Quaint Oak Bancorp (QNTO) 10-Q 13 Nov 19 2019 Q3 Quarterly report Financial data

Document And Entity Information

Document And Entity Information - shares	9 Months Ended
	Sep. 30, 2019	Nov. 07, 2019
Document Information [Line Items]
Entity Registrant Name	QUAINT OAK BANCORP INC
Entity Central Index Key	0001391933
Current Fiscal Year End Date	--12-31
Entity Filer Category	Non-accelerated Filer
Entity Current Reporting Status	Yes
Entity Emerging Growth Company	false
Entity Small Business	true
Entity Common Stock, Shares Outstanding (in shares)		1,996,642
Entity Shell Company	false
Document Type	10-Q
Document Period End Date	Sep. 30, 2019
Document Fiscal Year Focus	2019
Document Fiscal Period Focus	Q3
Amendment Flag	false

Consolidated Balance Sheets (Cu

Consolidated Balance Sheets (Current Period Unaudited) - USD ($) $ in Thousands	Sep. 30, 2019	Dec. 31, 2018
Assets
Due from banks, non-interest-bearing	$ 420	$ 369
Due from banks, interest-bearing	5,086	25,643
Cash and cash equivalents	5,506	26,012
Investment in interest-earning time deposits	10,172	4,927
Investment securities available for sale	9,314	6,680
Loans held for sale	16,483	5,103
Loans receivable, net of allowance for loan losses (2019 $2,283; 2018 $1,965)	237,379	216,898
Accrued interest receivable	1,408	1,153
Investment in Federal Home Loan Bank stock, at cost	1,500	1,086
Bank-owned life insurance	3,954	3,894
Premises and equipment, net	2,121	2,058
Goodwill	515	515
Other intangible, net of accumulated amortization	331	368
Other real estate owned, net	1,969	1,650
Prepaid expenses and other assets	3,168	1,060
Total Assets	293,820	271,404
Liabilities
Non-interest bearing	17,045	17,542
Interest-bearing	205,105	194,369
Total deposits	222,150	211,911
Federal Home Loan Bank short-term borrowings	9,000	9,000
Federal Home Loan Bank long-term borrowings	25,271	15,000
Subordinated debt	7,856	7,831
Accrued interest payable	283	221
Advances from borrowers for taxes and insurance	1,758	2,568
Accrued expenses and other liabilities	1,954	1,037
Total Liabilities	268,272	247,568
Stockholders’ Equity
Preferred stock – $0.01 par value, 1,000,000 shares authorized; none issued or outstanding	0	0
Common stock – $0.01 par value; 9,000,000 shares authorized; 2,777,250 issued; 1,996,489 and 1,975,947 outstanding at September 30, 2019 and December 31, 2018, respectively	28	28
Additional paid-in capital	14,910	14,683
Treasury stock, at cost: 780,761 shares at September 30, 2019 and 801,303 shares at December 31, 2018	(4,800)	(4,824)
Unallocated common stock held by Employee Stock Ownership Plan (ESOP)	(135)	(185)
Accumulated other comprehensive income (loss)	25	(2)
Retained earnings	15,520	14,136
Total Stockholders' Equity	25,548	23,836
Total Liabilities and Stockholders’ Equity	$ 293,820	$ 271,404

Consolidated Balance Sheets (_2

Consolidated Balance Sheets (Current Period Unaudited) (Parentheticals) - USD ($) $ in Thousands	Sep. 30, 2019	Dec. 31, 2018
Loans receivable, allowance for loan losses	$ 2,283	$ 1,965
Preferred stock, par value (in dollars per share)	$ 0.01	$ 0.01
Preferred stock, shares authorized (in shares)	1,000,000	1,000,000
Preferred stock, shares issued (in shares)	0	0
Preferred stock, shares outstanding (in shares)	0	0
Common stock, par value (in dollars per share)	$ 0.01	$ 0.01
Common stock, shares authorized (in shares)	9,000,000	9,000,000
Common stock, shares issued (in shares)	2,777,250	2,777,250
Common stock, shares outstanding (in shares)	1,996,489	1,975,947
Treasury stock, at cost, shares (in shares)	780,761	801,303

Consolidated Statements of Inco

Consolidated Statements of Income (Unaudited) - USD ($)	3 Months Ended		9 Months Ended
	Sep. 30, 2019	Sep. 30, 2018	Sep. 30, 2019	Sep. 30, 2018
Interest Income
Interest and fees on loans	$ 3,325,000	$ 2,932,000	$ 9,662,000	$ 8,490,000
Interest and dividends on time deposits, investment securities, interest-bearing deposits with other banks, and Federal Home Loan Bank stock	213,000	181,000	755,000	457,000
Total Interest Income	3,538,000	3,113,000	10,417,000	8,947,000
Interest Expense
Interest on deposits	1,093,000	856,000	3,185,000	2,384,000
Interest on Federal Home Loan Bank short-term borrowings	7,000	57,000	101,000	142,000
Interest on Federal Home Loan Bank long-term borrowings	137,000	88,000	336,000	270,000
Interest on subordinated debt	130,000		389,000
Total Interest Expense	1,367,000	1,001,000	4,011,000	2,796,000
Net Interest Income	2,171,000	2,112,000	6,406,000	6,151,000
Provision for Loan Losses	157,000	183,000	318,000	348,000
Net Interest Income after Provision for Loan Losses	2,014,000	1,929,000	6,088,000	5,803,000
Non-Interest Income
Insurance commissions	109,000	101,000	307,000	283,000
Income from bank-owned life insurance	21,000	19,000	60,000	60,000
Net gain on loans held for sale	996,000	673,000	2,296,000	1,579,000
Gain on sale of SBA loans	98,000	82,000	238,000	105,000
Gain on sales of other real estate owned				63,000
Total Non-Interest Income	1,645,000	1,221,000	3,933,000	2,983,000
Non-Interest Expense
Salaries and employee benefits	1,776,000	1,569,000	5,173,000	4,858,000
Directors' fees and expenses	54,000	54,000	167,000	148,000
Occupancy and equipment	181,000	150,000	515,000	446,000
Data processing	121,000	108,000	341,000	287,000
Professional fees	108,000	108,000	282,000	291,000
FDIC deposit insurance assessment		47,000	40,000	140,000
Other real estate owned expense	12,000	8,000	23,000	10,000
Advertising	70,000	53,000	212,000	161,000
Amortization of other intangible	13,000	12,000	37,000	36,000
Other	200,000	166,000	579,000	486,000
Total Non-Interest Expense	2,535,000	2,275,000	7,369,000	6,863,000
Income before Income Taxes	1,124,000	875,000	2,652,000	1,923,000
Income Taxes	322,000	217,000	772,000	442,000
Net Income	$ 802,000	$ 658,000	$ 1,880,000	$ 1,481,000
Earnings per share - basic (in dollars per share)	$ 0.41	$ 0.34	$ 0.96	$ 0.77
Average shares outstanding - basic (in shares)	1,966,003	1,945,553	1,953,367	1,916,817
Earnings per share - diluted (in dollars per share)	$ 0.40	$ 0.33	$ 0.94	$ 0.75
Average shares outstanding - diluted (in shares)	2,011,575	2,016,537	1,999,794	1,978,517
Mortgage Banking and Abstract Fees [Member]
Non-Interest Income
Non-interest revenue	$ 349,000	$ 273,000	$ 819,000	$ 600,000
Real Estate Sales Commissions [Member]
Non-Interest Income
Non-interest revenue	77,000	41,000	128,000	143,000
Other Fees and Services Fees [Member]
Non-Interest Income
Non-interest revenue	$ (5,000)	$ 32,000	$ 85,000	$ 150,000

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income (Unaudited) - USD ($)	3 Months Ended		9 Months Ended
	Sep. 30, 2019	Sep. 30, 2018	Sep. 30, 2019	Sep. 30, 2018
Net Income	$ 802,000	$ 658,000	$ 1,880,000	$ 1,481,000
Other Comprehensive Income (Loss):
Unrealized gains (losses) on investment securities available-for-sale	12,000	(9,000)	34,000	5,000
Income tax effect	(2,000)	2,000	(7,000)	(1,000)
Other comprehensive income (loss)	10,000	(7,000)	27,000	4,000
Total Comprehensive Income	$ 812,000	$ 651,000	$ 1,907,000	$ 1,485,000

Consolidated Statement of Stock

Consolidated Statement of Stockholders Equity (Unaudited) - USD ($)	The 401(k) Plan [Member]Common Stock Outstanding [Member]	The 401(k) Plan [Member]Additional Paid-in Capital [Member]	The 401(k) Plan [Member]Treasury Stock [Member]	The 401(k) Plan [Member]Unallocated Common Stock Held by Benefit Plans [Member]	The 401(k) Plan [Member]AOCI Attributable to Parent [Member]	The 401(k) Plan [Member]Retained Earnings [Member]	The 401(k) Plan [Member]	The 2013 Stock Incentive Plan [Member]Common Stock Outstanding [Member]	The 2013 Stock Incentive Plan [Member]Additional Paid-in Capital [Member]	The 2013 Stock Incentive Plan [Member]Treasury Stock [Member]	The 2013 Stock Incentive Plan [Member]Unallocated Common Stock Held by Benefit Plans [Member]	The 2013 Stock Incentive Plan [Member]AOCI Attributable to Parent [Member]	The 2013 Stock Incentive Plan [Member]Retained Earnings [Member]	The 2013 Stock Incentive Plan [Member]	The 2008 Stock Option Plan [Member]Common Stock Outstanding [Member]	The 2008 Stock Option Plan [Member]Additional Paid-in Capital [Member]	The 2008 Stock Option Plan [Member]Treasury Stock [Member]	The 2008 Stock Option Plan [Member]	Common Stock Outstanding [Member]	Additional Paid-in Capital [Member]	Treasury Stock [Member]	Unallocated Common Stock Held by Benefit Plans [Member]	AOCI Attributable to Parent [Member]	Retained Earnings [Member]	Total
BALANCE (in shares) at Dec. 31, 2017																			1,920,024
BALANCE at Dec. 31, 2017																			$ 28,000	$ 14,481,000	$ (4,675,000)	$ (277,000)	$ (15,000)	$ 12,643,000	$ 22,185,000
ESOP shares committed to be released																				94,000		51,000			145,000
Treasury stock purchase (in shares)																			(44,311)
Treasury stock purchase																					(588,000)	2,000			(586,000)
Reissuance of treasury stock (in shares)	4,069							4,997							106,844
Reissuance of treasury stock		$ 31,000	$ 23,000				$ 54,000		$ (28,000)	$ 28,000						$ (57,000)	$ 591,000	$ 534,000
Stock based compensation expense																				105,000					105,000
Cash dividends declared																								(372,000)	(372,000)
Net Income																								1,481,000	1,481,000
Other comprehensive income (loss), net																							4,000		4,000
Release of 4,664 vested RRP shares																				(22,000)		22,000
BALANCE (in shares) at Sep. 30, 2018																			1,991,623
BALANCE at Sep. 30, 2018																			$ 28,000	14,604,000	(4,621,000)	(202,000)	(11,000)	13,752,000	23,550,000
BALANCE (in shares) at Jun. 30, 2018																			1,990,556
BALANCE at Jun. 30, 2018																			$ 28,000	14,520,000	(4,627,000)	(219,000)	(4,000)	13,234,000	22,932,000
ESOP shares committed to be released																				32,000		17,000			49,000
Treasury stock purchase
Reissuance of treasury stock (in shares)	1,067
Reissuance of treasury stock		8,000	6,000				14,000
Stock based compensation expense																				44,000					44,000
Cash dividends declared																								(140,000)	(140,000)
Net Income																								658,000	658,000
Other comprehensive income (loss), net																							(7,000)		(7,000)
BALANCE (in shares) at Sep. 30, 2018																			1,991,623
BALANCE at Sep. 30, 2018																			$ 28,000	14,604,000	(4,621,000)	(202,000)	(11,000)	13,752,000	$ 23,550,000
BALANCE (in shares) at Dec. 31, 2018																			1,975,947						1,975,947
BALANCE at Dec. 31, 2018																			$ 28,000	14,683,000	(4,824,000)	(185,000)	(2,000)	14,136,000	$ 23,836,000
ESOP shares committed to be released																				86,000		50,000			136,000
Treasury stock purchase (in shares)																			(15,146)
Treasury stock purchase																					(186,000)				(186,000)
Reissuance of treasury stock (in shares)	2,467							9,721							23,500
Reissuance of treasury stock		16,000	15,000				31,000		$ (57,000)	$ 57,000						$ 52,000	$ 138,000	$ 190,000
Stock based compensation expense																				130,000					130,000
Cash dividends declared																								(496,000)	(496,000)
Net Income																								1,880,000	1,880,000
Other comprehensive income (loss), net																							27,000		$ 27,000
BALANCE (in shares) at Sep. 30, 2019																			1,996,489						1,996,489
BALANCE at Sep. 30, 2019																			$ 28,000	14,910,000	(4,800,000)	(135,000)	25,000	15,520,000	$ 25,548,000
BALANCE (in shares) at Jun. 30, 2019																			1,996,688
BALANCE at Jun. 30, 2019																			$ 28,000	14,832,000	(4,793,000)	(151,000)	15,000	14,897,000	24,828,000
ESOP shares committed to be released																				30,000		16,000			46,000
Treasury stock purchase (in shares)																			(985)
Treasury stock purchase																					(12,000)				(12,000)
Reissuance of treasury stock (in shares)	786
Reissuance of treasury stock		$ 5,000	$ 5,000				$ 10,000
Stock based compensation expense																				43,000					43,000
Cash dividends declared																								(179,000)	(179,000)
Net Income																								802,000	802,000
Other comprehensive income (loss), net																							10,000		$ 10,000
BALANCE (in shares) at Sep. 30, 2019																			1,996,489						1,996,489
BALANCE at Sep. 30, 2019																			$ 28,000	$ 14,910,000	$ (4,800,000)	$ (135,000)	$ 25,000	$ 15,520,000	$ 25,548,000

Consolidated Statement of Sto_2

Consolidated Statement of Stockholders Equity (Unaudited) (Parentheticals) - $ / shares	3 Months Ended		9 Months Ended
	Sep. 30, 2019	Sep. 30, 2018	Sep. 30, 2019	Sep. 30, 2018
Retained Earnings [Member]
Cash dividends declared, per share (in dollars per share)	$ 0.09	$ 0.07	$ 0.25	$ 0.19
Common stock allocated by ESOP (in shares)	3,607	3,607	10,821	10,821
Release of vested RRP shares (in shares)				4,664

Consolidated Statements of Cash

Consolidated Statements of Cash Flows (Unaudited) - USD ($)	9 Months Ended
	Sep. 30, 2019	Sep. 30, 2018
Cash Flows from Operating Activities
Net Income	$ 1,880,000	$ 1,481,000
Adjustments to reconcile net income to net cash (used in) provided by operating activities:
Provision for loan losses	318,000	348,000
Depreciation of premises and equipment	149,000	153,000
Amortization of operating right-of-use assets	69,000
Amortization of subordinated debt issuance costs	25,000
Amortization of other intangible	37,000	36,000
Net amortization of securities premiums	14,000	15,000
Accretion of deferred loan fees and costs, net	(313,000)	(269,000)
Stock-based compensation expense	266,000	250,000
Net gain on loans held for sale	(2,296,000)	(1,579,000)
Loans held for sale-originations	(97,973,000)	(80,537,000)
Loans held for sale-proceeds	88,889,000	81,689,000
Gain on the sale of SBA loans	(238,000)	(105,000)
Net loss on sale and write-downs of other real estate owned		(63,000)
Increase in the cash surrender value of bank-owned life insurance	(60,000)	(60,000)
Accrued interest receivable	(255,000)	(96,000)
Prepaid expenses and other assets	(818,000)	(203,000)
Accrued interest payable	62,000	16,000
Accrued expenses and other liabilities	(449,000)	(188,000)
Net Cash (Used in) Provided by Operating Activities	(10,693,000)	888,000
Cash Flows from Investing Activities
Purchase of interest-earning time deposits	(6,849,000)	(809,000)
Redemption of interest-earning time deposits	1,604,000	761,000
Purchase of investment securities available for sale	(3,319,000)
Principal repayments on investment securities available for sale	705,000	952,000
Net increase in loans receivable	(20,248,000)	(13,828,000)
Purchase of Federal Home Loan Bank stock	(454,000)	(12,000)
Proceeds from the redemption of Federal Home Loan Bank stock	40,000	160,000
Proceeds from the sale of other real estate owned		63,000
Capitalized expenditures on other real estate owned	(319,000)	(59,000)
Purchase of premises and equipment	(212,000)	(262,000)
Net Cash Used in Investing Activities	(29,052,000)	(13,034,000)
Cash Flows from Financing Activities
Net increase in demand deposits, money markets, and savings accounts	1,191,000	5,878,000
Net increase in certificate accounts	9,048,000	16,900,000
Decrease in advances from borrowers for taxes and insurance	(810,000)	(612,000)
Proceeds from Federal Home Loan Bank short-term borrowings	9,000,000
Repayment of Federal Home Loan Bank short-term borrowings	(9,000,000)	(1,000,000)
Proceeds from Federal Home Loan Bank long-term borrowings	12,271,000
Repayment of Federal Home Loan Bank long-term borrowings	(2,000,000)	(3,000,000)
Dividends paid	(496,000)	(372,000)
Purchase of treasury stock	(186,000)	(586,000)
Proceeds from the reissuance of treasury stock	31,000	54,000
Proceeds from the exercise of stock options	190,000	534,000
Net Cash Provided by Financing Activities	19,239,000	17,796,000
Net (Decrease) Increase in Cash and Cash Equivalents	(20,506,000)	5,650,000
Cash and Cash Equivalents – Beginning of Year	26,012,000	7,910,000
Cash and Cash Equivalents – End of Year	5,506,000	13,560,000
Supplementary Disclosure of Cash Flow and Non-Cash Information:
Cash payments for interest	3,949,000	2,780,000
Cash payments for income taxes	739,000	321,000
Transfer of loans to other real estate owned		1,541,000
Initial recognition of operating lease right-of use assets	1,366,000
Initial recognition of operating lease obligations	$ 1,366,000

