Keel Point 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
ABBOTT LABS	COM	002824100	590,724	6,099	SH		SOLE	0	1,132	0	4,968
ABBVIE INC	COM	00287Y109	822,673	5,519	SH		SOLE	0	1,169	0	4,350
ABRDN PLATINUM ETF TRUST	PHYSCL PLATM SHS	003260106	1,064,148	12,726	SH		SOLE	0	1,487	0	11,239
ACCENTURE PLC IRELAND	SHS CLASS A	G1151C101	5,746,469	18,711	SH		SOLE	0	2,631	0	16,081
ADOBE INC	COM	00724F101	1,070,280	2,099	SH		SOLE	0	315	0	1,784
ADVANCED MICRO DEVICES INC	COM	007903107	388,615	3,780	SH		SOLE	0	658	0	3,122
AFLAC INC	COM	001055102	363,695	4,739	SH		SOLE	0	1,849	0	2,890
ALPHABET INC	CAP STK CL C	02079K107	1,337,223	10,142	SH		SOLE	0	1,319	0	8,823
ALPHABET INC	CAP STK CL A	02079K305	7,100,006	54,257	SH		SOLE	0	7,885	0	46,372
AMAZON COM INC	COM	023135106	3,991,562	31,400	SH		SOLE	0	9,485	0	21,915
AMBEV SA	SPONSORED ADR	02319V103	28,986	11,235	SH		SOLE	0	354	0	10,881
AMC ENTMT HLDGS INC	CL A NEW	00165C302	149,733	18,740	SH		SOLE	0	18,740	0	0
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	282,713	4,887	SH		SOLE	0	1,024	0	3,863
AMERICAN CENTY ETF TR	AVANTIS CORE FI	025072562	296,829	7,490	SH		SOLE	0	6,090	0	1,400
AMERICAN CENTY ETF TR	INTERNATIONAL LR	025072364	314,226	6,527	SH		SOLE	0	2,229	0	4,298
AMERICAN TOWER CORP NEW	COM	03027X100	238,666	1,451	SH		SOLE	0	366	0	1,085
AMERIPRISE FINL INC	COM	03076C106	341,220	1,035	SH		SOLE	0	42	0	993
AMGEN INC	COM	031162100	541,888	2,016	SH		SOLE	0	382	0	1,634
AMPHENOL CORP NEW	CL A	032095101	3,821,788	45,503	SH		SOLE	0	7,213	0	38,290
ANALOG DEVICES INC	COM	032654105	315,289	1,811	SH		SOLE	0	209	0	1,603
AON PLC	SHS CL A	G0403H108	229,325	707	SH		SOLE	0	141	0	566
APPLE INC	COM	037833100	10,655,082	62,234	SH		SOLE	0	26,064	0	36,170
APPLIED MATLS INC	COM	038222105	393,040	2,839	SH		SOLE	0	326	0	2,512
ARK ETF TR	INNOVATION ETF	00214Q104	451,326	11,377	SH		SOLE	0	724	0	10,653
ASML HOLDING N V	N Y REGISTRY SHS	N07059210	513,384	872	SH		SOLE	0	114	0	758
ASTRAZENECA PLC	SPONSORED ADR	046353108	332,179	4,905	SH		SOLE	0	517	0	4,388
AT&T INC	COM	00206R102	435,224	28,976	SH		SOLE	0	9,346	0	19,631
AUTODESK INC	COM	052769106	251,603	1,216	SH		SOLE	0	32	0	1,184
AUTOMATIC DATA PROCESSING IN	COM	053015103	341,580	1,420	SH		SOLE	0	200	0	1,220
BAKER HUGHES COMPANY	CL A	05722G100	340,913	9,652	SH		SOLE	0	803	0	8,849
BANCO BILBAO VIZCAYA ARGENTA	SPONSORED ADR	05946K101	145,480	18,072	SH		SOLE	0	319	0	17,753
BANCO SANTANDER S.A.	ADR	05964H105	88,014	23,408	SH		SOLE	0	2,083	0	21,325
BANDWIDTH INC	COM CL A	05988J103	3,304,691	293,229	SH		SOLE	0	293,229	0	0
BANK AMERICA CORP	COM	060505104	506,357	18,494	SH		SOLE	0	3,303	0	15,191
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	2,268,504	6,476	SH		SOLE	0	2,620	0	3,856
BERKSHIRE HATHAWAY INC DEL	CL A	084670108	6,377,724	12	SH		SOLE	0	12	0	0
BGC GROUP INC	CL A	088929104	64,395	12,196	SH		SOLE	0	0	0	12,196
BHP GROUP LTD	SPONSORED ADS	088606108	220,132	3,870	SH		SOLE	0	267	0	3,603
BLACKROCK INC	COM	09247X101	330,613	511	SH		SOLE	0	61	0	451
BLACKSTONE INC	COM	09260D107	349,757	3,264	SH		SOLE	0	911	0	2,353
