Howard Bancorp (HBMD) 10-Q 9 Nov 21 2021 Q3 Quarterly report Financial data

Document And Entity Information

Document And Entity Information - shares	9 Months Ended
	Sep. 30, 2021	Nov. 05, 2021
Document And Entity Information
Document Type	10-Q
Document Period End Date	Sep. 30, 2021
Document Quarterly Report	true
Entity File Number	001-35489
Entity Registrant Name	Howard Bancorp Inc
Document Transition Report	false
Entity Incorporation, State or Country Code	MD
Entity Tax Identification Number	20-3735949
Entity Address, Address Line One	3301 Boston Street
Entity Address, City or Town	Baltimore
Entity Address, Country	MD
Entity Address, Postal Zip Code	21224
City Area Code	410
Local Phone Number	750-0020
Title of 12(b) Security	Common Stock, par value $0.01 per share
Security Exchange Name	NASDAQ
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Accelerated Filer
Entity Small Business	true
Entity Emerging Growth Company	false
Entity Shell Company	false
Entity Common Stock, Shares Outstanding		18,813,210
Amendment Flag	false
Document Fiscal Period Focus	Q3
Entity Central Index Key	0001390162
Current Fiscal Year End Date	--12-31
Trading Symbol	HBMD
Document Fiscal Year Focus	2021

Condensed Consolidated Balance

Condensed Consolidated Balance Sheets - USD ($) $ in Thousands	Sep. 30, 2021	Dec. 31, 2020
ASSETS
Cash and due from banks	$ 12,592	$ 9,415
Interest-bearing deposits with banks	51,065	65,204
Total cash and cash equivalents	63,657	74,619
Securities available for sale, at fair value	347,448	375,397
Securities held to maturity, at amortized cost	4,000	7,250
Nonmarketable equity securities	9,219	10,637
Loans and leases, net of unearned income	1,903,255	1,865,961
Allowance for loan and lease losses	(18,353)	(19,162)
Net loans and leases	1,884,902	1,846,799
Bank premises and equipment, net	39,910	41,142
Goodwill	31,449	31,449
Core deposit intangible	4,015	5,795
Bank owned life insurance	78,863	77,597
Other real estate owned	334	743
Deferred tax assets, net	29,201	31,254
Interest receivable and other assets	34,260	35,309
Total assets	2,527,258	2,537,991
LIABILITIES
Noninterest-bearing deposits	783,326	676,801
Interest-bearing deposits	1,158,092	1,298,613
Total deposits	1,941,418	1,975,414
FHLB advances	212,000	200,000
Customer repurchase agreements and other borrowings	13,485	13,634
Subordinated debt	28,739	28,437
Total borrowings	254,224	242,071
Accrued expenses and other liabilities	23,439	25,874
Total liabilities	2,219,081	2,243,359
COMMITMENTS AND CONTINGENCIES
STOCKHOLDERS' EQUITY
Common stock - par value of $0.01 authorized 20,000,000 shares; issued and outstanding 18,811,876 shares at September 30, 2021 and 18,744,710 at December 31, 2020	188	187
Capital surplus	271,512	270,591
Retained earnings	38,185	18,167
Accumulated other comprehensive (loss) income	(1,708)	5,687
Total stockholders' equity	308,177	294,632
Total liabilities and stockholders' equity	$ 2,527,258	$ 2,537,991

Condensed Consolidated Balanc_2

Condensed Consolidated Balance Sheets (Parenthetical) - $ / shares	Sep. 30, 2021	Dec. 31, 2020
Condensed Consolidated Balance Sheets
Common stock, par value (in dollars per share)	$ 0.01	$ 0.01
Common stock, shares authorized	20,000,000	20,000,000
Common stock, shares issued	18,811,876	18,744,710
Common stock, shares outstanding	18,811,876	18,744,710

Condensed Consolidated Statemen

Condensed Consolidated Statements of Income (Loss) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2021	Sep. 30, 2020	Sep. 30, 2021	Sep. 30, 2020
INTEREST INCOME
Interest and fees on loans and leases	$ 19,532	$ 19,124	$ 58,902	$ 58,642
Interest and dividends on securities	1,582	1,819	4,817	5,568
Other interest income	27	8	39	441
Total interest income	21,141	20,951	63,758	64,651
INTEREST EXPENSE
Deposits	363	1,714	1,433	7,307
FHLB advances	444	483	1,328	2,015
Customer repurchase agreements and other borrowings	1	35	3	52
Subordinated debt	446	447	1,337	1,360
Total interest expense	1,254	2,679	4,101	10,734
NET INTEREST INCOME	19,887	18,272	59,657	53,917
Provision for credit losses	0	1,700	1,000	8,145
Net interest income after provision for credit losses	19,887	16,572	58,657	45,772
NONINTEREST INCOME
Service charges on deposit accounts	719	506	1,912	1,581
Realized and unrealized gains on mortgage banking activity	0	0	0	1,036
Gain on the sale of securities	0	0	0	3,044
Income from bank owned life insurance	421	441	1,266	1,327
Loan related fees and service charges	225	365	793	1,120
Other operating income	779	777	2,595	2,106
Total noninterest income	2,144	2,089	6,566	10,214
NONINTEREST EXPENSE
Compensation and benefits	6,748	7,136	20,813	21,836
Occupancy and equipment	1,229	1,301	3,872	3,576
Marketing and business development	433	189	1,071	1,092
Professional fees	605	823	2,148	2,183
Data processing fees	933	897	2,799	2,673
FDIC assessment	152	358	618	780
Other real estate owned	87	115	127	461
Loan production expense	219	247	554	907
Amortization of core deposit intangible	571	659	1,780	2,038
Merger-related expense	880	0	880	0
Goodwill impairment	0	0	0	34,500
Other operating expense	1,458	984	3,292	4,850
Total noninterest expense	13,315	12,709	37,954	74,896
INCOME (LOSS) BEFORE INCOME TAXES	8,716	5,952	27,269	(18,910)
Income tax expense	2,356	1,348	7,251	2,552
NET INCOME (LOSS)	$ 6,360	$ 4,604	$ 20,018	$ (21,462)
NET INCOME (LOSS) PER COMMON SHARE
Basic	$ 0.34	$ 0.25	$ 1.07	$ (1.14)
Diluted	$ 0.34	$ 0.25	$ 1.06	$ (1.14)

Condensed Consolidated Statem_2

Condensed Consolidated Statements of Comprehensive Income (Loss) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2021	Sep. 30, 2020	Sep. 30, 2021	Sep. 30, 2020
Condensed Consolidated Statements of Comprehensive Income (Loss)
Net income (loss)	$ 6,360	$ 4,604	$ 20,018	$ (21,462)
Other comprehensive income (loss) Investments available for sale:
Reclassification adjustment for realized gain	0	0	0	(3,044)
Related income tax	0	0	0	838
Unrealized holding (losses) gains	(2,568)	1,691	(10,142)	6,532
Related income tax benefit (expense)	696	(465)	2,747	(1,798)
Comprehensive income (loss)	$ 4,488	$ 5,830	$ 12,623	$ (18,934)

Condensed Consolidated Statem_3

Condensed Consolidated Statements of Changes in Stockholders' Equity - USD ($)	Common stock	Capital surplus	Retained earnings	Accumulated other comprehensive income (loss)	Total
Balance at Dec. 31, 2019	$ 191,000	$ 276,156,000	$ 35,158,000	$ 2,643,000	$ 314,148,000
Balance (in shares) at Dec. 31, 2019	19,066,913
Net income (loss)	$ 0	0	(21,462,000)	0	(21,462,000)
Other comprehensive income	0	0	0	2,529,000	2,529,000
Director stock awards	$ 0	275,000	0	0	275,000
Director stock awards (in shares)	22,616
Employee stock purchase plan	$ 0	303,000	0	0	303,000
Employee stock purchase plan (in shares)	22,749
Repurchased shares	$ (4,000)	(6,673,000)	0	0	(6,677,000)
Repurchased shares (in shares)	(372,801)
Stock-based compensation expense	$ 0	386,000	0	0	386,000
Stock-based compensation expense(in Shares)	0
Vested restricted stock units, net of shares withheld for taxes	$ 0	(2,000)	0	0	(2,000)
Vested restricted stock units, net of shares withheld for taxes ( in shares)	2,823
Balance at Sep. 30, 2020	$ 187,000	270,445,000	13,696,000	5,172,000	289,500,000
Balance (in shares) at Sep. 30, 2020	18,742,300
Balance at Jun. 30, 2020	$ 187,000	270,056,000	9,092,000	3,946,000	283,281,000
Balance (in shares) at Jun. 30, 2020	18,715,678
Net income (loss)	$ 0	0	4,604,000	0	4,604,000
Other comprehensive income	0	0	0	1,226,000	1,226,000
Director stock awards	$ 0	138,000	0	0	138,000
Director stock awards (in shares)	14,465
Employee stock purchase plan	$ 0	108,000	0	0	108,000
Employee stock purchase plan (in shares)	10,168
Stock-based compensation expense	$ 0	145,000	0	0	145,000
Vested restricted stock units, net of shares withheld for taxes	$ 0	(2,000)	0	0	(2,000)
Vested restricted stock units, net of shares withheld for taxes ( in shares)	1,989
Balance at Sep. 30, 2020	$ 187,000	270,445,000	13,696,000	5,172,000	289,500,000
Balance (in shares) at Sep. 30, 2020	18,742,300
Balance at Dec. 31, 2020	$ 187,000	270,591,000	18,167,000	5,687,000	294,632,000
Balance (in shares) at Dec. 31, 2020	18,744,710
Net income (loss)	$ 0	0	20,018,000	0	20,018,000
Other comprehensive income	0	0	0	(7,395,000)	(7,395,000)
Director stock awards	$ 0	287,000	0	0	287,000
Director stock awards (in shares)	19,393
Employee stock purchase plan	$ 1,000	212,000	0	0	213,000
Employee stock purchase plan (in shares)	19,602
Stock-based compensation expense	$ 0	507,000	0	0	507,000
Stock-based compensation expense(in Shares)	0
Vested restricted stock units, net of shares withheld for taxes	$ 0	(85,000)	0	0	(85,000)
Vested restricted stock units, net of shares withheld for taxes ( in shares)	28,171
Balance at Sep. 30, 2021	$ 188,000	271,512,000	38,185,000	(1,708,000)	308,177,000
Balance (in shares) at Sep. 30, 2021	18,811,876
Balance at Jun. 30, 2021	$ 188,000	271,086,000	31,825,000	164,000	303,263,000
Balance (in shares) at Jun. 30, 2021	18,794,586
Net income (loss)	$ 0	0	6,360,000	0	6,360,000
Other comprehensive income	0	0	0	(1,872,000)	(1,872,000)
Director stock awards	$ 0	137,000	0	0	137,000
Director stock awards (in shares)	6,985
Employee stock purchase plan	$ 0	104,000	0	0	104,000
Employee stock purchase plan (in shares)	9,015
Stock-based compensation expense	$ 0	185,000	0	0	185,000
Stock-based compensation expense(in Shares)	0
Vested restricted stock units, net of shares withheld for taxes	$ 0	0	0	0	0
Vested restricted stock units, net of shares withheld for taxes ( in shares)	1,290
Balance at Sep. 30, 2021	$ 188,000	$ 271,512,000	$ 38,185,000	$ (1,708,000)	$ 308,177,000
Balance (in shares) at Sep. 30, 2021	18,811,876

Condensed Consolidated Statem_4

Condensed Consolidated Statements of Cash Flows - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2021	Sep. 30, 2020
CASH FLOWS FROM OPERATING ACTIVITIES:
Net income (loss)	$ 20,018	$ (21,462)
Adjustments to reconcile net income (loss) to net cash from operating activities:
Provision for credit losses	1,000	8,145
Deferred income tax	4,801	363
Provision for other real estate owned	38	257
Depreciation and amortization	1,972	1,713
Stock-based compensation	709	659
Net accretion of discount on purchased loans	(1,228)	(999)
Gain on sale of securities	0	(3,044)
Net amortization of intangible asset	1,780	2,038
Goodwill impairment	0	34,500
Loans originated for sale	0	(79,847)
Proceeds from sale of loans originated for sale	0	111,593
Realized and unrealized gains on mortgage banking activity	0	(1,036)
Loss on sale of other real estate owned, net	66	109
Increase in cash surrender value of bank owned life insurance	(1,266)	(1,327)
Decrease in interest receivable and other assets	2,468	2,619
Decrease in accrued expenses and other liabilities	(2,435)	(1,664)
Other, net	53	51
Net cash provided by operating activities	27,976	52,668
CASH FLOWS FROM INVESTING ACTIVITIES:
Purchases of investment securities	(54,628)	(303,517)
Proceeds from sales, maturities and calls of investment securities	75,632	145,488
Net increase in loans and leases outstanding	(37,876)	(138,512)
Proceeds from the sale of other real estate owned	304	1,629
Purchase of premises and equipment	(438)	(386)
Proceeds from the sale of premises and equipment	0	743
Net cash used in investing activities	(17,006)	(294,555)
CASH FLOWS FROM FINANCING ACTIVITIES:
Net (decrease) increase in deposits	(33,996)	258,373
Net (decrease) increase in customer repurchase agreements and other borrowings	(149)	35,493
Net increase (decrease) in FHLB advances	12,000	(85,000)
Proceeds from issuance of common stock, net of cost	213	303
Repurchase of common stock	0	(6,677)
Net cash (used in) provided by financing activities	(21,932)	202,492
Net decrease in cash and cash equivalents	(10,962)	(39,395)
Cash and cash equivalents at beginning of period	74,619	109,977
Cash and cash equivalents at end of period	63,657	70,582
SUPPLEMENTAL INFORMATION
Cash payments for interest	3,829	10,459
Cash payments for income taxes	4,012	3,935
Transferred from loans to other real estate owned	0	51
Cash payments for operating leases	546	665
Lease liabilities arising from obtaining right of use assets (see Note 7)	$ 0	$ 2,011

Summary of Significant Accounti

Summary of Significant Accounting Policies	9 Months Ended
	Sep. 30, 2021
Summary of Significant Accounting Policies
Summary of Significant Accounting Policies	Note 1: Summary of Significant Accounting Policies Nature of Operations Howard Bancorp, Inc. (“Bancorp” or the “Company”) was incorporated in April 2005 under the laws of the State of Maryland. On December 15, 2005, Bancorp acquired all of the stock of Howard Bank (the “Bank”) pursuant to the Plan of Reorganization approved by the stockholders of the Bank and by federal and state regulatory agencies. Each share of the Bank’s common stock was converted into two shares of Bancorp common stock effected by the filing of Articles of Exchange on that date, and the stockholders of the Bank became the stockholders of Bancorp. Bancorp is now a bank holding company registered under the Bank Holding Company Act of 1956, with a single bank subsidiary, Howard Bank, which operates as a state trust company with commercial banking powers regulated by the Maryland Office of the Commissioner of Financial Regulation (the “Commissioner”). The Bank has nine subsidiaries; six were formed to hold foreclosed real estate (three of which are currently inactive), two own and manage real estate used for corporate purposes, and one holds historic tax credit investments. The Company is a diversified financial services company providing commercial banking and consumer finance through banking branches, the internet and other distribution channels to businesses, business owners, professionals and other consumers located primarily in the Greater Baltimore – Washington Metropolitan Area. These statements should be read in conjunction with the financial statements and accompanying notes included in the Company’s 2020 Annual Report on Form 10-K as filed with the Securities and Exchange Commission (“SEC”) on March 16, 2021. There have been no significant changes to the Company’s accounting policies as disclosed in the 2020 Annual Report on Form 10-K. The following is a description of the Company’s significant accounting policies. Basis of Presentation The accounting and reporting policies of the Company conform to accounting principles generally accepted in the United States of America (“GAAP”) and prevailing practices within the financial services industry for financial information. The Company has one reportable segment, “Community Banking.” Principles of Consolidation The Unaudited Condensed Consolidated Financial Statements include the accounts of Bancorp, the Bank and the Bank’s subsidiaries. All significant intercompany accounts and transactions have been eliminated. Use of Estimates The preparation of financial statements in conformity with GAAP requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates. Material estimates that are particularly susceptible to significant changes in the near-term relate to the determination of the allowance for loan and lease losses, the valuation of goodwill and deferred tax assets, and other-than-temporary impairment of investment securities. Allowance for Loan and Lease Losses The allowance for loan and lease losses (the “allowance”) is maintained at a level believed adequate by management to absorb probable incurred losses inherent in the loan and lease portfolio and is based on the size and current risk characteristics of the loan and lease portfolio, an assessment of individual problem loans and leases, actual loss experience, current economic events in specific industries and geographic areas including unemployment levels and other pertinent factors including general economic conditions. Determination of the allowance is inherently subjective as it requires significant estimates, including the amounts and timing of expected future cash flows on impaired loans and leases, estimated losses on pools of homogenous loans and leases based on historical loss experience and consideration of economic trends, all of which may be susceptible to significant change. Loan and lease losses are charged off against the allowance, while recoveries of amounts previously charged off are credited to the allowance. A provision for credit losses is charged to operations based on management’s periodic evaluation of the factors previously mentioned, as well as other pertinent factors. Evaluations are conducted at least quarterly and more often if deemed necessary. The allowance consists of a specific component and a nonspecific component. The components of the allowance represent an estimation performed pursuant to either the Financial Accounting Standards Board’s (the “FASB”) Accounting Standards Codification (“ASC”) Topic 450 Contingencies or ASC Topic 310 Receivables . The specific component of the allowance reflects estimated incurred losses resulting from an analysis developed through credit allocations for individual loans and leases. The credit allocations are based on a regular analysis of all loans and leases over a fixed-dollar amount where the internal credit rating is at or below a predetermined classification. The nonspecific portion of the allowance is determined based on management’s assessment of general economic conditions, as well as economic factors in the individual markets in which the Company operates including the strength and timing of economic cycles and concerns over the effects of a prolonged economic downturn in the current cycle. This determination inherently involves a higher risk of uncertainty and considers current risk factors that may not have yet manifested themselves in the Bank’s historical loss factors used to determine the nonspecific component of the allowance, and it recognizes that knowledge of the portfolio may be incomplete. The Bank’s historic loss factors are based upon actual losses incurred by portfolio segment over the preceding 24-month period. In portfolio segments where no actual losses have been incurred within the most recent 24-month period, industry loss data for that portfolio segment, as provided by the Federal Deposit Insurance Corporation (“FDIC”), are utilized. In addition to historic loss factors, the Bank’s methodology for the allowance incorporates other risk factors that may be inherent within the portfolio segments. For each portfolio segment, in addition to the historic loss experience, the qualitative factors that are measured and monitored in the overall determination of the allowance include: ● changes in lending policies, procedures, and practices; ● changes in international, national, state and local economic and business conditions and developments that affect the collectability of the portfolio, including the condition of various market segments; ● changes in the nature and volume of the loan portfolio; ● changes in the experience, ability and depth of the lending staff; ● changes in the volume and severity of past due, nonaccrual, and adversely classified loans; ● changes in the quality of our loan review system; ● changes in the value of underlying collateral for collateral-dependent loans; ● the existence of any concentrations of credit, and changes in the level of such concentrations; ● the effect of other external factors such as competition and legal and regulatory requirements; and ● any other factors that management considers relevant to the quality or performance of the loan portfolio. Each of these qualitative risk factors is measured based upon data generated either internally, or in the case of economic conditions utilizing independently provided data on items such as unemployment rates, commercial real estate vacancy rates, or other market data deemed relevant to the business conditions within the markets served. The Company’s credit policies state that after all collection efforts have been exhausted, and the loan or lease is deemed to be a loss, then the remaining loan or lease balance will be charged to the Company’s established allowance. All loans and leases are evaluated for loss potential once it has been determined by the Watch Committee that the likelihood of repayment is in doubt. When a loan is past due for at least 90 days or a deterioration in debt service coverage ratio, guarantor liquidity, or loan-to-value ratio has occurred that would cause concern regarding the likelihood of the full repayment of principal and interest, and the loan or lease is deemed not to be well secured, the loan or lease would be moved to nonaccrual status and a specific reserve is established if the net realizable value is less than the principal value of the loan balance(s). Once the actual loss value has been determined, a charge-off against the allowance for the amount of the loss is taken. Each loss is evaluated on its specific facts regarding the appropriate timing to recognize the loss. Goodwill, Other Intangible Assets and Long-Lived Assets Goodwill represents the excess of the purchase price over the sum of the estimated fair values of tangible and identifiable intangible assets acquired less the estimated fair value of the liabilities assumed. Core deposit intangibles represent the estimated value of long-term deposit relationships acquired in a business combination. The core deposit intangible is amortized over the estimated useful lives of the long-term deposits acquired, and the remaining amounts of the core deposit intangible are periodically reviewed for impairment. Goodwill has an indefinite useful life and is evaluated for impairment annually or more frequently if events and circumstances indicate that the asset might be impaired. Long-lived assets are those that provide the Company with a future economic benefit beyond the current year or operating period. Long-lived assets are reviewed for impairment whenever events or changes in circumstances indicate that the carrying amount of an asset is greater than the fair value of the asset. Assets to be disposed of are reported at the lower of the cost or the fair value, less costs to sell. Effective April 1, 2020, the Company adopted the FASB’s Accounting Standards Update (“ASU”) 2017-04, Intangibles - Goodwill and Other (Topic 350): Simplifying the Test for Goodwill Impairment Management has determined that the Company has one reporting unit. The sudden and continuing decline in economic conditions triggered by the Coronavirus (“COVID-19”) pandemic in the first half of 2020 included a significant decline in stock market valuations and the stock price of the Company and peer banks. These events indicated that goodwill may be impaired and resulted in the Company performing a goodwill impairment assessment. Based on this assessment, the Company's estimated fair value was less than its book value, resulting in a goodwill impairment charge of $34.5 million recorded in the quarter ended June 30, 2020. Based on the annual impairment analysis, performed in the fourth quarter of 2020, the Company determined that there was not an impairment of the carrying value of either the goodwill or core deposit intangible at December 31, 2020. The Company is not aware of any events or circumstances since the completion of the annual impairment analysis that would impact the carrying value of either the goodwill or core deposit intangible at September 30, 2021. Income Taxes The Company uses the asset/liability method of accounting for income taxes. Under the asset/liability method, deferred tax assets and liabilities are determined based on differences between the financial statement carrying amounts and the tax bases of existing assets and liabilities (i.e., temporary differences) and are measured at the enacted rates that will be in effect when these differences reverse. As changes in tax laws or rates are enacted, deferred tax assets and liabilities are adjusted through the provision for income taxes. In addition, deferred tax assets are reduced by a valuation allowance when, in the opinion of management, it is more likely than not that some portion or the entire deferred tax asset will not be realized. The Company does not have uncertain tax positions that are deemed material, and did not recognize any adjustments for unrecognized tax benefits. The Company’s policy is to recognize interest and penalties on income taxes in other noninterest expenses. The Company remains subject to examination by federal and state taxing authorities for income tax returns for the years ending after December 31, 2016. Reclassifications Certain reclassifications have been made to previously reported amounts, as necessary, to conform to the current period presentation. These reclassifications did not affect previously reported net income or total stockholders’ equity. Recent Accounting Pronouncements The FASB has issued ASU 2020-04, Reference Rate Reform (Topic 848): Facilitation of the Effects of Reference Rate Reform on Financial Reporting. In addition, the FASB has issued ASU 2021-01, Reference Rate Reform (Topic 848): Scope. The FASB has issued ASU 2016-13, Financial Instruments—Loan Losses (Topic 326) In addition, the FASB has issued ASU 2019-10 , Financial Instruments – Credit losses (Topic 326), Derivatives and Hedging (Topic 815), and Leases (Topic 842).

Investment Securities

Investment Securities	9 Months Ended
	Sep. 30, 2021
Investment Securities
Investment Securities	Note 2: Investment Securities The Bank holds securities classified as available for sale and held to maturity. The amortized cost and estimated fair values of investments at the dates indicated are presented in the following table: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ (in thousands) ​ September 30, 2021 ​ December 31, 2020 ​ ​ ​ ​ ​ Gross ​ Gross ​ ​ ​ ​ ​ ​ ​ Gross ​ Gross ​ ​ ​ ​ ​ Amortized ​ Unrealized ​ Unrealized ​ Estimated ​ Amortized ​ Unrealized ​ Unrealized ​ Estimated ​ Cost Gains Losses Fair Value Cost Gains Losses Fair Value Available for sale ​ ​ ​ ​ ​ ​ ​ ​ U.S. Government Agencies ​ $ 41,245 ​ $ 719 ​ $ 41 ​ $ 41,923 ​ $ 48,297 ​ $ 1,308 ​ $ — ​ $ 49,605 Mortgage-backed ​ 299,536 ​ ​ 2,118 ​ ​ 5,397 ​ ​ 296,257 ​ ​ 310,289 ​ ​ 6,429 ​ ​ 46 ​ ​ 316,672 Other investments ​ 9,007 ​ ​ 268 ​ ​ 7 ​ ​ 9,268 ​ ​ 9,008 ​ ​ 124 ​ ​ 12 ​ ​ 9,120 ​ ​ $ 349,788 ​ $ 3,105 ​ $ 5,445 ​ $ 347,448 ​ $ 367,594 ​ $ 7,861 ​ $ 58 ​ $ 375,397 Held to maturity Corporate debentures ​ $ 4,000 ​ $ 59 ​ $ — ​ $ 4,059 ​ $ 7,250 ​ $ 17 ​ $ 32 ​ $ 7,235 ​ Gross unrealized losses and fair value by investment category and length of time the individual securities have been in a continuous unrealized loss position at September 30, 2021 and December 31, 2020 are presented in the following tables: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ September 30, 2021 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ (in thousands) ​ Less than 12 months ​ 12 months or more ​ Total ​ ​ ​ ​ ​ Gross ​ ​ ​ ​ Gross ​ ​ ​ ​ Gross ​ ​ Fair ​ Unrealized ​ Fair ​ Unrealized ​ Fair ​ Unrealized ​ Value Losses Value Losses Value Losses Available for sale ​ ​ ​ ​ ​ ​ U.S. Government ​ ​ ​ ​ ​ ​ Agencies ​ $ 7,459 ​ $ 41 ​ $ — ​ $ — ​ $ 7,459 ​ $ 41 Mortgage-backed ​ ​ 255,058 ​ ​ 5,325 ​ ​ 2,112 ​ ​ 72 ​ ​ 257,170 ​ ​ 5,397 Other investments ​ — ​ — ​ 3,000 ​ 7 ​ 3,000 ​ 7 ​ ​ $ 262,517 ​ $ 5,366 ​ $ 5,112 ​ $ 79 ​ $ 267,629 ​ $ 5,445 Held to maturity Corporate debentures ​ $ — ​ $ — ​ $ — ​ $ — ​ $ — ​ $ — ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ December 31, 2020 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ (in thousands) ​ Less than 12 months ​ 12 months or more ​ Total ​ ​ ​ ​ ​ Gross ​ ​ ​ ​ Gross ​ ​ ​ ​ Gross ​ ​ Fair ​ Unrealized ​ Fair ​ Unrealized ​ Fair ​ Unrealized ​ Value Losses Value Losses Value Losses Available for sale ​ ​ ​ ​ ​ ​ Mortgage-backed ​ $ 21,572 ​ $ 46 ​ $ — ​ $ — ​ $ 21,572 ​ $ 46 Other investments ​ 1,496 ​ ​ 4 ​ ​ 3,000 ​ ​ 8 ​ ​ 4,496 ​ ​ 12 ​ ​ $ 23,068 ​ $ 50 ​ $ 3,000 ​ $ 8 ​ $ 26,068 ​ $ 58 Held to maturity Corporate debentures ​ $ 3,468 ​ $ 32 ​ $ — ​ $ — ​ $ 3,468 ​ $ 32 ​ The unrealized losses that existed were a result of market changes in interest rates since the original purchase. Management systematically evaluates investment securities for other-than-temporary declines in fair value on a quarterly basis. This analysis requires management to consider various factors, which include: (1) the duration and magnitude of the decline in value; (2) the financial condition of the issuer or issuers; and (3) the structure of the security. The number of securities in the portfolio with unrealized losses totaled 63 and 11 at September 30, 2021 and December 31, 2020, respectively. An impairment loss is recognized in earnings if any of the following are true: (1) the Company intends to sell the debt security; (2) it is more likely than not that the Company will be required to sell the security before recovery of its amortized cost basis; or (3) the Company does not expect to recover the entire amortized cost basis of the security. In situations where the Company intends to sell or when it is more likely than not that the Company will be required to sell the security, the entire impairment loss must be recognized in earnings. In all other situations, only the portion of the impairment loss representing the credit loss must be recognized in earnings, with the remaining portion being recognized in stockholders’ equity as a component of other comprehensive income, net of deferred tax. The amortized cost and estimated fair values of investment securities, by contractual maturity, at the dates indicated are presented in the following table. Expected maturities will differ from contractual maturities as borrowers may have the right to prepay obligations with or without prepayment penalties. ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ (in thousands) ​ September 30, 2021 ​ December 31, 2020 ​ Amortized Estimated Fair Amortized Estimated Fair ​ Cost Value Cost Value Amounts maturing: ​ ​ ​ ​ One year or less ​ $ 4,014 ​ $ 4,085 ​ $ 4,017 ​ $ 4,062 After one through five years ​ 22,617 ​ ​ 23,399 ​ ​ 21,723 ​ ​ 22,914 After five through ten years ​ 25,736 ​ ​ 26,283 ​ ​ 37,820 ​ ​ 38,453 After ten years ​ 301,421 ​ ​ 297,740 ​ ​ 311,284 ​ ​ 317,203 ​ ​ $ 353,788 ​ $ 351,507 ​ $ 374,844 ​ $ 382,632 ​ At September 30, 2021 and December 31, 2020, securities with a fair value of $230.7 million and $226.2 million, respectively, were pledged as collateral. These securities were pledged at the Federal Reserve Bank of Richmond (“FRB”) Discount Window as well as for repurchase agreements and deposits of local government entities that require pledged collateral as a condition of maintaining these deposit accounts. No single issuer of securities, except for government agency and mortgage backed securities, had outstanding balances that exceeded ten percent of stockholders’ equity at September 30, 2021.

