BLB&B Advisors 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
Estimated average burden
hours per response:		23.8

COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
3M CO	COM	88579Y101	3,351	22,510	SH		SOLE		0	0	22,510
ABBOTT LABS	COM	002824100	4,896	41,369	SH		SOLE		0	0	41,369
ABBVIE INC	COM	00287Y109	5,063	31,233	SH		SOLE		0	0	31,233
ACCENTURE PLC IRELAND	SHS CLASS A	G1151C101	1,110	3,291	SH		SOLE		0	0	3,291
ADOBE SYSTEMS INCORPORATED	COM	00724F101	1,859	4,080	SH		SOLE		0	0	4,080
AIR PRODS & CHEMS INC	COM	009158106	697	2,788	SH		SOLE		0	0	2,788
ALLSTATE CORP	COM	020002101	453	3,274	SH		SOLE		0	0	3,274
ALPHABET INC	CAP STK CL A	02079K305	17,698	6,363	SH		SOLE		0	0	6,363
ALPHABET INC	CAP STK CL C	02079K107	1,151	412	SH		SOLE		0	0	412
ALTRIA GROUP INC	COM	02209S103	274	5,248	SH		SOLE		0	0	5,248
AMAZON COM INC	COM	023135106	18,301	5,614	SH		SOLE		0	0	5,614
AMEREN CORP	COM	023608102	357	3,805	SH		SOLE		0	0	3,805
AMERICAN ELEC PWR CO INC	COM	025537101	407	4,081	SH		SOLE		0	0	4,081
AMERICAN EXPRESS CO	COM	025816109	2,271	12,144	SH		SOLE		0	0	12,144
AMERICAN TOWER CORP NEW	COM	03027X100	9,148	36,413	SH		SOLE		0	0	36,413
AMERIPRISE FINL INC	COM	03076C106	292	973	SH		SOLE		0	0	973
AMGEN INC	COM	031162100	890	3,681	SH		SOLE		0	0	3,681
ANGION BIOMEDICA CORP	COM	03476J107	121	56,847	SH		SOLE		0	0	56,847
ANNALY CAPITAL MANAGEMENT IN	COM	035710409	97	13,800	SH		SOLE		0	0	13,800
APPLE INC	COM	037833100	56,596	324,126	SH		SOLE		0	0	324,126
APPLIED MATLS INC	COM	038222105	274	2,080	SH		SOLE		0	0	2,080
AT&T INC	COM	00206R102	1,180	49,951	SH		SOLE		0	0	49,951
ATMOS ENERGY CORP	COM	049560105	300	2,510	SH		SOLE		0	0	2,510
AUTOMATIC DATA PROCESSING IN	COM	053015103	5,727	25,168	SH		SOLE		0	0	25,168
BANK NEW YORK MELLON CORP	COM	064058100	265	5,340	SH		SOLE		0	0	5,340
BARCLAYS BANK PLC	DJUBS CMDT ETN36	06738C778	22,898	620,381	SH		SOLE		0	0	620,381
BAXTER INTL INC	COM	071813109	602	7,760	SH		SOLE		0	0	7,760
BECTON DICKINSON & CO	COM	075887109	560	2,106	SH		SOLE		0	0	2,106
BENTLEY SYS INC	COM CL B	08265T208	3,855	87,267	SH		SOLE		0	0	87,267
BERKSHIRE HATHAWAY INC DEL	CL A	084670108	1,587	3	SH		SOLE		0	0	3
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	6,974	19,761	SH		SOLE		0	0	19,761
BK OF AMERICA CORP	COM	060505104	1,541	37,391	SH		SOLE		0	0	37,391
BLACKROCK INC	COM	09247X101	8,016	10,490	SH		SOLE		0	0	10,490
BLACKSTONE INC	COM	09260D107	335	2,640	SH		SOLE		0	0	2,640
BOEING CO	COM	097023105	876	4,576	SH		SOLE		0	0	4,576
