Keel Point 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
ACCENTURE PLC IRELAND	SHS CLASS A	G1151C101	1,636	7,768	SH		SOLE		6,477	0	1,291
ADOBE INC	COM	00724F101	272	826	SH		SOLE		127	0	699
AFLAC INC	COM	001055102	737	13,937	SH		SOLE		13,749	0	188
AIR PRODS & CHEMS INC	COM	009158106	2,246	9,557	SH		SOLE		9,533	0	24
ALIBABA GROUP HLDG LTD	SPONSORED ADS	01609W102	419	1,975	SH		SOLE		1,975	0	0
ALKALINE WTR CO INC	COM NEW	01643A207	23	18,000	SH		SOLE		18,000	0	0
ALLSTATE CORP	COM	020002101	1,530	13,608	SH		SOLE		13,155	0	453
ALPHABET INC	CAP STK CL A	02079K305	899	671	SH		SOLE		357	0	314
ALPHABET INC	CAP STK CL C	02079K107	519	388	SH		SOLE		233	0	155
AMAZON COM INC	COM	023135106	1,258	681	SH		SOLE		398	0	283
AMDOCS LTD	SHS	G02602103	275	3,807	SH		SOLE		3,738	0	69
AMERICAN FIN TR INC	COM CLASS A	02607T109	450	33,938	SH		SOLE		33,938	0	0
AMERICAN TOWER CORP NEW	COM	03027X100	960	4,179	SH		SOLE		3,710	0	469
APPLE INC	COM	037833100	7,529	25,640	SH		SOLE		18,636	0	7,003
AT&T INC	COM	00206R102	759	19,411	SH		SOLE		13,654	0	5,757
AVADEL PHARMACEUTICALS PLC	SPONSORED ADR	05337M104	302	40,000	SH		SOLE		40,000	0	0
BANDWIDTH INC	COM CL A	05988J103	29,302	457,479	SH		SOLE		457,479	0	0
BANK AMER CORP	COM	060505104	404	11,478	SH		SOLE		7,120	0	4,358
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	963	4,252	SH		SOLE		2,807	0	1,445
BERKSHIRE HILLS BANCORP INC	COM	084680107	472	14,344	SH		SOLE		14,048	0	296
BLACKROCK MUNIYIELD QLTY FD	COM	09254E103	413	30,602	SH		SOLE		11,902	0	18,700
BOEING CO	COM	097023105	353	1,083	SH		SOLE		932	0	151
CATERPILLAR INC DEL	COM	149123101	248	1,680	SH		SOLE		980	0	700
CHECK POINT SOFTWARE TECH LT	ORD	M22465104	1,178	10,620	SH		SOLE		9,575	0	1,045
CHUBB LIMITED	COM	H1467J104	238	1,527	SH		SOLE		292	0	1,235
CHURCH & DWIGHT INC	COM	171340102	1,484	21,094	SH		SOLE		16,584	0	4,510
CISCO SYS INC	COM	17275R102	284	5,920	SH		SOLE		4,612	0	1,308
CITIGROUP INC	COM NEW	172967424	898	11,239	SH		SOLE		11,020	0	219
COCA COLA CO	COM	191216100	527	9,515	SH		SOLE		9,325	0	190
COGNIZANT TECHNOLOGY SOLUTIO	CL A	192446102	1,370	22,093	SH		SOLE		19,873	0	2,220
COLONY CAP INC NEW	CL A COM	19626G108	177	37,180	SH		SOLE		37,180	0	0
COMCAST CORP NEW	CL A	20030N101	344	7,659	SH		SOLE		5,714	0	1,945
COSTCO WHSL CORP NEW	COM	22160K105	649	2,210	SH		SOLE		1,060	0	1,150
CVS HEALTH CORP	COM	126650100	1,682	22,636	SH		SOLE		20,113	0	2,523
DANAHER CORPORATION	COM	235851102	1,634	10,648	SH		SOLE		9,549	0	1,099
DBX ETF TR	XTRACK MSCI EAFE	233051200	499	14,775	SH		SOLE		0	0	14,775
DISNEY WALT CO	COM DISNEY	254687106	2,186	15,114	SH		SOLE		11,687	0	3,427
DYCOM INDS INC	COM	267475101	1,240	26,295	SH		SOLE		24,712	0	1,583
EAGLE BANCORP INC MD	COM	268948106	235	4,840	SH		SOLE		4,840	0	0
ECOLAB INC	COM	278865100	1,537	7,966	SH		SOLE		6,498	0	1,467
