Quaint Oak Bancorp (QNTO) 10-Q 14 Nov 23 2023 Q3 Quarterly report Financial data

Document And Entity Information

Document And Entity Information - shares	9 Months Ended
	Sep. 30, 2023	Nov. 10, 2023
Document Information [Line Items]
Entity Central Index Key	0001391933
Entity Registrant Name	QUAINT OAK BANCORP INC
Amendment Flag	false
Current Fiscal Year End Date	--12-31
Document Fiscal Period Focus	Q3
Document Fiscal Year Focus	2023
Document Type	10-Q
Document Quarterly Report	true
Document Period End Date	Sep. 30, 2023
Document Transition Report	false
Entity File Number	000-52694
Entity Incorporation, State or Country Code	PA
Entity Tax Identification Number	35-2293957
Entity Address, Address Line One	501 Knowles Avenue
Entity Address, City or Town	Southampton
Entity Address, State or Province	PA
Entity Address, Postal Zip Code	18966
City Area Code	215
Local Phone Number	364-4059
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Non-accelerated Filer
Entity Small Business	true
Entity Emerging Growth Company	false
Entity Shell Company	false
Entity Common Stock, Shares Outstanding		2,390,285

Consolidated Balance Sheets (Cu

Consolidated Balance Sheets (Current Period Unaudited) - USD ($) $ in Thousands		Sep. 30, 2023	Dec. 31, 2022
Assets
Due from banks, non-interest-bearing		$ 331	$ 421
Due from banks, interest-bearing		10,307	3,472
Cash and cash equivalents		10,638	3,893
Investment in interest-earning time deposits		2,162	3,833
Investment securities available for sale		2,481	2,970
Loans held for sale		94,806	133,222
(2023 $7,121; 2022 $7,678)		626,200	621,864
Accrued interest receivable		3,319	3,462
Investment in Federal Home Loan Bank stock, at cost		3,314	6,601
Bank-owned life insurance		4,301	4,226
Premises and equipment, net		3,092	2,775
Goodwill		2,573	2,573
Other intangible, net of accumulated amortization		138	174
Prepaid expenses and other assets		9,178	6,757
Total Assets		762,202	792,350
Liabilities
Non-interest bearing	[1]	151,111	88,728
Interest-bearing		444,445	460,520
Total deposits		595,556	549,248
Federal Home Loan Bank short-term borrowings		35,000	93,200
Federal Home Loan Bank long-term borrowings		41,022	66,022
Federal Reserve Bank short-term borrowings		0	7,000
Other short-term borrowings		5,803	5,489
Subordinated debt		21,884	7,966
Accrued interest payable		882	584
Advances from borrowers for taxes and insurance		3,412	4,186
Accrued expenses and other liabilities		10,304	9,573
Total Liabilities		713,863	743,268
Stockholders’ Equity
Preferred stock – $0.01 par value, 1,000,000 shares authorized; none issued or outstanding		0	0
Common stock – $0.01 par value; 9,000,000 shares authorized;2,778,550 and 2,777,250 issued as of September 30, 2023 and December 31, 2022, respectively; 2,273,051 and 2,167,613 outstanding at September 30, 2023 and December 31, 2022, respectively		28	28
Additional paid-in capital		18,504	17,906
Treasury stock, at cost: 505,499 and 609,637 shares at September 30, 2023 and December 31, 2022, respectively		(3,678)	(3,992)
Accumulated other comprehensive loss		(15)	(24)
Retained earnings		30,895	30,875
Total Quaint Oak Bancorp, Inc. Stockholders' Equity		45,734	44,793
Noncontrolling Interest		2,605	4,289
Total Stockholders' Equity		48,339	49,082
Total Liabilities and Stockholders’ Equity		$ 762,202	$ 792,350
[1]The Company has identified one major non-interest bearing checking account deposit customer that accounted for approximately 16.3% and 5.3% of total deposits at September 30, 2023 and December 31, 2022, respectively. At September 30, 2023 and December 31, 2022, the combined outstanding balances of the major deposit customer’s non-interest bearing checking account totaled approximately $97.1 million and $29.2 million, respectively.

Consolidated Balance Sheets (_2

Consolidated Balance Sheets (Current Period Unaudited) (Parentheticals) - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
Allowance for Credit Loss	$ 7,121	$ 7,678
Preferred stock, par value (in dollars per share)	$ 0.01	$ 0.01
Preferred stock, shares authorized (in shares)	1,000,000	1,000,000
Preferred stock, shares issued (in shares)	0	0
Preferred stock, shares outstanding (in shares)	0	0
Common Stock, Par or Stated Value Per Share (in dollars per share)	$ 10	$ 10
Common stock, shares authorized (in shares)	9,000,000	9,000,000
Common stock, shares issued (in shares)	2,778,550	2,777,250
Common stock, shares outstanding (in shares)	2,273,051	2,167,613
Treasury stock, at cost, shares (in shares)	505,499	609,637

Consolidated Statements of Inco

Consolidated Statements of Income (Unaudited) - USD ($)	3 Months Ended		9 Months Ended
	Sep. 30, 2023	Sep. 30, 2022	Sep. 30, 2023	Sep. 30, 2022
Interest Income
Interest on loans, including fees	$ 10,710,000	$ 8,671,000	$ 32,935,000	$ 22,171,000
Interest and dividends on time deposits, investment securities, interest-bearing deposits with others, and Federal Home Loan Bank stock	260,000	325,000	750,000	506,000
Total Interest Income	10,970,000	8,996,000	33,685,000	22,677,000
Interest Expense
Interest on deposits	4,318,000	1,672,000	11,811,000	3,199,000
Interest on Federal Home Loan Bank short-term borrowings	783,000	58,000	3,583,000	133,000
Interest on Federal Home Loan Bank long-term borrowings	372,000	457,000	1,003,000	958,000
Interest on Federal Reserve Bank long-term borrowings	11,000	0	30,000	4,000
Interest on subordinated debt	417,000	130,000	1,021,000	390,000
Interest on other short-term borrowings	148,000	22,000	705,000	49,000
Total Interest Expense	6,049,000	2,339,000	18,153,000	4,733,000
Net Interest Income	4,921,000	6,657,000	15,532,000	17,944,000
Provision for Credit Losses	257,000	655,000	460,000	1,933,000
Net Interest Income after Provision for Credit Losses	4,664,000	6,002,000	15,072,000	16,011,000
Non-Interest Income
Insurance commissions	190,000	152,000	486,000	407,000
Income from bank-owned life insurance	26,000	23,000	75,000	66,000
Net gain on loans held for sale	1,052,000	4,281,000	3,005,000	11,349,000
Gain on the sale of SBA loans	95,000	58,000	346,000	225,000
Total Non-Interest Income	3,031,000	5,973,000	9,819,000	15,814,000
Non-Interest Expense
Salaries and employee benefits	5,296,000	5,335,000	16,166,000	14,817,000
Directors' fees and expenses	108,000	67,000	315,000	210,000
Occupancy and equipment	658,000	477,000	1,746,000	1,363,000
Data processing	312,000	140,000	737,000	500,000
Professional fees	278,000	257,000	678,000	669,000
FDIC deposit insurance assessment	197,000	225,000	669,000	454,000
Advertising	78,000	169,000	514,000	531,000
Amortization of other intangible	12,000	12,000	36,000	36,000
Other	1,491,000	636,000	3,560,000	1,509,000
Total Non-Interest Expense	8,430,000	7,318,000	24,421,000	20,089,000
(Loss) Income before Income Taxes	(735,000)	4,657,000	470,000	11,736,000
Income Tax (Benefit) (Expense)	(81,000)	1,012,000	410,000	2,531,000
Net (Loss) Income	(654,000)	3,645,000	60,000	9,205,000
Net (Loss) Income Attributable to Noncontrolling Interest	(399,000)	1,010,000	(818,000)	2,551,000
Net (Loss) Income Attributable to Quaint Oak Bancorp, Inc.	$ (255,000)	$ 2,635,000	$ 878,000	$ 6,654,000
Earnings per share - basic (in dollars per share)	$ (0.11)	$ 1.29	$ 0.4	$ 3.27
Average shares outstanding - basic (in shares)	2,244,163	2,050,650	2,221,441	2,034,153
Earnings per share - diluted (in dollars per share)	$ (0.11)	$ 1.22	$ 0.39	$ 3.09
Average shares outstanding - diluted (in shares)	2,260,176	2,168,732	2,255,315	2,150,944
Mortgage Banking and Abstract Fees [Member]
Non-Interest Income
Non-interest revenue	$ 439,000	$ 760,000	$ 1,811,000	$ 2,221,000
Real Estate Sales Commissions [Member]
Non-Interest Income
Non-interest revenue	16,000	88,000	88,000	213,000
Other Fees and Services Fees [Member]
Non-Interest Income
Non-interest revenue	409,000	131,000	852,000	379,000
Loan Servicing Fee [Member]
Non-Interest Income
Non-interest revenue	$ 804,000	$ 480,000	$ 3,156,000	$ 954,000

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2023	Sep. 30, 2022	Sep. 30, 2023	Sep. 30, 2022
Net (Loss) Income	$ (654)	$ 3,645	$ 60	$ 9,205
Other Comprehensive Income (Loss):
Unrealized gains (losses) on investment securities available for sale	1	(1)	12	(54)
Income tax effect	0	0	(3)	12
Other comprehensive income (loss)	1	(1)	9	(42)
Total Comprehensive (Loss) Income	(653)	3,644	69	9,163
Comprehensive (Loss) Income Attributable to Noncontrolling Interest	(399)	1,010	(818)	2,551
Comprehensive (Loss) Income Attributable to Quaint Oak Bancorp, Inc.	$ (254)	$ 2,634	$ 887	$ 6,612

Consolidated Statements of Stoc

Consolidated Statements of Stockholders' Equity (Unaudited) - USD ($) $ in Thousands	The 401(k) Plan [Member] Common Stock Outstanding [Member]	The 401(k) Plan [Member] Additional Paid-in Capital [Member]	The 401(k) Plan [Member] Treasury Stock, Common [Member]	The 401(k) Plan [Member]	The 2018 Stock Incentive Plan [Member] Common Stock Outstanding [Member]	The 2018 Stock Incentive Plan [Member] Additional Paid-in Capital [Member]	The 2018 Stock Incentive Plan [Member] Treasury Stock, Common [Member]	The 2018 Stock Incentive Plan [Member]	The 2008 Stock Option Plan [Member] Common Stock Outstanding [Member]	The 2008 Stock Option Plan [Member] Additional Paid-in Capital [Member]	The 2008 Stock Option Plan [Member] Treasury Stock, Common [Member]	The 2008 Stock Option Plan [Member]	Common Stock Outstanding [Member]	Additional Paid-in Capital [Member]	Treasury Stock, Common [Member]	AOCI Attributable to Parent [Member]	Retained Earnings [Member]	Noncontrolling Interest [Member]	Total
Balance (in shares) at Dec. 31, 2021													2,011,313
Balance at Dec. 31, 2021													$ 28	$ 15,685	$ (4,977)	$ 23	$ 24,030	$ 2,120	$ 36,909
Treasury stock purchase (in shares)													(1,969)
Treasury stock purchase															(46)				(46)
Reissuance of treasury stock (in shares)	2,087				9,123				21,000
Reissuance of treasury stock		$ 35	$ 13	$ 48		$ (57)	$ 57	$ 0		$ 51	$ 130	$ 181
Stock based compensation expense														126					126
Cash dividends declared, per share																	(751)		(751)
Net income																	6,654	2,551	9,205
Other comprehensive income (loss)																(42)			(42)
Balance (in shares) at Sep. 30, 2022													2,053,554
Balance at Sep. 30, 2022													$ 28	16,024	(4,748)	(19)	29,933	4,392	45,610
Common stock allocated by ESOP (in shares)													12,000
Common stock allocated by ESOP														184	75				259
Noncontrolling interest member distribution																		(279)	(279)
Balance (in shares) at Jun. 30, 2022													2,045,721
Balance at Jun. 30, 2022													$ 28	15,904	(4,784)	(18)	27,564	3,485	42,179
Treasury stock purchase (in shares)													(760)
Treasury stock purchase															(18)				(18)
Reissuance of treasury stock (in shares)	593								4,000
Reissuance of treasury stock		11	4	15				$ 0		8	25	33
Stock based compensation expense														42					42
Cash dividends declared, per share																	(266)		(266)
Net income																	2,635	1,010	3,645
Other comprehensive income (loss)																(1)			(1)
Balance (in shares) at Sep. 30, 2022													2,053,554
Balance at Sep. 30, 2022													$ 28	16,024	(4,748)	(19)	29,933	4,392	45,610
Common stock allocated by ESOP (in shares)													4,000
Common stock allocated by ESOP														59	25				84
Noncontrolling interest member distribution																		(103)	$ (103)
Balance (in shares) at Dec. 31, 2022													2,167,613						2,167,613
Balance at Dec. 31, 2022													$ 28	17,906	(3,992)	(24)	30,875	4,289	$ 49,082
Treasury stock purchase (in shares)													(22,327)
Treasury stock purchase															(433)				(433)
Issued from authorized and unallocated (in shares)													1,300
Issued from authorized and unallocated														20					20
Reissuance of treasury stock (in shares)	12,940				40,225				73,300
Reissuance of treasury stock		135	83	218		155	258			$ 123	$ 406	$ 529
Stock based compensation expense														165					165
Cash dividends declared, per share																	(858)		(858)
Net income																	878	(818)	60
Other comprehensive income (loss)																9			$ 9
Balance (in shares) at Sep. 30, 2023													2,273,051						2,273,051
Balance at Sep. 30, 2023													$ 28	18,504	(3,678)	(15)	30,895	2,605	$ 48,339
Noncontrolling interest member distribution																		(866)	(866)
Balance (in shares) at Jun. 30, 2023													2,236,422
Balance at Jun. 30, 2023													$ 28	18,121	(3,814)	(16)	31,440	3,004	48,763
Treasury stock purchase (in shares)													(5,473)
Treasury stock purchase															(127)				(127)
Issued from authorized and unallocated (in shares)													1,300
Issued from authorized and unallocated														20					20
Reissuance of treasury stock (in shares)	9,699				31,103
Reissuance of treasury stock		$ 90	$ 62	$ 152		$ 212	$ 201
Stock based compensation expense														61					61
Cash dividends declared, per share																	(290)		(290)
Net income																	(255)	(399)	(654)
Other comprehensive income (loss)																1			$ 1
Balance (in shares) at Sep. 30, 2023													2,273,051						2,273,051
Balance at Sep. 30, 2023													$ 28	$ 18,504	$ (3,678)	$ (15)	$ 30,895	$ 2,605	$ 48,339

Consolidated Statements of St_2

Consolidated Statements of Stockholders' Equity (Unaudited) (Parentheticals) - $ / shares	3 Months Ended		9 Months Ended
	Sep. 30, 2023	Sep. 30, 2022	Sep. 30, 2023	Sep. 30, 2022
Cash dividends declared, per share (in dollars per share)	$ 0.13	$ 0.13	$ 0.39	$ 0.37

Consolidated Statements of Cash

Consolidated Statements of Cash Flows (Unaudited) - USD ($)	3 Months Ended		9 Months Ended		12 Months Ended
	Sep. 30, 2023	Sep. 30, 2022	Sep. 30, 2023	Sep. 30, 2022	Dec. 31, 2022
Cash Flows from Operating Activities
Net income	$ (654,000)	$ 3,645,000	$ 60,000	$ 9,205,000
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for Loan, Lease, and Other Losses	257,000	655,000	460,000	1,933,000
Depreciation of premises and equipment			384,000	244,000
Amortization, net of operating right-of-use assets			122,000	151,000
Amortization, net of subordinated debt issuance costs			176,000	25,000
Amortization, net of other intangible	12,000	12,000	36,000	36,000
Accretion of deferred loan fees and costs, net			(586,000)	(1,629,000)
Stock-based compensation expense			165,000	385,000
Net gain on loans held for sale	(1,052,000)	(4,281,000)	(3,005,000)	(11,349,000)
Loans held for sale-originations			(267,559,000)	(377,608,000)
Loans held for sale-proceeds			308,980,000	408,381,000
Gain on the sale of SBA loans	(95,000)	(58,000)	(346,000)	(225,000)
Increase in the cash surrender value of bank-owned life insurance			(75,000)	(66,000)
Changes in assets and liabilities which provided (used) cash:
Accrued interest receivable			143,000	(519,000)
Prepaid expenses and other assets			(2,546,000)	(493,000)
Accrued interest payable			298,000	238,000
Accrued expenses and other liabilities			731,000	3,540,000
Net Cash Provided by Operating Activities			37,438,000	32,249,000
Cash Flows from Investing Activities
Purchase of interest-earning time deposits			(1,780,000)	(2,132,000)
Redemption of interest-earning time deposits			3,451,000	4,487,000
Principal repayments of investment securities available for sale			501,000	787,000
Net increase in loans receivable			(3,864,000)	(175,266,000)
Purchase of Federal Home Loan Bank stock			(1,780,000)	(8,331,000)
Redemption of Federal Home Loan Bank stock			5,067,000	6,556,000
Purchase of premises and equipment			(701,000)	(507,000)
Net Cash Provided by (Used in) Investing Activities			894,000	(174,406,000)
Cash Flows from Financing Activities
Net increase in demand deposits, money markets, and savings accounts			23,720,000	103,630,000
Net increase (decrease) in certificate accounts			22,588,000	(3,682,000)
(Decrease) increase in advances from borrowers for taxes and insurance			(774,000)	756,000
Repayments of Federal Home Loan Bank short-term borrowings			(58,200,000)	(16,000,000)
Repayments of Federal Home Loan Bank long-term borrowings			45,000,000	20,171,000
Proceeds from Federal Home Loan Bank long-term borrowings			(20,000,000)	80,000,000
Repayments of Federal Reserve Bank short-term borrowings			(7,000,000)	(3,895,000)	$ (7,000,000)
Proceeds from other short-term borrowings			314,000	0
Net proceeds from subordinated debt			13,742,000	0
Dividends paid			(858,000)	(751,000)
Noncontrolling interest capital distribution			(866,000)	(279,000)
Purchase of treasury stock			(433,000)	(46,000)
Proceeds from the reissuance of treasury stock under 401(k) plan			218,000	48,000
Proceeds from shares issued from authorized and unallocated			20,000	0
Proceeds from the exercise of stock options			529,000	181,000
Net Cash (Used in) Provided by Financing Activities			(31,587,000)	139,791,000
Net Increase (Decrease) in Cash and Cash Equivalents			6,745,000	(2,366,000)
Cash and Cash Equivalents – Beginning of Year			3,893,000	10,705,000	10,705,000
Cash and Cash Equivalents – End of Year	$ 10,638,000	$ 8,339,000	10,638,000	8,339,000	$ 3,893,000
Supplementary Disclosure of Cash Flow and Non-Cash Information:
Cash payments for interest			17,855,000	4,496,000
Cash payments for income taxes			2,566,000	2,892,000
Initial recognition of operating lease right-of use assets			1,563,000	560,000
Initial recognition of operating lease obligations			1,563,000	502,000
The 2018 Stock Incentive Plan [Member]
Cash Flows from Financing Activities
Proceeds from the reissuance of treasury stock under 401(k) plan			$ 413,000	$ 0

Note 1 - Financial Statement Pr

Note 1 - Financial Statement Presentation and Significant Accounting Policies	9 Months Ended
	Sep. 30, 2023
Notes to Financial Statements
Organization, Consolidation, Basis of Presentation, Business Description and Accounting Policies [Text Block]	Note 1 Financial Statement Presentation and Significant Accounting Policies Basis of Financial Presentation. September 30, 2023, July 2009. February, 2019, July 2012 August 2016 October 2021 January 4, 2021, second not The Bank is subject to regulation by the Pennsylvania Department of Banking and Securities and the Federal Deposit Insurance Corporation. Pursuant to the Bank’s election under Section 10 three The accompanying consolidated financial statements have been prepared in conformity with accounting principles generally accepted in the United States of America (US GAAP) for interim information and with the instructions to Form 10 not The foregoing consolidated financial statements are unaudited; but in the opinion of management include all adjustments (consisting only of normal recurring adjustments) necessary for a fair presentation thereof. The balances as of December 31, 2022 2022 10 nine September 30, 2023 not may December 31, 2023. Use of Estimates in the Preparation of Financial Statements. Critical Accounting Policies. nine September 30, 2023, No. 2016 13 326. no nine September 30, 2023 Accounting Pronouncements Recently Adopted. January 2020, 2020 04, Reference Rate Reform (Topic 848 March 2020 not not one December 31, 2022. December 2022, 2022 06, Reference Rate Reform (Topic 848 848 848 December 31, 2024. two 848 2022 06 not In January 2021, 2021 01, Reference Rate Reform (Topic 848 848. 2021 01 848. 2021 01 may March 12, 2020, not December 31, 2022, December 31, 2022, December 31, 2022, not In January 2017, 2017 04, Simplifying the Test for Goodwill Impairment 2 2, not December 15, 2019. November 2019, 2019 10, Financial Instruments Credit Losses (Topic 326 815 842 350, December 15, 2022, not In March 2022, 2022 02, Financial Instruments - Credit Losses (ASC 326 326 326 5 The Company adopted ASU 2016 13 January 1, 2023 326, January 1, 2023 326. Loans are stated at their principal amount outstanding, except for loans held for sale, which are carried at fair value. Interest income on loans is accrued as earned. In general, loans are placed on non-accrual status once they become 90 may 90 not may six A loan that is 90 may one Loans deemed to be a loss are written off through a charge against the allowance for credit losses (ACL). All loans are evaluated for possible charge-off when it is probable that the balance will not Loan Origination Fees and Costs. Allowance for Credit Losses. The discussion that follows describes the methodology for determining the ACL under the ASC 326 January 1, 2023. 2022 10 The Company has elected to exclude accrued interest receivable from the measurement of its ACL. When a loan is placed on non-accrual status, any outstanding accrued interest is reversed against interest income. The ACL for loans is an estimate of the expected losses to be realized over the life of the loans in the portfolio. The ACL is determined for two 1 2 Loans Evaluated Collectively . Loans Evaluated Individually. Certain loans may no September 30, 2023. Loans evaluated individually may one no may Management regularly reviews loans in the portfolio to assess credit quality indicators and to determine appropriate loan classification. For all loans, an internal risk rating process is used. The Company believes that internal risk ratings are the most relevant credit quality indicator for these types of loans. The migration of loans through the various internal risk rating categories is a significant component of the ACL methodology for these loans, which bases the probability of default on this migration. Assigning risk ratings involves judgment. Risk ratings may The following is a summary of the Company's internal risk rating categories: • Pass: These loans do not • Special Mention: These loans have a heightened credit risk, but not • Substandard: These loans are inadequately protected by current sound worth and paying capacity of the borrower. There exists a well-defined weakness or weaknesses that jeopardize the normal repayment of the debt. • Doubtful: These loans have all the weaknesses inherent in those classified as substandard, with the added characteristic that the weaknesses make collection or liquidation in full, on the basis of currently existing facts, conditions, and values, highly questionable and improbable. The allocation of the ACL is reviewed to evaluate its appropriateness in relation to the overall risk profile of the loan portfolio. The Company considers risk factors such as: local and national economic conditions; trends in delinquencies and non-accrual loans; the diversity of borrower industry types; and the composition of the portfolio by loan type. Qualitative and Other Adjustments to Allowance for Credit Losses: In addition to the quantitative credit loss estimates for loans evaluated collectively, qualitative factors that may not not not not not The ACL utilizes 36 Off Balance Sheet Credit Exposures: The ACL for off balance sheet credit exposures is recorded in other liabilities on the Consolidated Balance Sheet. This ACL represents management’s estimate of expected losses in its unfunded loan commitments and other off balance sheet credit exposures, such as letters of credit and credit recourse on sold residential mortgage loans. The allowance for credit losses specific to unfunded commitments is determined by estimating future draws and applying the expected loss rates on those draws. Future draws are based on historical averages of utilization rates (i.e., the likelihood of draws taken). The ACL for off balance sheet credit exposures is increased or decreased by charges or reductions to expense, through the provision for credit losses. Reclassifications. 2022 2023 not no

