Howard Bancorp (HBMD) 10-Q 10 Aug 20 2020 Q2 Quarterly report Financial data

Document And Entity Information

Document And Entity Information - shares	6 Months Ended
	Jun. 30, 2020	Aug. 07, 2020
Document And Entity Information
Document Type	10-Q
Document Period End Date	Jun. 30, 2020
Document Quarterly Report	true
Document Transition Report	false
Entity File Number	001-35489
Entity Registrant Name	Howard Bancorp Inc
Entity Incorporation, State or Country Code	MD
Entity Tax Identification Number	20-3735949
Entity Address, Address Line One	3301 Boston Street
Entity Address, City or Town	Baltimore
Entity Address, Country	MD
Entity Address, Postal Zip Code	21224
City Area Code	410
Local Phone Number	750-0020
Title of 12(b) Security	Common Stock, par value $0.01 per share
Security Exchange Name	NASDAQ
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Accelerated Filer
Entity Small Business	true
Entity Emerging Growth Company	false
Entity Shell Company	false
Entity Common Stock, Shares Outstanding		18,742,300
Amendment Flag	false
Document Fiscal Period Focus	Q2
Entity Central Index Key	0001390162
Current Fiscal Year End Date	--12-31
Trading Symbol	HBMD
Document Fiscal Year Focus	2020

Consolidated Balance Sheets

Consolidated Balance Sheets - USD ($) $ in Thousands	Jun. 30, 2020	Dec. 31, 2019
ASSETS
Cash and due from banks	$ 12,652	$ 12,992
Interest-bearing deposits with banks	46,418	96,985
Total cash and cash equivalents	59,070	109,977
Securities available for sale, at fair value	276,889	215,505
Securities held to maturity, at amortized cost	7,250	7,750
Nonmarketable equity securities	12,592	14,152
Loans held for sale, at fair value	0	30,710
Loans and leases, net of unearned income	1,898,630	1,745,513
Allowance for credit losses	(16,356)	(10,401)
Net loans and leases	1,882,274	1,735,112
Bank premises and equipment, net	42,434	42,724
Goodwill	31,449	65,949
Core deposit intangible	7,090	8,469
Bank owned life insurance	76,716	75,830
Other real estate owned	2,137	3,098
Deferred tax assets, net	35,034	36,010
Interest receivable and other assets	30,515	29,333
Total assets	2,463,450	2,374,619
LIABILITIES
Noninterest-bearing deposits	671,598	468,975
Interest-bearing deposits	1,159,076	1,245,390
Total deposits	1,830,674	1,714,365
FHLB advances	246,000	285,000
Customer repurchase agreements and other borrowings	37,834	6,127
Subordinated debt	28,339	28,241
Total borrowings	312,173	319,368
Accrued expenses and other liabilities	37,322	26,738
Total liabilities	2,180,169	2,060,471
COMMITMENTS AND CONTINGENCIES
STOCKHOLDERS' EQUITY
Common stock - par value of $0.01 authorized 20,000,000 shares; issued and outstanding 18,715,678 shares at June 30, 2020 and 19,066,913 at December 31, 2019	187	191
Capital surplus	270,056	276,156
Retained earnings	9,092	35,158
Accumulated other comprehensive income	3,946	2,643
Total stockholders' equity	283,281	314,148
Total liabilities and stockholders' equity	$ 2,463,450	$ 2,374,619

Consolidated Balance Sheets (Pa

Consolidated Balance Sheets (Parenthetical) - $ / shares	Jun. 30, 2020	Dec. 31, 2019
Consolidated Balance Sheets
Common stock, par value (in dollars per share)	$ 0.01	$ 0.01
Common stock, shares authorized	20,000,000	20,000,000
Common stock, shares issued	18,715,678	19,066,913
Common stock, shares outstanding	18,715,678	19,066,913

Consolidated Statements of Oper

Consolidated Statements of Operations - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2020	Jun. 30, 2019	Jun. 30, 2020	Jun. 30, 2019
INTEREST INCOME
Interest and fees on loans and leases	$ 19,553	$ 21,131	$ 39,697	$ 41,697
Interest and dividends on securities	1,901	1,740	3,749	3,596
Other interest income	20	274	254	636
Total interest income	21,474	23,145	43,700	45,929
INTEREST EXPENSE
Deposits	2,383	4,004	5,593	7,568
FHLB advances	506	1,295	1,532	2,549
Customer repurchase agreements and other borrowings	13	13	17	26
Subordinated debt	452	479	913	958
Total interest expense	3,354	5,791	8,055	11,101
NET INTEREST INCOME	18,120	17,354	35,645	34,828
Provision for credit losses	3,000	1,110	6,445	2,835
Net interest income after provision for credit losses	15,120	16,244	29,200	31,993
NONINTEREST INCOME
Service charges on deposit accounts	432	684	1,075	1,311
Realized and unrealized gains on mortgage banking activity	0	2,308	1,036	3,793
Gain on the sale of securities	3,044	658	3,044	658
Gain (loss) on the disposal of bank premises & equipment	6	(83)	6	(83)
Income from bank owned life insurance	441	460	886	907
Loan related fees and service charges	175	995	755	2,038
Other operating income	661	819	1,323	1,752
Total noninterest income	4,759	5,841	8,125	10,376
NONINTEREST EXPENSE
Compensation and benefits	6,259	8,272	14,700	16,306
Occupancy and equipment	1,242	5,183	2,275	6,754
Marketing and business development	453	484	903	941
Professional fees	634	718	1,360	1,503
Data processing fees	849	1,147	1,776	2,525
FDIC assessment	287	281	499	568
Other real estate owned	268	104	346	131
Loan production expense	192	700	660	1,220
Amortization of core deposit intangible	680	767	1,379	1,551
Goodwill impairment	34,500	0	34,500	0
Other operating expense	2,264	1,798	3,789	2,812
Total noninterest expense	47,628	19,454	62,187	34,311
(LOSS) INCOME BEFORE INCOME TAXES	(27,749)	2,631	(24,862)	8,058
Income tax expense	1,660	543	1,204	1,714
NET (LOSS) INCOME	$ (29,409)	$ 2,088	$ (26,066)	$ 6,344
NET (LOSS) INCOME PER COMMON SHARE
Basic	$ (1.57)	$ 0.11	$ (1.39)	$ 0.33
Diluted	$ (1.57)	$ 0.11	$ (1.39)	$ 0.33

Consolidated Statements of Comp

Consolidated Statements of Comprehensive (Loss) Income - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2020	Jun. 30, 2019	Jun. 30, 2020	Jun. 30, 2019
Consolidated Statements of Comprehensive (Loss) Income
Net (loss) income	$ (29,409)	$ 2,088	$ (26,066)	$ 6,344
Other comprehensive income (loss) Investments available-for-sale:
Reclassification adjustment for realized gain	(3,044)	(658)	(3,044)	(658)
Related income tax	838	180	838	180
Unrealized holding gains (losses)	(828)	1,790	4,841	3,590
Related income tax (expense) benefit	228	(492)	(1,332)	(988)
Comprehensive (loss) income	$ (32,215)	$ 2,908	$ (24,763)	$ 8,468

Consolidated Statements of Chan

Consolidated Statements of Changes in Stockholders' Equity - USD ($)	Common stock	Capital surplus	Retained earnings	Accumulated other comprehensive income (loss)	Total
Balance at Dec. 31, 2018	$ 190,000	$ 275,843,000	$ 18,277,000	$ 373,000	$ 294,683,000
Balance (in shares) at Dec. 31, 2018	19,039,347
Net (loss) income	$ 0	0	6,344,000	0	6,344,000
Other comprehensive income (loss)	0	0	0	2,124,000	2,124,000
Director stock awards	$ 0	62,000	0	0	62,000
Director stock awards (in shares)	4,802
Exercise of options	$ 1,000	104,000	0	0	105,000
Exercise of options (in shares)	12,149
Employee stock purchase plan	$ 0	97,000	0	0	97,000
Employee stock purchase plan (in shares)	6,782
Stock-based compensation	$ 0	112,000	0	0	112,000
Stock-based compensation (in shares)	0
Balance at Jun. 30, 2019	$ 191,000	276,218,000	24,621,000	2,497,000	303,527,000
Balance (in shares) at Jun. 30, 2019	19,063,080
Balance at Mar. 31, 2019	$ 191,000	276,128,000	22,533,000	1,677,000	300,529,000
Balance (in shares) at Mar. 31, 2019	19,059,485
Net (loss) income	$ 0	0	2,088,000	0	2,088,000
Other comprehensive income (loss)	0	0	0	820,000	820,000
Exercise of options	$ 0	28,000	0	0	28,000
Exercise of options (in shares)	3,595
Stock-based compensation	$ 0	62,000	0	0	62,000
Balance at Jun. 30, 2019	$ 191,000	276,218,000	24,621,000	2,497,000	303,527,000
Balance (in shares) at Jun. 30, 2019	19,063,080
Balance at Dec. 31, 2019	$ 191,000	276,156,000	35,158,000	2,643,000	314,148,000
Balance (in shares) at Dec. 31, 2019	19,066,913
Net (loss) income	$ 0	0	(26,066,000)	0	(26,066,000)
Other comprehensive income (loss)	0	0	0	1,303,000	1,303,000
Director stock awards	$ 0	137,000	0	0	137,000
Director stock awards (in shares)	8,151
Employee stock purchase plan	$ 0	195,000	0	0	195,000
Employee stock purchase plan (in shares)	12,581
Repurchased shares	$ (4,000)	(6,673,000)	0	0	(6,677,000)
Repurchased shares (in shares)	(372,801)
Stock-based compensation	$ 0	241,000	0	0	241,000
Stock-based compensation (in shares)	834
Balance at Jun. 30, 2020	$ 187,000	270,056,000	9,092,000	3,946,000	283,281,000
Balance (in shares) at Jun. 30, 2020	18,715,678
Balance at Mar. 31, 2020	$ 187,000	269,918,000	38,501,000	6,752,000	315,358,000
Balance (in shares) at Mar. 31, 2020	18,714,844
Net (loss) income	$ 0	0	(29,409,000)	0	(29,409,000)
Other comprehensive income (loss)	0	0	0	(2,806,000)	(2,806,000)
Stock-based compensation	$ 0	138,000	0	0	138,000
Stock-based compensation (in shares)	834
Balance at Jun. 30, 2020	$ 187,000	$ 270,056,000	$ 9,092,000	$ 3,946,000	$ 283,281,000
Balance (in shares) at Jun. 30, 2020	18,715,678

Consolidated Statements of Cash

Consolidated Statements of Cash Flows - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2020	Jun. 30, 2019
CASH FLOWS FROM OPERATING ACTIVITIES:
Net (loss) income	$ (26,066)	$ 6,344
Adjustments to reconcile net (loss) income to net cash from operating activities:
Provision for credit losses	6,445	2,835
Deferred income tax	481	1,422
Provision for other real estate owned	257	65
Depreciation and amortization	1,108	1,209
Stock-based compensation	378	112
Net accretion of discount on purchased loans	(590)	(925)
Gain on sale of securities	(3,044)	(658)
(Gain) loss on the sale of premises and equipment	(6)	83
Net amortization of intangible asset	1,379	1,551
Goodwill impairment	34,500	0
Loans originated for sale	(79,847)	(259,868)
Proceeds from sale of loans originated for sale	111,593	247,241
Realized and unrealized gains on mortgage banking activity	(1,036)	(3,793)
Loss on sale of other real estate owned, net	28
Cash surrender value of BOLI	(886)	(907)
Decrease in interest receivable and other assets	4,046	2,794
Increase in accrued expenses and other liabilities	(1,666)	959
Other - net	31	14
Net cash provided by (used in) operating activities	47,105	(1,522)
CASH FLOWS FROM INVESTING ACTIVITIES:
Purchases of investment securities	(179,695)	(6,502)
Proceeds from sales, maturities and calls of investment securities	130,815	81,159
Net increase in loans and leases outstanding	(153,067)	(54,308)
Proceeds from the sale of other real estate owned	727	0
Purchase of premises and equipment	(69)	(422)
Proceeds from the sale of premises and equipment	743	1,392
Net cash (used in) provided by investing activities	(200,546)	21,319
CASH FLOWS FROM FINANCING ACTIVITIES:
Net increase in deposits	116,309	31,410
Net increase (decrease) customer repurchase agreements and other borrowings	31,707	(11,907)
Net increase in FHLB advances	(39,000)	(16,000)
Proceeds from issuance of common stock, net of cost	195	263
Repurchase of common stock	(6,677)	0
Net cash provided by financing activities	102,534	3,766
Net (decrease) increase in cash and cash equivalents	(50,907)	23,563
Cash and cash equivalents at beginning of period	109,977	101,498
Cash and cash equivalents at end of period	59,070	125,061
SUPPLEMENTAL INFORMATION
Cash payments for interest	8,103	11,070
Cash payments for income taxes	15	0
Transferred from loans to other real estate owned	51	375
Cash payments for operating leases	441	785
Lease liabilities arising from obtaining right of use assets (see Note 8)	2,011	15,183
Liability for unsettled securities purchases	$ 10,238	0
Goodwill reduction for adjustments to acquired net deferred tax assets		$ 4,748

Summary of Significant Accounti

Summary of Significant Accounting Policies	6 Months Ended
	Jun. 30, 2020
Summary of Significant Accounting Policies
Summary of Significant Accounting Policies	Note 1: Summary of Significant Accounting Policies Nature of Operations Howard Bancorp, Inc. (“Bancorp” or the “Company”) was incorporated in April 2005 under the laws of the State of Maryland. On December 15, 2005, Bancorp acquired all of the stock of Howard Bank (the “Bank”) pursuant to the Plan of Reorganization approved by the stockholders of the Bank and by federal and state regulatory agencies. Each share of the Bank’s common stock was converted into two shares of Bancorp common stock effected by the filing of Articles of Exchange on that date, and the stockholders of the Bank became the stockholders of Bancorp. Bancorp is now a bank holding company registered under the Bank Holding Company Act of 1956, with a single bank subsidiary, Howard Bank, which operates as a state trust company with commercial banking powers regulated by the Maryland Office of the Commissioner of Financial Regulation (the “Commissioner”). The Bank has nine subsidiaries—six were formed to hold foreclosed real estate (three of which are currently inactive), two own and manage real estate used for corporate purposes, and one holds historic tax credit investments. The Company is a diversified financial services company providing commercial banking and consumer finance through banking branches, the internet and other distribution channels to businesses, business owners, professionals and other consumers located primarily in the Greater Baltimore Metropolitan Area. These statements should be read in conjunction with the financial statements and accompanying notes included in the Company’s 2019 Annual Report on Form 10-K as filed with the Securities and Exchange Commission (“SEC”) on March 16, 2020. There have been no significant changes to the Company’s accounting policies as disclosed in the 2019 Annual Report on Form 10-K. The following is a description of the Company’s significant accounting policies. Basis of Presentation The accounting and reporting policies of the Company conform to accounting principles generally accepted in the United States of America (“GAAP”) and prevailing practices within the financial services industry for financial information. Principles of Consolidation The consolidated financial statements include the accounts of Bancorp, the Bank and the Bank’s subsidiaries. All significant intercompany accounts and transactions have been eliminated. The parent company only financial statements report investments in the Bank under the equity method. Use of Estimates The preparation of financial statements in conformity with GAAP requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates. Material estimates that are particularly susceptible to significant changes in the near-term relate to the determination of the allowance for credit losses, goodwill, deferred tax assets, other-than-temporary impairment of investment securities and the fair value of loans held for sale. Allowance for Credit Losses The allowance for credit losses is maintained at a level believed adequate by management to absorb probable losses inherent in the loan and lease portfolio and is based on the size and current risk characteristics of the loan and lease portfolio, an assessment of individual problem loans and leases, actual loss experience, current economic events in specific industries and geographic areas including unemployment levels and other pertinent factors including general economic conditions. Determination of the allowance is inherently subjective as it requires significant estimates, including the amounts and timing of expected future cash flows on impaired loans and leases, estimated losses on pools of homogenous loans and leases based on historical loss experience and consideration of economic trends, all of which may be susceptible to significant change. Credit losses are charged off against the allowance, while recoveries of amounts previously charged off are credited to the allowance. A provision for credit losses is charged to operations based on management’s periodic evaluation of the factors previously mentioned, as well as other pertinent factors. Evaluations are conducted at least quarterly and more often if deemed necessary. The allowance for credit losses consists of a specific component and a nonspecific component. The components of the allowance for credit losses represent an estimation done pursuant to either the Financial Accounting Standards Board’s (the “FASB”) Accounting Standards Codification (“ASC”) Topic 450 Contingencies or ASC Topic 310 Receivables . The specific component of the allowance for credit losses reflects expected losses resulting from analysis developed through credit allocations for individual loans and leases. The credit allocations are based on a regular analysis of all loans and leases over a fixed-dollar amount where the internal credit rating is at or below a predetermined classification. The specific component of the allowance for credit losses also includes management’s determination of the amounts necessary given concentrations and changes in portfolio mix and volume. The nonspecific portion of the allowance is determined based on management’s assessment of general economic conditions, as well as economic factors in the individual markets in which the Company operates including the strength and timing of economic cycles and concerns over the effects of a prolonged economic downturn in the current cycle. This determination inherently involves a higher risk of uncertainty and considers current risk factors that may not have yet manifested themselves in the Bank’s historical loss factors used to determine the nonspecific component of the allowance, and it recognizes that knowledge of the portfolio may be incomplete. The Bank’s historic loss factors are based upon actual losses incurred by portfolio segment over the preceding 24-month period. In portfolio segments where no actual losses have been incurred within the most recent 24-month period, industry loss data for that portfolio segment, as provided by the Federal Deposit Insurance Corporation (“FDIC”), are utilized. In addition to historic loss factors, the Bank’s methodology for the allowance for credit losses incorporates other risk factors that may be inherent within the portfolio segments. For each portfolio segment, in addition to the historic loss experience, the qualitative factors that are measured and monitored in the overall determination of the allowance include: ● changes in lending policies, procedures, and practices; ● changes in international, national, state and local economic and business conditions and developments that affect the collectibility of the portfolio, including the condition of various market segments; ● changes in the nature and volume of the loan portfolio; ● changes in the experience, ability and depth of the lending staff; ● changes in the volume and severity of past due, nonaccrual, and adversely classified loans; ● changes in the quality of our loan review system; ● changes in the value of underlying collateral for collateral-dependent loans; ● the existence of any concentrations of credit, and changes in the level of such concentrations; ● the effect of other external factors such as competition and legal and regulatory requirements; and ● any other factors that management considers relevant to the quality or performance of the loan portfolio. Each of these qualitative risk factors is measured based upon data generated either internally, or in the case of economic conditions utilizing independently provided data on items such as unemployment rates, commercial real estate vacancy rates, or other market data deemed relevant to the business conditions within the markets served. The Company’s loan and lease policies state that after all collection efforts have been exhausted, and the loan or lease is deemed to be a loss, then the remaining loan or lease balance will be charged to the Company’s established allowance for credit losses. All loans and leases are evaluated for loss potential once it has been determined by the Watch Committee that the likelihood of repayment is in doubt. When a loan is past due for at least 90 days or a deterioration in debt service coverage ratio, guarantor liquidity, or loan-to-value ratio has occurred that would cause concern regarding the likelihood of the full repayment of principal and interest, and the loan or lease is deemed not to be well secured, the loan or lease would be moved to non-accrual status and a specific reserve is established if the net realizable value is less than the principal value of the loan balance(s). Once the actual loss value has been determined, a charge-off against the allowance for credit losses for the amount of the loss is taken. Each loss is evaluated on its specific facts regarding the appropriate timing to recognize the loss. Acquired Loans Acquired loans are recorded at fair value at the date of acquisition, and accordingly, no allowance for loan losses is transferred to the acquiring entity under the acquisition method. The fair values of loans with evidence of credit deterioration (acquired credit impaired loans) are initially recorded at fair value, but thereafter accounted for differently than purchased, non-credit-impaired loans. For acquired credit impaired loans, the excess of all cash flows estimated to be collectable at the date of acquisition over the initial investment in the acquired credit impaired loan is recognized as interest income, using a level-yield basis over the life of the loan. This amount is referred to as the accretable yield. The acquired credit impaired loan’s contractually-required payments receivable estimated to be in excess of the amount of its future cash flows expected at the date of acquisition is referred to as the non-accretable difference, and is not reflected as an adjustment to the yield, but in the form of a loss accrual or a valuation allowance. Subsequent to the acquisition date, management continues to monitor cash flows on a quarterly basis, to determine the performance of each acquired credit impaired loan in comparison to management’s initial performance expectations. Subsequent decreases in the present value of expected cash flows will be recorded as an increase in the allowance for credit losses through a provision for loan losses. Subsequent significant increases in cash flows result in a reversal of the provision for loan losses to the extent of prior provisions or a reclassification of amount from non-accretable difference to accretable yield, with a positive impact on the accretion of interest income in future periods. Goodwill, Other Intangible Assets and Long-Lived Assets Goodwill represents the excess of the purchase price over the sum of the estimated fair values of tangible and identifiable intangible assets acquired less the estimated fair value of the liabilities assumed. Core deposit intangibles represent the estimated value of long-term deposit relationships acquired in a business combination. The core deposit intangible is amortized over the estimated useful lives of the long-term deposits acquired, and the remaining amounts of the core deposit intangible are periodically reviewed for impairment. Goodwill has an indefinite useful life and is evaluated for impairment annually or more frequently if events and circumstances indicate that the asset might be impaired. Long-lived assets are those that provide the Company with a future economic benefit beyond the current year or operating period. Long-lived assets are reviewed for impairment whenever events or changes in circumstances indicate that the carrying amount of an asset is greater than the fair value of the asset. Assets to be disposed of are reported at the lower of the cost or the fair value, less costs to sell. Effective April 1, 2020, the Company adopted ASU 2017-04, Intangibles - Goodwill and Other (Topic 350): Simplifying the Test for Goodwill Impairment, Management has determined that the Company has one reporting unit. The sudden and continuing decline in economic conditions triggered by the Coronavirus ("COVID-19") pandemic included a significant decline in stock market valuations and the stock price of the Company and peer banks. These events indicated that goodwill may be impaired and resulted in us performing a goodwill impairment assessment. As a result, a goodwill impairment charge of $34.5 million was recorded as the Company's estimated fair value was less than its book value. Income Taxes The Company uses the asset/liability method of accounting for income taxes. Under the asset/liability method, deferred tax assets and liabilities are determined based on differences between the financial statement carrying amounts and the tax bases of existing assets and liabilities (i.e., temporary differences) and are measured at the enacted rates that will be in effect when these differences reverse. As changes in tax laws or rates are enacted, deferred tax assets and liabilities are adjusted through the provision for income taxes. In addition, deferred tax assets are reduced by a valuation allowance when, in the opinion of management, it is more likely than not that some portion or the entire deferred tax asset will not be realized. The Company does not have uncertain tax positions that are deemed material, and did not recognize any adjustments for unrecognized tax benefits. The Company’s policy is to recognize interest and penalties on income taxes in other noninterest expenses. The Company remains subject to examination by federal and state taxing authorities for income tax returns for the years ending after December 31, 2015. Share-Based Compensation Compensation cost is recognized for stock options and restricted stock issued to directors and employees. Compensation cost is measured as the fair value of these awards on their date of grant. A Black-Scholes model is utilized to estimate the fair value of stock options. The market price of the Company’s common stock at the date of grant is used for restricted stock awards, which include restricted stock units. Compensation cost is recognized over the required service period, generally defined as the vesting period. For awards with graded vesting, compensation cost is recognized on a straight-line basis over the requisite service period for the entire award. When an award is granted to an employee who is retirement eligible, the compensation cost of these awards is recognized over the period up to when the director or employee first becomes eligible to retire. Compensation expense for non-vested common stock awards is based on the fair value of the awards, which is generally the market price of the common stock on the measurement date, which, for the Company, is the date of grant, and is recognized ratably over the service period of the award. Reclassifications Certain reclassifications to prior financial presentation were made to conform to the 2020 presentation. These reclassifications did not affect previously reported net income or total stockholders’ equity. Recent Accounting Pronouncements The FASB has issued ASU 2020-04, Reference Rate Reform (Topic 848): Facilitation of the Effects of Reference Rate Reform on Financial Reporting. The FASB has issued ASU 2019-10, Financial Instruments – Credit Losses (Topic 326), Derivatives and Hedging (Topic 815), and Leases (Topic 842). This ASU amends the effective date of the credit loss standard (ASU 2016-13) for smaller reporting companies, as defined by the SEC. The one-time determination of whether an entity is eligible to be a smaller reporting company is based on an entity’s most recent determination as of November 15, 2019, in accordance with SEC regulations. The Company met this definition of smaller reporting company based on its most recent determination as of November 15, 2019. As a result, the effective date of this ASU for the Company has been amended from fiscal years beginning after December 15, 2019, and interim periods within those fiscal years, to fiscal years beginning after December 31, 2022, and interim periods within those fiscal years. In addition, this ASU amended the mandatory effective date for the elimination of Step 2 from the goodwill impairment test (ASU 2017-04 discussed below). As a smaller reporting company, the effective date of the goodwill impairment standard for the Company has been amended from fiscal years beginning after December 15, 2019, and interim periods within those fiscal years, to fiscal years beginning after December 31, 2022, and interim periods within those fiscal years. The FASB has issued ASU 2017-04, Intangibles—Goodwill and Other (Topic 350): Simplifying the Test for Goodwill Impairment. The FASB has issued ASU 2016-13, Financial Instruments—Credit Losses (Topic 326). COVID-19 Risks and Uncertainties In December 2019, a novel strain of coronavirus (COVID-19) surfaced in China, and has since spread to many other countries, including the United States. In March 2020, the World Health Organization declared COVID-19 a global pandemic and the United States declared a National Public Health Emergency. The COVID-19 pandemic has severely restricted the level of economic activity in the Company’s markets. In response to the COVID-19 pandemic, the State of Maryland and most other states took preventative or protective actions, such as imposing restrictions on travel and business operations, advising or requiring individuals to limit or forego their time outside of their homes, and ordering temporary closures of businesses that were deemed to be non-essential. Although many businesses have begun to reopen, some states, including Maryland, have since experienced a resurgence of COVID-19 cases, which may further slow overall economic activity and recovery. Uncertainty also remains regarding if, how and when schools will reopen and the impact of such reopening decisions on the economy. The impact of the COVID-19 pandemic is fluid and continues to evolve. The unprecedented and rapid spread of COVID-19 and its associated impacts on trade (including supply chains and export levels), travel, employee productivity, unemployment, consumer spending, and other economic activities has resulted in less economic activity, lower equity market valuations and significant volatility and disruption in financial markets. In addition, due to the COVID-19 pandemic, market interest rates have declined significantly, with the 10-year Treasury bond falling below 1.00% on March 3, 2020 for the first time, and declining further to 0.65% as of June 30, 2020. On March 3, 2020, the Federal Open Market Committee reduced the targeted federal funds interest rate range by 50

Exit of Mortgage Banking Activi

Exit of Mortgage Banking Activities	6 Months Ended
	Jun. 30, 2020
Exit of Mortgage Banking Activities
Exit of Mortgage Banking Activities	Note 2: Exit of Mortgage Banking Activities On December 18, 2019, the Company entered into an agreement to release certain management members of the mortgage division from their employment contracts and allow those individuals to create a limited liability company (“LLC”) for the purpose of hiring all remaining mortgage employees. The Company also agreed to transfer ownership of the domain name “VAmortgage.com” to the newly created LLC. In consideration of the release of the employment agreements, the transfer of the mortgage employees, and the sale of the domain name, the LLC paid the Company $750 thousand. Under the agreement, there was a transition period of approximately 45 days, after which the Company agreed to cease originating residential first lien mortgage loans and exit all mortgage banking activities. Accordingly, all of the residential first lien mortgage pipeline loans were processed by the end of the first quarter of 2020 and the remaining loans held for sale were sold during the second quarter of 2020. In order to manage loan run-off within the residential mortgage loan portfolio, the Company plans on buying first lien residential mortgage loans, on a servicing released basis, from both the LLC and other third-party originators. The following table presents a roll forward of loans held for sale, showing loans originated for sale and loans sold into the secondary market, for the periods ended June 30, 2020 and, December 31, 2019. In addition, the volume of loans originated for the Company’s loan portfolio as well as a statement of operations for the mortgage banking activities for the same periods is presented. Since the mortgage banking activities were conducted within a division of the Bank, formal financial statements were not prepared. The statement of operations presented below reflects only the direct costs associated with the Company’s mortgage banking activities and is thus representative of the incremental after tax impact of exiting this activity. ​ ​ ​ ​ ​ ​ ​ ​ (in thousands) June 30, 2020 December 31, 2019 Loans held for sale, January 1 ​ $ 30,710 ​ $ 21,261 Loans originated for sale ​ 79,847 ​ 573,306 Loans sold into the secondary market ​ (110,557) ​ (563,857) Loans held for sale, at end of period ​ $ — ​ $ 30,710 Loans originated for the Bank's portfolio ​ $ 11,378 ​ $ 114,561 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ For the six months ended June 30, For the three months ended June 30, ($ in thousands) 2020 2019 2020 2019 Statement of Operations: ​ ​ ​ ​ ​ Net interest income ​ $ 143 ​ $ 340 ​ $ — ​ $ 193 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Realized and unrealized gains on mortgage banking activity ​ 1,036 ​ 3,737 ​ — ​ 2,296 Loan related fees and service charges ​ 389 ​ 1,320 ​ — ​ 816 Total noninterest income ​ 1,425 ​ 5,057 ​ — ​ 3,112 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Salaries and benefits ​ 928 ​ 3,063 ​ — ​ 1,456 Occupancy ​ 20 ​ 154 ​ — ​ 75 All other operating expenses ​ 490 ​ 1,050 ​ — ​ 582 Total noninterest expense ​ 1,438 ​ 4,267 ​ — ​ 2,113 Pretax contribution ​ 130 ​ 1,130 ​ — ​ 1,192 Income tax expense ​ 36 ​ 311 ​ — ​ 328 After tax contribution ​ $ 94 ​ $ 819 ​ $ — ​ $ 864 ​ Since the Bank's 91 employees that were engaged in mortgage banking activities were hired by the LLC under the terms of the agreement, no severance costs were recorded. However, in the fourth quarter of 2019, the Company recorded $288 thousand of exit costs associated with change in control and retention agreements. Back office employees remained with the bank for a portion of the first quarter in order to process the pipeline. The LLC is subleasing the office space that was used by these employees; therefore, no exit costs associated with lease terminations were required.

Investment Securities

Investment Securities	6 Months Ended
	Jun. 30, 2020
Investment Securities
Investment Securities	Note 3: Investment Securities The Bank holds securities classified as available for sale and held to maturity. The amortized cost and estimated fair values of investments are as follows: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ (in thousands) ​ June 30, 2020 ​ December 31, 2019 ​ ​ ​ Gross Gross ​ ​ ​ ​ Gross Gross ​ ​ ​ ​ Amortized ​ Unrealized ​ Unrealized ​ Estimated ​ Amortized ​ Unrealized ​ Unrealized ​ Estimated ​ ​ Cost ​ Gains ​ Losses ​ Fair Value ​ Cost ​ Gains ​ Losses ​ Fair Value Available for sale ​ ​ ​ ​ ​ ​ ​ ​ U.S. Government ​ ​ ​ ​ ​ ​ ​ ​ Agencies ​ $ 77,835 ​ $ 1,780 ​ $ — ​ $ 79,615 ​ $ 66,428 ​ $ 963 ​ $ 79 ​ $ 67,312 Mortgage-backed ​ 188,099 ​ 4,029 ​ 302 ​ 191,826 ​ 139,918 ​ 2,848 ​ 67 ​ 142,699 Other investments ​ 5,509 ​ 13 ​ 74 ​ 5,448 ​ 5,510 ​ 4 ​ 20 ​ 5,494 ​ ​ $ 271,443 ​ $ 5,822 ​ $ 376 ​ $ 276,889 ​ $ 211,856 ​ $ 3,815 ​ $ 166 ​ $ 215,505 Held to maturity ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Corporate debentures ​ $ 7,250 ​ $ 65 ​ $ 120 ​ $ 7,195 ​ $ 7,750 ​ $ 147 ​ $ - ​ $ 7,897 ​ Gross unrealized losses and fair value by investment category and length of time the individual securities have been in a continuous unrealized loss position at June 30, 2020 and December 31, 2019 are presented below: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ June 30, 2020 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ (in thousands) ​ Less than 12 months ​ 12 months or more ​ Total ​ ​ ​ Gross ​ ​ Gross ​ ​ Gross ​ ​ Fair ​ Unrealized ​ Fair ​ Unrealized ​ Fair ​ Unrealized ​ ​ Value ​ Losses ​ Value ​ Losses ​ Value ​ Losses Available for sale ​ ​ ​ ​ ​ ​ U.S. Government ​ ​ ​ ​ ​ ​ Agencies ​ $ — ​ $ — ​ $ — ​ $ — ​ $ — ​ $ — Mortgage-backed ​ 106,747 ​ 302 ​ — ​ — ​ 106,747 ​ 302 Other investments ​ 1,444 ​ 56 ​ 2,991 ​ 18 ​ 4,435 ​ 74 ​ ​ $ 108,191 ​ $ 358 ​ $ 2,991 ​ $ 18 ​ $ 111,182 ​ $ 376 Held to maturity ​ ​ ​ ​ ​ ​ ​ Corporate debentures ​ $ 880 ​ $ 120 ​ $ — ​ $ — ​ $ 880 ​ $ 120 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ December 31, 2019 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ (in thousands) ​ Less than 12 months ​ 12 months or more ​ Total ​ ​ ​ Gross ​ ​ Gross ​ ​ Gross ​ ​ Fair ​ Unrealized ​ Fair ​ Unrealized ​ Fair ​ Unrealized ​ Value Losses Value Losses Value Losses Available for sale ​ ​ ​ ​ ​ ​ U.S. Government ​ ​ ​ ​ ​ ​ Agencies ​ $ 10,689 ​ $ 79 ​ $ - ​ $ - ​ $ 10,689 ​ $ 79 Mortgage-backed ​ 35,512 ​ 60 ​ 975 ​ 7 ​ 36,487 ​ 67 Other investments ​ - ​ - ​ 2,990 ​ 20 ​ 2,990 ​ 20 ​ ​ $ 46,201 ​ $ 139 ​ $ 3,965 ​ $ 27 ​ $ 50,166 ​ $ 166 Held to maturity ​ ​ ​ ​ ​ ​ ​ Corporate debentures ​ $ - ​ $ - ​ $ - ​ $ - ​ $ - ​ $ - ​ The unrealized losses that existed were a result of market changes in interest rates since the original purchase. Management systematically evaluates investment securities for other-than-temporary declines in fair value on a quarterly basis. This analysis requires management to consider various factors, which include the (1) duration and magnitude of the decline in value, (2) financial condition of the issuer or issuers and (3) structure of the security. The Company had 22 securities in the portfolio with unrealized losses at June 30, 2020 compared to 15 at December 31, 2019. An impairment loss is recognized in earnings if any of the following are true: (1) the Company intends to sell the debt security; (2) it is more likely than not that the Company will be required to sell the security before recovery of its amortized cost basis; or (3) the Company does not expect to recover the entire amortized cost basis of the security. In situations where the Company intends to sell or when it is more likely than not that the Company will be required to sell the security, the entire impairment loss must be recognized in earnings. In all other situations, only the portion of the impairment loss representing the credit loss must be recognized in earnings, with the remaining portion being recognized in stockholders’ equity as a component of other comprehensive income, net of deferred tax. The amortized cost and estimated fair values of available for sale and held to maturity securities by contractual maturity are shown below: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ (in thousands) ​ June 30, 2020 ​ December 31, 2019 ​ Amortized Estimated Fair Amortized Estimated Fair ​ ​ Cost ​ Value ​ Cost ​ Value Amounts maturing: ​ ​ ​ ​ One year or less ​ $ 5,535 ​ $ 5,634 ​ $ 1,497 ​ $ 1,500 After one through five years ​ 46,780 ​ 48,337 ​ 49,166 ​ 50,048 After five through ten years ​ 34,529 ​ 34,883 ​ 33,576 ​ 33,915 After ten years ​ 191,849 ​ 195,230 ​ 135,367 ​ 137,939 ​ ​ $ 278,693 ​ $ 284,084 ​ $ 219,606 ​ $ 223,402 ​ At June 30, 2020 and December 31, 2019, $99.7 million and $11.6 million in fair value of securities, respectively, were pledged as collateral. These securities were pledged at the Federal Reserve’s Discount Window as well as for repurchase agreements and deposits of local government entities that require pledged collateral as a condition of maintaining these deposit accounts. No single issuer of securities, except for government agency and mortgage backed securities, had outstanding balances that exceeded ten percent of stockholders’ equity at June 30, 2020.