ENTERPRISE PRODS PARTNERS L	COM	293792107	2,311	82,079	SH		SOLE		58,120	0	23,959
EXCHANGE TRADED CONCEPTS TR	HULL TACTIC US	301505806	239	8,936	SH		SOLE		0	0	8,936
EXPEDITORS INTL WASH INC	COM	302130109	1,314	16,842	SH		SOLE		15,227	0	1,615
EXXON MOBIL CORP	COM	30231G102	406	5,820	SH		SOLE		5,477	0	343
FACEBOOK INC	CL A	30303M102	406	1,980	SH		SOLE		1,522	0	458
FASTENAL CO	COM	311900104	1,485	40,197	SH		SOLE		36,223	0	3,974
FEDEX CORP	COM	31428X106	1,167	7,721	SH		SOLE		6,941	0	780
FIRST TR EXCHANGE TRADED FD	SENIOR LN FD	33738D309	341	7,106	SH		SOLE		7,106	0	0
FIRST TR EXCNGE TRD ALPHADEX	MID CAP VAL FD	33737M201	447	12,417	SH		SOLE		12,417	0	0
GOLDMAN SACHS GROUP INC	COM	38141G104	801	3,485	SH		SOLE		24	0	3,461
GOODYEAR TIRE & RUBR CO	COM	382550101	195	12,526	SH		SOLE		12,041	0	485
HERSHEY CO	COM	427866108	276	1,878	SH		SOLE		956	0	922
HOME DEPOT INC	COM	437076102	3,271	14,979	SH		SOLE		11,092	0	3,887
HONEYWELL INTL INC	COM	438516106	392	2,215	SH		SOLE		2,181	0	34
HUMANA INC	COM	444859102	210	573	SH		SOLE		444	0	129
ILLINOIS TOOL WKS INC	COM	452308109	1,571	8,748	SH		SOLE		7,768	0	980
INTEL CORP	COM	458140100	499	8,336	SH		SOLE		6,156	0	2,180
INTERCONTINENTAL EXCHANGE IN	COM	45866F104	1,295	13,996	SH		SOLE		12,636	0	1,360
INTERNATIONAL BUSINESS MACHS	COM	459200101	520	3,881	SH		SOLE		711	0	3,170
INVESCO EXCH TRD SLF IDX FD	BULSHS 2020 CB	46138J502	333	15,631	SH		SOLE		15,631	0	0
INVESCO EXCH TRD SLF IDX FD	BULSHS 2021 CB	46138J700	314	14,776	SH		SOLE		14,776	0	0
INVESCO EXCH TRD SLF IDX FD	BULSHS 2022 CB	46138J882	307	14,273	SH		SOLE		14,273	0	0
INVESCO EXCHNG TRADED FD TR	S&P GBL WATER	46138E263	7,164	174,174	SH		SOLE		143,770	0	30,404
INVESCO QQQ TR	UNIT SER 1	46090E103	420	1,977	SH		SOLE		1,196	0	781
INVESCO QQQ TR	UNIT SER 1	46090E103	0	700	SH	Put	SOLE		700	0	0
ISHARES INC	MSCI CDA ETF	464286509	236	7,891	SH		SOLE		7,891	0	0
ISHARES INC	MIN VOL GBL ETF	464286525	413	4,308	SH		SOLE		1,458	0	2,850
ISHARES INC	MSCI EM ASIA ETF	464286426	373	5,265	SH		SOLE		5,265	0	0
ISHARES INC	CORE MSCI EMKT	46434G103	2,145	39,897	SH		SOLE		36,929	0	2,968
ISHARES INC	ESG MSCI EM ETF	46434G863	1,043	29,016	SH		SOLE		29,016	0	0
ISHARES TR	CORE S&P MCP ETF	464287507	424	2,062	SH		SOLE		1,616	0	446
ISHARES TR	S&P MC 400VL ETF	464287705	378	2,212	SH		SOLE		2,212	0	0
ISHARES TR	S&P MC 400GR ETF	464287606	378	1,589	SH		SOLE		1,589	0	0
ISHARES TR	CORE S&P SCP ETF	464287804	567	6,763	SH		SOLE		4,377	0	2,385
ISHARES TR	S&P 500 VAL ETF	464287408	1,411	10,845	SH		SOLE		9,227	0	1,618
ISHARES TR	CORE S&P500 ETF	464287200	688	2,128	SH		SOLE		508	0	1,621
ISHARES TR	S&P 500 GRWT ETF	464287309	1,415	7,309	SH		SOLE		6,699	0	610
ISHARES TR	RUS 1000 ETF	464287622	88,682	497,040	SH		SOLE		489,916	0	7,124
ISHARES TR	RUS 1000 VAL ETF	464287598	6,703	49,114	SH		SOLE		48,907	0	207