Loans and Leases

Loans and Leases	9 Months Ended
	Sep. 30, 2021
Loans and Leases
Loans and Leases	Note 3: Loans and Leases The Company makes loans and leases to customers primarily in the Greater Baltimore - Washington Metropolitan Area, and surrounding communities. A substantial portion of the Company’s loan portfolio consists of loans to businesses secured by real estate and/or other business assets. The loan and lease portfolio segment balances at the dates indicated are presented in the following table: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ September 30, 2021 ​ December 31, 2020 ​ ​ ​ ​ ​ ​ % of ​ ​ ​ ​ % of ​ (in thousands) Total Total Total Total Real estate ​ ​ ​ ​ ​ ​ Construction and land ​ $ 124,967 ​ 6.6 % $ 116,675 ​ 6.3 % Residential - first lien ​ 434,273 ​ 22.8 ​ 380,865 ​ 20.4 ​ Residential - junior lien ​ 51,350 ​ 2.7 ​ 60,002 ​ 3.2 ​ Total residential real estate ​ 485,623 ​ 25.5 ​ 440,867 ​ 23.6 ​ Commercial - owner occupied ​ 254,093 ​ 13.4 ​ 251,061 ​ 13.5 ​ Commercial - non-owner occupied ​ 518,947 ​ 27.2 ​ 491,630 ​ 26.3 ​ Total commercial real estate ​ 773,040 ​ 40.6 ​ 742,691 ​ 39.8 ​ Total real estate loans ​ 1,383,630 ​ 72.7 ​ 1,300,233 ​ 69.7 ​ Commercial loans and leases 1 ​ 351,618 ​ 18.5 ​ 334,086 ​ 17.9 ​ Consumer ​ 88,089 ​ 4.6 ​ 64,003 ​ 3.4 ​ Paycheck Protection Program (PPP) ​ ​ 79,918 ​ 4.2 ​ ​ 167,639 ​ 9.0 ​ Total loans and leases ​ $ 1,903,255 ​ 100.0 % $ 1,865,961 ​ 100.0 % ​ 1 The Paycheck Protection Program (“PPP”) provided financial relief and funding opportunities for small businesses from approved Small Business Administration (“SBA”) lenders. In response to the COVID-19 pandemic, as an SBA lender, the Bank actively assisted its qualified customers with applications and lending through this program, as amended by subsequent legislation. During 2020, the Bank funded PPP loans with principal balances totaling $201.0 million of which $8.7 million in principal balances were still outstanding at September 30, 2021. From the relaunch of the program by the SBA on January 19, 2021 until the end of the program on May 31, 2021, the Bank funded additional PPP loans with principal balances totaling $100.5 million, of which $73.5 million in principal balances were still outstanding at September 30, 2021. PPP loans at September 30, 2021 totaled $79.9 million, consisting of $82.1 million in principal balances less $2.2 million of unaccreted net deferred loan fees. Loans funded through the PPP program are fully guaranteed by the U.S. government and the Company anticipates that the majority of these loans will ultimately be forgiven by the SBA in accordance with the terms of the program. Total loan and lease balances at September 30, 2021 and December 31, 2020 include net deferred loan fees or costs, including premiums on purchased loans. Net deferred loan costs, including premiums on purchased loans, were $2.8 million at September 30, 2021; this amount included the $2.2 million in net deferred loan fees attributable to PPP loans. Net deferred loan fees, including premiums on purchased loans, totaled $913 thousand at December 31, 2020; this amount included $3.2 million in net deferred fees attributable to PPP loans. ​

Credit Quality Assessment

Credit Quality Assessment	9 Months Ended
	Sep. 30, 2021
Credit Quality Assessment
Credit Quality Assessment	Note 4: Credit Quality Assessment Allowance for Loan and Lease Losses ​ Summary information on allowance for loan and lease losses activity for the periods indicated is presented in the following table: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Nine Months Ended ​ Three Months Ended ​ ​ September 30, ​ September 30, (in thousands) 2021 2020 2021 2020 Beginning balance $ 19,162 $ 10,401 $ 18,288 $ 16,356 Charge-offs ​ ​ (2,169) ​ ​ (814) ​ ​ (62) ​ ​ (200) Recoveries ​ ​ 360 ​ ​ 245 ​ ​ 127 ​ ​ 121 Net (charge-offs) recoveries ​ ​ (1,809) ​ ​ (569) ​ ​ 65 ​ ​ (79) Provision for credit losses ​ ​ 1,000 ​ ​ 7,825 ​ ​ — ​ ​ 1,380 Ending balance $ 18,353 $ 17,657 $ 18,353 $ 17,657 ​ The September 30, 2021 allowance includes the Company’s quarterly reassessment of the impact of COVID-19 on the national and local economies and the impact on various categories of our loan portfolio. Management’s methodology, which is essentially unchanged since March 31, 2020, for the evaluation of COVID-19’s impact on the allowance, identified the following qualitative factors for further review: ● changes in international, national, regional, and local economic and business conditions and developments that affect the collectability of the portfolio, including the condition of various market segments; ● the existence and effect of any concentrations of credit, and changes in the level of such concentrations; ● changes in the value of underlying collateral for collateral-dependent loans; and ● changes in the volume and severity of past due, nonaccrual, and adversely classified loans. The following table provides information on the activity in the allowance, by the respective loan and lease portfolio segments, for the nine and three months ended September 30, 2021 and 2020: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ At September 30, 2021 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Commercial real estate ​ Commercial ​ ​ ​ ​ Paycheck ​ ​ ​ ​ ​ Construction ​ Residential real estate ​ owner ​ non-owner ​ loans ​ Consumer ​ Protection ​ ​ ​ (in thousands) and land first lien junior lien occupied occupied and leases loans Program (PPP) Total Allowance for loan and lease losses: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Nine Months Ended: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Beginning balance ​ $ 1,349 ​ $ 2,309 ​ $ 832 ​ $ 2,207 ​ $ 7,156 ​ $ 4,131 ​ $ 1,178 ​ $ — ​ $ 19,162 Charge-offs ​ — ​ ​ (615) ​ ​ (45) ​ ​ (1) ​ ​ — ​ ​ (1,388) ​ ​ (120) ​ ​ — ​ ​ (2,169) Recoveries ​ — ​ ​ 130 ​ ​ 16 ​ ​ 8 ​ ​ 25 ​ ​ 169 ​ ​ 12 ​ ​ — ​ ​ 360 Provision for credit losses 1 ​ (136) ​ ​ 764 ​ ​ (403) ​ ​ (57) ​ ​ 472 ​ ​ 305 ​ ​ 55 ​ ​ — ​ ​ 1,000 Ending balance ​ $ 1,213 ​ $ 2,588 ​ $ 400 ​ $ 2,157 ​ $ 7,653 ​ $ 3,217 ​ $ 1,125 ​ $ — ​ $ 18,353 Three Months Ended: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Beginning balance ​ $ 1,102 ​ $ 2,533 ​ $ 476 ​ $ 2,047 ​ $ 7,614 ​ $ 3,218 ​ $ 1,298 ​ $ — ​ $ 18,288 Charge-offs ​ — ​ ​ (55) ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ (7) ​ ​ — ​ ​ (62) Recoveries ​ — ​ ​ 1 ​ ​ 6 ​ ​ — ​ ​ 10 ​ ​ 102 ​ ​ 8 ​ ​ — ​ ​ 127 Provision for credit losses 1 ​ 111 ​ ​ 109 ​ ​ (82) ​ ​ 110 ​ ​ 29 ​ ​ (103) ​ ​ (174) ​ ​ — ​ ​ — Ending balance ​ $ 1,213 ​ $ 2,588 ​ $ 400 ​ $ 2,157 ​ $ 7,653 ​ $ 3,217 ​ $ 1,125 ​ $ — ​ $ 18,353 Allowance allocated to: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ individually evaluated for impairment ​ $ — ​ $ — ​ $ — ​ $ — ​ $ — ​ $ — ​ $ — ​ $ — ​ $ — collectively evaluated for impairment ​ $ 1,213 ​ $ 2,588 ​ $ 400 ​ $ 2,157 ​ $ 7,653 ​ $ 3,217 ​ $ 1,125 ​ $ — ​ $ 18,353 Loans and leases: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Ending balance ​ $ 124,967 ​ $ 434,273 ​ $ 51,350 ​ $ 254,093 ​ $ 518,947 ​ $ 351,618 ​ $ 88,089 ​ $ 79,918 ​ $ 1,903,255 individually evaluated for impairment ​ $ 242 ​ $ 9,997 ​ $ 1,544 ​ $ 302 ​ $ 3,298 ​ $ 560 ​ $ — ​ $ — ​ $ 15,943 collectively evaluated for impairment ​ $ 124,725 ​ $ 424,276 ​ $ 49,806 ​ $ 253,791 ​ $ 515,649 ​ $ 351,058 ​ $ 88,089 ​ $ 79,918 ​ $ 1,887,312 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ At September 30, 2020 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Commercial real estate ​ Commercial ​ ​ ​ ​ Paycheck ​ ​ ​ ​ ​ Construction ​ Residential real estate ​ owner ​ non-owner ​ loans ​ Consumer ​ Protection ​ ​ ​ (in thousands) and land first lien junior lien occupied occupied and leases loans Program Total Allowance for loan and lease losses: ​ ​ ​ ​ ​ ​ ​ ​ ​ Nine Months Ended: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Beginning balance ​ $ 1,256 ​ $ 2,256 ​ $ 478 ​ $ 788 ​ $ 2,968 ​ $ 2,103 ​ $ 552 ​ $ — ​ $ 10,401 Charge-offs ​ — ​ (41) ​ — ​ — ​ (37) ​ (549) ​ (187) ​ ​ — ​ ​ (814) Recoveries ​ — ​ 3 ​ 59 ​ — ​ — ​ 181 ​ 2 ​ ​ — ​ ​ 245 Provision for credit losses 1 ​ (62) ​ 138 ​ 303 ​ 1,297 ​ 3,748 ​ 1,621 ​ 780 ​ ​ — ​ ​ 7,825 Ending balance ​ $ 1,194 ​ $ 2,356 ​ $ 840 ​ $ 2,085 ​ $ 6,679 ​ $ 3,356 ​ $ 1,147 ​ $ — ​ $ 17,657 Three Months Ended: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Beginning balance ​ $ 1,525 ​ $ 2,714 ​ $ 924 ​ $ 1,806 ​ $ 5,590 ​ $ 3,056 ​ $ 741 ​ $ — ​ $ 16,356 Charge-offs ​ — ​ ​ (8) ​ ​ — ​ ​ — ​ ​ (14) ​ ​ — ​ ​ (178) ​ ​ — ​ ​ (200) Recoveries ​ — ​ ​ — ​ ​ 7 ​ ​ — ​ ​ — ​ ​ 114 ​ ​ — ​ ​ — ​ ​ 121 Provision for credit losses 1 ​ (331) ​ ​ (350) ​ ​ (91) ​ ​ 279 ​ ​ 1,103 ​ ​ 186 ​ ​ 584 ​ ​ — ​ ​ 1,380 Ending balance ​ $ 1,194 ​ $ 2,356 ​ $ 840 ​ $ 2,085 ​ $ 6,679 ​ $ 3,356 ​ $ 1,147 ​ $ — ​ $ 17,657 Allowance allocated to: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ individually evaluated for impairment ​ $ — ​ $ — ​ $ — ​ $ — ​ $ — ​ $ — ​ $ — ​ $ — ​ $ — collectively evaluated for impairment ​ $ 1,194 ​ $ 2,356 ​ $ 840 ​ $ 2,085 ​ $ 6,679 ​ $ 3,356 ​ $ 1,147 ​ $ — ​ $ 17,657 Loans and leases: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Ending balance ​ $ 104,361 ​ $ 391,079 ​ $ 62,728 ​ $ 250,512 ​ $ 471,753 ​ $ 353,863 ​ $ 53,734 ​ $ 196,375 ​ $ 1,884,405 individually evaluated for impairment ​ $ 338 ​ $ 12,361 ​ $ 1,461 ​ $ 793 ​ $ 559 ​ $ 1,489 ​ $ — ​ $ — ​ $ 17,001 collectively evaluated for impairment ​ $ 104,023 ​ $ 378,718 ​ $ 61,267 ​ $ 249,719 ​ $ 471,194 ​ $ 352,374 ​ $ 53,734 ​ $ 196,375 ​ $ 1,867,404 1 ​ When potential losses are identified, a specific provision and/or charge-off may be taken, based on the likelihood of repayment, that is at least in the amount of the collateral deficiency, and any potential collection costs, as determined by an independent third party appraisal. Loans that are considered impaired are subject to the completion of an impairment analysis. This analysis highlights any potential collateral deficiencies. A specific amount of impairment is established based on the Bank’s calculation of the probable loss inherent in the individual loan. The actual occurrence and severity of losses involving impaired credits can differ substantially from estimates. Credit risk profile by portfolio segment, based upon internally assigned risk assignments, are presented below: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ September 30, 2021 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Commercial real estate ​ Commercial ​ ​ ​ ​ Paycheck ​ ​ ​ ​ ​ Construction ​ Residential real estate ​ owner ​ non-owner ​ loans ​ Consumer ​ Protection ​ ​ ​ (in thousands) and land first lien junior lien occupied occupied and leases loans Program (PPP) Total Credit quality indicators: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Not classified ​ $ 124,725 ​ $ 425,500 ​ $ 49,806 ​ $ 246,561 ​ $ 506,728 ​ $ 345,468 ​ $ 88,089 ​ $ 79,918 ​ $ 1,866,795 Special mention ​ — ​ ​ — ​ — ​ — ​ 3,293 ​ — ​ — ​ ​ — ​ ​ 3,293 Substandard ​ 242 ​ ​ 8,773 ​ 1,544 ​ 7,532 ​ 8,926 ​ 6,150 ​ — ​ ​ — ​ ​ 33,167 Doubtful ​ — ​ ​ — ​ — ​ — ​ — ​ — ​ — ​ ​ — ​ ​ — Total loans and leases ​ $ 124,967 ​ $ 434,273 ​ $ 51,350 ​ $ 254,093 ​ $ 518,947 ​ $ 351,618 ​ $ 88,089 ​ $ 79,918 ​ $ 1,903,255 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ December 31, 2020 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Commercial real estate ​ Commercial ​ ​ ​ ​ Paycheck ​ ​ ​ ​ ​ Construction ​ Residential real estate ​ owner ​ non-owner ​ loans ​ Consumer ​ Protection ​ ​ ​ (in thousands) and land first lien junior lien occupied occupied and leases loans Program (PPP) Total Credit quality indicators: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Not classified ​ $ 116,094 ​ $ 368,230 ​ $ 58,752 ​ $ 240,590 ​ $ 482,324 ​ $ 321,415 ​ $ 64,003 ​ $ 167,639 ​ $ 1,819,047 Special mention ​ — ​ — ​ — ​ 4,364 ​ 8,778 ​ 9,083 ​ — ​ — ​ 22,225 Substandard ​ 581 ​ 12,635 ​ 1,250 ​ 6,107 ​ 528 ​ 3,588 ​ — ​ — ​ 24,689 Doubtful ​ — ​ — ​ — ​ — ​ — ​ — ​ — ​ — ​ — Total loans and leases ​ $ 116,675 ​ $ 380,865 ​ $ 60,002 ​ $ 251,061 ​ $ 491,630 ​ $ 334,086 ​ $ 64,003 ​ $ 167,639 ​ $ 1,865,961 ​ ● Special Mention - A Special Mention asset has potential weaknesses that deserve management’s close attention. If left uncorrected, these potential weaknesses may result in deterioration of the repayment prospects for the asset or in the Bank’s credit position at some future date. Special Mention assets are not adversely classified and do not expose the Bank to sufficient risk to warrant adverse classification. ● Substandard - Substandard loans and leases are inadequately protected by the current sound worth and paying capacity of the obligor or of the collateral pledged, if any. Loans and leases so classified must have a well-defined weakness or weaknesses that jeopardize the liquidation of the debt. They are characterized by the distinct possibility that the Bank will sustain some loss if the deficiencies are not corrected. ● Doubtful - Loans and leases classified Doubtful have all the weaknesses inherent in those classified Substandard with the added characteristic that the weaknesses make collection or liquidation in full, on the basis of currently known facts, conditions and values, highly questionable and improbable. Loans and leases classified Special Mention, Substandard, and Doubtful are reviewed at least quarterly to determine their appropriate classification. All commercial credit relationships are reviewed annually. Non-classified residential mortgage loans and consumer loans are not evaluated unless a specific event occurs to raise the awareness of a possible credit deterioration. Credit risk profile by portfolio segment based upon internally assigned credit quality indicators are presented below: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ September 30, 2021 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Commercial real estate ​ Commercial ​ ​ ​ ​ Paycheck ​ ​ ​ ​ ​ Construction ​ Residential real estate ​ owner ​ non-owner ​ loans ​ Consumer ​ Protection ​ ​ ​ (in thousands) and land first lien junior lien occupied occupied and leases loans Program (PPP) Total Analysis of past due loans and leases: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Accruing loans and leases current ​ $ 121,372 ​ $ 424,831 ​ $ 49,646 ​ $ 252,710 ​ $ 515,517 ​ $ 350,940 ​ $ 88,047 ​ $ 79,918 ​ $ 1,882,981 Accruing loans and leases past due: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 30-59 days past due ​ ​ — ​ ​ — ​ ​ 145 ​ ​ — ​ ​ 132 ​ ​ 120 ​ ​ 36 ​ ​ — ​ ​ 433 60-89 days past due ​ ​ 3,353 ​ ​ 638 ​ ​ 15 ​ ​ 1,081 ​ ​ — ​ ​ — ​ ​ 6 ​ ​ — ​ ​ 5,093 Greater than 90 days past due ​ ​ — ​ ​ 31 ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ 31 Total past due ​ ​ 3,353 ​ ​ 669 ​ ​ 160 ​ ​ 1,081 ​ ​ 132 ​ ​ 120 ​ ​ 42 ​ ​ — ​ ​ 5,557 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Non-accrual loans and leases ​ ​ 242 ​ ​ 8,773 ​ ​ 1,544 ​ ​ 302 ​ ​ 3,298 ​ ​ 558 ​ ​ — ​ ​ — ​ ​ 14,717 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Total loans and leases ​ $ 124,967 ​ $ 434,273 ​ $ 51,350 ​ $ 254,093 ​ $ 518,947 ​ $ 351,618 ​ $ 88,089 ​ $ 79,918 ​ $ 1,903,255 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ December 31, 2020 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Commercial real estate ​ Commercial ​ ​ ​ ​ Paycheck ​ ​ ​ ​ ​ Construction ​ Residential real estate ​ owner ​ non-owner ​ loans ​ Consumer ​ Protection ​ ​ ​ (in thousands) and land first lien junior lien occupied occupied and leases loans Program (PPP) Total Analysis of past due loans and leases: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Accruing loans and leases current ​ $ 116,094 ​ $ 363,486 ​ $ 57,427 ​ $ 250,562 ​ $ 489,996 ​ $ 330,987 ​ $ 63,550 ​ $ 167,639 ​ $ 1,839,741 Accruing loans and leases past due: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 30-59 days past due ​ — ​ ​ 4,167 ​ ​ 1,130 ​ ​ — ​ ​ 1,106 ​ ​ 269 ​ ​ 390 ​ ​ — ​ ​ 7,062 60-89 days past due ​ — ​ ​ 543 ​ ​ 195 ​ ​ — ​ ​ — ​ ​ 71 ​ ​ 63 ​ ​ — ​ ​ 872 Greater than 90 days past due ​ — ​ ​ 34 ​ ​ — ​ ​ 83 ​ ​ — ​ ​ 251 ​ ​ — ​ ​ — ​ ​ 368 Total past due ​ — ​ ​ 4,744 ​ ​ 1,325 ​ ​ 83 ​ ​ 1,106 ​ ​ 591 ​ ​ 453 ​ ​ — ​ ​ 8,302 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Non-accrual loans and leases ​ 581 ​ ​ 12,635 ​ ​ 1,250 ​ ​ 416 ​ ​ 528 ​ ​ 2,508 ​ ​ — ​ ​ — ​ ​ 17,918 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Total loans and leases ​ $ 116,675 ​ $ 380,865 ​ $ 60,002 ​ $ 251,061 ​ $ 491,630 ​ $ 334,086 ​ $ 64,003 ​ $ 167,639 ​ $ 1,865,961 ​ Total loans and leases either on nonaccrual status or in excess of 90 days delinquent totaled $14.7 million, or 0.8% of total loans and leases, at September 30, 2021, a $3.6 million decrease from $18.3 million, or 1.0% of total loans and leases, at December 31, 2020. The Company had no impaired leases or impaired PPP loans at September 30, 2021 and December 31, 2020. The impaired loans at September 30, 2021 and December 31, 2020 were as follows: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ September 30, 2021 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Commercial real estate ​ Commercial ​ ​ ​ ​ ​ ​ ​ ​ Construction ​ Residential real estate ​ owner ​ non-owner ​ loans ​ Consumer ​ ​ ​ (in thousands) and land first lien junior lien occupied occupied and leases loans Total Impaired loans: ​ ​ ​ ​ ​ ​ ​ ​ Recorded investment ​ $ 242 ​ $ 9,997 ​ $ 1,544 ​ $ 302 ​ $ 3,298 ​ $ 560 ​ $ — ​ $ 15,943 With an allowance recorded ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — With no related allowance recorded ​ 242 ​ ​ 9,997 ​ ​ 1,544 ​ ​ 302 ​ ​ 3,298 ​ ​ 560 ​ ​ — ​ ​ 15,943 Related allowance ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — Unpaid principal ​ 415 ​ ​ 10,470 ​ ​ 1,724 ​ ​ 301 ​ ​ 3,305 ​ ​ 748 ​ ​ — ​ ​ 16,963 Nine Months Ended: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Average balance of impaired loans ​ 650 ​ ​ 11,285 ​ ​ 2,056 ​ ​ 319 ​ ​ 3,108 ​ ​ 902 ​ ​ — ​ ​ 18,320 Interest income recognized ​ 6 ​ ​ 252 ​ ​ 58 ​ ​ 11 ​ ​ 7 ​ ​ 1 ​ ​ — ​ ​ 335 Three Months Ended: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Average balance of impaired loans ​ ​ 563 ​ ​ 11,235 ​ ​ 2,030 ​ ​ 319 ​ ​ 3,075 ​ ​ 832 ​ ​ — ​ ​ 18,054 Interest income recognized ​ 1 ​ ​ 98 ​ ​ 16 ​ ​ 9 ​ ​ 3 ​ ​ — ​ ​ — ​ ​ 127 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ December 31, 2020 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Commercial real estate ​ Commercial ​ ​ ​ ​ ​ ​ ​ ​ Construction ​ Residential real estate ​ owner ​ non-owner ​ loans ​ Consumer ​ ​ ​ (in thousands) and land first lien junior lien occupied occupied and leases loans Total Impaired loans: ​ ​ ​ ​ ​ ​ ​ ​ Recorded investment ​ $ 581 ​ $ 13,789 ​ $ 1,250 ​ $ 416 ​ $ 527 ​ $ 2,882 ​ $ — ​ $ 19,445 With an allowance recorded ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ 1,286 ​ ​ — ​ ​ 1,286 With no related allowance recorded ​ 581 ​ ​ 13,789 ​ ​ 1,250 ​ ​ 416 ​ ​ 527 ​ ​ 1,596 ​ ​ — ​ ​ 18,159 Related allowance ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ 894 ​ ​ — ​ ​ 894 Unpaid principal ​ 767 ​ ​ 14,813 ​ ​ 1,396 ​ ​ 471 ​ ​ 554 ​ ​ 3,573 ​ ​ — ​ ​ 21,574 Average balance of impaired loans ​ ​ 911 ​ ​ 15,799 ​ ​ 1,562 ​ ​ 478 ​ ​ 591 ​ ​ 4,147 ​ ​ — ​ ​ 23,488 Interest income recognized ​ 9 ​ ​ 366 ​ ​ 59 ​ ​ 2 ​ ​ 14 ​ ​ 109 ​ ​ — ​ ​ 559 ​ Included in the total impaired loans above were nonaccrual loans of $14.7 million and $17.9 million at September 30, 2021 and December 31, 2020, respectively. Interest income that would have been recorded if nonaccrual loans had been current and performing in accordance with their original terms was $401 thousand and $466 thousand for the nine months ended September 30, 2021 and 2020, respectively. Loans may have their terms restructured (e.g., interest rates, loan maturity date, payment and amortization period, etc.) in circumstances that provide payment relief to a borrower experiencing financial difficulty. Such restructured loans are considered impaired loans that may either be in accruing status or non-accruing status. Non-accruing restructured loans may return to accruing status provided there is a sufficient period of payment performance in accordance with the restructure terms. Loans may be removed from the restructured category in the year subsequent to the restructuring if they have performed based on all of the restructured loan terms. The Company had no leases or PPP loans that were troubled debt restructurings (“TDRs”) at September 30, 2021 and December 31, 2020. The TDR loans at September 30, 2021 and December 31, 2020 were as follows: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ September 30, 2021 ​ ​ Number ​ Non-Accrual ​ Number ​ Accrual ​ Total (dollars in thousands) of Loans Status of Loans Status TDRs Residential real estate - first lien 1 ​ $ 80 ​ 4 ​ $ 1,223 ​ $ 1,303 Commercial loans and leases 1 ​ ​ 224 ​ 1 ​ ​ 2 ​ ​ 226 ​ 2 ​ $ 304 ​ 5 ​ $ 1,225 ​ $ 1,529 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ December 31, 2020 ​ ​ Number ​ Non-Accrual ​ Number ​ Accrual ​ Total (dollars in thousands) of Loans Status of Loans Status TDRs Residential real estate - first lien 1 ​ $ 84 ​ 3 ​ $ 1,153 ​ $ 1,237 Commercial loans and leases 1 ​ ​ 414 ​ 2 ​ ​ 359 ​ ​ 773 ​ 2 ​ $ 498 ​ 5 ​ $ 1,512 ​ $ 2,010 ​ A summary of TDR modifications outstanding and performing under modified terms is as follows: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ September 30, 2021 ​ ​ ​ ​ ​ Not Performing ​ Performing ​ ​ ​ ​ ​ Related ​ to Modified ​ to Modified ​ Total (in thousands) Allowance Terms Terms TDRs Residential real estate - first lien ​ ​ ​ ​ Extension or other modification ​ $ — ​ $ 80 ​ $ 1,223 ​ $ 1,303 Commercial loans and leases ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Extension or other modification ​ ​ — ​ ​ 224 ​ ​ 2 ​ ​ 226 Total troubled debt restructured loans ​ $ — ​ $ 304 ​ $ 1,225 ​ $ 1,529 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ December 31, 2020 ​ ​ ​ ​ ​ Not Performing ​ Performing ​ ​ ​ ​ ​ Related ​ to Modified ​ to Modified ​ Total (in thousands) Allowance Terms Terms TDRs Residential real estate - first lien ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Extension or other modification ​ $ — ​ $ 84 ​ $ 1,153 ​ $ 1,237 Commercial loans and leases ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Extension or other modification ​ — ​ — ​ ​ 359 ​ ​ 359 Forbearance ​ — ​ 414 ​ ​ — ​ ​ 414 Total troubled debt restructured loans ​ $ — ​ $ 498 ​ $ 1,512 ​ $ 2,010 ​ The Coronavirus Aid, Relief and Economic Security Act (“CARES Act”) provides financial institutions with relief from certain accounting and disclosure requirements under GAAP for certain loan modifications to borrowers affected by COVID-19 that would otherwise be characterized as TDRs. In addition, before the CARES Act was enacted, federal banking regulators issued an interagency statement that included guidance on their approach for the accounting of loan modifications in light of the economic impact of the COVID-19 pandemic. The guidance interprets current accounting standards and indicates that a lender can conclude that a borrower is not experiencing financial difficulty if short-term modifications are made in response to COVID-19, such as payment deferrals, fee waivers, extensions of repayment terms, or other delays in payment that are insignificant related to the loans in which the borrower is less than 30 days past due on its contractual payments at the time a modification program is implemented. The agencies confirmed in working with the staff of the FASB that short-term modifications made on a good faith basis in response to COVID-19 to borrowers who were current prior to any relief are not TDRs. As of September 30, 2021, a total of $25.6 million of loans, representing 1.3% of total loans, were performing under some form of COVID-19 related deferral or other payment relief. Performing TDRs were in compliance with their modified terms and there are no further commitments associated with these loans. Included in nonaccrual loans at September 30, 2021 are two TDRs with a carrying balance totaling $304 thousand that were not performing in accordance with their modified terms, and the accrual of interest has ceased. In addition, there were five TDRs totaling $1.2 million that were performing in accordance with their modified terms at September 30, 2021. During the nine months ended September 30, 2021, the Company reported a new $104 thousand residential real estate TDR, downgraded to nonperforming a $237 thousand commercial loan TDR that previously had been performing in accordance with its modified terms, and fully charged-off a $413 thousand nonperforming commercial loan TDR. There were no new TDRs during the nine months ended September 30, 2020. At September 30, 2021 there were four loans secured by residential real estate first liens totaling $1.9 million and one construction loan for $243 thousand in the process of foreclosure.