Loans and Leases

Loans and Leases	6 Months Ended
	Jun. 30, 2020
Loans and Leases
Loans and Leases	Note 4: Loans and Leases The Company makes loans and leases to customers primarily in the Greater Baltimore Metropolitan Area and surrounding communities. A substantial portion of the Company’s loan portfolio consists of loans to businesses secured by real estate and/or other business assets. The loan portfolio segment balances at June 30, 2020 and December 31, 2019 are presented in the following table: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ June 30, 2020 ​ December 31, 2019 ​ ​ ​ % of ​ ​ % of (in thousands) Total Total Total Total Real estate ​ ​ ​ Construction and land ​ $ 128,567 6.8 % $ 128,285 7.3 % Residential - first lien ​ 409,402 21.6 ​ 437,409 25.1 ​ Residential - junior lien ​ 67,430 3.6 ​ 74,164 4.2 ​ Total residential real estate ​ 476,832 25.1 ​ 511,573 29.3 ​ Commercial - owner occupied ​ 244,802 12.9 ​ 241,795 13.9 ​ Commercial - non-owner occupied ​ 455,051 24.0 ​ 444,052 25.4 ​ Total commercial real estate ​ 699,853 36.9 ​ 685,847 39.3 ​ Total real estate loans ​ 1,305,252 68.7 ​ 1,325,705 75.9 ​ Commercial loans and leases 1 ​ 352,999 18.6 ​ 372,872 21.4 ​ Consumer ​ 46,660 2.5 ​ 46,936 2.7 ​ Paycheck Protection Program ​ ​ 193,719 ​ 10.2 ​ ​ — ​ — ​ Total loans and leases ​ $ 1,898,630 100.0 % $ 1,745,513 100.0 % ​ 1 Includes leases of $4,949 and $6,382 at June 30, 2020 and December 31, 2019, respectively. The Small Business Administration’s (“SBA”) Paycheck Protection Program (“PPP”) was established under the Coronavirus Aid, Relief and Economic Security Act (“CARES” Act). On March 27, 2020, the CARES Act was signed into law, providing, financial relief and funding opportunities for small businesses under the SBA’s PPP program from approved SBA lenders. In response to the COVID-19 pandemic, the Bank, a SBA lender, has actively assisted its qualified customers with applications and lending through this program, as amended by subsequent legislation. During the quarter ended June 30, 2020, the Bank funded 1,028 loans totaling $199.0 million; net of unamortized deferred fees and origination costs, PPP loans totaled $193.7 million at June 30, 2020. Loans funded through the PPP program are fully guaranteed by the U.S. government and the Company anticipates that the majority of these loans will ultimately be forgiven by the SBA in accordance with the terms of the program. Net loan origination fees, which are included in the amounts in the table above, totaled $3.9 million and $1.3 million at June 30, 2020 and December 31, 2019, respectively. At June 30, 2020, net loan origination fees attributable to PPP loans totaled $5.3 million, consisting of unamortized processing fees of $6.0 million and $0.7 million in unamortized loan origination costs. Acquired Credit Impaired Loans The following table documents changes in the accretable discount on acquired credit impaired loans at: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ For the six months ended For the three months ended ​ ​ June 30, ​ June 30, (in thousands) 2020 2019 2020 2019 Balance at beginning of period ​ $ 689 ​ $ 877 ​ $ 673 ​ $ 835 Impaired loans acquired ​ — ​ — ​ — ​ — Accretion of fair value discounts ​ (115) ​ (110) ​ (99) ​ (68) Balance at end of period ​ $ 574 ​ $ 767 ​ $ 574 ​ $ 767 ​ The table below presents the outstanding balances and related carrying amounts for all acquired credit impaired loans at the end of the respective periods: ​ ​ ​ ​ ​ ​ ​ ​ ​ Contractually ​ ​ ​ ​ Required ​ ​ ​ ​ ​ Payments ​ Carrying (in thousands) ​ Receivable ​ Amount At June 30, 2020 ​ $ 8,670 ​ $ 6,993 At December 31, 2019 ​ 10,929 ​ 8,706 ​

Credit Quality Assessment

Credit Quality Assessment	6 Months Ended
	Jun. 30, 2020
Credit Quality Assessment
Credit Quality Assessment	Note 5: Credit Quality Assessment Allowance for Credit Losses ​ Summary information on the allowance for credit loss activity for the period indicated is presented in the following table: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ For the six months ended For the three months ended ​ ​ June 30, ​ June 30, (in thousands) 2020 2019 ​ 2020 2019 Beginning balance ​ $ 10,401 ​ $ 9,873 ​ $ 13,384 ​ $ 8,754 Charge-offs ​ (614) ​ (3,728) ​ (31) ​ (874) Recoveries ​ 124 ​ 140 ​ 3 ​ 130 Net charge-offs ​ (490) ​ (3,588) ​ (28) ​ (744) Provision for credit losses ​ 6,445 ​ 2,835 ​ 3,000 ​ 1,110 Ending balance ​ $ 16,356 ​ $ 9,120 ​ $ 16,356 ​ $ 9,120 ​ The June 30, 2020 allowance reflects the Company’s assessment of the impact of COVID-19 on the national and local economies and the impact on various categories of our loan portfolio. Management’s approach to COVID-19 and the evaluation of the allowance considered the following: (1) any change in historical loss rates resulting from COVID-19; (2) any risk rating downgrades related to COVID-19; and (3) any changes to collateral valuations or cash flow assumptions for impaired loans. Based on this review, the Company determined that some risk rating downgrades had occurred and were factored into the quantitative allowance at June 30, 2020. The Company then reviewed its qualitative factors and identified three factors that warranted further evaluation: ● Changes in international, national, regional, and local economic and business conditions and developments that affect the collectibility of the portfolio, including the condition of various market segments; ● The existence and effect of any concentrations of credit, and changes in the level of such concentrations; and ● Changes in the value of underlying collateral for collateral-dependent loans. The Company’s evaluation of changes in international, national, regional, and local economic and business conditions and developments that affect the collectability of the portfolio, including the condition of various market segments, considered the abrupt slowdown in commercial economic activity resulting from actions announced by the State of Maryland between the March 5 disclosure of the first confirmed cases of COVID-19 in the state and the March 23 executive order closing all non-essential businesses in the state. In addition, management considered the dramatic rise in the unemployment rate in the Company’s market area. Based on U.S. Department of Labor weekly initial unemployment claims by state, management noted that the average weekly initial unemployment claims for the State of Maryland during the two weeks ending March 28, 2020 were 19 times higher than the average weekly claims for the first eleven weeks of 2020. While the rate of change in average weekly initial unemployment claims slowed during the second quarter of 2020, they were still 13 times higher than the average weekly claims for the first eleven weeks of 2020. While the Maryland economy has substantially reopened, the decline in economic activity during the second quarter and the heightened risk of setbacks in the pace of reopening the economy resulted in an increase in this qualitative factor applied to all loan portfolio categories. The Company also evaluated the existence and effect of any concentrations of credit, and changes in the level of such concentrations. Management performed an analysis of the loan portfolio to identify the Company’s exposure to industry segments that may potentially be the most highly impacted by COVID-19. Based on this evaluation, the following table identifies those industry segments within the Company’s loan portfolio that management believes may potentially be most highly impacted by COVID-19. Loan balances and total credit exposures are as of June 30, 2020 while the modification and PPP loan balances are as of July 24, 2020; note that the column “SBA PPP Loan Relief” indicates the amount of PPP loans received by the Company’s borrowers in each of the identified loan segments. ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ As % of ​ ​ ​ As % of Balance As % of ​ ​ ​ As % of ($in millions) ​ Loan ​ Total ​ Total ​ Total ​ with ​ Total ​ SBA PPP ​ Loans ​ Loan Category Balance Loans Exposure (1) Exposure Modifications Category Loan Relief Category ​ CRE - retail ​ $ 109.1 ​ 5.7 % $ 109.1 ​ 4.8 % $ 27.2 ​ 24.9 % $ — ​ 0.0 % Hotels ​ ​ 60.8 ​ 3.2 % ​ 62.8 ​ 2.8 % ​ 52.7 ​ 86.6 % ​ 1.5 ​ 2.5 % CRE - residential rental ​ 47.8 2.5 % ​ 47.8 2.1 % ​ 8.8 18.4 % ​ — 0.0 % Nursing and residential care ​ 39.7 2.1 % ​ 44.8 2.0 % ​ 2.5 6.4 % ​ 2.2 5.6 % Retail trade ​ 23.6 1.2 % ​ 38.3 1.7 % ​ 2.1 8.9 % ​ 12.9 54.7 % Restaurants and caterers ​ 28.4 1.5 % ​ 32.0 1.4 % ​ 19.5 68.5 % ​ 14.7 51.6 % Religious and similar organizations ​ 29.1 1.5 % ​ 31.1 1.4 % ​ 3.3 11.4 % ​ 6.1 20.8 % Arts, entertainment, and recreation ​ 15.0 0.8 % ​ 17.6 0.8 % ​ 7.5 49.9 % ​ 3.2 21.0 % Total - selected categories ​ $ 353.6 18.6 % $ 383.5 17.0 % $ 123.6 35.0 % $ 40.5 11.5 % (1) Includes unused lines of credit, unfunded commitments, and letters of credit The breakdown by loan portfolio segment is as follows: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ As % of As % of ($ in millions) ​ Loan ​ Total ​ Total "High Loan Portfolio Segment ​ Balance ​ Loans ​ Impacts" Commercial real estate - non-owner occupied ​ $ 206.9 10.9 % 58.5 % Commercial real estate - owner occupied ​ 65.4 3.4 % 18.5 % Construction and land ​ 51.9 2.7 % 14.7 % Commercial loans and leases ​ 28.7 1.5 % 8.1 % Other ​ 0.6 — % 0.2 % Total ​ $ 353.6 18.6 % 100.0 % ​ The potentially highly impacted loan exposures noted in the above tables (the “high impacts”) were concentrated in non-owner-occupied commercial real estate (58.5% of total high impacts), owner-occupied commercial real estate (18.5% of total high impacts), construction and land (14.7% of total high impacts), and commercial loans (8.1% of total high impacts). An increase in this qualitative factor was applied to these high impact loan portfolio categories. The Company’s evaluation of potential changes in the value of underlying collateral for collateral-dependent loans considered the potential impact of the economic fallout from COVID-19 on commercial property values due to rent relief and possible business failures resulting in vacancies. In addition, the need for office space may diminish in the future as work from home policies have allowed much office-oriented business activity to continue. Excluding the high impact portfolios, management concluded that 55% of the Company’s non-owner-occupied commercial real estate portfolio was not included in the high impact exposure. An increase in this qualitative factor was applied to the Company’s non-owner-occupied commercial real estate portfolio. Loans funded through the PPP program are fully guaranteed by the U.S. government and the Company anticipates that the majority of these loans will ultimately be forgiven by the SBA in accordance with the terms of the program. Therefore, no allowance for credit losses is attributable to this loan portfolio segment. ​ The following table provides information on the activity in the allowance for credit losses by the respective loan portfolio segment for the six and three months ended June 30, 2020 and 2019 and the year ended December 31, 2019: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ At June 30, 2020 ​ ​ ​ ​ ​ ​ ​ Commercial real estate Commercial ​ ​ Paycheck ​ ​ ​ ​ Construction ​ Residential real estate ​ owner ​ non-owner ​ loans ​ Consumer ​ Protection ​ ​ ​ (in thousands) ​ and land ​ first lien ​ junior lien ​ occupied ​ occupied ​ and leases ​ loans ​ Program ​ Total Allowance for credit losses: ​ ​ ​ ​ ​ ​ ​ ​ ​ Six months ended: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Beginning balance ​ $ 1,256 ​ $ 2,256 ​ $ 478 ​ $ 788 ​ $ 2,968 ​ $ 2,103 ​ $ 552 ​ $ — ​ $ 10,401 Charge-offs ​ — ​ (33) ​ — ​ — ​ (23) ​ (549) ​ (9) ​ — ​ (614) Recoveries ​ — ​ 3 ​ 52 ​ — ​ — ​ 67 ​ 2 ​ — ​ 124 Provision for credit losses ​ 269 ​ 488 ​ 394 ​ 1,018 ​ 2,645 ​ 1,435 ​ 196 ​ — ​ 6,445 Ending balance ​ $ 1,525 ​ $ 2,714 ​ $ 924 ​ $ 1,806 ​ $ 5,590 ​ $ 3,056 ​ $ 741 ​ $ — ​ $ 16,356 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Three months ended: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Beginning balance ​ $ 1,192 ​ $ 2,204 ​ $ 863 ​ $ 1,254 ​ $ 4,130 ​ $ 2,950 ​ $ 791 ​ $ — ​ $ 13,384 Charge-offs ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ (23) ​ ​ — ​ ​ (8) ​ ​ — ​ ​ (31) Recoveries ​ ​ — ​ ​ — ​ ​ 1 ​ ​ — ​ ​ — ​ ​ 1 ​ ​ 1 ​ ​ — ​ ​ 3 Provision for credit losses ​ ​ 333 ​ ​ 510 ​ ​ 60 ​ ​ 552 ​ ​ 1,483 ​ ​ 105 ​ ​ (43) ​ ​ — ​ ​ 3,000 Ending balance ​ $ 1,525 ​ $ 2,714 ​ $ 924 ​ $ 1,806 ​ $ 5,590 ​ $ 3,056 ​ $ 741 ​ $ — ​ $ 16,356 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Allowance allocated to: ​ ​ ​ ​ ​ ​ ​ ​ ​ individually evaluated for impairment ​ $ — ​ $ — ​ $ — ​ $ — ​ $ — ​ $ — ​ $ — ​ $ — ​ $ — collectively evaluated for impairment ​ $ 1,525 ​ $ 2,714 ​ $ 924 ​ $ 1,806 ​ $ 5,590 ​ $ 3,056 ​ $ 741 ​ $ — ​ $ 16,356 Loans and leases: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Ending balance ​ $ 128,567 ​ $ 409,402 ​ $ 67,430 ​ $ 244,802 ​ $ 455,051 ​ $ 352,999 ​ $ 46,660 ​ $ 193,719 ​ $ 1,898,630 individually evaluated for impairment ​ $ 347 ​ $ 13,679 ​ $ 1,365 ​ $ 800 ​ $ 576 ​ $ 1,619 ​ $ 102 ​ $ — ​ $ 18,488 collectively evaluated for impairment ​ $ 128,220 ​ $ 395,723 ​ $ 66,065 ​ $ 244,002 ​ $ 454,475 ​ $ 351,380 ​ $ 46,558 ​ $ 193,719 ​ $ 1,880,142 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ At June 30, 2019 ​ ​ ​ ​ ​ ​ ​ Commercial real estate Commercial ​ ​ ​ ​ ​ Construction ​ Residential real estate ​ owner ​ non-owner ​ loans ​ Consumer ​ ​ (in thousands) ​ and land ​ first lien ​ junior lien ​ occupied ​ occupied ​ and leases ​ loans ​ Total Allowance for credit losses: ​ ​ ​ ​ ​ ​ ​ ​ Six months ended: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Beginning balance ​ $ 741 ​ $ 1,170 ​ $ 292 ​ $ 735 ​ $ 4,057 ​ $ 2,644 ​ $ 234 ​ $ 9,873 Charge-offs ​ (282) ​ (362) ​ (471) ​ (44) ​ (2,026) ​ (525) ​ (18) ​ (3,728) Recoveries ​ — ​ — ​ 104 ​ — ​ 3 ​ 32 ​ 1 ​ 140 Provision for credit losses ​ 669 ​ 982 ​ 512 ​ 202 ​ 765 ​ (456) ​ 161 ​ 2,835 Ending balance ​ $ 1,128 ​ $ 1,790 ​ $ 437 ​ $ 893 ​ $ 2,799 ​ $ 1,695 ​ $ 378 ​ $ 9,120 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Three months ended: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Beginning balance ​ $ 1,220 ​ $ 1,372 ​ $ 390 ​ $ 817 ​ $ 3,188 ​ $ 1,543 ​ $ 224 ​ $ 8,754 Charge-offs ​ ​ (62) ​ ​ (238) ​ ​ (221) ​ ​ (44) ​ ​ — ​ ​ (298) ​ ​ (11) ​ ​ (874) Recoveries ​ ​ — ​ ​ — ​ ​ 99 ​ ​ — ​ ​ 1 ​ ​ 30 ​ ​ — ​ ​ 130 Provision for credit losses ​ ​ (30) ​ ​ 656 ​ ​ 169 ​ ​ 120 ​ ​ (390) ​ ​ 420 ​ ​ 165 ​ ​ 1,110 Ending balance ​ $ 1,128 ​ $ 1,790 ​ $ 437 ​ $ 893 ​ $ 2,799 ​ $ 1,695 ​ $ 378 ​ $ 9,120 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Allowance allocated to: ​ ​ ​ ​ ​ ​ ​ ​ individually evaluated for impairment ​ $ — ​ $ — ​ $ — ​ $ — ​ $ — ​ $ — ​ $ — ​ $ — collectively evaluated for impairment ​ $ 1,128 ​ $ 1,790 ​ $ 437 ​ $ 893 ​ $ 2,799 ​ $ 1,695 ​ $ 378 ​ $ 9,120 Loans and leases: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Ending balance ​ $ 115,753 ​ $ 411,213 ​ $ 80,303 ​ $ 232,771 ​ $ 442,449 ​ $ 367,856 ​ $ 50,675 ​ $ 1,701,020 individually evaluated for impairment ​ $ 933 ​ $ 12,530 ​ $ 914 ​ $ 225 ​ $ 2,608 ​ $ 1,862 ​ $ 287 ​ $ 19,359 collectively evaluated for impairment ​ $ 114,820 ​ $ 398,683 ​ $ 79,389 ​ $ 232,546 ​ $ 439,841 ​ $ 365,994 ​ $ 50,388 ​ $ 1,681,661 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ At December 31, 2019 ​ ​ ​ ​ ​ ​ ​ Commercial real estate Commercial ​ ​ ​ ​ ​ ​ Construction ​ Residential real estate ​ owner ​ non-owner ​ loans ​ Consumer ​ ​ (in thousands) ​ and land ​ first lien ​ junior lien ​ occupied ​ occupied ​ and leases ​ loans ​ Total Allowance for credit losses: ​ ​ ​ ​ ​ ​ ​ ​ ​ Beginning balance ​ $ 741 ​ $ 1,170 ​ $ 292 ​ $ 735 ​ $ 4,057 ​ $ 2,644 ​ $ 234 ​ $ 9,873 Charge-offs ​ (282) ​ (518) ​ (532) ​ (46) ​ (2,026) ​ (622) ​ (210) ​ (4,236) Recoveries ​ 80 ​ - ​ 115 ​ - ​ 17 ​ 357 ​ 2 ​ 571 Provision for credit losses ​ 717 ​ 1,604 ​ 603 ​ 99 ​ 920 ​ (276) ​ 526 ​ 4,193 Ending balance ​ $ 1,256 ​ $ 2,256 ​ $ 478 ​ $ 788 ​ $ 2,968 ​ $ 2,103 ​ $ 552 ​ $ 10,401 Allowance allocated to: ​ ​ ​ ​ ​ ​ ​ ​ ​ individually evaluated for impairment ​ $ - ​ $ - ​ $ - ​ $ - ​ $ - ​ $ 500 ​ $ - ​ $ 500 collectively evaluated for impairment ​ $ 1,256 ​ $ 2,256 ​ $ 478 ​ $ 788 ​ $ 2,968 ​ $ 1,603 ​ $ 552 ​ ​ 9,901 Loans and leases: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Ending balance ​ $ 128,285 ​ $ 437,409 ​ $ 74,164 ​ $ 241,795 ​ $ 444,052 ​ $ 372,872 ​ $ 46,936 ​ $ 1,745,513 individually evaluated for impairment ​ $ 481 ​ $ 13,131 ​ $ 786 ​ $ 566 ​ $ 1,725 ​ $ 2,360 ​ $ 127 ​ $ 19,176 collectively evaluated for impairment ​ $ 127,804 ​ $ 424,278 ​ $ 73,378 ​ $ 241,229 ​ $ 442,327 ​ $ 370,512 ​ $ 46,809 ​ $ 1,726,337 ​ When potential losses are identified, a specific provision and/or charge-off may be taken, based on the then current likelihood of repayment, that is at least in the amount of the collateral deficiency, and any potential collection costs, as determined by the independent third party appraisal. Loans that are considered impaired are subject to the completion of an impairment analysis. This analysis highlights any potential collateral deficiencies. A specific amount of impairment is established based on the Bank’s calculation of the probable loss inherent in the individual loan. The actual occurrence and severity of losses involving impaired credits can differ substantially from estimates. Credit risk profile by portfolio segment based upon internally assigned credit quality indicators are presented below: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ June 30, 2020 ​ ​ ​ ​ ​ ​ ​ Commercial real estate Commercial ​ ​ Paycheck ​ ​ ​ ​ Construction ​ Residential real estate ​ owner ​ non-owner ​ loans ​ Consumer ​ Protection ​ ​ ​ (in thousands) ​ and land ​ first lien ​ junior lien ​ occupied ​ occupied ​ and leases ​ loans ​ Program ​ Total Credit quality indicators: ​ ​ ​ ​ ​ ​ ​ ​ ​ Not classified ​ $ 128,220 ​ $ 396,686 ​ $ 66,065 ​ $ 241,501 ​ $ 453,361 ​ $ 341,285 ​ $ 46,558 ​ $ 193,719 ​ $ 1,867,395 Special mention ​ — ​ — ​ — ​ 2,501 ​ 1,064 ​ 10,477 ​ — ​ — ​ 14,042 Substandard ​ 347 ​ 12,716 ​ 1,365 ​ 800 ​ 626 ​ 1,237 ​ 102 ​ — ​ 17,193 Doubtful ​ — ​ — ​ — ​ — ​ — ​ — ​ — ​ — ​ — Total loans and leases ​ $ 128,567 ​ $ 409,402 ​ $ 67,430 ​ $ 244,802 ​ $ 455,051 ​ $ 352,999 ​ $ 46,660 ​ $ 193,719 ​ $ 1,898,630 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ December 31, 2019 ​ ​ ​ ​ ​ ​ Commercial real estate Commercial ​ ​ ​ ​ ​ ​ ​ ​ Construction ​ Residential real estate ​ owner ​ non-owner ​ loans ​ Consumer ​ ​ ​ ​ ​ (in thousands) ​ and land ​ first lien ​ junior lien ​ occupied ​ occupied ​ and leases ​ loans ​ ​ ​ Total Credit quality indicators: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Not classified ​ $ 127,804 ​ $ 425,247 ​ $ 73,378 ​ $ 241,229 ​ $ 442,327 ​ $ 370,837 ​ $ 46,809 ​ ​ ​ ​ $ 1,727,631 Special mention ​ — ​ — ​ — ​ — ​ — ​ — ​ — ​ ​ ​ ​ — Substandard ​ 481 ​ 12,162 ​ 786 ​ 566 ​ 1,725 ​ 2,035 ​ 127 ​ ​ ​ ​ 17,882 Doubtful ​ — ​ — ​ — ​ — ​ — ​ — ​ — ​ ​ ​ ​ — Total loans and leases ​ $ 128,285 ​ $ 437,409 ​ $ 74,164 ​ $ 241,795 ​ $ 444,052 ​ $ 372,872 ​ $ 46,936 ​ ​ ​ ​ $ 1,745,513 ​ ● Special Mention - A Special Mention asset has potential weaknesses that deserve management’s close attention. If left uncorrected, these potential weaknesses may result in deterioration of the repayment prospects for the asset or in the institution’s credit position at some future date. Special Mention assets are not adversely classified and do not expose an institution to sufficient risk to warrant adverse classification. ● Substandard - Substandard loans and leases are inadequately protected by the current sound worth and paying capacity of the obligor or of the collateral pledged, if any. Loans and leases so classified must have a well-defined weakness or weaknesses that jeopardize the liquidation of the debt. They are characterized by the distinct possibility that the Bank will sustain some loss if the deficiencies are not corrected. ● Doubtful - Loans and leases classified Doubtful have all the weaknesses inherent in those classified Substandard with the added characteristic that the weaknesses make collection or liquidation in full, on the basis of currently known facts, conditions and values, highly questionable and improbable. Loans and leases classified Special Mention, Substandard, Doubtful or Loss are reviewed at least quarterly to determine their appropriate classification. All commercial loan and lease relationships are reviewed annually. Non-classified residential mortgage loans and consumer loans are not evaluated unless a specific event occurs to raise the awareness of a possible credit deterioration. An aged analysis of past due loans are as follows: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ June 30, 2020 ​ ​ ​ ​ ​ ​ ​ Commercial real estate Commercial ​ ​ Paycheck ​ ​ ​ ​ Construction ​ Residential real estate ​ owner ​ non-owner ​ loans ​ Consumer ​ Protection ​ ​ ​ (in thousands) ​ and land ​ first lien ​ junior lien ​ occupied ​ occupied ​ and leases ​ loans ​ Program ​ Total Analysis of past due loans and leases: ​ ​ ​ ​ ​ ​ ​ ​ ​ Accruing loans and leases current ​ $ 128,220 ​ $ 394,957 ​ $ 64,873 ​ $ 244,002 ​ $ 454,217 ​ $ 351,466 ​ $ 46,414 ​ $ 193,719 ​ $ 1,877,868 Accruing loans and leases past due: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 30‑59 days past due ​ — ​ — ​ 1,068 ​ — ​ 76 ​ 264 ​ 9 ​ — ​ 1,417 60‑89 days past due ​ — ​ 1,306 ​ 124 ​ — ​ 182 ​ 32 ​ 135 ​ — ​ 1,779 Greater than 90 days past due ​ — ​ 423 ​ — ​ — ​ — ​ — ​ — ​ — ​ 423 Total past due ​ — ​ 1,729 ​ 1,192 ​ — ​ 258 ​ 296 ​ 144 ​ — ​ 3,619 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Non-accrual loans and leases 1 ​ 347 ​ 12,716 ​ 1,365 ​ 800 ​ 576 ​ 1,237 ​ 102 ​ — ​ 17,143 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Total loans and leases ​ $ 128,567 ​ $ 409,402 ​ $ 67,430 ​ $ 244,802 ​ $ 455,051 ​ $ 352,999 ​ $ 46,660 ​ $ 193,719 ​ $ 1,898,630 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ December 31, 2019 ​ ​ ​ ​ ​ ​ ​ Commercial real estate Commercial ​ ​ ​ ​ ​ ​ ​ ​ Construction ​ Residential real estate ​ owner ​ non-owner ​ loans ​ Consumer ​ ​ ​ ​ ​ (in thousands) ​ and land ​ first lien ​ junior lien ​ occupied ​ occupied ​ and leases ​ loans ​ ​ ​ Total Analysis of past due loans and leases: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Accruing loans and leases current ​ $ 127,804 ​ $ 418,668 ​ $ 71,634 ​ $ 241,062 ​ $ 442,132 ​ $ 370,877 ​ $ 46,776 ​ ​ ​ ​ $ 1,718,953 Accruing loans and leases past due: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 30‑59 days past due ​ — ​ 3,312 ​ 748 ​ — ​ 195 ​ 35 ​ 19 ​ ​ ​ ​ 4,309 60‑89 days past due ​ — ​ 3,220 ​ 996 ​ 167 ​ — ​ — ​ 14 ​ ​ ​ ​ 4,397 Greater than 90 days past due ​ — ​ 47 ​ — ​ — ​ — ​ — ​ — ​ ​ ​ ​ 47 Total past due ​ — ​ 6,579 ​ 1,744 ​ 167 ​ 195 ​ 35 ​ 33 ​ ​ ​ ​ 8,753 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Non-accrual loans and leases 1 ​ 481 ​ 12,162 ​ 786 ​ 566 ​ 1,725 ​ 1,960 ​ 127 ​ ​ ​ ​ 17,807 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Total loans and leases ​ $ 128,285 ​ $ 437,409 ​ $ 74,164 ​ $ 241,795 ​ $ 444,052 ​ $ 372,872 ​ $ 46,936 ​ ​ ​ ​ $ 1,745,513 ​ 1 Included are acquired credit impaired loans where the Company amortizes the accretable discount into interest income, however these loans do not accrue interest based on the terms of the loan. Total loans either in non-accrual status or in excess of 90 days delinquent totaled $17.6 million or 0.93% of total loans outstanding at June 30, 2020, which represents a decrease from $17.9 million, or 1.0%, at December 31, 2019. The Company had no impaired leases or PPP loans at June 30, 2020, June 30, 2019, and December 31, 2019. The impaired loans at June 30, 2020, June 30, 2019, and December 31, 2019 are as follows: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ June 30, 2020 ​ ​ ​ ​ ​ ​ Commercial real estate Commercial ​ ​ ​ ​ ​ ​ Construction ​ Residential real estate ​ owner ​ non-owner ​ loans ​ Consumer ​ ​ ​ (in thousands) ​ and land ​ first lien ​ junior lien ​ occupied ​ occupied ​ and leases ​ loans ​ Total Impaired loans: ​ ​ ​ ​ ​ ​ ​ ​ Recorded investment 1 ​ $ 347 ​ $ 13,679 ​ $ 1,365 ​ $ 800 ​ $ 576 ​ $ 1,619 ​ $ 102 ​ $ 18,488 With an allowance recorded ​ — ​ — ​ — ​ — ​ — ​ — ​ — ​ — With no related allowance recorded ​ 347 ​ 13,679 ​ 1,365 ​ 800 ​ 576 ​ 1,619 ​ 102 ​ 18,488 Related allowance ​ — ​ — ​ — ​ — ​ — ​ — ​ — ​ - Unpaid principal ​ 533 ​ 14,893 ​ 1,564 ​ 811 ​ 615 ​ 2,161 ​ 105 ​ 20,682 Six months ended: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Average balance of impaired loans ​ 667 ​ 16,052 ​ 1,765 ​ 817 ​ 648 ​ 2,544 ​ 105 ​ 22,598 Interest income recognized ​ — ​ 204 ​ 29 ​ 5 ​ 11 ​ 21 ​ — ​ 270 Three months ended: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Average balance of impaired loans ​ 666 ​ ​ 16,026 ​ ​ 1,758 ​ ​ 816 ​ ​ 647 ​ ​ 2,538 ​ ​ 105 ​ ​ 22,556 Interest income recognized ​ — ​ ​ 93 ​ ​ 21 ​ ​ 5 ​ ​ 7 ​ ​ 11 ​ ​ — ​ ​ 137 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ June 30, 2019 ​ ​ ​ ​ ​ ​ Commercial real estate Commercial ​ ​ ​ ​ ​ ​ Construction ​ Residential real estate ​ owner ​ non-owner ​ loans ​ Consumer ​ ​ ​ (in thousands) ​ and land ​ first lien ​ junior lien ​ occupied ​ occupied ​ and leases ​ loans ​ Total Impaired loans: ​ ​ ​ ​ ​ ​ ​ ​ Recorded investment 1 ​ $ 933 ​ $ 12,530 ​ $ 914 ​ $ 225 ​ $ 2,608 ​ $ 1,862 ​ $ 287 ​ $ 19,359 With an allowance recorded ​ — ​ — ​ — ​ — ​ — ​ — ​ — ​ — With no related allowance recorded ​ 933 ​ 12,530 ​ 914 ​ 225 ​ 2,608 ​ 1,862 ​ 287 ​ 19,359 Related allowance ​ — ​ — ​ — ​ — ​ — ​ — ​ — ​ — Unpaid principal ​ 1,322 ​ 13,818 ​ 1,135 ​ 246 ​ 4,363 ​ 3,097 ​ 302 ​ 24,283 Six months ended: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Average balance of impaired loans ​ 1,459 ​ 15,171 ​ 1,385 ​ 247 ​ 4,480 ​ 3,536 ​ 313 ​ 26,591 Interest income recognized ​ — ​ 138 ​ 33 ​ 8 ​ 13 ​ 14 ​ 5 ​ 211 Three months ended: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Average balance of impaired loans ​ 1,454 ​ ​ 15,154 ​ ​ 1,370 ​ ​ 247 ​ ​ 4,457 ​ ​ 3,525 ​ ​ 313 ​ ​ 26,520 Interest income recognized ​ — ​ ​ 86 ​ ​ 26 ​ ​ 8 ​ ​ 6 ​ ​ 10 ​ ​ 4 ​ ​ 140 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ December 31, 2019 ​ ​ ​ ​ ​ ​ ​ Commercial real estate Commercial ​ ​ ​ ​ ​ ​ Construction ​ Residential real estate ​ owner ​ non-owner ​ loans ​ Consumer ​ ​ ​ (in thousands) ​ and land ​ first lien ​ junior lien ​ occupied ​ occupied ​ and leases ​ loans ​ Total Impaired loans: ​ ​ ​ ​ ​ ​ ​ ​ Recorded investment 1 ​ $ 481 ​ $ 13,131 ​ $ 786 ​ $ 566 ​ $ 1,725 ​ $ 2,360 ​ $ 127 ​ $ 19,176 With an allowance recorded ​ — ​ — ​ — ​ — ​ — ​ 554 ​ — ​ 554 With no related allowance recorded ​ 481 ​ 13,131 ​ 786 ​ 566 ​ 1,725 ​ 1,806 ​ 127 ​ 18,622 Related allowance ​ — ​ — ​ — ​ — ​ — ​ 500 ​ — ​ 500 Unpaid principal ​ 667 ​ 14,371 ​ 986 ​ 583 ​ 2,023 ​ 3,584 ​ 130 ​ 22,344 Average balance of impaired loans ​ 814 ​ 15,586 ​ 1,338 ​ 594 ​ 2,105 ​ 4,392 ​ 141 ​ 24,970 Interest income recognized ​ 5 ​ 400 ​ 106 ​ 30 ​ 11 ​ 195 ​ 1 ​ 748 ​ 1 Included are acquired credit impaired loans where the Company amortizes the accretable discount into interest income, however these loans do not accrue interest based on the terms of the loan. Included in the total impaired loans above were non-accrual loans of $17.1 million and $17.8 million at June 30, 2020 and December 31, 2019, respectively. Interest income that would have been recorded if non-accrual loans had been current and in accordance with their original terms was $338 thousand and $534 thousand for the six months ended June 30, 2020 and 2019, respectively. Loans may have their terms restructured (e.g., interest rates, loan maturity date, payment and amortization period, etc.) in circumstances that provide payment relief to a borrower experiencing financial difficulty. Such restructured loans are considered impaired loans that may either be in accruing status or non-accruing status. Non-accruing restructured loans may return to accruing status provided there is a sufficient period of payment performance in accordance with the restructure terms. Loans may be removed from the restructured category in the year subsequent to the restructuring if they have performed based on all of the restructured loan terms. The Company had no troubled debt restructured (“TDR”) leases or PPP loans at June 30, 2020 and December 31, 2019. The TDR loans at June 30, 2020 and December 31, 2019 are as follows: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ June 30, 2020 ​ Number Non-Accrual Number Accrual Total (dollars in thousands) ​ of Loans ​ Status ​ of Loans ​ Status ​ TDRs Residential real estate - first lien 2 ​ $ 261 2 ​ $ 963 ​ $ 1,224 Commercial loans and leases 1 ​ 414 2 ​ 363 ​ 777 ​ 3 ​ $ 675 4 ​ $ 1,326 ​ $ 2,001 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ December 31, 2019 ​ Number Non-Accrual Number Accrual Total (dollars in thousands) ​ of Loans ​ Status ​ of Loans ​ Status ​ TDRs Construction and land 1 ​ $ 125 — ​ $ — ​ $ 125 Residential real estate - first lien 2 ​ 274 2 ​ 968 ​ 1,242 Commercial loans and leases 1 ​ 414 2 ​ 367 ​ 781 ​ 4 ​ $ 813 4 ​ $ 1,335 ​ $ 2,148 ​ A summary of TDR modifications outstanding and performing under modified terms is as follows: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ June 30, 2020 ​ ​ ​ Not Performing Performing ​ ​ ​ ​ Related ​ to Modified ​ to Modified ​ Total (in thousands) ​ Allowance ​ Terms ​ Terms ​ TDRs Residential real estate - first lien ​ ​ ​ ​ ​ Extension or other modification ​ $ — ​ $ 261 ​ $ 963 ​ $ 1,224 Commercial loans ​ ​ ​ ​ Extension or other modification ​ — ​ — ​ 363 ​ 363 Forbearance ​ — ​ 414 ​ — ​ 414 Total troubled debt restructured loans ​ $ — ​ $ 675 ​ $ 1,326 ​ $ 2,001 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ December 31, 2019 ​ ​ ​ Not Performing Performing ​ ​ ​ ​ Related ​ to Modified ​ to Modified ​ Total (in thousands) ​ Allowance ​ Terms ​ Terms ​ TDRs Construction and land ​ ​ ​ ​ Extension or other modification ​ $ — ​ $ 125 ​ $ — ​ $ 125 Residential real estate - first lien ​ ​ ​ ​ ​ Extension or other modification ​ — ​ 274 ​ 968 ​ 1,242 Commercial loans ​ ​ ​ ​ Extension or other modification ​ — ​ — ​ 367 ​ 367 Forbearance ​ — ​ 414 ​ — ​ 414 Total troubled debt restructured loans ​ $ — ​ $ 813 ​ $ 1,335 ​ $ 2,148 ​ The CARES Act permits financial institutions to suspend requirements under GAAP for certain loan modifications to borrowers affected by COVID-19 that would otherwise be characterized as TDRs. In addition, federal banking regulators issued, shortly before the CARES Act was enacted, an interagency statement that included guidance on their approach for the accounting of loan modifications in light of the economic impact of the COVID-19 pandemic. The guidance interprets current accounting standards and indicates that a lender can conclude that a borrower is not experiencing financial difficulty if short-term modifications are made in response to COVID-19, such as payment deferrals, fee waivers, extensions of repayment terms, or other delays in payment that are insignificant related to the loans in which the borrower is less than 30 days past due on its contractual payments at the time a modification program is implemented. The agencies confirmed in working with the staff of the FASB that short-term modifications made on a good faith basis in response to COVID-19 to borrowers who were current prior to any relief are not TDRs. ​ The Company provided COVID-19 related loan modifications to both commercial and retail customers, on a case by case basis, in the form of payment deferrals for periods up to six months. As of June 30, 2020, a total of $291.4 million of loans (or 17.1% of total loans and leases) were performing under some form of deferral or other payment relief. This compares to $347.0 million (19.7% of total loans and leases) that the Company disclosed as of May 8, 2020. As of August 6, 2020, $159.0 million of loans (or 8.4% of total loans and leases) were performing under some form of deferral or other payment relief. There were no new TDRs during the six months ended June 30, 2020 and June 30, 2019. Performing TDRs were in compliance with their modified terms and there are no further commitments associated with these loans. During the three months ended June 30, 2020 and 2019 there were no TDRs that subsequently defaulted within twelve months of their modification dates. Management routinely evaluates other real estate owned (“OREO”) based upon periodic appraisals. For the six months ended June 30, 2020 the Bank recorded a $257 thousand valuation allowance on three unimproved parcels of land because the current appraised value (based on a new appraisal), less estimated costs to sell, was lower than the recorded carrying value of the OREO. For the six months ended June 30, 2020 there was one residential first mortgage loan totaling $51 thousand transferred from loans to OREO. The Company sold several parcels of land and one commercial real estate property held as OREO during the six months ended June 30, 2020, reducing OREO by $405 thousand and resulting in a loss of $28 thousand. For the six month period ending June 30, 2019, there was one residential first mortgage loan totaling $375 thousand transferred from loans to OREO, a valuation allowance of $65 thousand was recorded, and no OREO properties were sold. At June 30, 2020 there was one loan secured by a residential first lien of $2.3 million and one commercial real estate loan of $42 thousand in the process of foreclosure.