ISHARES TR	RUS 1000 GRW ETF	464287614	6,881	39,112	SH		SOLE		38,945	0	167
ISHARES TR	RUSSELL 2000 ETF	464287655	2,017	12,177	SH		SOLE		5,579	0	6,597
ISHARES TR	RUSSELL 3000 ETF	464287689	1,106	5,870	SH		SOLE		599	0	5,271
ISHARES TR	U.S. REAL ES ETF	464287739	2,005	21,536	SH		SOLE		21,536	0	0
ISHARES TR	MSCI EAFE ETF	464287465	7,349	105,831	SH		SOLE		99,242	0	6,589
ISHARES TR	US HLTHCARE ETF	464287762	6,752	31,300	SH		SOLE		25,717	0	5,583
ISHARES TR	1 3 YR TREAS BD	464287457	8,327	98,393	SH		SOLE		83,879	0	14,514
ISHARES TR	BARCLAYS 7 10 YR	464287440	18,866	171,170	SH		SOLE		111,034	0	60,136
ISHARES TR	20 YR TR BD ETF	464287432	17,486	129,067	SH		SOLE		76,348	0	52,719
ISHARES TR	MSCI EMG MKT ETF	464287234	13,995	311,891	SH		SOLE		109,442	0	202,448
ISHARES TR	CORE US AGGBD ET	464287226	25,413	226,154	SH		SOLE		202,255	0	23,899
ISHARES TR	TIPS BD ETF	464287176	1,945	16,685	SH		SOLE		15,977	0	708
ISHARES TR	SH TR CRPORT ETF	464288646	3,100	57,810	SH		SOLE		57,450	0	359
ISHARES TR	10-20 YR TRS ETF	464288653	13,761	95,821	SH		SOLE		53,577	0	42,244
ISHARES TR	3 7 YR TREAS BD	464288661	54,009	429,491	SH		SOLE		399,768	0	29,724
ISHARES TR	NATIONAL MUN ETF	464288414	839	7,367	SH		SOLE		5,924	0	1,443
ISHARES TR	EAFE SML CP ETF	464288273	17,213	276,382	SH		SOLE		169,846	0	106,536
ISHARES TR	MSCI ACWI ETF	464288257	25,696	324,239	SH		SOLE		269,567	0	54,672
ISHARES TR	GL TIMB FORE ETF	464288174	3,323	49,601	SH		SOLE		40,748	0	8,853
ISHARES TR	HDG MSCI EAFE	46434V803	213	6,973	SH		SOLE		6,973	0	0
ISHARES TR	CORE MSCI PAC	46434V696	545	9,337	SH		SOLE		9,337	0	0
JOHNSON & JOHNSON	COM	478160104	1,852	12,693	SH		SOLE		11,309	0	1,385
JPMORGAN CHASE & CO	COM	46625H100	609	4,365	SH		SOLE		2,094	0	2,271
L3HARRIS TECHNOLOGIES INC	COM	502431109	608	3,071	SH		SOLE		2,315	0	756
LAM RESEARCH CORP	COM	512807108	218	744	SH		SOLE		667	0	77
LINDE PLC	SHS	G5494J103	231	1,086	SH		SOLE		786	0	300
LIQUIDIA TECHNOLOGIES INC	COM	53635D202	873	204,319	SH		SOLE		44,575	0	159,744
LOWES COS INC	COM	548661107	307	2,567	SH		SOLE		2,468	0	99
MAGELLAN MIDSTREAM PRTNRS LP	COM UNIT RP LP	559080106	1,048	16,665	SH		SOLE		665	0	16,000
MASTERCARD INC	CL A	57636Q104	888	2,975	SH		SOLE		1,703	0	1,272
MEDTRONIC PLC	SHS	G5960L103	1,628	14,348	SH		SOLE		12,354	0	1,994
MICROSOFT CORP	COM	594918104	3,434	21,778	SH		SOLE		17,471	0	4,307
NEWMONT GOLDCORP CORPORATION	COM	651639106	283	6,510	SH		SOLE		6,510	0	0
NIC INC	COM	62914B100	402	17,975	SH		SOLE		17,525	0	450
NORFOLK SOUTHERN CORP	COM	655844108	306	1,574	SH		SOLE		1,574	0	0
NORTHERN LTS FD TR IV	INSPIRE GBL HOPE	66538H658	1,660	54,588	SH		SOLE		6,911	0	47,677
NORTHERN LTS FD TR IV	INSPIRE SMAL ETF	66538H641	784	27,790	SH		SOLE		10,954	0	16,836
NORTHERN LTS FD TR IV	INSPIRE CORP	66538H633	442	17,203	SH		SOLE		0	0	17,203
