Quaint Oak Bancorp (QNTO) 10-Q 12 Aug 22 2022 Q2 Quarterly report Financial data

Document And Entity Information

Document And Entity Information - shares	6 Months Ended
	Jun. 30, 2022	Aug. 10, 2022
Document Information [Line Items]
Entity Central Index Key	0001391933
Entity Registrant Name	QUAINT OAK BANCORP INC
Amendment Flag	false
Current Fiscal Year End Date	--12-31
Document Fiscal Period Focus	Q2
Document Fiscal Year Focus	2022
Document Type	10-Q
Document Quarterly Report	true
Document Period End Date	Jun. 30, 2022
Document Transition Report	false
Entity File Number	000-52694
Entity Incorporation, State or Country Code	PA
Entity Tax Identification Number	35-2293957
Entity Address, Address Line One	501 Knowles Avenue
Entity Address, City or Town	Southampton
Entity Address, State or Province	PA
Entity Address, Postal Zip Code	18966
City Area Code	(215
Local Phone Number	364-4059
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Non-accelerated Filer
Entity Small Business	true
Entity Emerging Growth Company	false
Entity Shell Company	false
Entity Common Stock, Shares Outstanding		2,049,987

Consolidated Balance Sheets (Cu

Consolidated Balance Sheets (Current Period Unaudited) - USD ($) $ in Thousands	Jun. 30, 2022	Dec. 31, 2021
Assets
Due from banks, non-interest-bearing	$ 726	$ 854
Due from banks, interest-bearing	78,163	9,851
Cash and cash equivalents	78,889	10,705
Investment in interest-earning time deposits	8,211	7,924
Investment securities available for sale	3,455	4,033
Loans held for sale	90,327	107,823
Loans receivable, net of allowance for loan losses (2022 $6,540; 2021 $5,262)	547,426	403,966
Accrued interest receivable	3,654	3,139
Investment in Federal Home Loan Bank stock, at cost	4,200	2,178
Bank-owned life insurance	4,179	4,137
Premises and equipment, net	2,754	2,653
Goodwill	2,573	2,573
Other intangible, net of accumulated amortization	198	222
Prepaid expenses and other assets	6,056	4,762
Total Assets	751,922	554,115
Liabilities
Non-interest bearing	73,534	64,731
Interest-bearing	516,231	382,435
Total deposits	589,765	447,166
Federal Home Loan Bank short-term borrowings	0	26,000
Federal Home Loan Bank long-term borrowings	99,193	23,193
Federal Reserve Bank long-term borrowings	0	3,895
Subordinated debt	7,949	7,933
Accrued interest payable	428	174
Advances from borrowers for taxes and insurance	4,156	2,856
Accrued expenses and other liabilities	8,252	5,989
Total Liabilities	709,743	517,206
Stockholders’ Equity
Preferred stock – $0.01 par value, 1,000,000 shares authorized; none issued or outstanding	0	0
Common stock – $0.01 par value; 9,000,000 shares authorized; 2,777,250 issued; 2,045,721 and 2,011,313 outstanding at June 30, 2022 and December 31, 2021, respectively	28	28
Additional paid-in capital	15,904	15,685
Treasury stock, at cost: 731,529 and 765,937 shares at June 30, 2022 and December 31, 2021, respectively	(4,784)	(4,977)
Accumulated other comprehensive (loss) income	(18)	23
Retained earnings	27,564	24,030
Total Quaint Oak Bancorp, Inc. Stockholders' Equity	38,694	34,789
Noncontrolling Interest	3,485	2,120
Total Stockholders' Equity	42,179	36,909
Total Liabilities and Stockholders’ Equity	$ 751,922	$ 554,115

Consolidated Balance Sheets (_2

Consolidated Balance Sheets (Current Period Unaudited) (Parentheticals) - USD ($) $ in Thousands	Jun. 30, 2022	Dec. 31, 2021
Loans receivable, allowance for loan losses	$ 6,540	$ 5,262
Preferred stock, par value (in dollars per share)	$ 0.01	$ 0.01
Preferred stock, shares authorized (in shares)	1,000,000	1,000,000
Preferred stock, shares issued (in shares)	0	0
Preferred stock, shares outstanding (in shares)	0	0
Common stock, par value (in dollars per share)	$ 0.01	$ 0.01
Common stock, shares authorized (in shares)	9,000,000	9,000,000
Common stock, shares issued (in shares)	2,777,250	2,777,250
Common stock, shares outstanding (in shares)	2,045,721	2,011,313
Treasury stock, at cost, shares (in shares)	731,529	765,937

Consolidated Statements of Inco

Consolidated Statements of Income (Unaudited) - USD ($)	3 Months Ended		6 Months Ended
	Jun. 30, 2022	Jun. 30, 2021	Jun. 30, 2022	Jun. 30, 2021
Interest Income
Interest on loans, including fees	$ 7,200,000	$ 5,735,000	$ 13,500,000	$ 10,478,000
Interest and dividends on time deposits, investment securities, interest-bearing deposits with others, and Federal Home Loan Bank stock	108,000	108,000	181,000	254,000
Total Interest Income	7,308,000	5,843,000	13,681,000	10,732,000
Interest Expense
Interest on deposits	907,000	792,000	1,527,000	1,668,000
Interest on Federal Home Loan Bank short-term borrowings	53,000	0	75,000	6,000
Interest on Federal Home Loan Bank long-term borrowings	389,000	129,000	501,000	268,000
Interest on Federal Reserve Bank long-term borrowings	1,000	29,000	4,000	69,000
Interest on subordinated debt	130,000	130,000	260,000	260,000
Interest on other short-term borrowings	18,000	26,000	27,000	96,000
Total Interest Expense	1,498,000	1,106,000	2,394,000	2,367,000
Net Interest Income	5,810,000	4,737,000	11,287,000	8,365,000
Provision for Loan Losses	599,000	448,000	1,278,000	702,000
Net Interest Income after Provision for Loan Losses	5,211,000	4,289,000	10,009,000	7,663,000
Non-Interest Income
Insurance commissions	139,000	133,000	255,000	240,000
Income from bank-owned life insurance	22,000	21,000	43,000	40,000
Net gain on loans held for sale	2,858,000	1,335,000	7,068,000	2,550,000
Gain on the sale of SBA loans	34,000	66,000	167,000	267,000
Gain on the sale of investment securities available for sale	0	45,000	0	362,000
Total Non-Interest Income	4,331,000	2,534,000	9,841,000	5,300,000
Non-Interest Expense
Salaries and employee benefits	4,891,000	3,439,000	9,482,000	6,839,000
Directors' fees and expenses	72,000	60,000	143,000	128,000
Occupancy and equipment	466,000	387,000	886,000	764,000
Data processing	163,000	202,000	360,000	407,000
Professional fees	228,000	218,000	412,000	381,000
FDIC deposit insurance assessment	113,000	73,000	229,000	124,000
Other real estate owned expenses	0	3,000	0	12,000
Advertising	154,000	122,000	362,000	227,000
Amortization of other intangible	12,000	12,000	24,000	24,000
Other	490,000	319,000	873,000	648,000
Total Non-Interest Expense	6,589,000	4,835,000	12,771,000	9,554,000
Income before Income Taxes	2,953,000	1,988,000	7,079,000	3,409,000
Income Taxes	658,000	567,000	1,519,000	991,000
Net Income	2,295,000	1,421,000	5,560,000	2,418,000
Net Income (Loss) Attributable to Noncontrolling Interest	525,000	(88,000)	1,541,000	(121,000)
Net Income Attributable to Quaint Oak Bancorp, Inc.	$ 1,770,000	$ 1,509,000	$ 4,019,000	$ 2,539,000
Earnings per share - basic (in dollars per share)	$ 0.87	$ 0.76	$ 1.99	$ 1.28
Average shares outstanding - basic (in shares)	2,038,479	1,991,617	2,023,511	1,985,844
Earnings per share - diluted (in dollars per share)	$ 0.82	$ 0.72	$ 1.88	$ 1.22
Average shares outstanding - diluted (in shares)	2,161,277	2,091,490	2,142,169	2,078,980
Mortgage Banking and Abstract Fees [Member]
Non-Interest Income
Non-interest revenue	$ 824,000	$ 522,000	$ 1,461,000	$ 1,053,000
Real Estate Sales Commissions [Member]
Non-Interest Income
Non-interest revenue	64,000	33,000	125,000	64,000
Other Fees and Services Fees [Member]
Non-Interest Income
Non-interest revenue	82,000	51,000	248,000	173,000
Loan Servicing Fee [Member]
Non-Interest Income
Non-interest revenue	$ 308,000	$ 328,000	$ 474,000	$ 551,000

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2022	Jun. 30, 2021	Jun. 30, 2022	Jun. 30, 2021
Net Income	$ 2,295	$ 1,421	$ 5,560	$ 2,418
Other Comprehensive Income (Loss):
Unrealized gains (losses) on investment securities available-for-sale	(26)	13	(53)	257
Income tax effect	6	(3)	12	(55)
Reclassification adjustment for gain on sale of investment securities included in net income	0	(45)	0	(362)
Income tax effect	0	9	0	76
Total other comprehensive income (loss)	(20)	(26)	(41)	(84)
Total Comprehensive Income	2,275	1,395	5,519	2,334
Comprehensive Income (Loss) Attributable to Noncontrolling Interest	525	(88)	1,541	(121)
Comprehensive Income Attributable to Quaint Oak Bancorp, Inc.	$ 1,750	$ 1,483	$ 3,978	$ 2,455

Consolidated Statements of Stoc

Consolidated Statements of Stockholders' Equity (Unaudited) - USD ($) $ in Thousands	Common Stock Outstanding [Member] Stock Incentive Plans [Member]	Common Stock Outstanding [Member] The 401(k) Plan [Member]	Common Stock Outstanding [Member] The 2008 Stock Option Plan [Member]	Common Stock Outstanding [Member]	Additional Paid-in Capital [Member] Stock Incentive Plans [Member]	Additional Paid-in Capital [Member] The 401(k) Plan [Member]	Additional Paid-in Capital [Member] The 2008 Stock Option Plan [Member]	Additional Paid-in Capital [Member]	Treasury Stock [Member] Stock Incentive Plans [Member]	Treasury Stock [Member] The 401(k) Plan [Member]	Treasury Stock [Member] The 2008 Stock Option Plan [Member]	Treasury Stock [Member]	Unallocated Common Stock Held by Benefit Plans [Member]	AOCI Attributable to Parent [Member]	Retained Earnings [Member]	Noncontrolling Interest [Member]	The 401(k) Plan [Member]	The 2008 Stock Option Plan [Member]	Total
Balance (in shares) at Dec. 31, 2020				1,986,528
Balance at Dec. 31, 2020				$ 28				$ 15,282				$ (5,114)	$ (51)	$ 118	$ 18,465				$ 28,728
Common stock allocated by ESOP (in shares)																			7,214
Common stock allocated by ESOP								88					34						$ 122
Treasury stock purchase (in shares)				(1,398)
Treasury stock purchase												(25)							(25)
Reissuance of treasury stock (in shares)	9,421	1,964	7,500
Reissuance of treasury stock					$ (58)	$ 21	$ 40		$ 58	$ 12	$ 47						$ 33	$ 87
Stock based compensation expense								84											84
Cash dividends declared, per share															(398)				(398)
Net income															2,539	$ (121)			2,418
Other comprehensive loss, net														(84)					(84)
Balance (in shares) at Jun. 30, 2021				2,004,015
Balance at Jun. 30, 2021				$ 28				15,457				(5,022)	(17)	34	20,606	2,115			33,201
Noncontrolling interest initial contribution																2,236			2,236
Balance (in shares) at Mar. 31, 2021				1,989,483
Balance at Mar. 31, 2021				$ 28				15,382				(5,099)	(33)	60	19,316	2,203			$ 31,857
Common stock allocated by ESOP (in shares)																			3,607
Common stock allocated by ESOP								47					16						$ 63
Treasury stock purchase (in shares)				(1,122)
Treasury stock purchase												(20)							(20)
Reissuance of treasury stock (in shares)	9,421	733	5,500
Reissuance of treasury stock					(58)	9	36		58	4	35						13	71
Stock based compensation expense								41											41
Cash dividends declared, per share															(219)				(219)
Net income															1,509	(88)			1,421
Other comprehensive loss, net														(26)					(26)
Balance (in shares) at Jun. 30, 2021				2,004,015
Balance at Jun. 30, 2021				$ 28				15,457				(5,022)	$ (17)	34	20,606	2,115			$ 33,201
Balance (in shares) at Dec. 31, 2021				2,011,313															2,011,313
Balance at Dec. 31, 2021				$ 28				15,685				(4,977)		23	24,030	2,120			$ 36,909
Common stock allocated by ESOP (in shares)				8,000															8,000
Common stock allocated by ESOP								125				50							$ 175
Treasury stock purchase (in shares)				(1,209)
Treasury stock purchase												(28)							(28)
Reissuance of treasury stock (in shares)	9,123	1,494	17,000
Reissuance of treasury stock					(57)	24	43		57	9	105						33	148
Stock based compensation expense								84											84
Cash dividends declared, per share															(485)				(485)
Noncontrolling interest member distribution																(176)			(176)
Net income															4,019	1,541			5,560
Other comprehensive loss, net														(41)					$ (41)
Balance (in shares) at Jun. 30, 2022				2,045,721															2,045,721
Balance at Jun. 30, 2022				$ 28				15,904				(4,784)		(18)	27,564	3,485			$ 42,179
Balance (in shares) at Mar. 31, 2022				2,016,517
Balance at Mar. 31, 2022				$ 28				15,813				(4,955)		2	26,057	3,019			$ 39,964
Common stock allocated by ESOP (in shares)				4,000															4,000
Common stock allocated by ESOP								59				25							$ 84
Treasury stock purchase (in shares)				(571)
Treasury stock purchase												(14)							(14)
Reissuance of treasury stock (in shares)	9,123	652	16,000
Reissuance of treasury stock					$ (57)	$ 11	$ 36		$ 57	$ 4	$ 99						$ 15	$ 135
Stock based compensation expense								42											42
Cash dividends declared, per share															(263)				(263)
Noncontrolling interest member distribution																(59)			(59)
Net income															1,770	525			2,295
Other comprehensive loss, net														(20)					$ (20)
Balance (in shares) at Jun. 30, 2022				2,045,721															2,045,721
Balance at Jun. 30, 2022				$ 28				$ 15,904				$ (4,784)		$ (18)	$ 27,564	$ 3,485			$ 42,179

Consolidated Statements of St_2

Consolidated Statements of Stockholders' Equity (Unaudited) (Parentheticals) - $ / shares	3 Months Ended		6 Months Ended
	Jun. 30, 2022	Jun. 30, 2021	Jun. 30, 2022	Jun. 30, 2021
Common stock allocated by ESOP (in shares)	4,000	3,607	8,000	7,214
Cash dividends declared, per share (in dollars per share)	$ 0.13	$ 0.11	$ 0.24	$ 0.11

Consolidated Statements of Cash

Consolidated Statements of Cash Flows (Unaudited) - USD ($)	6 Months Ended
	Jun. 30, 2022	Jun. 30, 2021
Cash Flows from Operating Activities
Net income	$ 5,560,000	$ 2,418,000
Adjustments to reconcile net income to net cash used in operating activities:
Provision for loan losses	1,278,000	702,000
Depreciation of premises and equipment	177,000	148,000
Amortization of operating right-of-use assets	111,000	80,000
Amortization of subordinated debt issuance costs	16,000	17,000
Amortization of other intangible	24,000	24,000
Net amortization of securities premiums	0	6,000
Accretion of deferred loan fees and costs, net	(296,000)	(2,196,000)
Stock-based compensation expense	259,000	206,000
Gain on the sale of investment securities available for sale	0	(362,000)
Net gain on loans held for sale	(7,068,000)	(2,550,000)
Loans held for sale-originations	(247,162,000)	(157,831,000)
Loans held for sale-proceeds	271,726,000	125,103,000
Gain on the sale of SBA loans	(167,000)	(267,000)
Increase in the cash surrender value of bank-owned life insurance	(42,000)	(40,000)
Changes in assets and liabilities which provided (used) cash:
Accrued interest receivable	(515,000)	(304,000)
Prepaid expenses and other assets	(1,395,000)	1,493,000
Accrued interest payable	254,000	(44,000)
Accrued expenses and other liabilities	2,262,000	136,000
Net Cash Provided by (Used in) Operating Activities	25,022,000	(33,261,000)
Cash Flows from Investing Activities
Purchase of interest-earning time deposits	(1,840,000)	(294,000)
Redemption of interest-earning time deposits	1,553,000	1,778,000
Principal repayments on investment securities available for sale	0	532,000
Proceeds from the sale of investment securities available for sale	527,000	5,862,000
Net increase in loans receivable	(144,275,000)	(17,082,000)
Purchase of Federal Home Loan Bank stock	(5,652,000)	(473,000)
Redemption of Federal Home Loan Bank stock	3,630,000	560,000
Acquisition, net of cash acquired	0	1,259,000
Capitalized expenditures on other real estate owned	0	(56,000)
Purchase of premises and equipment	(277,000)	(182,000)
Net Cash Used in Investing Activities	(146,334,000)	(8,096,000)
Cash Flows from Financing Activities
Net increase in demand deposits, money markets, and savings accounts	135,828,000	104,399,000
Net increase (decrease) in certificate accounts	6,771,000	(33,715,000)
Increase (decrease) in advances from borrowers for taxes and insurance	1,300,000	(51,000)
Repayments of Federal Home Loan Bank short-term borrowings	(89,300,000)	(10,000,000)
Proceeds from Federal Home Loan Bank short-term borrowings	63,300,000	10,000,000
Repayments of Federal Home Loan Bank long-term borrowings	(4,000,000)	(4,000,000)
Proceeds from Federal Home Loan Bank long-term borrowings	80,000,000	0
Repayments of Federal Reserve Bank long-term borrowings	(3,895,000)	(30,267,000)
Repayments of other borrowings	0	(9,680,000)
Dividends paid	(485,000)	(398,000)
Noncontrolling interest capital distribution	(176,000)	0
Purchase of treasury stock	(28,000)	(25,000)
Proceeds from the reissuance of treasury stock	33,000	33,000
Proceeds from the exercise of stock options	148,000	87,000
Net Cash Provided by Financing Activities	189,496,000	26,383,000
Net Increase (Decrease) in Cash and Cash Equivalents	68,184,000	(14,974,000)
Cash and Cash Equivalents – Beginning of Year	10,705,000	33,913,000
Cash and Cash Equivalents – End of Year	78,889,000	18,939,000
Supplementary Disclosure of Cash Flow and Non-Cash Information:
Cash payments for interest	2,140,000	2,337,000
Cash payments for income taxes	2,267,000	1,620,000
Initial recognition of operating lease right-of use assets	560,000	670,000
Initial recognition of operating lease obligations	$ 502,000	$ 670,000