BOEING CO	COM	097023105	310,905	1,622	SH		SOLE	0	629	0	993
BOOKING HOLDINGS INC	COM	09857L108	419,417	136	SH		SOLE	0	28	0	108
BOSTON SCIENTIFIC CORP	COM	101137107	226,354	4,287	SH		SOLE	0	433	0	3,854
BRISTOL-MYERS SQUIBB CO	COM	110122108	230,550	3,972	SH		SOLE	0	749	0	3,223
BROADCOM INC	COM	11135F101	764,492	920	SH		SOLE	0	75	0	845
CARRIER GLOBAL CORPORATION	COM	14448C104	215,068	3,896	SH		SOLE	0	102	0	3,794
CATERPILLAR INC	COM	149123101	671,320	2,459	SH		SOLE	0	924	0	1,535
CHECK POINT SOFTWARE TECH LT	ORD	M22465104	3,259,362	24,455	SH		SOLE	0	3,608	0	20,848
CHEVRON CORP NEW	COM	166764100	963,024	5,711	SH		SOLE	0	1,719	0	3,992
CHUBB LIMITED	COM	H1467J104	229,927	1,104	SH		SOLE	0	157	0	947
CHURCH & DWIGHT CO INC	COM	171340102	3,284,078	35,841	SH		SOLE	0	5,288	0	30,552
CISCO SYS INC	COM	17275R102	1,031,816	19,193	SH		SOLE	0	7,924	0	11,269
COCA COLA CO	COM	191216100	895,747	16,001	SH		SOLE	0	7,319	0	8,682
COMCAST CORP NEW	CL A	20030N101	369,036	8,323	SH		SOLE	0	1,941	0	6,382
CONOCOPHILLIPS	COM	20825C104	343,100	2,864	SH		SOLE	0	519	0	2,345
COSTCO WHSL CORP NEW	COM	22160K105	713,363	1,263	SH		SOLE	0	233	0	1,030
CVS HEALTH CORP	COM	126650100	3,355,073	48,053	SH		SOLE	0	7,326	0	40,727
DANAHER CORPORATION	COM	235851102	3,835,068	15,458	SH		SOLE	0	2,272	0	13,186
DEERE & CO	COM	244199105	243,269	645	SH		SOLE	0	109	0	535
DIAGEO PLC	SPON ADR NEW	25243Q205	217,217	1,456	SH		SOLE	0	37	0	1,419
DIMENSIONAL ETF TRUST	US CORE EQUITY 2	25434V708	508,883	19,423	SH		SOLE	0	19,423	0	0
DIMENSIONAL ETF TRUST	US TARGETED VLU	25434V609	1,621,675	35,493	SH		SOLE	0	35,493	0	0
DIREXION SHS ETF TR	NAS100 EQL WGT	25459Y207	489,330	6,544	SH		SOLE	0	3,442	0	3,102
DISNEY WALT CO	COM	254687106	3,434,033	42,369	SH		SOLE	0	8,352	0	34,017
DYCOM INDS INC	COM	267475101	287,722	3,233	SH		SOLE	0	1,498	0	1,735
EATON CORP PLC	SHS	G29183103	390,363	1,830	SH		SOLE	0	425	0	1,406
EDWARDS LIFESCIENCES CORP	COM	28176E108	204,030	2,945	SH		SOLE	0	102	0	2,843
ELEVANCE HEALTH INC	COM	036752103	405,872	932	SH		SOLE	0	82	0	850
ELI LILLY & CO	COM	532457108	1,080,317	2,011	SH		SOLE	0	333	0	1,678
ENTERGY CORP NEW	COM	29364G103	281,905	3,048	SH		SOLE	0	2,885	0	163
EXPEDITORS INTL WASH INC	COM	302130109	3,466,576	30,241	SH		SOLE	0	4,591	0	25,651
EXXON MOBIL CORP	COM	30231G102	1,357,197	11,543	SH		SOLE	0	5,290	0	6,253
FASTENAL CO	COM	311900104	3,552,155	65,010	SH		SOLE	0	9,618	0	55,392
FEDEX CORP	COM	31428X106	4,160,936	15,706	SH		SOLE	0	2,614	0	13,092
FIDELITY COVINGTON TRUST	MSCI RL EST ETF	316092857	284,671	12,513	SH		SOLE	0	9,122	0	3,391
FIDELITY COVINGTON TRUST	HIGH DIVID ETF	316092840	442,559	11,468	SH		SOLE	0	8,964	0	2,505
FIDELITY MERRIMACK STR TR	TOTAL BD ETF	316188309	497,194	11,414	SH		SOLE	0	11,247	0	167
FIRST TR EXCHANGE-TRADED ALP	MID CAP VAL FD	33737M201	537,705	12,051	SH		SOLE	0	10,770	0	1,281
FIRST TR EXCHANGE-TRADED FD	DORSEY WRT 5 ETF	33738R605	652,888	14,738	SH		SOLE	0	12,617	0	2,121
FIRST TR EXCHNG TRADED FD VI	TCW UNCONSTRAI	33740F888	1,363,471	57,049	SH		SOLE	0	49,035	0	8,014
FIRST TR VALUE LINE DIVID IN	SHS	33734H106	274,543	7,343	SH		SOLE	0	7,258	0	85
