BLB&B Advisors 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
Estimated average burden
hours per response:		23.8

COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
3M CO	COM	88579Y101	13,020	67,575	SH		SOLE		0	0	67,575
ABBOTT LABS	COM	002824100	5,696	47,529	SH		SOLE		0	0	47,529
ABBVIE INC	COM	00287Y109	3,968	36,668	SH		SOLE		0	0	36,668
ACCENTURE PLC IRELAND	SHS CLASS A	G1151C101	1,088	3,940	SH		SOLE		0	0	3,940
ADOBE SYSTEMS INCORPORATED	COM	00724F101	1,993	4,193	SH		SOLE		0	0	4,193
AGNC INVT CORP	COM	00123Q104	199	11,890	SH		SOLE		0	0	11,890
AIR PRODS & CHEMS INC	COM	009158106	881	3,133	SH		SOLE		0	0	3,133
ALLIANCEBERNSTEIN HLDG L P	UNIT LTD PARTN	01881G106	273	6,827	SH		SOLE		0	0	6,827
ALLIANT ENERGY CORP	COM	018802108	248	4,579	SH		SOLE		0	0	4,579
ALLSTATE CORP	COM	020002101	407	3,546	SH		SOLE		0	0	3,546
ALPHABET INC	CAP STK CL A	02079K305	13,324	6,460	SH		SOLE		0	0	6,460
ALPHABET INC	CAP STK CL C	02079K107	705	341	SH		SOLE		0	0	341
ALTRIA GROUP INC	COM	02209S103	331	6,473	SH		SOLE		0	0	6,473
AMAZON COM INC	COM	023135106	14,332	4,632	SH		SOLE		0	0	4,632
AMEREN CORP	COM	023608102	337	4,145	SH		SOLE		0	0	4,145
AMERICAN ELEC PWR CO INC	COM	025537101	473	5,583	SH		SOLE		0	0	5,583
AMERICAN EXPRESS CO	COM	025816109	1,932	13,659	SH		SOLE		0	0	13,659
AMERICAN TOWER CORP NEW	COM	03027X100	7,870	32,922	SH		SOLE		0	0	32,922
AMERIPRISE FINL INC	COM	03076C106	296	1,273	SH		SOLE		0	0	1,273
AMGEN INC	COM	031162100	861	3,460	SH		SOLE		0	0	3,460
ANNALY CAPITAL MANAGEMENT IN	COM	035710409	194	22,515	SH		SOLE		0	0	22,515
APPLE INC	COM	037833100	38,918	318,607	SH		SOLE		0	0	318,607
APPLIED MATLS INC	COM	038222105	283	2,120	SH		SOLE		0	0	2,120
ASTRAZENECA PLC	SPONSORED ADR	046353108	1,460	29,374	SH		SOLE		0	0	29,374
AT&T INC	COM	00206R102	3,469	114,608	SH		SOLE		0	0	114,608
ATMOS ENERGY CORP	COM	049560105	316	3,200	SH		SOLE		0	0	3,200
AUTOMATIC DATA PROCESSING IN	COM	053015103	5,225	27,724	SH		SOLE		0	0	27,724
BANK NEW YORK MELLON CORP	COM	064058100	293	6,189	SH		SOLE		0	0	6,189
BAXTER INTL INC	COM	071813109	866	10,271	SH		SOLE		0	0	10,271
BECTON DICKINSON & CO	COM	075887109	595	2,446	SH		SOLE		0	0	2,446
BERKSHIRE HATHAWAY INC DEL	CL A	084670108	771	2	SH		SOLE		0	0	2
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	5,636	22,061	SH		SOLE		0	0	22,061
BIOGEN INC	COM	09062X103	236	844	SH		SOLE		0	0	844
BK OF AMERICA CORP	COM	060505104	1,781	46,025	SH		SOLE		0	0	46,025
