BLB&B Advisors 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
Estimated average burden
hours per response:		23.8

COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
3M CO	COM	88579Y101	2,642	20,414	SH		SOLE		0	0	20,414
ABBOTT LABS	COM	002824100	4,465	41,092	SH		SOLE		0	0	41,092
ABBVIE INC	COM	00287Y109	4,700	30,686	SH		SOLE		0	0	30,686
ACCENTURE PLC IRELAND	SHS CLASS A	G1151C101	783	2,821	SH		SOLE		0	0	2,821
ADOBE SYSTEMS INCORPORATED	COM	00724F101	1,426	3,895	SH		SOLE		0	0	3,895
AIR PRODS & CHEMS INC	COM	009158106	610	2,538	SH		SOLE		0	0	2,538
ALLSTATE CORP	COM	020002101	420	3,318	SH		SOLE		0	0	3,318
ALPHABET INC	CAP STK CL A	02079K305	13,409	6,153	SH		SOLE		0	0	6,153
ALPHABET INC	CAP STK CL C	02079K107	833	381	SH		SOLE		0	0	381
ALTRIA GROUP INC	COM	02209S103	216	5,173	SH		SOLE		0	0	5,173
AMAZON COM INC	COM	023135106	12,525	117,928	SH		SOLE		0	0	117,928
AMEREN CORP	COM	023608102	340	3,760	SH		SOLE		0	0	3,760
AMERICAN ELEC PWR CO INC	COM	025537101	392	4,081	SH		SOLE		0	0	4,081
AMERICAN EXPRESS CO	COM	025816109	1,656	11,944	SH		SOLE		0	0	11,944
AMERICAN TOWER CORP NEW	COM	03027X100	9,501	37,172	SH		SOLE		0	0	37,172
AMERIPRISE FINL INC	COM	03076C106	231	973	SH		SOLE		0	0	973
AMGEN INC	COM	031162100	893	3,671	SH		SOLE		0	0	3,671
ANGION BIOMEDICA CORP	COM	03476J107	65	56,847	SH		SOLE		0	0	56,847
ANNALY CAPITAL MANAGEMENT IN	COM	035710409	82	13,800	SH		SOLE		0	0	13,800
APPLE INC	COM	037833100	44,223	323,459	SH		SOLE		0	0	323,459
AT&T INC	COM	00206R102	1,100	52,490	SH		SOLE		0	0	52,490
ATMOS ENERGY CORP	COM	049560105	280	2,500	SH		SOLE		0	0	2,500
AUTOMATIC DATA PROCESSING IN	COM	053015103	5,112	24,338	SH		SOLE		0	0	24,338
BANK NEW YORK MELLON CORP	COM	064058100	203	4,860	SH		SOLE		0	0	4,860
BARCLAYS BANK PLC	DJUBS CMDT ETN36	06738C778	20,128	578,383	SH		SOLE		0	0	578,383
BAXTER INTL INC	COM	071813109	481	7,487	SH		SOLE		0	0	7,487
BECTON DICKINSON & CO	COM	075887109	509	2,066	SH		SOLE		0	0	2,066
BENTLEY SYS INC	COM CL B	08265T208	2,240	67,267	SH		SOLE		0	0	67,267
BERKSHIRE HATHAWAY INC DEL	CL A	084670108	1,227	3	SH		SOLE		0	0	3
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	5,277	19,330	SH		SOLE		0	0	19,330
BK OF AMERICA CORP	COM	060505104	1,163	37,363	SH		SOLE		0	0	37,363
BLACKROCK INC	COM	09247X101	6,428	10,554	SH		SOLE		0	0	10,554
BLACKSTONE INC	COM	09260D107	241	2,640	SH		SOLE		0	0	2,640
BOEING CO	COM	097023105	623	4,559	SH		SOLE		0	0	4,559