Note 1 - Financial Statement Pr

Note 1 - Financial Statement Presentation and Significant Accounting Policies	6 Months Ended
	Jun. 30, 2022
Notes to Financial Statements
Organization, Consolidation, Basis of Presentation, Business Description and Accounting Policies [Text Block]	Note 1 Financial Statement Presentation and Significant Accounting Policies Basis of Financial Presentation. June 30, 2022, six July 2009. February, 2019, July 2012 August 2016 October 2021 April 29, 2022, January 4, 2021, second The Bank is subject to regulation by the Pennsylvania Department of Banking and Securities and the Federal Deposit Insurance Corporation. Pursuant to the Bank’s election under Section 10 three The accompanying consolidated financial statements have been prepared in conformity with accounting principles generally accepted in the United States of America (US GAAP) for interim information and with the instructions to Form 10 not The foregoing consolidated financial statements are unaudited; but in the opinion of management include all adjustments (consisting only of normal recurring adjustments) necessary for a fair presentation thereof. The balances as of December 31, 2021 2021 10 six June 30, 2022 not may December 31, 2022. Use of Estimates in the Preparation of Financial Statements. Critical Accounting Policies. June 30, 2022 10 Recent Accounting Pronouncements Not June 2016, 2016 13, Financial Instruments - Credit Losses: Measurement of Credit Losses on Financial Instruments 2016 13 December 15, 2022, December 15, 2018. first one first The Company has contracted with a third third third 2022. impact of CECL to the Company’s financial statements is unknown at this time, the Company recognizes it may In November 2019, 2019 10, Financial Instruments Credit Losses (Topic 326 815 842 2016 13 December 15, 2022, one first one In January 2017, 2017 04, Simplifying the Test for Goodwill Impairment. 2 2, not December 15, 2019. November 2019, 2019 10, 326 815 842 350, December 15, 2022, not In May 2019, 2019 05, Financial Instruments Credit Losses, Topic 326 825 10.3. not 2016 13. not 2016 13, 2016 13. 2016 13, 2019 05 December 15, 2019, 2016 13 November, 2019, 2019 10, 326 815 842 944, Financial Services Insurance, December 15, 2021, December 15, 2023, December 15, 2024. not In March 2020, 2020 03, Codification Improvements to Financial Instruments 2016. seven not 825, Financial Instruments, 842 326. 2019 04 December 15, 2019, not 2016 01. 2016 13 not 2016 13. not 2016 13. 2016 13 December 15, 2019, not In March 2020, 2020 04, Reference Rate Reform (Topic 848 Facilitation of the Effects of Reference Rate Reform on Financial Reporting, March 2020, not not one December 31, 2022. In January 2021, 2021 01, Reference Rate Reform (Topic 848 848. 2021 01 848. 2021 01 may March 12, 2020, not December 31, 2022, December 31, 2022, December 31, 2022, In March 2022, 2022 02, Financial Instruments - Credit Losses (ASC 326 326 326 2016 13 December 15, 2022. Reclassifications. 2021 2022 not no

Note 2 - Earnings Per Share

Note 2 - Earnings Per Share	6 Months Ended
	Jun. 30, 2022
Notes to Financial Statements
Earnings Per Share [Text Block]	Note 2 Earnings Per Share Earnings per share (“EPS”) consists of two two not three six June 30, 2022 2021, 2008 2013 2018 The following table sets forth the composition of the weighted average shares (denominator) used in the basic and dilutive earnings per share computations. For the Three Months Ended June 30, For the Six Months Ended June 30, 2022 2021 2022 2021 Net Income Attributable to Quaint Oak Bancorp, Inc. $ 1,770,000 $ 1,509,000 $ 4,019,000 $ 2,539,000 Weighted average shares outstanding – basic 2,038,479 1,991,617 2,023,511 1,985,844 Effect of dilutive common stock equivalents 122,797 99,874 118,658 93,136 Adjusted weighted average shares outstanding – diluted 2,161,277 2,091,490 2,142,169 2,078,980 Basic earnings per share $ 0.87 $ 0.76 $ 1.99 $ 1.28 Diluted earnings per share $ 0.82 $ 0.72 $ 1.88 $ 1.22 The following table presents the changes in accumulated other comprehensive income (loss) by component, net of tax, for the three six June 30, 2022 2021 Unrealized Gains (Losses) on Investment Securities Available for Sale (1) For the Three Months Ended June 30, For the Six Months Ended June 30, 2022 2021 2022 2021 Balance at the beginning of the period $ 2 $ 60 $ 23 $ 118 Other comprehensive income (loss) before classifications (20 ) 10 (41 ) 202 Amount reclassified from accumulated other comprehensive income (loss) - (36 ) - (286 ) Total other comprehensive income (loss) (20 ) (26 ) (41 ) (84 ) Balance at the end of the period $ (18 ) $ 34 $ (18 ) $ 34 _________________ ( 1 The following table presents significant amounts reclassified out of each component of accumulated other comprehensive (loss) income for the three six June 30, 2022 2021 Details About Other Comprehensive Loss Amount Reclassified from Accumulated Other Comprehensive (Loss) Income (1) Affected Line Item in the Statement of Income For the Three Months Ended June 30, For the Six Months Ended June 30, 2022 2021 2022 2021 Unrealized losses on investment securities available for sale $ -- $ 45 $ -- $ 362 Gain on sales of investment securities available for sale - (9 ) - (76 ) Income taxes $ - $ 36 $ - $ 286 ( 1

Note 4 - Investment in Interest

Note 4 - Investment in Interest-earning Time Deposits	6 Months Ended
	Jun. 30, 2022
Notes to Financial Statements
Investments and Other Noncurrent Assets [Text Block]	Note 4 Investment in Interest-Earning Time Deposits The investment in interest-earning time deposits as of June 30, 2022 December 31, 2021, June 30, 2022 December 31, 2021 Due in one year or less $ 5,768 $ 4,487 Due after one year through five years 2,443 3,437 Total $ 8,211 $ 7,924

Note 5 - Investment Securities

Note 5 - Investment Securities Available for Sale	6 Months Ended
	Jun. 30, 2022
Notes to Financial Statements
Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block]	Note 5 Investment Securities Available for Sale The amortized cost, gross unrealized gains and losses, and fair value of investment securities available for sale at June 30, 2022 December 31, 2021 June 30, 2022 Amortized Cost Gross Unrealized Gains Gross Unrealized (Losses) Fair Value Available for Sale: Mortgage-backed securities: Government National Mortgage Association securities $ 3,359 $ - $ (26 ) $ 3,333 Federal National Mortgage Association securities 118 4 - 122 Total available-for-sale-securities $ 3,477 $ 4 $ (26 ) $ 3,455 December 31, 2021 Amortized Cost Gross Unrealized Gains Gross Unrealized (Losses) Fair Value Available for Sale: Mortgage-backed securities: Government National Mortgage Association securities $ 3,860 $ 22 $ - $ 3,882 Federal National Mortgage Association securities 144 7 - 151 Total available-for-sale-securities $ 4,004 $ 29 $ - $ 4,033 The amortized cost and fair value of mortgage-backed securities at June 30, 2022, may Available for Sale Amortized Cost Fair Value Due after five years through ten years $ - $ - Due after ten years $ 3,477 $ 3,455 Total $ 3,477 $ 3,455 The following tables show the Company’s gross unrealized losses and fair value, aggregated by investment category and length of time that the individual securities have been in a continuous unrealized loss position at June 30, 2022 ( June 30, 2022 Less than Twelve Months Twelve Months or Greater Total Number of Securities Fair Value Gross Unrealized Losses Fair Value Gross Unrealized Losses Fair Value Gross Unrealized Losses Government National Mortgage Association securities 10 $ 3,333 $ (26 ) $ - $ - $ 3,333 $ (26 ) At December 31, 2021, three six June 30, 2022 2021.

Note 6 - Loans Receivable, Net

Note 6 - Loans Receivable, Net and Allowance for Loan Losses	6 Months Ended
	Jun. 30, 2022
Notes to Financial Statements
Financing Receivables [Text Block]	Note 6 The composition of net loans receivable is as follows (in thousands): June 30, 2022 December 31, 2021 Real estate loans: One-to-four family residential: Owner occupied $ 15,652 $ 9,779 Non-owner occupied 39,385 38,752 Total one-to-four family residential 55,037 48,531 Multi-family (five or more) residential 43,540 29,344 Commercial real estate 298,340 183,822 Construction 25,695 15,843 Home equity 4,883 4,706 Total real estate loans 427,495 282,246 Commercial business (1) 128,239 129,608 Other consumer 4 12 Total Loans 555,738 411,866 Deferred loan fees and costs (1,772 ) (2,638 ) Allowance for loan losses (6,540 ) (5,262 ) Net Loans $ 547,426 $ 403,966 ( 1 June 30, 2022 December 31, 2021, The following tables present the classes of the loan portfolio summarized by the aggregate pass rating and the classified ratings of special mention, substandard and doubtful within the Company’s internal risk rating system as of June 30, 2022 December 31, 2021 June 30, 2022 Pass Special Mention Substandard Doubtful Total One-to-four family residential owner occupied $ 15,652 $ - $ - $ - $ 15,652 One-to-four family residential non-owner occupied 39,376 - 9 - 39,385 Multi-family residential 41,817 - 1,723 - 43,540 Commercial real estate 296,572 - 1,768 - 298,340 Construction 25,695 - - - 25,695 Home equity 4,883 - - - 4,883 Commercial business 126,005 - 2,234 - 128,239 Other consumer 4 - - - 4 Total $ 550,004 $ - $ 5,734 $ - $ 555,738 December 31, 2021 Pass Special Mention Substandard Doubtful Total One-to-four family residential owner occupied $ 9,365 $ 414 $ - $ - $ 9,779 One-to-four family residential non-owner occupied 38,743 - 9 - 38,752 Multi-family residential 27,621 1,723 - - 29,344 Commercial real estate 181,914 - 1,908 - 183,822 Construction 15,843 - - - 15,843 Home equity 4,706 - - - 4,706 Commercial business 125,725 - 3,883 - 129,608 Other consumer 12 - - - 12 Total $ 403,929 $ 2,137 $ 5,800 $ - $ 411,866 The following table presents impaired loans by class, segregated by those for which a specific allowance was required and those for which a specific allowance was not June 30, 2022 June 30, 2022 Recorded Investment Unpaid Principal Balance Related Allowance Average Recorded Investment Interest Income Recognized With no related allowance recorded: One-to-four family residential owner occupied $ - $ - $ - $ - $ - One-to-four family residential non-owner occupied 9 9 - 9 - Multi-family residential 1,723 1,723 - 1,723 - Commercial real estate 131 131 - 131 6 Construction - - - - - Home equity - - - - - Commercial business - - - - - Other consumer - - - - - - With an allowance recorded: One-to-four family residential owner occupied $ - $ - $ - $ - $ - One-to-four family residential non-owner occupied - - - - - Multi-family residential - - - - - Commercial real estate - - - - - Construction - - - - - Home equity - - - - - Commercial business - - - - - Other consumer - - - - - Total: One-to-four family residential owner occupied $ - $ - $ - $ - $ - One-to-four family residential non-owner occupied 9 9 - 9 - Multi-family residential 1,723 1,723 - 1,723 - Commercial real estate 131 131 - 131 6 Construction - - - - - Home equity - - - - - Commercial business - - - - - Other consumer - - - - - Total $ 1,863 $ 1,863 $ - $ 1,863 $ 6 The following table presents impaired loans by class, segregated by those for which a specific allowance was required and those for which a specific allowance was not December 31, 2021 December 31, 2021 Recorded Investment Unpaid Principal Balance Related Allowance Average Recorded Investment Interest Income Recognized With no related allowance recorded: One-to-four family residential owner occupied $ - $ - $ - $ 66 $ - One-to-four family residential non-owner occupied 9 9 - 9 - Multi-family residential - - - - - Commercial real estate 131 131 - 131 12 Construction - - - - - Home equity - - - - - Commercial business - - - 18 - Other consumer - - - - - With an allowance recorded: One-to-four family residential owner occupied $ - $ - $ - $ - $ - One-to-four family residential non-owner occupied - - - - - Multi-family residential - - - - - Commercial real estate - - - - - Construction - - - - - Home equity - - - - - Commercial business - - - - - Other consumer - - - - - Total: One-to-four family residential owner occupied $ - $ - $ - $ 66 $ - One-to-four family residential non-owner occupied 9 9 - 9 - Multi-family residential - - - - - Commercial real estate 131 131 - 131 12 Construction - - - - - Home equity - - - - - Commercial business - - - 18 - Other consumer - - - - - Total $ 140 $ 140 $ - $ 224 $ 12 The loan portfolio also includes certain loans that have been modified in a troubled debt restructuring, where economic concessions have been granted to borrowers who have experienced or are expected to experience financial difficulties. These concessions typically result from loss mitigation activities and could include reductions in the interest rate, payment extensions, forbearance, or other actions. At both June 30, 2022, December 31, 2021, two one June 30, 2022. June 30, 2022, no not six The following tables present the Company’s TDR loans as of June 30, 2022 December 31, 2021 ( June 30, 2022 Number of Contracts Recorded Investment Non- Accrual Accruing Related Allowance One-to-four family residential owner occupied - $ - $ - $ - $ - One-to-four family residential non-owner occupied 1 9 9 - - Multi-family residential - - - - - Commercial real estate 1 131 - 131 - Construction - - - - - Home equity - - - - - Commercial business - - - - - Other consumer - - - - - Total 2 $ 140 $ 9 $ 131 $ - December 31, 2021 Number of Contracts Recorded Investment Non- Accrual Accruing Related Allowance One-to-four family residential owner occupied - $ - $ - $ - $ - One-to-four family residential non-owner occupied 1 9 9 - - Multi-family residential - - - - - Commercial real estate 1 131 - 131 - Construction - - - - - Home equity - - - - - Commercial business - - - - - Other consumer - - - - - Total 2 $ 140 $ 9 $ 131 $ - The contractual aging of the TDRs in the table above as of June 30, 2022 December 31, 2021 June 30, 2022 Current Past Due 30-89 Days 90 Days or More Past Due Non- Accrual Total One-to-four family residential owner occupied $ - $ - $ - $ - $ - One-to-four family residential non-owner occupied - - - 9 9 Multi-family residential - - - - - Commercial real estate 131 - - - 131 Construction - - - - - Home equity - - - - - Commercial business - - - - - Other consumer - - - - - Total $ 131 $ - $ - $ 9 $ 140 December 31, 2021 Current Past Due 30-89 Days 90 Days or More Past Due Non- Accrual Total One-to-four family residential owner occupied $ - $ - $ - $ - $ - One-to-four family residential non-owner occupied - - - 9 9 Multi-family residential - - - - - Commercial real estate 131 - - - 131 Construction - - - - - Home equity - - - - - Commercial business - - - - - Other consumer - - - - - Total $ 131 $ - $ - $ 9 $ 140 Any reserve for an impaired TDR loan is based upon the present value of the future expected cash flows discounted at the loan’s original effective rate or upon the fair value of the collateral less costs to sell, if the loan is deemed collateral dependent. At June 30, 2022 The general practice of the Bank is to work with borrowers so that they are able to pay back their loan in full. If a borrower continues to be delinquent or cannot meet the terms of a TDR modification and the loan is determined to be uncollectible, the loan will be charged off. Following is a summary, by loan portfolio class, of changes in the allowance for loan losses for the three six June 30, 2022 June 30, 2022 ( June 30, 2022 1-4 Family Residential Owner Occupied 1-4 Family Residential Non-Owner Occupied Multi-Family Residential Commercial Real Estate Construction Home Equity Commercial Business and Other Consumer Unallocated Total For the Three Months Ended June 30, 2022 Allowance for loan losses: Beginning balance $ 99 $ 305 $ 464 $ 2,637 $ 132 $ 28 $ 1,876 $ 400 $ 5,941 Charge-offs - - - - - - - - - Recoveries - - - - - - - - - Provision 5 (29 ) (87 ) 746 151 4 (141 ) (50 ) 599 Ending balance $ 104 $ 276 $ 377 $ 3,383 $ 283 $ 32 $ 1,735 $ 350 $ 6,540 For the Six Months Ended June 30, 2022 Allowance for loan losses: Beginning balance $ 73 $ 292 $ 249 $ 2,475 $ 119 $ 29 $ 1,625 $ 400 $ 5,262 Charge-offs - - - - - - - - - Recoveries - - - - - - - - - Provision 31 (16 ) 128 908 164 3 110 (50 ) 1,278 Ending balance $ 104 $ 276 $ 377 $ 3,383 $ 283 $ 32 $ 1,735 $ 350 $ 6,540 Ending balance evaluated for impairment: Individually $ - $ - $ - $ - $ - $ - $ - $ - $ - Collectively $ 104 $ 276 $ 377 $ 3,383 $ 283 $ 32 $ 1,735 $ 350 $ 6,540 Loans receivable: Ending balance: $ 15,652 $ 39,385 $ 43,540 $ 298,340 $ 25,695 $ 4,883 $ 128,243 $ 555,738 Ending balance evaluated for impairment: Individually $ - $ 9 $ 1,723 $ 131 $ - $ - $ - $ 1,863 Collectively $ 15,652 $ 39,376 $ 41,817 $ 298,209 $ 25,695 $ 4,883 $ 128,243 $ 553,875 The Bank allocated increased allowance for loan loss provisions to the commercial real estate loan portfolio class for the three six June 30, 2022, three six June 30, 2022 six June 30, 2022, three six June 30, 2022 three June 30, 2022, Following is a summary, by loan portfolio class, of changes in the allowance for loan losses for the three six June 30, 2021 June 30, 2021 ( June 30, 2021 1-4 Family Residential Owner Occupied 1-4 Family Residential Non-Owner Occupied Multi-Family Residential Commercial Real Estate Construction Home Equity Commercial Business and Other Consumer Unallocated Total For the Three Months Ended June 30, 2021 Allowance for loan losses: Beginning balance $ 107 $ 376 $ 232 $ 1,379 $ 57 $ 27 $ 887 $ 250 $ 3,315 Charge-offs - - - - - - (17 ) - (17 ) Recoveries - - - - - - - - - Provision (35 ) (20 ) 10 238 106 (1 ) 100 50 448 Ending balance $ 72 $ 356 $ 242 $ 1,617 $ 163 $ 26 $ 970 $ 300 $ 3,746 For the Six Months Ended June 30, 2021 Allowance for loan losses: Beginning balance $ 88 $ 362 $ 229 $ 1,287 $ 62 $ 20 $ 763 $ 250 $ 3,061 Charge-offs - - - - - - (17 ) - (17 ) Recoveries - - - - - - - - - Provision (16 ) (6 ) 13 330 101 6 224 50 702 Ending balance $ 72 $ 356 $ 242 $ 1,617 $ 163 $ 26 $ 970 $ 300 $ 3,746 Ending balance evaluated for impairment: Individually $ - $ - $ - $ - $ - $ - $ - $ - $ - Collectively $ 72 $ 356 $ 242 $ 1,617 $ 163 $ 26 $ 970 $ 300 $ 3,746 The Bank allocated increased allowance for loan loss provisions to the commercial business loan portfolio class for the three June 30, 2021, three June 30, 2021, 19 Following is a summary, by loan portfolio class, of changes in the allowance for loan losses for the year ended December 31, 2021 December 31, 2021 ( December 31, 2021 1-4 Family Residential Owner Occupied 1-4 Family Residential Non-Owner Occupied Multi-Family Residential Commercial Real Estate Construction Home Equity Commercial Business and Other Consumer Unallocated Total Allowance for loan losses: Beginning balance $ 88 $ 362 $ 229 $ 1,287 $ 62 $ 20 $ 763 $ 250 $ 3,061 Charge-offs - - - - - - (17 ) - (17 ) Recoveries - - - - - - 17 - 17 Provision (15 ) (70 ) 20 1,188 57 9 862 150 2,201 Ending balance $ 73 $ 292 $ 249 $ 2,475 $ 119 $ 29 $ 1,625 $ 400 $ 5,262 Ending balance evaluated for impairment: Individually $ - $ - $ - $ - $ - $ - $ - $ - $ - Collectively $ 73 $ 292 $ 249 $ 2,475 $ 119 $ 29 $ 1,625 $ 400 $ 5,262 Loans receivable Ending balance $ 9,779 $ 38,752 $ 29,344 $ 183,822 $ 15,843 $ 4,706 $ 129,620 $ 411,866 Ending balance evaluated for impairment: Individually $ - $ 9 $ - $ 131 $ - $ - $ - $ 140 Collectively $ 9,779 $ 38,743 $ 29,344 $ 183,691 $ 15,843 $ 4,706 $ 129,620 $ 411,726 The Bank allocated increased allowance for loan loss provisions to the commercial real estate loan portfolio class for the year ended December 31, 2021, December 31, 2021, December 31, 2021, December 31, 2021, 19 December 31, 2021 19 The following table presents non-accrual loans by classes of the loan portfolio as of June 30, 2022 December 31, 2021 ( June 30, 2022 December 31, 2021 One-to-four family residential owner occupied $ - $ - One-to-four family residential non-owner occupied 9 9 Multi-family residential 1,723 - Commercial real estate - - Construction - - Home equity - - Commercial business - - Other consumer - - Total $ 1,732 $ 9 The performance and credit quality of the loan portfolio is also monitored by analyzing the age of the loans receivable as determined by the length of time a recorded payment is past due. The following tables present the classes of the loan portfolio summarized by the past due status as of June 30, 2022 December 31, 2021 ( June 30, 2022 30-89 Days Past Due 90 Days or More Past Due Total Past Due Current Total Loans Receivable Loans Receivable 90 Days or More Past Due and Accruing One-to-four family residential owner occupied $ 411 $ - $ 411 $ 15,241 $ 15,652 $ - One-to-four family residential non-owner occupied 40 9 49 39,336 39,385 - Multi-family residential - 1,723 1,723 41,817 43,540 - Commercial real estate 1,384 - 1,384 296,956 298,340 - Construction - - - 25,695 25,695 - Home equity 54 - 54 4,829 4,883 - Commercial business 169 - 169 128,070 128,239 - Other consumer - - - 4 4 - Total $ 2,058 $ 1,732 $ 3,790 $ 551,948 $ 555,738 $ - December 31, 2021 30-89 Days Past Due 90 Days or More Past Due Total Past Due Current Total Loans Receivable Loans Receivable 90 Days or More Past Due and One-to-four family residential owner occupied $ 809 $ - $ 809 $ 8,970 $ 9,779 $ - One-to-four family residential non-owner occupied 285 9 294 38,458 38,752 - Multi-family residential - - - 29,344 29,344 - Commercial real estate - - - 183,822 183,822 - Construction - - - 15,843 15,843 - Home equity - - - 4,706 4,706 - Commercial business 367 - 367 129,241 129,608 - Other consumer - - - 12 12 - Total $ 1,461 $ 9 $ 1,470 $ 410,396 $ 411,866 $ - Non-performing loans, which consist of non-accruing loans plus accruing loans 90 June 30, 2022 December 31, 2021. For the three June 30, 2022 2021 three six June 30, 2022 three six June 30, 2021.