BLACKROCK INC	COM	09247X101	8,671	11,500	SH		SOLE		0	0	11,500
BLACKSTONE GROUP INC	COM	09260D107	242	3,250	SH		SOLE		0	0	3,250
BOEING CO	COM	097023105	1,527	5,993	SH		SOLE		0	0	5,993
BP PLC	SPONSORED ADR	055622104	238	9,763	SH		SOLE		0	0	9,763
BRISTOL-MYERS SQUIBB CO	COM	110122108	3,561	56,410	SH		SOLE		0	0	56,410
BRUKER CORP	COM	116794108	1,089	16,941	SH		SOLE		0	0	16,941
CAMPBELL SOUP CO	COM	134429109	233	4,632	SH		SOLE		0	0	4,632
CARLISLE COS INC	COM	142339100	434	2,634	SH		SOLE		0	0	2,634
CATERPILLAR INC	COM	149123101	3,610	15,570	SH		SOLE		0	0	15,570
CENTERPOINT ENERGY INC	COM	15189T107	1,387	61,235	SH		SOLE		0	0	61,235
CHEVRON CORP NEW	COM	166764100	12,812	122,265	SH		SOLE		0	0	122,265
CHUBB LIMITED	COM	H1467J104	264	1,673	SH		SOLE		0	0	1,673
CIGNA CORP NEW	COM	125523100	773	3,197	SH		SOLE		0	0	3,197
CISCO SYS INC	COM	17275R102	4,269	82,549	SH		SOLE		0	0	82,549
CLOROX CO DEL	COM	189054109	231	1,197	SH		SOLE		0	0	1,197
CMS ENERGY CORP	COM	125896100	2,112	34,497	SH		SOLE		0	0	34,497
COCA COLA CO	COM	191216100	2,615	49,613	SH		SOLE		0	0	49,613
COLGATE PALMOLIVE CO	COM	194162103	423	5,365	SH		SOLE		0	0	5,365
COMCAST CORP NEW	CL A	20030N101	11,397	210,620	SH		SOLE		0	0	210,620
CONOCOPHILLIPS	COM	20825C104	388	7,328	SH		SOLE		0	0	7,328
CORNING INC	COM	219350105	4,818	110,731	SH		SOLE		0	0	110,731
CORTEVA INC	COM	22052L104	485	10,412	SH		SOLE		0	0	10,412
COSTCO WHSL CORP NEW	COM	22160K105	8,257	23,426	SH		SOLE		0	0	23,426
CSX CORP	COM	126408103	9,417	97,671	SH		SOLE		0	0	97,671
CUMMINS INC	COM	231021106	339	1,308	SH		SOLE		0	0	1,308
CVS HEALTH CORP	COM	126650100	7,631	101,439	SH		SOLE		0	0	101,439
D R HORTON INC	COM	23331A109	8,454	94,856	SH		SOLE		0	0	94,856
DANAHER CORPORATION	COM	235851102	9,422	41,863	SH		SOLE		0	0	41,863
DARDEN RESTAURANTS INC	COM	237194105	234	1,650	SH		SOLE		0	0	1,650
DEERE & CO	COM	244199105	5,956	15,920	SH		SOLE		0	0	15,920
DIGITAL RLTY TR INC	COM	253868103	1,161	8,247	SH		SOLE		0	0	8,247
DISNEY WALT CO	COM	254687106	13,107	71,033	SH		SOLE		0	0	71,033
DNP SELECT INCOME FD INC	COM	23325P104	386	39,062	SH		SOLE		0	0	39,062
DOLLAR GEN CORP NEW	COM	256677105	7,326	36,157	SH		SOLE		0	0	36,157
DOMINION ENERGY INC	COM	25746U109	900	11,844	SH		SOLE		0	0	11,844
DUKE ENERGY CORP NEW	COM NEW	26441C204	3,452	35,759	SH		SOLE		0	0	35,759
DUPONT DE NEMOURS INC	COM	26614N102	304	3,934	SH		SOLE		0	0	3,934
EASTMAN CHEM CO	COM	277432100	661	6,000	SH		SOLE		0	0	6,000
EATON CORP PLC	SHS	G29183103	772	5,580	SH		SOLE		0	0	5,580
