Quaint Oak Bancorp (QNTO) 10-Q/A 21 Dec 23 2023 Q2 Quarterly report (amended) Financial data

Document And Entity Information

Document And Entity Information - shares	6 Months Ended
	Jun. 30, 2023	Aug. 10, 2023
Document Information [Line Items]
Entity Central Index Key	0001391933
Entity Registrant Name	QUAINT OAK BANCORP INC
Amendment Flag	true
Current Fiscal Year End Date	--12-31
Document Fiscal Period Focus	Q2
Document Fiscal Year Focus	2023
Document Type	10-Q/A
Amendment Description	Amendment No. 1
Document Quarterly Report	true
Document Period End Date	Jun. 30, 2023
Document Transition Report	false
Entity File Number	000-52694
Entity Incorporation, State or Country Code	PA
Entity Tax Identification Number	35-2293957
Entity Address, Address Line One	501 Knowles Avenue
Entity Address, City or Town	Southampton
Entity Address, State or Province	PA
Entity Address, Postal Zip Code	18966
City Area Code	215
Local Phone Number	364-4059
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Non-accelerated Filer
Entity Small Business	true
Entity Emerging Growth Company	false
Entity Shell Company	false
Entity Common Stock, Shares Outstanding		2,236,495

Consolidated Balance Sheets (Cu

Consolidated Balance Sheets (Current Period Unaudited) - USD ($) $ in Thousands	Jun. 30, 2023	Dec. 31, 2022
Assets
Due from banks, non-interest-bearing	$ 833	$ 421
Due from banks, interest-bearing	8,754	3,472
Cash and cash equivalents	9,587	3,893
Investment in interest-earning time deposits	2,162	3,833
Investment securities available for sale	2,656	2,970
Loans held for sale	115,697	133,222
Loans receivable, net of allowance for credit losses (2023 $7,456; 2022 $7,678)	626,767	621,864
Accrued interest receivable	3,132	3,462
Investment in Federal Home Loan Bank stock, at cost	5,722	6,601
Bank-owned life insurance	4,275	4,226
Premises and equipment, net	2,945	2,775
Goodwill	2,573	2,573
Other intangible, net of accumulated amortization	150	174
Prepaid expenses and other assets	8,129	6,757
Total Assets	783,795	792,350
Liabilities
Non-interest bearing	70,811	88,728
Interest-bearing	502,587	460,520
Total deposits	573,398	549,248
Federal Home Loan Bank short-term borrowings	72,000	93,200
Federal Home Loan Bank long-term borrowings	42,022	66,022
Federal Reserve Bank short-term borrowings	0	7,000
Other short-term borrowings	9,659	5,489
Subordinated debt	21,811	7,966
Accrued interest payable	736	584
Advances from borrowers for taxes and insurance	4,546	4,186
Accrued expenses and other liabilities	10,860	9,573
Total Liabilities	735,032	743,268
Stockholders’ Equity
Preferred stock – $0.01 par value, 1,000,000 shares authorized; none issued or outstanding	0	0
Common stock – $0.01 par value; 9,000,000 shares authorized; 2,777,250 issued; 2,236,422 and 2,167,613 outstanding at June 30, 2023 and December 31, 2022, respectively	28	28
Additional paid-in capital	18,121	17,906
Treasury stock, at cost: 540,828 and 609,637 shares at June 30, 2023 and December 31, 2022, respectively	(3,814)	(3,992)
Accumulated other comprehensive loss	(16)	(24)
Retained earnings	31,440	30,875
Total Quaint Oak Bancorp, Inc. Stockholders' Equity	45,759	44,793
Noncontrolling Interest	3,004	4,289
Total Stockholders' Equity	48,763	49,082
Total Liabilities and Stockholders’ Equity	$ 783,795	$ 792,350

Consolidated Balance Sheets (_2

Consolidated Balance Sheets (Current Period Unaudited) (Parentheticals) - USD ($) $ in Thousands	Jun. 30, 2023	Dec. 31, 2022
Allowance for Credit Loss	$ 7,456	$ 7,678
Preferred stock, par value (in dollars per share)	$ 0.01	$ 0.01
Preferred stock, shares authorized (in shares)	1,000,000	1,000,000
Preferred stock, shares issued (in shares)	0	0
Preferred stock, shares outstanding (in shares)	0	0
Common stock, par value (in dollars per share)	$ 0.01	$ 0.01
Common stock, shares authorized (in shares)	9,000,000	9,000,000
Common stock, shares issued (in shares)	2,777,250	2,777,250
Common stock, shares outstanding (in shares)	2,236,422	2,167,613
Treasury stock, at cost, shares (in shares)	540,828	609,637

Consolidated Statements of Inco

Consolidated Statements of Income (Unaudited) - USD ($)	3 Months Ended		6 Months Ended
	Jun. 30, 2023	Jun. 30, 2022	Jun. 30, 2023	Jun. 30, 2022
Interest Income
Interest on loans, including fees	$ 11,852,000	$ 7,200,000	$ 22,446,000	$ 13,500,000
Interest and dividends on time deposits, investment securities, interest-bearing deposits with others, and Federal Home Loan Bank stock	266,000	108,000	490,000	181,000
Total Interest Income	12,118,000	7,308,000	22,936,000	13,681,000
Interest Expense
Interest on deposits	4,439,000	907,000	8,205,000	1,527,000
Interest on Federal Home Loan Bank short-term borrowings	1,500,000	53,000	2,800,000	75,000
Interest on Federal Home Loan Bank long-term borrowings	354,000	389,000	631,000	501,000
Interest on Federal Reserve Bank long-term borrowings	9,000	1,000	19,000	4,000
Interest on subordinated debt	582,000	130,000	778,000	260,000
Interest on other short-term borrowings	388,000	18,000	604,000	27,000
Total Interest Expense	7,272,000	1,498,000	13,037,000	2,394,000
Net Interest Income	4,846,000	5,810,000	9,899,000	11,287,000
(Recovery of) Provision for Credit Losses	(189,000)	599,000	203,000	1,278,000
Net Interest Income after (Recovery of) Provision for Credit Losses	5,035,000	5,211,000	9,696,000	10,009,000
Non-Interest Income
Insurance commissions	160,000	139,000	296,000	255,000
Income from bank-owned life insurance	25,000	22,000	49,000	43,000
Net gain on loans held for sale	1,073,000	2,858,000	1,953,000	7,068,000
Gain on the sale of SBA loans	201,000	34,000	251,000	167,000
Total Non-Interest Income	3,408,000	4,331,000	6,788,000	9,841,000
Non-Interest Expense
Salaries and employee benefits	5,528,000	4,891,000	10,870,000	9,482,000
Directors' fees and expenses	102,000	72,000	207,000	143,000
Occupancy and equipment	561,000	466,000	1,088,000	886,000
Data processing	208,000	163,000	425,000	360,000
Professional fees	225,000	228,000	400,000	412,000
FDIC deposit insurance assessment	240,000	113,000	472,000	229,000
Advertising	137,000	154,000	436,000	362,000
Amortization of other intangible	12,000	12,000	24,000	24,000
Other	892,000	490,000	1,357,000	873,000
Total Non-Interest Expense	7,905,000	6,589,000	15,279,000	12,771,000
Income before Income Taxes	538,000	2,953,000	1,205,000	7,079,000
Income Taxes	273,000	658,000	491,000	1,519,000
Net Income	265,000	2,295,000	714,000	5,560,000
Net Income (Loss) Attributable to Noncontrolling Interest	(305,000)	525,000	(419,000)	1,541,000
Net Income Attributable to Quaint Oak Bancorp, Inc.	$ 570,000	$ 1,770,000	$ 1,133,000	$ 4,019,000
Earnings per share - basic (in dollars per share)	$ 0.25	$ 0.87	$ 0.51	$ 1.99
Average shares outstanding - basic (in shares)	2,236,885	2,038,479	2,209,891	2,023,511
Earnings per share - diluted (in dollars per share)	$ 0.25	$ 0.82	$ 0.51	$ 1.88
Average shares outstanding - diluted (in shares)	2,241,570	2,161,277	2,233,369	2,142,169
Mortgage Banking and Abstract Fees [Member]
Non-Interest Income
Non-interest revenue	$ 566,000	$ 824,000	$ 1,372,000	$ 1,461,000
Real Estate Sales Commissions [Member]
Non-Interest Income
Non-interest revenue	48,000	64,000	72,000	125,000
Other Fees and Services Fees [Member]
Non-Interest Income
Non-interest revenue	212,000	82,000	443,000	248,000
Loan Servicing Fee [Member]
Non-Interest Income
Non-interest revenue	$ 1,123,000	$ 308,000	$ 2,352,000	$ 474,000