Note 1 - Financial Statement Pr

Note 1 - Financial Statement Presentation and Significant Accounting Policies	9 Months Ended
	Sep. 30, 2019
Notes to Financial Statements
Organization, Consolidation, Basis of Presentation, Business Description and Accounting Policies [Text Block]	Note 1 Basis of Financial Presentation. September 30, 2019, five July 2009. February, 2019, July 2012 August 2016 The Bank is subject to regulation by the Pennsylvania Department of Banking and Securities and the Federal Deposit Insurance Corporation. Pursuant to the Bank’s election under Section 10 two May 2019, October 2019, January 2020 The accompanying consolidated financial statements have been prepared in conformity with accounting principles generally accepted in the United States of America (US GAAP) for interim information and with the instructions to Form 10 not The foregoing consolidated financial statements are unaudited; but in the opinion of management include all adjustments (consisting only of normal recurring adjustments) necessary for a fair presentation thereof. The balances as of December 31, 2018 2018 10 three nine September 30, 2019 not may December 31, 2019. Use of Estimates in the Preparation of Financial Statements. Loans Receivable. The loans receivable portfolio is segmented into residential loans, commercial real estate loans, construction loans, commercial business loans, and consumer loans. The residential loan segment has two one four one four five The accrual of interest is generally discontinued when principal or interest has become 90 no Allowance for Loan Losses. no The allowance for loan losses is maintained at a level considered adequate to provide for losses that can be reasonably anticipated. Management performs a quarterly evaluation of the adequacy of the allowance. The allowance is based on the Company’s past loan loss experience, known and inherent risks in the portfolio, adverse situations that may may The allowance consists of specific, general and unallocated components. The specific component relates to loans that are designated as impaired. For loans that are designated as impaired, an allowance is established when the discounted cash flows (or collateral value or observable market price) of the impaired loan is lower than the carrying value of that loan. The general component covers pools of loans by loan class. These pools of loans are evaluated for loss exposure based upon historical loss rates for each of these categories of loans, adjusted for qualitative factors. These significant factors may A loan is considered impaired when, based on current information and events, it is probable that the Company will be unable to collect the scheduled payments of principal or interest when due according to the contractual terms of the loan agreement. Factors considered by management in determining impairment include payment status, collateral value and the probability of collecting scheduled principal and interest payments when due. Loans that experience insignificant payment delays and payment shortfalls generally are not A loan is identified as a troubled debt restructuring (“TDR”) if the Company, for economic or legal reasons related to a debtor’s financial difficulties, grants a concession to the debtor that it would not For loans secured by real estate, estimated fair values are determined primarily through third The allowance calculation methodology includes further segregation of loan classes into risk rating categories. The borrower’s overall financial condition, repayment sources, guarantors and value of collateral, if appropriate, are evaluated annually for all loans (except one four $500,000, may not may may not Loans Held for Sale . Federal Home Loan Bank Stock . No three nine September 30, 2019 2018. Bank Owned Life Insurance (BOLl). Intangible Assets. August 1, 2016 $1.0 $515,000 $485,000 ten The Company will complete a goodwill and other intangible asset analysis at least on an annual basis or more often if events and circumstances indicate that there may Other Real Estate Owned , Net . September 30, 2019 four $2.0 $1.7 December 31, 2018. Share -Based Compensation. At September 30, 2019, two 2013 2018 May 2013 May 2018. 10. The Company also has an employee stock ownership plan (“ESOP”). This plan is more fully described in Note 10. Comprehensive Income . Earnings per Share. Revenue from Contracts with Customers. 606, “Revenue from Contracts with Customers” (“Topic 606” 606, not The Company’s primary sources of revenue are derived from interest and dividends earned on loans and investment securities, gains on the sale of loans, income from bank-owned life insurance, and other financial instruments that are not 606. Service Charges on Deposits Insurance Commissions not one no Change in Accounting Principal . March 2017, 2017 08, Receivables – Nonrefundable Fees and Other Costs (Subtopic 310 20 not January 1, 2019. not three nine September 30, 2019, no September 30, 2019. Recent ly Adopted Accounting Pronouncements. February 2016, 2016 02, Leases (Topic 842 one 12 not may December 15, 2018, January 1, 2019 $1.4 September 30, 2019 Recent Accounting Pronouncements Not June 2016, 2016 13, Financial Instruments - Credit Losses: Measurement of Credit Losses on Financial Instruments, 2016 13 December 15, 2019, December 15, 2018. first October 16, 2019, 326, Financial Instruments – Credit Losses December 15, 2022, November. one first one In January 2017, 2017 04, Simplifying the Test for Goodwill Impairment 2 2, not December 15, 2019. October 16, 2019, 350, December 15, 2022, November. not In August 2018, 2018 13, Fair Value Measurement (Topic 820 December 15, 2019. not In May 2019, 2019 05, Financial Instruments – Credit Losses, Topic 326 825 10.3. not 2016 13. not 2016 13, 2016 13. 2016 13, 2019 05 December 15, 2019, 2016 13 October 16, 2019, 326, Financial Instruments – Credit Losses December 15, 2022, November. not Reclassifications. 2018 2019 not no

Note 2 - Earnings Per Share

Note 2 - Earnings Per Share	9 Months Ended
	Sep. 30, 2019
Notes to Financial Statements
Earnings Per Share [Text Block]	Note 2 – Earnings Per Share Earnings per share (“EPS”) consists of two not three nine September 30, 2019 2018, 2013 2018 2013 2018 The following table sets forth the composition of the weighted average shares (denominator) used in the basic and dilutive earnings per share computations. For the Three Months Ended September 30, For the Nine Months Ended September 30, 2019 2018 2019 2018 Net Income $ 802,000 $ 658,000 $ 1,880,000 $ 1,481,000 Weighted average shares outstanding – basic 1,966,003 1,945,553 1,953,367 1,916,817 Effect of dilutive common stock equivalents 45,572 70,984 46,427 61,700 Adjusted weighted average shares outstanding – diluted 2,011,575 2,016,537 1,999,794 1,978,517 Basic earnings per share $ 0.41 $ 0.34 $ 0.96 $ 0.77 Diluted earnings per share $ 0.40 $ 0.33 $ 0.94 $ 0.75

Note 3 - Accumulated Other Comp

Note 3 - Accumulated Other Comprehensive Income (Loss)	9 Months Ended
	Sep. 30, 2019
Notes to Financial Statements
Comprehensive Income (Loss) Note [Text Block]	Note 3 – Accumulated Other Comprehensive Income ( Loss ) The following table presents the changes in accumulated other comprehensive income (loss) by component, net of tax, for the three nine September 30, 2019 2018 Unrealized Gains (Losses) on Investment Securities Available for Sale (1) For the Three Months E nded September 30, For the Nine Months Ended September 30, 201 9 201 8 201 9 201 8 Balance at the beginning of the period $ 15 $ (4 ) $ (2 ) $ (15 ) Other comprehensive income (loss) before classifications 10 (7 ) 27 4 Amount reclassified from accumulated other comprehensive income - - - - Total other comprehensive income (loss) 10 (7 ) 27 4 Balance at the end of the period $ 25 $ (11 ) $ 25 $ (11 ) _________________ ( 1

Note 4 - Investment in Interest

Note 4 - Investment in Interest-earning Time Deposits	9 Months Ended
	Sep. 30, 2019
Notes to Financial Statements
Investments and Other Noncurrent Assets [Text Block]	N o te 4 – Investment in Interest-Earning Time Deposits The investment in interest-earning time deposits as of September 30, 2019 December 31, 2018, September 30 , 201 9 December 31, 201 8 Due in one year or less $ 2,026 $ 1,604 Due after one year through five years 8,146 3,323 Total $ 10,172 $ 4,927

Note 5 - Investment Securities

Note 5 - Investment Securities Available for Sale	9 Months Ended
	Sep. 30, 2019
Notes to Financial Statements
Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block]	N ote 5 – Investment Securities Available for Sale The amortized cost, gross unrealized gains and losses, and fair value of investment securities available for sale at September 30, 2019 December 31, 2018 September 30 , 201 9 Amortized Cost Gross Unrealized Gains Gross Unrealized (Losses) Fair Value Available for Sale: Mortgage-backed securities: Governmental National Mortgage Association securities $ 6,097 $ 21 $ - $ 6,118 Federal Home Loan Mortgage Corporation securities 1,052 4 (3 ) 1,053 Federal National Mortgage Association securities 273 2 - 275 Total mortgage-backed securities 7,422 27 (3 ) 7,446 Debt securities: U.S. government agency 360 - - 360 Corporate notes 1,500 8 - 1,508 Total available-for-sale-securities $ 9,282 $ 35 $ (3 ) $ 9,314 December 31, 201 8 Amortized Cost Gross Unrealized Gains Gross Unrealized (Losses) Fair Value Available for Sale: Mortgage-backed securities: Governmental National Mortgage Association securities $ 4,844 $ 29 $ - $ 4,873 Federal Home Loan Mortgage Corporation securities 1,111 - (29 ) 1,082 Federal National Mortgage Association securities 367 - - 367 Total mortgage-backed securities 6,322 29 (29 ) 6,322 Debt securities: U.S. government agency 360 - (2 ) 358 Total available-for-sale-securities $ 6,682 $ 29 $ (31 ) $ 6,680 The amortized cost and fair value of debt securities at September 30, 2019, may Available for Sale Amortized Cost Fair Value Due after one year through five years $ 360 $ 360 Due after five years through ten years 1,500 1,508 Due after ten years 7,422 7,446 Total $ 9,282 $ 9,314 The following tables show the Company’s gross unrealized losses and fair value, aggregated by investment category and length of time that the individual securities have been in a continuous unrealized loss position at September 30, 2019 December 31, 2018 ( September 30 , 201 9 Less than Twelve Months Twelve Months or Greater Total Number of Fair Value Gross Fair Value Gross Fair Value Gross Federal Home Loan Mortgage Corporation mortgage-backed securities 1 $ - $ - $ 486 $ (3 ) $ 486 $ (3 ) Total 1 $ - $ - $ 486 $ (3 ) $ 486 $ (3 ) December 31 , 201 8 Less than Twelve Months Twelve Months or Greater Total Number of Fair Value Gross Fair Value Gross Fair Value Gross Federal Home Loan Mortgage Corporation mortgage-backed securities 2 $ - $ - $ 1,082 $ (29 ) $ 1,082 $ (29 ) Debt securities, U.S. government agency 1 - - 358 (2 ) 358 (2 ) Total 3 $ - $ - $ 1,440 $ (31 ) $ 1,440 $ (31 ) At September 30, 2019, one 0.72% may not September 30, 2019 no three nine September 30, 2019 2018.

Note 6 - Loans Receivable, Net

Note 6 - Loans Receivable, Net and Allowance for Loan Losses	9 Months Ended
	Sep. 30, 2019
Notes to Financial Statements
Financing Receivables [Text Block]	Note 6 - Loans Receivable, Net and Allowance for Loan Losses The composition of net loans receivable is as follows: September 30 , 201 9 December 31, 201 8 Real estate loans: One-to-four family residential: Owner occupied $ 5,814 $ 6,603 Non-owner occupied 42,206 47,361 Total one-to-four family residential 48,020 53,964 Multi-family (five or more) residential 23,125 23,967 Commercial real estate 110,864 103,819 Construction 13,447 9,998 Home equity 3,989 4,347 Total real estate loans 199,445 196,095 Commercial business 40,985 23,616 Other consumer 27 19 Total Loans 240,457 219,730 Deferred loan fees and costs (795 ) (867 ) Allowance for loan losses (2,283 ) (1,965 ) Net Loans $ 237,379 $ 216,898 The following tables present the classes of the loan portfolio summarized by the aggregate pass rating and the classified ratings of special mention, substandard and doubtful within the Company’s internal risk rating system as of September 30, 2019 December 31, 2018 September 30 , 201 9 Pass Special Mention Substandard Doubtful Total One-to-four family residential owner occupied $ 5,642 $ - $ 172 $ - $ 5,814 One-to-four family residential non-owner occupied 41,412 - 794 - 42,206 Multi-family residential 23,125 - - - 23,125 Commercial real estate 107,598 952 2,314 - 110,864 Construction 13,447 - - - 13,447 Home equity 3,989 - - - 3,989 Commercial business 40,936 - 49 - 40,985 Other consumer 27 - - - 27 Total $ 236,176 $ 952 $ 3,329 $ - $ 240,457 December 31, 201 8 Pass Special Mention Substandard Doubtful Total One-to-four family residential owner occupied $ 6,421 $ - $ 182 $ - $ 6,603 One-to-four family residential non-owner occupied 46,534 - 827 - 47,361 Multi-family residential 23,967 - - - 23,967 Commercial real estate 101,821 - 1,998 - 103,819 Construction 9,998 - - - 9,998 Home equity 4,347 - - - 4,347 Commercial business 23,149 - 467 - 23,616 Other consumer 19 - - - 19 Total $ 216,256 $ - $ 3,374 $ - $ 219,730 The following table presents impaired loans by class, segregated by those for which a specific allowance was required and those for which a specific allowance was not September 30, 2019 September 30 , 201 9 Recorded Investment Unpaid Principal Balance Related Allowance Average Recorded Investment Interest Income Recognized With no related allowance recorded: One-to-four family residential owner occupied $ 172 $ 178 $ - $ 173 $ - One-to-four family residential non-owner occupied 426 426 - 426 12 Multi-family residential - - - - - Commercial real estate - - - - - Construction - - - - - Home equity - - - - - Commercial business - - - - - Other consumer - - - - - - With an allowance recorded: One-to-four family residential owner occupied $ - $ - $ - $ - $ - One-to-four family residential non-owner occupied 68 68 50 68 - Multi-family residential - - - - - Commercial real estate 133 133 4 133 9 Construction - - - - - Home equity - - - - - Commercial business - - - - - Other consumer - - - - - Total: One-to-four family residential owner occupied $ 172 $ 178 $ - $ 173 $ - One-to-four family residential non-owner occupied 494 494 50 494 12 Multi-family residential - - - - - Commercial real estate 133 133 4 133 9 Construction - - - - - Home equity - - - - - Commercial business - - - - - Other consumer - - - - - Total $ 799 $ 805 $ 54 $ 800 $ 21 The following table presents impaired loans by class, segregated by those for which a specific allowance was required and those for which a specific allowance was not December 31, 2018 December 31, 201 8 Recorded Investment Unpaid Principal Balance Related Allowance Average Recorded Investment Interest Income Recognized With no related allowance recorded: One-to-four family residential owner occupied $ 182 $ 185 $ - $ 417 $ 23 One-to-four family residential non-owner occupied 265 265 - 324 17 Multi-family residential - - - - - Commercial real estate - - - - - Construction - - - 2,050 37 Home equity - - - 44 2 Commercial business - - - - - Other consumer - - - - - With an allowance recorded: One-to-four family residential owner occupied $ - $ - $ - $ - $ - One-to-four family residential non-owner occupied 68 68 50 162 4 Multi-family residential - - - - - Commercial real estate 133 133 5 133 10 Construction - - - - - Home equity - - - - - Commercial business - - - - - Other consumer - - - - - Total: One-to-four family residential owner occupied $ 182 $ 185 $ - $ 417 $ 23 One-to-four family residential non-owner occupied 333 333 50 486 21 Multi-family residential - - - - - Commercial real estate 133 133 5 133 10 Construction - - - 2,050 37 Home equity - - - 44 2 Commercial business - - - - - Other consumer - - - - - Total $ 648 $ 651 $ 55 $ 3,130 $ 93 The loan portfolio also includes certain loans that have been modified in a troubled debt restructuring, where economic concessions have been granted to borrowers who have experienced or are expected to experience financial difficulties. These concessions typically result from loss mitigation activities and could include reductions in the interest rate, payment extensions, forbearance, or other actions. At September 30, 2019, two $397,000 nine September 30, 2019, no December 31, 2018, two $398,000 not nine The following tables present the Company’s TDR loans as of September 30, 2019 December 31, 2018 ( September 30, 2019 Number of Contracts Recorded Investment Non- Accrual Accruing Related Allowance One-to-four family residential owner occupied - $ - $ - $ - $ - One-to-four family residential non-owner occupied 1 264 - 264 - Multi-family residential - - - - - Commercial real estate 1 133 - 133 4 Construction - - - - - Home equity - - - - - Commercial business - - - - - Other consumer - - - - - Total 2 $ 397 $ - $ 397 $ 4 December 31, 201 8 Number of Contracts Recorded Investment Non- Accrual Accruing Related Allowance One-to-four family residential owner occupied - $ - $ - $ - $ - One-to-four family residential non-owner occupied 1 265 - 265 - Multi-family residential - - - - - Commercial real estate 1 133 - 133 5 Construction - - - - - Home equity - - - - - Commercial business - - - - - Other consumer - - - - - Total 2 $ 398 $ - $ 398 $ 5 The contractual aging of the TDRs in the table above as of September 30, 2019 December 31, 2018 September 30, 2019 Accruing Past Due Less than 30 Days Past Due 30-89 Days 90 Days or More Past Due Non- Accrual Total One-to-four family residential owner occupied $ - $ - $ - $ - $ - One-to-four family residential non-owner occupied 264 - - - 264 Multi-family residential - - - - - Commercial real estate 133 - - - 133 Construction - - - - - Home equity - - - - - Commercial business - - - - - Other consumer - - - - - Total $ 397 $ - $ - $ - $ 397 December 31, 201 8 Accruing Past Due Less than 30 Days Past Due 30-89 Days 90 Days or More Past Due Non- Accrual Total One-to-four family residential owner occupied $ - $ - $ - $ - $ - One-to-four family residential non-owner occupied 265 - - - 265 Multi-family residential - - - - - Commercial real estate 133 - - - 133 Construction - - - - - Home equity - - - - - Commercial business - - - - - Other consumer - - - - - Total $ 398 $ - $ - $ - $ 398 Any reserve for an impaired TDR loan is based upon the present value of the future expected cash flows discounted at the loan’s original effective rate or upon the fair value of the collateral less costs to sell, if the loan is deemed collateral dependent. At September 30, 2019 no The general practice of the Bank is to work with borrowers so that they are able to pay back their loan in full. If a borrower continues to be delinquent or cannot meet the terms of a TDR modification and the loan is determined to be uncollectible, the loan will be charged off. Following is a summary, by loan portfolio class, of changes in the allowance for loan losses for the three nine September 30, 2019 September 30, 2019 ( September 30, 201 9 1-4 Family Residential Owner Occupied 1-4 Family Residential Non-Owner Occupied Multi-Family Residential Commercial Real Estate Construction Home Equity Commercial Business and Other Consumer Unallocated Total For the Three Months Ended September 30, 201 9 Allowance for loan losses: Beginning balance $ 49 $ 437 $ 153 $ 835 $ 180 $ 23 $ 370 $ 79 $ 2,126 Charge-offs - - - - - - - - - Recoveries - - - - - - - - - Provision (1 ) (20 ) (3 ) - 89 (3 ) 74 21 157 Ending balance $ 48 $ 417 $ 150 $ 835 $ 269 $ 20 $ 444 $ 100 $ 2,283 For the Nine Months Ended September 30, 201 9 Allowance for loan losses: Beginning balance $ 51 $ 435 $ 156 $ 839 $ 175 $ 21 $ 247 $ 41 $ 1,965 Charge-offs - - - - - - - - - Recoveries - - - - - - - - - Provision (3 ) (18 ) (6 ) (4 ) 94 (1 ) 197 59 318 Ending balance $ 48 $ 417 $ 150 $ 835 $ 269 $ 20 $ 444 $ 100 $ 2,283 Ending balance evaluated for impairment: Individually $ - $ 50 $ - $ 4 $ - $ - $ - $ - $ 54 Collectively $ 48 $ 367 $ 150 $ 831 $ 269 $ 20 $ 444 $ 100 $ 2,229 Loans receivable: Ending balance: $ 5,814 $ 42,206 $ 23,125 $ 110,864 $ 13,447 $ 3,989 $ 41,012 $ 240,457 Ending balance evaluated for impairment: Individually $ 172 $ 494 $ - $ 133 $ - $ - $ - $ 799 Collectively $ 5,642 $ 41,712 $ 23,125 $ 110,731 $ 13,447 $ 3,989 $ 41,012 $ 239,658 The Bank allocated increased allowance for loan loss provisions to the construction loan portfolio class and the commercial business portfolio class for the three nine September 30, 2019, 1 4 three nine September 30, 2019, Following is a summary, by loan portfolio class, of changes in the allowance for loan losses for the three nine September 30, 2018 ( September 30, 201 8 1-4 Family Residential Owner Occupied 1-4 Family Residential Non-Owner Occupied Multi-Family Residential Commercial Real Estate Construction Home Equity Commercial Business and Other Consumer Unallocated Total For the Three Months Ended September 30, 201 8 Allowance for loan losses: Beginning balance $ 60 $ 439 $ 166 $ 728 $ 179 $ 24 $ 201 $ 33 $ 1,830 Charge-offs - - - - (115 ) - - - (115 ) Recoveries - - - - - - - - - Provision (9 ) (14 ) 7 203 98 (17 ) (72 ) (13 ) 183 Ending balance $ 51 $ 425 $ 173 $ 931 $ 162 $ 7 $ 129 $ 20 $ 1,898 For the Nine Months Ended September 30, 201 8 Allowance for loan losses: Beginning balance $ 48 $ 540 $ 152 $ 687 $ 136 $ 27 $ 140 $ 82 $ 1,812 Charge-offs - (47 ) - - (215 ) - - - (262 ) Recoveries - - - - - - - - - Provision 3 (68 ) 21 244 241 (20 ) (11 ) (62 ) 348 Ending balance $ 51 $ 425 $ 173 $ 931 $ 162 $ 7 $ 129 $ 20 $ 1,898 Ending balance evaluated for impairment: Individually $ - $ - $ - $ 5 $ - $ - $ - $ - $ 5 Collectively $ 51 $ 425 $ 173 $ 926 $ 162 $ 7 $ 129 $ 20 $ 1,893 The Bank allocated increased allowance for loan loss provisions to the commercial real estate portfolio classes for the three nine September 30, 2018, three nine September 30, 2018, three nine September 30, 2018, Following is a summary, by loan portfolio class, of changes in the allowance for loan losses for the year ended December 31, 2018 December 31, 2018 ( December 31, 201 8 1-4 Family Residential Owner Occupied 1-4 Family Residential Non- Owner Occupied Multi- Family Residential Commercial Real Estate Construction Home Equity Commercial Business and Other Consumer Unallocated Total Allowance for loan losses: Beginning balance $ 48 $ 540 $ 152 $ 687 $ 136 $ 27 $ 140 $ 82 $ 1,812 Charge-offs - (47 ) - - (215 ) - - - (262 ) Recoveries - - - - - - - - - Provision 3 (58 ) 4 152 254 (6 ) 107 (41 ) 415 Ending balance $ 51 $ 435 $ 156 $ 839 $ 175 $ 21 $ 247 $ 41 $ 1,965 Ending balance evaluated for impairment: Individually $ - $ 50 $ - $ 5 $ - $ - $ - $ - $ 55 Collectively $ 51 $ 385 $ 156 $ 834 $ 175 $ 21 $ 247 $ 41 $ 1,910 Loans receivable: Ending balance $ 6,603 $ 47,361 $ 23,967 $ 103,819 $ 9,998 $ 4,347 $ 23,635 $ 219,730 Ending balance evaluated for impairment: Individually $ 182 $ 333 $ - $ 133 $ - $ - $ - $ 648 Collectively $ 6,421 $ 47,028 $ 23,967 $ 103,686 $ 9,998 $ 4,347 $ 23,635 $ 219,082 The Bank allocated increased allowance for loan loss provisions to the construction loan portfolio class for the year ended December 31, 2018, December 31, 2018, December 31, 2018, 1 4 December 31, 2018, The following table presents nonaccrual loans by classes of the loan portfolio as of September 30, 2019 December 31, 2018 ( September 30 , 201 9 December 31, 201 8 One-to-four family residential owner occupied $ 172 $ 182 One-to-four family residential non-owner occupied 230 68 Multi-family residential - - Commercial real estate - - Construction - - Home equity - - Commercial business - - Other consumer - - Total $ 402 $ 250 Non-performing loans, which consist of non-accruing loans plus accruing loans 90 $932,000 $1.2 September 30, 2019 December 31, 2018, For the three nine September 30, 2019 2018 no $18,000 $27,000 three nine September 30, 2019, $6,000 $18,000 three nine September 30, 2018, The performance and credit quality of the loan portfolio is also monitored by analyzing the age of the loans receivable as determined by the length of time a recorded payment is past due. The following tables present the classes of the loan portfolio summarized by the past due status as of September 30, 2019 December 31, 2018 ( September 30 , 201 9 30- 89 Days Past Due 90 Days or M ore Pas t Due Total Past Due Current Total Loans Receivable Loans Receivable 90 Days or More Past Due and Accruing One-to-four family residential owner occupied $ 888 $ 172 $ 1,060 $ 4,754 $ 5,814 $ - One-to-four family residential non-owner occupied 411 478 889 41,317 42,206 248 Multi-family residential - - - 23,125 23,125 - Commercial real estate 588 282 870 109,994 110,864 282 Construction 916 - 916 12,531 13,447 - Home equity - - - 3,989 3,989 - Commercial business - - - 40,985 40,985 - Other consumer - - - 27 27 - Total $ 2,803 $ 932 $ 3,735 $ 236,722 $ 240,457 $ 530 December 31, 201 8 30-89 Days Past Due 90 Days or More Past Due Total Past Due Current Total Loans Receivable Loans Receivable 90 Days or More Past Due and Accruing One-to-four family residential owner occupied $ 1,096 $ 182 $ 1,278 $ 5,325 $ 6,603 $ - One-to-four family residential non-owner occupied 1,259 68 1,327 46,034 47,361 - Multi-family residential 371 -- 371 23,596 23,967 - Commercial real estate 2,070 548 2,618 101,201 103,819 548 Construction 2,231 - 2,231 7,767 9,998 - Home equity 31 - 31 4,316 4,347 - Commercial business 3 380 383 23,233 23,616 380 Other consumer - - - 19 19 - Total $ 7,061 $ 1,178 $ 8,239 $ 211,491 $ 219,730 $ 928

