Keel Point 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
Abbott Laboratories	COM	002824100	541	9,024	SH		SOLE		9,024	0	0
AbbVie Inc	COM	00287Y109	421	4,445	SH		SOLE		4,445	0	0
Accenture plc	COM	G1151C101	1,083	7,057	SH		SOLE		5,940	0	1,117
AFLAC Inc	COM	001055102	1,071	24,483	SH		SOLE		18,961	0	5,522
Air Products & Chemicals Inc	COM	009158106	1,534	9,649	SH		SOLE		9,649	0	0
Alibaba Group Holding Lmtd	COM	01609W102	363	1,980	SH		SOLE		1,975	0	5
Allstate Corporation	COM	020002101	1,664	17,549	SH		SOLE		17,358	0	191
Alphabet Inc Cl A	COM	02079K305	597	576	SH		SOLE		452	0	124
Alphabet Inc Cl C	COM	02079K107	287	278	SH		SOLE		278	0	0
Altria Group Inc	COM	02209S103	247	3,959	SH		SOLE		3,450	0	509
Amazon.com, Inc	COM	023135106	669	462	SH		SOLE		343	0	119
Amdocs Ltd	COM	G02602103	284	4,264	SH		SOLE		3,879	0	385
American Equity Investment Lif	COM	025676206	349	11,903	SH		SOLE		11,903	0	0
American Tower REIT	COM	03027X100	1,117	7,688	SH		SOLE		6,324	0	1,364
Amgen Inc	COM	031162100	573	3,360	SH		SOLE		3,360	0	0
Apple Inc	COM	037833100	6,253	37,270	SH		SOLE		24,288	0	12,982
AT&T Inc	COM	00206R102	634	17,771	SH		SOLE		11,030	0	6,741
Automatic Data Processing	COM	053015103	707	6,227	SH		SOLE		6,227	0	0
Berkshire Hathaway Inc CL B	COM	084670702	583	2,925	SH		SOLE		2,625	0	300
Berkshire Hills Bancorp Inc	COM	084680107	827	21,791	SH		SOLE		21,495	0	296
Bitcoin Investment Trust	COM	09173T108	143	13,650	SH		SOLE		13,650	0	0
BlackRock, Inc.	COM	09247X101	245	453	SH		SOLE		453	0	0
Bristol Myers Squibb Co	COM	110122108	400	6,325	SH		SOLE		6,325	0	0
Buckeye Partners LP	COM	118230101	673	18,000	SH		SOLE		18,000	0	0
Business Development Co	COM	12325J101	1,948	234,679	SH		SOLE		234,679	0	0
Capital One Financial Corp	COM	14040H105	513	5,355	SH		SOLE		5,355	0	0
Caterpillar Inc	COM	149123101	247	1,673	SH		SOLE		973	0	700
Caviton Energy Systems Inc	COM	BEK996500	0	19,160	SH		SOLE		19,160	0	0
Celgene Corporation	COM	151020104	292	3,277	SH		SOLE		1,770	0	1,507
Charter Communications Inc.	COM	16119P108	290	931	SH		SOLE		931	0	0
Chubb Limited	COM	H1467J104	357	2,607	SH		SOLE		1,420	0	1,187
Church & Dwight Company, Inc.	COM	171340102	266	5,282	SH		SOLE		2,463	0	2,819
Cisco Systems Inc	COM	17275R102	404	9,424	SH		SOLE		3,354	0	6,070
Citigroup Inc	COM	172967424	961	14,232	SH		SOLE		14,044	0	188
Cognizant Technology Solutions	COM	192446102	228	2,837	SH		SOLE		2,823	0	14
Colonial BancGroup Inc	COM	195493309	0	13,500	SH		SOLE		0	0	13,500
Comcast Corporation	COM	20030N101	306	8,969	SH		SOLE		8,969	0	0
Connecture Inc	COM	20786J106	26	75,600	SH		SOLE		75,600	0	0
Corning Incorporated	COM	219350105	500	17,923	SH		SOLE		17,618	0	305
Costco Wholesale Corporation	COM	22160K105	202	1,073	SH		SOLE		1,007	0	66
Danaher Corporation	COM	235851102	283	2,894	SH		SOLE		2,695	0	199
DowDuPont Inc	COM	26078J100	223	3,497	SH		SOLE		3,337	0	160
DXC Technology Co.	COM	23355L106	373	3,707	SH		SOLE		3,707	0	0
Dycom Industries Inc	COM	267475101	4,363	40,534	SH		SOLE		30,531	0	10,003
