BLB&B Advisors 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
Estimated average burden
hours per response:		23.8

COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
3M CO	COM	88579Y101	1,317,321	12,050	SH		SOLE		0	0	12,050
ABBOTT LABS	COM	002824100	4,188,053	38,049	SH		SOLE		0	0	38,049
ABBVIE INC	COM	00287Y109	12,072,954	77,905	SH		SOLE		0	0	77,905
ACCENTURE PLC IRELAND	SHS CLASS A	G1151C101	666,000	1,898	SH		SOLE		0	0	1,898
ADOBE INC	COM	00724F101	1,763,550	2,956	SH		SOLE		0	0	2,956
ADVANCED MICRO DEVICES INC	COM	007903107	281,111	1,907	SH		SOLE		0	0	1,907
AIR PRODS & CHEMS INC	COM	009158106	691,893	2,527	SH		SOLE		0	0	2,527
ALLSTATE CORP	COM	020002101	339,731	2,427	SH		SOLE		0	0	2,427
ALPHABET INC	CAP STK CL A	02079K305	19,856,235	142,145	SH		SOLE		0	0	142,145
ALPHABET INC	CAP STK CL C	02079K107	1,528,809	10,848	SH		SOLE		0	0	10,848
AMAZON COM INC	COM	023135106	23,186,956	152,606	SH		SOLE		0	0	152,606
AMEREN CORP	COM	023608102	224,616	3,105	SH		SOLE		0	0	3,105
AMERICAN ELEC PWR CO INC	COM	025537101	276,554	3,405	SH		SOLE		0	0	3,405
AMERICAN EXPRESS CO	COM	025816109	2,177,265	11,622	SH		SOLE		0	0	11,622
AMERICAN TOWER CORP NEW	COM	03027X100	727,111	3,368	SH		SOLE		0	0	3,368
AMERIPRISE FINL INC	COM	03076C106	371,474	978	SH		SOLE		0	0	978
AMGEN INC	COM	031162100	1,120,110	3,889	SH		SOLE		0	0	3,889
APPLE INC	COM	037833100	59,163,375	307,294	SH		SOLE		0	0	307,294
APPLIED MATLS INC	COM	038222105	327,543	2,021	SH		SOLE		0	0	2,021
ARISTA NETWORKS INC	COM	040413106	6,917,871	29,374	SH		SOLE		0	0	29,374
AT&T INC	COM	00206R102	577,366	34,408	SH		SOLE		0	0	34,408
ATMOS ENERGY CORP	COM	049560105	316,407	2,730	SH		SOLE		0	0	2,730
AUTOMATIC DATA PROCESSING IN	COM	053015103	4,619,419	19,828	SH		SOLE		0	0	19,828
BANK AMERICA CORP	COM	060505104	1,024,386	30,424	SH		SOLE		0	0	30,424
BANK NEW YORK MELLON CORP	COM	064058100	229,541	4,410	SH		SOLE		0	0	4,410
BARCLAYS BANK PLC	DJUBS CMDT ETN36	06738C778	40,702,249	1,339,330	SH		SOLE		0	0	1,339,330
BECTON DICKINSON & CO	COM	075887109	468,154	1,920	SH		SOLE		0	0	1,920
BENTLEY SYS INC	COM CL B	08265T208	2,718,578	52,100	SH		SOLE		0	0	52,100
BERKSHIRE HATHAWAY INC DEL	CL A	084670108	542,625	1	SH		SOLE		0	0	1
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	6,480,869	18,171	SH		SOLE		0	0	18,171
BLACKROCK INC	COM	09247X101	8,118,297	10,000	SH		SOLE		0	0	10,000
BLACKSTONE INC	COM	09260D107	453,769	3,466	SH		SOLE		0	0	3,466
BOEING CO	COM	097023105	1,267,850	4,864	SH		SOLE		0	0	4,864
BRISTOL-MYERS SQUIBB CO	COM	110122108	1,586,936	30,928	SH		SOLE		0	0	30,928
BROADCOM INC	COM	11135F101	436,454	391	SH		SOLE		0	0	391
BRUKER CORP	COM	116794108	288,963	3,933	SH		SOLE		0	0	3,933