BRISTOL-MYERS SQUIBB CO	COM	110122108	3,063	39,773	SH		SOLE		0	0	39,773
BRUKER CORP	COM	116794108	809	12,896	SH		SOLE		0	0	12,896
CANADIAN PAC RY LTD	COM	13645T100	295	4,230	SH		SOLE		0	0	4,230
CARLISLE COS INC	COM	142339100	628	2,634	SH		SOLE		0	0	2,634
CATERPILLAR INC	COM	149123101	2,227	12,458	SH		SOLE		0	0	12,458
CENTERPOINT ENERGY INC	COM	15189T107	1,489	50,341	SH		SOLE		0	0	50,341
CHEVRON CORP NEW	COM	166764100	18,403	127,108	SH		SOLE		0	0	127,108
CHUBB LIMITED	COM	H1467J104	420	2,137	SH		SOLE		0	0	2,137
CIGNA CORP NEW	COM	125523100	686	2,604	SH		SOLE		0	0	2,604
CISCO SYS INC	COM	17275R102	2,792	65,471	SH		SOLE		0	0	65,471
CMS ENERGY CORP	COM	125896100	1,400	20,734	SH		SOLE		0	0	20,734
COCA COLA CO	COM	191216100	2,714	43,145	SH		SOLE		0	0	43,145
COLGATE PALMOLIVE CO	COM	194162103	351	4,377	SH		SOLE		0	0	4,377
COMCAST CORP NEW	CL A	20030N101	8,828	224,962	SH		SOLE		0	0	224,962
CONOCOPHILLIPS	COM	20825C104	372	4,142	SH		SOLE		0	0	4,142
CONSTELLATION ENERGY CORP	COM	21037T109	262	4,583	SH		SOLE		0	0	4,583
CORNING INC	COM	219350105	2,208	70,082	SH		SOLE		0	0	70,082
CORTEVA INC	COM	22052L104	477	8,812	SH		SOLE		0	0	8,812
COSTCO WHSL CORP NEW	COM	22160K105	11,729	24,472	SH		SOLE		0	0	24,472
CSX CORP	COM	126408103	8,185	281,642	SH		SOLE		0	0	281,642
CUMMINS INC	COM	231021106	243	1,258	SH		SOLE		0	0	1,258
CVS HEALTH CORP	COM	126650100	10,086	108,845	SH		SOLE		0	0	108,845
D R HORTON INC	COM	23331A109	6,283	94,929	SH		SOLE		0	0	94,929
DANAHER CORPORATION	COM	235851102	10,699	42,202	SH		SOLE		0	0	42,202
DEERE & CO	COM	244199105	6,286	20,989	SH		SOLE		0	0	20,989
DIGITAL RLTY TR INC	COM	253868103	771	5,941	SH		SOLE		0	0	5,941
DISNEY WALT CO	COM	254687106	7,355	77,915	SH		SOLE		0	0	77,915
DNP SELECT INCOME FD INC	COM	23325P104	255	23,562	SH		SOLE		0	0	23,562
DOLLAR GEN CORP NEW	COM	256677105	1,467	5,977	SH		SOLE		0	0	5,977
DOMINION ENERGY INC	COM	25746U109	729	9,132	SH		SOLE		0	0	9,132
DOW INC	COM	260557103	226	4,381	SH		SOLE		0	0	4,381
DUKE ENERGY CORP NEW	COM NEW	26441C204	2,898	27,034	SH		SOLE		0	0	27,034
EASTMAN CHEM CO	COM	277432100	377	4,200	SH		SOLE		0	0	4,200
EATON CORP PLC	SHS	G29183103	546	4,330	SH		SOLE		0	0	4,330
ECOLAB INC	COM	278865100	6,041	39,288	SH		SOLE		0	0	39,288
EDWARDS LIFESCIENCES CORP	COM	28176E108	518	5,443	SH		SOLE		0	0	5,443
EMERSON ELEC CO	COM	291011104	2,183	27,449	SH		SOLE		0	0	27,449