FISERV INC	COM	337738108	3,443,360	30,483	SH		SOLE	0	4,319	0	26,165
FORD MTR CO DEL	COM	345370860	196,795	15,845	SH		SOLE	0	3,606	0	12,239
GENERAL DYNAMICS CORP	COM	369550108	252,185	1,141	SH		SOLE	0	414	0	727
GENERAL ELECTRIC CO	COM NEW	369604301	284,224	2,571	SH		SOLE	0	165	0	2,406
GLOBAL PMTS INC	COM	37940X102	376,455	3,262	SH		SOLE	0	3,118	0	144
GLOBAL X FDS	LITHIUM BTRY ETF	37954Y855	665,900	12,070	SH		SOLE	0	2,135	0	9,935
GOLDMAN SACHS GROUP INC	COM	38141G104	210,532	651	SH		SOLE	0	79	0	571
HALEON PLC	SPON ADS	405552100	97,994	11,764	SH		SOLE	0	0	0	11,764
HALLIBURTON CO	COM	406216101	212,482	5,246	SH		SOLE	0	625	0	4,622
HARTFORD FDS EXCHANGE TRADED	TOTAL RTRN ETF	41653L305	453,881	14,144	SH		SOLE	0	10,869	0	3,275
HCA HEALTHCARE INC	COM	40412C101	365,064	1,484	SH		SOLE	0	1,108	0	376
HOME DEPOT INC	COM	437076102	2,101,849	6,956	SH		SOLE	0	1,668	0	5,288
HONEYWELL INTL INC	COM	438516106	463,737	2,510	SH		SOLE	0	872	0	1,638
HSBC HLDGS PLC	SPON ADR NEW	404280406	232,509	5,892	SH		SOLE	0	105	0	5,787
IDEXX LABS INC	COM	45168D104	214,262	490	SH		SOLE	0	159	0	331
ILLINOIS TOOL WKS INC	COM	452308109	3,542,610	15,382	SH		SOLE	0	2,239	0	13,143
INDEPENDENCE RLTY TR INC	COM	45378A106	187,061	13,295	SH		SOLE	0	8,978	0	4,317
INTEL CORP	COM	458140100	226,999	6,385	SH		SOLE	0	1,339	0	5,047
INTERCONTINENTAL EXCHANGE IN	COM	45866F104	3,522,252	32,015	SH		SOLE	0	4,660	0	27,354
INTERNATIONAL BUSINESS MACHS	COM	459200101	2,015,190	14,363	SH		SOLE	0	12,797	0	1,566
INTUIT	COM	461202103	613,150	1,200	SH		SOLE	0	121	0	1,079
INTUITIVE SURGICAL INC	COM NEW	46120E602	354,840	1,214	SH		SOLE	0	184	0	1,030
INVESCO ACTIVELY MANAGED ETF	TOTAL RETURN	46090A804	331,333	7,424	SH		SOLE	0	7,361	0	63
INVESCO EXCH TRADED FD TR II	S&P GBL WATER	46138E263	589,408	12,670	SH		SOLE	0	0	0	12,670
INVESCO EXCH TRD SLF IDX FD	BULSHS 2023 CB	46138J866	772,746	36,399	SH		SOLE	0	36,399	0	0
INVESCO EXCH TRD SLF IDX FD	BULSHS 2026 CB	46138J791	264,705	14,091	SH		SOLE	0	14,091	0	0
INVESCO EXCH TRD SLF IDX FD	BULSHS 2024 CB	46138J841	1,192,980	57,716	SH		SOLE	0	56,537	0	1,179
INVESCO EXCH TRD SLF IDX FD	BULSHS 2025 CB	46138J825	969,181	48,194	SH		SOLE	0	46,998	0	1,196
INVESCO QQQ TR	UNIT SER 1	46090E103	6,203,747	17,316	SH		SOLE	0	4,976	0	12,340
ISHARES INC	MSCI EURZONE ETF	464286608	417,545	9,885	SH		SOLE	0	7,733	0	2,152
ISHARES INC	MSCI BRAZIL ETF	464286400	267,442	8,720	SH		SOLE	0	130	0	8,590
ISHARES INC	MSCI MEXICO ETF	464286822	410,696	7,053	SH		SOLE	0	6,677	0	376
ISHARES INC	MSCI SWITZERLAND	464286749	463,846	10,646	SH		SOLE	0	0	0	10,646
ISHARES INC	CORE MSCI EMKT	46434G103	1,344,731	28,257	SH		SOLE	0	24,488	0	3,768
ISHARES INC	ESG AWR MSCI EM	46434G863	484,476	16,000	SH		SOLE	0	16,000	0	0
ISHARES INC	MSCI EMRG CHN	46434G764	398,939	8,006	SH		SOLE	0	8,006	0	0
ISHARES SILVER TR	ISHARES	46428Q109	1,651,486	81,194	SH		SOLE	0	10,022	0	71,172
ISHARES TR	US AER DEF ETF	464288760	616,459	5,817	SH		SOLE	0	1,564	0	4,253
ISHARES TR	SHORT TREAS BD	464288679	341,242	3,089	SH		SOLE	0	0	0	3,089