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2023	Jun. 30, 2022	Jun. 30, 2023	Jun. 30, 2022
Net Income	$ 265	$ 2,295	$ 714	$ 5,560
Other Comprehensive Income (Loss):
Unrealized gains (losses) on investment securities available for sale	(3)	(26)	10	(53)
Income tax effect	1	6	(2)	12
Other comprehensive income (loss)	(2)	(20)	8	(41)
Total Comprehensive Income	263	2,275	722	5,519
Comprehensive Income (Loss) Attributable to Noncontrolling Interest	(305)	525	(419)	1,541
Comprehensive Income Attributable to Quaint Oak Bancorp, Inc.	$ 568	$ 1,750	$ 1,141	$ 3,978

Consolidated Statements of Stoc

Consolidated Statements of Stockholders' Equity (Unaudited) - USD ($) $ in Thousands	The 401(k) Plan [Member] Common Stock Outstanding [Member]	The 401(k) Plan [Member] Additional Paid-in Capital [Member]	The 401(k) Plan [Member] Treasury Stock, Common [Member]	The 401(k) Plan [Member]	The 2018 Stock Incentive Plan [Member] Common Stock Outstanding [Member]	The 2018 Stock Incentive Plan [Member] Additional Paid-in Capital [Member]	The 2018 Stock Incentive Plan [Member] Treasury Stock, Common [Member]	The 2018 Stock Incentive Plan [Member]	The 2008 Stock Option Plan [Member] Common Stock Outstanding [Member]	The 2008 Stock Option Plan [Member] Additional Paid-in Capital [Member]	The 2008 Stock Option Plan [Member] Treasury Stock, Common [Member]	The 2008 Stock Option Plan [Member]	Common Stock Outstanding [Member]	Additional Paid-in Capital [Member]	Treasury Stock, Common [Member]	AOCI Attributable to Parent [Member]	Retained Earnings [Member]	Noncontrolling Interest [Member]	Total
Balance (in shares) at Dec. 31, 2021													2,011,313
Balance at Dec. 31, 2021													$ 28	$ 15,685	$ (4,977)	$ 23	$ 24,030	$ 2,120	$ 36,909
Treasury stock purchase (in shares)													(1,209)
Treasury stock purchase															(28)				(28)
Reissuance of treasury stock (in shares)	1,494				9,123				17,000
Reissuance of treasury stock		$ 24	$ 9	$ 33		$ (57)	$ 57	$ 0		$ 43	$ 105	$ 148
Stock based compensation expense														84					84
Cash dividends declared, per share																	(485)		(485)
Noncontrolling interest distribution																		(176)	(176)
Net income																	4,019	1,541	5,560
Other comprehensive income (loss) before classifications																(41)			(41)
Balance (in shares) at Jun. 30, 2022													2,045,721
Balance at Jun. 30, 2022													$ 28	15,904	(4,784)	(18)	27,564	3,485	$ 42,179
Common stock allocated by ESOP (in shares)													8,000						8,000
Common stock allocated by ESOP														125	50				$ 175
Balance (in shares) at Mar. 31, 2022													2,016,517
Balance at Mar. 31, 2022													$ 28	15,813	(4,955)	2	26,057	3,019	39,964
Treasury stock purchase (in shares)													(571)
Treasury stock purchase															(14)				(14)
Reissuance of treasury stock (in shares)	652				9,123				16,000
Reissuance of treasury stock		11	4	15		(57)	57	$ 0		36	99	135
Stock based compensation expense														42					42
Cash dividends declared, per share																	(263)		(263)
Noncontrolling interest distribution																		(59)	(59)
Net income																	1,770	525	2,295
Other comprehensive income (loss) before classifications																(20)			(20)
Balance (in shares) at Jun. 30, 2022													2,045,721
Balance at Jun. 30, 2022													$ 28	15,904	(4,784)	(18)	27,564	3,485	$ 42,179
Common stock allocated by ESOP (in shares)													4,000						4,000
Common stock allocated by ESOP														59	25				$ 84
Balance (in shares) at Dec. 31, 2022													2,167,613						2,167,613
Balance at Dec. 31, 2022													$ 28	17,906	(3,992)	(24)	30,875	4,289	$ 49,082
Treasury stock purchase (in shares)													(16,854)
Treasury stock purchase															(306)				(306)
Reissuance of treasury stock (in shares)	3,241				9,122				73,300
Reissuance of treasury stock		45	21	66		(57)	57			123	406	529
Stock based compensation expense														104					104
Cash dividends declared, per share																	(568)		(568)
Noncontrolling interest distribution																		(866)	(866)
Net income																	1,133	(419)	714
Other comprehensive income (loss) before classifications																8			$ 8
Balance (in shares) at Jun. 30, 2023													2,236,422						2,236,422
Balance at Jun. 30, 2023													$ 28	18,121	(3,814)	(16)	31,440	3,004	$ 48,763
Balance (in shares) at Mar. 31, 2023													2,192,432
Balance at Mar. 31, 2023													$ 28	18,005	(3,888)	(14)	31,155	4,135	49,421
Treasury stock purchase (in shares)													(16,854)
Treasury stock purchase															(306)				(306)
Reissuance of treasury stock (in shares)	1,422				9,122				50,300
Reissuance of treasury stock		$ 16	$ 10	$ 26		$ (57)	$ 57			$ 95	$ 313	$ 408
Stock based compensation expense														62					62
Cash dividends declared, per share																	(285)		(285)
Noncontrolling interest distribution																		(826)	(826)
Net income																	570	(305)	265
Other comprehensive income (loss) before classifications																(2)			$ (2)
Balance (in shares) at Jun. 30, 2023													2,236,422						2,236,422
Balance at Jun. 30, 2023													$ 28	$ 18,121	$ (3,814)	$ (16)	$ 31,440	$ 3,004	$ 48,763