Note 7 - Goodwill and Other Int

Note 7 - Goodwill and Other Intangible, Net	9 Months Ended
	Sep. 30, 2019
Notes to Financial Statements
Goodwill and Intangible Assets Disclosure [Text Block]	Note 7 – Goodwill and Other Intangible, Net On August 1, 2016, $1.0 $515,000 $485,000 ten September 30, 2019 $331,000 $154,000. three nine September 30, 2019 $13,000 $37,000, three nine September 30, 2018 $12,000 $36,000,

Note 8 - Deposits

Note 8 - Deposits	9 Months Ended
	Sep. 30, 2019
Notes to Financial Statements
Deposit Liabilities Disclosures [Text Block]	N ote 8 – Deposits Deposits consist of the following classifications (in thousands): September 30, 201 9 December 31, 201 8 Non-interest bearing checking accounts $ 17,045 $ 17,542 Passbook accounts 8 192 Savings accounts 1,754 1,120 Money market accounts 28,079 26,841 Certificates of deposit 175,264 166,216 Total deposits $ 222,150 $ 211,911

Note 9 - Borrowings

Note 9 - Borrowings	9 Months Ended
	Sep. 30, 2019
Notes to Financial Statements
Debt Disclosure [Text Block]	N ote 9 – Borrowings Federal Home Loan Bank advances consist of the following at September 30, 2019 December 31, 2018 ( September 30 , 201 9 December 31, 201 8 Amount Weighted Interest Amount Weighted Interest Short-term borrowings $ 9,000 2.08 % $ 9,000 2.62 % Fixed rate borrowings maturing: 2019 1,000 1.88 3,000 1.86 2020 2,000 2.00 2,000 2.00 2021 5,000 2.20 3,000 2.05 2022 6,171 2.16 3,000 2.18 2023 6,000 2.23 3,000 2.33 2024 5,100 2.28 1,000 2.54 Total FHLB long-term debt $ 25,271 2.20 % $ 15,000 2.12 %

Note 10 - Stock Compensation Pl

Note 10 - Stock Compensation Plans	9 Months Ended
	Sep. 30, 2019
Notes to Financial Statements
Share-based Payment Arrangement [Text Block]	Note 1 0 – Stock Compensation Plans Employee Stock Ownership Plan The Company maintains an Employee Stock Ownership Plan (ESOP) for the benefit of employees who meet the eligibility requirements of the plan. Using proceeds from a loan from the Company, the ESOP purchased 8%, 222,180 2007. 7.75% 15 Shares of the Company’s common stock purchased by the ESOP are held in a suspense account and reported as unallocated common stock held by the ESOP in stockholders’ equity until released for allocation to participants. As the debt is repaid, shares are released from collateral and are allocated to each eligible participant based on the ratio of each such participant’s base compensation to the total base compensation of eligible plan participants. As the unearned shares are committed to be released and allocated among participants, the Company recognizes compensation expense equal to the average market value of the shares, and the shares become outstanding for earnings per share computations. During the three nine September 30, 2019, $46,000 $136,000 three nine September 30, 2018, $49,000 $145,000 Recognition & Retention and Stock Incentive Plan s In May 2008, 2008 2008 111,090 $4.68 $520,000. May 8, 2018. May 2013, 2013 “2013 2013 May 2013 195,000 48,750, 25%, may 146,250 May 2018, 2018 “2018 2018 May 2018 155,000 38,750, 25%, may 116,250 As of September 30, 2019 38,887 2013 2018 11,750 2018 none 2013 2013 2018 five A summary of the status of the share awards under the RRP and Stock Incentive Plan as of September 30, 2019 2018 nine September 30, 2019 2018 September 30 , 201 9 September 30 , 201 8 Number of Shares Weighted Average Grant Date Fair Value Number of Shares Weighted Average Grant Date Fair Value Unvested at the beginning of the period 48,608 $ 13.30 10,061 $ 8.10 Granted - - 48,608 13.30 Vested (9,721 ) 13.30 (9,661 ) 8.10 Forfeited - - (400 ) 8.10 Unvested at the end of the period 38,887 $ 13.30 48,608 $ 13.30 Compensation expense on the restricted stock awards is recognized ratably over the five three September 30, 2019 2018, $32,000 $33,000 $ 7,000 three September 30, 2019 2018. nine September 30, 2019 2018, $97,000 $75,000 $20,000 $16,000 nine September 30, 2019 2018, September 30, 2019, $469,000 3.6 Stock Option and Stock Incentive Plans In May 2008, 2008 May 2013, 2013 “2013 277,726 no February 13, 2018, 2013 2013 May 2013 195,000 48,750, 25%, may 146,250 May 2018, 2018 “2018 2018 May 2018 155,000 38,750, 25%, may 116,250 For grants in May 2008, $5.00 May 2008 May 2018. 422 September 30, 2019, 256,336 37,250 none five ten   A summary of option activity under the Company’s Option Plan and Stock Incentive Plan of September 30, 2019 2018 nine September 30, 2019 2018 201 9 201 8 Number of Shares Weighted Average Exercise Price Weighted Average Remaining Contractual Life (in years) Number of Shares Weighted Average Exercise Price Weighted Average Remaining Contractual Life (in years) Outstanding at the beginning of the year 279,836 $ 10.64 6.8 265,302 $ 6.74 3.2 Granted - - - 136,636 13.30 9.9 Exercised (23,500 ) 8.10 - (106,844 ) 5.00 - Forfeited - - - (15,258 ) 6.22 - Outstanding at end of period 256,336 $ 10.87 6.3 279,836 $ 10.64 7.7 Exercisable at end of period 147,027 $ 9.07 3.6 143,200 $ 8.10 4.9 The estimated fair value of the options granted in May 2018 $1.75 Expected dividend yield 2.11 % Risk-free interest rate 2.96 % Expected life of options (in years) 6.5 Expected stock-price volatility 12.42 % The dividend yield was calculated on the dividend amount and stock price existing at the grant date. The risk free interest rate used was based on the rates of United States Treasury securities with maturities equal to the expected lives of the options. Although the contractual term of the options granted is ten may During both the three September 30, 2019 2018, $ 11,000 $1,000 three September 30, 2019 none three September 30, 2018. nine September 30, 2019 2018, $33,000 $30,000, $2,000 nine September 30, 2019 none nine September 30, 2018. September 30, 2019, $160,000 3.6

Note 11 - Fair Value Measuremen

Note 11 - Fair Value Measurements and Fair Values of Financial Instruments	9 Months Ended
	Sep. 30, 2019
Notes to Financial Statements
Fair Value Disclosures [Text Block]	Note 1 1 – Fair Value Measurements and Fair Values of Financial Instruments Fair value estimates are based on quoted market prices, if available, quoted market prices of similar assets or liabilities, or the present value of expected future cash flows and other valuation techniques. These valuations are significantly affected by discount rates, cash flow assumptions, and risk assumptions used. Therefore, fair values estimates may not not may Fair value is determined at one not not not not The following disclosures show the hierarchal disclosure framework associated with the level of pricing observations utilized in measuring assets and liabilities at fair value. The three Level I: Quoted prices are available in active markets for identical assets or liabilities as of the reported date. Level II: Pricing inputs are other than the quoted prices in active markets, which are either directly or indirectly observable as of the reported date. The nature of these assets and liabilities includes items for which quoted prices are available but traded less frequently and items that are fair-valued using other financial instruments, the parameters of which can be directly observed. Level III: Valuations derived from valuation techniques in which one This hierarchy requires the use of observable market data when available. In accordance with ASU 2016 01, 3 The following is a discussion of assets and liabilities measured at fair value on a recurring and non-recurring basis and valuation techniques applied: Investment Securities Available For Sale: 1 2 We may Impaired Loans: 3 Other Real Estate Owned: 3 The table below sets forth the financial assets and liabilities that were accounted for on a recurring and nonrecurring basis by level within the fair value hierarchy as of September 30, 2019 ( September 30, 2019 Fair Value Measurements Using: Total Fair Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Unobservable Inputs (Level 3) Recurring fair value measurements Investment securities available for sale: Mortgage-backed securities: Governmental National Mortgage Association mortgage-backed securities $ 6,118 $ - $ 6,118 $ - Federal Home Loan Mortgage Corporation mortgage-backed securities 1,053 - 1,053 - Federal National Mortgage Association mortgage- backed securities 275 - 275 - Debt securities: U.S. government agency 360 - 360 - Corporate note 1,508 - 1,508 - Total investment securities available for sale $ 9,314 $ - $ 9,314 $ - Total recurring fair value measurements $ 9,314 $ - $ 9,314 $ - Nonrecurring fair value measurements Impaired loans $ 745 $ - $ - $ 745 Other Real Estate Owned 1,969 - - 1,969 Total nonrecurring fair value measurements $ 2,714 $ - $ - $ 2,714 The table below sets forth the financial assets and liabilities that were accounted for on a recurring and nonrecurring basis by level within the fair value hierarchy as of December 31, 2018 ( Dec ember 3 1, 2018 Fair Value Measurements Using: Total Fair Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Unobservable Inputs (Level 3) Recurring fair value measurements Investment securities available for sale: Mortgage-backed securities: Governmental National Mortgage Association mortgage-backed securities $ 4,873 $ - $ 4,873 $ - Federal Home Loan Mortgage Corporation mortgage-backed securities 1,082 - 1,082 - Federal National Mortgage Association mortgage- backed securities 367 - 367 - Debt securities: U.S. government agency 358 - 358 - Total investment securities available for sale $ 6,680 $ - $ 6,680 $ - Total recurring fair value measurements $ 6,680 $ - $ 6,680 $ - Nonrecurring fair value measurements Impaired loans $ 593 $ - $ - $ 593 Other Real Estate Owned 1,650 - - 1,650 Total nonrecurring fair value measurements $ 2,243 $ - $ - $ 2,243 The following table presents additional quantitative information about assets measured at fair value on a nonrecurring basis and for which the Company has used Level 3 September 30, 2019 December 31, 2018 ( September 30 , 201 9 Quantitative Information About Level 3 Fair Value Measurements Total Fair Value Valuation Techniques Unobservable Input Range (Weighted Average) Impaired loans $ 745 Appraisal of collateral (1) Appraisal adjustments (2) 0% - 73% (7%) Other real estate owned $ 1,969 Appraisal of collateral (1) Appraisal adjustments (2) 0% - 12% (12%) December 31 , 201 8 Quantitative Information About Level 3 Fair Value Measurements Total Fair Value Valuation Techniques Unobservable Input Range (Weighted Average) Impaired loans $ 593 Appraisal of collateral (1) Appraisal adjustments (2) 0% - 73% (8%) Other real estate owned $ 1,650 Appraisal of collateral (1) Appraisal adjustments (2) 0% - 12% (12%) ________________ ( 1 Fair value is generally determined through independent appraisals of the underlying collateral, which generally include various Level 3 ( 2 Appraisals may The estimated fair values of the Company’s financial instruments that are not September 30, 2019 December 31, 2018 Fair Value Measurements at September 30 , 201 9 Carrying Amount Fair Value Estimate Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Unobservable Inputs (Level 3) Financial Assets Investment in interest-earning time deposits $ 10,172 $ 10,553 $ - $ - $ 10,553 Loans held for sale 16,483 17,062 - 17,062 - Loans receivable, net 237,379 236,172 - - 236,172 Financial Liabilities Deposits 222,150 225,576 46,886 - 178,690 FHLB long-term borrowings 25,271 25,294 - - 25,294 Subordinated debt 7,856 8,149 - - 8,149 Fair Value Measurements at December 31, 201 8 Carrying Amount Fair Value Estimate Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Unobservable Inputs (Level 3) Financial Assets Investment in interest-earning time deposits $ 4,927 $ 4,927 $ - $ - $ 4,927 Loans held for sale 5,103 5,254 - 5,254 - Loans receivable, net 216,898 214,351 - - 214,351 Financial Liabilities Deposits 211,911 212,320 45,695 - 166,625 FHLB long-term borrowings 15,000 14,973 - - 14,973 Subordinated debt 7,831 7,831 - - 7,831 For cash and cash equivalents, accrued interest receivable, investment in FHLB stock, bank-owned life insurance, FHLB short-term borrowings, accrued interest payable, and advances from borrowers for taxes and insurance, the carrying value is a reasonable estimate of the fair value and are considered Level 1

Note 12 - Operating Segments

Note 12 - Operating Segments	9 Months Ended
	Sep. 30, 2019
Notes to Financial Statements
Segment Reporting Disclosure [Text Block]	Note 12 The Company's operations currently consist of two two The Banking Segment generates its revenues primarily from its lending, deposit gathering and fee business activities. The profitability of this segment's operations depends primarily on its net interest income after provision for credit losses, which is the difference between interest earned on interest earning assets and interest paid on interest bearing liabilities less provision for credit losses. The provision for credit losses is almost entirely dependent on changes in the Banking Segment's loan portfolio and management’s assessment of the collectability of the loan portfolio as well as prevailing economic and market conditions. The profitability of this segment’s operations also depends on the generation of non-interest income which includes fees and commissions generated by Quaint Oak Bank and its wholly-owned subsidiaries, Quaint Oak Real Estate, LLC, Quaint Oak Abstract, LLC, and Quaint Oak Insurance Agency, LLC which are included in the Banking Segment for segment reporting purposes. The Banking Segment is also subject to an extensive system of laws and regulations that are intended primarily for the protection of depositors and other customers, federal deposit insurance funds and the banking system as a whole. These laws and regulations govern such areas as capital, permissible activities, allowance for loan and lease losses, loans and investments, and rates of interest that can be charged on loans. For segment reporting purposes, Quaint Oak Bancorp, Inc. is included as part of the Company’s Banking segment. The Mortgage Banking Segment originates residential mortgage loans which are sold into the secondary market along with the loans’ servicing rights. The profitability of this segment’s operations depends primarily on the gains realized from the sale of loans and processing fees. The Mortgage Banking Segment is also subject to an extensive system of laws and regulations that are intended primarily for the protection of consumers. The following table present summary financial information for the reportable segments (in thousands): As of or f or the Three Months Ended September 30 , 2019 2018 Quaint Oak Bank (1) Quaint Oak Mortgage Consolidated Quaint Oak Bank (1) Quaint Oak Mortgage Consolidated Net Interest Income $ 2,225 $ (54 ) $ 2,171 $ 2,127 $ (15 ) $ 2,112 Provision for Loan Losses 157 - 157 183 - 183 Net Interest Income after Provision for Loan Losses 2,068 (54 ) 2,014 1,944 (15 ) 1,929 Non-Interest Income Mortgage banking and title abstract fees 181 168 349 135 138 273 Real estate sales commissions, net 77 - 77 41 - 41 Insurance commissions 109 - 109 101 - 101 Other fees and services charges (5 ) - (5 ) 32 - 32 Income from bank-owned life insurance 21 - 21 19 - 19 Net gain on loans held for sale - 996 996 2 671 673 Gain on the sale of SBA loans 98 - 98 82 - 82 Gain on sales of other real estate owned - - - - - - Total Non-Interest Income 481 1,164 1,645 412 809 1,221 Non-Interest Expense Salaries and employee benefits 1,485 291 1,776 1,277 292 1,569 Directors’ fees and expenses 54 - 54 54 - 54 Occupancy and equipment 126 55 181 109 41 150 Data processing 92 29 121 72 36 108 Professional fees 96 12 108 96 12 108 FDIC deposit insurance assessment - - - 47 - 47 Other real estate owned expenses 12 - 12 8 - 8 Advertising 60 10 70 48 5 53 Amortization of other intangible 13 - 13 12 - 12 Other 185 15 200 154 12 166 Total Non-Interest Expense 2,123 412 2,535 1,877 398 2,275 Pretax Segment Profit $ 426 $ 698 $ 1,124 $ 479 $ 396 $ 875 Segment Assets $ 270,502 $ 23,318 $ 293,820 $ 246,807 $ 12,148 $ 258,955 ( 1 Includes Quaint Oak Bancorp, Inc. and the Bank’s Subsidiaries, Quaint Oak Real Estate, Quaint Oak Abstract, Quaint Oak Insurance Agency, and QOB Properties. As of or f or the Nine Months Ended September 30 , 2019 2018 Quaint Oak Bank (1) Quaint Oak Mortgage Consolidated Quaint Oak Bank (1) Quaint Oak Mortgage Consolidated Net Interest Income $ 6,504 $ (98 ) $ 6,406 $ 6,183 $ (32 ) $ 6,151 Provision for Loan Losses 318 - 318 348 - 348 Net Interest Income after Provision for Loan Losses 6,186 (98 ) 6,088 5,835 (32 ) 5,803 Non-Interest Income Mortgage banking and title abstract fees 442 377 819 377 223 600 Real estate sales commissions, net 128 - 128 143 - 143 Insurance commissions 307 - 307 283 - 283 Other fees and services charges 85 - 85 150 - 150 Income from bank-owned life insurance 60 - 60 60 - 60 Net gain on loans held for sale - 2,296 2,296 5 1,574 1,579 Gain on the sale of SBA loans 238 - 238 105 - 105 Gain on sales of other real estate owned - - - 63 - 63 Total Non-Interest Income 1,260 2,673 3,933 1,186 1,797 2,983 Non-Interest Expense Salaries and employee benefits 4,272 901 5,173 3,968 890 4,858 Directors’ fees and expenses 167 - 167 148 - 148 Occupancy and equipment 354 161 515 326 120 446 Data processing 253 88 341 201 86 287 Professional fees 244 38 282 253 38 291 FDIC deposit insurance assessment 40 - 40 140 - 140 Other real estate owned expenses 23 - 23 10 - 10 Advertising 182 30 212 146 15 161 Amortization of other intangible 37 - 37 36 - 36 Other 538 41 579 443 43 486 Total Non-Interest Expense 6,110 1,259 7,369 5,671 1,192 6,863 Pretax Segment Profit $ 1,336 $ 1,316 $ 2,652 $ 1,350 $ 573 $ 1,923 Segment Assets $ 270,502 $ 23,318 $ 293,820 $ 246,807 $ 12,148 $ 258,955 ( 1 Includes Quaint Oak Bancorp, Inc. and the Bank’s Subsidiaries, Quaint Oak Real Estate, Quaint Oak Abstract, Quaint Oak Insurance Agency, and QOB Properties.