ISHARES TR	ISHS 1-5YR INVS	464288646	1,881,258	37,754	SH		SOLE	0	32,974	0	4,780
ISHARES TR	MSCI KLD400 SOC	464288570	252,452	3,101	SH		SOLE	0	3,101	0	0
ISHARES TR	MBS ETF	464288588	379,377	4,272	SH		SOLE	0	3,018	0	1,254
ISHARES TR	PFD AND INCM SEC	464288687	716,009	23,748	SH		SOLE	0	2,827	0	20,921
ISHARES TR	3 7 YR TREAS BD	464288661	18,666,801	164,959	SH		SOLE	0	144,566	0	20,394
ISHARES TR	EAFE GRWTH ETF	464288885	974,931	11,297	SH		SOLE	0	11,297	0	0
ISHARES TR	SELECT DIVID ETF	464287168	596,730	5,544	SH		SOLE	0	5,544	0	0
ISHARES TR	TIPS BD ETF	464287176	998,334	9,625	SH		SOLE	0	1,771	0	7,854
ISHARES TR	CORE US AGGBD ET	464287226	28,005,137	297,800	SH		SOLE	0	166,694	0	131,107
ISHARES TR	CORE MSCI EAFE	46432F842	289,818	4,504	SH		SOLE	0	4,498	0	6
ISHARES TR	MSCI USA QLT FCT	46432F339	1,501,034	11,390	SH		SOLE	0	1,144	0	10,245
ISHARES TR	MSCI INTL VLU FT	46435G409	1,211,498	47,772	SH		SOLE	0	0	0	47,772
ISHARES TR	IBONDS DEC23 ETF	46434VAX8	357,942	14,114	SH		SOLE	0	14,114	0	0
ISHARES TR	IBONDS DEC24 ETF	46434VBG4	375,318	15,177	SH		SOLE	0	15,177	0	0
ISHARES TR	ESG AWR MSCI USA	46435G425	439,217	4,677	SH		SOLE	0	4,677	0	0
ISHARES TR	NATIONAL MUN ETF	464288414	735,725	7,175	SH		SOLE	0	409	0	6,766
ISHARES TR	ISHS 5-10YR INVT	464288638	203,556	4,184	SH		SOLE	0	511	0	3,673
ISHARES TR	EAFE SML CP ETF	464288273	3,346,820	59,267	SH		SOLE	0	46,195	0	13,072
ISHARES TR	RUS TP200 GR ETF	464289438	454,598	2,955	SH		SOLE	0	2,955	0	0
ISHARES TR	MSCI ACWI ETF	464288257	9,161,734	99,185	SH		SOLE	0	20,602	0	78,583
ISHARES TR	FLTG RATE NT ETF	46429B655	484,339	9,517	SH		SOLE	0	9,517	0	0
ISHARES TR	MSCI USA MIN VOL	46429B697	540,244	7,464	SH		SOLE	0	261	0	7,203
ISHARES TR	US TREAS BD ETF	46429B267	1,491,060	67,652	SH		SOLE	0	54,582	0	13,070
ISHARES TR	MSCI INDIA ETF	46429B598	1,040,408	23,528	SH		SOLE	0	0	0	23,528
ISHARES TR	RUS MD CP GR ETF	464287481	1,315,600	14,402	SH		SOLE	0	13,037	0	1,365
ISHARES TR	RUS MDCP VAL ETF	464287473	685,305	6,568	SH		SOLE	0	5,368	0	1,200
ISHARES TR	US HLTHCARE ETF	464287762	755,561	2,798	SH		SOLE	0	318	0	2,480
ISHARES TR	CORE S&P MCP ETF	464287507	2,979,483	11,949	SH		SOLE	0	1,595	0	10,354
ISHARES TR	S&P MC 400VL ETF	464287705	945,411	9,367	SH		SOLE	0	9,367	0	0
ISHARES TR	CORE S&P SCP ETF	464287804	797,269	8,452	SH		SOLE	0	5,083	0	3,369
ISHARES TR	S&P SML 600 GWT	464287887	239,764	2,186	SH		SOLE	0	2,186	0	0
ISHARES TR	CORE S&P500 ETF	464287200	984,162	2,292	SH		SOLE	0	2,286	0	5
ISHARES TR	RUS 1000 ETF	464287622	29,901,395	127,289	SH		SOLE	0	107,902	0	19,387
ISHARES TR	RUS 1000 VAL ETF	464287598	10,199,727	67,183	SH		SOLE	0	43,715	0	23,468
ISHARES TR	RUS 1000 GRW ETF	464287614	13,248,070	49,807	SH		SOLE	0	35,027	0	14,780
ISHARES TR	RUSSELL 2000 ETF	464287655	717,352	4,059	SH		SOLE	0	2,457	0	1,602
ISHARES TR	RUSSELL 3000 ETF	464287689	367,134	1,498	SH		SOLE	0	986	0	512
ISHARES TR	U.S. REAL ES ETF	464287739	772,726	9,889	SH		SOLE	0	408	0	9,481
ISHARES TR	MSCI EAFE ETF	464287465	25,155,476	364,995	SH		SOLE	0	110,225	0	254,770
ISHARES TR	MSCI EMG MKT ETF	464287234	12,266,695	323,233	SH		SOLE	0	172,696	0	150,537