Note 2 - Earnings Per Share

Note 2 - Earnings Per Share	9 Months Ended
	Sep. 30, 2023
Notes to Financial Statements
Earnings Per Share [Text Block]	Note 2 Earnings Per Share Earnings per share (“EPS”) consists of two not three nine September 30, 2023 2022, 2013 2018 three September 30, 2023, 2023 nine September 30, 2023, 2023 The following table sets forth the composition of the weighted average shares (denominator) used in the basic and dilutive earnings per share computations. For the Three Months Ended September 30, For the Nine Months Ended September 30, 2023 2022 2023 2022 Net (Loss) Income Attributable to Quaint Oak Bancorp, Inc. $ (255,000 ) $ 2,635,000 $ 878,000 $ 6,654,000 Weighted average shares outstanding – basic 2,244,163 2,050,650 2,221,441 2,034,153 Effect of dilutive common stock equivalents 16,013 118,082 33,874 116,791 Adjusted weighted average shares outstanding – diluted 2,260,176 2,168,732 2,255,315 2,150,944 Basic earnings per share $ (0.11 ) $ 1.29 $ 0.40 $ 3.27 Diluted earnings per share $ (0.11 ) $ 1.22 $ 0.39 $ 3.09

Note 3 - Accumulated Other Comp

Note 3 - Accumulated Other Comprehensive Loss	9 Months Ended
	Sep. 30, 2023
Notes to Financial Statements
Comprehensive Income (Loss) Note [Text Block]	Note 3 Accumulated Other Comprehensive Loss The following table presents the changes in accumulated other comprehensive loss by component, net of tax, for the three nine September 30, 2023 2022 Unrealized Gains (Losses) on Investment Securities Available for Sale (1) For the Three Months Ended September 30, For the Nine Months Ended September 30, 2023 2022 2023 2022 Balance at the beginning of the period $ (16 ) $ (18 ) $ (24 ) $ 23 Other comprehensive income (loss) 1 (1 ) 9 (42 ) Balance at the end of the period $ (15 ) $ (19 ) $ (15 ) $ (19 ) _________________ ( 1

Note 4 - Investment Securities

Note 4 - Investment Securities Available for Sale	9 Months Ended
	Sep. 30, 2023
Notes to Financial Statements
Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block]	Note 4 Investment Securities Available for Sale The amortized cost, gross unrealized gains and losses, and fair value of investment securities available for sale at September 30, 2023 December 31, 2022 September 30, 2023 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value Available for Sale: Mortgage-backed securities: Government National Mortgage Association securities $ 2,426 $ - $ (17 ) $ 2,409 Federal National Mortgage Association securities 73 - (1 ) 72 Total available-for-sale-securities $ 2,499 $ - $ (18 ) $ 2,481 December 31, 2022 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value Available for Sale: Mortgage-backed securities: Government National Mortgage Association securities $ 2,902 $ - $ (31 ) $ 2,871 Federal National Mortgage Association securities 98 1 - 99 Total available-for-sale-securities $ 3,000 $ 1 $ (31 ) $ 2,970 The amortized cost and fair value of mortgage-backed securities at September 30, 2023, may Available for Sale Amortized Cost Fair Value Due after ten years $ 2,499 $ 2,481 Total $ 2,499 $ 2,481 The following tables show the Company’s gross unrealized losses and fair value, aggregated by investment category and length of time that the individual securities have been in a continuous unrealized loss position at September 30, 2023 December 31, 2022 ( September 30, 2023 Less than Twelve Months Twelve Months or Greater Total Number of Securities Fair Value Gross Unrealized Losses Fair Value Gross Unrealized Losses Fair Value Gross Unrealized Losses Government National Mortgage Association securities 11 $ - $ - $ 2,409 $ (17 ) $ 2,409 $ (17 ) Federal National Mortgage Association securities 1 72 (1 ) - - 72 (1 ) Total 12 $ 72 $ (1 ) $ 2,409 $ (17 ) $ 2,481 $ (18 ) December 31, 2022 Less than Twelve Months Twelve Months or Greater Total Number of Securities Fair Value Gross Unrealized Losses Fair Value Gross Unrealized Losses Fair Value Gross Unrealized Losses Government National Mortgage Association securities 11 $ 2,871 $ (31 ) $ - $ - $ 2,871 $ (31 ) The Company’s mortgage-backed securities have contractual terms that generally do not not not not not not September 30, 2023. There were no three nine September 30, 2023 2022. three nine September 30, 2023.

Note 5 - Loans Receivable, Net

Note 5 - Loans Receivable, Net and Allowance for Credit Losses	9 Months Ended
	Sep. 30, 2023
Notes to Financial Statements
Financing Receivables [Text Block]	Note 5 The composition of net loans receivable is as follows (in thousands): September 30, 2023 December 31, 2022 Real estate loans: One-to-four family residential: Owner occupied $ 19,087 $ 18,070 Non-owner occupied 41,936 39,315 Total one-to-four family residential 61,023 57,385 Multi-family (five or more) residential 50,823 46,909 Commercial real estate 348,744 333,540 Construction 31,444 28,938 Home equity 5,994 4,918 Total real estate loans 498,028 471,690 Commercial business 135,993 159,069 Other consumer 72 2 Total Loans 634,093 630,761 Deferred loan fees and costs (772 ) (1,219 ) Allowance for credit losses (7,121 ) (7,678 ) Net Loans $ 626,200 $ 621,864 The following table summarizes designated internal risk categories by portfolio segment and loan class, by origination year, as of September 30, 2023 ( Term Loans Amortized Cost by Origination Year As of September 30, 2023 2023 2022 2021 2020 2019 Prior Revolving Loans Amortized Cost Basis Total One-to-four family residential owner occupied Risk rating Pass $ 1,802 $ 8,825 $ 3,870 $ 1,868 $ 572 $ 2,150 $ - $ 19,087 Special mention - - - - - - - - Substandard - - - - - - - - Doubtful - - - - - - - - Total one-to-four family residential owner occupied $ 1,802 $ 8,825 $ 3,870 $ 1,868 $ 572 $ 2,150 $ - $ 19,807 Current period gross charge-offs $ - $ - $ - $ - $ - $ - $ - $ - One-to-four family residential non- owner occupied Risk rating Pass $ 2,199 $ 7,199 $ 12,469 $ 3,290 $ 1,040 $ 15,739 $ - $ 41,936 Special mention - - - - - - - - Substandard - - - - - - - - Doubtful - - - - - - - - Total one-to-four family residential non-owner occupied $ 2,199 $ 7,199 $ 12,469 $ 3,290 $ 1,040 $ 15,739 $ - $ 41,936 Current period gross charge-offs $ - $ - $ - $ - $ - $ - $ - $ - Multi-family residential Risk rating Pass $ 2,463 $ 16,777 $ 13,974 $ 4,513 $ 2,402 $ 8,977 $ - $ 49,106 Special mention - - - - - 1,717 - 1,717 Substandard - - - - - - - - Doubtful - - - - - - - - Total multi-family residential $ 2,463 $ 16,777 $ 13,974 $ 4,513 $ 2,402 $ 10,694 $ - $ 50,823 Current period gross charge-offs $ - $ - $ - $ - $ - $ - $ - $ - Commercial real estate Risk rating Pass $ 50,594 $ 148,568 $ 66,432 $ 22,365 $ 17,312 $ 41,724 $ 1,676 $ 348,671 Special mention - - - - - - - - Substandard - - - - 73 - - 73 Doubtful - - - - - - - - Total commercial real estate $ 50,594 $ 148,568 $ 66,432 $ 22,365 $ 17,385 $ 41,724 $ 1,676 $ 348,744 Current period gross charge-offs $ - $ - $ - $ 134 $ - $ - $ - $ 134 Construction Risk rating Pass $ 4,463 $ 10,955 $ 9,394 $ 4,484 $ - $ - $ - $ 29,296 Special mention - - - - - 2,148 - 2,148 Substandard - - - - - - - - Doubtful - - - - - - - - Total construction $ 4,463 $ 10,955 $ 9,394 $ 4,484 $ - $ 2,148 $ - $ 31,444 Current period gross charge-offs $ - $ - $ - $ - $ - $ - $ - $ - Home equity Risk rating Pass $ 1,074 $ 37 $ 124 $ - $ - $ 216 $ 4,543 $ 5,994 Special mention - - - - - - - - Substandard - - - - - - - - Doubtful - - - - - - - - Total home equity $ 1,074 $ 37 $ 124 $ - $ - $ 216 $ 4,543 $ 5,994 Current period gross charge-offs $ - $ - $ - $ - $ - $ - $ - $ - Term Loans Amortized Cost by Origination Year As of September 30, 2023 2023 2022 2021 2020 2019 Prior Revolving Loans Amortized Cost Basis Total Commercial business Risk rating Pass $ 6,598 $ 75,278 $ 29,881 $ 4,596 $ 2,198 $ 1,041 $ 12,092 $ 131,684 Special mention - - - - - - - - Substandard - - 1,633 - 1,242 323 1,062 4,260 Doubtful - - 49 - - - - 49 Total commercial business $ 6,598 $ 75,278 $ 31,563 $ 4,596 $ 3,440 $ 1,364 $ 13,154 $ 135,993 Current period gross charge-offs $ - $ 2 $ 603 $ 97 $ - $ - $ - $ 702 Other consumer Risk rating Pass $ 72 $ - $ - $ - $ - $ - $ - $ 72 Special mention - - - - - - - - Substandard - - - - - - - - Doubtful - - - - - - - - Total other consumer $ 72 $ - $ - $ - $ - $ - $ - $ 72 Current period gross charge-offs Total $ - $ - $ - $ - $ - $ - $ - $ - Pass $ 69,265 $ 267,639 $ 136,144 $ 41,116 $ 23,524 $ 69,847 $ 18,311 $ 625,846 Special mention - - - - - 3,865 - 3,865 Substandard - - 1,633 - 1,315 323 1,062 4,333 Doubtful - - 49 - - - - 49 Total $ 69,265 $ 267,639 $ 137,826 $ 41,116 $ 24,839 $ 74,035 $ 19,373 $ 634,093 Current period gross charge-offs $ - $ 2 $ 603 $ 231 $ - $ - $ - $ 836 The information presented in the table above is not 326. December 31, 2022 ( December 31, 2022 Pass Special Mention Substandard Doubtful Total One-to-four family residential owner occupied $ 17,663 $ 407 $ - $ - $ 18,070 One-to-four family residential non-owner occupied 39,315 - - - 39,315 Multi-family residential 45,201 - 1,708 - 46,909 Commercial real estate 333,406 - 134 - 333,540 Construction 28,938 - - - 28,938 Home equity 4,918 - - - 4,918 Commercial business 153,746 2,908 2,415 - 159,069 Other consumer 2 - - - 2 Total $ 623,189 $ 3,315 $ 4,257 $ - $ 630,761 The following table presents non-accrual loans by classes of the loan portfolio as of September 30, 2023 December 31, 2022 ( September 30, 2023 December 31, Non-accrual loans 2022 With a Related Allowance Without a Related Allowance Total 90 Days or More Past Due and Accruing Total Non- Performing Total Non- Accrual Loans One-to-four family residential owner occupied $ - $ - $ - $ - $ - $ - One-to-four family residential non-owner occupied - - - - - - Multi-family residential - - - - - - Commercial real estate - 73 73 - 73 73 Construction - - - - - - Home equity - - - - - - Commercial business - 49 49 - 49 - Other consumer - - - - - - Total $ - $ 122 $ 122 $ - $ 122 $ 73 For the three nine September 30, 2023 2022 three nine September 30, 2023 three nine September 30, 2022. The following table presents impaired loans by class, segregated by those for which a specific allowance was required and those for which a specific allowance was not December 31, 2022 December 31, 2022 Recorded Investment Unpaid Principal Balance Related Allowance Average Recorded Investment Interest Income Recognized With no related allowance recorded: One-to-four family residential owner occupied $ - $ - $ - $ - $ - One-to-four family residential non-owner occupied 7 9 - 7 - Multi-family residential 1,708 1,722 - 1,708 - Commercial real estate 129 129 - 130 12 Construction - - - - - Home equity - - - - - Commercial business - - - - - Other consumer - - - - - With an allowance recorded: One-to-four family residential owner occupied $ - $ - $ - $ - $ - One-to-four family residential non-owner occupied - - - - - Multi-family residential - - - - - Commercial real estate 134 134 118 136 9 Construction - - - - - Home equity - - - - - Commercial business 97 97 96 102 6 Other consumer - - - - - Total: One-to-four family residential owner occupied $ - $ - $ - $ - $ - One-to-four family residential non-owner occupied 7 9 - 7 - Multi-family residential 1,708 1,722 - 1,708 - Commercial real estate 263 263 118 266 21 Construction - - - - - Home equity - - - - - Commercial business 97 97 96 102 6 Other consumer - - - - - Total $ 2,075 $ 2,091 $ 215 $ 2,083 $ 27 Prior to the adoption of ASU 2022 02, Financial Instruments Credit Losses (Topic 326 December 31, 2022, December 31, 2022. As of September 30, 2023, may Following is a summary, by loan portfolio class, of changes in the allowance for credit losses for the three nine September 30, 2023 ( September 30, 2023 1-4 Family Residential Owner Occupied 1-4 Family Residential Non- Owner Occupied Multi- Family Residential Commercial Real Estate Construction Home Equity Commercial Business and Other Consumer Unallocated Total For the Three Months Ended September 30, 2023 Allowance for credit losses: Beginning balance $ 137 $ 243 $ 415 $ 3,175 $ 848 $ 49 $ 2,589 $ - $ 7,456 Impact of ASU 326 - - - - - - - - - Charge-offs - - - - - - (605 ) - (605 ) Recoveries - - - - - - - - - Provision (1) 5 16 (11 ) (35 ) (166 ) 7 454 - 270 Ending balance $ 142 $ 259 $ 404 $ 3,140 $ 682 $ 56 $ 2,438 $ - $ 7,121 For the Nine Months Ended September 30, 2023 Allowance for credit losses: Beginning balance $ 123 $ 295 $ 451 $ 3,750 $ 304 $ 33 $ 2,422 $ 300 $ 7,678 Impact of ASU 326 - - - - - - - - - Charge-offs - - - (134 ) - - (702 ) - (836 ) Recoveries - - - - - - - - - Provision (1) 19 (36 ) (47 ) (476 ) 378 23 718 (300 ) 279 Ending balance $ 142 $ 259 $ 404 $ 3,140 $ 682 $ 56 $ 2,438 $ - $ 7,121 ( 1 Provision included in the table only includes the portion related to loans receivable. For the three September 30, 2023, nine September 30, 2023, The Company allocated decreased allowance for credit loss provisions to the construction loan portfolio class for the three September 30, 2023, three nine September 30, 2023, three September 30, 2023, nine September 30, 2023, Following is a summary, by loan portfolio class, of changes in the allowance for loan losses for the year ended December 31, 2022 December 31, 2022 ( December 31, 2022 1-4 Family Residential Owner Occupied 1-4 Family Residential Non- Owner Occupied Multi- Family Residential Commercial Real Estate Construction Home Equity Commercial Business and Other Consumer Unallocated Total Allowance for loan losses: Beginning balance $ 73 $ 292 $ 249 $ 2,475 $ 119 $ 29 $ 1,625 $ 400 $ 5,262 Charge-offs - - - - - - (59 ) - (59 ) Recoveries - - - - - - - - - Provision 50 3 202 1,275 185 4 856 (100 ) 2,475 Ending balance $ 123 $ 295 $ 451 $ 3,750 $ 304 $ 33 $ 2,422 $ 300 $ 7,678 Ending balance evaluated for impairment: Individually $ - $ - $ - $ 118 $ - $ - $ 97 $ - $ 215 Collectively $ 123 $ 295 $ 451 $ 3,632 $ 304 $ 33 2,325 $ 300 $ 7,463 Loans receivable: Ending balance $ 18,070 $ 39,315 $ 46,909 $ 333,540 $ 28,938 $ 4,918 $ 159,071 $ 630,761 Ending balance evaluated for impairment: Individually $ - $ 7 $ 1,708 $ 263 $ - $ - $ 97 $ 2,075 Collectively $ 18,070 $ 39,308 $ 45,201 $ 333,277 $ 28,938 $ 4,918 $ 158,974 $ 628,686 The Company allocated increased allowance for loan loss provisions to the commercial real estate loan portfolio class for the year ended December 31, 2022, December 31, 2022, December 31, 2022, Following is a summary, by loan portfolio class, of changes in the allowance for loan losses for the three nine September 30, 2022 September 30, 2022 ( September 30, 2022 1-4 Family Residential Owner Occupied 1-4 Family Residential Non-Owner Occupied Multi-Family Residential Commercial Real Estate Construction Home Equity Commercial Business and Other Consumer Unallocated Total For the Three Months Ended September 30, 2022 Allowance for loan losses: Beginning balance $ 104 $ 276 $ 377 $ 3,383 $ 283 $ 32 $ 1,735 $ 350 $ 6,540 Charge-offs - - - - - - (54 ) - (54 ) Recoveries - - - - - - - - - Provision 15 7 90 187 (76 ) 3 379 50 655 Ending balance $ 119 $ 283 $ 467 $ 3,570 $ 207 $ 35 $ 2,060 $ 400 $ 7,141 For the Nine Months Ended September 30, 2022 Allowance for loan losses: Beginning balance $ 73 $ 292 $ 249 $ 2,475 $ 119 $ 29 $ 1,625 $ 400 $ 5,262 Charge-offs - - - - - - (54 ) - (54 ) Recoveries - - - - - - - - - Provision 46 (9 ) 218 1,095 88 6 489 - 1,933 Ending balance $ 119 $ 283 $ 467 $ 3,570 $ 207 $ 35 $ 2,060 $ 400 $ 7,141 The Bank allocated increased allowance for loan loss provisions to the commercial real estate loan portfolio class for the three nine September 30, 2022, nine September 30, 2022, nine September 30, 2022, The performance and credit quality of the loan portfolio is also monitored by analyzing the age of the loans receivable as determined by the length of time a recorded payment is past due. The following table presents the classes of the loan portfolio summarized by the past due status as of September 30, 2023 ( September 30, 2023 30-89 Days Past Due 90 Days or More Past Due Current Total Loans Receivable One-to-four family residential owner occupied $ - $ - $ 19,087 $ 19,087 One-to-four family residential non-owner occupied - - 41,936 41,936 Multi-family residential 562 - 50,261 50,823 Commercial real estate 7,335 73 341,336 348,744 Construction 377 - 31,067 31,444 Home equity 105 - 5,889 5,994 Commercial business 8 49 135,936 135,993 Other consumer - - 72 72 Total $ 8,387 $ 122 $ 625,584 $ 634,093 December 31, 2022 Loans Receivable 90 Days or 30-89 90 Days More Past Days Past or More Total Total Loans Due and Due Past Due Past Due Current Receivable Accruing One-to-four family residential owner occupied $ 407 $ - $ 407 $ 17,663 $ 18,070 $ - One-to-four family residential non-owner occupied 23 - 23 39,292 39,315 - Multi-family residential - 1,708 1,708 45,201 46,909 - Commercial real estate 2,895 134 3,029 330,511 333,540 - Construction 2,062 - 2,062 26,876 28,938 - Home equity 39 - 39 4,879 4,918 - Commercial business 10 97 107 158,962 159,069 51 Other consumer - - - 2 2 - Total $ 5,436 $ 1,939 $ 7,375 $ 623,386 $ 630,761 $ 51 Non-performing loans, which consist of non-accruing loans plus accruing loans 90 September 30, 2023 December 31, 2022.

