Quaint Oak Bancorp (QNTO) 10-Q 14 Nov 16 2016 Q3 Quarterly report Financial data

Document And Entity Information

Document And Entity Information - shares	9 Months Ended
	Sep. 30, 2016	Nov. 08, 2016
Document Information [Line Items]
Entity Registrant Name	QUAINT OAK BANCORP INC
Entity Central Index Key	1,391,933
Trading Symbol	qnto
Current Fiscal Year End Date	--12-31
Entity Filer Category	Smaller Reporting Company
Entity Current Reporting Status	Yes
Entity Voluntary Filers	No
Entity Well-known Seasoned Issuer	No
Entity Common Stock, Shares Outstanding (in shares)		1,879,243
Document Type	10-Q
Document Period End Date	Sep. 30, 2016
Document Fiscal Year Focus	2,016
Document Fiscal Period Focus	Q3
Amendment Flag	false

Consolidated Balance Sheets (Cu

Consolidated Balance Sheets (Current Period Unaudited) - USD ($) $ in Thousands	Sep. 30, 2016	Dec. 31, 2015
Assets
Due from banks, non-interest-bearing	$ 460	$ 43
Due from banks, interest-bearing	17,220	17,163
Cash and cash equivalents	17,680	17,206
Investment in interest-earning time deposits	6,063	6,136
Investment securities available for sale	10,055	3,005
Loans held for sale	4,247	5,064
Loans receivable, net of allowance for loan losses (2016 $1,485; 2015 $1,313)	161,627	143,305
Accrued interest receivable	932	983
Investment in Federal Home Loan Bank stock, at cost	593	618
Bank-owned life insurance	3,705	3,638
Premises and equipment, net	1,744	1,834
Intangibles, net of accumulated amortization	1,044	45
Other real estate owned, net	720	1,410
Prepaid expenses and other assets	1,078	924
Total Assets	209,488	184,168
Liabilities
Non-interest bearing	4,203	2,407
Interest-bearing	170,448	146,822
Total deposits	174,651	149,229
Federal Home Loan Bank short-term borrowings	6,000	6,000
Federal Home Loan Bank long-term borrowings	6,500	7,500
Accrued interest payable	136	123
Advances from borrowers for taxes and insurance	1,437	1,859
Accrued expenses and other liabilities	466	421
Total Liabilities	189,190	165,132
Stockholders' Equity
Preferred stock – $0.01 par value, 1,000,000 shares authorized; none issued or outstanding
Common stock – $0.01 par value; 9,000,000 shares authorized; 2,777,250 issued; 1,879,284 and 1,841,475 outstanding at September 30, 2016 and December 31, 2015, respectively	28	28
Additional paid-in capital	14,178	14,013
Treasury stock, at cost: 2016 897,966 shares; 2015 935,775 shares	(4,670)	(4,859)
Employee Stock Ownership Plan (ESOP)	(337)	(387)
Recognition & Retention Plan Trust (RRP)	(47)	(70)
Accumulated other comprehensive loss	(2)	(12)
Retained earnings	11,148	10,323
Total Stockholders' Equity	20,298	19,036
Total Liabilities and Stockholders' Equity	$ 209,488	$ 184,168

Consolidated Balance Sheets (C3

Consolidated Balance Sheets (Current Period Unaudited) (Parentheticals) - USD ($) $ in Thousands	Sep. 30, 2016	Dec. 31, 2015
Loans receivable, allowance for loan losses	$ 1,485	$ 1,313
Preferred stock par value (in dollars per share)	$ 0.01	$ 0.01
Preferred stock, shares authorized (in shares)	1,000,000	1,000,000
Preferred stock, shares issued (in shares)	0	0
Preferred stock, shares outstanding (in shares)	0	0
Common stock, par value (in dollars per share)	$ 0.01	$ 0.01
Common stock, shares authorized (in shares)	9,000,000	9,000,000
Common stock, shares issued (in shares)	2,777,250	2,777,250
Common stock, shares outstanding (in shares)	1,879,284	1,841,475
Treasury stock, shares (in shares)	897,966	935,775

Consolidated Statements of Inco

Consolidated Statements of Income (Unaudited) - USD ($)	3 Months Ended		9 Months Ended
	Sep. 30, 2016	Sep. 30, 2015	Sep. 30, 2016	Sep. 30, 2015
Interest Income
Interest on loans	$ 2,213,000	$ 2,095,000	$ 6,497,000	$ 6,106,000
Interest and dividends on short-term investments and investment securities	96,000	47,000	244,000	156,000
Total Interest Income	2,309,000	2,142,000	6,741,000	6,262,000
Interest Expense
Interest on deposits	638,000	511,000	1,774,000	1,448,000
Interest on Federal Home Loan Bank borrowings	34,000	27,000	100,000	70,000
Total Interest Expense	672,000	538,000	1,874,000	1,518,000
Net Interest Income	1,637,000	1,604,000	4,867,000	4,744,000
Provision for loan losses	61,000	71,000	172,000	280,000
Net Interest Income after Provision for Loan Losses	1,576,000	1,533,000	4,695,000	4,464,000
Non-Interest Income
Mortgage banking and title abstract fees	129,000	114,000	409,000	334,000
Other fees and services charges	(20,000)	22,000	32,000	93,000
Insurance commissions	60,000		60,000
Income from bank-owned life insurance	23,000	23,000	67,000	66,000
Net gain on the sale of residential mortgage loans	531,000	357,000	1,289,000	993,000
Gain on sale of SBA loans	51,000		108,000	7,000
Loss on sale of investment securities available for sale		(75,000)		(75,000)
Loss on sales and write-downs of other real estate owned	(54,000)	(2,000)	(126,000)	(4,000)
Other	13,000	11,000	36,000	27,000
Total Non-Interest Income	733,000	450,000	1,875,000	1,441,000
Non-Interest Expense
Salaries and employee benefits	1,132,000	942,000	3,321,000	2,980,000
Directors' fees and expenses	48,000	49,000	155,000	153,000
Occupancy and equipment	167,000	167,000	479,000	453,000
Professional fees	94,000	129,000	291,000	301,000
FDIC deposit insurance assessment	35,000	32,000	103,000	90,000
Other real estate owned expense	13,000	14,000	32,000	17,000
Advertising	23,000	21,000	84,000	83,000
Other	145,000	130,000	412,000	383,000
Total Non-Interest Expense	1,657,000	1,484,000	4,877,000	4,460,000
Income before Income Taxes	652,000	499,000	1,693,000	1,445,000
Income taxes	250,000	189,000	650,000	552,000
Net Income	$ 402,000	$ 310,000	$ 1,043,000	$ 893,000
Earnings per share - basic (in dollars per share)	$ 0.22	$ 0.18	$ 0.59	$ 0.52
Average shares outstanding - basic (in shares)	1,792,673	1,706,946	1,774,343	1,714,689
Earnings per share - diluted (in dollars per share)	$ 0.21	$ 0.16	$ 0.54	$ 0.48
Average shares outstanding - diluted (in shares)	1,950,413	1,888,113	1,935,757	1,876,708

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income (Unaudited) - USD ($)	3 Months Ended		9 Months Ended
	Sep. 30, 2016	Sep. 30, 2015	Sep. 30, 2016	Sep. 30, 2015
Net income	$ 402,000	$ 310,000	$ 1,043,000	$ 893,000
Other Comprehensive Income (Loss):
Unrealized gains (losses) on investment securities available-for-sale	(5,000)	(14,000)	15,000	(21,000)
Income tax effect	2,000	4,000	(5,000)	7,000
Reclassification adjustment for losses on sale of investment securities included in net income		75,000		75,000
Income tax effect		(25,000)		(25,000)
Other comprehensive income (loss)	(3,000)	40,000	10,000	36,000
Total Comprehensive Income	$ 399,000	$ 350,000	$ 1,053,000	$ 929,000

Consolidated Statements of Stoc

Consolidated Statements of Stockholders' Equity (Unaudited) - 9 months ended Sep. 30, 2016 - USD ($)	The 401(k) Plan [Member]Common Stock [Member]	The 401(k) Plan [Member]Additional Paid-in Capital [Member]	The 401(k) Plan [Member]Treasury Stock [Member]	The 401(k) Plan [Member]Unallocated Common Stock Held by Benefit Plans[Member]	The 401(k) Plan [Member]AOCI Attributable to Parent [Member]	The 401(k) Plan [Member]Retained Earnings [Member]	The 401(k) Plan [Member]	The 2013 Stock Incentive Plan [Member]Common Stock [Member]	The 2013 Stock Incentive Plan [Member]Additional Paid-in Capital [Member]	The 2013 Stock Incentive Plan [Member]Treasury Stock [Member]	The 2013 Stock Incentive Plan [Member]Unallocated Common Stock Held by Benefit Plans[Member]	The 2013 Stock Incentive Plan [Member]AOCI Attributable to Parent [Member]	The 2013 Stock Incentive Plan [Member]Retained Earnings [Member]	The 2013 Stock Incentive Plan [Member]	The 2008 Stock Option Plan [Member]Common Stock [Member]	The 2008 Stock Option Plan [Member]Additional Paid-in Capital [Member]	The 2008 Stock Option Plan [Member]Treasury Stock [Member]	The 2008 Stock Option Plan [Member]Unallocated Common Stock Held by Benefit Plans[Member]	The 2008 Stock Option Plan [Member]AOCI Attributable to Parent [Member]	The 2008 Stock Option Plan [Member]Retained Earnings [Member]	The 2008 Stock Option Plan [Member]	Common Stock [Member]	Additional Paid-in Capital [Member]	Treasury Stock [Member]	Unallocated Common Stock Held by Benefit Plans[Member]	AOCI Attributable to Parent [Member]	Retained Earnings [Member]	Total
BALANCE (in shares) at Dec. 31, 2015																						1,841,475						1,841,475
BALANCE at Dec. 31, 2015																						$ 28,000	$ 14,013,000	$ (4,859,000)	$ (457,000)	$ (12,000)	$ 10,323,000	$ 19,036,000
Common stock allocated by ESOP																							78,000		51,000			129,000
Treasury stock purchased (in shares)																						(1,097)
Treasury stock purchased																								(13,000)				(13,000)
Reissuance of treasury stock (in shares)	6,992							5,396							26,518
Reissuance of treasury stock, value		$ 46,000	$ 36,000				$ 82,000		$ (28,000)	$ 28,000						$ (5,000)	$ 138,000				$ 133,000
Stock based compensation expense																							96,000					96,000
Release of 4,864 vested RRP shares																							(22,000)		22,000
Cash dividends declared ($0.118 per share)																											(218,000)	(218,000)
Net income																											1,043,000	1,043,000
Other comprehensive income, net																										10,000		$ 10,000
BALANCE (in shares) at Sep. 30, 2016																						1,879,284						1,879,284
BALANCE at Sep. 30, 2016																						$ 28,000	$ 14,178,000	$ (4,670,000)	$ (384,000)	$ (2,000)	$ 11,148,000	$ 20,298,000

Consolidated Statements of Sto7

Consolidated Statements of Stockholders' Equity (Unaudited) (Parentheticals) - Common Stock [Member]	9 Months Ended
	Sep. 30, 2016$ / sharesshares
Release of vested shares (in shares) | shares	4,864
Cash dividends declared per share (in dollars per share) | $ / shares	$ 0.078

Consolidated Statements of Cash

Consolidated Statements of Cash Flows (Unaudited) - USD ($)	9 Months Ended
	Sep. 30, 2016	Sep. 30, 2015
Cash Flows from Operating Activities
Net income	$ 1,043,000	$ 893,000
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for loan losses	172,000	280,000
Depreciation expense	140,000	132,000
Amortization of intangibles	22,000	3,000
Net amortization of securities premiums	14,000
Accretion of deferred loan fees and costs, net	(227,000)	(247,000)
Stock-based compensation expense	225,000	211,000
Realized loss on sale of investment securities available for sale		75,000
Net gain on the sale of loans	(1,289,000)	(993,000)
Gain on the sale of SBA loans	(108,000)	(7,000)
Net loss on sale and write-downs of other real estate owned	126,000	4,000
Increase in the cash surrender value of bank-owned life insurance	(67,000)	(66,000)
Changes in assets and liabilities which provided (used) cash:
Loans held for sale-originations	(47,942,000)	(38,029,000)
Loans held for sale-proceeds	50,048,000	39,291,000
Accrued interest receivable	51,000	(141,000)
Prepaid expenses and other assets	(159,000)	(175,000)
Accrued interest payable	13,000	4,000
Accrued expenses and other liabilities	45,000	18,000
Net Cash Provided by Operating Activities	2,107,000	1,253,000
Cash Flows from Investing Activities
Net decrease in investment in interest-earning time deposits	73,000	524,000
Purchase of investment securities available for sale	(7,833,000)	(35,000)
Principal repayments of investment securities available for sale	784,000
Proceeds from sale of investment securities available for sale		1,720,000
Net increase in loans receivable	(18,159,000)	(19,351,000)
Net decrease (increase) in investment in Federal Home Loan Bank stock	25,000	(91,000)
Proceeds from the sale of other real estate owned	844,000	160,000
Capitalized expenditures on other real estate owned	(280,000)	(109,000)
Purchase of premises and equipment	(50,000)	(315,000)
Purchase of intangibles	(1,021,000)	(1,000)
Net Cash Used in Investing Activities	(25,617,000)	(17,498,000)
Cash Flows from Financing Activities
Net increase in demand deposits and savings accounts	3,273,000	2,875,000
Net increase in certificate accounts	22,149,000	13,526,000
Proceeds from Federal Home Loan Bank short-term borrowings		1,000,000
Repayment of Federal Home Loan Bank short-term borrowings		(2,000,000)
Proceeds from Federal Home Loan Bank long-term borrowings		3,000,000
Repayment of Federal Home Loan Bank long-term borrowings	(1,000,000)
Dividends paid	(218,000)	(182,000)
Purchase of treasury stock	(13,000)	(9,000)
Proceeds from the reissuance of treasury stock	82,000	40,000
Proceeds from the exercise of stock options	133,000	25,000
Decrease in advances from borrowers for taxes and insurance	(422,000)	(420,000)
Net Cash Provided by Financing Activities	23,984,000	17,855,000
Net Increase in Cash and Cash Equivalents	474,000	1,610,000
Cash and Cash Equivalents – Beginning of Year	17,206,000	13,937,000
Cash and Cash Equivalents – End of Year	17,680,000	15,547,000
Cash payments for interest	1,861,000	1,514,000
Cash payments for income taxes	560,000	665,000
Transfer of loans to other real estate owned		$ 670,000

Note 1 - Financial Statement Pr

Note 1 - Financial Statement Presentation and Significant Accounting Policies	9 Months Ended
	Sep. 30, 2016
Notes to Financial Statements
Organization, Consolidation, Basis of Presentation, Business Description and Accounting Policies [Text Block]	Note 1 – Financial Statement Presentation and Significant Accounting Policies Basis of Financial Presentation. The Bank is subject to regulation by the Pennsylvania Department of Banking and Securities and the Federal Deposit Insurance Corporation. Pursuant to the Bank's election under Section 10(l) of the Home Owners' Loan Act, the Company is a savings and loan holding company regulated by the Board of Governors of the Federal Reserve System. The market area served by the Bank's two regional offices includes Bucks, Montgomery, Lehigh and Northampton Counties, Pennsylvania, and northeast Philadelphia and the surrounding area. The principal deposit products offered by the Bank are certificates of deposit, passbook savings accounts, savings accounts and money market accounts. Loan products offered are fixed and adjustable rate residential and commercial mortgages, construction loans, home equity loans, auto loans, and lines of credit. The accompanying consolidated financial statements have been prepared in conformity with accounting principles generally accepted in the United States of America (US GAAP) for interim information and with the instructions to Form 10-Q, as applicable to a smaller reporting company. Accordingly, they do not include all the information and footnotes required by US GAAP for complete financial statements. The foregoing consolidated financial statements are unaudited; but in the opinion of management include all adjustments (consisting only of normal recurring adjustments) necessary for a fair presentation thereof. The balances as of December 31, 2015 have been derived from the audited financial statements. These financial statements should be read in conjunction with the financial statements and notes thereto included in Quaint Oak Bancorp's 2015 Annual Report on Form 10-K. The results of operations for the nine months ended September 30, 2016 are not necessarily indicative of the results that may be expected for the year ending December 31, 2016. Use of Estimates in the Preparation of Financial Statements. Loans Receivable. The loans receivable portfolio is segmented into residential loans, commercial real estate loans, construction loans and consumer loans. The residential loan segment has two classes: one-to-four family residential owner occupied loans and one-to-four residential family non-owner occupied loans. The commercial real estate loan segment consists of the following classes: multi-family (five or more) residential, commercial real estate and commercial lines of credit. Construction loans are generally granted for the purpose of building a single residential home. Commercial business loans are loans to businesses primarily for purchase of business essential equipment. Business essential equipment is equipment necessary for a business to support or assist with the day-to-day operation or profitability of the business. The consumer loan segment consists of the following classes: home equity loans and other consumer loans. Included in the home equity class are home equity loans and home equity lines of credit. Included in the other consumer are loans secured by saving accounts and auto loans. The accrual of interest is generally discontinued when principal or interest has become 90 days past due unless the loan is in the process of collection and is either guaranteed or well secured. When a loan is placed on nonaccrual status, unpaid interest credited to income in the current year is reversed and unpaid interest accrued in prior years is charged against the allowance for loan losses. Interest received on nonaccrual loans generally is either applied against principal or reported as interest income, according to management's judgment as to the collectability of principal. Generally, a loan is restored to accrual status when the obligation is brought current, it has performed in accordance with the contractual terms for a reasonable period of time and the ultimate collectability of the total contractual principal and interest is no longer in doubt. Allowance for Loan Losses. The allowance for loan losses is maintained at a level considered adequate to provide for losses that can be reasonably anticipated. Management performs a quarterly evaluation of the adequacy of the allowance. The allowance is based on the Company's past loan loss experience, known and inherent risks in the portfolio, adverse situations that may affect the borrower's ability to repay, the estimated value of any underlying collateral, composition of the loan portfolio, current economic conditions and other relevant factors. This evaluation is inherently subjective as it requires material estimates that may be susceptible to significant revision as more information becomes available. The allowance consists of specific, general and unallocated components. The specific component relates to loans that are designated as impaired. For loans that are designated as impaired, an allowance is established when the discounted cash flows (or collateral value or observable market price) of the impaired loan is lower than the carrying value of that loan. The general component covers pools of loans by loan class. These pools of loans are evaluated for loss exposure based upon historical loss rates for each of these categories of loans, adjusted for qualitative factors. These significant factors may include changes in lending policies and procedures, changes in existing general economic and business conditions affecting our primary lending areas, credit quality trends, collateral value, loan volumes and concentrations, seasoning of the loan portfolio, recent loss experience in particular segments of the portfolio, duration of the current business cycle and bank regulatory examination results. The applied loss factors are reevaluated quarterly to ensure their relevance in the current economic environment. Residential owner occupied mortgage lending generally entails a lower risk of default than other types of lending. Consumer loans and commercial real estate loans generally involve more risk of collectability because of the type and nature of the collateral and, in certain cases, the absence of collateral. It is the Company's policy to establish a specific reserve for loss on any delinquent loan when it determines that a loss is probable. An unallocated component is maintained to cover uncertainties that could affect management's estimate of probable losses. The unallocated component of the allowance reflects the margin of imprecision inherent in the underlying assumptions used in the methodologies for estimating specific and general losses in the portfolio. A loan is considered impaired when, based on current information and events, it is probable that the Company will be unable to collect the scheduled payments of principal or interest when due according to the contractual terms of the loan agreement. Factors considered by management in determining impairment include payment status, collateral value and the probability of collecting scheduled principal and interest payments when due. Loans that experience insignificant payment delays and payment shortfalls generally are not considered impaired. Management determines the significance of payment delays and payment shortfalls on a case-by-case basis, taking into consideration all of the circumstances surrounding the loan and the borrower, including the length of the delay, the reasons for the delay, the borrower's prior payment record and the amount of the shortfall in relation to the principal and interest owed. Impairment is measured on a loan by loan basis by either the present value of expected future cash flows discounted at the loan's effective interest rate or the fair value of the collateral if the loan is collateral dependent. An allowance for loan losses is established for an impaired loan if its carrying value exceeds its estimated fair value. The estimated fair values of substantially all of the Company's impaired loans are measured based on the estimated fair value of the loan's collateral. A loan is identified as a troubled debt restructuring ("TDR") if the Company, for economic or legal reasons related to a debtor's financial difficulties, grants a concession to the debtor that it would not otherwise consider. Concessions granted under a TDR typically involve a temporary or permanent reduction in payments or interest rate or an extension of a loan's stated maturity date at less than a current market rate of interest. Loans identified as TDRs are designated as impaired. For loans secured by real estate, estimated fair values are determined primarily through third-party appraisals. When a real estate secured loan becomes impaired, a decision is made regarding whether an updated certified appraisal of the real estate is necessary. This decision is based on various considerations, including the age of the most recent appraisal, the loan-to-value ratio based on the original appraisal and the condition of the property. Appraised values are discounted to arrive at the estimated selling price of the collateral, which is considered to be the estimated fair value. The discounts also include estimated costs to sell the property. The allowance calculation methodology includes further segregation of loan classes into risk rating categories. The borrower's overall financial condition, repayment sources, guarantors and value of collateral, if appropriate, are evaluated annually for all loans (except one-to-four family residential owner-occupied loans) where the total amount outstanding to any borrower or group of borrowers exceeds $500,000, or when credit deficiencies arise, such as delinquent loan payments. Credit quality risk ratings include regulatory classifications of special mention, substandard, doubtful and loss. Loans criticized as special mention have potential weaknesses that deserve management's close attention. If uncorrected, the potential weaknesses may result in deterioration of the repayment prospects. Loans classified substandard have a well-defined weakness or weaknesses that jeopardize the liquidation of the debt. They include loans that are inadequately protected by the current sound net worth and paying capacity of the obligor or of the collateral pledged, if any. Loans classified doubtful have all the weaknesses inherent in loans classified substandard with the added characteristic that collection or liquidation in full, on the basis of current conditions and facts, is highly improbable. Loans classified as a loss are considered uncollectible and are charged to the allowance for loan losses. Loans not classified are rated pass. In addition, Federal regulatory agencies, as an integral part of their examination process, periodically review the Company's allowance for loan losses and may require the Company to recognize additions to the allowance based on their judgments about information available to them at the time of their examination, which may not be currently available to management. Based on management's comprehensive analysis of the loan portfolio, management believes the current level of the allowance for loan losses is adequate. Loans Held for Sale . Loans originated by the Bank's mortgage banking subsidiary, Quaint Oak Mortgage, LLC, are intended for sale in the secondary market and are carried at the lower of cost or fair value (LOCOM). Gains and losses on loan sales (sales proceeds minus carrying value) are recorded in noninterest income, and direct loan origination costs, commissions and fees are deferred at origination of the loan and are recognized in noninterest income upon sale of the loan. Federal Home Loan Bank Stock . Federal law requires a member institution of the Federal Home Loan Bank (FHLB) system to hold restricted stock of its district Federal Home Loan Bank according to a predetermined formula. FHLB stock is carried at cost and evaluated for impairment. When evaluating FHLB stock for impairment, its value is determined based on the ultimate recoverability of the par value of the stock. We evaluate our holdings of FHLB stock for impairment each reporting period. No impairment charges were recognized on FHLB stock during the three or nine months ended September 30, 2016 and 2015. Bank Owned Life Insurance (BOLl). Other Real Estate Owned. Intangible Assets. Share-Based Compensation. At September 30, 2016, the Company has three share-based plans: the 2008 Recognition and Retention Plan ("RRP"), the 2008 Stock Option Plan, and the 2013 Stock Incentive Plan. Awards under these plans were made in May 2008 and 2013. These plans are more fully described in Note 11. The Company also has an employee stock ownership plan ("ESOP"). This plan is more fully described in Note 11. As ESOP shares are committed to be released and allocated among participants, the Company recognizes compensation expense equal to the average market price of the shares over the period earned. Comprehensive Income (Loss). Earnings per Share. Recent Accounting Pronouncements. ASU 2014-09, Revenue from Contracts with Customers (a new revenue recognition standard) In August 2015, the FASB issued ASU 2015-14, Revenue from Contracts with Customers (Topic 606) In January 2016, the FASB issued ASU 2016-01, Financial Instruments – Overall (Subtopic 825-10): Recognition and Measurement of Financial Assets and Financial Liabilities In February 2016, the FASB issued ASU 2016-02, Leases (Topic 842) In March 2016, the FASB issued ASU 2016-08, Revenue from Contracts with Customers (Topic 606) Revenue from Contracts with Customers (Topic 606) Revenue from Contracts with Customers (Topic 606): Deferral of the Effective Date In March 2016, the FASB issued ASU 2016-09, Compensation – Stock Compensation (Topic 718) Share-Based Payment In April 2016, the FASB issued ASU 2016-10, Revenue from Contracts with Customers (Topic 606) Revenue from Contracts with Customers (Topic 606) Revenue from Contracts with Customers (Topic 606): Deferral of the Effective Date In May 2016, the FASB issued ASU 2016-12, Revenue from Contracts with Customers (Topic 606) Revenue from Contracts with Customers (Topic 606) Revenue from Contracts with Customers (Topic 606): Deferral of the Effective Date In June 2016, the FASB issued ASU 2016-13, Financial Instruments-Credit Losses: Measurement of Credit Losses on Financial Instruments ("ASU 2016-13") In August 2016, the FASB issued ASU 2016-15, Statement of Cash Flows (Topic 230): Classification of Certain Cash Receipts and Cash Payments ("ASU 2016-15" Reclassifications.