BRISTOL-MYERS SQUIBB CO	COM	110122108	3,177	43,503	SH		SOLE		0	0	43,503
BROADCOM INC	COM	11135F101	205	326	SH		SOLE		0	0	326
BRUKER CORP	COM	116794108	871	13,546	SH		SOLE		0	0	13,546
CANADIAN PAC RY LTD	COM	13645T100	349	4,230	SH		SOLE		0	0	4,230
CARLISLE COS INC	COM	142339100	648	2,634	SH		SOLE		0	0	2,634
CATERPILLAR INC	COM	149123101	2,807	12,598	SH		SOLE		0	0	12,598
CENTERPOINT ENERGY INC	COM	15189T107	1,556	50,796	SH		SOLE		0	0	50,796
CHEVRON CORP NEW	COM	166764100	21,039	129,209	SH		SOLE		0	0	129,209
CHUBB LIMITED	COM	H1467J104	473	2,210	SH		SOLE		0	0	2,210
CIGNA CORP NEW	COM	125523100	626	2,614	SH		SOLE		0	0	2,614
CISCO SYS INC	COM	17275R102	3,809	68,316	SH		SOLE		0	0	68,316
CMS ENERGY CORP	COM	125896100	1,557	22,264	SH		SOLE		0	0	22,264
COCA COLA CO	COM	191216100	2,723	43,920	SH		SOLE		0	0	43,920
COLGATE PALMOLIVE CO	COM	194162103	352	4,643	SH		SOLE		0	0	4,643
COMCAST CORP NEW	CL A	20030N101	10,959	234,058	SH		SOLE		0	0	234,058
CONOCOPHILLIPS	COM	20825C104	429	4,287	SH		SOLE		0	0	4,287
CONSTELLATION ENERGY CORP	COM	21037T109	258	4,583	SH		SOLE		0	0	4,583
CORNING INC	COM	219350105	2,707	73,332	SH		SOLE		0	0	73,332
CORTEVA INC	COM	22052L104	494	8,602	SH		SOLE		0	0	8,602
COSTCO WHSL CORP NEW	COM	22160K105	12,568	21,824	SH		SOLE		0	0	21,824
CSX CORP	COM	126408103	10,556	281,877	SH		SOLE		0	0	281,877
CUMMINS INC	COM	231021106	268	1,308	SH		SOLE		0	0	1,308
CVS HEALTH CORP	COM	126650100	11,033	109,015	SH		SOLE		0	0	109,015
D R HORTON INC	COM	23331A109	7,035	94,411	SH		SOLE		0	0	94,411
DANAHER CORPORATION	COM	235851102	12,289	41,895	SH		SOLE		0	0	41,895
DEERE & CO	COM	244199105	8,560	20,605	SH		SOLE		0	0	20,605
DIGITAL RLTY TR INC	COM	253868103	879	6,199	SH		SOLE		0	0	6,199
DISNEY WALT CO	COM	254687106	11,267	82,141	SH		SOLE		0	0	82,141
DNP SELECT INCOME FD INC	COM	23325P104	367	31,062	SH		SOLE		0	0	31,062
DOLLAR GEN CORP NEW	COM	256677105	1,460	6,557	SH		SOLE		0	0	6,557
DOMINION ENERGY INC	COM	25746U109	784	9,232	SH		SOLE		0	0	9,232
DOW INC	COM	260557103	261	4,097	SH		SOLE		0	0	4,097
DUKE ENERGY CORP NEW	COM NEW	26441C204	3,048	27,299	SH		SOLE		0	0	27,299
DUPONT DE NEMOURS INC	COM	26614N102	221	3,010	SH		SOLE		0	0	3,010
EASTMAN CHEM CO	COM	277432100	471	4,200	SH		SOLE		0	0	4,200
EATON CORP PLC	SHS	G29183103	687	4,530	SH		SOLE		0	0	4,530
ECOLAB INC	COM	278865100	6,850	38,795	SH		SOLE		0	0	38,795
EDWARDS LIFESCIENCES CORP	COM	28176E108	641	5,443	SH		SOLE		0	0	5,443