ENBRIDGE INC	COM	29250N105	1,311	31,115	SH		SOLE		0	0	31,115
ENERGY TRANSFER L P	COM UT LTD PTN	29273V100	539	53,972	SH		SOLE		0	0	53,972
ESSENTIAL UTILS INC	COM	29670G102	4,216	91,956	SH		SOLE		0	0	91,956
EXELON CORP	COM	30161N101	712	15,719	SH		SOLE		0	0	15,719
EXXON MOBIL CORP	COM	30231G102	5,667	66,174	SH		SOLE		0	0	66,174
FEDERAL RLTY INVT TR NEW	SH BEN INT NEW	313745101	426	4,452	SH		SOLE		0	0	4,452
FEDERAL SIGNAL CORP	COM	313855108	353	9,924	SH		SOLE		0	0	9,924
FORD MTR CO DEL	COM	345370860	5,853	525,834	SH		SOLE		0	0	525,834
GENERAL ELECTRIC CO	COM NEW	369604301	350	5,491	SH		SOLE		0	0	5,491
GENERAL MLS INC	COM	370334104	456	6,045	SH		SOLE		0	0	6,045
GSK PLC	SPONSORED ADR	37733W105	456	10,480	SH		SOLE		0	0	10,480
HERSHEY CO	COM	427866108	933	4,335	SH		SOLE		0	0	4,335
HOME DEPOT INC	COM	437076102	1,171	4,269	SH		SOLE		0	0	4,269
HONEYWELL INTL INC	COM	438516106	3,141	18,070	SH		SOLE		0	0	18,070
HP INC	COM	40434L105	225	6,868	SH		SOLE		0	0	6,868
HUMANA INC	COM	444859102	271	580	SH		SOLE		0	0	580
ILLINOIS TOOL WKS INC	COM	452308109	288	1,581	SH		SOLE		0	0	1,581
INTEL CORP	COM	458140100	3,590	95,962	SH		SOLE		0	0	95,962
INTERNATIONAL BUSINESS MACHS	COM	459200101	4,467	31,635	SH		SOLE		0	0	31,635
INVESCO PA VALUE MUN INC TR	COM	46132K109	653	62,455	SH		SOLE		0	0	62,455
INVESCO QQQ TR	UNIT SER 1	46090E103	701	2,502	SH		SOLE		0	0	2,502
IONIS PHARMACEUTICALS INC	COM	462222100	5,525	149,250	SH		SOLE		0	0	149,250
ISHARES INC	CORE MSCI EMKT	46434G103	16,019	326,522	SH		SOLE		0	0	326,522
ISHARES TR	BLACKROCK ULTRA	46434V878	200	3,999	SH		SOLE		0	0	3,999
ISHARES TR	CORE MSCI EAFE	46432F842	16,240	275,952	SH		SOLE		0	0	275,952
ISHARES TR	CORE S&P MCP ETF	464287507	1,033	4,568	SH		SOLE		0	0	4,568
ISHARES TR	CORE S&P SCP ETF	464287804	66,991	724,928	SH		SOLE		0	0	724,928
ISHARES TR	CORE S&P TTL STK	464287150	21,214	253,212	SH		SOLE		0	0	253,212
ISHARES TR	CORE S&P500 ETF	464287200	53,228	140,386	SH		SOLE		0	0	140,386
ISHARES TR	CORE US AGGBD ET	464287226	30,911	304,007	SH		SOLE		0	0	304,007
ISHARES TR	ESG AWARE MSCI	46435U663	272	8,639	SH		SOLE		0	0	8,639
ISHARES TR	ESG AWR MSCI USA	46435G425	388	4,620	SH		SOLE		0	0	4,620
ISHARES TR	ESG AWR US AGRGT	46435U549	536	10,960	SH		SOLE		0	0	10,960
ISHARES TR	ESG MSCI EM LDRS	46436E601	280	5,905	SH		SOLE		0	0	5,905
ISHARES TR	IBOXX HI YD ETF	464288513	538	7,312	SH		SOLE		0	0	7,312
