Keel Point 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
ABBOTT LABS	COM	002824100	504,839	4,598	SH		SOLE	0	2,386	0	2,212
ABBVIE INC	COM	00287Y109	592,995	3,669	SH		SOLE	0	1,798	0	1,871
ABRDN PLATINUM ETF TRUST	PHYSCL PLATM SHS	003260106	1,055,942	10,636	SH		SOLE	0	185	0	10,451
ACCENTURE PLC IRELAND	SHS CLASS A	G1151C101	5,110,544	19,152	SH		SOLE	0	11,583	0	7,569
ADOBE SYSTEMS INCORPORATED	COM	00724F101	598,182	1,778	SH		SOLE	0	201	0	1,577
AFLAC INC	COM	001055102	332,063	4,616	SH		SOLE	0	1,987	0	2,629
AIR PRODS & CHEMS INC	COM	009158106	215,088	698	SH		SOLE	0	257	0	441
ALLSTATE CORP	COM	020002101	285,063	2,102	SH		SOLE	0	1,408	0	694
ALPHABET INC	CAP STK CL A	02079K305	4,927,998	55,854	SH		SOLE	0	37,063	0	18,791
ALPHABET INC	CAP STK CL C	02079K107	952,694	10,737	SH		SOLE	0	1,597	0	9,140
AMAZON COM INC	COM	023135106	2,166,360	25,790	SH		SOLE	0	8,788	0	17,002
AMBEV SA	SPONSORED ADR	02319V103	35,496	13,050	SH		SOLE	0	624	0	12,426
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	272,156	4,917	SH		SOLE	0	4,241	0	676
AMERICAN EXPRESS CO	COM	025816109	203,858	1,380	SH		SOLE	0	631	0	749
AMERICAN TOWER CORP NEW	COM	03027X100	237,654	1,122	SH		SOLE	0	412	0	710
AMERIPRISE FINL INC	COM	03076C106	341,263	1,096	SH		SOLE	0	74	0	1,022
AMGEN INC	COM	031162100	440,420	1,677	SH		SOLE	0	470	0	1,207
AMPHENOL CORP NEW	CL A	032095101	3,835,127	50,369	SH		SOLE	0	45,309	0	5,060
ANALOG DEVICES INC	COM	032654105	284,699	1,736	SH		SOLE	0	420	0	1,316
AON PLC	SHS CL A	G0403H108	215,296	717	SH		SOLE	0	182	0	535
APPLE INC	COM	037833100	7,286,806	56,083	SH		SOLE	0	25,051	0	31,031
APPLIED MATLS INC	COM	038222105	307,729	3,160	SH		SOLE	0	530	0	2,630
ASML HOLDING N V	N Y REGISTRY SHS	N07059210	486,910	891	SH		SOLE	0	135	0	756
ASTRAZENECA PLC	SPONSORED ADR	046353108	454,069	6,697	SH		SOLE	0	1,342	0	5,355
AT&T INC	COM	00206R102	475,279	25,816	SH		SOLE	0	11,469	0	14,348
AUTOMATIC DATA PROCESSING IN	COM	053015103	277,996	1,164	SH		SOLE	0	245	0	918
BAKER HUGHES COMPANY	CL A	05722G100	276,704	9,370	SH		SOLE	0	541	0	8,829
BANCO BILBAO VIZCAYA ARGENTA	SPONSORED ADR	05946K101	130,273	21,676	SH		SOLE	0	1,475	0	20,201
BANCO SANTANDER S.A.	ADR	05964H105	65,853	22,323	SH		SOLE	0	7,433	0	14,890
BANK AMERICA CORP	COM	060505104	659,593	19,915	SH		SOLE	0	4,056	0	15,859
BARCLAYS PLC	ADR	06738E204	80,363	10,303	SH		SOLE	0	1,247	0	9,056
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	1,879,348	6,084	SH		SOLE	0	3,418	0	2,666
BERKSHIRE HATHAWAY INC DEL	CL A	084670108	5,624,532	12	SH		SOLE	0	12	0	0
BGC PARTNERS INC	CL A	05541T101	45,979	12,196	SH		SOLE	0	0	0	12,196
BHP GROUP LTD	SPONSORED ADS	088606108	246,655	3,975	SH		SOLE	0	417	0	3,558
BLACKROCK INC	COM	09247X101	343,177	484	SH		SOLE	0	108	0	376
BLACKROCK MUNIYIELD QUALITY	COM	09254E103	209,627	18,700	SH		SOLE	0	0	0	18,700
BLACKSTONE INC	COM	09260D107	276,197	3,723	SH		SOLE	0	1,250	0	2,473