Derivatives and Hedging Activit

Derivatives and Hedging Activities	6 Months Ended
	Jun. 30, 2020
Derivatives and Hedging Activities
Derivatives and Hedging Activities	Note 6: Derivatives and Hedging Activities Non-designated Hedges of Interest Rate Risk ​ The Company maintains interest rate swap contracts with customers that are classified as non-designated hedges and are not speculative in nature. These agreements are designed to convert customer’s variable rate loans with the Company to fixed rate. These interest rate swaps are executed with loan customers to facilitate a respective risk management strategy and allow the customer to pay a fixed rate of interest to the Company. These interest rate swaps are simultaneously hedged by executing offsetting interest rate swaps with unrelated market counterparties to minimize the net risk exposure to the Company resulting from the transactions and allow the Company to receive a variable rate of interest. The interest rate swaps pay and receive interest based on a floating rate based on one month LIBOR plus credit spread with payment being calculated on the notional amount. The interest rate swaps are settled with varying maturities. As the interest rate swaps associated with this program do not meet the strict hedge accounting requirements, changes in the fair value of both the customer swaps and the offsetting swaps are recognized directly in earnings. The fair value of the interest rate swap derivatives are recorded in other assets and other liabilities. All changes in fair value are recorded through earnings as noninterest income. For the six months ended June 30, 2020 and June 30, 2019, the Company recorded a net loss of $9 thousand and $6 thousand, respectively related to the change in fair value of these interest rate swap derivatives. The table below presents the fair value of the Company’s derivative financial instruments as well as their classification on the Consolidated Balance Sheet at June 30, 2020 and December 31, 2019: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ June 30, 2020 ​ ​ Balance Sheet ​ Notional ​ Estimated Fair Value (dollars in thousands) Location Amount Gain Loss Not designated hedges of interest rate risk: ​ ​ ​ Customer related interest rate contracts: ​ ​ ​ Matched interest rate swaps with borrowers Other assets and other liabilities $ 2,748 ​ $ 404 ​ $ — Matched interest rate swaps with counterparty Other assets and other liabilities ​ $ 2,748 ​ $ — ​ $ 423 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ December 31, 2019 ​ ​ Balance Sheet ​ Notional ​ Estimated Fair Value (dollars in thousands) Location Amount Gain Loss Not designated hedges of interest rate risk: ​ ​ ​ ​ ​ ​ ​ ​ ​ Customer related interest rate contracts: ​ ​ ​ Matched interest rate swaps with borrowers Other assets and other liabilities ​ $ 2,853 ​ $ 217 ​ $ — Matched interest rate swaps with counterparty Other assets and other liabilities ​ $ 2,853 ​ $ — ​ $ 228 ​

Goodwill and Other Intangible A

Goodwill and Other Intangible Assets	6 Months Ended
	Jun. 30, 2020
Goodwill and Other Intangible Assets
Goodwill and Other Intangible Assets	Note 7: Goodwill and Other Intangible Assets Goodwill has an indefinite useful life and is evaluated for impairment annually or more frequently if events and circumstances indicate that the asset would more-likely-than-not reduce the fair value below the carrying amount. The Bank has one reporting unit, which is the core banking operation. The Company performs its annual impairment evaluation in the fourth quarter. Due to the COVID-19 pandemic and the related economic fallout, including most specifically, declining stock prices at both the Company and peer banks, the Federal Reserve’s significant reduction in interest rates, and other business and market considerations, the Company performed an interim goodwill impairment analysis as of June 30, 2020. Based on this analysis, the estimated fair value of the Company was less than book value, resulting in a $34.5 million impairment charge, recorded in noninterest expense, in the second quarter of 2020. This was a non-cash charge to earnings and had no impact on the Company’s regulatory capital ratios, cash flows, or liquidity position. The table below shows goodwill balances at: ​ ​ ​ ​ ​ ​ ​ ​ ​ (in thousands) ​ ​ Goodwill: ​ December 31, 2019 ​ $ 65,949 Goodwill impairment ​ ​ (34,500) June 30, 2020 ​ $ 31,449 ​ Core deposit intangibles represent the estimated value of long-term deposit relationships acquired in either business combinations or other purchases of deposits and are amortized based upon the estimated economic benefits received. The gross carrying amount and accumulated amortization of other intangible assets are as follows: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ June 30, 2020 ​ Weighted ​ Gross ​ ​ Net Average ​ ​ Carrying ​ Accumulated ​ Carrying ​ Remaining Life (in thousands) ​ Amount ​ Amortization ​ Amount ​ (Years) Amortizing intangible assets: ​ ​ ​ Core deposit intangible ​ $ 16,135 ​ $ 9,045 ​ $ 7,090 3.2 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ December 31, 2019 ​ Weighted ​ Gross ​ ​ Net Average ​ ​ Carrying ​ Accumulated ​ Carrying ​ Remaining Life (in thousands) ​ Amount ​ Amortization ​ Amount ​ (Years) Amortizing intangible assets: ​ ​ ​ Core deposit intangible ​ $ 16,135 ​ $ 7,666 ​ $ 8,469 3.7 ​ Estimated future amortization expense for amortizing intangibles are as follows: ​ ​ ​ ​ ​ (in thousands) ​ ​ 2020 ​ $ 1,295 2021 ​ 2,326 2022 ​ 1,915 2023 ​ 1,298 2024 ​ 256 Total amortizing intangible assets ​ $ 7,090 ​

Leases

Leases	6 Months Ended
	Jun. 30, 2020
Leases
Leases	Note 8: Leases The Company has operating leases on land and buildings with remaining lease terms ranging from 2020 to 2030. Many of the leases include renewal options, with renewal terms generally extending up to 10 years. In 2019, with the execution of the Company’s branch optimization initiative, under which the closing of three branch locations and the consolidation of two other existing branch locations was announced, a $3.6 million charge to noninterest expenses, primarily related to the early termination of existing lease arrangements for the closing locations, was recorded in the second quarter of 2019. The closing of the three locations occurred in the third quarter of 2019, and the consolidation of the two branch locations into a single new location occurred in the first quarter of 2020. The early termination of these leases reduced the initial $18.0 million in right-of-use (“ROU”) assets recorded on January 1, 2019 to $14.5 million at December 31, 2019. In the first quarter of 2020, the opening of the new location noted above increased ROU assets by $2.0 million. Operating leases included the following at: ​ ​ ​ ​ ​ ​ ​ ​ (in thousands) ​ June 30, 2020 December 31, 2019 Operating Leases ​ ​ ​ ​ ​ ​ Operating leases ROU assets ​ $ 15,312 ​ $ 14,092 Operating lease liabilities ​ $ 15,805 ​ $ 14,507 ​ The components of lease expense were as follows: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Six months ended June 30, ​ Three months ended June 30, (in thousands) 2020 2019 2020 2019 Operating lease cost ​ $ 784 ​ $ 1,080 ​ $ 420 ​ $ 530 Sublease income ​ (344) ​ (293) ​ (176) ​ (108) Amortization of ROU assets ​ ​ 77 ​ ​ 82 ​ ​ 32 ​ ​ 82 ​ ​ $ 517 ​ $ 869 ​ $ 276 ​ $ 504 ​ Lease liability maturities are as follows: ​ ​ ​ ​ ​ ​ (in thousands) ​ ​ 2020 ​ $ 855 ​ 2021 ​ 1,662 ​ 2022 ​ 1,520 ​ 2023 ​ 1,372 ​ 2024 ​ 1,170 ​ Thereafter ​ 13,033 ​ Total future lease payments ​ $ 19,612 ​ Discount of cash flows ​ (3,807) ​ Present value on net future lease payments ​ $ 15,805 ​ ​ ​ ​ ​ ​ Weighted average remaining term in years ​ ​ 6.47 ​ Weighted average discount rate ​ ​ 2.89 % ​

Deposits

Deposits	6 Months Ended
	Jun. 30, 2020
Deposits
Deposits	Note 9: Deposits The following table details the composition of deposits and the related percentage mix of total deposits, respectively, at the dates indicated: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ June 30, 2020 ​ December 31, 2019 ​ ​ ​ ​ ​ % of ​ ​ ​ ​ % of (dollars in thousands) ​ Amount ​ Total ​ Amount ​ Total Noninterest-bearing demand ​ $ 671,598 37 % $ 468,975 27 % Interest-bearing checking ​ 186,768 10 ​ 183,447 11 ​ Money market accounts ​ 383,031 21 ​ 360,711 21 ​ Savings ​ 146,148 7 ​ 130,141 7 ​ Certificates of deposit $250 and over ​ 65,769 4 ​ 77,782 5 ​ Certificates of deposit under $250 ​ 377,360 21 ​ 493,309 29 ​ Total deposits ​ $ 1,830,674 100 % $ 1,714,365 100 % ​

Stock Options and Stock Awards

Stock Options and Stock Awards	6 Months Ended
	Jun. 30, 2020
Stock Options and Stock Awards
Stock Options and Stock Awards	Note 10: Stock Options and Stock Awards The Company’s equity incentive plan provides for awards of nonqualified and incentive stock options as well as vested and non-vested common stock awards. As of June 30, 2020, 417,844 shares are reserved for issuance pursuant to future grants under the Company’s stock incentive plan. Employee stock options can be granted with exercise prices at the fair market value (as defined within the plan) of the stock at the date of grant and with terms of up to ten years and typically vest over a three to five year period. Except as otherwise permitted in the plan, upon termination of employment for reasons other than retirement, permanent disability or death, the option exercise period is reduced or the options are canceled. Stock awards may also be granted to non-employee members of the Company’s board of directors (the “Board of Directors” or “Board”) as compensation for attendance and participation at meetings of the Board of Directors and meetings of the various committees of the Board. For the six months ended June 30, 2020 and 2019, the Company issued 8,151 and 4,802 shares of common stock, respectively, to directors as compensation for their service. Stock Options The fair value of the Company’s stock options granted as compensation is estimated on the measurement date, which, for the Company, is the date of grant. The fair value of stock options is calculated using the Black-Scholes option-pricing model under which the Company estimates expected market price volatility and expected term of the options based on historical data and other factors. There were no stock options granted during the six months ended June 30, 2020, while there were 25,000 options granted for the year ended December 31, 2019. The following table summarizes the Company’s stock option activity and related information for the periods ended: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ June 30, 2020 ​ December 31, 2019 ​ ​ Weighted ​ Weighted ​ ​ ​ ​ Average ​ ​ ​ Average ​ ​ ​ ​ Exercise ​ ​ ​ Exercise ​ ​ Shares ​ Price ​ Shares ​ Price Balance at January 1, 25,000 ​ $ 14.54 15,268 ​ $ 8.76 Granted — ​ — 25,000 ​ 14.54 Exercised — ​ — (13,418) ​ 8.58 Forfeited — ​ — (1,850) ​ 10.10 Balance at period end 25,000 ​ $ 14.54 25,000 ​ $ 14.54 Exercisable at period end 8,337 ​ $ 14.54 — ​ $ — Weighted average fair value of options granted during the year ​ ​ N/A ​ $ 5.83 ​ No stock options were exercised for the six months ended June 30, 2020. The cash received from the exercise of stock options was $105 thousand for the six months ended June 30, 2019. The intrinsic value of a stock option is the amount that the market value of the underlying stock exceeds the exercise price of the option. Based upon a fair market value of $10.62 at June 30, 2020, the options outstanding had no aggregate intrinsic value. At December 31, 2019, based upon a fair market value of $16.88, the options outstanding had an aggregate intrinsic value of $59 thousand. At June 30, 2020, based on stock options outstanding at the time, the total unrecognized pre-tax compensation expense related to unvested options was $77 thousand. ​ Restricted Stock Units (“RSU”) ​ RSUs are equity awards where the recipient does not receive the stock immediately, but instead receives it according to a vesting plan and distribution schedule after achieving required performance milestones or upon remaining with the employer for a particular length of time. Each RSU that vests entitles the recipient to receive one share of the Company’s common stock on a specified issuance date. The recipient does not have any stockholder rights, including voting, dividend or liquidation rights, with respect to the shares underlying awarded RSUs until the recipient becomes the record holder of those shares. The valuation of the Company’s RSUs is the closing price per share of the Company’s common stock on the date of grant. The Company granted 156,947 RSUs during the first six months of 2020, subject to a five-year vesting schedule. The Company granted 18,500 RSUs during the first six months of 2019, subject to a three-year vesting schedule. A summary of the activity for the Company’s RSUs for the periods indicated is presented in the following table: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ June 30, 2020 ​ December 31, 2019 ​ ​ Weighted ​ Weighted ​ ​ ​ ​ Average ​ ​ ​ Average ​ ​ ​ ​ Grant Date ​ ​ ​ Grant Date ​ ​ Shares ​ Fair Value ​ Shares ​ Fair Value Balance at January 1, 11,032 ​ $ 17.48 9,731 ​ $ 17.29 Granted 156,947 ​ 14.87 26,500 ​ 15.16 Vested (834) ​ 19.85 (6,699) ​ 16.13 Forfeited — ​ ​ (18,500) ​ 14.54 Balance at period end 167,145 ​ $ 15.02 11,032 ​ $ 17.48 ​ At June 30, 2020, based on RSUs outstanding at that time, the total unrecognized pre-tax compensation expense related to unvested RSUs was $2.0 million. Based upon the contractual terms, this expense is expected to be recognized as follows: ​ ​ ​ ​ ​ (in thousands) ​ ​ 2020 ​ $ 269 2021 ​ 509 2022 ​ 480 2023 ​ ​ 390 2024 ​ ​ 363 2025 ​ ​ 32 ​ ​ $ 2,043 ​ Stock-Based Compensation Expense Stock-based compensation expense attributable to stock options and RSUs is based on their fair values on the measurement date, which, for the Company, is the date of the grant. This cost is then recognized in noninterest expense on a straight-line basis over the vesting period of the respective stock options and RSUs. The amount that the Company recognized in stock-based compensation expense related to the issuance of stock options and RSUs as well as director compensation paid in stock is presented in the following table: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Six months ended ​ Three months ended ​ ​ June 30, ​ June 30, (in thousands) 2020 2019 2020 2019 Stock-based compensation expense ​ ​ ​ ​ Related to the issuance of restricted stock and RSUs ​ $ 217 ​ $ 112 ​ $ 126 ​ $ 62 Related to the issuance of stock options ​ ​ 24 ​ ​ — ​ ​ 12 ​ ​ — Director compensation paid in stock ​ ​ 137 ​ ​ 62 ​ ​ — ​ ​ — Total stock-based compensation expense ​ $ 378 ​ $ 174 ​ $ 138 ​ $ 62 ​

Benefit Plans

Benefit Plans	6 Months Ended
	Jun. 30, 2020
Benefit Plans
Benefit Plans	Note 11: Benefit Plans Profit Sharing Plan The Company sponsors a defined contribution retirement plan through a Section 401(k) profit sharing plan. Employees may contribute up to 15% of their pretax compensation. Participants are eligible for matching Company contributions up to 4% of eligible compensation dependent on the level of voluntary contributions. Company matching contributions totaled $468 thousand and $540 thousand, respectively, for the six months ended June 30, 2020 and 2019. The Company’s matching contributions vest immediately. Supplemental Executive Retirement Plan (“SERP”) In 2014, the Bank created a SERP for the Chief Executive Officer ("CEO"). This plan was amended in 2016. Under the defined benefit SERP, the CEO will receive $150,000 each year for 15 years after attainment of the Normal Retirement Age (as defined in the SERP). The CEO earned vesting on a graduated schedule and she became fully vested on August 25, 2019, which had been established for purposes of the SERP as the commencement date for SERP distributions. Expense related to this SERP totaled $37 thousand and $105 thousand for the six month periods ending June 30, 2020 and 2019, respectively. Employee Stock Purchase Plan The 2017 Employee Stock Purchase Plan (the “Plan”) provides eligible employees of the Company and certain of its subsidiaries with opportunities to purchase shares of the Company’s common stock. An aggregate of 250,000 shares of the Company’s common stock was approved for issuance under the Plan. The Plan is intended to qualify as an “employee stock purchase plan” as defined in Section 423 of the Internal Revenue Code of 1986, as amended, and the regulations promulgated thereunder, and shall be interpreted consistent therewith. There was no expense related to this plan for the six months ended June 30, 2020. The expense related to the Company's contribution to the Plan totaled $19 thousand for the six months ended June 30, 2019.

Net (Loss) Income per Common Sh

Net (Loss) Income per Common Share	6 Months Ended
	Jun. 30, 2020
Net (Loss) Income per Common Share
Net (Loss) Income per Common Share	Note 12: Net (Loss) Income per Common Share The table below shows the presentation of basic and diluted net (loss) income per common share for the periods indicated: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Six months ended ​ Three months ended ​ ​ June 30, ​ June 30, (dollars in thousands, except per share data) 2020 2019 2020 2019 Net (loss) income available to common stockholders (numerator) ​ $ (26,066) ​ $ 6,344 ​ $ (29,409) ​ $ 2,088 BASIC ​ ​ ​ ​ Basic average common shares outstanding (denominator) ​ 18,791,378 ​ 19,056,953 ​ 18,715,669 ​ 19,061,164 Basic (loss) income per common share ​ $ (1.39) ​ $ 0.33 ​ $ (1.57) ​ $ 0.11 DILUTED ​ ​ ​ ​ ​ ​ ​ ​ Average common shares outstanding ​ 18,791,378 ​ 19,056,953 ​ 18,715,669 ​ 19,061,164 Dilutive effect of common stock equivalents ​ — ​ 14,367 ​ — ​ 6,460 Diluted average common shares outstanding (denominator) ​ 18,791,378 ​ 19,071,320 ​ 18,715,669 ​ 19,067,624 Diluted (loss) income per common share ​ $ (1.39) ​ $ 0.33 ​ $ (1.57) ​ $ 0.11 ​ ​ ​ ​ ​ Because the Company reported a loss for both 2020 periods, common stock equivalents were excluded from the calculation of diluted average shares outstanding, as their inclusion would have resulted in a lower diluted loss per share. ​ ​ 81,761 ​ ​ — ​ ​ 59,466 ​ ​ — Common stock equivalents outstanding that are anti-dilutive and thus excluded from calculation of diluted number of shares presented above ​ 25,000 ​ 25,000 ​ ​ 25,000 ​ 25,000 ​

Regulatory Capital

Regulatory Capital	6 Months Ended
	Jun. 30, 2020
Regulatory Capital
Regulatory Capital	Note 13: Regulatory Capital The following table reflects Bancorp’s and the Bank’s capital at June 30, 2020 and December 31, 2019: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ To be well ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ capitalized under ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ the FDICIA ​ ​ ​ ​ ​ ​ ​ For capital ​ prompt corrective ​ ​ Actual ​ adequacy purposes (1) ​ action provisions (dollars in thousands) Amount Ratio Amount Ratio Amount Ratio As of June 30, 2020: ​ ​ ​ ​ ​ Total capital (to risk-weighted assets) ​ ​ ​ ​ Howard Bank ​ $ 256,374 14.00 % $ 146,503 8.00 % $ 183,129 10.00 % Howard Bancorp ​ $ 258,943 14.09 % $ 147,022 8.00 % N/A ​ ​ Common equity tier 1 capital ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ (to risk-weighted assets) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Howard Bank ​ $ 240,018 13.11 % $ 82,408 4.50 % $ 119,034 6.50 % Howard Bancorp ​ $ 214,249 11.66 % $ 82,700 4.50 % N/A ​ ​ Tier 1 capital (to risk-weighted assets) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Howard Bank ​ $ 240,018 13.11 % $ 109,877 6.00 % $ 146,503 8.00 % Howard Bancorp ​ $ 214,249 11.66 % $ 110,267 6.00 % N/A ​ ​ Tier 1 capital (to average assets) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ (Leverage ratio) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Howard Bank ​ $ 240,018 10.33 % $ 92,931 4.00 % $ 116,163 5.00 % Howard Bancorp ​ $ 214,249 9.18 % $ 93,308 4.00 % N/A ​ ​ As of December 31, 2019: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Total capital (to risk-weighted assets) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Howard Bank ​ $ 238,384 12.86 % $ 148,314 8.00 % $ 185,392 10.00 % Howard Bancorp ​ $ 247,761 13.14 % $ 150,872 8.00 % N/A ​ ​ Common equity tier 1 capital ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ (to risk-weighted assets) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Howard Bank ​ $ 227,983 12.30 % $ 83,427 4.50 % $ 120,505 6.50 % Howard Bancorp ​ $ 209,119 11.09 % $ 84,866 4.50 % N/A ​ ​ Tier 1 capital (to risk-weighted assets) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Howard Bank ​ $ 227,983 12.30 % $ 111,235 6.00 % $ 148,314 8.00 % Howard Bancorp ​ $ 209,119 11.09 % $ 113,154 6.00 % N/A ​ ​ Tier 1 capital (to average assets) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ (Leverage ratio) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Howard Bank ​ $ 227,983 10.43 % $ 87,434 4.00 % $ 109,293 5.00 % Howard Bancorp ​ $ 209,119 9.55 % $ 87,599 4.00 % N/A ​ ​ ​ (1) Amounts shown exclude the capital conservation buffer of 2.50%. Under the Federal Reserve’s Small Bank Holding Company Policy Statement, Bancorp is not subject to the minimum capital adequacy and capital conservation buffer capital requirements at the holding company level, unless otherwise advised by the FRB (such capital requirements are applicable only at the Bank level). Although the minimum regulatory capital requirements are not applicable to Bancorp, the Company calculates these ratios for its own planning and monitoring purposes. ​ Bancorp and the Bank met all capital adequacy requirements to which they are subject as of June 30, 2020 and December 31, 2019.

Contingencies

Contingencies	6 Months Ended
	Jun. 30, 2020
Contingencies
Contingencies	Note 14: Contingencies In the ordinary course of business, the Company and its subsidiaries are routinely defendants in or parties to pending and threatened legal and regulatory actions and proceedings. The most significant of these is described below. In view of the inherent difficulty of predicting the outcome of such matters, particularly where the claimants seek very large or indeterminate damages or where the matters present novel legal theories or involve a large number of parties, the Company generally cannot predict what the eventual outcome of the pending matters will be, what the timing of the ultimate resolution of these matters will be, or what the eventual loss, fines or penalties related to each matter may be. The Company establishes an accrued liability when those matters present loss contingencies that are both probable and estimable. In such cases, there may be an exposure to loss in excess of any amounts accrued. The Company thereafter continues to monitor such matters for further developments that could affect the amount of the accrued liability that has been previously established. Potential mortgage origination claims The Bank has been notified of potential claims stemming from certain mortgages originated at First Mariner Bank prior to its merger into the Bank. While no lawsuit has been filed with respect to such potential claims, the Bank has engaged in confidential discussions related to the potential claims. Significant management judgment, which involves a variety of assumptions, estimates and known and unknown uncertainties, is required to assess whether a related loss resulting from such potential claims is probable and estimable, such that an accrued liability should be established. The Company has accrued a liability of $1.0 million with respect to these potential claims. It is not possible to determine the outcome of these potential claims, and the amount of the accrued liability is subject to change as additional information becomes available. The Company believes it is reasonably possible that the amount of the actual loss may be greater than the amount accrued. However, the Company is currently unable to reasonably estimate the amount or range of additional loss, if any, that is reasonably possible, due in significant part to (a) the preliminary nature of the potential claims, (b) the fact that no complaint has been filed and, accordingly, no discovery has been conducted, (c) potential damages related to the claims are currently unsubstantiated, and (d) uncertainty as to the legal and factual determinations that would be made during any potential litigation related to the claims. Based on current knowledge, management does not believe that losses resulting from these potential claims in excess of the accrued liability, if any, will have a material adverse effect on the consolidated financial position or liquidity of the Company. However, in light of the inherent uncertainties involved, some of which are beyond the Company’s control, an adverse outcome or settlement with respect to these potential claims could be material to the Company’s results of operations for any particular reporting period.