Consolidated Statements of St_2

Consolidated Statements of Stockholders' Equity (Unaudited) (Parentheticals) - $ / shares	3 Months Ended		6 Months Ended
	Jun. 30, 2023	Jun. 30, 2022	Jun. 30, 2023	Jun. 30, 2022
Cash dividends declared, per share (in dollars per share)	$ 0.13	$ 0.13	$ 0.26	$ 0.24
Common stock allocated by ESOP (in shares)		4,000		8,000

Consolidated Statements of Cash

Consolidated Statements of Cash Flows (Unaudited) - USD ($)	3 Months Ended		6 Months Ended		12 Months Ended
	Jun. 30, 2023	Jun. 30, 2022	Jun. 30, 2023	Jun. 30, 2022	Dec. 31, 2022
Cash Flows from Operating Activities
Net income	$ 265,000	$ 2,295,000	$ 714,000	$ 5,560,000
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for Loan, Lease, and Other Losses	(189,000)	599,000	203,000	1,278,000
Depreciation of premises and equipment			248,000	177,000
Amortization, net of operating right-of-use assets			81,000	111,000
Amortization, net of subordinated debt issuance costs			103,000	16,000
Amortization, net of other intangible	12,000	12,000	24,000	24,000
Accretion of deferred loan fees and costs, net			(475,000)	(296,000)
Stock-based compensation expense			104,000	259,000
Net gain on loans held for sale	(1,073,000)	(2,858,000)	(1,953,000)	(7,068,000)
Loans held for sale-originations			(203,017,000)	(247,162,000)
Loans held for sale-proceeds			222,494,000	271,726,000
Gain on the sale of SBA loans	(201,000)	(34,000)	(251,000)	(167,000)
Increase in the cash surrender value of bank-owned life insurance			(49,000)	(42,000)
Changes in assets and liabilities which provided (used) cash:
Accrued interest receivable			330,000	(515,000)
Prepaid expenses and other assets			(1,455,000)	(1,395,000)
Accrued interest payable			152,000	254,000
Accrued expenses and other liabilities			1,287,000	2,262,000
Net Cash Provided by Operating Activities			18,540,000	25,022,000
Cash Flows from Investing Activities
Purchase of interest-earning time deposits			(1,780,000)	(1,840,000)
Redemption of interest-earning time deposits			3,451,000	1,553,000
Principal repayments of investment securities available for sale			324,000	527,000
Net increase in loans receivable			(4,379,000)	(144,275,000)
Purchase of Federal Home Loan Bank stock			(1,140,000)	(5,652,000)
Redemption of Federal Home Loan Bank stock			2,019,000	3,630,000
Purchase of premises and equipment			(418,000)	(277,000)
Net Cash Used in Investing Activities			(1,923,000)	(146,334,000)
Cash Flows from Financing Activities
Net increase in demand deposits, money markets, and savings accounts			2,991,000	135,828,000
Net increase in certificate accounts			21,159,000	6,771,000
Increase in advances from borrowers for taxes and insurance			360,000	1,300,000
Repayments of Federal Home Loan Bank short-term borrowings			(21,200,000)	(26,000,000)
Repayments of Federal Home Loan Bank long-term borrowings			(44,000,000)	(4,000,000)
Proceeds from Federal Home Loan Bank long-term borrowings			20,000,000	80,000,000
Repayments of Federal Reserve Bank short-term borrowings			(7,000,000)	(3,895,000)	$ (7,000,000)
Proceeds from other borrowings			4,170,000	0
Net proceeds from subordinated debt			13,742,000	0
Dividends paid			(568,000)	(485,000)
Noncontrolling interest capital distribution			(866,000)	(176,000)
Purchase of treasury stock			(306,000)	(28,000)
Proceeds from the reissuance of treasury stock			66,000	33,000
Proceeds from the exercise of stock options			529,000	148,000
Net Cash (Used in) Provided by Financing Activities			(10,923,000)	189,496,000
Net Increase in Cash and Cash Equivalents			5,694,000	68,184,000
Cash and Cash Equivalents – Beginning of Year			3,893,000	10,705,000	10,705,000
Cash and Cash Equivalents – End of Year	$ 9,587,000	$ 78,889,000	9,587,000	78,889,000	$ 3,893,000
Supplementary Disclosure of Cash Flow and Non-Cash Information:
Cash payments for interest			12,173,000	2,140,000
Cash payments for income taxes			2,317,000	2,267,000
Initial recognition of operating lease right-of use assets			1,563,000	560,000
Initial recognition of operating lease obligations			$ 1,563,000	$ 502,000