ISHARES TR	IBOXX INV CP ETF	464287242	9,970	90,610	SH		SOLE		0	0	90,610
ISHARES TR	ISHS 1-5YR INVS	464288646	286	5,650	SH		SOLE		0	0	5,650
ISHARES TR	JPMORGAN USD EMG	464288281	22,046	258,390	SH		SOLE		0	0	258,390
ISHARES TR	MSCI EAFE ETF	464287465	1,920	30,720	SH		SOLE		0	0	30,720
ISHARES TR	MSCI EMG MKT ETF	464287234	1,509	37,643	SH		SOLE		0	0	37,643
ISHARES TR	NATIONAL MUN ETF	464288414	213	2,004	SH		SOLE		0	0	2,004
ISHARES TR	RUS 1000 ETF	464287622	248	1,193	SH		SOLE		0	0	1,193
ISHARES TR	RUS MD CP GR ETF	464287481	315	3,979	SH		SOLE		0	0	3,979
ISHARES TR	RUS MID CAP ETF	464287499	672	10,400	SH		SOLE		0	0	10,400
ISHARES TR	S&P 100 ETF	464287101	743	4,306	SH		SOLE		0	0	4,306
ISHARES TR	U.S. MED DVC ETF	464288810	474	9,392	SH		SOLE		0	0	9,392
J P MORGAN EXCHANGE TRADED F	ULTRA SHRT INC	46641Q837	4,785	95,535	SH		SOLE		0	0	95,535
JACOBS ENGR GROUP INC	COM	469814107	229	1,800	SH		SOLE		0	0	1,800
JOHNSON & JOHNSON	COM	478160104	23,220	130,808	SH		SOLE		0	0	130,808
JOHNSON CTLS INTL PLC	SHS	G51502105	245	5,112	SH		SOLE		0	0	5,112
JPMORGAN CHASE & CO	COM	46625H100	15,793	140,245	SH		SOLE		0	0	140,245
KARYOPHARM THERAPEUTICS INC	NOTE 3.000%10/1	48576UAA4	73	100,000	PRN		SOLE		0	0	100,000
KEYCORP	COM	493267108	207	11,989	SH		SOLE		0	0	11,989
KIMBERLY-CLARK CORP	COM	494368103	922	6,825	SH		SOLE		0	0	6,825
KINDER MORGAN INC DEL	COM	49456B101	306	18,235	SH		SOLE		0	0	18,235
LILLY ELI & CO	COM	532457108	1,127	3,477	SH		SOLE		0	0	3,477
LINDE PLC	SHS	G5494J103	330	1,146	SH		SOLE		0	0	1,146
LOCKHEED MARTIN CORP	COM	539830109	982	2,283	SH		SOLE		0	0	2,283
M & T BK CORP	COM	55261F104	315	1,974	SH		SOLE		0	0	1,974
MASCO CORP	COM	574599106	435	8,595	SH		SOLE		0	0	8,595
MASTERCARD INCORPORATED	CL A	57636Q104	1,061	3,363	SH		SOLE		0	0	3,363
MCDONALDS CORP	COM	580135101	8,296	33,605	SH		SOLE		0	0	33,605
MEDTRONIC PLC	SHS	G5960L103	575	6,407	SH		SOLE		0	0	6,407
MERCK & CO INC	COM	58933Y105	5,638	61,842	SH		SOLE		0	0	61,842
META PLATFORMS INC	CL A	30303M102	831	5,156	SH		SOLE		0	0	5,156
MICROSOFT CORP	COM	594918104	42,715	166,314	SH		SOLE		0	0	166,314
MONDELEZ INTL INC	CL A	609207105	795	12,805	SH		SOLE		0	0	12,805
MORGAN STANLEY	COM NEW	617446448	315	4,144	SH		SOLE		0	0	4,144
MUELLER WTR PRODS INC	COM SER A	624758108	387	33,020	SH		SOLE		0	0	33,020
NEXTERA ENERGY INC	COM	65339F101	11,707	151,141	SH		SOLE		0	0	151,141
NORTHROP GRUMMAN CORP	COM	666807102	310	648	SH		SOLE		0	0	648
