOLE		0	0	4,364
Vail Resorts Inc	COM	91879Q109	1,420	8,804	SH		SOLE		8,758	0	46
Vanguard Growth ETF	COM	922908736	4,444	39,862	SH		SOLE		38,430	0	1,432
Vanguard Small-Cap Value VIPER	COM	922908611	4,420	36,533	SH		SOLE		35,501	0	1,032
Vanguard Small Cap Growth ETF	COM	922908595	3,404	25,567	SH		SOLE		24,530	0	1,037
VEREIT, Inc.	COM	92339V100	353	41,736	SH		SOLE		41,736	0	0
Verizon Communications Inc.	COM	92343V104	719	13,465	SH		SOLE		8,581	0	4,884
Visa Inc	COM	92826C839	911	11,674	SH		SOLE		5,742	0	5,932
Wells Fargo & Company	COM	949746101	539	9,778	SH		SOLE		6,206	0	3,572
West Bancorporation Inc	COM	95123P106	245	9,923	SH		SOLE		9,923	0	0
Westamerica Bancorp.	COM	957090103	804	12,784	SH		SOLE		12,661	0	123
Weyerhaeuser Co.	COM	962166104	457	15,200	SH		SOLE		0	0	15,200
WisdomTree Japan Hedged Equity	COM	97717W851	7,831	158,081	SH		SOLE		122,290	0	35,792
VEREIT Series F Pfd 6.7	PFD	92339V209	1,036	40,962	SH		SOLE		40,962	0	0
Deutsche X-trackers MSCI EAFE	COM	233051200	415	14,775	SH		SOLE		0	0	14,775
Energy Select Sector SPDR	COM	81369Y506	7,553	100,276	SH		SOLE		77,603	0	22,673
Financial Select Sector SPDR E	COM	81369Y605	8,249	354,777	SH		SOLE		276,131	0	78,647
First Trust Health Care AlphaD	COM	33734X143	277	4,830	SH		SOLE		4,830	0	0
First Trust Large Cap Core Alp	COM	33734K109	1,352	27,721	SH		SOLE		27,721	0	0
First Trust Mid Cap Core Alpha	COM	33735B108	282	5,003	SH		SOLE		5,003	0	0
Guggenheim BulletShares 2017 H	COM	18383M399	1,733	67,117	SH		SOLE		67,117	0	0
Industrial Select Sector SPDR	COM	81369Y704	7,782	125,065	SH		SOLE		96,829	0	28,237
iShares Barclays Aggregate Bon	COM	464287226	32,410	299,924	SH		SOLE		141,748	0	158,176
iShares Barclays TIPS Bond Fun	COM	464287176	20,095	177,565	SH		SOLE		111,685	0	65,880
ishares Currency Hedge MSCI EA	COM	46434V803	7,176	274,738	SH		SOLE		210,426	0	64,312
iShares Dow Jones US Aerospace	COM	464288760	7,710	54,865	SH		SOLE		42,791	0	12,075
iShares MSCI ACWI ETF	COM	464288257	273	4,611	SH		SOLE		4,611	0	0
iShares MSCI EAFE Index Fund E	COM	464287465	300	5,202	SH		SOLE		0	0	5,202
iShares Russell 1000 Value Ind	COM	464287598	8,330	74,353	SH		SOLE		57,693	0	16,660
iShares Russell 3000 Index Fun	COM	464287689	675	5,075	SH		SOLE		0	0	5,075
iShares S&P 500 Index ETF	COM	464287200	706	3,138	SH		SOLE		1,540	0	1,598
iShares Silver Trust ETF	COM	46428Q109	363	24,034	SH		SOLE		3,879	0	20,155
PowerShares S&P SmallCap Finan	COM	73937B803	308	5,899	SH		SOLE		5,899	0	0
Schwab US Large-Cap ETF	COM	808524201	4,569	85,779	SH		SOLE		85,779	0	0
Schwab US Mid-Cap ETF	COM	808524508	388	8,602	SH		SOLE		8,602	0	0
SPDR Euro Stoxx 50	COM	78463X202	383	11,440	SH		SOLE		0	0	11,440
Technology Select Sector SPDR	COM	81369Y803	7,869	162,724	SH		SOLE		126,381	0	36,343
Vanguard Dividend Appreciation	COM	921908844	1,110	13,033	SH		SOLE		0	0	13,033
Vanguard FTSE Developed Market	COM	921943858	36,559	1,000,517	SH		SOLE		617,827	0	382,690
Vanguard High Dividend Yield I	COM	921946406	1,048	13,837	SH		SOLE		11,929	0	1,908
Vanguard REIT Index ETF	COM	922908553	15,711	190,363	SH		SOLE		105,093	0	85,270
Vanguard Russell 2000 Index ET	COM	92206C664	18,815	174,260	SH		SOLE		85,427	0	88,833
Vanguard S&P 500 ETF	COM	922908363	81,391	396,428	SH		SOLE		190,869	0	205,559
Vanguard Small Cap ETF	COM	922908751	19,494	151,165	SH		SOLE		95,880	0	55,285
Vanguard Value ETF	COM	922908744	8,936	96,080	SH		SOLE		92,630	0	3,450