Significant Accounting Policies

Significant Accounting Policies (Policies)	9 Months Ended
	Sep. 30, 2019
Accounting Policies [Abstract]
Basis of Accounting, Policy [Policy Text Block]	Basis of Financial Presentation. September 30, 2019, five July 2009. February, 2019, July 2012 August 2016 The Bank is subject to regulation by the Pennsylvania Department of Banking and Securities and the Federal Deposit Insurance Corporation. Pursuant to the Bank’s election under Section 10 two May 2019, October 2019, January 2020 The accompanying consolidated financial statements have been prepared in conformity with accounting principles generally accepted in the United States of America (US GAAP) for interim information and with the instructions to Form 10 not The foregoing consolidated financial statements are unaudited; but in the opinion of management include all adjustments (consisting only of normal recurring adjustments) necessary for a fair presentation thereof. The balances as of December 31, 2018 2018 10 three nine September 30, 2019 not may December 31, 2019.
Use of Estimates, Policy [Policy Text Block]	Use of Estimates in the Preparation of Financial Statements.
Financing Receivable [Policy Text Block]	Loans Receivable. The loans receivable portfolio is segmented into residential loans, commercial real estate loans, construction loans, commercial business loans, and consumer loans. The residential loan segment has two one four one four five The accrual of interest is generally discontinued when principal or interest has become 90 no
Loans and Leases Receivable, Allowance for Loan Losses Policy [Policy Text Block]	Allowance for Loan Losses. no The allowance for loan losses is maintained at a level considered adequate to provide for losses that can be reasonably anticipated. Management performs a quarterly evaluation of the adequacy of the allowance. The allowance is based on the Company’s past loan loss experience, known and inherent risks in the portfolio, adverse situations that may may The allowance consists of specific, general and unallocated components. The specific component relates to loans that are designated as impaired. For loans that are designated as impaired, an allowance is established when the discounted cash flows (or collateral value or observable market price) of the impaired loan is lower than the carrying value of that loan. The general component covers pools of loans by loan class. These pools of loans are evaluated for loss exposure based upon historical loss rates for each of these categories of loans, adjusted for qualitative factors. These significant factors may A loan is considered impaired when, based on current information and events, it is probable that the Company will be unable to collect the scheduled payments of principal or interest when due according to the contractual terms of the loan agreement. Factors considered by management in determining impairment include payment status, collateral value and the probability of collecting scheduled principal and interest payments when due. Loans that experience insignificant payment delays and payment shortfalls generally are not A loan is identified as a troubled debt restructuring (“TDR”) if the Company, for economic or legal reasons related to a debtor’s financial difficulties, grants a concession to the debtor that it would not For loans secured by real estate, estimated fair values are determined primarily through third The allowance calculation methodology includes further segregation of loan classes into risk rating categories. The borrower’s overall financial condition, repayment sources, guarantors and value of collateral, if appropriate, are evaluated annually for all loans (except one four $500,000, may not may may not
Financing Receivable, Held-for-sale [Policy Text Block]	Loans Held for Sale .
Federal Home Loan Bank Stock [Policy Text Block]	Federal Home Loan Bank Stock . No three nine September 30, 2019 2018.
Bank Owned Life Insurance [Policy Text Block]	Bank Owned Life Insurance (BOLl).
Goodwill and Intangible Assets, Intangible Assets, Policy [Policy Text Block]	Intangible Assets. August 1, 2016 $1.0 $515,000 $485,000 ten The Company will complete a goodwill and other intangible asset analysis at least on an annual basis or more often if events and circumstances indicate that there may
Financing Receivable, Real Estate Acquired Through Foreclosure [Policy Text Block]	Other Real Estate Owned , Net . September 30, 2019 four $2.0 $1.7 December 31, 2018.
Share-based Payment Arrangement [Policy Text Block]	Share -Based Compensation. At September 30, 2019, two 2013 2018 May 2013 May 2018. 10. The Company also has an employee stock ownership plan (“ESOP”). This plan is more fully described in Note 10.
Comprehensive Income, Policy [Policy Text Block]	Comprehensive Income .
Earnings Per Share, Policy [Policy Text Block]	Earnings per Share.
Revenue from Contract with Customer [Policy Text Block]	Revenue from Contracts with Customers. 606, “Revenue from Contracts with Customers” (“Topic 606” 606, not The Company’s primary sources of revenue are derived from interest and dividends earned on loans and investment securities, gains on the sale of loans, income from bank-owned life insurance, and other financial instruments that are not 606. Service Charges on Deposits Insurance Commissions not one no
New Accounting Pronouncements, Policy [Policy Text Block]	Change in Accounting Principal . March 2017, 2017 08, Receivables – Nonrefundable Fees and Other Costs (Subtopic 310 20 not January 1, 2019. not three nine September 30, 2019, no September 30, 2019. Recent ly Adopted Accounting Pronouncements. February 2016, 2016 02, Leases (Topic 842 one 12 not may December 15, 2018, January 1, 2019 $1.4 September 30, 2019 Recent Accounting Pronouncements Not June 2016, 2016 13, Financial Instruments - Credit Losses: Measurement of Credit Losses on Financial Instruments, 2016 13 December 15, 2019, December 15, 2018. first October 16, 2019, 326, Financial Instruments – Credit Losses December 15, 2022, November. one first one In January 2017, 2017 04, Simplifying the Test for Goodwill Impairment 2 2, not December 15, 2019. October 16, 2019, 350, December 15, 2022, November. not In August 2018, 2018 13, Fair Value Measurement (Topic 820 December 15, 2019. not In May 2019, 2019 05, Financial Instruments – Credit Losses, Topic 326 825 10.3. not 2016 13. not 2016 13, 2016 13. 2016 13, 2019 05 December 15, 2019, 2016 13 October 16, 2019, 326, Financial Instruments – Credit Losses December 15, 2022, November. not
Reclassification, Policy [Policy Text Block]	Reclassifications. 2018 2019 not no

Note 2 - Earnings Per Share (Ta

Note 2 - Earnings Per Share (Tables)	9 Months Ended
	Sep. 30, 2019
Notes Tables
Schedule of Earnings Per Share, Basic and Diluted [Table Text Block]	For the Three Months Ended September 30, For the Nine Months Ended September 30, 2019 2018 2019 2018 Net Income $ 802,000 $ 658,000 $ 1,880,000 $ 1,481,000 Weighted average shares outstanding – basic 1,966,003 1,945,553 1,953,367 1,916,817 Effect of dilutive common stock equivalents 45,572 70,984 46,427 61,700 Adjusted weighted average shares outstanding – diluted 2,011,575 2,016,537 1,999,794 1,978,517 Basic earnings per share $ 0.41 $ 0.34 $ 0.96 $ 0.77 Diluted earnings per share $ 0.40 $ 0.33 $ 0.94 $ 0.75

Note 3 - Accumulated Other Co_2

Note 3 - Accumulated Other Comprehensive Income (Loss) (Tables)	9 Months Ended
	Sep. 30, 2019
Notes Tables
Schedule of Accumulated Other Comprehensive Income (Loss) [Table Text Block]	Unrealized Gains (Losses) on Investment Securities Available for Sale (1) For the Three Months E nded September 30, For the Nine Months Ended September 30, 201 9 201 8 201 9 201 8 Balance at the beginning of the period $ 15 $ (4 ) $ (2 ) $ (15 ) Other comprehensive income (loss) before classifications 10 (7 ) 27 4 Amount reclassified from accumulated other comprehensive income - - - - Total other comprehensive income (loss) 10 (7 ) 27 4 Balance at the end of the period $ 25 $ (11 ) $ 25 $ (11 )

Note 4 - Investment in Intere_2

Note 4 - Investment in Interest-earning Time Deposits (Tables)	9 Months Ended
	Sep. 30, 2019
Notes Tables
Investments in Interest-Earning Time Deposits by Contractual Maturity [Table Text Block]	September 30 , 201 9 December 31, 201 8 Due in one year or less $ 2,026 $ 1,604 Due after one year through five years 8,146 3,323 Total $ 10,172 $ 4,927

Note 5 - Investment Securitie_2

Note 5 - Investment Securities Available for Sale (Tables)	9 Months Ended
	Sep. 30, 2019
Notes Tables
Available-for-sale Securities [Table Text Block]	September 30 , 201 9 Amortized Cost Gross Unrealized Gains Gross Unrealized (Losses) Fair Value Available for Sale: Mortgage-backed securities: Governmental National Mortgage Association securities $ 6,097 $ 21 $ - $ 6,118 Federal Home Loan Mortgage Corporation securities 1,052 4 (3 ) 1,053 Federal National Mortgage Association securities 273 2 - 275 Total mortgage-backed securities 7,422 27 (3 ) 7,446 Debt securities: U.S. government agency 360 - - 360 Corporate notes 1,500 8 - 1,508 Total available-for-sale-securities $ 9,282 $ 35 $ (3 ) $ 9,314 December 31, 201 8 Amortized Cost Gross Unrealized Gains Gross Unrealized (Losses) Fair Value Available for Sale: Mortgage-backed securities: Governmental National Mortgage Association securities $ 4,844 $ 29 $ - $ 4,873 Federal Home Loan Mortgage Corporation securities 1,111 - (29 ) 1,082 Federal National Mortgage Association securities 367 - - 367 Total mortgage-backed securities 6,322 29 (29 ) 6,322 Debt securities: U.S. government agency 360 - (2 ) 358 Total available-for-sale-securities $ 6,682 $ 29 $ (31 ) $ 6,680
Investments Classified by Contractual Maturity Date [Table Text Block]	Available for Sale Amortized Cost Fair Value Due after one year through five years $ 360 $ 360 Due after five years through ten years 1,500 1,508 Due after ten years 7,422 7,446 Total $ 9,282 $ 9,314
Schedule of Unrealized Loss on Investments [Table Text Block]	September 30 , 201 9 Less than Twelve Months Twelve Months or Greater Total Number of Fair Value Gross Fair Value Gross Fair Value Gross Federal Home Loan Mortgage Corporation mortgage-backed securities 1 $ - $ - $ 486 $ (3 ) $ 486 $ (3 ) Total 1 $ - $ - $ 486 $ (3 ) $ 486 $ (3 ) December 31 , 201 8 Less than Twelve Months Twelve Months or Greater Total Number of Fair Value Gross Fair Value Gross Fair Value Gross Federal Home Loan Mortgage Corporation mortgage-backed securities 2 $ - $ - $ 1,082 $ (29 ) $ 1,082 $ (29 ) Debt securities, U.S. government agency 1 - - 358 (2 ) 358 (2 ) Total 3 $ - $ - $ 1,440 $ (31 ) $ 1,440 $ (31 )

Note 6 - Loans Receivable, Ne_2

Note 6 - Loans Receivable, Net and Allowance for Loan Losses (Tables)	9 Months Ended
	Sep. 30, 2019
Notes Tables
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]	September 30 , 201 9 December 31, 201 8 Real estate loans: One-to-four family residential: Owner occupied $ 5,814 $ 6,603 Non-owner occupied 42,206 47,361 Total one-to-four family residential 48,020 53,964 Multi-family (five or more) residential 23,125 23,967 Commercial real estate 110,864 103,819 Construction 13,447 9,998 Home equity 3,989 4,347 Total real estate loans 199,445 196,095 Commercial business 40,985 23,616 Other consumer 27 19 Total Loans 240,457 219,730 Deferred loan fees and costs (795 ) (867 ) Allowance for loan losses (2,283 ) (1,965 ) Net Loans $ 237,379 $ 216,898
Financing Receivable Credit Quality Indicators [Table Text Block]	September 30 , 201 9 Pass Special Mention Substandard Doubtful Total One-to-four family residential owner occupied $ 5,642 $ - $ 172 $ - $ 5,814 One-to-four family residential non-owner occupied 41,412 - 794 - 42,206 Multi-family residential 23,125 - - - 23,125 Commercial real estate 107,598 952 2,314 - 110,864 Construction 13,447 - - - 13,447 Home equity 3,989 - - - 3,989 Commercial business 40,936 - 49 - 40,985 Other consumer 27 - - - 27 Total $ 236,176 $ 952 $ 3,329 $ - $ 240,457 December 31, 201 8 Pass Special Mention Substandard Doubtful Total One-to-four family residential owner occupied $ 6,421 $ - $ 182 $ - $ 6,603 One-to-four family residential non-owner occupied 46,534 - 827 - 47,361 Multi-family residential 23,967 - - - 23,967 Commercial real estate 101,821 - 1,998 - 103,819 Construction 9,998 - - - 9,998 Home equity 4,347 - - - 4,347 Commercial business 23,149 - 467 - 23,616 Other consumer 19 - - - 19 Total $ 216,256 $ - $ 3,374 $ - $ 219,730
Impaired Financing Receivables [Table Text Block]	September 30 , 201 9 Recorded Investment Unpaid Principal Balance Related Allowance Average Recorded Investment Interest Income Recognized With no related allowance recorded: One-to-four family residential owner occupied $ 172 $ 178 $ - $ 173 $ - One-to-four family residential non-owner occupied 426 426 - 426 12 Multi-family residential - - - - - Commercial real estate - - - - - Construction - - - - - Home equity - - - - - Commercial business - - - - - Other consumer - - - - - - With an allowance recorded: One-to-four family residential owner occupied $ - $ - $ - $ - $ - One-to-four family residential non-owner occupied 68 68 50 68 - Multi-family residential - - - - - Commercial real estate 133 133 4 133 9 Construction - - - - - Home equity - - - - - Commercial business - - - - - Other consumer - - - - - Total: One-to-four family residential owner occupied $ 172 $ 178 $ - $ 173 $ - One-to-four family residential non-owner occupied 494 494 50 494 12 Multi-family residential - - - - - Commercial real estate 133 133 4 133 9 Construction - - - - - Home equity - - - - - Commercial business - - - - - Other consumer - - - - - Total $ 799 $ 805 $ 54 $ 800 $ 21 December 31, 201 8 Recorded Investment Unpaid Principal Balance Related Allowance Average Recorded Investment Interest Income Recognized With no related allowance recorded: One-to-four family residential owner occupied $ 182 $ 185 $ - $ 417 $ 23 One-to-four family residential non-owner occupied 265 265 - 324 17 Multi-family residential - - - - - Commercial real estate - - - - - Construction - - - 2,050 37 Home equity - - - 44 2 Commercial business - - - - - Other consumer - - - - - With an allowance recorded: One-to-four family residential owner occupied $ - $ - $ - $ - $ - One-to-four family residential non-owner occupied 68 68 50 162 4 Multi-family residential - - - - - Commercial real estate 133 133 5 133 10 Construction - - - - - Home equity - - - - - Commercial business - - - - - Other consumer - - - - - Total: One-to-four family residential owner occupied $ 182 $ 185 $ - $ 417 $ 23 One-to-four family residential non-owner occupied 333 333 50 486 21 Multi-family residential - - - - - Commercial real estate 133 133 5 133 10 Construction - - - 2,050 37 Home equity - - - 44 2 Commercial business - - - - - Other consumer - - - - - Total $ 648 $ 651 $ 55 $ 3,130 $ 93
Financing Receivable, Troubled Debt Restructuring [Table Text Block]	September 30, 2019 Number of Contracts Recorded Investment Non- Accrual Accruing Related Allowance One-to-four family residential owner occupied - $ - $ - $ - $ - One-to-four family residential non-owner occupied 1 264 - 264 - Multi-family residential - - - - - Commercial real estate 1 133 - 133 4 Construction - - - - - Home equity - - - - - Commercial business - - - - - Other consumer - - - - - Total 2 $ 397 $ - $ 397 $ 4 December 31, 201 8 Number of Contracts Recorded Investment Non- Accrual Accruing Related Allowance One-to-four family residential owner occupied - $ - $ - $ - $ - One-to-four family residential non-owner occupied 1 265 - 265 - Multi-family residential - - - - - Commercial real estate 1 133 - 133 5 Construction - - - - - Home equity - - - - - Commercial business - - - - - Other consumer - - - - - Total 2 $ 398 $ - $ 398 $ 5
Contractual Aging of Troubled Debt Restructurings [Table Text Block]	September 30, 2019 Accruing Past Due Less than 30 Days Past Due 30-89 Days 90 Days or More Past Due Non- Accrual Total One-to-four family residential owner occupied $ - $ - $ - $ - $ - One-to-four family residential non-owner occupied 264 - - - 264 Multi-family residential - - - - - Commercial real estate 133 - - - 133 Construction - - - - - Home equity - - - - - Commercial business - - - - - Other consumer - - - - - Total $ 397 $ - $ - $ - $ 397 December 31, 201 8 Accruing Past Due Less than 30 Days Past Due 30-89 Days 90 Days or More Past Due Non- Accrual Total One-to-four family residential owner occupied $ - $ - $ - $ - $ - One-to-four family residential non-owner occupied 265 - - - 265 Multi-family residential - - - - - Commercial real estate 133 - - - 133 Construction - - - - - Home equity - - - - - Commercial business - - - - - Other consumer - - - - - Total $ 398 $ - $ - $ - $ 398
Financing Receivable, Current, Allowance for Credit Loss [Table Text Block]	September 30, 201 9 1-4 Family Residential Owner Occupied 1-4 Family Residential Non-Owner Occupied Multi-Family Residential Commercial Real Estate Construction Home Equity Commercial Business and Other Consumer Unallocated Total For the Three Months Ended September 30, 201 9 Allowance for loan losses: Beginning balance $ 49 $ 437 $ 153 $ 835 $ 180 $ 23 $ 370 $ 79 $ 2,126 Charge-offs - - - - - - - - - Recoveries - - - - - - - - - Provision (1 ) (20 ) (3 ) - 89 (3 ) 74 21 157 Ending balance $ 48 $ 417 $ 150 $ 835 $ 269 $ 20 $ 444 $ 100 $ 2,283 For the Nine Months Ended September 30, 201 9 Allowance for loan losses: Beginning balance $ 51 $ 435 $ 156 $ 839 $ 175 $ 21 $ 247 $ 41 $ 1,965 Charge-offs - - - - - - - - - Recoveries - - - - - - - - - Provision (3 ) (18 ) (6 ) (4 ) 94 (1 ) 197 59 318 Ending balance $ 48 $ 417 $ 150 $ 835 $ 269 $ 20 $ 444 $ 100 $ 2,283 Ending balance evaluated for impairment: Individually $ - $ 50 $ - $ 4 $ - $ - $ - $ - $ 54 Collectively $ 48 $ 367 $ 150 $ 831 $ 269 $ 20 $ 444 $ 100 $ 2,229 Loans receivable: Ending balance: $ 5,814 $ 42,206 $ 23,125 $ 110,864 $ 13,447 $ 3,989 $ 41,012 $ 240,457 Ending balance evaluated for impairment: Individually $ 172 $ 494 $ - $ 133 $ - $ - $ - $ 799 Collectively $ 5,642 $ 41,712 $ 23,125 $ 110,731 $ 13,447 $ 3,989 $ 41,012 $ 239,658 September 30, 201 8 1-4 Family Residential Owner Occupied 1-4 Family Residential Non-Owner Occupied Multi-Family Residential Commercial Real Estate Construction Home Equity Commercial Business and Other Consumer Unallocated Total For the Three Months Ended September 30, 201 8 Allowance for loan losses: Beginning balance $ 60 $ 439 $ 166 $ 728 $ 179 $ 24 $ 201 $ 33 $ 1,830 Charge-offs - - - - (115 ) - - - (115 ) Recoveries - - - - - - - - - Provision (9 ) (14 ) 7 203 98 (17 ) (72 ) (13 ) 183 Ending balance $ 51 $ 425 $ 173 $ 931 $ 162 $ 7 $ 129 $ 20 $ 1,898 For the Nine Months Ended September 30, 201 8 Allowance for loan losses: Beginning balance $ 48 $ 540 $ 152 $ 687 $ 136 $ 27 $ 140 $ 82 $ 1,812 Charge-offs - (47 ) - - (215 ) - - - (262 ) Recoveries - - - - - - - - - Provision 3 (68 ) 21 244 241 (20 ) (11 ) (62 ) 348 Ending balance $ 51 $ 425 $ 173 $ 931 $ 162 $ 7 $ 129 $ 20 $ 1,898 Ending balance evaluated for impairment: Individually $ - $ - $ - $ 5 $ - $ - $ - $ - $ 5 Collectively $ 51 $ 425 $ 173 $ 926 $ 162 $ 7 $ 129 $ 20 $ 1,893 December 31, 201 8 1-4 Family Residential Owner Occupied 1-4 Family Residential Non- Owner Occupied Multi- Family Residential Commercial Real Estate Construction Home Equity Commercial Business and Other Consumer Unallocated Total Allowance for loan losses: Beginning balance $ 48 $ 540 $ 152 $ 687 $ 136 $ 27 $ 140 $ 82 $ 1,812 Charge-offs - (47 ) - - (215 ) - - - (262 ) Recoveries - - - - - - - - - Provision 3 (58 ) 4 152 254 (6 ) 107 (41 ) 415 Ending balance $ 51 $ 435 $ 156 $ 839 $ 175 $ 21 $ 247 $ 41 $ 1,965 Ending balance evaluated for impairment: Individually $ - $ 50 $ - $ 5 $ - $ - $ - $ - $ 55 Collectively $ 51 $ 385 $ 156 $ 834 $ 175 $ 21 $ 247 $ 41 $ 1,910 Loans receivable: Ending balance $ 6,603 $ 47,361 $ 23,967 $ 103,819 $ 9,998 $ 4,347 $ 23,635 $ 219,730 Ending balance evaluated for impairment: Individually $ 182 $ 333 $ - $ 133 $ - $ - $ - $ 648 Collectively $ 6,421 $ 47,028 $ 23,967 $ 103,686 $ 9,998 $ 4,347 $ 23,635 $ 219,082
Financing Receivable, Nonaccrual [Table Text Block]	September 30 , 201 9 December 31, 201 8 One-to-four family residential owner occupied $ 172 $ 182 One-to-four family residential non-owner occupied 230 68 Multi-family residential - - Commercial real estate - - Construction - - Home equity - - Commercial business - - Other consumer - - Total $ 402 $ 250
Financing Receivable, Past Due [Table Text Block]	September 30 , 201 9 30- 89 Days Past Due 90 Days or M ore Pas t Due Total Past Due Current Total Loans Receivable Loans Receivable 90 Days or More Past Due and Accruing One-to-four family residential owner occupied $ 888 $ 172 $ 1,060 $ 4,754 $ 5,814 $ - One-to-four family residential non-owner occupied 411 478 889 41,317 42,206 248 Multi-family residential - - - 23,125 23,125 - Commercial real estate 588 282 870 109,994 110,864 282 Construction 916 - 916 12,531 13,447 - Home equity - - - 3,989 3,989 - Commercial business - - - 40,985 40,985 - Other consumer - - - 27 27 - Total $ 2,803 $ 932 $ 3,735 $ 236,722 $ 240,457 $ 530 December 31, 201 8 30-89 Days Past Due 90 Days or More Past Due Total Past Due Current Total Loans Receivable Loans Receivable 90 Days or More Past Due and Accruing One-to-four family residential owner occupied $ 1,096 $ 182 $ 1,278 $ 5,325 $ 6,603 $ - One-to-four family residential non-owner occupied 1,259 68 1,327 46,034 47,361 - Multi-family residential 371 -- 371 23,596 23,967 - Commercial real estate 2,070 548 2,618 101,201 103,819 548 Construction 2,231 - 2,231 7,767 9,998 - Home equity 31 - 31 4,316 4,347 - Commercial business 3 380 383 23,233 23,616 380 Other consumer - - - 19 19 - Total $ 7,061 $ 1,178 $ 8,239 $ 211,491 $ 219,730 $ 928