CADENCE DESIGN SYSTEM INC	COM	127387108	11,556,931	42,431	SH		SOLE		0	0	42,431
CANADIAN PACIFIC KANSAS CITY	COM	13646K108	336,372	4,230	SH		SOLE		0	0	4,230
CARLISLE COS INC	COM	142339100	822,941	2,634	SH		SOLE		0	0	2,634
CATERPILLAR INC	COM	149123101	3,436,722	11,624	SH		SOLE		0	0	11,624
CENTERPOINT ENERGY INC	COM	15189T107	1,167,827	40,876	SH		SOLE		0	0	40,876
CHEVRON CORP NEW	COM	166764100	19,558,501	131,124	SH		SOLE		0	0	131,124
CHUBB LIMITED	COM	H1467J104	259,404	1,364	SH		SOLE		0	0	1,364
CISCO SYS INC	COM	17275R102	13,693,792	271,057	SH		SOLE		0	0	271,057
CMS ENERGY CORP	COM	125896100	834,582	14,372	SH		SOLE		0	0	14,372
COCA COLA CO	COM	191216100	2,196,160	37,267	SH		SOLE		0	0	37,267
COLGATE PALMOLIVE CO	COM	194162103	337,412	4,233	SH		SOLE		0	0	4,233
COMCAST CORP NEW	CL A	20030N101	1,155,754	26,357	SH		SOLE		0	0	26,357
CONOCOPHILLIPS	COM	20825C104	426,789	3,677	SH		SOLE		0	0	3,677
CONSTELLATION ENERGY CORP	COM	21037T109	351,839	3,010	SH		SOLE		0	0	3,010
CORNING INC	COM	219350105	1,646,218	54,063	SH		SOLE		0	0	54,063
CORTEVA INC	COM	22052L104	320,421	6,687	SH		SOLE		0	0	6,687
COSTCO WHSL CORP NEW	COM	22160K105	16,831,148	25,499	SH		SOLE		0	0	25,499
CSX CORP	COM	126408103	1,951,228	56,280	SH		SOLE		0	0	56,280
CUMMINS INC	COM	231021106	265,444	1,108	SH		SOLE		0	0	1,108
CVS HEALTH CORP	COM	126650100	8,808,499	111,556	SH		SOLE		0	0	111,556
D R HORTON INC	COM	23331A109	9,283,385	61,083	SH		SOLE		0	0	61,083
DANAHER CORPORATION	COM	235851102	9,831,148	42,497	SH		SOLE		0	0	42,497
DEERE & CO	COM	244199105	9,680,861	24,210	SH		SOLE		0	0	24,210
DIMENSIONAL ETF TRUST	US CORE EQUITY 2	25434V708	276,370	9,455	SH		SOLE		0	0	9,455
DISNEY WALT CO	COM	254687106	5,445,932	60,316	SH		SOLE		0	0	60,316
DNP SELECT INCOME FD INC	COM	23325P104	133,238	15,712	SH		SOLE		0	0	15,712
DOMINION ENERGY INC	COM	25746U109	378,256	8,048	SH		SOLE		0	0	8,048
DOW INC	COM	260557103	221,905	4,046	SH		SOLE		0	0	4,046
DUKE ENERGY CORP NEW	COM NEW	26441C204	2,314,023	23,846	SH		SOLE		0	0	23,846
DUPONT DE NEMOURS INC	COM	26614N102	252,099	3,277	SH		SOLE		0	0	3,277
EASTMAN CHEM CO	COM	277432100	262,791	2,926	SH		SOLE		0	0	2,926
EATON CORP PLC	SHS	G29183103	355,691	1,477	SH		SOLE		0	0	1,477
ECOLAB INC	COM	278865100	7,477,899	37,701	SH		SOLE		0	0	37,701
EDWARDS LIFESCIENCES CORP	COM	28176E108	314,150	4,120	SH		SOLE		0	0	4,120
ELI LILLY & CO	COM	532457108	1,644,417	2,821	SH		SOLE		0	0	2,821
EMERSON ELEC CO	COM	291011104	2,283,556	23,462	SH		SOLE		0	0	23,462
ENBRIDGE INC	COM	29250N105	908,678	25,115	SH		SOLE		0	0	25,115
ENERGY TRANSFER L P	COM UT LTD PTN	29273V100	744,814	53,972	SH		SOLE		0	0	53,972
ESSENTIAL UTILS INC	COM	29670G102	3,067,334	82,124	SH		SOLE		0	0	82,124