Note 2 - Stock Split

Note 2 - Stock Split	9 Months Ended
	Sep. 30, 2016
Notes to Financial Statements
Stockholders' Equity Note Disclosure [Text Block]	Note 2 – Stock Split On August 13, 2015, the Company's Board of Directors declared a two-for-one stock split in the form of a 100% stock dividend effective for shareholders of record on August 24, 2015 that was distributed on September 8, 2015. All per share amounts in this report have been restated to reflect this stock split. An amount equal to the par value of the additional common shares issued pursuant to the stock split was reflected as a transfer from additional paid-in capital to common stock on the consolidated financial statements as of the year ended December 31, 2015.

Note 3 - Earnings Per Share

Note 3 - Earnings Per Share	9 Months Ended
	Sep. 30, 2016
Notes to Financial Statements
Earnings Per Share [Text Block]	Note 3 – Earnings Per Share Earnings per share ("EPS") consists of two separate components, basic EPS and diluted EPS. Basic EPS is computed based on the weighted average number of shares of common stock outstanding for each period presented. Diluted EPS is calculated based on the weighted average number of shares of common stock outstanding plus dilutive common stock equivalents ("CSEs"). CSEs consist of shares that are assumed to have been purchased with the proceeds from the exercise of stock options, as well as unvested restricted stock (RRP) shares. Common stock equivalents which are considered antidilutive are not included for the purposes of this calculation. For the three months and nine months ended September 30, 2016 and 2015, all unvested restricted stock program awards and outstanding stock options representing shares were dilutive. The following table sets forth the composition of the weighted average shares (denominator) used in the basic and dilutive earnings per share computations. For the Three Months Ended September 30, For the Nine Months Ended September 30, 2016 2015 2016 2015 Net Income $ 402,000 $ 310,000 $ 1,043,000 $ 893,000 Weighted average shares outstanding – basic 1,792,673 1,706,946 1,774,343 1,714,689 Effect of dilutive common stock equivalents 157,740 181,167 161,414 162,019 Adjusted weighted average shares outstanding – diluted 1,950,413 1,888,113 1,935,757 1,876,708 Basic earnings per share $ 0.22 $ 0.18 $ 0.59 $ 0.52 Diluted earnings per share $ 0.21 $ 0.16 $ 0.54 $ 0.48

Note 4 - Accumulated Other Comp

Note 4 - Accumulated Other Comprehensive Income (Loss)	9 Months Ended
	Sep. 30, 2016
Notes to Financial Statements
Comprehensive Income (Loss) Note [Text Block]	Note 4 – Accumulated Other Comprehensive Income (Loss) The following table presents the changes in accumulated other comprehensive income (loss) by component, net of tax, for the three months and the nine months ended September 30, 2016 and 2015 (in thousands): Unrealized Gains (Losses) on Investment Securities Available for Sale (1) For the Three Months Ended September 30, For the Nine Months Ended September 30, 2016 2015 2016 2015 Balance at the beginning of the period $ 1 $ (40 ) $ (12 ) $ (36 ) Other comprehensive income (loss) before classifications (3 ) (10 ) 10 (14 ) Amount reclassified from accumulated other comprehensive income - 50 - 50 Total other comprehensive income (loss) (3 ) 40 10 36 Balance at the end of the period $ (2 ) $ - $ (2 ) $ - _________________ (1) All amounts are net of tax. Amounts in parentheses indicate debits. The following table presents significant amounts reclassified out of each component of accumulated other comprehensive loss for the three months and the nine months ended September 30, 2016 and 2015 (in thousands): Details About Other Comprehensive Loss Amount Reclassified from Accumulated Other Comprehensive Loss (1) Affected Line Item in the Statement of Income For the Three Months Ended September 30, For the Nine Months Ended September 30, 2016 2015 2016 2015 Unrealized losses on investment securities available for sale $ - $ (75 ) $ - $ (75 ) Loss on sales of investment securities - 25 - 25 Income taxes $ - $ (50 ) $ - $ (50 ) Net of tax

Note 5 - Investment in Interest

Note 5 - Investment in Interest-earning Time Deposits	9 Months Ended
	Sep. 30, 2016
Notes to Financial Statements
Investments and Other Noncurrent Assets [Text Block]	Note 5 – Investment in Interest-Earning Time Deposits The investment in interest-earning time deposits as of September 30, 2016 and December 31, 2015, by contractual maturity, are shown below: September 30, 2016 December 31, 2015 (In Thousands) Due in one year or less $ 3,107 $ 3,585 Due after one year through five years 2,956 2,551 $ 6,063 $ 6,136

Note 6 - Investment Securities

Note 6 - Investment Securities Available for Sale	9 Months Ended
	Sep. 30, 2016
Notes to Financial Statements
Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block]	Note 6 – Investment Securities Available for Sale The amortized cost, gross unrealized gains and losses, and fair value of investment securities available for sale at September 30, 2016 and December 31, 2015 are summarized below (in thousands): September 30, 2016 Amortized Cost Gross Unrealized Gains Gross Unrealized (Losses) Fair Value Available for Sale: Mortgage-backed securities: Governmental National Mortgage Association securities $ 6,902 $ 10 $ (6 ) $ 6,906 Federal Home Loan Mortgage Corporation securities 1,928 2 (1 ) 1,929 Federal National Mortgage Association securities 868 - (7 ) 861 Total mortgage-backed securities 9,698 12 (14 ) 9,696 Federal Home Loan Mortgage Corporation Medium Term Note Step 360 - (1 ) 359 Total available-for-sale-securities $ 10,058 $ 12 $ (15 ) $ 10,055 December 31, 2015 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value Available for Sale: Mortgage-backed securities: Governmental National Mortgage Association securities $ 2,003 $ - $ (13 ) $ 1,990 Federal Home Loan Mortgage Corporation securities 1,020 - (5 ) 1,015 Total mortgage-backed securities $ 3,023 $ - $ (18 ) $ 3,005 The following tables show the Company's gross unrealized losses and fair value, aggregated by investment category and length of time that the individual securities have been in a continuous unrealized loss position at September 30, 2016 and December 31, 2015 (in thousands): September 30, 2016 Less than Twelve Months Twelve Months or Greater Total Number of Fair Value Gross Fair Value Gross Fair Value Gross Governmental National Mortgage Association securities 5 $ 3,946 $ (6 ) $ - $ - $ 3,946 $ (6 ) Federal Home Loan Mortgage Corporation securities 1 984 (1 ) - - 984 (1 ) Federal National Mortgage Association securities 1 861 (7 ) - - 861 (7 ) Federal Home Loan Mortgage Corporation Medium Term Note Step 1 359 (1 ) - - 359 (1 ) 8 $ 6,150 $ (15 ) $ - $ - $ 6,150 $ (15 ) December 31, 2015 Less than Twelve Months Twelve Months or Greater Total Number of Securities Fair Value Gross Unrealized Losses Fair Value Gross Unrealized Losses Fair Value Gross Unrealized Losses Governmental National Mortgage Association mortgage-backed securities 2 $ 1,990 $ (13 ) $ - $ - $ 1,990 $ (13 ) Federal Home Loan Mortgage Corporation mortgage-backed security 1 1,015 (5 ) - - 1,015 (5 ) Total 3 $ 3,005 $ (18 ) $ - $ - $ 3,005 $ (18 ) At September 30, 2016, there were eight securities in an unrealized loss position that at such date had an aggregate depreciation of 0.24% from the Company's amortized cost basis. Management believes that the estimated fair value of the securities disclosed above is primarily dependent on the movement of market interest rates. Management evaluated the length of time and the extent to which the fair value has been less than cost and the financial condition and near term prospects of the issuer, including any specific events which may influence the operations of the issuer. The Company has the ability and intent to hold the securities until the anticipated recovery of fair value occurs. Management does not believe any individual unrealized loss as of September 30, 2016 represents an other-than-temporary impairment. There were no impairment charges recognized during the three and nine months ended September 30, 2016 or 2015. In September 2015 the Company sold its investment securities available for sale portfolio consisting of two bond funds totaling $1.7 million and realized gross losses of $75,000 on the transaction. There were no realized gross gains on the transaction.