Fair Value

Fair Value	6 Months Ended
	Jun. 30, 2020
Fair Value
Fair Value	Note 15: Fair Value FASB ASC Topic 820 “Fair Value Measurements” defines fair value as the exchange price that would be received for an asset or paid to transfer a liability (an exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. FASB ASC Topic 820 also establishes a fair value hierarchy, which requires an entity to maximize the use of observable inputs and minimize the use of unobservable inputs when measuring fair value. The Company utilizes fair value measurements to record fair value adjustments to certain assets and to determine fair value disclosures. Securities available for sale are recorded at fair value on a recurring basis. Additionally, from time to time, the Company may be required to record at fair value other assets on a nonrecurring basis, such as loans held for investment and certain other assets. These nonrecurring fair value adjustments typically involve application of lower of cost or market accounting or write-downs of individual assets. Under FASB ASC Topic 820, the Company groups assets and liabilities at fair value in three levels, based on the markets in which the assets and liabilities are traded and the reliability of the assumptions used to determine the fair value. These hierarchy levels are: Level 1: Valuations for assets and liabilities traded in active exchange markets. Valuations are obtained from readily available pricing sources for market transactions involving identical assets or liabilities. Level 2: Valuations for assets and liabilities traded in less active dealer or broker markets. Valuations are obtained from third party pricing services for identical or comparable assets or liabilities which use observable inputs other than Level 1 prices, such as quoted prices for similar assets or liabilities; quoted prices in active markets that are not active; or other inputs that are observable or can be corroborated by observable market data for substantially the full term of the assets or liabilities. Level 3: Unobservable inputs that are supported by little or no market activity and that are significant to the fair value of the assets or liabilities. A financial instrument’s level within the fair value hierarchy is based on the lowest level of input that is significant to the fair value measurement. Recurring Fair Value Measurements All classes of investment securities available for sale are recorded at fair value using an industry-wide valuation service and therefore fall into a Level 2 of the fair value hierarchy. The service uses evaluated pricing models that vary based on asset class and include available trade, bid and other market information. Various methodologies include broker quotes, proprietary models, descriptive terms and conditions databases, and quality control programs. Fair value of loans held for sale is based upon outstanding investor commitments or, in the absence of such commitments, based on current investor yield requirements or third party pricing models and are considered Level 2. Gains and losses on loan sales are determined using specific identification method. Changes in fair value are recognized in the Consolidated Statement of Operations as part of realized and unrealized gain on mortgage banking activities. Interest rate lock commitments are recorded at fair value determined as the amount that would be required to settle each of these derivatives at the balance sheet date. In the normal course of business, the Company enters into contractual interest rate lock commitments to extend credit to borrowers with fixed expiration dates. The commitment becomes effective when the borrowers lock in a specified interest rate within the time frames established by the mortgage division. All borrowers are evaluated for credit worthiness prior to the extension of the commitment. Market risk arises if interest rates move adversely between the time interest rate is locked by the borrower and the sale date of the loan to an investor. To mitigate this interest rate risk inherent in providing rate lock commitments to borrowers, the Company enters into best effort forward sales contracts to sell loans to investors. The forward sales contracts lock in an interest rate price for the sale of loans similar to the specific rate lock commitment. Rate lock commitments to the borrowers through the date the loan closes are undesignated derivatives and accordingly, are marked to fair value in earnings. These valuations fall into a Level 3 of the fair value hierarchy. The rate lock commitments are deemed as Level 3 inputs because the Company applies an estimated pull-through rate, which is deemed an unobservable measure. For loans held for investment that were originally intended to be sold and previously included as loans held for sale, fair value is determined by discounting estimated cash flows using current rates at which similar loans would be made to borrowers with similar credit ratings and for the same remaining maturities. The following table sets forth the Company’s financial assets and liabilities that were accounted for at fair value on a recurring basis at June 30, 2020 and December 31, 2019. ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ June 30, 2020 ​ ​ Quoted Price in Significant ​ ​ ​ ​ ​ ​ ​ Active Markets ​ Other ​ Significant ​ ​ Carrying ​ for Identical ​ Observable ​ Unobservable ​ ​ Value ​ Assets ​ Inputs ​ Inputs (in thousands) ​ (Fair Value) ​ (Level 1) ​ (Level 2) ​ (Level 3) Assets ​ ​ ​ ​ Available for sale securities: ​ ​ ​ ​ U.S. Government agencies ​ $ 79,615 ​ $ — ​ $ 79,615 ​ $ — Mortgage-backed securities ​ 191,826 ​ — ​ 191,826 ​ — Other investments ​ 5,448 ​ — ​ 5,448 ​ — Loans held for investment ​ 3,346 ​ — ​ 3,346 ​ — Interest rate swap assets ​ 404 ​ — ​ 404 ​ — Liabilities ​ ​ ​ ​ Interest rate swap liabilities ​ 423 ​ — ​ 423 ​ — ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ December 31, 2019 ​ ​ Quoted Price in Significant ​ ​ ​ ​ ​ ​ ​ Active Markets ​ Other ​ Significant ​ ​ Carrying ​ for Identical ​ Observable ​ Unobservable ​ ​ Value ​ Assets ​ Inputs ​ Inputs (in thousands) ​ (Fair Value) ​ (Level 1) ​ (Level 2) ​ (Level 3) Assets ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Available for sale securities: ​ ​ ​ ​ U.S. Government agencies ​ $ 67,312 ​ $ — ​ $ 67,312 ​ $ — Mortgage-backed securities ​ 142,699 ​ — ​ 142,699 ​ — Other investments ​ 5,494 ​ — ​ 5,494 ​ — Loans held for sale ​ 30,710 ​ — ​ 30,710 ​ — Loans held for investment ​ 997 ​ — ​ 997 ​ — Rate lock commitments ​ 60 ​ — ​ — ​ 60 Interest rate swap assets ​ 217 ​ — ​ 217 ​ — Liabilities ​ ​ ​ ​ ​ ​ ​ ​ Interest rate swap liabilities ​ 228 ​ — ​ 228 ​ — ​ The following table presents a reconciliation of the assets that are measured at fair value on a recurring basis using significant unobservable inputs (Level 3) for the periods presented: ​ ​ ​ ​ ​ ​ ​ ​ ​ June 30, December 31, (in thousands) ​ 2020 ​ 2019 Balance, beginning of period ​ $ 60 ​ $ 126 Net losses included in realized and unrealized gains ​ ​ ​ ​ on mortgage banking activity in noninterest income ​ ​ (60) ​ ​ (66) Balance, end of period ​ $ — ​ $ 60 ​ Assets under fair value option: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ June 30, 2020 Carrying Aggregate ​ ​ ​ ​ Fair Value ​ Unpaid ​ ​ ​ (in thousands) ​ Amount ​ Principal ​ Difference Loans held for investment ​ 3,346 ​ 3,283 ​ 63 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ December 31, 2019 Carrying Aggregate ​ ​ ​ ​ Fair Value ​ Unpaid ​ ​ ​ (in thousands) ​ Amount ​ Principal ​ Difference Loans held for sale ​ $ 30,710 ​ $ 29,969 ​ $ 741 Loans held for investment ​ 997 ​ 966 ​ 31 ​ The Company elected to measure the loans held for sale and the loans held for investment that were originally intended for sale, but instead were added to the Bank’s portfolio at fair value, to better align reported results with the underlying economic changes in value of the loans on the Company’s balance sheet. Non-recurring Fair Value Measurements Level 3 is for positions that are not traded in active markets or are subject to transfer restrictions, valuations are adjusted to reflect illiquidity and/or non-transferability, and such adjustments are generally based on available market evidence. In the absence of such evidence, management's best estimate is used. Impaired loans are evaluated and valued at the time the loan is identified as impaired, at the lower of cost or market value. Market value is measured based on the value of the collateral securing these loans and is classified at a Level 3 in the fair value hierarchy. Collateral may be real estate and/or business assets including equipment, inventory and/or accounts receivable. The value of real estate collateral is determined based on appraisal by qualified licensed appraisers hired by the Company. The value of business equipment, inventory and accounts receivable collateral is based on the net book value on the business' financial statements and, if necessary, discounted based on management's review and analysis. Appraised and reported values may be discounted based on management's historical knowledge, changes in market conditions from the time of valuation, and/or management's expertise and knowledge of the client and client's business. Impaired loans are reviewed and evaluated on at least a quarterly basis for additional impairment and adjusted accordingly, based on the same factors identified above. Other real estate owned acquired through, or in lieu of, foreclosure (“OREO”) are held for sale and are initially recorded at fair value, less selling costs. Any write-downs to fair value at the time of transfer to OREO are charged to the allowance for credit losses. Values are derived from appraisals of underlying collateral and discounted cash flow analysis. A valuation loss of $257 thousand was recognized for the six months ended June 30, 2020 and a $65 thousand valuation loss was recorded for the six months ended June 30, 2019. Charges were for declines in the value of OREO subsequent to foreclosure. OREO is classified within Level 3 of the hierarchy. Net (loss)/gain included in earnings from the changes in fair value of loans held for sale was $(274) thousand and $290 thousand at June 30, 2020 and 2019, respectively. There was a net gain included in earnings from the change in fair value of loans held for investment of $63 thousand for the six months ended June 30, 2020 and $31 thousand for the six months ended June 30, 2019. The following table sets forth the Company’s financial assets and liabilities that were accounted for or disclosed at fair value on a nonrecurring basis at June 30, 2020 and December 31, 2019: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ June 30, 2020 ​ ​ Quoted Price in Significant ​ ​ ​ ​ ​ ​ Active Markets ​ Other ​ Significant ​ ​ Carrying ​ for Identical ​ Observable ​ Unobservable ​ ​ Value ​ Assets ​ Inputs ​ Inputs (in thousands) ​ (Fair Value) ​ (Level 1) ​ (Level 2) ​ (Level 3) Other real estate owned ​ $ 2,137 ​ $ — ​ $ — ​ $ 2,137 Impaired loans: ​ ​ ​ ​ ​ ​ Construction and land ​ 347 ​ — ​ — ​ 347 Residential - first lien ​ 13,679 ​ — ​ — ​ 13,679 Residential - junior lien ​ 1,365 ​ — ​ — ​ 1,365 Commercial - owner occupied ​ 800 ​ — ​ — ​ 800 Commercial - non-owner occupied ​ 576 ​ — ​ — ​ 576 Commercial loans and leases ​ 1,619 ​ — ​ — ​ 1,619 Consumer ​ 102 ​ — ​ — ​ 102 Total impaired loans ​ 18,488 ​ ​ ​ ​ ​ 18,488 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ December 31, 2019 ​ ​ Quoted Price in Significant ​ ​ ​ ​ ​ ​ ​ Active Markets ​ Other ​ Significant ​ ​ Carrying ​ for Identical ​ Observable ​ Unobservable ​ ​ Value ​ Assets ​ Inputs ​ Inputs (in thousands) ​ (Fair Value) ​ (Level 1) ​ (Level 2) ​ (Level 3) Other real estate owned ​ $ 3,098 ​ $ — ​ $ — ​ $ 3,098 Impaired loans: ​ ​ ​ ​ ​ Construction and land ​ 481 ​ — ​ — ​ 481 Residential - first lien ​ 13,131 ​ — ​ — ​ 13,131 Residential - junior lien ​ 786 ​ — ​ — ​ 786 Commercial - owner occupied ​ 566 ​ — ​ — ​ 566 Commercial - non-owner occupied ​ 1,725 ​ — ​ — ​ 1,725 Commercial loans and leases ​ 1,860 ​ — ​ — ​ 1,860 Consumer ​ 127 ​ — ​ — ​ 127 Total impaired loans ​ 18,676 ​ ​ ​ ​ ​ 18,676 ​ At June 30, 2020, OREO consisted of an outstanding balance of $3.5 million, less a valuation allowance of $1.4 million. At December 31, 2019, OREO consisted of an outstanding balance of $4.6 million, less a valuation allowance of $1.5 million. A specific allocation of the allowance for credit losses attributable to impaired loans at December 31, 2019 was $500 thousand. Various techniques are used to value OREO and impaired loans. All loans for which the underlying collateral is real estate, either construction, land, commercial, or residential, an independent appraisal is used to identify the value of the collateral. The approaches within the appraisal report include sales comparison, income, and replacement cost analysis. The resulting value will be adjusted by a selling cost of 9.5% and the residual value will be used to determine if there is an impairment. Commercial loans and leases and consumer loans utilize a liquidation approach to the impairment analysis. The fair value of a financial instrument is the amount at which the instrument could be exchanged in a current transaction between willing parties, other than in a forced or liquidation sale. Fair value estimates are based on quoted market prices where available or calculated using present value techniques. Since quoted market prices are not available on many of our financial instruments, estimates may be based on the present value of estimated future cash flows and estimated discount rates. The following table presents the estimated fair value of the Company’s financial instruments at the dates indicated: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ June 30, 2020 ​ ​ ​ ​ ​ Quoted Price in Significant ​ ​ ​ ​ ​ ​ ​ ​ ​ Active Markets ​ Other ​ Significant ​ ​ ​ ​ ​ ​ ​ ​ for Identical ​ Observable ​ Unobservable ​ ​ Carrying ​ Fair ​ Assets ​ Inputs ​ Inputs (in thousands) ​ Amount ​ Value ​ (Level 1) ​ (Level 2) ​ (Level 3) Financial Assets ​ ​ ​ ​ ​ Available for sale securities ​ $ 276,889 ​ $ 276,889 ​ $ — ​ $ 276,889 ​ $ — Held to maturity securities ​ 7,250 ​ 7,195 ​ — ​ — ​ 7,195 Nonmarketable equity securities ​ 12,592 ​ 12,592 ​ — ​ 12,592 ​ — Loans held for investment ​ 3,346 ​ 3,346 ​ — ​ 3,346 ​ — Loans and leases 1 ​ 1,878,928 ​ 1,889,696 ​ — ​ — ​ 1,889,696 Interest rate swap ​ 404 ​ 404 ​ — ​ 404 ​ — Financial Liabilities ​ ​ ​ ​ ​ ​ ​ ​ ​ Deposits ​ 1,830,674 ​ 1,828,613 ​ — ​ 1,828,613 ​ — Customer repos and other borrowings ​ ​ 37,834 ​ ​ 37,834 ​ ​ ​ ​ ​ 5,321 ​ ​ ​ FHLB advances ​ 246,000 ​ 249,079 ​ — ​ 249,079 ​ — Subordinated debt ​ 28,339 ​ 28,339 ​ — ​ 28,339 ​ — Interest rate swap ​ 423 ​ 423 ​ — ​ 423 ​ — ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ December 31, 2019 ​ ​ ​ ​ ​ Quoted Price in Significant ​ ​ ​ ​ ​ ​ ​ ​ ​ Active Markets ​ Other ​ Significant ​ ​ ​ ​ ​ ​ ​ ​ for Identical ​ Observable ​ Unobservable ​ ​ Carrying ​ Fair ​ Assets ​ Inputs ​ Inputs (in thousands) ​ Amount ​ Value ​ (Level 1) ​ (Level 2) ​ (Level 3) Financial Assets ​ ​ ​ ​ ​ Available for sale securities ​ $ 215,505 ​ $ 215,505 ​ $ — ​ $ 215,505 ​ $ — Held to maturity securities ​ 7,750 ​ 7,897 ​ — ​ — ​ 7,897 Nonmarketable equity securities ​ 14,152 ​ 14,152 ​ — ​ 14,152 ​ — Loans held for sale ​ 30,710 ​ 30,710 ​ — ​ 30,710 ​ — Loans held for investment ​ 997 ​ 997 ​ — ​ 997 ​ — Rate lock commitments ​ 60 ​ 60 ​ — ​ — ​ 60 Loans and leases 1 ​ 1,734,115 ​ 1,735,013 ​ — ​ — ​ 1,735,013 Interest rate swap ​ ​ 217 ​ ​ 217 ​ ​ — ​ ​ 217 ​ ​ — Financial Liabilities ​ ​ ​ ​ ​ ​ Deposits ​ 1,714,365 ​ 1,713,081 ​ — ​ 1,713,081 ​ — Customer repos and other borrowings ​ ​ 6,127 ​ ​ 6,127 ​ ​ ​ ​ ​ 6,127 ​ ​ ​ FHLB advances ​ 285,000 ​ 288,731 ​ — ​ 288,731 ​ — Subordinated debt ​ 28,241 ​ 28,241 ​ — ​ 28,241 ​ — Interest rate swap ​ ​ 228 ​ ​ 228 ​ ​ — ​ ​ 228 ​ ​ — ​ (1) Carrying amount is net of unearned income and allowance for loan and lease losses. In accordance with the prospective adoption of ASU No. 2016-01, the fair value of loans were measured using an exit price notion at periods presented.

Summary of Significant Accoun_2

Summary of Significant Accounting Policies (Policies)	6 Months Ended
	Jun. 30, 2020
Summary of Significant Accounting Policies
Nature of Operations	Nature of Operations Howard Bancorp, Inc. (“Bancorp” or the “Company”) was incorporated in April 2005 under the laws of the State of Maryland. On December 15, 2005, Bancorp acquired all of the stock of Howard Bank (the “Bank”) pursuant to the Plan of Reorganization approved by the stockholders of the Bank and by federal and state regulatory agencies. Each share of the Bank’s common stock was converted into two shares of Bancorp common stock effected by the filing of Articles of Exchange on that date, and the stockholders of the Bank became the stockholders of Bancorp. Bancorp is now a bank holding company registered under the Bank Holding Company Act of 1956, with a single bank subsidiary, Howard Bank, which operates as a state trust company with commercial banking powers regulated by the Maryland Office of the Commissioner of Financial Regulation (the “Commissioner”). The Bank has nine subsidiaries—six were formed to hold foreclosed real estate (three of which are currently inactive), two own and manage real estate used for corporate purposes, and one holds historic tax credit investments. The Company is a diversified financial services company providing commercial banking and consumer finance through banking branches, the internet and other distribution channels to businesses, business owners, professionals and other consumers located primarily in the Greater Baltimore Metropolitan Area. These statements should be read in conjunction with the financial statements and accompanying notes included in the Company’s 2019 Annual Report on Form 10-K as filed with the Securities and Exchange Commission (“SEC”) on March 16, 2020. There have been no significant changes to the Company’s accounting policies as disclosed in the 2019 Annual Report on Form 10-K. The following is a description of the Company’s significant accounting policies.
Basis of Presentation	Basis of Presentation The accounting and reporting policies of the Company conform to accounting principles generally accepted in the United States of America (“GAAP”) and prevailing practices within the financial services industry for financial information.
Principles of Consolidation	Principles of Consolidation The consolidated financial statements include the accounts of Bancorp, the Bank and the Bank’s subsidiaries. All significant intercompany accounts and transactions have been eliminated. The parent company only financial statements report investments in the Bank under the equity method.
Use of Estimates	Use of Estimates The preparation of financial statements in conformity with GAAP requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates. Material estimates that are particularly susceptible to significant changes in the near-term relate to the determination of the allowance for credit losses, goodwill, deferred tax assets, other-than-temporary impairment of investment securities and the fair value of loans held for sale.
Allowance for Credit Losses	Allowance for Credit Losses The allowance for credit losses is maintained at a level believed adequate by management to absorb probable losses inherent in the loan and lease portfolio and is based on the size and current risk characteristics of the loan and lease portfolio, an assessment of individual problem loans and leases, actual loss experience, current economic events in specific industries and geographic areas including unemployment levels and other pertinent factors including general economic conditions. Determination of the allowance is inherently subjective as it requires significant estimates, including the amounts and timing of expected future cash flows on impaired loans and leases, estimated losses on pools of homogenous loans and leases based on historical loss experience and consideration of economic trends, all of which may be susceptible to significant change. Credit losses are charged off against the allowance, while recoveries of amounts previously charged off are credited to the allowance. A provision for credit losses is charged to operations based on management’s periodic evaluation of the factors previously mentioned, as well as other pertinent factors. Evaluations are conducted at least quarterly and more often if deemed necessary. The allowance for credit losses consists of a specific component and a nonspecific component. The components of the allowance for credit losses represent an estimation done pursuant to either the Financial Accounting Standards Board’s (the “FASB”) Accounting Standards Codification (“ASC”) Topic 450 Contingencies or ASC Topic 310 Receivables . The specific component of the allowance for credit losses reflects expected losses resulting from analysis developed through credit allocations for individual loans and leases. The credit allocations are based on a regular analysis of all loans and leases over a fixed-dollar amount where the internal credit rating is at or below a predetermined classification. The specific component of the allowance for credit losses also includes management’s determination of the amounts necessary given concentrations and changes in portfolio mix and volume. The nonspecific portion of the allowance is determined based on management’s assessment of general economic conditions, as well as economic factors in the individual markets in which the Company operates including the strength and timing of economic cycles and concerns over the effects of a prolonged economic downturn in the current cycle. This determination inherently involves a higher risk of uncertainty and considers current risk factors that may not have yet manifested themselves in the Bank’s historical loss factors used to determine the nonspecific component of the allowance, and it recognizes that knowledge of the portfolio may be incomplete. The Bank’s historic loss factors are based upon actual losses incurred by portfolio segment over the preceding 24-month period. In portfolio segments where no actual losses have been incurred within the most recent 24-month period, industry loss data for that portfolio segment, as provided by the Federal Deposit Insurance Corporation (“FDIC”), are utilized. In addition to historic loss factors, the Bank’s methodology for the allowance for credit losses incorporates other risk factors that may be inherent within the portfolio segments. For each portfolio segment, in addition to the historic loss experience, the qualitative factors that are measured and monitored in the overall determination of the allowance include: ● changes in lending policies, procedures, and practices; ● changes in international, national, state and local economic and business conditions and developments that affect the collectibility of the portfolio, including the condition of various market segments; ● changes in the nature and volume of the loan portfolio; ● changes in the experience, ability and depth of the lending staff; ● changes in the volume and severity of past due, nonaccrual, and adversely classified loans; ● changes in the quality of our loan review system; ● changes in the value of underlying collateral for collateral-dependent loans; ● the existence of any concentrations of credit, and changes in the level of such concentrations; ● the effect of other external factors such as competition and legal and regulatory requirements; and ● any other factors that management considers relevant to the quality or performance of the loan portfolio. Each of these qualitative risk factors is measured based upon data generated either internally, or in the case of economic conditions utilizing independently provided data on items such as unemployment rates, commercial real estate vacancy rates, or other market data deemed relevant to the business conditions within the markets served. The Company’s loan and lease policies state that after all collection efforts have been exhausted, and the loan or lease is deemed to be a loss, then the remaining loan or lease balance will be charged to the Company’s established allowance for credit losses. All loans and leases are evaluated for loss potential once it has been determined by the Watch Committee that the likelihood of repayment is in doubt. When a loan is past due for at least 90 days or a deterioration in debt service coverage ratio, guarantor liquidity, or loan-to-value ratio has occurred that would cause concern regarding the likelihood of the full repayment of principal and interest, and the loan or lease is deemed not to be well secured, the loan or lease would be moved to non-accrual status and a specific reserve is established if the net realizable value is less than the principal value of the loan balance(s). Once the actual loss value has been determined, a charge-off against the allowance for credit losses for the amount of the loss is taken. Each loss is evaluated on its specific facts regarding the appropriate timing to recognize the loss.
Acquired Loans	Acquired Loans Acquired loans are recorded at fair value at the date of acquisition, and accordingly, no allowance for loan losses is transferred to the acquiring entity under the acquisition method. The fair values of loans with evidence of credit deterioration (acquired credit impaired loans) are initially recorded at fair value, but thereafter accounted for differently than purchased, non-credit-impaired loans. For acquired credit impaired loans, the excess of all cash flows estimated to be collectable at the date of acquisition over the initial investment in the acquired credit impaired loan is recognized as interest income, using a level-yield basis over the life of the loan. This amount is referred to as the accretable yield. The acquired credit impaired loan’s contractually-required payments receivable estimated to be in excess of the amount of its future cash flows expected at the date of acquisition is referred to as the non-accretable difference, and is not reflected as an adjustment to the yield, but in the form of a loss accrual or a valuation allowance. Subsequent to the acquisition date, management continues to monitor cash flows on a quarterly basis, to determine the performance of each acquired credit impaired loan in comparison to management’s initial performance expectations. Subsequent decreases in the present value of expected cash flows will be recorded as an increase in the allowance for credit losses through a provision for loan losses. Subsequent significant increases in cash flows result in a reversal of the provision for loan losses to the extent of prior provisions or a reclassification of amount from non-accretable difference to accretable yield, with a positive impact on the accretion of interest income in future periods.
Goodwill, Other Intangible Assets and Long-Lived Assets	Goodwill, Other Intangible Assets and Long-Lived Assets Goodwill represents the excess of the purchase price over the sum of the estimated fair values of tangible and identifiable intangible assets acquired less the estimated fair value of the liabilities assumed. Core deposit intangibles represent the estimated value of long-term deposit relationships acquired in a business combination. The core deposit intangible is amortized over the estimated useful lives of the long-term deposits acquired, and the remaining amounts of the core deposit intangible are periodically reviewed for impairment. Goodwill has an indefinite useful life and is evaluated for impairment annually or more frequently if events and circumstances indicate that the asset might be impaired. Long-lived assets are those that provide the Company with a future economic benefit beyond the current year or operating period. Long-lived assets are reviewed for impairment whenever events or changes in circumstances indicate that the carrying amount of an asset is greater than the fair value of the asset. Assets to be disposed of are reported at the lower of the cost or the fair value, less costs to sell. Effective April 1, 2020, the Company adopted ASU 2017-04, Intangibles - Goodwill and Other (Topic 350): Simplifying the Test for Goodwill Impairment, Management has determined that the Company has one reporting unit. The sudden and continuing decline in economic conditions triggered by the Coronavirus ("COVID-19") pandemic included a significant decline in stock market valuations and the stock price of the Company and peer banks. These events indicated that goodwill may be impaired and resulted in us performing a goodwill impairment assessment. As a result, a goodwill impairment charge of $34.5 million was recorded as the Company's estimated fair value was less than its book value.
Income Taxes	Income Taxes The Company uses the asset/liability method of accounting for income taxes. Under the asset/liability method, deferred tax assets and liabilities are determined based on differences between the financial statement carrying amounts and the tax bases of existing assets and liabilities (i.e., temporary differences) and are measured at the enacted rates that will be in effect when these differences reverse. As changes in tax laws or rates are enacted, deferred tax assets and liabilities are adjusted through the provision for income taxes. In addition, deferred tax assets are reduced by a valuation allowance when, in the opinion of management, it is more likely than not that some portion or the entire deferred tax asset will not be realized. The Company does not have uncertain tax positions that are deemed material, and did not recognize any adjustments for unrecognized tax benefits. The Company’s policy is to recognize interest and penalties on income taxes in other noninterest expenses. The Company remains subject to examination by federal and state taxing authorities for income tax returns for the years ending after December 31, 2015.
Share-Based Compensation	Share-Based Compensation Compensation cost is recognized for stock options and restricted stock issued to directors and employees. Compensation cost is measured as the fair value of these awards on their date of grant. A Black-Scholes model is utilized to estimate the fair value of stock options. The market price of the Company’s common stock at the date of grant is used for restricted stock awards, which include restricted stock units. Compensation cost is recognized over the required service period, generally defined as the vesting period. For awards with graded vesting, compensation cost is recognized on a straight-line basis over the requisite service period for the entire award. When an award is granted to an employee who is retirement eligible, the compensation cost of these awards is recognized over the period up to when the director or employee first becomes eligible to retire. Compensation expense for non-vested common stock awards is based on the fair value of the awards, which is generally the market price of the common stock on the measurement date, which, for the Company, is the date of grant, and is recognized ratably over the service period of the award.
Reclassifications	Reclassifications Certain reclassifications to prior financial presentation were made to conform to the 2020 presentation. These reclassifications did not affect previously reported net income or total stockholders’ equity.
Recent Accounting Pronouncements	Recent Accounting Pronouncements The FASB has issued ASU 2020-04, Reference Rate Reform (Topic 848): Facilitation of the Effects of Reference Rate Reform on Financial Reporting. The FASB has issued ASU 2019-10, Financial Instruments – Credit Losses (Topic 326), Derivatives and Hedging (Topic 815), and Leases (Topic 842). This ASU amends the effective date of the credit loss standard (ASU 2016-13) for smaller reporting companies, as defined by the SEC. The one-time determination of whether an entity is eligible to be a smaller reporting company is based on an entity’s most recent determination as of November 15, 2019, in accordance with SEC regulations. The Company met this definition of smaller reporting company based on its most recent determination as of November 15, 2019. As a result, the effective date of this ASU for the Company has been amended from fiscal years beginning after December 15, 2019, and interim periods within those fiscal years, to fiscal years beginning after December 31, 2022, and interim periods within those fiscal years. In addition, this ASU amended the mandatory effective date for the elimination of Step 2 from the goodwill impairment test (ASU 2017-04 discussed below). As a smaller reporting company, the effective date of the goodwill impairment standard for the Company has been amended from fiscal years beginning after December 15, 2019, and interim periods within those fiscal years, to fiscal years beginning after December 31, 2022, and interim periods within those fiscal years. The FASB has issued ASU 2017-04, Intangibles—Goodwill and Other (Topic 350): Simplifying the Test for Goodwill Impairment. The FASB has issued ASU 2016-13, Financial Instruments—Credit Losses (Topic 326).
COVID-19 Risks and Uncertainties	COVID-19 Risks and Uncertainties In December 2019, a novel strain of coronavirus (COVID-19) surfaced in China, and has since spread to many other countries, including the United States. In March 2020, the World Health Organization declared COVID-19 a global pandemic and the United States declared a National Public Health Emergency. The COVID-19 pandemic has severely restricted the level of economic activity in the Company’s markets. In response to the COVID-19 pandemic, the State of Maryland and most other states took preventative or protective actions, such as imposing restrictions on travel and business operations, advising or requiring individuals to limit or forego their time outside of their homes, and ordering temporary closures of businesses that were deemed to be non-essential. Although many businesses have begun to reopen, some states, including Maryland, have since experienced a resurgence of COVID-19 cases, which may further slow overall economic activity and recovery. Uncertainty also remains regarding if, how and when schools will reopen and the impact of such reopening decisions on the economy. The impact of the COVID-19 pandemic is fluid and continues to evolve. The unprecedented and rapid spread of COVID-19 and its associated impacts on trade (including supply chains and export levels), travel, employee productivity, unemployment, consumer spending, and other economic activities has resulted in less economic activity, lower equity market valuations and significant volatility and disruption in financial markets. In addition, due to the COVID-19 pandemic, market interest rates have declined significantly, with the 10-year Treasury bond falling below 1.00% on March 3, 2020 for the first time, and declining further to 0.65% as of June 30, 2020. On March 3, 2020, the Federal Open Market Committee reduced the targeted federal funds interest rate range by 50

Exit of Mortgage Banking Acti_2

Exit of Mortgage Banking Activities (Tables)	6 Months Ended
	Jun. 30, 2020
Exit of Mortgage Banking Activities
Schedule of rollforward of loans held for sale, showing loans originated for sale and loans sold into the secondary market	​ ​ ​ ​ ​ ​ ​ ​ (in thousands) June 30, 2020 December 31, 2019 Loans held for sale, January 1 ​ $ 30,710 ​ $ 21,261 Loans originated for sale ​ 79,847 ​ 573,306 Loans sold into the secondary market ​ (110,557) ​ (563,857) Loans held for sale, at end of period ​ $ — ​ $ 30,710 Loans originated for the Bank's portfolio ​ $ 11,378 ​ $ 114,561 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ For the six months ended June 30, For the three months ended June 30, ($ in thousands) 2020 2019 2020 2019 Statement of Operations: ​ ​ ​ ​ ​ Net interest income ​ $ 143 ​ $ 340 ​ $ — ​ $ 193 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Realized and unrealized gains on mortgage banking activity ​ 1,036 ​ 3,737 ​ — ​ 2,296 Loan related fees and service charges ​ 389 ​ 1,320 ​ — ​ 816 Total noninterest income ​ 1,425 ​ 5,057 ​ — ​ 3,112 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Salaries and benefits ​ 928 ​ 3,063 ​ — ​ 1,456 Occupancy ​ 20 ​ 154 ​ — ​ 75 All other operating expenses ​ 490 ​ 1,050 ​ — ​ 582 Total noninterest expense ​ 1,438 ​ 4,267 ​ — ​ 2,113 Pretax contribution ​ 130 ​ 1,130 ​ — ​ 1,192 Income tax expense ​ 36 ​ 311 ​ — ​ 328 After tax contribution ​ $ 94 ​ $ 819 ​ $ — ​ $ 864

Investment Securities (Tables)