EXELON CORP	COM	30161N101	430,010	11,978	SH		SOLE		0	0	11,978
EXXON MOBIL CORP	COM	30231G102	5,995,069	59,963	SH		SOLE		0	0	59,963
FEDERAL RLTY INVT TR NEW	SH BEN INT NEW	313745101	405,708	3,937	SH		SOLE		0	0	3,937
FEDERAL SIGNAL CORP	COM	313855108	212,954	2,775	SH		SOLE		0	0	2,775
FORD MTR CO DEL	COM	345370860	6,447,373	528,907	SH		SOLE		0	0	528,907
FS KKR CAP CORP	COM	302635206	225,481	11,291	SH		SOLE		0	0	11,291
GENERAL ELECTRIC CO	COM NEW	369604301	502,459	3,937	SH		SOLE		0	0	3,937
GENERAL MLS INC	COM	370334104	368,562	5,658	SH		SOLE		0	0	5,658
GSK PLC	SPONSORED ADR	37733W204	236,109	6,371	SH		SOLE		0	0	6,371
HERSHEY CO	COM	427866108	768,133	4,120	SH		SOLE		0	0	4,120
HOME DEPOT INC	COM	437076102	1,540,159	4,444	SH		SOLE		0	0	4,444
HONEYWELL INTL INC	COM	438516106	3,455,601	16,478	SH		SOLE		0	0	16,478
HUMANA INC	COM	444859102	265,530	580	SH		SOLE		0	0	580
ILLINOIS TOOL WKS INC	COM	452308109	460,328	1,757	SH		SOLE		0	0	1,757
INTEL CORP	COM	458140100	1,712,770	34,085	SH		SOLE		0	0	34,085
INTERNATIONAL BUSINESS MACHS	COM	459200101	3,988,330	24,386	SH		SOLE		0	0	24,386
INTUITIVE SURGICAL INC	COM NEW	46120E602	205,115	608	SH		SOLE		0	0	608
INVESCO ACTVELY MNGD ETC FD	OPTIMUM YIELD	46090F100	3,464,185	260,465	SH		SOLE		0	0	260,465
INVESCO EXCH TRADED FD TR II	S&P EMRNG MKTS	46138E297	299,226	12,447	SH		SOLE		0	0	12,447
INVESCO PA VALUE MUN INC TR	COM	46132K109	362,770	36,277	SH		SOLE		0	0	36,277
INVESCO QQQ TR	UNIT SER 1	46090E103	1,072,279	2,618	SH		SOLE		0	0	2,618
IONIS PHARMACEUTICALS INC	COM	462222100	7,441,789	147,100	SH		SOLE		0	0	147,100
ISHARES INC	CORE MSCI EMKT	46434G103	33,042,093	653,264	SH		SOLE		0	0	653,264
ISHARES INC	ESG AWR MSCI EM	46434G863	309,058	9,640	SH		SOLE		0	0	9,640
ISHARES TR	BLACKROCK ULTRA	46434V878	201,390	3,999	SH		SOLE		0	0	3,999
ISHARES TR	CORE MSCI EAFE	46432F842	27,288,132	387,891	SH		SOLE		0	0	387,891
ISHARES TR	CORE MSCI TOTAL	46432F834	913,890	14,075	SH		SOLE		0	0	14,075
ISHARES TR	CORE S&P MCP ETF	464287507	89,032,966	321,245	SH		SOLE		0	0	321,245
ISHARES TR	CORE S&P SCP ETF	464287804	91,160,544	842,130	SH		SOLE		0	0	842,130
ISHARES TR	CORE S&P TTL STK	464287150	33,380,115	317,211	SH		SOLE		0	0	317,211
ISHARES TR	CORE S&P500 ETF	464287200	90,996,127	190,516	SH		SOLE		0	0	190,516
ISHARES TR	CORE US AGGBD ET	464287226	46,221,025	465,703	SH		SOLE		0	0	465,703
ISHARES TR	ESG AW MSCI EAFE	46435G516	232,739	3,081	SH		SOLE		0	0	3,081
ISHARES TR	ESG AWARE MSCI	46435U663	390,211	10,266	SH		SOLE		0	0	10,266
ISHARES TR	ESG AWR MSCI USA	46435G425	818,901	7,805	SH		SOLE		0	0	7,805
ISHARES TR	ESG AWR US AGRGT	46435U549	511,773	10,720	SH		SOLE		0	0	10,720
ISHARES TR	IBOXX HI YD ETF	464288513	1,158,278	14,967	SH		SOLE		0	0	14,967