Eli Lilly & Company	COM	532457108	524	6,776	SH		SOLE		6,690	0	86
Enterprise Products Partners L	COM	293792107	1,943	79,376	SH		SOLE		55,504	0	23,872
Exxon Mobil Corporation	COM	30231G102	664	8,898	SH		SOLE		8,791	0	107
Facebook Inc	COM	30303M102	362	2,265	SH		SOLE		1,515	0	750
FedEx Corporation	COM	31428X106	205	855	SH		SOLE		855	0	0
General Electric Company	COM	369604103	264	19,596	SH		SOLE		17,580	0	2,016
Golden Arch Resources Ltd.	COM	38079K101	0	23,000	SH		SOLE		23,000	0	0
Goldman Sachs Group Inc	COM	38141G104	861	3,420	SH		SOLE		20	0	3,400
Holly Energy Partners LP	COM	435763107	221	8,000	SH		SOLE		0	0	8,000
Home Depot Incorporated	COM	437076102	4,043	22,683	SH		SOLE		12,705	0	9,978
Honeywell International Inc	COM	438516106	407	2,816	SH		SOLE		2,622	0	194
Inspire Global Hope ETF	COM	66538H658	1,719	60,543	SH		SOLE		0	0	60,543
Inspire Small/Mid Cap Impact E	COM	66538H641	613	23,384	SH		SOLE		0	0	23,384
International Business Machine	COM	459200101	683	4,454	SH		SOLE		4,454	0	0
Iqvia Holdings Inc	COM	46266C105	264	2,695	SH		SOLE		1,695	0	1,000
iShares Edge Msci USA Quality	COM	46432F339	10,669	128,998	SH		SOLE		107,425	0	21,573
iShares MSCI All Country Asia	COM	464288182	1,037	13,381	SH		SOLE		13,381	0	0
iShares MSCI EAFE Small Cap ET	COM	464288273	95,633	1,466,989	SH		SOLE		1,103,137	0	363,852
iShares MSCI Emerging Markets	COM	464287234	66,863	1,384,910	SH		SOLE		1,036,585	0	348,325
iShares Russell 2000 Index	COM	464287655	1,222	8,048	SH		SOLE		6,329	0	1,719
iShares S&P U.S. Preferred Sto	COM	464288687	541	14,395	SH		SOLE		14,395	0	0
J. C. Penney Company, Inc.	COM	708160106	163	54,017	SH		SOLE		54,017	0	0
Johnson & Johnson Company	COM	478160104	753	5,874	SH		SOLE		5,455	0	419
JP Morgan Chase & Company	COM	46625H100	400	3,642	SH		SOLE		2,517	0	1,125
Kimberly-Clark Corp	COM	494368103	210	1,908	SH		SOLE		1,843	0	65
L-3 Technologies, Inc.	COM	502413107	698	3,355	SH		SOLE		1,744	0	1,611
Lam Research Corp	COM	512807108	469	2,307	SH		SOLE		1,207	0	1,100
Lowe's Companies Inc.	COM	548661107	468	5,329	SH		SOLE		4,878	0	451
Magellan Midstream Partners LP	COM	559080106	939	16,089	SH		SOLE		89	0	16,000
Mastercard Inc.	COM	57636Q104	462	2,636	SH		SOLE		2,415	0	221
Microchip Technology Inc.	COM	595017104	312	3,414	SH		SOLE		2,014	0	1,400
Microsoft Corporation	COM	594918104	911	9,986	SH		SOLE		8,331	0	1,655
Nantech Inds Inc	COM	630100105	0	10,000	SH		SOLE		10,000	0	0
NextEra Energy, Inc.	COM	65339F101	566	3,467	SH		SOLE		3,382	0	85
NIC Inc	COM	62914B100	363	27,269	SH		SOLE		26,819	0	450
Nike Inc	COM	654106103	339	5,101	SH		SOLE		5,101	0	0
Novo Nordisk A/S	COM	670100205	333	6,758	SH		SOLE		4,258	0	2,500
ONEOK Inc.	COM	682680103	288	5,053	SH		SOLE		5,053	0	0
Orbital ATK, Inc	COM	68557N103	209	1,574	SH		SOLE		1,574	0	0
PC Connection Inc	COM	69318J100	709	28,342	SH		SOLE		25,063	0	3,279
Pepsico Inc	COM	713448108	1,687	15,456	SH		SOLE		15,283	0	173
Perseus Mining Ltd NPV	COM	Q74174105	18	48,500	SH		SOLE		48,500	0	0
Pfizer Inc	COM	717081103	404	11,386	SH		SOLE		10,416	0	970