Note 6 - Goodwill and Other Int

Note 6 - Goodwill and Other Intangible, Net	9 Months Ended
	Sep. 30, 2023
Notes to Financial Statements
Goodwill and Intangible Assets Disclosure [Text Block]	Note 6 Goodwill and Other Intangible, Net On January 4, 2021, second August 1, 2016, ten September 30, 2023 three nine September 30, 2023 2022

Note 7 - Deposits

Note 7 - Deposits	9 Months Ended
	Sep. 30, 2023
Notes to Financial Statements
Deposit Liabilities Disclosures [Text Block]	Note 7 Deposits Deposits consist of the following classifications (in thousands): September 30, 2023 December 31, 2022 Non-interest bearing checking accounts (1) $ 151,111 $ 88,728 Savings accounts 1,178 1,597 Money market accounts (2) 222,728 260,972 Certificates of deposit 220,539 197,951 Total deposits $ 595,556 $ 549,248 ( 1 The Company has identified one September 30, 2023 December 31, 2022, September 30, 2023 December 31, 2022, ( 2 The Company has identified one September 30, 2023 December 31, 2022, September 30, 2023 December 31, 2022,

Note 8 - Borrowings

Note 8 - Borrowings	9 Months Ended
	Sep. 30, 2023
Notes to Financial Statements
Debt Disclosure [Text Block]	Note 8 Borrowings Federal Home Loan Bank (“FHLB”) advances consist of the following at September 30, 2023 December 31, 2022 ( September 30, 2023 December 31, 2022 Amount Weighted Interest Rate Amount Weighted Interest Rate Short-term borrowings $ 35,000 5.68 % $ 93,200 4.45 % Fixed rate borrowings maturing: 2023 12,000 2.45 57,000 2.22 2024 21,167 4.25 6,167 2.05 2025 7,855 3.40 2,855 1.25 Total FHLB long-term debt $ 41,022 3.56 % $ 66,022 2.16 % Total FHLB borrowings decreased $83.2 million, or 52.3%, to $76.0 million at September 30, 2023 December 31, 2022. nine September 30, 2023, nine September 30, 2023, Federal Reserve Bank (FRB) borrowings decreased $7.0 million, or 100.0%, to none at September 30, 2023 December 31, 2022. On December 27, 2018, December 31, 2028, first five five may, December 31, 2023, On March 2, 2023, March 15, 2025 ( March 16, 2023, March 15 September 15 September 15, 2023. March 15, 2025. March 15, 2024, 100% The balance of subordinated debt, net of unamortized debt issuance costs, was $21.9 million at September 30, 2023 December 31, 2022. Other short-term borrowings increased $314,000, or 5.7%, to $5.8 million at September 30, 2023 December 31, 2022. two two September 30, 2023 Borrowing Capacity Borrowings at September 30, 2023 Rate at September 30, 2023 Borrowing Capacity Borrowings at December 31, 2022 Rate at December 31, 2022 Line of Credit A $ 9,000 $ 3,282 8.50 % $ 9,000 $ - 7.00 % Line of Credit B 6,000 2,521 8.50 % 6,000 5,489 7.50 % Total $ 15,000 $ 5,803 $ 15,000 $ 5,489

Note 9 - Stock Compensation Pla

Note 9 - Stock Compensation Plans	9 Months Ended
	Sep. 30, 2023
Notes to Financial Statements
Share-Based Payment Arrangement [Text Block]	Note 9 Stock Compensation Plans Employee Stock Ownership Plan The Company maintains an Employee Stock Ownership Plan (ESOP) for the benefit of employees who meet the eligibility requirements of the plan. The Bank may During the nine September 30, 2023, not During the third 2022, three nine September 30, 2022, Stock Incentive Plans – Share Awards In May 2013, 2013 “2013 2013 March 13, 2023, five May 9, 2023. In May 2018, 2018 “2018 2018 May 2018 may In May 2023, 2023 “2023 2023 May 2023 may As of September 30, 2023 2018 2023 2023 2018 2018 2023 five A summary of share award activity under the Company’s 2018 2023 September 30, 2023 nine September 30, 2023 September 30, 2023 Number of Shares Weighted Average Grant Date Fair Value Unvested at the beginning of the period 9,122 $ 13.30 Granted 45,000 18.00 Vested (9,122 ) 13.30 Forfeited - - Unvested at the end of the period 45,000 $ 18.00 Compensation expense on the restricted stock awards is recognized ratably over the five three September 30, 2023 2022, three September 30, 2023 2022, nine September 30, 2023 2022, nine September 30, 2023 2022, September 30, 2023, Stock Option and Stock Incentive Plans – Stock Options In May 2008, 2008 no February 13, 2018, 2013 10 May 8, 2023. 2013 May 2013 may 2013 March 13, 2023, ten 2018 May 2018 may May 2023, 2023 2023 May 2023 may All incentive stock options issued under the 2018 2023 422 five ten   As of September 30, 2023, 2018 2023 2023 five ten During the three September 30, 2023 2022, three September 30, 2023 2022, nine September 30, 2023 2022, nine September 30, 2023 2022, September 30, 2023, Stock Option and Stock Incentive Plans – Stock Options A summary of option activity under the Company’s Option Plan and 2013, 2018 2023 September 30, 2023 nine September 30, 2023 September 30, 2023 Number of Shares Weighted Average Exercise Price Weighted Average Remaining Contractual Life (in years) Outstanding at the beginning of the period 195,936 $ 11.24 3.2 Granted 132,500 18.00 9.6 Exercised (104,403 ) 9.65 - Forfeited - - - Outstanding at end of period 224,033 $ 15.98 8.5 Exercisable at end of period 91,533 $ 13.30 4.6

Note 10 - Fair Value Measuremen

Note 10 - Fair Value Measurements and Fair Values of Financial Instruments	9 Months Ended
	Sep. 30, 2023
Notes to Financial Statements
Fair Value Disclosures [Text Block]	Note 10 Fair Value Measurements and Fair Values of Financial Instruments Fair value estimates are based on quoted market prices, if available, quoted market prices of similar assets or liabilities, or the present value of expected future cash flows and other valuation techniques. These valuations are significantly affected by discount rates, cash flow assumptions, and risk assumptions used. Therefore, fair values estimates may not not may Fair value is determined at one not not not not The following disclosures show the hierarchal disclosure framework associated with the level of pricing observations utilized in measuring assets and liabilities at fair value. The three Level I: Quoted prices are available in active markets for identical assets or liabilities as of the reported date. Level II: Pricing inputs are other than the quoted prices in active markets, which are either directly or indirectly observable as of the reported date. The nature of these assets and liabilities includes items for which quoted prices are available but traded less frequently and items that are fair-valued using other financial instruments, the parameters of which can be directly observed. Level III: Valuations derived from valuation techniques in which one This hierarchy requires the use of observable market data when available. Quaint Oak Bancorp, Inc. Notes to Unaudited Consolidated Financial Statements Note 10 Fair Value Measurements and Fair Values of Financial Instruments (Continued) The methods of determining the fair value of assets and liabilities presented in this note are consistent with our methodologies disclosed in Note 19 2022 10 3 The following is a discussion of assets and liabilities measured at fair value on a recurring and non-recurring basis and valuation techniques applied: Investment Securities Available For Sale: 2 We may Non-Performing Loans: 3 The table below sets forth the financial assets and liabilities that were accounted for on a recurring and nonrecurring basis by level within the fair value hierarchy as of September 30, 2023 ( September 30, 2023 Fair Value Measurements Using: Total Fair Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Unobservable Inputs (Level 3) Recurring fair value measurements: Investment securities available for sale Government National Mortgage Association mortgage-backed securities $ 2,409 $ - $ 2,409 $ - Federal National Mortgage Association mortgage- backed securities 72 - 72 - Total investment securities available for sale $ 2,481 $ - $ 2,481 $ - Total recurring fair value measurements $ 2,481 $ - $ 2,481 $ - Nonrecurring fair value measurements Collateral-dependent loans $ 122 $ - $ - $ 122 Total nonrecurring fair value measurements $ 122 $ - $ - $ 122 Quaint Oak Bancorp, Inc. Notes to Unaudited Consolidated Financial Statements Note 10 Fair Value Measurements and Fair Values of Financial Instruments (Continued) The table below sets forth the financial assets and liabilities that were accounted for on a recurring and nonrecurring basis by level within the fair value hierarchy as of December 31, 2022 ( December 31, 2022 Fair Value Measurements Using: Total Fair Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Unobservable Inputs (Level 3) Recurring fair value measurements: Investment securities available for sale Government National Mortgage Association mortgage-backed securities $ 2,871 $ - $ 2,871 $ - Federal National Mortgage Association mortgage- backed securities 99 - 99 - Total investment securities available for sale $ 2,970 $ - $ 2,970 $ - Total recurring fair value measurements $ 2,970 $ - $ 2,970 $ - Nonrecurring fair value measurements Impaired loans $ 1,860 $ - $ - $ 1,860 Total nonrecurring fair value measurements $ 1,860 $ - $ - $ 1,860 The following table presents additional quantitative information about assets measured at fair value on a nonrecurring basis and for which the Company has used Level 3 September 30, 2023 December 31, 2022 ( September 30, 2023 Quantitative Information About Level 3 Fair Value Measurements Total Fair Value Valuation Techniques Unobservable Input Range (Weighted Average) Collateral-dependent loans $ 122 Appraisal of collateral (1) Appraisal adjustments (2) 8% (8%) December 31, 2022 Quantitative Information About Level 3 Fair Value Measurements Total Fair Value Valuation Techniques Unobservable Input Range (Weighted Average) Impaired loans $ 1,860 Appraisal of collateral (1) Appraisal adjustments (2) 10% (10%) ________________ ( 1 Fair value is generally determined through independent appraisals of the underlying collateral, which generally include various Level 3 ( 2 Appraisals may Quaint Oak Bancorp, Inc. Notes to Unaudited Consolidated Financial Statements Note 10 Fair Value Measurements and Fair Values of Financial Instruments (Continued) The estimated fair values of the Company’s financial instruments that are not September 30, 2023 December 31, 2022 Fair Value Measurements at September 30, 2023 Carrying Amount Fair Value Estimate Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Unobservable Inputs (Level 3) Financial Assets Investment in interest-earning time deposits $ 2,162 $ 2,235 $ - $ - $ 2,235 Loans held for sale 94,806 96,729 - 96,729 - Loans receivable, net 626,200 604,325 - - 604,325 Financial Liabilities Deposits 595,556 600,643 375,017 - 225,626 FHLB long-term borrowings 41,022 40,908 - - 40,908 Subordinated debt 21,884 20,971 - - 20,971 Fair Value Measurements at December 31, 2022 Carrying Amount Fair Value Estimate Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Unobservable Inputs (Level 3) Financial Assets Investment in interest-earning time deposits $ 3,833 $ 3,907 $ - $ - $ 3,907 Loans held for sale 133,222 137,253 - 137,253 - Loans receivable, net 621,864 600,186 - - 600,186 Financial Liabilities Deposits 549,248 551,157 351,297 - 199,860 FHLB long-term borrowings 66,022 65,846 - - 65,846 FRB long-term borrowings 7,000 6,981 - - 6,981 Subordinated debt 7,966 7,886 - - 7,886 For cash and cash equivalents, accrued interest receivable, investment in FHLB stock, bank-owned life insurance, FHLB short-term borrowings, other short-term borrowings, accrued interest payable, and advances from borrowers for taxes and insurance, the carrying value is a reasonable estimate of the fair value and are considered Level 1

Note 11 - Operating Segments

Note 11 - Operating Segments	9 Months Ended
	Sep. 30, 2023
Notes to Financial Statements
Segment Reporting Disclosure [Text Block]	Note 11 Operating Segments The Company's operations currently consist of two two Quaint Oak Bancorp, Inc. Notes to Unaudited Consolidated Financial Statements Note 11 Operating Segments (Continued) The Banking Segment generates its revenues primarily from its lending, deposit gathering and fee business activities. The profitability of this segment's operations depends primarily on its net interest income after provision for credit losses, which is the difference between interest earned on interest earning assets and interest paid on interest bearing liabilities less provision for credit losses. The provision for credit losses is almost entirely dependent on changes in the Banking Segment's loan and investment portfolio and management’s assessment of the collectability of the loan and investment portfolio as well as prevailing economic and market conditions. The profitability of this segment’s operations also depends on the generation of non-interest income which includes fees and commissions generated by Quaint Oak Bank and its wholly-owned subsidiaries, Quaint Oak Mortgage, LLC, Quaint Oak Real Estate, LLC, Quaint Oak Abstract, LLC, Quaint Oak Insurance Agency, LLC, and Oakmont Commercial, LLC, which are included in the Banking Segment for segment reporting purposes. The Banking Segment is also subject to an extensive system of laws and regulations that are intended primarily for the protection of depositors and other customers, federal deposit insurance funds and the banking system as a whole. These laws and regulations govern such areas as capital, permissible activities, allowance for loan and lease losses, loans and investments, and rates of interest that can be charged on loans. For segment reporting purposes, Quaint Oak Bancorp, Inc. is included as part of the Company’s Banking segment. The Oakmont Capital Holdings, LLC Segment originates equipment loans which are generally sold to third not Quaint Oak Bancorp, Inc. Notes to Unaudited Consolidated Financial Statements Note 11 Operating Segments (Continued) The following table presents summary financial information for the reportable segments (in thousands): As of or for the Three Months Ended September 30, 2023 2022 Quaint Oak Bank(1) Oakmont Capital Holdings, LLC Consolidated Quaint Oak Bank(1) Oakmont Capital Holdings, LLC Consolidated Net Interest Income (Loss) $ 5,210 $ (289 ) $ 4,921 $ 6,766 $ (109 ) $ 6,657 Provision for Credit Losses 257 - 257 655 - 655 Net Interest Income (Loss) after Provision for Credit Losses 4,953 (289 ) 4,664 6,111 (109 ) 6,002 Non-Interest Income Mortgage banking, equipment lending and title abstract fees 158 281 439 173 587 760 Real estate sales commissions, net 16 - 16 88 - 88 Insurance commissions 190 - 190 152 - 152 Other fees and services charges 154 255 409 57 74 131 Net loan servicing income 3 801 804 6 474 480 Income from bank-owned life insurance 26 - 26 23 - 23 Net gain on loans held for sale 381 671 1,052 891 3,390 4,281 Gain on the sale of SBA loans 95 - 95 58 - 58 Total Non-Interest Income 1,023 2,008 3,031 1,448 4,525 5,973 Non-Interest Expense Salaries and employee benefits 3,301 1,995 5,296 3,547 1,788 5,335 Directors’ fees and expenses 108 - 108 67 - 67 Occupancy and equipment 446 212 658 323 154 477 Data processing 312 - 312 140 - 140 Professional fees 256 22 278 240 17 257 FDIC deposit insurance assessment 197 - 197 225 - 225 Advertising 42 36 78 95 74 169 Amortization of other intangible 12 - 12 12 - 12 Other 1,222 269 1,491 314 322 636 Total Non-Interest Expense 5,896 2,534 8,430 4,963 2,355 7,318 Pretax Segment Profit (Loss) $ 80 $ (815 ) $ (735 ) $ 2,596 $ 2,061 $ 4,657 Net (Loss) Income Attributable to Noncontrolling Interest $ (399 ) $ - $ (399 ) $ 1,010 $ - $ 1,010 Segment Assets $ 731,519 $ 30,683 $ 762,202 $ 683,882 $ 23,378 $ 707,260 ( 1 Includes Quaint Oak Bancorp, Inc. and the Bank’s subsidiaries, Quaint Oak Mortgage, Quaint Oak Real Estate, Quaint Oak Abstract, Quaint Oak Insurance Agency, QOB Properties, and Oakmont Commercial. Quaint Oak Bancorp, Inc. Notes to Unaudited Consolidated Financial Statements Note 11 Operating Segments (Continued) The following table presents summary financial information for the reportable segments (in thousands): As of or for the Nine Months Ended September 30, 2023 2022 Quaint Oak Bank(1) Oakmont Capital Holdings, LLC Consolidated Quaint Oak Bank(1) Oakmont Capital Holdings, LLC Consolidated Net Interest Income (Loss) $ 16,485 $ (953 ) $ 15,532 $ 18,160 $ (216 ) $ 17,944 Provision for Credit Losses 460 - 460 1,933 - 1,933 Net Interest Income (Loss) after Provision for Credit Losses 16,025 (953 ) 15,072 16,227 (216 ) 16,011 Non-Interest Income Mortgage banking, equipment lending and title abstract fees 421 1,390 1,811 600 1,621 2,221 Real estate sales commissions, net 88 - 88 213 - 213 Insurance commissions 486 - 486 407 - 407 Other fees and services charges 296 556 852 221 158 379 Net loan servicing income 148 3,008 3,156 11 943 954 Income from bank-owned life insurance 75 - 75 66 - 66 Net gain on loans held for sale 1,209 1,796 3,005 2,828 8,521 11,349 Gain on the sale of SBA loans 346 - 346 225 - 225 Total Non-Interest Income 3,069 6,750 9,819 4,571 11,243 15,814 Non-Interest Expense Salaries and employee benefits 10,425 5,741 16,166 10,213 4,604 14,817 Directors’ fees and expenses 315 - 315 210 - 210 Occupancy and equipment 1,138 608 1,746 975 388 1,363 Data processing 737 - 737 500 - 500 Professional fees 597 81 678 625 44 669 FDIC deposit insurance assessment 669 - 669 454 - 454 Advertising 208 306 514 265 266 531 Amortization of other intangible 36 - 36 36 - 36 Other 2,829 731 3,560 990 519 1,509 Total Non-Interest Expense 16,954 7,467 24,421 14,268 5,821 20,089 Pretax Segment Profit (Loss) $ 2,140 $ (1,670 ) $ 470 $ 6,530 $ 5,206 $ 11,736 Net (Loss) Income Attributable to Noncontrolling Interest $ (818 ) $ - $ (818 ) $ 2,551 $ - $ 2,551 Segment Assets $ 731,519 $ 30,683 $ 762,202 $ 683,882 $ 23,378 $ 707,260 ( 1 Includes Quaint Oak Bancorp, Inc. and the Bank’s subsidiaries, Quaint Oak Mortgage, Quaint Oak Real Estate, Quaint Oak Abstract, Quaint Oak Insurance Agency, QOB Properties, and Oakmont Commercial.

Note 12 - Subsequent Event

Note 12 - Subsequent Event	9 Months Ended
	Sep. 30, 2023
Notes to Financial Statements
Subsequent Events [Text Block]	Note 12 Subsequent Event On November 2, 2023, November 2, 2023

Significant Accounting Policies

Significant Accounting Policies (Policies)	9 Months Ended
	Sep. 30, 2023
Accounting Policies [Abstract]
Basis of Accounting, Policy [Policy Text Block]	Basis of Financial Presentation. September 30, 2023, July 2009. February, 2019, July 2012 August 2016 October 2021 January 4, 2021, second not The Bank is subject to regulation by the Pennsylvania Department of Banking and Securities and the Federal Deposit Insurance Corporation. Pursuant to the Bank’s election under Section 10 three The accompanying consolidated financial statements have been prepared in conformity with accounting principles generally accepted in the United States of America (US GAAP) for interim information and with the instructions to Form 10 not The foregoing consolidated financial statements are unaudited; but in the opinion of management include all adjustments (consisting only of normal recurring adjustments) necessary for a fair presentation thereof. The balances as of December 31, 2022 2022 10 nine September 30, 2023 not may December 31, 2023.
Use of Estimates, Policy [Policy Text Block]	Use of Estimates in the Preparation of Financial Statements.
Critical Accounting Policy [Policy Text Block]	Critical Accounting Policies. nine September 30, 2023, No. 2016 13 326. no nine September 30, 2023
New Accounting Pronouncements, Policy [Policy Text Block]	Accounting Pronouncements Recently Adopted. January 2020, 2020 04, Reference Rate Reform (Topic 848 March 2020 not not one December 31, 2022. December 2022, 2022 06, Reference Rate Reform (Topic 848 848 848 December 31, 2024. two 848 2022 06 not In January 2021, 2021 01, Reference Rate Reform (Topic 848 848. 2021 01 848. 2021 01 may March 12, 2020, not December 31, 2022, December 31, 2022, December 31, 2022, not In January 2017, 2017 04, Simplifying the Test for Goodwill Impairment 2 2, not December 15, 2019. November 2019, 2019 10, Financial Instruments Credit Losses (Topic 326 815 842 350, December 15, 2022, not In March 2022, 2022 02, Financial Instruments - Credit Losses (ASC 326 326 326 5 The Company adopted ASU 2016 13 January 1, 2023 326, January 1, 2023 326. Loans are stated at their principal amount outstanding, except for loans held for sale, which are carried at fair value. Interest income on loans is accrued as earned. In general, loans are placed on non-accrual status once they become 90 may 90 not may six A loan that is 90 may one Loans deemed to be a loss are written off through a charge against the allowance for credit losses (ACL). All loans are evaluated for possible charge-off when it is probable that the balance will not Loan Origination Fees and Costs. Allowance for Credit Losses. The discussion that follows describes the methodology for determining the ACL under the ASC 326 January 1, 2023. 2022 10 The Company has elected to exclude accrued interest receivable from the measurement of its ACL. When a loan is placed on non-accrual status, any outstanding accrued interest is reversed against interest income. The ACL for loans is an estimate of the expected losses to be realized over the life of the loans in the portfolio. The ACL is determined for two 1 2 Loans Evaluated Collectively . Loans Evaluated Individually. Certain loans may no September 30, 2023. Loans evaluated individually may one no may Management regularly reviews loans in the portfolio to assess credit quality indicators and to determine appropriate loan classification. For all loans, an internal risk rating process is used. The Company believes that internal risk ratings are the most relevant credit quality indicator for these types of loans. The migration of loans through the various internal risk rating categories is a significant component of the ACL methodology for these loans, which bases the probability of default on this migration. Assigning risk ratings involves judgment. Risk ratings may The following is a summary of the Company's internal risk rating categories: • Pass: These loans do not • Special Mention: These loans have a heightened credit risk, but not • Substandard: These loans are inadequately protected by current sound worth and paying capacity of the borrower. There exists a well-defined weakness or weaknesses that jeopardize the normal repayment of the debt. • Doubtful: These loans have all the weaknesses inherent in those classified as substandard, with the added characteristic that the weaknesses make collection or liquidation in full, on the basis of currently existing facts, conditions, and values, highly questionable and improbable. The allocation of the ACL is reviewed to evaluate its appropriateness in relation to the overall risk profile of the loan portfolio. The Company considers risk factors such as: local and national economic conditions; trends in delinquencies and non-accrual loans; the diversity of borrower industry types; and the composition of the portfolio by loan type. Qualitative and Other Adjustments to Allowance for Credit Losses: In addition to the quantitative credit loss estimates for loans evaluated collectively, qualitative factors that may not not not not not The ACL utilizes 36 Off Balance Sheet Credit Exposures: The ACL for off balance sheet credit exposures is recorded in other liabilities on the Consolidated Balance Sheet. This ACL represents management’s estimate of expected losses in its unfunded loan commitments and other off balance sheet credit exposures, such as letters of credit and credit recourse on sold residential mortgage loans. The allowance for credit losses specific to unfunded commitments is determined by estimating future draws and applying the expected loss rates on those draws. Future draws are based on historical averages of utilization rates (i.e., the likelihood of draws taken). The ACL for off balance sheet credit exposures is increased or decreased by charges or reductions to expense, through the provision for credit losses.
Reclassification, Comparability Adjustment [Policy Text Block]	Reclassifications. 2022 2023 not no