ECOLAB INC	COM	278865100	7,556	35,295	SH		SOLE		0	0	35,295
EDWARDS LIFESCIENCES CORP	COM	28176E108	465	5,560	SH		SOLE		0	0	5,560
EMERSON ELEC CO	COM	291011104	2,854	31,631	SH		SOLE		0	0	31,631
ENBRIDGE INC	COM	29250N105	1,690	46,432	SH		SOLE		0	0	46,432
ENERGY TRANSFER LP	COM UT LTD PTN	29273V100	550	71,660	SH		SOLE		0	0	71,660
ESSENTIAL UTILS INC	COM	29670G102	4,960	110,840	SH		SOLE		0	0	110,840
EXELON CORP	COM	30161N101	538	12,301	SH		SOLE		0	0	12,301
EXXON MOBIL CORP	COM	30231G102	5,253	94,098	SH		SOLE		0	0	94,098
FACEBOOK INC	CL A	30303M102	1,811	6,150	SH		SOLE		0	0	6,150
FEDERAL SIGNAL CORP	COM	313855108	1,790	46,724	SH		SOLE		0	0	46,724
FLAHERTY & CRUMRINE DYN PFD	SHS	33848W106	207	6,888	SH		SOLE		0	0	6,888
FORD MTR CO DEL	COM	345370860	395	32,234	SH		SOLE		0	0	32,234
FREEPORT-MCMORAN INC	CL B	35671D857	4,246	128,940	SH		SOLE		0	0	128,940
GENERAL ELECTRIC CO	COM	369604103	2,092	159,304	SH		SOLE		0	0	159,304
GENERAL MLS INC	COM	370334104	410	6,686	SH		SOLE		0	0	6,686
GENERAL MTRS CO	COM	37045V100	1,425	24,800	SH		SOLE		0	0	24,800
GLAXOSMITHKLINE PLC	SPONSORED ADR	37733W105	654	18,322	SH		SOLE		0	0	18,322
HERSHEY CO	COM	427866108	686	4,335	SH		SOLE		0	0	4,335
HOME DEPOT INC	COM	437076102	1,167	3,824	SH		SOLE		0	0	3,824
HONEYWELL INTL INC	COM	438516106	4,536	20,898	SH		SOLE		0	0	20,898
HP INC	COM	40434L105	360	11,331	SH		SOLE		0	0	11,331
HUMANA INC	COM	444859102	250	596	SH		SOLE		0	0	596
ILLINOIS TOOL WKS INC	COM	452308109	289	1,305	SH		SOLE		0	0	1,305
INGERSOLL RAND INC	COM	45687V106	342	6,953	SH		SOLE		0	0	6,953
INTEL CORP	COM	458140100	9,873	154,272	SH		SOLE		0	0	154,272
INTERNATIONAL BUSINESS MACHS	COM	459200101	5,356	40,192	SH		SOLE		0	0	40,192
INVESCO PA VALUE MUN INC TR	COM	46132K109	880	67,406	SH		SOLE		0	0	67,406
INVESCO QQQ TR	UNIT SER 1	46090E103	669	2,097	SH		SOLE		0	0	2,097
INVESCO TR INVT GRADE MUNS	COM	46131M106	143	10,633	SH		SOLE		0	0	10,633
IONIS PHARMACEUTICALS INC	COM	462222100	7,042	156,620	SH		SOLE		0	0	156,620
ISHARES INC	CORE MSCI EMKT	46434G103	17,554	272,749	SH		SOLE		0	0	272,749
ISHARES TR	CORE MSCI EAFE	46432F842	16,763	232,651	SH		SOLE		0	0	232,651
ISHARES TR	CORE S&P MCP ETF	464287507	384	1,476	SH		SOLE		0	0	1,476
ISHARES TR	CORE S&P SCP ETF	464287804	71,989	663,307	SH		SOLE		0	0	663,307
ISHARES TR	CORE S&P TTL STK	464287150	21,366	233,255	SH		SOLE		0	0	233,255
ISHARES TR	CORE S&P500 ETF	464287200	43,393	109,077	SH		SOLE		0	0	109,077