BOEING CO	COM	097023105	252,209	1,324	SH		SOLE	0	569	0	755
BOOKING HOLDINGS INC	COM	09857L108	280,124	139	SH		SOLE	0	19	0	120
BOSTON SCIENTIFIC CORP	COM	101137107	200,395	4,331	SH		SOLE	0	1,118	0	3,213
BP PLC	SPONSORED ADR	055622104	200,583	5,742	SH		SOLE	0	1,793	0	3,949
BRISTOL-MYERS SQUIBB CO	COM	110122108	257,022	3,572	SH		SOLE	0	1,424	0	2,148
BROADCOM INC	COM	11135F101	472,727	845	SH		SOLE	0	331	0	514
CAMBRIA ETF TR	SHSHLD YIELD ETF	132061201	327,102	5,515	SH		SOLE	0	4,209	0	1,306
CATERPILLAR INC	COM	149123101	680,560	2,841	SH		SOLE	0	1,369	0	1,472
CHECK POINT SOFTWARE TECH LT	ORD	M22465104	3,402,598	26,971	SH		SOLE	0	24,204	0	2,767
CHEVRON CORP NEW	COM	166764100	1,142,430	6,365	SH		SOLE	0	3,553	0	2,811
CHUBB LIMITED	COM	H1467J104	273,654	1,240	SH		SOLE	0	581	0	659
CHURCH & DWIGHT CO INC	COM	171340102	3,620,086	44,909	SH		SOLE	0	40,070	0	4,839
CIGNA CORP NEW	COM	125523100	405,300	1,223	SH		SOLE	0	428	0	795
CISCO SYS INC	COM	17275R102	899,981	18,891	SH		SOLE	0	10,679	0	8,212
COCA COLA CO	COM	191216100	1,140,695	17,933	SH		SOLE	0	13,207	0	4,725
COGNIZANT TECHNOLOGY SOLUTIO	CL A	192446102	3,518,099	61,516	SH		SOLE	0	55,522	0	5,994
COMCAST CORP NEW	CL A	20030N101	219,387	6,274	SH		SOLE	0	3,119	0	3,154
CONAGRA BRANDS INC	COM	205887102	227,915	5,889	SH		SOLE	0	2,429	0	3,460
CONOCOPHILLIPS	COM	20825C104	271,262	2,299	SH		SOLE	0	884	0	1,415
COSTCO WHSL CORP NEW	COM	22160K105	514,329	1,127	SH		SOLE	0	297	0	830
CVS HEALTH CORP	COM	126650100	3,501,922	37,578	SH		SOLE	0	32,214	0	5,364
DANAHER CORPORATION	COM	235851102	3,973,452	14,970	SH		SOLE	0	11,997	0	2,973
DEERE & CO	COM	244199105	302,616	706	SH		SOLE	0	230	0	476
DEVON ENERGY CORP NEW	COM	25179M103	215,367	3,501	SH		SOLE	0	1,117	0	2,384
DIAGEO PLC	SPON ADR NEW	25243Q205	319,364	1,792	SH		SOLE	0	88	0	1,704
DIMENSIONAL ETF TRUST	CORE FIXED INCOM	25434V872	770,611	18,560	SH		SOLE	0	18,560	0	0
DIREXION SHS ETF TR	DRX S&P500BULL	25459W862	218,876	3,524	SH		SOLE	0	3,524	0	0
DISNEY WALT CO	COM	254687106	3,425,054	39,423	SH		SOLE	0	33,886	0	5,537
DOLLAR TREE INC	COM	256746108	298,721	2,112	SH		SOLE	0	364	0	1,748
DYCOM INDS INC	COM	267475101	284,622	3,041	SH		SOLE	0	1,214	0	1,827
EATON CORP PLC	SHS	G29183103	315,423	2,010	SH		SOLE	0	849	0	1,161
ECOLAB INC	COM	278865100	3,266,510	22,441	SH		SOLE	0	19,357	0	3,084
EDWARDS LIFESCIENCES CORP	COM	28176E108	212,937	2,854	SH		SOLE	0	277	0	2,577
ELEVANCE HEALTH INC	COM	036752103	440,184	858	SH		SOLE	0	142	0	716
ENTERGY CORP NEW	COM	29364G103	312,306	2,776	SH		SOLE	0	2,652	0	124
EXPEDITORS INTL WASH INC	COM	302130109	3,909,050	37,616	SH		SOLE	0	33,206	0	4,410
EXXON MOBIL CORP	COM	30231G102	1,168,826	10,597	SH		SOLE	0	5,992	0	4,604
F45 TRAINING HLDGS INC	COM	30322L101	31,316	10,988	SH		SOLE	0	0	0	10,988
FASTENAL CO	COM	311900104	3,433,950	72,569	SH		SOLE	0	64,797	0	7,772
FEDEX CORP	COM	31428X106	3,420,534	19,749	SH		SOLE	0	17,625	0	2,124