Note 8 - Deposits (Tables)

Note 8 - Deposits (Tables)	9 Months Ended
	Sep. 30, 2019
Notes Tables
Deposit Liabilities, Type [Table Text Block]	September 30, 201 9 December 31, 201 8 Non-interest bearing checking accounts $ 17,045 $ 17,542 Passbook accounts 8 192 Savings accounts 1,754 1,120 Money market accounts 28,079 26,841 Certificates of deposit 175,264 166,216 Total deposits $ 222,150 $ 211,911

Note 9 - Borrowings (Tables)

Note 9 - Borrowings (Tables)	9 Months Ended
	Sep. 30, 2019
Federal Home Loan Bank Advances [Member]
Notes Tables
Schedule of Long-term Debt Instruments [Table Text Block]	September 30 , 201 9 December 31, 201 8 Amount Weighted Interest Amount Weighted Interest Short-term borrowings $ 9,000 2.08 % $ 9,000 2.62 % Fixed rate borrowings maturing: 2019 1,000 1.88 3,000 1.86 2020 2,000 2.00 2,000 2.00 2021 5,000 2.20 3,000 2.05 2022 6,171 2.16 3,000 2.18 2023 6,000 2.23 3,000 2.33 2024 5,100 2.28 1,000 2.54 Total FHLB long-term debt $ 25,271 2.20 % $ 15,000 2.12 %

Note 10 - Stock Compensation _2

Note 10 - Stock Compensation Plans (Tables)	9 Months Ended
	Sep. 30, 2019
Notes Tables
Share-based Payment Arrangement, Activity [Table Text Block]	September 30 , 201 9 September 30 , 201 8 Number of Shares Weighted Average Grant Date Fair Value Number of Shares Weighted Average Grant Date Fair Value Unvested at the beginning of the period 48,608 $ 13.30 10,061 $ 8.10 Granted - - 48,608 13.30 Vested (9,721 ) 13.30 (9,661 ) 8.10 Forfeited - - (400 ) 8.10 Unvested at the end of the period 38,887 $ 13.30 48,608 $ 13.30
Share-based Payment Arrangement, Option, Activity [Table Text Block]	201 9 201 8 Number of Shares Weighted Average Exercise Price Weighted Average Remaining Contractual Life (in years) Number of Shares Weighted Average Exercise Price Weighted Average Remaining Contractual Life (in years) Outstanding at the beginning of the year 279,836 $ 10.64 6.8 265,302 $ 6.74 3.2 Granted - - - 136,636 13.30 9.9 Exercised (23,500 ) 8.10 - (106,844 ) 5.00 - Forfeited - - - (15,258 ) 6.22 - Outstanding at end of period 256,336 $ 10.87 6.3 279,836 $ 10.64 7.7 Exercisable at end of period 147,027 $ 9.07 3.6 143,200 $ 8.10 4.9
Schedule of Share-based Payment Award, Stock Options, Valuation Assumptions [Table Text Block]	Expected dividend yield 2.11 % Risk-free interest rate 2.96 % Expected life of options (in years) 6.5 Expected stock-price volatility 12.42 %

Note 11 - Fair Value Measurem_2

Note 11 - Fair Value Measurements and Fair Values of Financial Instruments (Tables)	9 Months Ended
	Sep. 30, 2019
Notes Tables
Fair Value Measurements, Recurring and Nonrecurring [Table Text Block]	September 30, 2019 Fair Value Measurements Using: Total Fair Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Unobservable Inputs (Level 3) Recurring fair value measurements Investment securities available for sale: Mortgage-backed securities: Governmental National Mortgage Association mortgage-backed securities $ 6,118 $ - $ 6,118 $ - Federal Home Loan Mortgage Corporation mortgage-backed securities 1,053 - 1,053 - Federal National Mortgage Association mortgage- backed securities 275 - 275 - Debt securities: U.S. government agency 360 - 360 - Corporate note 1,508 - 1,508 - Total investment securities available for sale $ 9,314 $ - $ 9,314 $ - Total recurring fair value measurements $ 9,314 $ - $ 9,314 $ - Nonrecurring fair value measurements Impaired loans $ 745 $ - $ - $ 745 Other Real Estate Owned 1,969 - - 1,969 Total nonrecurring fair value measurements $ 2,714 $ - $ - $ 2,714 Dec ember 3 1, 2018 Fair Value Measurements Using: Total Fair Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Unobservable Inputs (Level 3) Recurring fair value measurements Investment securities available for sale: Mortgage-backed securities: Governmental National Mortgage Association mortgage-backed securities $ 4,873 $ - $ 4,873 $ - Federal Home Loan Mortgage Corporation mortgage-backed securities 1,082 - 1,082 - Federal National Mortgage Association mortgage- backed securities 367 - 367 - Debt securities: U.S. government agency 358 - 358 - Total investment securities available for sale $ 6,680 $ - $ 6,680 $ - Total recurring fair value measurements $ 6,680 $ - $ 6,680 $ - Nonrecurring fair value measurements Impaired loans $ 593 $ - $ - $ 593 Other Real Estate Owned 1,650 - - 1,650 Total nonrecurring fair value measurements $ 2,243 $ - $ - $ 2,243
Fair Value Measurement Inputs and Valuation Techniques [Table Text Block]	September 30 , 201 9 Quantitative Information About Level 3 Fair Value Measurements Total Fair Value Valuation Techniques Unobservable Input Range (Weighted Average) Impaired loans $ 745 Appraisal of collateral (1) Appraisal adjustments (2) 0% - 73% (7%) Other real estate owned $ 1,969 Appraisal of collateral (1) Appraisal adjustments (2) 0% - 12% (12%) December 31 , 201 8 Quantitative Information About Level 3 Fair Value Measurements Total Fair Value Valuation Techniques Unobservable Input Range (Weighted Average) Impaired loans $ 593 Appraisal of collateral (1) Appraisal adjustments (2) 0% - 73% (8%) Other real estate owned $ 1,650 Appraisal of collateral (1) Appraisal adjustments (2) 0% - 12% (12%)
Fair Value, by Balance Sheet Grouping [Table Text Block]	Fair Value Measurements at September 30 , 201 9 Carrying Amount Fair Value Estimate Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Unobservable Inputs (Level 3) Financial Assets Investment in interest-earning time deposits $ 10,172 $ 10,553 $ - $ - $ 10,553 Loans held for sale 16,483 17,062 - 17,062 - Loans receivable, net 237,379 236,172 - - 236,172 Financial Liabilities Deposits 222,150 225,576 46,886 - 178,690 FHLB long-term borrowings 25,271 25,294 - - 25,294 Subordinated debt 7,856 8,149 - - 8,149 Fair Value Measurements at December 31, 201 8 Carrying Amount Fair Value Estimate Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Unobservable Inputs (Level 3) Financial Assets Investment in interest-earning time deposits $ 4,927 $ 4,927 $ - $ - $ 4,927 Loans held for sale 5,103 5,254 - 5,254 - Loans receivable, net 216,898 214,351 - - 214,351 Financial Liabilities Deposits 211,911 212,320 45,695 - 166,625 FHLB long-term borrowings 15,000 14,973 - - 14,973 Subordinated debt 7,831 7,831 - - 7,831

Note 12 - Operating Segments (T

Note 12 - Operating Segments (Tables)	9 Months Ended
	Sep. 30, 2019
Notes Tables
Schedule of Segment Reporting Information, by Segment [Table Text Block]	As of or f or the Three Months Ended September 30 , 2019 2018 Quaint Oak Bank (1) Quaint Oak Mortgage Consolidated Quaint Oak Bank (1) Quaint Oak Mortgage Consolidated Net Interest Income $ 2,225 $ (54 ) $ 2,171 $ 2,127 $ (15 ) $ 2,112 Provision for Loan Losses 157 - 157 183 - 183 Net Interest Income after Provision for Loan Losses 2,068 (54 ) 2,014 1,944 (15 ) 1,929 Non-Interest Income Mortgage banking and title abstract fees 181 168 349 135 138 273 Real estate sales commissions, net 77 - 77 41 - 41 Insurance commissions 109 - 109 101 - 101 Other fees and services charges (5 ) - (5 ) 32 - 32 Income from bank-owned life insurance 21 - 21 19 - 19 Net gain on loans held for sale - 996 996 2 671 673 Gain on the sale of SBA loans 98 - 98 82 - 82 Gain on sales of other real estate owned - - - - - - Total Non-Interest Income 481 1,164 1,645 412 809 1,221 Non-Interest Expense Salaries and employee benefits 1,485 291 1,776 1,277 292 1,569 Directors’ fees and expenses 54 - 54 54 - 54 Occupancy and equipment 126 55 181 109 41 150 Data processing 92 29 121 72 36 108 Professional fees 96 12 108 96 12 108 FDIC deposit insurance assessment - - - 47 - 47 Other real estate owned expenses 12 - 12 8 - 8 Advertising 60 10 70 48 5 53 Amortization of other intangible 13 - 13 12 - 12 Other 185 15 200 154 12 166 Total Non-Interest Expense 2,123 412 2,535 1,877 398 2,275 Pretax Segment Profit $ 426 $ 698 $ 1,124 $ 479 $ 396 $ 875 Segment Assets $ 270,502 $ 23,318 $ 293,820 $ 246,807 $ 12,148 $ 258,955 As of or f or the Nine Months Ended September 30 , 2019 2018 Quaint Oak Bank (1) Quaint Oak Mortgage Consolidated Quaint Oak Bank (1) Quaint Oak Mortgage Consolidated Net Interest Income $ 6,504 $ (98 ) $ 6,406 $ 6,183 $ (32 ) $ 6,151 Provision for Loan Losses 318 - 318 348 - 348 Net Interest Income after Provision for Loan Losses 6,186 (98 ) 6,088 5,835 (32 ) 5,803 Non-Interest Income Mortgage banking and title abstract fees 442 377 819 377 223 600 Real estate sales commissions, net 128 - 128 143 - 143 Insurance commissions 307 - 307 283 - 283 Other fees and services charges 85 - 85 150 - 150 Income from bank-owned life insurance 60 - 60 60 - 60 Net gain on loans held for sale - 2,296 2,296 5 1,574 1,579 Gain on the sale of SBA loans 238 - 238 105 - 105 Gain on sales of other real estate owned - - - 63 - 63 Total Non-Interest Income 1,260 2,673 3,933 1,186 1,797 2,983 Non-Interest Expense Salaries and employee benefits 4,272 901 5,173 3,968 890 4,858 Directors’ fees and expenses 167 - 167 148 - 148 Occupancy and equipment 354 161 515 326 120 446 Data processing 253 88 341 201 86 287 Professional fees 244 38 282 253 38 291 FDIC deposit insurance assessment 40 - 40 140 - 140 Other real estate owned expenses 23 - 23 10 - 10 Advertising 182 30 212 146 15 161 Amortization of other intangible 37 - 37 36 - 36 Other 538 41 579 443 43 486 Total Non-Interest Expense 6,110 1,259 7,369 5,671 1,192 6,863 Pretax Segment Profit $ 1,336 $ 1,316 $ 2,652 $ 1,350 $ 573 $ 1,923 Segment Assets $ 270,502 $ 23,318 $ 293,820 $ 246,807 $ 12,148 $ 258,955

Note 1 - Financial Statement _2

Note 1 - Financial Statement Presentation and Significant Accounting Policies (Details Textual)	Aug. 01, 2016USD ($)	Sep. 30, 2019USD ($)	Sep. 30, 2018USD ($)	Sep. 30, 2019USD ($)	Sep. 30, 2018USD ($)	Jan. 01, 2019USD ($)	Dec. 31, 2018USD ($)
Number of Wholly-Owned Subsidiaries				5
Number of Subsidiary Branch Offices		2		2
Threshold for Loans to be Evaluated Annually, Minimum		$ 500,000		$ 500,000
Impairment of Federal Home Loan Bank Stock		$ 0	$ 0	$ 0	$ 0
Number of Properties, Other Real Estate		4		4
Mortgage Loans in Process of Foreclosure, Amount		$ 2,000,000		$ 2,000,000			$ 1,700,000
Number of Share-Based Plans				2
Accounting Standards Update 2016-02 [Member]
Operating Lease, Right-of-Use Asset						$ 1,400,000
Operating Lease, Liability, Total						$ 1,400,000
Signature Insurance Services, LLC [Member]
Payments to Acquire Businesses, Gross	$ 1,000,000
Goodwill, Acquired During Period	515,000
Signature Insurance Services, LLC [Member] | Other Intangible Assets [Member]
Finite-lived Intangible Assets Acquired	$ 485,000
Finite-Lived Intangible Asset, Useful Life	10 years

Note 2 - Earnings Per Share - W

Note 2 - Earnings Per Share - Weighted Average Shares Used in Basic and Dilutive Earnings Per Share Computations (Details) - USD ($)	3 Months Ended		9 Months Ended
	Sep. 30, 2019	Sep. 30, 2018	Sep. 30, 2019	Sep. 30, 2018
Net Income	$ 802,000	$ 658,000	$ 1,880,000	$ 1,481,000
Weighted average shares outstanding – basic (in shares)	1,966,003	1,945,553	1,953,367	1,916,817
Effect of dilutive common stock equivalents (in shares)	45,572	70,984	46,427	61,700
Adjusted weighted average shares outstanding – diluted (in shares)	2,011,575	2,016,537	1,999,794	1,978,517
Basic earnings per share (in dollars per share)	$ 0.41	$ 0.34	$ 0.96	$ 0.77
Diluted earnings per share (in dollars per share)	$ 0.40	$ 0.33	$ 0.94	$ 0.75

Note 3 - Accumulated Other Co_3

Note 3 - Accumulated Other Comprehensive Income (Loss) - Changes in Accumulated Other Comprehensive Loss (Details) - USD ($) $ in Thousands		3 Months Ended		9 Months Ended
		Sep. 30, 2019	Sep. 30, 2018	Sep. 30, 2019	Sep. 30, 2018
BALANCE		$ 24,828	$ 22,932	$ 23,836	$ 22,185
BALANCE		25,548	23,550	25,548	23,550
AOCI, Accumulated Gain (Loss), Debt Securities, Available-for-sale, Parent [Member]
BALANCE	[1]	15	(4)	(2)	(15)
Other comprehensive income (loss) before classifications	[1]	10	(7)	27	4
Amount reclassified from accumulated other comprehensive income	[1]
Total other comprehensive income (loss)	[1]	10	(7)	27	4
BALANCE	[1]	$ 25	$ (11)	$ 25	$ (11)
[1]	All amounts are net of tax. Amounts in parentheses indicate debits.