Note 7 - Loans Receivable, Net

Note 7 - Loans Receivable, Net and Allowance for Loan Losses	9 Months Ended
	Sep. 30, 2016
Notes to Financial Statements
Financing Receivables [Text Block]	Note 7 - Loans Receivable, Net and Allowance for Loan Losses The composition of net loans receivable is as follows: September 30, 2016 December 31, 2015 (In Thousands) Real estate loans: One-to-four family residential: Owner occupied $ 5,710 $ 5,777 Non-owner occupied 53,191 51,036 Total one-to-four family residential 58,901 56,813 Multi-family (five or more) residential 12,252 12,402 Commercial real estate 63,869 47,550 Commercial lines of credit 2,201 2,215 Construction 15,889 16,100 Home equity loans 4,886 7,409 Total real estate loans 157,998 142,489 Commercial business 5,716 2,576 Other consumer 28 71 Total Loans 163,742 145,136 Deferred loan fees and costs (630 ) (518 ) Allowance for loan losses (1,485 ) (1,313 ) Net Loans $ 161,627 $ 143,305 The following tables present the classes of the loan portfolio summarized by the aggregate pass rating and the classified ratings of special mention, substandard and doubtful within the Company's internal risk rating system as of September 30, 2016 and December 31, 2015 (in thousands): September 30, 2016 Pass Special Mention Substandard Doubtful Total One-to-four family residential owner occupied $ 5,710 $ - $ - $ - $ 5,710 One-to-four family residential non-owner occupied 52,072 106 1,013 - 53,191 Multi-family residential 12,252 - - - 12,252 Commercial real estate and lines of credit 64,630 117 1,323 - 66,070 Construction 14,015 - 1,874 - 15,889 Home equity 4,886 - - - 4,886 Commercial business 5,716 - - - 5,716 Other consumer 28 - - - 28 $ 159,309 $ 223 $ 4,210 $ - $ 163,742 December 31, 2015 Pass Special Mention Substandard Doubtful Total One-to-four family residential owner occupied $ 5,777 $ - $ - $ - $ 5,777 One-to-four family residential non-owner occupied 49,457 331 1,248 - 51,036 Multi-family residential 12,402 - - - 12,402 Commercial real estate and lines of credit 48,185 262 1,318 - 49,765 Construction 14,621 - 1,479 - 16,100 Home equity 7,409 - - - 7,409 Commercial business 2,576 - - - 2,576 Other consumer 71 - - - 71 $ 140,498 $ 593 $ 4,045 $ - $ 145,136 The following table presents impaired loans by class, segregated by those for which a specific allowance was required and those for which a specific allowance was not necessary as of September 30, 2016 as well as the average recorded investment and related interest income for the period then ended (in thousands): September 30, 2016 Recorded Investment Unpaid Principal Balance Related Allowance Average Recorded Investment Interest Income Recognized With no related allowance recorded: One-to-four family residential owner occupied $ - $ - $ - $ - $ - One-to-four family residential non-owner occupied 1,110 1,122 - 1,183 21 Multi-family residential - - - - - Commercial real estate and lines of credit 262 262 - 262 - Construction - - - - - Home equity 50 50 - 83 5 Commercial business - - - - - Other consumer - - - - - With an allowance recorded: One-to-four family residential owner occupied $ - $ - $ - $ - $ - One-to-four family residential non-owner occupied 96 96 30 197 12 Multi-family residential - - - - - Commercial real estate and lines of credit 133 133 11 133 7 Construction - - - - - Home equity - - - - - Commercial business - - - - - Other consumer - - - - - Total: One-to-four family residential owner occupied $ - $ - $ - $ - $ - One-to-four family residential non-owner occupied 1,206 1,218 30 1,380 33 Multi-family residential - - - - - Commercial real estate and lines of credit 395 395 11 395 7 Construction - - - - - Home equity 50 50 - 83 5 Commercial business - - - - - Other consumer - - - - - Total $ 1,651 $ 1,663 $ 41 $ 1,858 $ 45 The following table presents impaired loans by class, segregated by those for which a specific allowance was required and those for which a specific allowance was not necessary as of December 31, 2015 as well as the average recorded investment and related interest income for the year then ended (in thousands): December 31, 2015 Recorded Investment Unpaid Principal Balance Related Allowance Average Recorded Investment Interest Income Recognized With no related allowance recorded: One-to-four family residential owner occupied $ - $ - $ - $ 828 $ 15 One-to-four family residential non-owner occupied 653 659 - 1,464 62 Multi-family residential - - - 66 5 Commercial real estate and lines of credit - - - 1,085 77 Construction - - - - - Home equity 84 84 - 87 7 Commercial business - - - - - Other consumer - - - - - With an allowance recorded: One-to-four family residential owner occupied $ - $ - $ - $ - $ - One-to-four family residential non-owner occupied 321 321 33 556 22 Multi-family residential - - - - - Commercial real estate and lines of credit 133 133 7 332 9 Construction - - - - - Home equity - - - 45 4 Commercial business - - - - - Other consumer - - - - - Total: One-to-four family residential owner occupied $ - $ - $ - $ 828 $ 15 One-to-four family residential non-owner occupied 974 980 33 2,020 84 Multi-family residential - - - 66 5 Commercial real estate and lines of credit 133 133 7 1,417 86 Construction - - - - - Home equity 84 84 - 132 11 Commercial business - - - - - Other consumer - - - - - Total $ 1,191 $ 1,197 $ 40 $ 4,463 $ 201 The loan portfolio also includes certain loans that have been modified in a troubled debt restructuring, where economic concessions have been granted to borrowers who have experienced or are expected to experience financial difficulties. These concessions typically result from loss mitigation activities and could include reductions in the interest rate, payment extensions, forbearance, or other actions. At September 30, 2016, the Company had eight loans totaling $737,000 that were identified as troubled debt restructurings. All eight of these loans were performing in accordance with their modified terms. At December 31, 2015, the Company had nine loans totaling $781,000 that were identified as troubled debt restructurings. If a TDR is placed on non-accrual it is not reverted back to accruing status until the borrower makes timely payments as contracted for at least nine months and future collection under the revised terms is probable. The following tables present the Company's TDR loans as of September 30, 2016 and December 31, 2015 (dollar amounts in thousands): September 30, 2016 Number of Contracts Recorded Investment Non- Accrual Accruing Related Allowance One-to-four family residential owner occupied - $ - $ - $ - $ - One-to-four family residential non-owner occupied 5 554 - 554 30 Multi-family residential - - - - - Commercial real estate and lines of credit 1 133 - 133 11 Construction - - - - - Home equity 2 50 - 50 - Commercial business - - - - - Other consumer - - - - - Total 8 $ 737 $ - $ 737 $ 41 December 31, 2015 Number of Contracts Recorded Investment Non- Accrual Accruing Related Allowance One-to-four family residential owner occupied - $ - $ - $ - $ - One-to-four family residential non-owner occupied 5 564 - 564 25 Multi-family residential - - - - - Commercial real estate and lines of credit 1 133 - 133 7 Construction - - - - - Home equity 3 84 - 84 - Commercial business - - - - - Other consumer - - - - - Total 9 $ 781 $ - $ 781 $ 32 The contractual aging of the TDRs in the table above as of September 30, 2016 and December 31, 2015 is as follows (in thousands): September 30, 2016 Accruing Past Due Less than 30 Days Past Due 30-89 Days Greater than 90 Days Non- Accrual Total One-to-four family residential owner occupied $ - $ - $ - $ - $ - One-to-four family residential non-owner occupied 554 - - - 554 Multi-family residential - - - - - Commercial real estate and lines of credit 133 - - - 133 Construction - - - - - Home equity 50 - - - 50 Commercial business - - - - - Other consumer - - - - - Total $ 737 $ - $ - $ - $ 737 December 31, 2015 Accruing Past Due Less than 30 Days Past Due 30-89 Days Greater than 90 Days Non- Accrual Total One-to-four family residential owner occupied $ - $ - $ - $ - $ - One-to-four family residential non-owner occupied 564 - - - 564 Multi-family residential - - - - - Commercial real estate and lines of credit 133 - - - 133 Construction - - - - - Home equity 84 - - - 84 Commercial business - - - - - Other consumer - - - - - Total $ 781 $ - $ - $ - $ 781 During the three and nine months ended September 30, 2016 there were no new loans identified as TDRs and one loan previously identified as a TDR was paid-off in the second quarter of 2016. Any reserve for an impaired TDR loan is based upon the present value of the future expected cash flows discounted at the loan's original effective rate or upon the fair value of the collateral less costs to sell, if the loan is deemed collateral dependent. At September 30, 2016 there were no commitments to lend additional funds to debtors whose loan terms have been modified as TDRs. The general practice of the Bank is to work with borrowers so that they are able to pay back their loan in full. If a borrower continues to be delinquent or cannot meet the terms of a TDR modification and the loan is determined to be uncollectible, the loan will be charged off. The Company did not have any troubled debt restructurings default within the nine months ended September 30, 2016. Following is a summary, by loan portfolio class, of changes in the allowance for loan losses for the three and nine months ended September 30, 2016 and recorded investment in loans receivable as of September 30, 2016 (in thousands): September 30, 2016 1-4 Family Residential Owner Occupied 1-4 Family Residential Non- Owner Occupied Multi- Family Residential Commercial Real Estate and Lines of Credit Construction Home Equity Commercial Business and Other Consumer Unallocated Total For the Three Months Ended September 30, 2016 Allowance for loan losses: Beginning balance $ 46 $ 525 $ 66 $ 484 $ 115 $ 51 $ 37 $ 100 $ 1,424 Charge-offs - - - - - - - - - Recoveries - - - - - - - - - Provision (9 ) 25 (11 ) 63 28 (19 ) 14 (30 ) 61 Ending balance $ 37 $ 550 $ 55 $ 547 $ 143 $ 32 $ 51 $ 70 $ 1,485 For the Nine Months Ended September 30, 2016 Allowance for loan losses: Beginning balance $ 55 $ 486 $ 81 $ 389 $ 153 $ 50 $ 18 $ 81 $ 1,313 Charge-offs - - - - - - - - - Recoveries - - - - - - - - - Provision (18 ) 64 (26 ) 158 (10 ) (18 ) 33 (11 ) 172 Ending balance $ 37 $ 550 $ 55 $ 547 $ 143 $ 32 $ 51 $ 70 $ 1,485 Ending balance evaluated for impairment: Individually $ - $ 30 $ - $ 11 $ - $ - $ - $ - $ 41 Collectively $ 37 $ 520 $ 55 $ 536 $ 143 $ 32 $ 51 $ 70 $ 1,444 Loans receivable: Ending balance: $ 5,710 $ 53,191 $ 12,252 $ 66,070 $ 15,889 $ 4,886 $ 5,744 $ - $ 163,742 Ending balance evaluated for impairment: Individually $ - $ 1,206 $ - $ 395 $ - $ 50 $ - $ - $ 1,651 Collectively $ 5,710 $ 51,985 $ 12,252 $ 65,675 $ 15,889 $ 4,836 $ 5,744 $ - $ 162,091 The Bank allocated increased allowance for loan loss provisions to the commercial real estate and lines of credit, the 1-4 family residential non-owner occupied, and the commercial business loans portfolio classes for the three and nine months ended September 30, 2016, due primarily to increased balances in these portfolio classes. The Bank allocated increased allowance for loan loss provision to the construction loan portfolio class for the three months ended September 30, 2016, due primarily to an increase in delinquencies in this portfolio class. Following is a summary, by loan portfolio class, of changes in the allowance for loan losses for the three and nine months ended September 30, 2015 (in thousands): September 30, 2015 1-4 Family Residential Owner Occupied 1-4 Family Residential Non- Owner Occupied Multi- Family Residential Commercial Real Estate and Lines of Credit Construction Home Equity Commercial Business and Other Consumer Unallocated Total For the Three Months Ended September 30, 2015 Allowance for loan losses: Beginning balance $ 60 $ 369 $ 65 $ 412 $ 203 $ 73 $ 23 $ 71 $ 1,276 Charge-offs - (12 ) - (21 ) - (45 ) - - (78 ) Recoveries - - - 21 - - - - 21 Provision (1 ) 140 1 (53 ) (35 ) 15 (5 ) 9 71 Ending balance $ 59 $ 497 $ 66 $ 359 $ 168 $ 43 $ 18 $ 80 $ 1,290 For the Nine Months Ended September 30, 2015 Allowance for loan losses: Beginning balance $ 75 $ 418 $ 60 $ 324 $ 122 $ 46 $ 7 $ 96 $ 1,148 Charge-offs - (93 ) - (21 ) - (45 ) - - (159 ) Recoveries - - - 21 - - - - 21 Provision (16 ) 172 6 35 46 42 11 (16 ) 280 Ending balance $ 59 $ 497 $ 66 $ 359 $ 168 $ 43 $ 18 $ 80 $ 1,290 Ending balance evaluated for impairment: Individually $ - $ 21 $ - $ 7 $ - $ - $ - $ - $ 28 Collectively $ 59 $ 476 $ 66 $ 352 $ 168 $ 43 $ 18 $ 80 $ 1,262 The Bank allocated increased allowance for loan loss provisions to the one-to-four family residential non-owner occupied portfolio class for the three months and nine months ended September 30, 2015 due primarily to increased balances and specific reserves needed on impaired loans. The Bank allocated increased allowance for loan loss provisions to the commercial real estate and lines of credit and construction portfolio classes for the nine months ended September 30, 2015, due primarily to increased balances in these portfolio classes. Following is a summary, by loan portfolio class, of changes in the allowance for loan losses for the year ended December 31, 2015 and recorded investment in loans receivable as of December 31, 2015 (in thousands): December 31, 2015 1-4 Family Residential Owner Occupied 1-4 Family Residential Non- Owner Occupied Multi- Family Residential Commercial Real Estate and Lines of Credit Construction Home Equity Commercial Business and Other Consumer Unallocated Total Allowance for loan losses: Beginning balance $ 75 $ 418 $ 60 $ 324 $ 122 $ 46 $ 7 $ 96 $ 1,148 Charge-offs - (110 ) - (21 ) - (45 ) - - (176 ) Recoveries - - - 21 - - - - 21 Provision (20 ) 178 21 65 31 49 11 (15 ) 320 Ending balance $ 55 $ 486 $ 81 $ 389 $ 153 $ 50 $ 18 $ 81 $ 1,313 Ending balance evaluated Individually $ - $ 33 $ - $ 7 $ - $ - $ - $ - $ 40 Collectively $ 55 $ 453 $ 81 $ 382 $ 153 $ 50 $ 18 $ 81 $ 1,273 Loans receivable: Ending balance $ 5,777 $ 51,036 $ 12,402 $ 49,765 $ 16,100 $ 7,409 $ 2,647 $ - $ 145,136 Ending balance evaluated Individually $ - $ 974 $ - $ 133 $ - $ 84 $ - $ - $ 1,191 Collectively $ 5,777 $ 50,062 $ 12,402 $ 49,632 $ 16,100 $ 7,325 $ 2,647 $ - $ 143,945 The following table presents nonaccrual loans by classes of the loan portfolio as of September 30, 2016 and December 31, 2015 (in thousands): September 30, 2016 December 31, 2015 One-to-four family residential owner occupied $ - $ - One-to-four family residential non-owner occupied 652 186 Multi-family residential - - Commercial real estate and lines of credit 262 - Construction - - Home equity - - Commercial business - - Other consumer - - $ 914 $ 186 Non-performing loans, which consist of non-accruing loans plus accruing loans 90 days or more past due, amounted to $1.5 million and $852,000 at September 30, 2016 and December 31, 2015, respectively. For the delinquent loans in our portfolio, we have considered our ability to collect the past due interest, as well as the principal balance of the loan, in order to determine whether specific loans should be placed on non-accrual status. In cases where our evaluations have determined that the principal and interest balances are collectible, we have continued to accrue interest. For the three and nine months ended September 30, 2016 and 2015 there was no interest income recognized on non-accrual loans on a cash basis. Interest income foregone on non-accrual loans was approximately $82,000 and $48,000 for the nine months ended September 30, 2016 and 2015, respectively. The performance and credit quality of the loan portfolio is also monitored by analyzing the age of the loans receivable as determined by the length of time a recorded payment is past due. The following tables present the classes of the loan portfolio summarized by the past due status as of September 30, 2016 and December 31, 2015 (in thousands): September 30, 2016 30-90 Days Past Due Greater than 90 Days Total Past Due Current Total Loans Receivable Loans Receivable > 90 Days and Accruing One-to-four family residential owner occupied $ 323 $ - $ 323 $ 5,387 $ 5,710 $ - One-to-four family residential non-owner occupied 1,033 870 1,903 51,288 53,191 218 Multi-family residential - - - 12,252 12,252 - Commercial real estate and lines of credit 979 660 1,639 64,431 66,070 398 Construction 1,063 - 1,063 14,826 15,889 - Home equity 171 - 171 4,715 4,886 - Commercial business - - - 5,716 5,716 - Other consumer - - - 28 28 - $ 3,569 $ 1,530 $ 5,099 $ 158,643 $ 163,742 $ 616 December 31, 2015 30-90 Days Past Due Greater than 90 Days Total Past Due Current Total Loans Receivable Loans Receivable > 90 Days and Accruing One-to-four family residential owner occupied $ 253 $ - $ 253 $ 5,524 $ 5,777 $ - One-to-four family residential non-owner occupied 1,227 590 1,817 49,219 51,036 404 Multi-family residential - - - 12,402 12,402 - Commercial real estate and lines of credit 894 262 1,156 48,609 49,765 262 Construction 558 - 558 15,542 16,100 - Home equity 55 - 55 7,354 7,409 - Commercial business - - - 2,576 2,576 - Other consumer - - - 71 71 - $ 2,987 $ 852 $ 3,839 $ 141,297 $ 145,136 $ 666

Note 8 - Intangibles, Net

Note 8 - Intangibles, Net	9 Months Ended
	Sep. 30, 2016
Notes to Financial Statements
Intangible Assets Disclosure [Text Block]	Note 8 – Intangibles, Net On August 1, 2016, Quaint Oak Insurance Agency, LLC began operations by acquiring the renewal rights to the book of business produced and serviced by Signature Insurance Services, LLC, an independent insurance agency located in New Britain, Pennsylvania, that provides a broad range of personal and commercial insurance coverage solutions. The Company paid $1.0 million for these rights. This intangible asset is being amortized over ten years, which is the remaining life of the purchased book of business. The accumulated amortization for the three and the nine months ended September 30, 2016 was $17,000. Also included in intangible assets are mortgage servicing rights recognized as separate assets when mortgage loans are sold and the servicing rights are retained. The total mortgage servicing rights intangibles at September 30, 2016 and December 31, 2015 totaled $61,000 and $45,000, respectively. During the three and nine months ended September 30, 2016, approximately $2,000 and $5,000 in amortization was recognized, respectively. During the three and nine months ended September 30, 2015, approximately $1,000 and $3,000 in amortization was recognized, respectively.

Note 9 - Deposits

Note 9 - Deposits	9 Months Ended
	Sep. 30, 2016
Notes to Financial Statements
Deposit Liabilities Disclosures [Text Block]	Note 9 – Deposits Deposits consist of the following classifications (in thousands): September 30, 2016 December 31, 2015 Non-interest bearing checking accounts $ 4,203 $ 2,407 Passbook accounts 1,161 1,185 Savings accounts 1,984 3,275 Money market accounts 29,363 26,571 Certificates of deposit 137,940 115,791 Total deposits $ 174,651 $ 149,229

Note 10 - Borrowings

Note 10 - Borrowings	9 Months Ended
	Sep. 30, 2016
Notes to Financial Statements
Debt Disclosure [Text Block]	Note 10 – Borrowings Federal Home Loan Bank advances consist of the following at September 30, 2016 and December 31, 2015 (in thousands): September 30, 2016 December 31, 2015 Amount Weighted Interest Rate Amount Weighted Interest Rate Short-term borrowings $ 6,000 0.46 % $ 6,000 0.45 % Fixed rate borrowings maturing: 2016 - - % $ 1,000 0.88 % 2017 2,500 1.15 2,500 1.15 2018 3,000 1.46 3,000 1.46 2019 1,000 2.02 1,000 2.02 Total FHLB long-term debt $ 6,500 1.42 % $ 7,500 1.35 %

Note 11 - Stock Compensation Pl

Note 11 - Stock Compensation Plans	9 Months Ended
	Sep. 30, 2016
Notes to Financial Statements
Disclosure of Compensation Related Costs, Share-based Payments [Text Block]	Note 11 – Stock Compensation Plans Employee Stock Ownership Plan The Company adopted an Employee Stock Ownership Plan (ESOP) during fiscal 2007 for the benefit of employees who meet the eligibility requirements of the plan. Using proceeds from a loan from the Company, the ESOP purchased 8%, or 222,180 shares of the Company's then outstanding common stock in the open market at an average price of $4.68 (split-adjusted) for a total of $1.0 million. The Bank makes cash contributions to the ESOP on a quarterly basis sufficient to enable the ESOP to make the required loan payments to the Company. The loan bears an interest rate of 7.75% per annum, with principal and interest to be paid quarterly in equal installments over 15 years. The loan is secured by the unallocated shares of common stock held by the ESOP. Shares of the Company's common stock purchased by the ESOP are held in a suspense account and reported as unallocated common stock held by the ESOP in stockholders' equity until released for allocation to participants. As the debt is repaid, shares are released from collateral and are allocated to each eligible participant based on the ratio of each such participant's base compensation to the total base compensation of eligible plan participants. As the unearned shares are committed to be released and allocated among participants, the Company recognizes compensation expense equal to the average market value of the shares, and the shares become outstanding for earnings per share computations. During the three and nine months ended September 30, 2016, the Company recognized $43,000 and $129,000 of ESOP expense, respectively. During the three and nine months ended September 30, 2015, the Company recognized $42,000 and $115,000 of ESOP expense, respectively. Recognition & Retention and Stock Incentive Plans In May 2008, the shareholders of Quaint Oak Bancorp approved the adoption of the 2008 Recognition and Retention Plan (the "RRP") and Trust Agreement. In order to fund the RRP, the 2008 Recognition and Retention Plan Trust acquired 111,090 shares of the Company's stock in the open market at an average price of $4.68 (split adjusted) totaling $520,000. In May 2013, the shareholders of Quaint Oak Bancorp approved the adoption of the 2013 Stock Incentive Plan (the "Stock Incentive Plan"). The Stock Incentive Plan provides that no more than 48,750, or 25%, of the shares may be granted as share awards. As of September 30, 2016, a total of 20,524 share awards were unvested under the RRP and Stock Incentive Plan and up to 21,968 share awards were available for future grant under the Stock Incentive Plan and none under the RRP. The RRP and Stock Incentive Plan share awards have vesting periods from five to seven years. A summary of the status of the share awards under the RRP and Stock Incentive Plan as of September 30, 2016 and 2015 and changes during the nine months ended September 30, 2016 and 2015 is as follows: September 30, 2016 September 30, 2015 Number of Shares Weighted Average Grant Date Fair Value Number of Shares Weighted Average Grant Date Fair Value Unvested at the beginning of the period 30,784 $ 8.10 41,966 $ 8.09 Granted - - - - Vested (10,260 ) 8.10 (10,582 ) 7.73 Forfeited - - (800 ) 8.10 Unvested at the end of the period 20,524 $ 8.10 30,584 $ 8.21 Compensation expense on the share awards is recognized ratably over the five to seven year vesting period in an amount which is equal to the fair value of the common stock at the date of grant. During the three and nine months ended September 30, 2016, approximately $21,000 and $62,000 in compensation expense was recognized, respectively. A tax benefit of approximately $7,000 and $21,000, respectively, was recognized during each of these periods. During the three and nine months ended September 30, 2015, approximately $19,000 and $62,000 in compensation expense was recognized, respectively. A tax benefit of approximately $6,000 and $15,000, respectively, was recognized during each of these periods. As of September 30, 2016, approximately $136,000 in additional compensation expense will be recognized over the remaining service period of approximately 1.6 years. Stock Option and Stock Incentive Plans In May 2008, the shareholders of Quaint Oak Bancorp approved the adoption of the 2008 Stock Option Plan (the "Option Plan"). The Option Plan authorizes the grant of stock options to officers, employees and directors of the Company to acquire 277,726 shares of common stock with an exercise price no less than the fair market value on the date of the grant. The Stock Incentive Plan approved by shareholders in May 2013 covered a total of 195,000 shares, of which 48,750 may be share awards, for a balance of 146,250 stock options assuming all the share awards are granted. For grants in May 2008, the Compensation Committee of the Board of Directors determined to grant the stock options at an exercise price equal to $5.00 per share (split-adjusted) which is higher than the fair market value of the common stock on the grant date. Stock options granted in May 2013 have an exercise price of $8.10 per share (split adjusted), the fair market value of the common stock on the date of grant. All incentive stock options issued under the Option Plan and the Stock Incentive Plan are intended to comply with the requirements of Section 422 of the Internal Revenue Code. As of September 30, 2016, a total of 327,748 grants of stock options were outstanding under the Option Plan and Stock Incentive Plan and 56,276 stock options were available for future grant under the Stock Incentive Plan and none under the Option Plan. Options will become vested and exercisable over a five to seven year period and are generally exercisable for a period of ten years after the grant date. A summary of option activity under the Company's Option Plan and Stock Incentive Plan of September 30 , 2016 and 2015 and changes during the nine months ended September 30 , 2016 and 2015 is as follows: 2016 2015 Number of Shares Weighted Average Exercise Price Weighted Average Remaining Contractual Life (in years) Number of Shares Weighted Average Exercise Price Weighted Average Remaining Contractual Life (in years) Outstanding at the beginning of the year 354,266 $ 6.33 4.7 369,140 $ 6.30 5.7 Granted - - - - - - Exercised (26,518 ) 5.00 - (4,960 ) 5.00 - Forfeited - - - (1,920 ) 8.10 - Outstanding at end of period 327,748 $ 6.44 4.0 362,260 $ 6.30 4.8 Exercisable at end of period 266,148 $ 6.06 1.6 271,780 $ 5.70 2.6 During the three and nine months ended September 30, 2016 and 2015, approximately $12,000 and $34,000 in compensation expense was recognized, respectively. A tax benefit of approximately $1,000 and $3,000, respectively, was recognized during each of these periods. As of September 30, 2016, approximately $73,000 in additional compensation expense will be recognized over the remaining service period of approximately 1.6 years.