FIDELITY COVINGTON TRUST	MSCI RL EST ETF	316092857	207,412	8,360	SH		SOLE	0	8,360	0	0
FIDELITY COVINGTON TRUST	HIGH DIVID ETF	316092840	370,441	9,931	SH		SOLE	0	8,193	0	1,738
FIDELITY MERRIMACK STR TR	TOTAL BD ETF	316188309	466,947	10,372	SH		SOLE	0	10,372	0	0
FIRST TR EXCHANGE TRADED FD	WTR ETF	33733B100	312,333	3,936	SH		SOLE	0	3,044	0	892
FIRST TR EXCHANGE-TRADED ALP	MID CAP VAL FD	33737M201	482,007	11,217	SH		SOLE	0	9,703	0	1,514
FIRST TR EXCHANGE-TRADED FD	DORSEY WRT 5 ETF	33738R605	876,046	18,819	SH		SOLE	0	15,510	0	3,309
FIRST TR EXCHNG TRADED FD VI	TCW UNCONSTRAI	33740F888	814,870	33,798	SH		SOLE	0	30,065	0	3,733
FIRST TR VALUE LINE DIVID IN	SHS	33734H106	206,945	5,185	SH		SOLE	0	5,185	0	0
FISERV INC	COM	337738108	3,679,807	36,409	SH		SOLE	0	31,822	0	4,587
FORD MTR CO DEL	COM	345370860	177,986	15,304	SH		SOLE	0	5,218	0	10,086
FREEPORT-MCMORAN INC	CL B	35671D857	212,728	5,598	SH		SOLE	0	3,358	0	2,240
GENERAL ELECTRIC CO	COM NEW	369604301	246,172	2,938	SH		SOLE	0	1,813	0	1,125
GENERAL MLS INC	COM	370334104	222,797	2,657	SH		SOLE	0	1,820	0	837
GLOBAL PMTS INC	COM	37940X102	356,933	3,594	SH		SOLE	0	3,255	0	339
GLOBAL X FDS	LITHIUM BTRY ETF	37954Y855	574,535	9,803	SH		SOLE	0	4,863	0	4,940
GOLDMAN SACHS GROUP INC	COM	38141G104	1,443,487	4,204	SH		SOLE	0	338	0	3,866
HARTFORD FDS EXCHANGE TRADED	TOTAL RTRN ETF	41653L305	303,968	9,200	SH		SOLE	0	9,200	0	0
HCA HEALTHCARE INC	COM	40412C101	343,177	1,430	SH		SOLE	0	1,162	0	268
HOME DEPOT INC	COM	437076102	2,245,071	7,108	SH		SOLE	0	2,303	0	4,805
HONEYWELL INTL INC	COM	438516106	527,075	2,460	SH		SOLE	0	1,065	0	1,395
HSBC HLDGS PLC	SPON ADR NEW	404280406	213,049	6,837	SH		SOLE	0	414	0	6,423
ILLINOIS TOOL WKS INC	COM	452308109	3,706,984	16,827	SH		SOLE	0	14,396	0	2,431
INTERCONTINENTAL EXCHANGE IN	COM	45866F104	3,603,612	35,126	SH		SOLE	0	30,845	0	4,282
INTERNATIONAL BUSINESS MACHS	COM	459200101	1,971,029	13,990	SH		SOLE	0	9,935	0	4,055
INTUIT	COM	461202103	389,631	1,001	SH		SOLE	0	206	0	795
INTUITIVE SURGICAL INC	COM NEW	46120E602	285,517	1,076	SH		SOLE	0	277	0	799
INVESCO ACTIVELY MANAGED ETF	TOTAL RETURN	46090A804	397,040	8,544	SH		SOLE	0	8,544	0	0
INVESCO EXCH TRADED FD TR II	S&P GBL WATER	46138E263	810,023	17,375	SH		SOLE	0	0	0	17,375
INVESCO EXCH TRD SLF IDX FD	BULSHS 2025 CB	46138J825	353,389	17,547	SH		SOLE	0	15,226	0	2,321
INVESCO EXCH TRD SLF IDX FD	BULSHS 2024 CB	46138J841	490,301	23,935	SH		SOLE	0	21,668	0	2,267
INVESCO EXCH TRD SLF IDX FD	BULSHS 2023 CB	46138J866	685,878	32,692	SH		SOLE	0	32,692	0	0
INVESCO EXCHANGE TRADED FD T	S&P SMCP VLU MNT	46137V480	311,712	6,815	SH		SOLE	0	5,157	0	1,658
INVESCO QQQ TR	UNIT SER 1	46090E103	1,809,180	6,794	SH		SOLE	0	4,050	0	2,744
ISHARES INC	MSCI BRAZIL ETF	464286400	240,262	8,590	SH		SOLE	0	0	0	8,590
ISHARES INC	MSCI SWITZERLAND	464286749	446,387	10,646	SH		SOLE	0	0	0	10,646
ISHARES INC	CORE MSCI EMKT	46434G103	1,093,011	23,405	SH		SOLE	0	18,864	0	4,541