Investment Securities (Tables)	6 Months Ended
	Jun. 30, 2020
Investment Securities
Schedule of available-for-sale securities and held-to-maturity	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ (in thousands) ​ June 30, 2020 ​ December 31, 2019 ​ ​ ​ Gross Gross ​ ​ ​ ​ Gross Gross ​ ​ ​ ​ Amortized ​ Unrealized ​ Unrealized ​ Estimated ​ Amortized ​ Unrealized ​ Unrealized ​ Estimated ​ ​ Cost ​ Gains ​ Losses ​ Fair Value ​ Cost ​ Gains ​ Losses ​ Fair Value Available for sale ​ ​ ​ ​ ​ ​ ​ ​ U.S. Government ​ ​ ​ ​ ​ ​ ​ ​ Agencies ​ $ 77,835 ​ $ 1,780 ​ $ — ​ $ 79,615 ​ $ 66,428 ​ $ 963 ​ $ 79 ​ $ 67,312 Mortgage-backed ​ 188,099 ​ 4,029 ​ 302 ​ 191,826 ​ 139,918 ​ 2,848 ​ 67 ​ 142,699 Other investments ​ 5,509 ​ 13 ​ 74 ​ 5,448 ​ 5,510 ​ 4 ​ 20 ​ 5,494 ​ ​ $ 271,443 ​ $ 5,822 ​ $ 376 ​ $ 276,889 ​ $ 211,856 ​ $ 3,815 ​ $ 166 ​ $ 215,505 Held to maturity ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Corporate debentures ​ $ 7,250 ​ $ 65 ​ $ 120 ​ $ 7,195 ​ $ 7,750 ​ $ 147 ​ $ - ​ $ 7,897
Schedule of unrealized loss on investments	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ June 30, 2020 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ (in thousands) ​ Less than 12 months ​ 12 months or more ​ Total ​ ​ ​ Gross ​ ​ Gross ​ ​ Gross ​ ​ Fair ​ Unrealized ​ Fair ​ Unrealized ​ Fair ​ Unrealized ​ ​ Value ​ Losses ​ Value ​ Losses ​ Value ​ Losses Available for sale ​ ​ ​ ​ ​ ​ U.S. Government ​ ​ ​ ​ ​ ​ Agencies ​ $ — ​ $ — ​ $ — ​ $ — ​ $ — ​ $ — Mortgage-backed ​ 106,747 ​ 302 ​ — ​ — ​ 106,747 ​ 302 Other investments ​ 1,444 ​ 56 ​ 2,991 ​ 18 ​ 4,435 ​ 74 ​ ​ $ 108,191 ​ $ 358 ​ $ 2,991 ​ $ 18 ​ $ 111,182 ​ $ 376 Held to maturity ​ ​ ​ ​ ​ ​ ​ Corporate debentures ​ $ 880 ​ $ 120 ​ $ — ​ $ — ​ $ 880 ​ $ 120 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ December 31, 2019 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ (in thousands) ​ Less than 12 months ​ 12 months or more ​ Total ​ ​ ​ Gross ​ ​ Gross ​ ​ Gross ​ ​ Fair ​ Unrealized ​ Fair ​ Unrealized ​ Fair ​ Unrealized ​ Value Losses Value Losses Value Losses Available for sale ​ ​ ​ ​ ​ ​ U.S. Government ​ ​ ​ ​ ​ ​ Agencies ​ $ 10,689 ​ $ 79 ​ $ - ​ $ - ​ $ 10,689 ​ $ 79 Mortgage-backed ​ 35,512 ​ 60 ​ 975 ​ 7 ​ 36,487 ​ 67 Other investments ​ - ​ - ​ 2,990 ​ 20 ​ 2,990 ​ 20 ​ ​ $ 46,201 ​ $ 139 ​ $ 3,965 ​ $ 27 ​ $ 50,166 ​ $ 166 Held to maturity ​ ​ ​ ​ ​ ​ ​ Corporate debentures ​ $ - ​ $ - ​ $ - ​ $ - ​ $ - ​ $ -
Schedule of investment securities by contractual maturity	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ (in thousands) ​ June 30, 2020 ​ December 31, 2019 ​ Amortized Estimated Fair Amortized Estimated Fair ​ ​ Cost ​ Value ​ Cost ​ Value Amounts maturing: ​ ​ ​ ​ One year or less ​ $ 5,535 ​ $ 5,634 ​ $ 1,497 ​ $ 1,500 After one through five years ​ 46,780 ​ 48,337 ​ 49,166 ​ 50,048 After five through ten years ​ 34,529 ​ 34,883 ​ 33,576 ​ 33,915 After ten years ​ 191,849 ​ 195,230 ​ 135,367 ​ 137,939 ​ ​ $ 278,693 ​ $ 284,084 ​ $ 219,606 ​ $ 223,402

Loans and Leases (Tables)

Loans and Leases (Tables)	6 Months Ended
	Jun. 30, 2020
Loans and Leases
Schedule of loan portfolio segment	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ June 30, 2020 ​ December 31, 2019 ​ ​ ​ % of ​ ​ % of (in thousands) Total Total Total Total Real estate ​ ​ ​ Construction and land ​ $ 128,567 6.8 % $ 128,285 7.3 % Residential - first lien ​ 409,402 21.6 ​ 437,409 25.1 ​ Residential - junior lien ​ 67,430 3.6 ​ 74,164 4.2 ​ Total residential real estate ​ 476,832 25.1 ​ 511,573 29.3 ​ Commercial - owner occupied ​ 244,802 12.9 ​ 241,795 13.9 ​ Commercial - non-owner occupied ​ 455,051 24.0 ​ 444,052 25.4 ​ Total commercial real estate ​ 699,853 36.9 ​ 685,847 39.3 ​ Total real estate loans ​ 1,305,252 68.7 ​ 1,325,705 75.9 ​ Commercial loans and leases 1 ​ 352,999 18.6 ​ 372,872 21.4 ​ Consumer ​ 46,660 2.5 ​ 46,936 2.7 ​ Paycheck Protection Program ​ ​ 193,719 ​ 10.2 ​ ​ — ​ — ​ Total loans and leases ​ $ 1,898,630 100.0 % $ 1,745,513 100.0 % ​ 1 Includes leases of $4,949 and $6,382 at June 30, 2020 and December 31, 2019, respectively.
Schedule of acquired credit impaired loans	The following table documents changes in the accretable discount on acquired credit impaired loans at: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ For the six months ended For the three months ended ​ ​ June 30, ​ June 30, (in thousands) 2020 2019 2020 2019 Balance at beginning of period ​ $ 689 ​ $ 877 ​ $ 673 ​ $ 835 Impaired loans acquired ​ — ​ — ​ — ​ — Accretion of fair value discounts ​ (115) ​ (110) ​ (99) ​ (68) Balance at end of period ​ $ 574 ​ $ 767 ​ $ 574 ​ $ 767 ​ The table below presents the outstanding balances and related carrying amounts for all acquired credit impaired loans at the end of the respective periods: ​ ​ ​ ​ ​ ​ ​ ​ ​ Contractually ​ ​ ​ ​ Required ​ ​ ​ ​ ​ Payments ​ Carrying (in thousands) ​ Receivable ​ Amount At June 30, 2020 ​ $ 8,670 ​ $ 6,993 At December 31, 2019 ​ 10,929 ​ 8,706

Credit Quality Assessment (Tabl

Credit Quality Assessment (Tables)	6 Months Ended
	Jun. 30, 2020
Credit Quality Assessment
Summary on allowance for credit loss activity	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ For the six months ended For the three months ended ​ ​ June 30, ​ June 30, (in thousands) 2020 2019 ​ 2020 2019 Beginning balance ​ $ 10,401 ​ $ 9,873 ​ $ 13,384 ​ $ 8,754 Charge-offs ​ (614) ​ (3,728) ​ (31) ​ (874) Recoveries ​ 124 ​ 140 ​ 3 ​ 130 Net charge-offs ​ (490) ​ (3,588) ​ (28) ​ (744) Provision for credit losses ​ 6,445 ​ 2,835 ​ 3,000 ​ 1,110 Ending balance ​ $ 16,356 ​ $ 9,120 ​ $ 16,356 ​ $ 9,120
Schedule of loan balance and total credit exposure	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ As % of ​ ​ ​ As % of Balance As % of ​ ​ ​ As % of ($in millions) ​ Loan ​ Total ​ Total ​ Total ​ with ​ Total ​ SBA PPP ​ Loans ​ Loan Category Balance Loans Exposure (1) Exposure Modifications Category Loan Relief Category ​ CRE - retail ​ $ 109.1 ​ 5.7 % $ 109.1 ​ 4.8 % $ 27.2 ​ 24.9 % $ — ​ 0.0 % Hotels ​ ​ 60.8 ​ 3.2 % ​ 62.8 ​ 2.8 % ​ 52.7 ​ 86.6 % ​ 1.5 ​ 2.5 % CRE - residential rental ​ 47.8 2.5 % ​ 47.8 2.1 % ​ 8.8 18.4 % ​ — 0.0 % Nursing and residential care ​ 39.7 2.1 % ​ 44.8 2.0 % ​ 2.5 6.4 % ​ 2.2 5.6 % Retail trade ​ 23.6 1.2 % ​ 38.3 1.7 % ​ 2.1 8.9 % ​ 12.9 54.7 % Restaurants and caterers ​ 28.4 1.5 % ​ 32.0 1.4 % ​ 19.5 68.5 % ​ 14.7 51.6 % Religious and similar organizations ​ 29.1 1.5 % ​ 31.1 1.4 % ​ 3.3 11.4 % ​ 6.1 20.8 % Arts, entertainment, and recreation ​ 15.0 0.8 % ​ 17.6 0.8 % ​ 7.5 49.9 % ​ 3.2 21.0 % Total - selected categories ​ $ 353.6 18.6 % $ 383.5 17.0 % $ 123.6 35.0 % $ 40.5 11.5 % (1) Includes unused lines of credit, unfunded commitments, and letters of credit The breakdown by loan portfolio segment is as follows: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ As % of As % of ($ in millions) ​ Loan ​ Total ​ Total "High Loan Portfolio Segment ​ Balance ​ Loans ​ Impacts" Commercial real estate - non-owner occupied ​ $ 206.9 10.9 % 58.5 % Commercial real estate - owner occupied ​ 65.4 3.4 % 18.5 % Construction and land ​ 51.9 2.7 % 14.7 % Commercial loans and leases ​ 28.7 1.5 % 8.1 % Other ​ 0.6 — % 0.2 % Total ​ $ 353.6 18.6 % 100.0 % ​
Allowance for loan and lease losses	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ At June 30, 2020 ​ ​ ​ ​ ​ ​ ​ Commercial real estate Commercial ​ ​ Paycheck ​ ​ ​ ​ Construction ​ Residential real estate ​ owner ​ non-owner ​ loans ​ Consumer ​ Protection ​ ​ ​ (in thousands) ​ and land ​ first lien ​ junior lien ​ occupied ​ occupied ​ and leases ​ loans ​ Program ​ Total Allowance for credit losses: ​ ​ ​ ​ ​ ​ ​ ​ ​ Six months ended: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Beginning balance ​ $ 1,256 ​ $ 2,256 ​ $ 478 ​ $ 788 ​ $ 2,968 ​ $ 2,103 ​ $ 552 ​ $ — ​ $ 10,401 Charge-offs ​ — ​ (33) ​ — ​ — ​ (23) ​ (549) ​ (9) ​ — ​ (614) Recoveries ​ — ​ 3 ​ 52 ​ — ​ — ​ 67 ​ 2 ​ — ​ 124 Provision for credit losses ​ 269 ​ 488 ​ 394 ​ 1,018 ​ 2,645 ​ 1,435 ​ 196 ​ — ​ 6,445 Ending balance ​ $ 1,525 ​ $ 2,714 ​ $ 924 ​ $ 1,806 ​ $ 5,590 ​ $ 3,056 ​ $ 741 ​ $ — ​ $ 16,356 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Three months ended: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Beginning balance ​ $ 1,192 ​ $ 2,204 ​ $ 863 ​ $ 1,254 ​ $ 4,130 ​ $ 2,950 ​ $ 791 ​ $ — ​ $ 13,384 Charge-offs ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ (23) ​ ​ — ​ ​ (8) ​ ​ — ​ ​ (31) Recoveries ​ ​ — ​ ​ — ​ ​ 1 ​ ​ — ​ ​ — ​ ​ 1 ​ ​ 1 ​ ​ — ​ ​ 3 Provision for credit losses ​ ​ 333 ​ ​ 510 ​ ​ 60 ​ ​ 552 ​ ​ 1,483 ​ ​ 105 ​ ​ (43) ​ ​ — ​ ​ 3,000 Ending balance ​ $ 1,525 ​ $ 2,714 ​ $ 924 ​ $ 1,806 ​ $ 5,590 ​ $ 3,056 ​ $ 741 ​ $ — ​ $ 16,356 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Allowance allocated to: ​ ​ ​ ​ ​ ​ ​ ​ ​ individually evaluated for impairment ​ $ — ​ $ — ​ $ — ​ $ — ​ $ — ​ $ — ​ $ — ​ $ — ​ $ — collectively evaluated for impairment ​ $ 1,525 ​ $ 2,714 ​ $ 924 ​ $ 1,806 ​ $ 5,590 ​ $ 3,056 ​ $ 741 ​ $ — ​ $ 16,356 Loans and leases: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Ending balance ​ $ 128,567 ​ $ 409,402 ​ $ 67,430 ​ $ 244,802 ​ $ 455,051 ​ $ 352,999 ​ $ 46,660 ​ $ 193,719 ​ $ 1,898,630 individually evaluated for impairment ​ $ 347 ​ $ 13,679 ​ $ 1,365 ​ $ 800 ​ $ 576 ​ $ 1,619 ​ $ 102 ​ $ — ​ $ 18,488 collectively evaluated for impairment ​ $ 128,220 ​ $ 395,723 ​ $ 66,065 ​ $ 244,002 ​ $ 454,475 ​ $ 351,380 ​ $ 46,558 ​ $ 193,719 ​ $ 1,880,142 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ At June 30, 2019 ​ ​ ​ ​ ​ ​ ​ Commercial real estate Commercial ​ ​ ​ ​ ​ Construction ​ Residential real estate ​ owner ​ non-owner ​ loans ​ Consumer ​ ​ (in thousands) ​ and land ​ first lien ​ junior lien ​ occupied ​ occupied ​ and leases ​ loans ​ Total Allowance for credit losses: ​ ​ ​ ​ ​ ​ ​ ​ Six months ended: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Beginning balance ​ $ 741 ​ $ 1,170 ​ $ 292 ​ $ 735 ​ $ 4,057 ​ $ 2,644 ​ $ 234 ​ $ 9,873 Charge-offs ​ (282) ​ (362) ​ (471) ​ (44) ​ (2,026) ​ (525) ​ (18) ​ (3,728) Recoveries ​ — ​ — ​ 104 ​ — ​ 3 ​ 32 ​ 1 ​ 140 Provision for credit losses ​ 669 ​ 982 ​ 512 ​ 202 ​ 765 ​ (456) ​ 161 ​ 2,835 Ending balance ​ $ 1,128 ​ $ 1,790 ​ $ 437 ​ $ 893 ​ $ 2,799 ​ $ 1,695 ​ $ 378 ​ $ 9,120 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Three months ended: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Beginning balance ​ $ 1,220 ​ $ 1,372 ​ $ 390 ​ $ 817 ​ $ 3,188 ​ $ 1,543 ​ $ 224 ​ $ 8,754 Charge-offs ​ ​ (62) ​ ​ (238) ​ ​ (221) ​ ​ (44) ​ ​ — ​ ​ (298) ​ ​ (11) ​ ​ (874) Recoveries ​ ​ — ​ ​ — ​ ​ 99 ​ ​ — ​ ​ 1 ​ ​ 30 ​ ​ — ​ ​ 130 Provision for credit losses ​ ​ (30) ​ ​ 656 ​ ​ 169 ​ ​ 120 ​ ​ (390) ​ ​ 420 ​ ​ 165 ​ ​ 1,110 Ending balance ​ $ 1,128 ​ $ 1,790 ​ $ 437 ​ $ 893 ​ $ 2,799 ​ $ 1,695 ​ $ 378 ​ $ 9,120 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Allowance allocated to: ​ ​ ​ ​ ​ ​ ​ ​ individually evaluated for impairment ​ $ — ​ $ — ​ $ — ​ $ — ​ $ — ​ $ — ​ $ — ​ $ — collectively evaluated for impairment ​ $ 1,128 ​ $ 1,790 ​ $ 437 ​ $ 893 ​ $ 2,799 ​ $ 1,695 ​ $ 378 ​ $ 9,120 Loans and leases: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Ending balance ​ $ 115,753 ​ $ 411,213 ​ $ 80,303 ​ $ 232,771 ​ $ 442,449 ​ $ 367,856 ​ $ 50,675 ​ $ 1,701,020 individually evaluated for impairment ​ $ 933 ​ $ 12,530 ​ $ 914 ​ $ 225 ​ $ 2,608 ​ $ 1,862 ​ $ 287 ​ $ 19,359 collectively evaluated for impairment ​ $ 114,820 ​ $ 398,683 ​ $ 79,389 ​ $ 232,546 ​ $ 439,841 ​ $ 365,994 ​ $ 50,388 ​ $ 1,681,661 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ At December 31, 2019 ​ ​ ​ ​ ​ ​ ​ Commercial real estate Commercial ​ ​ ​ ​ ​ ​ Construction ​ Residential real estate ​ owner ​ non-owner ​ loans ​ Consumer ​ ​ (in thousands) ​ and land ​ first lien ​ junior lien ​ occupied ​ occupied ​ and leases ​ loans ​ Total Allowance for credit losses: ​ ​ ​ ​ ​ ​ ​ ​ ​ Beginning balance ​ $ 741 ​ $ 1,170 ​ $ 292 ​ $ 735 ​ $ 4,057 ​ $ 2,644 ​ $ 234 ​ $ 9,873 Charge-offs ​ (282) ​ (518) ​ (532) ​ (46) ​ (2,026) ​ (622) ​ (210) ​ (4,236) Recoveries ​ 80 ​ - ​ 115 ​ - ​ 17 ​ 357 ​ 2 ​ 571 Provision for credit losses ​ 717 ​ 1,604 ​ 603 ​ 99 ​ 920 ​ (276) ​ 526 ​ 4,193 Ending balance ​ $ 1,256 ​ $ 2,256 ​ $ 478 ​ $ 788 ​ $ 2,968 ​ $ 2,103 ​ $ 552 ​ $ 10,401 Allowance allocated to: ​ ​ ​ ​ ​ ​ ​ ​ ​ individually evaluated for impairment ​ $ - ​ $ - ​ $ - ​ $ - ​ $ - ​ $ 500 ​ $ - ​ $ 500 collectively evaluated for impairment ​ $ 1,256 ​ $ 2,256 ​ $ 478 ​ $ 788 ​ $ 2,968 ​ $ 1,603 ​ $ 552 ​ ​ 9,901 Loans and leases: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Ending balance ​ $ 128,285 ​ $ 437,409 ​ $ 74,164 ​ $ 241,795 ​ $ 444,052 ​ $ 372,872 ​ $ 46,936 ​ $ 1,745,513 individually evaluated for impairment ​ $ 481 ​ $ 13,131 ​ $ 786 ​ $ 566 ​ $ 1,725 ​ $ 2,360 ​ $ 127 ​ $ 19,176 collectively evaluated for impairment ​ $ 127,804 ​ $ 424,278 ​ $ 73,378 ​ $ 241,229 ​ $ 442,327 ​ $ 370,512 ​ $ 46,809 ​ $ 1,726,337
Schedule of credit risk profile	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ June 30, 2020 ​ ​ ​ ​ ​ ​ ​ Commercial real estate Commercial ​ ​ Paycheck ​ ​ ​ ​ Construction ​ Residential real estate ​ owner ​ non-owner ​ loans ​ Consumer ​ Protection ​ ​ ​ (in thousands) ​ and land ​ first lien ​ junior lien ​ occupied ​ occupied ​ and leases ​ loans ​ Program ​ Total Credit quality indicators: ​ ​ ​ ​ ​ ​ ​ ​ ​ Not classified ​ $ 128,220 ​ $ 396,686 ​ $ 66,065 ​ $ 241,501 ​ $ 453,361 ​ $ 341,285 ​ $ 46,558 ​ $ 193,719 ​ $ 1,867,395 Special mention ​ — ​ — ​ — ​ 2,501 ​ 1,064 ​ 10,477 ​ — ​ — ​ 14,042 Substandard ​ 347 ​ 12,716 ​ 1,365 ​ 800 ​ 626 ​ 1,237 ​ 102 ​ — ​ 17,193 Doubtful ​ — ​ — ​ — ​ — ​ — ​ — ​ — ​ — ​ — Total loans and leases ​ $ 128,567 ​ $ 409,402 ​ $ 67,430 ​ $ 244,802 ​ $ 455,051 ​ $ 352,999 ​ $ 46,660 ​ $ 193,719 ​ $ 1,898,630 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ December 31, 2019 ​ ​ ​ ​ ​ ​ Commercial real estate Commercial ​ ​ ​ ​ ​ ​ ​ ​ Construction ​ Residential real estate ​ owner ​ non-owner ​ loans ​ Consumer ​ ​ ​ ​ ​ (in thousands) ​ and land ​ first lien ​ junior lien ​ occupied ​ occupied ​ and leases ​ loans ​ ​ ​ Total Credit quality indicators: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Not classified ​ $ 127,804 ​ $ 425,247 ​ $ 73,378 ​ $ 241,229 ​ $ 442,327 ​ $ 370,837 ​ $ 46,809 ​ ​ ​ ​ $ 1,727,631 Special mention ​ — ​ — ​ — ​ — ​ — ​ — ​ — ​ ​ ​ ​ — Substandard ​ 481 ​ 12,162 ​ 786 ​ 566 ​ 1,725 ​ 2,035 ​ 127 ​ ​ ​ ​ 17,882 Doubtful ​ — ​ — ​ — ​ — ​ — ​ — ​ — ​ ​ ​ ​ — Total loans and leases ​ $ 128,285 ​ $ 437,409 ​ $ 74,164 ​ $ 241,795 ​ $ 444,052 ​ $ 372,872 ​ $ 46,936 ​ ​ ​ ​ $ 1,745,513
Schedule of aged analysis of past due loans	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ June 30, 2020 ​ ​ ​ ​ ​ ​ ​ Commercial real estate Commercial ​ ​ Paycheck ​ ​ ​ ​ Construction ​ Residential real estate ​ owner ​ non-owner ​ loans ​ Consumer ​ Protection ​ ​ ​ (in thousands) ​ and land ​ first lien ​ junior lien ​ occupied ​ occupied ​ and leases ​ loans ​ Program ​ Total Analysis of past due loans and leases: ​ ​ ​ ​ ​ ​ ​ ​ ​ Accruing loans and leases current ​ $ 128,220 ​ $ 394,957 ​ $ 64,873 ​ $ 244,002 ​ $ 454,217 ​ $ 351,466 ​ $ 46,414 ​ $ 193,719 ​ $ 1,877,868 Accruing loans and leases past due: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 30‑59 days past due ​ — ​ — ​ 1,068 ​ — ​ 76 ​ 264 ​ 9 ​ — ​ 1,417 60‑89 days past due ​ — ​ 1,306 ​ 124 ​ — ​ 182 ​ 32 ​ 135 ​ — ​ 1,779 Greater than 90 days past due ​ — ​ 423 ​ — ​ — ​ — ​ — ​ — ​ — ​ 423 Total past due ​ — ​ 1,729 ​ 1,192 ​ — ​ 258 ​ 296 ​ 144 ​ — ​ 3,619 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Non-accrual loans and leases 1 ​ 347 ​ 12,716 ​ 1,365 ​ 800 ​ 576 ​ 1,237 ​ 102 ​ — ​ 17,143 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Total loans and leases ​ $ 128,567 ​ $ 409,402 ​ $ 67,430 ​ $ 244,802 ​ $ 455,051 ​ $ 352,999 ​ $ 46,660 ​ $ 193,719 ​ $ 1,898,630 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ December 31, 2019 ​ ​ ​ ​ ​ ​ ​ Commercial real estate Commercial ​ ​ ​ ​ ​ ​ ​ ​ Construction ​ Residential real estate ​ owner ​ non-owner ​ loans ​ Consumer ​ ​ ​ ​ ​ (in thousands) ​ and land ​ first lien ​ junior lien ​ occupied ​ occupied ​ and leases ​ loans ​ ​ ​ Total Analysis of past due loans and leases: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Accruing loans and leases current ​ $ 127,804 ​ $ 418,668 ​ $ 71,634 ​ $ 241,062 ​ $ 442,132 ​ $ 370,877 ​ $ 46,776 ​ ​ ​ ​ $ 1,718,953 Accruing loans and leases past due: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 30‑59 days past due ​ — ​ 3,312 ​ 748 ​ — ​ 195 ​ 35 ​ 19 ​ ​ ​ ​ 4,309 60‑89 days past due ​ — ​ 3,220 ​ 996 ​ 167 ​ — ​ — ​ 14 ​ ​ ​ ​ 4,397 Greater than 90 days past due ​ — ​ 47 ​ — ​ — ​ — ​ — ​ — ​ ​ ​ ​ 47 Total past due ​ — ​ 6,579 ​ 1,744 ​ 167 ​ 195 ​ 35 ​ 33 ​ ​ ​ ​ 8,753 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Non-accrual loans and leases 1 ​ 481 ​ 12,162 ​ 786 ​ 566 ​ 1,725 ​ 1,960 ​ 127 ​ ​ ​ ​ 17,807 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Total loans and leases ​ $ 128,285 ​ $ 437,409 ​ $ 74,164 ​ $ 241,795 ​ $ 444,052 ​ $ 372,872 ​ $ 46,936 ​ ​ ​ ​ $ 1,745,513 ​ 1 Included are acquired credit impaired loans where the Company amortizes the accretable discount into interest income, however these loans do not accrue interest based on the terms of the loan.
Schedule of impaired loans	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ June 30, 2020 ​ ​ ​ ​ ​ ​ Commercial real estate Commercial ​ ​ ​ ​ ​ ​ Construction ​ Residential real estate ​ owner ​ non-owner ​ loans ​ Consumer ​ ​ ​ (in thousands) ​ and land ​ first lien ​ junior lien ​ occupied ​ occupied ​ and leases ​ loans ​ Total Impaired loans: ​ ​ ​ ​ ​ ​ ​ ​ Recorded investment 1 ​ $ 347 ​ $ 13,679 ​ $ 1,365 ​ $ 800 ​ $ 576 ​ $ 1,619 ​ $ 102 ​ $ 18,488 With an allowance recorded ​ — ​ — ​ — ​ — ​ — ​ — ​ — ​ — With no related allowance recorded ​ 347 ​ 13,679 ​ 1,365 ​ 800 ​ 576 ​ 1,619 ​ 102 ​ 18,488 Related allowance ​ — ​ — ​ — ​ — ​ — ​ — ​ — ​ - Unpaid principal ​ 533 ​ 14,893 ​ 1,564 ​ 811 ​ 615 ​ 2,161 ​ 105 ​ 20,682 Six months ended: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Average balance of impaired loans ​ 667 ​ 16,052 ​ 1,765 ​ 817 ​ 648 ​ 2,544 ​ 105 ​ 22,598 Interest income recognized ​ — ​ 204 ​ 29 ​ 5 ​ 11 ​ 21 ​ — ​ 270 Three months ended: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Average balance of impaired loans ​ 666 ​ ​ 16,026 ​ ​ 1,758 ​ ​ 816 ​ ​ 647 ​ ​ 2,538 ​ ​ 105 ​ ​ 22,556 Interest income recognized ​ — ​ ​ 93 ​ ​ 21 ​ ​ 5 ​ ​ 7 ​ ​ 11 ​ ​ — ​ ​ 137 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ June 30, 2019 ​ ​ ​ ​ ​ ​ Commercial real estate Commercial ​ ​ ​ ​ ​ ​ Construction ​ Residential real estate ​ owner ​ non-owner ​ loans ​ Consumer ​ ​ ​ (in thousands) ​ and land ​ first lien ​ junior lien ​ occupied ​ occupied ​ and leases ​ loans ​ Total Impaired loans: ​ ​ ​ ​ ​ ​ ​ ​ Recorded investment 1 ​ $ 933 ​ $ 12,530 ​ $ 914 ​ $ 225 ​ $ 2,608 ​ $ 1,862 ​ $ 287 ​ $ 19,359 With an allowance recorded ​ — ​ — ​ — ​ — ​ — ​ — ​ — ​ — With no related allowance recorded ​ 933 ​ 12,530 ​ 914 ​ 225 ​ 2,608 ​ 1,862 ​ 287 ​ 19,359 Related allowance ​ — ​ — ​ — ​ — ​ — ​ — ​ — ​ — Unpaid principal ​ 1,322 ​ 13,818 ​ 1,135 ​ 246 ​ 4,363 ​ 3,097 ​ 302 ​ 24,283 Six months ended: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Average balance of impaired loans ​ 1,459 ​ 15,171 ​ 1,385 ​ 247 ​ 4,480 ​ 3,536 ​ 313 ​ 26,591 Interest income recognized ​ — ​ 138 ​ 33 ​ 8 ​ 13 ​ 14 ​ 5 ​ 211 Three months ended: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Average balance of impaired loans ​ 1,454 ​ ​ 15,154 ​ ​ 1,370 ​ ​ 247 ​ ​ 4,457 ​ ​ 3,525 ​ ​ 313 ​ ​ 26,520 Interest income recognized ​ — ​ ​ 86 ​ ​ 26 ​ ​ 8 ​ ​ 6 ​ ​ 10 ​ ​ 4 ​ ​ 140 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ December 31, 2019 ​ ​ ​ ​ ​ ​ ​ Commercial real estate Commercial ​ ​ ​ ​ ​ ​ Construction ​ Residential real estate ​ owner ​ non-owner ​ loans ​ Consumer ​ ​ ​ (in thousands) ​ and land ​ first lien ​ junior lien ​ occupied ​ occupied ​ and leases ​ loans ​ Total Impaired loans: ​ ​ ​ ​ ​ ​ ​ ​ Recorded investment 1 ​ $ 481 ​ $ 13,131 ​ $ 786 ​ $ 566 ​ $ 1,725 ​ $ 2,360 ​ $ 127 ​ $ 19,176 With an allowance recorded ​ — ​ — ​ — ​ — ​ — ​ 554 ​ — ​ 554 With no related allowance recorded ​ 481 ​ 13,131 ​ 786 ​ 566 ​ 1,725 ​ 1,806 ​ 127 ​ 18,622 Related allowance ​ — ​ — ​ — ​ — ​ — ​ 500 ​ — ​ 500 Unpaid principal ​ 667 ​ 14,371 ​ 986 ​ 583 ​ 2,023 ​ 3,584 ​ 130 ​ 22,344 Average balance of impaired loans ​ 814 ​ 15,586 ​ 1,338 ​ 594 ​ 2,105 ​ 4,392 ​ 141 ​ 24,970 Interest income recognized ​ 5 ​ 400 ​ 106 ​ 30 ​ 11 ​ 195 ​ 1 ​ 748 ​ 1 Included are acquired credit impaired loans where the Company amortizes the accretable discount into interest income, however these loans do not accrue interest based on the terms of the loan.
Schedule of TDRs	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ June 30, 2020 ​ Number Non-Accrual Number Accrual Total (dollars in thousands) ​ of Loans ​ Status ​ of Loans ​ Status ​ TDRs Residential real estate - first lien 2 ​ $ 261 2 ​ $ 963 ​ $ 1,224 Commercial loans and leases 1 ​ 414 2 ​ 363 ​ 777 ​ 3 ​ $ 675 4 ​ $ 1,326 ​ $ 2,001 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ December 31, 2019 ​ Number Non-Accrual Number Accrual Total (dollars in thousands) ​ of Loans ​ Status ​ of Loans ​ Status ​ TDRs Construction and land 1 ​ $ 125 — ​ $ — ​ $ 125 Residential real estate - first lien 2 ​ 274 2 ​ 968 ​ 1,242 Commercial loans and leases 1 ​ 414 2 ​ 367 ​ 781 ​ 4 ​ $ 813 4 ​ $ 1,335 ​ $ 2,148
Schedule of summary of TDR modifications	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ June 30, 2020 ​ ​ ​ Not Performing Performing ​ ​ ​ ​ Related ​ to Modified ​ to Modified ​ Total (in thousands) ​ Allowance ​ Terms ​ Terms ​ TDRs Residential real estate - first lien ​ ​ ​ ​ ​ Extension or other modification ​ $ — ​ $ 261 ​ $ 963 ​ $ 1,224 Commercial loans ​ ​ ​ ​ Extension or other modification ​ — ​ — ​ 363 ​ 363 Forbearance ​ — ​ 414 ​ — ​ 414 Total troubled debt restructured loans ​ $ — ​ $ 675 ​ $ 1,326 ​ $ 2,001 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ December 31, 2019 ​ ​ ​ Not Performing Performing ​ ​ ​ ​ Related ​ to Modified ​ to Modified ​ Total (in thousands) ​ Allowance ​ Terms ​ Terms ​ TDRs Construction and land ​ ​ ​ ​ Extension or other modification ​ $ — ​ $ 125 ​ $ — ​ $ 125 Residential real estate - first lien ​ ​ ​ ​ ​ Extension or other modification ​ — ​ 274 ​ 968 ​ 1,242 Commercial loans ​ ​ ​ ​ Extension or other modification ​ — ​ — ​ 367 ​ 367 Forbearance ​ — ​ 414 ​ — ​ 414 Total troubled debt restructured loans ​ $ — ​ $ 813 ​ $ 1,335 ​ $ 2,148

Derivatives and Hedging Activ_2

Derivatives and Hedging Activities (Tables)	6 Months Ended
	Jun. 30, 2020
Derivatives and Hedging Activities
Schedule of derivative financial instruments	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ June 30, 2020 ​ ​ Balance Sheet ​ Notional ​ Estimated Fair Value (dollars in thousands) Location Amount Gain Loss Not designated hedges of interest rate risk: ​ ​ ​ Customer related interest rate contracts: ​ ​ ​ Matched interest rate swaps with borrowers Other assets and other liabilities $ 2,748 ​ $ 404 ​ $ — Matched interest rate swaps with counterparty Other assets and other liabilities ​ $ 2,748 ​ $ — ​ $ 423 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ December 31, 2019 ​ ​ Balance Sheet ​ Notional ​ Estimated Fair Value (dollars in thousands) Location Amount Gain Loss Not designated hedges of interest rate risk: ​ ​ ​ ​ ​ ​ ​ ​ ​ Customer related interest rate contracts: ​ ​ ​ Matched interest rate swaps with borrowers Other assets and other liabilities ​ $ 2,853 ​ $ 217 ​ $ — Matched interest rate swaps with counterparty Other assets and other liabilities ​ $ 2,853 ​ $ — ​ $ 228

