Keel Point 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
Abbott Laboratories	COM	002824100	590	13,286	SH		SOLE		0	0	13,286
AbbVie Inc	COM	00287Y109	534	8,201	SH		SOLE		0	0	8,201
Accenture plc	COM	G1151C101	902	7,525	SH		SOLE		0	0	7,525
AFLAC Inc	COM	001055102	1,131	15,614	SH		SOLE		14,340	0	1,274
Air Products & Chemicals Inc	COM	009158106	1,311	9,692	SH		SOLE		9,692	0	0
Allstate Corporation	COM	020002101	1,592	19,541	SH		SOLE		19,207	0	334
Alphabet Inc Cl A	COM	02079K305	537	633	SH		SOLE		398	0	235
Alphabet Inc Cl C	COM	02079K107	438	528	SH		SOLE		18	0	510
Altria Group Inc	COM	02209S103	404	5,656	SH		SOLE		5,358	0	298
Amazon.com, Inc	COM	023135106	402	454	SH		SOLE		16	0	438
Amdocs Ltd	COM	G02602103	362	5,941	SH		SOLE		5,872	0	69
American Equity Investment Lif	COM	025676206	281	11,903	SH		SOLE		11,903	0	0
American Tower REIT	COM	03027X100	1,047	8,613	SH		SOLE		5,697	0	2,916
Amgen Inc	COM	031162100	569	3,466	SH		SOLE		300	0	3,166
Apple Inc	COM	037833100	5,768	40,150	SH		SOLE		32,907	0	7,243
AT&T Inc	COM	00206R102	835	20,095	SH		SOLE		18,306	0	1,789
Automatic Data Processing	COM	053015103	786	7,673	SH		SOLE		0	0	7,673
AutoZone Inc	COM	053332102	271	375	SH		SOLE		0	0	375
Berkshire Hathaway Inc CL B	COM	084670702	644	3,865	SH		SOLE		50	0	3,815
Berkshire Hills Bancorp Inc	COM	084680107	959	26,595	SH		SOLE		26,299	0	296
BlackRock, Inc.	COM	09247X101	306	797	SH		SOLE		0	0	797
Bristol Myers Squibb Co	COM	110122108	342	6,286	SH		SOLE		0	0	6,286
Buckeye Partners LP	COM	118230101	1,234	18,000	SH		SOLE		0	0	18,000
Business Development Co	COM	12325J101	2,437	284,078	SH		SOLE		284,078	0	0
Capital One Financial Corp	COM	14040H105	464	5,355	SH		SOLE		0	0	5,355
Caviton Energy Systems Inc	COM	BEK996500	0	19,160	SH		SOLE		0	0	19,160
Celgene Corporation	COM	151020104	386	3,103	SH		SOLE		90	0	3,013
Charter Communications Inc.	COM	16119P108	376	1,149	SH		SOLE		0	0	1,149
Chevron Corporation	COM	166764100	295	2,745	SH		SOLE		0	0	2,745
Chubb Limited	COM	H1467J104	346	2,539	SH		SOLE		0	0	2,539
Church & Dwight Company, Inc.	COM	171340102	255	5,107	SH		SOLE		72	0	5,035
Cisco Systems Inc	COM	17275R102	297	8,784	SH		SOLE		8,195	0	589
Citigroup Inc	COM	172967424	870	14,551	SH		SOLE		14,363	0	188
Colonial BancGroup Inc	COM	195493309	0	14,600	SH		SOLE		14,600	0	0
Comcast Corporation	COM	20030N101	290	7,714	SH		SOLE		528	0	7,186
Computer Sciences Corporation	COM	205363104	256	3,707	SH		SOLE		3,707	0	0
ConAgra Foods, Inc.	COM	205887102	338	8,379	SH		SOLE		8,286	0	93
Connecture Inc	COM	20786J106	81	75,600	SH		SOLE		75,600	0	0
Corning Incorporated	COM	219350105	484	17,923	SH		SOLE		0	0	17,923
Costco Wholesale Corporation	COM	22160K105	284	1,695	SH		SOLE		93	0	1,602
CSX Corp	COM	126408103	207	4,444	SH		SOLE		0	0	4,444
CVS Caremark Corp	COM	126650100	259	3,296	SH		SOLE		502	0	2,794
Dycom Industries Inc	COM	267475101	4,972	53,490	SH		SOLE		53,293	0	197
Ecolab Incorporated	COM	278865100	212	1,691	SH		SOLE		0	0	1,691