Note 1 - Financial Statement Pr

Note 1 - Financial Statement Presentation and Significant Accounting Policies	6 Months Ended
	Jun. 30, 2023
Notes to Financial Statements
Organization, Consolidation, Basis of Presentation, Business Description and Accounting Policies [Text Block]	Note 1 Financial Statement Presentation and Significant Accounting Policies Basis of Financial Presentation. June 30, 2023, July 2009. February, 2019, July 2012 August 2016 October 2021 January 4, 2021, second not The Bank is subject to regulation by the Pennsylvania Department of Banking and Securities and the Federal Deposit Insurance Corporation. Pursuant to the Bank’s election under Section 10 three The accompanying consolidated financial statements have been prepared in conformity with accounting principles generally accepted in the United States of America (US GAAP) for interim information and with the instructions to Form 10 not The foregoing consolidated financial statements are unaudited; but in the opinion of management include all adjustments (consisting only of normal recurring adjustments) necessary for a fair presentation thereof. The balances as of December 31, 2022 2022 10 six June 30, 2023 not may December 31, 2023. Use of Estimates in the Preparation of Financial Statements. Critical Accounting Policies. six June 30, 2023, No. 2016 13 326. no six June 30, 2023 Accounting Pronouncements Recently Adopted. January 2020, 2020 04, Reference Rate Reform (Topic 848 March 2020 not not one December 31, 2022. December 2022, 2022 06, Reference Rate Reform (Topic 848 848 848 December 31, 2024. two 848 2022 06 not In January 2021, 2021 01, Reference Rate Reform (Topic 848 848. 2021 01 848. 2021 01 may March 12, 2020, not December 31, 2022, December 31, 2022, December 31, 2022, not In January 2017, 2017 04, Simplifying the Test for Goodwill Impairment 2 2, not December 15, 2019. November 2019, 2019 10, Financial Instruments – Credit Losses (Topic 326 815 Leases (Topic 842 350, Intangibles – Goodwill and Other December 15, 2022, not In March 2022, 2022 02, Financial Instruments - Credit Losses (ASC 326 326 326 5 The Company adopted ASU 326 January 1, 2023 326, January 1, 2023 326. The following table presents the impact of adopting ASU 2016 13 January 1, 2023 ( Allowance for credit losses - loans Prior to Adopting ASC 326 Impact of As Reported Under ASC 326 Real estate loans: One-to-four family residential: Owner occupied $ 123 $ - $ 123 Non-owner occupied 295 - 295 Total one-to-four family residential 418 - 418 Multi-family (five or more) residential 451 - 451 Commercial real estate 3,750 - 3,750 Construction 304 - 304 Home equity 33 - 33 Total real estate loans 4,956 - 4,956 Commercial business and other consumer 2,422 - 2,422 Unallocated 300 - 300 Total allowance for credit losses $ 7,678 $ - $ 7,678 Allowance for credit losses unfunded commitments Reserve for unfunded commitments $ 27 $ - $ 27 Total $ 7,705 $ - $ 7,705 Loans are stated at their principal amount outstanding, except for loans held for sale, which are carried at fair value. Interest income on loans is accrued as earned. In general, loans are placed on non-accrual status once they become 90 may 90 not may six A loan that is 90 may 0in one Loans deemed to be a loss are written off through a charge against the allowance for credit losses (ACL). All loans are evaluated for possible charge-off when it is probable that the balance will not Loan Origination Fees and Costs. Allowance for Credit Losses. The discussion that follows describes the methodology for determining the ACL under the ASU 326 January 1, 2023. 2022 10 The Company has elected to exclude accrued interest receivable from the measurement of its ACL. When a loan is placed on non-accrual status, any outstanding accrued interest is reversed against interest income. The ACL for loans is an estimate of the expected losses to be realized over the life of the loans in the portfolio. The ACL is determined for two 1 2 Loans Evaluated Collectively . Loans Evaluated Individually. Loans evaluated individually for expected credit losses could include loans on non-accrual status. Loans evaluated individually may one no may Management regularly reviews loans in the portfolio to assess credit quality indicators and to determine appropriate loan classification. For all loans, an internal risk rating process is used. The Company believes that internal risk ratings are the most relevant credit quality indicator for these types of loans. The migration of loans through the various internal risk rating categories is a significant component of the ACL methodology for these loans, which bases the probability of default on this migration. Assigning risk ratings involves judgment. Risk ratings may The following is a summary of the Company's internal risk rating categories: • Pass: These loans do not • Special Mention: These loans have a heightened credit risk, but not • Substandard: These loans are inadequately protected by current sound worth and paying capacity of the borrower. There exists a well-defined weakness or weaknesses that jeopardize the normal repayment of the debt. • Doubtful: These loans have all the weaknesses inherent in those classified as substandard, with the added characteristic that the weaknesses make collection or liquidation in full, on the basis of currently existing facts, conditions, and values, highly questionable and improbable. The allocation of the ACL is reviewed to evaluate its appropriateness in relation to the overall risk profile of the loan portfolio. The Company considers risk factors such as: local and national economic conditions; trends in delinquencies and non-accrual loans; the diversity of borrower industry types; and the composition of the portfolio by loan type. Qualitative and Other Adjustments to Allowance for Credit Losses: In addition to the quantitative credit loss estimates for loans evaluated collectively, qualitative factors that may not not not not not 36 Off Balance Sheet Credit Exposures: The ACL for off balance sheet credit exposures is recorded in other liabilities on the Consolidated Balance Sheet. This ACL represents management’s estimate of expected losses in its unfunded loan commitments and other off balance sheet credit exposures, such as letters of credit and credit recourse on sold residential mortgage loans. The allowance for credit losses specific to unfunded commitments is determined by estimating future draws and applying the expected loss rates on those draws. Future draws are based on historical averages of utilization rates (i.e., the likelihood of draws taken). The ACL for off balance sheet credit exposures is increased or decreased by charges or reductions to expense, through the provision for credit losses. Reclassifications. 2022 2023 not no

Note 2 - Earnings Per Share

Note 2 - Earnings Per Share	6 Months Ended
	Jun. 30, 2023
Notes to Financial Statements
Earnings Per Share [Text Block]	Note 2 Earnings Per Share Earnings per share (“EPS”) consists of two not three six June 30, 2023 2022, 2013 2018 2023 The following table sets forth the composition of the weighted average shares (denominator) used in the basic and dilutive earnings per share computations. For the Three Months Ended June 30, For the Six Months Ended June 30, 2023 2022 2023 2022 Net Income Attributable to Quaint Oak Bancorp, Inc. $ 570,000 $ 1,770,000 $ 1,133,000 $ 4,019,000 Weighted average shares outstanding – basic 2,236,885 2,038,479 2,209,891 2,023,511 Effect of dilutive common stock equivalents 4,685 122,797 23,478 118,658 Adjusted weighted average shares outstanding – diluted 2,241,570 2,161,277 2,233,369 2,142,169 Basic earnings per share $ 0.25 $ 0.87 $ 0.51 $ 1.99 Diluted earnings per share $ 0.25 $ 0.82 $ 0.51 $ 1.88

Note 3 - Accumulated Other Comp

Note 3 - Accumulated Other Comprehensive Loss	6 Months Ended
	Jun. 30, 2023
Notes to Financial Statements
Comprehensive Income (Loss) Note [Text Block]	Note 3 Accumulated Other Comprehensive Loss The following table presents the changes in accumulated other comprehensive loss by component, net of tax, for the three six June 30, 2023 2022 Unrealized Gains (Losses) on Investment Securities Available for Sale (1) For the Three Months Ended June 30, For the Six Months Ended June 30, 2023 2022 2023 2022 Balance at the beginning of the period $ (14 ) $ 2 $ (24 ) $ 23 Other comprehensive income (loss) before classifications (2 ) (20 ) 8 (41 ) Balance at the end of the period $ (16 ) $ (18 ) $ (16 ) $ (18 ) _________________ ( 1

Note 4 - Investment Securities

Note 4 - Investment Securities Available for Sale	6 Months Ended
	Jun. 30, 2023
Notes to Financial Statements
Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block]	Note 4 Investment Securities Available for Sale The amortized cost, gross unrealized gains and losses, and fair value of investment securities available for sale at June 30, 2023 December 31, 2022 June 30, 2023 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value Available for Sale: Mortgage-backed securities: Government National Mortgage Association securities $ 2,584 $ - $ (18 ) $ 2,566 Federal National Mortgage Association securities 92 - (2 ) 90 Total available-for-sale-securities $ 2,676 $ - $ (20 ) $ 2,656 December 31, 2022 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value Available for Sale: Mortgage-backed securities: Government National Mortgage Association securities $ 2,902 $ - $ (31 ) $ 2,871 Federal National Mortgage Association securities 98 1 - 99 Total available-for-sale-securities $ 3,000 $ 1 $ (31 ) $ 2,970 The amortized cost and fair value of mortgage-backed securities at June 30, 2023, may Available for Sale Amortized Cost Fair Value Due after ten years $ 2,676 $ 2,656 Total $ 2,676 $ 2,656 The following tables show the Company’s gross unrealized losses and fair value, aggregated by investment category and length of time that the individual securities have been in a continuous unrealized loss position at June 30, 2023 December 31, 2022 ( June 30, 2023 Less than Twelve Months Twelve Months or Greater Total Number of Securities Fair Value Gross Unrealized Losses Fair Value Gross Unrealized Losses Fair Value Gross Unrealized Losses Government National Mortgage Association securities 11 $ - $ - $ 2,584 $ (18 ) $ 2,584 $ (18 ) Federal National Mortgage Association securities 1 92 (2 ) - - 92 (2 ) Total 12 $ 92 $ (2 ) $ 2,584 $ (18 ) $ 2,676 $ (20 ) December 31, 2022 Less than Twelve Months Twelve Months or Greater Total Number of Securities Fair Value Gross Unrealized Losses Fair Value Gross Unrealized Losses Fair Value Gross Unrealized Losses Government National Mortgage Association securities 11 $ 2,871 $ (31 ) $ -- $ -- $ 2,871 $ (31 ) The Company’s mortgage-backed securities have contractual terms that generally do not not not not not not June 30, 2023. There were no three six June 30, 2023 2022.