ISHARES INC	ESG AWR MSCI EM	46434G863	490,641	16,317	SH		SOLE	0	16,196	0	121
ISHARES SILVER TR	ISHARES	46428Q109	1,496,964	67,982	SH		SOLE	0	2,180	0	65,802
ISHARES TR	SHORT TREAS BD	464288679	688,759	6,266	SH		SOLE	0	0	0	6,266
ISHARES TR	ISHS 1-5YR INVS	464288646	1,015,322	20,380	SH		SOLE	0	17,734	0	2,646
ISHARES TR	US AER DEF ETF	464288760	982,510	8,783	SH		SOLE	0	908	0	7,875
ISHARES TR	EAFE GRWTH ETF	464288885	1,250,956	14,935	SH		SOLE	0	12,869	0	2,066
ISHARES TR	NATIONAL MUN ETF	464288414	692,422	6,562	SH		SOLE	0	450	0	6,112
ISHARES TR	EAFE SML CP ETF	464288273	3,738,928	66,199	SH		SOLE	0	42,800	0	23,399
ISHARES TR	GLB INFRASTR ETF	464288372	963,373	21,016	SH		SOLE	0	0	0	21,016
ISHARES TR	MBS ETF	464288588	336,497	3,628	SH		SOLE	0	2,453	0	1,175
ISHARES TR	3 7 YR TREAS BD	464288661	12,666,196	110,246	SH		SOLE	0	77,043	0	33,203
ISHARES TR	SELECT DIVID ETF	464287168	686,904	5,696	SH		SOLE	0	5,696	0	0
ISHARES TR	TIPS BD ETF	464287176	5,246,969	49,295	SH		SOLE	0	26,252	0	23,043
ISHARES TR	CYBERSECURITY	46435U135	474,922	14,383	SH		SOLE	0	152	0	14,231
ISHARES TR	MSCI INTL VLU FT	46435G409	360,479	15,558	SH		SOLE	0	281	0	15,277
ISHARES TR	MSCI ACWI ETF	464288257	8,782,276	103,467	SH		SOLE	0	19,931	0	83,536
ISHARES TR	FLTG RATE NT ETF	46429B655	14,392,626	285,965	SH		SOLE	0	199,643	0	86,322
ISHARES TR	MSCI USA QLT FCT	46432F339	1,188,162	10,426	SH		SOLE	0	1,219	0	9,207
ISHARES TR	MSCI CHINA ETF	46429B671	449,388	9,461	SH		SOLE	0	122	0	9,339
ISHARES TR	MSCI USA MIN VOL	46429B697	770,100	10,681	SH		SOLE	0	0	0	10,681
ISHARES TR	US TREAS BD ETF	46429B267	1,795,726	79,037	SH		SOLE	0	54,222	0	24,816
ISHARES TR	MSCI INDIA ETF	46429B598	734,707	17,602	SH		SOLE	0	0	0	17,602
ISHARES TR	RUS TP200 GR ETF	464289438	354,939	2,945	SH		SOLE	0	2,945	0	0
ISHARES TR	MSCI EAFE ETF	464287465	19,713,522	300,328	SH		SOLE	0	107,767	0	192,561
ISHARES TR	RUS MD CP GR ETF	464287481	669,655	8,010	SH		SOLE	0	7,669	0	341
ISHARES TR	US CONSM STAPLES	464287812	298,186	1,470	SH		SOLE	0	1,215	0	255
ISHARES TR	US HLTHCARE ETF	464287762	3,476,243	12,253	SH		SOLE	0	927	0	11,326
ISHARES TR	CORE S&P MCP ETF	464287507	2,045,906	8,458	SH		SOLE	0	969	0	7,489
ISHARES TR	CORE S&P SCP ETF	464287804	682,409	7,211	SH		SOLE	0	3,469	0	3,742
ISHARES TR	S&P SML 600 GWT	464287887	230,597	2,134	SH		SOLE	0	1,689	0	445
ISHARES TR	S&P 500 VAL ETF	464287408	3,387,094	23,348	SH		SOLE	0	0	0	23,348
ISHARES TR	CORE S&P500 ETF	464287200	945,835	2,462	SH		SOLE	0	882	0	1,580
ISHARES TR	S&P 500 GRWT ETF	464287309	4,047,550	69,189	SH		SOLE	0	656	0	68,533
ISHARES TR	RUS 1000 ETF	464287622	28,712,973	136,391	SH		SOLE	0	120,263	0	16,128
ISHARES TR	RUS 1000 VAL ETF	464287598	16,412,383	108,225	SH		SOLE	0	70,521	0	37,705
ISHARES TR	RUS 1000 GRW ETF	464287614	6,406,731	29,904	SH		SOLE	0	23,045	0	6,860
ISHARES TR	RUSSELL 2000 ETF	464287655	2,818,941	16,167	SH		SOLE	0	1,830	0	14,338
