Keel Point 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
Abbott Laboratories	COM	002824100	660	13,580	SH		SOLE		200	0	13,380
AbbVie Inc	COM	00287Y109	611	8,421	SH		SOLE		200	0	8,221
Accenture plc	COM	G1151C101	855	6,910	SH		SOLE		0	0	6,910
AFLAC Inc	COM	001055102	1,036	13,340	SH		SOLE		12,064	0	1,276
Air Products & Chemicals Inc	COM	009158106	1,387	9,692	SH		SOLE		9,692	0	0
Allstate Corporation	COM	020002101	1,728	19,541	SH		SOLE		19,207	0	334
Alphabet Inc Cl A	COM	02079K305	581	625	SH		SOLE		400	0	225
Alphabet Inc Cl C	COM	02079K107	396	436	SH		SOLE		21	0	415
Altria Group Inc	COM	02209S103	421	5,651	SH		SOLE		5,358	0	293
Amazon.com, Inc	COM	023135106	369	381	SH		SOLE		21	0	360
Amdocs Ltd	COM	G02602103	383	5,941	SH		SOLE		5,872	0	69
American Equity Investment Lif	COM	025676206	313	11,903	SH		SOLE		11,903	0	0
American Tower REIT	COM	03027X100	1,153	8,711	SH		SOLE		5,697	0	3,014
AMETEK, Inc.	COM	031100100	201	3,321	SH		SOLE		0	0	3,321
Amgen Inc	COM	031162100	604	3,509	SH		SOLE		300	0	3,209
Apple Inc	COM	037833100	5,800	40,272	SH		SOLE		32,918	0	7,354
AT&T Inc	COM	00206R102	761	20,182	SH		SOLE		18,406	0	1,776
Automatic Data Processing	COM	053015103	807	7,873	SH		SOLE		200	0	7,673
AutoZone Inc	COM	053332102	214	375	SH		SOLE		0	0	375
Berkshire Hathaway Inc CL B	COM	084670702	655	3,865	SH		SOLE		50	0	3,815
Berkshire Hills Bancorp Inc	COM	084680107	935	26,595	SH		SOLE		26,299	0	296
BlackRock, Inc.	COM	09247X101	339	802	SH		SOLE		6	0	796
Bristol Myers Squibb Co	COM	110122108	352	6,325	SH		SOLE		0	0	6,325
Buckeye Partners LP	COM	118230101	1,151	18,000	SH		SOLE		0	0	18,000
Business Development Co	COM	12325J101	2,399	281,613	SH		SOLE		281,613	0	0
Capital One Financial Corp	COM	14040H105	442	5,355	SH		SOLE		0	0	5,355
Caviton Energy Systems Inc	COM	BEK996500	0	19,160	SH		SOLE		0	0	19,160
Celgene Corporation	COM	151020104	421	3,244	SH		SOLE		116	0	3,128
Charter Communications Inc.	COM	16119P108	387	1,149	SH		SOLE		0	0	1,149
Chevron Corporation	COM	166764100	288	2,759	SH		SOLE		0	0	2,759
Chubb Limited	COM	H1467J104	377	2,592	SH		SOLE		0	0	2,592
Church & Dwight Company, Inc.	COM	171340102	274	5,284	SH		SOLE		148	0	5,136
Cisco Systems Inc	COM	17275R102	289	9,235	SH		SOLE		8,666	0	569
Citigroup Inc	COM	172967424	983	14,694	SH		SOLE		14,326	0	368
Colonial BancGroup Inc	COM	195493309	0	13,500	SH		SOLE		13,500	0	0
Comcast Corporation	COM	20030N101	327	8,408	SH		SOLE		1,007	0	7,401
ConAgra Foods, Inc.	COM	205887102	300	8,379	SH		SOLE		8,286	0	93
Connecture Inc	COM	20786J106	47	75,600	SH		SOLE		75,600	0	0
Corning Incorporated	COM	219350105	539	17,923	SH		SOLE		0	0	17,923
Costco Wholesale Corporation	COM	22160K105	275	1,722	SH		SOLE		93	0	1,629
CSX Corp	COM	126408103	247	4,535	SH		SOLE		0	0	4,535
CVS Caremark Corp	COM	126650100	308	3,824	SH		SOLE		526	0	3,298
DXC Technology Co.	COM	23355L106	284	3,707	SH		SOLE		3,707	0	0