NOVO-NORDISK A S	ADR	670100205	290	5,018	SH		SOLE		2,518	0	2,500
NUVEEN AMT FREE MUN CR INC F	COM	67071L106	463	27,749	SH		SOLE		10,749	0	17,000
NUVEEN AMT FREE QLTY MUN INC	COM	670657105	569	39,551	SH		SOLE		15,008	0	24,543
NUVEEN QUALITY MUNCP INCOME	COM	67066V101	263	18,022	SH		SOLE		18,022	0	0
ONEOK INC NEW	COM	682680103	449	5,935	SH		SOLE		5,524	0	411
ORACLE CORP	COM	68389X105	224	4,224	SH		SOLE		3,639	0	585
PAYPAL HLDGS INC	COM	70450Y103	223	2,062	SH		SOLE		525	0	1,537
PC CONNECTION INC	COM	69318J100	867	17,451	SH		SOLE		17,172	0	279
PEPSICO INC	COM	713448108	508	3,718	SH		SOLE		3,080	0	638
PFIZER INC	COM	717081103	299	7,626	SH		SOLE		7,228	0	398
PROCTER & GAMBLE CO	COM	742718109	2,000	16,015	SH		SOLE		13,261	0	2,755
PVH CORP	COM	693656100	358	3,405	SH		SOLE		3,354	0	51
QUALCOMM INC	COM	747525103	1,474	16,705	SH		SOLE		14,911	0	1,794
REATA PHARMACEUTICALS INC	CL A	75615P103	23,165	113,313	SH		SOLE		94,371	0	18,942
ROCKWELL AUTOMATION INC	COM	773903109	329	1,622	SH		SOLE		1,445	0	177
ROLLINS INC	COM	775711104	704	21,241	SH		SOLE		20,911	0	330
ROSS STORES INC	COM	778296103	3,023	25,965	SH		SOLE		25,727	0	238
ROYAL BK CDA MONTREAL QUE	COM	780087102	2,402	30,330	SH		SOLE		30,330	0	0
SCHWAB STRATEGIC TR	INTL EQTY ETF	808524805	17,974	534,459	SH		SOLE		532,512	0	1,948
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	2,749	35,785	SH		SOLE		35,785	0	0
SCHWAB STRATEGIC TR	US MID-CAP ETF	808524508	217	3,609	SH		SOLE		3,609	0	0
SELECT SECTOR SPDR TR	SBI INT-UTILS	81369Y886	297	4,593	SH		SOLE		4,459	0	134
SELECT SECTOR SPDR TR	SBI INT-FINL	81369Y605	209	6,785	SH		SOLE		6,785	0	0
SELECT SECTOR SPDR TR	SBI INT-INDS	81369Y704	275	3,371	SH		SOLE		3,371	0	0
SELECT SECTOR SPDR TR	TECHNOLOGY	81369Y803	7,874	85,892	SH		SOLE		72,781	0	13,111
SELECT SECTOR SPDR TR	SBI HEALTHCARE	81369Y209	216	2,118	SH		SOLE		2,118	0	0
SERVISFIRST BANCSHARES INC	COM	81768T108	251	6,654	SH		SOLE		6,654	0	0
SHERWIN WILLIAMS CO	COM	824348106	1,544	2,645	SH		SOLE		2,348	0	297
SNAP ON INC	COM	833034101	1,299	7,671	SH		SOLE		6,926	0	745
SOUTHSIDE BANCSHARES INC	COM	84470P109	792	21,333	SH		SOLE		21,333	0	0
SPDR GOLD TRUST	GOLD SHS	78463V107	11,872	83,082	SH		SOLE		59,192	0	23,890
SPDR INDEX SHS FDS	EURO STOXX 50	78463X202	319	7,827	SH		SOLE		7,468	0	359
SPDR INDEX SHS FDS	S&P INTL SMLCP	78463X871	3,645	114,411	SH		SOLE		112,300	0	2,110
SPDR S&P 500 ETF TR	TR UNIT	78462F103	21,051	65,406	SH		SOLE		29,013	0	36,393
SPDR SERIES TRUST	S&P HOMEBUILD	78464A888	352	7,726	SH		SOLE		7,456	0	270
SPDR SERIES TRUST	PORTFOLIO LN TSR	78464A664	15,014	386,250	SH		SOLE		381,752	0	4,498
SPROTT PHYSICAL GOLD TRUST	UNIT	85207H104	3,355	275,492	SH		SOLE		275,492	0	0
STARBUCKS CORP	COM	855244109	270	3,077	SH		SOLE		251	0	2,826