ISHARES TR	ISHARES SEMICDTR	464287523	930,107	1,964	SH		SOLE	0	1,446	0	517
ISHARES TR	1 3 YR TREAS BD	464287457	4,483,495	55,372	SH		SOLE	0	49,520	0	5,852
ISHARES TR	7-10 YR TRSY BD	464287440	3,313,235	36,175	SH		SOLE	0	11,268	0	24,906
ISHARES TR	20 YR TR BD ETF	464287432	4,402,971	49,645	SH		SOLE	0	28,727	0	20,918
ISHARES TR	IBOXX INV CP ETF	464287242	9,397,755	92,117	SH		SOLE	0	72,034	0	20,082
ISHARES TR	ESG AW MSCI EAFE	46435G516	1,565,308	22,643	SH		SOLE	0	22,643	0	0
ISHARES TR	ESG MSCI USA ETF	46436E767	228,132	6,582	SH		SOLE	0	6,582	0	0
J P MORGAN EXCHANGE TRADED F	BETABULDRS JAPAN	46641Q217	1,836,473	36,554	SH		SOLE	0	112	0	36,442
J P MORGAN EXCHANGE TRADED F	BETABUILDERS CDA	46641Q225	2,599,305	44,700	SH		SOLE	0	0	0	44,700
J P MORGAN EXCHANGE TRADED F	BETABUILDERS DEV	46641Q233	614,524	13,647	SH		SOLE	0	0	0	13,647
J P MORGAN EXCHANGE TRADED F	ULTRA SHRT INC	46641Q837	3,538,867	70,523	SH		SOLE	0	16,085	0	54,439
JOHNSON & JOHNSON	COM	478160104	4,392,966	28,205	SH		SOLE	0	5,002	0	23,204
JPMORGAN CHASE & CO	COM	46625H100	1,320,210	9,104	SH		SOLE	0	1,455	0	7,649
KKR & CO INC	COM	48251W104	202,425	3,286	SH		SOLE	0	32	0	3,254
LAM RESEARCH CORP	COM	512807108	304,892	486	SH		SOLE	0	285	0	201
LENNAR CORP	CL A	526057104	219,303	1,954	SH		SOLE	0	97	0	1,857
LINDE PLC	SHS	G54950103	696,908	1,872	SH		SOLE	0	284	0	1,588
LLOYDS BANKING GROUP PLC	SPONSORED ADR	539439109	50,031	23,489	SH		SOLE	0	1,629	0	21,860
LOCKHEED MARTIN CORP	COM	539830109	272,740	667	SH		SOLE	0	125	0	542
LOWES COS INC	COM	548661107	956,422	4,602	SH		SOLE	0	1,750	0	2,852
MARATHON PETE CORP	COM	56585A102	203,556	1,345	SH		SOLE	0	268	0	1,077
MARSH & MCLENNAN COS INC	COM	571748102	220,970	1,161	SH		SOLE	0	164	0	998
MASTERCARD INCORPORATED	CL A	57636Q104	1,334,142	3,370	SH		SOLE	0	442	0	2,928
MCDONALDS CORP	COM	580135101	682,407	2,590	SH		SOLE	0	581	0	2,009
MCKESSON CORP	COM	58155Q103	201,426	463	SH		SOLE	0	45	0	418
MEDTRONIC PLC	SHS	G5960L103	292,647	3,735	SH		SOLE	0	1,017	0	2,718
MERCK & CO INC	COM	58933Y105	3,885,291	37,740	SH		SOLE	0	4,895	0	32,845
META PLATFORMS INC	CL A	30303M102	2,008,405	6,690	SH		SOLE	0	1,627	0	5,063
MICROCHIP TECHNOLOGY INC.	COM	595017104	250,792	3,213	SH		SOLE	0	257	0	2,956
MICROSOFT CORP	COM	594918104	13,232,859	41,909	SH		SOLE	0	11,652	0	30,258
MITSUBISHI UFJ FINL GROUP IN	SPONSORED ADS	606822104	215,293	25,358	SH		SOLE	0	500	0	24,858
MIZUHO FINANCIAL GROUP INC	SPONSORED ADR	60687Y109	88,104	25,686	SH		SOLE	0	1,204	0	24,482
MONDELEZ INTL INC	CL A	609207105	212,964	3,069	SH		SOLE	0	278	0	2,791
MONSTER BEVERAGE CORP NEW	COM	61174X109	203,275	3,839	SH		SOLE	0	208	0	3,631
MORGAN STANLEY	COM NEW	617446448	233,659	2,861	SH		SOLE	0	250	0	2,611
NETFLIX INC	COM	64110L106	575,840	1,525	SH		SOLE	0	260	0	1,265
NEWMONT CORP	COM	651639106	447,808	12,119	SH		SOLE	0	9,234	0	2,886
NEXTERA ENERGY INC	COM	65339F101	511,132	8,922	SH		SOLE	0	3,341	0	5,581
NIKE INC	CL B	654106103	259,108	2,710	SH		SOLE	0	452	0	2,258
NORFOLK SOUTHN CORP	COM	655844108	1,244,323	6,319	SH		SOLE	0	20	0	6,299