Goodwill and Other Intangible_2

Goodwill and Other Intangible Assets (Tables)	6 Months Ended
	Jun. 30, 2020
Goodwill and Other Intangible Assets
Schedule of goodwill	The table below shows goodwill balances at: ​ ​ ​ ​ ​ ​ ​ ​ ​ (in thousands) ​ ​ Goodwill: ​ December 31, 2019 ​ $ 65,949 Goodwill impairment ​ ​ (34,500) June 30, 2020 ​ $ 31,449
Schedule of gross carrying amount and accumulated amortization of other intangible assets	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ June 30, 2020 ​ Weighted ​ Gross ​ ​ Net Average ​ ​ Carrying ​ Accumulated ​ Carrying ​ Remaining Life (in thousands) ​ Amount ​ Amortization ​ Amount ​ (Years) Amortizing intangible assets: ​ ​ ​ Core deposit intangible ​ $ 16,135 ​ $ 9,045 ​ $ 7,090 3.2 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ December 31, 2019 ​ Weighted ​ Gross ​ ​ Net Average ​ ​ Carrying ​ Accumulated ​ Carrying ​ Remaining Life (in thousands) ​ Amount ​ Amortization ​ Amount ​ (Years) Amortizing intangible assets: ​ ​ ​ Core deposit intangible ​ $ 16,135 ​ $ 7,666 ​ $ 8,469 3.7
Schedule of estimated future amortization expense	Estimated future amortization expense for amortizing intangibles are as follows: ​ ​ ​ ​ ​ (in thousands) ​ ​ 2020 ​ $ 1,295 2021 ​ 2,326 2022 ​ 1,915 2023 ​ 1,298 2024 ​ 256 Total amortizing intangible assets ​ $ 7,090

Leases (Tables)

Leases (Tables)	6 Months Ended
	Jun. 30, 2020
Leases
Schedule of operating leases	Operating leases included the following at: ​ ​ ​ ​ ​ ​ ​ ​ (in thousands) ​ June 30, 2020 December 31, 2019 Operating Leases ​ ​ ​ ​ ​ ​ Operating leases ROU assets ​ $ 15,312 ​ $ 14,092 Operating lease liabilities ​ $ 15,805 ​ $ 14,507
Schedule of components of lease expense	The components of lease expense were as follows: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Six months ended June 30, ​ Three months ended June 30, (in thousands) 2020 2019 2020 2019 Operating lease cost ​ $ 784 ​ $ 1,080 ​ $ 420 ​ $ 530 Sublease income ​ (344) ​ (293) ​ (176) ​ (108) Amortization of ROU assets ​ ​ 77 ​ ​ 82 ​ ​ 32 ​ ​ 82 ​ ​ $ 517 ​ $ 869 ​ $ 276 ​ $ 504
Schedule of lease liability maturities	Lease liability maturities are as follows: ​ ​ ​ ​ ​ ​ (in thousands) ​ ​ 2020 ​ $ 855 ​ 2021 ​ 1,662 ​ 2022 ​ 1,520 ​ 2023 ​ 1,372 ​ 2024 ​ 1,170 ​ Thereafter ​ 13,033 ​ Total future lease payments ​ $ 19,612 ​ Discount of cash flows ​ (3,807) ​ Present value on net future lease payments ​ $ 15,805 ​ ​ ​ ​ ​ ​ Weighted average remaining term in years ​ ​ 6.47 ​ Weighted average discount rate ​ ​ 2.89 %

Deposits (Tables)

Deposits (Tables)	6 Months Ended
	Jun. 30, 2020
Deposits
Schedule of deposits	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ June 30, 2020 ​ December 31, 2019 ​ ​ ​ ​ ​ % of ​ ​ ​ ​ % of (dollars in thousands) ​ Amount ​ Total ​ Amount ​ Total Noninterest-bearing demand ​ $ 671,598 37 % $ 468,975 27 % Interest-bearing checking ​ 186,768 10 ​ 183,447 11 ​ Money market accounts ​ 383,031 21 ​ 360,711 21 ​ Savings ​ 146,148 7 ​ 130,141 7 ​ Certificates of deposit $250 and over ​ 65,769 4 ​ 77,782 5 ​ Certificates of deposit under $250 ​ 377,360 21 ​ 493,309 29 ​ Total deposits ​ $ 1,830,674 100 % $ 1,714,365 100 %

Stock Options and Stock Awards

Stock Options and Stock Awards (Tables)	6 Months Ended
	Jun. 30, 2020
Stock Options and Stock Awards
Schedule of stock options, activity	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ June 30, 2020 ​ December 31, 2019 ​ ​ Weighted ​ Weighted ​ ​ ​ ​ Average ​ ​ ​ Average ​ ​ ​ ​ Exercise ​ ​ ​ Exercise ​ ​ Shares ​ Price ​ Shares ​ Price Balance at January 1, 25,000 ​ $ 14.54 15,268 ​ $ 8.76 Granted — ​ — 25,000 ​ 14.54 Exercised — ​ — (13,418) ​ 8.58 Forfeited — ​ — (1,850) ​ 10.10 Balance at period end 25,000 ​ $ 14.54 25,000 ​ $ 14.54 Exercisable at period end 8,337 ​ $ 14.54 — ​ $ — Weighted average fair value of options granted during the year ​ ​ N/A ​ $ 5.83
Schedule of restricted stock and stock units activity	A summary of the activity for the Company’s RSUs for the periods indicated is presented in the following table: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ June 30, 2020 ​ December 31, 2019 ​ ​ Weighted ​ Weighted ​ ​ ​ ​ Average ​ ​ ​ Average ​ ​ ​ ​ Grant Date ​ ​ ​ Grant Date ​ ​ Shares ​ Fair Value ​ Shares ​ Fair Value Balance at January 1, 11,032 ​ $ 17.48 9,731 ​ $ 17.29 Granted 156,947 ​ 14.87 26,500 ​ 15.16 Vested (834) ​ 19.85 (6,699) ​ 16.13 Forfeited — ​ ​ (18,500) ​ 14.54 Balance at period end 167,145 ​ $ 15.02 11,032 ​ $ 17.48
Schedule of unrecognized pre-tax compensation expense	At June 30, 2020, based on RSUs outstanding at that time, the total unrecognized pre-tax compensation expense related to unvested RSUs was $2.0 million. Based upon the contractual terms, this expense is expected to be recognized as follows: ​ ​ ​ ​ ​ (in thousands) ​ ​ 2020 ​ $ 269 2021 ​ 509 2022 ​ 480 2023 ​ ​ 390 2024 ​ ​ 363 2025 ​ ​ 32 ​ ​ $ 2,043
Stock-based compensation expense	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Six months ended ​ Three months ended ​ ​ June 30, ​ June 30, (in thousands) 2020 2019 2020 2019 Stock-based compensation expense ​ ​ ​ ​ Related to the issuance of restricted stock and RSUs ​ $ 217 ​ $ 112 ​ $ 126 ​ $ 62 Related to the issuance of stock options ​ ​ 24 ​ ​ — ​ ​ 12 ​ ​ — Director compensation paid in stock ​ ​ 137 ​ ​ 62 ​ ​ — ​ ​ — Total stock-based compensation expense ​ $ 378 ​ $ 174 ​ $ 138 ​ $ 62

Net (Loss) Income per Common _2

Net (Loss) Income per Common Share (Tables)	6 Months Ended
	Jun. 30, 2020
Net (Loss) Income per Common Share
Schedule of basic and diluted net (loss) income per common share	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Six months ended ​ Three months ended ​ ​ June 30, ​ June 30, (dollars in thousands, except per share data) 2020 2019 2020 2019 Net (loss) income available to common stockholders (numerator) ​ $ (26,066) ​ $ 6,344 ​ $ (29,409) ​ $ 2,088 BASIC ​ ​ ​ ​ Basic average common shares outstanding (denominator) ​ 18,791,378 ​ 19,056,953 ​ 18,715,669 ​ 19,061,164 Basic (loss) income per common share ​ $ (1.39) ​ $ 0.33 ​ $ (1.57) ​ $ 0.11 DILUTED ​ ​ ​ ​ ​ ​ ​ ​ Average common shares outstanding ​ 18,791,378 ​ 19,056,953 ​ 18,715,669 ​ 19,061,164 Dilutive effect of common stock equivalents ​ — ​ 14,367 ​ — ​ 6,460 Diluted average common shares outstanding (denominator) ​ 18,791,378 ​ 19,071,320 ​ 18,715,669 ​ 19,067,624 Diluted (loss) income per common share ​ $ (1.39) ​ $ 0.33 ​ $ (1.57) ​ $ 0.11 ​ ​ ​ ​ ​ Because the Company reported a loss for both 2020 periods, common stock equivalents were excluded from the calculation of diluted average shares outstanding, as their inclusion would have resulted in a lower diluted loss per share. ​ ​ 81,761 ​ ​ — ​ ​ 59,466 ​ ​ — Common stock equivalents outstanding that are anti-dilutive and thus excluded from calculation of diluted number of shares presented above ​ 25,000 ​ 25,000 ​ ​ 25,000 ​ 25,000

Regulatory Capital (Tables)

Regulatory Capital (Tables)	6 Months Ended
	Jun. 30, 2020
Regulatory Capital
Schedule of Bancorp's and the Bank's capital	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ To be well ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ capitalized under ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ the FDICIA ​ ​ ​ ​ ​ ​ ​ For capital ​ prompt corrective ​ ​ Actual ​ adequacy purposes (1) ​ action provisions (dollars in thousands) Amount Ratio Amount Ratio Amount Ratio As of June 30, 2020: ​ ​ ​ ​ ​ Total capital (to risk-weighted assets) ​ ​ ​ ​ Howard Bank ​ $ 256,374 14.00 % $ 146,503 8.00 % $ 183,129 10.00 % Howard Bancorp ​ $ 258,943 14.09 % $ 147,022 8.00 % N/A ​ ​ Common equity tier 1 capital ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ (to risk-weighted assets) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Howard Bank ​ $ 240,018 13.11 % $ 82,408 4.50 % $ 119,034 6.50 % Howard Bancorp ​ $ 214,249 11.66 % $ 82,700 4.50 % N/A ​ ​ Tier 1 capital (to risk-weighted assets) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Howard Bank ​ $ 240,018 13.11 % $ 109,877 6.00 % $ 146,503 8.00 % Howard Bancorp ​ $ 214,249 11.66 % $ 110,267 6.00 % N/A ​ ​ Tier 1 capital (to average assets) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ (Leverage ratio) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Howard Bank ​ $ 240,018 10.33 % $ 92,931 4.00 % $ 116,163 5.00 % Howard Bancorp ​ $ 214,249 9.18 % $ 93,308 4.00 % N/A ​ ​ As of December 31, 2019: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Total capital (to risk-weighted assets) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Howard Bank ​ $ 238,384 12.86 % $ 148,314 8.00 % $ 185,392 10.00 % Howard Bancorp ​ $ 247,761 13.14 % $ 150,872 8.00 % N/A ​ ​ Common equity tier 1 capital ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ (to risk-weighted assets) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Howard Bank ​ $ 227,983 12.30 % $ 83,427 4.50 % $ 120,505 6.50 % Howard Bancorp ​ $ 209,119 11.09 % $ 84,866 4.50 % N/A ​ ​ Tier 1 capital (to risk-weighted assets) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Howard Bank ​ $ 227,983 12.30 % $ 111,235 6.00 % $ 148,314 8.00 % Howard Bancorp ​ $ 209,119 11.09 % $ 113,154 6.00 % N/A ​ ​ Tier 1 capital (to average assets) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ (Leverage ratio) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Howard Bank ​ $ 227,983 10.43 % $ 87,434 4.00 % $ 109,293 5.00 % Howard Bancorp ​ $ 209,119 9.55 % $ 87,599 4.00 % N/A ​ ​ ​ (1) Amounts shown exclude the capital conservation buffer of 2.50%. Under the Federal Reserve’s Small Bank Holding Company Policy Statement, Bancorp is not subject to the minimum capital adequacy and capital conservation buffer capital requirements at the holding company level, unless otherwise advised by the FRB (such capital requirements are applicable only at the Bank level). Although the minimum regulatory capital requirements are not applicable to Bancorp, the Company calculates these ratios for its own planning and monitoring purposes.

Fair Value (Tables)

Fair Value (Tables)	6 Months Ended
	Jun. 30, 2020
Fair Value
Schedule of financial assets and liabilities that were accounted for at fair value on a recurring basis	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ June 30, 2020 ​ ​ Quoted Price in Significant ​ ​ ​ ​ ​ ​ ​ Active Markets ​ Other ​ Significant ​ ​ Carrying ​ for Identical ​ Observable ​ Unobservable ​ ​ Value ​ Assets ​ Inputs ​ Inputs (in thousands) ​ (Fair Value) ​ (Level 1) ​ (Level 2) ​ (Level 3) Assets ​ ​ ​ ​ Available for sale securities: ​ ​ ​ ​ U.S. Government agencies ​ $ 79,615 ​ $ — ​ $ 79,615 ​ $ — Mortgage-backed securities ​ 191,826 ​ — ​ 191,826 ​ — Other investments ​ 5,448 ​ — ​ 5,448 ​ — Loans held for investment ​ 3,346 ​ — ​ 3,346 ​ — Interest rate swap assets ​ 404 ​ — ​ 404 ​ — Liabilities ​ ​ ​ ​ Interest rate swap liabilities ​ 423 ​ — ​ 423 ​ — ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ December 31, 2019 ​ ​ Quoted Price in Significant ​ ​ ​ ​ ​ ​ ​ Active Markets ​ Other ​ Significant ​ ​ Carrying ​ for Identical ​ Observable ​ Unobservable ​ ​ Value ​ Assets ​ Inputs ​ Inputs (in thousands) ​ (Fair Value) ​ (Level 1) ​ (Level 2) ​ (Level 3) Assets ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Available for sale securities: ​ ​ ​ ​ U.S. Government agencies ​ $ 67,312 ​ $ — ​ $ 67,312 ​ $ — Mortgage-backed securities ​ 142,699 ​ — ​ 142,699 ​ — Other investments ​ 5,494 ​ — ​ 5,494 ​ — Loans held for sale ​ 30,710 ​ — ​ 30,710 ​ — Loans held for investment ​ 997 ​ — ​ 997 ​ — Rate lock commitments ​ 60 ​ — ​ — ​ 60 Interest rate swap assets ​ 217 ​ — ​ 217 ​ — Liabilities ​ ​ ​ ​ ​ ​ ​ ​ Interest rate swap liabilities ​ 228 ​ — ​ 228 ​ — ​
Schedule of reconciliation of the assets that are measured at fair value on a recurring basis using significant unobservable inputs (Level 3)	​ ​ ​ ​ ​ ​ ​ ​ ​ June 30, December 31, (in thousands) ​ 2020 ​ 2019 Balance, beginning of period ​ $ 60 ​ $ 126 Net losses included in realized and unrealized gains ​ ​ ​ ​ on mortgage banking activity in noninterest income ​ ​ (60) ​ ​ (66) Balance, end of period ​ $ — ​ $ 60
Schedule of assets under fair value option	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ June 30, 2020 Carrying Aggregate ​ ​ ​ ​ Fair Value ​ Unpaid ​ ​ ​ (in thousands) ​ Amount ​ Principal ​ Difference Loans held for investment ​ 3,346 ​ 3,283 ​ 63 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ December 31, 2019 Carrying Aggregate ​ ​ ​ ​ Fair Value ​ Unpaid ​ ​ ​ (in thousands) ​ Amount ​ Principal ​ Difference Loans held for sale ​ $ 30,710 ​ $ 29,969 ​ $ 741 Loans held for investment ​ 997 ​ 966 ​ 31
Schedule of impaired loans measured on a nonrecurring basis	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ June 30, 2020 ​ ​ Quoted Price in Significant ​ ​ ​ ​ ​ ​ Active Markets ​ Other ​ Significant ​ ​ Carrying ​ for Identical ​ Observable ​ Unobservable ​ ​ Value ​ Assets ​ Inputs ​ Inputs (in thousands) ​ (Fair Value) ​ (Level 1) ​ (Level 2) ​ (Level 3) Other real estate owned ​ $ 2,137 ​ $ — ​ $ — ​ $ 2,137 Impaired loans: ​ ​ ​ ​ ​ ​ Construction and land ​ 347 ​ — ​ — ​ 347 Residential - first lien ​ 13,679 ​ — ​ — ​ 13,679 Residential - junior lien ​ 1,365 ​ — ​ — ​ 1,365 Commercial - owner occupied ​ 800 ​ — ​ — ​ 800 Commercial - non-owner occupied ​ 576 ​ — ​ — ​ 576 Commercial loans and leases ​ 1,619 ​ — ​ — ​ 1,619 Consumer ​ 102 ​ — ​ — ​ 102 Total impaired loans ​ 18,488 ​ ​ ​ ​ ​ 18,488 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ December 31, 2019 ​ ​ Quoted Price in Significant ​ ​ ​ ​ ​ ​ ​ Active Markets ​ Other ​ Significant ​ ​ Carrying ​ for Identical ​ Observable ​ Unobservable ​ ​ Value ​ Assets ​ Inputs ​ Inputs (in thousands) ​ (Fair Value) ​ (Level 1) ​ (Level 2) ​ (Level 3) Other real estate owned ​ $ 3,098 ​ $ — ​ $ — ​ $ 3,098 Impaired loans: ​ ​ ​ ​ ​ Construction and land ​ 481 ​ — ​ — ​ 481 Residential - first lien ​ 13,131 ​ — ​ — ​ 13,131 Residential - junior lien ​ 786 ​ — ​ — ​ 786 Commercial - owner occupied ​ 566 ​ — ​ — ​ 566 Commercial - non-owner occupied ​ 1,725 ​ — ​ — ​ 1,725 Commercial loans and leases ​ 1,860 ​ — ​ — ​ 1,860 Consumer ​ 127 ​ — ​ — ​ 127 Total impaired loans ​ 18,676 ​ ​ ​ ​ ​ 18,676 ​
Schedule of estimated fair value of the Company's financial instruments	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ June 30, 2020 ​ ​ ​ ​ ​ Quoted Price in Significant ​ ​ ​ ​ ​ ​ ​ ​ ​ Active Markets ​ Other ​ Significant ​ ​ ​ ​ ​ ​ ​ ​ for Identical ​ Observable ​ Unobservable ​ ​ Carrying ​ Fair ​ Assets ​ Inputs ​ Inputs (in thousands) ​ Amount ​ Value ​ (Level 1) ​ (Level 2) ​ (Level 3) Financial Assets ​ ​ ​ ​ ​ Available for sale securities ​ $ 276,889 ​ $ 276,889 ​ $ — ​ $ 276,889 ​ $ — Held to maturity securities ​ 7,250 ​ 7,195 ​ — ​ — ​ 7,195 Nonmarketable equity securities ​ 12,592 ​ 12,592 ​ — ​ 12,592 ​ — Loans held for investment ​ 3,346 ​ 3,346 ​ — ​ 3,346 ​ — Loans and leases 1 ​ 1,878,928 ​ 1,889,696 ​ — ​ — ​ 1,889,696 Interest rate swap ​ 404 ​ 404 ​ — ​ 404 ​ — Financial Liabilities ​ ​ ​ ​ ​ ​ ​ ​ ​ Deposits ​ 1,830,674 ​ 1,828,613 ​ — ​ 1,828,613 ​ — Customer repos and other borrowings ​ ​ 37,834 ​ ​ 37,834 ​ ​ ​ ​ ​ 5,321 ​ ​ ​ FHLB advances ​ 246,000 ​ 249,079 ​ — ​ 249,079 ​ — Subordinated debt ​ 28,339 ​ 28,339 ​ — ​ 28,339 ​ — Interest rate swap ​ 423 ​ 423 ​ — ​ 423 ​ — ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ December 31, 2019 ​ ​ ​ ​ ​ Quoted Price in Significant ​ ​ ​ ​ ​ ​ ​ ​ ​ Active Markets ​ Other ​ Significant ​ ​ ​ ​ ​ ​ ​ ​ for Identical ​ Observable ​ Unobservable ​ ​ Carrying ​ Fair ​ Assets ​ Inputs ​ Inputs (in thousands) ​ Amount ​ Value ​ (Level 1) ​ (Level 2) ​ (Level 3) Financial Assets ​ ​ ​ ​ ​ Available for sale securities ​ $ 215,505 ​ $ 215,505 ​ $ — ​ $ 215,505 ​ $ — Held to maturity securities ​ 7,750 ​ 7,897 ​ — ​ — ​ 7,897 Nonmarketable equity securities ​ 14,152 ​ 14,152 ​ — ​ 14,152 ​ — Loans held for sale ​ 30,710 ​ 30,710 ​ — ​ 30,710 ​ — Loans held for investment ​ 997 ​ 997 ​ — ​ 997 ​ — Rate lock commitments ​ 60 ​ 60 ​ — ​ — ​ 60 Loans and leases 1 ​ 1,734,115 ​ 1,735,013 ​ — ​ — ​ 1,735,013 Interest rate swap ​ ​ 217 ​ ​ 217 ​ ​ — ​ ​ 217 ​ ​ — Financial Liabilities ​ ​ ​ ​ ​ ​ Deposits ​ 1,714,365 ​ 1,713,081 ​ — ​ 1,713,081 ​ — Customer repos and other borrowings ​ ​ 6,127 ​ ​ 6,127 ​ ​ ​ ​ ​ 6,127 ​ ​ ​ FHLB advances ​ 285,000 ​ 288,731 ​ — ​ 288,731 ​ — Subordinated debt ​ 28,241 ​ 28,241 ​ — ​ 28,241 ​ — Interest rate swap ​ ​ 228 ​ ​ 228 ​ ​ — ​ ​ 228 ​ ​ — ​ (1) Carrying amount is net of unearned income and allowance for loan and lease losses. In accordance with the prospective adoption of ASU No. 2016-01, the fair value of loans were measured using an exit price notion at periods presented.

Summary of Significant Accoun_3

Summary of Significant Accounting Policies (Details) $ in Thousands	Mar. 03, 2020	Jun. 30, 2020USD ($)	Jun. 30, 2019USD ($)	Jun. 30, 2020USD ($)	Jun. 30, 2019USD ($)	Mar. 16, 2020	Dec. 15, 2005subsidiaryshares
Summary of Significant Accounting Policies [Line Items]
Goodwill impairment | $		$ 34,500	$ 0	$ 34,500	$ 0
Howard Bank
Summary of Significant Accounting Policies [Line Items]
Business Acquisition, Equity Interest Issued or Issuable, Number of Shares Per Share | shares							2
Number of subsidiaries							9
Number of subsidiaries to hold foreclosed real estate							6
Number of inactive subsidiaries							3
Number of subsidiaries own and manage real estate used for corporate purposes							2
Number of subsidiaries holds historic tax credit investments							1
10-year Treasury bond | Maximum [Member]
Summary of Significant Accounting Policies [Line Items]
Interest rate	1.00%	0.65%		0.65%
Federal Open Market Committee
Summary of Significant Accounting Policies [Line Items]
Interest rate range	0.50%
Federal Open Market Committee | Maximum [Member]
Summary of Significant Accounting Policies [Line Items]
Interest rate	1.25%					0.25%
Federal Open Market Committee | Minimum [Member]
Summary of Significant Accounting Policies [Line Items]
Interest rate	1.00%					0.00%

Exit of Mortgage Banking Acti_3

Exit of Mortgage Banking Activities (Details) - Mortgage Banking Activities	Dec. 18, 2019USD ($)	Jun. 30, 2020USD ($)	Dec. 31, 2019USD ($)	Jun. 30, 2019USD ($)	Jun. 30, 2020USD ($)employee	Jun. 30, 2019USD ($)	Dec. 31, 2019USD ($)
Income Statement, Balance Sheet and Additional Disclosures by Disposal Groups, Including Discontinued Operations [Line Items]
Loans held for sale, January 1					$ 30,710,000	$ 21,261,000	$ 21,261,000
Loans originated for sale		$ 79,847,000					573,306,000
Loans sold into the secondary market		(110,557,000)					(563,857,000)
Loans held for sale, at end of period		0	$ 30,710,000		0		30,710,000
Loans originated for the Bank's portfolio		11,378,000	114,561,000		11,378,000		$ 114,561,000
Statement of Operations:
Net interest income		0		$ 193,000	143,000	340,000
Realized and unrealized gains on mortgage banking activity		0		2,296,000	1,036,000	3,737,000
Loan related fees and service charges		0		816,000	389,000	1,320,000
Total noninterest income		0		3,112,000	1,425,000	5,057,000
Salaries and benefits		0		1,456,000	928,000	3,063,000
Occupancy		0		75,000	20,000	154,000
All other operating expenses		0		582,000	490,000	1,050,000
Total noninterest expense		0		2,113,000	1,438,000	4,267,000
Pretax contribution		0		1,192,000	130,000	1,130,000
Income tax expense		0		328,000	36,000	311,000
After tax contribution		$ 0		$ 864,000	$ 94,000	$ 819,000
Discontinued operations held for sale
Income Statement, Balance Sheet and Additional Disclosures by Disposal Groups, Including Discontinued Operations [Line Items]
Proceeds from disposal of business	$ 750,000
Transition period	45 days
Statement of Operations:
Number of employees | employee					91
Severance Costs					$ 0
Exit costs associated with change in control and retention agreements			$ 288,000
Exit costs associated with lease terminations					$ 0

Investment Securities - Amortiz

Investment Securities - Amortized Cost and Fair Value (Details) - USD ($) $ in Thousands	Jun. 30, 2020	Dec. 31, 2019
Available for sale
Amortized Cost	$ 271,443	$ 211,856
Gross Unrealized Gains	5,822	3,815
Gross Unrealized Losses	376	166
Estimated Fair Value	276,889	215,505
Held to maturity
Amortized Cost	7,250	7,750
Estimated Fair Value	7,195	7,897
Other Investments [Member]
Available for sale
Amortized Cost	5,509	5,510
Gross Unrealized Gains	13	4
Gross Unrealized Losses	74	20
Estimated Fair Value	5,448	5,494
US Government Agencies [Member]
Available for sale
Amortized Cost	77,835	66,428
Gross Unrealized Gains	1,780	963
Gross Unrealized Losses	0	79
Estimated Fair Value	79,615	67,312
Collateralized Mortgage Backed Securities [Member]
Available for sale
Amortized Cost	188,099	139,918
Gross Unrealized Gains	4,029	2,848
Gross Unrealized Losses	302	67
Estimated Fair Value	191,826	142,699
Corporate Debt Securities [Member]
Held to maturity
Amortized Cost	7,250	7,750
Gross Unrealized Gains	65	147
Gross Unrealized Losses	120
Estimated Fair Value	$ 7,195	$ 7,897

Investment Securities - Unreali

Investment Securities - Unrealized Losses (Details) - USD ($) $ in Thousands	Jun. 30, 2020	Dec. 31, 2019
Available for sale
Individual securities, Less than 12 months, Fair Value	$ 108,191	$ 46,201
Individual securities, Less than 12 months, Gross Unrealized Losses	358	139
Individual securities, 12 months or more, Fair Value	2,991	3,965
Individual securities, 12 months or more, Gross Unrealized Losses	18	27
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value, Total	111,182	50,166
Debt Securities, Available-for-sale, Unrealized Loss Position, Accumulated Loss, Total	376	166
US Government Agencies [Member]
Available for sale
Individual securities, Less than 12 months, Fair Value	0	10,689
Individual securities, Less than 12 months, Gross Unrealized Losses	0	79
Individual securities, 12 months or more, Fair Value	0
Individual securities, 12 months or more, Gross Unrealized Losses	0
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value, Total	0	10,689
Debt Securities, Available-for-sale, Unrealized Loss Position, Accumulated Loss, Total	0	79
Collateralized Mortgage Backed Securities [Member]
Available for sale
Individual securities, Less than 12 months, Fair Value	106,747	35,512
Individual securities, Less than 12 months, Gross Unrealized Losses	302	60
Individual securities, 12 months or more, Fair Value	0	975
Individual securities, 12 months or more, Gross Unrealized Losses	0	7
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value, Total	106,747	36,487
Debt Securities, Available-for-sale, Unrealized Loss Position, Accumulated Loss, Total	302	67
Corporate Debt Securities [Member]
Held to maturity
Individual securities, Less than 12 months, Fair Value	880
Individual securities, Less than 12 months, Gross Unrealized Losses	120
Individual securities, 12 months or more, Fair Value	0
Individual securities, 12 months or more, Gross Unrealized Losses	0
Individual securities, total, Fair Value	880
Individual securities, total, Gross Unrealized Losses	120
Other Investments [Member]
Available for sale
Individual securities, Less than 12 months, Fair Value	1,444
Individual securities, Less than 12 months, Gross Unrealized Losses	56
Individual securities, 12 months or more, Fair Value	2,991	2,990
Individual securities, 12 months or more, Gross Unrealized Losses	18	20
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value, Total	4,435	2,990
Debt Securities, Available-for-sale, Unrealized Loss Position, Accumulated Loss, Total	$ 74	$ 20

Investment Securities - Contrac

Investment Securities - Contractual Maturity (Details) - USD ($) $ in Thousands	Jun. 30, 2020	Dec. 31, 2019
Investment Securities
One year or less, Amortized Cost	$ 5,535	$ 1,497
After one through five years, Amortized Cost	46,780	49,166
After five through ten years, Amortized Cost	34,529	33,576
After ten years, Amortized Cost	191,849	135,367
Amortized Cost	278,693	219,606
One year or less, Estimated Fair Value	5,634	1,500
After one through five years, Estimated Fair Value	48,337	50,048
After five through ten years, Estimated Fair Value	34,883	33,915
After ten years, Estimated Fair Value	195,230	137,939
Estimated Fair Value	$ 284,084	$ 223,402

Investment Securities - Additio

Investment Securities - Additional Information (Details) $ in Millions	Jun. 30, 2020USD ($)security	Dec. 31, 2019USD ($)security
Investment Securities
Number of securities with unrealized losses | security	22	15
Pledged Assets Separately Reported, Securities Pledged as Collateral, at Fair Value | $	$ 99.7	$ 11.6

Loans and Leases - Loan Portfol

Loans and Leases - Loan Portfolio Segment (Details) - USD ($)	Jun. 30, 2020	Apr. 27, 2020	Dec. 31, 2019	Jun. 30, 2019
Loans and Leases Receivable [Line Items]
Loans, net of unamortized deferred fees	$ 1,898,630,000		$ 1,745,513,000	$ 1,701,020,000
Loans and Leases, Net Percent	100.00%		100.00%
Construction and land [Member]
Loans and Leases Receivable [Line Items]
Loans, net of unamortized deferred fees	$ 128,567,000		$ 128,285,000	115,753,000
Loans and Leases, Net Percent	6.80%		7.30%
Residential - first lien
Loans and Leases Receivable [Line Items]
Loans, net of unamortized deferred fees	$ 409,402,000		$ 437,409,000	411,213,000
Loans and Leases, Net Percent	21.60%		25.10%
Residential - junior lien
Loans and Leases Receivable [Line Items]
Loans, net of unamortized deferred fees	$ 67,430,000		$ 74,164,000	80,303,000
Loans and Leases, Net Percent	3.60%		4.20%
Total residential real estate
Loans and Leases Receivable [Line Items]
Loans, net of unamortized deferred fees	$ 476,832,000		$ 511,573,000
Loans and Leases, Net Percent	25.10%		29.30%
Commercial - owner occupied
Loans and Leases Receivable [Line Items]
Loans, net of unamortized deferred fees	$ 244,802,000		$ 241,795,000	232,771,000
Loans and Leases, Net Percent	12.90%		13.90%
Commercial - non-owner occupied
Loans and Leases Receivable [Line Items]
Loans, net of unamortized deferred fees	$ 455,051,000		$ 444,052,000	442,449,000
Loans and Leases, Net Percent	24.00%		25.40%
Total commercial real estate
Loans and Leases Receivable [Line Items]
Loans, net of unamortized deferred fees	$ 699,853,000		$ 685,847,000
Loans and Leases, Net Percent	36.90%		39.30%
Total real estate loans
Loans and Leases Receivable [Line Items]
Loans, net of unamortized deferred fees	$ 1,305,252,000		$ 1,325,705,000
Loans and Leases, Net Percent	68.70%		75.90%
Commercial loans and leases
Loans and Leases Receivable [Line Items]
Loans, net of unamortized deferred fees	$ 352,999,000		$ 372,872,000
Loans and Leases, Net Percent	18.60%		21.40%
Consumer
Loans and Leases Receivable [Line Items]
Loans, net of unamortized deferred fees	$ 46,660,000		$ 46,936,000	$ 50,675,000
Loans and Leases, Net Percent	2.50%		2.70%
Paycheck Protection Program
Loans and Leases Receivable [Line Items]
Loans, net of unamortized deferred fees	$ 193,719,000	$ 193,700,000	$ 0
Loans and Leases, Net Percent	10.20%		0.00%

Loans and Leases - Additional I

Loans and Leases - Additional Information (Details) $ in Thousands	Apr. 27, 2020USD ($)loan	Dec. 31, 2019USD ($)	Jun. 30, 2020USD ($)	Dec. 31, 2019USD ($)	Jun. 30, 2019USD ($)
Loans and Leases Receivable [Line Items]
Operating Lease, Lease Income		$ 6,382	$ 4,949
Loan Processing Fee			3,900	$ 1,300
Loans, net of unamortized deferred fees		1,745,513	1,898,630	1,745,513	$ 1,701,020
Paycheck Protection Program
Loans and Leases Receivable [Line Items]
Number of applications approved | loan	1,028
Loan Processing Fee			5,300
Loans	$ 199,000
Loans, net of unamortized deferred fees	$ 193,700	0	193,719	0
Unamortized loan processing fees			6,000
Unamortized loan origination costs			700
Total residential real estate
Loans and Leases Receivable [Line Items]
Loans, net of unamortized deferred fees		$ 511,573	$ 476,832	$ 511,573

Loans and Leases - Accretable D

Loans and Leases - Accretable Discount (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2020	Jun. 30, 2019	Jun. 30, 2020	Jun. 30, 2019
Balance at beginning of period			$ 1,745,513
Balance at end of period	$ 1,898,630	$ 1,701,020	1,898,630	$ 1,701,020
Impaired Financing Receivable [Member]
Balance at beginning of period	673	835	689	877
Impaired loans acquired	0	0	0	0
Accretion of fair value discounts	(99)	(68)	(115)	(110)
Balance at end of period	$ 574	$ 767	$ 574	$ 767