Note 5 - Loans Receivable, Net

Note 5 - Loans Receivable, Net and Allowance for Credit Losses	6 Months Ended
	Jun. 30, 2023
Notes to Financial Statements
Financing Receivables [Text Block]	Note 5 The composition of net loans receivable is as follows (in thousands): June 30, 2023 December 31, 2022 Real estate loans: One-to-four family residential: Owner occupied $ 17,627 $ 18,070 Non-owner occupied 36,791 39,315 Total one-to-four family residential 54,418 57,385 Multi-family (five or more) residential 48,656 46,909 Commercial real estate 342,646 333,540 Construction 35,620 28,938 Home equity 5,241 4,918 Total real estate loans 486,581 471,690 Commercial business 148,527 159,069 Other consumer 13 2 Total Loans 635,121 630,761 Deferred loan fees and costs (898 ) (1,219 ) Allowance for credit losses (7,456 ) (7,678 ) Net Loans $ 626,767 $ 621,864 The following table summarizes designated internal risk categories by portfolio segment and loan class, by origination year, as of June 30, 2023 ( Term Loans Amortized Cost by Origination Year As of June 30, 2023 2023 2022 2021 2020 2019 Prior Revolving Loans Amortized Cost Basis Total One-to-four family residential owner occupied Risk rating Pass $ 522 $ 8,918 $ 3,520 $ 1,915 $ 574 $ 2,178 $ - $ 17,627 Special mention - - - - - - - - Substandard - - - - - - - - Doubtful - - - - - - - - Total one-to-four family residential owner occupied $ 522 $ 8,918 $ 3,520 $ 1,915 $ 574 $ 2,178 $ - $ 17,627 Current period gross charge-offs $ - $ - $ - $ - $ - $ - $ - $ - One-to-four family residential non- owner occupied Risk rating Pass $ - $ 6,931 $ 8,250 $ 3,311 $ 924 $ 17,375 $ - $ 36,791 Special mention - - - - - - - - Substandard - - - - - - - - Doubtful - - - - - - - - Total one-to-four family residential non-owner occupied $ - $ 6,931 $ 8,250 $ 3,311 $ 924 $ 17,375 $ - $ 36,791 Current period gross charge-offs $ - $ - $ - $ - $ - $ - $ - $ - Multi-family residential Risk rating Pass $ 1,858 $ 17,268 $ 13,491 $ 4,544 $ 600 $ 9,178 $ - $ 46,939 Special mention - - - - - - - - Substandard - - - - - 1,717 - 1,717 Doubtful - - - - - - - - Total multi-family residential $ 1,858 $ 17,268 $ 13,491 $ 4,544 $ 600 $ 10,895 $ - $ 48,656 Current period gross charge-offs $ - $ - $ - $ - $ - $ - $ - $ - Commercial real estate Risk rating Pass $ 33,012 $ 152,049 $ 72,479 $ 22,558 $ 15,755 $ 45,337 $ 1,383 $ 342,573 Special mention - - - - - - - - Substandard - - - - 73 - - 73 Doubtful - - - - - - - - Total commercial real estate $ 33,012 $ 152,049 $ 72,479 $ 22,558 $ 15,828 $ 45,337 $ 1,383 $ 342,646 Current period gross charge-offs $ - $ - $ - $ 134 $ - $ - $ - $ 134 Construction Risk rating Pass $ 6,387 $ 10,862 $ 11,870 $ 4,374 $ - $ - $ - $ 33,493 Special mention - - - - - 2,127 - 2,127 Substandard - - - - - - - - Doubtful - - - - - - - - Total construction $ 6,387 $ 10,862 $ 11,870 $ 4,374 $ - $ 2,127 $ - $ 35,620 Current period gross charge-offs $ - $ - $ - $ - $ - $ - $ - $ - Home equity Risk rating Pass $ 500 $ 40 $ - $ - $ - $ 226 $ 4,475 $ 5,241 Special mention - - - - - - - - Substandard - - - - - - - - Doubtful - - - - - - - - Total home equity $ 500 $ 40 $ - $ - $ - $ 226 $ 4,475 $ 5,241 Current period gross charge-offs $ - $ - $ - $ - $ - $ - $ - $ - Term Loans Amortized Cost by Origination Year As of June 30, 2023 2023 2022 2021 2020 2019 Prior Revolving Loans Amortized Cost Basis Total Commercial business Risk rating Pass $ 5,357 $ 80,234 $ 32,281 $ 5,153 $ 6,956 $ 795 $ 11,365 $ 142,141 Special mention - 877 - - - - 1,999 2,876 Substandard - - 2,290 - 1,220 - - 3,510 Doubtful - - - - - - - - Total commercial business $ 5,357 $ 81,111 $ 34,571 $ 5,153 $ 8,176 $ 795 $ 13,364 $ 148,527 Current period gross charge-offs $ - $ - $ - $ 97 $ - $ - $ - $ 97 Other consumer Risk rating Pass $ 13 $ - $ - $ - $ - $ - $ - $ 13 Special mention - - - - - - - - Substandard - - - - - - - - Doubtful - - - - - - - - Total other consumer $ 13 $ - $ - $ - $ - $ - $ - $ 13 Current period gross charge-offs Total $ - $ - $ - $ - $ - $ - $ - $ - Pass $ 47,649 $ 276,302 $ 141,891 $ 41,855 $ 24,809 $ 75,089 $ 17,223 $ 624,818 Special mention - 877 - - - 2,127 1,999 5,003 Substandard - - 2,290 - 1,293 1,717 - 5,300 Doubtful - - - - - - - - Total $ 47,649 $ 277,179 $ 144,181 $ 41,855 $ 26,102 $ 78,933 $ 19,222 $ 635,121 Current period gross charge-offs $ - $ - $ - $ 231 $ - $ - $ - $ 231 The information presented in the table above is not 326. December 31, 2022 ( December 31, 2022 Pass Special Mention Substandard Doubtful Total One-to-four family residential owner occupied $ 17,663 $ 407 $ - $ - $ 18,070 One-to-four family residential non-owner occupied 39,315 - - - 39,315 Multi-family residential 45,201 - 1,708 - 46,909 Commercial real estate 333,406 - 134 - 333,540 Construction 28,938 - - - 28,938 Home equity 4,918 - - - 4,918 Commercial business 153,746 2,908 2,415 - 159,069 Other consumer 2 - - - 2 Total $ 623,189 $ 3,315 $ 4,257 $ - $ 630,761 The following table presents non-accrual loans by classes of the loan portfolio as of June 30, 2023 December 31, 2022 ( June 30, 2023 December 31, Non-accrual loans 2022 With a Related Allowance Without a Related Allowance Total 90 Days or More Past Due and Accruing Total Non-Performing Total Non-Accrual Loans One-to-four family residential owner occupied $ - $ - $ - $ - $ - $ - One-to-four family residential non-owner occupied - - - - - - Multi-family residential - - - - - - Commercial real estate 73 - 73 - 73 73 Construction - - - - - - Home equity - - - - - - Commercial business - - - - - - Other consumer - - - - - - Total $ 73 $ - $ 73 $ - $ 73 $ 73 For the three six June 30, 2023 2022 three six June 30, 2023 three six June 30, 2022. The following table presents impaired loans by class, segregated by those for which a specific allowance was required and those for which a specific allowance was not December 31, 2022 December 31, 2022 Recorded Investment Unpaid Principal Balance Related Allowance Average Recorded Investment Interest Income Recognized With no related allowance recorded: One-to-four family residential owner occupied $ - $ - $ - $ - $ - One-to-four family residential non-owner occupied 7 9 - 7 - Multi-family residential 1,708 1,722 - 1,708 - Commercial real estate 129 129 - 130 12 Construction - - - - - Home equity - - - - - Commercial business - - - - - Other consumer - - - - - With an allowance recorded: One-to-four family