ISHARES TR	IBOXX INV CP ETF	464287242	1,549,835	14,005	SH		SOLE		0	0	14,005
ISHARES TR	ISHS 1-5YR INVS	464288646	224,328	4,375	SH		SOLE		0	0	4,375
ISHARES TR	JPMORGAN USD EMG	464288281	11,894,457	133,556	SH		SOLE		0	0	133,556
ISHARES TR	MSCI EAFE ETF	464287465	2,114,396	28,061	SH		SOLE		0	0	28,061
ISHARES TR	MSCI EMG MKT ETF	464287234	1,368,748	34,040	SH		SOLE		0	0	34,040
ISHARES TR	RUS 1000 ETF	464287622	452,597	1,726	SH		SOLE		0	0	1,726
ISHARES TR	RUS MD CP GR ETF	464287481	927,339	8,877	SH		SOLE		0	0	8,877
ISHARES TR	RUS MID CAP ETF	464287499	658,995	8,478	SH		SOLE		0	0	8,478
ISHARES TR	S&P 100 ETF	464287101	820,735	3,674	SH		SOLE		0	0	3,674
ISHARES TR	U.S. MED DVC ETF	464288810	450,434	8,346	SH		SOLE		0	0	8,346
J P MORGAN EXCHANGE TRADED F	ULTRA SHRT INC	46641Q837	1,031,875	20,543	SH		SOLE		0	0	20,543
JOHNSON & JOHNSON	COM	478160104	20,395,093	130,121	SH		SOLE		0	0	130,121
JOHNSON CTLS INTL PLC	SHS	G51502105	234,307	4,065	SH		SOLE		0	0	4,065
JPMORGAN CHASE & CO	COM	46625H100	21,696,460	127,551	SH		SOLE		0	0	127,551
KARYOPHARM THERAPEUTICS INC	NOTE 3.000%10/1	48576UAA4	36,750	75,000	PRN		SOLE		0	0	75,000
KEYCORP	COM	493267108	162,418	11,279	SH		SOLE		0	0	11,279
KIMBERLY-CLARK CORP	COM	494368103	558,460	4,596	SH		SOLE		0	0	4,596
KINDER MORGAN INC DEL	COM	49456B101	248,545	14,090	SH		SOLE		0	0	14,090
LINDE PLC	SHS	G54950103	5,864,140	15,770	SH		SOLE		0	0	15,770
LOCKHEED MARTIN CORP	COM	539830109	10,337,156	22,807	SH		SOLE		0	0	22,807
M & T BK CORP	COM	55261F104	219,602	1,602	SH		SOLE		0	0	1,602
MASCO CORP	COM	574599106	337,914	5,045	SH		SOLE		0	0	5,045
MASTERCARD INCORPORATED	CL A	57636Q104	1,227,069	2,877	SH		SOLE		0	0	2,877
MCDONALDS CORP	COM	580135101	10,128,213	34,158	SH		SOLE		0	0	34,158
MCKESSON CORP	COM	58155Q103	242,602	524	SH		SOLE		0	0	524
MEDTRONIC PLC	SHS	G5960L103	299,842	3,640	SH		SOLE		0	0	3,640
MERCK & CO INC	COM	58933Y105	5,611,259	51,470	SH		SOLE		0	0	51,470
META PLATFORMS INC	CL A	30303M102	1,235,674	3,491	SH		SOLE		0	0	3,491
MICROSOFT CORP	COM	594918104	60,411,178	160,651	SH		SOLE		0	0	160,651
MONDELEZ INTL INC	CL A	609207105	720,878	9,953	SH		SOLE		0	0	9,953
MONSTER BEVERAGE CORP NEW	COM	61174X109	7,263,354	126,078	SH		SOLE		0	0	126,078
MORGAN STANLEY	COM NEW	617446448	332,250	3,563	SH		SOLE		0	0	3,563
MUELLER WTR PRODS INC	COM SER A	624758108	259,848	18,045	SH		SOLE		0	0	18,045
NBT BANCORP INC	COM	628778102	589,087	14,056	SH		SOLE		0	0	14,056
NETFLIX INC	COM	64110L106	644,629	1,324	SH		SOLE		0	0	1,324
NEXTERA ENERGY INC	COM	65339F101	12,481,089	205,484	SH		SOLE		0	0	205,484
NIKE INC	CL B	654106103	270,088	2,488	SH		SOLE		0	0	2,488
NORTHROP GRUMMAN CORP	COM	666807102	242,497	518	SH		SOLE		0	0	518