Note 4 - Investment in Intere_3

Note 4 - Investment in Interest-earning Time Deposits - Investment in Interest-earnings Time Deposits (Details) - USD ($) $ in Thousands	Sep. 30, 2019	Dec. 31, 2018
Due in one year or less	$ 2,026	$ 1,604
Due after one year through five years	8,146	3,323
Total	$ 10,172	$ 4,927

Note 5 - Investment Securitie_3

Note 5 - Investment Securities Available for Sale (Details Textual) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2019USD ($)	Sep. 30, 2018USD ($)	Sep. 30, 2019USD ($)	Sep. 30, 2018USD ($)	Dec. 31, 2018
Debt Securities, Available-for-sale, Unrealized Loss Position, Number of Positions	1		1		3
Percentage of Aggregate Depreciation Held by Debt Securities	0.72%		0.72%
Other than Temporary Impairment Losses, Investments, Total	$ 0	$ 0	$ 0	$ 0

Note 5 - Investment Securitie_4

Note 5 - Investment Securities Available for Sale - Amortized Cost and Fair Value of Investment Securities Available for Sale (Details) - USD ($) $ in Thousands	Sep. 30, 2019	Dec. 31, 2018
Amortized cost	$ 9,282	$ 6,682
Gross unrealized gains	35	29
Gross unrealized losses	(3)	(31)
Fair value	9,314	6,680
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Amortized cost	7,422	6,322
Gross unrealized gains	27	29
Gross unrealized losses	(3)	(29)
Fair value	7,446	6,322
US Government Agencies Debt Securities [Member]
Amortized cost	360	360
Gross unrealized gains
Gross unrealized losses		(2)
Fair value	360	358
Corporate Debt Securities [Member]
Amortized cost	1,500
Gross unrealized gains	8
Gross unrealized losses
Fair value	1,508
Government National Mortgage Association (GNMA) Insured Loans [Member] | Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Amortized cost	6,097	4,844
Gross unrealized gains	21	29
Gross unrealized losses
Fair value	6,118	4,873
Federal Home Loan Mortgage Corporation (FHLMC) Insured Loans [Member] | Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Amortized cost	1,052	1,111
Gross unrealized gains	4
Gross unrealized losses	(3)	(29)
Fair value	1,053	1,082
Federal National Mortgage Association (FNMA) Insured Loans [Member] | Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Amortized cost	273	367
Gross unrealized gains	2
Gross unrealized losses
Fair value	$ 275	$ 367

Note 5 - Investment Securitie_5

Note 5 - Investment Securities Available for Sale - Debt Securities by Contractual Maturity (Details) - USD ($) $ in Thousands	Sep. 30, 2019	Dec. 31, 2018
Due after one year through five years, amortized cost	$ 360
Due after one year through five years, fair value	360
Due after five years through ten years, amortized cost	1,500
Due after five years through ten years, fair value	1,508
Due after ten years, amortized cost	7,422
Due after ten years, fair value	7,446
Total, amortized cost	9,282	$ 6,682
Total, fair value	$ 9,314	$ 6,680

Note 5 - Investment Securitie_6

Note 5 - Investment Securities Available for Sale - Gross Unrealized Losses and Fair Value (Details) $ in Thousands	Sep. 30, 2019USD ($)	Dec. 31, 2018USD ($)
Number of securities	1	3
Fair value, less than twelve months
Gross unrealized losses, less than twelve months
Fair value, twelve months or greater	486	1,440
Gross unrealized losses, twelve months or greater	(3)	(31)
Fair value	486	1,440
Gross unrealized losses	$ (3)	$ (31)
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member] | Federal Home Loan Mortgage Corporation (FHLMC) Insured Loans [Member]
Number of securities	1	2
Fair value, less than twelve months
Gross unrealized losses, less than twelve months
Fair value, twelve months or greater	486	1,082
Gross unrealized losses, twelve months or greater	(3)	(29)
Fair value	486	1,082
Gross unrealized losses	$ (3)	$ (29)
US Government Agencies Debt Securities [Member]
Number of securities		1
Fair value, less than twelve months
Gross unrealized losses, less than twelve months
Fair value, twelve months or greater		358
Gross unrealized losses, twelve months or greater		(2)
Fair value		358
Gross unrealized losses		$ (2)

Note 6 - Loans Receivable, Ne_3

Note 6 - Loans Receivable, Net and Allowance for Loan Losses (Details Textual)	3 Months Ended		9 Months Ended
	Sep. 30, 2019USD ($)	Sep. 30, 2018USD ($)	Sep. 30, 2019USD ($)	Sep. 30, 2018USD ($)	Dec. 31, 2018USD ($)
Troubled Debt Restructuring, Number of Contracts	2		2		2
Financing Receivable, Troubled Debt Restructuring	$ 397,000		$ 397,000		$ 398,000
Financing Receivable, Troubled Debt Restructuring, Commitment to Lend	0		0
Loans and Leases Receivable, Gross, Total	240,457,000		240,457,000		219,730,000
Impaired Financing Receivable, Interest Income, Cash Basis Method, Total	0	$ 0	0	$ 0
Loans and Leases Receivable, Impaired, Interest Lost on Nonaccrual Loans	18,000	$ 6,000	27,000	$ 18,000
Nonperforming Financial Instruments [Member]
Loans and Leases Receivable, Gross, Total	$ 932,000		$ 932,000		$ 1,200,000

Note 6 - Loans Receivable, Ne_4

Note 6 - Loans Receivable, Net and Allowance for Loan Losses - Composition of Net Loans Receivable (Details) - USD ($) $ in Thousands	Sep. 30, 2019	Jun. 30, 2019	Dec. 31, 2018	Sep. 30, 2018	Jun. 30, 2018	Dec. 31, 2017
Loans	$ 240,457		$ 219,730
Deferred loan fees and costs	(795)		(867)
Allowance for loan losses	(2,283)	$ (2,126)	(1,965)	$ (1,898)	$ (1,830)	$ (1,812)
Net Loans	237,379		216,898
Real Estate Portfolio Segment [Member]
Loans	199,445		196,095
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Owner Occupied Loans [Member]
Loans	5,814		6,603
Allowance for loan losses	(48)	(49)	(51)	(51)	(60)	(48)
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Non-owner Occupied Loans [Member]
Loans	42,206		47,361
Allowance for loan losses	(417)	(437)	(435)	(425)	(439)	(540)
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Loans [Member]
Loans	48,020		53,964
Real Estate Portfolio Segment [Member] | Multi-family (Five Or More) Residential Loans [Member]
Loans	23,125		23,967
Allowance for loan losses	(150)	(153)	(156)	(173)	(166)	(152)
Real Estate Portfolio Segment [Member] | Commercial Real Estate Loans [Member]
Loans	110,864		103,819
Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Loans	13,447		9,998
Allowance for loan losses	(269)	(180)	(175)	(162)	(179)	(136)
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member]
Loans	3,989		4,347
Allowance for loan losses	(20)	$ (23)	(21)	$ (7)	$ (24)	$ (27)
Commercial Portfolio Segment [Member]
Loans	40,985		23,616
Consumer Portfolio Segment [Member]
Loans	$ 27		$ 19

Note 6 - Loans Receivable, Ne_5

Note 6 - Loans Receivable, Net and Allowance for Loan Losses - Loan Portfolio by Credit Rating (Details) - USD ($) $ in Thousands	Sep. 30, 2019	Dec. 31, 2018
Loans	$ 240,457	$ 219,730
Pass [Member]
Loans	236,176	216,256
Special Mention [Member]
Loans	952
Substandard [Member]
Loans	3,329	3,374
Doubtful [Member]
Loans
Real Estate Portfolio Segment [Member]
Loans	199,445	196,095
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Owner Occupied Loans [Member]
Loans	5,814	6,603
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Owner Occupied Loans [Member] | Pass [Member]
Loans	5,642	6,421
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Owner Occupied Loans [Member] | Special Mention [Member]
Loans
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Owner Occupied Loans [Member] | Substandard [Member]
Loans	172	182
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Owner Occupied Loans [Member] | Doubtful [Member]
Loans
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Non-owner Occupied Loans [Member]
Loans	42,206	47,361
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Non-owner Occupied Loans [Member] | Pass [Member]
Loans	41,412	46,534
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Non-owner Occupied Loans [Member] | Special Mention [Member]
Loans
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Non-owner Occupied Loans [Member] | Substandard [Member]
Loans	794	827
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Non-owner Occupied Loans [Member] | Doubtful [Member]
Loans
Real Estate Portfolio Segment [Member] | Multi-family (Five Or More) Residential Loans [Member]
Loans	23,125	23,967
Real Estate Portfolio Segment [Member] | Multi-family (Five Or More) Residential Loans [Member] | Pass [Member]
Loans	23,125	23,967
Real Estate Portfolio Segment [Member] | Multi-family (Five Or More) Residential Loans [Member] | Special Mention [Member]
Loans
Real Estate Portfolio Segment [Member] | Multi-family (Five Or More) Residential Loans [Member] | Substandard [Member]
Loans
Real Estate Portfolio Segment [Member] | Multi-family (Five Or More) Residential Loans [Member] | Doubtful [Member]
Loans
Real Estate Portfolio Segment [Member] | Commercial Real Estate Loans [Member]
Loans	110,864	103,819
Real Estate Portfolio Segment [Member] | Commercial Real Estate Loans [Member] | Pass [Member]
Loans	107,598	101,821
Real Estate Portfolio Segment [Member] | Commercial Real Estate Loans [Member] | Special Mention [Member]
Loans	952
Real Estate Portfolio Segment [Member] | Commercial Real Estate Loans [Member] | Substandard [Member]
Loans	2,314	1,998
Real Estate Portfolio Segment [Member] | Commercial Real Estate Loans [Member] | Doubtful [Member]
Loans
Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Loans	13,447	9,998
Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Pass [Member]
Loans	13,447	9,998
Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Special Mention [Member]
Loans
Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Substandard [Member]
Loans
Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Doubtful [Member]
Loans
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member]
Loans	3,989	4,347
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member] | Pass [Member]
Loans	3,989	4,347
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member] | Special Mention [Member]
Loans
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member] | Substandard [Member]
Loans
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member] | Doubtful [Member]
Loans
Commercial Portfolio Segment [Member]
Loans	40,985	23,616
Commercial Portfolio Segment [Member] | Pass [Member]
Loans	40,936	23,149
Commercial Portfolio Segment [Member] | Special Mention [Member]
Loans
Commercial Portfolio Segment [Member] | Substandard [Member]
Loans	49	467
Commercial Portfolio Segment [Member] | Doubtful [Member]
Loans
Consumer Portfolio Segment [Member]
Loans	27	19
Consumer Portfolio Segment [Member] | Pass [Member]
Loans	27	19
Consumer Portfolio Segment [Member] | Special Mention [Member]
Loans
Consumer Portfolio Segment [Member] | Substandard [Member]
Loans
Consumer Portfolio Segment [Member] | Doubtful [Member]
Loans

Note 6 - Loans Receivable, Ne_6

Note 6 - Loans Receivable, Net and Allowance for Loan Losses - Impaired Loans by Loan Portfolio Class (Details) - USD ($) $ in Thousands	9 Months Ended	12 Months Ended
	Sep. 30, 2019	Dec. 31, 2018
Related allowance	$ 54	$ 55
Recorded investment	799	648
Unpaid principal balance	805	651
Average recorded investment	800	3,130
Interest income recognized	21	93
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Owner Occupied Loans [Member]
Recorded investment, with no related allowance recorded	172	182
Unpaid principal balance, with no related allowance recorded	178	185
Average recorded investment, with no related allowance recorded	173	417
Interest income recognized, with no related allowance recorded		23
Recorded investment, with an allowance recorded
Unpaid principal balance, with an allowance recorded
Related allowance
Average recorded investment, with an allowance recorded
Interest income recognized, with an allowance recorded
Recorded investment	172	182
Unpaid principal balance	178	185
Average recorded investment	173	417
Interest income recognized		23
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Non-owner Occupied Loans [Member]
Recorded investment, with no related allowance recorded	426	265
Unpaid principal balance, with no related allowance recorded	426	265
Average recorded investment, with no related allowance recorded	426	324
Interest income recognized, with no related allowance recorded	12	17
Recorded investment, with an allowance recorded	68	68
Unpaid principal balance, with an allowance recorded	68	68
Related allowance	50	50
Average recorded investment, with an allowance recorded	68	162
Interest income recognized, with an allowance recorded		4
Recorded investment	494	333
Unpaid principal balance	494	333
Average recorded investment	494	486
Interest income recognized	12	21
Real Estate Portfolio Segment [Member] | Multi-family (Five Or More) Residential Loans [Member]
Recorded investment, with no related allowance recorded
Unpaid principal balance, with no related allowance recorded
Average recorded investment, with no related allowance recorded
Interest income recognized, with no related allowance recorded
Recorded investment, with an allowance recorded
Unpaid principal balance, with an allowance recorded
Related allowance
Average recorded investment, with an allowance recorded
Interest income recognized, with an allowance recorded
Recorded investment
Unpaid principal balance
Average recorded investment
Interest income recognized
Real Estate Portfolio Segment [Member] | Commercial Real Estate Loans [Member]
Recorded investment, with no related allowance recorded
Unpaid principal balance, with no related allowance recorded
Average recorded investment, with no related allowance recorded
Interest income recognized, with no related allowance recorded
Recorded investment, with an allowance recorded	133	133
Unpaid principal balance, with an allowance recorded	133	133
Related allowance	4	5
Average recorded investment, with an allowance recorded	133	133
Interest income recognized, with an allowance recorded	9	10
Recorded investment	133	133
Unpaid principal balance	133	133
Average recorded investment	133	133
Interest income recognized	9	10
Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Recorded investment, with no related allowance recorded
Unpaid principal balance, with no related allowance recorded
Average recorded investment, with no related allowance recorded		2,050
Interest income recognized, with no related allowance recorded		37
Recorded investment, with an allowance recorded
Unpaid principal balance, with an allowance recorded
Related allowance
Average recorded investment, with an allowance recorded
Interest income recognized, with an allowance recorded
Recorded investment
Unpaid principal balance
Average recorded investment		2,050
Interest income recognized		37
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member]
Recorded investment, with no related allowance recorded
Unpaid principal balance, with no related allowance recorded
Average recorded investment, with no related allowance recorded		44
Interest income recognized, with no related allowance recorded		2
Recorded investment, with an allowance recorded
Unpaid principal balance, with an allowance recorded
Related allowance
Average recorded investment, with an allowance recorded
Interest income recognized, with an allowance recorded
Recorded investment
Unpaid principal balance
Average recorded investment		44
Interest income recognized		2
Commercial Portfolio Segment [Member]
Recorded investment, with no related allowance recorded
Unpaid principal balance, with no related allowance recorded
Average recorded investment, with no related allowance recorded
Interest income recognized, with no related allowance recorded
Recorded investment, with an allowance recorded
Unpaid principal balance, with an allowance recorded
Related allowance
Average recorded investment, with an allowance recorded
Interest income recognized, with an allowance recorded
Recorded investment
Unpaid principal balance
Average recorded investment
Interest income recognized
Consumer Portfolio Segment [Member]
Recorded investment, with no related allowance recorded
Unpaid principal balance, with no related allowance recorded
Average recorded investment, with no related allowance recorded
Interest income recognized, with no related allowance recorded
Recorded investment, with an allowance recorded
Unpaid principal balance, with an allowance recorded
Related allowance
Average recorded investment, with an allowance recorded
Interest income recognized, with an allowance recorded
Recorded investment
Unpaid principal balance
Average recorded investment
Interest income recognized

Note 6 - Loans Receivable, Ne_7

Note 6 - Loans Receivable, Net and Allowance for Loan Losses - Troubled Debt Restructuring Loans (Details)	Sep. 30, 2019USD ($)	Dec. 31, 2018USD ($)
Troubled debt restructuring, number of contracts	2	2
Troubled debt restructuring, recorded investment	$ 397,000	$ 398,000
Troubled debt restructuring, related allowance	4,000	5,000
Nonaccruing Instrument [Member]
Troubled debt restructuring, recorded investment
Accruing Instrument [Member]
Troubled debt restructuring, recorded investment	$ 397,000	$ 398,000
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Owner Occupied Loans [Member]
Troubled debt restructuring, number of contracts
Troubled debt restructuring, recorded investment
Troubled debt restructuring, related allowance
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Owner Occupied Loans [Member] | Nonaccruing Instrument [Member]
Troubled debt restructuring, recorded investment
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Owner Occupied Loans [Member] | Accruing Instrument [Member]
Troubled debt restructuring, recorded investment
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Non-owner Occupied Loans [Member]
Troubled debt restructuring, number of contracts	1	1
Troubled debt restructuring, recorded investment	$ 264,000	$ 265,000
Troubled debt restructuring, related allowance
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Non-owner Occupied Loans [Member] | Nonaccruing Instrument [Member]
Troubled debt restructuring, recorded investment
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Non-owner Occupied Loans [Member] | Accruing Instrument [Member]
Troubled debt restructuring, recorded investment	$ 264,000	$ 265,000
Real Estate Portfolio Segment [Member] | Multi-family (Five Or More) Residential Loans [Member]
Troubled debt restructuring, number of contracts
Troubled debt restructuring, recorded investment
Troubled debt restructuring, related allowance
Real Estate Portfolio Segment [Member] | Multi-family (Five Or More) Residential Loans [Member] | Nonaccruing Instrument [Member]
Troubled debt restructuring, recorded investment
Real Estate Portfolio Segment [Member] | Multi-family (Five Or More) Residential Loans [Member] | Accruing Instrument [Member]
Troubled debt restructuring, recorded investment
Real Estate Portfolio Segment [Member] | Commercial Real Estate Loans [Member]
Troubled debt restructuring, number of contracts	1	1
Troubled debt restructuring, recorded investment	$ 133,000	$ 133,000
Troubled debt restructuring, related allowance	4,000	5,000
Real Estate Portfolio Segment [Member] | Commercial Real Estate Loans [Member] | Nonaccruing Instrument [Member]
Troubled debt restructuring, recorded investment
Real Estate Portfolio Segment [Member] | Commercial Real Estate Loans [Member] | Accruing Instrument [Member]
Troubled debt restructuring, recorded investment	$ 133,000	$ 133,000
Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Troubled debt restructuring, number of contracts
Troubled debt restructuring, recorded investment
Troubled debt restructuring, related allowance
Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Nonaccruing Instrument [Member]
Troubled debt restructuring, recorded investment
Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Accruing Instrument [Member]
Troubled debt restructuring, recorded investment
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member]
Troubled debt restructuring, number of contracts
Troubled debt restructuring, recorded investment
Troubled debt restructuring, related allowance
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member] | Nonaccruing Instrument [Member]
Troubled debt restructuring, recorded investment
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member] | Accruing Instrument [Member]
Troubled debt restructuring, recorded investment
Commercial Portfolio Segment [Member]
Troubled debt restructuring, number of contracts
Troubled debt restructuring, recorded investment
Troubled debt restructuring, related allowance
Commercial Portfolio Segment [Member] | Nonaccruing Instrument [Member]
Troubled debt restructuring, recorded investment
Commercial Portfolio Segment [Member] | Accruing Instrument [Member]
Troubled debt restructuring, recorded investment
Consumer Portfolio Segment [Member]
Troubled debt restructuring, number of contracts
Troubled debt restructuring, recorded investment
Troubled debt restructuring, related allowance
Consumer Portfolio Segment [Member] | Nonaccruing Instrument [Member]
Troubled debt restructuring, recorded investment
Consumer Portfolio Segment [Member] | Accruing Instrument [Member]
Troubled debt restructuring, recorded investment