NUSHARES ETF TR	NUVEEN ESG MIDCP	67092P409	288	8,387	SH		SOLE		0	0	8,387
NUTRIEN LTD	COM	67077M108	334	4,185	SH		SOLE		0	0	4,185
NUVEEN MUN VALUE FD INC	COM	670928100	113	12,622	SH		SOLE		0	0	12,622
NUVEEN PENNSYLVANIA QLT MUN	COM	670972108	192	15,778	SH		SOLE		0	0	15,778
NVIDIA CORPORATION	COM	67066G104	11,970	78,962	SH		SOLE		0	0	78,962
ORACLE CORP	COM	68389X105	524	7,504	SH		SOLE		0	0	7,504
PAYCHEX INC	COM	704326107	2,188	19,216	SH		SOLE		0	0	19,216
PAYPAL HLDGS INC	COM	70450Y103	1,265	18,107	SH		SOLE		0	0	18,107
PEPSICO INC	COM	713448108	5,328	31,971	SH		SOLE		0	0	31,971
PFIZER INC	COM	717081103	9,337	178,084	SH		SOLE		0	0	178,084
PHILIP MORRIS INTL INC	COM	718172109	300	3,034	SH		SOLE		0	0	3,034
PNC FINL SVCS GROUP INC	COM	693475105	10,337	65,521	SH		SOLE		0	0	65,521
PPG INDS INC	COM	693506107	753	6,586	SH		SOLE		0	0	6,586
PPL CORP	COM	69351T106	1,781	65,663	SH		SOLE		0	0	65,663
PROCTER AND GAMBLE CO	COM	742718109	17,155	119,306	SH		SOLE		0	0	119,306
PROLOGIS INC.	COM	74340W103	20,315	172,671	SH		SOLE		0	0	172,671
PUBLIC SVC ENTERPRISE GRP IN	COM	744573106	291	4,599	SH		SOLE		0	0	4,599
QUALCOMM INC	COM	747525103	10,654	83,401	SH		SOLE		0	0	83,401
RAYTHEON TECHNOLOGIES CORP	COM	75513E101	785	8,165	SH		SOLE		0	0	8,165
S&P GLOBAL INC	COM	78409V104	8,192	24,303	SH		SOLE		0	0	24,303
SCHLUMBERGER LTD	COM STK	806857108	1,864	52,116	SH		SOLE		0	0	52,116
SCHWAB CHARLES CORP	COM	808513105	6,842	108,297	SH		SOLE		0	0	108,297
SCHWAB STRATEGIC TR	US DIVIDEND EQ	808524797	412	5,752	SH		SOLE		0	0	5,752
SCHWAB STRATEGIC TR	US LCAP GR ETF	808524300	253	4,370	SH		SOLE		0	0	4,370
SCHWAB STRATEGIC TR	US MID-CAP ETF	808524508	88,956	1,418,077	SH		SOLE		0	0	1,418,077
SCHWAB STRATEGIC TR	US SML CAP ETF	808524607	471	12,074	SH		SOLE		0	0	12,074
SELECT SECTOR SPDR TR	ENERGY	81369Y506	590	8,256	SH		SOLE		0	0	8,256
SELECT SECTOR SPDR TR	SBI INT-UTILS	81369Y886	413	5,896	SH		SOLE		0	0	5,896
SHELL PLC	SPON ADS	780259305	438	8,376	SH		SOLE		0	0	8,376
SHERWIN WILLIAMS CO	COM	824348106	4,516	20,168	SH		SOLE		0	0	20,168
SHOPIFY INC	CL A	82509L107	200	6,410	SH		SOLE		0	0	6,410
SOUTH JERSEY INDS INC	COM	838518108	224	6,558	SH		SOLE		0	0	6,558
SOUTHERN CO	COM	842587107	475	6,660	SH		SOLE		0	0	6,660
SPDR GOLD TR	GOLD SHS	78463V107	306	1,816	SH		SOLE		0	0	1,816
SPDR S&P 500 ETF TR	TR UNIT	78462F103	13,687	36,281	SH		SOLE		0	0	36,281