NUSHARES ETF TR	NUVEEN ESG MIDCP	67092P409	486,922	11,503	SH		SOLE		0	0	11,503
NUVEEN PENNSYLVANIA QLT MUN	COM	670972108	167,257	14,444	SH		SOLE		0	0	14,444
NVIDIA CORPORATION	COM	67066G104	27,900,152	56,339	SH		SOLE		0	0	56,339
ORACLE CORP	COM	68389X105	600,002	5,691	SH		SOLE		0	0	5,691
OUTSET MED INC	COM	690145107	86,479	15,985	SH		SOLE		0	0	15,985
PAYCHEX INC	COM	704326107	1,830,959	15,372	SH		SOLE		0	0	15,372
PEPSICO INC	COM	713448108	4,797,429	28,247	SH		SOLE		0	0	28,247
PFIZER INC	COM	717081103	3,392,893	117,850	SH		SOLE		0	0	117,850
PHILIP MORRIS INTL INC	COM	718172109	271,327	2,884	SH		SOLE		0	0	2,884
PNC FINL SVCS GROUP INC	COM	693475105	2,930,489	18,925	SH		SOLE		0	0	18,925
PPG INDS INC	COM	693506107	882,345	5,900	SH		SOLE		0	0	5,900
PPL CORP	COM	69351T106	1,141,344	42,116	SH		SOLE		0	0	42,116
PROCTER AND GAMBLE CO	COM	742718109	18,024,499	123,001	SH		SOLE		0	0	123,001
PROLOGIS INC.	COM	74340W103	23,050,236	172,920	SH		SOLE		0	0	172,920
QUALCOMM INC	COM	747525103	1,733,897	11,989	SH		SOLE		0	0	11,989
RTX CORPORATION	COM	75513E101	537,234	6,385	SH		SOLE		0	0	6,385
S&P GLOBAL INC	COM	78409V104	9,985,935	22,669	SH		SOLE		0	0	22,669
SCHLUMBERGER LTD	COM STK	806857108	843,412	16,207	SH		SOLE		0	0	16,207
SCHWAB CHARLES CORP	COM	808513105	6,909,016	100,422	SH		SOLE		0	0	100,422
SCHWAB STRATEGIC TR	US DIVIDEND EQ	808524797	2,697,217	35,429	SH		SOLE		0	0	35,429
SCHWAB STRATEGIC TR	US LCAP GR ETF	808524300	5,051,513	60,891	SH		SOLE		0	0	60,891
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	472,068	8,370	SH		SOLE		0	0	8,370
SCHWAB STRATEGIC TR	US MID-CAP ETF	808524508	42,353,572	562,315	SH		SOLE		0	0	562,315
SCHWAB STRATEGIC TR	US SML CAP ETF	808524607	582,186	12,324	SH		SOLE		0	0	12,324
SELECT SECTOR SPDR TR	COMMUNICATION	81369Y852	260,486	3,585	SH		SOLE		0	0	3,585
SELECT SECTOR SPDR TR	ENERGY	81369Y506	1,155,837	13,786	SH		SOLE		0	0	13,786
SELECT SECTOR SPDR TR	INDL	81369Y704	356,389	3,127	SH		SOLE		0	0	3,127
SELECT SECTOR SPDR TR	SBI INT-UTILS	81369Y886	314,687	4,969	SH		SOLE		0	0	4,969
SHELL PLC	SPON ADS	780259305	299,127	4,546	SH		SOLE		0	0	4,546
SHERWIN WILLIAMS CO	COM	824348106	685,244	2,197	SH		SOLE		0	0	2,197
SHOPIFY INC	CL A	82509L107	481,500	6,181	SH		SOLE		0	0	6,181
SOUTHERN CO	COM	842587107	241,844	3,449	SH		SOLE		0	0	3,449
SPDR GOLD TR	GOLD SHS	78463V107	393,619	2,059	SH		SOLE		0	0	2,059
SPDR S&P 500 ETF TR	TR UNIT	78462F103	16,167,126	34,014	SH		SOLE		0	0	34,014
SPDR S&P MIDCAP 400 ETF TR	UTSER1 S&PDCRP	78467Y107	576,891	1,137	SH		SOLE		0	0	1,137
SPDR SER TR	AEROSPACE DEF	78464A631	402,604	2,973	SH		SOLE		0	0	2,973
SPDR SER TR	BLOOMBERG HIGH Y	78468R622	12,942,786	136,628	SH		SOLE		0	0	136,628