STRYKER CORP	COM	863667101	1,406	6,697	SH		SOLE		6,077	0	620
TERADYNE INC	COM	880770102	670	9,824	SH		SOLE		9,824	0	0
THERMO FISHER SCIENTIFIC INC	COM	883556102	1,599	4,922	SH		SOLE		4,497	0	425
TRUIST FINL CORP	COM	89832Q109	359	6,369	SH		SOLE		6,136	0	233
UBIQUITI INC	COM	90353W103	243	1,286	SH		SOLE		1,286	0	0
UNITED PARCEL SERVICE INC	CL B	911312106	206	1,762	SH		SOLE		1,450	0	312
UNITEDHEALTH GROUP INC	COM	91324P102	304	1,035	SH		SOLE		611	0	424
UNUM GROUP	COM	91529Y106	205	7,043	SH		SOLE		5,555	0	1,488
VAIL RESORTS INC	COM	91879Q109	1,193	4,976	SH		SOLE		4,930	0	46
VANGUARD GROUP	DIV APP ETF	921908844	830	6,655	SH		SOLE		4,180	0	2,475
VANGUARD INDEX FDS	EXTEND MKT ETF	922908652	6,735	53,457	SH		SOLE		52,206	0	1,250
VANGUARD INDEX FDS	VALUE ETF	922908744	650	5,425	SH		SOLE		3,998	0	1,427
VANGUARD INDEX FDS	SM CP VAL ETF	922908611	437	3,190	SH		SOLE		3,094	0	97
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	6,761	72,863	SH		SOLE		41,950	0	30,914
VANGUARD INDEX FDS	SMALL CP ETF	922908751	17,515	105,741	SH		SOLE		94,338	0	11,403
VANGUARD INDEX FDS	GROWTH ETF	922908736	1,463	8,028	SH		SOLE		7,574	0	454
VANGUARD INDEX FDS	SML CP GRW ETF	922908595	526	2,647	SH		SOLE		2,576	0	71
VANGUARD INDEX FDS	S&P 500 ETF SHS	922908363	225,101	760,991	SH		SOLE		524,344	0	236,646
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	11,315	254,444	SH		SOLE		253,869	0	575
VANGUARD INTL EQUITY INDEX F	FTSE PACIFIC ETF	922042866	3,409	48,988	SH		SOLE		40,475	0	8,513
VANGUARD INTL EQUITY INDEX F	FTSE EUROPE ETF	922042874	726	12,384	SH		SOLE		12,384	0	0
VANGUARD INTL EQUITY INDEX F	FTSE SMCAP ETF	922042718	10,620	95,590	SH		SOLE		95,307	0	283
VANGUARD INTL EQUITY INDEX F	TT WRLD ST ETF	922042742	823	10,166	SH		SOLE		10,166	0	0
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	5,499	83,439	SH		SOLE		83,182	0	257
VANGUARD SCOTTSDALE FDS	VNG RUS2000IDX	92206C664	11,672	87,657	SH		SOLE		84,930	0	2,727
VANGUARD TAX MANAGED INTL FD	FTSE DEV MKT ETF	921943858	27,261	618,720	SH		SOLE		290,477	0	328,243
VANGUARD WHITEHALL FDS INC	HIGH DIV YLD	921946406	237	2,534	SH		SOLE		2,534	0	0
VANGUARD WORLD FD	MEGA CAP INDEX	921910873	1,430	12,804	SH		SOLE		12,803	0	1
VERIZON COMMUNICATIONS INC	COM	92343V104	400	6,518	SH		SOLE		4,349	0	2,169
VISA INC	COM CL A	92826C839	2,944	15,667	SH		SOLE		14,663	0	1,004
WALGREENS BOOTS ALLIANCE INC	COM	931427108	1,467	24,877	SH		SOLE		22,552	0	2,325
WALMART INC	COM	931142103	1,474	12,403	SH		SOLE		11,248	0	1,155
WELLS FARGO CO NEW	COM	949746101	319	5,932	SH		SOLE		5,773	0	159
WELLTOWER INC	COM	95040Q104	226	2,769	SH		SOLE		2,411	0	358
WESTAMERICA BANCORPORATION	COM	957090103	518	7,637	SH		SOLE		7,514	0	123
WISDOMTREE TR	EUROPE HEDGED EQ	97717X701	771	10,924	SH		SOLE		10,924	0	0
ZIMMER BIOMET HLDGS INC	COM	98956P102	230	1,535	SH		SOLE		635	0	900