Keel Point 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
Abbott Laboratories	COM	002824100	649	12,154	SH		SOLE		10,154	0	2,000
AbbVie Inc	COM	00287Y109	650	7,312	SH		SOLE		5,567	0	1,745
Accenture plc	COM	G1151C101	930	6,885	SH		SOLE		5,385	0	1,500
AFLAC Inc	COM	001055102	1,070	13,151	SH		SOLE		13,057	0	94
Air Products & Chemicals Inc	COM	009158106	1,466	9,692	SH		SOLE		9,692	0	0
Allstate Corporation	COM	020002101	1,784	19,406	SH		SOLE		19,215	0	191
Alphabet Inc Cl A	COM	02079K305	611	628	SH		SOLE		526	0	102
Alphabet Inc Cl C	COM	02079K107	415	433	SH		SOLE		278	0	155
Altria Group Inc	COM	02209S103	353	5,572	SH		SOLE		5,354	0	218
Amazon.com, Inc	COM	023135106	378	393	SH		SOLE		223	0	170
Amdocs Ltd	COM	G02602103	386	6,000	SH		SOLE		5,931	0	69
American Equity Investment Lif	COM	025676206	346	11,903	SH		SOLE		11,903	0	0
American Tower REIT	COM	03027X100	1,196	8,753	SH		SOLE		7,396	0	1,357
Amgen Inc	COM	031162100	608	3,259	SH		SOLE		3,259	0	0
Apple Inc	COM	037833100	6,106	39,619	SH		SOLE		37,963	0	1,656
AT&T Inc	COM	00206R102	704	17,984	SH		SOLE		17,739	0	245
Automatic Data Processing	COM	053015103	861	7,873	SH		SOLE		7,873	0	0
AutoZone Inc	COM	053332102	223	375	SH		SOLE		375	0	0
Berkshire Hathaway Inc CL B	COM	084670702	690	3,765	SH		SOLE		3,465	0	300
Berkshire Hills Bancorp Inc	COM	084680107	1,038	26,797	SH		SOLE		26,501	0	296
BlackRock, Inc.	COM	09247X101	359	803	SH		SOLE		453	0	350
Bristol Myers Squibb Co	COM	110122108	403	6,325	SH		SOLE		6,325	0	0
British American Tobacco plc	COM	110448107	217	3,475	SH		SOLE		3,451	0	24
Buckeye Partners LP	COM	118230101	1,026	18,000	SH		SOLE		18,000	0	0
Business Development Co	COM	12325J101	2,337	278,877	SH		SOLE		278,877	0	0
Capital One Financial Corp	COM	14040H105	453	5,355	SH		SOLE		5,355	0	0
Caterpillar Inc	COM	149123101	209	1,673	SH		SOLE		973	0	700
Caviton Energy Systems Inc	COM	BEK996500	0	19,160	SH		SOLE		19,160	0	0
Celgene Corporation	COM	151020104	477	3,270	SH		SOLE		1,770	0	1,500
Charter Communications Inc	COM	16119P108	418	1,149	SH		SOLE		1,149	0	0
Chubb Limited	COM	H1467J104	370	2,599	SH		SOLE		1,419	0	1,180
Church & Dwight Company, Inc	COM	171340102	252	5,208	SH		SOLE		2,408	0	2,800
Cisco Systems Inc	COM	17275R102	309	9,194	SH		SOLE		8,894	0	300
Citigroup Inc	COM	172967424	1,108	15,232	SH		SOLE		15,044	0	188
Colonial BancGroup Inc	COM	195493309	0	13,500	SH		SOLE		13,500	0	0
Comcast Corporation	COM	20030N101	324	8,427	SH		SOLE		8,427	0	0
ConAgra Foods, Inc.	COM	205887102	248	7,343	SH		SOLE		7,250	0	93
Connecture Inc	COM	20786J106	51	75,600	SH		SOLE		75,600	0	0
Corning Incorporated	COM	219350105	536	17,923	SH		SOLE		17,618	0	305
Costco Wholesale Corporation	COM	22160K105	283	1,722	SH		SOLE		997	0	725
CSX Corp	COM	126408103	246	4,536	SH		SOLE		2,436	0	2,100
DowDuPont Inc	COM	26078J100	242	3,493	SH		SOLE		3,333	0	160
DXC Technology Co.	COM	23355L106	318	3,707	SH		SOLE		3,707	0	0
Dycom Industries Inc	COM	267475101	4,480	52,170	SH		SOLE		51,973	0	197