Note 2 - Earnings Per Share (Ta

Note 2 - Earnings Per Share (Tables)	9 Months Ended
	Sep. 30, 2023
Notes Tables
Schedule of Earnings Per Share, Basic and Diluted [Table Text Block]	For the Three Months Ended September 30, For the Nine Months Ended September 30, 2023 2022 2023 2022 Net (Loss) Income Attributable to Quaint Oak Bancorp, Inc. $ (255,000 ) $ 2,635,000 $ 878,000 $ 6,654,000 Weighted average shares outstanding – basic 2,244,163 2,050,650 2,221,441 2,034,153 Effect of dilutive common stock equivalents 16,013 118,082 33,874 116,791 Adjusted weighted average shares outstanding – diluted 2,260,176 2,168,732 2,255,315 2,150,944 Basic earnings per share $ (0.11 ) $ 1.29 $ 0.40 $ 3.27 Diluted earnings per share $ (0.11 ) $ 1.22 $ 0.39 $ 3.09

Note 3 - Accumulated Other Co_2

Note 3 - Accumulated Other Comprehensive Loss (Tables)	9 Months Ended
	Sep. 30, 2023
Notes Tables
Schedule of Accumulated Other Comprehensive Income (Loss) [Table Text Block]	Unrealized Gains (Losses) on Investment Securities Available for Sale (1) For the Three Months Ended September 30, For the Nine Months Ended September 30, 2023 2022 2023 2022 Balance at the beginning of the period $ (16 ) $ (18 ) $ (24 ) $ 23 Other comprehensive income (loss) 1 (1 ) 9 (42 ) Balance at the end of the period $ (15 ) $ (19 ) $ (15 ) $ (19 )

Note 4 - Investment Securitie_2

Note 4 - Investment Securities Available for Sale (Tables)	9 Months Ended
	Sep. 30, 2023
Notes Tables
Debt Securities, Available-for-Sale [Table Text Block]	September 30, 2023 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value Available for Sale: Mortgage-backed securities: Government National Mortgage Association securities $ 2,426 $ - $ (17 ) $ 2,409 Federal National Mortgage Association securities 73 - (1 ) 72 Total available-for-sale-securities $ 2,499 $ - $ (18 ) $ 2,481 December 31, 2022 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value Available for Sale: Mortgage-backed securities: Government National Mortgage Association securities $ 2,902 $ - $ (31 ) $ 2,871 Federal National Mortgage Association securities 98 1 - 99 Total available-for-sale-securities $ 3,000 $ 1 $ (31 ) $ 2,970
Investments Classified by Contractual Maturity Date [Table Text Block]	Available for Sale Amortized Cost Fair Value Due after ten years $ 2,499 $ 2,481 Total $ 2,499 $ 2,481
Schedule of Unrealized Loss on Investments [Table Text Block]	September 30, 2023 Less than Twelve Months Twelve Months or Greater Total Number of Securities Fair Value Gross Unrealized Losses Fair Value Gross Unrealized Losses Fair Value Gross Unrealized Losses Government National Mortgage Association securities 11 $ - $ - $ 2,409 $ (17 ) $ 2,409 $ (17 ) Federal National Mortgage Association securities 1 72 (1 ) - - 72 (1 ) Total 12 $ 72 $ (1 ) $ 2,409 $ (17 ) $ 2,481 $ (18 ) December 31, 2022 Less than Twelve Months Twelve Months or Greater Total Number of Securities Fair Value Gross Unrealized Losses Fair Value Gross Unrealized Losses Fair Value Gross Unrealized Losses Government National Mortgage Association securities 11 $ 2,871 $ (31 ) $ - $ - $ 2,871 $ (31 )

Note 5 - Loans Receivable, Ne_2

Note 5 - Loans Receivable, Net and Allowance for Credit Losses (Tables)	9 Months Ended
	Sep. 30, 2023
Notes Tables
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]	September 30, 2023 December 31, 2022 Real estate loans: One-to-four family residential: Owner occupied $ 19,087 $ 18,070 Non-owner occupied 41,936 39,315 Total one-to-four family residential 61,023 57,385 Multi-family (five or more) residential 50,823 46,909 Commercial real estate 348,744 333,540 Construction 31,444 28,938 Home equity 5,994 4,918 Total real estate loans 498,028 471,690 Commercial business 135,993 159,069 Other consumer 72 2 Total Loans 634,093 630,761 Deferred loan fees and costs (772 ) (1,219 ) Allowance for credit losses (7,121 ) (7,678 ) Net Loans $ 626,200 $ 621,864
Financing Receivable, Internal Risk Categories [Table Text Block]	Term Loans Amortized Cost by Origination Year As of September 30, 2023 2023 2022 2021 2020 2019 Prior Revolving Loans Amortized Cost Basis Total One-to-four family residential owner occupied Risk rating Pass $ 1,802 $ 8,825 $ 3,870 $ 1,868 $ 572 $ 2,150 $ - $ 19,087 Special mention - - - - - - - - Substandard - - - - - - - - Doubtful - - - - - - - - Total one-to-four family residential owner occupied $ 1,802 $ 8,825 $ 3,870 $ 1,868 $ 572 $ 2,150 $ - $ 19,807 Current period gross charge-offs $ - $ - $ - $ - $ - $ - $ - $ - One-to-four family residential non- owner occupied Risk rating Pass $ 2,199 $ 7,199 $ 12,469 $ 3,290 $ 1,040 $ 15,739 $ - $ 41,936 Special mention - - - - - - - - Substandard - - - - - - - - Doubtful - - - - - - - - Total one-to-four family residential non-owner occupied $ 2,199 $ 7,199 $ 12,469 $ 3,290 $ 1,040 $ 15,739 $ - $ 41,936 Current period gross charge-offs $ - $ - $ - $ - $ - $ - $ - $ - Multi-family residential Risk rating Pass $ 2,463 $ 16,777 $ 13,974 $ 4,513 $ 2,402 $ 8,977 $ - $ 49,106 Special mention - - - - - 1,717 - 1,717 Substandard - - - - - - - - Doubtful - - - - - - - - Total multi-family residential $ 2,463 $ 16,777 $ 13,974 $ 4,513 $ 2,402 $ 10,694 $ - $ 50,823 Current period gross charge-offs $ - $ - $ - $ - $ - $ - $ - $ - Commercial real estate Risk rating Pass $ 50,594 $ 148,568 $ 66,432 $ 22,365 $ 17,312 $ 41,724 $ 1,676 $ 348,671 Special mention - - - - - - - - Substandard - - - - 73 - - 73 Doubtful - - - - - - - - Total commercial real estate $ 50,594 $ 148,568 $ 66,432 $ 22,365 $ 17,385 $ 41,724 $ 1,676 $ 348,744 Current period gross charge-offs $ - $ - $ - $ 134 $ - $ - $ - $ 134 Construction Risk rating Pass $ 4,463 $ 10,955 $ 9,394 $ 4,484 $ - $ - $ - $ 29,296 Special mention - - - - - 2,148 - 2,148 Substandard - - - - - - - - Doubtful - - - - - - - - Total construction $ 4,463 $ 10,955 $ 9,394 $ 4,484 $ - $ 2,148 $ - $ 31,444 Current period gross charge-offs $ - $ - $ - $ - $ - $ - $ - $ - Home equity Risk rating Pass $ 1,074 $ 37 $ 124 $ - $ - $ 216 $ 4,543 $ 5,994 Special mention - - - - - - - - Substandard - - - - - - - - Doubtful - - - - - - - - Total home equity $ 1,074 $ 37 $ 124 $ - $ - $ 216 $ 4,543 $ 5,994 Current period gross charge-offs $ - $ - $ - $ - $ - $ - $ - $ - Term Loans Amortized Cost by Origination Year As of September 30, 2023 2023 2022 2021 2020 2019 Prior Revolving Loans Amortized Cost Basis Total Commercial business Risk rating Pass $ 6,598 $ 75,278 $ 29,881 $ 4,596 $ 2,198 $ 1,041 $ 12,092 $ 131,684 Special mention - - - - - - - - Substandard - - 1,633 - 1,242 323 1,062 4,260 Doubtful - - 49 - - - - 49 Total commercial business $ 6,598 $ 75,278 $ 31,563 $ 4,596 $ 3,440 $ 1,364 $ 13,154 $ 135,993 Current period gross charge-offs $ - $ 2 $ 603 $ 97 $ - $ - $ - $ 702 Other consumer Risk rating Pass $ 72 $ - $ - $ - $ - $ - $ - $ 72 Special mention - - - - - - - - Substandard - - - - - - - - Doubtful - - - - - - - - Total other consumer $ 72 $ - $ - $ - $ - $ - $ - $ 72 Current period gross charge-offs Total $ - $ - $ - $ - $ - $ - $ - $ - Pass $ 69,265 $ 267,639 $ 136,144 $ 41,116 $ 23,524 $ 69,847 $ 18,311 $ 625,846 Special mention - - - - - 3,865 - 3,865 Substandard - - 1,633 - 1,315 323 1,062 4,333 Doubtful - - 49 - - - - 49 Total $ 69,265 $ 267,639 $ 137,826 $ 41,116 $ 24,839 $ 74,035 $ 19,373 $ 634,093 Current period gross charge-offs $ - $ 2 $ 603 $ 231 $ - $ - $ - $ 836
Financing Receivable Credit Quality Indicators [Table Text Block]	December 31, 2022 Pass Special Mention Substandard Doubtful Total One-to-four family residential owner occupied $ 17,663 $ 407 $ - $ - $ 18,070 One-to-four family residential non-owner occupied 39,315 - - - 39,315 Multi-family residential 45,201 - 1,708 - 46,909 Commercial real estate 333,406 - 134 - 333,540 Construction 28,938 - - - 28,938 Home equity 4,918 - - - 4,918 Commercial business 153,746 2,908 2,415 - 159,069 Other consumer 2 - - - 2 Total $ 623,189 $ 3,315 $ 4,257 $ - $ 630,761
Financing Receivable, Nonaccrual [Table Text Block]	September 30, 2023 December 31, Non-accrual loans 2022 With a Related Allowance Without a Related Allowance Total 90 Days or More Past Due and Accruing Total Non- Performing Total Non- Accrual Loans One-to-four family residential owner occupied $ - $ - $ - $ - $ - $ - One-to-four family residential non-owner occupied - - - - - - Multi-family residential - - - - - - Commercial real estate - 73 73 - 73 73 Construction - - - - - - Home equity - - - - - - Commercial business - 49 49 - 49 - Other consumer - - - - - - Total $ - $ 122 $ 122 $ - $ 122 $ 73
Impaired Financing Receivables [Table Text Block]	December 31, 2022 Recorded Investment Unpaid Principal Balance Related Allowance Average Recorded Investment Interest Income Recognized With no related allowance recorded: One-to-four family residential owner occupied $ - $ - $ - $ - $ - One-to-four family residential non-owner occupied 7 9 - 7 - Multi-family residential 1,708 1,722 - 1,708 - Commercial real estate 129 129 - 130 12 Construction - - - - - Home equity - - - - - Commercial business - - - - - Other consumer - - - - - With an allowance recorded: One-to-four family residential owner occupied $ - $ - $ - $ - $ - One-to-four family residential non-owner occupied - - - - - Multi-family residential - - - - - Commercial real estate 134 134 118 136 9 Construction - - - - - Home equity - - - - - Commercial business 97 97 96 102 6 Other consumer - - - - - Total: One-to-four family residential owner occupied $ - $ - $ - $ - $ - One-to-four family residential non-owner occupied 7 9 - 7 - Multi-family residential 1,708 1,722 - 1,708 - Commercial real estate 263 263 118 266 21 Construction - - - - - Home equity - - - - - Commercial business 97 97 96 102 6 Other consumer - - - - - Total $ 2,075 $ 2,091 $ 215 $ 2,083 $ 27
Financing Receivable, Current, Allowance for Credit Loss [Table Text Block]	September 30, 2023 1-4 Family Residential Owner Occupied 1-4 Family Residential Non- Owner Occupied Multi- Family Residential Commercial Real Estate Construction Home Equity Commercial Business and Other Consumer Unallocated Total For the Three Months Ended September 30, 2023 Allowance for credit losses: Beginning balance $ 137 $ 243 $ 415 $ 3,175 $ 848 $ 49 $ 2,589 $ - $ 7,456 Impact of ASU 326 - - - - - - - - - Charge-offs - - - - - - (605 ) - (605 ) Recoveries - - - - - - - - - Provision (1) 5 16 (11 ) (35 ) (166 ) 7 454 - 270 Ending balance $ 142 $ 259 $ 404 $ 3,140 $ 682 $ 56 $ 2,438 $ - $ 7,121 For the Nine Months Ended September 30, 2023 Allowance for credit losses: Beginning balance $ 123 $ 295 $ 451 $ 3,750 $ 304 $ 33 $ 2,422 $ 300 $ 7,678 Impact of ASU 326 - - - - - - - - - Charge-offs - - - (134 ) - - (702 ) - (836 ) Recoveries - - - - - - - - - Provision (1) 19 (36 ) (47 ) (476 ) 378 23 718 (300 ) 279 Ending balance $ 142 $ 259 $ 404 $ 3,140 $ 682 $ 56 $ 2,438 $ - $ 7,121 December 31, 2022 1-4 Family Residential Owner Occupied 1-4 Family Residential Non- Owner Occupied Multi- Family Residential Commercial Real Estate Construction Home Equity Commercial Business and Other Consumer Unallocated Total Allowance for loan losses: Beginning balance $ 73 $ 292 $ 249 $ 2,475 $ 119 $ 29 $ 1,625 $ 400 $ 5,262 Charge-offs - - - - - - (59 ) - (59 ) Recoveries - - - - - - - - - Provision 50 3 202 1,275 185 4 856 (100 ) 2,475 Ending balance $ 123 $ 295 $ 451 $ 3,750 $ 304 $ 33 $ 2,422 $ 300 $ 7,678 Ending balance evaluated for impairment: Individually $ - $ - $ - $ 118 $ - $ - $ 97 $ - $ 215 Collectively $ 123 $ 295 $ 451 $ 3,632 $ 304 $ 33 2,325 $ 300 $ 7,463 Loans receivable: Ending balance $ 18,070 $ 39,315 $ 46,909 $ 333,540 $ 28,938 $ 4,918 $ 159,071 $ 630,761 Ending balance evaluated for impairment: Individually $ - $ 7 $ 1,708 $ 263 $ - $ - $ 97 $ 2,075 Collectively $ 18,070 $ 39,308 $ 45,201 $ 333,277 $ 28,938 $ 4,918 $ 158,974 $ 628,686 September 30, 2022 1-4 Family Residential Owner Occupied 1-4 Family Residential Non-Owner Occupied Multi-Family Residential Commercial Real Estate Construction Home Equity Commercial Business and Other Consumer Unallocated Total For the Three Months Ended September 30, 2022 Allowance for loan losses: Beginning balance $ 104 $ 276 $ 377 $ 3,383 $ 283 $ 32 $ 1,735 $ 350 $ 6,540 Charge-offs - - - - - - (54 ) - (54 ) Recoveries - - - - - - - - - Provision 15 7 90 187 (76 ) 3 379 50 655 Ending balance $ 119 $ 283 $ 467 $ 3,570 $ 207 $ 35 $ 2,060 $ 400 $ 7,141 For the Nine Months Ended September 30, 2022 Allowance for loan losses: Beginning balance $ 73 $ 292 $ 249 $ 2,475 $ 119 $ 29 $ 1,625 $ 400 $ 5,262 Charge-offs - - - - - - (54 ) - (54 ) Recoveries - - - - - - - - - Provision 46 (9 ) 218 1,095 88 6 489 - 1,933 Ending balance $ 119 $ 283 $ 467 $ 3,570 $ 207 $ 35 $ 2,060 $ 400 $ 7,141
Financing Receivable, Past Due [Table Text Block]	September 30, 2023 30-89 Days Past Due 90 Days or More Past Due Current Total Loans Receivable One-to-four family residential owner occupied $ - $ - $ 19,087 $ 19,087 One-to-four family residential non-owner occupied - - 41,936 41,936 Multi-family residential 562 - 50,261 50,823 Commercial real estate 7,335 73 341,336 348,744 Construction 377 - 31,067 31,444 Home equity 105 - 5,889 5,994 Commercial business 8 49 135,936 135,993 Other consumer - - 72 72 Total $ 8,387 $ 122 $ 625,584 $ 634,093 December 31, 2022 Loans Receivable 90 Days or 30-89 90 Days More Past Days Past or More Total Total Loans Due and Due Past Due Past Due Current Receivable Accruing One-to-four family residential owner occupied $ 407 $ - $ 407 $ 17,663 $ 18,070 $ - One-to-four family residential non-owner occupied 23 - 23 39,292 39,315 - Multi-family residential - 1,708 1,708 45,201 46,909 - Commercial real estate 2,895 134 3,029 330,511 333,540 - Construction 2,062 - 2,062 26,876 28,938 - Home equity 39 - 39 4,879 4,918 - Commercial business 10 97 107 158,962 159,069 51 Other consumer - - - 2 2 - Total $ 5,436 $ 1,939 $ 7,375 $ 623,386 $ 630,761 $ 51

Note 7 - Deposits (Tables)

Note 7 - Deposits (Tables)	9 Months Ended
	Sep. 30, 2023
Notes Tables
Deposit Liabilities, Type [Table Text Block]	September 30, 2023 December 31, 2022 Non-interest bearing checking accounts (1) $ 151,111 $ 88,728 Savings accounts 1,178 1,597 Money market accounts (2) 222,728 260,972 Certificates of deposit 220,539 197,951 Total deposits $ 595,556 $ 549,248

Note 8 - Borrowings (Tables)

Note 8 - Borrowings (Tables)	9 Months Ended
	Sep. 30, 2023
Notes Tables
Schedule of Line of Credit Facilities [Table Text Block]	Borrowing Capacity Borrowings at September 30, 2023 Rate at September 30, 2023 Borrowing Capacity Borrowings at December 31, 2022 Rate at December 31, 2022 Line of Credit A $ 9,000 $ 3,282 8.50 % $ 9,000 $ - 7.00 % Line of Credit B 6,000 2,521 8.50 % 6,000 5,489 7.50 % Total $ 15,000 $ 5,803 $ 15,000 $ 5,489
Federal Home Loan Bank Advances [Member]
Notes Tables
Schedule of Long-Term Debt Instruments [Table Text Block]	September 30, 2023 December 31, 2022 Amount Weighted Interest Rate Amount Weighted Interest Rate Short-term borrowings $ 35,000 5.68 % $ 93,200 4.45 % Fixed rate borrowings maturing: 2023 12,000 2.45 57,000 2.22 2024 21,167 4.25 6,167 2.05 2025 7,855 3.40 2,855 1.25 Total FHLB long-term debt $ 41,022 3.56 % $ 66,022 2.16 %

Note 9 - Stock Compensation P_2

Note 9 - Stock Compensation Plans (Tables)	9 Months Ended
	Sep. 30, 2023
Notes Tables
Share-Based Payment Arrangement, Activity [Table Text Block]	September 30, 2023 Number of Shares Weighted Average Grant Date Fair Value Unvested at the beginning of the period 9,122 $ 13.30 Granted 45,000 18.00 Vested (9,122 ) 13.30 Forfeited - - Unvested at the end of the period 45,000 $ 18.00
Share-Based Payment Arrangement, Option, Activity [Table Text Block]	September 30, 2023 Number of Shares Weighted Average Exercise Price Weighted Average Remaining Contractual Life (in years) Outstanding at the beginning of the period 195,936 $ 11.24 3.2 Granted 132,500 18.00 9.6 Exercised (104,403 ) 9.65 - Forfeited - - - Outstanding at end of period 224,033 $ 15.98 8.5 Exercisable at end of period 91,533 $ 13.30 4.6