Loans and Leases - Impaired (De

Loans and Leases - Impaired (Details) - Impaired Loans Acquired - USD ($) $ in Thousands	Mar. 31, 2020	Dec. 31, 2019
Contractually Required Payments Receivable	$ 8,670	$ 10,929
Carrying Amount	$ 6,993	$ 8,706

Credit Quality Assessment - All

Credit Quality Assessment - Allowance for Credit Losses (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended		12 Months Ended
	Jun. 30, 2020	Jun. 30, 2019	Jun. 30, 2020	Jun. 30, 2019	Dec. 31, 2019	Apr. 27, 2020
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for credit losses, Beginning balance	$ 13,384	$ 8,754	$ 10,401	$ 9,873	$ 9,873
Allowance for credit losses, Charge-offs	(31)	(874)	(614)	(3,728)
Allowance for credit losses, Recoveries	3	130	124	140
Allowance for credit losses, Net charge-offs	(28)	(744)	(490)	(3,588)
Provision for credit losses	3,000	1,110	6,445	2,835
Allowance for credit losses, Ending balance	16,356	9,120	16,356	9,120	10,401
Allowance allocated to Individually Evaluated for Impairment	0	0	0	0
Allowance allocated to Collectively Evaluated for Impairment	16,356	9,120	16,356	9,120
Total loans and leases	1,898,630	1,701,020	1,898,630	1,701,020	1,745,513
Loans individually evaluated for impairment	18,488	19,359	18,488	19,359
Loans collectively evaluated for impairment	1,880,142	1,681,661	1,880,142	1,681,661
Legacy Loans [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Total loans and leases	1,898,630		1,898,630		1,745,513
Construction and land [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for credit losses, Beginning balance	1,192	1,220	1,256	741	741
Allowance for credit losses, Charge-offs	0	(62)	0	(282)	(282)
Allowance for credit losses, Recoveries	0	0	0	0	80
Provision for credit losses	333	(30)	269	669	717
Allowance for credit losses, Ending balance	1,525	1,128	1,525	1,128	1,256
Allowance allocated to Individually Evaluated for Impairment	0	0	0	0
Allowance allocated to Collectively Evaluated for Impairment	1,525	1,128	1,525	1,128	1,256
Total loans and leases	128,567	115,753	128,567	115,753	128,285
Loans individually evaluated for impairment	347	933	347	933	481
Loans collectively evaluated for impairment	128,220	114,820	128,220	114,820	127,804
Construction and land [Member] | Legacy Loans [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Total loans and leases	128,567		128,567		128,285
Residential - first lien
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for credit losses, Beginning balance	2,204	1,372	2,256	1,170	1,170
Allowance for credit losses, Charge-offs	0	(238)	(33)	(362)	(518)
Allowance for credit losses, Recoveries	0	0	3	0
Provision for credit losses	510	656	488	982	1,604
Allowance for credit losses, Ending balance	2,714	1,790	2,714	1,790	2,256
Allowance allocated to Individually Evaluated for Impairment	0	0	0	0
Allowance allocated to Collectively Evaluated for Impairment	2,714	1,790	2,714	1,790	2,256
Total loans and leases	409,402	411,213	409,402	411,213	437,409
Loans individually evaluated for impairment	13,679	12,530	13,679	12,530	13,131
Loans collectively evaluated for impairment	395,723	398,683	395,723	398,683	424,278
Residential - first lien | Legacy Loans [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Total loans and leases	409,402		409,402		437,409
Residential - junior lien
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for credit losses, Beginning balance	863	390	478	292	292
Allowance for credit losses, Charge-offs	0	(221)	0	(471)	(532)
Allowance for credit losses, Recoveries	1	99	52	104	115
Provision for credit losses	60	169	394	512	603
Allowance for credit losses, Ending balance	924	437	924	437	478
Allowance allocated to Individually Evaluated for Impairment	0	0	0	0
Allowance allocated to Collectively Evaluated for Impairment	924	437	924	437	478
Total loans and leases	67,430	80,303	67,430	80,303	74,164
Loans individually evaluated for impairment	1,365	914	1,365	914	786
Loans collectively evaluated for impairment	66,065	79,389	66,065	79,389	73,378
Residential - junior lien | Legacy Loans [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Total loans and leases	67,430		67,430		74,164
Commercial - owner occupied
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for credit losses, Beginning balance	1,254	817	788	735	735
Allowance for credit losses, Charge-offs	0	(44)	0	(44)	(46)
Allowance for credit losses, Recoveries	0	0	0	0
Provision for credit losses	552	120	1,018	202	99
Allowance for credit losses, Ending balance	1,806	893	1,806	893	788
Allowance allocated to Individually Evaluated for Impairment	0	0	0	0
Allowance allocated to Collectively Evaluated for Impairment	1,806	893	1,806	893	788
Total loans and leases	244,802	232,771	244,802	232,771	241,795
Loans individually evaluated for impairment	800	225	800	225	566
Loans collectively evaluated for impairment	244,002	232,546	244,002	232,546	241,229
Commercial - owner occupied | Legacy Loans [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Total loans and leases	244,802		244,802		241,795
Commercial - non-owner occupied
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for credit losses, Beginning balance	4,130	3,188	2,968	4,057	4,057
Allowance for credit losses, Charge-offs	(23)	0	(23)	(2,026)	(2,026)
Allowance for credit losses, Recoveries	0	1	0	3	17
Provision for credit losses	1,483	(390)	2,645	765	920
Allowance for credit losses, Ending balance	5,590	2,799	5,590	2,799	2,968
Allowance allocated to Individually Evaluated for Impairment	0	0	0	0
Allowance allocated to Collectively Evaluated for Impairment	5,590	2,799	5,590	2,799	2,968
Total loans and leases	455,051	442,449	455,051	442,449	444,052
Loans individually evaluated for impairment	576	2,608	576	2,608	1,725
Loans collectively evaluated for impairment	454,475	439,841	454,475	439,841	442,327
Commercial - non-owner occupied | Legacy Loans [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Total loans and leases	455,051		455,051		444,052
Commercial Loan and Leases [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for credit losses, Beginning balance	2,950	1,543	2,103	2,644	2,644
Allowance for credit losses, Charge-offs	0	(298)	(549)	(525)	(622)
Allowance for credit losses, Recoveries	1	30	67	32	357
Provision for credit losses	105	420	1,435	(456)	(276)
Allowance for credit losses, Ending balance	3,056	1,695	3,056	1,695	2,103
Allowance allocated to Individually Evaluated for Impairment	0	0	0	0	500
Allowance allocated to Collectively Evaluated for Impairment	3,056	1,695	3,056	1,695	1,603
Total loans and leases	352,999	367,856	352,999	367,856	372,872
Loans individually evaluated for impairment	1,619	1,862	1,619	1,862	2,360
Loans collectively evaluated for impairment	351,380	365,994	351,380	365,994	370,512
Commercial Loan and Leases [Member] | Legacy Loans [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Total loans and leases	352,999		352,999		372,872
Consumer
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for credit losses, Beginning balance	791	224	552	234	234
Allowance for credit losses, Charge-offs	(8)	(11)	(9)	(18)	(210)
Allowance for credit losses, Recoveries	1	0	2	1	2
Provision for credit losses	(43)	165	196	161	526
Allowance for credit losses, Ending balance	741	378	741	378	552
Allowance allocated to Individually Evaluated for Impairment	0	0	0	0
Allowance allocated to Collectively Evaluated for Impairment	741	378	741	378	552
Total loans and leases	46,660	50,675	46,660	50,675	46,936
Loans individually evaluated for impairment	102	287	102	287	127
Loans collectively evaluated for impairment	46,558	$ 50,388	46,558	$ 50,388	46,809
Consumer | Legacy Loans [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Total loans and leases	46,660		46,660		46,936
Paycheck Protection Program
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for credit losses, Beginning balance	0		0
Allowance for credit losses, Charge-offs	0		0
Allowance for credit losses, Recoveries	0		0
Provision for credit losses	0		0
Allowance for credit losses, Ending balance	0		0		0
Allowance allocated to Individually Evaluated for Impairment	0		0
Allowance allocated to Collectively Evaluated for Impairment	0		0
Total loans and leases	193,719		193,719		$ 0	$ 193,700
Loans individually evaluated for impairment	0		0
Loans collectively evaluated for impairment	193,719		193,719
Paycheck Protection Program | Legacy Loans [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Total loans and leases	$ 193,719		$ 193,719

Credit Quality Assessment - Loa

Credit Quality Assessment - Loan balances and total credit exposures (Details) - USD ($) $ in Millions	Jul. 24, 2020	Jun. 30, 2020
Financing Receivable, Allowance for Credit Losses [Line Items]
Loan Balance		$ 353.6
As % of Total Loans		18.60%
Total exposure		$ 383.5
AS % of Total Exposure		17.00%
Loan Balance with Modification	$ 123.6
As % of Loan Category	35.00%
SBA PPP Loan Balance	$ 40.5
SBA PP % Loan Category	11.50%
Total high impact		100.00%
CRE Retail [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loan Balance		$ 109.1
As % of Total Loans		5.70%
Total exposure		$ 109.1
AS % of Total Exposure		4.80%
Loan Balance with Modification	$ 27.2
As % of Loan Category	24.90%
SBA PPP Loan Balance	$ 0
SBA PP % Loan Category	0.00%
Hotel [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loan Balance		$ 60.8
As % of Total Loans		3.20%
Total exposure		$ 62.8
AS % of Total Exposure		2.80%
Loan Balance with Modification	$ 52.7
As % of Loan Category	86.60%
SBA PPP Loan Balance	$ 1.5
SBA PP % Loan Category	2.50%
CRE - Residential Rental [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loan Balance		$ 47.8
As % of Total Loans		2.50%
Total exposure		$ 47.8
AS % of Total Exposure		2.10%
Loan Balance with Modification	$ 8.8
As % of Loan Category	18.40%
SBA PPP Loan Balance	$ 0
SBA PP % Loan Category	0.00%
Nursing and Residential Care [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loan Balance		$ 39.7
As % of Total Loans		2.10%
Total exposure		$ 44.8
AS % of Total Exposure		2.00%
Loan Balance with Modification	$ 2.5
As % of Loan Category	6.40%
SBA PPP Loan Balance	$ 2.2
SBA PP % Loan Category	5.60%
Retail Trade {Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loan Balance		$ 23.6
As % of Total Loans		1.20%
Total exposure		$ 38.3
AS % of Total Exposure		1.70%
Loan Balance with Modification	$ 2.1
As % of Loan Category	8.90%
SBA PPP Loan Balance	$ 12.9
SBA PP % Loan Category	54.70%
Restaurants and Caterers [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loan Balance		$ 28.4
As % of Total Loans		1.50%
Total exposure		$ 32
AS % of Total Exposure		1.40%
Loan Balance with Modification	$ 19.5
As % of Loan Category	68.50%
SBA PPP Loan Balance	$ 14.7
SBA PP % Loan Category	51.60%
Religious and similar Organizations [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loan Balance		$ 29.1
As % of Total Loans		1.50%
Total exposure		$ 31.1
AS % of Total Exposure		1.40%
Loan Balance with Modification	$ 3.3
As % of Loan Category	11.40%
SBA PPP Loan Balance	$ 6.1
SBA PP % Loan Category	20.80%
Arts, Entertainment, and Recreation [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loan Balance		$ 15
As % of Total Loans		0.80%
Total exposure		$ 17.6
AS % of Total Exposure		0.80%
Loan Balance with Modification	$ 7.5
As % of Loan Category	49.90%
SBA PPP Loan Balance	$ 3.2
SBA PP % Loan Category	21.00%
Non-owner-Occupied Commercial Real Estate [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loan Balance		$ 206.9
As % of Total Loans		10.90%
Total high impact		58.50%
Hight impact portfolio excluded		55.00%
Owner-occupied Commercial Real Estate [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loan Balance		$ 65.4
As % of Total Loans		3.40%
Total high impact		18.50%
Commercial Construction [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loan Balance		$ 51.9
As % of Total Loans		2.70%
Total high impact		14.70%
Commercial Loans [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loan Balance		$ 28.7
As % of Total Loans		1.50%
Total high impact		8.10%
Others [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loan Balance		$ 0.6
As % of Total Loans		0.00%
Total high impact		0.20%

Credit Quality Assessment - Int

Credit Quality Assessment - Internally Assigned Risk Assignments (Details) - USD ($) $ in Thousands	Jun. 30, 2020	Apr. 27, 2020	Dec. 31, 2019	Jun. 30, 2019
Credit Quality Indicator [Line Items]
Total loans and leases	$ 1,898,630		$ 1,745,513	$ 1,701,020
Legacy Loans [Member]
Credit Quality Indicator [Line Items]
Total loans and leases	1,898,630		1,745,513
Not Classified [Member] | Legacy Loans [Member]
Credit Quality Indicator [Line Items]
Total loans and leases	1,867,395		1,727,631
Special Mention [Member] | Legacy Loans [Member]
Credit Quality Indicator [Line Items]
Total loans and leases	14,042		0
Substandard [Member] | Legacy Loans [Member]
Credit Quality Indicator [Line Items]
Total loans and leases	17,193		17,882
Doubtful [Member] | Legacy Loans [Member]
Credit Quality Indicator [Line Items]
Total loans and leases	0		0
Construction and land [Member]
Credit Quality Indicator [Line Items]
Total loans and leases	128,567		128,285	115,753
Construction and land [Member] | Legacy Loans [Member]
Credit Quality Indicator [Line Items]
Total loans and leases	128,567		128,285
Construction and land [Member] | Not Classified [Member] | Legacy Loans [Member]
Credit Quality Indicator [Line Items]
Total loans and leases	128,220		127,804
Construction and land [Member] | Special Mention [Member] | Legacy Loans [Member]
Credit Quality Indicator [Line Items]
Total loans and leases	0		0
Construction and land [Member] | Substandard [Member] | Legacy Loans [Member]
Credit Quality Indicator [Line Items]
Total loans and leases	347		481
Construction and land [Member] | Doubtful [Member] | Legacy Loans [Member]
Credit Quality Indicator [Line Items]
Total loans and leases	0		0
Residential - first lien
Credit Quality Indicator [Line Items]
Total loans and leases	409,402		437,409	411,213
Residential - first lien | Legacy Loans [Member]
Credit Quality Indicator [Line Items]
Total loans and leases	409,402		437,409
Residential - first lien | Not Classified [Member] | Legacy Loans [Member]
Credit Quality Indicator [Line Items]
Total loans and leases	396,686		425,247
Residential - first lien | Special Mention [Member] | Legacy Loans [Member]
Credit Quality Indicator [Line Items]
Total loans and leases	0		0
Residential - first lien | Substandard [Member] | Legacy Loans [Member]
Credit Quality Indicator [Line Items]
Total loans and leases	12,716		12,162
Residential - first lien | Doubtful [Member] | Legacy Loans [Member]
Credit Quality Indicator [Line Items]
Total loans and leases	0		0
Residential - junior lien
Credit Quality Indicator [Line Items]
Total loans and leases	67,430		74,164	80,303
Residential - junior lien | Legacy Loans [Member]
Credit Quality Indicator [Line Items]
Total loans and leases	67,430		74,164
Residential - junior lien | Not Classified [Member] | Legacy Loans [Member]
Credit Quality Indicator [Line Items]
Total loans and leases	66,065		73,378
Residential - junior lien | Special Mention [Member] | Legacy Loans [Member]
Credit Quality Indicator [Line Items]
Total loans and leases	0		0
Residential - junior lien | Substandard [Member] | Legacy Loans [Member]
Credit Quality Indicator [Line Items]
Total loans and leases	1,365		786
Residential - junior lien | Doubtful [Member] | Legacy Loans [Member]
Credit Quality Indicator [Line Items]
Total loans and leases	0		0
Commercial - owner occupied
Credit Quality Indicator [Line Items]
Total loans and leases	244,802		241,795	232,771
Commercial - owner occupied | Legacy Loans [Member]
Credit Quality Indicator [Line Items]
Total loans and leases	244,802		241,795
Commercial - owner occupied | Not Classified [Member] | Legacy Loans [Member]
Credit Quality Indicator [Line Items]
Total loans and leases	241,501		241,229
Commercial - owner occupied | Special Mention [Member] | Legacy Loans [Member]
Credit Quality Indicator [Line Items]
Total loans and leases	2,501		0
Commercial - owner occupied | Substandard [Member] | Legacy Loans [Member]
Credit Quality Indicator [Line Items]
Total loans and leases	800		566
Commercial - owner occupied | Doubtful [Member] | Legacy Loans [Member]
Credit Quality Indicator [Line Items]
Total loans and leases	0		0
Commercial - non-owner occupied
Credit Quality Indicator [Line Items]
Total loans and leases	455,051		444,052	442,449
Commercial - non-owner occupied | Legacy Loans [Member]
Credit Quality Indicator [Line Items]
Total loans and leases	455,051		444,052
Commercial - non-owner occupied | Not Classified [Member] | Legacy Loans [Member]
Credit Quality Indicator [Line Items]
Total loans and leases	453,361		442,327
Commercial - non-owner occupied | Special Mention [Member] | Legacy Loans [Member]
Credit Quality Indicator [Line Items]
Total loans and leases	1,064		0
Commercial - non-owner occupied | Substandard [Member] | Legacy Loans [Member]
Credit Quality Indicator [Line Items]
Total loans and leases	626		1,725
Commercial - non-owner occupied | Doubtful [Member] | Legacy Loans [Member]
Credit Quality Indicator [Line Items]
Total loans and leases	0		0
Commercial Loan and Leases [Member]
Credit Quality Indicator [Line Items]
Total loans and leases	352,999		372,872	367,856
Commercial Loan and Leases [Member] | Legacy Loans [Member]
Credit Quality Indicator [Line Items]
Total loans and leases	352,999		372,872
Commercial Loan and Leases [Member] | Not Classified [Member] | Legacy Loans [Member]
Credit Quality Indicator [Line Items]
Total loans and leases	341,285		370,837
Commercial Loan and Leases [Member] | Special Mention [Member] | Legacy Loans [Member]
Credit Quality Indicator [Line Items]
Total loans and leases	10,477		0
Commercial Loan and Leases [Member] | Substandard [Member] | Legacy Loans [Member]
Credit Quality Indicator [Line Items]
Total loans and leases	1,237		2,035
Commercial Loan and Leases [Member] | Doubtful [Member] | Legacy Loans [Member]
Credit Quality Indicator [Line Items]
Total loans and leases	0		0
Consumer
Credit Quality Indicator [Line Items]
Total loans and leases	46,660		46,936	$ 50,675
Consumer | Legacy Loans [Member]
Credit Quality Indicator [Line Items]
Total loans and leases	46,660		46,936
Consumer | Not Classified [Member] | Legacy Loans [Member]
Credit Quality Indicator [Line Items]
Total loans and leases	46,558		46,809
Consumer | Special Mention [Member] | Legacy Loans [Member]
Credit Quality Indicator [Line Items]
Total loans and leases	0		0
Consumer | Substandard [Member] | Legacy Loans [Member]
Credit Quality Indicator [Line Items]
Total loans and leases	102		127
Consumer | Doubtful [Member] | Legacy Loans [Member]
Credit Quality Indicator [Line Items]
Total loans and leases	0		0
Paycheck Protection Program
Credit Quality Indicator [Line Items]
Total loans and leases	193,719	$ 193,700	$ 0
Paycheck Protection Program | Legacy Loans [Member]
Credit Quality Indicator [Line Items]
Total loans and leases	193,719
Paycheck Protection Program | Not Classified [Member] | Legacy Loans [Member]
Credit Quality Indicator [Line Items]
Total loans and leases	193,719
Paycheck Protection Program | Special Mention [Member] | Legacy Loans [Member]
Credit Quality Indicator [Line Items]
Total loans and leases	0
Paycheck Protection Program | Substandard [Member] | Legacy Loans [Member]
Credit Quality Indicator [Line Items]
Total loans and leases	0
Paycheck Protection Program | Doubtful [Member] | Legacy Loans [Member]
Credit Quality Indicator [Line Items]
Total loans and leases	$ 0

Credit Quality Assessment - Age

Credit Quality Assessment - Aged Analysis of Past Due Loans (Details) - USD ($) $ in Thousands	Jun. 30, 2020	Apr. 27, 2020	Dec. 31, 2019	Jun. 30, 2019
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total loans and leases	$ 1,898,630		$ 1,745,513	$ 1,701,020
Legacy Loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Accruing loans and leases current	1,877,868		1,718,953
Total past due	3,619		8,753
Non-accrual loans and leases	17,143		17,807
Total loans and leases	1,898,630		1,745,513
Legacy Loans [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total past due	1,417		4,309
Legacy Loans [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total past due	1,779		4,397
Legacy Loans [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total past due	423		47
Construction and land [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total loans and leases	128,567		128,285	115,753
Construction and land [Member] | Legacy Loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Accruing loans and leases current	128,220		127,804
Total past due	0		0
Non-accrual loans and leases	347		481
Total loans and leases	128,567		128,285
Construction and land [Member] | Legacy Loans [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total past due	0		0
Construction and land [Member] | Legacy Loans [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total past due	0		0
Construction and land [Member] | Legacy Loans [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total past due	0		0
Residential - first lien
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total loans and leases	409,402		437,409	411,213
Residential - first lien | Legacy Loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Accruing loans and leases current	394,957		418,668
Total past due	1,729		6,579
Non-accrual loans and leases	12,716		12,162
Total loans and leases	409,402		437,409
Residential - first lien | Legacy Loans [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total past due	0		3,312
Residential - first lien | Legacy Loans [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total past due	1,306		3,220
Residential - first lien | Legacy Loans [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total past due	423		47
Residential - junior lien
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total loans and leases	67,430		74,164	80,303
Residential - junior lien | Legacy Loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Accruing loans and leases current	64,873		71,634
Total past due	1,192		1,744
Non-accrual loans and leases	1,365		786
Total loans and leases	67,430		74,164
Residential - junior lien | Legacy Loans [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total past due	1,068		748
Residential - junior lien | Legacy Loans [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total past due	124		996
Residential - junior lien | Legacy Loans [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total past due	0		0
Commercial - owner occupied
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total loans and leases	244,802		241,795	232,771
Commercial - owner occupied | Legacy Loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Accruing loans and leases current	244,002		241,062
Total past due	0		167
Non-accrual loans and leases	800		566
Total loans and leases	244,802		241,795
Commercial - owner occupied | Legacy Loans [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total past due	0		0
Commercial - owner occupied | Legacy Loans [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total past due	0		167
Commercial - owner occupied | Legacy Loans [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total past due	0		0
Commercial - non-owner occupied
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total loans and leases	455,051		444,052	442,449
Commercial - non-owner occupied | Legacy Loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Accruing loans and leases current	454,217		442,132
Total past due	258		195
Non-accrual loans and leases	576		1,725
Total loans and leases	455,051		444,052
Commercial - non-owner occupied | Legacy Loans [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total past due	76		195
Commercial - non-owner occupied | Legacy Loans [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total past due	182		0
Commercial - non-owner occupied | Legacy Loans [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total past due	0		0
Commercial Loan and Leases [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total loans and leases	352,999		372,872	367,856
Commercial Loan and Leases [Member] | Legacy Loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Accruing loans and leases current	351,466		370,877
Total past due	296		35
Non-accrual loans and leases	1,237		1,960
Total loans and leases	352,999		372,872
Commercial Loan and Leases [Member] | Legacy Loans [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total past due	264		35
Commercial Loan and Leases [Member] | Legacy Loans [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total past due	32		0
Commercial Loan and Leases [Member] | Legacy Loans [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total past due	0		0
Consumer
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total loans and leases	46,660		46,936	$ 50,675
Consumer | Legacy Loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Accruing loans and leases current	46,414		46,776
Total past due	144		33
Non-accrual loans and leases	102		127
Total loans and leases	46,660		46,936
Consumer | Legacy Loans [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total past due	9		19
Consumer | Legacy Loans [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total past due	135		14
Consumer | Legacy Loans [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total past due	0		0
Paycheck Protection Program
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total loans and leases	193,719	$ 193,700	$ 0
Paycheck Protection Program | Legacy Loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Accruing loans and leases current	193,719
Total past due	0
Non-accrual loans and leases	0
Total loans and leases	193,719
Paycheck Protection Program | Legacy Loans [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total past due	0
Paycheck Protection Program | Legacy Loans [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total past due	0
Paycheck Protection Program | Legacy Loans [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total past due	$ 0

Credit Quality Assessment - Imp

Credit Quality Assessment - Impaired Loans (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended		12 Months Ended
	Jun. 30, 2020	Jun. 30, 2019	Jun. 30, 2020	Jun. 30, 2019	Dec. 31, 2019
Financing Receivable, Impaired [Line Items]
Related allowance					$ 500
Legacy Loans [Member]
Financing Receivable, Impaired [Line Items]
Recorded investment	$ 18,488	$ 19,359	$ 18,488	$ 19,359	19,176
With an allowance recorded	0	0	0	0	554
With no related allowance recorded	18,488	19,359	18,488	19,359	18,622
Related allowance		0		0	500
Unpaid principal	20,682	24,283	20,682	24,283	22,344
Average balance of impaired loans	22,556	26,520	22,598	26,591	24,970
Interest income recognized	137	140	270	211	748
Construction and land [Member] | Legacy Loans [Member]
Financing Receivable, Impaired [Line Items]
Recorded investment	347	933	347	933	481
With an allowance recorded	0	0	0	0	0
With no related allowance recorded	347	933	347	933	481
Related allowance	0	0	0	0	0
Unpaid principal	533	1,322	533	1,322	667
Average balance of impaired loans	666	1,454	667	1,459	814
Interest income recognized	0	0	0	0	5
Residential - first lien | Legacy Loans [Member]
Financing Receivable, Impaired [Line Items]
Recorded investment	13,679	12,530	13,679	12,530	13,131
With an allowance recorded	0	0	0	0	0
With no related allowance recorded	13,679	12,530	13,679	12,530	13,131
Related allowance	0	0	0	0	0
Unpaid principal	14,893	13,818	14,893	13,818	14,371
Average balance of impaired loans	16,026	15,154	16,052	15,171	15,586
Interest income recognized	93	86	204	138	400
Residential - junior lien | Legacy Loans [Member]
Financing Receivable, Impaired [Line Items]
Recorded investment	1,365	914	1,365	914	786
With an allowance recorded	0	0	0	0	0
With no related allowance recorded	1,365	914	1,365	914	786
Related allowance	0	0	0	0	0
Unpaid principal	1,564	1,135	1,564	1,135	986
Average balance of impaired loans	1,758	1,370	1,765	1,385	1,338
Interest income recognized	21	26	29	33	106
Commercial - owner occupied | Legacy Loans [Member]
Financing Receivable, Impaired [Line Items]
Recorded investment	800	225	800	225	566
With an allowance recorded	0	0	0	0	0
With no related allowance recorded	800	225	800	225	566
Related allowance	0	0	0	0	0
Unpaid principal	811	246	811	246	583
Average balance of impaired loans	816	247	817	247	594
Interest income recognized	5	8	5	8	30
Commercial - non-owner occupied | Legacy Loans [Member]
Financing Receivable, Impaired [Line Items]
Recorded investment	576	2,608	576	2,608	1,725
With an allowance recorded	0	0	0	0	0
With no related allowance recorded	576	2,608	576	2,608	1,725
Related allowance	0	0	0	0	0
Unpaid principal	615	4,363	615	4,363	2,023
Average balance of impaired loans	647	4,457	648	4,480	2,105
Interest income recognized	7	6	11	13	11
Commercial Loan and Leases [Member] | Legacy Loans [Member]
Financing Receivable, Impaired [Line Items]
Recorded investment	1,619	1,862	1,619	1,862	2,360
With an allowance recorded	0	0	0	0	554
With no related allowance recorded	1,619	1,862	1,619	1,862	1,806
Related allowance	0	0	0	0	500
Unpaid principal	2,161	3,097	2,161	3,097	3,584
Average balance of impaired loans	2,538	3,525	2,544	3,536	4,392
Interest income recognized	11	10	21	14	195
Consumer | Legacy Loans [Member]
Financing Receivable, Impaired [Line Items]
Recorded investment	102	287	102	287	127
With an allowance recorded	0	0	0	0	0
With no related allowance recorded	102	287	102	287	127
Related allowance	0	0	0	0	0
Unpaid principal	105	302	105	302	130
Average balance of impaired loans	105	313	105	313	141
Interest income recognized	$ 0	$ 4	$ 0	$ 5	$ 1

Credit Quality Assessment - TDR

Credit Quality Assessment - TDR Loans (Details) $ in Thousands	6 Months Ended	12 Months Ended
	Jun. 30, 2020USD ($)loan	Dec. 31, 2019USD ($)loan
Trouble Debt Restructured Loans [Line Items]
Number of Loans | loan	3	4
Non-Accrual Status	$ 675	$ 813
Number of Loans | loan	4	4
Accrual Status	$ 1,326	$ 1,335
Total TDRs	$ 2,001	$ 2,148
Construction and land [Member]
Trouble Debt Restructured Loans [Line Items]
Number of Loans | loan		1
Non-Accrual Status		$ 125
Number of Loans | loan		0
Accrual Status		$ 0
Total TDRs		$ 125
Residential Real Estate First Lien [Member]
Trouble Debt Restructured Loans [Line Items]
Number of Loans | loan	2	2
Non-Accrual Status	$ 261	$ 274
Number of Loans | loan	2	2
Accrual Status	$ 963	$ 968
Total TDRs	$ 1,224	$ 1,242
Commercial Loan and Leases [Member]
Trouble Debt Restructured Loans [Line Items]
Number of Loans | loan	1	1
Non-Accrual Status	$ 414	$ 414
Number of Loans | loan	2	2
Accrual Status	$ 363	$ 367
Total TDRs	$ 777	$ 781

Credit Quality Assessment - T_2

Credit Quality Assessment - TDR Modifications (Details) - USD ($) $ in Thousands	Jun. 30, 2020	Dec. 31, 2019	Jun. 30, 2019
Financing Receivable, Modifications [Line Items]
Total troubled debt restructured loans	$ 2,001	$ 2,148
Allowance for Losses on Finance Receivables [Member]
Financing Receivable, Modifications [Line Items]
Total troubled debt restructured loans	0	0
Construction and land And Extension Or Other modification [Member]
Financing Receivable, Modifications [Line Items]
Total troubled debt restructured loans		125
Construction and land And Extension Or Other modification [Member] | Allowance for Losses on Finance Receivables [Member]
Financing Receivable, Modifications [Line Items]
Total troubled debt restructured loans		0
Commercial Loans And Extension Or Other Modification [Member]
Financing Receivable, Modifications [Line Items]
Total troubled debt restructured loans	363	367
Commercial Loans And Extension Or Other Modification [Member] | Allowance for Losses on Finance Receivables [Member]
Financing Receivable, Modifications [Line Items]
Total troubled debt restructured loans	0	0
Commercial Loans And Forbearances Member
Financing Receivable, Modifications [Line Items]
Total troubled debt restructured loans	414	414
Commercial Loans And Forbearances Member | Allowance for Losses on Finance Receivables [Member]
Financing Receivable, Modifications [Line Items]
Total troubled debt restructured loans	0	0
Residential Real Estate First Lien and Extension Or Other Modification [Member]
Financing Receivable, Modifications [Line Items]
Total troubled debt restructured loans	1,224	1,242
Residential Real Estate First Lien and Extension Or Other Modification [Member] | Allowance for Losses on Finance Receivables [Member]
Financing Receivable, Modifications [Line Items]
Total troubled debt restructured loans	0	0
Nonperforming Financial Instruments [Member]
Financing Receivable, Modifications [Line Items]
Total troubled debt restructured loans	675	813
Nonperforming Financial Instruments [Member] | Construction and land And Extension Or Other modification [Member]
Financing Receivable, Modifications [Line Items]
Total troubled debt restructured loans		125
Nonperforming Financial Instruments [Member] | Commercial Loans And Extension Or Other Modification [Member]
Financing Receivable, Modifications [Line Items]
Total troubled debt restructured loans	0	0
Nonperforming Financial Instruments [Member] | Commercial Loans And Forbearances Member
Financing Receivable, Modifications [Line Items]
Total troubled debt restructured loans	414	414
Nonperforming Financial Instruments [Member] | Residential Real Estate First Lien and Extension Or Other Modification [Member]
Financing Receivable, Modifications [Line Items]
Total troubled debt restructured loans	261	274
Performing Financial Instruments [Member]
Financing Receivable, Modifications [Line Items]
Total troubled debt restructured loans	1,326	1,335
Performing Financial Instruments [Member] | Construction and land And Extension Or Other modification [Member]
Financing Receivable, Modifications [Line Items]
Total troubled debt restructured loans		0
Performing Financial Instruments [Member] | Commercial Loans And Extension Or Other Modification [Member]
Financing Receivable, Modifications [Line Items]
Total troubled debt restructured loans	363	367
Performing Financial Instruments [Member] | Commercial Loans And Forberances [Member]
Financing Receivable, Modifications [Line Items]
Total troubled debt restructured loans	0		$ 0
Performing Financial Instruments [Member] | Commercial Loans And Forbearances Member
Financing Receivable, Modifications [Line Items]
Total troubled debt restructured loans	0	0
Performing Financial Instruments [Member] | Residential Real Estate First Lien and Extension Or Other Modification [Member]
Financing Receivable, Modifications [Line Items]
Total troubled debt restructured loans	$ 963	$ 968