SPDR S&P MIDCAP 400 ETF TR	UTSER1 S&PDCRP	78467Y107	535	1,294	SH		SOLE		0	0	1,294
SPDR SER TR	BLOOMBERG HIGH Y	78468R622	11,780	129,866	SH		SOLE		0	0	129,866
SPDR SER TR	DJ REIT ETF	78464A607	204	2,147	SH		SOLE		0	0	2,147
SPDR SER TR	PORTFOLIO INTRMD	78464A375	2,976	91,209	SH		SOLE		0	0	91,209
SPDR SER TR	PORTFOLIO SHORT	78464A474	11,450	385,117	SH		SOLE		0	0	385,117
SPDR SER TR	S&P 600 SML CAP	78464A813	456	5,700	SH		SOLE		0	0	5,700
SPROTT PHYSICAL GOLD & SILVE	TR UNIT	85208R101	393	23,348	SH		SOLE		0	0	23,348
STANLEY BLACK & DECKER INC	COM	854502101	355	3,383	SH		SOLE		0	0	3,383
STATE STR CORP	COM	857477103	254	4,120	SH		SOLE		0	0	4,120
STRYKER CORPORATION	COM	863667101	7,460	37,502	SH		SOLE		0	0	37,502
TAKE-TWO INTERACTIVE SOFTWAR	COM	874054109	2,263	18,470	SH		SOLE		0	0	18,470
TARGET CORP	COM	87612E106	6,747	47,776	SH		SOLE		0	0	47,776
TELEFLEX INCORPORATED	COM	879369106	1,902	7,738	SH		SOLE		0	0	7,738
TESLA INC	COM	88160R101	255	378	SH		SOLE		0	0	378
TEXAS INSTRS INC	COM	882508104	758	4,933	SH		SOLE		0	0	4,933
TEXAS PACIFIC LAND CORPORATI	COM	88262P102	310	208	SH		SOLE		0	0	208
TEXTRON INC	COM	883203101	743	12,166	SH		SOLE		0	0	12,166
TRANE TECHNOLOGIES PLC	SHS	G8994E103	5,566	42,855	SH		SOLE		0	0	42,855
TRAVELERS COMPANIES INC	COM	89417E109	337	1,992	SH		SOLE		0	0	1,992
TWO HBRS INVT CORP	COM NEW	90187B408	50	10,125	SH		SOLE		0	0	10,125
TYSON FOODS INC	CL A	902494103	2,374	27,586	SH		SOLE		0	0	27,586
UNION PAC CORP	COM	907818108	504	2,361	SH		SOLE		0	0	2,361
UNITED PARCEL SERVICE INC	CL B	911312106	347	1,899	SH		SOLE		0	0	1,899
UNIVEST FINANCIAL CORPORATIO	COM	915271100	884	34,758	SH		SOLE		0	0	34,758
VANECK ETF TRUST	OIL SERVICES ETF	92189H607	231	995	SH		SOLE		0	0	995
VANGUARD ADMIRAL FDS INC	MIDCP 400 GRTH	921932869	223	1,411	SH		SOLE		0	0	1,411
VANGUARD BD INDEX FDS	INTERMED TERM	921937819	1,990	25,622	SH		SOLE		0	0	25,622
VANGUARD BD INDEX FDS	LONG TERM BOND	921937793	1,701	21,332	SH		SOLE		0	0	21,332
VANGUARD BD INDEX FDS	SHORT TRM BOND	921937827	2,224	28,968	SH		SOLE		0	0	28,968
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	367	4,872	SH		SOLE		0	0	4,872
VANGUARD BD INDEX FDS	VANGUARD ULTRA	92203C303	389	7,910	SH		SOLE		0	0	7,910
VANGUARD CHARLOTTE FDS	TOTAL INT BD ETF	92203J407	1,725	34,830	SH		SOLE		0	0	34,830
VANGUARD INDEX FDS	GROWTH ETF	922908736	6,616	29,681	SH		SOLE		0	0	29,681