Eli Lilly & Company	COM	532457108	636	7,565	SH		SOLE		2,100	0	5,465
Enterprise Products Partners L	COM	293792107	2,202	79,752	SH		SOLE		869	0	78,883
Exxon Mobil Corporation	COM	30231G102	873	10,644	SH		SOLE		3,406	0	7,238
Facebook Inc	COM	30303M102	325	2,289	SH		SOLE		415	0	1,874
General Electric Company	COM	369604103	783	26,292	SH		SOLE		7,633	0	18,659
Gilead Sciences Inc	COM	375558103	211	3,111	SH		SOLE		219	0	2,892
Golden Arch Resources Ltd.	COM	38079K101	0	23,000	SH		SOLE		0	0	23,000
Goldman Sachs Group Inc	COM	38141G104	920	4,006	SH		SOLE		0	0	4,006
Holly Energy Partners LP	COM	435763107	286	8,000	SH		SOLE		0	0	8,000
Home Depot Incorporated	COM	437076102	3,612	24,602	SH		SOLE		23,004	0	1,598
Honeywell International Inc	COM	438516106	435	3,487	SH		SOLE		2,922	0	565
Hormel Foods Corp	COM	440452100	203	5,854	SH		SOLE		0	0	5,854
Intellitar Inc Series A Pfd	COM	458998663	0	12,000	SH		SOLE		12,000	0	0
International Business Machine	COM	459200101	825	4,736	SH		SOLE		0	0	4,736
iShares MSCI All Country Asia	COM	464288182	6,623	105,231	SH		SOLE		55,510	0	49,721
iShares MSCI Australia Index	COM	464286103	7,544	333,660	SH		SOLE		215,574	0	118,086
iShares MSCI Canada Index	COM	464286509	311	11,561	SH		SOLE		10,404	0	1,157
iShares MSCI Emerging Markets	COM	464287234	8,053	204,435	SH		SOLE		104,976	0	99,459
iShares Russell 2000 Index	COM	464287655	1,377	10,016	SH		SOLE		2,477	0	7,539
iShares S&P U.S. Preferred Sto	COM	464288687	2,590	66,924	SH		SOLE		19,534	0	47,390
J. C. Penney Company, Inc.	COM	708160106	333	54,000	SH		SOLE		0	0	54,000
Johnson & Johnson Company	COM	478160104	797	6,402	SH		SOLE		4,460	0	1,942
JP Morgan Chase & Company	COM	46625H100	296	3,365	SH		SOLE		338	0	3,027
Kimberly-Clark Corp	COM	494368103	229	1,740	SH		SOLE		200	0	1,540
L-3 Technologies, Inc.	COM	502413107	568	3,435	SH		SOLE		3,435	0	0
Lam Research Corp	COM	512807108	296	2,303	SH		SOLE		0	0	2,303
Lowe's Companies Inc.	COM	548661107	668	8,131	SH		SOLE		4,985	0	3,146
Magellan Midstream Partners LP	COM	559080106	1,237	16,089	SH		SOLE		89	0	16,000
Mastercard Inc.	COM	57636Q104	376	3,344	SH		SOLE		3,305	0	39
Microchip Technology Inc.	COM	595017104	264	3,575	SH		SOLE		0	0	3,575
Microsoft Corporation	COM	594918104	468	7,110	SH		SOLE		1,992	0	5,118
Nantech Inds Inc	COM	630100105	0	10,000	SH		SOLE		10,000	0	0
NextEra Energy, Inc.	COM	65339F101	450	3,502	SH		SOLE		237	0	3,265
NIC Inc	COM	62914B100	743	36,778	SH		SOLE		36,328	0	450
Nike Inc	COM	654106103	537	9,638	SH		SOLE		0	0	9,638
Novo Nordisk A/S	COM	670100205	231	6,724	SH		SOLE		0	0	6,724
ONEOK Partners, L.P.	COM	68268N103	702	13,000	SH		SOLE		0	0	13,000
Oracle Corp	COM	68389X105	238	5,335	SH		SOLE		0	0	5,335
PC Connection Inc	COM	69318J100	1,019	34,192	SH		SOLE		33,913	0	279
Pepsico Inc	COM	713448108	1,941	17,356	SH		SOLE		3,553	0	13,803
Perseus Mining Ltd NPV	COM	Q74174105	19	78,500	SH		SOLE		0	0	78,500