Note 6 - Loans Receivable, Ne_8

Note 6 - Loans Receivable, Net and Allowance for Loan Losses - Contractual Aging of the TDRs (Details) - USD ($)	Sep. 30, 2019	Dec. 31, 2018
Troubled debt restructurings, non-accrual
Troubled debt restructuring, recorded investment	397,000	398,000
Financial Asset, 1 to 29 Days Past Due [Member]
Troubled debt restructurings, past due	397,000	398,000
Financing Receivables, 30 to 89 Days Past Due [Member]
Troubled debt restructurings, past due
Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Troubled debt restructurings, past due
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Owner Occupied Loans [Member]
Troubled debt restructurings, non-accrual
Troubled debt restructuring, recorded investment
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Owner Occupied Loans [Member] | Financial Asset, 1 to 29 Days Past Due [Member]
Troubled debt restructurings, past due
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Owner Occupied Loans [Member] | Financing Receivables, 30 to 89 Days Past Due [Member]
Troubled debt restructurings, past due
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Owner Occupied Loans [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Troubled debt restructurings, past due
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Non-owner Occupied Loans [Member]
Troubled debt restructurings, non-accrual
Troubled debt restructuring, recorded investment	264,000	265,000
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Non-owner Occupied Loans [Member] | Financial Asset, 1 to 29 Days Past Due [Member]
Troubled debt restructurings, past due	264,000	265,000
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Non-owner Occupied Loans [Member] | Financing Receivables, 30 to 89 Days Past Due [Member]
Troubled debt restructurings, past due
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Non-owner Occupied Loans [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Troubled debt restructurings, past due
Real Estate Portfolio Segment [Member] | Multi-family (Five Or More) Residential Loans [Member]
Troubled debt restructurings, non-accrual
Troubled debt restructuring, recorded investment
Real Estate Portfolio Segment [Member] | Multi-family (Five Or More) Residential Loans [Member] | Financial Asset, 1 to 29 Days Past Due [Member]
Troubled debt restructurings, past due
Real Estate Portfolio Segment [Member] | Multi-family (Five Or More) Residential Loans [Member] | Financing Receivables, 30 to 89 Days Past Due [Member]
Troubled debt restructurings, past due
Real Estate Portfolio Segment [Member] | Multi-family (Five Or More) Residential Loans [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Troubled debt restructurings, past due
Real Estate Portfolio Segment [Member] | Commercial Real Estate Loans [Member]
Troubled debt restructurings, non-accrual
Troubled debt restructuring, recorded investment	133,000	133,000
Real Estate Portfolio Segment [Member] | Commercial Real Estate Loans [Member] | Financial Asset, 1 to 29 Days Past Due [Member]
Troubled debt restructurings, past due	133,000	133,000
Real Estate Portfolio Segment [Member] | Commercial Real Estate Loans [Member] | Financing Receivables, 30 to 89 Days Past Due [Member]
Troubled debt restructurings, past due
Real Estate Portfolio Segment [Member] | Commercial Real Estate Loans [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Troubled debt restructurings, past due
Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Troubled debt restructurings, non-accrual
Troubled debt restructuring, recorded investment
Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Financial Asset, 1 to 29 Days Past Due [Member]
Troubled debt restructurings, past due
Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Financing Receivables, 30 to 89 Days Past Due [Member]
Troubled debt restructurings, past due
Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Troubled debt restructurings, past due
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member]
Troubled debt restructurings, non-accrual
Troubled debt restructuring, recorded investment
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member] | Financial Asset, 1 to 29 Days Past Due [Member]
Troubled debt restructurings, past due
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member] | Financing Receivables, 30 to 89 Days Past Due [Member]
Troubled debt restructurings, past due
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Troubled debt restructurings, past due
Commercial Portfolio Segment [Member]
Troubled debt restructurings, non-accrual
Troubled debt restructuring, recorded investment
Commercial Portfolio Segment [Member] | Financial Asset, 1 to 29 Days Past Due [Member]
Troubled debt restructurings, past due
Commercial Portfolio Segment [Member] | Financing Receivables, 30 to 89 Days Past Due [Member]
Troubled debt restructurings, past due
Commercial Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Troubled debt restructurings, past due
Consumer Portfolio Segment [Member]
Troubled debt restructurings, non-accrual
Troubled debt restructuring, recorded investment
Consumer Portfolio Segment [Member] | Financial Asset, 1 to 29 Days Past Due [Member]
Troubled debt restructurings, past due
Consumer Portfolio Segment [Member] | Financing Receivables, 30 to 89 Days Past Due [Member]
Troubled debt restructurings, past due
Consumer Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Troubled debt restructurings, past due

Note 6 - Loans Receivable, Ne_9

Note 6 - Loans Receivable, Net and Allowance for Loan Losses - Changes in the Allowance for Loan Losses and Recorded Investment in Loans Receivable (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended		12 Months Ended
	Sep. 30, 2019	Sep. 30, 2018	Sep. 30, 2019	Sep. 30, 2018	Dec. 31, 2018
Allowance for loan losses, beginning balance	$ 2,126	$ 1,830	$ 1,965	$ 1,812	$ 1,812
Charge-offs		(115)		(262)	(262)
Recoveries
Provision for Loan Losses	157	183	318	348	415
Allowance for loan losses, ending balance	2,283	1,898	2,283	1,898	1,965
Allowance for loan losses, individually evaluated for impairment	54	5	54	5	55
Allowance for loan losses, collectively evaluated for impairment	2,229	1,893	2,229	1,893	1,910
Loans	240,457		240,457		219,730
Loans receivable, individually evaluated for impairment	799		799		648
Loans receivable, collectively evaluated for impairment	239,658		239,658		219,082
Real Estate Portfolio Segment [Member]
Loans	199,445		199,445		196,095
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Owner Occupied Loans [Member]
Allowance for loan losses, beginning balance	49	60	51	48	48
Charge-offs
Recoveries
Provision for Loan Losses	(1)	(9)	(3)	3	3
Allowance for loan losses, ending balance	48	51	48	51	51
Allowance for loan losses, individually evaluated for impairment
Allowance for loan losses, collectively evaluated for impairment	48	51	48	51	51
Loans	5,814		5,814		6,603
Loans receivable, individually evaluated for impairment	172		172		182
Loans receivable, collectively evaluated for impairment	5,642		5,642		6,421
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Non-owner Occupied Loans [Member]
Allowance for loan losses, beginning balance	437	439	435	540	540
Charge-offs				(47)	(47)
Recoveries
Provision for Loan Losses	(20)	(14)	(18)	(68)	(58)
Allowance for loan losses, ending balance	417	425	417	425	435
Allowance for loan losses, individually evaluated for impairment	50		50		50
Allowance for loan losses, collectively evaluated for impairment	367	425	367	425	385
Loans	42,206		42,206		47,361
Loans receivable, individually evaluated for impairment	494		494		333
Loans receivable, collectively evaluated for impairment	41,712		41,712		47,028
Real Estate Portfolio Segment [Member] | Multi-family (Five Or More) Residential Loans [Member]
Allowance for loan losses, beginning balance	153	166	156	152	152
Charge-offs
Recoveries
Provision for Loan Losses	(3)	7	(6)	21	4
Allowance for loan losses, ending balance	150	173	150	173	156
Allowance for loan losses, individually evaluated for impairment
Allowance for loan losses, collectively evaluated for impairment	150	173	150	173	156
Loans	23,125		23,125		23,967
Loans receivable, individually evaluated for impairment
Loans receivable, collectively evaluated for impairment	23,125		23,125		23,967
Real Estate Portfolio Segment [Member] | Commercial Real Estate and Lines of Credit [Member]
Allowance for loan losses, beginning balance	835	728	839	687	687
Charge-offs
Recoveries
Provision for Loan Losses		203	(4)	244	152
Allowance for loan losses, ending balance	835	931	835	931	839
Allowance for loan losses, individually evaluated for impairment	4	5	4	5	5
Allowance for loan losses, collectively evaluated for impairment	831	926	831	926	834
Loans	110,864		110,864		103,819
Loans receivable, individually evaluated for impairment	133		133		133
Loans receivable, collectively evaluated for impairment	110,731		110,731		103,686
Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Allowance for loan losses, beginning balance	180	179	175	136	136
Charge-offs		(115)		(215)	(215)
Recoveries
Provision for Loan Losses	89	98	94	241	254
Allowance for loan losses, ending balance	269	162	269	162	175
Allowance for loan losses, individually evaluated for impairment
Allowance for loan losses, collectively evaluated for impairment	269	162	269	162	175
Loans	13,447		13,447		9,998
Loans receivable, individually evaluated for impairment
Loans receivable, collectively evaluated for impairment	13,447		13,447		9,998
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member]
Allowance for loan losses, beginning balance	23	24	21	27	27
Charge-offs
Recoveries
Provision for Loan Losses	(3)	(17)	(1)	(20)	(6)
Allowance for loan losses, ending balance	20	7	20	7	21
Allowance for loan losses, individually evaluated for impairment
Allowance for loan losses, collectively evaluated for impairment	20	7	20	7	21
Loans	3,989		3,989		4,347
Loans receivable, individually evaluated for impairment
Loans receivable, collectively evaluated for impairment	3,989		3,989		4,347
Commercial and Consumer Portfolio Segments [Member]
Allowance for loan losses, beginning balance	370	201	247	140	140
Charge-offs
Recoveries
Provision for Loan Losses	74	(72)	197	(11)	107
Allowance for loan losses, ending balance	444	129	444	129	247
Allowance for loan losses, individually evaluated for impairment
Allowance for loan losses, collectively evaluated for impairment	444	129	444	129	247
Loans	41,012		41,012		23,635
Loans receivable, individually evaluated for impairment
Loans receivable, collectively evaluated for impairment	41,012		41,012		23,635
Unallocated Financing Receivables [Member]
Allowance for loan losses, beginning balance	79	33	41	82	82
Charge-offs
Recoveries
Provision for Loan Losses	21	(13)	59	(62)	(41)
Allowance for loan losses, ending balance	100	20	100	20	41
Allowance for loan losses, individually evaluated for impairment
Allowance for loan losses, collectively evaluated for impairment	100	$ 20	100	$ 20	41
Loans
Loans receivable, individually evaluated for impairment
Loans receivable, collectively evaluated for impairment

Note 6 - Loans Receivable, N_10

Note 6 - Loans Receivable, Net and Allowance for Loan Losses - Non-accrual Loans by Class of Loans (Details) - USD ($) $ in Thousands	Sep. 30, 2019	Dec. 31, 2018
Loans	$ 402	$ 250
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Owner Occupied Loans [Member]
Loans	172	182
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Non-owner Occupied Loans [Member]
Loans	230	68
Real Estate Portfolio Segment [Member] | Multi-family (Five Or More) Residential Loans [Member]
Loans
Real Estate Portfolio Segment [Member] | Commercial Real Estate Loans [Member]
Loans
Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Loans
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member]
Loans
Commercial Portfolio Segment [Member]
Loans
Consumer Portfolio Segment [Member]
Loans

Note 6 - Loans Receivable, N_11

Note 6 - Loans Receivable, Net and Allowance for Loan Losses - Loan Portfolio Summarized by Past Due Status (Details) - USD ($) $ in Thousands	Sep. 30, 2019	Dec. 31, 2018
Loans, past due	$ 3,735	$ 8,239
Loans, current	236,722	211,491
Loans	240,457	219,730
Loans > 90 days and accruing	530	928
The 30 to 89 Days Delinquent [Member]
Loans, past due	2,803	7,061
Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans, past due	932	1,178
Real Estate Portfolio Segment [Member]
Loans	199,445	196,095
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Owner Occupied Loans [Member]
Loans, past due	1,060	1,278
Loans, current	4,754	5,325
Loans	5,814	6,603
Loans > 90 days and accruing
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Owner Occupied Loans [Member] | The 30 to 89 Days Delinquent [Member]
Loans, past due	888	1,096
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Owner Occupied Loans [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans, past due	172	182
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Non-owner Occupied Loans [Member]
Loans, past due	889	1,327
Loans, current	41,317	46,034
Loans	42,206	47,361
Loans > 90 days and accruing	248
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Non-owner Occupied Loans [Member] | The 30 to 89 Days Delinquent [Member]
Loans, past due	411	1,259
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Non-owner Occupied Loans [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans, past due	478	68
Real Estate Portfolio Segment [Member] | Multi-family (Five Or More) Residential Loans [Member]
Loans, past due		371
Loans, current	23,125	23,596
Loans	23,125	23,967
Loans > 90 days and accruing
Real Estate Portfolio Segment [Member] | Multi-family (Five Or More) Residential Loans [Member] | The 30 to 89 Days Delinquent [Member]
Loans, past due		371
Real Estate Portfolio Segment [Member] | Multi-family (Five Or More) Residential Loans [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans, past due
Real Estate Portfolio Segment [Member] | Commercial Real Estate Loans [Member]
Loans, past due	870	2,618
Loans, current	109,994	101,201
Loans	110,864	103,819
Loans > 90 days and accruing	282	548
Real Estate Portfolio Segment [Member] | Commercial Real Estate Loans [Member] | The 30 to 89 Days Delinquent [Member]
Loans, past due	588	2,070
Real Estate Portfolio Segment [Member] | Commercial Real Estate Loans [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans, past due	282	548
Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Loans, past due	916	2,231
Loans, current	12,531	7,767
Loans	13,447	9,998
Loans > 90 days and accruing
Real Estate Portfolio Segment [Member] | Construction Loans [Member] | The 30 to 89 Days Delinquent [Member]
Loans, past due	916	2,231
Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans, past due
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member]
Loans, past due		31
Loans, current	3,989	4,316
Loans	3,989	4,347
Loans > 90 days and accruing
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member] | The 30 to 89 Days Delinquent [Member]
Loans, past due		31
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans, past due
Commercial Portfolio Segment [Member]
Loans, past due		383
Loans, current	40,985	23,233
Loans	40,985	23,616
Loans > 90 days and accruing		380
Commercial Portfolio Segment [Member] | The 30 to 89 Days Delinquent [Member]
Loans, past due		3
Commercial Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans, past due		380
Consumer Portfolio Segment [Member]
Loans, past due
Loans, current	27	19
Loans	27	19
Loans > 90 days and accruing
Consumer Portfolio Segment [Member] | The 30 to 89 Days Delinquent [Member]
Loans, past due
Consumer Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans, past due

Note 7 - Goodwill and Other I_2

Note 7 - Goodwill and Other Intangible, Net (Details Textual) - USD ($)	Aug. 01, 2016	Sep. 30, 2019	Sep. 30, 2018	Sep. 30, 2019	Sep. 30, 2018	Dec. 31, 2018
Finite-Lived Intangible Assets, Net, Ending Balance		$ 331,000		$ 331,000		$ 368,000
Amortization of Intangible Assets, Total		13,000	$ 12,000	37,000	$ 36,000
Other Intangible Assets [Member]
Finite-Lived Intangible Assets, Net, Ending Balance		331,000		331,000
Finite-Lived Intangible Assets, Accumulated Amortization		$ 154,000		$ 154,000
Signature Insurance Services, LLC [Member]
Payments to Acquire Businesses, Gross	$ 1,000,000
Goodwill, Acquired During Period	515,000
Signature Insurance Services, LLC [Member] | Other Intangible Assets [Member]
Finite-lived Intangible Assets Acquired	$ 485,000
Finite-Lived Intangible Asset, Useful Life	10 years

Note 8 - Deposits - Summary of

Note 8 - Deposits - Summary of Deposits (Details) - USD ($) $ in Thousands	Sep. 30, 2019	Dec. 31, 2018
Non-interest bearing checking accounts, amount	$ 17,045	$ 17,542
Money market accounts, amount	28,079	26,841
Certificates of deposit	175,264	166,216
Total deposits	222,150	211,911
Passbook Accounts [Member]
Interest-bearing deposits, amount	8	192
Savings Accounts [Member]
Interest-bearing deposits, amount	$ 1,754	$ 1,120

Note 9 - Borrowings - Federal H

Note 9 - Borrowings - Federal Home Loan Bank Long-term Borrowings (Details) - USD ($) $ in Thousands	Sep. 30, 2019	Dec. 31, 2018
Short-term borrowings, amount	$ 9,000	$ 9,000
Short-term borrowings, weighted interest rate	2.08%	2.62%
2019, amount	$ 1,000	$ 3,000
2019, weighted interest rate	1.88%	1.86%
2020, amount	$ 2,000	$ 2,000
2020, weighted interest rate	2.00%	2.00%
2021, amount	$ 5,000	$ 3,000
2021, weighted interest rate	2.20%	2.05%
2022, amount	$ 6,171	$ 3,000
2022, weighted interest rate	2.16%	2.18%
2023, amount	$ 6,000	$ 3,000
2023, weighted interest rate	2.23%	2.33%
2024, amount	$ 5,100	$ 1,000
2024, weighted interest rate	2.28%	2.54%
Total FHLB long-term debt, amount	$ 25,271	$ 15,000
Total FHLB long-term debt, weighted interest rate	2.20%	2.12%

Note 10 - Stock Compensation _3

Note 10 - Stock Compensation Plans (Details Textual) - USD ($)	1 Months Ended			3 Months Ended		9 Months Ended		12 Months Ended
	May 31, 2018	May 31, 2013	May 31, 2008	Sep. 30, 2019	Sep. 30, 2018	Sep. 30, 2019	Sep. 30, 2018	Dec. 31, 2007	Jun. 30, 2019	Jun. 30, 2018
Employee Stock Ownership Plan (ESOP), Compensation Expense				$ 46,000	$ 49,000	$ 136,000	$ 145,000
Share-based Compensation Arrangement by Share-based Payment Award, Options, Grants in Period, Weighted Average Grant Date Fair Value	$ 1.75
Restricted Stock [Member]
Share-based Payment Arrangement, Expense				32,000	33,000	97,000	75,000
Share-based Payment Arrangement, Expense, Tax Benefit				7,000	7,000	20,000	16,000
Share-based Payment Arrangement, Option [Member]
Share-based Payment Arrangement, Expense				11,000	11,000	33,000	30,000
Share-based Payment Arrangement, Expense, Tax Benefit				1,000	$ 0	$ 2,000	$ 0
Share-based Payment Arrangement, Nonvested Award, Cost Not yet Recognized, Period for Recognition						3 years 219 days
Share-based Compensation Arrangement by Share-based Payment Award, Expiration Period						10 years
Share-based Payment Arrangement, Nonvested Award, Option, Cost Not yet Recognized, Amount				$ 160,000		$ 160,000
Share-based Payment Arrangement, Option [Member] | Minimum [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Period						5 years
The 2008 Recognition and Retention Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Shares Purchased for Award			111,090
Share-based Compensation Arrangement by Share-based Payment Award, Per Share Weighted Average Price of Shares Purchased			$ 4.68
Share-based Payment Arrangement, Cash Used to Settle Award			$ 520,000
Stock Repurchase Program, Remaining Number of Shares Authorized to be Repurchased		195,000
The 2013 Stock Incentive Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Authorized		195,000
Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Period						5 years
The 2013 Stock Incentive Plan [Member] | Restricted Stock [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Authorized		48,750
Percentage of Shares May Be Granted As Restricted Stock Awards		25.00%
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Available for Grant				0		0
The 2013 Stock Incentive Plan [Member] | Share-based Payment Arrangement, Option [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Authorized		146,250
The 2018 Stock Incentive Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Authorized	155,000
Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Period						5 years
The 2018 Stock Incentive Plan [Member] | Restricted Stock [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Authorized	38,750
Percentage of Shares May Be Granted As Restricted Stock Awards	25.00%
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Available for Grant				11,750		11,750
The 2018 Stock Incentive Plan [Member] | Share-based Payment Arrangement, Option [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Authorized	116,250
Stock Incentive Plan [Member] | Restricted Stock [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Nonvested, Number, Ending Balance				38,887		38,887
The 2008 Stock Option Plan [Member] | Share-based Payment Arrangement, Option [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Authorized			277,726
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Available for Grant				0		0
Share-based Payment Arrangement, Nonvested Award, Excluding Option, Cost Not yet Recognized, Amount				$ 469,000		$ 469,000
Share-based Payment Arrangement, Nonvested Award, Cost Not yet Recognized, Period for Recognition						3 years 219 days
Share-based Compensation Arrangements by Share-based Payment Award, Options, Exercises in Period, Weighted Average Exercise Price			$ 5
The Option Plan and Stock Incentive Plan [Member] | Share-based Payment Arrangement, Option [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Available for Grant				37,250		37,250
Share-based Compensation Arrangements by Share-based Payment Award, Options, Exercises in Period, Weighted Average Exercise Price				$ 8.10	$ 5
Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding, Number, Ending Balance				256,336	279,836	256,336	279,836		279,836	265,302
Employee Stock Ownership Plan [Member]
Percentage of Company Shares Purchased by ESOP								8.00%
Employee Stock Ownership Plan (ESOP), Shares Contributed to ESOP								222,180
ESOP Loan Interest Rate								7.75%
Employee Stock Ownership Plan (ESOP), Loan Term								15 years