Note 7 - Goodwill and Other Int

Note 7 - Goodwill and Other Intangible, Net	6 Months Ended
	Jun. 30, 2022
Notes to Financial Statements
Goodwill and Intangible Assets Disclosure [Text Block]	Note 7 Goodwill and Other Intangible, Net On January 4, 2021, second August 1, 2016, ten June 30, 2022 three six June 30, 2022 2021 $24,000

Note 8 - Deposits

Note 8 - Deposits	6 Months Ended
	Jun. 30, 2022
Notes to Financial Statements
Deposit Liabilities Disclosures [Text Block]	Note 8 Deposits Deposits consist of the following classifications (in thousands): June 30, 2022 December 31, 2021 Non-interest bearing checking accounts $ 73,534 $ 64,730 Passbook accounts 5 10 Savings accounts 1,533 1,828 Money market accounts 328,012 200,688 Certificates of deposit 186,681 179,910 Total deposits $ 589,765 $ 447,166

Note 9 - Borrowings

Note 9 - Borrowings	6 Months Ended
	Jun. 30, 2022
Notes to Financial Statements
Debt Disclosure [Text Block]	Note 9 Borrowings Federal Home Loan Bank advances consist of the following at June 30, 2022 December 31, 2021 ( June 30, 2022 December 31, 2021 Amount Weighted Interest Rate Amount Weighted Interest Rate Short-term borrowings $ - - % $ 26,000 0.28 % Fixed rate borrowings maturing: 2022 33,171 1.48 7,171 2.10 2023 57,000 2.22 7,000 2.16 2024 6,167 2.05 6,167 2.05 2025 2,855 1.25 2,855 1.25 Total FHLB long-term debt $ 99,193 1.93 % $ 23,193 2.00 % Federal Reserve Bank long-term borrowings decreased $3.9 million, or 100.0%, to none at June 30, 2022 December 31, 2021 first not second 0.35% two There were no other short-term borrowings representing outstanding balances on two two June 30, 2022.

Note 10 - Stock Compensation Pl

Note 10 - Stock Compensation Plans	6 Months Ended
	Jun. 30, 2022
Notes to Financial Statements
Share-Based Payment Arrangement [Text Block]	Note 10 Stock Compensation Plans Employee Stock Ownership Plan The Company maintains an Employee Stock Ownership Plan (ESOP) for the benefit of employees who meet the eligibility requirements of the plan. Using proceeds from a loan from the Company, the ESOP purchased 8%, or 222,180 shares of the Company’s then outstanding common stock in the open market during 2007. September 30, 2021. September 30, 2021. During the second 2022, three six June 30, 2022, three six June 30, 2021, Stock Incentive Plans – Share Awards I n May 2013, 2013 “2013 2013 May 2013 may May 2018, 2018 “2018 2018 May 2018 may As of June 30, 2022 2013 2018 2018 2013 2013 2018 five A summary of the status of the share awards under the 2013 2018 June 30, 2022 2021 six June 30, 2022 2021 June 30, 2022 June 30, 2021 Number of Shares Weighted Average Grant Date Fair Value Number of Shares Weighted Average Grant Date Fair Value Unvested at the beginning of the period 18,845 $ 13.30 28,266 $ 13.30 Granted - - - - Vested (9,123 ) 13.30 (9,421 ) 13.30 Forfeited (600 ) 13.30 - - Unvested at the end of the period 9,122 $ 13.30 18,845 $ 13.30 Compensation expense on the restricted stock awards is recognized ratably over the five three June 30, 2022 2021, three June 30, 2022 2021, six June 30, 2022 2021, six June 30, 2022 2021. June 30, 2022, Stock Option and Stock Incentive Plans – Stock Options In May 2008, 2008 no February 13, 2018, 2013 10 2013 May 2013 may 2018 May 2018 may All incentive stock options issued under the Option Plan and the 2013 2018 422 five ten As of June 30, 2022, 2013 2018 2018 2013 five ten A summary of option activity under the Company’s Option Plan and 2013 2018 June 30, 2022 2021 three June 30, 2022 2021 2022 2021 Number of Shares Weighted Average Exercise Price Weighted Average Remaining Contractual Life (in years) Number of Shares Weighted Average Exercise Price Weighted Average Remaining Contractual Life (in years) Outstanding at the beginning of the period 233,136 $ 10.96 4.2 240,636 $ 10.98 5.2 Granted - - - - - - Exercised (17,000 ) 8.71 - (7,500 ) 11.57 - Forfeited (2,000 ) 13.30 - - - - Outstanding at end of period 214,136 $ 11.12 3.9 233,136 $ 10.96 4.7 Exercisable at end of period 183,209 $ 10.79 6.0 180,081 $ 10.28 5.6 During both the three June 30, 2022 2021, $1,000, six June 30, 2022 2021, $1,000 June 30, 2022,

Note 11 - Fair Value Measuremen

Note 11 - Fair Value Measurements and Fair Values of Financial Instruments	6 Months Ended
	Jun. 30, 2022
Notes to Financial Statements
Fair Value Disclosures [Text Block]	Note 11 Fair Value Measurements and Fair Values of Financial Instruments Fair value estimates are based on quoted market prices, if available, quoted market prices of similar assets or liabilities, or the present value of expected future cash flows and other valuation techniques. These valuations are significantly affected by discount rates, cash flow assumptions, and risk assumptions used. Therefore, fair values estimates may not not may Fair value is determined at one not not not not The following disclosures show the hierarchal disclosure framework associated with the level of pricing observations utilized in measuring assets and liabilities at fair value. The three Level I: Quoted prices are available in active markets for identical assets or liabilities as of the reported date. Level II: Pricing inputs are other than the quoted prices in active markets, which are either directly or indirectly observable as of the reported date. The nature of these assets and liabilities includes items for which quoted prices are available but traded less frequently and items that are fair-valued using other financial instruments, the parameters of which can be directly observed. Level III: Valuations derived from valuation techniques in which one This hierarchy requires the use of observable market data when available. The methods of determining the fair value of assets and liabilities presented in this note are consistent with our methodologies disclosed in Note 19 2021 10 3 The following is a discussion of assets and liabilities measured at fair value on a recurring and non-recurring basis and valuation techniques applied: Investment Securities Available For Sale: 2 We may Impaired Loans: 3 Other Real Estate Owned: 3 The table below sets forth the financial assets and liabilities that were accounted for on a recurring and nonrecurring basis by level within the fair value hierarchy as of June 30, 2022 ( June 30, 2022 Fair Value Measurements Using: Total Fair Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Unobservable Inputs (Level 3) Recurring fair value measurements: Investment securities available for sale Government National Mortgage Association mortgage-backed securities $ 3,333 $ - $ 3,333 $ - Federal National Mortgage Association mortgage- backed securities 122 - 122 - Total investment securities available for sale $ 3,455 $ - $ 3,455 $ - Total recurring fair value measurements $ 3,455 $ - $ 3,455 $ - Nonrecurring fair value measurements Impaired loans $ 1,863 $ - $ - $ 1,863 Total nonrecurring fair value measurements $ 1,863 $ - $ - $ 1,863 The table below sets forth the financial assets and liabilities that were accounted for on a recurring and nonrecurring basis by level within the fair value hierarchy as of December 31, 2021 ( December 31, 2021 Fair Value Measurements Using: Total Fair Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Unobservable Inputs (Level 3) Recurring fair value measurements: Investment securities available for sale Government National Mortgage Association mortgage-backed securities $ 3,882 $ - $ 3,882 $ - Federal National Mortgage Association mortgage- backed securities 151 - 151 - Total investment securities available for sale $ 4,033 $ - $ 4,033 $ - Total recurring fair value measurements $ 4,033 $ - $ 4,033 $ - Nonrecurring fair value measurements Impaired loans $ 140 $ - $ - $ 140 Total nonrecurring fair value measurements $ 140 $ - $ - $ 140 The following table presents additional quantitative information about assets measured at fair value on a nonrecurring basis and for which the Company has used Level 3 June 30, 2022 December 31, 2021 ( June 30, 2022 Quantitative Information About Level 3 Fair Value Measurements Total Fair Value Valuation Techniques Unobservable Input Range (Weighted Average) Impaired loans $ 1,863 Appraisal of collateral (1) Appraisal adjustments (2) 8% (8%) December 31, 2021 Quantitative Information About Level 3 Fair Value Measurements Total Fair Value Valuation Techniques Unobservable Input Range (Weighted Average) Impaired loans $ 140 Appraisal of collateral (1) Appraisal adjustments (2) 8% (8%) ________________ ( 1 Fair value is generally determined through independent appraisals of the underlying collateral, which generally include various Level 3 ( 2 Appraisals may The estimated fair values of the Company’s financial instruments that are not June 30, 2022 December 31, 2021 Fair Value Measurements at June 30, 2022 Carrying Amount Fair Value Estimate Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Unobservable Inputs (Level 3) Financial Assets Investment in interest-earning time deposits $ 8,211 $ 8,325 $ - $ - $ 8,325 Loans held for sale 90,327 95,437 - 95,437 - Loans receivable, net 547,426 553,379 - - 553,379 Financial Liabilities Deposits 589,765 582,625 394,464 - 188,161 FHLB long-term borrowings 99,193 98,969 - - 98,969 Subordinated debt 7,949 7,978 - - 7,978 Fair Value Measurements at December 31, 2021 Carrying Amount Fair Value Estimate Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Unobservable Inputs (Level 3) Financial Assets Investment in interest-earning time deposits $ 7,924 $ 8,091 $ - $ - $ 8,091 Loans held for sale 107,823 112,843 - 112,843 - Loans receivable, net 403,966 409,203 - - 409,203 Financial Liabilities Deposits 447,166 446,576 267,255 - 179,321 FHLB long-term borrowings 23,193 23,231 - - 23,231 FRB long-term borrowings 3,895 3,895 - - 3,895 Subordinated debt 7,933 8,312 - - 8,312 For cash and cash equivalents, accrued interest receivable, investment in FHLB stock, bank-owned life insurance, FHLB short-term borrowings, accrued interest payable, and advances from borrowers for taxes and insurance, the carrying value is a reasonable estimate of the fair value and are considered Level 1

Note 12 - Operating Segments

Note 12 - Operating Segments	6 Months Ended
	Jun. 30, 2022
Notes to Financial Statements
Segment Reporting Disclosure [Text Block]	Note 12 Operating Segments The Company's operations currently consist of two two The Banking Segment generates its revenues primarily from its lending, deposit gathering and fee business activities. The profitability of this segment's operations depends primarily on its net interest income after provision for credit losses, which is the difference between interest earned on interest earning assets and interest paid on interest bearing liabilities less provision for credit losses. The provision for credit losses is almost entirely dependent on changes in the Banking Segment's loan portfolio and management’s assessment of the collectability of the loan portfolio as well as prevailing economic and market conditions. The profitability of this segment’s operations also depends on the generation of non-interest income which includes fees and commissions generated by Quaint Oak Bank and its wholly-owned subsidiaries, Quaint Oak Real Estate, LLC, Quaint Oak Abstract, LLC, Quaint Oak Insurance Agency, LLC, Oakmont Capital Holdings, LLC, and Oakmont Commercial, LLC, which are included in the Banking Segment for segment reporting purposes. The Banking Segment is also subject to an extensive system of laws and regulations that are intended primarily for the protection of depositors and other customers, federal deposit insurance funds and the banking system as a whole. These laws and regulations govern such areas as capital, permissible activities, allowance for loan and lease losses, loans and investments, and rates of interest that can be charged on loans. For segment reporting purposes, Quaint Oak Bancorp, Inc. is included as part of the Company’s Banking segment. The Mortgage Banking Segment originates residential mortgage loans which are sold into the secondary market along with the loans’ servicing rights. The profitability of this segment’s operations depends primarily on the gains realized from the sale of loans and processing fees. The Mortgage Banking Segment is also subject to an extensive system of laws and regulations that are intended primarily for the protection of consumers. The following table presents summary financial information for the reportable segments (in thousands): As of or for the Three Months Ended June 30, 2022 2021 Quaint Oak Bank(1) Quaint Oak Mortgage Consolidated Quaint Oak Bank(1) Quaint Oak Mortgage Consolidated Net Interest Income (Loss) $ 5,807 $ 3 $ 5,810 $ 4,799 $ (62 ) $ 4,737 Provision for Loan Losses 599 - 599 448 - 448 Net Interest Income (Loss) after Provision for Loan Losses 5,208 3 5,211 4,351 (62 ) 4,289 Non-Interest Income Mortgage banking, equipment lending and title abstract fees 805 19 824 402 120 522 Real estate sales commissions, net 64 - 64 33 - 33 Insurance commissions 139 - 139 133 - 133 Other fees and services charges 82 - 82 51 - 51 Net loan servicing income 308 - 308 328 - 328 Income from bank-owned life insurance 22 - 22 21 - 21 Net gain on loans held for sale 2,222 636 2,858 421 914 1,335 Gain on sale of investment securities available for sale - - - 45 - 45 Gain on the sale of SBA loans 34 - 34 66 - 66 Total Non-Interest Income 3,676 655 4,331 1,500 1,034 2,534 Non-Interest Expense Salaries and employee benefits 4,389 502 4,891 2,935 504 3,439 Directors’ fees and expenses 72 - 72 60 - 60 Occupancy and equipment 391 75 466 312 75 387 Data processing 131 32 163 127 75 202 Professional fees 203 25 228 200 18 218 FDIC deposit insurance assessment 113 - 113 73 - 73 Other real estate owned expenses - - - 3 - 3 Advertising 121 33 154 109 13 122 Amortization of other intangible 12 - 12 12 - 12 Other 450 40 490 294 25 319 Total Non-Interest Expense 5,882 707 6,589 4,125 710 4,835 Pretax Segment Profit (Loss) $ 3,002 $ (49 ) $ 2,953 $ 1,726 $ 262 $ 1,988 Segment Assets $ 734,104 $ 17,818 $ 751,922 $ 486,776 $ 40,200 $ 526,976 ( 1 Commercial and Oakmont Capital Holdings, LLC. As of or for the Six Months Ended June 30, 2022 2021 Quaint Oak Bank(1) Quaint Oak Mortgage Consolidated Quaint Oak Bank(1) Quaint Oak Mortgage Consolidated Net Interest Income (Loss) $ 11,310 $ (23 ) $ 11,287 $ 8,541 $ (176 ) $ 8,365 Provision for Loan Losses 1,278 - 1,278 702 - 702 Net Interest Income (Loss) after Provision for Loan Losses 10,032 (23 ) 10,009 7,839 (176 ) 7,663 Non-Interest Income Mortgage banking, equipment lending and title abstract fees 790 671 1,461 838 215 1,053 Real estate sales commissions, net 125 - 125 64 - 64 Insurance commissions 255 - 255 240 - 240 Other fees and services charges 248 - 248 173 - 173 Net loan servicing income 474 - 474 551 - 551 Income from bank-owned life insurance 43 - 43 40 - 40 Net gain on loans held for sale 6,546 522 7,068 1,045 1,505 2,550 Gain on sale of investment securities available for sale - - - 362 - 362 Gain on the sale of SBA loans 167 - 167 267 - 267 Total Non-Interest Income 8,648 1,193 9,841 3,580 1,720 5,300 Non-Interest Expense Salaries and employee benefits 8,477 1,005 9,482 5,863 976 6,839 Directors’ fees and expenses 143 - 143 128 - 128 Occupancy and equipment 743 143 886 610 154 764 Data processing 289 71 360 257 150 407 Professional fees 361 51 412 346 35 381 FDIC deposit insurance assessment 229 - 229 124 - 124 Other real estate owned expenses - - - 12 - 12 Advertising 297 65 362 200 27 227 Amortization of other intangible 24 - 24 24 - 24 Other 815 58 873 603 45 648 Total Non-Interest Expense 11,378 1,393 12,771 8,167 1,387 9,554 Pretax Segment Profit (Loss) $ 7,302 $ (223 ) $ 7,079 $ 3,252 $ 157 $ 3,409 Segment Assets $ 734,104 $ 17,818 $ 751,922 $ 486,776 $ 40,200 $ 526,976 ( 1 Commercial and Oakmont Capital Holdings, LLC.