Dycom Industries Inc	COM	267475101	4,788	53,490	SH		SOLE		53,293	0	197
E.I. Dupont Denemours & Co.	COM	263534109	220	2,727	SH		SOLE		1,600	0	1,127
Ecolab Incorporated	COM	278865100	246	1,853	SH		SOLE		15	0	1,838
Eli Lilly & Company	COM	532457108	639	7,765	SH		SOLE		2,300	0	5,465
Enterprise Products Partners L	COM	293792107	2,159	79,733	SH		SOLE		843	0	78,890
Exxon Mobil Corporation	COM	30231G102	889	11,012	SH		SOLE		3,666	0	7,346
Facebook Inc	COM	30303M102	324	2,149	SH		SOLE		432	0	1,717
General Electric Company	COM	369604103	670	24,817	SH		SOLE		7,633	0	17,184
Gilead Sciences Inc	COM	375558103	221	3,123	SH		SOLE		219	0	2,904
Golden Arch Resources Ltd.	COM	38079K101	0	23,000	SH		SOLE		0	0	23,000
Goldman Sachs Group Inc	COM	38141G104	893	4,024	SH		SOLE		0	0	4,024
Holly Energy Partners LP	COM	435763107	260	8,000	SH		SOLE		0	0	8,000
Home Depot Incorporated	COM	437076102	3,752	24,458	SH		SOLE		22,856	0	1,602
Honeywell International Inc	COM	438516106	479	3,591	SH		SOLE		2,935	0	656
Hormel Foods Corp	COM	440452100	205	5,999	SH		SOLE		0	0	5,999
Intellitar Inc Series A Pfd	COM	458998663	0	12,000	SH		SOLE		12,000	0	0
International Business Machine	COM	459200101	744	4,839	SH		SOLE		100	0	4,739
iShares MSCI All Country Asia	COM	464288182	7,261	107,655	SH		SOLE		55,510	0	52,145
iShares MSCI Emerging Markets	COM	464287234	10,376	250,694	SH		SOLE		111,262	0	139,432
iShares Russell 2000 Index	COM	464287655	1,194	8,476	SH		SOLE		937	0	7,539
iShares S&P U.S. Preferred Sto	COM	464288687	3,049	77,835	SH		SOLE		17,754	0	60,081
J. C. Penney Company, Inc.	COM	708160106	251	54,000	SH		SOLE		0	0	54,000
Johnson & Johnson Company	COM	478160104	892	6,740	SH		SOLE		4,525	0	2,215
JP Morgan Chase & Company	COM	46625H100	315	3,449	SH		SOLE		438	0	3,011
Kimberly-Clark Corp	COM	494368103	225	1,740	SH		SOLE		200	0	1,540
L-3 Technologies, Inc.	COM	502413107	577	3,451	SH		SOLE		3,451	0	0
Lam Research Corp	COM	512807108	326	2,307	SH		SOLE		0	0	2,307
Lowe's Companies Inc.	COM	548661107	641	8,263	SH		SOLE		5,110	0	3,153
Magellan Midstream Partners LP	COM	559080106	1,147	16,089	SH		SOLE		89	0	16,000
Mastercard Inc.	COM	57636Q104	434	3,577	SH		SOLE		3,305	0	272
Microchip Technology Inc.	COM	595017104	285	3,694	SH		SOLE		0	0	3,694
Microsoft Corporation	COM	594918104	652	9,459	SH		SOLE		4,041	0	5,418
Nantech Inds Inc	COM	630100105	0	10,000	SH		SOLE		10,000	0	0
NextEra Energy, Inc.	COM	65339F101	487	3,477	SH		SOLE		237	0	3,240
NIC Inc	COM	62914B100	697	36,778	SH		SOLE		36,328	0	450
Nike Inc	COM	654106103	576	9,757	SH		SOLE		0	0	9,757
Novo Nordisk A/S	COM	670100205	289	6,748	SH		SOLE		0	0	6,748
ONEOK Partners, L.P.	COM	68268N103	664	13,000	SH		SOLE		0	0	13,000
Oracle Corp	COM	68389X105	268	5,349	SH		SOLE		0	0	5,349
PC Connection Inc	COM	69318J100	925	34,192	SH		SOLE		33,913	0	279
Pepsico Inc	COM	713448108	2,077	17,986	SH		SOLE		4,053	0	13,933