ISHARES TR	CORE US AGGBD ET	464287226	31,491	276,648	SH		SOLE		0	0	276,648
ISHARES TR	ESG AW MSCI EAFE	46435G516	233	3,074	SH		SOLE		0	0	3,074
ISHARES TR	ESG AWARE MSCI	46435U663	335	8,696	SH		SOLE		0	0	8,696
ISHARES TR	ESG AWR MSCI USA	46435G425	460	5,065	SH		SOLE		0	0	5,065
ISHARES TR	ESG AWR US AGRGT	46435U549	425	7,770	SH		SOLE		0	0	7,770
ISHARES TR	ESG MSCI EM LDRS	46436E601	240	3,813	SH		SOLE		0	0	3,813
ISHARES TR	IBOXX INV CP ETF	464287242	13,146	101,081	SH		SOLE		0	0	101,081
ISHARES TR	ISHS 1-5YR INVS	464288646	469	8,570	SH		SOLE		0	0	8,570
ISHARES TR	JPMORGAN USD EMG	464288281	22,567	207,265	SH		SOLE		0	0	207,265
ISHARES TR	MSCI EAFE ETF	464287465	1,947	25,659	SH		SOLE		0	0	25,659
ISHARES TR	MSCI EMG MKT ETF	464287234	1,899	35,593	SH		SOLE		0	0	35,593
ISHARES TR	NATIONAL MUN ETF	464288414	525	4,527	SH		SOLE		0	0	4,527
ISHARES TR	RUS 1000 ETF	464287622	678	3,027	SH		SOLE		0	0	3,027
ISHARES TR	RUS 1000 GRW ETF	464287614	267	1,097	SH		SOLE		0	0	1,097
ISHARES TR	RUS 2000 GRW ETF	464287648	219	728	SH		SOLE		0	0	728
ISHARES TR	RUS MD CP GR ETF	464287481	213	2,088	SH		SOLE		0	0	2,088
ISHARES TR	RUS MID CAP ETF	464287499	754	10,194	SH		SOLE		0	0	10,194
ISHARES TR	S&P 100 ETF	464287101	800	4,450	SH		SOLE		0	0	4,450
ISHARES TR	SHRT NAT MUN ETF	464288158	249	2,314	SH		SOLE		0	0	2,314
ISHARES TR	U.S. MED DVC ETF	464288810	389	1,179	SH		SOLE		0	0	1,179
J P MORGAN EXCHANGE-TRADED F	ULTRA SHRT INC	46641Q837	7,153	140,925	SH		SOLE		0	0	140,925
JACOBS ENGR GROUP INC	COM	469814107	265	2,052	SH		SOLE		0	0	2,052
JOHNSON & JOHNSON	COM	478160104	21,494	130,781	SH		SOLE		0	0	130,781
JOHNSON CTLS INTL PLC	SHS	G51502105	466	7,805	SH		SOLE		0	0	7,805
JPMORGAN CHASE & CO	COM	46625H100	20,776	136,479	SH		SOLE		0	0	136,479
KANSAS CITY SOUTHERN	COM NEW	485170302	528	2,000	SH		SOLE		0	0	2,000
KIMBERLY-CLARK CORP	COM	494368103	1,383	9,947	SH		SOLE		0	0	9,947
KINDER MORGAN INC DEL	COM	49456B101	433	26,015	SH		SOLE		0	0	26,015
LIBERTY ALL STAR EQUITY FD	SH BEN INT	530158104	483	63,253	SH		SOLE		0	0	63,253
LILLY ELI & CO	COM	532457108	794	4,250	SH		SOLE		0	0	4,250
LOCKHEED MARTIN CORP	COM	539830109	893	2,418	SH		SOLE		0	0	2,418
MASCO CORP	COM	574599106	686	11,445	SH		SOLE		0	0	11,445
MASTERCARD INCORPORATED	CL A	57636Q104	1,044	2,931	SH		SOLE		0	0	2,931
MCDONALDS CORP	COM	580135101	7,072	31,551	SH		SOLE		0	0	31,551
MEDTRONIC PLC	SHS	G5960L103	815	6,896	SH		SOLE		0	0	6,896