Philip Morris International In	COM	718172109	289	2,912	SH		SOLE		2,610	0	302
Phillips Van Heusen Corp.	COM	693656100	727	4,804	SH		SOLE		4,753	0	51
PowerShares S&P 500 Equal Weig	COM	739371813	731	7,346	SH		SOLE		7,346	0	0
ProAssurance Corp	COM	74267C106	508	10,470	SH		SOLE		1,390	0	9,080
Procter & Gamble Co	COM	742718109	477	6,014	SH		SOLE		5,969	0	45
Reata Pharmaceuticals, Inc.	COM	75615P103	1,622	79,071	SH		SOLE		60,129	0	18,942
Red Hat, Inc.	COM	756577102	203	1,360	SH		SOLE		1,360	0	0
Rollins Inc	COM	775711104	1,062	20,817	SH		SOLE		18,221	0	2,596
Rolls-Royce Holdings plc	COM	G76225138	0	380,540	SH		SOLE		380,540	0	0
Ross Stores Inc	COM	778296103	2,501	32,067	SH		SOLE		31,829	0	238
Royal Bank of Canada	COM	780087102	2,485	32,149	SH		SOLE		32,149	0	0
ServisFirst Bancshares Inc	COM	81768T108	325	7,962	SH		SOLE		7,962	0	0
SPDR Gold Trust ETF	COM	78463V107	23,432	186,279	SH		SOLE		144,560	0	41,719
SPDR S&P 500 ETF	COM	78462F103	2,879	10,939	SH		SOLE		8,728	0	2,211
Sprott Physical Silver Trust	COM	85207K107	144	23,833	SH		SOLE		23,833	0	0
Synchronoss Technologies Inc	COM	87157B103	194	18,406	SH		SOLE		18,189	0	217
Synovus Financial Corp	COM	87161C501	300	6,011	SH		SOLE		6,011	0	0
SYSCO Corporation	COM	871829107	347	5,782	SH		SOLE		5,782	0	0
Target Corporation	COM	87612E106	647	9,315	SH		SOLE		9,315	0	0
Teradyne Inc	COM	880770102	512	11,200	SH		SOLE		11,200	0	0
The Boeing Company	COM	097023105	379	1,156	SH		SOLE		1,000	0	156
The Coca-Cola Company	COM	191216100	603	13,881	SH		SOLE		13,691	0	190
The Estee Lauder Companies Inc	COM	518439104	241	1,609	SH		SOLE		934	0	675
The Walt Disney Company	COM	254687106	882	8,785	SH		SOLE		8,785	0	0
Thermo Fisher Scientific Inc	COM	883556102	230	1,112	SH		SOLE		1,107	0	5
TriLinc Global Impact Fund	COM	89619H108	138	16,164	SH		SOLE		16,164	0	0
United Technologies Corp	COM	913017109	665	5,286	SH		SOLE		5,286	0	0
UNUM Group	COM	91529Y106	328	6,888	SH		SOLE		5,520	0	1,368
UTG, Inc.	COM	293747341	522	21,739	SH		SOLE		0	0	21,739
Vail Resorts Inc	COM	91879Q109	1,479	6,670	SH		SOLE		5,763	0	907
Vanguard Growth ETF	COM	922908736	1,163	8,200	SH		SOLE		8,200	0	0
Vanguard Small-Cap Value VIPER	COM	922908611	557	4,303	SH		SOLE		4,303	0	0
Vanguard Small Cap Growth ETF	COM	922908595	983	5,996	SH		SOLE		5,996	0	0
VEREIT, Inc.	COM	92339V100	88	12,591	SH		SOLE		12,591	0	0
Verizon Communications Inc.	COM	92343V104	375	7,833	SH		SOLE		7,256	0	577
Visa Inc	COM	92826C839	1,436	12,004	SH		SOLE		10,337	0	1,667
Wells Fargo & Company	COM	949746101	352	6,709	SH		SOLE		6,550	0	159
Westamerica Bancorp.	COM	957090103	629	10,836	SH		SOLE		10,713	0	123
ANR Inc Rt RTS 3/31/2023	WT	03634H118	0	25,258	SH		SOLE		25,258	0	0
VEREIT Series F Pfd, 6.7	PFD	92339V209	579	22,814	SH		SOLE		22,814	0	0
Alerian MLP ETF	COM	00162Q866	369	39,361	SH		SOLE		39,361	0	0
Consumer Discret Select Sector	COM	81369Y407	9,438	93,175	SH		SOLE		77,806	0	15,369
Deutsche X-trackers MSCI EAFE	COM	233051200	454	14,775	SH		SOLE		0	0	14,775