Perseus Mining Ltd NPV	COM	Q74174105	11	48,500	SH		SOLE		0	0	48,500
Pfizer Inc	COM	717081103	631	18,785	SH		SOLE		12,276	0	6,509
Philip Morris International In	COM	718172109	436	3,710	SH		SOLE		3,546	0	164
Phillips Van Heusen Corp.	COM	693656100	613	5,355	SH		SOLE		5,304	0	51
Praxair Inc.	COM	74005P104	209	1,579	SH		SOLE		0	0	1,579
ProAssurance Corp	COM	74267C106	718	11,806	SH		SOLE		11,806	0	0
Procter & Gamble Co	COM	742718109	627	7,193	SH		SOLE		6,289	0	904
Quintiles Transnational Holdin	COM	74876Y101	264	2,950	SH		SOLE		0	0	2,950
Reata Pharmaceuticals, Inc.	COM	75615P103	2,502	79,071	SH		SOLE		18,942	0	60,129
Red Hat, Inc.	COM	756577102	257	2,683	SH		SOLE		23	0	2,660
Reynolds American Inc	COM	761713106	498	7,657	SH		SOLE		7,610	0	47
Rockwell Automation Inc	COM	773903109	279	1,724	SH		SOLE		0	0	1,724
Rollins Inc	COM	775711104	1,311	32,194	SH		SOLE		31,974	0	220
Rolls-Royce Holdings plc	COM	G76225138	0	380,540	SH		SOLE		380,540	0	0
Ross Stores Inc	COM	778296103	2,193	37,994	SH		SOLE		37,756	0	238
Royal Bank of Canada	COM	780087102	2,556	35,252	SH		SOLE		35,237	0	15
Rydex S&P Equal Weight	COM	78355W106	702	7,569	SH		SOLE		0	0	7,569
ServisFirst Bancshares Inc	COM	81768T108	308	8,362	SH		SOLE		8,362	0	0
SPDR Gold Trust ETF	COM	78463V107	982	8,324	SH		SOLE		745	0	7,579
SPDR S&P 500 ETF	COM	78462F103	3,077	12,725	SH		SOLE		10,000	0	2,725
Sprott Physical Silver Trust	COM	85207K107	134	21,300	SH		SOLE		0	0	21,300
Starbucks Corporation	COM	855244109	282	4,832	SH		SOLE		0	0	4,832
Synchronoss Technologies Inc	COM	87157B103	309	18,805	SH		SOLE		18,588	0	217
Synovus Financial Corp	COM	87161C501	277	6,262	SH		SOLE		235	0	6,027
SYSCO Corporation	COM	871829107	291	5,782	SH		SOLE		0	0	5,782
Target Corporation	COM	87612E106	531	10,161	SH		SOLE		0	0	10,161
Teradyne Inc	COM	880770102	336	11,200	SH		SOLE		11,200	0	0
The Coca-Cola Company	COM	191216100	813	18,135	SH		SOLE		10,504	0	7,631
The TJX Companies, Inc	COM	872540109	214	2,963	SH		SOLE		0	0	2,963
The Walt Disney Company	COM	254687106	837	7,875	SH		SOLE		1,726	0	6,149
TriLinc Global Impact Fund	COM	89619H108	138	16,164	SH		SOLE		0	0	16,164
United Technologies Corp	COM	913017109	992	8,125	SH		SOLE		154	0	7,971
UTG, Inc.	COM	293747341	413	21,739	SH		SOLE		0	0	21,739
V.F. Corporation	COM	918204108	261	4,531	SH		SOLE		0	0	4,531
Vail Resorts Inc	COM	91879Q109	1,713	8,446	SH		SOLE		8,400	0	46
Vanguard Growth ETF	COM	922908736	6,130	48,250	SH		SOLE		33,930	0	14,320
Vanguard Small-Cap Value VIPER	COM	922908611	5,330	43,362	SH		SOLE		31,501	0	11,861
Vanguard Small Cap Growth ETF	COM	922908595	4,618	31,691	SH		SOLE		21,030	0	10,661
VEREIT, Inc.	COM	92339V100	175	21,479	SH		SOLE		21,479	0	0
Verizon Communications Inc.	COM	92343V104	552	12,359	SH		SOLE		8,619	0	3,740
Visa Inc	COM	92826C839	1,131	12,064	SH		SOLE		5,717	0	6,347
Wells Fargo & Company	COM	949746101	523	9,439	SH		SOLE		5,665	0	3,774