Significant Accounting Policies

Significant Accounting Policies (Policies)	6 Months Ended
	Jun. 30, 2022
Accounting Policies [Abstract]
Basis of Accounting, Policy [Policy Text Block]	Basis of Financial Presentation. June 30, 2022, six July 2009. February, 2019, July 2012 August 2016 October 2021 April 29, 2022, January 4, 2021, second The Bank is subject to regulation by the Pennsylvania Department of Banking and Securities and the Federal Deposit Insurance Corporation. Pursuant to the Bank’s election under Section 10 three The accompanying consolidated financial statements have been prepared in conformity with accounting principles generally accepted in the United States of America (US GAAP) for interim information and with the instructions to Form 10 not The foregoing consolidated financial statements are unaudited; but in the opinion of management include all adjustments (consisting only of normal recurring adjustments) necessary for a fair presentation thereof. The balances as of December 31, 2021 2021 10 six June 30, 2022 not may December 31, 2022.
Use of Estimates, Policy [Policy Text Block]	Use of Estimates in the Preparation of Financial Statements.
New Accounting Pronouncements, Policy [Policy Text Block]	Recent Accounting Pronouncements Not June 2016, 2016 13, Financial Instruments - Credit Losses: Measurement of Credit Losses on Financial Instruments 2016 13 December 15, 2022, December 15, 2018. first one first The Company has contracted with a third third third 2022. impact of CECL to the Company’s financial statements is unknown at this time, the Company recognizes it may In November 2019, 2019 10, Financial Instruments Credit Losses (Topic 326 815 842 2016 13 December 15, 2022, one first one In January 2017, 2017 04, Simplifying the Test for Goodwill Impairment. 2 2, not December 15, 2019. November 2019, 2019 10, 326 815 842 350, December 15, 2022, not In May 2019, 2019 05, Financial Instruments Credit Losses, Topic 326 825 10.3. not 2016 13. not 2016 13, 2016 13. 2016 13, 2019 05 December 15, 2019, 2016 13 November, 2019, 2019 10, 326 815 842 944, Financial Services Insurance, December 15, 2021, December 15, 2023, December 15, 2024. not In March 2020, 2020 03, Codification Improvements to Financial Instruments 2016. seven not 825, Financial Instruments, 842 326. 2019 04 December 15, 2019, not 2016 01. 2016 13 not 2016 13. not 2016 13. 2016 13 December 15, 2019, not In March 2020, 2020 04, Reference Rate Reform (Topic 848 Facilitation of the Effects of Reference Rate Reform on Financial Reporting, March 2020, not not one December 31, 2022. In January 2021, 2021 01, Reference Rate Reform (Topic 848 848. 2021 01 848. 2021 01 may March 12, 2020, not December 31, 2022, December 31, 2022, December 31, 2022, In March 2022, 2022 02, Financial Instruments - Credit Losses (ASC 326 326 326 2016 13 December 15, 2022.
Reclassification, Comparability Adjustment [Policy Text Block]	Reclassifications. 2021 2022 not no

Note 2 - Earnings Per Share (Ta

Note 2 - Earnings Per Share (Tables)	6 Months Ended
	Jun. 30, 2022
Notes Tables
Schedule of Earnings Per Share, Basic and Diluted [Table Text Block]	For the Three Months Ended June 30, For the Six Months Ended June 30, 2022 2021 2022 2021 Net Income Attributable to Quaint Oak Bancorp, Inc. $ 1,770,000 $ 1,509,000 $ 4,019,000 $ 2,539,000 Weighted average shares outstanding – basic 2,038,479 1,991,617 2,023,511 1,985,844 Effect of dilutive common stock equivalents 122,797 99,874 118,658 93,136 Adjusted weighted average shares outstanding – diluted 2,161,277 2,091,490 2,142,169 2,078,980 Basic earnings per share $ 0.87 $ 0.76 $ 1.99 $ 1.28 Diluted earnings per share $ 0.82 $ 0.72 $ 1.88 $ 1.22
Schedule of Accumulated Other Comprehensive Income (Loss) [Table Text Block]	Unrealized Gains (Losses) on Investment Securities Available for Sale (1) For the Three Months Ended June 30, For the Six Months Ended June 30, 2022 2021 2022 2021 Balance at the beginning of the period $ 2 $ 60 $ 23 $ 118 Other comprehensive income (loss) before classifications (20 ) 10 (41 ) 202 Amount reclassified from accumulated other comprehensive income (loss) - (36 ) - (286 ) Total other comprehensive income (loss) (20 ) (26 ) (41 ) (84 ) Balance at the end of the period $ (18 ) $ 34 $ (18 ) $ 34
Reclassification out of Accumulated Other Comprehensive Income [Table Text Block]	Details About Other Comprehensive Loss Amount Reclassified from Accumulated Other Comprehensive (Loss) Income (1) Affected Line Item in the Statement of Income For the Three Months Ended June 30, For the Six Months Ended June 30, 2022 2021 2022 2021 Unrealized losses on investment securities available for sale $ -- $ 45 $ -- $ 362 Gain on sales of investment securities available for sale - (9 ) - (76 ) Income taxes $ - $ 36 $ - $ 286

Note 4 - Investment in Intere_2

Note 4 - Investment in Interest-earning Time Deposits (Tables)	6 Months Ended
	Jun. 30, 2022
Notes Tables
Investments in Interest-Earning Time Deposits by Contractual Maturity [Table Text Block]	June 30, 2022 December 31, 2021 Due in one year or less $ 5,768 $ 4,487 Due after one year through five years 2,443 3,437 Total $ 8,211 $ 7,924

Note 5 - Investment Securitie_2

Note 5 - Investment Securities Available for Sale (Tables)	6 Months Ended
	Jun. 30, 2022
Notes Tables
Debt Securities, Available-for-Sale [Table Text Block]	June 30, 2022 Amortized Cost Gross Unrealized Gains Gross Unrealized (Losses) Fair Value Available for Sale: Mortgage-backed securities: Government National Mortgage Association securities $ 3,359 $ - $ (26 ) $ 3,333 Federal National Mortgage Association securities 118 4 - 122 Total available-for-sale-securities $ 3,477 $ 4 $ (26 ) $ 3,455 December 31, 2021 Amortized Cost Gross Unrealized Gains Gross Unrealized (Losses) Fair Value Available for Sale: Mortgage-backed securities: Government National Mortgage Association securities $ 3,860 $ 22 $ - $ 3,882 Federal National Mortgage Association securities 144 7 - 151 Total available-for-sale-securities $ 4,004 $ 29 $ - $ 4,033
Investments Classified by Contractual Maturity Date [Table Text Block]	Available for Sale Amortized Cost Fair Value Due after five years through ten years $ - $ - Due after ten years $ 3,477 $ 3,455 Total $ 3,477 $ 3,455
Schedule of Unrealized Loss on Investments [Table Text Block]	June 30, 2022 Less than Twelve Months Twelve Months or Greater Total Number of Securities Fair Value Gross Unrealized Losses Fair Value Gross Unrealized Losses Fair Value Gross Unrealized Losses Government National Mortgage Association securities 10 $ 3,333 $ (26 ) $ - $ - $ 3,333 $ (26 )

Note 6 - Loans Receivable, Ne_2

Note 6 - Loans Receivable, Net and Allowance for Loan Losses (Tables)	6 Months Ended
	Jun. 30, 2022
Notes Tables
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]	June 30, 2022 December 31, 2021 Real estate loans: One-to-four family residential: Owner occupied $ 15,652 $ 9,779 Non-owner occupied 39,385 38,752 Total one-to-four family residential 55,037 48,531 Multi-family (five or more) residential 43,540 29,344 Commercial real estate 298,340 183,822 Construction 25,695 15,843 Home equity 4,883 4,706 Total real estate loans 427,495 282,246 Commercial business (1) 128,239 129,608 Other consumer 4 12 Total Loans 555,738 411,866 Deferred loan fees and costs (1,772 ) (2,638 ) Allowance for loan losses (6,540 ) (5,262 ) Net Loans $ 547,426 $ 403,966
Financing Receivable Credit Quality Indicators [Table Text Block]	June 30, 2022 Pass Special Mention Substandard Doubtful Total One-to-four family residential owner occupied $ 15,652 $ - $ - $ - $ 15,652 One-to-four family residential non-owner occupied 39,376 - 9 - 39,385 Multi-family residential 41,817 - 1,723 - 43,540 Commercial real estate 296,572 - 1,768 - 298,340 Construction 25,695 - - - 25,695 Home equity 4,883 - - - 4,883 Commercial business 126,005 - 2,234 - 128,239 Other consumer 4 - - - 4 Total $ 550,004 $ - $ 5,734 $ - $ 555,738 December 31, 2021 Pass Special Mention Substandard Doubtful Total One-to-four family residential owner occupied $ 9,365 $ 414 $ - $ - $ 9,779 One-to-four family residential non-owner occupied 38,743 - 9 - 38,752 Multi-family residential 27,621 1,723 - - 29,344 Commercial real estate 181,914 - 1,908 - 183,822 Construction 15,843 - - - 15,843 Home equity 4,706 - - - 4,706 Commercial business 125,725 - 3,883 - 129,608 Other consumer 12 - - - 12 Total $ 403,929 $ 2,137 $ 5,800 $ - $ 411,866
Impaired Financing Receivables [Table Text Block]	June 30, 2022 Recorded Investment Unpaid Principal Balance Related Allowance Average Recorded Investment Interest Income Recognized With no related allowance recorded: One-to-four family residential owner occupied $ - $ - $ - $ - $ - One-to-four family residential non-owner occupied 9 9 - 9 - Multi-family residential 1,723 1,723 - 1,723 - Commercial real estate 131 131 - 131 6 Construction - - - - - Home equity - - - - - Commercial business - - - - - Other consumer - - - - - - With an allowance recorded: One-to-four family residential owner occupied $ - $ - $ - $ - $ - One-to-four family residential non-owner occupied - - - - - Multi-family residential - - - - - Commercial real estate - - - - - Construction - - - - - Home equity - - - - - Commercial business - - - - - Other consumer - - - - - Total: One-to-four family residential owner occupied $ - $ - $ - $ - $ - One-to-four family residential non-owner occupied 9 9 - 9 - Multi-family residential 1,723 1,723 - 1,723 - Commercial real estate 131 131 - 131 6 Construction - - - - - Home equity - - - - - Commercial business - - - - - Other consumer - - - - - Total $ 1,863 $ 1,863 $ - $ 1,863 $ 6 December 31, 2021 Recorded Investment Unpaid Principal Balance Related Allowance Average Recorded Investment Interest Income Recognized With no related allowance recorded: One-to-four family residential owner occupied $ - $ - $ - $ 66 $ - One-to-four family residential non-owner occupied 9 9 - 9 - Multi-family residential - - - - - Commercial real estate 131 131 - 131 12 Construction - - - - - Home equity - - - - - Commercial business - - - 18 - Other consumer - - - - - With an allowance recorded: One-to-four family residential owner occupied $ - $ - $ - $ - $ - One-to-four family residential non-owner occupied - - - - - Multi-family residential - - - - - Commercial real estate - - - - - Construction - - - - - Home equity - - - - - Commercial business - - - - - Other consumer - - - - - Total: One-to-four family residential owner occupied $ - $ - $ - $ 66 $ - One-to-four family residential non-owner occupied 9 9 - 9 - Multi-family residential - - - - - Commercial real estate 131 131 - 131 12 Construction - - - - - Home equity - - - - - Commercial business - - - 18 - Other consumer - - - - - Total $ 140 $ 140 $ - $ 224 $ 12
Financing Receivable, Troubled Debt Restructuring [Table Text Block]	June 30, 2022 Number of Contracts Recorded Investment Non- Accrual Accruing Related Allowance One-to-four family residential owner occupied - $ - $ - $ - $ - One-to-four family residential non-owner occupied 1 9 9 - - Multi-family residential - - - - - Commercial real estate 1 131 - 131 - Construction - - - - - Home equity - - - - - Commercial business - - - - - Other consumer - - - - - Total 2 $ 140 $ 9 $ 131 $ - December 31, 2021 Number of Contracts Recorded Investment Non- Accrual Accruing Related Allowance One-to-four family residential owner occupied - $ - $ - $ - $ - One-to-four family residential non-owner occupied 1 9 9 - - Multi-family residential - - - - - Commercial real estate 1 131 - 131 - Construction - - - - - Home equity - - - - - Commercial business - - - - - Other consumer - - - - - Total 2 $ 140 $ 9 $ 131 $ -
Contractual Aging of Troubled Debt Restructurings [Table Text Block]	June 30, 2022 Current Past Due 30-89 Days 90 Days or More Past Due Non- Accrual Total One-to-four family residential owner occupied $ - $ - $ - $ - $ - One-to-four family residential non-owner occupied - - - 9 9 Multi-family residential - - - - - Commercial real estate 131 - - - 131 Construction - - - - - Home equity - - - - - Commercial business - - - - - Other consumer - - - - - Total $ 131 $ - $ - $ 9 $ 140 December 31, 2021 Current Past Due 30-89 Days 90 Days or More Past Due Non- Accrual Total One-to-four family residential owner occupied $ - $ - $ - $ - $ - One-to-four family residential non-owner occupied - - - 9 9 Multi-family residential - - - - - Commercial real estate 131 - - - 131 Construction - - - - - Home equity - - - - - Commercial business - - - - - Other consumer - - - - - Total $ 131 $ - $ - $ 9 $ 140
Financing Receivable, Current, Allowance for Credit Loss [Table Text Block]	June 30, 2022 1-4 Family Residential Owner Occupied 1-4 Family Residential Non-Owner Occupied Multi-Family Residential Commercial Real Estate Construction Home Equity Commercial Business and Other Consumer Unallocated Total For the Three Months Ended June 30, 2022 Allowance for loan losses: Beginning balance $ 99 $ 305 $ 464 $ 2,637 $ 132 $ 28 $ 1,876 $ 400 $ 5,941 Charge-offs - - - - - - - - - Recoveries - - - - - - - - - Provision 5 (29 ) (87 ) 746 151 4 (141 ) (50 ) 599 Ending balance $ 104 $ 276 $ 377 $ 3,383 $ 283 $ 32 $ 1,735 $ 350 $ 6,540 For the Six Months Ended June 30, 2022 Allowance for loan losses: Beginning balance $ 73 $ 292 $ 249 $ 2,475 $ 119 $ 29 $ 1,625 $ 400 $ 5,262 Charge-offs - - - - - - - - - Recoveries - - - - - - - - - Provision 31 (16 ) 128 908 164 3 110 (50 ) 1,278 Ending balance $ 104 $ 276 $ 377 $ 3,383 $ 283 $ 32 $ 1,735 $ 350 $ 6,540 Ending balance evaluated for impairment: Individually $ - $ - $ - $ - $ - $ - $ - $ - $ - Collectively $ 104 $ 276 $ 377 $ 3,383 $ 283 $ 32 $ 1,735 $ 350 $ 6,540 Loans receivable: Ending balance: $ 15,652 $ 39,385 $ 43,540 $ 298,340 $ 25,695 $ 4,883 $ 128,243 $ 555,738 Ending balance evaluated for impairment: Individually $ - $ 9 $ 1,723 $ 131 $ - $ - $ - $ 1,863 Collectively $ 15,652 $ 39,376 $ 41,817 $ 298,209 $ 25,695 $ 4,883 $ 128,243 $ 553,875 June 30, 2021 1-4 Family Residential Owner Occupied 1-4 Family Residential Non-Owner Occupied Multi-Family Residential Commercial Real Estate Construction Home Equity Commercial Business and Other Consumer Unallocated Total For the Three Months Ended June 30, 2021 Allowance for loan losses: Beginning balance $ 107 $ 376 $ 232 $ 1,379 $ 57 $ 27 $ 887 $ 250 $ 3,315 Charge-offs - - - - - - (17 ) - (17 ) Recoveries - - - - - - - - - Provision (35 ) (20 ) 10 238 106 (1 ) 100 50 448 Ending balance $ 72 $ 356 $ 242 $ 1,617 $ 163 $ 26 $ 970 $ 300 $ 3,746 For the Six Months Ended June 30, 2021 Allowance for loan losses: Beginning balance $ 88 $ 362 $ 229 $ 1,287 $ 62 $ 20 $ 763 $ 250 $ 3,061 Charge-offs - - - - - - (17 ) - (17 ) Recoveries - - - - - - - - - Provision (16 ) (6 ) 13 330 101 6 224 50 702 Ending balance $ 72 $ 356 $ 242 $ 1,617 $ 163 $ 26 $ 970 $ 300 $ 3,746 Ending balance evaluated for impairment: Individually $ - $ - $ - $ - $ - $ - $ - $ - $ - Collectively $ 72 $ 356 $ 242 $ 1,617 $ 163 $ 26 $ 970 $ 300 $ 3,746 December 31, 2021 1-4 Family Residential Owner Occupied 1-4 Family Residential Non-Owner Occupied Multi-Family Residential Commercial Real Estate Construction Home Equity Commercial Business and Other Consumer Unallocated Total Allowance for loan losses: Beginning balance $ 88 $ 362 $ 229 $ 1,287 $ 62 $ 20 $ 763 $ 250 $ 3,061 Charge-offs - - - - - - (17 ) - (17 ) Recoveries - - - - - - 17 - 17 Provision (15 ) (70 ) 20 1,188 57 9 862 150 2,201 Ending balance $ 73 $ 292 $ 249 $ 2,475 $ 119 $ 29 $ 1,625 $ 400 $ 5,262 Ending balance evaluated for impairment: Individually $ - $ - $ - $ - $ - $ - $ - $ - $ - Collectively $ 73 $ 292 $ 249 $ 2,475 $ 119 $ 29 $ 1,625 $ 400 $ 5,262 Loans receivable Ending balance $ 9,779 $ 38,752 $ 29,344 $ 183,822 $ 15,843 $ 4,706 $ 129,620 $ 411,866 Ending balance evaluated for impairment: Individually $ - $ 9 $ - $ 131 $ - $ - $ - $ 140 Collectively $ 9,779 $ 38,743 $ 29,344 $ 183,691 $ 15,843 $ 4,706 $ 129,620 $ 411,726
Financing Receivable, Nonaccrual [Table Text Block]	June 30, 2022 December 31, 2021 One-to-four family residential owner occupied $ - $ - One-to-four family residential non-owner occupied 9 9 Multi-family residential 1,723 - Commercial real estate - - Construction - - Home equity - - Commercial business - - Other consumer - - Total $ 1,732 $ 9
Financing Receivable, Past Due [Table Text Block]	June 30, 2022 30-89 Days Past Due 90 Days or More Past Due Total Past Due Current Total Loans Receivable Loans Receivable 90 Days or More Past Due and Accruing One-to-four family residential owner occupied $ 411 $ - $ 411 $ 15,241 $ 15,652 $ - One-to-four family residential non-owner occupied 40 9 49 39,336 39,385 - Multi-family residential - 1,723 1,723 41,817 43,540 - Commercial real estate 1,384 - 1,384 296,956 298,340 - Construction - - - 25,695 25,695 - Home equity 54 - 54 4,829 4,883 - Commercial business 169 - 169 128,070 128,239 - Other consumer - - - 4 4 - Total $ 2,058 $ 1,732 $ 3,790 $ 551,948 $ 555,738 $ - December 31, 2021 30-89 Days Past Due 90 Days or More Past Due Total Past Due Current Total Loans Receivable Loans Receivable 90 Days or More Past Due and One-to-four family residential owner occupied $ 809 $ - $ 809 $ 8,970 $ 9,779 $ - One-to-four family residential non-owner occupied 285 9 294 38,458 38,752 - Multi-family residential - - - 29,344 29,344 - Commercial real estate - - - 183,822 183,822 - Construction - - - 15,843 15,843 - Home equity - - - 4,706 4,706 - Commercial business 367 - 367 129,241 129,608 - Other consumer - - - 12 12 - Total $ 1,461 $ 9 $ 1,470 $ 410,396 $ 411,866 $ -