Note 12 - Fair Value Measuremen

Note 12 - Fair Value Measurements and Fair Values of Financial Instruments	9 Months Ended
	Sep. 30, 2016
Notes to Financial Statements
Fair Value Disclosures [Text Block]	Note 12 – Fair Value Measurements and Fair Values of Financial Instruments Fair value estimates are based on quoted market prices, if available, quoted market prices of similar assets or liabilities, or the present value of expected future cash flows and other valuation techniques. These valuations are significantly affected by discount rates, cash flow assumptions, and risk assumptions used. Therefore, fair value estimates may not be substantiated by comparison to independent markets and are not intended to reflect the proceeds that may be realizable in an immediate settlement of the instruments. Fair value is determined at one point in time and is not representative of future value. These amounts do not reflect the total value of a going concern organization. Management does not have the intention to dispose of a significant portion of its assets and liabilities and therefore, the unrealized gains or losses should not be interpreted as a forecast of future earnings and cash flows. The following disclosures show the hierarchal disclosure framework associated with the level of pricing observations utilized in measuring assets and liabilities at fair value. The three broad levels of pricing are as follows: Level I: Quoted prices are available in active markets for identical assets or liabilities as of the reported date. Level II: Pricing inputs are other than the quoted prices in active markets, which are either directly or indirectly observable as of the reported date. The nature of these assets and liabilities includes items for which quoted prices are available but traded less frequently and items that are fair-valued using other financial instruments, the parameters of which can be directly observed. Level III: Valuations derived from valuation techniques in which one or more significant inputs or significant value drivers are unobservable. This hierarchy requires the use of observable market data when available. The following is a discussion of assets and liabilities measured at fair value on a recurring basis and valuation techniques applied: Investment Securities Available-For-Sale: We may be required from time to time to measure certain assets at fair value on a nonrecurring basis in accordance with U.S. GAAP. These adjustments to fair value usually result from application of lower-of-cost-or-market accounting or write-downs of individual assets. Impaired Loans: Other Real Estate Owned: The table below sets forth the financial assets and liabilities that were accounted for on a recurring and nonrecurring basis by level within the fair value hierarchy as of September 30, 2016 (in thousands): September 30, 2016 Fair Value Measurements Using: Total Fair Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Unobservable Inputs (Level 3) Recurring fair value measurements Investment securities available for sale Governmental National Mortgage Association mortgage-backed securities $ 6,906 $ - $ 6,906 $ - Federal Home Loan Mortgage Corporation mortgage-backed securities 1,929 - 1,929 - Federal National Mortgage Association mortgage-backed securities 861 - 861 - Federal Home Loan Mortgage Corporation Medium Term Note Step 359 - 359 - Total investment securities available for sale $ 10,055 $ - $ 10,055 $ - Total recurring fair value measurements $ 10,055 $ - $ 10,055 $ - Nonrecurring fair value measurements Impaired loans $ 1,610 $ - $ - $ 1,610 Other real estate owned 720 - - 720 Total nonrecurring fair value measurements $ 2,330 $ - $ - $ 2,330 The table below sets forth the financial assets and liabilities that were accounted for on a recurring and nonrecurring basis by level within the fair value hierarchy as of December 31, 2015 (in thousands): December 31, 2015 Fair Value Measurements Using: Total Fair Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Unobservable Inputs (Level 3) Recurring fair value measurements Investment securities available for sale Governmental National Mortgage Association mortgage-backed securities $ 1,990 $ - $ 1,990 $ - Federal Home Loan Mortgage Corporation mortgage-backed securities 1,015 - 1,015 - Total investment securities available for sale $ 3,005 $ - $ 3,005 $ - Total recurring fair value measurements $ 3,005 $ - $ 3,005 $ - Nonrecurring fair value measurements Impaired loans $ 1,151 $ - $ - $ 1,151 Other real estate owned 1,410 - - 1,410 Total nonrecurring fair value measurements $ 2,561 $ - $ - $ 2,561 The following table presents additional quantitative information about assets measured at fair value on a nonrecurring basis and for which the Company has used level 3 inputs to determine fair value as of September 30, 2016 and December 31, 2015 (in thousands): September 30, 2016 Quantitative Information About Level 3 Fair Value Measurements Total Fair Value Valuation Techniques Unobservable Input Range (Weighted Average) Impaired loans $ 1,610 Appraisal of collateral (1) Appraisal adjustments (2) 0% - 31% (3%) Other real estate owned $ 720 Appraisal of collateral (1) Appraisal adjustments (2) 0% - 29% (8%) December 31, 2015 Quantitative Information About Level 3 Fair Value Measurements Total Fair Value Valuation Techniques Unobservable Input Range (Weighted Average) Impaired loans $ 1,151 Appraisal of collateral (1) Appraisal adjustments (2) 0% - 25% (3%) Other real estate owned $ 1,410 Appraisal of collateral (1) Appraisal adjustments (2) 0% - 29% (5%) ________________ (1) Fair value is generally determined through independent appraisals of the underlying collateral, which generally include various Level 3 inputs which are identifiable. (2) Appraisals may be adjusted by management for qualitative factors such as economic conditions and estimated liquidation expenses. The range and weighted average of liquidation expenses and other appraisal adjustments are presented as a percentage of the appraisal. The estimated fair values of the Company's financial instruments were as follows at September 30, 2016 and December 31, 2015 (in thousands): Fair Value Measurements at September 30, 2016 Carrying Amount Fair Value Estimate Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Unobservable Inputs (Level 3) Financial Assets Cash and cash equivalents $ 17,680 $ 17,680 $ 17,680 $ - $ - Investment in interest-earning time deposits 6,063 6,112 - - 6,112 Investment securities available for sale 10,055 10,055 - 10,055 - Loans held for sale 4,247 4,419 - 4,419 - Loans receivable, net 161,627 163,450 - - 163,450 Accrued interest receivable 932 932 932 - - Investment in FHLB stock 593 593 593 - - Bank-owned life insurance 3,705 3,705 3,705 - - Financial Liabilities Deposits 174,651 176,620 36,712 - 139,908 FHLB short-term borrowings 6,000 6,000 6,000 - - FHLB long-term borrowings 6,500 6,544 - - 6,544 Accrued interest payable 136 136 136 - - Fair Value Measurements at December 31, 2015 Carrying Amount Fair Value Estimate Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Unobservable Inputs (Level 3) Financial Assets Cash and cash equivalents $ 17,206 $ 17,206 $ 17,206 $ - $ - Investment in interest-earning time deposits 6,136 6,206 - - 6,206 Investment securities available for sale 3,005 3,005 - 3,005 - Loans held for sale 5,064 5,244 - 5,244 - Loans receivable, net 143,305 145,134 - - 145,134 Accrued interest receivable 983 983 983 - - Investment in FHLB stock 618 618 618 - - Bank-owned life insurance 3,638 3,638 3,638 - - Financial Liabilities Deposits 149,229 150,644 33,438 - 117,206 FHLB short-term borrowings 6,000 6,000 6,000 - - FHLB long-term borrowings 7,500 7,479 - - 7,479 Accrued interest payable 123 123 123 - - The following methods and assumptions were used to measure the fair value of financial instruments recorded at cost on the Company's consolidated balance sheets: Cash and Cash Equivalents. The carrying amounts reported in the consolidated balance sheets for cash and short-term instruments approximate those assets' fair values. Interest-Earning Time Deposits. Loans Held for Sale Loans Receivable, Net. The fair values of loans are estimated using discounted cash flow methodology. The discount rates take into account interest rates currently being offered to customers for loans with similar terms, the credit risk associated with the loan and market factors, including liquidity. The valuation of the loan portfolio reflects discounts that the Company believes are consistent with transactions occurring in the market place for both performing and distressed loan types. The carrying value that fair value is compared to is net of the allowance for loan losses and other associated premiums and discounts. Due to the significant judgment involved in evaluating credit quality, loans are classified with Level 3 of the fair value hierarchy. Accrued Interest Receivable. The carrying amount of accrued interest receivable approximates its fair value. Investment in Federal Home Loan Bank Stock. The carrying amount of restricted investment in Federal Home Loan Bank stock approximates fair value, and considers the limited marketability of such securities. Bank-Owned Life Insurance. Deposits. Federal Home Loan Bank Borrowings. Fair values of FHLB borrowings are estimated based on rates currently available to the Company for similar terms and remaining maturities. Accrued Interest Payable. The carrying amount of accrued interest payable approximates its fair value. Off-Balance Sheet Financial Instruments. Off-balance sheet financial instruments consist of commitments to extend credit. Fair values for commitments to extend credit are estimated using the fees currently charged to enter into similar agreements, taking into account the remaining terms of the agreement and the present credit standing of the counterparties. The estimated fair value of the commitments to extend credit are insignificant and therefore are not presented in the above table.

Significant Accounting Policies

Significant Accounting Policies (Policies)	9 Months Ended
	Sep. 30, 2016
Accounting Policies [Abstract]
Basis of Accounting, Policy [Policy Text Block]	Basis of Financial Presentation. The Bank is subject to regulation by the Pennsylvania Department of Banking and Securities and the Federal Deposit Insurance Corporation. Pursuant to the Bank's election under Section 10(l) of the Home Owners' Loan Act, the Company is a savings and loan holding company regulated by the Board of Governors of the Federal Reserve System. The market area served by the Bank's two regional offices includes Bucks, Montgomery, Lehigh and Northampton Counties, Pennsylvania, and northeast Philadelphia and the surrounding area. The principal deposit products offered by the Bank are certificates of deposit, passbook savings accounts, savings accounts and money market accounts. Loan products offered are fixed and adjustable rate residential and commercial mortgages, construction loans, home equity loans, auto loans, and lines of credit. The accompanying consolidated financial statements have been prepared in conformity with accounting principles generally accepted in the United States of America (US GAAP) for interim information and with the instructions to Form 10-Q, as applicable to a smaller reporting company. Accordingly, they do not include all the information and footnotes required by US GAAP for complete financial statements. The foregoing consolidated financial statements are unaudited; but in the opinion of management include all adjustments (consisting only of normal recurring adjustments) necessary for a fair presentation thereof. The balances as of December 31, 2015 have been derived from the audited financial statements. These financial statements should be read in conjunction with the financial statements and notes thereto included in Quaint Oak Bancorp's 2015 Annual Report on Form 10-K. The results of operations for the nine months ended September 30, 2016 are not necessarily indicative of the results that may be expected for the year ending December 31, 2016.
Use of Estimates, Policy [Policy Text Block]	Use of Estimates in the Preparation of Financial Statements.
Finance, Loans and Leases Receivable, Policy [Policy Text Block]	Loans Receivable. The loans receivable portfolio is segmented into residential loans, commercial real estate loans, construction loans and consumer loans. The residential loan segment has two classes: one-to-four family residential owner occupied loans and one-to-four residential family non-owner occupied loans. The commercial real estate loan segment consists of the following classes: multi-family (five or more) residential, commercial real estate and commercial lines of credit. Construction loans are generally granted for the purpose of building a single residential home. Commercial business loans are loans to businesses primarily for purchase of business essential equipment. Business essential equipment is equipment necessary for a business to support or assist with the day-to-day operation or profitability of the business. The consumer loan segment consists of the following classes: home equity loans and other consumer loans. Included in the home equity class are home equity loans and home equity lines of credit. Included in the other consumer are loans secured by saving accounts and auto loans. The accrual of interest is generally discontinued when principal or interest has become 90 days past due unless the loan is in the process of collection and is either guaranteed or well secured. When a loan is placed on nonaccrual status, unpaid interest credited to income in the current year is reversed and unpaid interest accrued in prior years is charged against the allowance for loan losses. Interest received on nonaccrual loans generally is either applied against principal or reported as interest income, according to management's judgment as to the collectability of principal. Generally, a loan is restored to accrual status when the obligation is brought current, it has performed in accordance with the contractual terms for a reasonable period of time and the ultimate collectability of the total contractual principal and interest is no longer in doubt.
Loans and Leases Receivable, Allowance for Loan Losses Policy [Policy Text Block]	Allowance for Loan Losses. The allowance for loan losses is maintained at a level considered adequate to provide for losses that can be reasonably anticipated. Management performs a quarterly evaluation of the adequacy of the allowance. The allowance is based on the Company's past loan loss experience, known and inherent risks in the portfolio, adverse situations that may affect the borrower's ability to repay, the estimated value of any underlying collateral, composition of the loan portfolio, current economic conditions and other relevant factors. This evaluation is inherently subjective as it requires material estimates that may be susceptible to significant revision as more information becomes available. The allowance consists of specific, general and unallocated components. The specific component relates to loans that are designated as impaired. For loans that are designated as impaired, an allowance is established when the discounted cash flows (or collateral value or observable market price) of the impaired loan is lower than the carrying value of that loan. The general component covers pools of loans by loan class. These pools of loans are evaluated for loss exposure based upon historical loss rates for each of these categories of loans, adjusted for qualitative factors. These significant factors may include changes in lending policies and procedures, changes in existing general economic and business conditions affecting our primary lending areas, credit quality trends, collateral value, loan volumes and concentrations, seasoning of the loan portfolio, recent loss experience in particular segments of the portfolio, duration of the current business cycle and bank regulatory examination results. The applied loss factors are reevaluated quarterly to ensure their relevance in the current economic environment. Residential owner occupied mortgage lending generally entails a lower risk of default than other types of lending. Consumer loans and commercial real estate loans generally involve more risk of collectability because of the type and nature of the collateral and, in certain cases, the absence of collateral. It is the Company's policy to establish a specific reserve for loss on any delinquent loan when it determines that a loss is probable. An unallocated component is maintained to cover uncertainties that could affect management's estimate of probable losses. The unallocated component of the allowance reflects the margin of imprecision inherent in the underlying assumptions used in the methodologies for estimating specific and general losses in the portfolio. A loan is considered impaired when, based on current information and events, it is probable that the Company will be unable to collect the scheduled payments of principal or interest when due according to the contractual terms of the loan agreement. Factors considered by management in determining impairment include payment status, collateral value and the probability of collecting scheduled principal and interest payments when due. Loans that experience insignificant payment delays and payment shortfalls generally are not considered impaired. Management determines the significance of payment delays and payment shortfalls on a case-by-case basis, taking into consideration all of the circumstances surrounding the loan and the borrower, including the length of the delay, the reasons for the delay, the borrower's prior payment record and the amount of the shortfall in relation to the principal and interest owed. Impairment is measured on a loan by loan basis by either the present value of expected future cash flows discounted at the loan's effective interest rate or the fair value of the collateral if the loan is collateral dependent. An allowance for loan losses is established for an impaired loan if its carrying value exceeds its estimated fair value. The estimated fair values of substantially all of the Company's impaired loans are measured based on the estimated fair value of the loan's collateral. A loan is identified as a troubled debt restructuring ("TDR") if the Company, for economic or legal reasons related to a debtor's financial difficulties, grants a concession to the debtor that it would not otherwise consider. Concessions granted under a TDR typically involve a temporary or permanent reduction in payments or interest rate or an extension of a loan's stated maturity date at less than a current market rate of interest. Loans identified as TDRs are designated as impaired. For loans secured by real estate, estimated fair values are determined primarily through third-party appraisals. When a real estate secured loan becomes impaired, a decision is made regarding whether an updated certified appraisal of the real estate is necessary. This decision is based on various considerations, including the age of the most recent appraisal, the loan-to-value ratio based on the original appraisal and the condition of the property. Appraised values are discounted to arrive at the estimated selling price of the collateral, which is considered to be the estimated fair value. The discounts also include estimated costs to sell the property. The allowance calculation methodology includes further segregation of loan classes into risk rating categories. The borrower's overall financial condition, repayment sources, guarantors and value of collateral, if appropriate, are evaluated annually for all loans (except one-to-four family residential owner-occupied loans) where the total amount outstanding to any borrower or group of borrowers exceeds $500,000, or when credit deficiencies arise, such as delinquent loan payments. Credit quality risk ratings include regulatory classifications of special mention, substandard, doubtful and loss. Loans criticized as special mention have potential weaknesses that deserve management's close attention. If uncorrected, the potential weaknesses may result in deterioration of the repayment prospects. Loans classified substandard have a well-defined weakness or weaknesses that jeopardize the liquidation of the debt. They include loans that are inadequately protected by the current sound net worth and paying capacity of the obligor or of the collateral pledged, if any. Loans classified doubtful have all the weaknesses inherent in loans classified substandard with the added characteristic that collection or liquidation in full, on the basis of current conditions and facts, is highly improbable. Loans classified as a loss are considered uncollectible and are charged to the allowance for loan losses. Loans not classified are rated pass. In addition, Federal regulatory agencies, as an integral part of their examination process, periodically review the Company's allowance for loan losses and may require the Company to recognize additions to the allowance based on their judgments about information available to them at the time of their examination, which may not be currently available to management. Based on management's comprehensive analysis of the loan portfolio, management believes the current level of the allowance for loan losses is adequate.
Finance, Loan and Lease Receivables, Held-for-sale, Policy [Policy Text Block]	Loans Held for Sale . Loans originated by the Bank's mortgage banking subsidiary, Quaint Oak Mortgage, LLC, are intended for sale in the secondary market and are carried at the lower of cost or fair value (LOCOM). Gains and losses on loan sales (sales proceeds minus carrying value) are recorded in noninterest income, and direct loan origination costs, commissions and fees are deferred at origination of the loan and are recognized in noninterest income upon sale of the loan.
Federal Home Loan Bank Stock [Policy Text Block]	Federal Home Loan Bank Stock . Federal law requires a member institution of the Federal Home Loan Bank (FHLB) system to hold restricted stock of its district Federal Home Loan Bank according to a predetermined formula. FHLB stock is carried at cost and evaluated for impairment. When evaluating FHLB stock for impairment, its value is determined based on the ultimate recoverability of the par value of the stock. We evaluate our holdings of FHLB stock for impairment each reporting period. No impairment charges were recognized on FHLB stock during the three or nine months ended September 30, 2016 and 2015.
Bank Owned Life Insurance [Policy Text Block]	Bank Owned Life Insurance (BOLl).
Loans and Leases Receivable, Real Estate Acquired Through Foreclosure, Policy [Policy Text Block]	Other Real Estate Owned.
Goodwill and Intangible Assets, Intangible Assets, Policy [Policy Text Block]	Intangible Assets.
Share-based Compensation, Option and Incentive Plans Policy [Policy Text Block]	Share-Based Compensation. At September 30, 2016, the Company has three share-based plans: the 2008 Recognition and Retention Plan ("RRP"), the 2008 Stock Option Plan, and the 2013 Stock Incentive Plan. Awards under these plans were made in May 2008 and 2013. These plans are more fully described in Note 11. The Company also has an employee stock ownership plan ("ESOP"). This plan is more fully described in Note 11. As ESOP shares are committed to be released and allocated among participants, the Company recognizes compensation expense equal to the average market price of the shares over the period earned.
Comprehensive Income, Policy [Policy Text Block]	Comprehensive Income (Loss).
Earnings Per Share, Policy [Policy Text Block]	Earnings per Share.
New Accounting Pronouncements, Policy [Policy Text Block]	Recent Accounting Pronouncements. ASU 2014-09, Revenue from Contracts with Customers (a new revenue recognition standard) In August 2015, the FASB issued ASU 2015-14, Revenue from Contracts with Customers (Topic 606) In January 2016, the FASB issued ASU 2016-01, Financial Instruments – Overall (Subtopic 825-10): Recognition and Measurement of Financial Assets and Financial Liabilities In February 2016, the FASB issued ASU 2016-02, Leases (Topic 842) In March 2016, the FASB issued ASU 2016-08, Revenue from Contracts with Customers (Topic 606) Revenue from Contracts with Customers (Topic 606) Revenue from Contracts with Customers (Topic 606): Deferral of the Effective Date In March 2016, the FASB issued ASU 2016-09, Compensation – Stock Compensation (Topic 718) Share-Based Payment In April 2016, the FASB issued ASU 2016-10, Revenue from Contracts with Customers (Topic 606) Revenue from Contracts with Customers (Topic 606) Revenue from Contracts with Customers (Topic 606): Deferral of the Effective Date In May 2016, the FASB issued ASU 2016-12, Revenue from Contracts with Customers (Topic 606) Revenue from Contracts with Customers (Topic 606) Revenue from Contracts with Customers (Topic 606): Deferral of the Effective Date In June 2016, the FASB issued ASU 2016-13, Financial Instruments-Credit Losses: Measurement of Credit Losses on Financial Instruments ("ASU 2016-13") In August 2016, the FASB issued ASU 2016-15, Statement of Cash Flows (Topic 230): Classification of Certain Cash Receipts and Cash Payments ("ASU 2016-15"
Reclassification, Policy [Policy Text Block]	Reclassifications.

