Exhibit 12.1
Computations of Ratios of Earnings to Fixed Charges and Earnings to Fixed Charges and Preferred Dividends for the Six Months Ended June 30, 2016 and each of the Five Years in the Period Ended December 31, 2015
| Six months ended June 30, 2016 | Year ended December 31, 2015 | Year ended December 31, 2014 | Year ended December 31, 2013 | Year ended December 31, 2012 | Year ended December 31, 2011 | |||||||||||||||||||
| (Unaudited) | ||||||||||||||||||||||||
| Pretax Income | $ | 4,003 | $ | 2,115 | $ | 17,265 | $ | 2,945 | $ | 2,759 | $ | 2,448 | ||||||||||||
| Fixed Charges interest expensed | $ | 2,147 | $ | 3,072 | $ | 2,402 | $ | 1,901 | $ | 2,005 | $ | 2,017 | ||||||||||||
| Earnings | $ | 6,150 | $ | 5,187 | $ | 19,667 | $ | 4,846 | $ | 4,764 | $ | 4,465 | ||||||||||||
| Fixed Charges | $ | 2,147 | $ | 3,072 | $ | 2,402 | $ | 1,901 | $ | 2,005 | $ | 2,017 | ||||||||||||
| Ratio of Earnings to fixed charges | $ | 2.86 | $ | 1.69 | $ | 8.19 | $ | 2.55 | $ | 2.38 | $ | 2.21 | ||||||||||||