ISHARES TR	RUSSELL 3000 ETF	464287689	1,449,454	6,568	SH		SOLE	0	1,493	0	5,075
ISHARES TR	U.S. REAL ES ETF	464287739	2,066,528	24,546	SH		SOLE	0	408	0	24,138
ISHARES TR	1 3 YR TREAS BD	464287457	2,664,917	32,831	SH		SOLE	0	19,652	0	13,180
ISHARES TR	7-10 YR TRSY BD	464287440	3,879,603	40,505	SH		SOLE	0	5,426	0	35,079
ISHARES TR	20 YR TR BD ETF	464287432	2,380,543	23,911	SH		SOLE	0	13,827	0	10,083
ISHARES TR	IBOXX INV CP ETF	464287242	643,860	6,107	SH		SOLE	0	4,587	0	1,520
ISHARES TR	ISHARES SEMICDTR	464287523	303,942	873	SH		SOLE	0	660	0	213
ISHARES TR	MSCI EMG MKT ETF	464287234	8,448,484	222,915	SH		SOLE	0	106,520	0	116,395
ISHARES TR	CORE US AGGBD ET	464287226	13,648,122	140,717	SH		SOLE	0	17,352	0	123,365
J P MORGAN EXCHANGE TRADED F	BETABUILDERS CDA	46641Q225	2,719,499	47,469	SH		SOLE	0	0	0	47,469
J P MORGAN EXCHANGE TRADED F	BETABUILDERS DEV	46641Q233	667,884	13,647	SH		SOLE	0	0	0	13,647
J P MORGAN EXCHANGE TRADED F	ULTRA SHRT INC	46641Q837	5,949,361	118,679	SH		SOLE	0	58,106	0	60,572
J P MORGAN EXCHANGE TRADED F	BETABULDRS JAPAN	46641Q217	1,641,724	36,564	SH		SOLE	0	0	0	36,564
JOHNSON & JOHNSON	COM	478160104	5,050,950	28,593	SH		SOLE	0	22,074	0	6,519
JPMORGAN CHASE & CO	COM	46625H100	1,143,880	8,530	SH		SOLE	0	2,509	0	6,021
JPMORGAN CHASE & CO	ALERIAN ML ETN	46625H365	926,072	42,578	SH		SOLE	0	14,698	0	27,880
L3HARRIS TECHNOLOGIES INC	COM	502431109	212,639	1,021	SH		SOLE	0	257	0	764
LILLY ELI & CO	COM	532457108	684,593	1,871	SH		SOLE	0	566	0	1,305
LINDE PLC	SHS	G5494J103	533,206	1,635	SH		SOLE	0	348	0	1,286
LLOYDS BANKING GROUP PLC	SPONSORED ADR	539439109	52,946	24,066	SH		SOLE	0	5,465	0	18,601
LOCKHEED MARTIN CORP	COM	539830109	510,196	1,049	SH		SOLE	0	353	0	696
LOWES COS INC	COM	548661107	725,613	3,642	SH		SOLE	0	2,372	0	1,270
MAGELLAN MIDSTREAM PRTNRS LP	COM UNIT RP LP	559080106	803,360	16,000	SH		SOLE	0	0	0	16,000
MARATHON PETE CORP	COM	56585A102	201,254	1,729	SH		SOLE	0	1,065	0	664
MASTERCARD INCORPORATED	CL A	57636Q104	1,121,568	3,225	SH		SOLE	0	537	0	2,688
MCDONALDS CORP	COM	580135101	659,740	2,503	SH		SOLE	0	1,160	0	1,343
MEDTRONIC PLC	SHS	G5960L103	286,701	3,689	SH		SOLE	0	1,684	0	2,005
MERCK & CO INC	COM	58933Y105	955,713	8,614	SH		SOLE	0	3,146	0	5,468
META PLATFORMS INC	CL A	30303M102	621,255	5,163	SH		SOLE	0	1,805	0	3,358
MICROSOFT CORP	COM	594918104	10,325,948	43,057	SH		SOLE	0	25,018	0	18,039
MITSUBISHI UFJ FINL GROUP IN	SPONSORED ADS	606822104	199,456	29,903	SH		SOLE	0	1,448	0	28,455
MIZUHO FINANCIAL GROUP INC	SPONSORED ADR	60687Y109	68,635	24,167	SH		SOLE	0	1,697	0	22,470
MONDELEZ INTL INC	CL A	609207105	201,675	3,026	SH		SOLE	0	691	0	2,335
NETFLIX INC	COM	64110L106	430,230	1,459	SH		SOLE	0	512	0	947
NEWMONT CORP	COM	651639106	562,365	11,915	SH		SOLE	0	9,111	0	2,804
NEXTERA ENERGY INC	COM	65339F101	656,014	7,847	SH		SOLE	0	2,818	0	5,029
NIKE INC	CL B	654106103	387,159	3,309	SH		SOLE	0	780	0	2,529