Note 10 - Fair Value Measurem_2

Note 10 - Fair Value Measurements and Fair Values of Financial Instruments (Tables)	9 Months Ended
	Sep. 30, 2023
Notes Tables
Fair Value Measurements, Recurring and Nonrecurring [Table Text Block]	September 30, 2023 Fair Value Measurements Using: Total Fair Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Unobservable Inputs (Level 3) Recurring fair value measurements: Investment securities available for sale Government National Mortgage Association mortgage-backed securities $ 2,409 $ - $ 2,409 $ - Federal National Mortgage Association mortgage- backed securities 72 - 72 - Total investment securities available for sale $ 2,481 $ - $ 2,481 $ - Total recurring fair value measurements $ 2,481 $ - $ 2,481 $ - Nonrecurring fair value measurements Collateral-dependent loans $ 122 $ - $ - $ 122 Total nonrecurring fair value measurements $ 122 $ - $ - $ 122 December 31, 2022 Fair Value Measurements Using: Total Fair Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Unobservable Inputs (Level 3) Recurring fair value measurements: Investment securities available for sale Government National Mortgage Association mortgage-backed securities $ 2,871 $ - $ 2,871 $ - Federal National Mortgage Association mortgage- backed securities 99 - 99 - Total investment securities available for sale $ 2,970 $ - $ 2,970 $ - Total recurring fair value measurements $ 2,970 $ - $ 2,970 $ - Nonrecurring fair value measurements Impaired loans $ 1,860 $ - $ - $ 1,860 Total nonrecurring fair value measurements $ 1,860 $ - $ - $ 1,860
Fair Value Measurement Inputs and Valuation Techniques [Table Text Block]	September 30, 2023 Quantitative Information About Level 3 Fair Value Measurements Total Fair Value Valuation Techniques Unobservable Input Range (Weighted Average) Collateral-dependent loans $ 122 Appraisal of collateral (1) Appraisal adjustments (2) 8% (8%) December 31, 2022 Quantitative Information About Level 3 Fair Value Measurements Total Fair Value Valuation Techniques Unobservable Input Range (Weighted Average) Impaired loans $ 1,860 Appraisal of collateral (1) Appraisal adjustments (2) 10% (10%)
Fair Value, by Balance Sheet Grouping [Table Text Block]	Fair Value Measurements at September 30, 2023 Carrying Amount Fair Value Estimate Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Unobservable Inputs (Level 3) Financial Assets Investment in interest-earning time deposits $ 2,162 $ 2,235 $ - $ - $ 2,235 Loans held for sale 94,806 96,729 - 96,729 - Loans receivable, net 626,200 604,325 - - 604,325 Financial Liabilities Deposits 595,556 600,643 375,017 - 225,626 FHLB long-term borrowings 41,022 40,908 - - 40,908 Subordinated debt 21,884 20,971 - - 20,971 Fair Value Measurements at December 31, 2022 Carrying Amount Fair Value Estimate Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Unobservable Inputs (Level 3) Financial Assets Investment in interest-earning time deposits $ 3,833 $ 3,907 $ - $ - $ 3,907 Loans held for sale 133,222 137,253 - 137,253 - Loans receivable, net 621,864 600,186 - - 600,186 Financial Liabilities Deposits 549,248 551,157 351,297 - 199,860 FHLB long-term borrowings 66,022 65,846 - - 65,846 FRB long-term borrowings 7,000 6,981 - - 6,981 Subordinated debt 7,966 7,886 - - 7,886

Note 11 - Operating Segments (T

Note 11 - Operating Segments (Tables)	9 Months Ended
	Sep. 30, 2023
Notes Tables
Schedule of Segment Reporting Information, by Segment [Table Text Block]	As of or for the Three Months Ended September 30, 2023 2022 Quaint Oak Bank(1) Oakmont Capital Holdings, LLC Consolidated Quaint Oak Bank(1) Oakmont Capital Holdings, LLC Consolidated Net Interest Income (Loss) $ 5,210 $ (289 ) $ 4,921 $ 6,766 $ (109 ) $ 6,657 Provision for Credit Losses 257 - 257 655 - 655 Net Interest Income (Loss) after Provision for Credit Losses 4,953 (289 ) 4,664 6,111 (109 ) 6,002 Non-Interest Income Mortgage banking, equipment lending and title abstract fees 158 281 439 173 587 760 Real estate sales commissions, net 16 - 16 88 - 88 Insurance commissions 190 - 190 152 - 152 Other fees and services charges 154 255 409 57 74 131 Net loan servicing income 3 801 804 6 474 480 Income from bank-owned life insurance 26 - 26 23 - 23 Net gain on loans held for sale 381 671 1,052 891 3,390 4,281 Gain on the sale of SBA loans 95 - 95 58 - 58 Total Non-Interest Income 1,023 2,008 3,031 1,448 4,525 5,973 Non-Interest Expense Salaries and employee benefits 3,301 1,995 5,296 3,547 1,788 5,335 Directors’ fees and expenses 108 - 108 67 - 67 Occupancy and equipment 446 212 658 323 154 477 Data processing 312 - 312 140 - 140 Professional fees 256 22 278 240 17 257 FDIC deposit insurance assessment 197 - 197 225 - 225 Advertising 42 36 78 95 74 169 Amortization of other intangible 12 - 12 12 - 12 Other 1,222 269 1,491 314 322 636 Total Non-Interest Expense 5,896 2,534 8,430 4,963 2,355 7,318 Pretax Segment Profit (Loss) $ 80 $ (815 ) $ (735 ) $ 2,596 $ 2,061 $ 4,657 Net (Loss) Income Attributable to Noncontrolling Interest $ (399 ) $ - $ (399 ) $ 1,010 $ - $ 1,010 Segment Assets $ 731,519 $ 30,683 $ 762,202 $ 683,882 $ 23,378 $ 707,260 As of or for the Nine Months Ended September 30, 2023 2022 Quaint Oak Bank(1) Oakmont Capital Holdings, LLC Consolidated Quaint Oak Bank(1) Oakmont Capital Holdings, LLC Consolidated Net Interest Income (Loss) $ 16,485 $ (953 ) $ 15,532 $ 18,160 $ (216 ) $ 17,944 Provision for Credit Losses 460 - 460 1,933 - 1,933 Net Interest Income (Loss) after Provision for Credit Losses 16,025 (953 ) 15,072 16,227 (216 ) 16,011 Non-Interest Income Mortgage banking, equipment lending and title abstract fees 421 1,390 1,811 600 1,621 2,221 Real estate sales commissions, net 88 - 88 213 - 213 Insurance commissions 486 - 486 407 - 407 Other fees and services charges 296 556 852 221 158 379 Net loan servicing income 148 3,008 3,156 11 943 954 Income from bank-owned life insurance 75 - 75 66 - 66 Net gain on loans held for sale 1,209 1,796 3,005 2,828 8,521 11,349 Gain on the sale of SBA loans 346 - 346 225 - 225 Total Non-Interest Income 3,069 6,750 9,819 4,571 11,243 15,814 Non-Interest Expense Salaries and employee benefits 10,425 5,741 16,166 10,213 4,604 14,817 Directors’ fees and expenses 315 - 315 210 - 210 Occupancy and equipment 1,138 608 1,746 975 388 1,363 Data processing 737 - 737 500 - 500 Professional fees 597 81 678 625 44 669 FDIC deposit insurance assessment 669 - 669 454 - 454 Advertising 208 306 514 265 266 531 Amortization of other intangible 36 - 36 36 - 36 Other 2,829 731 3,560 990 519 1,509 Total Non-Interest Expense 16,954 7,467 24,421 14,268 5,821 20,089 Pretax Segment Profit (Loss) $ 2,140 $ (1,670 ) $ 470 $ 6,530 $ 5,206 $ 11,736 Net (Loss) Income Attributable to Noncontrolling Interest $ (818 ) $ - $ (818 ) $ 2,551 $ - $ 2,551 Segment Assets $ 731,519 $ 30,683 $ 762,202 $ 683,882 $ 23,378 $ 707,260

Note 1 - Financial Statement _2

Note 1 - Financial Statement Presentation and Significant Accounting Policies (Details Textual) $ in Thousands	9 Months Ended
	Sep. 30, 2023 USD ($)	Jan. 01, 2023 USD ($)	Dec. 31, 2022 USD ($)
Number of Wholly-Owned Subsidiaries	6
Retained Earnings (Accumulated Deficit)	$ 30,895		$ 30,875
Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]
Retained Earnings (Accumulated Deficit)		$ 0
Oakmont Capital Holdings, LLC [Member]
Subsidiary, Ownership Percentage, Noncontrolling Owner	49%

Note 2 - Earnings Per Share - W

Note 2 - Earnings Per Share - Weighted Average Shares Used in Basic and Dilutive Earnings Per Share Computations (Details) - USD ($)	3 Months Ended		9 Months Ended
	Sep. 30, 2023	Sep. 30, 2022	Sep. 30, 2023	Sep. 30, 2022
Net (Loss) Income Attributable to Quaint Oak Bancorp, Inc.	$ (255,000)	$ 2,635,000	$ 878,000	$ 6,654,000
Weighted average shares outstanding – basic (in shares)	2,244,163	2,050,650	2,221,441	2,034,153
Effect of dilutive common stock equivalents (in shares)	16,013	118,082	33,874	116,791
Adjusted weighted average shares outstanding – diluted (in shares)	2,260,176	2,168,732	2,255,315	2,150,944
Basic earnings per share (in dollars per share)	$ (0.11)	$ 1.29	$ 0.4	$ 3.27
Diluted earnings per share (in dollars per share)	$ (0.11)	$ 1.22	$ 0.39	$ 3.09

Note 3 - Accumulated Other Co_3

Note 3 - Accumulated Other Comprehensive Loss - Changes in Accumulated Other Comprehensive Loss (Details) - USD ($) $ in Thousands		3 Months Ended		9 Months Ended
		Sep. 30, 2023	Sep. 30, 2022	Sep. 30, 2023	Sep. 30, 2022
Balance				$ 44,793
Other comprehensive income (loss)		$ 1	$ (1)	9	$ (42)
Balance		45,734		45,734
AOCI, Accumulated Gain (Loss), Debt Securities, Available-for-Sale, Parent [Member]
Balance	[1]	(16)	(18)	(24)	23
Other comprehensive income (loss)	[1]	1	(1)	9	(42)
Balance	[1]	$ (15)	$ (19)	$ (15)	$ (19)
[1]All amounts are net of tax. Amounts in parentheses indicate debits.

Note 4 - Investment Securitie_3

Note 4 - Investment Securities Available for Sale (Details Textual) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2023	Sep. 30, 2022	Sep. 30, 2023	Sep. 30, 2022
Debt Securities, Available-for-Sale, Allowance for Credit Loss	$ 0		$ 0
Other than Temporary Impairment Losses, Investments	0	$ 0	0	$ 0
Proceeds from Sale of Debt Securities, Available-for-Sale	$ 0		$ 0

Note 4 - Investment Securitie_4

Note 4 - Investment Securities Available for Sale - Amortized Cost and Fair Value of Investment Securities Available for Sale (Details) - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
Amortized cost	$ 2,499	$ 3,000
Gross unrealized gains	0	1
Gross unrealized losses	(18)	(31)
Fair value	2,481	2,970
Government National Mortgage Association (GNMA) [Member] | Mortgage-Backed Securities, Issued by US Government Sponsored Enterprises [Member]
Amortized cost	2,426	2,902
Gross unrealized gains	0	0
Gross unrealized losses	(17)	(31)
Fair value	2,409	2,871
Federal National Mortgage Association (FNMA) [Member] | Mortgage-Backed Securities, Issued by US Government Sponsored Enterprises [Member]
Amortized cost	73	98
Gross unrealized gains	0	1
Gross unrealized losses	(1)	0
Fair value	$ 72	$ 99

Note 4 - Investment Securitie_5

Note 4 - Investment Securities Available for Sale - Debt Securities by Contractual Maturity (Details) - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
Due after ten years, amortized cost	$ 2,499
Due after ten years, fair value	2,481
Total, amortized cost	2,499	$ 3,000
Total, fair value	$ 2,481	$ 2,970

Note 4 - Investment Securitie_6

Note 4 - Investment Securities Available for Sale - Gross Unrealized Losses and Fair Value (Details) - Mortgage-Backed Securities, Issued by US Government Sponsored Enterprises [Member] $ in Thousands	Sep. 30, 2023 USD ($)	Dec. 31, 2022 USD ($)
Number of securities	12
Fair value, less than twelve months	$ 72
Gross unrealized losses, less than twelve months	(1)
Fair value, twelve months or greater	2,409
Gross unrealized losses, twelve months or greater	(17)
Fair value	2,481
Gross unrealized losses	$ (18)
Government National Mortgage Association (GNMA) [Member]
Number of securities	11	11,000
Fair value, less than twelve months	$ 0	$ 2,871
Gross unrealized losses, less than twelve months	0	(31)
Fair value, twelve months or greater	2,409
Gross unrealized losses, twelve months or greater	(17)
Fair value	2,409	2,871
Gross unrealized losses	$ (17)	$ (31)
Federal National Mortgage Association (FNMA) [Member]
Number of securities	1
Fair value, less than twelve months	$ 72
Gross unrealized losses, less than twelve months	(1)
Fair value, twelve months or greater	0
Gross unrealized losses, twelve months or greater	0
Fair value	72
Gross unrealized losses	$ (1)

Note 5 - Loans Receivable, Ne_3

Note 5 - Loans Receivable, Net and Allowance for Credit Losses (Details Textual)	3 Months Ended		9 Months Ended
	Sep. 30, 2023 USD ($)	Sep. 30, 2022 USD ($)	Sep. 30, 2023 USD ($)	Sep. 30, 2022 USD ($)	Dec. 31, 2022 USD ($)
Financing Receivable, Nonaccrual, Interest Income	$ 0	$ 0	$ 0	$ 0
Financing Receivable, Nonaccrual, Interest Income, Foregone	$ 4,000	79,000	$ 8,000	79,000
Troubled Debt Restructuring, Number of Contracts	0		0		2
Financing Receivable, Modified, Accumulated					$ 136,000
Provision for Loan, Lease, and Other Losses	$ 257,000	$ 655,000	$ 460,000	$ 1,933,000
Off-Balance-Sheet, Credit Loss, Liability, Credit Loss Expense (Reversal)	13,000		181,000
Financing Receivable, before Allowance for Credit Loss, Fee and Loan in Process	634,093,000		634,093,000		630,761,000
Nonperforming Financial Instruments [Member]
Financing Receivable, before Allowance for Credit Loss, Fee and Loan in Process	$ 122,000		$ 122,000		$ 2,000,000

Note 5 - Loans Receivable, Ne_4

Note 5 - Loans Receivable, Net and Allowance for Credit Losses - Composition of Net Loans Receivable (Details) - USD ($) $ in Thousands		Sep. 30, 2023	Jun. 30, 2023	Dec. 31, 2022	Sep. 30, 2022	Jun. 30, 2022	Dec. 31, 2021
Loans		$ 634,093		$ 630,761
Deferred loan fees and costs		(772)		(1,219)
Allowance for credit losses		(7,121)	$ (7,456)	(7,678)	$ (7,141)	$ (6,540)	$ (5,262)
Net Loans		626,200		621,864
Real Estate Portfolio Segment [Member]
Loans		498,028		471,690
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Owner Occupied Loans [Member]
Loans		19,087		18,070
Allowance for credit losses		(142)	(137)	(123)	(119)	(104)	(73)
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Non-owner Occupied Loans [Member]
Loans		41,936		39,315
Allowance for credit losses		(259)	(243)	(295)	(283)	(276)	(292)
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Loans [Member]
Loans		61,023		57,385
Real Estate Portfolio Segment [Member] | Multi-family (Five Or More) Residential Loans [Member]
Loans		50,823		46,909
Allowance for credit losses		(404)	(415)	(451)	(467)	(377)	(249)
Real Estate Portfolio Segment [Member] | Commercial Real Estate Loans [Member]
Loans		348,744		333,540
Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Loans		31,444		28,938
Allowance for credit losses		(682)	(848)	(304)	(207)	(283)	(119)
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member]
Loans		5,994		4,918
Allowance for credit losses		(56)	$ (49)	(33)	$ (35)	$ (32)	$ (29)
Commercial Portfolio Segment [Member]
Loans	[1]	135,993		159,069
Consumer Portfolio Segment [Member]
Loans		$ 72		$ 2
[1]Includes $163,000 and $214,000 of PPP loans at March 31, 2023 and December 31, 2022, respectively.