Derivatives and Hedging Activit

Derivatives and Hedging Activities	9 Months Ended
	Sep. 30, 2021
Derivatives and Hedging Activities
Derivatives and Hedging Activities	Note 5: Derivatives and Hedging Activities Non-designated Hedges of Interest Rate Risk The Company maintains interest rate swap contracts with customers that are classified as non-designated hedges and are not speculative in nature. These agreements are designed to effectively convert certain customer’s variable rate loans with the Company to fixed rate. These interest rate swaps are executed with loan customers to facilitate their respective risk management strategy and allow the customer to pay a fixed rate of interest to the Company. These interest rate swaps are simultaneously economically hedged by executing offsetting interest rate swaps with unrelated market counterparties to minimize the net risk exposure to the Company resulting from the transactions and allow the Company to receive a variable rate of interest. The interest rate swaps pay and receive interest based on a floating rate indexed to one month LIBOR plus a credit spread with payment being calculated on the notional amount. The interest rate swaps are settled with varying maturities. As the interest rate swaps associated with this program do not meet the strict hedge accounting requirements, changes in the fair value of both the customer swaps and the offsetting market counterparty swaps are recognized directly in earnings. The fair value of the interest rate swap derivatives are recorded in other assets and other liabilities. All changes in fair value are recorded through earnings as noninterest income. For the nine months ended September 30, 2021 and September 30, 2020, the Company recorded a net gain of $28 thousand and a net loss of $28 thousand, respectively related to the change in fair value of these interest rate swap derivatives. The table below presents the fair value of the Company’s derivative financial instruments as well as their classification on the Unaudited Condensed Consolidated Balance Sheet at September 30, 2021 and December 31, 2020: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ September 30, 2021 ​ ​ Balance Sheet ​ Notional ​ Estimated Fair Value (in thousands) Location Amount Gain Loss Not designated hedges of interest rate risk: ​ ​ ​ ​ ​ Customer related interest rate contracts: ​ ​ ​ Matched interest rate swaps with customers Other assets and other liabilities ​ $ 13,761 ​ $ 623 ​ $ — Matched interest rate swaps with market counterparty Other assets and other liabilities ​ $ 13,761 ​ $ — ​ $ 611 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ December 31, 2020 ​ ​ Balance Sheet ​ Notional ​ Estimated Fair Value (in thousands) Location Amount Gain Loss Not designated hedges of interest rate risk: ​ ​ ​ Customer related interest rate contracts: ​ ​ ​ Matched interest rate swaps with customers Other assets and other liabilities ​ $ 14,087 ​ $ 450 ​ $ — Matched interest rate swaps with market counterparty Other assets and other liabilities ​ $ 14,087 ​ $ — ​ $ 466 ​

Goodwill and Other Intangible A

Goodwill and Other Intangible Assets	9 Months Ended
	Sep. 30, 2021
Goodwill and Other Intangible Assets
Goodwill and Other Intangible Assets	Note 6: Goodwill and Other Intangible Assets Goodwill has an indefinite useful life and is evaluated for impairment annually or more frequently if events or changes in circumstances indicate that the asset might be impaired. The Bank has one reporting unit, which is community banking. The Company performs its annual impairment evaluation in the fourth quarter. The table below presents goodwill activity for the periods indicated: ​ ​ ​ ​ ​ ​ ​ ​ ​ Nine Months Ended ​ Year Ended (in thousands) September 30, 2021 December 31, 2020 Balance at January 1 $ 31,449 ​ $ 65,949 Goodwill impairment ​ ​ — ​ ​ (34,500) Balance at end of period $ 31,449 ​ $ 31,449 ​ Due to the COVID-19 pandemic and the related economic fallout in the first half of 2020, including most specifically, declining stock prices at both the Company and peer banks, the Federal Reserve’s significant reduction in interest rates, and other business and market considerations, the Company performed an interim goodwill impairment analysis as of June 30, 2020. Based on this analysis, the estimated fair value of the Company was less than book value, resulting in a $34.5 million impairment charge, recorded in noninterest expense, in the second quarter of 2020. This was a non-cash charge to earnings and had no impact on the Company’s regulatory capital ratios, cash flows, or liquidity position. Other intangible assets consist of core deposit intangibles, which represent the estimated value of long-term deposit relationships acquired in either business combinations or other purchases of deposits and are amortized based upon the estimated economic benefits received. The gross carrying amount and accumulated amortization of core deposit intangibles at the dates indicated were as follows: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Weighted ​ ​ Gross ​ ​ ​ ​ Net ​ Average ​ ​ Carrying ​ Accumulated ​ Carrying ​ Remaining Life (in thousands) Amount Amortization Amount (Years) September 30, 2021 ​ $ 16,135 ​ $ 12,120 ​ $ 4,015 2.0 December 31, 2020 ​ $ 16,135 ​ $ 10,340 ​ $ 5,795 2.7 ​ Estimated future amortization expense for core deposit intangibles is as follows: ​ ​ ​ ​ ​ (in thousands) ​ ​ Remainder of 2021 ​ $ 546 2022 ​ 1,915 2023 ​ 1,298 2024 ​ 256 Total future amortization expense ​ $ 4,015 ​ Based on the annual impairment analysis, the Company determined that there was not an impairment of the carrying value of either the goodwill or core deposit intangible at December 31, 2020. The Company is not aware of any events or circumstances since the completion of the annual impairment analysis that would impact the carrying value of either the goodwill or core deposit intangible at September 30, 2021.

Operating Leases

Operating Leases	9 Months Ended
	Sep. 30, 2021
Operating Leases
Operating Leases	Note 7: Operating Leases The Company has operating leases on land and buildings with remaining lease terms ranging from 2021 to 2030. Many of the leases include renewal options, with renewal terms generally extending up to 10 years. Operating lease right-of-use (“ROU”) assets and lease liabilities at the dates indicated were as follows: ​ ​ ​ ​ ​ ​ ​ ​ ​ (in thousands) September 30, 2021 December 31, 2020 ​ Operating lease ROU assets ​ $ 12,195 ​ $ 13,229 ​ Operating lease liabilities ​ $ 13,173 ​ $ 14,267 ​ ​ The components of lease expense for the periods indicated were as follows: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Nine Months Ended September 30, ​ Three Months Ended September 30, ​ (in thousands) 2021 2020 2021 2020 Operating lease cost ​ $ 1,170 ​ $ 1,196 ​ $ 419 ​ $ 412 ​ Rental income ​ ​ (304) ​ ​ (232) ​ ​ (102) ​ ​ (68) ​ Sublease income ​ (320) ​ (299) ​ (89) ​ (119) ​ Amortization of ROU assets ​ ​ 16 ​ ​ 108 ​ ​ (5) ​ ​ 31 ​ Total lease expense ​ $ 562 ​ $ 773 ​ $ 223 ​ $ 256 ​ ​ The maturities of the Company’s lease liabilities at September 30, 2021 were as follows: ​ ​ ​ ​ ​ ​ (in thousands) ​ Remainder of 2021 ​ $ 390 ​ 2022 ​ 1,436 ​ 2023 ​ 1,209 ​ 2024 ​ 1,078 ​ 2025 ​ 955 ​ Thereafter ​ ​ 11,841 ​ Total future lease payments ​ $ 16,909 ​ Discount of cash flows ​ ​ (3,736) ​ Present value on net future lease payments ​ $ 13,173 ​ ​ ​ ​ ​ ​ Weighted average remaining term in years ​ 5.05 ​ Weighted average discount rate ​ 2.94 % ​ The Company from time to time subleases its vacant locations. Operating sublease income is recognized as a component of noninterest expense on a straight-line basis over the sublease term. Lease terms range from one The following table details the future minimum operating sublease payments to be received at September 30, 2021: ​ ​ ​ ​ ​ (in thousands) ​ Remainder of 2021 ​ $ 77 2022 ​ 135 2023 ​ 135 2024 ​ 135 2025 ​ 135 Thereafter ​ 191 Total future sublease payments ​ 808 Less: amount representing interest ​ (73) Total net future sublease payments ​ $ 735 ​

Deposits

Deposits	9 Months Ended
	Sep. 30, 2021
Deposits
Deposits	Note 8: Deposits The following table details the composition of deposits and the related percentage mix of total deposits, respectively, at the dates indicated: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ September 30, 2021 ​ December 31, 2020 ​ ​ ​ % of ​ ​ ​ ​ % of ​ (in thousands) Amount Total Amount Total ​ Noninterest-bearing demand $ 783,326 40.4 % $ 676,801 34.2 % Interest-bearing checking ​ 206,165 10.6 ​ ​ 214,717 11.1 ​ Money market accounts ​ 435,386 22.4 ​ ​ 439,510 22.2 ​ Savings ​ 178,915 9.2 ​ ​ 159,914 8.1 ​ Certificates of deposit $250 and over ​ 35,539 1.8 ​ ​ 51,918 2.6 ​ Certificates of deposit under $250 ​ 302,087 15.6 ​ ​ 432,554 21.8 ​ Total deposits $ 1,941,418 100.0 % $ 1,975,414 100.0 % ​

Stock Options and Stock Awards

Stock Options and Stock Awards	9 Months Ended
	Sep. 30, 2021
Stock Options and Stock Awards
Stock Options and Stock Awards	Note 9: Stock Options and Stock Awards Bancorp’s equity incentive plan provides for awards of nonqualified and incentive stock options as well as vested and non-vested common stock awards. As of September 30, 2021, 282,615 shares are available for issuance pursuant to future grants under our stock incentive plan. Employee stock options can be granted with exercise prices at the fair market value (as defined within the plan) of the stock at the date of grant and with terms of up to ten years and typically vest over a three to five year period. Except as otherwise permitted in the plan, upon termination of employment, permanent disability or death, the option exercise period is reduced or the options are canceled. Stock awards may also be granted to non-employee members of the Company’s board of directors (the “Board of Directors” or “Board”) as compensation for attendance and participation at meetings of the Board of Directors and meetings of the various committees of the Board. During the nine months ended September 30, 2021 and 2020, the Company issued 19,393 and 22,616 shares of common stock, respectively, to directors as compensation for their service. Stock Options The fair value of Bancorp’s stock options granted as compensation is estimated on the measurement date, which, for the Company, is the date of grant. The fair value of stock options is calculated using the Black-Scholes option-pricing model under which the Company estimates expected market price volatility and expected term of the options based on historical data and other factors. There were no stock options granted in either 2021 or 2020. The following table summarizes Bancorp’s stock option activity and related information for the periods ended: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ September 30, 2021 ​ December 31, 2020 ​ ​ ​ ​ ​ ​ Weighted ​ ​ ​ ​ Weighted ​ ​ ​ ​ ​ ​ Average ​ ​ ​ ​ Average ​ ​ ​ ​ ​ ​ Exercise ​ ​ ​ ​ Exercise ​ ​ Shares Price Shares Price Balance at January 1, ​ 25,000 ​ $ 14.54 ​ 25,000 ​ $ 14.54 Granted ​ — ​ — ​ — ​ — Exercised ​ — ​ — ​ — ​ — Forfeited ​ — ​ — ​ — ​ — Balance at period end ​ 25,000 ​ $ 14.54 ​ 25,000 ​ $ 14.54 Exercisable at period end ​ 16,671 ​ $ 14.54 ​ 8,337 ​ $ 14.54 Weighted average fair value of options granted during the year ​ ​ ​ ​ ​ N/A ​ ​ ​ ​ ​ N/A ​ ​ No cash was received from exercise of options for the nine months ended September 30, 2021 or 2020. The intrinsic value of a stock option is the amount that the market value of the underlying stock exceeds the exercise price of the option. Based upon a fair market value of $20.28 on September 30, 2021, the options outstanding had an aggregate intrinsic value of $144 thousand. At December 31, 2020, based upon a fair market value of $11.81, the options outstanding had no aggregate intrinsic value. The stock options outstanding as of September 30, 2021 have contractual terms that permit exercise of the options through 2029. ​ At September 30, 2021, based on stock option awards outstanding at that time, the total unrecognized pre-tax compensation expense related to unvested stock option awards was $16 thousand. Based upon the contractual terms, $12 thousand of this expense is expected to be recognized in the remainder of 2021 and $4 thousand in 2022. ​ Restricted Stock Units (“RSU”) RSUs are equity awards where the recipient does not receive the stock immediately, but instead receives it according to a vesting plan and distribution schedule after achieving required performance milestones or upon remaining with the employer for a particular length of time. Each RSU that vests entitles the recipient to receive one share of the Company’s common stock on a specified issuance date. The recipient does not have any stockholder rights, including voting, dividend or liquidation rights, with respect to the shares underlying awarded RSUs until the recipient becomes the record holder of those shares. The valuation of the Company’s RSUs is the closing price per share of the Company’s common stock on the date of grant. The Company granted a total of 67,976 RSUs during the first nine months of 2021 consisting of 52,488 time-based RSUs which are subject to a three or five year vesting schedule, and 15,488 performance-based RSUs that cliff vest upon the attainment of pre-established corporate performance measures for the year 2023. During the first nine months of 2020, the Company granted a total of 164,383 RSUs, consisting of 137,119 time-based RSUs which are subject to a one, three or five year vesting schedule, and 27,264 performance-based RSUs that cliff vest upon the attainment of pre-established corporate performance measures over a three-year performance period. A summary of the activity for the Company’s RSUs for the periods indicated is presented in the following table: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ September 30, 2021 ​ December 31, 2020 ​ ​ ​ ​ ​ Weighted ​ ​ ​ Weighted ​ ​ ​ ​ ​ Average ​ ​ ​ Average ​ ​ ​ ​ ​ Grant Date ​ ​ ​ Grant Date ​ ​ Shares Fair Value Shares Fair Value Balance at January 1, 170,549 ​ $ 14.61 11,032 ​ $ 17.48 Granted 67,976 ​ 16.93 167,716 ​ 14.60 Vested (28,171) ​ 14.24 (4,954) ​ 18.44 Net settle for taxes ​ (5,840) ​ ​ 15.88 ​ (745) ​ ​ 17.50 ​ Forfeited (4,600) ​ 17.53 (2,500) ​ 18.00 Balance at period end 199,914 ​ $ 15.34 170,549 ​ $ 14.61 ​ At September 30, 2021, based on RSUs outstanding at that time, the total unrecognized pre-tax compensation expense related to unvested RSUs was $2.2 million. Based upon the contractual terms, this expense is expected to be recognized as follows: ​ ​ ​ ​ ​ (in thousands) ​ ​ Remainder of 2021 ​ $ 174 2022 ​ ​ 687 2023 ​ 593 2024 ​ ​ 502 2025 ​ ​ 157 2026 ​ ​ 39 ​ ​ $ 2,152 ​ Stock-Based Compensation Expense Stock-based compensation expense attributable to stock options and RSUs is based on their fair values on the measurement date, which, for the Company, is the date of the grant. This cost is then recognized in noninterest expense on a straight-line basis over the vesting period of the respective stock options and RSUs. No compensation expense was recognized in the three or nine month periods ended September 30, 2021 or in the year ended December 31, 2020 for performance-based RSUs, as the probability of achievement of the performance metrics was considered unlikely. Compensation expense for performance-based awards could be recognized in future periods if the probability of achieving the performance metrics becomes likely before the end of the three-year performance period. The amount that the Company recognized in stock-based compensation expense related to the issuance of stock options and RSUs as well as director compensation paid in stock is presented in the following table: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Nine Months Ended ​ Three Months Ended ​ ​ September 30, ​ September 30, (in thousands) 2021 2020 2021 2020 Related to the issuance of restricted stock and RSUs ​ $ 471 ​ $ 348 ​ $ 173 ​ $ 131 Related to the issuance of stock options ​ ​ 36 ​ ​ 36 ​ ​ 12 ​ ​ 12 Director compensation paid in stock ​ ​ 287 ​ ​ 275 ​ ​ 137 ​ ​ 138 Total stock-based compensation expense ​ $ 794 ​ $ 659 ​ $ 322 ​ $ 281 ​

Net Income (Loss) per Common Sh

Net Income (Loss) per Common Share	9 Months Ended
	Sep. 30, 2021
Net Income (Loss) per Common Share
Net Income (Loss) per Common Share	Note 10: Net Income (Loss) per Common Share The calculation of basic and diluted net income (loss) per common share for the nine and three months ended September 30, 2021 and 2020 are presented in the following table: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Nine Months Ended ​ Three Months Ended ​ ​ September 30 ​ September 30 (dollars in thousands, except per share data) 2021 2020 2021 2020 Net income (loss) available to common stockholders (numerator) ​ $ 20,018 ​ $ (21,462) ​ $ 6,360 ​ $ 4,604 BASIC ​ ​ ​ ​ ​ ​ ​ ​ Basic average common shares outstanding (denominator) ​ 18,787,571 ​ 18,773,036 ​ 18,807,395 ​ 18,736,749 Basic income (loss) per common share ​ $ 1.07 ​ $ (1.14) ​ $ 0.34 ​ $ 0.25 DILUTED ​ ​ ​ ​ ​ ​ ​ ​ Average common shares outstanding ​ 18,787,571 ​ 18,773,036 ​ 18,807,395 ​ 18,736,749 Dilutive effect of common stock equivalents ​ 84,383 ​ — ​ 88,171 ​ — Diluted average common shares outstanding (denominator) ​ 18,871,954 ​ 18,773,036 ​ 18,895,566 ​ 18,736,749 Diluted income (loss) per common share ​ $ 1.06 ​ $ (1.14) ​ $ 0.34 ​ $ 0.25 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Common stock equivalents were excluded from the calculation of diluted average shares outstanding, as their inclusion would have resulted in a lower diluted loss per share ​ — ​ 82,284 ​ — ​ — Common stock equivalents outstanding that are anti-dilutive and thus excluded from calculation of diluted number of shares presented above ​ — ​ 25,000 ​ — ​ 194,883 ​

Regulatory Matters

Regulatory Matters	9 Months Ended
	Sep. 30, 2021
Regulatory Matters
Regulatory Matters	Note 11: Regulatory Matters Actual regulatory capital amounts and ratios for Bancorp and the Bank at September 30, 2021 and December 31, 2020 are presented in the following table: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ To be well ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ capitalized under ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ FDICIA ​ ​ ​ ​ ​ ​ ​ For capital ​ prompt corrective ​ ​ Actual ​ adequacy purposes (1) ​ action provisions (dollars in thousands) Amount Ratio Amount Ratio Amount Ratio As of September 30, 2021: ​ ​ ​ ​ Total capital (to risk-weighted assets) ​ ​ ​ ​ Howard Bank ​ $ 300,495 14.95 % $ 160,796 8.00 % $ 200,995 10.00 % Howard Bancorp ​ $ 301,226 14.98 % $ 160,832 8.00 % N/A ​ ​ Common equity tier 1 capital ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ (to risk-weighted assets) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Howard Bank ​ $ 281,822 14.02 % $ 90,448 4.50 % $ 130,646 6.50 % Howard Bancorp ​ $ 253,814 12.63 % $ 90,468 4.50 % N/A ​ ​ Tier 1 capital (to risk-weighted assets) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Howard Bank ​ $ 281,822 14.02 % $ 120,597 6.00 % $ 160,796 8.00 % Howard Bancorp ​ $ 253,814 12.63 % $ 120,624 6.00 % N/A ​ ​ Tier 1 capital (to average assets) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ (Leverage ratio) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Howard Bank ​ $ 281,822 11.14 % $ 101,188 4.00 % $ 126,485 5.00 % Howard Bancorp ​ $ 253,814 10.03 % $ 101,211 4.00 % N/A ​ As of December 31, 2020: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Total capital (to risk-weighted assets) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Howard Bank ​ $ 273,974 14.26 % $ 153,721 8.00 % $ 192,151 10.00 % Howard Bancorp ​ $ 275,668 14.32 % $ 154,015 8.00 % N/A ​ ​ ​ Common equity tier 1 capital ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ (to risk-weighted assets) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Howard Bank ​ $ 254,492 13.24 % $ 86,468 4.50 % $ 124,898 6.50 % Howard Bancorp ​ $ 227,749 11.83 % $ 86,634 4.50 % N/A ​ ​ ​ Tier 1 capital (to risk-weighted assets) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Howard Bank ​ $ 254,492 13.24 % $ 115,291 6.00 % $ 153,721 8.00 % Howard Bancorp ​ $ 227,749 11.83 % $ 115,512 6.00 % N/A ​ ​ Tier 1 capital (to average assets) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ (Leverage ratio) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Howard Bank ​ $ 254,492 10.36 % $ 98,221 4.00 % $ 122,776 5.00 % Howard Bancorp ​ $ 227,749 9.26 % $ 98,360 4.00 % N/A ​ ​ 1 ​ Bancorp and the Bank met all capital adequacy requirements to which they are subject as of September 30, 2021 and December 31, 2020.

Litigation

Litigation	9 Months Ended
	Sep. 30, 2021
Litigation
Litigation	Note 12: Litigation In the ordinary course of business, the Company and its subsidiaries are routinely defendants in or parties to pending and threatened legal and regulatory actions and proceedings. The most significant of these is described below. In view of the inherent difficulty of predicting the outcome of such matters, particularly where the claimants seek very large or indeterminate damages or where the matters present novel legal theories or involve a large number of parties, the Company generally cannot predict what the eventual outcome of the pending matters will be, what the timing of the ultimate resolution of these matters will be, or what the eventual loss, fines or penalties related to each matter may be. The Company establishes an accrued liability when those matters present loss contingencies that are both probable and reasonably estimable. In such cases, there may be an exposure to loss in excess of any amounts accrued. The Company thereafter continues to monitor such matters for further developments that could affect the amount of the accrued liability that has been previously established. Settled mortgage origination claim The Bank was notified of potential claims stemming from certain mortgages originated at First Mariner Bank prior to its merger into the Bank. While no lawsuit was filed with respect to such potential claims, the Bank engaged in confidential discussions related to the potential claims. Significant management judgment, which involves a variety of assumptions, estimates and known and unknown uncertainties, was required to assess whether a related loss resulting from these potential claims was probable and estimable, such that an accrued liability should be established. The Company accrued a total liability of $2.0 million ($1.0 million in both the second and fourth quarters of 2020) with respect to these potential claims in 2020. This potential litigation was formally settled for $2.0 million in January 2021, the amount of the Company’s accrued liability at December 31, 2020.

Fair Value

Fair Value	9 Months Ended
	Sep. 30, 2021
Fair Value
Fair Value	Note 13: Fair Value FASB ASC Topic 820 “ Fair Value Measurement The Company utilizes fair value measurements to record fair value adjustments to certain assets and to determine fair value disclosures. Securities available for sale are recorded at fair value on a recurring basis. Additionally, from time to time, the Company may be required to record at fair value other assets on a nonrecurring basis, such as loans held for investment and certain other assets. These nonrecurring fair value adjustments typically involve application of lower of cost or market accounting or write-downs of individual assets. Under Topic 820, the Company groups assets and liabilities at fair value in three levels, based on the markets in which the assets and liabilities are traded and the reliability of the assumptions used to determine the fair value. These hierarchy levels are: Level 1: Valuations for assets and liabilities traded in active exchange markets. Valuations are obtained from readily available pricing sources for market transactions involving identical assets or liabilities. Level 2: Valuations for assets and liabilities traded in less active dealer or broker markets. Valuations are obtained from third party pricing services for identical or comparable assets or liabilities which use observable inputs other than Level 1 prices, such as quoted prices for similar assets or liabilities; quoted prices in markets that are not active; or other inputs that are observable or can be corroborated by observable market data for substantially the full term of the assets or liabilities. Level 3: Unobservable inputs that are supported by little or no market activity and that are significant to the fair value of the assets or liabilities. A financial instrument's level within the fair value hierarchy is based on the lowest level of input that is significant to the fair value measurement. Recurring Fair Value Measurements All classes of investment securities available for sale are recorded at fair value using an industry-wide valuation service. The service uses evaluated pricing models that vary based on asset class and include available trade, bid and other market information. Various methodologies include broker quotes, proprietary models, descriptive terms and conditions databases, and quality control programs. Therefore, these securities fall into Level 2 of the fair value hierarchy. For loans held for investment that were originally intended to be sold and previously included as loans held for sale, fair value is determined by discounting estimated cash flows using current rates at which similar loans would be made to borrowers with similar credit ratings and for the same remaining maturities. The following table sets forth the Company’s financial assets and liabilities that were accounted or disclosed at fair value on a recurring basis at September 30, 2021 and December 31, 2020. ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ September 30, 2021 ​ ​ ​ ​ Quoted Price in ​ Significant ​ ​ ​ ​ ​ ​ ​ ​ Active Markets ​ Other ​ Significant ​ ​ Carrying ​ for Identical ​ Observable ​ Unobservable ​ ​ Value ​ Assets ​ Inputs ​ Inputs (in thousands) (Fair Value) (Level 1) (Level 2) (Level 3) Assets ​ ​ ​ ​ Available for sale securities: ​ ​ ​ ​ U.S. Government agencies ​ $ 41,923 ​ $ — ​ $ 41,923 ​ $ — Mortgage-backed securities ​ 296,257 ​ — ​ 296,257 ​ — Other investments ​ 9,268 ​ — ​ 9,268 ​ — Loans held for investment ​ 1,337 ​ — ​ 1,337 ​ — Interest rate swap assets ​ 623 ​ — ​ 623 ​ — Liabilities ​ ​ ​ ​ ​ Interest rate swap liabilities ​ 611 ​ — ​ 611 ​ — ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ December 31, 2020 ​ ​ ​ ​ Quoted Price in ​ Significant ​ ​ ​ ​ ​ ​ ​ ​ Active Markets ​ Other ​ Significant ​ ​ Carrying ​ for Identical ​ Observable ​ Unobservable ​ ​ Value ​ Assets ​ Inputs ​ Inputs (in thousands) (Fair Value) (Level 1) (Level 2) (Level 3) Assets ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Available for sale securities: ​ ​ ​ ​ U.S. Government agencies ​ $ 49,605 ​ $ — ​ $ 49,605 ​ $ — Mortgage-backed securities ​ 316,672 ​ — ​ 316,672 ​ — Other investments ​ 9,120 ​ — ​ 9,120 ​ — Loans held for investment ​ 2,949 ​ — ​ 2,949 ​ — Interest rate swap assets ​ ​ 450 ​ ​ — ​ ​ 450 ​ ​ — Liabilities ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Interest rate swap liabilities ​ 466 ​ — ​ 466 ​ — ​ The Company, while engaged in mortgage banking activities, had elected to measure loans held for sale at fair value to better align reported results with the underlying economic changes in value of these loans on the Company’s balance sheet. While the Company has exited its mortgage banking activities and no longer has loans held for sale, it is required to continue to measure at fair value those loans held for investment that were originally intended for sale, but instead were added to the Bank’s portfolio. The following table presents the carrying value and aggregate unpaid principal balances for loans held for investment, that are required to be measured at fair value on a recurring basis, at the dates presented: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Carrying ​ Aggregate ​ ​ ​ ​ ​ Fair Value ​ Unpaid ​ ​ ​ (in thousands) Amount Principal Difference September 30, 2021 ​ $ 1,337 ​ $ 1,375 ​ $ (38) December 31, 2020 ​ ​ 2,949 ​ ​ 2,900 ​ ​ 49 ​ Non-recurring Fair Value Measurements Level 3 is for positions that are not traded in active markets or are subject to transfer restrictions. Valuations are adjusted to reflect illiquidity and/or non-transferability, and such adjustments are generally based on available market evidence. In the absence of such evidence, management's best estimate is used. Impaired loans are evaluated and valued at the time the loan is identified as impaired, at the lower of cost or market value. Market value is measured based on the value of the collateral securing these loans and is classified at a Level 3 in the fair value hierarchy. Collateral may be real estate and/or business assets including equipment, inventory and/or accounts receivable. The value of real estate collateral is determined based on appraisal by qualified licensed appraisers hired by the Company. The value of business equipment, inventory and accounts receivable collateral is based on the net book value on the business' financial statements and, if necessary, discounted based on management's review and analysis. Appraised and reported values may be discounted based on management's historical knowledge, changes in market conditions from the time of valuation, and/or management's expertise and knowledge of the client and client's business. Impaired loans are reviewed and evaluated on at least a quarterly basis for additional impairment and adjusted accordingly, based on the same factors identified above. Other real estate owned acquired through, or in lieu of, foreclosure (“OREO”) are held for sale and are initially recorded at fair value, less selling costs. Any write-downs to fair value at the time of transfer to OREO are charged to the allowance for loan and lease losses. Values are derived from appraisals of underlying collateral and discounted cash flow analysis. There was a $38 thousand valuation loss recorded in the first nine months of 2021; a valuation loss of $257 thousand was recognized for the nine months ended September 30, 2020. These charges were for declines in the value of OREO subsequent to foreclosure. OREO is classified within Level 3 of the hierarchy. The following table sets forth the Company’s financial assets and liabilities that were accounted for or disclosed at fair value on a nonrecurring basis at September 30, 2021 and December 31, 2020: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ September 30, 2021 ​ ​ ​ ​ Quoted Price in ​ Significant ​ ​ ​ ​ ​ ​ ​ ​ Active Markets ​ Other ​ Significant ​ ​ Carrying ​ for Identical ​ Observable ​ Unobservable ​ ​ Value ​ Assets ​ Inputs ​ Inputs (in thousands) (Fair Value) (Level 1) (Level 2) (Level 3) Other real estate owned ​ $ 334 ​ $ — ​ $ — ​ $ 334 Impaired loans: ​ ​ ​ ​ ​ ​ Construction and land ​ — ​ — ​ — ​ — Residential - first lien ​ 6,087 ​ — ​ — ​ 6,087 Residential - junior lien ​ 1,069 ​ — ​ — ​ 1,069 Commercial - owner occupied ​ 302 ​ — ​ — ​ 302 Commercial - non-owner occupied ​ 338 ​ — ​ — ​ 338 Commercial loans and leases ​ 558 ​ — ​ — ​ 558 Total impaired loans ​ ​ 8,354 ​ ​ ​ ​ ​ ​ ​ ​ 8,354 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ December 31, 2020 ​ ​ ​ ​ Quoted Price in ​ Significant ​ ​ ​ ​ ​ ​ ​ ​ Active Markets ​ Other ​ Significant ​ ​ Carrying ​ for Identical ​ Observable ​ Unobservable ​ ​ Value ​ Assets ​ Inputs ​ Inputs (in thousands) (Fair Value) (Level 1) (Level 2) (Level 3) Other real estate owned ​ $ 743 ​ $ — ​ $ — ​ $ 743 Impaired loans: ​ ​ ​ ​ ​ ​ Construction and land ​ 581 ​ — ​ — ​ 581 Residential - first lien ​ 13,789 ​ — ​ — ​ 13,789 Residential - junior lien ​ 1,250 ​ — ​ — ​ 1,250 Commercial - owner occupied ​ 416 ​ — ​ — ​ 416 Commercial - non-owner occupied ​ 527 ​ — ​ — ​ 527 Commercial loans and leases ​ 1,988 ​ — ​ — ​ 1,988 Total impaired loans ​ ​ 18,551 ​ ​ ​ ​ ​ ​ ​ ​ 18,551 ​ At September 30, 2021, OREO consisted of an outstanding balance of $941 thousand, less a valuation allowance of $607 thousand. At December 31, 2020, OREO consisted of an outstanding balance of $1.5 million, less a valuation allowance of $731 thousand. There was no specific allocation of the allowance for credit losses attributable to impaired loans at September 30, 2021 compared to $894 thousand at December 31, 2020. Various techniques are used to value OREO and impaired loans. For all loans where the underlying collateral is real estate, either construction, land, commercial, or residential, an independent appraisal is used to identify the value of the collateral. The approaches within the appraisal report include sales comparison, income, and replacement cost analysis. The resulting value will be adjusted by a selling cost of 9.5% and the residual value will be used to determine if there is an impairment. Commercial loans and leases and consumer loans utilize a liquidation approach to the impairment analysis. The fair value of a financial instrument is the amount at which the instrument could be exchanged in a current transaction between willing parties, other than in a forced or liquidation sale. Fair value estimates are based on quoted market prices where available or calculated using present value techniques. Since quoted market prices are not available on many of our financial instruments, estimates may be based on the present value of estimated future cash flows and estimated discount rates. The following table presents the estimated fair value of the Company’s financial instruments at the dates indicated: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ September 30, 2021 ​ ​ ​ ​ ​ ​ ​ ​ Quoted Price in ​ Significant ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Active Markets ​ Other ​ Significant ​ ​ ​ ​ ​ ​ ​ ​ for Identical ​ Observable ​ Unobservable ​ ​ Carrying ​ Fair ​ Assets ​ Inputs ​ Inputs (in thousands) Amount Value (Level 1) (Level 2) (Level 3) Financial Assets ​ ​ ​ ​ ​ Available for sale securities ​ $ 347,448 ​ $ 347,448 ​ $ — ​ $ 347,448 ​ $ — Held to maturity securities ​ 4,000 ​ 4,059 ​ — ​ — ​ 4,059 Nonmarketable equity securities ​ 9,219 ​ 9,219 ​ — ​ 9,219 ​ — Loans held for investment ​ 1,337 ​ 1,337 ​ — ​ 1,337 ​ — Loans and leases 1 ​ 1,883,564 ​ 1,900,280 ​ — ​ — ​ 1,900,280 Marketable equity securities ​ ​ 3,594 ​ ​ 3,594 ​ ​ — ​ ​ 3,594 ​ ​ — Interest rate swap ​ 623 ​ 623 ​ — ​ 623 ​ — Financial Liabilities ​ ​ ​ ​ ​ ​ Deposits ​ 1,941,418 ​ 1,941,072 ​ — ​ 1,941,072 ​ — Customer repurchase agreements and other borrowings ​ ​ 13,485 ​ ​ 13,485 ​ ​ — ​ ​ 13,485 ​ ​ — FHLB advances ​ ​ 212,000 ​ ​ 214,881 ​ ​ — ​ ​ 214,881 ​ ​ — Subordinated debt ​ ​ 28,739 ​ ​ 31,197 ​ ​ — ​ ​ 31,197 ​ ​ — Interest rate swap ​ 611 ​ 611 ​ — ​ 611 ​ — ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ December 31, 2020 ​ ​ ​ ​ ​ ​ ​ ​ Quoted Price in ​ Significant ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Active Markets ​ Other ​ Significant ​ ​ ​ ​ ​ ​ ​ ​ for Identical ​ Observable ​ Unobservable ​ ​ Carrying ​ Fair ​ Assets ​ Inputs ​ Inputs (in thousands) Amount Value (Level 1) (Level 2) (Level 3) Financial Assets ​ ​ ​ ​ ​ Available for sale securities ​ $ 375,397 ​ $ 375,397 ​ $ — ​ $ 375,397 ​ $ — Held to maturity securities ​ 7,250 ​ 7,235 ​ — ​ — ​ 7,235 Nonmarketable equity securities ​ 10,637 ​ 10,637 ​ — ​ 10,637 ​ — Loans held for investment ​ 2,949 ​ 2,949 ​ — ​ 2,949 ​ — Loans and leases 1 ​ 1,843,850 ​ 1,854,049 ​ — ​ — ​ 1,854,049 Marketable equity securities ​ ​ 4,006 ​ 4,006 ​ — ​ 4,006 ​ — Interest rate swap ​ 450 ​ 450 ​ — ​ 450 ​ — Financial Liabilities ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Deposits ​ 1,975,414 ​ 1,974,339 ​ — ​ 1,974,339 ​ — Customer repurchase agreements and other borrowings ​ ​ 13,634 ​ 13,634 ​ — ​ 13,634 ​ — FHLB advances ​ ​ 200,000 ​ 202,768 ​ — ​ 202,768 ​ — Subordinated debt ​ ​ 28,437 ​ 30,692 ​ — ​ 30,692 ​ — Interest rate swap ​ 466 ​ 466 ​ — ​ 466 ​ — ​ 1