First Trust Large Cap Core Alp	COM	33734K109	215	3,675	SH		SOLE		3,675	0	0
First Trust Mid Cap Core Alpha	COM	33735B108	290	4,433	SH		SOLE		4,433	0	0
FT Unit 6707 Diversified Equit	COM	30302W242	629	58,598	SH		SOLE		58,598	0	0
FT Unit 6707 Diversified Equit	COM	30302W259	387	36,110	SH		SOLE		36,110	0	0
FT Unit 6887 Diversified Equit	COM	30304W281	137	13,377	SH		SOLE		13,377	0	0
FT Unit 7130 S&P Divid Aristoc	COM	30305X627	103	11,178	SH		SOLE		11,178	0	0
Inspire Corporate Bond Impact	COM	66538H633	411	16,797	SH		SOLE		0	0	16,797
iShares Barclays 20 Year Trea	COM	464287432	34,518	283,168	SH		SOLE		210,709	0	72,459
iShares Barclays 3-7 Yr T-bond	COM	464288661	2,605	21,597	SH		SOLE		21,565	0	32
iShares Barclays Aggregate Bon	COM	464287226	16,170	150,772	SH		SOLE		91,675	0	59,097
iShares Barclays TIPS Bond Fun	COM	464287176	32,691	289,170	SH		SOLE		230,388	0	58,782
iShares Core S&P Total US Stoc	COM	464287150	220	3,640	SH		SOLE		3,640	0	0
iShares Dow Jones US Aerospace	COM	464288760	11,081	55,976	SH		SOLE		46,382	0	9,594
iShares Edge MSCI Min Vol Glob	COM	464286525	20,881	249,112	SH		SOLE		182,682	0	66,430
iShares Edge MSCI USA Momentum	COM	46432F396	9,239	87,222	SH		SOLE		72,769	0	14,453
iShares Floating Rate Note	COM	46429B655	9,610	188,693	SH		SOLE		157,607	0	31,086
iShares Global Timber & Forest	COM	464288174	5,722	73,030	SH		SOLE		60,471	0	12,559
iShares MSCI EAFE Index Fund E	COM	464287465	1,089	15,629	SH		SOLE		2,883	0	12,746
iShares Russell 1000 ETF	COM	464287622	10,530	71,702	SH		SOLE		59,793	0	11,909
iShares Russell 1000 Growth In	COM	464287614	11,506	84,549	SH		SOLE		70,084	0	14,465
iShares Russell 3000 Index Fun	COM	464287689	793	5,075	SH		SOLE		0	0	5,075
iShares S&P 500 Index ETF	COM	464287200	447	1,683	SH		SOLE		273	0	1,410
iShares Silver Trust ETF	COM	46428Q109	633	41,057	SH		SOLE		10,117	0	30,940
Schwab US Large-Cap ETF	COM	808524201	2,400	38,052	SH		SOLE		38,052	0	0
SPDR Euro Stoxx 50	COM	78463X202	461	11,440	SH		SOLE		0	0	11,440
SPDR S&P International Small C	COM	78463X871	996	28,136	SH		SOLE		25,368	0	2,768
Technology Select Sector SPDR	COM	81369Y803	11,106	169,771	SH		SOLE		140,607	0	29,164
Vanguard Dividend Appreciation	COM	921908844	826	8,175	SH		SOLE		5,779	0	2,396
Vanguard Extended Market ETF	COM	922908652	11,764	105,447	SH		SOLE		104,754	0	693
Vanguard FTSE Developed Market	COM	921943858	45,628	1,031,142	SH		SOLE		685,087	0	346,055
Vanguard High Dividend Yield I	COM	921946406	1,072	12,999	SH		SOLE		12,999	0	0
Vanguard REIT Index ETF	COM	922908553	20,142	266,888	SH		SOLE		203,238	0	63,650
Vanguard Russell 2000 Index ET	COM	92206C664	31,659	259,649	SH		SOLE		252,626	0	7,023
Vanguard S&P 500 ETF	COM	922908363	121,515	501,962	SH		SOLE		352,019	0	149,943
Vanguard Small Cap ETF	COM	922908751	15,589	106,102	SH		SOLE		26,100	0	80,002
Vanguard Total International B	COM	92203J407	1,519	27,754	SH		SOLE		27,716	0	38
Vanguard Value ETF	COM	922908744	1,710	16,573	SH		SOLE		16,573	0	0
WisdomTree Europe Hedged Equit	COM	97717X701	1,109	17,678	SH		SOLE		11,975	0	5,702