Note 5 - Loans Receivable, Ne_5

Note 5 - Loans Receivable, Net and Allowance for Credit Losses - Internal Risk Categories (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended		12 Months Ended
	Sep. 30, 2023	Sep. 30, 2022	Sep. 30, 2023	Sep. 30, 2022	Dec. 31, 2022
Financing Receivable, Year One	$ 69,265		$ 69,265
Financing Receivable, Year Two	267,639		267,639
Financing Receivable, Year Three	137,826		137,826
Financing Receivable, Year Four	41,116		41,116
Financing Receivable, Year Five	24,839		24,839
Financing Receivable, Prior	74,035		74,035
Financing Receivable, Revolving	19,373		19,373
Financing Receivable, Total	634,093		634,093
Current period gross charge-offs, Year One			0
Current period gross charge-offs, Year Two			2
Current period gross charge-offs, Year Three			603
Current period gross charge-offs, Year Four			231
Current period gross charge-offs, Year Five			0
Current period gross charge-offs, Prior			0
Current period gross charge-offs, Revolving			0
Current period gross charge-offs, Total	605	$ 54	836	$ 54	$ 59
Current period gross charge-offs			603
Pass [Member]
Financing Receivable, Year One	69,265		69,265
Financing Receivable, Year Two	267,639		267,639
Financing Receivable, Year Three	136,144		136,144
Financing Receivable, Year Four	41,116		41,116
Financing Receivable, Year Five	23,524		23,524
Financing Receivable, Prior	69,847		69,847
Financing Receivable, Revolving	18,311		18,311
Financing Receivable, Total	625,846		625,846
Special Mention [Member]
Financing Receivable, Year One	0		0
Financing Receivable, Year Two	0		0
Financing Receivable, Year Three	0		0
Financing Receivable, Year Four	0		0
Financing Receivable, Year Five	0		0
Financing Receivable, Prior	3,865		3,865
Financing Receivable, Revolving	0		0
Financing Receivable, Total	3,865		3,865
Substandard [Member]
Financing Receivable, Year One	0		0
Financing Receivable, Year Two	0		0
Financing Receivable, Year Three	1,633		1,633
Financing Receivable, Year Four	0		0
Financing Receivable, Year Five	1,315		1,315
Financing Receivable, Prior	323		323
Financing Receivable, Revolving	1,062		1,062
Financing Receivable, Total	4,333		4,333
Doubtful [Member]
Financing Receivable, Year One	0		0
Financing Receivable, Year Two	0		0
Financing Receivable, Year Three	49		49
Financing Receivable, Year Four	0		0
Financing Receivable, Year Five	0		0
Financing Receivable, Prior	0		0
Financing Receivable, Revolving	0		0
Financing Receivable, Total	49		49
Residential Portfolio Segment [Member] | One-to-four Family Residential Owner Occupied Loans [Member]
Financing Receivable, Year One	1,802		1,802
Financing Receivable, Year Two	8,825		8,825
Financing Receivable, Year Three	3,870		3,870
Financing Receivable, Year Four	1,868		1,868
Financing Receivable, Year Five	572		572
Financing Receivable, Prior	2,150		2,150
Financing Receivable, Revolving	0		0
Financing Receivable, Total	19,807		19,807
Current period gross charge-offs, Year One			0
Current period gross charge-offs, Year Two			0
Current period gross charge-offs, Year Three			0
Current period gross charge-offs, Year Four			0
Current period gross charge-offs, Year Five			0
Current period gross charge-offs, Prior			0
Current period gross charge-offs, Revolving			0
Current period gross charge-offs, Total			0
Current period gross charge-offs			0
Residential Portfolio Segment [Member] | One-to-four Family Residential Owner Occupied Loans [Member] | Pass [Member]
Financing Receivable, Year One	1,802		1,802
Financing Receivable, Year Two	8,825		8,825
Financing Receivable, Year Three	3,870		3,870
Financing Receivable, Year Four	1,868		1,868
Financing Receivable, Year Five	572		572
Financing Receivable, Prior	2,150		2,150
Financing Receivable, Revolving	0		0
Financing Receivable, Total	19,087		19,087
Residential Portfolio Segment [Member] | One-to-four Family Residential Owner Occupied Loans [Member] | Special Mention [Member]
Financing Receivable, Year One	0		0
Financing Receivable, Year Two	0		0
Financing Receivable, Year Three	0		0
Financing Receivable, Year Four	0		0
Financing Receivable, Year Five	0		0
Financing Receivable, Prior	0		0
Financing Receivable, Revolving	0		0
Financing Receivable, Total	0		0
Residential Portfolio Segment [Member] | One-to-four Family Residential Owner Occupied Loans [Member] | Substandard [Member]
Financing Receivable, Year One	0		0
Financing Receivable, Year Two	0		0
Financing Receivable, Year Three	0		0
Financing Receivable, Year Four	0		0
Financing Receivable, Year Five	0		0
Financing Receivable, Prior	0		0
Financing Receivable, Revolving	0		0
Financing Receivable, Total	0		0
Residential Portfolio Segment [Member] | One-to-four Family Residential Owner Occupied Loans [Member] | Doubtful [Member]
Financing Receivable, Year One	0		0
Financing Receivable, Year Two	0		0
Financing Receivable, Year Three	0		0
Financing Receivable, Year Four	0		0
Financing Receivable, Year Five	0		0
Financing Receivable, Prior	0		0
Financing Receivable, Revolving	0		0
Financing Receivable, Total	0		0
Residential Portfolio Segment [Member] | One-to-four Family Residential Non-owner Occupied Loans [Member]
Financing Receivable, Year One	2,199		2,199
Financing Receivable, Year Two	7,199		7,199
Financing Receivable, Year Three	12,469		12,469
Financing Receivable, Year Four	3,290		3,290
Financing Receivable, Year Five	1,040		1,040
Financing Receivable, Prior	15,739		15,739
Financing Receivable, Revolving	0		0
Financing Receivable, Total	41,936		41,936
Current period gross charge-offs, Year One			0
Current period gross charge-offs, Year Two			0
Current period gross charge-offs, Year Three			0
Current period gross charge-offs, Year Four			0
Current period gross charge-offs, Year Five			0
Current period gross charge-offs, Prior			0
Current period gross charge-offs, Revolving			0
Current period gross charge-offs, Total			0
Current period gross charge-offs			0
Residential Portfolio Segment [Member] | One-to-four Family Residential Non-owner Occupied Loans [Member] | Pass [Member]
Financing Receivable, Year One	2,199		2,199
Financing Receivable, Year Two	7,199		7,199
Financing Receivable, Year Three	12,469		12,469
Financing Receivable, Year Four	3,290		3,290
Financing Receivable, Year Five	1,040		1,040
Financing Receivable, Prior	15,739		15,739
Financing Receivable, Revolving	0		0
Financing Receivable, Total	41,936		41,936
Residential Portfolio Segment [Member] | One-to-four Family Residential Non-owner Occupied Loans [Member] | Special Mention [Member]
Financing Receivable, Year One	0		0
Financing Receivable, Year Two	0		0
Financing Receivable, Year Three	0		0
Financing Receivable, Year Four	0		0
Financing Receivable, Year Five	0		0
Financing Receivable, Prior	0		0
Financing Receivable, Revolving	0		0
Financing Receivable, Total	0		0
Residential Portfolio Segment [Member] | One-to-four Family Residential Non-owner Occupied Loans [Member] | Substandard [Member]
Financing Receivable, Year One	0		0
Financing Receivable, Year Two	0		0
Financing Receivable, Year Three	0		0
Financing Receivable, Year Four	0		0
Financing Receivable, Year Five	0		0
Financing Receivable, Prior	0		0
Financing Receivable, Revolving	0		0
Financing Receivable, Total	0		0
Residential Portfolio Segment [Member] | One-to-four Family Residential Non-owner Occupied Loans [Member] | Doubtful [Member]
Financing Receivable, Year One	0		0
Financing Receivable, Year Two	0		0
Financing Receivable, Year Three	0		0
Financing Receivable, Year Four	0		0
Financing Receivable, Year Five	0		0
Financing Receivable, Prior	0		0
Financing Receivable, Revolving	0		0
Financing Receivable, Total	0		0
Residential Portfolio Segment [Member] | Multi-family (Five Or More) Residential Loans [Member]
Financing Receivable, Year One	2,463		2,463
Financing Receivable, Year Two	16,777		16,777
Financing Receivable, Year Three	13,974		13,974
Financing Receivable, Year Four	4,513		4,513
Financing Receivable, Year Five	2,402		2,402
Financing Receivable, Prior	10,694		10,694
Financing Receivable, Revolving	0		0
Financing Receivable, Total	50,823		50,823
Current period gross charge-offs, Year One			0
Current period gross charge-offs, Year Two			0
Current period gross charge-offs, Year Three			0
Current period gross charge-offs, Year Four			0
Current period gross charge-offs, Year Five			0
Current period gross charge-offs, Prior			0
Current period gross charge-offs, Revolving			0
Current period gross charge-offs, Total			0
Current period gross charge-offs			0
Residential Portfolio Segment [Member] | Multi-family (Five Or More) Residential Loans [Member] | Pass [Member]
Financing Receivable, Year One	2,463		2,463
Financing Receivable, Year Two	16,777		16,777
Financing Receivable, Year Three	13,974		13,974
Financing Receivable, Year Four	4,513		4,513
Financing Receivable, Year Five	2,402		2,402
Financing Receivable, Prior	8,977		8,977
Financing Receivable, Revolving	0		0
Financing Receivable, Total	49,106		49,106
Residential Portfolio Segment [Member] | Multi-family (Five Or More) Residential Loans [Member] | Special Mention [Member]
Financing Receivable, Year One	0		0
Financing Receivable, Year Two	0		0
Financing Receivable, Year Three	0		0
Financing Receivable, Year Four	0		0
Financing Receivable, Year Five	0		0
Financing Receivable, Prior	1,717		1,717
Financing Receivable, Revolving	0		0
Financing Receivable, Total	1,717		1,717
Residential Portfolio Segment [Member] | Multi-family (Five Or More) Residential Loans [Member] | Substandard [Member]
Financing Receivable, Year One	0		0
Financing Receivable, Year Two	0		0
Financing Receivable, Year Three	0		0
Financing Receivable, Year Four	0		0
Financing Receivable, Year Five	0		0
Financing Receivable, Prior	0		0
Financing Receivable, Revolving	0		0
Financing Receivable, Total	0		0
Residential Portfolio Segment [Member] | Multi-family (Five Or More) Residential Loans [Member] | Doubtful [Member]
Financing Receivable, Year One	0		0
Financing Receivable, Year Two	0		0
Financing Receivable, Year Three	0		0
Financing Receivable, Year Four	0		0
Financing Receivable, Year Five	0		0
Financing Receivable, Prior	0		0
Financing Receivable, Revolving	0		0
Financing Receivable, Total	0		0
Commercial Portfolio Segment [Member] | Commercial Loan [Member]
Financing Receivable, Year One	6,598		6,598
Financing Receivable, Year Two	75,278		75,278
Financing Receivable, Year Three	31,563		31,563
Financing Receivable, Year Four	4,596		4,596
Financing Receivable, Year Five	3,440		3,440
Financing Receivable, Prior	1,364		1,364
Financing Receivable, Revolving	13,154		13,154
Financing Receivable, Total	135,993		135,993
Current period gross charge-offs, Year One			0
Current period gross charge-offs, Year Two			2
Current period gross charge-offs, Year Three			603
Current period gross charge-offs, Year Four			97
Current period gross charge-offs, Year Five			0
Current period gross charge-offs, Prior			0
Current period gross charge-offs, Revolving			0
Current period gross charge-offs, Total			702
Current period gross charge-offs			603
Commercial Portfolio Segment [Member] | Commercial Loan [Member] | Pass [Member]
Financing Receivable, Year One	6,598		6,598
Financing Receivable, Year Two	75,278		75,278
Financing Receivable, Year Three	29,881		29,881
Financing Receivable, Year Four	4,596		4,596
Financing Receivable, Year Five	2,198		2,198
Financing Receivable, Prior	1,041		1,041
Financing Receivable, Revolving	12,092		12,092
Financing Receivable, Total	131,684		131,684
Commercial Portfolio Segment [Member] | Commercial Loan [Member] | Special Mention [Member]
Financing Receivable, Year One	0		0
Financing Receivable, Year Two	0		0
Financing Receivable, Year Three	0		0
Financing Receivable, Year Four	0		0
Financing Receivable, Year Five	0		0
Financing Receivable, Prior	0		0
Financing Receivable, Revolving	0		0
Financing Receivable, Total	0		0
Commercial Portfolio Segment [Member] | Commercial Loan [Member] | Substandard [Member]
Financing Receivable, Year One	0		0
Financing Receivable, Year Two	0		0
Financing Receivable, Year Three	1,633		1,633
Financing Receivable, Year Four	0		0
Financing Receivable, Year Five	1,242		1,242
Financing Receivable, Prior	323		323
Financing Receivable, Revolving	1,062		1,062
Financing Receivable, Total	4,260		4,260
Commercial Portfolio Segment [Member] | Commercial Loan [Member] | Doubtful [Member]
Financing Receivable, Year One	0		0
Financing Receivable, Year Two	0		0
Financing Receivable, Year Three	49		49
Financing Receivable, Year Four	0		0
Financing Receivable, Year Five	0		0
Financing Receivable, Prior	0		0
Financing Receivable, Revolving	0		0
Financing Receivable, Total	49		49
Consumer Portfolio Segment [Member] | Commercial Loan [Member]
Financing Receivable, Year One	72		72
Financing Receivable, Year Two	0		0
Financing Receivable, Year Three	0		0
Financing Receivable, Year Four	0		0
Financing Receivable, Year Five	0		0
Financing Receivable, Prior	0		0
Financing Receivable, Revolving	0		0
Financing Receivable, Total	72		72
Current period gross charge-offs, Year One			0
Current period gross charge-offs, Year Two			0
Current period gross charge-offs, Year Three			0
Current period gross charge-offs, Year Four			0
Current period gross charge-offs, Year Five			0
Current period gross charge-offs, Prior			0
Current period gross charge-offs, Revolving			0
Current period gross charge-offs, Total			0
Current period gross charge-offs			0
Consumer Portfolio Segment [Member] | Commercial Loan [Member] | Pass [Member]
Financing Receivable, Year One	72		72
Financing Receivable, Year Two	0		0
Financing Receivable, Year Three	0		0
Financing Receivable, Year Four	0		0
Financing Receivable, Year Five	0		0
Financing Receivable, Prior	0		0
Financing Receivable, Revolving	0		0
Financing Receivable, Total	72		72
Consumer Portfolio Segment [Member] | Commercial Loan [Member] | Special Mention [Member]
Financing Receivable, Year One	0		0
Financing Receivable, Year Two	0		0
Financing Receivable, Year Three	0		0
Financing Receivable, Year Four	0		0
Financing Receivable, Year Five	0		0
Financing Receivable, Prior	0		0
Financing Receivable, Revolving	0		0
Financing Receivable, Total	0		0
Consumer Portfolio Segment [Member] | Commercial Loan [Member] | Substandard [Member]
Financing Receivable, Year One	0		0
Financing Receivable, Year Two	0		0
Financing Receivable, Year Three	0		0
Financing Receivable, Year Four	0		0
Financing Receivable, Year Five	0		0
Financing Receivable, Prior	0		0
Financing Receivable, Revolving	0		0
Financing Receivable, Total	0		0
Consumer Portfolio Segment [Member] | Commercial Loan [Member] | Doubtful [Member]
Financing Receivable, Year One	0		0
Financing Receivable, Year Two	0		0
Financing Receivable, Year Three	0		0
Financing Receivable, Year Four	0		0
Financing Receivable, Year Five	0		0
Financing Receivable, Prior	0		0
Financing Receivable, Revolving	0		0
Financing Receivable, Total	0		0
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Owner Occupied Loans [Member]
Current period gross charge-offs, Total	0	0	0	0	0
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Non-owner Occupied Loans [Member]
Current period gross charge-offs, Total	0	0	0	0	0
Real Estate Portfolio Segment [Member] | Multi-family (Five Or More) Residential Loans [Member]
Current period gross charge-offs, Total	0	0	0	0	0
Real Estate Portfolio Segment [Member] | Commercial Real Estate Loans [Member]
Financing Receivable, Year One	50,594		50,594
Financing Receivable, Year Two	148,568		148,568
Financing Receivable, Year Three	66,432		66,432
Financing Receivable, Year Four	22,365		22,365
Financing Receivable, Year Five	17,385		17,385
Financing Receivable, Prior	41,724		41,724
Financing Receivable, Revolving	1,676		1,676
Financing Receivable, Total	348,744		348,744
Current period gross charge-offs, Year One			0
Current period gross charge-offs, Year Two			0
Current period gross charge-offs, Year Three			0
Current period gross charge-offs, Year Four			134
Current period gross charge-offs, Year Five			0
Current period gross charge-offs, Prior			0
Current period gross charge-offs, Revolving			0
Current period gross charge-offs, Total			134
Current period gross charge-offs			0
Real Estate Portfolio Segment [Member] | Commercial Real Estate Loans [Member] | Pass [Member]
Financing Receivable, Year One	50,594		50,594
Financing Receivable, Year Two	148,568		148,568
Financing Receivable, Year Three	66,432		66,432
Financing Receivable, Year Four	22,365		22,365
Financing Receivable, Year Five	17,312		17,312
Financing Receivable, Prior	41,724		41,724
Financing Receivable, Revolving	1,676		1,676
Financing Receivable, Total	348,671		348,671
Real Estate Portfolio Segment [Member] | Commercial Real Estate Loans [Member] | Special Mention [Member]
Financing Receivable, Year One	0		0
Financing Receivable, Year Two	0		0
Financing Receivable, Year Three	0		0
Financing Receivable, Year Four	0		0
Financing Receivable, Year Five	0		0
Financing Receivable, Prior	0		0
Financing Receivable, Revolving	0		0
Financing Receivable, Total	0		0
Real Estate Portfolio Segment [Member] | Commercial Real Estate Loans [Member] | Substandard [Member]
Financing Receivable, Year One	0		0
Financing Receivable, Year Two	0		0
Financing Receivable, Year Three	0		0
Financing Receivable, Year Four	0		0
Financing Receivable, Year Five	73		73
Financing Receivable, Prior	0		0
Financing Receivable, Revolving	0		0
Financing Receivable, Total	73		73
Real Estate Portfolio Segment [Member] | Commercial Real Estate Loans [Member] | Doubtful [Member]
Financing Receivable, Year One	0		0
Financing Receivable, Year Two	0		0
Financing Receivable, Year Three	0		0
Financing Receivable, Year Four	0		0
Financing Receivable, Year Five	0		0
Financing Receivable, Prior	0		0
Financing Receivable, Revolving	0		0
Financing Receivable, Total	0		0
Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Financing Receivable, Year One	4,463		4,463
Financing Receivable, Year Two	10,955		10,955
Financing Receivable, Year Three	9,394		9,394
Financing Receivable, Year Four	4,484		4,484
Financing Receivable, Year Five	0		0
Financing Receivable, Prior	2,148		2,148
Financing Receivable, Revolving	0		0
Financing Receivable, Total	31,444		31,444
Current period gross charge-offs, Year One			0
Current period gross charge-offs, Year Two			0
Current period gross charge-offs, Year Three			0
Current period gross charge-offs, Year Four			0
Current period gross charge-offs, Year Five			0
Current period gross charge-offs, Prior			0
Current period gross charge-offs, Revolving			0
Current period gross charge-offs, Total	0	0	0	0	0
Current period gross charge-offs			0
Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Pass [Member]
Financing Receivable, Year One	4,463		4,463
Financing Receivable, Year Two	10,955		10,955
Financing Receivable, Year Three	9,394		9,394
Financing Receivable, Year Four	4,484		4,484
Financing Receivable, Year Five	0		0
Financing Receivable, Prior	0		0
Financing Receivable, Revolving	0		0
Financing Receivable, Total	29,296		29,296
Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Special Mention [Member]
Financing Receivable, Year One	0		0
Financing Receivable, Year Two	0		0
Financing Receivable, Year Three	0		0
Financing Receivable, Year Four	0		0
Financing Receivable, Year Five	0		0
Financing Receivable, Prior	2,148		2,148
Financing Receivable, Revolving	0		0
Financing Receivable, Total	2,148		2,148
Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Substandard [Member]
Financing Receivable, Year One	0		0
Financing Receivable, Year Two	0		0
Financing Receivable, Year Three	0		0
Financing Receivable, Year Four	0		0
Financing Receivable, Year Five	0		0
Financing Receivable, Prior	0		0
Financing Receivable, Revolving	0		0
Financing Receivable, Total	0		0
Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Doubtful [Member]
Financing Receivable, Year One	0		0
Financing Receivable, Year Two	0		0
Financing Receivable, Year Three	0		0
Financing Receivable, Year Four	0		0
Financing Receivable, Year Five	0		0
Financing Receivable, Prior	0		0
Financing Receivable, Revolving	0		0
Financing Receivable, Total	0		0
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member]
Financing Receivable, Year One	1,074		1,074
Financing Receivable, Year Two	37		37
Financing Receivable, Year Three	124		124
Financing Receivable, Year Four	0		0
Financing Receivable, Year Five	0		0
Financing Receivable, Prior	216		216
Financing Receivable, Revolving	4,543		4,543
Financing Receivable, Total	5,994		5,994
Current period gross charge-offs, Year One			0
Current period gross charge-offs, Year Two			0
Current period gross charge-offs, Year Three			0
Current period gross charge-offs, Year Four			0
Current period gross charge-offs, Year Five			0
Current period gross charge-offs, Prior			0
Current period gross charge-offs, Revolving			0
Current period gross charge-offs, Total	0	$ 0	0	$ 0	$ 0
Current period gross charge-offs			0
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member] | Pass [Member]
Financing Receivable, Year One	1,074		1,074
Financing Receivable, Year Two	37		37
Financing Receivable, Year Three	124		124
Financing Receivable, Year Four	0		0
Financing Receivable, Year Five	0		0
Financing Receivable, Prior	216		216
Financing Receivable, Revolving	4,543		4,543
Financing Receivable, Total	5,994		5,994
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member] | Special Mention [Member]
Financing Receivable, Year One	0		0
Financing Receivable, Year Two	0		0
Financing Receivable, Year Three	0		0
Financing Receivable, Year Four	0		0
Financing Receivable, Year Five	0		0
Financing Receivable, Prior	0		0
Financing Receivable, Revolving	0		0
Financing Receivable, Total	0		0
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member] | Substandard [Member]
Financing Receivable, Year One	0		0
Financing Receivable, Year Two	0		0
Financing Receivable, Year Three	0		0
Financing Receivable, Year Four	0		0
Financing Receivable, Year Five	0		0
Financing Receivable, Prior	0		0
Financing Receivable, Revolving	0		0
Financing Receivable, Total	0		0
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member] | Doubtful [Member]
Financing Receivable, Year One	0		0
Financing Receivable, Year Two	0		0
Financing Receivable, Year Three	0		0
Financing Receivable, Year Four	0		0
Financing Receivable, Year Five	0		0
Financing Receivable, Prior	0		0
Financing Receivable, Revolving	0		0
Financing Receivable, Total	$ 0		$ 0

Note 5 - Loans Receivable, Ne_6

Note 5 - Loans Receivable, Net and Allowance for Credit Losses - Loan Portfolio by Credit Rating (Details) - USD ($) $ in Thousands		Sep. 30, 2023	Dec. 31, 2022
Loans		$ 634,093	$ 630,761
Pass [Member]
Loans			623,189
Special Mention [Member]
Loans			3,315
Substandard [Member]
Loans			4,257
Doubtful [Member]
Loans			0
Real Estate Portfolio Segment [Member]
Loans		498,028	471,690
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Owner Occupied Loans [Member]
Loans		19,087	18,070
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Owner Occupied Loans [Member] | Pass [Member]
Loans			17,663
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Owner Occupied Loans [Member] | Special Mention [Member]
Loans			407
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Owner Occupied Loans [Member] | Substandard [Member]
Loans			0
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Owner Occupied Loans [Member] | Doubtful [Member]
Loans			0
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Non-owner Occupied Loans [Member]
Loans		41,936	39,315
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Non-owner Occupied Loans [Member] | Pass [Member]
Loans			39,315
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Non-owner Occupied Loans [Member] | Special Mention [Member]
Loans			0
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Non-owner Occupied Loans [Member] | Substandard [Member]
Loans			0
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Non-owner Occupied Loans [Member] | Doubtful [Member]
Loans			0
Real Estate Portfolio Segment [Member] | Multi-family (Five Or More) Residential Loans [Member]
Loans		50,823	46,909
Real Estate Portfolio Segment [Member] | Multi-family (Five Or More) Residential Loans [Member] | Pass [Member]
Loans			45,201
Real Estate Portfolio Segment [Member] | Multi-family (Five Or More) Residential Loans [Member] | Special Mention [Member]
Loans			0
Real Estate Portfolio Segment [Member] | Multi-family (Five Or More) Residential Loans [Member] | Substandard [Member]
Loans			1,708
Real Estate Portfolio Segment [Member] | Multi-family (Five Or More) Residential Loans [Member] | Doubtful [Member]
Loans			0
Real Estate Portfolio Segment [Member] | Commercial Real Estate Loans [Member]
Loans		348,744	333,540
Real Estate Portfolio Segment [Member] | Commercial Real Estate Loans [Member] | Pass [Member]
Loans			333,406
Real Estate Portfolio Segment [Member] | Commercial Real Estate Loans [Member] | Special Mention [Member]
Loans			0
Real Estate Portfolio Segment [Member] | Commercial Real Estate Loans [Member] | Substandard [Member]
Loans			134
Real Estate Portfolio Segment [Member] | Commercial Real Estate Loans [Member] | Doubtful [Member]
Loans			0
Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Loans		31,444	28,938
Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Pass [Member]
Loans			28,938
Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Special Mention [Member]
Loans			0
Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Substandard [Member]
Loans			0
Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Doubtful [Member]
Loans			0
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member]
Loans		5,994	4,918
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member] | Pass [Member]
Loans			4,918
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member] | Special Mention [Member]
Loans			0
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member] | Substandard [Member]
Loans			0
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member] | Doubtful [Member]
Loans			0
Commercial Portfolio Segment [Member]
Loans	[1]	135,993	159,069
Commercial Portfolio Segment [Member] | Pass [Member]
Loans			153,746
Commercial Portfolio Segment [Member] | Special Mention [Member]
Loans			2,908
Commercial Portfolio Segment [Member] | Substandard [Member]
Loans			2,415
Commercial Portfolio Segment [Member] | Doubtful [Member]
Loans			0
Consumer Portfolio Segment [Member]
Loans		$ 72	2
Consumer Portfolio Segment [Member] | Pass [Member]
Loans			2
Consumer Portfolio Segment [Member] | Special Mention [Member]
Loans			0
Consumer Portfolio Segment [Member] | Substandard [Member]
Loans			0
Consumer Portfolio Segment [Member] | Doubtful [Member]
Loans			$ 0
[1]Includes $163,000 and $214,000 of PPP loans at March 31, 2023 and December 31, 2022, respectively.