Exit of Mortgage Banking Activi

Exit of Mortgage Banking Activities	9 Months Ended
	Sep. 30, 2021
Exit of Mortgage Banking Activities
Exit of Mortgage Banking Activities	Note 14: Exit of Mortgage Banking Activities The Company completed the exit of its former mortgage banking activities in the quarter ended March 31, 2020. The following table presents a roll-forward of loans held for sale, showing loans originated for sale and loans sold into the secondary market, for the nine months ended September 30, 2020. In addition, the volume of loans originated for the Company’s loan portfolio as well as a statement of operations for the mortgage banking activities for the nine months ended September 30, 2020 is presented. Since the mortgage banking activities were conducted within a division of the Bank, formal financial statements were not prepared. The statement of operations presented below reflects only the direct costs associated with the Company’s mortgage banking activities and is thus representative of the incremental after tax impact of exiting this activity. ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ For the Nine Months Ended ​ ​ ​ September 30, ​ (in thousands) 2021 2020 ​ ​ ​ ​ ​ ​ ​ ​ ​ Loans held for sale, January 1 ​ $ — ​ $ 30,710 ​ Loans originated for sale ​ — ​ 79,847 ​ Loans sold into the secondary market ​ ​ — ​ ​ (110,557) ​ Loans held for sale, at end of period ​ $ — ​ $ — ​ Loans originated for the Bank's portfolio ​ $ — ​ $ 11,378 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ For the Nine Months Ended ​ ​ September 30, (in thousands) 2021 2020 Statement of Operations: ​ ​ Net interest income $ — $ 143 Realized and unrealized gains on mortgage banking activity ​ ​ — ​ ​ 1,036 Loan related fees and service charges ​ ​ — ​ ​ 389 Total noninterest income ​ ​ — ​ ​ 1,425 Salaries and benefits ​ ​ — ​ ​ 928 Occupancy ​ ​ — ​ ​ 20 All other operating expenses ​ ​ — ​ ​ 490 Total noninterest expense ​ ​ — ​ ​ 1,438 Pretax contribution ​ ​ — ​ ​ 130 Income tax expense (benefit) ​ ​ — ​ ​ 36 After tax contribution $ — $ 94 ​ Since the Company exited its mortgage banking activities in the quarter ended March 31, 2020, there were no results of operations related to mortgage banking activities for the three and nine month periods ended September 30, 2021 or the three month period ended September 30, 2020.

Pending Merger

Pending Merger	9 Months Ended
	Sep. 30, 2021
Pending Merger
Pending Merger	Note 15: Pending Merger On July 12, 2021, the Company and F.N.B. Corporation (“F.N.B.”), the parent company of First National Bank of Pennsylvania, entered into an Agreement and Plan of Merger, pursuant to which the Company will merge with and into F.N.B. As a result of the merger, the separate corporate existence of the Company will cease and F.N.B. will continue as the surviving corporation (the “Merger”). Immediately after the Merger is completed, the Bank will merge with and into First National Bank of Pennsylvania, a national association, with First National Bank of Pennsylvania being the surviving entity. The Merger, which remains subject to the approval of the Company’s stockholders and satisfaction of customary closing conditions, is expected to be completed in early 2022.

Summary of Significant Accoun_2

Summary of Significant Accounting Policies (Policies)	9 Months Ended
	Sep. 30, 2021
Summary of Significant Accounting Policies
Nature of Operations	Nature of Operations Howard Bancorp, Inc. (“Bancorp” or the “Company”) was incorporated in April 2005 under the laws of the State of Maryland. On December 15, 2005, Bancorp acquired all of the stock of Howard Bank (the “Bank”) pursuant to the Plan of Reorganization approved by the stockholders of the Bank and by federal and state regulatory agencies. Each share of the Bank’s common stock was converted into two shares of Bancorp common stock effected by the filing of Articles of Exchange on that date, and the stockholders of the Bank became the stockholders of Bancorp. Bancorp is now a bank holding company registered under the Bank Holding Company Act of 1956, with a single bank subsidiary, Howard Bank, which operates as a state trust company with commercial banking powers regulated by the Maryland Office of the Commissioner of Financial Regulation (the “Commissioner”). The Bank has nine subsidiaries; six were formed to hold foreclosed real estate (three of which are currently inactive), two own and manage real estate used for corporate purposes, and one holds historic tax credit investments. The Company is a diversified financial services company providing commercial banking and consumer finance through banking branches, the internet and other distribution channels to businesses, business owners, professionals and other consumers located primarily in the Greater Baltimore – Washington Metropolitan Area. These statements should be read in conjunction with the financial statements and accompanying notes included in the Company’s 2020 Annual Report on Form 10-K as filed with the Securities and Exchange Commission (“SEC”) on March 16, 2021. There have been no significant changes to the Company’s accounting policies as disclosed in the 2020 Annual Report on Form 10-K. The following is a description of the Company’s significant accounting policies.
Basis of Presentation	Basis of Presentation The accounting and reporting policies of the Company conform to accounting principles generally accepted in the United States of America (“GAAP”) and prevailing practices within the financial services industry for financial information. The Company has one reportable segment, “Community Banking.”
Principles of Consolidation	Principles of Consolidation The Unaudited Condensed Consolidated Financial Statements include the accounts of Bancorp, the Bank and the Bank’s subsidiaries. All significant intercompany accounts and transactions have been eliminated.
Use of Estimates	Use of Estimates The preparation of financial statements in conformity with GAAP requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates. Material estimates that are particularly susceptible to significant changes in the near-term relate to the determination of the allowance for loan and lease losses, the valuation of goodwill and deferred tax assets, and other-than-temporary impairment of investment securities.
Allowance for Loan and Lease Losses	Allowance for Loan and Lease Losses The allowance for loan and lease losses (the “allowance”) is maintained at a level believed adequate by management to absorb probable incurred losses inherent in the loan and lease portfolio and is based on the size and current risk characteristics of the loan and lease portfolio, an assessment of individual problem loans and leases, actual loss experience, current economic events in specific industries and geographic areas including unemployment levels and other pertinent factors including general economic conditions. Determination of the allowance is inherently subjective as it requires significant estimates, including the amounts and timing of expected future cash flows on impaired loans and leases, estimated losses on pools of homogenous loans and leases based on historical loss experience and consideration of economic trends, all of which may be susceptible to significant change. Loan and lease losses are charged off against the allowance, while recoveries of amounts previously charged off are credited to the allowance. A provision for credit losses is charged to operations based on management’s periodic evaluation of the factors previously mentioned, as well as other pertinent factors. Evaluations are conducted at least quarterly and more often if deemed necessary. The allowance consists of a specific component and a nonspecific component. The components of the allowance represent an estimation performed pursuant to either the Financial Accounting Standards Board’s (the “FASB”) Accounting Standards Codification (“ASC”) Topic 450 Contingencies or ASC Topic 310 Receivables . The specific component of the allowance reflects estimated incurred losses resulting from an analysis developed through credit allocations for individual loans and leases. The credit allocations are based on a regular analysis of all loans and leases over a fixed-dollar amount where the internal credit rating is at or below a predetermined classification. The nonspecific portion of the allowance is determined based on management’s assessment of general economic conditions, as well as economic factors in the individual markets in which the Company operates including the strength and timing of economic cycles and concerns over the effects of a prolonged economic downturn in the current cycle. This determination inherently involves a higher risk of uncertainty and considers current risk factors that may not have yet manifested themselves in the Bank’s historical loss factors used to determine the nonspecific component of the allowance, and it recognizes that knowledge of the portfolio may be incomplete. The Bank’s historic loss factors are based upon actual losses incurred by portfolio segment over the preceding 24-month period. In portfolio segments where no actual losses have been incurred within the most recent 24-month period, industry loss data for that portfolio segment, as provided by the Federal Deposit Insurance Corporation (“FDIC”), are utilized. In addition to historic loss factors, the Bank’s methodology for the allowance incorporates other risk factors that may be inherent within the portfolio segments. For each portfolio segment, in addition to the historic loss experience, the qualitative factors that are measured and monitored in the overall determination of the allowance include: ● changes in lending policies, procedures, and practices; ● changes in international, national, state and local economic and business conditions and developments that affect the collectability of the portfolio, including the condition of various market segments; ● changes in the nature and volume of the loan portfolio; ● changes in the experience, ability and depth of the lending staff; ● changes in the volume and severity of past due, nonaccrual, and adversely classified loans; ● changes in the quality of our loan review system; ● changes in the value of underlying collateral for collateral-dependent loans; ● the existence of any concentrations of credit, and changes in the level of such concentrations; ● the effect of other external factors such as competition and legal and regulatory requirements; and ● any other factors that management considers relevant to the quality or performance of the loan portfolio. Each of these qualitative risk factors is measured based upon data generated either internally, or in the case of economic conditions utilizing independently provided data on items such as unemployment rates, commercial real estate vacancy rates, or other market data deemed relevant to the business conditions within the markets served. The Company’s credit policies state that after all collection efforts have been exhausted, and the loan or lease is deemed to be a loss, then the remaining loan or lease balance will be charged to the Company’s established allowance. All loans and leases are evaluated for loss potential once it has been determined by the Watch Committee that the likelihood of repayment is in doubt. When a loan is past due for at least 90 days or a deterioration in debt service coverage ratio, guarantor liquidity, or loan-to-value ratio has occurred that would cause concern regarding the likelihood of the full repayment of principal and interest, and the loan or lease is deemed not to be well secured, the loan or lease would be moved to nonaccrual status and a specific reserve is established if the net realizable value is less than the principal value of the loan balance(s). Once the actual loss value has been determined, a charge-off against the allowance for the amount of the loss is taken. Each loss is evaluated on its specific facts regarding the appropriate timing to recognize the loss.
Goodwill, Other Intangible Assets and Long-Lived Assets	Goodwill, Other Intangible Assets and Long-Lived Assets Goodwill represents the excess of the purchase price over the sum of the estimated fair values of tangible and identifiable intangible assets acquired less the estimated fair value of the liabilities assumed. Core deposit intangibles represent the estimated value of long-term deposit relationships acquired in a business combination. The core deposit intangible is amortized over the estimated useful lives of the long-term deposits acquired, and the remaining amounts of the core deposit intangible are periodically reviewed for impairment. Goodwill has an indefinite useful life and is evaluated for impairment annually or more frequently if events and circumstances indicate that the asset might be impaired. Long-lived assets are those that provide the Company with a future economic benefit beyond the current year or operating period. Long-lived assets are reviewed for impairment whenever events or changes in circumstances indicate that the carrying amount of an asset is greater than the fair value of the asset. Assets to be disposed of are reported at the lower of the cost or the fair value, less costs to sell. Effective April 1, 2020, the Company adopted the FASB’s Accounting Standards Update (“ASU”) 2017-04, Intangibles - Goodwill and Other (Topic 350): Simplifying the Test for Goodwill Impairment Management has determined that the Company has one reporting unit. The sudden and continuing decline in economic conditions triggered by the Coronavirus (“COVID-19”) pandemic in the first half of 2020 included a significant decline in stock market valuations and the stock price of the Company and peer banks. These events indicated that goodwill may be impaired and resulted in the Company performing a goodwill impairment assessment. Based on this assessment, the Company's estimated fair value was less than its book value, resulting in a goodwill impairment charge of $34.5 million recorded in the quarter ended June 30, 2020. Based on the annual impairment analysis, performed in the fourth quarter of 2020, the Company determined that there was not an impairment of the carrying value of either the goodwill or core deposit intangible at December 31, 2020. The Company is not aware of any events or circumstances since the completion of the annual impairment analysis that would impact the carrying value of either the goodwill or core deposit intangible at September 30, 2021.
Income Taxes	Income Taxes The Company uses the asset/liability method of accounting for income taxes. Under the asset/liability method, deferred tax assets and liabilities are determined based on differences between the financial statement carrying amounts and the tax bases of existing assets and liabilities (i.e., temporary differences) and are measured at the enacted rates that will be in effect when these differences reverse. As changes in tax laws or rates are enacted, deferred tax assets and liabilities are adjusted through the provision for income taxes. In addition, deferred tax assets are reduced by a valuation allowance when, in the opinion of management, it is more likely than not that some portion or the entire deferred tax asset will not be realized. The Company does not have uncertain tax positions that are deemed material, and did not recognize any adjustments for unrecognized tax benefits. The Company’s policy is to recognize interest and penalties on income taxes in other noninterest expenses. The Company remains subject to examination by federal and state taxing authorities for income tax returns for the years ending after December 31, 2016.
Reclassifications	Reclassifications Certain reclassifications have been made to previously reported amounts, as necessary, to conform to the current period presentation. These reclassifications did not affect previously reported net income or total stockholders’ equity.
Recent Accounting Pronouncements	Recent Accounting Pronouncements The FASB has issued ASU 2020-04, Reference Rate Reform (Topic 848): Facilitation of the Effects of Reference Rate Reform on Financial Reporting. In addition, the FASB has issued ASU 2021-01, Reference Rate Reform (Topic 848): Scope. The FASB has issued ASU 2016-13, Financial Instruments—Loan Losses (Topic 326) In addition, the FASB has issued ASU 2019-10 , Financial Instruments – Credit losses (Topic 326), Derivatives and Hedging (Topic 815), and Leases (Topic 842).

Investment Securities (Tables)

Investment Securities (Tables)	9 Months Ended
	Sep. 30, 2021
Investment Securities
Schedule of available-for-sale securities and held-to-maturity	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ (in thousands) ​ September 30, 2021 ​ December 31, 2020 ​ ​ ​ ​ ​ Gross ​ Gross ​ ​ ​ ​ ​ ​ ​ Gross ​ Gross ​ ​ ​ ​ ​ Amortized ​ Unrealized ​ Unrealized ​ Estimated ​ Amortized ​ Unrealized ​ Unrealized ​ Estimated ​ Cost Gains Losses Fair Value Cost Gains Losses Fair Value Available for sale ​ ​ ​ ​ ​ ​ ​ ​ U.S. Government Agencies ​ $ 41,245 ​ $ 719 ​ $ 41 ​ $ 41,923 ​ $ 48,297 ​ $ 1,308 ​ $ — ​ $ 49,605 Mortgage-backed ​ 299,536 ​ ​ 2,118 ​ ​ 5,397 ​ ​ 296,257 ​ ​ 310,289 ​ ​ 6,429 ​ ​ 46 ​ ​ 316,672 Other investments ​ 9,007 ​ ​ 268 ​ ​ 7 ​ ​ 9,268 ​ ​ 9,008 ​ ​ 124 ​ ​ 12 ​ ​ 9,120 ​ ​ $ 349,788 ​ $ 3,105 ​ $ 5,445 ​ $ 347,448 ​ $ 367,594 ​ $ 7,861 ​ $ 58 ​ $ 375,397 Held to maturity Corporate debentures ​ $ 4,000 ​ $ 59 ​ $ — ​ $ 4,059 ​ $ 7,250 ​ $ 17 ​ $ 32 ​ $ 7,235
Schedule of unrealized loss on investments	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ September 30, 2021 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ (in thousands) ​ Less than 12 months ​ 12 months or more ​ Total ​ ​ ​ ​ ​ Gross ​ ​ ​ ​ Gross ​ ​ ​ ​ Gross ​ ​ Fair ​ Unrealized ​ Fair ​ Unrealized ​ Fair ​ Unrealized ​ Value Losses Value Losses Value Losses Available for sale ​ ​ ​ ​ ​ ​ U.S. Government ​ ​ ​ ​ ​ ​ Agencies ​ $ 7,459 ​ $ 41 ​ $ — ​ $ — ​ $ 7,459 ​ $ 41 Mortgage-backed ​ ​ 255,058 ​ ​ 5,325 ​ ​ 2,112 ​ ​ 72 ​ ​ 257,170 ​ ​ 5,397 Other investments ​ — ​ — ​ 3,000 ​ 7 ​ 3,000 ​ 7 ​ ​ $ 262,517 ​ $ 5,366 ​ $ 5,112 ​ $ 79 ​ $ 267,629 ​ $ 5,445 Held to maturity Corporate debentures ​ $ — ​ $ — ​ $ — ​ $ — ​ $ — ​ $ — ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ December 31, 2020 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ (in thousands) ​ Less than 12 months ​ 12 months or more ​ Total ​ ​ ​ ​ ​ Gross ​ ​ ​ ​ Gross ​ ​ ​ ​ Gross ​ ​ Fair ​ Unrealized ​ Fair ​ Unrealized ​ Fair ​ Unrealized ​ Value Losses Value Losses Value Losses Available for sale ​ ​ ​ ​ ​ ​ Mortgage-backed ​ $ 21,572 ​ $ 46 ​ $ — ​ $ — ​ $ 21,572 ​ $ 46 Other investments ​ 1,496 ​ ​ 4 ​ ​ 3,000 ​ ​ 8 ​ ​ 4,496 ​ ​ 12 ​ ​ $ 23,068 ​ $ 50 ​ $ 3,000 ​ $ 8 ​ $ 26,068 ​ $ 58 Held to maturity Corporate debentures ​ $ 3,468 ​ $ 32 ​ $ — ​ $ — ​ $ 3,468 ​ $ 32
Schedule of investment securities by contractual maturity	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ (in thousands) ​ September 30, 2021 ​ December 31, 2020 ​ Amortized Estimated Fair Amortized Estimated Fair ​ Cost Value Cost Value Amounts maturing: ​ ​ ​ ​ One year or less ​ $ 4,014 ​ $ 4,085 ​ $ 4,017 ​ $ 4,062 After one through five years ​ 22,617 ​ ​ 23,399 ​ ​ 21,723 ​ ​ 22,914 After five through ten years ​ 25,736 ​ ​ 26,283 ​ ​ 37,820 ​ ​ 38,453 After ten years ​ 301,421 ​ ​ 297,740 ​ ​ 311,284 ​ ​ 317,203 ​ ​ $ 353,788 ​ $ 351,507 ​ $ 374,844 ​ $ 382,632

Loans and Leases (Tables)

Loans and Leases (Tables)	9 Months Ended
	Sep. 30, 2021
Loans and Leases
Schedule of loan and lease portfolio segment	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ September 30, 2021 ​ December 31, 2020 ​ ​ ​ ​ ​ ​ % of ​ ​ ​ ​ % of ​ (in thousands) Total Total Total Total Real estate ​ ​ ​ ​ ​ ​ Construction and land ​ $ 124,967 ​ 6.6 % $ 116,675 ​ 6.3 % Residential - first lien ​ 434,273 ​ 22.8 ​ 380,865 ​ 20.4 ​ Residential - junior lien ​ 51,350 ​ 2.7 ​ 60,002 ​ 3.2 ​ Total residential real estate ​ 485,623 ​ 25.5 ​ 440,867 ​ 23.6 ​ Commercial - owner occupied ​ 254,093 ​ 13.4 ​ 251,061 ​ 13.5 ​ Commercial - non-owner occupied ​ 518,947 ​ 27.2 ​ 491,630 ​ 26.3 ​ Total commercial real estate ​ 773,040 ​ 40.6 ​ 742,691 ​ 39.8 ​ Total real estate loans ​ 1,383,630 ​ 72.7 ​ 1,300,233 ​ 69.7 ​ Commercial loans and leases 1 ​ 351,618 ​ 18.5 ​ 334,086 ​ 17.9 ​ Consumer ​ 88,089 ​ 4.6 ​ 64,003 ​ 3.4 ​ Paycheck Protection Program (PPP) ​ ​ 79,918 ​ 4.2 ​ ​ 167,639 ​ 9.0 ​ Total loans and leases ​ $ 1,903,255 ​ 100.0 % $ 1,865,961 ​ 100.0 % ​ 1