Note 8 - Deposits (Tables)

Note 8 - Deposits (Tables)	6 Months Ended
	Jun. 30, 2022
Notes Tables
Deposit Liabilities, Type [Table Text Block]	June 30, 2022 December 31, 2021 Non-interest bearing checking accounts $ 73,534 $ 64,730 Passbook accounts 5 10 Savings accounts 1,533 1,828 Money market accounts 328,012 200,688 Certificates of deposit 186,681 179,910 Total deposits $ 589,765 $ 447,166

Note 9 - Borrowings (Tables)

Note 9 - Borrowings (Tables)	6 Months Ended
	Jun. 30, 2022
Federal Home Loan Bank Advances [Member]
Notes Tables
Schedule of Long-Term Debt Instruments [Table Text Block]	June 30, 2022 December 31, 2021 Amount Weighted Interest Rate Amount Weighted Interest Rate Short-term borrowings $ - - % $ 26,000 0.28 % Fixed rate borrowings maturing: 2022 33,171 1.48 7,171 2.10 2023 57,000 2.22 7,000 2.16 2024 6,167 2.05 6,167 2.05 2025 2,855 1.25 2,855 1.25 Total FHLB long-term debt $ 99,193 1.93 % $ 23,193 2.00 %

Note 10 - Stock Compensation _2

Note 10 - Stock Compensation Plans (Tables)	6 Months Ended
	Jun. 30, 2022
Notes Tables
Share-Based Payment Arrangement, Activity [Table Text Block]	June 30, 2022 June 30, 2021 Number of Shares Weighted Average Grant Date Fair Value Number of Shares Weighted Average Grant Date Fair Value Unvested at the beginning of the period 18,845 $ 13.30 28,266 $ 13.30 Granted - - - - Vested (9,123 ) 13.30 (9,421 ) 13.30 Forfeited (600 ) 13.30 - - Unvested at the end of the period 9,122 $ 13.30 18,845 $ 13.30
Share-Based Payment Arrangement, Option, Activity [Table Text Block]	2022 2021 Number of Shares Weighted Average Exercise Price Weighted Average Remaining Contractual Life (in years) Number of Shares Weighted Average Exercise Price Weighted Average Remaining Contractual Life (in years) Outstanding at the beginning of the period 233,136 $ 10.96 4.2 240,636 $ 10.98 5.2 Granted - - - - - - Exercised (17,000 ) 8.71 - (7,500 ) 11.57 - Forfeited (2,000 ) 13.30 - - - - Outstanding at end of period 214,136 $ 11.12 3.9 233,136 $ 10.96 4.7 Exercisable at end of period 183,209 $ 10.79 6.0 180,081 $ 10.28 5.6

Note 11 - Fair Value Measurem_2

Note 11 - Fair Value Measurements and Fair Values of Financial Instruments (Tables)	6 Months Ended
	Jun. 30, 2022
Notes Tables
Fair Value Measurements, Recurring and Nonrecurring [Table Text Block]	June 30, 2022 Fair Value Measurements Using: Total Fair Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Unobservable Inputs (Level 3) Recurring fair value measurements: Investment securities available for sale Government National Mortgage Association mortgage-backed securities $ 3,333 $ - $ 3,333 $ - Federal National Mortgage Association mortgage- backed securities 122 - 122 - Total investment securities available for sale $ 3,455 $ - $ 3,455 $ - Total recurring fair value measurements $ 3,455 $ - $ 3,455 $ - Nonrecurring fair value measurements Impaired loans $ 1,863 $ - $ - $ 1,863 Total nonrecurring fair value measurements $ 1,863 $ - $ - $ 1,863 December 31, 2021 Fair Value Measurements Using: Total Fair Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Unobservable Inputs (Level 3) Recurring fair value measurements: Investment securities available for sale Government National Mortgage Association mortgage-backed securities $ 3,882 $ - $ 3,882 $ - Federal National Mortgage Association mortgage- backed securities 151 - 151 - Total investment securities available for sale $ 4,033 $ - $ 4,033 $ - Total recurring fair value measurements $ 4,033 $ - $ 4,033 $ - Nonrecurring fair value measurements Impaired loans $ 140 $ - $ - $ 140 Total nonrecurring fair value measurements $ 140 $ - $ - $ 140
Fair Value Measurement Inputs and Valuation Techniques [Table Text Block]	June 30, 2022 Quantitative Information About Level 3 Fair Value Measurements Total Fair Value Valuation Techniques Unobservable Input Range (Weighted Average) Impaired loans $ 1,863 Appraisal of collateral (1) Appraisal adjustments (2) 8% (8%) December 31, 2021 Quantitative Information About Level 3 Fair Value Measurements Total Fair Value Valuation Techniques Unobservable Input Range (Weighted Average) Impaired loans $ 140 Appraisal of collateral (1) Appraisal adjustments (2) 8% (8%)
Fair Value, by Balance Sheet Grouping [Table Text Block]	Fair Value Measurements at June 30, 2022 Carrying Amount Fair Value Estimate Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Unobservable Inputs (Level 3) Financial Assets Investment in interest-earning time deposits $ 8,211 $ 8,325 $ - $ - $ 8,325 Loans held for sale 90,327 95,437 - 95,437 - Loans receivable, net 547,426 553,379 - - 553,379 Financial Liabilities Deposits 589,765 582,625 394,464 - 188,161 FHLB long-term borrowings 99,193 98,969 - - 98,969 Subordinated debt 7,949 7,978 - - 7,978 Fair Value Measurements at December 31, 2021 Carrying Amount Fair Value Estimate Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Unobservable Inputs (Level 3) Financial Assets Investment in interest-earning time deposits $ 7,924 $ 8,091 $ - $ - $ 8,091 Loans held for sale 107,823 112,843 - 112,843 - Loans receivable, net 403,966 409,203 - - 409,203 Financial Liabilities Deposits 447,166 446,576 267,255 - 179,321 FHLB long-term borrowings 23,193 23,231 - - 23,231 FRB long-term borrowings 3,895 3,895 - - 3,895 Subordinated debt 7,933 8,312 - - 8,312

Note 12 - Operating Segments (T

Note 12 - Operating Segments (Tables)	6 Months Ended
	Jun. 30, 2022
Notes Tables
Schedule of Segment Reporting Information, by Segment [Table Text Block]	As of or for the Three Months Ended June 30, 2022 2021 Quaint Oak Bank(1) Quaint Oak Mortgage Consolidated Quaint Oak Bank(1) Quaint Oak Mortgage Consolidated Net Interest Income (Loss) $ 5,807 $ 3 $ 5,810 $ 4,799 $ (62 ) $ 4,737 Provision for Loan Losses 599 - 599 448 - 448 Net Interest Income (Loss) after Provision for Loan Losses 5,208 3 5,211 4,351 (62 ) 4,289 Non-Interest Income Mortgage banking, equipment lending and title abstract fees 805 19 824 402 120 522 Real estate sales commissions, net 64 - 64 33 - 33 Insurance commissions 139 - 139 133 - 133 Other fees and services charges 82 - 82 51 - 51 Net loan servicing income 308 - 308 328 - 328 Income from bank-owned life insurance 22 - 22 21 - 21 Net gain on loans held for sale 2,222 636 2,858 421 914 1,335 Gain on sale of investment securities available for sale - - - 45 - 45 Gain on the sale of SBA loans 34 - 34 66 - 66 Total Non-Interest Income 3,676 655 4,331 1,500 1,034 2,534 Non-Interest Expense Salaries and employee benefits 4,389 502 4,891 2,935 504 3,439 Directors’ fees and expenses 72 - 72 60 - 60 Occupancy and equipment 391 75 466 312 75 387 Data processing 131 32 163 127 75 202 Professional fees 203 25 228 200 18 218 FDIC deposit insurance assessment 113 - 113 73 - 73 Other real estate owned expenses - - - 3 - 3 Advertising 121 33 154 109 13 122 Amortization of other intangible 12 - 12 12 - 12 Other 450 40 490 294 25 319 Total Non-Interest Expense 5,882 707 6,589 4,125 710 4,835 Pretax Segment Profit (Loss) $ 3,002 $ (49 ) $ 2,953 $ 1,726 $ 262 $ 1,988 Segment Assets $ 734,104 $ 17,818 $ 751,922 $ 486,776 $ 40,200 $ 526,976 As of or for the Six Months Ended June 30, 2022 2021 Quaint Oak Bank(1) Quaint Oak Mortgage Consolidated Quaint Oak Bank(1) Quaint Oak Mortgage Consolidated Net Interest Income (Loss) $ 11,310 $ (23 ) $ 11,287 $ 8,541 $ (176 ) $ 8,365 Provision for Loan Losses 1,278 - 1,278 702 - 702 Net Interest Income (Loss) after Provision for Loan Losses 10,032 (23 ) 10,009 7,839 (176 ) 7,663 Non-Interest Income Mortgage banking, equipment lending and title abstract fees 790 671 1,461 838 215 1,053 Real estate sales commissions, net 125 - 125 64 - 64 Insurance commissions 255 - 255 240 - 240 Other fees and services charges 248 - 248 173 - 173 Net loan servicing income 474 - 474 551 - 551 Income from bank-owned life insurance 43 - 43 40 - 40 Net gain on loans held for sale 6,546 522 7,068 1,045 1,505 2,550 Gain on sale of investment securities available for sale - - - 362 - 362 Gain on the sale of SBA loans 167 - 167 267 - 267 Total Non-Interest Income 8,648 1,193 9,841 3,580 1,720 5,300 Non-Interest Expense Salaries and employee benefits 8,477 1,005 9,482 5,863 976 6,839 Directors’ fees and expenses 143 - 143 128 - 128 Occupancy and equipment 743 143 886 610 154 764 Data processing 289 71 360 257 150 407 Professional fees 361 51 412 346 35 381 FDIC deposit insurance assessment 229 - 229 124 - 124 Other real estate owned expenses - - - 12 - 12 Advertising 297 65 362 200 27 227 Amortization of other intangible 24 - 24 24 - 24 Other 815 58 873 603 45 648 Total Non-Interest Expense 11,378 1,393 12,771 8,167 1,387 9,554 Pretax Segment Profit (Loss) $ 7,302 $ (223 ) $ 7,079 $ 3,252 $ 157 $ 3,409 Segment Assets $ 734,104 $ 17,818 $ 751,922 $ 486,776 $ 40,200 $ 526,976

Note 1 - Financial Statement _2

Note 1 - Financial Statement Presentation and Significant Accounting Policies (Details Textual) $ in Millions		6 Months Ended
	Apr. 29, 2022 USD ($)	Jun. 30, 2022
Number of Wholly-Owned Subsidiaries		6
Quaint Oak Commercial, LLC [Member]
Payments to Acquire Businesses and Interest in Affiliates, Total	$ 55.5

Note 2 - Earnings Per Share - W

Note 2 - Earnings Per Share - Weighted Average Shares Used in Basic and Dilutive Earnings Per Share Computations (Details) - USD ($)	3 Months Ended		6 Months Ended
	Jun. 30, 2022	Jun. 30, 2021	Jun. 30, 2022	Jun. 30, 2021
Net Income Attributable to Quaint Oak Bancorp, Inc.	$ 1,770,000	$ 1,509,000	$ 4,019,000	$ 2,539,000
Weighted average shares outstanding – basic (in shares)	2,038,479	1,991,617	2,023,511	1,985,844
Effect of dilutive common stock equivalents (in shares)	122,797	99,874	118,658	93,136
Adjusted weighted average shares outstanding – diluted (in shares)	2,161,277	2,091,490	2,142,169	2,078,980
Basic earnings per share (in dollars per share)	$ 0.87	$ 0.76	$ 1.99	$ 1.28
Diluted earnings per share (in dollars per share)	$ 0.82	$ 0.72	$ 1.88	$ 1.22

Note 2 - Earnings Per Share - C

Note 2 - Earnings Per Share - Changes in Accumulated Other Comprehensive Loss (Details) - USD ($) $ in Thousands		3 Months Ended		6 Months Ended
		Jun. 30, 2022	Jun. 30, 2021	Jun. 30, 2022	Jun. 30, 2021
Balance				$ 34,789
Total other comprehensive income (loss)		$ (20)	$ (26)	(41)	$ (84)
Balance		38,694		38,694
AOCI, Accumulated Gain (Loss), Debt Securities, Available-for-Sale, Parent [Member]
Balance	[1]	2	60	23	118
Other comprehensive income (loss) before classifications	[1]	(20)	10	(41)	202
Amount reclassified from accumulated other comprehensive income (loss)	[1]		(36)		(286)
Total other comprehensive income (loss)	[1]	(20)	(26)	(41)	(84)
Balance	[1]	$ (18)	$ 34	$ (18)	$ 34
[1]All amounts are net of tax. Amounts in parentheses indicate debits.

Note 2 - Earnings Per Share - R

Note 2 - Earnings Per Share - Reclassified Out of Accumulated other Comprehensive Loss (Details) - USD ($)		3 Months Ended		6 Months Ended
		Jun. 30, 2022	Jun. 30, 2021	Jun. 30, 2022	Jun. 30, 2021
Gain on sale of investment securities available for sale		$ 0	$ 45,000	$ 0	$ 362,000
Tax effect		(658,000)	(567,000)	(1,519,000)	(991,000)
Net Income Attributable to Quaint Oak Bancorp, Inc.		$ 1,770,000	1,509,000	$ 4,019,000	2,539,000
AOCI, Accumulated Gain (Loss), Debt Securities, Available-for-Sale, Parent [Member] | Reclassification out of Accumulated Other Comprehensive Income [Member]
Gain on sale of investment securities available for sale	[1]		45,000		362,000
Tax effect	[1]		(9,000)		(76,000)
Net Income Attributable to Quaint Oak Bancorp, Inc.	[1]		$ 36,000		$ 286,000
[1]Amounts in parentheses indicate debits to net income.

Note 4 - Investment in Intere_3

Note 4 - Investment in Interest-earning Time Deposits - Investment in Interest-earnings Time Deposits (Details) - USD ($) $ in Thousands	Jun. 30, 2022	Dec. 31, 2021
Due in one year or less	$ 5,768	$ 4,487
Due after one year through five years	2,443	3,437
Total	$ 8,211	$ 7,924

Note 5 - Investment Securitie_3

Note 5 - Investment Securities Available for Sale (Details Textual) Pure in Thousands, $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2022 USD ($)	Jun. 30, 2021 USD ($)	Jun. 30, 2022 USD ($)	Jun. 30, 2021 USD ($)	Dec. 31, 2021
Debt Securities, Available-for-Sale, Unrealized Loss Position, Number of Positions					0
Other than Temporary Impairment Losses, Investments	$ 0	$ 0	$ 0	$ 0

Note 5 - Investment Securitie_4

Note 5 - Investment Securities Available for Sale - Amortized Cost and Fair Value of Investment Securities Available for Sale (Details) - USD ($) $ in Thousands	Jun. 30, 2022	Dec. 31, 2021
Amortized cost	$ 3,477	$ 4,004
Gross unrealized gains	4	29
Gross unrealized losses	(26)	0
Fair value	3,455	4,033
Government National Mortgage Association (GNMA) [Member] | Mortgage-Backed Securities, Issued by US Government Sponsored Enterprises [Member]
Amortized cost	3,359	3,860
Gross unrealized gains	0	22
Gross unrealized losses	(26)	0
Fair value	3,333	3,882
Federal National Mortgage Association (FNMA) [Member] | Mortgage-Backed Securities, Issued by US Government Sponsored Enterprises [Member]
Amortized cost	118	144
Gross unrealized gains	4	7
Gross unrealized losses	0	0
Fair value	$ 122	$ 151

Note 5 - Investment Securitie_5

Note 5 - Investment Securities Available for Sale - Debt Securities by Contractual Maturity (Details) - USD ($) $ in Thousands	Jun. 30, 2022	Dec. 31, 2021
Due after five years through ten years, amortized cost	$ 0
Due after five years through ten years, fair value	0
Due after ten years, amortized cost	3,477
Due after ten years, fair value	3,455
Total, amortized cost	3,477	$ 4,004
Total, fair value	$ 3,455	$ 4,033

Note 5 - Investment Securitie_6

Note 5 - Investment Securities Available for Sale - Gross Unrealized Losses and Fair Value (Details) $ in Thousands	Jun. 30, 2022 USD ($)	Dec. 31, 2021
Number of securities		0
Mortgage-Backed Securities, Issued by US Government Sponsored Enterprises [Member] | Government National Mortgage Association (GNMA) [Member]
Number of securities	10
Fair value, less than twelve months	$ 3,333
Gross unrealized losses, less than twelve months	(26)
Fair value, twelve months or greater	0
Gross unrealized losses, twelve months or greater	0
Fair value	3,333
Gross unrealized losses	$ (26)

Note 6 - Loans Receivable, Ne_3

Note 6 - Loans Receivable, Net and Allowance for Loan Losses (Details Textual)		3 Months Ended			6 Months Ended
		Jun. 30, 2022 USD ($)	Mar. 31, 2022 USD ($)	Jun. 30, 2021 USD ($)	Jun. 30, 2022 USD ($)	Jun. 30, 2021 USD ($)	Dec. 31, 2021 USD ($)
Loans and Leases Receivable, Gross		$ 555,738,000			$ 555,738,000		$ 411,866,000
Troubled Debt Restructuring, Number of Contracts		2			2		2
Financing Receivable, Troubled Debt Restructuring		$ 140,000			$ 140,000		$ 140,000
Financing Receivable, Troubled Debt Restructuring, Commitment to Lend		0			0
Impaired Financing Receivable, Interest Income, Cash Basis Method			$ 0	$ 0
Loans and Leases Receivable, Impaired, Interest Lost on Nonaccrual Loans		79,000		$ 1,000	79,000	$ 1,000
Nonperforming Financial Instruments [Member]
Loans and Leases Receivable, Gross		1,700,000			1,700,000		9,000
Commercial Portfolio Segment [Member]
Loans and Leases Receivable, Gross	[1]	$ 128,239,000			$ 128,239,000		$ 129,608,000
Troubled Debt Restructuring, Number of Contracts		0			0		0
Financing Receivable, Troubled Debt Restructuring		$ 0			$ 0		$ 0
Paycheck Protection Loan Program [Member] | Commercial Portfolio Segment [Member]
Loans and Leases Receivable, Gross		$ 13,100,000			$ 13,100,000		$ 42,600,000
[1]Includes $23.0 million and $42.6 million of PPP loans at March 31, 2022 and December 31, 2021, respectively.