Note 3 - Earnings Per Share (Ta

Note 3 - Earnings Per Share (Tables)	9 Months Ended
	Sep. 30, 2016
Notes Tables
Schedule of Earnings Per Share, Basic and Diluted [Table Text Block]	For the Three Months Ended September 30, For the Nine Months Ended September 30, 2016 2015 2016 2015 Net Income $ 402,000 $ 310,000 $ 1,043,000 $ 893,000 Weighted average shares outstanding – basic 1,792,673 1,706,946 1,774,343 1,714,689 Effect of dilutive common stock equivalents 157,740 181,167 161,414 162,019 Adjusted weighted average shares outstanding – diluted 1,950,413 1,888,113 1,935,757 1,876,708 Basic earnings per share $ 0.22 $ 0.18 $ 0.59 $ 0.52 Diluted earnings per share $ 0.21 $ 0.16 $ 0.54 $ 0.48

Note 4 - Accumulated Other Co23

Note 4 - Accumulated Other Comprehensive Income (Loss) (Tables)	9 Months Ended
	Sep. 30, 2016
Notes Tables
Schedule of Accumulated Other Comprehensive Income (Loss) [Table Text Block]	Unrealized Gains (Losses) on Investment Securities Available for Sale (1) For the Three Months Ended September 30, For the Nine Months Ended September 30, 2016 2015 2016 2015 Balance at the beginning of the period $ 1 $ (40 ) $ (12 ) $ (36 ) Other comprehensive income (loss) before classifications (3 ) (10 ) 10 (14 ) Amount reclassified from accumulated other comprehensive income - 50 - 50 Total other comprehensive income (loss) (3 ) 40 10 36 Balance at the end of the period $ (2 ) $ - $ (2 ) $ -
Reclassification out of Accumulated Other Comprehensive Income [Table Text Block]	Details About Other Comprehensive Loss Amount Reclassified from Accumulated Other Comprehensive Loss (1) Affected Line Item in the Statement of Income For the Three Months Ended September 30, For the Nine Months Ended September 30, 2016 2015 2016 2015 Unrealized losses on investment securities available for sale $ - $ (75 ) $ - $ (75 ) Loss on sales of investment securities - 25 - 25 Income taxes $ - $ (50 ) $ - $ (50 ) Net of tax

Note 5 - Investment in Intere24

Note 5 - Investment in Interest-earning Time Deposits (Tables)	9 Months Ended
	Sep. 30, 2016
Notes Tables
Investments in Interest-Earning Time Deposits by Contractual Maturity [Table Text Block]	September 30, 2016 December 31, 2015 (In Thousands) Due in one year or less $ 3,107 $ 3,585 Due after one year through five years 2,956 2,551 $ 6,063 $ 6,136

Note 6 - Investment Securitie25

Note 6 - Investment Securities Available for Sale (Tables)	9 Months Ended
	Sep. 30, 2016
Notes Tables
Available-for-sale Securities [Table Text Block]	September 30, 2016 Amortized Cost Gross Unrealized Gains Gross Unrealized (Losses) Fair Value Available for Sale: Mortgage-backed securities: Governmental National Mortgage Association securities $ 6,902 $ 10 $ (6 ) $ 6,906 Federal Home Loan Mortgage Corporation securities 1,928 2 (1 ) 1,929 Federal National Mortgage Association securities 868 - (7 ) 861 Total mortgage-backed securities 9,698 12 (14 ) 9,696 Federal Home Loan Mortgage Corporation Medium Term Note Step 360 - (1 ) 359 Total available-for-sale-securities $ 10,058 $ 12 $ (15 ) $ 10,055 December 31, 2015 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value Available for Sale: Mortgage-backed securities: Governmental National Mortgage Association securities $ 2,003 $ - $ (13 ) $ 1,990 Federal Home Loan Mortgage Corporation securities 1,020 - (5 ) 1,015 Total mortgage-backed securities $ 3,023 $ - $ (18 ) $ 3,005
Schedule of Unrealized Loss on Investments [Table Text Block]	September 30, 2016 Less than Twelve Months Twelve Months or Greater Total Number of Fair Value Gross Fair Value Gross Fair Value Gross Governmental National Mortgage Association securities 5 $ 3,946 $ (6 ) $ - $ - $ 3,946 $ (6 ) Federal Home Loan Mortgage Corporation securities 1 984 (1 ) - - 984 (1 ) Federal National Mortgage Association securities 1 861 (7 ) - - 861 (7 ) Federal Home Loan Mortgage Corporation Medium Term Note Step 1 359 (1 ) - - 359 (1 ) 8 $ 6,150 $ (15 ) $ - $ - $ 6,150 $ (15 ) December 31, 2015 Less than Twelve Months Twelve Months or Greater Total Number of Securities Fair Value Gross Unrealized Losses Fair Value Gross Unrealized Losses Fair Value Gross Unrealized Losses Governmental National Mortgage Association mortgage-backed securities 2 $ 1,990 $ (13 ) $ - $ - $ 1,990 $ (13 ) Federal Home Loan Mortgage Corporation mortgage-backed security 1 1,015 (5 ) - - 1,015 (5 ) Total 3 $ 3,005 $ (18 ) $ - $ - $ 3,005 $ (18 )

Note 7 - Loans Receivable, Ne26

Note 7 - Loans Receivable, Net and Allowance for Loan Losses (Tables)	9 Months Ended
	Sep. 30, 2016
Notes Tables
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]	September 30, 2016 December 31, 2015 (In Thousands) Real estate loans: One-to-four family residential: Owner occupied $ 5,710 $ 5,777 Non-owner occupied 53,191 51,036 Total one-to-four family residential 58,901 56,813 Multi-family (five or more) residential 12,252 12,402 Commercial real estate 63,869 47,550 Commercial lines of credit 2,201 2,215 Construction 15,889 16,100 Home equity loans 4,886 7,409 Total real estate loans 157,998 142,489 Commercial business 5,716 2,576 Other consumer 28 71 Total Loans 163,742 145,136 Deferred loan fees and costs (630 ) (518 ) Allowance for loan losses (1,485 ) (1,313 ) Net Loans $ 161,627 $ 143,305
Financing Receivable Credit Quality Indicators [Table Text Block]	September 30, 2016 Pass Special Mention Substandard Doubtful Total One-to-four family residential owner occupied $ 5,710 $ - $ - $ - $ 5,710 One-to-four family residential non-owner occupied 52,072 106 1,013 - 53,191 Multi-family residential 12,252 - - - 12,252 Commercial real estate and lines of credit 64,630 117 1,323 - 66,070 Construction 14,015 - 1,874 - 15,889 Home equity 4,886 - - - 4,886 Commercial business 5,716 - - - 5,716 Other consumer 28 - - - 28 $ 159,309 $ 223 $ 4,210 $ - $ 163,742 December 31, 2015 Pass Special Mention Substandard Doubtful Total One-to-four family residential owner occupied $ 5,777 $ - $ - $ - $ 5,777 One-to-four family residential non-owner occupied 49,457 331 1,248 - 51,036 Multi-family residential 12,402 - - - 12,402 Commercial real estate and lines of credit 48,185 262 1,318 - 49,765 Construction 14,621 - 1,479 - 16,100 Home equity 7,409 - - - 7,409 Commercial business 2,576 - - - 2,576 Other consumer 71 - - - 71 $ 140,498 $ 593 $ 4,045 $ - $ 145,136
Impaired Financing Receivables [Table Text Block]	September 30, 2016 Recorded Investment Unpaid Principal Balance Related Allowance Average Recorded Investment Interest Income Recognized With no related allowance recorded: One-to-four family residential owner occupied $ - $ - $ - $ - $ - One-to-four family residential non-owner occupied 1,110 1,122 - 1,183 21 Multi-family residential - - - - - Commercial real estate and lines of credit 262 262 - 262 - Construction - - - - - Home equity 50 50 - 83 5 Commercial business - - - - - Other consumer - - - - - With an allowance recorded: One-to-four family residential owner occupied $ - $ - $ - $ - $ - One-to-four family residential non-owner occupied 96 96 30 197 12 Multi-family residential - - - - - Commercial real estate and lines of credit 133 133 11 133 7 Construction - - - - - Home equity - - - - - Commercial business - - - - - Other consumer - - - - - Total: One-to-four family residential owner occupied $ - $ - $ - $ - $ - One-to-four family residential non-owner occupied 1,206 1,218 30 1,380 33 Multi-family residential - - - - - Commercial real estate and lines of credit 395 395 11 395 7 Construction - - - - - Home equity 50 50 - 83 5 Commercial business - - - - - Other consumer - - - - - Total $ 1,651 $ 1,663 $ 41 $ 1,858 $ 45 December 31, 2015 Recorded Investment Unpaid Principal Balance Related Allowance Average Recorded Investment Interest Income Recognized With no related allowance recorded: One-to-four family residential owner occupied $ - $ - $ - $ 828 $ 15 One-to-four family residential non-owner occupied 653 659 - 1,464 62 Multi-family residential - - - 66 5 Commercial real estate and lines of credit - - - 1,085 77 Construction - - - - - Home equity 84 84 - 87 7 Commercial business - - - - - Other consumer - - - - - With an allowance recorded: One-to-four family residential owner occupied $ - $ - $ - $ - $ - One-to-four family residential non-owner occupied 321 321 33 556 22 Multi-family residential - - - - - Commercial real estate and lines of credit 133 133 7 332 9 Construction - - - - - Home equity - - - 45 4 Commercial business - - - - - Other consumer - - - - - Total: One-to-four family residential owner occupied $ - $ - $ - $ 828 $ 15 One-to-four family residential non-owner occupied 974 980 33 2,020 84 Multi-family residential - - - 66 5 Commercial real estate and lines of credit 133 133 7 1,417 86 Construction - - - - - Home equity 84 84 - 132 11 Commercial business - - - - - Other consumer - - - - - Total $ 1,191 $ 1,197 $ 40 $ 4,463 $ 201
Troubled Debt Restructurings on Financing Receivables [Table Text Block]	September 30, 2016 Number of Contracts Recorded Investment Non- Accrual Accruing Related Allowance One-to-four family residential owner occupied - $ - $ - $ - $ - One-to-four family residential non-owner occupied 5 554 - 554 30 Multi-family residential - - - - - Commercial real estate and lines of credit 1 133 - 133 11 Construction - - - - - Home equity 2 50 - 50 - Commercial business - - - - - Other consumer - - - - - Total 8 $ 737 $ - $ 737 $ 41 December 31, 2015 Number of Contracts Recorded Investment Non- Accrual Accruing Related Allowance One-to-four family residential owner occupied - $ - $ - $ - $ - One-to-four family residential non-owner occupied 5 564 - 564 25 Multi-family residential - - - - - Commercial real estate and lines of credit 1 133 - 133 7 Construction - - - - - Home equity 3 84 - 84 - Commercial business - - - - - Other consumer - - - - - Total 9 $ 781 $ - $ 781 $ 32
Contractual Aging of Troubled Debt Restructurings [Table Text Block]	September 30, 2016 Accruing Past Due Less than 30 Days Past Due 30-89 Days Greater than 90 Days Non- Accrual Total One-to-four family residential owner occupied $ - $ - $ - $ - $ - One-to-four family residential non-owner occupied 554 - - - 554 Multi-family residential - - - - - Commercial real estate and lines of credit 133 - - - 133 Construction - - - - - Home equity 50 - - - 50 Commercial business - - - - - Other consumer - - - - - Total $ 737 $ - $ - $ - $ 737 December 31, 2015 Accruing Past Due Less than 30 Days Past Due 30-89 Days Greater than 90 Days Non- Accrual Total One-to-four family residential owner occupied $ - $ - $ - $ - $ - One-to-four family residential non-owner occupied 564 - - - 564 Multi-family residential - - - - - Commercial real estate and lines of credit 133 - - - 133 Construction - - - - - Home equity 84 - - - 84 Commercial business - - - - - Other consumer - - - - - Total $ 781 $ - $ - $ - $ 781
Schedule of Credit Losses for Financing Receivables, Current [Table Text Block]	September 30, 2016 1-4 Family Residential Owner Occupied 1-4 Family Residential Non- Owner Occupied Multi- Family Residential Commercial Real Estate and Lines of Credit Construction Home Equity Commercial Business and Other Consumer Unallocated Total For the Three Months Ended September 30, 2016 Allowance for loan losses: Beginning balance $ 46 $ 525 $ 66 $ 484 $ 115 $ 51 $ 37 $ 100 $ 1,424 Charge-offs - - - - - - - - - Recoveries - - - - - - - - - Provision (9 ) 25 (11 ) 63 28 (19 ) 14 (30 ) 61 Ending balance $ 37 $ 550 $ 55 $ 547 $ 143 $ 32 $ 51 $ 70 $ 1,485 For the Nine Months Ended September 30, 2016 Allowance for loan losses: Beginning balance $ 55 $ 486 $ 81 $ 389 $ 153 $ 50 $ 18 $ 81 $ 1,313 Charge-offs - - - - - - - - - Recoveries - - - - - - - - - Provision (18 ) 64 (26 ) 158 (10 ) (18 ) 33 (11 ) 172 Ending balance $ 37 $ 550 $ 55 $ 547 $ 143 $ 32 $ 51 $ 70 $ 1,485 Ending balance evaluated for impairment: Individually $ - $ 30 $ - $ 11 $ - $ - $ - $ - $ 41 Collectively $ 37 $ 520 $ 55 $ 536 $ 143 $ 32 $ 51 $ 70 $ 1,444 Loans receivable: Ending balance: $ 5,710 $ 53,191 $ 12,252 $ 66,070 $ 15,889 $ 4,886 $ 5,744 $ - $ 163,742 Ending balance evaluated for impairment: Individually $ - $ 1,206 $ - $ 395 $ - $ 50 $ - $ - $ 1,651 Collectively $ 5,710 $ 51,985 $ 12,252 $ 65,675 $ 15,889 $ 4,836 $ 5,744 $ - $ 162,091 September 30, 2015 1-4 Family Residential Owner Occupied 1-4 Family Residential Non- Owner Occupied Multi- Family Residential Commercial Real Estate and Lines of Credit Construction Home Equity Commercial Business and Other Consumer Unallocated Total For the Three Months Ended September 30, 2015 Allowance for loan losses: Beginning balance $ 60 $ 369 $ 65 $ 412 $ 203 $ 73 $ 23 $ 71 $ 1,276 Charge-offs - (12 ) - (21 ) - (45 ) - - (78 ) Recoveries - - - 21 - - - - 21 Provision (1 ) 140 1 (53 ) (35 ) 15 (5 ) 9 71 Ending balance $ 59 $ 497 $ 66 $ 359 $ 168 $ 43 $ 18 $ 80 $ 1,290 For the Nine Months Ended September 30, 2015 Allowance for loan losses: Beginning balance $ 75 $ 418 $ 60 $ 324 $ 122 $ 46 $ 7 $ 96 $ 1,148 Charge-offs - (93 ) - (21 ) - (45 ) - - (159 ) Recoveries - - - 21 - - - - 21 Provision (16 ) 172 6 35 46 42 11 (16 ) 280 Ending balance $ 59 $ 497 $ 66 $ 359 $ 168 $ 43 $ 18 $ 80 $ 1,290 Ending balance evaluated for impairment: Individually $ - $ 21 $ - $ 7 $ - $ - $ - $ - $ 28 Collectively $ 59 $ 476 $ 66 $ 352 $ 168 $ 43 $ 18 $ 80 $ 1,262 December 31, 2015 1-4 Family Residential Owner Occupied 1-4 Family Residential Non- Owner Occupied Multi- Family Residential Commercial Real Estate and Lines of Credit Construction Home Equity Commercial Business and Other Consumer Unallocated Total Allowance for loan losses: Beginning balance $ 75 $ 418 $ 60 $ 324 $ 122 $ 46 $ 7 $ 96 $ 1,148 Charge-offs - (110 ) - (21 ) - (45 ) - - (176 ) Recoveries - - - 21 - - - - 21 Provision (20 ) 178 21 65 31 49 11 (15 ) 320 Ending balance $ 55 $ 486 $ 81 $ 389 $ 153 $ 50 $ 18 $ 81 $ 1,313 Ending balance evaluated Individually $ - $ 33 $ - $ 7 $ - $ - $ - $ - $ 40 Collectively $ 55 $ 453 $ 81 $ 382 $ 153 $ 50 $ 18 $ 81 $ 1,273 Loans receivable: Ending balance $ 5,777 $ 51,036 $ 12,402 $ 49,765 $ 16,100 $ 7,409 $ 2,647 $ - $ 145,136 Ending balance evaluated Individually $ - $ 974 $ - $ 133 $ - $ 84 $ - $ - $ 1,191 Collectively $ 5,777 $ 50,062 $ 12,402 $ 49,632 $ 16,100 $ 7,325 $ 2,647 $ - $ 143,945
Schedule of Financing Receivables, Non Accrual Status [Table Text Block]	September 30, 2016 December 31, 2015 One-to-four family residential owner occupied $ - $ - One-to-four family residential non-owner occupied 652 186 Multi-family residential - - Commercial real estate and lines of credit 262 - Construction - - Home equity - - Commercial business - - Other consumer - - $ 914 $ 186
Past Due Financing Receivables [Table Text Block]	September 30, 2016 30-90 Days Past Due Greater than 90 Days Total Past Due Current Total Loans Receivable Loans Receivable > 90 Days and Accruing One-to-four family residential owner occupied $ 323 $ - $ 323 $ 5,387 $ 5,710 $ - One-to-four family residential non-owner occupied 1,033 870 1,903 51,288 53,191 218 Multi-family residential - - - 12,252 12,252 - Commercial real estate and lines of credit 979 660 1,639 64,431 66,070 398 Construction 1,063 - 1,063 14,826 15,889 - Home equity 171 - 171 4,715 4,886 - Commercial business - - - 5,716 5,716 - Other consumer - - - 28 28 - $ 3,569 $ 1,530 $ 5,099 $ 158,643 $ 163,742 $ 616 December 31, 2015 30-90 Days Past Due Greater than 90 Days Total Past Due Current Total Loans Receivable Loans Receivable > 90 Days and Accruing One-to-four family residential owner occupied $ 253 $ - $ 253 $ 5,524 $ 5,777 $ - One-to-four family residential non-owner occupied 1,227 590 1,817 49,219 51,036 404 Multi-family residential - - - 12,402 12,402 - Commercial real estate and lines of credit 894 262 1,156 48,609 49,765 262 Construction 558 - 558 15,542 16,100 - Home equity 55 - 55 7,354 7,409 - Commercial business - - - 2,576 2,576 - Other consumer - - - 71 71 - $ 2,987 $ 852 $ 3,839 $ 141,297 $ 145,136 $ 666

Note 9 - Deposits (Tables)

Note 9 - Deposits (Tables)	9 Months Ended
	Sep. 30, 2016
Notes Tables
Summary of Deposits [Table Text Block]	September 30, 2016 December 31, 2015 Non-interest bearing checking accounts $ 4,203 $ 2,407 Passbook accounts 1,161 1,185 Savings accounts 1,984 3,275 Money market accounts 29,363 26,571 Certificates of deposit 137,940 115,791 Total deposits $ 174,651 $ 149,229

Note 10 - Borrowings (Tables)

Note 10 - Borrowings (Tables)	9 Months Ended
	Sep. 30, 2016
Federal Home Loan Bank Advances [Member]
Notes Tables
Schedule of Long-term Debt Instruments [Table Text Block]	September 30, 2016 December 31, 2015 Amount Weighted Interest Rate Amount Weighted Interest Rate Short-term borrowings $ 6,000 0.46 % $ 6,000 0.45 % Fixed rate borrowings maturing: 2016 - - % $ 1,000 0.88 % 2017 2,500 1.15 2,500 1.15 2018 3,000 1.46 3,000 1.46 2019 1,000 2.02 1,000 2.02 Total FHLB long-term debt $ 6,500 1.42 % $ 7,500 1.35 %

Note 11 - Stock Compensation 29

Note 11 - Stock Compensation Plans (Tables)	9 Months Ended
	Sep. 30, 2016
Notes Tables
Schedule of Share-based Compensation, Activity [Table Text Block]	September 30, 2016 September 30, 2015 Number of Shares Weighted Average Grant Date Fair Value Number of Shares Weighted Average Grant Date Fair Value Unvested at the beginning of the period 30,784 $ 8.10 41,966 $ 8.09 Granted - - - - Vested (10,260 ) 8.10 (10,582 ) 7.73 Forfeited - - (800 ) 8.10 Unvested at the end of the period 20,524 $ 8.10 30,584 $ 8.21
Schedule of Share-based Compensation, Stock Options, Activity [Table Text Block]	2016 2015 Number of Shares Weighted Average Exercise Price Weighted Average Remaining Contractual Life (in years) Number of Shares Weighted Average Exercise Price Weighted Average Remaining Contractual Life (in years) Outstanding at the beginning of the year 354,266 $ 6.33 4.7 369,140 $ 6.30 5.7 Granted - - - - - - Exercised (26,518 ) 5.00 - (4,960 ) 5.00 - Forfeited - - - (1,920 ) 8.10 - Outstanding at end of period 327,748 $ 6.44 4.0 362,260 $ 6.30 4.8 Exercisable at end of period 266,148 $ 6.06 1.6 271,780 $ 5.70 2.6