Credit Quality Assessment (Tabl

Credit Quality Assessment (Tables)	9 Months Ended
	Sep. 30, 2021
Credit Quality Assessment
Summary on allowance for loan and lease losses	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Nine Months Ended ​ Three Months Ended ​ ​ September 30, ​ September 30, (in thousands) 2021 2020 2021 2020 Beginning balance $ 19,162 $ 10,401 $ 18,288 $ 16,356 Charge-offs ​ ​ (2,169) ​ ​ (814) ​ ​ (62) ​ ​ (200) Recoveries ​ ​ 360 ​ ​ 245 ​ ​ 127 ​ ​ 121 Net (charge-offs) recoveries ​ ​ (1,809) ​ ​ (569) ​ ​ 65 ​ ​ (79) Provision for credit losses ​ ​ 1,000 ​ ​ 7,825 ​ ​ — ​ ​ 1,380 Ending balance $ 18,353 $ 17,657 $ 18,353 $ 17,657
Schedule of Allowance for loan and lease losses	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ At September 30, 2021 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Commercial real estate ​ Commercial ​ ​ ​ ​ Paycheck ​ ​ ​ ​ ​ Construction ​ Residential real estate ​ owner ​ non-owner ​ loans ​ Consumer ​ Protection ​ ​ ​ (in thousands) and land first lien junior lien occupied occupied and leases loans Program (PPP) Total Allowance for loan and lease losses: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Nine Months Ended: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Beginning balance ​ $ 1,349 ​ $ 2,309 ​ $ 832 ​ $ 2,207 ​ $ 7,156 ​ $ 4,131 ​ $ 1,178 ​ $ — ​ $ 19,162 Charge-offs ​ — ​ ​ (615) ​ ​ (45) ​ ​ (1) ​ ​ — ​ ​ (1,388) ​ ​ (120) ​ ​ — ​ ​ (2,169) Recoveries ​ — ​ ​ 130 ​ ​ 16 ​ ​ 8 ​ ​ 25 ​ ​ 169 ​ ​ 12 ​ ​ — ​ ​ 360 Provision for credit losses 1 ​ (136) ​ ​ 764 ​ ​ (403) ​ ​ (57) ​ ​ 472 ​ ​ 305 ​ ​ 55 ​ ​ — ​ ​ 1,000 Ending balance ​ $ 1,213 ​ $ 2,588 ​ $ 400 ​ $ 2,157 ​ $ 7,653 ​ $ 3,217 ​ $ 1,125 ​ $ — ​ $ 18,353 Three Months Ended: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Beginning balance ​ $ 1,102 ​ $ 2,533 ​ $ 476 ​ $ 2,047 ​ $ 7,614 ​ $ 3,218 ​ $ 1,298 ​ $ — ​ $ 18,288 Charge-offs ​ — ​ ​ (55) ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ (7) ​ ​ — ​ ​ (62) Recoveries ​ — ​ ​ 1 ​ ​ 6 ​ ​ — ​ ​ 10 ​ ​ 102 ​ ​ 8 ​ ​ — ​ ​ 127 Provision for credit losses 1 ​ 111 ​ ​ 109 ​ ​ (82) ​ ​ 110 ​ ​ 29 ​ ​ (103) ​ ​ (174) ​ ​ — ​ ​ — Ending balance ​ $ 1,213 ​ $ 2,588 ​ $ 400 ​ $ 2,157 ​ $ 7,653 ​ $ 3,217 ​ $ 1,125 ​ $ — ​ $ 18,353 Allowance allocated to: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ individually evaluated for impairment ​ $ — ​ $ — ​ $ — ​ $ — ​ $ — ​ $ — ​ $ — ​ $ — ​ $ — collectively evaluated for impairment ​ $ 1,213 ​ $ 2,588 ​ $ 400 ​ $ 2,157 ​ $ 7,653 ​ $ 3,217 ​ $ 1,125 ​ $ — ​ $ 18,353 Loans and leases: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Ending balance ​ $ 124,967 ​ $ 434,273 ​ $ 51,350 ​ $ 254,093 ​ $ 518,947 ​ $ 351,618 ​ $ 88,089 ​ $ 79,918 ​ $ 1,903,255 individually evaluated for impairment ​ $ 242 ​ $ 9,997 ​ $ 1,544 ​ $ 302 ​ $ 3,298 ​ $ 560 ​ $ — ​ $ — ​ $ 15,943 collectively evaluated for impairment ​ $ 124,725 ​ $ 424,276 ​ $ 49,806 ​ $ 253,791 ​ $ 515,649 ​ $ 351,058 ​ $ 88,089 ​ $ 79,918 ​ $ 1,887,312 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ At September 30, 2020 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Commercial real estate ​ Commercial ​ ​ ​ ​ Paycheck ​ ​ ​ ​ ​ Construction ​ Residential real estate ​ owner ​ non-owner ​ loans ​ Consumer ​ Protection ​ ​ ​ (in thousands) and land first lien junior lien occupied occupied and leases loans Program Total Allowance for loan and lease losses: ​ ​ ​ ​ ​ ​ ​ ​ ​ Nine Months Ended: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Beginning balance ​ $ 1,256 ​ $ 2,256 ​ $ 478 ​ $ 788 ​ $ 2,968 ​ $ 2,103 ​ $ 552 ​ $ — ​ $ 10,401 Charge-offs ​ — ​ (41) ​ — ​ — ​ (37) ​ (549) ​ (187) ​ ​ — ​ ​ (814) Recoveries ​ — ​ 3 ​ 59 ​ — ​ — ​ 181 ​ 2 ​ ​ — ​ ​ 245 Provision for credit losses 1 ​ (62) ​ 138 ​ 303 ​ 1,297 ​ 3,748 ​ 1,621 ​ 780 ​ ​ — ​ ​ 7,825 Ending balance ​ $ 1,194 ​ $ 2,356 ​ $ 840 ​ $ 2,085 ​ $ 6,679 ​ $ 3,356 ​ $ 1,147 ​ $ — ​ $ 17,657 Three Months Ended: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Beginning balance ​ $ 1,525 ​ $ 2,714 ​ $ 924 ​ $ 1,806 ​ $ 5,590 ​ $ 3,056 ​ $ 741 ​ $ — ​ $ 16,356 Charge-offs ​ — ​ ​ (8) ​ ​ — ​ ​ — ​ ​ (14) ​ ​ — ​ ​ (178) ​ ​ — ​ ​ (200) Recoveries ​ — ​ ​ — ​ ​ 7 ​ ​ — ​ ​ — ​ ​ 114 ​ ​ — ​ ​ — ​ ​ 121 Provision for credit losses 1 ​ (331) ​ ​ (350) ​ ​ (91) ​ ​ 279 ​ ​ 1,103 ​ ​ 186 ​ ​ 584 ​ ​ — ​ ​ 1,380 Ending balance ​ $ 1,194 ​ $ 2,356 ​ $ 840 ​ $ 2,085 ​ $ 6,679 ​ $ 3,356 ​ $ 1,147 ​ $ — ​ $ 17,657 Allowance allocated to: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ individually evaluated for impairment ​ $ — ​ $ — ​ $ — ​ $ — ​ $ — ​ $ — ​ $ — ​ $ — ​ $ — collectively evaluated for impairment ​ $ 1,194 ​ $ 2,356 ​ $ 840 ​ $ 2,085 ​ $ 6,679 ​ $ 3,356 ​ $ 1,147 ​ $ — ​ $ 17,657 Loans and leases: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Ending balance ​ $ 104,361 ​ $ 391,079 ​ $ 62,728 ​ $ 250,512 ​ $ 471,753 ​ $ 353,863 ​ $ 53,734 ​ $ 196,375 ​ $ 1,884,405 individually evaluated for impairment ​ $ 338 ​ $ 12,361 ​ $ 1,461 ​ $ 793 ​ $ 559 ​ $ 1,489 ​ $ — ​ $ — ​ $ 17,001 collectively evaluated for impairment ​ $ 104,023 ​ $ 378,718 ​ $ 61,267 ​ $ 249,719 ​ $ 471,194 ​ $ 352,374 ​ $ 53,734 ​ $ 196,375 ​ $ 1,867,404 1
Schedule of credit risk profile	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ September 30, 2021 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Commercial real estate ​ Commercial ​ ​ ​ ​ Paycheck ​ ​ ​ ​ ​ Construction ​ Residential real estate ​ owner ​ non-owner ​ loans ​ Consumer ​ Protection ​ ​ ​ (in thousands) and land first lien junior lien occupied occupied and leases loans Program (PPP) Total Credit quality indicators: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Not classified ​ $ 124,725 ​ $ 425,500 ​ $ 49,806 ​ $ 246,561 ​ $ 506,728 ​ $ 345,468 ​ $ 88,089 ​ $ 79,918 ​ $ 1,866,795 Special mention ​ — ​ ​ — ​ — ​ — ​ 3,293 ​ — ​ — ​ ​ — ​ ​ 3,293 Substandard ​ 242 ​ ​ 8,773 ​ 1,544 ​ 7,532 ​ 8,926 ​ 6,150 ​ — ​ ​ — ​ ​ 33,167 Doubtful ​ — ​ ​ — ​ — ​ — ​ — ​ — ​ — ​ ​ — ​ ​ — Total loans and leases ​ $ 124,967 ​ $ 434,273 ​ $ 51,350 ​ $ 254,093 ​ $ 518,947 ​ $ 351,618 ​ $ 88,089 ​ $ 79,918 ​ $ 1,903,255 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ December 31, 2020 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Commercial real estate ​ Commercial ​ ​ ​ ​ Paycheck ​ ​ ​ ​ ​ Construction ​ Residential real estate ​ owner ​ non-owner ​ loans ​ Consumer ​ Protection ​ ​ ​ (in thousands) and land first lien junior lien occupied occupied and leases loans Program (PPP) Total Credit quality indicators: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Not classified ​ $ 116,094 ​ $ 368,230 ​ $ 58,752 ​ $ 240,590 ​ $ 482,324 ​ $ 321,415 ​ $ 64,003 ​ $ 167,639 ​ $ 1,819,047 Special mention ​ — ​ — ​ — ​ 4,364 ​ 8,778 ​ 9,083 ​ — ​ — ​ 22,225 Substandard ​ 581 ​ 12,635 ​ 1,250 ​ 6,107 ​ 528 ​ 3,588 ​ — ​ — ​ 24,689 Doubtful ​ — ​ — ​ — ​ — ​ — ​ — ​ — ​ — ​ — Total loans and leases ​ $ 116,675 ​ $ 380,865 ​ $ 60,002 ​ $ 251,061 ​ $ 491,630 ​ $ 334,086 ​ $ 64,003 ​ $ 167,639 ​ $ 1,865,961
Schedule of aged analysis of past due loans	Credit risk profile by portfolio segment based upon internally assigned credit quality indicators are presented below: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ September 30, 2021 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Commercial real estate ​ Commercial ​ ​ ​ ​ Paycheck ​ ​ ​ ​ ​ Construction ​ Residential real estate ​ owner ​ non-owner ​ loans ​ Consumer ​ Protection ​ ​ ​ (in thousands) and land first lien junior lien occupied occupied and leases loans Program (PPP) Total Analysis of past due loans and leases: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Accruing loans and leases current ​ $ 121,372 ​ $ 424,831 ​ $ 49,646 ​ $ 252,710 ​ $ 515,517 ​ $ 350,940 ​ $ 88,047 ​ $ 79,918 ​ $ 1,882,981 Accruing loans and leases past due: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 30-59 days past due ​ ​ — ​ ​ — ​ ​ 145 ​ ​ — ​ ​ 132 ​ ​ 120 ​ ​ 36 ​ ​ — ​ ​ 433 60-89 days past due ​ ​ 3,353 ​ ​ 638 ​ ​ 15 ​ ​ 1,081 ​ ​ — ​ ​ — ​ ​ 6 ​ ​ — ​ ​ 5,093 Greater than 90 days past due ​ ​ — ​ ​ 31 ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ 31 Total past due ​ ​ 3,353 ​ ​ 669 ​ ​ 160 ​ ​ 1,081 ​ ​ 132 ​ ​ 120 ​ ​ 42 ​ ​ — ​ ​ 5,557 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Non-accrual loans and leases ​ ​ 242 ​ ​ 8,773 ​ ​ 1,544 ​ ​ 302 ​ ​ 3,298 ​ ​ 558 ​ ​ — ​ ​ — ​ ​ 14,717 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Total loans and leases ​ $ 124,967 ​ $ 434,273 ​ $ 51,350 ​ $ 254,093 ​ $ 518,947 ​ $ 351,618 ​ $ 88,089 ​ $ 79,918 ​ $ 1,903,255 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ December 31, 2020 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Commercial real estate ​ Commercial ​ ​ ​ ​ Paycheck ​ ​ ​ ​ ​ Construction ​ Residential real estate ​ owner ​ non-owner ​ loans ​ Consumer ​ Protection ​ ​ ​ (in thousands) and land first lien junior lien occupied occupied and leases loans Program (PPP) Total Analysis of past due loans and leases: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Accruing loans and leases current ​ $ 116,094 ​ $ 363,486 ​ $ 57,427 ​ $ 250,562 ​ $ 489,996 ​ $ 330,987 ​ $ 63,550 ​ $ 167,639 ​ $ 1,839,741 Accruing loans and leases past due: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 30-59 days past due ​ — ​ ​ 4,167 ​ ​ 1,130 ​ ​ — ​ ​ 1,106 ​ ​ 269 ​ ​ 390 ​ ​ — ​ ​ 7,062 60-89 days past due ​ — ​ ​ 543 ​ ​ 195 ​ ​ — ​ ​ — ​ ​ 71 ​ ​ 63 ​ ​ — ​ ​ 872 Greater than 90 days past due ​ — ​ ​ 34 ​ ​ — ​ ​ 83 ​ ​ — ​ ​ 251 ​ ​ — ​ ​ — ​ ​ 368 Total past due ​ — ​ ​ 4,744 ​ ​ 1,325 ​ ​ 83 ​ ​ 1,106 ​ ​ 591 ​ ​ 453 ​ ​ — ​ ​ 8,302 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Non-accrual loans and leases ​ 581 ​ ​ 12,635 ​ ​ 1,250 ​ ​ 416 ​ ​ 528 ​ ​ 2,508 ​ ​ — ​ ​ — ​ ​ 17,918 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Total loans and leases ​ $ 116,675 ​ $ 380,865 ​ $ 60,002 ​ $ 251,061 ​ $ 491,630 ​ $ 334,086 ​ $ 64,003 ​ $ 167,639 ​ $ 1,865,961 ​
Schedule of impaired loans	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ September 30, 2021 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Commercial real estate ​ Commercial ​ ​ ​ ​ ​ ​ ​ ​ Construction ​ Residential real estate ​ owner ​ non-owner ​ loans ​ Consumer ​ ​ ​ (in thousands) and land first lien junior lien occupied occupied and leases loans Total Impaired loans: ​ ​ ​ ​ ​ ​ ​ ​ Recorded investment ​ $ 242 ​ $ 9,997 ​ $ 1,544 ​ $ 302 ​ $ 3,298 ​ $ 560 ​ $ — ​ $ 15,943 With an allowance recorded ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — With no related allowance recorded ​ 242 ​ ​ 9,997 ​ ​ 1,544 ​ ​ 302 ​ ​ 3,298 ​ ​ 560 ​ ​ — ​ ​ 15,943 Related allowance ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — Unpaid principal ​ 415 ​ ​ 10,470 ​ ​ 1,724 ​ ​ 301 ​ ​ 3,305 ​ ​ 748 ​ ​ — ​ ​ 16,963 Nine Months Ended: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Average balance of impaired loans ​ 650 ​ ​ 11,285 ​ ​ 2,056 ​ ​ 319 ​ ​ 3,108 ​ ​ 902 ​ ​ — ​ ​ 18,320 Interest income recognized ​ 6 ​ ​ 252 ​ ​ 58 ​ ​ 11 ​ ​ 7 ​ ​ 1 ​ ​ — ​ ​ 335 Three Months Ended: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Average balance of impaired loans ​ ​ 563 ​ ​ 11,235 ​ ​ 2,030 ​ ​ 319 ​ ​ 3,075 ​ ​ 832 ​ ​ — ​ ​ 18,054 Interest income recognized ​ 1 ​ ​ 98 ​ ​ 16 ​ ​ 9 ​ ​ 3 ​ ​ — ​ ​ — ​ ​ 127 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ December 31, 2020 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Commercial real estate ​ Commercial ​ ​ ​ ​ ​ ​ ​ ​ Construction ​ Residential real estate ​ owner ​ non-owner ​ loans ​ Consumer ​ ​ ​ (in thousands) and land first lien junior lien occupied occupied and leases loans Total Impaired loans: ​ ​ ​ ​ ​ ​ ​ ​ Recorded investment ​ $ 581 ​ $ 13,789 ​ $ 1,250 ​ $ 416 ​ $ 527 ​ $ 2,882 ​ $ — ​ $ 19,445 With an allowance recorded ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ 1,286 ​ ​ — ​ ​ 1,286 With no related allowance recorded ​ 581 ​ ​ 13,789 ​ ​ 1,250 ​ ​ 416 ​ ​ 527 ​ ​ 1,596 ​ ​ — ​ ​ 18,159 Related allowance ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ 894 ​ ​ — ​ ​ 894 Unpaid principal ​ 767 ​ ​ 14,813 ​ ​ 1,396 ​ ​ 471 ​ ​ 554 ​ ​ 3,573 ​ ​ — ​ ​ 21,574 Average balance of impaired loans ​ ​ 911 ​ ​ 15,799 ​ ​ 1,562 ​ ​ 478 ​ ​ 591 ​ ​ 4,147 ​ ​ — ​ ​ 23,488 Interest income recognized ​ 9 ​ ​ 366 ​ ​ 59 ​ ​ 2 ​ ​ 14 ​ ​ 109 ​ ​ — ​ ​ 559 ​
Schedule of TDRs	The Company had no leases or PPP loans that were troubled debt restructurings (“TDRs”) at September 30, 2021 and December 31, 2020. The TDR loans at September 30, 2021 and December 31, 2020 were as follows: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ September 30, 2021 ​ ​ Number ​ Non-Accrual ​ Number ​ Accrual ​ Total (dollars in thousands) of Loans Status of Loans Status TDRs Residential real estate - first lien 1 ​ $ 80 ​ 4 ​ $ 1,223 ​ $ 1,303 Commercial loans and leases 1 ​ ​ 224 ​ 1 ​ ​ 2 ​ ​ 226 ​ 2 ​ $ 304 ​ 5 ​ $ 1,225 ​ $ 1,529 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ December 31, 2020 ​ ​ Number ​ Non-Accrual ​ Number ​ Accrual ​ Total (dollars in thousands) of Loans Status of Loans Status TDRs Residential real estate - first lien 1 ​ $ 84 ​ 3 ​ $ 1,153 ​ $ 1,237 Commercial loans and leases 1 ​ ​ 414 ​ 2 ​ ​ 359 ​ ​ 773 ​ 2 ​ $ 498 ​ 5 ​ $ 1,512 ​ $ 2,010
Schedule of summary of TDR modifications	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ September 30, 2021 ​ ​ ​ ​ ​ Not Performing ​ Performing ​ ​ ​ ​ ​ Related ​ to Modified ​ to Modified ​ Total (in thousands) Allowance Terms Terms TDRs Residential real estate - first lien ​ ​ ​ ​ Extension or other modification ​ $ — ​ $ 80 ​ $ 1,223 ​ $ 1,303 Commercial loans and leases ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Extension or other modification ​ ​ — ​ ​ 224 ​ ​ 2 ​ ​ 226 Total troubled debt restructured loans ​ $ — ​ $ 304 ​ $ 1,225 ​ $ 1,529 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ December 31, 2020 ​ ​ ​ ​ ​ Not Performing ​ Performing ​ ​ ​ ​ ​ Related ​ to Modified ​ to Modified ​ Total (in thousands) Allowance Terms Terms TDRs Residential real estate - first lien ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Extension or other modification ​ $ — ​ $ 84 ​ $ 1,153 ​ $ 1,237 Commercial loans and leases ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Extension or other modification ​ — ​ — ​ ​ 359 ​ ​ 359 Forbearance ​ — ​ 414 ​ ​ — ​ ​ 414 Total troubled debt restructured loans ​ $ — ​ $ 498 ​ $ 1,512 ​ $ 2,010

Derivatives and Hedging Activ_2

Derivatives and Hedging Activities (Tables)	9 Months Ended
	Sep. 30, 2021
Derivatives and Hedging Activities
Schedule of derivative financial instruments	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ September 30, 2021 ​ ​ Balance Sheet ​ Notional ​ Estimated Fair Value (in thousands) Location Amount Gain Loss Not designated hedges of interest rate risk: ​ ​ ​ ​ ​ Customer related interest rate contracts: ​ ​ ​ Matched interest rate swaps with customers Other assets and other liabilities ​ $ 13,761 ​ $ 623 ​ $ — Matched interest rate swaps with market counterparty Other assets and other liabilities ​ $ 13,761 ​ $ — ​ $ 611 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ December 31, 2020 ​ ​ Balance Sheet ​ Notional ​ Estimated Fair Value (in thousands) Location Amount Gain Loss Not designated hedges of interest rate risk: ​ ​ ​ Customer related interest rate contracts: ​ ​ ​ Matched interest rate swaps with customers Other assets and other liabilities ​ $ 14,087 ​ $ 450 ​ $ — Matched interest rate swaps with market counterparty Other assets and other liabilities ​ $ 14,087 ​ $ — ​ $ 466

Goodwill and Other Intangible_2

Goodwill and Other Intangible Assets (Tables)	9 Months Ended
	Sep. 30, 2021
Goodwill and Other Intangible Assets
Schedule of goodwill	The table below presents goodwill activity for the periods indicated: ​ ​ ​ ​ ​ ​ ​ ​ ​ Nine Months Ended ​ Year Ended (in thousands) September 30, 2021 December 31, 2020 Balance at January 1 $ 31,449 ​ $ 65,949 Goodwill impairment ​ ​ — ​ ​ (34,500) Balance at end of period $ 31,449 ​ $ 31,449
Schedule of gross carrying amount and accumulated amortization of other intangible assets	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Weighted ​ ​ Gross ​ ​ ​ ​ Net ​ Average ​ ​ Carrying ​ Accumulated ​ Carrying ​ Remaining Life (in thousands) Amount Amortization Amount (Years) September 30, 2021 ​ $ 16,135 ​ $ 12,120 ​ $ 4,015 2.0 December 31, 2020 ​ $ 16,135 ​ $ 10,340 ​ $ 5,795 2.7
Schedule of estimated future amortization expense	Estimated future amortization expense for core deposit intangibles is as follows: ​ ​ ​ ​ ​ (in thousands) ​ ​ Remainder of 2021 ​ $ 546 2022 ​ 1,915 2023 ​ 1,298 2024 ​ 256 Total future amortization expense ​ $ 4,015

Operating Leases (Tables)

Operating Leases (Tables)	9 Months Ended
	Sep. 30, 2021
Operating Leases
Schedule of operating lease right-of-use assets and lease liabilities	Operating lease right-of-use (“ROU”) assets and lease liabilities at the dates indicated were as follows: ​ ​ ​ ​ ​ ​ ​ ​ ​ (in thousands) September 30, 2021 December 31, 2020 ​ Operating lease ROU assets ​ $ 12,195 ​ $ 13,229 ​ Operating lease liabilities ​ $ 13,173 ​ $ 14,267 ​
Schedule of components of lease expense	The components of lease expense for the periods indicated were as follows: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Nine Months Ended September 30, ​ Three Months Ended September 30, ​ (in thousands) 2021 2020 2021 2020 Operating lease cost ​ $ 1,170 ​ $ 1,196 ​ $ 419 ​ $ 412 ​ Rental income ​ ​ (304) ​ ​ (232) ​ ​ (102) ​ ​ (68) ​ Sublease income ​ (320) ​ (299) ​ (89) ​ (119) ​ Amortization of ROU assets ​ ​ 16 ​ ​ 108 ​ ​ (5) ​ ​ 31 ​ Total lease expense ​ $ 562 ​ $ 773 ​ $ 223 ​ $ 256 ​
Schedule of lease liability maturities	The maturities of the Company’s lease liabilities at September 30, 2021 were as follows: ​ ​ ​ ​ ​ ​ (in thousands) ​ Remainder of 2021 ​ $ 390 ​ 2022 ​ 1,436 ​ 2023 ​ 1,209 ​ 2024 ​ 1,078 ​ 2025 ​ 955 ​ Thereafter ​ ​ 11,841 ​ Total future lease payments ​ $ 16,909 ​ Discount of cash flows ​ ​ (3,736) ​ Present value on net future lease payments ​ $ 13,173 ​ ​ ​ ​ ​ ​ Weighted average remaining term in years ​ 5.05 ​ Weighted average discount rate ​ 2.94 %
Schedule of future minimum operating sublease payments	The following table details the future minimum operating sublease payments to be received at September 30, 2021: ​ ​ ​ ​ ​ (in thousands) ​ Remainder of 2021 ​ $ 77 2022 ​ 135 2023 ​ 135 2024 ​ 135 2025 ​ 135 Thereafter ​ 191 Total future sublease payments ​ 808 Less: amount representing interest ​ (73) Total net future sublease payments ​ $ 735

Deposits (Tables)

Deposits (Tables)	9 Months Ended
	Sep. 30, 2021
Deposits
Schedule of deposits	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ September 30, 2021 ​ December 31, 2020 ​ ​ ​ % of ​ ​ ​ ​ % of ​ (in thousands) Amount Total Amount Total ​ Noninterest-bearing demand $ 783,326 40.4 % $ 676,801 34.2 % Interest-bearing checking ​ 206,165 10.6 ​ ​ 214,717 11.1 ​ Money market accounts ​ 435,386 22.4 ​ ​ 439,510 22.2 ​ Savings ​ 178,915 9.2 ​ ​ 159,914 8.1 ​ Certificates of deposit $250 and over ​ 35,539 1.8 ​ ​ 51,918 2.6 ​ Certificates of deposit under $250 ​ 302,087 15.6 ​ ​ 432,554 21.8 ​ Total deposits $ 1,941,418 100.0 % $ 1,975,414 100.0 %

Stock Options and Stock Awards

Stock Options and Stock Awards (Tables)	9 Months Ended
	Sep. 30, 2021
Stock Options and Stock Awards
Schedule of stock options, activity	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ September 30, 2021 ​ December 31, 2020 ​ ​ ​ ​ ​ ​ Weighted ​ ​ ​ ​ Weighted ​ ​ ​ ​ ​ ​ Average ​ ​ ​ ​ Average ​ ​ ​ ​ ​ ​ Exercise ​ ​ ​ ​ Exercise ​ ​ Shares Price Shares Price Balance at January 1, ​ 25,000 ​ $ 14.54 ​ 25,000 ​ $ 14.54 Granted ​ — ​ — ​ — ​ — Exercised ​ — ​ — ​ — ​ — Forfeited ​ — ​ — ​ — ​ — Balance at period end ​ 25,000 ​ $ 14.54 ​ 25,000 ​ $ 14.54 Exercisable at period end ​ 16,671 ​ $ 14.54 ​ 8,337 ​ $ 14.54 Weighted average fair value of options granted during the year ​ ​ ​ ​ ​ N/A ​ ​ ​ ​ ​ N/A ​
Schedule of restricted stock and stock units activity	A summary of the activity for the Company’s RSUs for the periods indicated is presented in the following table: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ September 30, 2021 ​ December 31, 2020 ​ ​ ​ ​ ​ Weighted ​ ​ ​ Weighted ​ ​ ​ ​ ​ Average ​ ​ ​ Average ​ ​ ​ ​ ​ Grant Date ​ ​ ​ Grant Date ​ ​ Shares Fair Value Shares Fair Value Balance at January 1, 170,549 ​ $ 14.61 11,032 ​ $ 17.48 Granted 67,976 ​ 16.93 167,716 ​ 14.60 Vested (28,171) ​ 14.24 (4,954) ​ 18.44 Net settle for taxes ​ (5,840) ​ ​ 15.88 ​ (745) ​ ​ 17.50 ​ Forfeited (4,600) ​ 17.53 (2,500) ​ 18.00 Balance at period end 199,914 ​ $ 15.34 170,549 ​ $ 14.61
Schedule of unrecognized pre-tax compensation expense	At September 30, 2021, based on RSUs outstanding at that time, the total unrecognized pre-tax compensation expense related to unvested RSUs was $2.2 million. Based upon the contractual terms, this expense is expected to be recognized as follows: ​ ​ ​ ​ ​ (in thousands) ​ ​ Remainder of 2021 ​ $ 174 2022 ​ ​ 687 2023 ​ 593 2024 ​ ​ 502 2025 ​ ​ 157 2026 ​ ​ 39 ​ ​ $ 2,152
Stock-based compensation expense	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Nine Months Ended ​ Three Months Ended ​ ​ September 30, ​ September 30, (in thousands) 2021 2020 2021 2020 Related to the issuance of restricted stock and RSUs ​ $ 471 ​ $ 348 ​ $ 173 ​ $ 131 Related to the issuance of stock options ​ ​ 36 ​ ​ 36 ​ ​ 12 ​ ​ 12 Director compensation paid in stock ​ ​ 287 ​ ​ 275 ​ ​ 137 ​ ​ 138 Total stock-based compensation expense ​ $ 794 ​ $ 659 ​ $ 322 ​ $ 281

Net Income (Loss) per Common _2

Net Income (Loss) per Common Share (Tables)	9 Months Ended
	Sep. 30, 2021
Net Income (Loss) per Common Share
Schedule of basic and diluted net (loss) income per common share	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Nine Months Ended ​ Three Months Ended ​ ​ September 30 ​ September 30 (dollars in thousands, except per share data) 2021 2020 2021 2020 Net income (loss) available to common stockholders (numerator) ​ $ 20,018 ​ $ (21,462) ​ $ 6,360 ​ $ 4,604 BASIC ​ ​ ​ ​ ​ ​ ​ ​ Basic average common shares outstanding (denominator) ​ 18,787,571 ​ 18,773,036 ​ 18,807,395 ​ 18,736,749 Basic income (loss) per common share ​ $ 1.07 ​ $ (1.14) ​ $ 0.34 ​ $ 0.25 DILUTED ​ ​ ​ ​ ​ ​ ​ ​ Average common shares outstanding ​ 18,787,571 ​ 18,773,036 ​ 18,807,395 ​ 18,736,749 Dilutive effect of common stock equivalents ​ 84,383 ​ — ​ 88,171 ​ — Diluted average common shares outstanding (denominator) ​ 18,871,954 ​ 18,773,036 ​ 18,895,566 ​ 18,736,749 Diluted income (loss) per common share ​ $ 1.06 ​ $ (1.14) ​ $ 0.34 ​ $ 0.25 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Common stock equivalents were excluded from the calculation of diluted average shares outstanding, as their inclusion would have resulted in a lower diluted loss per share ​ — ​ 82,284 ​ — ​ — Common stock equivalents outstanding that are anti-dilutive and thus excluded from calculation of diluted number of shares presented above ​ — ​ 25,000 ​ — ​ 194,883

Regulatory Matters (Tables)

Regulatory Matters (Tables)	9 Months Ended
	Sep. 30, 2021
Regulatory Matters
Schedule of Bancorp's and the Bank's capital	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ To be well ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ capitalized under ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ FDICIA ​ ​ ​ ​ ​ ​ ​ For capital ​ prompt corrective ​ ​ Actual ​ adequacy purposes (1) ​ action provisions (dollars in thousands) Amount Ratio Amount Ratio Amount Ratio As of September 30, 2021: ​ ​ ​ ​ Total capital (to risk-weighted assets) ​ ​ ​ ​ Howard Bank ​ $ 300,495 14.95 % $ 160,796 8.00 % $ 200,995 10.00 % Howard Bancorp ​ $ 301,226 14.98 % $ 160,832 8.00 % N/A ​ ​ Common equity tier 1 capital ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ (to risk-weighted assets) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Howard Bank ​ $ 281,822 14.02 % $ 90,448 4.50 % $ 130,646 6.50 % Howard Bancorp ​ $ 253,814 12.63 % $ 90,468 4.50 % N/A ​ ​ Tier 1 capital (to risk-weighted assets) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Howard Bank ​ $ 281,822 14.02 % $ 120,597 6.00 % $ 160,796 8.00 % Howard Bancorp ​ $ 253,814 12.63 % $ 120,624 6.00 % N/A ​ ​ Tier 1 capital (to average assets) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ (Leverage ratio) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Howard Bank ​ $ 281,822 11.14 % $ 101,188 4.00 % $ 126,485 5.00 % Howard Bancorp ​ $ 253,814 10.03 % $ 101,211 4.00 % N/A ​ As of December 31, 2020: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Total capital (to risk-weighted assets) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Howard Bank ​ $ 273,974 14.26 % $ 153,721 8.00 % $ 192,151 10.00 % Howard Bancorp ​ $ 275,668 14.32 % $ 154,015 8.00 % N/A ​ ​ ​ Common equity tier 1 capital ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ (to risk-weighted assets) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Howard Bank ​ $ 254,492 13.24 % $ 86,468 4.50 % $ 124,898 6.50 % Howard Bancorp ​ $ 227,749 11.83 % $ 86,634 4.50 % N/A ​ ​ ​ Tier 1 capital (to risk-weighted assets) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Howard Bank ​ $ 254,492 13.24 % $ 115,291 6.00 % $ 153,721 8.00 % Howard Bancorp ​ $ 227,749 11.83 % $ 115,512 6.00 % N/A ​ ​ Tier 1 capital (to average assets) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ (Leverage ratio) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Howard Bank ​ $ 254,492 10.36 % $ 98,221 4.00 % $ 122,776 5.00 % Howard Bancorp ​ $ 227,749 9.26 % $ 98,360 4.00 % N/A ​ ​ 1