EMERSON ELEC CO	COM	291011104	2,758	28,130	SH		SOLE		0	0	28,130
ENBRIDGE INC	COM	29250N105	1,527	33,148	SH		SOLE		0	0	33,148
ENERGY TRANSFER L P	COM UT LTD PTN	29273V100	623	55,660	SH		SOLE		0	0	55,660
ESSENTIAL UTILS INC	COM	29670G102	4,903	95,895	SH		SOLE		0	0	95,895
EXELON CORP	COM	30161N101	750	15,754	SH		SOLE		0	0	15,754
EXXON MOBIL CORP	COM	30231G102	5,656	68,485	SH		SOLE		0	0	68,485
FEDERAL SIGNAL CORP	COM	313855108	524	15,524	SH		SOLE		0	0	15,524
FORD MTR CO DEL	COM	345370860	8,619	509,680	SH		SOLE		0	0	509,680
FREEPORT-MCMORAN INC	CL B	35671D857	451	9,076	SH		SOLE		0	0	9,076
GENERAL ELECTRIC CO	COM NEW	369604301	517	5,647	SH		SOLE		0	0	5,647
GENERAL MLS INC	COM	370334104	443	6,545	SH		SOLE		0	0	6,545
GLAXOSMITHKLINE PLC	SPONSORED ADR	37733W105	493	11,315	SH		SOLE		0	0	11,315
HERSHEY CO	COM	427866108	939	4,335	SH		SOLE		0	0	4,335
HOME DEPOT INC	COM	437076102	1,375	4,594	SH		SOLE		0	0	4,594
HONEYWELL INTL INC	COM	438516106	3,530	18,140	SH		SOLE		0	0	18,140
HP INC	COM	40434L105	249	6,868	SH		SOLE		0	0	6,868
HUMANA INC	COM	444859102	252	580	SH		SOLE		0	0	580
ILLINOIS TOOL WKS INC	COM	452308109	342	1,632	SH		SOLE		0	0	1,632
INTEL CORP	COM	458140100	4,986	100,603	SH		SOLE		0	0	100,603
INTERNATIONAL BUSINESS MACHS	COM	459200101	4,055	31,185	SH		SOLE		0	0	31,185
INTUITIVE SURGICAL INC	COM NEW	46120E602	209	693	SH		SOLE		0	0	693
INVESCO PA VALUE MUN INC TR	COM	46132K109	838	71,786	SH		SOLE		0	0	71,786
INVESCO QQQ TR	UNIT SER 1	46090E103	846	2,333	SH		SOLE		0	0	2,333
IONIS PHARMACEUTICALS INC	COM	462222100	5,547	149,745	SH		SOLE		0	0	149,745
ISHARES INC	CORE MSCI EMKT	46434G103	21,907	394,367	SH		SOLE		0	0	394,367
ISHARES TR	BLACKROCK ULTRA	46434V878	201	3,999	SH		SOLE		0	0	3,999
ISHARES TR	CORE MSCI EAFE	46432F842	21,756	312,990	SH		SOLE		0	0	312,990
ISHARES TR	CORE S&P MCP ETF	464287507	455	1,695	SH		SOLE		0	0	1,695
ISHARES TR	CORE S&P SCP ETF	464287804	81,898	759,155	SH		SOLE		0	0	759,155
ISHARES TR	CORE S&P TTL STK	464287150	24,936	247,041	SH		SOLE		0	0	247,041
ISHARES TR	CORE S&P500 ETF	464287200	64,990	143,248	SH		SOLE		0	0	143,248
ISHARES TR	CORE US AGGBD ET	464287226	35,904	335,237	SH		SOLE		0	0	335,237
ISHARES TR	ESG AW MSCI EAFE	46435G516	206	2,800	SH		SOLE		0	0	2,800
ISHARES TR	ESG AWARE MSCI	46435U663	357	9,377	SH		SOLE		0	0	9,377
ISHARES TR	ESG AWR MSCI USA	46435G425	546	5,387	SH		SOLE		0	0	5,387
ISHARES TR	ESG AWR US AGRGT	46435U549	574	11,121	SH		SOLE		0	0	11,121