Eli Lilly & Company	COM	532457108	664	7,765	SH		SOLE		7,694	0	71
Enterprise Products Partners L	COM	293792107	2,079	79,741	SH		SOLE		55,869	0	23,872
Exxon Mobil Corporation	COM	30231G102	768	9,372	SH		SOLE		9,277	0	95
Facebook Inc	COM	30303M102	366	2,142	SH		SOLE		1,392	0	750
General Electric Company	COM	369604103	631	26,080	SH		SOLE		24,895	0	1,185
Golden Arch Resources Ltd	COM	38079K101	0	23,000	SH		SOLE		23,000	0	0
Goldman Sachs Group Inc	COM	38141G104	949	4,000	SH		SOLE		0	0	4,000
Holly Energy Partners LP	COM	435763107	267	8,000	SH		SOLE		0	0	8,000
Home Depot Incorporated	COM	437076102	3,918	23,957	SH		SOLE		23,957	0	0
Honeywell International Inc	COM	438516106	517	3,644	SH		SOLE		3,610	0	34
Intellitar Inc Series A Pfd	COM	458998663	0	12,000	SH		SOLE		12,000	0	0
International Business Machine	COM	459200101	717	4,943	SH		SOLE		4,943	0	0
iShares iBoxx $ Invest Grade C	COM	464287242	9,120	75,227	SH		SOLE		70,516	0	4,711
iShares MSCI All Country Asia	COM	464288182	1,660	22,992	SH		SOLE		22,986	0	5
iShares MSCI EAFE Small Cap ET	COM	464288273	72,277	1,165,758	SH		SOLE		1,052,015	0	113,743
iShares MSCI Emerging Markets	COM	464287234	37,034	826,469	SH		SOLE		708,973	0	117,496
iShares Russell 2000 Index	COM	464287655	1,192	8,044	SH		SOLE		6,325	0	1,719
iShares S&P U.S. Preferred Sto	COM	464288687	2,849	73,418	SH		SOLE		73,418	0	0
J. C. Penney Company, Inc	COM	708160106	411	108,000	SH		SOLE		108,000	0	0
Johnson & Johnson Company	COM	478160104	848	6,525	SH		SOLE		6,123	0	402
JP Morgan Chase & Company	COM	46625H100	351	3,679	SH		SOLE		2,554	0	1,125
Kimberly-Clark Corp	COM	494368103	222	1,890	SH		SOLE		1,825	0	65
L-3 Technologies, Inc	COM	502413107	647	3,435	SH		SOLE		3,435	0	0
Lam Research Corp	COM	512807108	427	2,307	SH		SOLE		1,207	0	1,100
Lowe's Companies Inc	COM	548661107	646	8,079	SH		SOLE		6,703	0	1,376
Magellan Midstream Partners LP	COM	559080106	1,143	16,089	SH		SOLE		89	0	16,000
Mastercard Inc	COM	57636Q104	503	3,561	SH		SOLE		3,522	0	39
Microchip Technology Inc	COM	595017104	332	3,694	SH		SOLE		2,294	0	1,400
Microsoft Corporation	COM	594918104	648	8,695	SH		SOLE		6,985	0	1,710
Nantech Inds Inc	COM	630100105	0	10,000	SH		SOLE		10,000	0	0
NextEra Energy, Inc	COM	65339F101	508	3,467	SH		SOLE		3,382	0	85
NIC Inc	COM	62914B100	603	35,158	SH		SOLE		34,708	0	450
Nike Inc	COM	654106103	506	9,767	SH		SOLE		7,167	0	2,600
Novo Nordisk A/S	COM	670100205	325	6,758	SH		SOLE		4,258	0	2,500
ONEOK Inc.	COM	682680103	717	12,933	SH		SOLE		5,053	0	7,880
Oracle Corp	COM	68389X105	280	5,797	SH		SOLE		3,797	0	2,000
PC Connection Inc	COM	69318J100	949	33,675	SH		SOLE		33,396	0	279
Pepsico Inc	COM	713448108	1,960	17,593	SH		SOLE		16,923	0	670
Perseus Mining Ltd NPV	COM	Q74174105	13	48,500	SH		SOLE		48,500	0	0
Pfizer Inc	COM	717081103	601	16,829	SH		SOLE		16,401	0	428
Philip Morris International In	COM	718172109	411	3,706	SH		SOLE		3,596	0	110
Phillips Van Heusen Corp	COM	693656100	653	5,180	SH		SOLE		5,129	0	51