Fair Value (Tables)

Fair Value (Tables)	9 Months Ended
	Sep. 30, 2021
Fair Value
Schedule of financial assets and liabilities that were accounted for at fair value on a recurring basis	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ September 30, 2021 ​ ​ ​ ​ Quoted Price in ​ Significant ​ ​ ​ ​ ​ ​ ​ ​ Active Markets ​ Other ​ Significant ​ ​ Carrying ​ for Identical ​ Observable ​ Unobservable ​ ​ Value ​ Assets ​ Inputs ​ Inputs (in thousands) (Fair Value) (Level 1) (Level 2) (Level 3) Assets ​ ​ ​ ​ Available for sale securities: ​ ​ ​ ​ U.S. Government agencies ​ $ 41,923 ​ $ — ​ $ 41,923 ​ $ — Mortgage-backed securities ​ 296,257 ​ — ​ 296,257 ​ — Other investments ​ 9,268 ​ — ​ 9,268 ​ — Loans held for investment ​ 1,337 ​ — ​ 1,337 ​ — Interest rate swap assets ​ 623 ​ — ​ 623 ​ — Liabilities ​ ​ ​ ​ ​ Interest rate swap liabilities ​ 611 ​ — ​ 611 ​ — ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ December 31, 2020 ​ ​ ​ ​ Quoted Price in ​ Significant ​ ​ ​ ​ ​ ​ ​ ​ Active Markets ​ Other ​ Significant ​ ​ Carrying ​ for Identical ​ Observable ​ Unobservable ​ ​ Value ​ Assets ​ Inputs ​ Inputs (in thousands) (Fair Value) (Level 1) (Level 2) (Level 3) Assets ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Available for sale securities: ​ ​ ​ ​ U.S. Government agencies ​ $ 49,605 ​ $ — ​ $ 49,605 ​ $ — Mortgage-backed securities ​ 316,672 ​ — ​ 316,672 ​ — Other investments ​ 9,120 ​ — ​ 9,120 ​ — Loans held for investment ​ 2,949 ​ — ​ 2,949 ​ — Interest rate swap assets ​ ​ 450 ​ ​ — ​ ​ 450 ​ ​ — Liabilities ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Interest rate swap liabilities ​ 466 ​ — ​ 466 ​ —
Schedule of assets under fair value option	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Carrying ​ Aggregate ​ ​ ​ ​ ​ Fair Value ​ Unpaid ​ ​ ​ (in thousands) Amount Principal Difference September 30, 2021 ​ $ 1,337 ​ $ 1,375 ​ $ (38) December 31, 2020 ​ ​ 2,949 ​ ​ 2,900 ​ ​ 49
Schedule of impaired loans measured on a nonrecurring basis	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ September 30, 2021 ​ ​ ​ ​ Quoted Price in ​ Significant ​ ​ ​ ​ ​ ​ ​ ​ Active Markets ​ Other ​ Significant ​ ​ Carrying ​ for Identical ​ Observable ​ Unobservable ​ ​ Value ​ Assets ​ Inputs ​ Inputs (in thousands) (Fair Value) (Level 1) (Level 2) (Level 3) Other real estate owned ​ $ 334 ​ $ — ​ $ — ​ $ 334 Impaired loans: ​ ​ ​ ​ ​ ​ Construction and land ​ — ​ — ​ — ​ — Residential - first lien ​ 6,087 ​ — ​ — ​ 6,087 Residential - junior lien ​ 1,069 ​ — ​ — ​ 1,069 Commercial - owner occupied ​ 302 ​ — ​ — ​ 302 Commercial - non-owner occupied ​ 338 ​ — ​ — ​ 338 Commercial loans and leases ​ 558 ​ — ​ — ​ 558 Total impaired loans ​ ​ 8,354 ​ ​ ​ ​ ​ ​ ​ ​ 8,354 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ December 31, 2020 ​ ​ ​ ​ Quoted Price in ​ Significant ​ ​ ​ ​ ​ ​ ​ ​ Active Markets ​ Other ​ Significant ​ ​ Carrying ​ for Identical ​ Observable ​ Unobservable ​ ​ Value ​ Assets ​ Inputs ​ Inputs (in thousands) (Fair Value) (Level 1) (Level 2) (Level 3) Other real estate owned ​ $ 743 ​ $ — ​ $ — ​ $ 743 Impaired loans: ​ ​ ​ ​ ​ ​ Construction and land ​ 581 ​ — ​ — ​ 581 Residential - first lien ​ 13,789 ​ — ​ — ​ 13,789 Residential - junior lien ​ 1,250 ​ — ​ — ​ 1,250 Commercial - owner occupied ​ 416 ​ — ​ — ​ 416 Commercial - non-owner occupied ​ 527 ​ — ​ — ​ 527 Commercial loans and leases ​ 1,988 ​ — ​ — ​ 1,988 Total impaired loans ​ ​ 18,551 ​ ​ ​ ​ ​ ​ ​ ​ 18,551 ​
Schedule of estimated fair value of the Company's financial instruments	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ September 30, 2021 ​ ​ ​ ​ ​ ​ ​ ​ Quoted Price in ​ Significant ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Active Markets ​ Other ​ Significant ​ ​ ​ ​ ​ ​ ​ ​ for Identical ​ Observable ​ Unobservable ​ ​ Carrying ​ Fair ​ Assets ​ Inputs ​ Inputs (in thousands) Amount Value (Level 1) (Level 2) (Level 3) Financial Assets ​ ​ ​ ​ ​ Available for sale securities ​ $ 347,448 ​ $ 347,448 ​ $ — ​ $ 347,448 ​ $ — Held to maturity securities ​ 4,000 ​ 4,059 ​ — ​ — ​ 4,059 Nonmarketable equity securities ​ 9,219 ​ 9,219 ​ — ​ 9,219 ​ — Loans held for investment ​ 1,337 ​ 1,337 ​ — ​ 1,337 ​ — Loans and leases 1 ​ 1,883,564 ​ 1,900,280 ​ — ​ — ​ 1,900,280 Marketable equity securities ​ ​ 3,594 ​ ​ 3,594 ​ ​ — ​ ​ 3,594 ​ ​ — Interest rate swap ​ 623 ​ 623 ​ — ​ 623 ​ — Financial Liabilities ​ ​ ​ ​ ​ ​ Deposits ​ 1,941,418 ​ 1,941,072 ​ — ​ 1,941,072 ​ — Customer repurchase agreements and other borrowings ​ ​ 13,485 ​ ​ 13,485 ​ ​ — ​ ​ 13,485 ​ ​ — FHLB advances ​ ​ 212,000 ​ ​ 214,881 ​ ​ — ​ ​ 214,881 ​ ​ — Subordinated debt ​ ​ 28,739 ​ ​ 31,197 ​ ​ — ​ ​ 31,197 ​ ​ — Interest rate swap ​ 611 ​ 611 ​ — ​ 611 ​ — ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ December 31, 2020 ​ ​ ​ ​ ​ ​ ​ ​ Quoted Price in ​ Significant ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Active Markets ​ Other ​ Significant ​ ​ ​ ​ ​ ​ ​ ​ for Identical ​ Observable ​ Unobservable ​ ​ Carrying ​ Fair ​ Assets ​ Inputs ​ Inputs (in thousands) Amount Value (Level 1) (Level 2) (Level 3) Financial Assets ​ ​ ​ ​ ​ Available for sale securities ​ $ 375,397 ​ $ 375,397 ​ $ — ​ $ 375,397 ​ $ — Held to maturity securities ​ 7,250 ​ 7,235 ​ — ​ — ​ 7,235 Nonmarketable equity securities ​ 10,637 ​ 10,637 ​ — ​ 10,637 ​ — Loans held for investment ​ 2,949 ​ 2,949 ​ — ​ 2,949 ​ — Loans and leases 1 ​ 1,843,850 ​ 1,854,049 ​ — ​ — ​ 1,854,049 Marketable equity securities ​ ​ 4,006 ​ 4,006 ​ — ​ 4,006 ​ — Interest rate swap ​ 450 ​ 450 ​ — ​ 450 ​ — Financial Liabilities ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Deposits ​ 1,975,414 ​ 1,974,339 ​ — ​ 1,974,339 ​ — Customer repurchase agreements and other borrowings ​ ​ 13,634 ​ 13,634 ​ — ​ 13,634 ​ — FHLB advances ​ ​ 200,000 ​ 202,768 ​ — ​ 202,768 ​ — Subordinated debt ​ ​ 28,437 ​ 30,692 ​ — ​ 30,692 ​ — Interest rate swap ​ 466 ​ 466 ​ — ​ 466 ​ — ​ 1

Exit of Mortgage Banking Acti_2

Exit of Mortgage Banking Activities (Tables)	9 Months Ended
	Sep. 30, 2021
Exit of Mortgage Banking Activities
Schedule of rollforward of loans held for sale, showing loans originated for sale and loans sold into the secondary market	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ For the Nine Months Ended ​ ​ ​ September 30, ​ (in thousands) 2021 2020 ​ ​ ​ ​ ​ ​ ​ ​ ​ Loans held for sale, January 1 ​ $ — ​ $ 30,710 ​ Loans originated for sale ​ — ​ 79,847 ​ Loans sold into the secondary market ​ ​ — ​ ​ (110,557) ​ Loans held for sale, at end of period ​ $ — ​ $ — ​ Loans originated for the Bank's portfolio ​ $ — ​ $ 11,378 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ For the Nine Months Ended ​ ​ September 30, (in thousands) 2021 2020 Statement of Operations: ​ ​ Net interest income $ — $ 143 Realized and unrealized gains on mortgage banking activity ​ ​ — ​ ​ 1,036 Loan related fees and service charges ​ ​ — ​ ​ 389 Total noninterest income ​ ​ — ​ ​ 1,425 Salaries and benefits ​ ​ — ​ ​ 928 Occupancy ​ ​ — ​ ​ 20 All other operating expenses ​ ​ — ​ ​ 490 Total noninterest expense ​ ​ — ​ ​ 1,438 Pretax contribution ​ ​ — ​ ​ 130 Income tax expense (benefit) ​ ​ — ​ ​ 36 After tax contribution $ — $ 94

Summary of Significant Accoun_3

Summary of Significant Accounting Policies (Details) $ in Thousands	3 Months Ended			9 Months Ended		12 Months Ended
	Sep. 30, 2021USD ($)	Sep. 30, 2020USD ($)	Jun. 30, 2020USD ($)	Sep. 30, 2021USD ($)segment	Sep. 30, 2020USD ($)	Dec. 31, 2020USD ($)	Dec. 15, 2005subsidiaryshares
Summary of Significant Accounting Policies [Line Items]
Number of reportable segment | segment				1
Goodwill impairment | $	$ 0	$ 0	$ 34,500	$ 0	$ 34,500	$ 34,500
Howard Bank
Summary of Significant Accounting Policies [Line Items]
Business Acquisition, Equity Interest Issued or Issuable, Number of Shares Per Share | shares							2
Number of subsidiaries							9
Number of subsidiaries to hold foreclosed real estate							6
Number of inactive subsidiaries							3
Number of subsidiaries own and manage real estate used for corporate purposes							2
Number of subsidiaries holds historic tax credit investments							1

Investment Securities - Amortiz

Investment Securities - Amortized Cost and Fair Value (Details) - USD ($) $ in Thousands	Sep. 30, 2021	Dec. 31, 2020
Available for sale
Amortized Cost	$ 349,788	$ 367,594
Gross Unrealized Gains	3,105	7,861
Gross Unrealized Losses	5,445	58
Estimated Fair Value	347,448	375,397
Held to maturity
Amortized Cost	4,000	7,250
Estimated Fair Value	4,059	7,235
Other investments
Available for sale
Amortized Cost	9,007	9,008
Gross Unrealized Gains	268	124
Gross Unrealized Losses	7	12
Estimated Fair Value	9,268	9,120
US Government Agencies [Member]
Available for sale
Amortized Cost	41,245	48,297
Gross Unrealized Gains	719	1,308
Gross Unrealized Losses	41	0
Estimated Fair Value	41,923	49,605
Mortgage-backed securities
Available for sale
Amortized Cost	299,536	310,289
Gross Unrealized Gains	2,118	6,429
Gross Unrealized Losses	5,397	46
Estimated Fair Value	296,257	316,672
Held to maturity Corporate debentures
Held to maturity
Amortized Cost	4,000	7,250
Gross Unrealized Gains	59	17
Gross Unrealized Losses	0	32
Estimated Fair Value	$ 4,059	$ 7,235

Investment Securities - Unreali

Investment Securities - Unrealized Losses (Details) - USD ($) $ in Thousands	Sep. 30, 2021	Dec. 31, 2020
Available for sale
Individual securities, Less than 12 months, Fair Value	$ 262,517	$ 23,068
Individual securities, Less than 12 months, Gross Unrealized Losses	5,366	50
Individual securities, 12 months or more, Fair Value	5,112	3,000
Individual securities, 12 months or more, Gross Unrealized Losses	79	8
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value, Total	267,629	26,068
Debt Securities, Available-for-sale, Unrealized Loss Position, Accumulated Loss, Total	5,445	58
US Government Agencies [Member]
Available for sale
Individual securities, Less than 12 months, Fair Value	7,459
Individual securities, Less than 12 months, Gross Unrealized Losses	41
Individual securities, 12 months or more, Fair Value	0
Individual securities, 12 months or more, Gross Unrealized Losses	0
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value, Total	7,459
Debt Securities, Available-for-sale, Unrealized Loss Position, Accumulated Loss, Total	41
Mortgage-backed securities
Available for sale
Individual securities, Less than 12 months, Fair Value	255,058	21,572
Individual securities, Less than 12 months, Gross Unrealized Losses	5,325	46
Individual securities, 12 months or more, Fair Value	2,112	0
Individual securities, 12 months or more, Gross Unrealized Losses	72	0
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value, Total	257,170	21,572
Debt Securities, Available-for-sale, Unrealized Loss Position, Accumulated Loss, Total	5,397	46
Held to maturity Corporate debentures
Held to maturity
Individual securities, Less than 12 months, Fair Value	0	3,468
Individual securities, Less than 12 months, Gross Unrealized Losses	0	32
Individual securities, 12 months or more, Fair Value	0	0
Individual securities, 12 months or more, Gross Unrealized Losses	0	0
Individual securities, total, Fair Value	0	3,468
Individual securities, total, Gross Unrealized Losses	0	32
Other investments
Available for sale
Individual securities, Less than 12 months, Fair Value	0	1,496
Individual securities, Less than 12 months, Gross Unrealized Losses	0	4
Individual securities, 12 months or more, Fair Value	3,000	3,000
Individual securities, 12 months or more, Gross Unrealized Losses	7	8
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value, Total	3,000	4,496
Debt Securities, Available-for-sale, Unrealized Loss Position, Accumulated Loss, Total	$ 7	$ 12

Investment Securities - Contrac

Investment Securities - Contractual Maturity (Details) - USD ($) $ in Thousands	Sep. 30, 2021	Dec. 31, 2020
Investment Securities
One year or less, Amortized Cost	$ 4,014	$ 4,017
After one through five years, Amortized Cost	22,617	21,723
After five through ten years, Amortized Cost	25,736	37,820
After ten years, Amortized Cost	301,421	311,284
Amortized Cost	353,788	374,844
One year or less, Estimated Fair Value	4,085	4,062
After one through five years, Estimated Fair Value	23,399	22,914
After five through ten years, Estimated Fair Value	26,283	38,453
After ten years, Estimated Fair Value	297,740	317,203
Estimated Fair Value	$ 351,507	$ 382,632

Investment Securities - Additio

Investment Securities - Additional Information (Details) $ in Millions	Sep. 30, 2021USD ($)security	Dec. 31, 2020USD ($)security
Investment Securities
Number of securities with unrealized losses | security	63	11
Pledged Assets Separately Reported, Securities Pledged as Collateral, at Fair Value | $	$ 230.7	$ 226.2

Loans and Leases - Loan and Lea

Loans and Leases - Loan and Lease Portfolio Segment (Details) - USD ($) $ in Thousands	Sep. 30, 2021	Dec. 31, 2020	Sep. 30, 2020
Loans and Leases Receivable [Line Items]
Loans, net of unamortized deferred fees	$ 1,903,255	$ 1,865,961	$ 1,884,405
Loans and Leases, Net Percent	100.00%	100.00%
Construction and land
Loans and Leases Receivable [Line Items]
Loans, net of unamortized deferred fees	$ 124,967	$ 116,675	104,361
Loans and Leases, Net Percent	6.60%	6.30%
Residential - first lien
Loans and Leases Receivable [Line Items]
Loans, net of unamortized deferred fees	$ 434,273	$ 380,865	391,079
Loans and Leases, Net Percent	22.80%	20.40%
Residential - junior lien
Loans and Leases Receivable [Line Items]
Loans, net of unamortized deferred fees	$ 51,350	$ 60,002	62,728
Loans and Leases, Net Percent	2.70%	3.20%
Total residential real estate
Loans and Leases Receivable [Line Items]
Loans, net of unamortized deferred fees	$ 485,623	$ 440,867
Loans and Leases, Net Percent	25.50%	23.60%
Commercial - Owner Occupied
Loans and Leases Receivable [Line Items]
Loans, net of unamortized deferred fees	$ 254,093	$ 251,061	250,512
Loans and Leases, Net Percent	13.40%	13.50%
Commercial-Non-Owner Occupied
Loans and Leases Receivable [Line Items]
Loans, net of unamortized deferred fees	$ 518,947	$ 491,630	471,753
Loans and Leases, Net Percent	27.20%	26.30%
Total commercial real estate
Loans and Leases Receivable [Line Items]
Loans, net of unamortized deferred fees	$ 773,040	$ 742,691
Loans and Leases, Net Percent	40.60%	39.80%
Total real estate loans
Loans and Leases Receivable [Line Items]
Loans, net of unamortized deferred fees	$ 1,383,630	$ 1,300,233
Loans and Leases, Net Percent	72.70%	69.70%
Commercial loans and leases
Loans and Leases Receivable [Line Items]
Loans, net of unamortized deferred fees	$ 351,618	$ 334,086	353,863
Loans and Leases, Net Percent	18.50%	17.90%
Consumer
Loans and Leases Receivable [Line Items]
Loans, net of unamortized deferred fees	$ 88,089	$ 64,003	$ 53,734
Loans and Leases, Net Percent	4.60%	3.40%
Paycheck protection program loans
Loans and Leases Receivable [Line Items]
Loans, net of unamortized deferred fees	$ 79,918	$ 167,639
Loans and Leases, Net Percent	4.20%	9.00%

Loans and Leases - Additional I

Loans and Leases - Additional Information (Details) - USD ($) $ in Thousands	Jan. 19, 2021	Sep. 30, 2021	Dec. 31, 2020	Sep. 30, 2020
Loans and Leases Receivable [Line Items]
Financing lease		$ 1,354	$ 3,597
Loan Processing Fee		2,800	913
Loans, net of unamortized deferred fees		1,903,255	1,865,961	$ 1,884,405
Paycheck protection program loans
Loans and Leases Receivable [Line Items]
Loans		82,100
Loan Processing Fee		2,200	3,200
Unaccreted net deferred loan fees		2,200
Loans, net of unamortized deferred fees		79,918	167,639
Loan One
Loans and Leases Receivable [Line Items]
Loans		8,700	$ 201,000
Loan Two
Loans and Leases Receivable [Line Items]
Additional loan	$ 100,500	$ 73,500

Credit Quality Assessment - All

Credit Quality Assessment - Allowance for Loan and Lease Losses (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2021	Sep. 30, 2020	Sep. 30, 2021	Sep. 30, 2020	Dec. 31, 2020
Loans and Leases Receivable Disclosure [Line Items]
Allowance for loan and lease losses, Beginning balance	$ 18,288	$ 16,356	$ 19,162	$ 10,401
Allowance for loan and lease losses, Charge-offs	(62)	(200)	(2,169)	(814)
Allowance for loan and lease losses, Recoveries	127	121	360	245
Allowance for loan and lease losses, Net (charge-offs) recoveries	65	(79)	(1,809)	(569)
Provision for credit losses	0	1,380	1,000	7,825
Allowance for loan and lease losses, Ending balance	18,353	17,657	18,353	17,657
Allowance allocated to Individually Evaluated for Impairment	0	0	0	0
Allowance allocated to Collectively Evaluated for Impairment	18,353	17,657	18,353	17,657
Total loans and leases	1,903,255	1,884,405	1,903,255	1,884,405	$ 1,865,961
Loans individually evaluated for impairment	15,943	17,001	15,943	17,001
Loans collectively evaluated for impairment	1,887,312	1,867,404	1,887,312	1,867,404
Legacy Loans
Loans and Leases Receivable Disclosure [Line Items]
Total loans and leases	1,903,255		1,903,255		1,865,961
Paycheck protection program loans
Loans and Leases Receivable Disclosure [Line Items]
Allowance for loan and lease losses, Beginning balance	0	0	0	0
Allowance for loan and lease losses, Charge-offs	0	0	0	0
Allowance for loan and lease losses, Recoveries	0	0	0	0
Provision for credit losses	0	0	0	0
Allowance for loan and lease losses, Ending balance	0	0	0	0
Allowance allocated to Individually Evaluated for Impairment	0	0	0	0
Allowance allocated to Collectively Evaluated for Impairment	0	0	0	0
Total loans and leases	79,918	196,375	79,918	196,375
Loans individually evaluated for impairment	0	0	0	0
Loans collectively evaluated for impairment	79,918	196,375	79,918	196,375
Construction and land
Loans and Leases Receivable Disclosure [Line Items]
Allowance for loan and lease losses, Beginning balance	1,102	1,525	1,349	1,256
Allowance for loan and lease losses, Charge-offs	0	0	0	0
Allowance for loan and lease losses, Recoveries	0	0	0	0
Provision for credit losses	111	(331)	(136)	(62)
Allowance for loan and lease losses, Ending balance	1,213	1,194	1,213	1,194
Allowance allocated to Individually Evaluated for Impairment	0	0	0	0
Allowance allocated to Collectively Evaluated for Impairment	1,213	1,194	1,213	1,194
Total loans and leases	124,967	104,361	124,967	104,361	116,675
Loans individually evaluated for impairment	242	338	242	338
Loans collectively evaluated for impairment	124,725	104,023	124,725	104,023
Construction and land | Legacy Loans
Loans and Leases Receivable Disclosure [Line Items]
Total loans and leases	124,967		124,967		116,675
Residential - first lien
Loans and Leases Receivable Disclosure [Line Items]
Allowance for loan and lease losses, Beginning balance	2,533	2,714	2,309	2,256
Allowance for loan and lease losses, Charge-offs	(55)	(8)	(615)	(41)
Allowance for loan and lease losses, Recoveries	1	0	130	3
Provision for credit losses	109	(350)	764	138
Allowance for loan and lease losses, Ending balance	2,588	2,356	2,588	2,356
Allowance allocated to Individually Evaluated for Impairment	0	0	0	0
Allowance allocated to Collectively Evaluated for Impairment	2,588	2,356	2,588	2,356
Total loans and leases	434,273	391,079	434,273	391,079	380,865
Loans individually evaluated for impairment	9,997	12,361	9,997	12,361
Loans collectively evaluated for impairment	424,276	378,718	424,276	378,718
Residential - first lien | Legacy Loans
Loans and Leases Receivable Disclosure [Line Items]
Total loans and leases	434,273		434,273		380,865
Residential - junior lien
Loans and Leases Receivable Disclosure [Line Items]
Allowance for loan and lease losses, Beginning balance	476	924	832	478
Allowance for loan and lease losses, Charge-offs	0	0	(45)	0
Allowance for loan and lease losses, Recoveries	6	7	16	59
Provision for credit losses	(82)	(91)	(403)	303
Allowance for loan and lease losses, Ending balance	400	840	400	840
Allowance allocated to Individually Evaluated for Impairment	0	0	0	0
Allowance allocated to Collectively Evaluated for Impairment	400	840	400	840
Total loans and leases	51,350	62,728	51,350	62,728	60,002
Loans individually evaluated for impairment	1,544	1,461	1,544	1,461
Loans collectively evaluated for impairment	49,806	61,267	49,806	61,267
Residential - junior lien | Legacy Loans
Loans and Leases Receivable Disclosure [Line Items]
Total loans and leases	51,350		51,350		60,002
Commercial - Owner Occupied
Loans and Leases Receivable Disclosure [Line Items]
Allowance for loan and lease losses, Beginning balance	2,047	1,806	2,207	788
Allowance for loan and lease losses, Charge-offs	0	0	(1)	0
Allowance for loan and lease losses, Recoveries	0	0	8	0
Provision for credit losses	110	279	(57)	1,297
Allowance for loan and lease losses, Ending balance	2,157	2,085	2,157	2,085
Allowance allocated to Individually Evaluated for Impairment	0	0	0	0
Allowance allocated to Collectively Evaluated for Impairment	2,157	2,085	2,157	2,085
Total loans and leases	254,093	250,512	254,093	250,512	251,061
Loans individually evaluated for impairment	302	793	302	793
Loans collectively evaluated for impairment	253,791	249,719	253,791	249,719
Commercial - Owner Occupied | Legacy Loans
Loans and Leases Receivable Disclosure [Line Items]
Total loans and leases	254,093		254,093		251,061
Commercial-Non-Owner Occupied
Loans and Leases Receivable Disclosure [Line Items]
Allowance for loan and lease losses, Beginning balance	7,614	5,590	7,156	2,968
Allowance for loan and lease losses, Charge-offs	0	(14)	0	(37)
Allowance for loan and lease losses, Recoveries	10	0	25	0
Provision for credit losses	29	1,103	472	3,748
Allowance for loan and lease losses, Ending balance	7,653	6,679	7,653	6,679
Allowance allocated to Individually Evaluated for Impairment	0	0	0	0
Allowance allocated to Collectively Evaluated for Impairment	7,653	6,679	7,653	6,679
Total loans and leases	518,947	471,753	518,947	471,753	491,630
Loans individually evaluated for impairment	3,298	559	3,298	559
Loans collectively evaluated for impairment	515,649	471,194	515,649	471,194
Commercial-Non-Owner Occupied | Legacy Loans
Loans and Leases Receivable Disclosure [Line Items]
Total loans and leases	518,947		518,947		491,630
Commercial loans and leases
Loans and Leases Receivable Disclosure [Line Items]
Allowance for loan and lease losses, Beginning balance	3,218	3,056	4,131	2,103
Allowance for loan and lease losses, Charge-offs	0	0	(1,388)	(549)
Allowance for loan and lease losses, Recoveries	102	114	169	181
Provision for credit losses	(103)	186	305	1,621
Allowance for loan and lease losses, Ending balance	3,217	3,356	3,217	3,356
Allowance allocated to Individually Evaluated for Impairment	0	0	0	0
Allowance allocated to Collectively Evaluated for Impairment	3,217	3,356	3,217	3,356
Total loans and leases	351,618	353,863	351,618	353,863	334,086
Loans individually evaluated for impairment	560	1,489	560	1,489
Loans collectively evaluated for impairment	351,058	352,374	351,058	352,374
Commercial loans and leases | Legacy Loans
Loans and Leases Receivable Disclosure [Line Items]
Total loans and leases	351,618		351,618		334,086
Consumer
Loans and Leases Receivable Disclosure [Line Items]
Allowance for loan and lease losses, Beginning balance	1,298	741	1,178	552
Allowance for loan and lease losses, Charge-offs	(7)	(178)	(120)	(187)
Allowance for loan and lease losses, Recoveries	8	0	12	2
Provision for credit losses	(174)	584	55	780
Allowance for loan and lease losses, Ending balance	1,125	1,147	1,125	1,147
Allowance allocated to Individually Evaluated for Impairment	0	0	0	0
Allowance allocated to Collectively Evaluated for Impairment	1,125	1,147	1,125	1,147
Total loans and leases	88,089	53,734	88,089	53,734	64,003
Loans individually evaluated for impairment	0	0	0	0
Loans collectively evaluated for impairment	88,089	$ 53,734	88,089	$ 53,734
Consumer | Legacy Loans
Loans and Leases Receivable Disclosure [Line Items]
Total loans and leases	$ 88,089		$ 88,089		$ 64,003