Note 12 - Fair Value Measurem30

Note 12 - Fair Value Measurements and Fair Values of Financial Instruments (Tables)	9 Months Ended
	Sep. 30, 2016
Notes Tables
Fair Value Measurements, Recurring and Nonrecurring [Table Text Block]	September 30, 2016 Fair Value Measurements Using: Total Fair Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Unobservable Inputs (Level 3) Recurring fair value measurements Investment securities available for sale Governmental National Mortgage Association mortgage-backed securities $ 6,906 $ - $ 6,906 $ - Federal Home Loan Mortgage Corporation mortgage-backed securities 1,929 - 1,929 - Federal National Mortgage Association mortgage-backed securities 861 - 861 - Federal Home Loan Mortgage Corporation Medium Term Note Step 359 - 359 - Total investment securities available for sale $ 10,055 $ - $ 10,055 $ - Total recurring fair value measurements $ 10,055 $ - $ 10,055 $ - Nonrecurring fair value measurements Impaired loans $ 1,610 $ - $ - $ 1,610 Other real estate owned 720 - - 720 Total nonrecurring fair value measurements $ 2,330 $ - $ - $ 2,330 December 31, 2015 Fair Value Measurements Using: Total Fair Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Unobservable Inputs (Level 3) Recurring fair value measurements Investment securities available for sale Governmental National Mortgage Association mortgage-backed securities $ 1,990 $ - $ 1,990 $ - Federal Home Loan Mortgage Corporation mortgage-backed securities 1,015 - 1,015 - Total investment securities available for sale $ 3,005 $ - $ 3,005 $ - Total recurring fair value measurements $ 3,005 $ - $ 3,005 $ - Nonrecurring fair value measurements Impaired loans $ 1,151 $ - $ - $ 1,151 Other real estate owned 1,410 - - 1,410 Total nonrecurring fair value measurements $ 2,561 $ - $ - $ 2,561
Fair Value Inputs, Assets, Quantitative Information [Table Text Block]	September 30, 2016 Quantitative Information About Level 3 Fair Value Measurements Total Fair Value Valuation Techniques Unobservable Input Range (Weighted Average) Impaired loans $ 1,610 Appraisal of collateral (1) Appraisal adjustments (2) 0% - 31% (3%) Other real estate owned $ 720 Appraisal of collateral (1) Appraisal adjustments (2) 0% - 29% (8%) December 31, 2015 Quantitative Information About Level 3 Fair Value Measurements Total Fair Value Valuation Techniques Unobservable Input Range (Weighted Average) Impaired loans $ 1,151 Appraisal of collateral (1) Appraisal adjustments (2) 0% - 25% (3%) Other real estate owned $ 1,410 Appraisal of collateral (1) Appraisal adjustments (2) 0% - 29% (5%)
Fair Value, by Balance Sheet Grouping [Table Text Block]	Fair Value Measurements at September 30, 2016 Carrying Amount Fair Value Estimate Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Unobservable Inputs (Level 3) Financial Assets Cash and cash equivalents $ 17,680 $ 17,680 $ 17,680 $ - $ - Investment in interest-earning time deposits 6,063 6,112 - - 6,112 Investment securities available for sale 10,055 10,055 - 10,055 - Loans held for sale 4,247 4,419 - 4,419 - Loans receivable, net 161,627 163,450 - - 163,450 Accrued interest receivable 932 932 932 - - Investment in FHLB stock 593 593 593 - - Bank-owned life insurance 3,705 3,705 3,705 - - Financial Liabilities Deposits 174,651 176,620 36,712 - 139,908 FHLB short-term borrowings 6,000 6,000 6,000 - - FHLB long-term borrowings 6,500 6,544 - - 6,544 Accrued interest payable 136 136 136 - - Fair Value Measurements at December 31, 2015 Carrying Amount Fair Value Estimate Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Unobservable Inputs (Level 3) Financial Assets Cash and cash equivalents $ 17,206 $ 17,206 $ 17,206 $ - $ - Investment in interest-earning time deposits 6,136 6,206 - - 6,206 Investment securities available for sale 3,005 3,005 - 3,005 - Loans held for sale 5,064 5,244 - 5,244 - Loans receivable, net 143,305 145,134 - - 145,134 Accrued interest receivable 983 983 983 - - Investment in FHLB stock 618 618 618 - - Bank-owned life insurance 3,638 3,638 3,638 - - Financial Liabilities Deposits 149,229 150,644 33,438 - 117,206 FHLB short-term borrowings 6,000 6,000 6,000 - - FHLB long-term borrowings 7,500 7,479 - - 7,479 Accrued interest payable 123 123 123 - -

Note 1 - Financial Statement 31

Note 1 - Financial Statement Presentation and Significant Accounting Policies (Details Textual)	Aug. 01, 2016USD ($)	Sep. 30, 2016USD ($)	Sep. 30, 2015USD ($)	Sep. 30, 2016USD ($)	Sep. 30, 2015USD ($)
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Non-owner Occupied Loans [Member]
Number of Mortgage Loans in Foreclosure Proceedings		1		1
Real Estate Portfolio Segment [Member] | Multi-family (Five Or More) Residential Loans [Member]
Number of Mortgage Loans in Foreclosure Proceedings		1		1
Renewal Rights [Member]
Finite-Lived Intangible Assets, Net	$ 1,000,000
Finite-Lived Intangible Asset, Useful Life	10 years
Asset Impairment Charges		$ 0	$ 0	$ 0	$ 0
Number of Wholly-Owned Subsidiaries				5
Number of Subsidiary Branch Offices		2		2
Past Due Period of Principal or Interest Payment				90 days
Threshold for Loans to be Evaluated Annually, Minimum		$ 500,000		$ 500,000
Mortgage Loans in Process of Foreclosure, Amount		$ 385,000		$ 385,000
Number of Share-Based Plans				3

Note 2 - Stock Split (Details T

Note 2 - Stock Split (Details Textual)	Aug. 13, 2015
Stockholders' Equity Note, Stock Split, Conversion Ratio	2
Common Stock, Dividend Rate, Percentage	100.00%

Note 3 - Earnings Per Share - W

Note 3 - Earnings Per Share - Weighted Average Shares Used in Basic and Dilutive Earnings Per Share Computations (Details) - USD ($)	3 Months Ended		9 Months Ended
	Sep. 30, 2016	Sep. 30, 2015	Sep. 30, 2016	Sep. 30, 2015
Net Income	$ 402,000	$ 310,000	$ 1,043,000	$ 893,000
Weighted average shares outstanding – basic (in shares)	1,792,673	1,706,946	1,774,343	1,714,689
Effect of dilutive common stock equivalents (in shares)	157,740	181,167	161,414	162,019
Adjusted weighted average shares outstanding – diluted (in shares)	1,950,413	1,888,113	1,935,757	1,876,708
Basic earnings per share (in dollars per share)	$ 0.22	$ 0.18	$ 0.59	$ 0.52
Diluted earnings per share (in dollars per share)	$ 0.21	$ 0.16	$ 0.54	$ 0.48

Note 4 - Accumulated Other Co34

Note 4 - Accumulated Other Comprehensive Income (Loss) - Changes in Accumulated Other Comprehensive Income (Loss) (Details) - USD ($) $ in Thousands		3 Months Ended		9 Months Ended
		Sep. 30, 2016	Sep. 30, 2015	Sep. 30, 2016	Sep. 30, 2015
Accumulated Net Investment Gain (Loss) Attributable to Parent [Member]
Balance at the beginning of the period	[1]	$ 1	$ (40)	$ (12)	$ (36)
Other comprehensive income (loss) before classifications	[1]	3	10	(10)	14
Amount reclassified from accumulated other comprehensive income	[1]		50		50
Total other comprehensive income (loss)	[1]	(3)	40	10	36
Balance at the end of the period	[1]	(2)		(2)
Balance at the beginning of the period				(12)
Balance at the end of the period		$ (2)		$ (2)
[1]	All amounts are net of tax. Amounts in parentheses indicate debits.

Note 4 - Accumulated Other Co35

Note 4 - Accumulated Other Comprehensive Income (Loss) - amounts Reclassified Out of Each Component of Accumulated Other Comprehensive Loss (Details) - USD ($)	3 Months Ended		9 Months Ended
	Sep. 30, 2016	Sep. 30, 2015	Sep. 30, 2016	Sep. 30, 2015
Accumulated Net Investment Gain (Loss) Attributable to Parent [Member] | Reclassification out of Accumulated Other Comprehensive Income [Member]
Loss on sales of investment securities		$ (75,000)		$ (75,000)
Income taxes		25,000		25,000
Net income		(50,000)		(50,000)
Income taxes	250,000	189,000	650,000	552,000
Net income	$ 402,000	$ 310,000	$ 1,043,000	$ 893,000

Note 5 - Investment in Intere36

Note 5 - Investment in Interest-earning Time Deposits - Investment in Interest-earnings Time Deposits (Details) - USD ($) $ in Thousands	Sep. 30, 2016	Dec. 31, 2015
Due in one year or less	$ 3,107	$ 3,585
Due after one year through five years	2,956	2,551
	$ 6,063	$ 6,136

Note 6 - Investment Securitie37

Note 6 - Investment Securities Available for Sale (Details Textual)	1 Months Ended	3 Months Ended		9 Months Ended
	Sep. 30, 2015USD ($)	Sep. 30, 2016USD ($)	Sep. 30, 2015USD ($)	Sep. 30, 2016USD ($)	Sep. 30, 2015USD ($)	Dec. 31, 2015
Bond Funds [Member]
Available-for-sale Securties Sold	2
Available-for-sale Securities, Gross Realized Gains	$ 0
Proceeds from Sale of Available-for-sale Securities	1,700,000
Available-for-sale Securities, Gross Realized Losses	$ 75,000
Available-for-sale, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions		8		8		3
Percentage of Aggregate Depreciation Held by Debt Securities		0.24%		0.24%
Proceeds from Sale of Available-for-sale Securities					$ 1,720,000
Other than Temporary Impairment Losses, Investments				0
Asset Impairment Charges		$ 0	$ 0	$ 0	$ 0

Note 6 - Investment Securitie38

Note 6 - Investment Securities Available for Sale - Amortized Cost and Fair Value of Investment Securities Available for Sale (Details) - USD ($) $ in Thousands	Sep. 30, 2016	Dec. 31, 2015
Government National Mortgage Association (GNMA) Insured Loans [Member] | Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Available for Sale:
Amortized cost	$ 6,902	$ 2,003
Gross unrealized gains	10
Gross unrealized losses	(6)	(13)
Fair value	6,906	1,990
Federal Home Loan Mortgage Corporation (FHLMC) Insured Loans [Member] | Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Available for Sale:
Amortized cost	1,928	1,020
Gross unrealized gains	2
Gross unrealized losses	(1)	(5)
Fair value	1,929	1,015
Federal National Mortgage Association (FNMA) Insured Loans [Member] | Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Available for Sale:
Amortized cost	868
Gross unrealized gains
Gross unrealized losses	(7)
Fair value	861
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Available for Sale:
Amortized cost	9,698
Gross unrealized gains	12
Gross unrealized losses	(14)
Fair value	9,696
Federal Home Loan Mortgage Corporation Medium Term Note [Member]
Available for Sale:
Amortized cost	360
Gross unrealized gains
Gross unrealized losses	(1)
Fair value	359
Amortized cost	10,058	3,023
Gross unrealized gains	12
Gross unrealized losses	(15)	(18)
Fair value	$ 10,055	$ 3,005

Note 6 - Investment Securitie39

Note 6 - Investment Securities Available for Sale - Gross Unrealized Losses and Fair Value (Details) $ in Thousands	Sep. 30, 2016USD ($)	Dec. 31, 2015USD ($)
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member] | Government National Mortgage Association (GNMA) Insured Loans [Member]
Number of securities	5	2
Fair value, less than twelve months	$ 3,946	$ 1,990
Gross unrealized losses, less than twelve months	(6)	(13)
Fair value, twelve months or greater
Gross unrealized losses, twelve months or greater
Fair value	3,946	1,990
Gross unrealized losses	$ (6)	$ (13)
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member] | Federal Home Loan Mortgage Corporation (FHLMC) Insured Loans [Member]
Number of securities	1	1
Fair value, less than twelve months	$ 984	$ 1,015
Gross unrealized losses, less than twelve months	(1)	(5)
Fair value, twelve months or greater
Gross unrealized losses, twelve months or greater
Fair value	984	1,015
Gross unrealized losses	$ (1)	$ (5)
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member] | Federal National Mortgage Association (FNMA) Insured Loans [Member]
Number of securities	1
Fair value, less than twelve months	$ 861
Gross unrealized losses, less than twelve months	(7)
Fair value, twelve months or greater
Gross unrealized losses, twelve months or greater
Fair value	861
Gross unrealized losses	$ (7)
Federal Home Loan Mortgage Corporation Medium Term Note [Member]
Number of securities	1
Fair value, less than twelve months	$ 359
Gross unrealized losses, less than twelve months	(1)
Fair value, twelve months or greater
Gross unrealized losses, twelve months or greater
Fair value	359
Gross unrealized losses	$ (1)
Number of securities	8	3
Fair value, less than twelve months	$ 6,150	$ 3,005
Gross unrealized losses, less than twelve months	(15)	(18)
Fair value, twelve months or greater
Gross unrealized losses, twelve months or greater
Fair value	6,150	3,005
Gross unrealized losses	$ (15)	$ (18)

Note 7 - Loans Receivable, Ne40

Note 7 - Loans Receivable, Net and Allowance for Loan Losses (Details Textual)	3 Months Ended	6 Months Ended		9 Months Ended		12 Months Ended
	Sep. 30, 2016USD ($)	Sep. 30, 2016USD ($)	Sep. 30, 2015USD ($)	Sep. 30, 2016USD ($)	Sep. 30, 2015USD ($)	Dec. 31, 2015USD ($)
Performing Financial Instruments [Member]
Financing Receivable, Modifications, Number of Contracts				8		9
Financing Receivable, Modifications, Recorded Investment	$ 737,000	$ 737,000		$ 737,000		$ 781,000
Nonperforming Financial Instruments [Member]
Loans and Leases Receivable, Gross	$ 1,500,000	1,500,000		$ 1,500,000		852,000
Financing Receivable, Modifications, Number of Contracts	0			0
Financing Receivable, Modifications, Recorded Investment	$ 737,000	737,000		$ 737,000		781,000
Financing Receivable, Modifications, Number of Contracts Paid-off	1
Loans and Leases Receivable, Gross	$ 163,742,000	163,742,000		163,742,000		$ 145,136,000
Loans and Leases Receivable, Impaired, Interest Lost on Nonaccrual Loans				82,000	$ 48,000
Impaired Financing Receivable, Interest Income, Cash Basis Method		0	$ 0	0	$ 0
Loans and Leases Receivable, Impaired, Commitment to Lend	$ 0	$ 0		$ 0
Financing Receivable, Modifications, Subsequent Default, Number of Contracts				0

Note 7 - Loans Receivable, Ne41

Note 7 - Loans Receivable, Net and Allowance for Loan Losses - Composition of Net Loans Receivable (Details) - USD ($) $ in Thousands	Sep. 30, 2016	Jun. 30, 2016	Dec. 31, 2015	Sep. 30, 2015	Jun. 30, 2015	Dec. 31, 2014
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Owner Occupied Loans [Member]
Real estate loans:
Loans	$ 5,710		$ 5,777
Allowance for loan losses	(37)	$ (46)	(55)	$ (59)	$ (60)	$ (75)
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Non-owner Occupied Loans [Member]
Real estate loans:
Loans	53,191		51,036
Allowance for loan losses	(550)	(525)	(486)	(497)	(369)	(418)
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Loans [Member]
Real estate loans:
Loans	58,901		56,813
Real Estate Portfolio Segment [Member] | Multi-family (Five Or More) Residential Loans [Member]
Real estate loans:
Loans	12,252		12,402
Allowance for loan losses	(55)	(66)	(81)	(66)	(65)	(60)
Real Estate Portfolio Segment [Member] | Commercial Real Estate Loans [Member]
Real estate loans:
Loans	63,869		47,550
Real Estate Portfolio Segment [Member] | Commercial Lines of Credit [Member]
Real estate loans:
Loans	2,201		2,215
Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Real estate loans:
Loans	15,889		16,100
Allowance for loan losses	(143)	(115)	(153)	(168)	(203)	(122)
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member]
Real estate loans:
Loans	4,886		7,409
Allowance for loan losses	(32)	(51)	(50)	(43)	(73)	(46)
Real Estate Portfolio Segment [Member]
Real estate loans:
Loans	157,998		142,489
Commercial Portfolio Segment [Member]
Real estate loans:
Loans	5,716		2,576
Consumer Portfolio Segment [Member]
Real estate loans:
Loans	28		71
Loans	163,742		145,136
Deferred loan fees and costs	(630)		(518)
Allowance for loan losses	(1,485)	$ (1,424)	(1,313)	$ (1,290)	$ (1,276)	$ (1,148)
Net Loans	$ 161,627		$ 143,305

Note 7 - Loans Receivable, Ne42

Note 7 - Loans Receivable, Net and Allowance for Loan Losses - Loan Portfolio by Credit Rating (Details) - USD ($) $ in Thousands	Sep. 30, 2016	Dec. 31, 2015
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Owner Occupied Loans [Member] | Pass [Member]
Loans	$ 5,710	$ 5,777
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Owner Occupied Loans [Member] | Special Mention [Member]
Loans
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Owner Occupied Loans [Member] | Substandard [Member]
Loans
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Owner Occupied Loans [Member] | Doubtful [Member]
Loans
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Owner Occupied Loans [Member]
Loans	5,710	5,777
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Non-owner Occupied Loans [Member] | Pass [Member]
Loans	52,072	49,457
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Non-owner Occupied Loans [Member] | Special Mention [Member]
Loans	106	331
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Non-owner Occupied Loans [Member] | Substandard [Member]
Loans	1,013	1,248
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Non-owner Occupied Loans [Member] | Doubtful [Member]
Loans
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Non-owner Occupied Loans [Member]
Loans	53,191	51,036
Real Estate Portfolio Segment [Member] | Multi-family (Five Or More) Residential Loans [Member] | Pass [Member]
Loans	12,252	12,402
Real Estate Portfolio Segment [Member] | Multi-family (Five Or More) Residential Loans [Member] | Special Mention [Member]
Loans
Real Estate Portfolio Segment [Member] | Multi-family (Five Or More) Residential Loans [Member] | Substandard [Member]
Loans
Real Estate Portfolio Segment [Member] | Multi-family (Five Or More) Residential Loans [Member] | Doubtful [Member]
Loans
Real Estate Portfolio Segment [Member] | Multi-family (Five Or More) Residential Loans [Member]
Loans	12,252	12,402
Real Estate Portfolio Segment [Member] | Commercial Real Estate and Lines of Credit [Member] | Pass [Member]
Loans	64,630	48,185
Real Estate Portfolio Segment [Member] | Commercial Real Estate and Lines of Credit [Member] | Special Mention [Member]
Loans	117	262
Real Estate Portfolio Segment [Member] | Commercial Real Estate and Lines of Credit [Member] | Substandard [Member]
Loans	1,323	1,318
Real Estate Portfolio Segment [Member] | Commercial Real Estate and Lines of Credit [Member] | Doubtful [Member]
Loans
Real Estate Portfolio Segment [Member] | Commercial Real Estate and Lines of Credit [Member]
Loans	66,070	49,765
Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Pass [Member]
Loans	14,015	14,621
Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Special Mention [Member]
Loans
Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Substandard [Member]
Loans	1,874	1,479
Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Doubtful [Member]
Loans
Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Loans	15,889	16,100
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member] | Pass [Member]
Loans	4,886	7,409
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member] | Special Mention [Member]
Loans
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member] | Substandard [Member]
Loans
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member] | Doubtful [Member]
Loans
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member]
Loans	4,886	7,409
Real Estate Portfolio Segment [Member]
Loans	157,998	142,489
Commercial Portfolio Segment [Member] | Pass [Member]
Loans	5,716	2,576
Commercial Portfolio Segment [Member] | Special Mention [Member]
Loans
Commercial Portfolio Segment [Member] | Substandard [Member]
Loans
Commercial Portfolio Segment [Member] | Doubtful [Member]
Loans
Commercial Portfolio Segment [Member]
Loans	5,716	2,576
Consumer Portfolio Segment [Member] | Pass [Member]
Loans	28	71
Consumer Portfolio Segment [Member] | Special Mention [Member]
Loans
Consumer Portfolio Segment [Member] | Substandard [Member]
Loans
Consumer Portfolio Segment [Member] | Doubtful [Member]
Loans
Consumer Portfolio Segment [Member]
Loans	28	71
Pass [Member]
Loans	159,309	140,498
Special Mention [Member]
Loans	223	593
Substandard [Member]
Loans	4,210	4,045
Doubtful [Member]
Loans
Loans	$ 163,742	$ 145,136