Note 6 - Loans Receivable, Ne_4

Note 6 - Loans Receivable, Net and Allowance for Loan Losses - Composition of Net Loans Receivable (Details) - USD ($) $ in Thousands		Jun. 30, 2022	Mar. 31, 2022	Dec. 31, 2021	Jun. 30, 2021	Mar. 31, 2021	Dec. 31, 2020
Loans		$ 555,738		$ 411,866
Deferred loan fees and costs		(1,772)		(2,638)
Allowance for loan losses		(6,540)	$ (5,941)	(5,262)	$ (3,746)	$ (3,315)	$ (3,061)
Net Loans		547,426		403,966
Real Estate Portfolio Segment [Member]
Loans		427,495		282,246
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Owner Occupied Loans [Member]
Loans		15,652		9,779
Allowance for loan losses		(104)	(99)	(73)	(72)	(107)	(88)
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Non-owner Occupied Loans [Member]
Loans		39,385		38,752
Allowance for loan losses		(276)	(305)	(292)	(356)	(376)	(362)
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Loans [Member]
Loans		55,037		48,531
Real Estate Portfolio Segment [Member] | Multi-family (Five Or More) Residential Loans [Member]
Loans		43,540		29,344
Allowance for loan losses		(377)	(464)	(249)	(242)	(232)	(229)
Real Estate Portfolio Segment [Member] | Commercial Real Estate Loans [Member]
Loans		298,340		183,822
Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Loans		25,695		15,843
Allowance for loan losses		(283)	(132)	(119)	(163)	(57)	(62)
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member]
Loans		4,883		4,706
Allowance for loan losses		(32)	$ (28)	(29)	$ (26)	$ (27)	$ (20)
Commercial Portfolio Segment [Member]
Loans	[1]	128,239		129,608
Consumer Portfolio Segment [Member]
Loans		$ 4		$ 12
[1]Includes $23.0 million and $42.6 million of PPP loans at March 31, 2022 and December 31, 2021, respectively.

Note 6 - Loans Receivable, Ne_5

Note 6 - Loans Receivable, Net and Allowance for Loan Losses - Loan Portfolio by Credit Rating (Details) - USD ($) $ in Thousands		Jun. 30, 2022	Dec. 31, 2021
Loans		$ 555,738	$ 411,866
Pass [Member]
Loans		550,004	403,929
Special Mention [Member]
Loans		0	2,137
Substandard [Member]
Loans		5,734	5,800
Doubtful [Member]
Loans		0	0
Real Estate Portfolio Segment [Member]
Loans		427,495	282,246
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Owner Occupied Loans [Member]
Loans		15,652	9,779
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Owner Occupied Loans [Member] | Pass [Member]
Loans		15,652	9,365
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Owner Occupied Loans [Member] | Special Mention [Member]
Loans		0	414
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Owner Occupied Loans [Member] | Substandard [Member]
Loans		0	0
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Owner Occupied Loans [Member] | Doubtful [Member]
Loans		0	0
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Non-owner Occupied Loans [Member]
Loans		39,385	38,752
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Non-owner Occupied Loans [Member] | Pass [Member]
Loans		39,376	38,743
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Non-owner Occupied Loans [Member] | Special Mention [Member]
Loans		0	0
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Non-owner Occupied Loans [Member] | Substandard [Member]
Loans		9	9
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Non-owner Occupied Loans [Member] | Doubtful [Member]
Loans		0	0
Real Estate Portfolio Segment [Member] | Multi-family (Five Or More) Residential Loans [Member]
Loans		43,540	29,344
Real Estate Portfolio Segment [Member] | Multi-family (Five Or More) Residential Loans [Member] | Pass [Member]
Loans		41,817	27,621
Real Estate Portfolio Segment [Member] | Multi-family (Five Or More) Residential Loans [Member] | Special Mention [Member]
Loans		0	1,723
Real Estate Portfolio Segment [Member] | Multi-family (Five Or More) Residential Loans [Member] | Substandard [Member]
Loans		1,723	0
Real Estate Portfolio Segment [Member] | Multi-family (Five Or More) Residential Loans [Member] | Doubtful [Member]
Loans		0	0
Real Estate Portfolio Segment [Member] | Commercial Real Estate Loans [Member]
Loans		298,340	183,822
Real Estate Portfolio Segment [Member] | Commercial Real Estate Loans [Member] | Pass [Member]
Loans		296,572	181,914
Real Estate Portfolio Segment [Member] | Commercial Real Estate Loans [Member] | Special Mention [Member]
Loans		0	0
Real Estate Portfolio Segment [Member] | Commercial Real Estate Loans [Member] | Substandard [Member]
Loans		1,768	1,908
Real Estate Portfolio Segment [Member] | Commercial Real Estate Loans [Member] | Doubtful [Member]
Loans		0	0
Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Loans		25,695	15,843
Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Pass [Member]
Loans		25,695	15,843
Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Special Mention [Member]
Loans		0	0
Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Substandard [Member]
Loans		0	0
Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Doubtful [Member]
Loans		0	0
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member]
Loans		4,883	4,706
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member] | Pass [Member]
Loans		4,883	4,706
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member] | Special Mention [Member]
Loans		0	0
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member] | Substandard [Member]
Loans		0	0
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member] | Doubtful [Member]
Loans		0	0
Commercial Portfolio Segment [Member]
Loans	[1]	128,239	129,608
Commercial Portfolio Segment [Member] | Pass [Member]
Loans		126,005	125,725
Commercial Portfolio Segment [Member] | Special Mention [Member]
Loans		0	0
Commercial Portfolio Segment [Member] | Substandard [Member]
Loans		2,234	3,883
Commercial Portfolio Segment [Member] | Doubtful [Member]
Loans		0	0
Consumer Portfolio Segment [Member]
Loans		4	12
Consumer Portfolio Segment [Member] | Pass [Member]
Loans		4	12
Consumer Portfolio Segment [Member] | Special Mention [Member]
Loans		0	0
Consumer Portfolio Segment [Member] | Substandard [Member]
Loans		0	0
Consumer Portfolio Segment [Member] | Doubtful [Member]
Loans		$ 0	$ 0
[1]Includes $23.0 million and $42.6 million of PPP loans at March 31, 2022 and December 31, 2021, respectively.

Note 6 - Loans Receivable, Ne_6

Note 6 - Loans Receivable, Net and Allowance for Loan Losses - Impaired Loans by Loan Portfolio Class (Details) - USD ($) $ in Thousands	6 Months Ended	12 Months Ended
	Jun. 30, 2022	Dec. 31, 2021
Recorded investment	$ 1,863	$ 140
Unpaid principal balance	1,863	140
Average recorded investment	1,863	224
Interest income recognized	6	12
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Owner Occupied Loans [Member]
Recorded investment, with no related allowance recorded	0	0
Unpaid principal balance, with no related allowance recorded	0	0
Average recorded investment, with no related allowance recorded	0	66
Interest income recognized, with no related allowance recorded		0
Recorded investment, with an allowance recorded	0
Unpaid principal balance, with an allowance recorded	0
Average recorded investment, with an allowance recorded	0
Recorded investment	0	0
Unpaid principal balance	0	0
Average recorded investment	0	66
Interest income recognized		0
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Non-owner Occupied Loans [Member]
Recorded investment, with no related allowance recorded	9	9
Unpaid principal balance, with no related allowance recorded	9	9
Average recorded investment, with no related allowance recorded	9	9
Interest income recognized, with no related allowance recorded		0
Recorded investment, with an allowance recorded	0
Unpaid principal balance, with an allowance recorded	0
Average recorded investment, with an allowance recorded	0
Recorded investment	9	9
Unpaid principal balance	9	9
Average recorded investment	9	9
Interest income recognized		0
Real Estate Portfolio Segment [Member] | Multi-family (Five Or More) Residential Loans [Member]
Recorded investment, with no related allowance recorded	1,723
Unpaid principal balance, with no related allowance recorded	1,723
Average recorded investment, with no related allowance recorded	1,723
Interest income recognized, with no related allowance recorded	0
Recorded investment, with an allowance recorded	0
Unpaid principal balance, with an allowance recorded	0
Average recorded investment, with an allowance recorded	0
Recorded investment	1,723
Unpaid principal balance	1,723
Average recorded investment	1,723
Interest income recognized	0
Real Estate Portfolio Segment [Member] | Commercial Real Estate Loans [Member]
Recorded investment, with no related allowance recorded	131	131
Unpaid principal balance, with no related allowance recorded	131	131
Average recorded investment, with no related allowance recorded	131	131
Interest income recognized, with no related allowance recorded	6	12
Recorded investment, with an allowance recorded	0
Unpaid principal balance, with an allowance recorded	0
Average recorded investment, with an allowance recorded	0
Recorded investment	131	131
Unpaid principal balance	131	131
Average recorded investment	131	131
Interest income recognized	6	12
Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Recorded investment, with no related allowance recorded	0
Unpaid principal balance, with no related allowance recorded	0
Average recorded investment, with no related allowance recorded	0
Recorded investment, with an allowance recorded	0
Unpaid principal balance, with an allowance recorded	0
Recorded investment	0
Unpaid principal balance	0
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member]
Recorded investment, with no related allowance recorded	0
Unpaid principal balance, with no related allowance recorded	0
Average recorded investment, with no related allowance recorded	0
Recorded investment, with an allowance recorded	0
Unpaid principal balance, with an allowance recorded	0
Recorded investment	0
Unpaid principal balance	0
Commercial Portfolio Segment [Member]
Recorded investment, with no related allowance recorded	0
Unpaid principal balance, with no related allowance recorded	0
Average recorded investment, with no related allowance recorded	0	18
Recorded investment, with an allowance recorded	0
Unpaid principal balance, with an allowance recorded	0
Recorded investment	0
Unpaid principal balance	0
Average recorded investment	0	$ 18
Consumer Portfolio Segment [Member]
Recorded investment, with no related allowance recorded	0
Unpaid principal balance, with no related allowance recorded	0
Average recorded investment, with no related allowance recorded	0
Recorded investment, with an allowance recorded	0
Unpaid principal balance, with an allowance recorded	0
Recorded investment	0
Unpaid principal balance	$ 0

Note 6 - Loans Receivable, Ne_7

Note 6 - Loans Receivable, Net and Allowance for Loan Losses - Troubled Debt Restructuring Loans (Details)	Jun. 30, 2022 USD ($)	Dec. 31, 2021 USD ($)
Troubled debt restructuring, number of contracts	2	2
Troubled debt restructuring, recorded investment	$ 140,000	$ 140,000
Troubled debt restructuring, related allowance	0	0
Nonaccruing Instrument [Member]
Troubled debt restructuring, recorded investment	9,000	9,000
Accruing Instrument [Member]
Troubled debt restructuring, recorded investment	$ 131,000	$ 131,000
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Owner Occupied Loans [Member]
Troubled debt restructuring, number of contracts	0	0
Troubled debt restructuring, recorded investment	$ 0	$ 0
Troubled debt restructuring, related allowance	0	0
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Owner Occupied Loans [Member] | Nonaccruing Instrument [Member]
Troubled debt restructuring, recorded investment	0	0
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Owner Occupied Loans [Member] | Accruing Instrument [Member]
Troubled debt restructuring, recorded investment	$ 0	$ 0
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Non-owner Occupied Loans [Member]
Troubled debt restructuring, number of contracts	1	1
Troubled debt restructuring, recorded investment	$ 9,000	$ 9,000
Troubled debt restructuring, related allowance	0	0
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Non-owner Occupied Loans [Member] | Nonaccruing Instrument [Member]
Troubled debt restructuring, recorded investment	9,000	$ 9,000
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Non-owner Occupied Loans [Member] | Accruing Instrument [Member]
Troubled debt restructuring, recorded investment	$ 0
Real Estate Portfolio Segment [Member] | Multi-family (Five Or More) Residential Loans [Member]
Troubled debt restructuring, number of contracts	0	0
Troubled debt restructuring, recorded investment	$ 0	$ 0
Troubled debt restructuring, related allowance	0	0
Real Estate Portfolio Segment [Member] | Multi-family (Five Or More) Residential Loans [Member] | Nonaccruing Instrument [Member]
Troubled debt restructuring, recorded investment	0	0
Real Estate Portfolio Segment [Member] | Multi-family (Five Or More) Residential Loans [Member] | Accruing Instrument [Member]
Troubled debt restructuring, recorded investment	$ 0	$ 0
Real Estate Portfolio Segment [Member] | Commercial Real Estate Loans [Member]
Troubled debt restructuring, number of contracts	1	1
Troubled debt restructuring, recorded investment	$ 131,000	$ 131,000
Troubled debt restructuring, related allowance	0	0
Real Estate Portfolio Segment [Member] | Commercial Real Estate Loans [Member] | Nonaccruing Instrument [Member]
Troubled debt restructuring, recorded investment	0
Real Estate Portfolio Segment [Member] | Commercial Real Estate Loans [Member] | Accruing Instrument [Member]
Troubled debt restructuring, recorded investment	$ 131,000	$ 131,000
Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Troubled debt restructuring, number of contracts	0	0
Troubled debt restructuring, recorded investment	$ 0	$ 0
Troubled debt restructuring, related allowance	0	0
Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Nonaccruing Instrument [Member]
Troubled debt restructuring, recorded investment	0	0
Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Accruing Instrument [Member]
Troubled debt restructuring, recorded investment	$ 0	$ 0
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member]
Troubled debt restructuring, number of contracts	0	0
Troubled debt restructuring, recorded investment	$ 0	$ 0
Troubled debt restructuring, related allowance	0	0
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member] | Nonaccruing Instrument [Member]
Troubled debt restructuring, recorded investment	0	0
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member] | Accruing Instrument [Member]
Troubled debt restructuring, recorded investment	$ 0	$ 0
Commercial Portfolio Segment [Member]
Troubled debt restructuring, number of contracts	0	0
Troubled debt restructuring, recorded investment	$ 0	$ 0
Troubled debt restructuring, related allowance	0	0
Commercial Portfolio Segment [Member] | Nonaccruing Instrument [Member]
Troubled debt restructuring, recorded investment	0	0
Commercial Portfolio Segment [Member] | Accruing Instrument [Member]
Troubled debt restructuring, recorded investment	$ 0	$ 0
Consumer Portfolio Segment [Member]
Troubled debt restructuring, number of contracts	0	0
Troubled debt restructuring, recorded investment	$ 0	$ 0
Troubled debt restructuring, related allowance	0	0
Consumer Portfolio Segment [Member] | Nonaccruing Instrument [Member]
Troubled debt restructuring, recorded investment	0	0
Consumer Portfolio Segment [Member] | Accruing Instrument [Member]
Troubled debt restructuring, recorded investment	$ 0	$ 0