Credit Quality Assessment - Int

Credit Quality Assessment - Internally Assigned Risk Assignments (Details) - USD ($) $ in Thousands	Sep. 30, 2021	Dec. 31, 2020	Sep. 30, 2020
Credit Quality Indicator [Line Items]
Total loans and leases	$ 1,903,255	$ 1,865,961	$ 1,884,405
Legacy Loans
Credit Quality Indicator [Line Items]
Total loans and leases	1,903,255	1,865,961
Not Classified | Legacy Loans
Credit Quality Indicator [Line Items]
Total loans and leases	1,866,795	1,819,047
Special Mention | Legacy Loans
Credit Quality Indicator [Line Items]
Total loans and leases	3,293	22,225
Substandard | Legacy Loans
Credit Quality Indicator [Line Items]
Total loans and leases	33,167	24,689
Doubtful | Legacy Loans
Credit Quality Indicator [Line Items]
Total loans and leases	0	0
Construction and land
Credit Quality Indicator [Line Items]
Total loans and leases	124,967	116,675	104,361
Construction and land | Legacy Loans
Credit Quality Indicator [Line Items]
Total loans and leases	124,967	116,675
Construction and land | Not Classified | Legacy Loans
Credit Quality Indicator [Line Items]
Total loans and leases	124,725	116,094
Construction and land | Special Mention | Legacy Loans
Credit Quality Indicator [Line Items]
Total loans and leases	0	0
Construction and land | Substandard | Legacy Loans
Credit Quality Indicator [Line Items]
Total loans and leases	242	581
Construction and land | Doubtful | Legacy Loans
Credit Quality Indicator [Line Items]
Total loans and leases	0	0
Residential - first lien
Credit Quality Indicator [Line Items]
Total loans and leases	434,273	380,865	391,079
Residential - first lien | Legacy Loans
Credit Quality Indicator [Line Items]
Total loans and leases	434,273	380,865
Residential - first lien | Not Classified | Legacy Loans
Credit Quality Indicator [Line Items]
Total loans and leases	425,500	368,230
Residential - first lien | Special Mention | Legacy Loans
Credit Quality Indicator [Line Items]
Total loans and leases	0	0
Residential - first lien | Substandard | Legacy Loans
Credit Quality Indicator [Line Items]
Total loans and leases	8,773	12,635
Residential - first lien | Doubtful | Legacy Loans
Credit Quality Indicator [Line Items]
Total loans and leases	0	0
Residential - junior lien
Credit Quality Indicator [Line Items]
Total loans and leases	51,350	60,002	62,728
Residential - junior lien | Legacy Loans
Credit Quality Indicator [Line Items]
Total loans and leases	51,350	60,002
Residential - junior lien | Not Classified | Legacy Loans
Credit Quality Indicator [Line Items]
Total loans and leases	49,806	58,752
Residential - junior lien | Special Mention | Legacy Loans
Credit Quality Indicator [Line Items]
Total loans and leases	0	0
Residential - junior lien | Substandard | Legacy Loans
Credit Quality Indicator [Line Items]
Total loans and leases	1,544	1,250
Residential - junior lien | Doubtful | Legacy Loans
Credit Quality Indicator [Line Items]
Total loans and leases	0	0
Commercial - Owner Occupied
Credit Quality Indicator [Line Items]
Total loans and leases	254,093	251,061	250,512
Commercial - Owner Occupied | Legacy Loans
Credit Quality Indicator [Line Items]
Total loans and leases	254,093	251,061
Commercial - Owner Occupied | Not Classified | Legacy Loans
Credit Quality Indicator [Line Items]
Total loans and leases	246,561	240,590
Commercial - Owner Occupied | Special Mention | Legacy Loans
Credit Quality Indicator [Line Items]
Total loans and leases	0	4,364
Commercial - Owner Occupied | Substandard | Legacy Loans
Credit Quality Indicator [Line Items]
Total loans and leases	7,532	6,107
Commercial - Owner Occupied | Doubtful | Legacy Loans
Credit Quality Indicator [Line Items]
Total loans and leases	0	0
Commercial-Non-Owner Occupied
Credit Quality Indicator [Line Items]
Total loans and leases	518,947	491,630	471,753
Commercial-Non-Owner Occupied | Legacy Loans
Credit Quality Indicator [Line Items]
Total loans and leases	518,947	491,630
Commercial-Non-Owner Occupied | Not Classified | Legacy Loans
Credit Quality Indicator [Line Items]
Total loans and leases	506,728	482,324
Commercial-Non-Owner Occupied | Special Mention | Legacy Loans
Credit Quality Indicator [Line Items]
Total loans and leases	3,293	8,778
Commercial-Non-Owner Occupied | Substandard | Legacy Loans
Credit Quality Indicator [Line Items]
Total loans and leases	8,926	528
Commercial-Non-Owner Occupied | Doubtful | Legacy Loans
Credit Quality Indicator [Line Items]
Total loans and leases	0	0
Commercial loans and leases
Credit Quality Indicator [Line Items]
Total loans and leases	351,618	334,086	353,863
Commercial loans and leases | Legacy Loans
Credit Quality Indicator [Line Items]
Total loans and leases	351,618	334,086
Commercial loans and leases | Not Classified | Legacy Loans
Credit Quality Indicator [Line Items]
Total loans and leases	345,468	321,415
Commercial loans and leases | Special Mention | Legacy Loans
Credit Quality Indicator [Line Items]
Total loans and leases	0	9,083
Commercial loans and leases | Substandard | Legacy Loans
Credit Quality Indicator [Line Items]
Total loans and leases	6,150	3,588
Commercial loans and leases | Doubtful | Legacy Loans
Credit Quality Indicator [Line Items]
Total loans and leases	0	0
Consumer
Credit Quality Indicator [Line Items]
Total loans and leases	88,089	64,003	$ 53,734
Consumer | Legacy Loans
Credit Quality Indicator [Line Items]
Total loans and leases	88,089	64,003
Consumer | Not Classified | Legacy Loans
Credit Quality Indicator [Line Items]
Total loans and leases	88,089	64,003
Consumer | Special Mention | Legacy Loans
Credit Quality Indicator [Line Items]
Total loans and leases	0	0
Consumer | Substandard | Legacy Loans
Credit Quality Indicator [Line Items]
Total loans and leases	0	0
Consumer | Doubtful | Legacy Loans
Credit Quality Indicator [Line Items]
Total loans and leases	0	0
Paycheck protection program loans
Credit Quality Indicator [Line Items]
Total loans and leases	79,918	167,639
Paycheck protection program loans | Legacy Loans
Credit Quality Indicator [Line Items]
Total loans and leases	79,918	167,639
Paycheck protection program loans | Not Classified | Legacy Loans
Credit Quality Indicator [Line Items]
Total loans and leases	79,918	167,639
Paycheck protection program loans | Special Mention | Legacy Loans
Credit Quality Indicator [Line Items]
Total loans and leases	0	0
Paycheck protection program loans | Substandard | Legacy Loans
Credit Quality Indicator [Line Items]
Total loans and leases	0	0
Paycheck protection program loans | Doubtful | Legacy Loans
Credit Quality Indicator [Line Items]
Total loans and leases	$ 0	$ 0

Credit Quality Assessment - Age

Credit Quality Assessment - Aged Analysis of Past Due Loans (Details) - USD ($) $ in Thousands	Sep. 30, 2021	Dec. 31, 2020	Sep. 30, 2020
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total loans and leases	$ 1,903,255	$ 1,865,961	$ 1,884,405
Legacy Loans
Financing Receivable, Recorded Investment, Past Due [Line Items]
Non-accrual loans and leases	14,717	17,918
Total loans and leases	1,903,255	1,865,961
Legacy Loans | Financing Receivables, Current
Financing Receivable, Recorded Investment, Past Due [Line Items]
Accruing loans and leases	1,882,981	1,839,741
Legacy Loans | Financing Receivables, Past Due
Financing Receivable, Recorded Investment, Past Due [Line Items]
Accruing loans and leases	5,557	8,302
Legacy Loans | Financing Receivables, 30 to 59 Days Past Due
Financing Receivable, Recorded Investment, Past Due [Line Items]
Accruing loans and leases	433	7,062
Legacy Loans | Financing Receivables, 60 to 89 Days Past Due
Financing Receivable, Recorded Investment, Past Due [Line Items]
Accruing loans and leases	5,093	872
Legacy Loans | Financing Receivables, Greater than 90 days past due
Financing Receivable, Recorded Investment, Past Due [Line Items]
Accruing loans and leases	31	368
Construction and land
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total loans and leases	124,967	116,675	104,361
Construction and land | Legacy Loans
Financing Receivable, Recorded Investment, Past Due [Line Items]
Non-accrual loans and leases	242	581
Total loans and leases	124,967	116,675
Construction and land | Legacy Loans | Financing Receivables, Current
Financing Receivable, Recorded Investment, Past Due [Line Items]
Accruing loans and leases	121,372	116,094
Construction and land | Legacy Loans | Financing Receivables, Past Due
Financing Receivable, Recorded Investment, Past Due [Line Items]
Accruing loans and leases	3,353	0
Construction and land | Legacy Loans | Financing Receivables, 30 to 59 Days Past Due
Financing Receivable, Recorded Investment, Past Due [Line Items]
Accruing loans and leases	0	0
Construction and land | Legacy Loans | Financing Receivables, 60 to 89 Days Past Due
Financing Receivable, Recorded Investment, Past Due [Line Items]
Accruing loans and leases	3,353	0
Construction and land | Legacy Loans | Financing Receivables, Greater than 90 days past due
Financing Receivable, Recorded Investment, Past Due [Line Items]
Accruing loans and leases	0	0
Residential - first lien
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total loans and leases	434,273	380,865	391,079
Residential - first lien | Legacy Loans
Financing Receivable, Recorded Investment, Past Due [Line Items]
Non-accrual loans and leases	8,773	12,635
Total loans and leases	434,273	380,865
Residential - first lien | Legacy Loans | Financing Receivables, Current
Financing Receivable, Recorded Investment, Past Due [Line Items]
Accruing loans and leases	424,831	363,486
Residential - first lien | Legacy Loans | Financing Receivables, Past Due
Financing Receivable, Recorded Investment, Past Due [Line Items]
Accruing loans and leases	669	4,744
Residential - first lien | Legacy Loans | Financing Receivables, 30 to 59 Days Past Due
Financing Receivable, Recorded Investment, Past Due [Line Items]
Accruing loans and leases	0	4,167
Residential - first lien | Legacy Loans | Financing Receivables, 60 to 89 Days Past Due
Financing Receivable, Recorded Investment, Past Due [Line Items]
Accruing loans and leases	638	543
Residential - first lien | Legacy Loans | Financing Receivables, Greater than 90 days past due
Financing Receivable, Recorded Investment, Past Due [Line Items]
Accruing loans and leases	31	34
Residential - junior lien
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total loans and leases	51,350	60,002	62,728
Residential - junior lien | Legacy Loans
Financing Receivable, Recorded Investment, Past Due [Line Items]
Non-accrual loans and leases	1,544	1,250
Total loans and leases	51,350	60,002
Residential - junior lien | Legacy Loans | Financing Receivables, Current
Financing Receivable, Recorded Investment, Past Due [Line Items]
Accruing loans and leases	49,646	57,427
Residential - junior lien | Legacy Loans | Financing Receivables, Past Due
Financing Receivable, Recorded Investment, Past Due [Line Items]
Accruing loans and leases	160	1,325
Residential - junior lien | Legacy Loans | Financing Receivables, 30 to 59 Days Past Due
Financing Receivable, Recorded Investment, Past Due [Line Items]
Accruing loans and leases	145	1,130
Residential - junior lien | Legacy Loans | Financing Receivables, 60 to 89 Days Past Due
Financing Receivable, Recorded Investment, Past Due [Line Items]
Accruing loans and leases	15	195
Residential - junior lien | Legacy Loans | Financing Receivables, Greater than 90 days past due
Financing Receivable, Recorded Investment, Past Due [Line Items]
Accruing loans and leases	0	0
Commercial - Owner Occupied
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total loans and leases	254,093	251,061	250,512
Commercial - Owner Occupied | Legacy Loans
Financing Receivable, Recorded Investment, Past Due [Line Items]
Non-accrual loans and leases	302	416
Total loans and leases	254,093	251,061
Commercial - Owner Occupied | Legacy Loans | Financing Receivables, Current
Financing Receivable, Recorded Investment, Past Due [Line Items]
Accruing loans and leases	252,710	250,562
Commercial - Owner Occupied | Legacy Loans | Financing Receivables, Past Due
Financing Receivable, Recorded Investment, Past Due [Line Items]
Accruing loans and leases	1,081	83
Commercial - Owner Occupied | Legacy Loans | Financing Receivables, 30 to 59 Days Past Due
Financing Receivable, Recorded Investment, Past Due [Line Items]
Accruing loans and leases	0	0
Commercial - Owner Occupied | Legacy Loans | Financing Receivables, 60 to 89 Days Past Due
Financing Receivable, Recorded Investment, Past Due [Line Items]
Accruing loans and leases	1,081	0
Commercial - Owner Occupied | Legacy Loans | Financing Receivables, Greater than 90 days past due
Financing Receivable, Recorded Investment, Past Due [Line Items]
Accruing loans and leases	0	83
Commercial-Non-Owner Occupied
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total loans and leases	518,947	491,630	471,753
Commercial-Non-Owner Occupied | Legacy Loans
Financing Receivable, Recorded Investment, Past Due [Line Items]
Non-accrual loans and leases	3,298	528
Total loans and leases	518,947	491,630
Commercial-Non-Owner Occupied | Legacy Loans | Financing Receivables, Current
Financing Receivable, Recorded Investment, Past Due [Line Items]
Accruing loans and leases	515,517	489,996
Commercial-Non-Owner Occupied | Legacy Loans | Financing Receivables, Past Due
Financing Receivable, Recorded Investment, Past Due [Line Items]
Accruing loans and leases	132	1,106
Commercial-Non-Owner Occupied | Legacy Loans | Financing Receivables, 30 to 59 Days Past Due
Financing Receivable, Recorded Investment, Past Due [Line Items]
Accruing loans and leases	132	1,106
Commercial-Non-Owner Occupied | Legacy Loans | Financing Receivables, 60 to 89 Days Past Due
Financing Receivable, Recorded Investment, Past Due [Line Items]
Accruing loans and leases	0	0
Commercial-Non-Owner Occupied | Legacy Loans | Financing Receivables, Greater than 90 days past due
Financing Receivable, Recorded Investment, Past Due [Line Items]
Accruing loans and leases	0	0
Commercial loans and leases
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total loans and leases	351,618	334,086	353,863
Commercial loans and leases | Legacy Loans
Financing Receivable, Recorded Investment, Past Due [Line Items]
Non-accrual loans and leases	558	2,508
Total loans and leases	351,618	334,086
Commercial loans and leases | Legacy Loans | Financing Receivables, Current
Financing Receivable, Recorded Investment, Past Due [Line Items]
Accruing loans and leases	350,940	330,987
Commercial loans and leases | Legacy Loans | Financing Receivables, Past Due
Financing Receivable, Recorded Investment, Past Due [Line Items]
Accruing loans and leases	120	591
Commercial loans and leases | Legacy Loans | Financing Receivables, 30 to 59 Days Past Due
Financing Receivable, Recorded Investment, Past Due [Line Items]
Accruing loans and leases	120	269
Commercial loans and leases | Legacy Loans | Financing Receivables, 60 to 89 Days Past Due
Financing Receivable, Recorded Investment, Past Due [Line Items]
Accruing loans and leases	0	71
Commercial loans and leases | Legacy Loans | Financing Receivables, Greater than 90 days past due
Financing Receivable, Recorded Investment, Past Due [Line Items]
Accruing loans and leases	0	251
Consumer
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total loans and leases	88,089	64,003	$ 53,734
Consumer | Legacy Loans
Financing Receivable, Recorded Investment, Past Due [Line Items]
Non-accrual loans and leases	0	0
Total loans and leases	88,089	64,003
Consumer | Legacy Loans | Financing Receivables, Current
Financing Receivable, Recorded Investment, Past Due [Line Items]
Accruing loans and leases	88,047	63,550
Consumer | Legacy Loans | Financing Receivables, Past Due
Financing Receivable, Recorded Investment, Past Due [Line Items]
Accruing loans and leases	42	453
Consumer | Legacy Loans | Financing Receivables, 30 to 59 Days Past Due
Financing Receivable, Recorded Investment, Past Due [Line Items]
Accruing loans and leases	36	390
Consumer | Legacy Loans | Financing Receivables, 60 to 89 Days Past Due
Financing Receivable, Recorded Investment, Past Due [Line Items]
Accruing loans and leases	6	63
Consumer | Legacy Loans | Financing Receivables, Greater than 90 days past due
Financing Receivable, Recorded Investment, Past Due [Line Items]
Accruing loans and leases	0	0
Paycheck protection program loans
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total loans and leases	79,918	167,639
Paycheck protection program loans | Legacy Loans
Financing Receivable, Recorded Investment, Past Due [Line Items]
Non-accrual loans and leases	0	0
Total loans and leases	79,918	167,639
Paycheck protection program loans | Legacy Loans | Financing Receivables, Current
Financing Receivable, Recorded Investment, Past Due [Line Items]
Accruing loans and leases	79,918	167,639
Paycheck protection program loans | Legacy Loans | Financing Receivables, Past Due
Financing Receivable, Recorded Investment, Past Due [Line Items]
Accruing loans and leases	0	0
Paycheck protection program loans | Legacy Loans | Financing Receivables, 30 to 59 Days Past Due
Financing Receivable, Recorded Investment, Past Due [Line Items]
Accruing loans and leases	0	0
Paycheck protection program loans | Legacy Loans | Financing Receivables, 60 to 89 Days Past Due
Financing Receivable, Recorded Investment, Past Due [Line Items]
Accruing loans and leases	0	0
Paycheck protection program loans | Legacy Loans | Financing Receivables, Greater than 90 days past due
Financing Receivable, Recorded Investment, Past Due [Line Items]
Accruing loans and leases	$ 0	$ 0

Credit Quality Assessment - Imp

Credit Quality Assessment - Impaired Loans (Details) - USD ($) $ in Thousands	3 Months Ended	9 Months Ended	12 Months Ended
	Sep. 30, 2021	Sep. 30, 2021	Dec. 31, 2020
Financing Receivable, Impaired [Line Items]
Related allowance	$ 0	$ 0	$ 894
Legacy Loans
Financing Receivable, Impaired [Line Items]
Recorded investment	15,943	15,943	19,445
With an allowance recorded	0	0	1,286
With no related allowance recorded	15,943	15,943	18,159
Related allowance	0	0	894
Unpaid principal	16,963	16,963	21,574
Average balance of impaired loans	18,054	18,320	23,488
Interest income recognized	127	335	559
Construction and land | Legacy Loans
Financing Receivable, Impaired [Line Items]
Recorded investment	242	242	581
With an allowance recorded	0	0	0
With no related allowance recorded	242	242	581
Related allowance	0	0	0
Unpaid principal	415	415	767
Average balance of impaired loans	563	650	911
Interest income recognized	1	6	9
Residential - first lien | Legacy Loans
Financing Receivable, Impaired [Line Items]
Recorded investment	9,997	9,997	13,789
With an allowance recorded	0	0	0
With no related allowance recorded	9,997	9,997	13,789
Related allowance	0	0	0
Unpaid principal	10,470	10,470	14,813
Average balance of impaired loans	11,235	11,285	15,799
Interest income recognized	98	252	366
Residential - junior lien | Legacy Loans
Financing Receivable, Impaired [Line Items]
Recorded investment	1,544	1,544	1,250
With an allowance recorded	0	0	0
With no related allowance recorded	1,544	1,544	1,250
Related allowance	0	0	0
Unpaid principal	1,724	1,724	1,396
Average balance of impaired loans	2,030	2,056	1,562
Interest income recognized	16	58	59
Commercial - Owner Occupied | Legacy Loans
Financing Receivable, Impaired [Line Items]
Recorded investment	302	302	416
With an allowance recorded	0	0	0
With no related allowance recorded	302	302	416
Related allowance	0	0	0
Unpaid principal	301	301	471
Average balance of impaired loans	319	319	478
Interest income recognized	9	11	2
Commercial-Non-Owner Occupied | Legacy Loans
Financing Receivable, Impaired [Line Items]
Recorded investment	3,298	3,298	527
With an allowance recorded	0	0	0
With no related allowance recorded	3,298	3,298	527
Related allowance	0	0	0
Unpaid principal	3,305	3,305	554
Average balance of impaired loans	3,075	3,108	591
Interest income recognized	3	7	14
Commercial loans and leases | Legacy Loans
Financing Receivable, Impaired [Line Items]
Recorded investment	560	560	2,882
With an allowance recorded	0	0	1,286
With no related allowance recorded	560	560	1,596
Related allowance	0	0	894
Unpaid principal	748	748	3,573
Average balance of impaired loans	832	902	4,147
Interest income recognized	0	1	109
Consumer | Legacy Loans
Financing Receivable, Impaired [Line Items]
Recorded investment	0	0	0
With an allowance recorded	0	0	0
With no related allowance recorded	0	0	0
Related allowance	0	0	0
Unpaid principal	0	0	0
Average balance of impaired loans	0	0	0
Interest income recognized	$ 0	$ 0	$ 0

Credit Quality Assessment - TDR

Credit Quality Assessment - TDR Loans (Details) $ in Thousands	9 Months Ended	12 Months Ended
	Sep. 30, 2021USD ($)loan	Dec. 31, 2020USD ($)loan
Trouble Debt Restructured Loans [Line Items]
Number of Loans | loan	2	2
Non-Accrual Status	$ 304	$ 498
Number of Loans | loan	5	5
Accrual Status	$ 1,225	$ 1,512
Total TDRs	$ 1,529	$ 2,010
Residential Real Estate First Lien [Member]
Trouble Debt Restructured Loans [Line Items]
Number of Loans | loan	1	1
Non-Accrual Status	$ 80	$ 84
Number of Loans | loan	4	3
Accrual Status	$ 1,223	$ 1,153
Total TDRs	$ 1,303	$ 1,237
Commercial loans and leases
Trouble Debt Restructured Loans [Line Items]
Number of Loans | loan	1	1
Non-Accrual Status	$ 224	$ 414
Number of Loans | loan	1	2
Accrual Status	$ 2	$ 359
Total TDRs	$ 226	$ 773

Credit Quality Assessment - T_2

Credit Quality Assessment - TDR Modifications (Details) - USD ($) $ in Thousands	Sep. 30, 2021	Dec. 31, 2020	Sep. 30, 2020
Financing Receivable, Modifications [Line Items]
Total troubled debt restructured loans	$ 1,529	$ 2,010
Allowance for Losses on Finance Receivables [Member]
Financing Receivable, Modifications [Line Items]
Total troubled debt restructured loans	0	0
Commercial Loans And Extension Or Other Modification [Member]
Financing Receivable, Modifications [Line Items]
Total troubled debt restructured loans	226	359
Commercial Loans And Extension Or Other Modification [Member] | Allowance for Losses on Finance Receivables [Member]
Financing Receivable, Modifications [Line Items]
Total troubled debt restructured loans	0	0
Commercial Loans And Leases Forbearances Member
Financing Receivable, Modifications [Line Items]
Total troubled debt restructured loans		414
Commercial Loans And Leases Forbearances Member | Allowance for Losses on Finance Receivables [Member]
Financing Receivable, Modifications [Line Items]
Total troubled debt restructured loans		0
Residential Real Estate First Lien and Extension Or Other Modification [Member]
Financing Receivable, Modifications [Line Items]
Total troubled debt restructured loans	1,303	1,237
Residential Real Estate First Lien and Extension Or Other Modification [Member] | Allowance for Losses on Finance Receivables [Member]
Financing Receivable, Modifications [Line Items]
Total troubled debt restructured loans	0	0
Nonperforming Financial Instruments [Member]
Financing Receivable, Modifications [Line Items]
Total troubled debt restructured loans	304	498
Nonperforming Financial Instruments [Member] | Commercial Loans And Extension Or Other Modification [Member]
Financing Receivable, Modifications [Line Items]
Total troubled debt restructured loans	224	0
Nonperforming Financial Instruments [Member] | Commercial Loans And Leases Forbearances Member
Financing Receivable, Modifications [Line Items]
Total troubled debt restructured loans		414
Nonperforming Financial Instruments [Member] | Residential Real Estate First Lien and Extension Or Other Modification [Member]
Financing Receivable, Modifications [Line Items]
Total troubled debt restructured loans	80	84
Performing Financial Instruments [Member]
Financing Receivable, Modifications [Line Items]
Total troubled debt restructured loans	1,225	1,512
Performing Financial Instruments [Member] | Commercial Loans And Extension Or Other Modification [Member]
Financing Receivable, Modifications [Line Items]
Total troubled debt restructured loans	2	359
Performing Financial Instruments [Member] | Commercial Loans And Leases Forbearances Member
Financing Receivable, Modifications [Line Items]
Total troubled debt restructured loans		0	$ 0
Performing Financial Instruments [Member] | Residential Real Estate First Lien and Extension Or Other Modification [Member]
Financing Receivable, Modifications [Line Items]
Total troubled debt restructured loans	$ 1,223	$ 1,153

Credit Quality Assessment - Add

Credit Quality Assessment - Additional Information (Details) $ in Thousands	9 Months Ended		12 Months Ended
	Sep. 30, 2021USD ($)loan	Sep. 30, 2020USD ($)	Dec. 31, 2020USD ($)loan
Credit Quality Indicator [Line Items]
Delinquent Loans, Outstanding Nonaccrual Status	$ 14,700		$ 18,300
Non-Accrual Delinquent Loans Outstanding, Percentage	0.80%		1.00%
Loans and Leases Receivable, Net of Deferred Income	$ 1,903,255	$ 1,884,405	$ 1,865,961
Financing Receivable, Recorded Investment, Nonaccrual Loans	14,700		17,900
Impaired Financing Receivable Interest Income Non Accrual Method	$ 401	466
Percentage of loan modified through payments deferrals	1.30%
Loans	$ 1,529		$ 2,010
Real Estate Owned, Transfer to Real Estate Owned	$ 0	51
Number of loan with term extended and payment restructured | loan	2		2
Maximum [Member]
Credit Quality Indicator [Line Items]
Loans and Leases Receivable, Net of Deferred Income			$ 3,600
Performing Financial Instruments [Member]
Credit Quality Indicator [Line Items]
Loans	$ 1,225		1,512
Number of TDR'S included in non accrual loans	5
Nonperforming Financial Instruments [Member]
Credit Quality Indicator [Line Items]
Loans	$ 304		498
Number of TDR'S included in non accrual loans	2
Four Residential Junior Lien Loans Member
Credit Quality Indicator [Line Items]
Mortgage Loans in Process of Foreclosure, Amount	$ 1,900
Construction and land
Credit Quality Indicator [Line Items]
Loans and Leases Receivable, Net of Deferred Income	124,967	104,361	116,675
Mortgage Loans in Process of Foreclosure, Amount	243
Commercial loans and leases
Credit Quality Indicator [Line Items]
Loans and Leases Receivable, Net of Deferred Income	$ 351,618	353,863	$ 334,086
Number of loan with term extended and payment restructured | loan	1		1
Commercial loans and leases | Performing Financial Instruments [Member]
Credit Quality Indicator [Line Items]
Loans	$ 237
Commercial loans and leases | Nonperforming Financial Instruments [Member]
Credit Quality Indicator [Line Items]
Loans charged off, amount	413
Paycheck protection program loans
Credit Quality Indicator [Line Items]
Loans and Leases Receivable, Net of Deferred Income	79,918		$ 167,639
Residential - first lien
Credit Quality Indicator [Line Items]
Loans and Leases Receivable, Net of Deferred Income	434,273	$ 391,079	$ 380,865
Residential - first lien | Nonperforming Financial Instruments [Member]
Credit Quality Indicator [Line Items]
Financing Receivable, Modifications, Post-Modification Recorded Investment	104
Loans and leases | Performing Financial Instruments [Member]
Credit Quality Indicator [Line Items]
Loans	$ 25,600

Derivatives and Hedging Activ_3

Derivatives and Hedging Activities (Details) - USD ($) $ in Thousands	9 Months Ended	12 Months Ended
	Sep. 30, 2021	Dec. 31, 2020
Interest Rate Swap with customers
Derivatives, Fair Value [Line Items]
Derivative, Notional Amount	$ 13,761	$ 14,087
Derivative, Gain on Derivative	623	450
Derivative, Loss on Derivative	0	0
Interest Rate Swap with market counterparty
Derivatives, Fair Value [Line Items]
Derivative, Notional Amount	13,761	14,087
Derivative, Gain on Derivative	0	0
Derivative, Loss on Derivative	$ 611	$ 466

Derivatives and Hedging Activ_4

Derivatives and Hedging Activities - Additional Information (Details) - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2021	Sep. 30, 2020
Derivatives and Hedging Activities
Increase (Decrease) in Fair Value of Interest Rate Fair Value Hedging Instruments	$ 28	$ (28)

Goodwill and Other Intangible_3

Goodwill and Other Intangible Assets - Goodwill (Details) - USD ($) $ in Thousands	3 Months Ended			9 Months Ended		12 Months Ended
	Sep. 30, 2021	Sep. 30, 2020	Jun. 30, 2020	Sep. 30, 2021	Sep. 30, 2020	Dec. 31, 2020
Goodwill and Other Intangible Assets
Goodwill, Beginning Balance				$ 31,449	$ 65,949	$ 65,949
Goodwill impairment	$ 0	$ 0	$ (34,500)	0	$ (34,500)	(34,500)
Goodwill, Ending Balance	$ 31,449			$ 31,449		$ 31,449

Goodwill and Other Intangible_4

Goodwill and Other Intangible Assets - Intangible Assets (Details) - USD ($) $ in Thousands	9 Months Ended	12 Months Ended
	Sep. 30, 2021	Dec. 31, 2020
Finite-Lived Intangible Assets [Line Items]
Net Carrying Amount	$ 4,015	$ 5,795
Core Deposits
Finite-Lived Intangible Assets [Line Items]
Gross Carrying Amount	16,135	16,135
Accumulated Amortization	12,120	10,340
Net Carrying Amount	$ 4,015	$ 5,795
Weighted Average Remaining Life (in Years)	2 years	2 years 8 months 12 days

Goodwill and Other Intangible_5

Goodwill and Other Intangible Assets - Future Amortization (Details) - USD ($) $ in Thousands	Sep. 30, 2021	Dec. 31, 2020
Estimated future amortization expense for amortizing intangibles
Remainder of 2021	$ 546
2022	1,915
2023	1,298
2024	256
Total future amortization expense	$ 4,015	$ 5,795