ISHARES TR	ESG MSCI EM LDRS	46436E601	435	8,075	SH		SOLE		0	0	8,075
ISHARES TR	IBOXX INV CP ETF	464287242	12,605	104,223	SH		SOLE		0	0	104,223
ISHARES TR	ISHS 1-5YR INVS	464288646	294	5,690	SH		SOLE		0	0	5,690
ISHARES TR	JPMORGAN USD EMG	464288281	26,186	267,865	SH		SOLE		0	0	267,865
ISHARES TR	MSCI EAFE ETF	464287465	2,261	30,720	SH		SOLE		0	0	30,720
ISHARES TR	MSCI EMG MKT ETF	464287234	1,700	37,643	SH		SOLE		0	0	37,643
ISHARES TR	NATIONAL MUN ETF	464288414	332	3,027	SH		SOLE		0	0	3,027
ISHARES TR	RUS 1000 ETF	464287622	877	3,507	SH		SOLE		0	0	3,507
ISHARES TR	RUS MD CP GR ETF	464287481	290	2,889	SH		SOLE		0	0	2,889
ISHARES TR	RUS MID CAP ETF	464287499	961	12,316	SH		SOLE		0	0	12,316
ISHARES TR	RUSSELL 2000 ETF	464287655	200	974	SH		SOLE		0	0	974
ISHARES TR	S&P 100 ETF	464287101	926	4,442	SH		SOLE		0	0	4,442
ISHARES TR	U.S. MED DVC ETF	464288810	445	7,302	SH		SOLE		0	0	7,302
J P MORGAN EXCHANGE-TRADED F	ULTRA SHRT INC	46641Q837	5,263	104,693	SH		SOLE		0	0	104,693
JACOBS ENGR GROUP INC	COM	469814107	258	1,872	SH		SOLE		0	0	1,872
JOHNSON & JOHNSON	COM	478160104	23,274	131,323	SH		SOLE		0	0	131,323
JOHNSON CTLS INTL PLC	SHS	G51502105	395	6,024	SH		SOLE		0	0	6,024
JPMORGAN CHASE & CO	COM	46625H100	18,706	137,221	SH		SOLE		0	0	137,221
KARYOPHARM THERAPEUTICS INC	NOTE 3.000%10/1	48576UAA4	84	100,000	PRN		SOLE		0	0	100,000
KEYCORP	COM	493267108	268	11,989	SH		SOLE		0	0	11,989
KIMBERLY-CLARK CORP	COM	494368103	933	7,572	SH		SOLE		0	0	7,572
KINDER MORGAN INC DEL	COM	49456B101	338	17,896	SH		SOLE		0	0	17,896
LIBERTY ALL STAR EQUITY FD	SH BEN INT	530158104	512	63,331	SH		SOLE		0	0	63,331
LILLY ELI & CO	COM	532457108	1,043	3,642	SH		SOLE		0	0	3,642
LINDE PLC	SHS	G5494J103	374	1,171	SH		SOLE		0	0	1,171
LOCKHEED MARTIN CORP	COM	539830109	1,058	2,398	SH		SOLE		0	0	2,398
MASCO CORP	COM	574599106	464	9,095	SH		SOLE		0	0	9,095
MASTERCARD INCORPORATED	CL A	57636Q104	1,244	3,480	SH		SOLE		0	0	3,480
MCDONALDS CORP	COM	580135101	8,440	34,130	SH		SOLE		0	0	34,130
MEDTRONIC PLC	SHS	G5960L103	719	6,482	SH		SOLE		0	0	6,482
MERCK & CO INC	COM	58933Y105	5,401	65,827	SH		SOLE		0	0	65,827
META PLATFORMS INC	CL A	30303M102	1,209	5,436	SH		SOLE		0	0	5,436
MICROSOFT CORP	COM	594918104	51,174	165,983	SH		SOLE		0	0	165,983
MONDELEZ INTL INC	CL A	609207105	828	13,190	SH		SOLE		0	0	13,190
MORGAN STANLEY	COM NEW	617446448	382	4,375	SH		SOLE		0	0	4,375
MUELLER WTR PRODS INC	COM SER A	624758108	469	36,270	SH		SOLE		0	0	36,270
NETFLIX INC	COM	64110L106	232	620	SH		SOLE		0	0	620