NORTHERN LTS FD TR IV	MAIN SECTR ROTN	66538H591	427,453	10,156	SH		SOLE	0	7,862	0	2,293
NORTHERN LTS FD TR IV	INSPIRE CORP BD	66538H633	2,398,901	105,959	SH		SOLE	0	71,397	0	34,562
NORTHERN LTS FD TR IV	INSPIRE 100 ETF	66538H534	2,210,917	70,727	SH		SOLE	0	65,402	0	5,325
NORTHERN LTS FD TR IV	INSPIRE GBL HOPE	66538H658	5,036,328	158,126	SH		SOLE	0	140,530	0	17,596
NORTHERN LTS FD TR IV	INSPIRE SML/ MID	66538H641	848,610	27,924	SH		SOLE	0	22,280	0	5,644
NORTHERN LTS FD TR IV	INSPIRE INTL ETF	66538H419	1,799,507	68,292	SH		SOLE	0	62,485	0	5,807
NORTHROP GRUMMAN CORP	COM	666807102	406,842	924	SH		SOLE	0	704	0	220
NOVARTIS AG	SPONSORED ADR	66987V109	262,117	2,573	SH		SOLE	0	101	0	2,472
NOVO-NORDISK A S	ADR	670100205	567,008	6,235	SH		SOLE	0	1,292	0	4,943
NVIDIA CORPORATION	COM	67066G104	2,745,765	6,312	SH		SOLE	0	1,365	0	4,947
ORACLE CORP	COM	68389X105	534,417	5,045	SH		SOLE	0	1,717	0	3,328
PALO ALTO NETWORKS INC	COM	697435105	200,212	854	SH		SOLE	0	331	0	523
PARKER-HANNIFIN CORP	COM	701094104	318,374	817	SH		SOLE	0	16	0	801
PEPSICO INC	COM	713448108	641,420	3,786	SH		SOLE	0	1,235	0	2,550
PHILLIPS 66	COM	718546104	200,784	1,671	SH		SOLE	0	284	0	1,387
PNC FINL SVCS GROUP INC	COM	693475105	225,063	1,833	SH		SOLE	0	103	0	1,731
PROCTER AND GAMBLE CO	COM	742718109	1,271,855	8,720	SH		SOLE	0	1,628	0	7,092
PROGRESSIVE CORP	COM	743315103	404,732	2,905	SH		SOLE	0	532	0	2,374
PROLOGIS INC.	COM	74340W103	290,315	2,587	SH		SOLE	0	751	0	1,836
PRUDENTIAL FINL INC	COM	744320102	202,988	2,139	SH		SOLE	0	107	0	2,032
QUALCOMM INC	COM	747525103	3,883,318	34,966	SH		SOLE	0	5,361	0	29,605
REGENERON PHARMACEUTICALS	COM	75886F107	217,261	264	SH		SOLE	0	27	0	237
RENTOKIL INITIAL PLC	SPONSORED ADR	760125104	205,405	5,544	SH		SOLE	0	20	0	5,524
ROCKWELL AUTOMATION INC	COM	773903109	306,255	1,071	SH		SOLE	0	294	0	777
ROPER TECHNOLOGIES INC	COM	776696106	4,028,690	8,319	SH		SOLE	0	1,361	0	6,958
ROSS STORES INC	COM	778296103	374,120	3,312	SH		SOLE	0	2,774	0	538
RTX CORPORATION	COM	75513E101	247,044	3,433	SH		SOLE	0	437	0	2,996
S&P GLOBAL INC	COM	78409V104	335,610	918	SH		SOLE	0	93	0	825
SALESFORCE INC	COM	79466L302	1,083,454	5,343	SH		SOLE	0	3,142	0	2,201
SAP SE	SPON ADR	803054204	344,152	2,661	SH		SOLE	0	84	0	2,577
SCHWAB CHARLES CORP	COM	808513105	271,088	4,938	SH		SOLE	0	930	0	4,007
SCHWAB STRATEGIC TR	INTL EQTY ETF	808524805	1,666,949	49,086	SH		SOLE	0	48,064	0	1,022
SCHWAB STRATEGIC TR	US LCAP GR ETF	808524300	483,297	6,646	SH		SOLE	0	6,646	0	0
SCHWAB STRATEGIC TR	US LCAP VA ETF	808524409	1,861,771	28,883	SH		SOLE	0	19,252	0	9,631
SCHWAB STRATEGIC TR	SCHWB FDT INT SC	808524748	321,689	10,009	SH		SOLE	0	10,009	0	0
SEAGEN INC	COM	81181C104	249,276	1,175	SH		SOLE	0	847	0	328
SELECT SECTOR SPDR TR	ENERGY	81369Y506	799,228	8,842	SH		SOLE	0	891	0	7,951
SELECT SECTOR SPDR TR	FINANCIAL	81369Y605	2,735,563	82,471	SH		SOLE	0	1,529	0	80,942
SELECT SECTOR SPDR TR	TECHNOLOGY	81369Y803	4,829,119	29,458	SH		SOLE	0	3,069	0	26,389
SELECT SECTOR SPDR TR	SBI CONS STPLS	81369Y308	353,114	5,132	SH		SOLE	0	4,254	0	877