residential owner occupied $ - $ - $ - $ - $ - One-to-four family residential non-owner occupied - - - - - Multi-family residential - - - - - Commercial real estate 134 134 118 136 9 Construction - - - - - Home equity - - - - - Commercial business 97 97 96 102 6 Other consumer - - - - - Total: One-to-four family residential owner occupied $ - $ - $ - $ - $ - One-to-four family residential non-owner occupied 7 9 - 7 - Multi-family residential 1,708 1,722 - 1,708 - Commercial real estate 263 263 118 266 21 Construction - - - - - Home equity - - - - - Commercial business 97 97 96 102 6 Other consumer - - - - - Total $ 2,075 $ 2,091 $ 215 $ 2,083 $ 27 Prior to the adoption of ASU 2022 02, Financial Instruments Credit Losses (Topic 326 December 31, 2022, December 31, 2022. As of June 30, 2023, may Following is a summary, by loan portfolio class, of changes in the allowance for credit losses for the three six June 30, 2023 June 30, 2023 ( June 30, 2023 1-4 Family Residential Owner Occupied 1-4 Family Residential Non-Owner Occupied Multi-Family Residential Commercial Real Estate Construction Home Equity Commercial Business and Other Consumer Unallocated Total For the Three Months Ended June 30, 2023 Allowance for credit losses: Beginning balance $ 153 $ 256 $ 396 $ 3,367 $ 406 $ 54 $ 3,026 $ - $ 7,658 Impact of ASU 326 - - - - - - - - - Charge-offs - - - (134 ) - - (97 ) - (231 ) Recoveries - - - - - - - - - Provision (1) (16 ) (13 ) 19 (58 ) 442 (5 ) (340 ) - 29 Ending balance $ 137 $ 243 $ 415 $ 3,175 $ 848 $ 49 $ 2,589 $ - $ 7,456 For the Six Months Ended June 30, 2023 Allowance for credit losses: Beginning balance $ 123 $ 295 $ 451 $ 3,750 $ 304 $ 33 $ 2,422 $ 300 $ 7,678 Impact of ASU 326 - - - - - - - - - Charge-offs - - - (134 ) - - (97 ) - (231 ) Recoveries - - - - - - - - - Provision (1) 14 (52 ) (36 ) (441 ) 544 16 264 (300 ) 9 Ending balance $ 137 $ 243 $ 415 $ 3,175 $ 848 $ 49 $ 2,589 $ - $ 7,456 ( 1 Provision included in the table only includes the portion related to loans receivable. For the three June 30, 2023, six June 30, 2023, The Company allocated increased allowance for credit loss provisions to the construction loan portfolio class for the three six June 30, 2023, three six June 30, 2023, three June 30, 2023, six June 30, 2023, Following is a summary, by loan portfolio class, of changes in the allowance for loam losses for the year ended December 31, 2022 December 31, 2022 ( December 31, 2022 1-4 Family Residential Owner Occupied 1-4 Family Residential Non-Owner Occupied Multi-Family Residential Commercial Real Estate Construction Home Equity Commercial Business and Other Consumer Unallocated Total Allowance for loan losses: Beginning balance $ 73 $ 292 $ 249 $ 2,475 $ 119 $ 29 $ 1,625 $ 400 $ 5,262 Charge-offs - - - - - - (59 ) - (59 ) Recoveries - - - - - - - - - Provision 50 3 202 1,275 185 4 856 (100 ) 2,475 Ending balance $ 123 $ 295 $ 451 $ 3,750 $ 304 $ 33 $ 2,422 $ 300 $ 7,678 Ending balance evaluated for impairment: Individually $ - $ - $ - $ 118 $ - $ - $ 97 $ - $ 215 Collectively $ 123 $ 295 $ 451 $ 3,632 $ 304 $ 33 2,325 $ 300 $ 7,463 Loans receivable: Ending balance $ 18,070 $ 39,315 $ 46,909 $ 333,540 $ 28,938 $ 4,918 $ 159,071 $ 630,761 Ending balance evaluated for impairment: Individually $ - $ 7 $ 1,708 $ 263 $ - $ - $ 97 $ 2,075 Collectively $ 18,070 $ 39,308 $ 45,201 $ 333,277 $ 28,938 $ 4,918 $ 158,974 $ 628,686 The Company allocated increased allowance for loan loss provisions to the commercial real estate loan portfolio class for the year ended December 31, 2022, December 31, 2022, December 31, 2022, Following is a summary, by loan portfolio class, of changes in the allowance for loan losses for the three six June 30, 2022 June 30, 2022 ( June 30, 2022 1-4 Family Residential Owner Occupied 1-4 Family Residential Non-Owner Occupied Multi-Family Residential Commercial Real Estate Construction Home Equity Commercial Business and Other Consumer Unallocated Total For the Three Months Ended June 30, 2022 Allowance for loan losses: Beginning balance $ 99 $ 305 $ 464 $ 2,637 $ 132 $ 28 $ 1,876 $ 400 $ 5,941 Charge-offs - - - - - - - - - Recoveries - - - - - - - - - Provision 5 (29 ) (87 ) 746 151 4 (141 ) (50 ) 599 Ending balance $ 104 $ 276 $ 377 $ 3,383 $ 283 $ 32 $ 1,735 $ 350 $ 6,540 For the Six Months Ended June 30, 2022 Allowance for loan losses: Beginning balance $ 73 $ 292 $ 249 $ 2,475 $ 119 $ 29 $ 1,625 $ 400 $ 5,262 Charge-offs - - - - - - - - - Recoveries - - - - - - - - - Provision 31 (16 ) 128 908 164 3 110 (50 ) 1,278 Ending balance $ 104 $ 276 $ 377 $ 3,383 $ 283 $ 32 $ 1,735 $ 350 $ 6,540 The Company allocated increased allowance for loan loss provisions to the commercial real estate loan portfolio class for the three six June 30, 2022, three six June 30, 2022 six June 30, 2022, three June 30, 2022 three June 30, 2022, The performance and credit quality of the loan portfolio is also monitored by analyzing the age of the loans receivable as determined by the length of time a recorded payment is past due. The following table presents the classes of the loan portfolio summarized by the past due status as of June 30, 2023 ( June 30, 2023 30-89 Days Past Due 90 Days or More Past Due Current Total Loans Receivable One-to-four family residential owner occupied $ 403 $ - $ 17,224 $ 17,627 One-to-four family residential non-owner occupied 132 - 36,659 36,791 Multi-family residential - 73 48,583 48,656 Commercial real estate 1,708 - 340,938 342,646 Construction 2,127 - 33,493 35,620 Home equity 38 - 5,203 5,241 Commercial business 2,004 - 146,523 148,527 Other consumer - - 13 13 Total $ 6,412 $ 73 $ 628,636 $ 635,121 December 31, 2022 30-89 Days Past Due 90 Days or More Past Due Total Past Due Current Total Loans Receivable Loans Receivable 90 Days or More Past Due and Accruing One-to-four family residential owner occupied $ 407 $ - $ 407 $ 17,663 $ 18,070 $ - One-to-four family residential non-owner occupied 23 - 23 39,292 39,315 - Multi-family residential - 1,708 1,708 45,201 46,909 - Commercial real estate 2,895 134 3,029 330,511 333,540 - Construction 2,062 - 2,062 26,876 28,938 - Home equity 39 - 39 4,879 4,918 - Commercial business 10 97 107 158,962 159,069 51 Other consumer - - - 2 2 - Total $ 5,436 $ 1,939 $ 7,375 $ 623,386 $ 630,761 $ 51 Non-performing loans, which consist of non-accruing loans plus accruing loans 90 June 30, 2023 December 31, 2022.