Westamerica Bancorp.	COM	957090103	700	12,495	SH		SOLE		12,372	0	123
Zimmer Biomet Holdings, Inc.	COM	98956P102	218	1,699	SH		SOLE		0	0	1,699
VEREIT Series F Pfd 6.7	PFD	92339V209	822	30,927	SH		SOLE		30,927	0	0
Deutsche X-trackers MSCI EAFE	COM	233051200	444	14,775	SH		SOLE		0	0	14,775
First Trust Health Care AlphaD	COM	33734X143	323	4,830	SH		SOLE		4,830	0	0
First Trust Large Cap Core Alp	COM	33734K109	355	6,679	SH		SOLE		6,679	0	0
First Trust Mid Cap Core Alpha	COM	33735B108	272	4,603	SH		SOLE		4,603	0	0
Guggenheim BulletShares 2017 H	COM	18383M399	1,250	48,616	SH		SOLE		48,616	0	0
iShares Barclays 3-7 Yr T-bond	COM	464288661	851	6,890	SH		SOLE		4,622	0	2,268
iShares Barclays Aggregate Bon	COM	464287226	31,936	291,628	SH		SOLE		121,539	0	170,090
iShares Barclays TIPS Bond Fun	COM	464287176	11,823	104,235	SH		SOLE		52,273	0	51,963
iShares Dow Jones US Aerospace	COM	464288760	10,277	65,315	SH		SOLE		46,188	0	19,127
iShares MSCI ACWI ETF	COM	464288257	960	14,662	SH		SOLE		3,285	0	11,377
iShares MSCI EAFE Index Fund E	COM	464287465	1,145	17,565	SH		SOLE		0	0	17,565
iShares MSCI Germany	COM	464286806	8,211	271,252	SH		SOLE		179,513	0	91,739
iShares MSCI India	COM	46429B598	8,294	258,392	SH		SOLE		172,637	0	85,755
iShares MSCI Switzerland	COM	464286749	8,447	246,202	SH		SOLE		161,181	0	85,021
iShares Russell 1000 Growth In	COM	464287614	10,904	91,615	SH		SOLE		64,793	0	26,821
iShares Russell 3000 Index Fun	COM	464287689	731	5,075	SH		SOLE		0	0	5,075
iShares S&P 500 Index ETF	COM	464287200	416	1,710	SH		SOLE		110	0	1,600
iShares Silver Trust ETF	COM	46428Q109	678	43,142	SH		SOLE		6,109	0	37,033
JPMorgan Alerian MLP Index ETN	COM	46625H365	367	12,370	SH		SOLE		7,008	0	5,362
Schwab US Large-Cap ETF	COM	808524201	2,404	41,610	SH		SOLE		41,610	0	0
SPDR Euro Stoxx 50	COM	78463X202	8,734	227,036	SH		SOLE		143,731	0	83,305
SPDR S&P Homebuilders ETF	COM	78464A888	9,203	238,844	SH		SOLE		154,052	0	84,792
Technology Select Sector SPDR	COM	81369Y803	10,583	193,403	SH		SOLE		137,945	0	55,458
Vanguard Dividend Appreciation	COM	921908844	955	10,310	SH		SOLE		0	0	10,310
Vanguard FTSE Developed Market	COM	921943858	43,524	1,053,343	SH		SOLE		462,965	0	590,378
Vanguard High Dividend Yield I	COM	921946406	1,187	15,183	SH		SOLE		12,950	0	2,233
Vanguard MSCI Pacific ETF	COM	922042866	7,477	113,637	SH		SOLE		76,287	0	37,350
Vanguard REIT Index ETF	COM	922908553	21,435	257,539	SH		SOLE		131,918	0	125,621
Vanguard Russell 2000 Index ET	COM	92206C664	28,500	252,817	SH		SOLE		95,173	0	157,644
Vanguard S&P 500 ETF	COM	922908363	94,944	427,562	SH		SOLE		180,658	0	246,904
Vanguard Small Cap ETF	COM	922908751	25,130	185,408	SH		SOLE		95,880	0	89,528
Vanguard Total International B	COM	92203J407	446	8,202	SH		SOLE		5,670	0	2,532
Vanguard Value ETF	COM	922908744	10,862	112,487	SH		SOLE		81,230	0	31,257
WisdomTree Europe Hedged Equit	COM	97717X701	9,027	144,832	SH		SOLE		83,906	0	60,927