SELECT SECTOR SPDR TR	SBI HEALTHCARE	81369Y209	836,841	6,500	SH		SOLE	0	2,364	0	4,136
SELECT SECTOR SPDR TR	SBI CONS DISCR	81369Y407	585,295	3,636	SH		SOLE	0	3,014	0	622
SELECT SECTOR SPDR TR	SBI INT-UTILS	81369Y886	486,821	8,261	SH		SOLE	0	1,521	0	6,740
SERVICENOW INC	COM	81762P102	338,730	606	SH		SOLE	0	65	0	541
SERVISFIRST BANCSHARES INC	COM	81768T108	2,069,338	39,665	SH		SOLE	0	36,392	0	3,273
SHELL PLC	SPON ADS	780259305	264,073	4,102	SH		SOLE	0	111	0	3,991
SHERWIN WILLIAMS CO	COM	824348106	3,906,572	15,317	SH		SOLE	0	2,241	0	13,076
SONY GROUP CORP	SPONSORED ADR	835699307	343,569	4,169	SH		SOLE	0	112	0	4,057
SOUTHERN CO	COM	842587107	5,859,354	90,534	SH		SOLE	0	88,351	0	2,183
SPDR GOLD TR	GOLD SHS	78463V107	13,382,393	78,054	SH		SOLE	0	26,261	0	51,793
SPDR INDEX SHS FDS	S&P INTL SMLCP	78463X871	816,599	28,023	SH		SOLE	0	21,385	0	6,638
SPDR S&P 500 ETF TR	TR UNIT	78462F103	65,707,354	153,709	SH		SOLE	0	14,014	0	139,695
SPDR S&P 500 ETF TR	TR UNIT	78462F103	325,490	11,000	SH	Put	SOLE	0	0	0	11,000
SPDR SER TR	BLOOMBERG SHT TE	78468R408	305,999	12,510	SH		SOLE	0	7,821	0	4,690
SPDR SER TR	PORTFOLIO S&P500	78464A854	27,678,886	550,714	SH		SOLE	0	1,637	0	549,077
SPDR SER TR	PORTFLI INTRMDIT	78464A672	861,728	31,301	SH		SOLE	0	31,005	0	296
SPDR SER TR	PORTFOLIO LN TSR	78464A664	834,948	31,929	SH		SOLE	0	27,995	0	3,934
SPDR SER TR	S&P SEMICNDCTR	78464A862	387,376	1,976	SH		SOLE	0	1,572	0	404
SPROTT PHYSICAL GOLD TR	UNIT	85207H104	525,191	36,675	SH		SOLE	0	34,528	0	2,148
STARBUCKS CORP	COM	855244109	439,950	4,820	SH		SOLE	0	964	0	3,856
STRYKER CORPORATION	COM	863667101	3,512,096	12,852	SH		SOLE	0	1,976	0	10,876
SUMITOMO MITSUI FINL GROUP I	SPONSORED ADR	86562M209	106,380	10,800	SH		SOLE	0	360	0	10,440
SYNOVUS FINL CORP	COM NEW	87161C501	201,630	7,253	SH		SOLE	0	1,507	0	5,746
TAIWAN SEMICONDUCTOR MFG LTD	SPONSORED ADS	874039100	711,725	8,190	SH		SOLE	0	1,474	0	6,716
TAKE-TWO INTERACTIVE SOFTWAR	COM	874054109	1,321,631	9,414	SH		SOLE	0	130	0	9,284
TARGET CORP	COM	87612E106	232,425	2,102	SH		SOLE	0	967	0	1,135
TESLA INC	COM	88160R101	2,411,734	9,638	SH		SOLE	0	1,741	0	7,897
TEXAS INSTRS INC	COM	882508104	439,379	2,763	SH		SOLE	0	489	0	2,275
THE CIGNA GROUP	COM	125523100	321,592	1,124	SH		SOLE	0	198	0	926
THERMO FISHER SCIENTIFIC INC	COM	883556102	3,569,500	7,052	SH		SOLE	0	1,036	0	6,016
TJX COS INC NEW	COM	872540109	365,322	4,110	SH		SOLE	0	306	0	3,804
TOYOTA MOTOR CORP	ADS	892331307	282,208	1,570	SH		SOLE	0	23	0	1,547
TRANE TECHNOLOGIES PLC	SHS	G8994E103	261,184	1,287	SH		SOLE	0	462	0	825
TRUIST FINL CORP	COM	89832Q109	306,457	10,712	SH		SOLE	0	10,073	0	639
UBER TECHNOLOGIES INC	COM	90353T100	346,949	7,544	SH		SOLE	0	376	0	7,168
UBS GROUP AG	SHS	H42097107	220,476	8,944	SH		SOLE	0	248	0	8,696
UNION PAC CORP	COM	907818108	553,203	2,717	SH		SOLE	0	190	0	2,527
UNITED CMNTY BKS BLAIRSVLE G	COM	90984P303	884,319	34,802	SH		SOLE	0	34,802	0	0
UNITED PARCEL SERVICE INC	CL B	911312106	260,023	1,668	SH		SOLE	0	1,076	0	592
UNITED RENTALS INC	COM	911363109	344,542	775	SH		SOLE	0	267	0	508