NORFOLK SOUTHN CORP	COM	655844108	1,478,204	5,999	SH		SOLE	0	4,927	0	1,072
NORTHERN LTS FD TR IV	INSPIRE CORP BD	66538H633	2,298,661	99,768	SH		SOLE	0	45,528	0	54,240
NORTHERN LTS FD TR IV	INSPIRE 100 ETF	66538H534	2,149,501	71,794	SH		SOLE	0	45,361	0	26,433
NORTHERN LTS FD TR IV	INSPIRE GBL HOPE	66538H658	5,118,713	163,799	SH		SOLE	0	108,546	0	55,253
NORTHERN LTS FD TR IV	INSPIRE SML/ MID	66538H641	986,477	32,762	SH		SOLE	0	26,131	0	6,631
NORTHERN LTS FD TR IV	INSPIRE INTL ETF	66538H419	1,742,653	66,845	SH		SOLE	0	44,022	0	22,823
NORTHROP GRUMMAN CORP	COM	666807102	481,915	883	SH		SOLE	0	744	0	139
NOVARTIS AG	SPONSORED ADR	66987V109	271,811	2,996	SH		SOLE	0	206	0	2,791
NOVO-NORDISK A S	ADR	670100205	494,471	3,654	SH		SOLE	0	902	0	2,752
NVIDIA CORPORATION	COM	67066G104	748,162	5,119	SH		SOLE	0	1,817	0	3,302
ORACLE CORP	COM	68389X105	345,456	4,226	SH		SOLE	0	2,115	0	2,111
PARKER-HANNIFIN CORP	COM	701094104	316,419	1,087	SH		SOLE	0	740	0	347
PEPSICO INC	COM	713448108	618,166	3,422	SH		SOLE	0	1,234	0	2,187
PFIZER INC	COM	717081103	501,012	9,778	SH		SOLE	0	5,108	0	4,670
PNC FINL SVCS GROUP INC	COM	693475105	260,917	1,652	SH		SOLE	0	153	0	1,499
PROCTER AND GAMBLE CO	COM	742718109	1,128,477	7,446	SH		SOLE	0	3,512	0	3,934
PROLOGIS INC.	COM	74340W103	237,677	2,108	SH		SOLE	0	664	0	1,445
PRUDENTIAL FINL INC	COM	744320102	205,340	2,065	SH		SOLE	0	292	0	1,772
QUALCOMM INC	COM	747525103	3,811,871	34,672	SH		SOLE	0	29,027	0	5,645
RAYTHEON TECHNOLOGIES CORP	COM	75513E101	326,325	3,233	SH		SOLE	0	1,292	0	1,941
REATA PHARMACEUTICALS INC	CL A	75615P103	2,195,024	57,779	SH		SOLE	0	47,562	0	10,217
ROCKWELL AUTOMATION INC	COM	773903109	276,968	1,075	SH		SOLE	0	363	0	712
ROPER TECHNOLOGIES INC	COM	776696106	3,951,224	9,144	SH		SOLE	0	8,096	0	1,048
ROSS STORES INC	COM	778296103	348,343	3,001	SH		SOLE	0	2,432	0	569
S&P GLOBAL INC	COM	78409V104	284,566	850	SH		SOLE	0	195	0	654
SALESFORCE INC	COM	79466L302	226,994	1,712	SH		SOLE	0	276	0	1,436
SANDY SPRING BANCORP INC	COM	800363103	209,901	5,958	SH		SOLE	0	5,958	0	0
SAP SE	SPON ADR	803054204	268,009	2,597	SH		SOLE	0	121	0	2,476
SCHWAB CHARLES CORP	COM	808513105	501,492	6,023	SH		SOLE	0	903	0	5,120
SCHWAB STRATEGIC TR	SCHWB FDT INT SC	808524748	379,435	12,138	SH		SOLE	0	12,136	0	2
SCHWAB STRATEGIC TR	INTL EQTY ETF	808524805	1,455,307	45,182	SH		SOLE	0	41,940	0	3,242
SCHWAB STRATEGIC TR	US LCAP GR ETF	808524300	531,209	9,561	SH		SOLE	0	9,561	0	0
SCHWAB STRATEGIC TR	US LCAP VA ETF	808524409	1,530,596	23,184	SH		SOLE	0	23,184	0	0
SELECT SECTOR SPDR TR	SBI MATERIALS	81369Y100	268,323	3,454	SH		SOLE	0	655	0	2,799
SELECT SECTOR SPDR TR	ENERGY	81369Y506	1,835,995	20,990	SH		SOLE	0	0	0	20,990
SELECT SECTOR SPDR TR	FINANCIAL	81369Y605	1,640,995	47,982	SH		SOLE	0	6,634	0	41,348
SELECT SECTOR SPDR TR	SBI INT-INDS	81369Y704	960,251	9,778	SH		SOLE	0	0	0	9,778