Note 6 - Loans Receivable, Ne_8

Note 6 - Loans Receivable, Net and Allowance for Loan Losses - Contractual Aging of the TDRs (Details) - USD ($)	Jun. 30, 2022	Dec. 31, 2021
Troubled debt restructurings, non-accrual	$ 9,000	$ 9,000
Troubled debt restructuring, recorded investment	140,000	140,000
Financial Asset, 1 to 29 Days Past Due [Member]
Troubled debt restructurings, past due	131,000	131,000
Financing Receivables, 30 to 89 Days Past Due [Member]
Troubled debt restructurings, past due	0	0
Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Troubled debt restructurings, past due	0	0
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Owner Occupied Loans [Member]
Troubled debt restructurings, non-accrual	0	0
Troubled debt restructuring, recorded investment	0	0
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Owner Occupied Loans [Member] | Financial Asset, 1 to 29 Days Past Due [Member]
Troubled debt restructurings, past due	0	0
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Owner Occupied Loans [Member] | Financing Receivables, 30 to 89 Days Past Due [Member]
Troubled debt restructurings, past due	0	0
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Owner Occupied Loans [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Troubled debt restructurings, past due	0	0
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Non-owner Occupied Loans [Member]
Troubled debt restructurings, non-accrual	9,000	9,000
Troubled debt restructuring, recorded investment	9,000	9,000
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Non-owner Occupied Loans [Member] | Financial Asset, 1 to 29 Days Past Due [Member]
Troubled debt restructurings, past due	0	0
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Non-owner Occupied Loans [Member] | Financing Receivables, 30 to 89 Days Past Due [Member]
Troubled debt restructurings, past due	0	0
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Non-owner Occupied Loans [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Troubled debt restructurings, past due	0	0
Real Estate Portfolio Segment [Member] | Multi-family (Five Or More) Residential Loans [Member]
Troubled debt restructurings, non-accrual	0	0
Troubled debt restructuring, recorded investment	0	0
Real Estate Portfolio Segment [Member] | Multi-family (Five Or More) Residential Loans [Member] | Financial Asset, 1 to 29 Days Past Due [Member]
Troubled debt restructurings, past due	0	0
Real Estate Portfolio Segment [Member] | Multi-family (Five Or More) Residential Loans [Member] | Financing Receivables, 30 to 89 Days Past Due [Member]
Troubled debt restructurings, past due	0	0
Real Estate Portfolio Segment [Member] | Multi-family (Five Or More) Residential Loans [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Troubled debt restructurings, past due	0	0
Real Estate Portfolio Segment [Member] | Commercial Real Estate Loans [Member]
Troubled debt restructurings, non-accrual	0	0
Troubled debt restructuring, recorded investment	131,000	131,000
Real Estate Portfolio Segment [Member] | Commercial Real Estate Loans [Member] | Financial Asset, 1 to 29 Days Past Due [Member]
Troubled debt restructurings, past due	131,000	131,000
Real Estate Portfolio Segment [Member] | Commercial Real Estate Loans [Member] | Financing Receivables, 30 to 89 Days Past Due [Member]
Troubled debt restructurings, past due	0	0
Real Estate Portfolio Segment [Member] | Commercial Real Estate Loans [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Troubled debt restructurings, past due	0	0
Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Troubled debt restructurings, non-accrual	0	0
Troubled debt restructuring, recorded investment	0	0
Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Financial Asset, 1 to 29 Days Past Due [Member]
Troubled debt restructurings, past due	0	0
Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Financing Receivables, 30 to 89 Days Past Due [Member]
Troubled debt restructurings, past due	0	0
Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Troubled debt restructurings, past due	0	0
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member]
Troubled debt restructurings, non-accrual	0	0
Troubled debt restructuring, recorded investment	0	0
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member] | Financial Asset, 1 to 29 Days Past Due [Member]
Troubled debt restructurings, past due	0	0
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member] | Financing Receivables, 30 to 89 Days Past Due [Member]
Troubled debt restructurings, past due	0	0
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Troubled debt restructurings, past due	0	0
Commercial Portfolio Segment [Member]
Troubled debt restructurings, non-accrual	0	0
Troubled debt restructuring, recorded investment	0	0
Commercial Portfolio Segment [Member] | Financial Asset, 1 to 29 Days Past Due [Member]
Troubled debt restructurings, past due	0	0
Commercial Portfolio Segment [Member] | Financing Receivables, 30 to 89 Days Past Due [Member]
Troubled debt restructurings, past due	0	0
Commercial Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Troubled debt restructurings, past due	0	0
Consumer Portfolio Segment [Member]
Troubled debt restructurings, non-accrual	0	0
Troubled debt restructuring, recorded investment	0	0
Consumer Portfolio Segment [Member] | Financial Asset, 1 to 29 Days Past Due [Member]
Troubled debt restructurings, past due	0	0
Consumer Portfolio Segment [Member] | Financing Receivables, 30 to 89 Days Past Due [Member]
Troubled debt restructurings, past due	0	0
Consumer Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Troubled debt restructurings, past due	$ 0	$ 0

Note 6 - Loans Receivable, Ne_9

Note 6 - Loans Receivable, Net and Allowance for Loan Losses - Changes in the Allowance for Loan Losses and Recorded Investment in Loans Receivable (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended		12 Months Ended
	Jun. 30, 2022	Jun. 30, 2021	Jun. 30, 2022	Jun. 30, 2021	Dec. 31, 2021
Allowance for loan losses, beginning balance	$ 5,941	$ 3,315	$ 5,262	$ 3,061	$ 3,061
Charge-offs	0	(17)	0	(17)	(17)
Recoveries	0	0	0	0	17
Provision	599	448	1,278	702	2,201
Allowance for loan losses, ending balance	6,540	3,746	6,540	3,746	5,262
Allowance for loan losses, individually evaluated for impairment	0	0	0	0	0
Allowance for loan losses, collectively evaluated for impairment	6,540	3,746	6,540	3,746	5,262
Ending balance:	555,738		555,738		411,866
Loans receivable, individually evaluated for impairment	1,863		1,863		140
Loans receivable, collectively evaluated for impairment	553,875		553,875		411,726
Real Estate Portfolio Segment [Member]
Ending balance:	427,495		427,495		282,246
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Owner Occupied Loans [Member]
Allowance for loan losses, beginning balance	99	107	73	88	88
Charge-offs	0	0	0	0	0
Recoveries	0	0	0	0	0
Provision	5	(35)	31	(16)	(15)
Allowance for loan losses, ending balance	104	72	104	72	73
Allowance for loan losses, individually evaluated for impairment	0	0	0	0	0
Allowance for loan losses, collectively evaluated for impairment	104	72	104	72	73
Ending balance:	15,652		15,652		9,779
Loans receivable, individually evaluated for impairment	0		0		0
Loans receivable, collectively evaluated for impairment	15,652		15,652		9,779
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Non-owner Occupied Loans [Member]
Allowance for loan losses, beginning balance	305	376	292	362	362
Charge-offs	0	0	0	0	0
Recoveries	0	0	0	0	0
Provision	(29)	(20)	(16)	(6)	(70)
Allowance for loan losses, ending balance	276	356	276	356	292
Allowance for loan losses, individually evaluated for impairment	0	0	0	0	0
Allowance for loan losses, collectively evaluated for impairment	276	356	276	356	292
Ending balance:	39,385		39,385		38,752
Loans receivable, individually evaluated for impairment	9		9		9
Loans receivable, collectively evaluated for impairment	39,376		39,376		38,743
Real Estate Portfolio Segment [Member] | Multi-family (Five Or More) Residential Loans [Member]
Allowance for loan losses, beginning balance	464	232	249	229	229
Charge-offs	0	0	0	0	0
Recoveries	0	0	0	0	0
Provision	(87)	10	128	13	20
Allowance for loan losses, ending balance	377	242	377	242	249
Allowance for loan losses, individually evaluated for impairment	0	0	0	0	0
Allowance for loan losses, collectively evaluated for impairment	377	242	377	242	249
Ending balance:	43,540		43,540		29,344
Loans receivable, individually evaluated for impairment	1,723		1,723		0
Loans receivable, collectively evaluated for impairment	41,817		41,817		29,344
Real Estate Portfolio Segment [Member] | Commercial Real Estate and Lines of Credit [Member]
Allowance for loan losses, beginning balance	2,637	1,379	2,475	1,287	1,287
Charge-offs	0	0	0	0	0
Recoveries	0	0	0	0	0
Provision	746	238	908	330	1,188
Allowance for loan losses, ending balance	3,383	1,617	3,383	1,617	2,475
Allowance for loan losses, individually evaluated for impairment	0	0	0	0	0
Allowance for loan losses, collectively evaluated for impairment	3,383	1,617	3,383	1,617	2,475
Ending balance:	298,340		298,340		183,822
Loans receivable, individually evaluated for impairment	131		131		131
Loans receivable, collectively evaluated for impairment	298,209		298,209		183,691
Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Allowance for loan losses, beginning balance	132	57	119	62	62
Charge-offs	0	0	0	0	0
Recoveries	0	0	0	0	0
Provision	151	106	164	101	57
Allowance for loan losses, ending balance	283	163	283	163	119
Allowance for loan losses, individually evaluated for impairment	0	0	0	0	0
Allowance for loan losses, collectively evaluated for impairment	283	163	283	163	119
Ending balance:	25,695		25,695		15,843
Loans receivable, individually evaluated for impairment	0		0		0
Loans receivable, collectively evaluated for impairment	25,695		25,695		15,843
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member]
Allowance for loan losses, beginning balance	28	27	29	20	20
Charge-offs	0	0	0	0	0
Recoveries	0	0	0	0	0
Provision	4	(1)	3	6	9
Allowance for loan losses, ending balance	32	26	32	26	29
Allowance for loan losses, individually evaluated for impairment	0	0	0	0	0
Allowance for loan losses, collectively evaluated for impairment	32	26	32	26	29
Ending balance:	4,883		4,883		4,706
Loans receivable, individually evaluated for impairment	0		0		0
Loans receivable, collectively evaluated for impairment	4,883		4,883		4,706
Commercial and Consumer Portfolio Segments [Member]
Allowance for loan losses, beginning balance	1,876	887	1,625	763	763
Charge-offs	0	(17)	0	(17)	(17)
Recoveries	0	0	0	0	17
Provision	(141)	100	110	224	862
Allowance for loan losses, ending balance	1,735	970	1,735	970	1,625
Allowance for loan losses, individually evaluated for impairment	0	0	0	0	0
Allowance for loan losses, collectively evaluated for impairment	1,735	970	1,735	970	1,625
Ending balance:	128,243		128,243		129,620
Loans receivable, individually evaluated for impairment	0		0		0
Loans receivable, collectively evaluated for impairment	128,243		128,243		129,620
Unallocated Financing Receivables [Member]
Allowance for loan losses, beginning balance	400	250	400	250	250
Charge-offs	0	0	0	0	0
Recoveries	0	0	0	0	0
Provision	(50)	50	(50)	50	150
Allowance for loan losses, ending balance	350	300	350	300	400
Allowance for loan losses, individually evaluated for impairment	0	0	0	0	0
Allowance for loan losses, collectively evaluated for impairment	350	$ 300	350	$ 300	400
Ending balance:
Loans receivable, individually evaluated for impairment
Loans receivable, collectively evaluated for impairment

Note 6 - Loans Receivable, N_10

Note 6 - Loans Receivable, Net and Allowance for Loan Losses - Non-accrual Loans by Class of Loans (Details) - USD ($) $ in Thousands	Jun. 30, 2022	Dec. 31, 2021
Loans	$ 1,732	$ 9
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Owner Occupied Loans [Member]
Loans	0	0
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Non-owner Occupied Loans [Member]
Loans	9	9
Real Estate Portfolio Segment [Member] | Multi-family (Five Or More) Residential Loans [Member]
Loans	1,723	0
Real Estate Portfolio Segment [Member] | Commercial Real Estate Loans [Member]
Loans	0	0
Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Loans	0	0
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member]
Loans	0	0
Commercial Portfolio Segment [Member]
Loans	0	0
Consumer Portfolio Segment [Member]
Loans	$ 0	$ 0

Note 6 - Loans Receivable, N_11

Note 6 - Loans Receivable, Net and Allowance for Loan Losses - Loan Portfolio Summarized by Past Due Status (Details) - USD ($) $ in Thousands		Jun. 30, 2022	Dec. 31, 2021
Loans		$ 555,738	$ 411,866
Loans > 90 days and accruing		0
The 30 to 89 Days Delinquent [Member]
Loans		2,058	1,461
Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans		1,732	9
Financial Asset, Past Due [Member]
Loans		3,790	1,470
Financial Asset, Not Past Due [Member]
Loans		551,948	410,396
Real Estate Portfolio Segment [Member]
Loans		427,495	282,246
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Owner Occupied Loans [Member]
Loans		15,652	9,779
Loans > 90 days and accruing		0
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Owner Occupied Loans [Member] | The 30 to 89 Days Delinquent [Member]
Loans		411	809
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Owner Occupied Loans [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans		0	0
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Owner Occupied Loans [Member] | Financial Asset, Past Due [Member]
Loans		411	809
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Owner Occupied Loans [Member] | Financial Asset, Not Past Due [Member]
Loans		15,241	8,970
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Non-owner Occupied Loans [Member]
Loans		39,385	38,752
Loans > 90 days and accruing		0
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Non-owner Occupied Loans [Member] | The 30 to 89 Days Delinquent [Member]
Loans		40	285
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Non-owner Occupied Loans [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans		9	9
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Non-owner Occupied Loans [Member] | Financial Asset, Past Due [Member]
Loans		49	294
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Non-owner Occupied Loans [Member] | Financial Asset, Not Past Due [Member]
Loans		39,336	38,458
Real Estate Portfolio Segment [Member] | Multi-family (Five Or More) Residential Loans [Member]
Loans		43,540	29,344
Loans > 90 days and accruing		0
Real Estate Portfolio Segment [Member] | Multi-family (Five Or More) Residential Loans [Member] | The 30 to 89 Days Delinquent [Member]
Loans		0
Real Estate Portfolio Segment [Member] | Multi-family (Five Or More) Residential Loans [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans		1,723
Real Estate Portfolio Segment [Member] | Multi-family (Five Or More) Residential Loans [Member] | Financial Asset, Past Due [Member]
Loans		1,723
Real Estate Portfolio Segment [Member] | Multi-family (Five Or More) Residential Loans [Member] | Financial Asset, Not Past Due [Member]
Loans		41,817	29,344
Real Estate Portfolio Segment [Member] | Commercial Real Estate Loans [Member]
Loans		298,340	183,822
Loans > 90 days and accruing		0
Real Estate Portfolio Segment [Member] | Commercial Real Estate Loans [Member] | The 30 to 89 Days Delinquent [Member]
Loans		1,384
Real Estate Portfolio Segment [Member] | Commercial Real Estate Loans [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans		0
Real Estate Portfolio Segment [Member] | Commercial Real Estate Loans [Member] | Financial Asset, Past Due [Member]
Loans		1,384
Real Estate Portfolio Segment [Member] | Commercial Real Estate Loans [Member] | Financial Asset, Not Past Due [Member]
Loans		296,956	183,822
Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Loans		25,695	15,843
Loans > 90 days and accruing		0
Real Estate Portfolio Segment [Member] | Construction Loans [Member] | The 30 to 89 Days Delinquent [Member]
Loans		0
Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans		0
Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Financial Asset, Past Due [Member]
Loans		0
Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Financial Asset, Not Past Due [Member]
Loans		25,695	15,843
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member]
Loans		4,883	4,706
Loans > 90 days and accruing		0
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member] | The 30 to 89 Days Delinquent [Member]
Loans		54
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans		0
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member] | Financial Asset, Past Due [Member]
Loans		54
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member] | Financial Asset, Not Past Due [Member]
Loans		4,829	4,706
Commercial Portfolio Segment [Member]
Loans	[1]	128,239	129,608
Loans > 90 days and accruing		0
Commercial Portfolio Segment [Member] | The 30 to 89 Days Delinquent [Member]
Loans		169	367
Commercial Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans		0
Commercial Portfolio Segment [Member] | Financial Asset, Past Due [Member]
Loans		169	367
Commercial Portfolio Segment [Member] | Financial Asset, Not Past Due [Member]
Loans		128,070	129,241
Consumer Portfolio Segment [Member]
Loans		4	12
Loans > 90 days and accruing		0
Consumer Portfolio Segment [Member] | The 30 to 89 Days Delinquent [Member]
Loans		0
Consumer Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans		0
Consumer Portfolio Segment [Member] | Financial Asset, Past Due [Member]
Loans		0
Consumer Portfolio Segment [Member] | Financial Asset, Not Past Due [Member]
Loans		$ 4	$ 12
[1]Includes $23.0 million and $42.6 million of PPP loans at March 31, 2022 and December 31, 2021, respectively.

Note 7 - Goodwill and Other I_2

Note 7 - Goodwill and Other Intangible, Net (Details Textual) - USD ($)			3 Months Ended		6 Months Ended
	Jan. 04, 2021	Aug. 01, 2016	Jun. 30, 2022	Jun. 30, 2021	Jun. 30, 2022	Jun. 30, 2021	Dec. 31, 2021
Finite-Lived Intangible Assets, Net, Ending Balance			$ 198,000		$ 198,000		$ 222,000
Amortization of Intangible Assets			12,000	$ 12,000	24,000	$ 24,000
Other Intangible Assets [Member]
Finite-Lived Intangible Assets, Net, Ending Balance			198,000		198,000
Finite-Lived Intangible Assets, Accumulated Amortization			$ 287,000		$ 287,000
Oakmont Capital Holdings, LLC [Member]
Goodwill, Acquired During Period	$ 2,100,000
Signature Insurance Services, LLC [Member]
Goodwill, Acquired During Period		$ 515,000
Payments to Acquire Businesses, Gross		1,000,000
Signature Insurance Services, LLC [Member] | Other Intangible Assets [Member]
Finite-lived Intangible Assets Acquired		$ 485,000
Finite-Lived Intangible Asset, Useful Life (Year)		10 years

Note 8 - Deposits - Summary of

Note 8 - Deposits - Summary of Deposits (Details) - USD ($) $ in Thousands	Jun. 30, 2022	Dec. 31, 2021
Non-interest bearing checking accounts	$ 73,534	$ 64,731
Money market accounts	328,012	200,688
Certificates of deposit	186,681	179,910
Total deposits	589,765	447,166
Passbook Accounts [Member]
Interest-bearing deposits, amount	5	10
Savings Accounts [Member]
Interest-bearing deposits, amount	$ 1,533	$ 1,828

Note 9 - Borrowings (Details Te

Note 9 - Borrowings (Details Textual) - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2022	Jun. 30, 2021	Dec. 31, 2021
Repayments of Federal Reserve Bank Borrowings, Financing Activities	$ 3,895	$ 30,267
Long-term Federal Reserve Bank Advances, Increase (Decrease) Percentage	100%
Long-term Federal Reserve Bank Advances	$ 0		$ 3,895
Other Borrowings	0
Oakmont Capital Holdings, LLC Lines of Credit to Fund Equipment Loans [Member]
Line of Credit Facility, Maximum Borrowing Capacity	$ 11,000

Note 9 - Borrowings - Federal H

Note 9 - Borrowings - Federal Home Loan Bank Long-term Borrowings (Details) - USD ($) $ in Thousands	Jun. 30, 2022	Dec. 31, 2021
Short-term borrowings, amount	$ 0	$ 26,000
Short-term borrowings, weighted interest rate	0%	0.28%
2022, amount	$ 33,171
2022, weighted interest rate	1.48%
2022, amount	$ 57,000	$ 7,171
2022, weighted interest rate	2.22%	2.10%
2023, amount	$ 6,167	$ 7,000
2023, weighted interest rate	2.05%	2.16%
2024, amount	$ 2,855	$ 6,167
2024, weighted interest rate	1.25%	2.05%
2025, amount		$ 2,855
2025, weighted interest rate		1.25%
Total FHLB long-term debt, amount	$ 99,193	$ 23,193
Total FHLB long-term debt, weighted interest rate	1.93%	2%