Note 6 - Goodwill and Other Int

Note 6 - Goodwill and Other Intangible, Net	6 Months Ended
	Jun. 30, 2023
Notes to Financial Statements
Goodwill and Intangible Assets Disclosure [Text Block]	Note 6 Goodwill and Other Intangible, Net On January 4, 2021, second August 1, 2016, ten June 30, 2023 three six June 30, 2023 2022

Note 7 - Deposits

Note 7 - Deposits	6 Months Ended
	Jun. 30, 2023
Notes to Financial Statements
Deposit Liabilities Disclosures [Text Block]	Note 7 Deposits Deposits consist of the following classifications (in thousands): June 30, 2023 December 31, 2022 Non-interest bearing checking accounts (1) $ 70,811 $ 88,728 Interest bearing checking accounts (1) 52,589 - Savings accounts 1,379 1,597 Money market accounts (2) 229,509 260,972 Certificates of deposit 219,110 197,951 Total deposits $ 573,398 $ 549,248 ___________________________________________ ( 1 The Company has identified one June 30, 2023 December 31, 2022, June 30, 2023 December 31, 2022, ( 2 The Company has identified one June 30, 2023 December 31, 2022, June 30, 2023 December 31, 2022,

Note 8 - Borrowings

Note 8 - Borrowings	6 Months Ended
	Jun. 30, 2023
Notes to Financial Statements
Debt Disclosure [Text Block]	Note 8 Borrowings Federal Home Loan Bank ("FHLB") advances consist of the following at June 30, 2023 December 31, 2022 ( June 30, 2023 December 31, 2022 Amount Weighted Interest Rate Amount Weighted Interest Rate Short-term borrowings $ 72,000 5.39 % $ 93,200 4.45 % Fixed rate borrowings maturing: 2023 13,000 2.38 57,000 2.22 2024 21,167 4.25 6,167 2.05 2025 7,855 3.40 2,855 1.25 Total FHLB long-term debt $ 42,022 3.51 % $ 66,022 2.16 % FHLB borrowings decreased $45.2 million, or 28.4%, to $114.0 million at June 30, 2023 December 31, 2022. six June 30, 2023, six June 30, 2023, June 30, 2023 December 31, 2022. On December 27, 2018, December 31, 2028, first five five may, December 31, 2023, On March 2, 2023, March 15, 2025 ( March 16, 2023, March 15 September 15 September 15, 2023. March 15, 2025. March 15, 2024, 100% The balance of subordinated debt, net of unamortized debt issuance costs, was $21.8 million at June 30, 2023 December 31, 2022. Other short-term borrowings increased $4.2 million, or 76.0%, to $9.7 million at June 30, 2023 December 31, 2022. two two June 30, 2023 Borrowing Capacity Borrowings at June 30, 2023 Rate at June 30, 2023 Borrowing Capacity Borrowings at December 31, 2022 Rate at December 31, 2022 Line of Credit A $ 9,000 $ 5,996 8.25 % $ 9,000 $ - 7.00 % Line of Credit B 6,000 3,663 8.75 % 6,000 5,489 7.50 % Total $ 15,000 $ 9,659 $ 15,000 $ 5,489

Note 9 - Stock Compensation Pla

Note 9 - Stock Compensation Plans	6 Months Ended
	Jun. 30, 2023
Notes to Financial Statements
Share-Based Payment Arrangement [Text Block]	Note 9 Stock Compensation Plans Employee Stock Ownership Plan The Company maintains an Employee Stock Ownership Plan (ESOP) for the benefit of employees who meet the eligibility requirements of the plan. The Bank may During the six June 30, 2023, not During the second 2022, three six June 30, 2022, Stock Incentive Plans – Share Awards In May 2013, 2013 “2013 2013 March 13, 2023, five May 9, 2023. In May 2018, 2018 “2018 2018 May 2018 may In May 2023, 2023 “2023 2023 May 2023 may As of June 30, 2023 2018 2023 2023 2018 2018 2023 five A summary of share award activity under the Company’s 2018 2023 June 30, 2023 2022 six June 30, 2023 2022 June 30, 2023 2022 Number of Shares Weighted Average Grant Date Fair Value Number of Shares Weighted Average Grant Date Fair Value Unvested at the beginning of the period 9,122 $ 13.30 18,845 $ 13.30 Granted 45,000 18.00 - - Vested (9,122 ) 13.30 (9,123 ) 13.30 Forfeited - - (600 ) 13.30 Unvested at the end of the period 45,000 $ 18.00 9,122 $ 13.30 Compensation expense on the restricted stock awards is recognized ratably over the five three June 30, 2023 2022, three June 30, 2023 2022, six June 30, 2023 2022, six June 30, 2023 2022, June 30, 2023, Stock Option and Stock Incentive Plans – Stock Options In May 2008, 2008 no February 13, 2018, 2013 10 May 8, 2023. 2013 May 2013 may 2013 March 13, 2023, ten 2018 May 2018 may May 2023, 2023 2023 May 2023 may All incentive stock options issued under the 2018 2023 422 five ten   As of June 30, 2023, 2018 2023 2023 five ten During the three June 30, 2023 2022, three June 30, 2023 2022, six June 30, 2023 2022, six June 30, 2023 2022, $1,000, June 30, 2023, Stock Option and Stock Incentive Plans – Stock Options A summary of option activity under the Company’s Option Plan and 2013, 2018 2023 June 30, 2023 2022 six June 30, 2023 2022 June 30, 2023 2022 Number of Shares Weighted Average Exercise Price Weighted Average Remaining Contractual Life (in years) Number of Shares Weighted Average Exercise Price Weighted Average Remaining Contractual Life (in years) Outstanding at the beginning of the period 195,936 $ 11.24 3.5 233,136 $ 10.96 4.2 Granted 132,500 18.00 9.9 - - - Exercised (73,300 ) 8.10 - (17,000 ) 8.71 - Forfeited - - - (2,000 ) 13.30 - Outstanding at end of period 255,136 $ 15.65 7.8 214,136 $ 11.12 3.9 Exercisable at end of period 122,636 $ 13.30 4.9 183,209 $ 10.79 6.0