Note 10 - Stock Compensation _4

Note 10 - Stock Compensation Plans - Status of Shares Under the RRP and Stock Incentive Plan (Details) - The RRP and Stock Incentive Plan [Member] - Restricted Stock [Member] - $ / shares	9 Months Ended
	Sep. 30, 2019	Sep. 30, 2018
Unvested at the beginning of the period (in shares)	48,608	10,061
Unvested at the beginning of the period (in dollars per share)	$ 13.30	$ 8.10
Granted, number of shares (in shares)		48,608
Granted, weighted average grant date fair value (in dollars per share)		$ 13.30
Vested, number of shares (in shares)	(9,721)	(9,661)
Vested, weighted average grant date fair value (in dollars per share)	$ 13.30	$ 8.10
Forfeited, number of shares (in shares)		(400)
Forfeited, weighted average grant date fair value (in dollars per share)		$ 8.10
Unvested at the end of the period (in shares)	38,887	48,608
Unvested at the end of the period (in dollars per share)	$ 13.30	$ 13.30

Note 10 - Stock Compensation _5

Note 10 - Stock Compensation Plans - Summary of Option Activity (Details) - Share-based Payment Arrangement, Option [Member] - The Option Plan and Stock Incentive Plan [Member] - $ / shares	3 Months Ended
	Sep. 30, 2019	Jun. 30, 2019	Sep. 30, 2018	Jun. 30, 2018
Outstanding at the beginning of the year, number of shares (in shares)	279,836		265,302
Outstanding at the beginning of the year, weighted average exercise price (in dollars per share)	$ 10.64		$ 6.74
Outstanding at the beginning of the year, weighted average remaining contractual life (Year)	6 years 109 days	6 years 292 days	7 years 255 days	3 years 73 days
Granted, number of shares (in shares)			136,636
Granted, weighted average exercise price (in dollars per share)			$ 13.30
Granted, weighted average remaining contractual life (Year)			9 years 328 days
Exercised, number of shares (in shares)	(23,500)		(106,844)
Exercised, weighted average exercise price (in dollars per share)	$ 8.10		$ 5
Forfeited, number of shares (in shares)			(15,258)
Forfeited, weighted average exercise price (in dollars per share)			$ 6.22
Outstanding at end of period, number of shares (in shares)	256,336	279,836	279,836	265,302
Outstanding at end of period, weighted average exercise price (in dollars per share)	$ 10.87	$ 10.64	$ 10.64	$ 6.74
Exercisable at end of period, number of shares (in shares)	147,027		143,200
Exercisable at end of period, weighted average exercise price (in dollars per share)	$ 9.07		$ 8.10
Exercisable at end of period, weighted average remaining contractual life (Year)	3 years 219 days		4 years 328 days

Note 10 - Stock Compensation _6

Note 10 - Stock Compensation Plans - Fair Value Assumptions (Details)	9 Months Ended
	Sep. 30, 2019
Expected dividend yield	2.11%
Risk-free interest rate	2.96%
Expected life of options (Year)	6 years 182 days
Expected stock-price volatility	12.42%

Note 11 - Fair Value Measurem_3

Note 11 - Fair Value Measurements and Fair Values of Financial Instruments - Financial Assets and Liabilities on a Recurring and Nonrecurring (Details) - USD ($) $ in Thousands	Sep. 30, 2019	Dec. 31, 2018
Investment securities available for sale	$ 9,314	$ 6,680
Fair Value, Recurring [Member]
Investment securities available for sale	9,314	6,680
Total fair value measurements	9,314	6,680
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Investment securities available for sale
Total fair value measurements
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Investment securities available for sale	9,314	6,680
Total fair value measurements	9,314	6,680
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Investment securities available for sale
Total fair value measurements
Fair Value, Nonrecurring [Member]
Total fair value measurements	2,714	2,243
Impaired loans	745	593
Other Real Estate Owned	1,969	1,650
Fair Value, Nonrecurring [Member] | Fair Value, Inputs, Level 1 [Member]
Total fair value measurements
Impaired loans
Other Real Estate Owned
Fair Value, Nonrecurring [Member] | Fair Value, Inputs, Level 2 [Member]
Total fair value measurements
Impaired loans
Other Real Estate Owned
Fair Value, Nonrecurring [Member] | Fair Value, Inputs, Level 3 [Member]
Total fair value measurements	2,714	2,243
Impaired loans	745	593
Other Real Estate Owned	1,969	1,650
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Investment securities available for sale	7,446	6,322
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member] | Government National Mortgage Association (GNMA) Insured Loans [Member]
Investment securities available for sale	6,118	4,873
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member] | Government National Mortgage Association (GNMA) Insured Loans [Member] | Fair Value, Recurring [Member]
Investment securities available for sale	6,118	4,873
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member] | Government National Mortgage Association (GNMA) Insured Loans [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Investment securities available for sale
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member] | Government National Mortgage Association (GNMA) Insured Loans [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Investment securities available for sale	6,118	4,873
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member] | Government National Mortgage Association (GNMA) Insured Loans [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Investment securities available for sale
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member] | Federal Home Loan Mortgage Corporation (FHLMC) Insured Loans [Member]
Investment securities available for sale	1,053	1,082
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member] | Federal Home Loan Mortgage Corporation (FHLMC) Insured Loans [Member] | Fair Value, Recurring [Member]
Investment securities available for sale	1,053	1,082
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member] | Federal Home Loan Mortgage Corporation (FHLMC) Insured Loans [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Investment securities available for sale
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member] | Federal Home Loan Mortgage Corporation (FHLMC) Insured Loans [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Investment securities available for sale	1,053	1,082
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member] | Federal Home Loan Mortgage Corporation (FHLMC) Insured Loans [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Investment securities available for sale
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member] | Federal National Mortgage Association (FNMA) Insured Loans [Member]
Investment securities available for sale	275	367
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member] | Federal National Mortgage Association (FNMA) Insured Loans [Member] | Fair Value, Recurring [Member]
Investment securities available for sale	275	367
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member] | Federal National Mortgage Association (FNMA) Insured Loans [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Investment securities available for sale
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member] | Federal National Mortgage Association (FNMA) Insured Loans [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Investment securities available for sale	275	367
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member] | Federal National Mortgage Association (FNMA) Insured Loans [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Investment securities available for sale
US Government Agencies Debt Securities [Member]
Investment securities available for sale	360	358
US Government Agencies Debt Securities [Member] | Fair Value, Recurring [Member]
Investment securities available for sale	360	358
US Government Agencies Debt Securities [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Investment securities available for sale
US Government Agencies Debt Securities [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Investment securities available for sale	360	358
US Government Agencies Debt Securities [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Investment securities available for sale
Corporate Debt Securities [Member]
Investment securities available for sale	1,508
Corporate Debt Securities [Member] | Fair Value, Recurring [Member]
Investment securities available for sale	1,508
Corporate Debt Securities [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Investment securities available for sale
Corporate Debt Securities [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Investment securities available for sale	1,508
Corporate Debt Securities [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Investment securities available for sale

Note 11 - Fair Value Measurem_4

Note 11 - Fair Value Measurements and Fair Values of Financial Instruments - Additional Quantitative Information About Assets Measured at Fair Value on a Nonrecurring Basis (Details) - Appraisal of Collateral [Member] - Fair Value, Inputs, Level 3 [Member] $ in Thousands		9 Months Ended	12 Months Ended
		Sep. 30, 2019USD ($)	Dec. 31, 2018USD ($)
Impaired Loans [Member]
Valuation techniques	[1]	Appraisal of collateral (1)	Appraisal of collateral
Unobservable input	[2]	Appraisal adjustments (2)	Appraisal adjustments
Other Real Estate Owned [Member]
Valuation techniques	[1]	Appraisal of collateral	Appraisal of collateral
Unobservable input	[2]	Appraisal adjustments	Appraisal adjustments
Meaurement Input, Appraisal Adjustments Rate [Member]
Total fair value		$ 745	$ 593
Other real estate owned, fair value		$ 1,969	$ 1,650
Meaurement Input, Appraisal Adjustments Rate [Member] | Impaired Loans [Member] | Minimum [Member]
Unobservable input, range		0	0
Meaurement Input, Appraisal Adjustments Rate [Member] | Impaired Loans [Member] | Maximum [Member]
Unobservable input, range		0.73	0.73
Meaurement Input, Appraisal Adjustments Rate [Member] | Impaired Loans [Member] | Weighted Average [Member]
Unobservable input, range		(0.07)	(0.08)
Meaurement Input, Appraisal Adjustments Rate [Member] | Other Real Estate Owned [Member] | Minimum [Member]
Unobservable input, range		0	0
Meaurement Input, Appraisal Adjustments Rate [Member] | Other Real Estate Owned [Member] | Maximum [Member]
Unobservable input, range		0.12	0.12
Meaurement Input, Appraisal Adjustments Rate [Member] | Other Real Estate Owned [Member] | Weighted Average [Member]
Unobservable input, range		(0.12)	(0.12)
[1]	Fair value is generally determined through independent appraisals of the underlying collateral, which generally include various Level 3 inputs which are identifiable.
[2]	Appraisals may be adjusted by management for qualitative factors such as economic conditions and estimated liquidation expenses. The range and weighted average of liquidation expenses and other appraisal adjustments are presented as a percentage of the appraisal.

Note 11 - Fair Value Measurem_5

Note 11 - Fair Value Measurements and Fair Values of Financial Instruments - Estimated Fair Values of Financial Instruments (Details) - USD ($) $ in Thousands	Sep. 30, 2019	Dec. 31, 2018
Financial Assets
Investment in interest-earning time deposits		$ 4,927
Reported Value Measurement [Member]
Financial Assets
Investment in interest-earning time deposits	$ 10,172	4,927
Loans held for sale	16,483	5,103
Loans receivable, net	237,379	216,898
Financial Liabilities
Deposits	222,150	211,911
FHLB long-term borrowings	25,271	15,000
Subordinated debt	7,856	7,831
Estimate of Fair Value Measurement [Member]
Financial Assets
Investment in interest-earning time deposits	10,553
Loans held for sale	17,062	5,254
Loans receivable, net	236,172	214,351
Financial Liabilities
Deposits	225,576	212,320
FHLB long-term borrowings	25,294	14,973
Subordinated debt	8,149	7,831
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member]
Financial Assets
Investment in interest-earning time deposits
Loans held for sale
Loans receivable, net
Financial Liabilities
Deposits	46,886	45,695
FHLB long-term borrowings
Subordinated debt
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member]
Financial Assets
Investment in interest-earning time deposits
Loans held for sale	17,062	5,254
Loans receivable, net
Financial Liabilities
Deposits
FHLB long-term borrowings
Subordinated debt
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member]
Financial Assets
Investment in interest-earning time deposits	10,553	4,927
Loans held for sale
Loans receivable, net	236,172	214,351
Financial Liabilities
Deposits	178,690	166,625
FHLB long-term borrowings	25,294	14,973
Subordinated debt	$ 8,149	$ 7,831

Note 12 - Operating Segments (D

Note 12 - Operating Segments (Details Textual)	9 Months Ended
	Sep. 30, 2019
Number of Operating Segments	2

Note 12 - Operating Segments -

Note 12 - Operating Segments - Summary of Financial Information for the Reportable Segments (Details) - USD ($)		3 Months Ended		9 Months Ended		12 Months Ended
		Sep. 30, 2019	Sep. 30, 2018	Sep. 30, 2019	Sep. 30, 2018	Dec. 31, 2018
Net Interest Income		$ 2,171,000	$ 2,112,000	$ 6,406,000	$ 6,151,000
Provision for Loan Losses		157,000	183,000	318,000	348,000	$ 415,000
Net Interest Income after Provision for Loan Losses		2,014,000	1,929,000	6,088,000	5,803,000
Non-Interest Income
Insurance commissions		109,000	101,000	307,000	283,000
Income from bank-owned life insurance		21,000	19,000	60,000	60,000
Net gain on loans held for sale		996,000	673,000	2,296,000	1,579,000
Gain on the sale of SBA loans		98,000	82,000	238,000	105,000
Gain on sales of other real estate owned					63,000
Total Non-Interest Income		1,645,000	1,221,000	3,933,000	2,983,000
Non-Interest Expense
Salaries and employee benefits		1,776,000	1,569,000	5,173,000	4,858,000
Directors’ fees and expenses		54,000	54,000	167,000	148,000
Occupancy and equipment		181,000	150,000	515,000	446,000
Data processing		121,000	108,000	341,000	287,000
Professional fees		108,000	108,000	282,000	291,000
FDIC deposit insurance assessment			47,000	40,000	140,000
Other real estate owned expenses		12,000	8,000	23,000	10,000
Advertising		70,000	53,000	212,000	161,000
Amortization of Intangible Assets, Total		13,000	12,000	37,000	36,000
Other		200,000	166,000	579,000	486,000
Total Non-Interest Expense		2,535,000	2,275,000	7,369,000	6,863,000
Pretax Segment Profit		1,124,000	875,000	2,652,000	1,923,000
Segment Assets		293,820,000	258,955,000	293,820,000	258,955,000	271,404,000
Net Interest Income		2,171,000	2,112,000	6,406,000	6,151,000
Provision for Loan Losses		157,000	183,000	318,000	348,000	$ 415,000
Net Interest Income after Provision for Loan Losses		2,014,000	1,929,000	6,088,000	5,803,000
Mortgage Banking and Abstract Fees [Member]
Non-Interest Income
Non-interest revenue		349,000	273,000	819,000	600,000
Real Estate Sales Commissions [Member]
Non-Interest Income
Non-interest revenue		77,000	41,000	128,000	143,000
Other Fees and Services Fees [Member]
Non-Interest Income
Non-interest revenue		(5,000)	32,000	85,000	150,000
Quaint Oak Bank [Member]
Net Interest Income	[1]	2,225,000	2,127,000	6,504,000	6,183,000
Provision for Loan Losses	[1]	157,000	183,000	318,000	348,000
Net Interest Income after Provision for Loan Losses	[1]	2,068,000	1,944,000	6,186,000	5,835,000
Non-Interest Income
Insurance commissions	[1]	109,000	101,000	307,000	283,000
Income from bank-owned life insurance	[1]	21,000	19,000	60,000	60,000
Net gain on loans held for sale	[1]		2,000		5,000
Gain on the sale of SBA loans	[1]	98,000	82,000	238,000	105,000
Gain on sales of other real estate owned	[1]				63,000
Total Non-Interest Income	[1]	481,000	412,000	1,260,000	1,186,000
Non-Interest Expense
Salaries and employee benefits	[1]	1,485,000	1,277,000	4,272,000	3,968,000
Directors’ fees and expenses	[1]	54,000	54,000	167,000	148,000
Occupancy and equipment	[1]	126,000	109,000	354,000	326,000
Data processing	[1]	92,000	72,000	253,000	201,000
Professional fees	[1]	96,000	96,000	244,000	253,000
FDIC deposit insurance assessment	[1]		47,000	40,000	140,000
Other real estate owned expenses	[1]	12,000	8,000	23,000	10,000
Advertising	[1]	60,000	48,000	182,000	146,000
Amortization of Intangible Assets, Total	[1]	13,000	12,000	37,000	36,000
Other	[1]	185,000	154,000	538,000	443,000
Total Non-Interest Expense	[1]	2,123,000	1,877,000	6,110,000	5,671,000
Pretax Segment Profit	[1]	426,000	479,000	1,336,000	1,350,000
Segment Assets	[1]	270,502,000	246,807,000	270,502,000	246,807,000
Net Interest Income	[1]	2,225,000	2,127,000	6,504,000	6,183,000
Provision for Loan Losses	[1]	157,000	183,000	318,000	348,000
Net Interest Income after Provision for Loan Losses	[1]	2,068,000	1,944,000	6,186,000	5,835,000
Quaint Oak Bank [Member] | Mortgage Banking and Abstract Fees [Member]
Non-Interest Income
Non-interest revenue	[1]	181,000	135,000	442,000	377,000
Quaint Oak Bank [Member] | Real Estate Sales Commissions [Member]
Non-Interest Income
Non-interest revenue	[1]	77,000	41,000	128,000	143,000
Quaint Oak Bank [Member] | Other Fees and Services Fees [Member]
Non-Interest Income
Non-interest revenue	[1]	(5,000)	32,000	85,000	150,000
Quaint Oak Bank [Member] | Quaint Oak Bank, Mortgage [Member]
Net Interest Income		(54,000)	(15,000)	(98,000)	(32,000)
Provision for Loan Losses
Net Interest Income after Provision for Loan Losses		(54,000)	(15,000)	(98,000)	(32,000)
Non-Interest Income
Insurance commissions
Income from bank-owned life insurance
Net gain on loans held for sale		996,000	671,000	2,296,000	1,574,000
Gain on the sale of SBA loans
Gain on sales of other real estate owned
Total Non-Interest Income		1,164,000	809,000	2,673,000	1,797,000
Non-Interest Expense
Salaries and employee benefits		291,000	292,000	901,000	890,000
Directors’ fees and expenses
Occupancy and equipment		55,000	41,000	161,000	120,000
Data processing		29,000	36,000	88,000	86,000
Professional fees		12,000	12,000	38,000	38,000
FDIC deposit insurance assessment
Other real estate owned expenses
Advertising		10,000	5,000	30,000	15,000
Amortization of Intangible Assets, Total
Other		15,000	12,000	41,000	43,000
Total Non-Interest Expense		412,000	398,000	1,259,000	1,192,000
Pretax Segment Profit		698,000	396,000	1,316,000	573,000
Segment Assets		23,318,000	12,148,000	23,318,000	12,148,000
Net Interest Income		(54,000)	(15,000)	(98,000)	(32,000)
Provision for Loan Losses
Net Interest Income after Provision for Loan Losses		(54,000)	(15,000)	(98,000)	(32,000)
Quaint Oak Bank [Member] | Quaint Oak Bank, Mortgage [Member] | Mortgage Banking and Abstract Fees [Member]
Non-Interest Income
Non-interest revenue		168,000	138,000	377,000	223,000
Quaint Oak Bank [Member] | Quaint Oak Bank, Mortgage [Member] | Real Estate Sales Commissions [Member]
Non-Interest Income
Non-interest revenue
Quaint Oak Bank [Member] | Quaint Oak Bank, Mortgage [Member] | Other Fees and Services Fees [Member]
Non-Interest Income
Non-interest revenue
[1]	Includes Quaint Oak Bancorp, Inc. and the Bank's Subsidiaries, Quaint Oak Real Estate, Quaint Oak Abstract, Quaint Oak Insurance Agency, and QOB Properties.