Note 10 - Stock Compensation _3

Note 10 - Stock Compensation Plans (Details Textual) - USD ($)	1 Months Ended		3 Months Ended			6 Months Ended		12 Months Ended
	May 31, 2018	May 31, 2013	Jun. 30, 2022	Jun. 30, 2021	Mar. 31, 2018	Jun. 30, 2022	Jun. 30, 2021	Dec. 31, 2007	Mar. 31, 2022	Mar. 31, 2021	May 31, 2008
Employee Stock Ownership Plan (ESOP), Compensation Expense			$ 84,000	$ 63,000		$ 175,000	$ 122,000
Share-Based Payment Arrangement, Option [Member]
Share-Based Payment Arrangement, Expense, after Tax			11,000			22,000	22,000
Share-Based Payment Arrangement, Expense, Tax Benefit			1,000			$ 1,000	$ 1,000
Share-Based Payment Arrangement, Nonvested Award, Cost Not yet Recognized, Period for Recognition (Year)						10 months 24 days
Share-based Compensation Arrangement by Share-based Payment Award, Expiration Period (Year)					10 years	10 years
Share-Based Payment Arrangement, Nonvested Award, Option, Cost Not yet Recognized, Amount			$ 39,000			$ 39,000
Share-Based Payment Arrangement, Option [Member] | Minimum [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Period (Year)					5 years	5 years
The 2008 Recognition and Retention Plan [Member]
Stock Repurchase Program, Remaining Number of Shares Authorized to be Repurchased (in shares)		195,000
The 2013 Stock Incentive Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Authorized (in shares)		195,000
Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Period (Year)						5 years
The 2013 Stock Incentive Plan [Member] | Restricted Stock [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Authorized (in shares)		48,750
Percentage of Shares May Be Granted As Restricted Stock Awards		25%
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Available for Grant (in shares)			1,800			1,800
The 2013 Stock Incentive Plan [Member] | Share-Based Payment Arrangement, Option [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Authorized (in shares)		146,250
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Available for Grant (in shares)			6,200			6,200
The 2018 Stock Incentive Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Authorized (in shares)	155,000
The 2018 Stock Incentive Plan [Member] | Restricted Stock [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Authorized (in shares)	38,750
Percentage of Shares May Be Granted As Restricted Stock Awards	25%
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Available for Grant (in shares)			11,750			11,750
The 2018 Stock Incentive Plan [Member] | Share-Based Payment Arrangement, Option [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Authorized (in shares)	116,250
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Available for Grant (in shares)			37,250			37,250
Stock Incentive Plans [Member]
Share-Based Payment Arrangement, Expense, after Tax			$ 31,000	30,000		$ 62,000
Share-Based Payment Arrangement, Expense, Tax Benefit			7,000	$ 6,000		13,000
Share-Based Payment Arrangement, Nonvested Award, Cost Not yet Recognized, Amount, Total			$ 106,000			$ 106,000
Share-Based Payment Arrangement, Nonvested Award, Cost Not yet Recognized, Period for Recognition (Year)						10 months 24 days
Stock Incentive Plans [Member] | Restricted Stock [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Period (Year)						5 years
Stock Incentive Plans [Member] | Share-Based Payment Arrangement, Option [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Nonvested, Number, Ending Balance (in shares)			18,845			18,845
The 2008 Stock Option Plan [Member] | Share-Based Payment Arrangement, Option [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Authorized (in shares)											277,726
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Available for Grant (in shares)			0			0
The Option Plan and Stock Incentive Plan [Member]
Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Outstanding, Number, Ending Balance (in shares)			214,136			214,136
The Option Plan and Stock Incentive Plan [Member] | Share-Based Payment Arrangement, Option [Member]
Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Outstanding, Number, Ending Balance (in shares)			214,136	233,136		214,136	233,136		233,136	240,636
Employee Stock Ownership Plan [Member]
Percentage of Company Shares Purchased by ESOP								8%
Employee Stock Ownership Plan (ESOP), Shares Contributed to ESOP (in shares)			4,000					222,180
ESOP Loan Interest Rate								7.75%
Employee Stock Ownership Plan (ESOP), Loan Term (Year)								15 years
Employee Stock Ownership Plan (ESOP), Compensation Expense			$ 84,000

Note 10 - Stock Compensation _4

Note 10 - Stock Compensation Plans - Status of Shares Under the RRP and Stock Incentive Plan (Details) - The RRP and Stock Incentive Plan [Member] - Restricted Stock [Member] - $ / shares	6 Months Ended
	Jun. 30, 2022	Jun. 30, 2021
Unvested at the beginning of the period (in shares)	18,845	28,266
Unvested at the beginning of the period (in dollars per share)	$ 13.30	$ 13.30
Granted, number of shares (in shares)	0	0
Granted, weighted average grant date fair value (in dollars per share)	$ 0	$ 0
Vested, number of shares (in shares)	(9,123)	(9,421)
Vested, weighted average grant date fair value (in dollars per share)	$ 13.30	$ 13.30
Forfeited, number of shares (in shares)	(600)	0
Forfeited, weighted average grant date fair value (in dollars per share)	$ 13.30	$ 0
Unvested at the end of the period (in shares)	9,122	18,845
Unvested at the end of the period (in dollars per share)	$ 13.30	$ 13.30

Note 10 - Stock Compensation _5

Note 10 - Stock Compensation Plans - Summary of Option Activity (Details) - The Option Plan and Stock Incentive Plan [Member] - $ / shares	3 Months Ended		12 Months Ended
	Jun. 30, 2022	Jun. 30, 2021	Dec. 31, 2021	Dec. 31, 2020
Outstanding (in shares)	214,136
Share-Based Payment Arrangement, Option [Member]
Outstanding, number of shares (in shares)	233,136	240,636
Outstanding, weighted average (in dollars per share)	$ 10.96	$ 10.98
Outstanding at the beginning of the period (Year)	3 years 10 months 24 days	4 years 8 months 12 days	4 years 2 months 12 days	5 years 2 months 12 days
Granted, number of shares (in shares)	0	0
Granted, weighted average exercise price (in dollars per share)	$ 0	$ 0
Exercised, number of shares (in shares)	(17,000)	(7,500)
Exercised, weighted average exercise price (in dollars per share)	$ 8.71	$ 11.57
Forfeited, number of shares (in shares)	(2,000)	0
Forfeited, weighted average exercise price (in dollars per share)	$ 13.30	$ 0
Outstanding (in shares)	214,136	233,136
Outstanding, weighted average (in dollars per share)	$ 11.12	$ 10.96
Exercisable at end of period (in shares)	183,209	180,081
Exercisable at end of period, weighted average exercise price (in dollars per share)	$ 10.79	$ 10.28
Exercisable at end of period, weighted average remaining contractual life (Year)	6 years	5 years 7 months 6 days

Note 11 - Fair Value Measurem_3

Note 11 - Fair Value Measurements and Fair Values of Financial Instruments - Financial Assets and Liabilities on a Recurring and Nonrecurring (Details) - USD ($) $ in Thousands	Jun. 30, 2022	Dec. 31, 2021
Investment securities available for sale	$ 3,455	$ 4,033
Fair Value, Recurring [Member]
Investment securities available for sale	3,455	4,033
Total fair value measurements	3,455	4,033
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Investment securities available for sale	0	0
Total fair value measurements	0	0
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Investment securities available for sale	3,455	4,033
Total fair value measurements	3,455	4,033
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Investment securities available for sale	0	0
Total fair value measurements	0	0
Fair Value, Nonrecurring [Member]
Total fair value measurements	1,863	140
Impaired loans	1,863	140
Fair Value, Nonrecurring [Member] | Fair Value, Inputs, Level 1 [Member]
Total fair value measurements	0	0
Impaired loans	0	0
Fair Value, Nonrecurring [Member] | Fair Value, Inputs, Level 2 [Member]
Total fair value measurements	0	0
Impaired loans	0	0
Fair Value, Nonrecurring [Member] | Fair Value, Inputs, Level 3 [Member]
Total fair value measurements	1,863	140
Impaired loans	1,863	140
Mortgage-Backed Securities, Issued by US Government Sponsored Enterprises [Member] | Government National Mortgage Association (GNMA) [Member]
Investment securities available for sale	3,333	3,882
Mortgage-Backed Securities, Issued by US Government Sponsored Enterprises [Member] | Government National Mortgage Association (GNMA) [Member] | Fair Value, Recurring [Member]
Investment securities available for sale	3,333	3,882
Mortgage-Backed Securities, Issued by US Government Sponsored Enterprises [Member] | Government National Mortgage Association (GNMA) [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Investment securities available for sale	0	0
Mortgage-Backed Securities, Issued by US Government Sponsored Enterprises [Member] | Government National Mortgage Association (GNMA) [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Investment securities available for sale	3,333	3,882
Mortgage-Backed Securities, Issued by US Government Sponsored Enterprises [Member] | Government National Mortgage Association (GNMA) [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Investment securities available for sale	0	0
Mortgage-Backed Securities, Issued by US Government Sponsored Enterprises [Member] | Federal National Mortgage Association (FNMA) [Member]
Investment securities available for sale	122	151
Mortgage-Backed Securities, Issued by US Government Sponsored Enterprises [Member] | Federal National Mortgage Association (FNMA) [Member] | Fair Value, Recurring [Member]
Investment securities available for sale	122	151
Mortgage-Backed Securities, Issued by US Government Sponsored Enterprises [Member] | Federal National Mortgage Association (FNMA) [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Investment securities available for sale	0	0
Mortgage-Backed Securities, Issued by US Government Sponsored Enterprises [Member] | Federal National Mortgage Association (FNMA) [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Investment securities available for sale	122	151
Mortgage-Backed Securities, Issued by US Government Sponsored Enterprises [Member] | Federal National Mortgage Association (FNMA) [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Investment securities available for sale	$ 0	$ 0

Note 11 - Fair Value Measurem_4

Note 11 - Fair Value Measurements and Fair Values of Financial Instruments - Additional Quantitative Information About Assets Measured at Fair Value on a Nonrecurring Basis (Details) - Appraisal of Collateral [Member] - Fair Value, Inputs, Level 3 [Member] - Meaurement Input, Appraisal Adjustments Rate [Member] $ in Thousands		Jun. 30, 2022 USD ($)	Dec. 31, 2021 USD ($)
Impaired loans, fair value		$ 1,863	$ 140
Impaired Loans [Member]
Unobservable input, range	[1],[2]	0.08	0.08
Impaired Loans [Member] | Weighted Average [Member]
Unobservable input, range	[1],[2]	0.08	0.08
[1]Appraisals may be adjusted by management for qualitative factors such as economic conditions and estimated liquidation expenses. The range and weighted average of liquidation expenses and other appraisal adjustments are presented as a percentage of the appraisal.[2]Fair value is generally determined through independent appraisals of the underlying collateral, which generally include various Level 3 inputs which are identifiable.

Note 11 - Fair Value Measurem_5

Note 11 - Fair Value Measurements and Fair Values of Financial Instruments - Estimated Fair Values of Financial Instruments (Details) - USD ($) $ in Thousands	Jun. 30, 2022	Dec. 31, 2021
Investment in interest-earning time deposits		$ 8,091
FRB long-term borrowings		3,895
Reported Value Measurement [Member]
Investment in interest-earning time deposits	$ 8,211	7,924
Loans held for sale	90,327	107,823
Loans receivable, net	547,426	403,966
Deposits	589,765	447,166
FHLB long-term borrowings	99,193	23,193
Subordinated debt	7,949	7,933
FRB long-term borrowings		3,895
Estimate of Fair Value Measurement [Member]
Investment in interest-earning time deposits	8,325
Loans held for sale	95,437	112,843
Loans receivable, net	553,379	409,203
Deposits	582,625	446,576
FHLB long-term borrowings	98,969	23,231
Subordinated debt	7,978	8,312
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member]
Investment in interest-earning time deposits	0	0
Loans held for sale	0	0
Loans receivable, net	0	0
Deposits	394,464	267,255
FHLB long-term borrowings	0	0
Subordinated debt	0	0
FRB long-term borrowings		0
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member]
Investment in interest-earning time deposits	0	0
Loans held for sale	95,437	112,843
Loans receivable, net	0	0
Deposits	0	0
FHLB long-term borrowings	0	0
Subordinated debt	0	0
FRB long-term borrowings		0
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member]
Investment in interest-earning time deposits	8,325	8,091
Loans held for sale	0	0
Loans receivable, net	553,379	409,203
Deposits	188,161	179,321
FHLB long-term borrowings	98,969	23,231
Subordinated debt	$ 7,978	8,312
FRB long-term borrowings		$ 3,895

Note 12 - Operating Segments (D

Note 12 - Operating Segments (Details Textual)	3 Months Ended
	Mar. 31, 2022
Number of Reportable Segments	2

Note 12 - Operating Segments -

Note 12 - Operating Segments - Summary of Financial Information for the Reportable Segments (Details) - USD ($)		3 Months Ended		6 Months Ended
		Jun. 30, 2022	Jun. 30, 2021	Jun. 30, 2022	Jun. 30, 2021	Dec. 31, 2021
Net Interest Income (Loss)		$ 5,810,000	$ 4,737,000	$ 11,287,000	$ 8,365,000
Provision for Loan Losses		599,000	448,000	1,278,000	702,000
Net Interest Income (Loss) after Provision for Loan Losses		5,211,000	4,289,000	10,009,000	7,663,000
Insurance commissions		139,000	133,000	255,000	240,000
Income from bank-owned life insurance		22,000	21,000	43,000	40,000
Net gain on loans held for sale		2,858,000	1,335,000	7,068,000	2,550,000
Gain on sale of investment securities available for sale		0	45,000	0	362,000
Gain on the sale of SBA loans		34,000	66,000	167,000	267,000
Total Non-Interest Income		4,331,000	2,534,000	9,841,000	5,300,000
Salaries and employee benefits		4,891,000	3,439,000	9,482,000	6,839,000
Directors’ fees and expenses		72,000	60,000	143,000	128,000
Occupancy and equipment		466,000	387,000	886,000	764,000
Data processing		163,000	202,000	360,000	407,000
Professional fees		228,000	218,000	412,000	381,000
FDIC deposit insurance assessment		113,000	73,000	229,000	124,000
Other real estate owned expenses		0	3,000	0	12,000
Advertising		154,000	122,000	362,000	227,000
Amortization of Intangible Assets		12,000	12,000	24,000	24,000
Other		490,000	319,000	873,000	648,000
Total Non-Interest Expense		6,589,000	4,835,000	12,771,000	9,554,000
Pretax Segment Profit (Loss)		2,953,000	1,988,000	7,079,000	3,409,000
Segment Assets		751,922,000	526,976,000	751,922,000	526,976,000	$ 554,115,000
Mortgage Banking and Abstract Fees [Member]
Non-interest revenue		824,000	522,000	1,461,000	1,053,000
Real Estate Sales Commissions [Member]
Non-interest revenue		64,000	33,000	125,000	64,000
Other Fees and Services Fees [Member]
Non-interest revenue		82,000	51,000	248,000	173,000
Loan Servicing Fee [Member]
Non-interest revenue		308,000	328,000	474,000	551,000
Quaint Oak Bank [Member]
Net Interest Income (Loss)	[1]	5,807,000	4,799,000	11,310,000	8,541,000
Provision for Loan Losses	[1]	599,000	448,000	1,278,000	702,000
Net Interest Income (Loss) after Provision for Loan Losses	[1]	5,208,000	4,351,000	10,032,000	7,839,000
Insurance commissions	[1]	139,000	133,000	255,000	240,000
Income from bank-owned life insurance	[1]	22,000	21,000	43,000	40,000
Net gain on loans held for sale	[1]	2,222,000	421,000	6,546,000	1,045,000
Gain on sale of investment securities available for sale		0	45,000	0	362,000
Gain on the sale of SBA loans	[1]	34,000	66,000	167,000	267,000
Total Non-Interest Income	[1]	3,676,000	1,500,000	8,648,000	3,580,000
Salaries and employee benefits	[1]	4,389,000	2,935,000	8,477,000	5,863,000
Directors’ fees and expenses	[1]	72,000	60,000	143,000	128,000
Occupancy and equipment	[1]	391,000	312,000	743,000	610,000
Data processing	[1]	131,000	127,000	289,000	257,000
Professional fees	[1]	203,000	200,000	361,000	346,000
FDIC deposit insurance assessment	[1]	113,000	73,000	229,000	124,000
Other real estate owned expenses	[1]	0	3,000	0	12,000
Advertising	[1]	121,000	109,000	297,000	200,000
Amortization of Intangible Assets	[1]	12,000	12,000	24,000	24,000
Other	[1]	450,000	294,000	815,000	603,000
Total Non-Interest Expense	[1]	5,882,000	4,125,000	11,378,000	8,167,000
Pretax Segment Profit (Loss)	[1]	3,002,000	1,726,000	7,302,000	3,252,000
Segment Assets	[1]	734,104,000	486,776,000	734,104,000	486,776,000
Quaint Oak Bank [Member] | Mortgage Banking and Abstract Fees [Member]
Non-interest revenue		805,000	402,000	790,000	838,000
Quaint Oak Bank [Member] | Real Estate Sales Commissions [Member]
Non-interest revenue	[1]	64,000	33,000	125,000	64,000
Quaint Oak Bank [Member] | Other Fees and Services Fees [Member]
Non-interest revenue	[1]	82,000	51,000	248,000	173,000
Quaint Oak Bank [Member] | Loan Servicing Fee [Member]
Non-interest revenue		308,000	328,000	474,000	551,000
Quaint Oak Bank, Mortgage [Member]
Net Interest Income (Loss)		3,000	(62,000)	(23,000)	(176,000)
Provision for Loan Losses		0	0	0	0
Net Interest Income (Loss) after Provision for Loan Losses		3,000	(62,000)	(23,000)	(176,000)
Insurance commissions		0	0	0	0
Income from bank-owned life insurance		0	0	0	0
Net gain on loans held for sale		636,000	914,000	522,000	1,505,000
Gain on sale of investment securities available for sale		0	0	0	0
Gain on the sale of SBA loans		0	0	0	0
Total Non-Interest Income		655,000	1,034,000	1,193,000	1,720,000
Salaries and employee benefits		502,000	504,000	1,005,000	976,000
Directors’ fees and expenses		0	0	0	0
Occupancy and equipment		75,000	75,000	143,000	154,000
Data processing		32,000	75,000	71,000	150,000
Professional fees		25,000	18,000	51,000	35,000
FDIC deposit insurance assessment		0	0	0	0
Other real estate owned expenses		0	0	0	0
Advertising		33,000	13,000	65,000	27,000
Amortization of Intangible Assets		0	0	0	0
Other		40,000	25,000	58,000	45,000
Total Non-Interest Expense		707,000	710,000	1,393,000	1,387,000
Pretax Segment Profit (Loss)		(49,000)	262,000	(223,000)	157,000
Segment Assets		17,818,000	40,200,000	17,818,000	40,200,000
Quaint Oak Bank, Mortgage [Member] | Mortgage Banking and Abstract Fees [Member]
Non-interest revenue		19,000	120,000	671,000	215,000
Quaint Oak Bank, Mortgage [Member] | Real Estate Sales Commissions [Member]
Non-interest revenue		0	0	0	0
Quaint Oak Bank, Mortgage [Member] | Other Fees and Services Fees [Member]
Non-interest revenue		0	0	0	0
Quaint Oak Bank, Mortgage [Member] | Loan Servicing Fee [Member]
Non-interest revenue		$ 0	0	$ 0	0
Mortgage Banking and Abstract Fees [Member]
Non-interest revenue			$ 522,000		$ 1,053,000
[1]Includes Quaint Oak Bancorp, Inc. and the Bank’s subsidiaries, Quaint Oak Real Estate, Quaint Oak Abstract, Quaint Oak Insurance Agency, QOB Properties, Oakmont Commercial and Oakmont Capital Holdings, LLC.