Goodwill and Other Intangible_6

Goodwill and Other Intangible Assets - Additional Information (Details) $ in Thousands	3 Months Ended			9 Months Ended		12 Months Ended
	Sep. 30, 2021USD ($)	Sep. 30, 2020USD ($)	Jun. 30, 2020USD ($)	Sep. 30, 2021USD ($)item	Sep. 30, 2020USD ($)	Dec. 31, 2020USD ($)
Business Acquisition [Line Items]
Number of reporting units | item				1
Goodwill, Impairment Loss	$ 0	$ 0	$ 34,500	$ 0	$ 34,500	$ 34,500
Non Interest Expense [Member]
Business Acquisition [Line Items]
Goodwill, Impairment Loss			$ 34,500

Operating Leases - Operating le

Operating Leases - Operating leases ROU assets and lease liabilities (Details) - USD ($) $ in Thousands	Sep. 30, 2021	Dec. 31, 2020
Operating Leases
Operating leases ROU assets	$ 12,195	$ 13,229
Operating lease liabilities	$ 13,173	$ 14,267

Operating Leases - Lease expens

Operating Leases - Lease expenses (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2021	Sep. 30, 2020	Sep. 30, 2021	Sep. 30, 2020
Operating Leases
Operating lease cost	$ 419	$ 412	$ 1,170	$ 1,196
Rental income	(102)	(68)	(304)	(232)
Sublease income	(89)	(119)	(320)	(299)
Amortization of ROU assets	(5)	31	16	108
Total lease expense	$ 223	$ 256	$ 562	$ 773

Operating Leases - Lease liabil

Operating Leases - Lease liability maturities (Details) - USD ($) $ in Thousands	Sep. 30, 2021	Dec. 31, 2020
Lease liability maturities
Remainder of 2021	$ 390
2022	1,436
2023	1,209
2024	1,078
2025	955
Thereafter	11,841
Total future lease payments	16,909
Discount of cash flows	(3,736)
Present value on net future lease payments	$ 13,173	$ 14,267
Weighted average remaining term (in years)	5 years 18 days
Weighted average discount rate (in percentage)	2.94%

Operating Leases - Future minim

Operating Leases - Future minimum operating sublease payments (Details) $ in Thousands	Sep. 30, 2021USD ($)
Lessor, Lease, Description [Line Items]
Remainder of 2021	$ 77
2022	135
2023	135
2024	135
2025	135
Thereafter	191
Total future sublease payments	808
Less: amount representing interest	73
Total net future sublease payments	$ 735
Minimum [Member]
Lessor, Lease, Description [Line Items]
Lease term	1 year
Maximum [Member]
Lessor, Lease, Description [Line Items]
Lease term	6 years

Operating Leases - Additional I

Operating Leases - Additional Information (Details)	Sep. 30, 2021
Operating Leases
Lessee, Operating Lease, Renewal Term	10 years

Deposits - Composition of Depos

Deposits - Composition of Deposits and the Related Percentage Mix of Total Deposits (Details) - USD ($) $ in Thousands	Sep. 30, 2021	Dec. 31, 2020
Deposits
Noninterest-bearing demand	$ 783,326	$ 676,801
Interest-bearing checking	206,165	214,717
Money market accounts	435,386	439,510
Savings	178,915	159,914
Certificates of deposit $250 and over	35,539	51,918
Certificates of deposit under $250	302,087	432,554
Total deposits	$ 1,941,418	$ 1,975,414
Percentage of Noninterest-bearing demand	40.40%	34.20%
Percentage of Interest-bearing checking	10.60%	11.10%
Percentage of Money market accounts	22.40%	22.20%
Percentage of Savings	9.20%	8.10%
Percentage of Certificates of deposit $250 and over	1.80%	2.60%
Percentage of Certificates of deposit under $250	15.60%	21.80%
Percentage of Total deposits	100.00%	100.00%

Stock Options and Stock Award_2

Stock Options and Stock Awards - Stock Options (Details) - Employee Stock Option - $ / shares	9 Months Ended	12 Months Ended
	Sep. 30, 2021	Dec. 31, 2021	Dec. 31, 2020
Shares, Beginning Balance	25,000	25,000	25,000
Shares, Granted	0	0	0
Shares, Exercised	0		0
Shares, Forfeited	0		0
Shares, Ending Balance	25,000		25,000
Shares, Exercisable at period end	16,671		8,337
Weighted Average Exercise Price, Beginning Balance	$ 14.54	$ 14.54	$ 14.54
Weighted Average Exercise Price, Granted	0		0
Weighted Average Exercise Price, Exercised	0		0
Weighted Average Exercise Price, Forfeited	0		0
Weighted Average Exercise Price, Ending Balance	14.54		14.54
Weighted Average Exercise Price, Exercisable at period end	$ 14.54		$ 14.54

Stock Options and Stock Award_3

Stock Options and Stock Awards - RSU (Details) - Restricted Stock [Member] - $ / shares	9 Months Ended	12 Months Ended
	Sep. 30, 2021	Dec. 31, 2020
Shares, Beginning Balance	170,549	11,032
Shares, Granted	67,976	167,716
Shares, Vested	(28,171)	(4,954)
Shares, Net settle for taxes	(5,840)	(745)
Shares, Forfeited	(4,600)	(2,500)
Shares, Ending Balance	199,914	170,549
Weighted Average Grant Date Fair Value, Beginning Balance	$ 14.61	$ 17.48
Weighted Average Grant Date Fair Value, Granted	16.93	14.60
Weighted Average Grant Date Fair Value, Vested	14.24	18.44
Weighted Average Grant Date Fair Value, Net settle for taxes	15.88	17.50
Weighted Average Grant Date Fair Value, Forfeited	17.53	18
Weighted Average Grant Date Fair Value, Ending Balance	$ 15.34	$ 14.61

Stock Options and Stock Award_4

Stock Options and Stock Awards - RSU Compensation Expense (Details) $ in Thousands	Sep. 30, 2021USD ($)
Restricted Stock Units (RSUs) [Member]
Employee Service Share-based Compensation, Nonvested Awards, Compensation Not yet Recognized, Share-based Awards Other than Options	$ 2,152
Restricted Stock Units (RSUs) [Member] | Remainder of 2021
Employee Service Share-based Compensation, Nonvested Awards, Compensation Not yet Recognized, Share-based Awards Other than Options	174
Restricted Stock Units (RSUs) [Member] | 2022
Employee Service Share-based Compensation, Nonvested Awards, Compensation Not yet Recognized, Share-based Awards Other than Options	687
Restricted Stock Units (RSUs) [Member] | 2023
Employee Service Share-based Compensation, Nonvested Awards, Compensation Not yet Recognized, Share-based Awards Other than Options	593
Restricted Stock Units (RSUs) [Member] | 2024
Employee Service Share-based Compensation, Nonvested Awards, Compensation Not yet Recognized, Share-based Awards Other than Options	502
Restricted Stock Units (RSUs) [Member] | 2025
Employee Service Share-based Compensation, Nonvested Awards, Compensation Not yet Recognized, Share-based Awards Other than Options	157
Restricted Stock Units (RSUs) [Member] | 2026
Employee Service Share-based Compensation, Nonvested Awards, Compensation Not yet Recognized, Share-based Awards Other than Options	39
Employee Stock Option | Remainder of 2021
Employee Service Share-based Compensation, Nonvested Awards, Compensation Not yet Recognized, Share-based Awards Other than Options	12
Employee Stock Option | 2022
Employee Service Share-based Compensation, Nonvested Awards, Compensation Not yet Recognized, Share-based Awards Other than Options	$ 4

Stock Options and Stock Award_5

Stock Options and Stock Awards - Stock-based Compensation Expense (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2021	Sep. 30, 2020	Sep. 30, 2021	Sep. 30, 2020
Allocated Share-based Compensation Expense	$ 322	$ 281	$ 794	$ 659
Director [Member]
Allocated Share-based Compensation Expense	137	138	287	275
Restricted Stock Units (RSUs) [Member]
Allocated Share-based Compensation Expense	173	131	471	348
Employee Stock Option
Allocated Share-based Compensation Expense	$ 12	$ 12	$ 36	$ 36

Stock Options and Stock Award_6

Stock Options and Stock Awards - Additional information (Details) - USD ($)	9 Months Ended		12 Months Ended		21 Months Ended
	Sep. 30, 2021	Sep. 30, 2020	Dec. 31, 2021	Dec. 31, 2020	Sep. 30, 2021
Proceeds from Stock Options Exercised	$ 0	$ 0
Share-based Compensation Arrangement by Share-based Payment Award, Options, Exercisable Fair Market Value	$ 20.28			$ 11.81	$ 20.28
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Aggregate Intrinsic Value, Outstanding	$ 144,000			$ 0	$ 144,000
Share-based Payment Arrangement, Nonemployee [Member]
Stock awards to non-employee members	19,393	22,616			19,393
Employee Stock Option
Common Stock, Capital Shares Reserved for Future Issuance	282,615				282,615
Share-based Compensation Arrangement by Share-based Payment Award, Expiration Period	10 years
Share-based Compensation Arrangement by Share-based Payment Award, Options, Grants in Period, Gross	0		0	0
Unrecognized pre-tax compensation expense related to unvested stock option awards	$ 16,000				$ 16,000
Employee Stock Option | Remainder of 2021
Employee Service Share-based Compensation, Nonvested Awards, Compensation Not yet Recognized, Share-based Awards Other than Options	12,000				12,000
Employee Stock Option | 2022
Employee Service Share-based Compensation, Nonvested Awards, Compensation Not yet Recognized, Share-based Awards Other than Options	$ 4,000				4,000
Restricted Stock Units (RSUs) [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Options, Grants in Period, Gross	67,976	164,383
Employee Service Share-based Compensation, Nonvested Awards, Compensation Not yet Recognized, Share-based Awards Other than Options	$ 2,152,000				2,152,000
Restricted Stock Units (RSUs) [Member] | Remainder of 2021
Employee Service Share-based Compensation, Nonvested Awards, Compensation Not yet Recognized, Share-based Awards Other than Options	174,000				174,000
Restricted Stock Units (RSUs) [Member] | 2022
Employee Service Share-based Compensation, Nonvested Awards, Compensation Not yet Recognized, Share-based Awards Other than Options	$ 687,000				687,000
Time-based RSUs | One, three or five year performance vesting schedule
Share-based Compensation Arrangement by Share-based Payment Award, Options, Grants in Period, Gross	52,488	137,119
Performance-based RSUs
Compensation expense					$ 0
Performance-based RSUs | Three year performance vesting schedule
Share-based Compensation Arrangement by Share-based Payment Award, Options, Vested, Number of Shares	15,488	27,264

Net Income (Loss) per Common _3

Net Income (Loss) per Common Share (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2021	Sep. 30, 2020	Sep. 30, 2021	Sep. 30, 2020
Net Income (Loss) per Common Share
Net income (loss) available to common stockholders (numerator)	$ 6,360	$ 4,604	$ 20,018	$ (21,462)
BASIC
Basic average common shares outstanding (denominator)	18,807,395	18,736,749	18,787,571	18,773,036
Basic income (loss) per common share	$ 0.34	$ 0.25	$ 1.07	$ (1.14)
DILUTED
Average common shares outstanding	18,807,395	18,736,749	18,787,571	18,773,036
Dilutive effect of common stock equivalents	88,171	0	84,383	0
Diluted average common shares outstanding (denominator)	18,895,566	18,736,749	18,871,954	18,773,036
Diluted income (loss) per common share	$ 0.34	$ 0.25	$ 1.06	$ (1.14)
Common stock equivalents were excluded from the calculation of diluted average shares outstanding, as their inclusion would have resulted in a lower diluted loss per share	0	0	0	82,284
Common stock equivalents outstanding that are anti-dilutive and thus excluded from calculation of diluted number of shares presented above	0	194,883	0	25,000

Regulatory Matters - Bancorp's

Regulatory Matters - Bancorp's and the Bank's capital (Details) $ in Thousands	9 Months Ended
	Sep. 30, 2021USD ($)	Dec. 31, 2020USD ($)
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Capital conservation buffer	2.50%
Howard Bank
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Total capital (to risk-weighted assets) Actual amount	$ 300,495	$ 273,974
Total capital (to risk-weighted assets) Actual ratio	14.95	14.26
Total capital (to risk-weighted assets) For capital adequacy purposes amount	$ 160,796	$ 153,721
Total capital (to risk-weighted assets) For capital adequacy purposes ratio	8	8
Total capital (to risk-weighted assets) To be well capitalized under the FDICIA prompt corrective action provisions amount	$ 200,995	$ 192,151
Total capital (to risk-weighted assets) To be well capitalized under the FDICIA prompt corrective action provisions ratio	10	10
Common equity tier 1 capital (to risk-weighted assets) Actual amount	$ 281,822	$ 254,492
Common equity tier 1 capital (to risk-weighted assets) Actual ratio	14.02	13.24
Common equity tier 1 capital (to risk-weighted assets) For capital adequacy purposes amount	$ 90,448	$ 86,468
Common equity tier 1 capital (to risk-weighted assets) For capital adequacy purposes ratio	4.50	4.50
Common equity tier 1 capital (to risk-weighted assets) To be well capitalized under the FDICIA prompt corrective action provisions amount	$ 130,646	$ 124,898
Common equity tier 1 capital (to risk-weighted assets) To be well capitalized under the FDICIA prompt corrective action provisions ratio	6.50	6.50
Tier 1 capital (to risk-weighted assets) Actual amount	$ 281,822	$ 254,492
Tier 1 capital (to risk-weighted assets) Actual ratio	14.02	13.24
Tier 1 capital (to risk-weighted assets) For capital adequacy purposes amount	$ 120,597	$ 115,291
Tier 1 capital (to risk-weighted assets) For capital adequacy purposes ratio	6	6
Tier 1 capital (to risk-weighted assets) To be well capitalized under the FDICIA prompt corrective action provisions amount	$ 160,796	$ 153,721
Tier 1 capital (to risk-weighted assets) To be well capitalized under the FDICIA prompt corrective action provisions ratio	8	8
Tier 1 capital (to average assets) Actual amount	$ 281,822	$ 254,492
Tier 1 capital (to average assets) Actual ratio	11.14	10.36
Tier 1 capital (to average assets) For capital adequacy purposes amount	$ 101,188	$ 98,221
Tier 1 capital (to average assets) For capital adequacy purposes ratio	4	4
Tier 1 capital (to average assets) To be well capitalized under the FDICIA prompt corrective action provisions amount	$ 126,485	$ 122,776
Tier 1 capital (to average assets) To be well capitalized under the FDICIA prompt corrective action provisions ratio	5	5
Howard Bancorp
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Total capital (to risk-weighted assets) Actual amount	$ 301,226	$ 275,668
Total capital (to risk-weighted assets) Actual ratio	14.98	14.32
Total capital (to risk-weighted assets) For capital adequacy purposes amount	$ 160,832	$ 154,015
Total capital (to risk-weighted assets) For capital adequacy purposes ratio	8	8
Common equity tier 1 capital (to risk-weighted assets) Actual amount	$ 253,814	$ 227,749
Common equity tier 1 capital (to risk-weighted assets) Actual ratio	12.63	11.83
Common equity tier 1 capital (to risk-weighted assets) For capital adequacy purposes amount	$ 90,468	$ 86,634
Common equity tier 1 capital (to risk-weighted assets) For capital adequacy purposes ratio	4.50	4.50
Tier 1 capital (to risk-weighted assets) Actual amount	$ 253,814	$ 227,749
Tier 1 capital (to risk-weighted assets) Actual ratio	12.63	11.83
Tier 1 capital (to risk-weighted assets) For capital adequacy purposes amount	$ 120,624	$ 115,512
Tier 1 capital (to risk-weighted assets) For capital adequacy purposes ratio	6	6
Tier 1 capital (to average assets) Actual amount	$ 253,814	$ 227,749
Tier 1 capital (to average assets) Actual ratio	10.03	9.26
Tier 1 capital (to average assets) For capital adequacy purposes amount	$ 101,211	$ 98,360
Tier 1 capital (to average assets) For capital adequacy purposes ratio	4	4

Litigations (Details)

Litigations (Details) $ in Millions	1 Months Ended	9 Months Ended
	Jan. 31, 2021USD ($)	Sep. 30, 2021USD ($)lawsuit	Dec. 31, 2020USD ($)	Jun. 30, 2020USD ($)
Litigation
Number of lawsuits for mortgage origination claims | lawsuit		0
Accrued liability		$ 2	$ 1	$ 1
Litigation settlement	$ 2

Fair Value - Fair Value Financi

Fair Value - Fair Value Financial Assets and Liabilities (Details) - USD ($) $ in Thousands	Sep. 30, 2021	Dec. 31, 2020
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available for sale securities	$ 347,448	$ 375,397
Loans held for investment	1,337	2,949
Interest rate swap assets	623
Liabilities
Interest rate swap liabilities	611	466
US Government Agencies [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available for sale securities	41,923	49,605
Mortgage-backed securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available for sale securities	296,257	316,672
Fair Value, Measurements, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Loans held for investment	1,337	2,949
Interest rate swap assets	623	450
Liabilities
Interest rate swap liabilities	611	466
Fair Value, Measurements, Recurring [Member] | US Government Agencies [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available for sale securities	41,923	49,605
Fair Value, Measurements, Recurring [Member] | Mortgage-backed securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available for sale securities	296,257	316,672
Fair Value, Measurements, Recurring [Member] | Other investments
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available for sale securities	9,268	9,120
Fair Value, Inputs, Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Loans held for investment	0	0
Interest rate swap assets	0
Liabilities
Interest rate swap liabilities	0	0
Fair Value, Inputs, Level 1 [Member] | Fair Value, Measurements, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Loans held for investment	0	0
Interest rate swap assets	0	0
Liabilities
Interest rate swap liabilities	0	0
Fair Value, Inputs, Level 1 [Member] | Fair Value, Measurements, Recurring [Member] | US Government Agencies [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available for sale securities	0	0
Fair Value, Inputs, Level 1 [Member] | Fair Value, Measurements, Recurring [Member] | Mortgage-backed securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available for sale securities	0	0
Fair Value, Inputs, Level 1 [Member] | Fair Value, Measurements, Recurring [Member] | Other investments
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available for sale securities	0	0
Fair Value, Inputs, Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Loans held for investment	1,337	2,949
Interest rate swap assets	623
Liabilities
Interest rate swap liabilities	611	466
Fair Value, Inputs, Level 2 [Member] | Fair Value, Measurements, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Loans held for investment	1,337	2,949
Interest rate swap assets	623	450
Liabilities
Interest rate swap liabilities	611	466
Fair Value, Inputs, Level 2 [Member] | Fair Value, Measurements, Recurring [Member] | US Government Agencies [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available for sale securities	41,923	49,605
Fair Value, Inputs, Level 2 [Member] | Fair Value, Measurements, Recurring [Member] | Mortgage-backed securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available for sale securities	296,257	316,672
Fair Value, Inputs, Level 2 [Member] | Fair Value, Measurements, Recurring [Member] | Other investments
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available for sale securities	9,268	9,120
Fair Value, Inputs, Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Loans held for investment	0	0
Interest rate swap assets	0
Liabilities
Interest rate swap liabilities	0	0
Fair Value, Inputs, Level 3 [Member] | Fair Value, Measurements, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Loans held for investment	0	0
Interest rate swap assets	0	0
Liabilities
Interest rate swap liabilities	0	0
Fair Value, Inputs, Level 3 [Member] | Fair Value, Measurements, Recurring [Member] | US Government Agencies [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available for sale securities	0	0
Fair Value, Inputs, Level 3 [Member] | Fair Value, Measurements, Recurring [Member] | Mortgage-backed securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available for sale securities	0	0
Fair Value, Inputs, Level 3 [Member] | Fair Value, Measurements, Recurring [Member] | Other investments
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available for sale securities	$ 0	$ 0

Fair Value - Assets Under Fair

Fair Value - Assets Under Fair Value Option (Details) - USD ($) $ in Thousands	9 Months Ended	12 Months Ended
	Sep. 30, 2021	Dec. 31, 2020
Carrying Fair Value Amount, Loans held for sale	$ 1,337	$ 2,949
Loans Held For Investment [Member]
Carrying Fair Value Amount, Loans held for sale	1,337	2,949
Aggregate Unpaid Principal Loans held for Investment	1,375	2,900
Difference, Loans held for investment	$ (38)	$ 49

Fair Value - Financial Assets a

Fair Value - Financial Assets and Liabilities on Nonrecurring Basis (Details) - USD ($) $ in Thousands	Sep. 30, 2021	Dec. 31, 2020
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Other real estate owned	$ 334	$ 743
Impaired loans	1,900,280	1,854,049
Fair Value, Measurements, Nonrecurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans	8,354	18,551
Fair Value, Inputs, Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans	0	0
Fair Value, Inputs, Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans	0	0
Fair Value, Inputs, Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans	1,900,280	1,854,049
Fair Value, Inputs, Level 3 [Member] | Fair Value, Measurements, Nonrecurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans	8,354	18,551
Other Real Estate Owned [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Other real estate owned	941	1,500
Other Real Estate Owned [Member] | Fair Value, Measurements, Nonrecurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Other real estate owned	334	743
Other Real Estate Owned [Member] | Fair Value, Inputs, Level 1 [Member] | Fair Value, Measurements, Nonrecurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Other real estate owned	0	0
Other Real Estate Owned [Member] | Fair Value, Inputs, Level 2 [Member] | Fair Value, Measurements, Nonrecurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Other real estate owned	0	0
Other Real Estate Owned [Member] | Fair Value, Inputs, Level 3 [Member] | Fair Value, Measurements, Nonrecurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Other real estate owned	334	743
Construction and land | Fair Value, Measurements, Nonrecurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans	0	581
Construction and land | Fair Value, Inputs, Level 1 [Member] | Fair Value, Measurements, Nonrecurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans	0	0
Construction and land | Fair Value, Inputs, Level 2 [Member] | Fair Value, Measurements, Nonrecurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans	0	0
Construction and land | Fair Value, Inputs, Level 3 [Member] | Fair Value, Measurements, Nonrecurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans	0	581
Residential - first lien | Fair Value, Measurements, Nonrecurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans	6,087	13,789
Residential - first lien | Fair Value, Inputs, Level 1 [Member] | Fair Value, Measurements, Nonrecurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans	0	0
Residential - first lien | Fair Value, Inputs, Level 2 [Member] | Fair Value, Measurements, Nonrecurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans	0	0
Residential - first lien | Fair Value, Inputs, Level 3 [Member] | Fair Value, Measurements, Nonrecurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans	6,087	13,789
Residential - junior lien | Fair Value, Measurements, Nonrecurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans	1,069	1,250
Residential - junior lien | Fair Value, Inputs, Level 1 [Member] | Fair Value, Measurements, Nonrecurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans	0	0
Residential - junior lien | Fair Value, Inputs, Level 2 [Member] | Fair Value, Measurements, Nonrecurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans	0	0
Residential - junior lien | Fair Value, Inputs, Level 3 [Member] | Fair Value, Measurements, Nonrecurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans	1,069	1,250
Commercial - Owner Occupied | Fair Value, Measurements, Nonrecurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans	302	416
Commercial - Owner Occupied | Fair Value, Inputs, Level 1 [Member] | Fair Value, Measurements, Nonrecurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans	0	0
Commercial - Owner Occupied | Fair Value, Inputs, Level 2 [Member] | Fair Value, Measurements, Nonrecurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans	0	0
Commercial - Owner Occupied | Fair Value, Inputs, Level 3 [Member] | Fair Value, Measurements, Nonrecurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans	302	416
Commercial-Non-Owner Occupied | Fair Value, Measurements, Nonrecurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans	338	527
Commercial-Non-Owner Occupied | Fair Value, Inputs, Level 1 [Member] | Fair Value, Measurements, Nonrecurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans	0	0
Commercial-Non-Owner Occupied | Fair Value, Inputs, Level 2 [Member] | Fair Value, Measurements, Nonrecurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans	0	0
Commercial-Non-Owner Occupied | Fair Value, Inputs, Level 3 [Member] | Fair Value, Measurements, Nonrecurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans	338	527
Commercial loans and leases | Fair Value, Measurements, Nonrecurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans	558	1,988
Commercial loans and leases | Fair Value, Inputs, Level 1 [Member] | Fair Value, Measurements, Nonrecurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans	0	0
Commercial loans and leases | Fair Value, Inputs, Level 2 [Member] | Fair Value, Measurements, Nonrecurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans	0	0
Commercial loans and leases | Fair Value, Inputs, Level 3 [Member] | Fair Value, Measurements, Nonrecurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans	$ 558	$ 1,988

Fair Value - Financial Instrume

Fair Value - Financial Instruments (Details) - USD ($) $ in Thousands	Sep. 30, 2021	Dec. 31, 2020
Financial Assets
Available for sale securities, Carrying Value	$ 347,448	$ 375,397
Held to maturity securities, Carrying Value	4,000	7,250
Nonmarketable equity securities, Carrying Value	9,219	10,637
Loans held for investment, Carrying Value	1,337	2,949
Loans and leases, Carrying Value	1,883,564	1,843,850
Marketable equity securities, Carrying Value	3,594	4,006
Interest rate swap, Carrying Value	623	450
Available for sale securities	347,448	375,397
Held to maturity securities	4,059	7,235
Nonmarketable equity securities	9,219	10,637
Loans held for investment	1,337	2,949
Loans and leases, Fair value	1,900,280	1,854,049
Marketable equity securities, Fair value	3,594
Interest rate swap	623
Financial Liabilities
Deposits, Carrying Value	1,941,418	1,975,414
Customer repurchase agreements and other borrowings	13,485	13,634
FHLB advances, Carrying Value	212,000	200,000
Subordinated debt, Carrying Value	28,739	28,437
Interest rate swap, Carrying Value	611	466
Deposits, Fair value	1,941,072	1,974,339
Customer repurchase agreements and other borrowings, fair value	13,485	13,634
FHLB advances	214,881	202,768
Subordinated debt	31,197	30,692
Interest rate swap, Fair Value	611	466
Fair Value, Inputs, Level 1 [Member]
Financial Assets
Marketable equity securities, Carrying Value		0
Interest rate swap, Carrying Value		0
Available for sale securities	0	0
Held to maturity securities	0	0
Nonmarketable equity securities	0	0
Loans held for investment	0	0
Loans and leases, Fair value	0	0
Marketable equity securities, Fair value	0
Interest rate swap	0
Financial Liabilities
Deposits, Fair value	0	0
Customer repurchase agreements and other borrowings, fair value	0	0
FHLB advances	0	0
Subordinated debt	0	0
Interest rate swap, Fair Value	0	0
Fair Value, Inputs, Level 2 [Member]
Financial Assets
Marketable equity securities, Carrying Value		4,006
Interest rate swap, Carrying Value		450
Available for sale securities	347,448	375,397
Held to maturity securities	0	0
Nonmarketable equity securities	9,219	10,637
Loans held for investment	1,337	2,949
Loans and leases, Fair value	0	0
Marketable equity securities, Fair value	3,594
Interest rate swap	623
Financial Liabilities
Deposits, Fair value	1,941,072	1,974,339
Customer repurchase agreements and other borrowings, fair value	13,485	13,634
FHLB advances	214,881	202,768
Subordinated debt	31,197	30,692
Interest rate swap, Fair Value	611	466
Fair Value, Inputs, Level 3 [Member]
Financial Assets
Marketable equity securities, Carrying Value		0
Interest rate swap, Carrying Value		0
Available for sale securities	0	0
Held to maturity securities	4,059	7,235
Nonmarketable equity securities	0	0
Loans held for investment	0	0
Loans and leases, Fair value	1,900,280	1,854,049
Marketable equity securities, Fair value	0
Interest rate swap	0
Financial Liabilities
Deposits, Fair value	0	0
Customer repurchase agreements and other borrowings, fair value	0	0
FHLB advances	0	0
Subordinated debt	0	0
Interest rate swap, Fair Value	$ 0	$ 0

Fair Value - Additional Informa

Fair Value - Additional Information (Details) $ in Thousands	9 Months Ended		12 Months Ended
	Sep. 30, 2021USD ($)	Sep. 30, 2020USD ($)	Dec. 31, 2020USD ($)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Other Real Estate, Period Increase (Decrease)	$ 38	$ 257
Other Real Estate	334		$ 743
Allowance for credit losses	0		894
Other Real Estate Owned [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Other Real Estate	941		1,500
Other Real Estate, Valuation Adjustments	$ 607		$ 731
Selling cost (as a percent)	9.5

Exit of Mortgage Banking Acti_3

Exit of Mortgage Banking Activities (Details) - Discontinued operations held for sale - Mortgage Banking Activities - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2021	Sep. 30, 2020
Income Statement, Balance Sheet and Additional Disclosures by Disposal Groups, Including Discontinued Operations [Line Items]
Loans held for sale, January 1	$ 0	$ 30,710
Loans originated for sale	0	79,847
Loans sold into the secondary market	0	(110,557)
Loans held for sale, at end of period	0	0
Loans originated for the Bank's portfolio	0	11,378
Statement of Operations:
Net interest income	0	143
Realized and unrealized gains on mortgage banking activity	0	1,036
Loan related fees and service charges	0	389
Total noninterest income	0	1,425
Salaries and benefits	0	928
Occupancy	0	20
All other operating expenses	0	490
Total noninterest expense	0	1,438
Pretax contribution	0	130
Income tax expense (benefit)	0	36
After tax contribution	$ 0	$ 94