MERCK & CO. INC	COM	58933Y105	5,797	75,193	SH		SOLE		0	0	75,193
MICROSOFT CORP	COM	594918104	40,209	170,543	SH		SOLE		0	0	170,543
MONDELEZ INTL INC	CL A	609207105	1,208	20,631	SH		SOLE		0	0	20,631
MORGAN STANLEY	COM NEW	617446448	362	4,658	SH		SOLE		0	0	4,658
MUELLER WTR PRODS INC	COM SER A	624758108	773	55,668	SH		SOLE		0	0	55,668
NETFLIX INC	COM	64110L106	300	576	SH		SOLE		0	0	576
NEXTERA ENERGY INC	COM	65339F101	10,451	138,228	SH		SOLE		0	0	138,228
NIKE INC	CL B	654106103	246	1,852	SH		SOLE		0	0	1,852
NOKIA CORP	SPONSORED ADR	654902204	163	41,124	SH		SOLE		0	0	41,124
NORTHROP GRUMMAN CORP	COM	666807102	228	705	SH		SOLE		0	0	705
NOVARTIS AG	SPONSORED ADR	66987V109	206	2,413	SH		SOLE		0	0	2,413
NUSHARES ETF TR	NUVEEN ESG MIDCP	67092P409	420	8,389	SH		SOLE		0	0	8,389
NUTRIEN LTD	COM	67077M108	353	6,551	SH		SOLE		0	0	6,551
NUVEEN MUN VALUE FD INC	COM	670928100	144	12,942	SH		SOLE		0	0	12,942
NUVEEN PENNSYLVANIA QLT MUN	COM	670972108	209	14,536	SH		SOLE		0	0	14,536
NVIDIA CORPORATION	COM	67066G104	9,435	17,671	SH		SOLE		0	0	17,671
NXP SEMICONDUCTORS N V	COM	N6596X109	217	1,079	SH		SOLE		0	0	1,079
ORACLE CORP	COM	68389X105	474	6,750	SH		SOLE		0	0	6,750
PAYCHEX INC	COM	704326107	2,463	25,126	SH		SOLE		0	0	25,126
PAYPAL HLDGS INC	COM	70450Y103	8,308	34,211	SH		SOLE		0	0	34,211
PEPSICO INC	COM	713448108	4,734	33,470	SH		SOLE		0	0	33,470
PFIZER INC	COM	717081103	8,805	243,030	SH		SOLE		0	0	243,030
PHILIP MORRIS INTL INC	COM	718172109	289	3,254	SH		SOLE		0	0	3,254
PNC FINL SVCS GROUP INC	COM	693475105	12,970	73,939	SH		SOLE		0	0	73,939
PPG INDS INC	COM	693506107	1,136	7,563	SH		SOLE		0	0	7,563
PPL CORP	COM	69351T106	2,229	77,302	SH		SOLE		0	0	77,302
PROCTER AND GAMBLE CO	COM	742718109	15,979	117,989	SH		SOLE		0	0	117,989
PROLOGIS INC.	COM	74340W103	18,303	172,671	SH		SOLE		0	0	172,671
PUBLIC SVC ENTERPRISE GRP IN	COM	744573106	356	5,909	SH	��	SOLE		0	0	5,909
QUAKER CHEM CORP	COM	747316107	244	1,000	SH		SOLE		0	0	1,000
QUALCOMM INC	COM	747525103	8,538	64,395	SH		SOLE		0	0	64,395
RAYTHEON TECHNOLOGIES CORP	COM	75513E101	745	9,636	SH		SOLE		0	0	9,636
ROYAL DUTCH SHELL PLC	SPONS ADR A	780259206	443	11,308	SH		SOLE		0	0	11,308
S&P GLOBAL INC	COM	78409V104	7,878	22,326	SH		SOLE		0	0	22,326
SCHLUMBERGER LTD	COM	806857108	368	13,530	SH		SOLE		0	0	13,530
SCHWAB STRATEGIC TR	US DIVIDEND EQ	808524797	269	3,690	SH		SOLE		0	0	3,690
SCHWAB STRATEGIC TR	US MID-CAP ETF	808524508	90,710	1,218,734	SH		SOLE		0	0	1,218,734