Praxair Inc	COM	74005P104	221	1,579	SH		SOLE		779	0	800
ProAssurance Corp	COM	74267C106	600	10,970	SH		SOLE		10,970	0	0
Procter & Gamble Co	COM	742718109	617	6,783	SH		SOLE		6,738	0	45
Quintiles Transnational Holdin	COM	74876Y101	280	2,950	SH		SOLE		1,950	0	1,000
Reata Pharmaceuticals, Inc	COM	75615P103	2,459	79,071	SH		SOLE		79,071	0	0
Red Hat, Inc	COM	756577102	295	2,660	SH		SOLE		1,360	0	1,300
Rockwell Automation Inc	COM	773903109	307	1,724	SH		SOLE		1,124	0	600
Rollins Inc	COM	775711104	1,431	31,017	SH		SOLE		30,797	0	220
Rolls-Royce Holdings plc	COM	G76225138	0	380,540	SH		SOLE		380,540	0	0
Ross Stores Inc	COM	778296103	2,405	37,253	SH		SOLE		37,015	0	238
Royal Bank of Canada	COM	780087102	2,700	34,903	SH		SOLE		34,903	0	0
Rydex S&P Equal Weight	COM	78355W106	723	7,570	SH		SOLE		7,366	0	204
Salesforce.com	COM	79466L302	209	2,242	SH		SOLE		1,142	0	1,100
ServisFirst Bancshares Inc	COM	81768T108	325	8,362	SH		SOLE		8,362	0	0
SPDR Gold Trust ETF	COM	78463V107	9,811	80,697	SH		SOLE		67,575	0	13,122
SPDR S&P 500 ETF	COM	78462F103	3,182	12,665	SH		SOLE		10,414	0	2,251
Sprott Physical Silver Trust	COM	85207K107	134	21,300	SH		SOLE		21,300	0	0
Starbucks Corporation	COM	855244109	207	3,851	SH		SOLE		1,801	0	2,050
Synchronoss Technologies Inc	COM	87157B103	179	19,198	SH		SOLE		18,981	0	217
Synovus Financial Corp	COM	87161C501	289	6,282	SH		SOLE		6,282	0	0
SYSCO Corporation	COM	871829107	312	5,782	SH		SOLE		5,782	0	0
Target Corporation	COM	87612E106	600	10,161	SH		SOLE		10,161	0	0
Teradyne Inc	COM	880770102	418	11,200	SH		SOLE		11,200	0	0
The Coca-Cola Company	COM	191216100	794	17,647	SH		SOLE		17,457	0	190
The Walt Disney Company	COM	254687106	784	7,952	SH		SOLE		7,952	0	0
TriLinc Global Impact Fund	COM	89619H108	138	16,164	SH		SOLE		16,164	0	0
United Technologies Corp	COM	913017109	881	7,588	SH		SOLE		6,438	0	1,150
UNUM Group	COM	91529Y106	202	3,949	SH		SOLE		1,490	0	2,459
UTG, Inc	COM	293747341	418	21,739	SH		SOLE		0	0	21,739
Vail Resorts Inc	COM	91879Q109	1,806	7,918	SH		SOLE		7,872	0	46
Vanguard Growth ETF	COM	922908736	1,907	14,363	SH		SOLE		14,363	0	0
Vanguard Small-Cap Value VIPER	COM	922908611	1,525	11,930	SH		SOLE		11,930	0	0
Vanguard Small Cap Growth ETF	COM	922908595	1,630	10,675	SH		SOLE		10,675	0	0
VEREIT, Inc	COM	92339V100	173	20,921	SH		SOLE		20,921	0	0
Verizon Communications Inc.	COM	92343V104	542	10,947	SH		SOLE		9,370	0	1,577
Visa Inc	COM	92826C839	1,267	12,036	SH		SOLE		9,836	0	2,200
Wells Fargo & Company	COM	949746101	391	7,093	SH		SOLE		6,934	0	159
Westamerica Bancorp	COM	957090103	748	12,555	SH		SOLE		12,432	0	123
Zimmer Biomet Holdings, Inc	COM	98956P102	203	1,735	SH		SOLE		835	0	900
ANR Inc Rt RTS 3/31/2023	WT	03634H118	0	25,258	SH		SOLE		25,258	0	0
VEREIT Series F Pfd, 6.7	PFD	92339V209	721	28,013	SH		SOLE		28,013	0	0
Deutsche X-trackers MSCI EAFE	COM	233051200	458	14,775	SH		SOLE		0	0	14,775
First Trust Large Cap Core Alp	COM	33734K109	242	4,409	SH		SOLE		4,409	0	0