NEXTERA ENERGY INC	COM	65339F101	12,510	147,685	SH		SOLE		0	0	147,685
NIKE INC	CL B	654106103	284	2,109	SH		SOLE		0	0	2,109
NORTHROP GRUMMAN CORP	COM	666807102	270	603	SH		SOLE		0	0	603
NUSHARES ETF TR	NUVEEN ESG MIDCP	67092P409	441	10,058	SH		SOLE		0	0	10,058
NUTRIEN LTD	COM	67077M108	473	4,548	SH		SOLE		0	0	4,548
NUVEEN MUN VALUE FD INC	COM	670928100	124	12,942	SH		SOLE		0	0	12,942
NUVEEN PENNSYLVANIA QLT MUN	COM	670972108	218	16,141	SH		SOLE		0	0	16,141
NUVEEN SELECT TAX-FREE INCOM	SH BEN INT	67062F100	282	19,563	SH		SOLE		0	0	19,563
NVIDIA CORPORATION	COM	67066G104	18,563	68,031	SH		SOLE		0	0	68,031
ORACLE CORP	COM	68389X105	627	7,578	SH		SOLE		0	0	7,578
PAYCHEX INC	COM	704326107	2,764	20,253	SH		SOLE		0	0	20,253
PAYPAL HLDGS INC	COM	70450Y103	5,358	46,328	SH		SOLE		0	0	46,328
PEPSICO INC	COM	713448108	5,405	32,290	SH		SOLE		0	0	32,290
PFIZER INC	COM	717081103	9,617	185,767	SH		SOLE		0	0	185,767
PHILIP MORRIS INTL INC	COM	718172109	308	3,274	SH		SOLE		0	0	3,274
PNC FINL SVCS GROUP INC	COM	693475105	12,354	66,979	SH		SOLE		0	0	66,979
PPG INDS INC	COM	693506107	863	6,586	SH		SOLE		0	0	6,586
PPL CORP	COM	69351T106	1,989	69,648	SH		SOLE		0	0	69,648
PROCTER AND GAMBLE CO	COM	742718109	16,952	110,943	SH		SOLE		0	0	110,943
PROLOGIS INC.	COM	74340W103	27,883	172,671	SH		SOLE		0	0	172,671
PUBLIC SVC ENTERPRISE GRP IN	COM	744573106	378	5,399	SH		SOLE		0	0	5,399
QUALCOMM INC	COM	747525103	11,992	78,473	SH		SOLE		0	0	78,473
RAYTHEON TECHNOLOGIES CORP	COM	75513E101	814	8,215	SH		SOLE		0	0	8,215
S&P GLOBAL INC	COM	78409V104	9,933	24,217	SH		SOLE		0	0	24,217
SCHLUMBERGER LTD	COM STK	806857108	2,565	62,092	SH		SOLE		0	0	62,092
SCHWAB CHARLES CORP	COM	808513105	8,706	103,265	SH		SOLE		0	0	103,265
SCHWAB STRATEGIC TR	US DIVIDEND EQ	808524797	465	5,891	SH		SOLE		0	0	5,891
SCHWAB STRATEGIC TR	US LCAP GR ETF	808524300	219	2,925	SH		SOLE		0	0	2,925
SCHWAB STRATEGIC TR	US MID-CAP ETF	808524508	107,742	1,420,270	SH		SOLE		0	0	1,420,270
SCHWAB STRATEGIC TR	US SML CAP ETF	808524607	585	12,362	SH		SOLE		0	0	12,362
SELECT SECTOR SPDR TR	ENERGY	81369Y506	506	6,615	SH		SOLE		0	0	6,615
SELECT SECTOR SPDR TR	SBI INT-UTILS	81369Y886	439	5,896	SH		SOLE		0	0	5,896
SHELL PLC	SPON ADS	780259305	502	9,143	SH		SOLE		0	0	9,143
SHERWIN WILLIAMS CO	COM	824348106	5,045	20,210	SH		SOLE		0	0	20,210
SHOPIFY INC	CL A	82509L107	433	641	SH		SOLE		0	0	641
SOUTH JERSEY INDS INC	COM	838518108	330	9,564	SH		SOLE		0	0	9,564