SPDR SER TR	PORTFOLIO INTRMD	78464A375	1,741,154	53,035	SH		SOLE		0	0	53,035
SPDR SER TR	PORTFOLIO S&P600	78468R853	583,560	13,835	SH		SOLE		0	0	13,835
SPDR SER TR	PORTFOLIO SHORT	78464A474	1,944,938	65,310	SH		SOLE		0	0	65,310
SPDR SER TR	PRTFLO S&P500 GW	78464A409	1,250,844	19,226	SH		SOLE		0	0	19,226
SPROTT PHYSICAL GOLD & SILVE	TR UNIT	85208R101	418,389	21,848	SH		SOLE		0	0	21,848
STANLEY BLACK & DECKER INC	COM	854502101	253,589	2,585	SH		SOLE		0	0	2,585
STARBUCKS CORP	COM	855244109	339,131	3,532	SH		SOLE		0	0	3,532
STRYKER CORPORATION	COM	863667101	10,686,564	35,686	SH		SOLE		0	0	35,686
TAKE-TWO INTERACTIVE SOFTWAR	COM	874054109	7,818,307	48,576	SH		SOLE		0	0	48,576
TARGET CORP	COM	87612E106	1,535,857	10,784	SH		SOLE		0	0	10,784
TELEFLEX INCORPORATED	COM	879369106	361,044	1,448	SH		SOLE		0	0	1,448
TELLURIAN INC NEW	COM	87968A104	15,112	20,000	SH		SOLE		0	0	20,000
TESLA INC	COM	88160R101	828,184	3,333	SH		SOLE		0	0	3,333
TEXAS INSTRS INC	COM	882508104	732,637	4,298	SH		SOLE		0	0	4,298
TEXAS PACIFIC LAND CORPORATI	COM	88262P102	243,730	155	SH		SOLE		0	0	155
TEXTRON INC	COM	883203101	571,625	7,108	SH		SOLE		0	0	7,108
THE CIGNA GROUP	COM	125523100	662,383	2,212	SH		SOLE		0	0	2,212
TOLL BROTHERS INC	COM	889478103	2,123,744	20,661	SH		SOLE		0	0	20,661
TRANE TECHNOLOGIES PLC	SHS	G8994E103	1,088,770	4,464	SH		SOLE		0	0	4,464
TRAVELERS COMPANIES INC	COM	89417E109	313,547	1,646	SH		SOLE		0	0	1,646
UNION PAC CORP	COM	907818108	465,450	1,895	SH		SOLE		0	0	1,895
UNITED PARCEL SERVICE INC	CL B	911312106	417,701	2,657	SH		SOLE		0	0	2,657
UNITEDHEALTH GROUP INC	COM	91324P102	297,982	566	SH		SOLE		0	0	566
UNIVEST FINANCIAL CORPORATIO	COM	915271100	730,580	33,163	SH		SOLE		0	0	33,163
VANGUARD ADMIRAL FDS INC	MIDCP 400 GRTH	921932869	277,205	2,822	SH		SOLE		0	0	2,822
VANGUARD BD INDEX FDS	INTERMED TERM	921937819	3,385,620	44,326	SH		SOLE		0	0	44,326
VANGUARD BD INDEX FDS	LONG TERM BOND	921937793	1,615,030	21,655	SH		SOLE		0	0	21,655
VANGUARD BD INDEX FDS	SHORT TRM BOND	921937827	3,594,030	46,664	SH		SOLE		0	0	46,664
VANGUARD CHARLOTTE FDS	TOTAL INT BD ETF	92203J407	3,175,827	64,334	SH		SOLE		0	0	64,334
VANGUARD INDEX FDS	GROWTH ETF	922908736	13,777,730	44,318	SH		SOLE		0	0	44,318
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	3,901,164	17,883	SH		SOLE		0	0	17,883
VANGUARD INDEX FDS	MCAP GR IDXVIP	922908538	310,033	1,412	SH		SOLE		0	0	1,412
VANGUARD INDEX FDS	MCAP VL IDXVIP	922908512	427,393	2,947	SH		SOLE		0	0	2,947
VANGUARD INDEX FDS	MID CAP ETF	922908629	28,853,353	124,026	SH		SOLE		0	0	124,026
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	233,737	2,645	SH		SOLE		0	0	2,645
VANGUARD INDEX FDS	S&P 500 ETF SHS	922908363	2,847,321	6,519	SH		SOLE		0	0	6,519