SCHWAB STRATEGIC TR	US SML CAP ETF	808524607	850	8,532	SH		SOLE		0	0	8,532
SELECT SECTOR SPDR TR	SBI INT-UTILS	81369Y886	420	6,560	SH		SOLE		0	0	6,560
SHERWIN WILLIAMS CO	COM	824348106	4,328	5,865	SH		SOLE		0	0	5,865
SHOPIFY INC	CL A	82509L107	675	610	SH		SOLE		0	0	610
SOUTH JERSEY INDS INC	COM	838518108	456	20,210	SH		SOLE		0	0	20,210
SOUTHERN CO	COM	842587107	614	9,881	SH		SOLE		0	0	9,881
SPDR GOLD TR	GOLD SHS	78463V107	221	1,381	SH		SOLE		0	0	1,381
SPDR S&P 500 ETF TR	TR UNIT	78462F103	17,164	43,308	SH		SOLE		0	0	43,308
SPDR S&P MIDCAP 400 ETF TR	UTSER1 S&PDCRP	78467Y107	679	1,427	SH		SOLE		0	0	1,427
SPDR SER TR	BLOOMBERG BRCLYS	78468R622	10,615	97,566	SH		SOLE		0	0	97,566
SPDR SER TR	PORTFOLIO INTRMD	78464A375	4,201	115,899	SH		SOLE		0	0	115,899
SPDR SER TR	PORTFOLIO SHORT	78464A474	8,338	266,319	SH		SOLE		0	0	266,319
SPROTT PHYSICAL GOLD & SILVE	TR UNIT	85208R101	379	21,848	SH		SOLE		0	0	21,848
STANLEY BLACK & DECKER INC	COM	854502101	720	3,606	SH		SOLE		0	0	3,606
STARBUCKS CORP	COM	855244109	340	3,116	SH		SOLE		0	0	3,116
STATE STR CORP	COM	857477103	1,131	13,465	SH		SOLE		0	0	13,465
STRYKER CORPORATION	COM	863667101	7,882	32,361	SH		SOLE		0	0	32,361
SYSCO CORP	COM	871829107	523	6,646	SH		SOLE		0	0	6,646
TARGET CORP	COM	87612E106	9,968	50,326	SH		SOLE		0	0	50,326
TELEFLEX INCORPORATED	COM	879369106	3,488	8,395	SH		SOLE		0	0	8,395
TEXAS INSTRS INC	COM	882508104	1,251	6,617	SH		SOLE		0	0	6,617
TEXAS PACIFIC LAND CORPORATI	COM	88262P102	858	540	SH		SOLE		0	0	540
TEXTRON INC	COM	883203101	1,140	20,333	SH		SOLE		0	0	20,333
THERMO FISHER SCIENTIFIC INC	COM	883556102	540	1,184	SH		SOLE		0	0	1,184
TRANE TECHNOLOGIES PLC	SHS	G8994E103	6,156	37,181	SH		SOLE		0	0	37,181
TRAVELERS COMPANIES INC	COM	89417E109	467	3,103	SH		SOLE		0	0	3,103
TWO HBRS INVT CORP	COM NEW	90187B408	93	12,687	SH		SOLE		0	0	12,687
TYSON FOODS INC	CL A	902494103	6,474	87,139	SH		SOLE		0	0	87,139
UNILEVER PLC	SPON ADR NEW	904767704	515	9,225	SH		SOLE		0	0	9,225
UNION PAC CORP	COM	907818108	560	2,542	SH		SOLE		0	0	2,542
UNITED PARCEL SERVICE INC	CL B	911312106	315	1,855	SH		SOLE		0	0	1,855
UNIVEST FINANCIAL CORPORATIO	COM	915271100	1,059	37,049	SH		SOLE		0	0	37,049
V F CORP	COM	918204108	566	7,077	SH		SOLE		0	0	7,077
VANGUARD ADMIRAL FDS INC	MIDCP 400 GRTH	921932869	274	1,411	SH		SOLE		0	0	1,411
VANGUARD BD INDEX FDS	INTERMED TERM	921937819	1,031	11,622	SH		SOLE		0	0	11,622
VANGUARD BD INDEX FDS	LONG TERM BOND	921937793	786	8,009	SH		SOLE		0	0	8,009