SELECT SECTOR SPDR TR	TECHNOLOGY	81369Y803	3,273,214	26,304	SH		SOLE	0	4,527	0	21,777
SELECT SECTOR SPDR TR	SBI CONS STPLS	81369Y308	1,243,716	16,683	SH		SOLE	0	5,789	0	10,894
SELECT SECTOR SPDR TR	SBI HEALTHCARE	81369Y209	573,695	4,223	SH		SOLE	0	0	0	4,223
SELECT SECTOR SPDR TR	SBI INT-UTILS	81369Y886	2,115,691	30,010	SH		SOLE	0	4,676	0	25,334
SERVISFIRST BANCSHARES INC	COM	81768T108	2,617,176	37,980	SH		SOLE	0	36,301	0	1,679
SHELL PLC	SPON ADS	780259305	276,708	4,859	SH		SOLE	0	375	0	4,484
SHERWIN WILLIAMS CO	COM	824348106	3,585,031	15,106	SH		SOLE	0	12,973	0	2,133
SONY GROUP CORPORATION	SPONSORED ADR	835699307	347,844	4,560	SH		SOLE	0	387	0	4,173
SOUTHERN CO	COM	842587107	6,267,204	87,764	SH		SOLE	0	86,178	0	1,586
SPDR GOLD TR	GOLD SHS	78463V107	10,544,144	62,156	SH		SOLE	0	22,853	0	39,303
SPDR INDEX SHS FDS	S&P INTL SMLCP	78463X871	1,046,029	35,567	SH		SOLE	0	29,180	0	6,388
SPDR S&P 500 ETF TR	TR UNIT	78462F103	1,400	700	SH	Put	SOLE	0	0	0	700
SPDR S&P 500 ETF TR	TR UNIT	78462F103	16,575	1,300	SH	Put	SOLE	0	1,300	0	0
SPDR S&P 500 ETF TR	TR UNIT	78462F103	21,160	2,000	SH	Put	SOLE	0	2,000	0	0
SPDR S&P 500 ETF TR	TR UNIT	78462F103	2,368	7,400	SH	Put	SOLE	0	5,700	0	1,700
SPDR S&P 500 ETF TR	TR UNIT	78462F103	56,798,284	148,519	SH		SOLE	0	17,305	0	131,215
SPDR S&P MIDCAP 400 ETF TR	UTSER1 S&PDCRP	78467Y107	247,151	558	SH		SOLE	0	282	0	276
SPDR SER TR	BLOOMBERG SHT TE	78468R408	362,412	14,951	SH		SOLE	0	8,247	0	6,704
SPDR SER TR	PORTFLI INTRMDIT	78464A672	1,107,087	39,203	SH		SOLE	0	35,666	0	3,537
SPDR SER TR	PORTFOLIO LN TSR	78464A664	735,140	25,323	SH		SOLE	0	20,007	0	5,317
SPDR SER TR	PORTFOLIO S&P500	78464A854	24,771,835	550,730	SH		SOLE	0	0	0	550,730
SPROTT PHYSICAL GOLD TR	UNIT	85207H104	678,617	48,129	SH		SOLE	0	44,347	0	3,782
SSGA ACTIVE ETF TR	SPDR TR TACTIC	78467V848	213,293	5,327	SH		SOLE	0	5,327	0	0
STARBUCKS CORP	COM	855244109	458,652	4,624	SH		SOLE	0	1,151	0	3,473
STRYKER CORPORATION	COM	863667101	4,258,449	17,418	SH		SOLE	0	15,693	0	1,724
SUMITOMO MITSUI FINL GROUP I	SPONSORED ADR	86562M209	113,018	14,092	SH		SOLE	0	3,013	0	11,079
SYNOVUS FINL CORP	COM NEW	87161C501	280,376	7,467	SH		SOLE	0	1,326	0	6,141
TAIWAN SEMICONDUCTOR MFG LTD	SPONSORED ADS	874039100	537,089	7,210	SH		SOLE	0	1,972	0	5,238
TAKE-TWO INTERACTIVE SOFTWAR	COM	874054109	970,804	9,323	SH		SOLE	0	151	0	9,172
TARGET CORP	COM	87612E106	353,781	2,374	SH		SOLE	0	1,019	0	1,355
TESLA INC	COM	88160R101	684,321	5,555	SH		SOLE	0	2,112	0	3,443
TEXAS INSTRS INC	COM	882508104	457,050	2,766	SH		SOLE	0	758	0	2,009
THERMO FISHER SCIENTIFIC INC	COM	883556102	4,171,174	7,574	SH		SOLE	0	6,288	0	1,286
TJX COS INC NEW	COM	872540109	271,538	3,411	SH		SOLE	0	527	0	2,884
TOYOTA MOTOR CORP	ADS	892331307	220,383	1,614	SH		SOLE	0	60	0	1,554
TRUIST FINL CORP	COM	89832Q109	492,044	11,435	SH		SOLE	0	10,314	0	1,121
UNION PAC CORP	COM	907818108	631,775	3,051	SH		SOLE	0	1,111	0	1,941