First Trust Mid Cap Core Alpha	COM	33735B108	285	4,603	SH		SOLE		4,603	0	0
FT Unit 6707 Diversified Equit	COM	30302W242	428	41,708	SH		SOLE		41,708	0	0
FT Unit 6707 Diversified Equit	COM	30302W259	369	35,921	SH		SOLE		35,921	0	0
Guggenheim BulletShares 2017 H	COM	18383M399	1,143	44,430	SH		SOLE		44,430	0	0
iShares Barclays 20 Year Trea	COM	464287432	24,335	195,056	SH		SOLE		178,139	0	16,917
iShares Barclays 3-7 Yr T-bond	COM	464288661	1,843	14,923	SH		SOLE		12,909	0	2,014
iShares Barclays Aggregate Bon	COM	464287226	32,539	296,917	SH		SOLE		233,225	0	63,693
iShares Barclays TIPS Bond Fun	COM	464287176	27,609	243,076	SH		SOLE		224,645	0	18,431
iShares Dow Jones US Aerospace	COM	464288760	9,932	55,787	SH		SOLE		52,282	0	3,505
iShares Edge MSCI Min Vol Glob	COM	464286525	28,892	355,030	SH		SOLE		315,756	0	39,274
iShares Global Timber & Forest	COM	464288174	4,587	68,682	SH		SOLE		64,324	0	4,358
iShares MSCI ACWI ETF	COM	464288257	221	3,212	SH		SOLE		3,212	0	0
iShares MSCI EAFE Index Fund E	COM	464287465	10,555	154,128	SH		SOLE		132,812	0	21,316
iShares MSCI Germany	COM	464286806	9,462	291,777	SH		SOLE		273,796	0	17,981
iShares Russell 1000 Growth In	COM	464287614	10,288	82,261	SH		SOLE		77,153	0	5,108
iShares Russell 3000 Index Fun	COM	464287689	758	5,075	SH		SOLE		0	0	5,075
iShares S&P 500 Index ETF	COM	464287200	433	1,711	SH		SOLE		301	0	1,410
iShares Silver Trust ETF	COM	46428Q109	624	39,655	SH		SOLE		8,715	0	30,940
JPMorgan Alerian MLP Index ETN	COM	46625H365	605	21,437	SH		SOLE		18,680	0	2,757
Schwab US Large-Cap ETF	COM	808524201	2,526	42,065	SH		SOLE		42,065	0	0
SPDR Euro Stoxx 50	COM	78463X202	9,924	240,593	SH		SOLE		214,965	0	25,628
SPDR S&P International Small C	COM	78463X871	804	22,963	SH		SOLE		22,377	0	586
Technology Select Sector SPDR	COM	81369Y803	9,914	167,757	SH		SOLE		157,276	0	10,481
Vaneck Vectors Agribusiness ET	COM	92189F700	9,183	155,705	SH		SOLE		145,829	0	9,876
Vanguard Dividend Appreciation	COM	921908844	916	9,669	SH		SOLE		6,483	0	3,186
Vanguard Extended Market ETF	COM	922908652	720	6,719	SH		SOLE		6,592	0	127
Vanguard FTSE Developed Market	COM	921943858	38,129	878,335	SH		SOLE		734,400	0	143,935
Vanguard High Dividend Yield I	COM	921946406	1,240	15,301	SH		SOLE		15,301	0	0
Vanguard MSCI Pacific ETF	COM	922042866	8,113	118,955	SH		SOLE		111,546	0	7,409
Vanguard REIT Index ETF	COM	922908553	18,624	224,144	SH		SOLE		197,583	0	26,561
Vanguard Russell 2000 Index ET	COM	92206C664	32,206	270,819	SH		SOLE		259,353	0	11,466
Vanguard S&P 500 ETF	COM	922908363	103,821	449,907	SH		SOLE		395,868	0	54,040
Vanguard Small Cap ETF	COM	922908751	15,833	112,039	SH		SOLE		84,167	0	27,872
Vanguard Total International B	COM	92203J407	1,026	18,801	SH		SOLE		16,241	0	2,560
Vanguard Value ETF	COM	922908744	3,158	31,638	SH		SOLE		31,638	0	0
VelocityShares Daily Inverse V	COM	22542D795	8,007	82,092	SH		SOLE		75,757	0	6,335
WisdomTree Europe Hedged Equit	COM	97717X701	1,157	17,888	SH		SOLE		12,209	0	5,678