VANGUARD INDEX FDS	SM CP VAL ETF	922908611	321,169	1,785	SH		SOLE		0	0	1,785
VANGUARD INDEX FDS	SMALL CP ETF	922908751	30,481,403	142,884	SH		SOLE		0	0	142,884
VANGUARD INDEX FDS	SML CP GRW ETF	922908595	910,142	3,764	SH		SOLE		0	0	3,764
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	2,668,488	11,249	SH		SOLE		0	0	11,249
VANGUARD INDEX FDS	VALUE ETF	922908744	11,076,752	74,092	SH		SOLE		0	0	74,092
VANGUARD INTL EQUITY INDEX F	ALLWRLD EX US	922042775	11,574,298	206,168	SH		SOLE		0	0	206,168
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	74,545,974	1,813,771	SH		SOLE		0	0	1,813,771
VANGUARD SCOTTSDALE FDS	MTG-BKD SECS ETF	92206C771	1,413,702	30,494	SH		SOLE		0	0	30,494
VANGUARD SPECIALIZED FUNDS	DIV APP ETF	921908844	475,637	2,791	SH		SOLE		0	0	2,791
VANGUARD STAR FDS	VG TL INTL STK F	921909768	847,317	14,619	SH		SOLE		0	0	14,619
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	123,138,322	2,570,737	SH		SOLE		0	0	2,570,737
VANGUARD WELLINGTON FD	US MOMENTUM	921935508	951,863	7,250	SH		SOLE		0	0	7,250
VANGUARD WHITEHALL FDS	EM MK GOV BD ETF	921946885	1,575,645	24,716	SH		SOLE		0	0	24,716
VANGUARD WHITEHALL FDS	HIGH DIV YLD	921946406	270,241	2,421	SH		SOLE		0	0	2,421
VANGUARD WHITEHALL FDS	INTL DVD ETF	921946810	781,420	9,849	SH		SOLE		0	0	9,849
VANGUARD WORLD FDS	COMM SRVC ETF	92204A884	289,602	2,460	SH		SOLE		0	0	2,460
VANGUARD WORLD FDS	CONSUM DIS ETF	92204A108	645,951	2,121	SH		SOLE		0	0	2,121
VANGUARD WORLD FDS	FINANCIALS ETF	92204A405	1,341,460	14,540	SH		SOLE		0	0	14,540
VANGUARD WORLD FDS	HEALTH CAR ETF	92204A504	548,878	2,189	SH		SOLE		0	0	2,189
VANGUARD WORLD FDS	INF TECH ETF	92204A702	1,445,609	2,987	SH		SOLE		0	0	2,987
VANGUARD WORLD FDS	UTILITIES ETF	92204A876	372,556	2,718	SH		SOLE		0	0	2,718
VERALTO CORP	COM SHS	92338C103	223,500	2,717	SH		SOLE		0	0	2,717
VERIZON COMMUNICATIONS INC	COM	92343V104	1,873,551	49,696	SH		SOLE		0	0	49,696
VISA INC	COM CL A	92826C839	16,231,379	62,344	SH		SOLE		0	0	62,344
WALMART INC	COM	931142103	476,734	3,024	SH		SOLE		0	0	3,024
WASTE MGMT INC DEL	COM	94106L109	9,532,814	53,226	SH		SOLE		0	0	53,226
WEC ENERGY GROUP INC	COM	92939U106	265,641	3,156	SH		SOLE		0	0	3,156
WELLS FARGO CO NEW	COM	949746101	931,723	18,930	SH		SOLE		0	0	18,930
WESTERN DIGITAL CORP.	COM	958102105	734,594	14,027	SH		SOLE		0	0	14,027
WEYERHAEUSER CO MTN BE	COM NEW	962166104	455,869	13,111	SH		SOLE		0	0	13,111
WILLIAMS COS INC	COM	969457100	457,945	13,148	SH		SOLE		0	0	13,148
WISDOMTREE TR	EUROPE HEDGED EQ	97717X701	208,508	4,866	SH		SOLE		0	0	4,866
ZIMMER BIOMET HOLDINGS INC	COM	98956P102	622,496	5,115	SH		SOLE		0	0	5,115
ZOETIS INC	CL A	98978V103	12,044,238	61,024	SH		SOLE		0	0	61,024