UNITED PARCEL SERVICE INC	CL B	911312106	380,281	2,188	SH		SOLE	0	1,508	0	680
UNITED RENTALS INC	COM	911363109	265,499	747	SH		SOLE	0	277	0	470
UNITED STS OIL FD LP	UNITS	91232N207	508,017	7,246	SH		SOLE	0	0	0	7,246
UNITEDHEALTH GROUP INC	COM	91324P102	1,786,891	3,370	SH		SOLE	0	858	0	2,513
VALERO ENERGY CORP	COM	91913Y100	211,792	1,669	SH		SOLE	0	750	0	920
VANECK ETF TRUST	AGRIBUSINESS ETF	92189F700	311,974	3,634	SH		SOLE	0	663	0	2,971
VANGUARD BD INDEX FDS	VANGUARD ULTRA	92203C303	720,383	14,702	SH		SOLE	0	9,702	0	5,000
VANGUARD CHARLOTTE FDS	TOTAL INT BD ETF	92203J407	1,510,802	31,853	SH		SOLE	0	30	0	31,823
VANGUARD INDEX FDS	S&P 500 ETF SHS	922908363	63,828,145	181,671	SH		SOLE	0	145,193	0	36,477
VANGUARD INDEX FDS	MCAP GR IDXVIP	922908538	1,293,902	7,198	SH		SOLE	0	6,647	0	551
VANGUARD INDEX FDS	VALUE ETF	922908744	1,960,865	13,969	SH		SOLE	0	12,439	0	1,530
VANGUARD INDEX FDS	SM CP VAL ETF	922908611	237,717	1,497	SH		SOLE	0	1,103	0	394
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	1,443,113	17,497	SH		SOLE	0	14,701	0	2,795
VANGUARD INDEX FDS	SMALL CP ETF	922908751	1,089,560	5,936	SH		SOLE	0	4,422	0	1,514
VANGUARD INDEX FDS	EXTEND MKT ETF	922908652	2,742,786	20,644	SH		SOLE	0	10,883	0	9,761
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	3,718,365	19,449	SH		SOLE	0	16,062	0	3,386
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	1,247,879	32,013	SH		SOLE	0	19,968	0	12,046
VANGUARD INTL EQUITY INDEX F	FTSE PACIFIC ETF	922042866	1,727,669	26,848	SH		SOLE	0	177	0	26,671
VANGUARD INTL EQUITY INDEX F	FTSE SMCAP ETF	922042718	220,403	2,144	SH		SOLE	0	1,897	0	247
VANGUARD INTL EQUITY INDEX F	TT WRLD ST ETF	922042742	922,071	10,698	SH		SOLE	0	8,591	0	2,107
VANGUARD SCOTTSDALE FDS	VNG RUS2000IDX	92206C664	535,498	7,610	SH		SOLE	0	7,078	0	532
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	2,947,180	50,396	SH		SOLE	0	28,806	0	21,590
VANGUARD SPECIALIZED FUNDS	DIV APP ETF	921908844	417,465	2,749	SH		SOLE	0	24	0	2,725
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	13,512,736	321,962	SH		SOLE	0	201,845	0	120,116
VANGUARD WORLD FD	MEGA CAP INDEX	921910873	7,230,838	54,614	SH		SOLE	0	51,356	0	3,257
VANGUARD WORLD FDS	COMM SRVC ETF	92204A884	331,414	4,029	SH		SOLE	0	974	0	3,055
VANGUARD WORLD FDS	HEALTH CAR ETF	92204A504	304,643	1,228	SH		SOLE	0	995	0	233
VERIZON COMMUNICATIONS INC	COM	92343V104	616,742	15,653	SH		SOLE	0	5,811	0	9,842
VISA INC	COM CL A	92826C839	4,849,186	23,340	SH		SOLE	0	17,525	0	5,815
WALMART INC	COM	931142103	3,865,823	27,264	SH		SOLE	0	23,464	0	3,800
WASTE MGMT INC DEL	COM	94106L109	316,146	2,015	SH		SOLE	0	1,236	0	779
WELLS FARGO CO NEW	COM	949746101	262,671	6,362	SH		SOLE	0	4,660	0	1,702
WILLIAMS COS INC	COM	969457100	208,521	6,338	SH		SOLE	0	3,239	0	3,099
XCEL ENERGY INC	COM	98389B100	227,811	3,249	SH		SOLE	0	822	0	2,427
ZOETIS INC	CL A	98978V103	247,148	1,686	SH		SOLE	0	220	0	1,466