UNITED STS OIL FD LP	UNITS	91232N207	585,912	7,246	SH		SOLE	0	0	0	7,246
UNITEDHEALTH GROUP INC	COM	91324P102	1,933,727	3,835	SH		SOLE	0	573	0	3,263
VANECK ETF TRUST	SEMICONDUCTR ETF	92189F676	389,271	2,685	SH		SOLE	0	2,113	0	572
VANGUARD BD INDEX FDS	VANGUARD ULTRA	92203C303	529,913	10,773	SH		SOLE	0	5,773	0	5,000
VANGUARD CHARLOTTE FDS	TOTAL INT BD ETF	92203J407	2,324,295	48,595	SH		SOLE	0	3,870	0	44,725
VANGUARD INDEX FDS	S&P 500 ETF SHS	922908363	88,597,451	225,611	SH		SOLE	0	196,498	0	29,113
VANGUARD INDEX FDS	SML CP GRW ETF	922908595	521,889	2,437	SH		SOLE	0	1,795	0	641
VANGUARD INDEX FDS	MCAP GR IDXVIP	922908538	1,827,723	9,384	SH		SOLE	0	7,514	0	1,870
VANGUARD INDEX FDS	SMALL CP ETF	922908751	1,095,669	5,795	SH		SOLE	0	2,171	0	3,624
VANGUARD INDEX FDS	GROWTH ETF	922908736	252,159	926	SH		SOLE	0	228	0	698
VANGUARD INDEX FDS	SM CP VAL ETF	922908611	411,190	2,578	SH		SOLE	0	2,094	0	484
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	1,639,823	21,674	SH		SOLE	0	17,683	0	3,991
VANGUARD INDEX FDS	VALUE ETF	922908744	1,353,497	9,813	SH		SOLE	0	7,900	0	1,913
VANGUARD INDEX FDS	EXTEND MKT ETF	922908652	2,886,285	20,137	SH		SOLE	0	18,455	0	1,682
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	2,607,540	12,276	SH		SOLE	0	10,933	0	1,343
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	1,254,188	31,986	SH		SOLE	0	20,466	0	11,520
VANGUARD INTL EQUITY INDEX F	FTSE PACIFIC ETF	922042866	2,090,059	31,251	SH		SOLE	0	4,478	0	26,773
VANGUARD INTL EQUITY INDEX F	TT WRLD ST ETF	922042742	818,447	8,784	SH		SOLE	0	5,532	0	3,252
VANGUARD INTL EQUITY INDEX F	FTSE SMCAP ETF	922042718	309,848	2,918	SH		SOLE	0	2,753	0	165
VANGUARD MUN BD FDS	TAX EXEMPT BD	922907746	429,244	8,924	SH		SOLE	0	7,493	0	1,431
VANGUARD SCOTTSDALE FDS	INTER TERM TREAS	92206C706	2,057,453	36,001	SH		SOLE	0	29,777	0	6,224
VANGUARD SCOTTSDALE FDS	VNG RUS2000IDX	92206C664	433,582	6,069	SH		SOLE	0	5,768	0	301
VANGUARD SPECIALIZED FUNDS	DIV APP ETF	921908844	441,120	2,839	SH		SOLE	0	93	0	2,746
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	18,971,007	433,921	SH		SOLE	0	310,607	0	123,314
VANGUARD WORLD FD	MEGA CAP INDEX	921910873	9,959,701	65,580	SH		SOLE	0	62,968	0	2,612
VANGUARD WORLD FDS	INF TECH ETF	92204A702	310,588	749	SH		SOLE	0	749	0	0
VANGUARD WORLD FDS	COMM SRVC ETF	92204A884	428,551	4,074	SH		SOLE	0	1,031	0	3,043
VERIZON COMMUNICATIONS INC	COM	92343V104	398,469	12,295	SH		SOLE	0	4,440	0	7,855
VICTORY PORTFOLIOS II	VCSHS US EQ INCM	92647N824	285,277	5,107	SH		SOLE	0	5,107	0	0
VISA INC	COM CL A	92826C839	4,881,349	21,222	SH		SOLE	0	3,207	0	18,015
WALMART INC	COM	931142103	4,184,011	26,162	SH		SOLE	0	3,588	0	22,573
WASTE MGMT INC DEL	COM	94106L109	315,178	2,068	SH		SOLE	0	1,231	0	836
WELLS FARGO CO NEW	COM	949746101	298,835	7,314	SH		SOLE	0	4,052	0	3,262
WELLTOWER INC	COM	95040Q104	227,768	2,780	SH		SOLE	0	837	0	1,943
WIPRO LTD	SPON ADR 1 SH	97651M109	53,591	11,072	SH		SOLE	0	2,750	0	8,322
ZEBRA TECHNOLOGIES CORPORATI	CL A	989207105	2,835,285	11,987	SH		SOLE	0	1,753	0	10,234
ZOETIS INC	CL A	98978V103	352,387	2,025	SH		SOLE	0	291	0	1,734