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	3,203	18,583	SH		SOLE		0	0	18,583
VANGUARD INDEX FDS	MCAP GR IDXVIP	922908538	290	1,652	SH		SOLE		0	0	1,652
VANGUARD INDEX FDS	MCAP VL IDXVIP	922908512	260	2,009	SH		SOLE		0	0	2,009
VANGUARD INDEX FDS	MID CAP ETF	922908629	24,793	125,874	SH		SOLE		0	0	125,874
VANGUARD INDEX FDS	S&P 500 ETF SHS	922908363	975	2,810	SH		SOLE		0	0	2,810
VANGUARD INDEX FDS	SMALL CP ETF	922908751	23,724	134,712	SH		SOLE		0	0	134,712
VANGUARD INDEX FDS	SML CP GRW ETF	922908595	271	1,378	SH		SOLE		0	0	1,378
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	2,046	10,849	SH		SOLE		0	0	10,849
VANGUARD INDEX FDS	VALUE ETF	922908744	6,325	47,958	SH		SOLE		0	0	47,958
VANGUARD INTL EQUITY INDEX F	ALLWRLD EX US	922042775	10,781	215,792	SH		SOLE		0	0	215,792
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	91,171	2,188,986	SH		SOLE		0	0	2,188,986
VANGUARD SCOTTSDALE FDS	MTG-BKD SECS ETF	92206C771	751	15,710	SH		SOLE		0	0	15,710
VANGUARD SCOTTSDALE FDS	SHRT TRM CORP BD	92206C409	252	3,305	SH		SOLE		0	0	3,305
VANGUARD SPECIALIZED FUNDS	DIV APP ETF	921908844	377	2,626	SH		SOLE		0	0	2,626
VANGUARD STAR FDS	VG TL INTL STK F	921909768	653	12,659	SH		SOLE		0	0	12,659
VANGUARD TAX-MANAGED INTL FD	VAN FTSE DEV MKT	921943858	74,824	1,833,920	SH		SOLE		0	0	1,833,920
VANGUARD WHITEHALL FDS	EM MK GOV BD ETF	921946885	4,718	76,960	SH		SOLE		0	0	76,960
VANGUARD WORLD FDS	CONSUM DIS ETF	92204A108	242	1,063	SH		SOLE		0	0	1,063
VANGUARD WORLD FDS	FINANCIALS ETF	92204A405	607	7,870	SH		SOLE		0	0	7,870
VANGUARD WORLD FDS	INF TECH ETF	92204A702	395	1,209	SH		SOLE		0	0	1,209
VERIZON COMMUNICATIONS INC	COM	92343V104	5,908	116,415	SH		SOLE		0	0	116,415
VISA INC	COM CL A	92826C839	14,819	75,264	SH		SOLE		0	0	75,264
WALMART INC	COM	931142103	323	2,657	SH		SOLE		0	0	2,657
WARNER BROS DISCOVERY INC	COM SER A	934423104	167	12,468	SH		SOLE		0	0	12,468
WASTE MGMT INC DEL	COM	94106L109	7,032	45,969	SH		SOLE		0	0	45,969
WEC ENERGY GROUP INC	COM	92939U106	295	2,936	SH		SOLE		0	0	2,936
WELLS FARGO CO NEW	COM	949746101	857	21,867	SH		SOLE		0	0	21,867
WESTERN DIGITAL CORP.	COM	958102105	949	21,168	SH		SOLE		0	0	21,168
WEYERHAEUSER CO MTN BE	COM NEW	962166104	550	16,610	SH		SOLE		0	0	16,610
WILLIAMS COS INC	COM	969457100	483	15,463	SH		SOLE		0	0	15,463
ZIMMER BIOMET HOLDINGS INC	COM	98956P102	640	6,089	SH		SOLE		0	0	6,089
ZOETIS INC	CL A	98978V103	10,430	60,676	SH		SOLE		0	0	60,676