Credit Quality Assessment - Add

Credit Quality Assessment - Additional Information (Details) - USD ($) $ in Thousands	Aug. 06, 2020	May 08, 2020	Mar. 31, 2019	Jun. 30, 2020	Jun. 30, 2019	Mar. 31, 2020	Dec. 31, 2019	Dec. 31, 2018
Credit Quality Indicator [Line Items]
Delinquent Loans, Outstanding Nonaccrual Status				$ 17,600			$ 17,900
Non-Accrual Delinquent Loans Outstanding, Percentage				0.93%			1.00%
Financing Receivable, Recorded Investment, Nonaccrual Loans				$ 17,100			$ 17,800
Impaired Financing Receivable Interest Income Non Accrual Method			$ 534	338	$ 534
Additional allowance				257	65
Loans modified, amount				2,001			2,148
Allowance for credit losses			8,754	16,356	9,120	$ 13,384	10,401	$ 9,873
Real Estate Owned, Transfer to Real Estate Owned				51	375
Loans modified through payments deferrals	$ 159,000	$ 347,000		$ 291,400
Percentage of loan modified through payments deferrals	8.40%	19.70%		17.10%
Gains (Losses) on Sales of Other Real Estate				$ (28)
Loss on sale of other real estate held				(405)
Performing Financial Instruments [Member]
Credit Quality Indicator [Line Items]
Loans modified, amount				1,326			1,335
Residential - first lien
Credit Quality Indicator [Line Items]
Allowance for credit losses			$ 1,372	2,714	$ 1,790	2,204	2,256	$ 1,170
Gains (Losses) on Sales of Other Real Estate				28,000
Residential first liens
Credit Quality Indicator [Line Items]
Mortgage Loans in Process of Foreclosure, Amount				2,300
Commercial real Estate Loan [Member]
Credit Quality Indicator [Line Items]
Mortgage Loans in Process of Foreclosure, Amount				42
Paycheck Protection Program
Credit Quality Indicator [Line Items]
Allowance for credit losses				$ 0		$ 0	$ 0

Derivatives and Hedging Activ_3

Derivatives and Hedging Activities - Additional Information (Details) - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2020	Jun. 30, 2019
Derivatives and Hedging Activities
Increase (Decrease) in Fair Value of Interest Rate Fair Value Hedging Instruments	$ (9)	$ (6)

Derivatives and Hedging Activ_4

Derivatives and Hedging Activities (Details) - USD ($) $ in Thousands	Dec. 31, 2019	Jun. 30, 2020
Interest Rate Swap with borrowers
Derivatives, Fair Value [Line Items]
Derivative, Notional Amount	$ 2,853	$ 2,748
Derivative, Gain on Derivative	217	404
Derivative, Loss on Derivative	0	0
Interest Rate Swap with counterparty
Derivatives, Fair Value [Line Items]
Derivative, Notional Amount	2,853	2,748
Derivative, Gain on Derivative	0	0
Derivative, Loss on Derivative	$ 228	$ 423

Goodwill and Other Intangible_3

Goodwill and Other Intangible Assets - Goodwill (Details) $ in Thousands	Jun. 30, 2020USD ($)
Goodwill and Other Intangible Assets
Goodwill impairment	$ (34,500)

Goodwill and Other Intangible_4

Goodwill and Other Intangible Assets - Intangible Assets (Details) - USD ($) $ in Thousands	Dec. 31, 2019	Jun. 30, 2020
Finite-Lived Intangible Assets [Line Items]
Net Carrying Amount	$ 8,469	$ 7,090
Core Deposits
Finite-Lived Intangible Assets [Line Items]
Gross Carrying Amount	16,135	16,135
Accumulated Amortization	7,666	9,045
Net Carrying Amount	$ 8,469	$ 7,090
Weighted Average Remaining Life (in Years)	3 years 8 months 12 days	3 years 2 months 12 days

Goodwill and Other Intangible_5

Goodwill and Other Intangible Assets - Future Amortization (Details) - USD ($) $ in Thousands	Jun. 30, 2020	Dec. 31, 2019
Goodwill and Other Intangible Assets
2020	$ 1,295
2021	2,326
2022	1,915
2023	1,298
2024	256
Total amortizing intangible assets	$ 7,090	$ 8,469

Goodwill and Other Intangible_6

Goodwill and Other Intangible Assets - Additional Information (Details) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2020USD ($)	Jun. 30, 2019USD ($)	Jun. 30, 2020USD ($)item	Jun. 30, 2019USD ($)
Business Acquisition [Line Items]
Number of reporting units | item			1
Goodwill, Impairment Loss	$ 34,500	$ 0	$ 34,500	$ 0
Non Interest Expense [Member]
Business Acquisition [Line Items]
Goodwill, Impairment Loss			$ 34,500

Leases - Operating leases (Deta

Leases - Operating leases (Details) - USD ($) $ in Thousands	Jun. 30, 2020	Dec. 31, 2019	Jan. 01, 2019
Leases
Operating leases ROU	$ 15,312	$ 14,092
Total operating lease liabilities	$ 15,805	$ 14,507	$ 18,000

Leases - Lease expenses (Detail

Leases - Lease expenses (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2020	Jun. 30, 2019	Jun. 30, 2020	Jun. 30, 2019
Leases
Operating lease cost	$ 420	$ 530	$ 784	$ 1,080
Sublease income	(176)	(108)	(344)	(293)
Amortization of ROU assets	32	82	77	82
Total	$ 276	$ 504	$ 517	$ 869

Leases - Lease liability maturi

Leases - Lease liability maturities (Details) - USD ($) $ in Thousands	Jun. 30, 2020	Dec. 31, 2019	Jan. 01, 2019
Leases
2020	$ 855
2021	1,662
2022	1,520
2023	1,372
2024	1,170
Thereafter	13,033
Total future lease payments	19,612
Discount of cash flows	(3,807)
Present value on net future lease payments	$ 15,805	$ 14,507	$ 18,000
Weighted average remaining term (in years)	6 years 5 months 19 days
Weighted average discount rate (in percentage)	2.89%

Leases - Additional information

Leases - Additional information (Details) - USD ($) $ in Thousands	6 Months Ended	12 Months Ended
	Jun. 30, 2020	Dec. 31, 2019	Jan. 01, 2019
Leases
Lessee, Operating Lease, Renewal Term	10 years
Operating Lease, Expense		$ 3,600
Operating Lease, Liability	$ 15,805	$ 14,507	$ 18,000
Increase in ROU assets	$ 2,000

Deposits - Composition of Depos

Deposits - Composition of Deposits and the Related Percentage Mix of Total Deposits (Details) - USD ($) $ in Thousands	Jun. 30, 2020	Dec. 31, 2019
Deposits
Noninterest-bearing demand	$ 671,598	$ 468,975
Interest-bearing checking	186,768	183,447
Money market accounts	383,031	360,711
Savings	146,148	130,141
Certificates of deposit $250 and over	65,769	77,782
Certificates of deposit under $250	377,360	493,309
Total deposits	$ 1,830,674	$ 1,714,365
Percentage of Noninterest-bearing demand	37.00%	27.00%
Percentage of Interest-bearing checking	10.00%	11.00%
Percentage of Money market accounts	21.00%	21.00%
Percentage of Savings	7.00%	7.00%
Percentage of Certificates of deposit $250 and over	4.00%	5.00%
Percentage of Certificates of deposit under $250	21.00%	29.00%
Percentage of Total deposits	100.00%	100.00%

Stock Options and Stock Award_2

Stock Options and Stock Awards - Stock Options (Details) - Employee Stock Option [Member] - $ / shares	6 Months Ended	12 Months Ended
	Jun. 30, 2020	Dec. 31, 2019
Shares, Beginning Balance	25,000	15,268
Shares, Granted	0	25,000
Shares, Exercised	0	(13,418)
Shares, Forfeited	0	(1,850)
Shares, Ending Balance	25,000	25,000
Shares, Exercisable at period end	8,337	0
Weighted Average Exercise Price, Beginning Balance	$ 14.54	$ 8.76
Weighted Average Exercise Price, Granted	0	14.54
Weighted Average Exercise Price, Exercised	0	8.58
Weighted Average Exercise Price, Forfeited	0	10.10
Weighted Average Exercise Price, Ending Balance	14.54	14.54
Weighted Average Exercise Price, Exercisable at period end	$ 14.54	14.54
Weighted average fair value of options granted during the year		$ 5.83

Stock Options and Stock Award_3

Stock Options and Stock Awards - RSU (Details) - Restricted Stock [Member] - $ / shares	6 Months Ended	12 Months Ended
	Jun. 30, 2020	Dec. 31, 2019
Shares, Beginning Balance	11,032	9,731
Shares, Granted	156,947	26,500
Shares, Vested	(834)	(6,699)
Shares, Forfeited	0	(18,500)
Shares, Ending Balance	167,145	11,032
Weighted Average Grant Date Fair Value, Beginning Balance	$ 17.48	$ 17.29
Weighted Average Grant Date Fair Value, Granted	14.87	15.16
Weighted Average Grant Date Fair Value, Vested	19.85	16.13
Weighted Average Grant Date Fair Value, Forfeited		14.54
Weighted Average Grant Date Fair Value, Ending Balance	$ 15.02	$ 17.48

Stock Options and Stock Award_4

Stock Options and Stock Awards - RSU Compensation Expense (Details) $ in Thousands	Jun. 30, 2020USD ($)
Employee Service Share-based Compensation, Nonvested Awards, Compensation Not yet Recognized, Share-based Awards Other than Options	$ 77
Restricted Stock Units (RSUs) [Member]
Employee Service Share-based Compensation, Nonvested Awards, Compensation Not yet Recognized, Share-based Awards Other than Options	2,043
Restricted Stock Units (RSUs) [Member] | 2020
Employee Service Share-based Compensation, Nonvested Awards, Compensation Not yet Recognized, Share-based Awards Other than Options	269
Restricted Stock Units (RSUs) [Member] | 2021
Employee Service Share-based Compensation, Nonvested Awards, Compensation Not yet Recognized, Share-based Awards Other than Options	509
Restricted Stock Units (RSUs) [Member] | 2022
Employee Service Share-based Compensation, Nonvested Awards, Compensation Not yet Recognized, Share-based Awards Other than Options	480
Restricted Stock Units (RSUs) [Member] | 2023
Employee Service Share-based Compensation, Nonvested Awards, Compensation Not yet Recognized, Share-based Awards Other than Options	390
Restricted Stock Units (RSUs) [Member] | 2024
Employee Service Share-based Compensation, Nonvested Awards, Compensation Not yet Recognized, Share-based Awards Other than Options	363
Restricted Stock Units (RSUs) [Member] | 2025
Employee Service Share-based Compensation, Nonvested Awards, Compensation Not yet Recognized, Share-based Awards Other than Options	$ 32

Stock Options and Stock Award_5

Stock Options and Stock Awards - Stock-based Compensation Expense (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2020	Jun. 30, 2019	Jun. 30, 2020	Jun. 30, 2019
Allocated Share-based Compensation Expense	$ 138	$ 62	$ 378	$ 174
Director [Member]
Allocated Share-based Compensation Expense	0	0	137	62
Restricted Stock Units (RSUs) [Member]
Allocated Share-based Compensation Expense	126	62	217	112
Employee Stock Option [Member]
Allocated Share-based Compensation Expense	$ 12	$ 0	$ 24	$ 0

Stock Options and Stock Award_6

Stock Options and Stock Awards - Additional information (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended	6 Months Ended		12 Months Ended
	Mar. 31, 2019	Jun. 30, 2020	Jun. 30, 2019	Dec. 31, 2019
Proceeds from Stock Options Exercised		$ 0	$ 105
Share-based Compensation Arrangement by Share-based Payment Award, Options, Exercisable Fair Market Value		$ 10.62	$ 16.88
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Aggregate Intrinsic Value, Outstanding		$ 0	$ 59
Employee Service Share-based Compensation, Nonvested Awards, Compensation Not yet Recognized, Share-based Awards Other than Options		$ 77
Share-based Payment Arrangement, Nonemployee [Member]
Share-based Goods and Nonemployee Services Transaction, Shares Approved for Issuance	4,802	8,151
Employee Stock Option [Member]
Common Stock, Capital Shares Reserved for Future Issuance		417,844
Share-based Compensation Arrangement by Share-based Payment Award, Expiration Period		10 years
Share-based Compensation Arrangement by Share-based Payment Award, Options, Grants in Period, Gross		0		25,000
Restricted Stock Units (RSUs) [Member]
Employee Service Share-based Compensation, Nonvested Awards, Compensation Not yet Recognized, Share-based Awards Other than Options		$ 2,043
Share-based Compensation Arrangement by Share-based Payment Award, Options, Vested, Number of Shares	18,500	156,947

Benefit Plans (Details)

Benefit Plans (Details) - USD ($)	3 Months Ended		6 Months Ended
	Jun. 30, 2020	Jun. 30, 2019	Jun. 30, 2020	Jun. 30, 2019
Defined Benefit Plan Disclosure [Line Items]
Defined Contribution Plan, Maximum Annual Contribution Per Employee, Percent			15.00%
Defined Contribution Plan, Maximum Annual Contribution Per Employee, Amount			$ 468,000	$ 540,000
Allocated Share-based Compensation Expense	$ 138,000	$ 62,000	$ 378,000	174,000
2017 Employee Stock Purchase Plan [Member]
Defined Benefit Plan Disclosure [Line Items]
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Authorized	250,000		250,000
Allocated Share-based Compensation Expense			$ 0	19,000
Supplemental Executive Retirement Plan [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Benefit Description			Under the defined benefit SERP, the CEO will receive $150,000 each year for 15 years after attainment of the Normal Retirement Age (as defined in the SERP).
Defined Benefit Plan, Plan Assets, Contributions by Employer			$ 37,000	$ 105,000
Maximum [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Contribution Plan, Employer Matching Contribution, Percent			4.00%

Net (Loss) Income per Common _3

Net (Loss) Income per Common Share (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended			6 Months Ended
	Jun. 30, 2020	Jun. 30, 2019	Mar. 31, 2019	Jun. 30, 2020	Jun. 30, 2019
Net (Loss) Income per Common Share
Net (loss) income available to common stockholders (numerator)	$ (29,409)	$ 2,088	$ 6,344	$ (26,066)
BASIC
Basic average common shares outstanding (denominator)	18,715,669	19,061,164	19,056,953	18,791,378
Basic (loss) income per common share	$ (1.57)	$ 0.11	$ 0.33	$ (1.39)	$ 0.33
DILUTED
Average common shares outstanding	18,715,669	19,061,164	19,056,953	18,791,378
Dilutive effect of common stock equivalents	0	6,460	14,367	0
Diluted average common shares outstanding (denominator)	18,715,669	19,067,624	19,071,320	18,791,378
Diluted (loss) income per common share	$ (1.57)	$ 0.11	$ 0.33	$ (1.39)	$ 0.33
Because the Company reported a loss for both 2020 periods, common stock equivalents were excluded from the calculation of diluted average shares outstanding, as their inclusion would have resulted in a lower diluted loss per share.	59,466	0	0	81,761
Common stock equivalents outstanding that are anti-dilutive and thus excluded from calculation of diluted number of shares presented above	25,000	25,000	25,000	25,000

Regulatory Capital (Details)

Regulatory Capital (Details) - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2020	Dec. 31, 2019
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Percentage of Capital Conservation Buffer	2.50%
Howard Bank
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Total capital (to risk-weighted assets) Actual amount	$ 256,374	$ 238,384
Total capital (to risk-weighted assets) Actual ratio	14.00%	12.86%
Total capital (to risk-weighted assets) For capital adequacy purposes amount	$ 146,503	$ 148,314
Total capital (to risk-weighted assets) For capital adequacy purposes ratio	8.00%	8.00%
Total capital (to risk-weighted assets) To be well capitalized under the FDICIA prompt corrective action provisions amount	$ 183,129	$ 185,392
Total capital (to risk-weighted assets) To be well capitalized under the FDICIA prompt corrective action provisions ratio	10.00%	10.00%
Common equity tier 1 capital (to risk-weighted assets) Actual amount	$ 240,018	$ 227,983
Common equity tier 1 capital (to risk-weighted assets) Actual ratio	13.11%	12.30%
Common equity tier 1 capital (to risk-weighted assets) For capital adequacy purposes amount	$ 82,408	$ 83,427
Common equity tier 1 capital (to risk-weighted assets) For capital adequacy purposes ratio	4.50%	4.50%
Common equity tier 1 capital (to risk-weighted assets) To be well capitalized under the FDICIA prompt corrective action provisions amount	$ 119,034	$ 120,505
Common equity tier 1 capital (to risk-weighted assets) To be well capitalized under the FDICIA prompt corrective action provisions ratio	6.50%	6.50%
Tier 1 capital (to risk-weighted assets) Actual amount	$ 240,018	$ 227,983
Tier 1 capital (to risk-weighted assets) Actual ratio	13.11%	12.30%
Tier 1 capital (to risk-weighted assets) For capital adequacy purposes amount	$ 109,877	$ 111,235
Tier 1 capital (to risk-weighted assets) For capital adequacy purposes ratio	6.00%	6.00%
Tier 1 capital (to risk-weighted assets) To be well capitalized under the FDICIA prompt corrective action provisions amount	$ 146,503	$ 148,314
Tier 1 capital (to risk-weighted assets) To be well capitalized under the FDICIA prompt corrective action provisions ratio	8.00%	8.00%
Tier 1 capital (to average assets) Actual amount	$ 240,018	$ 227,983
Tier 1 capital (to average assets) Actual ratio	10.33%	10.43%
Tier 1 capital (to average assets) For capital adequacy purposes amount	$ 92,931	$ 87,434
Tier 1 capital (to average assets) For capital adequacy purposes ratio	4.00%	4.00%
Tier 1 capital (to average assets) To be well capitalized under the FDICIA prompt corrective action provisions amount	$ 116,163	$ 109,293
Tier 1 capital (to average assets) To be well capitalized under the FDICIA prompt corrective action provisions ratio	5.00%	5.00%
Howard Bancorp
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Total capital (to risk-weighted assets) Actual amount	$ 258,943	$ 247,761
Total capital (to risk-weighted assets) Actual ratio	14.09%	13.14%
Total capital (to risk-weighted assets) For capital adequacy purposes amount	$ 147,022	$ 150,872
Total capital (to risk-weighted assets) For capital adequacy purposes ratio	8.00%	8.00%
Common equity tier 1 capital (to risk-weighted assets) Actual amount	$ 214,249	$ 209,119
Common equity tier 1 capital (to risk-weighted assets) Actual ratio	11.66%	11.09%
Common equity tier 1 capital (to risk-weighted assets) For capital adequacy purposes amount	$ 82,700	$ 84,866
Common equity tier 1 capital (to risk-weighted assets) For capital adequacy purposes ratio	4.50%	4.50%
Tier 1 capital (to risk-weighted assets) Actual amount	$ 214,249	$ 209,119
Tier 1 capital (to risk-weighted assets) Actual ratio	11.66%	11.09%
Tier 1 capital (to risk-weighted assets) For capital adequacy purposes amount	$ 110,267	$ 113,154
Tier 1 capital (to risk-weighted assets) For capital adequacy purposes ratio	6.00%	6.00%
Tier 1 capital (to average assets) Actual amount	$ 214,249	$ 209,119
Tier 1 capital (to average assets) Actual ratio	9.18%	9.55%
Tier 1 capital (to average assets) For capital adequacy purposes amount	$ 93,308	$ 87,599
Tier 1 capital (to average assets) For capital adequacy purposes ratio	4.00%	4.00%

Contingencies (Details)

Contingencies (Details) $ in Millions	6 Months Ended
	Jun. 30, 2020USD ($)lawsuit
Contingencies
Number of lawsuits for mortgage origination claims | lawsuit	0
Accrued liability | $	$ 1

Fair Value - Fair Value Financi

Fair Value - Fair Value Financial Assets and Liabilities (Details) - USD ($) $ in Thousands	Jun. 30, 2020	Dec. 31, 2019	Dec. 31, 2018
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities	$ 276,889	$ 215,505
Loans held for sale	0	30,710
Loans held for investment	3,346	997
Interest rate swap assets	404	217
Liabilities
Interest rate swap liabilities	423	228
US Government Agencies [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities	79,615	67,312
Collateralized Mortgage Backed Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities	191,826	142,699
Fair Value, Measurements, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Loans held for sale		30,710
Loans held for investment	3,346	997
Rate lock commitments		60
Interest rate swap assets	404	217
Liabilities
Interest rate swap liabilities	423	228
Fair Value, Measurements, Recurring [Member] | US Government Agencies [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities		67,312
Fair Value, Measurements, Recurring [Member] | Collateralized Mortgage Backed Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities	191,826	142,699
Fair Value, Measurements, Recurring [Member] | Other Investments [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities	5,448	5,494
Fair Value, Inputs, Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Loans held for investment	0	0
Interest rate swap assets	0	0
Liabilities
Interest rate swap liabilities	0	0
Fair Value, Inputs, Level 1 [Member] | US Government Agencies [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities	0
Fair Value, Inputs, Level 1 [Member] | Fair Value, Measurements, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Loans held for sale		0
Loans held for investment	0	0
Rate lock commitments		0
Interest rate swap assets	0	0
Liabilities
Interest rate swap liabilities	0	0
Fair Value, Inputs, Level 1 [Member] | Fair Value, Measurements, Recurring [Member] | US Government Agencies [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities		0
Fair Value, Inputs, Level 1 [Member] | Fair Value, Measurements, Recurring [Member] | Collateralized Mortgage Backed Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities	0	0
Fair Value, Inputs, Level 1 [Member] | Fair Value, Measurements, Recurring [Member] | Other Investments [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities	0	0
Fair Value, Inputs, Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Loans held for investment	3,346	997
Interest rate swap assets	404	217
Liabilities
Interest rate swap liabilities	423	228
Fair Value, Inputs, Level 2 [Member] | US Government Agencies [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities	79,615
Fair Value, Inputs, Level 2 [Member] | Fair Value, Measurements, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Loans held for sale		30,710
Loans held for investment	3,346	997
Rate lock commitments		0
Interest rate swap assets	404	217
Liabilities
Interest rate swap liabilities	423	228
Fair Value, Inputs, Level 2 [Member] | Fair Value, Measurements, Recurring [Member] | US Government Agencies [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities		67,312
Fair Value, Inputs, Level 2 [Member] | Fair Value, Measurements, Recurring [Member] | Collateralized Mortgage Backed Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities	191,826	142,699
Fair Value, Inputs, Level 2 [Member] | Fair Value, Measurements, Recurring [Member] | Other Investments [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities	5,448	5,494
Fair Value, Inputs, Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Loans held for investment	0	0
Rate lock commitments	0	60	$ 126
Interest rate swap assets	0	0
Liabilities
Interest rate swap liabilities	0	0
Fair Value, Inputs, Level 3 [Member] | US Government Agencies [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities	0
Fair Value, Inputs, Level 3 [Member] | Fair Value, Measurements, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Loans held for sale		0
Loans held for investment	0	0
Rate lock commitments		60
Interest rate swap assets	0	0
Liabilities
Interest rate swap liabilities	0	0
Fair Value, Inputs, Level 3 [Member] | Fair Value, Measurements, Recurring [Member] | US Government Agencies [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities		0
Fair Value, Inputs, Level 3 [Member] | Fair Value, Measurements, Recurring [Member] | Collateralized Mortgage Backed Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities	0	0
Fair Value, Inputs, Level 3 [Member] | Fair Value, Measurements, Recurring [Member] | Other Investments [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Investment securities	$ 0	$ 0

Fair Value - Level 3 (Details)

Fair Value - Level 3 (Details) - Fair Value, Inputs, Level 3 [Member] - USD ($) $ in Thousands	6 Months Ended	12 Months Ended
	Jun. 30, 2020	Dec. 31, 2019
Balance, beginning of period	$ 60	$ 126
Net losses included in realized and unrealized gains on mortgage banking activity in noninterest income	(60)	(66)
Balance, end of period	$ 0	$ 60

Fair Value - Assets Under Fair

Fair Value - Assets Under Fair Value Option (Details) - USD ($) $ in Thousands	6 Months Ended	12 Months Ended
	Jun. 30, 2020	Dec. 31, 2019
Loans held for investment Fair value	$ 3,346	$ 997
Loans Held For Sale [Member]
Carrying Fair Value Amount, Loans held for sale		30,710
Aggregate Unpaid Principal, Loans held for sale		29,969
Difference, Loans held for sale		741
Loans Held For Investment [Member]
Loans held for investment Fair value	3,346	997
Aggregate Unpaid Principal Loans held for Investment	3,283	966
Difference, Loans held for investment	$ 63	$ 31

Fair Value - Financial Assets a

Fair Value - Financial Assets and Liabilities on Nonrecurring Basis (Details) - USD ($) $ in Thousands	Jun. 30, 2020	Dec. 31, 2019
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Other real estate owned	$ 2,137	$ 3,098
Impaired loans	1,889,696	1,735,013
Other Real Estate Owned [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Other real estate owned	3,500	4,600
Fair Value, Measurements, Nonrecurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans		18,676
Fair Value, Measurements, Nonrecurring [Member] | Other Real Estate Owned [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Other real estate owned	2,137	3,098
Impaired loans	18,488
Fair Value, Measurements, Nonrecurring [Member] | Construction and land [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans	347	481
Fair Value, Measurements, Nonrecurring [Member] | Residential - first lien
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans	13,679	13,131
Fair Value, Measurements, Nonrecurring [Member] | Residential - junior lien
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans	1,365	786
Fair Value, Measurements, Nonrecurring [Member] | Commercial - owner occupied
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans	800	566
Fair Value, Measurements, Nonrecurring [Member] | Commercial - non-owner occupied
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans	576	1,725
Fair Value, Measurements, Nonrecurring [Member] | Commercial Loan and Leases [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans	1,619	1,860
Fair Value, Measurements, Nonrecurring [Member] | Consumer
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans	102	127
Fair Value, Inputs, Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans	0	0
Fair Value, Inputs, Level 1 [Member] | Fair Value, Measurements, Nonrecurring [Member] | Other Real Estate Owned [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Other real estate owned	0
Fair Value, Inputs, Level 1 [Member] | Fair Value, Measurements, Nonrecurring [Member] | Construction and land [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans	0
Fair Value, Inputs, Level 1 [Member] | Fair Value, Measurements, Nonrecurring [Member] | Residential - first lien
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans	0
Fair Value, Inputs, Level 1 [Member] | Fair Value, Measurements, Nonrecurring [Member] | Residential - junior lien
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans	0
Fair Value, Inputs, Level 1 [Member] | Fair Value, Measurements, Nonrecurring [Member] | Commercial - owner occupied
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans	0
Fair Value, Inputs, Level 1 [Member] | Fair Value, Measurements, Nonrecurring [Member] | Commercial - non-owner occupied
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans	0
Fair Value, Inputs, Level 1 [Member] | Fair Value, Measurements, Nonrecurring [Member] | Commercial Loan and Leases [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans	0
Fair Value, Inputs, Level 1 [Member] | Fair Value, Measurements, Nonrecurring [Member] | Consumer
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans	0
Fair Value, Inputs, Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans	0	0
Fair Value, Inputs, Level 2 [Member] | Fair Value, Measurements, Nonrecurring [Member] | Other Real Estate Owned [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Other real estate owned	0
Fair Value, Inputs, Level 2 [Member] | Fair Value, Measurements, Nonrecurring [Member] | Construction and land [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans	0
Fair Value, Inputs, Level 2 [Member] | Fair Value, Measurements, Nonrecurring [Member] | Residential - first lien
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans	0
Fair Value, Inputs, Level 2 [Member] | Fair Value, Measurements, Nonrecurring [Member] | Residential - junior lien
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans	0
Fair Value, Inputs, Level 2 [Member] | Fair Value, Measurements, Nonrecurring [Member] | Commercial - owner occupied
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans	0
Fair Value, Inputs, Level 2 [Member] | Fair Value, Measurements, Nonrecurring [Member] | Commercial - non-owner occupied
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans	0
Fair Value, Inputs, Level 2 [Member] | Fair Value, Measurements, Nonrecurring [Member] | Commercial Loan and Leases [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans	0
Fair Value, Inputs, Level 2 [Member] | Fair Value, Measurements, Nonrecurring [Member] | Consumer
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans	0
Fair Value, Inputs, Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans	1,889,696	1,735,013
Fair Value, Inputs, Level 3 [Member] | Fair Value, Measurements, Nonrecurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans		18,676
Fair Value, Inputs, Level 3 [Member] | Fair Value, Measurements, Nonrecurring [Member] | Other Real Estate Owned [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Other real estate owned	2,137	3,098
Impaired loans	18,488
Fair Value, Inputs, Level 3 [Member] | Fair Value, Measurements, Nonrecurring [Member] | Construction and land [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans	347	481
Fair Value, Inputs, Level 3 [Member] | Fair Value, Measurements, Nonrecurring [Member] | Residential - first lien
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans	13,679	13,131
Fair Value, Inputs, Level 3 [Member] | Fair Value, Measurements, Nonrecurring [Member] | Residential - junior lien
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans	1,365	786
Fair Value, Inputs, Level 3 [Member] | Fair Value, Measurements, Nonrecurring [Member] | Commercial - owner occupied
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans	800	566
Fair Value, Inputs, Level 3 [Member] | Fair Value, Measurements, Nonrecurring [Member] | Commercial - non-owner occupied
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans	576	1,725
Fair Value, Inputs, Level 3 [Member] | Fair Value, Measurements, Nonrecurring [Member] | Commercial Loan and Leases [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans	1,619	1,860
Fair Value, Inputs, Level 3 [Member] | Fair Value, Measurements, Nonrecurring [Member] | Consumer
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans	$ 102	$ 127

Fair Value - Financial Instrume

Fair Value - Financial Instruments (Details) - USD ($) $ in Thousands	Jun. 30, 2020	Dec. 31, 2019
Financial Assets
Available for sale securities, Carrying Value	$ 276,889	$ 215,505
Held to maturity securities, Carrying Value	7,250	7,750
Nonmarketable equity securities, Carrying Value	12,592	14,152
Loans held for sale, Carrying Value	0	30,710
Loans held for investment, Carrying Value	3,346	997
Rate lock commitments, Carrying Value		60
Loans and leases, Carrying Value	1,878,928	1,734,115
Interest rate swap, Carrying Value	404	217
Available for sale securities	276,889	215,505
Held to maturity securities	7,195	7,897
Nonmarketable equity securities	12,592	14,152
Loans held for sale		30,710
Loans held for investment	3,346	997
Rate lock commitments		60
Loans and leases, Fair value	1,889,696	1,735,013
Interest rate swap	404	217
Financial Liabilities
Deposits, Carrying Value	1,830,674	1,714,365
Customer repos and fed funds purchased , carrying value	37,834	6,127
Short-term borrowings, Carrying Value	246,000	285,000
Long-term borrowings, Carrying Value	28,339	28,241
Interest rate swap, Carrying Value	423	228
Deposits, Fair value	1,828,613	1,713,081
Customer repos and fed funds purchased , Fair value	37,834	6,127
FHLB & other short-term borrowings	249,079	288,731
Subordinated debt	28,339	28,241
Interest rate swap, Fair Value	423	228
Fair Value, Measurements, Nonrecurring [Member]
Financial Assets
Loans and leases, Fair value		18,676
Fair Value, Inputs, Level 1 [Member]
Financial Assets
Available for sale securities	0	0
Held to maturity securities	0	0
Nonmarketable equity securities	0	0
Loans held for sale		0
Loans held for investment	0	0
Rate lock commitments		0
Loans and leases, Fair value	0	0
Interest rate swap	0	0
Financial Liabilities
Deposits, Fair value	0	0
FHLB & other short-term borrowings	0	0
Subordinated debt	0	0
Interest rate swap, Fair Value	0	0
Fair Value, Inputs, Level 2 [Member]
Financial Assets
Available for sale securities	276,889	215,505
Held to maturity securities	0	0
Nonmarketable equity securities	12,592	14,152
Loans held for sale		30,710
Loans held for investment	3,346	997
Rate lock commitments		0
Loans and leases, Fair value	0	0
Interest rate swap	404	217
Financial Liabilities
Deposits, Fair value	1,828,613	1,713,081
Customer repos and fed funds purchased , Fair value	5,321	6,127
FHLB & other short-term borrowings	249,079	288,731
Subordinated debt	28,339	28,241
Interest rate swap, Fair Value	423	228
Fair Value, Inputs, Level 3 [Member]
Financial Assets
Available for sale securities	0	0
Held to maturity securities	7,195	7,897
Nonmarketable equity securities	0	0
Loans held for sale		0
Loans held for investment	0	0
Rate lock commitments		60
Loans and leases, Fair value	1,889,696	1,735,013
Interest rate swap	0	0
Financial Liabilities
Deposits, Fair value	0	0
FHLB & other short-term borrowings	0	0
Subordinated debt	0	0
Interest rate swap, Fair Value	$ 0	0
Fair Value, Inputs, Level 3 [Member] | Fair Value, Measurements, Nonrecurring [Member]
Financial Assets
Loans and leases, Fair value		$ 18,676

Fair Value - Additional Informa

Fair Value - Additional Information (Details) $ in Thousands	6 Months Ended		12 Months Ended
	Jun. 30, 2020USD ($)	Jun. 30, 2019USD ($)	Dec. 31, 2019USD ($)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Other Real Estate	$ 2,137		$ 3,098
Impaired Financing Receivable, Related Allowance			500
Other Real Estate, Period Increase (Decrease)	257	$ 65
Loans Held For Sale [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value, Option, Changes in Fair Value, Gain (Loss)	(274)	290
Loans Held For Investment [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value, Option, Changes in Fair Value, Gain (Loss)	63	$ 31
Other Real Estate Owned [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Other Real Estate	3,500		4,600
Other Real Estate, Valuation Adjustments	$ 1,400		$ 1,500
Selling cost (as a percent)	9.5