Note 7 - Loans Receivable, Ne43

Note 7 - Loans Receivable, Net and Allowance for Loan Losses - Impaired Loans by Loan Portfolio Class (Details) - USD ($) $ in Thousands	9 Months Ended	12 Months Ended
	Sep. 30, 2016	Dec. 31, 2015
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Owner Occupied Loans [Member]
With no related allowance recorded:
Recorded investment, with no related allowance recorded
Unpaid principal balance, with no related allowance recorded
Average recorded investment, with no related allowance recorded		828
Interest income recognized, with no related allowance recorded		15
With an allowance recorded:
Recorded investment, with an allowance recorded
Unpaid principal balance, with an allowance recorded
Related allowance
Average recorded investment, with an allowance recorded
Interest income recognized, with an allowance recorded
Total:
Recorded investment
Unpaid principal balance
Related allowance
Average recorded investment		828
Interest income recognized		15
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Non-owner Occupied Loans [Member]
With no related allowance recorded:
Recorded investment, with no related allowance recorded	1,110	653
Unpaid principal balance, with no related allowance recorded	1,122	659
Average recorded investment, with no related allowance recorded	1,183	1,464
Interest income recognized, with no related allowance recorded	21	62
With an allowance recorded:
Recorded investment, with an allowance recorded	96	321
Unpaid principal balance, with an allowance recorded	96	321
Related allowance	30	33
Average recorded investment, with an allowance recorded	197	556
Interest income recognized, with an allowance recorded	12	22
Total:
Recorded investment	1,206	974
Unpaid principal balance	1,218	980
Related allowance	30	33
Average recorded investment	1,380	2,020
Interest income recognized	33	84
Real Estate Portfolio Segment [Member] | Multi-family (Five Or More) Residential Loans [Member]
With no related allowance recorded:
Recorded investment, with no related allowance recorded
Unpaid principal balance, with no related allowance recorded
Average recorded investment, with no related allowance recorded		66
Interest income recognized, with no related allowance recorded		5
With an allowance recorded:
Recorded investment, with an allowance recorded
Unpaid principal balance, with an allowance recorded
Related allowance
Average recorded investment, with an allowance recorded
Interest income recognized, with an allowance recorded
Total:
Recorded investment
Unpaid principal balance
Related allowance
Average recorded investment		66
Interest income recognized		5
Real Estate Portfolio Segment [Member] | Commercial Real Estate and Lines of Credit [Member]
With no related allowance recorded:
Recorded investment, with no related allowance recorded	262
Unpaid principal balance, with no related allowance recorded	262
Average recorded investment, with no related allowance recorded	262	1,085
Interest income recognized, with no related allowance recorded		77
With an allowance recorded:
Recorded investment, with an allowance recorded	133	133
Unpaid principal balance, with an allowance recorded	133	133
Related allowance	11	7
Average recorded investment, with an allowance recorded	133	332
Interest income recognized, with an allowance recorded	7	9
Total:
Recorded investment	395	133
Unpaid principal balance	395	133
Related allowance	11	7
Average recorded investment	395	1,417
Interest income recognized	7	86
Real Estate Portfolio Segment [Member] | Construction Loans [Member]
With no related allowance recorded:
Recorded investment, with no related allowance recorded
Unpaid principal balance, with no related allowance recorded
Average recorded investment, with no related allowance recorded
Interest income recognized, with no related allowance recorded
With an allowance recorded:
Recorded investment, with an allowance recorded
Unpaid principal balance, with an allowance recorded
Related allowance
Average recorded investment, with an allowance recorded
Interest income recognized, with an allowance recorded
Total:
Recorded investment
Unpaid principal balance
Related allowance
Average recorded investment
Interest income recognized
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member]
With no related allowance recorded:
Recorded investment, with no related allowance recorded	50	84
Unpaid principal balance, with no related allowance recorded	50	84
Average recorded investment, with no related allowance recorded	83	87
Interest income recognized, with no related allowance recorded	5	7
With an allowance recorded:
Recorded investment, with an allowance recorded
Unpaid principal balance, with an allowance recorded
Related allowance
Average recorded investment, with an allowance recorded		45
Interest income recognized, with an allowance recorded		4
Total:
Recorded investment	50	84
Unpaid principal balance	50	84
Related allowance
Average recorded investment	83	132
Interest income recognized	5	11
Commercial Portfolio Segment [Member]
With no related allowance recorded:
Recorded investment, with no related allowance recorded
Unpaid principal balance, with no related allowance recorded
Average recorded investment, with no related allowance recorded
Interest income recognized, with no related allowance recorded
With an allowance recorded:
Recorded investment, with an allowance recorded
Unpaid principal balance, with an allowance recorded
Related allowance
Average recorded investment, with an allowance recorded
Interest income recognized, with an allowance recorded
Total:
Recorded investment
Unpaid principal balance
Related allowance
Average recorded investment
Interest income recognized
Consumer Portfolio Segment [Member]
With no related allowance recorded:
Recorded investment, with no related allowance recorded
Unpaid principal balance, with no related allowance recorded
Average recorded investment, with no related allowance recorded
Interest income recognized, with no related allowance recorded
With an allowance recorded:
Recorded investment, with an allowance recorded
Unpaid principal balance, with an allowance recorded
Related allowance
Average recorded investment, with an allowance recorded
Interest income recognized, with an allowance recorded
Total:
Recorded investment
Unpaid principal balance
Related allowance
Average recorded investment
Interest income recognized
Related allowance	41	40
Recorded investment	1,651	1,191
Unpaid principal balance	1,663	1,197
Related allowance	41	40
Average recorded investment	1,858	4,463
Interest income recognized	$ 45	$ 201

Note 7 - Loans Receivable, Ne44

Note 7 - Loans Receivable, Net and Allowance for Loan Losses - Troubled Debt Restructuring Loans (Details) $ in Thousands	Sep. 30, 2016USD ($)	Dec. 31, 2015USD ($)
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Owner Occupied Loans [Member] | Nonaccruing Instrument [Member]
Troubled debt restructuring, recorded investment
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Owner Occupied Loans [Member] | Accruing Instrument [Member]
Troubled debt restructuring, recorded investment
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Owner Occupied Loans [Member]
Troubled debt restructuring, number of contracts
Troubled debt restructuring, recorded investment
Troubled debt restructuring, related allowance
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Non-owner Occupied Loans [Member] | Nonaccruing Instrument [Member]
Troubled debt restructuring, recorded investment
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Non-owner Occupied Loans [Member] | Accruing Instrument [Member]
Troubled debt restructuring, recorded investment	$ 554	$ 564
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Non-owner Occupied Loans [Member]
Troubled debt restructuring, number of contracts	5	5
Troubled debt restructuring, recorded investment	$ 554	$ 564
Troubled debt restructuring, related allowance	30	25
Real Estate Portfolio Segment [Member] | Multi-family (Five Or More) Residential Loans [Member] | Nonaccruing Instrument [Member]
Troubled debt restructuring, recorded investment
Real Estate Portfolio Segment [Member] | Multi-family (Five Or More) Residential Loans [Member] | Accruing Instrument [Member]
Troubled debt restructuring, recorded investment
Real Estate Portfolio Segment [Member] | Multi-family (Five Or More) Residential Loans [Member]
Troubled debt restructuring, number of contracts
Troubled debt restructuring, recorded investment
Troubled debt restructuring, related allowance
Real Estate Portfolio Segment [Member] | Commercial Real Estate and Lines of Credit [Member] | Nonaccruing Instrument [Member]
Troubled debt restructuring, recorded investment
Real Estate Portfolio Segment [Member] | Commercial Real Estate and Lines of Credit [Member] | Accruing Instrument [Member]
Troubled debt restructuring, recorded investment	$ 133	$ 133
Real Estate Portfolio Segment [Member] | Commercial Real Estate and Lines of Credit [Member]
Troubled debt restructuring, number of contracts	1	1
Troubled debt restructuring, recorded investment	$ 133	$ 133
Troubled debt restructuring, related allowance	11	7
Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Nonaccruing Instrument [Member]
Troubled debt restructuring, recorded investment
Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Accruing Instrument [Member]
Troubled debt restructuring, recorded investment
Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Troubled debt restructuring, number of contracts
Troubled debt restructuring, recorded investment
Troubled debt restructuring, related allowance
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member] | Nonaccruing Instrument [Member]
Troubled debt restructuring, recorded investment
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member] | Accruing Instrument [Member]
Troubled debt restructuring, recorded investment	$ 50	$ 84
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member]
Troubled debt restructuring, number of contracts	2	3
Troubled debt restructuring, recorded investment	$ 50	$ 84
Troubled debt restructuring, related allowance
Commercial Portfolio Segment [Member] | Nonaccruing Instrument [Member]
Troubled debt restructuring, recorded investment
Commercial Portfolio Segment [Member] | Accruing Instrument [Member]
Troubled debt restructuring, recorded investment
Commercial Portfolio Segment [Member]
Troubled debt restructuring, number of contracts
Troubled debt restructuring, recorded investment
Troubled debt restructuring, related allowance
Consumer Portfolio Segment [Member] | Nonaccruing Instrument [Member]
Troubled debt restructuring, recorded investment
Consumer Portfolio Segment [Member] | Accruing Instrument [Member]
Troubled debt restructuring, recorded investment
Consumer Portfolio Segment [Member]
Troubled debt restructuring, number of contracts
Troubled debt restructuring, recorded investment
Troubled debt restructuring, related allowance
Nonaccruing Instrument [Member]
Troubled debt restructuring, recorded investment
Accruing Instrument [Member]
Troubled debt restructuring, recorded investment	$ 737	$ 781
Troubled debt restructuring, number of contracts	8	9
Troubled debt restructuring, recorded investment	$ 737	$ 781
Troubled debt restructuring, related allowance	$ 41	$ 32

Note 7 - Loans Receivable, Ne45

Note 7 - Loans Receivable, Net and Allowance for Loan Losses - Contractual Aging of the TDRs (Details) - USD ($) $ in Thousands	Sep. 30, 2016	Dec. 31, 2015
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Owner Occupied Loans [Member]
Troubled debt restructurings, current & past due less than 30 Day
Troubled debt restructurings, past due 30-89 days
Troubled debt restructurings, greater than 90 days
Troubled debt restructurings, non-accrual
Troubled debt restructuring, recorded investment
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Non-owner Occupied Loans [Member]
Troubled debt restructurings, current & past due less than 30 Day	554	564
Troubled debt restructurings, past due 30-89 days
Troubled debt restructurings, greater than 90 days
Troubled debt restructurings, non-accrual
Troubled debt restructuring, recorded investment	554	564
Real Estate Portfolio Segment [Member] | Multi-family (Five Or More) Residential Loans [Member]
Troubled debt restructurings, current & past due less than 30 Day
Troubled debt restructurings, past due 30-89 days
Troubled debt restructurings, greater than 90 days
Troubled debt restructurings, non-accrual
Troubled debt restructuring, recorded investment
Real Estate Portfolio Segment [Member] | Commercial Real Estate and Lines of Credit [Member]
Troubled debt restructurings, current & past due less than 30 Day	133	133
Troubled debt restructurings, past due 30-89 days
Troubled debt restructurings, greater than 90 days
Troubled debt restructurings, non-accrual
Troubled debt restructuring, recorded investment	133	133
Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Troubled debt restructurings, current & past due less than 30 Day
Troubled debt restructurings, past due 30-89 days
Troubled debt restructurings, greater than 90 days
Troubled debt restructurings, non-accrual
Troubled debt restructuring, recorded investment
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member]
Troubled debt restructurings, current & past due less than 30 Day	50	84
Troubled debt restructurings, past due 30-89 days
Troubled debt restructurings, greater than 90 days
Troubled debt restructurings, non-accrual
Troubled debt restructuring, recorded investment	50	84
Commercial Portfolio Segment [Member]
Troubled debt restructurings, current & past due less than 30 Day
Troubled debt restructurings, past due 30-89 days
Troubled debt restructurings, greater than 90 days
Troubled debt restructurings, non-accrual
Troubled debt restructuring, recorded investment
Consumer Portfolio Segment [Member]
Troubled debt restructurings, current & past due less than 30 Day
Troubled debt restructurings, past due 30-89 days
Troubled debt restructurings, greater than 90 days
Troubled debt restructurings, non-accrual
Troubled debt restructuring, recorded investment
Troubled debt restructurings, current & past due less than 30 Day	737	781
Troubled debt restructurings, past due 30-89 days
Troubled debt restructurings, greater than 90 days
Troubled debt restructurings, non-accrual
Troubled debt restructuring, recorded investment	$ 737	$ 781

Note 7 - Loans Receivable, Ne46

Note 7 - Loans Receivable, Net and Allowance for Loan Losses - Changes in the Allowance for Loan Losses and Recorded Investment in Loans Receivable (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended		12 Months Ended
	Sep. 30, 2016	Sep. 30, 2015	Sep. 30, 2016	Sep. 30, 2015	Dec. 31, 2015
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Owner Occupied Loans [Member]
Allowance for loan losses, beginning balance	$ 46	$ 60	$ 55	$ 75	$ 75
Charge-offs
Recoveries
Provision	(9)	(1)	(18)	(16)	(20)
Allowance for loan losses, ending balance	37	59	37	59	55
Allowance for loan losses, individually evaluated for impairment
Allowance for loan losses, collectively evaluated for impairment	37	59	37	59	55
Loans receivable	5,710		5,710		5,777
Loans receivable, individually evaluated for impairment
Loans receivable, collectively evaluated for impairment	5,710		5,710		5,777
Allowance for loan losses, individually evaluated for impairment
Allowance for loan losses, collectively evaluated for impairment	37	59	37	59	55
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Non-owner Occupied Loans [Member]
Allowance for loan losses, beginning balance	525	369	486	418	418
Charge-offs		(12)		(93)	(110)
Recoveries
Provision	25	140	64	172	178
Allowance for loan losses, ending balance	550	497	550	497	486
Allowance for loan losses, individually evaluated for impairment	30	21	30	21	33
Allowance for loan losses, collectively evaluated for impairment	520	476	520	476	453
Loans receivable	53,191		53,191		51,036
Loans receivable, individually evaluated for impairment	1,206		1,206		974
Loans receivable, collectively evaluated for impairment	51,985		51,985		50,062
Allowance for loan losses, individually evaluated for impairment	30	21	30	21	33
Allowance for loan losses, collectively evaluated for impairment	520	476	520	476	453
Real Estate Portfolio Segment [Member] | Multi-family (Five Or More) Residential Loans [Member]
Allowance for loan losses, beginning balance	66	65	81	60	60
Charge-offs
Recoveries
Provision	(11)	1	(26)	6	21
Allowance for loan losses, ending balance	55	66	55	66	81
Allowance for loan losses, individually evaluated for impairment
Allowance for loan losses, collectively evaluated for impairment	55	66	55	66	81
Loans receivable	12,252		12,252		12,402
Loans receivable, individually evaluated for impairment
Loans receivable, collectively evaluated for impairment	12,252		12,252		12,402
Allowance for loan losses, individually evaluated for impairment
Allowance for loan losses, collectively evaluated for impairment	55	66	55	66	81
Real Estate Portfolio Segment [Member] | Commercial Real Estate and Lines of Credit [Member]
Allowance for loan losses, beginning balance	484	412	389	324	324
Charge-offs		(21)		(21)	(21)
Recoveries		21		21	21
Provision	63	(53)	158	35	65
Allowance for loan losses, ending balance	547	359	547	359	389
Allowance for loan losses, individually evaluated for impairment	11	7	11	7	7
Allowance for loan losses, collectively evaluated for impairment	536	352	536	352	382
Loans receivable	66,070		66,070		49,765
Loans receivable, individually evaluated for impairment	395		395		133
Loans receivable, collectively evaluated for impairment	65,675		65,675		49,632
Allowance for loan losses, individually evaluated for impairment	11	7	11	7	7
Allowance for loan losses, collectively evaluated for impairment	536	352	536	352	382
Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Allowance for loan losses, beginning balance	115	203	153	122	122
Charge-offs
Recoveries
Provision	28	(35)	(10)	46	31
Allowance for loan losses, ending balance	143	168	143	168	153
Allowance for loan losses, individually evaluated for impairment
Allowance for loan losses, collectively evaluated for impairment	143	168	143	168	153
Loans receivable	15,889		15,889		16,100
Loans receivable, individually evaluated for impairment
Loans receivable, collectively evaluated for impairment	15,889		15,889		16,100
Allowance for loan losses, individually evaluated for impairment
Allowance for loan losses, collectively evaluated for impairment	143	168	143	168	153
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member]
Allowance for loan losses, beginning balance	51	73	50	46	46
Charge-offs		(45)		(45)	(45)
Recoveries
Provision	(19)	15	(18)	42	49
Allowance for loan losses, ending balance	32	43	32	43	50
Allowance for loan losses, individually evaluated for impairment
Allowance for loan losses, collectively evaluated for impairment	32	43	32	43	50
Loans receivable	4,886		4,886		7,409
Loans receivable, individually evaluated for impairment	50		50		84
Loans receivable, collectively evaluated for impairment	4,836		4,836		7,325
Allowance for loan losses, individually evaluated for impairment
Allowance for loan losses, collectively evaluated for impairment	32	43	32	43	50
Real Estate Portfolio Segment [Member]
Loans receivable	157,998		157,998		142,489
Commercial and Consumer Portfolio Segments [Member]
Allowance for loan losses, beginning balance	37	23	18	7	7
Charge-offs
Recoveries
Provision	14	(5)	33	11	11
Allowance for loan losses, ending balance	51	18	51	18	18
Allowance for loan losses, individually evaluated for impairment
Allowance for loan losses, collectively evaluated for impairment	51	18	51	18	18
Loans receivable	5,744		5,744		2,647
Loans receivable, individually evaluated for impairment
Loans receivable, collectively evaluated for impairment	5,744		5,744		2,647
Allowance for loan losses, individually evaluated for impairment
Allowance for loan losses, collectively evaluated for impairment	51	18	51	18	18
Unallocated Financing Receivables [Member]
Allowance for loan losses, beginning balance	100	71	81	96	96
Charge-offs
Recoveries
Provision	(30)	9	(11)	(16)	(15)
Allowance for loan losses, ending balance	70	80	70	80	81
Allowance for loan losses, individually evaluated for impairment
Allowance for loan losses, collectively evaluated for impairment	70	80	70	80	81
Loans receivable
Loans receivable, individually evaluated for impairment
Loans receivable, collectively evaluated for impairment
Allowance for loan losses, individually evaluated for impairment
Allowance for loan losses, collectively evaluated for impairment	70	80	70	80	81
Allowance for loan losses, beginning balance	1,424	1,276	1,313	1,148	1,148
Charge-offs		(78)		(159)	(176)
Recoveries		21		21	21
Provision	61	71	172	280	320
Allowance for loan losses, ending balance	1,485	1,290	1,485	1,290	1,313
Allowance for loan losses, individually evaluated for impairment	41	28	41	28	40
Allowance for loan losses, collectively evaluated for impairment	1,444	1,262	1,444	1,262	1,273
Loans receivable	163,742		163,742		145,136
Loans receivable, individually evaluated for impairment	1,651		1,651		1,191
Loans receivable, collectively evaluated for impairment	162,091		162,091		143,945
Allowance for loan losses, individually evaluated for impairment	41	28	41	28	40
Allowance for loan losses, collectively evaluated for impairment	$ 1,444	$ 1,262	$ 1,444	$ 1,262	$ 1,273

Note 7 - Loans Receivable, Ne47

Note 7 - Loans Receivable, Net and Allowance for Loan Losses - Non-accrual Loans by Class of Loans (Details) - USD ($) $ in Thousands	Sep. 30, 2016	Dec. 31, 2015
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Owner Occupied Loans [Member]
Loans
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Non-owner Occupied Loans [Member]
Loans	652	186
Real Estate Portfolio Segment [Member] | Multi-family (Five Or More) Residential Loans [Member]
Loans
Real Estate Portfolio Segment [Member] | Commercial Real Estate and Lines of Credit [Member]
Loans	262
Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Loans
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member]
Loans
Commercial Portfolio Segment [Member]
Loans
Consumer Portfolio Segment [Member]
Loans
Loans	$ 914	$ 186