SOUTHERN CO	COM	842587107	558	7,700	SH		SOLE		0	0	7,700
SPDR GOLD TR	GOLD SHS	78463V107	267	1,476	SH		SOLE		0	0	1,476
SPDR S&P 500 ETF TR	TR UNIT	78462F103	16,298	36,087	SH		SOLE		0	0	36,087
SPDR S&P MIDCAP 400 ETF TR	UTSER1 S&PDCRP	78467Y107	635	1,294	SH		SOLE		0	0	1,294
SPDR SER TR	AEROSPACE DEF	78464A631	239	1,913	SH		SOLE		0	0	1,913
SPDR SER TR	BLOOMBERG HIGH Y	78468R622	14,087	137,430	SH		SOLE		0	0	137,430
SPDR SER TR	DJ REIT ETF	78464A607	252	2,147	SH		SOLE		0	0	2,147
SPDR SER TR	PORTFOLIO INTRMD	78464A375	3,117	91,272	SH		SOLE		0	0	91,272
SPDR SER TR	PORTFOLIO SHORT	78464A474	12,724	422,319	SH		SOLE		0	0	422,319
SPDR SER TR	S&P BIOTECH	78464A870	219	2,432	SH		SOLE		0	0	2,432
SPROTT PHYSICAL GOLD & SILVE	TR UNIT	85208R101	452	23,348	SH		SOLE		0	0	23,348
STANLEY BLACK & DECKER INC	COM	854502101	473	3,383	SH		SOLE		0	0	3,383
STARBUCKS CORP	COM	855244109	236	2,590	SH		SOLE		0	0	2,590
STATE STR CORP	COM	857477103	630	7,235	SH		SOLE		0	0	7,235
STRYKER CORPORATION	COM	863667101	9,843	36,817	SH		SOLE		0	0	36,817
TARGET CORP	COM	87612E106	9,979	47,023	SH		SOLE		0	0	47,023
TELEFLEX INCORPORATED	COM	879369106	2,766	7,795	SH		SOLE		0	0	7,795
TESLA INC	COM	88160R101	407	378	SH		SOLE		0	0	378
TEXAS INSTRS INC	COM	882508104	905	4,933	SH		SOLE		0	0	4,933
TEXAS PACIFIC LAND CORPORATI	COM	88262P102	322	238	SH		SOLE		0	0	238
TEXTRON INC	COM	883203101	985	13,248	SH		SOLE		0	0	13,248
TRANE TECHNOLOGIES PLC	SHS	G8994E103	6,703	43,896	SH		SOLE		0	0	43,896
TRAVELERS COMPANIES INC	COM	89417E109	366	2,002	SH		SOLE		0	0	2,002
TWO HBRS INVT CORP	COM NEW	90187B408	69	12,465	SH		SOLE		0	0	12,465
TYSON FOODS INC	CL A	902494103	7,708	86,003	SH		SOLE		0	0	86,003
UNION PAC CORP	COM	907818108	649	2,376	SH		SOLE		0	0	2,376
UNITED PARCEL SERVICE INC	CL B	911312106	429	1,999	SH		SOLE		0	0	1,999
UNIVEST FINANCIAL CORPORATIO	COM	915271100	930	34,758	SH		SOLE		0	0	34,758
V F CORP	COM	918204108	236	4,152	SH		SOLE		0	0	4,152
VANECK ETF TRUST	OIL SERVICES ETF	92189H607	281	995	SH		SOLE		0	0	995
VANGUARD ADMIRAL FDS INC	MIDCP 400 GRTH	921932869	271	1,411	SH		SOLE		0	0	1,411
VANGUARD BD INDEX FDS	INTERMED TERM	921937819	1,328	16,212	SH		SOLE		0	0	16,212
VANGUARD BD INDEX FDS	LONG TERM BOND	921937793	1,332	14,531	SH		SOLE		0	0	14,531
VANGUARD BD INDEX FDS	SHORT TRM BOND	921937827	2,809	36,059	SH		SOLE		0	0	36,059
VANGUARD BD INDEX FDS	VANGUARD ULTRA	92203C303	444	8,984	SH		SOLE		0	0	8,984
VANGUARD CHARLOTTE FDS	TOTAL INT BD ETF	92203J407	1,855	35,373	SH		SOLE		0	0	35,373