Note 5 - Loans Receivable, Ne_7

Note 5 - Loans Receivable, Net and Allowance for Credit Losses - Non-accrual Loans by Class of Loans (Details) - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
Financing Receivable, Nonaccrual, With Allowance	$ 0
Financing Receivable, Nonaccrual, No Allowance	122
Financing Receivable, Nonaccrual	122	$ 73
Loans > 90 days and accruing	0	51
Nonperforming Financial Instruments [Member]
Financing Receivable, Nonaccrual	122
Residential Portfolio Segment [Member] | One-to-four Family Residential Owner Occupied Loans [Member]
Financing Receivable, Nonaccrual, With Allowance	0
Financing Receivable, Nonaccrual, No Allowance	0
Financing Receivable, Nonaccrual	0	0
Loans > 90 days and accruing	0
Residential Portfolio Segment [Member] | One-to-four Family Residential Owner Occupied Loans [Member] | Nonperforming Financial Instruments [Member]
Financing Receivable, Nonaccrual	0
Residential Portfolio Segment [Member] | One-to-four Family Residential Non-owner Occupied Loans [Member]
Financing Receivable, Nonaccrual, With Allowance	0
Financing Receivable, Nonaccrual, No Allowance	0
Financing Receivable, Nonaccrual	0	0
Loans > 90 days and accruing	0
Residential Portfolio Segment [Member] | One-to-four Family Residential Non-owner Occupied Loans [Member] | Nonperforming Financial Instruments [Member]
Financing Receivable, Nonaccrual	0
Residential Portfolio Segment [Member] | Multifamily [Member]
Financing Receivable, Nonaccrual, With Allowance	0
Financing Receivable, Nonaccrual, No Allowance	0
Financing Receivable, Nonaccrual	0	0
Loans > 90 days and accruing	0
Residential Portfolio Segment [Member] | Multifamily [Member] | Nonperforming Financial Instruments [Member]
Financing Receivable, Nonaccrual	0
Commercial Real Estate Portfolio Segment [Member] | Commercial Loan [Member]
Financing Receivable, Nonaccrual, With Allowance	0
Financing Receivable, Nonaccrual, No Allowance	73
Financing Receivable, Nonaccrual	73	73
Loans > 90 days and accruing	0
Commercial Real Estate Portfolio Segment [Member] | Commercial Loan [Member] | Nonperforming Financial Instruments [Member]
Financing Receivable, Nonaccrual	73
Construction [Member] | Construction Loans [Member]
Financing Receivable, Nonaccrual, With Allowance	0
Financing Receivable, Nonaccrual, No Allowance	0
Financing Receivable, Nonaccrual	0	0
Loans > 90 days and accruing	0
Construction [Member] | Construction Loans [Member] | Nonperforming Financial Instruments [Member]
Financing Receivable, Nonaccrual	0
Home Equity Portfolio Segment [Member] | Home Equity Loan [Member]
Financing Receivable, Nonaccrual, With Allowance	0
Financing Receivable, Nonaccrual, No Allowance	0
Financing Receivable, Nonaccrual	0	0
Loans > 90 days and accruing	0
Home Equity Portfolio Segment [Member] | Home Equity Loan [Member] | Nonperforming Financial Instruments [Member]
Financing Receivable, Nonaccrual	0
Commercial Portfolio Segment [Member]
Loans > 90 days and accruing		51
Commercial Portfolio Segment [Member] | Commercial Loan [Member]
Financing Receivable, Nonaccrual, With Allowance	0
Financing Receivable, Nonaccrual, No Allowance	49
Financing Receivable, Nonaccrual	49	0
Loans > 90 days and accruing	0
Commercial Portfolio Segment [Member] | Commercial Loan [Member] | Nonperforming Financial Instruments [Member]
Financing Receivable, Nonaccrual	49
Consumer Portfolio Segment [Member]
Loans > 90 days and accruing		0
Consumer Portfolio Segment [Member] | Consumer Loan [Member]
Financing Receivable, Nonaccrual, With Allowance	0
Financing Receivable, Nonaccrual, No Allowance	0
Financing Receivable, Nonaccrual	0	$ 0
Loans > 90 days and accruing	0
Consumer Portfolio Segment [Member] | Consumer Loan [Member] | Nonperforming Financial Instruments [Member]
Financing Receivable, Nonaccrual	$ 0

Note 5 - Loans Receivable, Ne_8

Note 5 - Loans Receivable, Net and Allowance for Credit Losses - Impaired Loans by Loan Portfolio Class (Details) $ in Thousands	12 Months Ended
	Dec. 31, 2022 USD ($)
Related allowance	$ 215
Recorded investment	2,075
Unpaid principal balance	2,091
Average recorded investment	2,083
Interest income recognized	27
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Owner Occupied Loans [Member]
Recorded investment, with no related allowance recorded	0
Unpaid principal balance, with no related allowance recorded	0
Average recorded investment, with no related allowance recorded	0
Interest income recognized, with no related allowance recorded	0
Recorded investment	0
Unpaid principal balance	0
Average recorded investment	0
Interest income recognized	0
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Non-owner Occupied Loans [Member]
Recorded investment, with no related allowance recorded	7
Unpaid principal balance, with no related allowance recorded	9
Average recorded investment, with no related allowance recorded	7
Interest income recognized, with no related allowance recorded	0
Recorded investment	7
Unpaid principal balance	9
Average recorded investment	7
Interest income recognized	0
Real Estate Portfolio Segment [Member] | Multi-family (Five Or More) Residential Loans [Member]
Recorded investment, with no related allowance recorded	1,708
Unpaid principal balance, with no related allowance recorded	1,722
Average recorded investment, with no related allowance recorded	1,708
Recorded investment	1,708
Unpaid principal balance	1,722
Average recorded investment	1,708
Real Estate Portfolio Segment [Member] | Commercial Real Estate Loans [Member]
Recorded investment, with no related allowance recorded	129
Unpaid principal balance, with no related allowance recorded	129
Average recorded investment, with no related allowance recorded	130
Interest income recognized, with no related allowance recorded	12
Recorded investment, with an allowance recorded	134
Unpaid principal balance, with an allowance recorded	134
Related allowance	118
Average recorded investment, with an allowance recorded	136
Interest income recognized, with an allowance recorded	9
Recorded investment	263
Unpaid principal balance	263
Average recorded investment	266
Interest income recognized	21
Commercial Portfolio Segment [Member]
Average recorded investment, with no related allowance recorded	0
Recorded investment, with an allowance recorded	97
Unpaid principal balance, with an allowance recorded	97
Related allowance	96
Average recorded investment, with an allowance recorded	102
Interest income recognized, with an allowance recorded	6
Recorded investment	97
Unpaid principal balance	97
Average recorded investment	102
Interest income recognized	$ 6

Note 5 - Loans Receivable, Ne_9

Note 5 - Loans Receivable, Net and Allowance for Credit Losses - Changes in the Allowance for Loan Losses and Recorded Investment in Loans Receivable (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended		12 Months Ended
	Sep. 30, 2023	Sep. 30, 2022	Sep. 30, 2023	Sep. 30, 2022	Dec. 31, 2022
Allowance for loan losses, beginning balance	$ 7,456	$ 6,540	$ 7,678	$ 5,262	$ 5,262
Charge-offs	(605)	(54)	(836)	(54)	(59)
Recoveries	0	0	0	0	0
Provision(1)	270	655	279	1,933	2,475
Allowance for loan losses, ending balance	7,121	7,141	7,121	7,141	7,678
Charge-offs	(605)	(54)	(836)	(54)	(59)
Individually					215
Collectively					7,463
Ending balance	634,093		634,093		630,761
Individually					2,075
Collectively					628,686
Cumulative Effect, Period of Adoption, Adjustment [Member]
Allowance for loan losses, beginning balance	0		0
Allowance for loan losses, ending balance					0
Real Estate Portfolio Segment [Member]
Ending balance	498,028		498,028		471,690
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Owner Occupied Loans [Member]
Allowance for loan losses, beginning balance	137	104	123	73	73
Charge-offs	0	0	0	0	0
Recoveries	0	0	0	0	0
Provision(1)	5	15	19	46	50
Allowance for loan losses, ending balance	142	119	142	119	123
Charge-offs	0	0	0	0	0
Individually					0
Collectively					123
Ending balance	19,087		19,087		18,070
Individually					0
Collectively					18,070
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Owner Occupied Loans [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]
Allowance for loan losses, beginning balance	0		0
Allowance for loan losses, ending balance					0
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Non-owner Occupied Loans [Member]
Allowance for loan losses, beginning balance	243	276	295	292	292
Charge-offs	0	0	0	0	0
Recoveries	0	0	0	0	0
Provision(1)	16	7	(36)	(9)	3
Allowance for loan losses, ending balance	259	283	259	283	295
Charge-offs	0	0	0	0	0
Individually					0
Collectively					295
Ending balance	41,936		41,936		39,315
Individually					7
Collectively					39,308
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Non-owner Occupied Loans [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]
Allowance for loan losses, beginning balance	0		0
Allowance for loan losses, ending balance					0
Real Estate Portfolio Segment [Member] | Multi-family (Five Or More) Residential Loans [Member]
Allowance for loan losses, beginning balance	415	377	451	249	249
Charge-offs	0	0	0	0	0
Recoveries	0	0	0	0	0
Provision(1)	(11)	90	(47)	218	202
Allowance for loan losses, ending balance	404	467	404	467	451
Charge-offs	0	0	0	0	0
Individually					0
Collectively					451
Ending balance	50,823		50,823		46,909
Individually					1,708
Collectively					45,201
Real Estate Portfolio Segment [Member] | Multi-family (Five Or More) Residential Loans [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]
Allowance for loan losses, beginning balance	0		0
Allowance for loan losses, ending balance					0
Real Estate Portfolio Segment [Member] | Commercial Real Estate and Lines of Credit [Member]
Allowance for loan losses, beginning balance	3,175	3,383	3,750	2,475	2,475
Charge-offs	0	0	(134)	0	0
Recoveries	0	0	0	0	0
Provision(1)	(35)	187	(476)	1,095	1,275
Allowance for loan losses, ending balance	3,140	3,570	3,140	3,570	3,750
Charge-offs	0	0	(134)	0	0
Individually					118
Collectively					3,632
Ending balance					333,540
Individually					263
Collectively					333,277
Real Estate Portfolio Segment [Member] | Commercial Real Estate and Lines of Credit [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]
Allowance for loan losses, beginning balance	0		0
Allowance for loan losses, ending balance					0
Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Allowance for loan losses, beginning balance	848	283	304	119	119
Charge-offs	0	0	0	0	0
Recoveries	0	0	0	0	0
Provision(1)	(166)	(76)	378	88	185
Allowance for loan losses, ending balance	682	207	682	207	304
Charge-offs	0	0	0	0	0
Individually					0
Collectively					304
Ending balance	31,444		31,444		28,938
Individually					0
Collectively					28,938
Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]
Allowance for loan losses, beginning balance	0		0
Allowance for loan losses, ending balance					0
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member]
Allowance for loan losses, beginning balance	49	32	33	29	29
Charge-offs	0	0	0	0	0
Recoveries	0	0	0	0	0
Provision(1)	7	3	23	6	4
Allowance for loan losses, ending balance	56	35	56	35	33
Charge-offs	0	0	0	0	0
Individually					0
Collectively					33
Ending balance	5,994		5,994		4,918
Individually					0
Collectively					4,918
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]
Allowance for loan losses, beginning balance	0		0
Allowance for loan losses, ending balance					0
Commercial and Consumer Portfolio Segments [Member]
Allowance for loan losses, beginning balance	2,589	1,735	2,422	1,625	1,625
Charge-offs	(605)	(54)	(702)	(54)	(59)
Recoveries	0	0	0	0	0
Provision(1)	454	379	718	489	856
Allowance for loan losses, ending balance	2,438	2,060	2,438	2,060	2,422
Charge-offs	(605)	(54)	(702)	(54)	(59)
Individually					97
Collectively					2,325
Ending balance					159,071
Individually					97
Collectively					158,974
Commercial and Consumer Portfolio Segments [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]
Allowance for loan losses, beginning balance	0		0
Allowance for loan losses, ending balance					0
Unallocated Financing Receivables [Member]
Allowance for loan losses, beginning balance	0	350	300	400	400
Charge-offs	0	0	0	0	0
Recoveries	0	0	0	0	0
Provision(1)	0	50	(300)	0	(100)
Allowance for loan losses, ending balance	0	400	0	400	300
Charge-offs	0	$ 0	0	$ 0	0
Individually					0
Collectively					300
Ending balance
Individually
Collectively
Unallocated Financing Receivables [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]
Allowance for loan losses, beginning balance	$ 0		$ 0
Allowance for loan losses, ending balance					$ 0

Note 5 - Loans Receivable, N_10

Note 5 - Loans Receivable, Net and Allowance for Credit Losses - Loan Portfolio Summarized by Past Due Status (Details) - USD ($) $ in Thousands		Sep. 30, 2023	Dec. 31, 2022
Loans		$ 634,093	$ 630,761
Loans > 90 days and accruing		0	51
The 30 to 89 Days Delinquent [Member]
Loans		8,387	5,436
Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans		122	1,939
Financial Asset, Past Due [Member]
Loans		625,584	7,375
Financial Asset, Not Past Due [Member]
Loans		634,093	623,386
Real Estate Portfolio Segment [Member]
Loans		498,028	471,690
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Owner Occupied Loans [Member]
Loans		19,087	18,070
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Owner Occupied Loans [Member] | The 30 to 89 Days Delinquent [Member]
Loans		0	407
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Owner Occupied Loans [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans		0	0
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Owner Occupied Loans [Member] | Financial Asset, Past Due [Member]
Loans		19,087	407
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Owner Occupied Loans [Member] | Financial Asset, Not Past Due [Member]
Loans		19,087	17,663
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Non-owner Occupied Loans [Member]
Loans		41,936	39,315
Loans > 90 days and accruing			0
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Non-owner Occupied Loans [Member] | The 30 to 89 Days Delinquent [Member]
Loans		0	23
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Non-owner Occupied Loans [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans		0	0
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Non-owner Occupied Loans [Member] | Financial Asset, Past Due [Member]
Loans		41,936	23
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Non-owner Occupied Loans [Member] | Financial Asset, Not Past Due [Member]
Loans		41,936	39,292
Real Estate Portfolio Segment [Member] | Multi-family (Five Or More) Residential Loans [Member]
Loans		50,823	46,909
Loans > 90 days and accruing			0
Real Estate Portfolio Segment [Member] | Multi-family (Five Or More) Residential Loans [Member] | The 30 to 89 Days Delinquent [Member]
Loans		562	0
Real Estate Portfolio Segment [Member] | Multi-family (Five Or More) Residential Loans [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans		0	1,708
Real Estate Portfolio Segment [Member] | Multi-family (Five Or More) Residential Loans [Member] | Financial Asset, Past Due [Member]
Loans		50,261	1,708
Real Estate Portfolio Segment [Member] | Multi-family (Five Or More) Residential Loans [Member] | Financial Asset, Not Past Due [Member]
Loans		50,823	45,201
Real Estate Portfolio Segment [Member] | Commercial Real Estate Loans [Member]
Loans		348,744	333,540
Loans > 90 days and accruing			0
Real Estate Portfolio Segment [Member] | Commercial Real Estate Loans [Member] | The 30 to 89 Days Delinquent [Member]
Loans		7,335	2,895
Real Estate Portfolio Segment [Member] | Commercial Real Estate Loans [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans		73	134
Real Estate Portfolio Segment [Member] | Commercial Real Estate Loans [Member] | Financial Asset, Past Due [Member]
Loans		341,336	3,029
Real Estate Portfolio Segment [Member] | Commercial Real Estate Loans [Member] | Financial Asset, Not Past Due [Member]
Loans		348,744	330,511
Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Loans		31,444	28,938
Loans > 90 days and accruing			0
Real Estate Portfolio Segment [Member] | Construction Loans [Member] | The 30 to 89 Days Delinquent [Member]
Loans		377	2,062
Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans		0	0
Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Financial Asset, Past Due [Member]
Loans		31,067	2,062
Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Financial Asset, Not Past Due [Member]
Loans		31,444	26,876
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member]
Loans		5,994	4,918
Loans > 90 days and accruing			0
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member] | The 30 to 89 Days Delinquent [Member]
Loans		105	39
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans		0	0
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member] | Financial Asset, Past Due [Member]
Loans		5,889	39
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member] | Financial Asset, Not Past Due [Member]
Loans		5,994	4,879
Commercial Portfolio Segment [Member]
Loans	[1]	135,993	159,069
Loans > 90 days and accruing			51
Commercial Portfolio Segment [Member] | The 30 to 89 Days Delinquent [Member]
Loans		8	10
Commercial Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans		49	97
Commercial Portfolio Segment [Member] | Financial Asset, Past Due [Member]
Loans		135,936	107
Commercial Portfolio Segment [Member] | Financial Asset, Not Past Due [Member]
Loans		135,993	158,962
Consumer Portfolio Segment [Member]
Loans		72	2
Loans > 90 days and accruing			0
Consumer Portfolio Segment [Member] | The 30 to 89 Days Delinquent [Member]
Loans		0	0
Consumer Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans		0	0
Consumer Portfolio Segment [Member] | Financial Asset, Past Due [Member]
Loans		72	0
Consumer Portfolio Segment [Member] | Financial Asset, Not Past Due [Member]
Loans		$ 72	$ 2
[1]Includes $163,000 and $214,000 of PPP loans at March 31, 2023 and December 31, 2022, respectively.

Note 6 - Goodwill and Other I_2

Note 6 - Goodwill and Other Intangible, Net (Details Textual) - USD ($)			3 Months Ended		9 Months Ended
	Jan. 04, 2021	Aug. 01, 2016	Sep. 30, 2023	Sep. 30, 2022	Sep. 30, 2023	Sep. 30, 2022	Dec. 31, 2022
Finite-Lived Intangible Assets, Net			$ 138,000		$ 138,000		$ 174,000
Amortization of Intangible Assets			12,000	$ 12,000	36,000	$ 36,000
Other Intangible Assets [Member]
Finite-Lived Intangible Assets, Net			138,000		138,000
Finite-Lived Intangible Assets, Accumulated Amortization			$ 348,000		$ 348,000
Oakmont Capital Holdings, LLC [Member]
Goodwill, Acquired During Period	$ 2,100,000
Signature Insurance Services, LLC [Member]
Goodwill, Acquired During Period		$ 515,000
Payments to Acquire Businesses, Gross		1,000,000
Signature Insurance Services, LLC [Member] | Other Intangible Assets [Member]
Finite-lived Intangible Assets Acquired		$ 485,000
Finite-Lived Intangible Asset, Useful Life (Year)		10 years

Note 7 - Deposits (Details Text

Note 7 - Deposits (Details Textual) - USD ($) $ in Thousands		Sep. 30, 2023	Dec. 31, 2022
Interest-Bearing Domestic Deposit, Money Market	[1]	$ 222,728	$ 260,972
One Customer [Member]
Percentage of Non-Interest-Bearing Domestic Deposits to Deposits, Checking		16.30%	5.30%
Noninterest-Bearing Domestic Deposit, Checking		$ 97,100	$ 29,200
Percentage of Interest-Bearing Domestic Deposits to Deposits, Money Market		25.20%	27.30%
Interest-Bearing Domestic Deposit, Money Market		$ 150,000	$ 150,000
[1]The Company has identified one major money market deposit customer that accounted for approximately 25.2% and 27.3% of total deposits at September 30, 2023 and December 31, 2022, respectively. At both September 30, 2023 and December 31, 2022, the combined outstanding balances of the major deposit customer’s money market accounts totaled approximately $150.0 million.

Note 7 - Deposits - Summary of

Note 7 - Deposits - Summary of Deposits (Details) - USD ($) $ in Thousands		Sep. 30, 2023	Dec. 31, 2022
Non-interest bearing checking accounts(1)	[1]	$ 151,111	$ 88,728
Interest-Bearing Domestic Deposit, Money Market	[2]	222,728	260,972
Certificates of deposit		220,539	197,951
Total deposits		595,556	549,248
Savings Accounts [Member]
Interest-bearing deposits, amount		$ 1,178	$ 1,597
[1]The Company has identified one major non-interest bearing checking account deposit customer that accounted for approximately 16.3% and 5.3% of total deposits at September 30, 2023 and December 31, 2022, respectively. At September 30, 2023 and December 31, 2022, the combined outstanding balances of the major deposit customer’s non-interest bearing checking account totaled approximately $97.1 million and $29.2 million, respectively.[2]The Company has identified one major money market deposit customer that accounted for approximately 25.2% and 27.3% of total deposits at September 30, 2023 and December 31, 2022, respectively. At both September 30, 2023 and December 31, 2022, the combined outstanding balances of the major deposit customer’s money market accounts totaled approximately $150.0 million.