VANGUARD BD INDEX FDS	SHORT TRM BOND	921937827	2,628	31,972	SH		SOLE		0	0	31,972
VANGUARD CHARLOTTE FDS	INTL BD IDX ETF	92203J407	2,403	42,065	SH		SOLE		0	0	42,065
VANGUARD INDEX FDS	GROWTH ETF	922908736	7,313	28,450	SH		SOLE		0	0	28,450
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	1,850	9,982	SH		SOLE		0	0	9,982
VANGUARD INDEX FDS	MCAP GR IDXVIP	922908538	343	1,597	SH		SOLE		0	0	1,597
VANGUARD INDEX FDS	MCAP VL IDXVIP	922908512	233	1,729	SH		SOLE		0	0	1,729
VANGUARD INDEX FDS	MID CAP ETF	922908629	27,774	125,480	SH		SOLE		0	0	125,480
VANGUARD INDEX FDS	S&P 500 ETF SHS	922908363	779	2,138	SH		SOLE		0	0	2,138
VANGUARD INDEX FDS	SMALL CP ETF	922908751	29,232	136,547	SH		SOLE		0	0	136,547
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	2,201	10,651	SH		SOLE		0	0	10,651
VANGUARD INDEX FDS	VALUE ETF	922908744	5,979	45,482	SH		SOLE		0	0	45,482
VANGUARD INTL EQUITY INDEX F	ALLWRLD EX US	922042775	9,516	156,830	SH		SOLE		0	0	156,830
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	71,543	1,374,504	SH		SOLE		0	0	1,374,504
VANGUARD SCOTTSDALE FDS	MORTG-BACK SEC	92206C771	812	15,217	SH		SOLE		0	0	15,217
VANGUARD SCOTTSDALE FDS	SHORT TERM TREAS	92206C102	649	10,551	SH		SOLE		0	0	10,551
VANGUARD STAR FDS	VG TL INTL STK F	921909768	461	7,346	SH		SOLE		0	0	7,346
VANGUARD TAX-MANAGED INTL FD	FTSE DEV MKT ETF	921943858	59,303	1,207,546	SH		SOLE		0	0	1,207,546
VANGUARD WHITEHALL FDS	EMERG MKT BD ETF	921946885	2,343	30,238	SH		SOLE		0	0	30,238
VANGUARD WORLD FDS	CONSUM DIS ETF	92204A108	314	1,063	SH		SOLE		0	0	1,063
VANGUARD WORLD FDS	FINANCIALS ETF	92204A405	224	2,651	SH		SOLE		0	0	2,651
VERIZON COMMUNICATIONS INC	COM	92343V104	9,170	157,701	SH		SOLE		0	0	157,701
VIATRIS INC	COM	92556V106	143	10,223	SH		SOLE		0	0	10,223
VISA INC	COM CL A	92826C839	16,102	76,050	SH		SOLE		0	0	76,050
WALMART INC	COM	931142103	383	2,817	SH		SOLE		0	0	2,817
WASTE MGMT INC DEL	COM	94106L109	5,708	44,240	SH		SOLE		0	0	44,240
WEC ENERGY GROUP INC	COM	92939U106	343	3,661	SH		SOLE		0	0	3,661
WELLS FARGO CO NEW	COM	949746101	1,083	27,729	SH		SOLE		0	0	27,729
WESTERN DIGITAL CORP.	COM	958102105	1,675	25,090	SH		SOLE		0	0	25,090
WEYERHAEUSER CO MTN BE	COM NEW	962166104	737	20,709	SH		SOLE		0	0	20,709
WILLIAMS COS INC	COM	969457100	514	21,718	SH		SOLE		0	0	21,718
ZIMMER BIOMET HOLDINGS INC	COM	98956P102	1,233	7,700	SH		SOLE		0	0	7,700
ZOETIS INC	CL A	98978V103	8,750	55,561	SH		SOLE		0	0	55,561