VANGUARD INDEX FDS	GROWTH ETF	922908736	8,241	28,656	SH		SOLE		0	0	28,656
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	1,927	9,242	SH		SOLE		0	0	9,242
VANGUARD INDEX FDS	MCAP GR IDXVIP	922908538	372	1,670	SH		SOLE		0	0	1,670
VANGUARD INDEX FDS	MCAP VL IDXVIP	922908512	317	2,121	SH		SOLE		0	0	2,121
VANGUARD INDEX FDS	MID CAP ETF	922908629	27,630	116,169	SH		SOLE		0	0	116,169
VANGUARD INDEX FDS	S&P 500 ETF SHS	922908363	1,152	2,776	SH		SOLE		0	0	2,776
VANGUARD INDEX FDS	SMALL CP ETF	922908751	24,575	115,638	SH		SOLE		0	0	115,638
VANGUARD INDEX FDS	SML CP GRW ETF	922908595	281	1,134	SH		SOLE		0	0	1,134
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	2,342	10,285	SH		SOLE		0	0	10,285
VANGUARD INDEX FDS	VALUE ETF	922908744	7,110	48,114	SH		SOLE		0	0	48,114
VANGUARD INTL EQUITY INDEX F	ALLWRLD EX US	922042775	12,001	208,383	SH		SOLE		0	0	208,383
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	95,085	2,061,239	SH		SOLE		0	0	2,061,239
VANGUARD SCOTTSDALE FDS	MTG-BKD SECS ETF	92206C771	837	16,710	SH		SOLE		0	0	16,710
VANGUARD SCOTTSDALE FDS	SHRT TRM CORP BD	92206C409	283	3,628	SH		SOLE		0	0	3,628
VANGUARD SPECIALIZED FUNDS	DIV APP ETF	921908844	426	2,626	SH		SOLE		0	0	2,626
VANGUARD STAR FDS	VG TL INTL STK F	921909768	809	13,549	SH		SOLE		0	0	13,549
VANGUARD TAX-MANAGED INTL FD	FTSE DEV MKT ETF	921943858	83,077	1,729,690	SH		SOLE		0	0	1,729,690
VANGUARD WHITEHALL FDS	EMERG MKT BD ETF	921946885	4,407	63,078	SH		SOLE		0	0	63,078
VANGUARD WORLD FDS	CONSUM DIS ETF	92204A108	370	1,213	SH		SOLE		0	0	1,213
VANGUARD WORLD FDS	FINANCIALS ETF	92204A405	735	7,870	SH		SOLE		0	0	7,870
VANGUARD WORLD FDS	INF TECH ETF	92204A702	1,626	3,903	SH		SOLE		0	0	3,903
VERIZON COMMUNICATIONS INC	COM	92343V104	6,113	120,013	SH		SOLE		0	0	120,013
VISA INC	COM CL A	92826C839	16,763	75,588	SH		SOLE		0	0	75,588
WALMART INC	COM	931142103	416	2,793	SH		SOLE		0	0	2,793
WASTE MGMT INC DEL	COM	94106L109	7,299	46,051	SH		SOLE		0	0	46,051
WEC ENERGY GROUP INC	COM	92939U106	301	3,011	SH		SOLE		0	0	3,011
WELLS FARGO CO NEW	COM	949746101	1,065	21,967	SH		SOLE		0	0	21,967
WESTERN DIGITAL CORP.	COM	958102105	1,056	21,268	SH		SOLE		0	0	21,268
WEYERHAEUSER CO MTN BE	COM NEW	962166104	635	16,764	SH		SOLE		0	0	16,764
WILLIAMS COS INC	COM	969457100	534	15,975	SH		SOLE		0	0	15,975
ZIMMER BIOMET HOLDINGS INC	COM	98956P102	789	6,170	SH		SOLE		0	0	6,170
ZOETIS INC	CL A	98978V103	11,090	58,807	SH		SOLE		0	0	58,807