Note 8 - Borrowings (Details Te

Note 8 - Borrowings (Details Textual) - USD ($)	9 Months Ended		12 Months Ended
	Sep. 30, 2023	Sep. 30, 2022	Dec. 31, 2022	Mar. 16, 2023	Mar. 02, 2023	Dec. 27, 2018
Increase (Decrease) in Loans from Federal Home Loan Banks	$ 83,200,000
Long-term Federal Home Loan Bank Advances, Increase (Decrease) Percentage	52.30%
Long-Term Federal Home Loan Bank Advances	$ 76,000,000		$ 159,200,000
Proceeds from (Repayments of) Federal Home Loan Bank Borrowings, Short-term	61,500,000
Proceeds From Federal Home Loan Bank Long Term Borrowings	20,000,000
Repayments of FHLBank Borrowings, Short-term	119,700,000
Payments of FHLBank Borrowings, Financing Activities	45,000,000
Increase (Decrease) in Loans from Federal Reserve Banks	$ (7,000,000)
Long-term Federal Reserve Bank Advances, Increase (Decrease) Percentage	100%
Long-term Federal Reserve Bank Advances	$ 0
Repayments of Federal Reserve Bank Borrowings, Financing Activities	7,000,000	$ 3,895,000	7,000,000
Subordinated Debt	21,884,000		7,966,000			$ 8,000,000
Proceeds from Other Short-Term Debt	$ 314,000	$ 0
Other Borrowings, Increase (Decrease), Percentage	5.70%
Other Borrowings	$ 5,800,000		5,500,000
Subordinated Debt [Member]
Debt Instrument, Interest Rate, Stated Percentage	8.50%					6.50%
Debt Instrument, Face Amount				$ 2,000,000	$ 12,000,000
Long-Term Debt	$ 21,900,000		$ 8,000,000

Note 8 - Borrowings - Federal H

Note 8 - Borrowings - Federal Home Loan Bank Long-term Borrowings (Details) - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
Short-term borrowings, amount	$ 35,000	$ 93,200
Short-term borrowings, weighted interest rate	5.68%	4.45%
2023, amount	$ 12,000
2023, weighted interest rate	2.45%
2023, amount	$ 21,167	$ 57,000
2023, weighted interest rate	4.25%	2.22%
2024, amount	$ 7,855	$ 6,167
2024, weighted interest rate	3.40%	2.05%
2025, amount		$ 2,855
2025, weighted interest rate		1.25%
Total FHLB long-term debt	$ 41,022	$ 66,022
Total FHLB long-term debt, weighted interest rate	3.56%	2.16%

Note 8 - Borrowings - Details R

Note 8 - Borrowings - Details Regarding Lines of Credit (Details) - Line of Credit [Member] - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
Borrowing capacity	$ 15,000	$ 15,000
Borrowings	5,803	5,489
Line of Credit A [Member]
Borrowing capacity	9,000	9,000
Borrowings	$ 3,282	$ 0
Rate	8.50%	7%
Line of Credit B [Member]
Borrowing capacity	$ 6,000	$ 6,000
Borrowings	$ 2,521	$ 5,489
Rate	8.50%	7.50%

Note 9 - Stock Compensation P_3

Note 9 - Stock Compensation Plans (Details Textual) - USD ($)		1 Months Ended			3 Months Ended			9 Months Ended
	May 31, 2013	May 31, 2023	May 31, 2018	May 31, 2013	Sep. 30, 2023	Sep. 30, 2022	Mar. 31, 2018	Sep. 30, 2023	Sep. 30, 2022	May 31, 2008
Employee Stock Ownership Plan (ESOP), Compensation Expense					$ 84,000			$ 259,000
Share-Based Payment Arrangement, Nonvested Award, Cost Not yet Recognized, Amount					749,000			$ 749,000
Share-Based Payment Arrangement, Nonvested Award, Cost Not yet Recognized, Period for Recognition (Year)								4 years 7 months 6 days
Share-Based Payment Arrangement, Option [Member]
Share-Based Compensation Arrangement by Share-Based Payment Award, Expiration Period (Year)							10 years	10 years
Share-Based Payment Arrangement, Expense, after Tax					20,000	$ 11,000		$ 50,000	$ 33,000
Share-Based Payment Arrangement, Expense, Tax Benefit					$ 1,000	1,000		$ 3,000	2,000
Share-Based Payment Arrangement, Nonvested Award, Cost Not yet Recognized, Period for Recognition (Year)								4 years 7 months 6 days
Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Outstanding, Number (in shares)					372,000			372,000
Share-Based Payment Arrangement, Option [Member] | Minimum [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Period (Year)							5 years	5 years
The 2013 Stock Incentive Plan [Member]
Share-Based Compensation Arrangement by Share-Based Payment Award, Expiration Period (Year)	10 years			5 years
Share-Based Compensation Arrangement by Share-Based Payment Award, Number of Shares Authorized (in shares)	195,000			195,000
Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Period (Year)								5 years
The 2013 Stock Incentive Plan [Member] | Share-Based Payment Arrangement, Option [Member]
Share-Based Compensation Arrangement by Share-Based Payment Award, Expiration Period (Year)	10 years
Share-Based Compensation Arrangement by Share-Based Payment Award, Number of Shares Authorized (in shares)	146,250			146,250
The 2018 Stock Incentive Plan [Member]
Share-Based Compensation Arrangement by Share-Based Payment Award, Number of Shares Authorized (in shares)			155,000
Share-Based Compensation Arrangement by Share-Based Payment Award, Number of Shares Available for Grant (in shares)					0			0
The 2018 Stock Incentive Plan [Member] | Restricted Stock [Member]
Share-Based Compensation Arrangement by Share-Based Payment Award, Number of Shares Authorized (in shares)			38,750
Percentage of Shares May Be Granted As Restricted Stock Awards			25%
The 2018 Stock Incentive Plan [Member] | Share-Based Payment Arrangement, Option [Member]
Share-Based Compensation Arrangement by Share-Based Payment Award, Number of Shares Authorized (in shares)			116,250
The 2023 Stock Incentive Plan [Member]
Share-Based Compensation Arrangement by Share-Based Payment Award, Number of Shares Authorized (in shares)		175,000
Share-Based Compensation Arrangement by Share-Based Payment Award, Number of Shares Available for Grant (in shares)					10,500			10,500
The 2023 Stock Incentive Plan [Member] | Restricted Stock [Member]
Share-Based Compensation Arrangement by Share-Based Payment Award, Number of Shares Authorized (in shares)		43,750
Percentage of Shares May Be Granted As Restricted Stock Awards		25%
The 2023 Stock Incentive Plan [Member] | Share-Based Payment Arrangement, Option [Member]
Share-Based Compensation Arrangement by Share-Based Payment Award, Number of Shares Authorized (in shares)		131,250
Share-Based Compensation Arrangement by Share-Based Payment Award, Number of Shares Available for Grant (in shares)					36,000			36,000
Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Outstanding, Number (in shares)					224,033			224,033
The 2018 and 2023 Stock Incentive Plan [Member]
Share-Based Compensation Arrangement by Share-Based Payment Award, Equity Instruments Other than Options, Nonvested, Number (in shares)					45,000			45,000
Stock Incentive Plans [Member]
Share-Based Payment Arrangement, Expense, after Tax					$ 41,000	31,000		$ 115,000	93,000
Share-Based Payment Arrangement, Expense, Tax Benefit					$ 9,000	$ 7,000		$ 24,000	$ 20,000
Stock Incentive Plans [Member] | Restricted Stock [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Period (Year)								5 years
The 2008 Stock Option Plan [Member] | Share-Based Payment Arrangement, Option [Member]
Share-Based Compensation Arrangement by Share-Based Payment Award, Number of Shares Authorized (in shares)										277,726
Employee Stock Ownership Plan [Member]
Employee Stock Ownership Plan (ESOP), Shares Contributed to ESOP (in shares)						4,000		0
Employee Stock Ownership Plan (ESOP), Compensation Expense						$ 84,000		$ 0

Note 9 - Stock Compensation P_4

Note 9 - Stock Compensation Plans - Status of Shares Under the RRP and Stock Incentive Plan (Details) - The RRP and Stock Incentive Plan [Member] - Restricted Stock [Member]	9 Months Ended
	Sep. 30, 2023 $ / shares shares
Unvested at the beginning of the period (in shares) | shares	9,122
Unvested at the beginning of the period (in dollars per share) | $ / shares	$ 13.3
Granted, number of shares (in shares) | shares	45,000
Granted, weighted average grant date fair value (in dollars per share) | $ / shares	$ 18
Vested, number of shares (in shares) | shares	(9,122)
Vested, weighted average grant date fair value (in dollars per share) | $ / shares	$ 13.3
Forfeited, number of shares (in shares) | shares	0
Forfeited, weighted average grant date fair value (in dollars per share) | $ / shares	$ 0
Unvested at the end of the period (in shares) | shares	45,000
Unvested at the end of the period (in dollars per share) | $ / shares	$ 18

Note 9 - Stock Compensation P_5

Note 9 - Stock Compensation Plans - Summary of Option Activity (Details) - Share-Based Payment Arrangement, Option [Member] - $ / shares	9 Months Ended	12 Months Ended
	Sep. 30, 2023	Dec. 31, 2022
Outstanding (in shares)	372,000
The Option Plan and Stock Incentive Plan [Member]
Outstanding, number of shares (in shares)	195,936
Outstanding, weighted average (in dollars per share)	$ 11.24
Outstanding at the beginning of the period (Year)	8 years 6 months	3 years 2 months 12 days
Granted, number of shares (in shares)	132,500
Granted, weighted average exercise price (in dollars per share)	$ 18
Granted, weighted average remaining contractual life (Year)	9 years 7 months 6 days
Exercised, number of shares (in shares)	(104,403)
Exercised, weighted average exercise price (in dollars per share)	$ 9.65
Forfeited, number of shares (in shares)	0
Forfeited, weighted average exercise price (in dollars per share)	$ 0
Outstanding (in shares)	224,033	195,936
Outstanding, weighted average (in dollars per share)	$ 15.98	$ 11.24
Exercisable at end of period (in shares)	91,533
Exercisable at end of period, weighted average exercise price (in dollars per share)	$ 13.3
Exercisable at end of period, weighted average remaining contractual life (Year)	4 years 7 months 6 days

Note 10 - Fair Value Measurem_3

Note 10 - Fair Value Measurements and Fair Values of Financial Instruments - Financial Assets and Liabilities on a Recurring and Nonrecurring (Details) - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
Investment securities available for sale	$ 2,481	$ 2,970
Fair Value, Recurring [Member]
Investment securities available for sale	2,481	2,970
Total fair value measurements	2,481	2,970
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Investment securities available for sale	0	0
Total fair value measurements	0	0
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Investment securities available for sale	2,481	2,970
Total fair value measurements	2,481	2,970
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Investment securities available for sale	0	0
Total fair value measurements	0	0
Fair Value, Nonrecurring [Member]
Total fair value measurements	122	1,860
Impaired loans		1,860
Fair Value, Nonrecurring [Member] | Nonperforming Financial Instruments [Member]
Collateral-dependent loans	122
Fair Value, Nonrecurring [Member] | Fair Value, Inputs, Level 1 [Member]
Total fair value measurements	0	0
Impaired loans		0
Fair Value, Nonrecurring [Member] | Fair Value, Inputs, Level 1 [Member] | Nonperforming Financial Instruments [Member]
Collateral-dependent loans	0
Fair Value, Nonrecurring [Member] | Fair Value, Inputs, Level 2 [Member]
Total fair value measurements	0	0
Impaired loans		0
Fair Value, Nonrecurring [Member] | Fair Value, Inputs, Level 2 [Member] | Nonperforming Financial Instruments [Member]
Collateral-dependent loans	0
Fair Value, Nonrecurring [Member] | Fair Value, Inputs, Level 3 [Member]
Total fair value measurements	122	1,860
Impaired loans		1,860
Fair Value, Nonrecurring [Member] | Fair Value, Inputs, Level 3 [Member] | Nonperforming Financial Instruments [Member]
Collateral-dependent loans	122
Mortgage-Backed Securities, Issued by US Government Sponsored Enterprises [Member] | Government National Mortgage Association (GNMA) [Member]
Investment securities available for sale	2,409	2,871
Mortgage-Backed Securities, Issued by US Government Sponsored Enterprises [Member] | Government National Mortgage Association (GNMA) [Member] | Fair Value, Recurring [Member]
Investment securities available for sale	2,409	2,871
Mortgage-Backed Securities, Issued by US Government Sponsored Enterprises [Member] | Government National Mortgage Association (GNMA) [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Investment securities available for sale	0	0
Mortgage-Backed Securities, Issued by US Government Sponsored Enterprises [Member] | Government National Mortgage Association (GNMA) [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Investment securities available for sale	2,409	2,871
Mortgage-Backed Securities, Issued by US Government Sponsored Enterprises [Member] | Government National Mortgage Association (GNMA) [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Investment securities available for sale	0	0
Mortgage-Backed Securities, Issued by US Government Sponsored Enterprises [Member] | Federal National Mortgage Association (FNMA) [Member]
Investment securities available for sale	72	99
Mortgage-Backed Securities, Issued by US Government Sponsored Enterprises [Member] | Federal National Mortgage Association (FNMA) [Member] | Fair Value, Recurring [Member]
Investment securities available for sale	72	99
Mortgage-Backed Securities, Issued by US Government Sponsored Enterprises [Member] | Federal National Mortgage Association (FNMA) [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Investment securities available for sale	0	0
Mortgage-Backed Securities, Issued by US Government Sponsored Enterprises [Member] | Federal National Mortgage Association (FNMA) [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Investment securities available for sale	72	99
Mortgage-Backed Securities, Issued by US Government Sponsored Enterprises [Member] | Federal National Mortgage Association (FNMA) [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Investment securities available for sale	$ 0	$ 0

Note 10 - Fair Value Measurem_4

Note 10 - Fair Value Measurements and Fair Values of Financial Instruments - Additional Information on Assets Measured at Fair Value on a Nonrecurring Basis (Details) - Appraisal of Collateral [Member] - Fair Value, Inputs, Level 3 [Member] $ in Thousands		Sep. 30, 2023 USD ($)	Dec. 31, 2022 USD ($)
Collateral-dependent loans		$ 122
Meaurement Input, Appraisal Adjustments Rate [Member]
Collateral-dependent loans			$ 1,860
Collateral-dependent loans		0.08
Meaurement Input, Appraisal Adjustments Rate [Member] | Impaired Loans [Member]
Collateral-dependent loans	[1],[2]		0.10
Meaurement Input, Appraisal Adjustments Rate [Member] | Weighted Average [Member]
Collateral-dependent loans		0.08
[1]Appraisals may be adjusted by management for qualitative factors such as economic conditions and estimated liquidation expenses. The range and weighted average of liquidation expenses and other appraisal adjustments are presented as a percentage of the appraisal.[2]Fair value is generally determined through independent appraisals of the underlying collateral, which generally include various Level 3 inputs which are identifiable.

Note 10 - Fair Value Measurem_5

Note 10 - Fair Value Measurements and Fair Values of Financial Instruments - Estimated Fair Values of Financial Instruments (Details) - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
FHLB long-term borrowings	$ 41,022	$ 66,022
Reported Value Measurement [Member]
Investment in interest-earning time deposits	2,162	3,833
Loans held for sale	94,806	133,222
Loans receivable, net	626,200	621,864
Deposits	595,556	549,248
FHLB long-term borrowings	41,022	66,022
Subordinated debt	21,884	7,966
FRB long-term borrowings		7,000
Estimate of Fair Value Measurement [Member]
Investment in interest-earning time deposits	2,235	3,907
Loans held for sale	96,729	137,253
Loans receivable, net	604,325	600,186
Deposits	600,643	551,157
FHLB long-term borrowings	40,908	65,846
Subordinated debt	20,971	7,886
FRB long-term borrowings		6,981
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member]
Investment in interest-earning time deposits	0	0
Loans held for sale	0	0
Loans receivable, net	0	0
Deposits	375,017	351,297
FHLB long-term borrowings	0	0
Subordinated debt	0	0
FRB long-term borrowings		0
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member]
Investment in interest-earning time deposits	0	0
Loans held for sale	96,729	137,253
Loans receivable, net	0	0
Deposits	0	0
FHLB long-term borrowings	0	0
Subordinated debt	0	0
FRB long-term borrowings		0
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member]
Investment in interest-earning time deposits	2,235	3,907
Loans held for sale	0	0
Loans receivable, net	604,325	600,186
Deposits	225,626	199,860
FHLB long-term borrowings	40,908	65,846
Subordinated debt	$ 20,971	7,886
FRB long-term borrowings		$ 6,981

Note 11 - Operating Segments (D

Note 11 - Operating Segments (Details Textual)	9 Months Ended
	Sep. 30, 2023
Number of Reportable Segments	2
Oakmont Capital Holdings, LLC [Member]
Subsidiary, Ownership Percentage, Noncontrolling Owner	49%

Note 11 - Operating Segments -

Note 11 - Operating Segments - Summary of Financial Information for the Reportable Segments (Details) - USD ($)		3 Months Ended		9 Months Ended
		Sep. 30, 2023	Sep. 30, 2022	Sep. 30, 2023	Sep. 30, 2022	Dec. 31, 2022
Net Interest Income (Loss)		$ 4,921,000	$ 6,657,000	$ 15,532,000	$ 17,944,000
Provision for Loan, Lease, and Other Losses		257,000	655,000	460,000	1,933,000
Net Interest Income (Loss) after Provision for Credit Losses		4,664,000	6,002,000	15,072,000	16,011,000
Insurance commissions		190,000	152,000	486,000	407,000
Income from bank-owned life insurance		26,000	23,000	75,000	66,000
Net gain on loans held for sale		1,052,000	4,281,000	3,005,000	11,349,000
Gain on the sale of SBA loans		95,000	58,000	346,000	225,000
Total Non-Interest Income		3,031,000	5,973,000	9,819,000	15,814,000
Salaries and employee benefits		5,296,000	5,335,000	16,166,000	14,817,000
Directors’ fees and expenses		108,000	67,000	315,000	210,000
Occupancy and equipment		658,000	477,000	1,746,000	1,363,000
Data processing		312,000	140,000	737,000	500,000
Professional fees		278,000	257,000	678,000	669,000
FDIC deposit insurance assessment		197,000	225,000	669,000	454,000
Advertising		78,000	169,000	514,000	531,000
Amortization of Intangible Assets		12,000	12,000	36,000	36,000
Other		1,491,000	636,000	3,560,000	1,509,000
Total Non-Interest Expense		8,430,000	7,318,000	24,421,000	20,089,000
Pretax Segment Profit (Loss)		(735,000)	4,657,000	470,000	11,736,000
Net (Loss) Income Attributable to Noncontrolling Interest		(399,000)	1,010,000	(818,000)	2,551,000
Segment Assets		762,202,000	707,260,000	762,202,000	707,260,000	$ 792,350,000
Mortgage Banking and Abstract Fees [Member]
Non-interest revenue		439,000	760,000	1,811,000	2,221,000
Real Estate Sales Commissions [Member]
Non-interest revenue		16,000	88,000	88,000	213,000
Other Fees and Services Fees [Member]
Non-interest revenue		409,000	131,000	852,000	379,000
Loan Servicing Fee [Member]
Non-interest revenue		804,000	480,000	3,156,000	954,000
Quaint Oak Bank [Member]
Net Interest Income (Loss)	[1]	5,210,000	6,766,000	16,485,000	18,160,000
Provision for Loan, Lease, and Other Losses		257,000	655,000	460,000	1,933,000
Net Interest Income (Loss) after Provision for Credit Losses		4,953,000	6,111,000	16,025,000	16,227,000
Insurance commissions	[1]	190,000	152,000	486,000	407,000
Income from bank-owned life insurance	[1]	26,000	23,000	75,000	66,000
Net gain on loans held for sale	[1]	381,000	891,000	1,209,000	2,828,000
Gain on the sale of SBA loans	[1]	95,000	58,000	346,000	225,000
Total Non-Interest Income	[1]	1,023,000	1,448,000	3,069,000	4,571,000
Salaries and employee benefits	[1]	3,301,000	3,547,000	10,425,000	10,213,000
Directors’ fees and expenses	[1]	108,000	67,000	315,000	210,000
Occupancy and equipment	[1]	446,000	323,000	1,138,000	975,000
Data processing	[1]	312,000	140,000	737,000	500,000
Professional fees	[1]	256,000	240,000	597,000	625,000
FDIC deposit insurance assessment	[1]	197,000	225,000	669,000	454,000
Advertising	[1]	42,000	95,000	208,000	265,000
Amortization of Intangible Assets	[1]	12,000	12,000	36,000	36,000
Other	[1]	1,222,000	314,000	2,829,000	990,000
Total Non-Interest Expense	[1]	5,896,000	4,963,000	16,954,000	14,268,000
Pretax Segment Profit (Loss)	[1]	80,000	2,596,000	2,140,000	6,530,000
Net (Loss) Income Attributable to Noncontrolling Interest		(399,000)	1,010,000	(818,000)	2,551,000
Segment Assets	[1]	731,519,000	683,882,000	731,519,000	683,882,000
Quaint Oak Bank [Member] | Mortgage Banking and Abstract Fees [Member]
Non-interest revenue		158,000	173,000	421,000	600,000
Quaint Oak Bank [Member] | Real Estate Sales Commissions [Member]
Non-interest revenue	[1]	16,000	88,000	88,000	213,000
Quaint Oak Bank [Member] | Other Fees and Services Fees [Member]
Non-interest revenue	[1]	154,000	57,000	296,000	221,000
Quaint Oak Bank [Member] | Loan Servicing Fee [Member]
Non-interest revenue		3,000	6,000	148,000	11,000
Quaint Oak Bank, Mortgage [Member]
Net Interest Income (Loss)		(289,000)	(109,000)	(953,000)	(216,000)
Provision for Loan, Lease, and Other Losses		0	0	0	0
Net Interest Income (Loss) after Provision for Credit Losses		(289,000)	(109,000)	(953,000)	(216,000)
Insurance commissions		0	0	0	0
Income from bank-owned life insurance		0	0	0	0
Net gain on loans held for sale		671,000	3,390,000	1,796,000	8,521,000
Gain on the sale of SBA loans		0	0	0	0
Total Non-Interest Income		2,008,000	4,525,000	6,750,000	11,243,000
Salaries and employee benefits		1,995,000	1,788,000	5,741,000	4,604,000
Directors’ fees and expenses		0	0	0	0
Occupancy and equipment		212,000	154,000	608,000	388,000
Data processing		0	0	0	0
Professional fees		22,000	17,000	81,000	44,000
FDIC deposit insurance assessment		0	0	0	0
Advertising		36,000	74,000	306,000	266,000
Amortization of Intangible Assets		0	0	0	0
Other		269,000	322,000	731,000	519,000
Total Non-Interest Expense		2,534,000	2,355,000	7,467,000	5,821,000
Pretax Segment Profit (Loss)		(815,000)	2,061,000	(1,670,000)	5,206,000
Net (Loss) Income Attributable to Noncontrolling Interest		0	0	0	0
Segment Assets		30,683,000	23,378,000	30,683,000	23,378,000
Quaint Oak Bank, Mortgage [Member] | Mortgage Banking and Abstract Fees [Member]
Non-interest revenue		281,000	587,000	1,390,000	1,621,000
Quaint Oak Bank, Mortgage [Member] | Real Estate Sales Commissions [Member]
Non-interest revenue		0	0	0	0
Quaint Oak Bank, Mortgage [Member] | Other Fees and Services Fees [Member]
Non-interest revenue		255,000	74,000	556,000	158,000
Quaint Oak Bank, Mortgage [Member] | Loan Servicing Fee [Member]
Non-interest revenue		$ 801,000	474,000	$ 3,008,000	943,000
Mortgage Banking and Abstract Fees [Member]
Non-interest revenue			$ 760,000		$ 2,221,000
[1]Includes Quaint Oak Bancorp, Inc. and the Bank’s subsidiaries, Quaint Oak Mortgage, Quaint Oak Real Estate, Quaint Oak Abstract, Quaint Oak Insurance Agency, QOB Properties, and Oakmont Commercial.

Note 12 - Subsequent Event (Det

Note 12 - Subsequent Event (Details Textual) - USD ($)		3 Months Ended	9 Months Ended
	Nov. 02, 2023	Sep. 30, 2023	Sep. 30, 2023	Dec. 31, 2022
Common Stock, Par or Stated Value Per Share (in dollars per share)		$ 10	$ 10	$ 10
Stock Issued During Period, Value, New Issues		$ 20,000	$ 20,000
Subsequent Event [Member]
Common Stock, Par or Stated Value Per Share (in dollars per share)	$ 0.01
Subsequent Event [Member] | Private Placement [Member] | ItalBank [Member]
Stock Issued During Period, Shares, New Issues (in shares)	117,125
Sale of Stock, Percent of Shares Outstanding Sold	4.90%
Shares Issued, Price Per Share (in dollars per share)	$ 13.87
Stock Issued During Period, Value, New Issues	$ 1,624,524