Pfizer Inc	COM	717081103	644	18,833	SH		SOLE		12,276	0	6,557
Philip Morris International In	COM	718172109	419	3,710	SH		SOLE		3,546	0	164
Phillips Van Heusen Corp.	COM	693656100	554	5,355	SH		SOLE		5,304	0	51
ProAssurance Corp	COM	74267C106	711	11,806	SH		SOLE		11,806	0	0
Procter & Gamble Co	COM	742718109	534	5,946	SH		SOLE		5,312	0	634
Quintiles Transnational Holdin	COM	74876Y101	238	2,950	SH		SOLE		0	0	2,950
Reata Pharmaceuticals, Inc.	COM	75615P103	1,791	79,071	SH		SOLE		18,942	0	60,129
Red Hat, Inc.	COM	756577102	232	2,677	SH		SOLE		0	0	2,677
Reynolds American Inc	COM	761713106	483	7,657	SH		SOLE		7,610	0	47
Rockwell Automation Inc	COM	773903109	268	1,718	SH		SOLE		0	0	1,718
Rollins Inc	COM	775711104	1,195	32,194	SH		SOLE		31,974	0	220
Rolls-Royce Holdings plc	COM	G76225138	0	380,540	SH		SOLE		380,540	0	0
Ross Stores Inc	COM	778296103	2,503	37,994	SH		SOLE		37,756	0	238
Royal Bank of Canada	COM	780087102	2,570	35,252	SH		SOLE		35,237	0	15
Rydex S&P Equal Weight	COM	78355W106	687	7,568	SH		SOLE		0	0	7,568
ServisFirst Bancshares Inc	COM	81768T108	304	8,362	SH		SOLE		8,362	0	0
SPDR Gold Trust ETF	COM	78463V107	973	8,194	SH		SOLE		615	0	7,579
SPDR S&P 500 ETF	COM	78462F103	12,105	51,351	SH		SOLE		37,237	0	14,114
Sprott Physical Silver Trust	COM	85207K107	147	21,300	SH		SOLE		0	0	21,300
Starbucks Corporation	COM	855244109	285	4,881	SH		SOLE		0	0	4,881
Synchronoss Technologies Inc	COM	87157B103	546	22,380	SH		SOLE		22,163	0	217
Synovus Financial Corp	COM	87161C501	236	5,761	SH		SOLE		235	0	5,526
SYSCO Corporation	COM	871829107	298	5,735	SH		SOLE		0	0	5,735
Target Corporation	COM	87612E106	561	10,161	SH		SOLE		0	0	10,161
Teradyne Inc	COM	880770102	348	11,200	SH		SOLE		11,200	0	0
Teranga Gold Corporation CDA	COM	880797204	29	46,000	SH		SOLE		0	0	46,000
The Coca-Cola Company	COM	191216100	755	17,792	SH		SOLE		10,095	0	7,697
The TJX Companies, Inc	COM	872540109	225	2,846	SH		SOLE		0	0	2,846
The Walt Disney Company	COM	254687106	822	7,246	SH		SOLE		1,705	0	5,541
TriLinc Global Impact Fund	COM	89619H108	138	16,164	SH		SOLE		0	0	16,164
United Technologies Corp	COM	913017109	894	7,965	SH		SOLE		0	0	7,965
UTG, Inc.	COM	293747341	380	21,739	SH		SOLE		0	0	21,739
V.F. Corporation	COM	918204108	241	4,383	SH		SOLE		0	0	4,383
Vail Resorts Inc	COM	91879Q109	1,661	8,656	SH		SOLE		8,610	0	46
Vanguard Growth ETF	COM	922908736	5,474	44,991	SH		SOLE		33,930	0	11,061
Vanguard Small-Cap Value VIPER	COM	922908611	5,173	42,103	SH		SOLE		31,501	0	10,602
Vanguard Small Cap Growth ETF	COM	922908595	4,303	30,588	SH		SOLE		21,030	0	9,558
VEREIT, Inc.	COM	92339V100	213	25,093	SH		SOLE		25,093	0	0
Verizon Communications Inc.	COM	92343V104	599	12,281	SH		SOLE		8,619	0	3,662
Visa Inc	COM	92826C839	1,037	11,673	SH		SOLE		5,684	0	5,989
Wells Fargo & Company	COM	949746101	501	9,004	SH		SOLE		5,381	0	3,623
Westamerica Bancorp.	COM	957090103	695	12,449	SH		SOLE		12,326	0	123