Note 7 - Loans Receivable, Ne48

Note 7 - Loans Receivable, Net and Allowance for Loan Losses - Loan Portfolio Summarized by Past Due Status (Details) - USD ($) $ in Thousands	Sep. 30, 2016	Dec. 31, 2015
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Owner Occupied Loans [Member] | 30 to 89 Days Delinquent [Member]
Loans, past due	$ 323	$ 253
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Owner Occupied Loans [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Loans, past due
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Owner Occupied Loans [Member]
Loans, past due	323	253
Loans, current	5,387	5,524
Loans	5,710	5,777
Loans > 90 days and accruing
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Non-owner Occupied Loans [Member] | 30 to 89 Days Delinquent [Member]
Loans, past due	1,033	1,227
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Non-owner Occupied Loans [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Loans, past due	870	590
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Non-owner Occupied Loans [Member]
Loans, past due	1,903	1,817
Loans, current	51,288	49,219
Loans	53,191	51,036
Loans > 90 days and accruing	218	404
Real Estate Portfolio Segment [Member] | Multi-family (Five Or More) Residential Loans [Member] | 30 to 89 Days Delinquent [Member]
Loans, past due
Real Estate Portfolio Segment [Member] | Multi-family (Five Or More) Residential Loans [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Loans, past due
Real Estate Portfolio Segment [Member] | Multi-family (Five Or More) Residential Loans [Member]
Loans, past due
Loans, current	12,252	12,402
Loans	12,252	12,402
Loans > 90 days and accruing
Real Estate Portfolio Segment [Member] | Commercial Real Estate and Lines of Credit [Member] | 30 to 89 Days Delinquent [Member]
Loans, past due	979	894
Real Estate Portfolio Segment [Member] | Commercial Real Estate and Lines of Credit [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Loans, past due	660	262
Real Estate Portfolio Segment [Member] | Commercial Real Estate and Lines of Credit [Member]
Loans, past due	1,639	1,156
Loans, current	64,431	48,609
Loans	66,070	49,765
Loans > 90 days and accruing	398	262
Real Estate Portfolio Segment [Member] | Construction Loans [Member] | 30 to 89 Days Delinquent [Member]
Loans, past due	1,063	558
Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Loans, past due
Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Loans, past due	1,063	558
Loans, current	14,826	15,542
Loans	15,889	16,100
Loans > 90 days and accruing
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member] | 30 to 89 Days Delinquent [Member]
Loans, past due	171	55
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Loans, past due
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member]
Loans, past due	171	55
Loans, current	4,715	7,354
Loans	4,886	7,409
Loans > 90 days and accruing
Real Estate Portfolio Segment [Member]
Loans	157,998	142,489
Commercial Portfolio Segment [Member] | 30 to 89 Days Delinquent [Member]
Loans, past due
Commercial Portfolio Segment [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Loans, past due
Commercial Portfolio Segment [Member]
Loans, past due
Loans, current	5,716	2,576
Loans	5,716	2,576
Loans > 90 days and accruing
Consumer Portfolio Segment [Member] | 30 to 89 Days Delinquent [Member]
Loans, past due
Consumer Portfolio Segment [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Loans, past due
Consumer Portfolio Segment [Member]
Loans, past due
Loans, current	28	71
Loans	28	71
Loans > 90 days and accruing
30 to 89 Days Delinquent [Member]
Loans, past due	3,569	2,987
Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Loans, past due	1,530	852
Loans, past due	5,099	3,839
Loans, current	158,643	141,297
Loans	163,742	145,136
Loans > 90 days and accruing	$ 616	$ 666

Note 8 - Intangibles, Net (Deta

Note 8 - Intangibles, Net (Details Textual) - USD ($)	Aug. 01, 2016	Sep. 30, 2016	Sep. 30, 2015	Sep. 30, 2016	Sep. 30, 2015	Dec. 31, 2015
Renewal Rights [Member]
Payments to Acquire Intangible Assets	$ 1,000,000
Finite-Lived Intangible Asset, Useful Life	10 years
Amortization of Intangible Assets		$ 17,000		$ 17,000
Finite-Lived Intangible Assets, Net	$ 1,000,000
Mortgage Servicing Rights [Member]
Amortization of Intangible Assets		2,000	$ 1,000	5,000	$ 3,000
Finite-Lived Intangible Assets, Net		$ 61,000		61,000		$ 45,000
Payments to Acquire Intangible Assets				1,021,000	1,000
Amortization of Intangible Assets				$ 22,000	$ 3,000

Note 9 - Deposits - Summary of

Note 9 - Deposits - Summary of Deposits (Details) - USD ($) $ in Thousands	Sep. 30, 2016	Dec. 31, 2015
Passbook Accounts [Member]
Interest-bearing deposits	$ 1,161	$ 1,185
Savings Accounts [Member]
Interest-bearing deposits	1,984	3,275
Non-interest bearing checking accounts	4,203	2,407
Money market accounts	29,363	26,571
Certificates of deposit	137,940	115,791
Total deposits	$ 174,651	$ 149,229

Note 10 - Borrowings - Federal

Note 10 - Borrowings - Federal Home Loan Bank Long-term Borrowings (Details) - USD ($) $ in Millions	Sep. 30, 2016	Dec. 31, 2015
Short-term borrowings	$ 6	$ 6
Short-term borrowings	0.46%	0.45%
Fixed rate borrowings maturing:
2,016		$ 1
2,016		0.88%
2,017	$ 2.5	$ 2.5
2,017	1.15%	1.15%
2,018	$ 3	$ 3
2,018	1.46%	1.46%
2,019	$ 1	$ 1
2,019	2.02%	2.02%
Total FHLB long-term debt	$ 6.5	$ 7.5
Total FHLB long-term debt	1.42%	1.35%

Note 11 - Stock Compensation 52

Note 11 - Stock Compensation Plans (Details Textual) - USD ($)	May 31, 2013	May 31, 2013	May 31, 2008	Sep. 30, 2016	Sep. 30, 2015	Sep. 30, 2016	Sep. 30, 2015	Dec. 31, 2007	Dec. 31, 2015	Dec. 31, 2014
Employee Stock Option [Member] | The 2008 Stock Option Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Available for Grant				0		0
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Authorized			277,726
Share-based Compensation Arrangements by Share-based Payment Award, Options, Exercises in Period, Weighted Average Exercise Price	$ 8.10		$ 5
Employee Stock Option [Member] | The 2013 Stock Incentive Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Options, Grants in Period, Gross		146,250
Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding, Number				56,276		56,276
Employee Stock Option [Member] | Minimum [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Period						5 years
Employee Stock Option [Member] | Maximum [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Period						7 years
Employee Stock Option [Member]
Allocated Share-based Compensation Expense				$ 12,000		$ 34,000
Employee Service Share-based Compensation, Tax Benefit from Compensation Expense				$ 1,000		$ 3,000
Share-based Compensation Arrangement by Share-based Payment Award, Options, Grants in Period, Gross
Employee Service Share-based Compensation, Nonvested Awards, Compensation Cost Not yet Recognized, Period for Recognition						1 year 219 days
Share-based Compensation Arrangements by Share-based Payment Award, Options, Exercises in Period, Weighted Average Exercise Price						$ 5	$ 5
Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding, Number				327,748	362,260	327,748	362,260		354,266	369,140
Share-based Compensation Arrangement by Share-based Payment Award, Expiration Period						10 years
Employee Service Share-based Compensation, Nonvested Awards, Compensation Not yet Recognized, Stock Options				$ 73,000		$ 73,000
Restricted Stock [Member] | The 2008 Recognition and Retention Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Available for Grant				0		0
Restricted Stock [Member] | The 2013 Stock Incentive Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Available for Grant				21,968		21,968
Share-based Compensation Arrangement by Share-based Payment Award, Options, Grants in Period, Gross		48,750
Percentage of Shares May Be Granted As Restricted Stock Awards		25.00%
Restricted Stock [Member] | The RRP and Stock Incentive Plan [Member] | Minimum [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Period						5 years
Restricted Stock [Member] | The RRP and Stock Incentive Plan [Member] | Maximum [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Period						7 years
Restricted Stock [Member] | The RRP and Stock Incentive Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Nonvested, Number				20,524		20,524
Restricted Stock [Member] | Minimum [Member]
Employee Service Share-based Compensation, Nonvested Awards, Compensation Cost Not yet Recognized, Period for Recognition						5 years
Restricted Stock [Member] | Maximum [Member]
Employee Service Share-based Compensation, Nonvested Awards, Compensation Cost Not yet Recognized, Period for Recognition						7 years
Restricted Stock [Member]
Allocated Share-based Compensation Expense				$ 21,000	$ 19,000	$ 62,000	$ 62,000
Employee Service Share-based Compensation, Tax Benefit from Compensation Expense				$ 7,000	$ 6,000	$ 21,000	$ 15,000
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Nonvested, Number				20,524	30,584	20,524	30,584		30,784	41,966
Employee Service Share-based Compensation, Nonvested Awards, Compensation Cost Not yet Recognized, Period for Recognition						1 year 219 days
Employee Service Share-based Compensation, Nonvested Awards, Compensation Not yet Recognized, Share-based Awards Other than Options				$ 136,000		$ 136,000
The 2008 Recognition and Retention Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Shares Purchased for Award			111,090
Share-based Compensation Arrangement by Share-based Payment Award, Per Share Weighted Average Price of Shares Purchased			$ 4.68
Employee Service Share-based Compensation, Cash Flow Effect, Cash Used to Settle Awards			$ 520,000
The 2013 Stock Incentive Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Options, Grants in Period, Gross		195,000
Employee Stock Ownership Plan [Member]
Percentage of Company Shares Purchased by ESOP								8.00%
Employee Stock Ownership Plan (ESOP), Shares Contributed to ESOP								222,180
Employee Stock Ownership Plan (ESOP), Weighted Average Purchase Price of Shares Purchased								$ 4.68
Employee Stock Ownership Plan Purchase Cost of Shares								$ 1,000,000
ESOP Loan Interest Rate								7.75%
Employee Stock Ownership Plan (ESOP), Loan Term								15 years
Allocated Share-based Compensation Expense					$ 12,000		$ 34,000
Employee Service Share-based Compensation, Tax Benefit from Compensation Expense					1,000		3,000
Employee Stock Ownership Plan (ESOP), Compensation Expense				$ 43,000	$ 42,000	$ 129,000	$ 115,000

Note 11 - Stock Compensation 53

Note 11 - Stock Compensation Plans - Status of Shares under the RRP and Stock Incentive Plan (Details) - Restricted Stock [Member] - $ / shares	9 Months Ended
	Sep. 30, 2016	Sep. 30, 2015
Unvested at the beginning of the period (in shares)	30,784	41,966
Unvested at the beginning of the period (in dollars per share)	$ 8.10	$ 8.09
Granted (in shares)
Granted (in dollars per share)
Vested (in shares)	(10,260)	(10,582)
Vested (in dollars per share)	$ 8.10	$ 7.73
Forfeited (in shares)		(800)
Forfeited (in dollars per share)		$ 8.10
Unvested at the end of the period (in shares)	20,524	30,584
Unvested at the end of the period (in dollars per share)	$ 8.10	$ 8.21

Note 11 - Stock Compensation 54

Note 11 - Stock Compensation Plans - Summary of Option Activity (Details) - Employee Stock Option [Member] - $ / shares	9 Months Ended		12 Months Ended
	Sep. 30, 2016	Sep. 30, 2015	Dec. 31, 2015	Dec. 31, 2014
Outstanding at the beginning of the year (in shares)	354,266	369,140	369,140
Outstanding at the beginning of the year (in dollars per share)	$ 6.33	$ 6.30	$ 6.30
Outstanding at the beginning of the year	4 years	4 years 292 days	4 years 255 days	5 years 255 days
Granted (in shares)
Granted (in dollars per share)
Granted
Exercised (in shares)	(26,518)	(4,960)
Exercised (in dollars per share)	$ 5	$ 5
Exercised
Forfeited (in shares)		(1,920)
Forfeited (in dollars per share)		$ 8.10
Outstanding at end of period (in shares)	327,748	362,260	354,266	369,140
Outstanding at end of period (in dollars per share)	$ 6.44	$ 6.30	$ 6.33	$ 6.30
Exercisable at end of period (in shares)	266,148	271,780
Exercisable at end of period (in dollars per share)	$ 6.06	$ 5.70
Exercisable at end of period	1 year 219 days	2 years 219 days

Note 12 - Fair Value Measurem55

Note 12 - Fair Value Measurements and Fair Values of Financial Instruments - Financial Assets and Liabilities on a Recurring and Nonrecurring (Details) - USD ($) $ in Thousands	Sep. 30, 2016	Dec. 31, 2015
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member] | Government National Mortgage Association (GNMA) Insured Loans [Member] | Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Recurring fair value measurements
Fair value
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member] | Government National Mortgage Association (GNMA) Insured Loans [Member] | Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Recurring fair value measurements
Fair value	6,906	1,990
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member] | Government National Mortgage Association (GNMA) Insured Loans [Member] | Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Recurring fair value measurements
Fair value
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member] | Government National Mortgage Association (GNMA) Insured Loans [Member] | Fair Value, Measurements, Recurring [Member]
Recurring fair value measurements
Fair value	6,906	1,990
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member] | Government National Mortgage Association (GNMA) Insured Loans [Member]
Recurring fair value measurements
Fair value	6,906	1,990
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member] | Federal Home Loan Mortgage Corporation (FHLMC) Insured Loans [Member] | Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Recurring fair value measurements
Fair value
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member] | Federal Home Loan Mortgage Corporation (FHLMC) Insured Loans [Member] | Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Recurring fair value measurements
Fair value	1,929	1,015
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member] | Federal Home Loan Mortgage Corporation (FHLMC) Insured Loans [Member] | Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Recurring fair value measurements
Fair value
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member] | Federal Home Loan Mortgage Corporation (FHLMC) Insured Loans [Member] | Fair Value, Measurements, Recurring [Member]
Recurring fair value measurements
Fair value	1,929	1,015
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member] | Federal Home Loan Mortgage Corporation (FHLMC) Insured Loans [Member]
Recurring fair value measurements
Fair value	1,929	1,015
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member] | Federal National Mortgage Association (FNMA) Insured Loans [Member] | Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Recurring fair value measurements
Fair value
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member] | Federal National Mortgage Association (FNMA) Insured Loans [Member] | Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Recurring fair value measurements
Fair value	861
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member] | Federal National Mortgage Association (FNMA) Insured Loans [Member] | Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Recurring fair value measurements
Fair value
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member] | Federal National Mortgage Association (FNMA) Insured Loans [Member] | Fair Value, Measurements, Recurring [Member]
Recurring fair value measurements
Fair value	861
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member] | Federal National Mortgage Association (FNMA) Insured Loans [Member]
Recurring fair value measurements
Fair value	861
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member] | Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Recurring fair value measurements
Fair value
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member] | Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Recurring fair value measurements
Fair value		3,005
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member] | Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Recurring fair value measurements
Fair value
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member] | Fair Value, Measurements, Recurring [Member]
Recurring fair value measurements
Fair value		3,005
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Recurring fair value measurements
Fair value	9,696
Federal Home Loan Mortgage Corporation Medium Term Note [Member] | Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Recurring fair value measurements
Fair value
Federal Home Loan Mortgage Corporation Medium Term Note [Member] | Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Recurring fair value measurements
Fair value	359
Federal Home Loan Mortgage Corporation Medium Term Note [Member] | Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Recurring fair value measurements
Fair value
Federal Home Loan Mortgage Corporation Medium Term Note [Member] | Fair Value, Measurements, Recurring [Member]
Recurring fair value measurements
Fair value	359
Federal Home Loan Mortgage Corporation Medium Term Note [Member]
Recurring fair value measurements
Fair value	359
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Recurring fair value measurements
Fair value
Total recurring fair value measurements
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Recurring fair value measurements
Fair value	10,055
Total recurring fair value measurements	10,055	3,005
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Recurring fair value measurements
Fair value
Total recurring fair value measurements
Fair Value, Measurements, Recurring [Member]
Recurring fair value measurements
Fair value	10,055
Total recurring fair value measurements	10,055	3,005
Fair Value, Measurements, Nonrecurring [Member] | Fair Value, Inputs, Level 1 [Member]
Nonrecurring fair value measurements
Impaired loans
Other real estate owned
Total nonrecurring fair value measurements
Fair Value, Measurements, Nonrecurring [Member] | Fair Value, Inputs, Level 2 [Member]
Nonrecurring fair value measurements
Impaired loans
Other real estate owned
Total nonrecurring fair value measurements
Fair Value, Measurements, Nonrecurring [Member] | Fair Value, Inputs, Level 3 [Member]
Nonrecurring fair value measurements
Impaired loans	1,610	1,151
Other real estate owned	720	1,410
Total nonrecurring fair value measurements	2,330	2,561
Fair Value, Measurements, Nonrecurring [Member]
Nonrecurring fair value measurements
Impaired loans	1,610	1,151
Other real estate owned	720	1,410
Total nonrecurring fair value measurements	2,330	2,561
Fair value	$ 10,055	$ 3,005

Note 12 - Fair Value Measurem56

Note 12 - Fair Value Measurements and Fair Values of Financial Instruments - Additional Quantitative Information About Assets Measured at Fair Value on a Nonrecurring Basis (Details) - Appraisal of Collateral [Member] - USD ($) $ in Thousands		9 Months Ended	12 Months Ended
		Sep. 30, 2016	Dec. 31, 2015
Impaired Loans [Member] | Minimum [Member]
Unobservable input, range		0.00%	0.00%
Impaired Loans [Member] | Maximum [Member]
Unobservable input, range		31.00%	25.00%
Impaired Loans [Member] | Weighted Average [Member]
Unobservable input, range		3.00%	3.00%
Impaired Loans [Member]
Total fair value		$ 1,610	$ 1,151
Valuation techniques	[1]	Appraisal of collateral (1)	Appraisal of collateral (1)
Unobservable input	[2]	Appraisal adjustments (2)	Appraisal adjustments (2)
Other Real Estate Owned [Member] | Minimum [Member]
Unobservable input, range		0.00%	0.00%
Other Real Estate Owned [Member] | Maximum [Member]
Unobservable input, range		29.00%	29.00%
Other Real Estate Owned [Member] | Weighted Average [Member]
Unobservable input, range		8.00%	5.00%
Other Real Estate Owned [Member]
Total fair value		$ 720	$ 1,410
Valuation techniques	[1]	Appraisal of collateral (1)	Appraisal of collateral (1)
Unobservable input	[2]	Appraisal adjustments (2)	Appraisal adjustments (2)
[1]	Fair value is generally determined through independent appraisals of the underlying collateral, which generally include various Level 3 inputs which are identifiable.
[2]	Appraisals may be adjusted by management for qualitative factors such as economic conditions and estimated liquidation expenses. The range and weighted average of liquidation expenses and other appraisal adjustments are presented as a percentage of the appraisal.

Note 12 - Fair Value Measurem57

Note 12 - Fair Value Measurements and Fair Values of Financial Instruments - Estimated Fair Values of Financial Instruments (Details) - USD ($) $ in Thousands	Sep. 30, 2016	Dec. 31, 2015
Reported Value Measurement [Member]
Financial Assets
Cash and cash equivalents	$ 17,680	$ 17,206
Investment in interest-earning time deposits	6,063	6,136
Fair value	10,055	3,005
Loans held for sale	4,247	5,064
Loans receivable, net	161,627	143,305
Accrued interest receivable	932	983
Investment in FHLB stock	593	618
Bank-owned life insurance	3,705	3,638
Financial Liabilities
Deposits	174,651	149,229
FHLB short-term borrowings	6,000	6,000
FHLB long-term borrowings	6,500	7,500
Accrued interest payable	136	123
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member]
Financial Assets
Cash and cash equivalents	17,680	17,206
Investment in interest-earning time deposits
Fair value
Loans held for sale
Loans receivable, net
Accrued interest receivable	932	983
Investment in FHLB stock	593	618
Bank-owned life insurance	3,705	3,638
Financial Liabilities
Deposits	36,712	33,438
FHLB short-term borrowings	6,000	6,000
FHLB long-term borrowings
Accrued interest payable	136	123
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member]
Financial Assets
Cash and cash equivalents
Investment in interest-earning time deposits
Fair value	10,055	3,005
Loans held for sale	4,419	5,244
Loans receivable, net
Accrued interest receivable
Investment in FHLB stock
Bank-owned life insurance
Financial Liabilities
Deposits
FHLB short-term borrowings
FHLB long-term borrowings
Accrued interest payable
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member]
Financial Assets
Cash and cash equivalents
Investment in interest-earning time deposits	6,112	6,206
Fair value
Loans held for sale
Loans receivable, net	163,450	145,134
Accrued interest receivable
Investment in FHLB stock
Bank-owned life insurance
Financial Liabilities
Deposits	139,908	117,206
FHLB short-term borrowings
FHLB long-term borrowings	6,544	7,479
Accrued interest payable
Estimate of Fair Value Measurement [Member]
Financial Assets
Cash and cash equivalents	17,680	17,206
Investment in interest-earning time deposits	6,112	6,206
Fair value	10,055	3,005
Loans held for sale	4,419	5,244
Loans receivable, net	163,450	145,134
Accrued interest receivable	932	983
Investment in FHLB stock	593	618
Bank-owned life insurance	3,705	3,638
Financial Liabilities
Deposits	176,620	150,644
FHLB short-term borrowings	6,000	6,000
FHLB long-term borrowings	6,544	7,479
Accrued interest payable	136	123
Fair value	10,055	3,005
Accrued interest receivable	932	983
Bank-owned life insurance	$ 3,705	$ 3,638