WisdomTree Japan Hedged Equity	COM	97717W851	9,574	189,142	SH		SOLE		134,867	0	54,276
Zimmer Biomet Holdings, Inc.	COM	98956P102	208	1,702	SH		SOLE		0	0	1,702
VEREIT Series F Pfd 6.7	PFD	92339V209	910	35,409	SH		SOLE		35,409	0	0
Consumer Discret Select Sector	COM	81369Y407	8,206	93,302	SH		SOLE		58,901	0	34,401
Deutsche X-trackers MSCI EAFE	COM	233051200	437	14,775	SH		SOLE		0	0	14,775
Energy Select Sector SPDR	COM	81369Y506	305	4,358	SH		SOLE		3,659	0	699
Financial Select Sector SPDR E	COM	81369Y605	9,881	416,394	SH		SOLE		297,150	0	119,243
First Trust Health Care AlphaD	COM	33734X143	301	4,830	SH		SOLE		4,830	0	0
First Trust Large Cap Core Alp	COM	33734K109	419	8,114	SH		SOLE		8,114	0	0
First Trust Mid Cap Core Alpha	COM	33735B108	269	4,603	SH		SOLE		4,603	0	0
Guggenheim BulletShares 2017 H	COM	18383M399	1,303	50,707	SH		SOLE		50,707	0	0
Industrial Select Sector SPDR	COM	81369Y704	9,747	149,815	SH		SOLE		106,419	0	43,396
iShares Barclays 3-7 Yr T-bond	COM	464288661	290	2,354	SH		SOLE		2,354	0	0
iShares Barclays Aggregate Bon	COM	464287226	31,193	287,519	SH		SOLE		125,646	0	161,873
iShares Barclays TIPS Bond Fun	COM	464287176	12,653	110,365	SH		SOLE		56,899	0	53,466
ishares Currency Hedge MSCI EA	COM	46434V803	9,516	345,777	SH		SOLE		246,552	0	99,225
iShares Dow Jones US Aerospace	COM	464288760	9,365	62,968	SH		SOLE		45,181	0	17,786
iShares MSCI ACWI ETF	COM	464288257	670	10,597	SH		SOLE		3,285	0	7,312
iShares MSCI EAFE Index Fund E	COM	464287465	1,220	19,592	SH		SOLE		0	0	19,592
iShares MSCI South Korea Index	COM	464286772	7,587	122,628	SH		SOLE		79,879	0	42,749
iShares Russell 1000 Growth In	COM	464287614	9,878	86,802	SH		SOLE		60,941	0	25,860
iShares Russell 1000 Value Ind	COM	464287598	402	3,497	SH		SOLE		2,621	0	876
iShares Russell 3000 Index Fun	COM	464287689	710	5,075	SH		SOLE		0	0	5,075
iShares S&P 500 Index ETF	COM	464287200	405	1,709	SH		SOLE		110	0	1,599
iShares Silver Trust ETF	COM	46428Q109	704	40,792	SH		SOLE		3,759	0	37,033
Schwab US Large-Cap ETF	COM	808524201	2,340	41,590	SH		SOLE		41,590	0	0
SPDR Euro Stoxx 50	COM	78463X202	416	11,440	SH		SOLE		0	0	11,440
Technology Select Sector SPDR	COM	81369Y803	10,052	188,554	SH		SOLE		134,867	0	53,687
Vaneck Vectors Agribusiness ET	COM	92189F700	9,457	176,935	SH		SOLE		126,105	0	50,830
Vanguard Dividend Appreciation	COM	921908844	1,110	12,339	SH		SOLE		0	0	12,339
Vanguard FTSE Developed Market	COM	921943858	44,455	1,131,167	SH		SOLE		609,684	0	521,483
Vanguard High Dividend Yield I	COM	921946406	1,045	13,464	SH		SOLE		11,231	0	2,233
Vanguard REIT Index ETF	COM	922908553	19,623	237,598	SH		SOLE		129,893	0	107,705
Vanguard Russell 2000 Index ET	COM	92206C664	23,494	212,868	SH		SOLE		88,020	0	124,848
Vanguard S&P 500 ETF	COM	922908363	87,566	404,742	SH		SOLE		177,480	0	227,262
Vanguard Small Cap ETF	COM	922908751	23,676	177,640	SH		SOLE		95,880	0	81,760
Vanguard Value ETF	COM	922908744	10,397	109,019	SH		SOLE		81,230	0	27,789