Note 10 - Fair Value Measuremen

Note 10 - Fair Value Measurements and Fair Values of Financial Instruments	6 Months Ended
	Jun. 30, 2023
Notes to Financial Statements
Fair Value Disclosures [Text Block]	Note 10 Fair Value Measurements and Fair Values of Financial Instruments Fair value estimates are based on quoted market prices, if available, quoted market prices of similar assets or liabilities, or the present value of expected future cash flows and other valuation techniques. These valuations are significantly affected by discount rates, cash flow assumptions, and risk assumptions used. Therefore, fair values estimates may not not may Fair value is determined at one not not not not The following disclosures show the hierarchal disclosure framework associated with the level of pricing observations utilized in measuring assets and liabilities at fair value. The three Level I: Quoted prices are available in active markets for identical assets or liabilities as of the reported date. Level II: Pricing inputs are other than the quoted prices in active markets, which are either directly or indirectly observable as of the reported date. The nature of these assets and liabilities includes items for which quoted prices are available but traded less frequently and items that are fair-valued using other financial instruments, the parameters of which can be directly observed. Level III: Valuations derived from valuation techniques in which one This hierarchy requires the use of observable market data when available. The methods of determining the fair value of assets and liabilities presented in this note are consistent with our methodologies disclosed in Note 19 2022 10 3 The following is a discussion of assets and liabilities measured at fair value on a recurring and non-recurring basis and valuation techniques applied: Investment Securities Available For Sale: 2 We may Non-Performing Loans: 3 The table below sets forth the financial assets and liabilities that were accounted for on a recurring and nonrecurring basis by level within the fair value hierarchy as of June 30, 2023 ( June 30, 2023 Fair Value Measurements Using: Total Fair Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Unobservable Inputs (Level 3) Recurring fair value measurements: Investment securities available for sale Government National Mortgage Association mortgage-backed securities $ 2,566 $ - $ 2,566 $ - Federal National Mortgage Association mortgage- backed securities 90 - 90 - Total investment securities available for sale $ 2,656 $ - $ 2,656 $ - Total recurring fair value measurements $ 2,656 $ - $ 2,656 $ - Nonrecurring fair value measurements Collateral-dependent loans $ 73 $ - $ - $ 73 Total nonrecurring fair value measurements $ 73 $ - $ - $ 73 The table below sets forth the financial assets and liabilities that were accounted for on a recurring and nonrecurring basis by level within the fair value hierarchy as of December 31, 2022 ( December 31, 2022 Fair Value Measurements Using: Total Fair Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Unobservable Inputs (Level 3) Recurring fair value measurements: Investment securities available for sale Government National Mortgage Association mortgage-backed securities $ 2,871 $ - $ 2,871 $ - Federal National Mortgage Association mortgage- backed securities 99 - 99 - Total investment securities available for sale $ 2,970 $ - $ 2,970 $ - Total recurring fair value measurements $ 2,970 $ - $ 2,970 $ - Nonrecurring fair value measurements Impaired loans $ 1,860 $ - $ - $ 1,860 Total nonrecurring fair value measurements $ 1,860 $ - $ - $ 1,860 The following table presents additional quantitative information about assets measured at fair value on a nonrecurring basis and for which the Company has used Level 3 June 30, 2023 December 31, 2022 ( June 30, 2023 Quantitative Information About Level 3 Fair Value Measurements Total Fair Value Valuation Techniques Unobservable Input Range (Weighted Average) Collateral-dependent loans $ 73 Appraisal of collateral (1) Appraisal adjustments (2) 8% (8%) December 31, 2022 Quantitative Information About Level 3 Fair Value Measurements Total Fair Value Valuation Techniques Unobservable Input Range (Weighted Average) Impaired loans $ 1,860 Appraisal of collateral (1) Appraisal adjustments (2) 10% (10%) ________________ ( 1 Fair value is generally determined through independent appraisals of the underlying collateral, which generally include various Level 3 ( 2 Appraisals may The estimated fair values of the Company’s financial instruments that are not June 30, 2023 December 31, 2022 Fair Value Measurements at June 30, 2023 Carrying Amount Fair Value Estimate Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Unobservable Inputs (Level 3) Financial Assets Investment in interest-earning time deposits $ 2,162 $ 2,235 $ - $ - $ 2,235 Loans held for sale 115,697 117,703 - 117,703 - Loans receivable, net 626,767 610,883 - - 610,883 Financial Liabilities Deposits 573,398 572,360 354,288 - 218,072 FHLB long-term borrowings 42,022 41,918 - - 41,918 Subordinated debt 21,811 20,045 - - 20,045 Fair Value Measurements at December 31, 2022 Carrying Amount Fair Value Estimate Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Unobservable Inputs (Level 3) Financial Assets Investment in interest-earning time deposits $ 3,833 $ 3,907 $ - $ - $ 3,907 Loans held for sale 133,222 137,253 - 137,253 - Loans receivable, net 621,864 600,186 - - 600,186 Financial Liabilities Deposits 549,248 551,157 351,297 - 199,860 FHLB long-term borrowings 66,022 65,846 - - 65,846 FRB long-term borrowings 7,000 6,981 - - 6,981 Subordinated debt 7,966 7,886 - - 7,886 For cash and cash equivalents, accrued interest receivable, investment in FHLB stock, bank-owned life insurance, FHLB short-term borrowings, other short-term borrowings, accrued interest payable, and advances from borrowers for taxes and insurance, the carrying value is a reasonable estimate of the fair value and are considered Level 1

Note 11 - Operating Segments

Note 11 - Operating Segments	6 Months Ended
	Jun. 30, 2023
Notes to Financial Statements
Segment Reporting Disclosure [Text Block]	Note 11 Operating Segments The Company's operations currently consist of two two The Banking Segment generates its revenues primarily from its lending, deposit gathering and fee business activities. The profitability of this segment's operations depends primarily on its net interest income after provision for credit losses, which is the difference between interest earned on interest earning assets and interest paid on interest bearing liabilities less provision for credit losses. The provision for credit losses is almost entirely dependent on changes in the Banking Segment's loan and investment portfolio and management’s assessment of the collectability of the loan and investment portfolio as well as prevailing economic and market conditions. The profitability of this segment’s operations also depends on the generation of non-interest income which includes fees and commissions generated by Quaint Oak Bank and its wholly-owned subsidiaries, Quaint Oak Mortgage, LLC, Quaint Oak Real Estate, LLC, Quaint Oak Abstract, LLC, Quaint Oak Insurance Agency, LLC, and Oakmont Commercial, LLC, which are included in the Banking Segment for segment reporting purposes. The Banking Segment is also subject to an extensive system of laws and regulations that are intended primarily for the protection of depositors and other customers, federal deposit insurance funds and the banking system as a whole. These laws and regulations govern such areas as capital, permissible activities, allowance for loan and lease losses, loans and investments, and rates of interest that can be charged on loans. For segment reporting purposes, Quaint Oak Bancorp, Inc. is included as part of the Company’s Banking segment. The Oakmont Capital Holdings, LLC Segment originates equipment loans which are generally sold to third not The following table presents summary financial information for the reportable segments (in thousands): As of or for the Three Months Ended June 30, 2023 2022 Quaint Oak Bank(1) Oakmont Capital Holdings, LLC Consolidated Quaint Oak Bank(1) Oakmont Capital Holdings, LLC Consolidated Net Interest Income (Loss) $ 5,223 $ (377 ) $ 4,846 $ 5,894 $ (84 ) $ 5,810 (Recovery of) Provision for Credit Losses (189 ) - (189 ) 599 - 599 Net Interest Income (Loss) after (Recovery of) Provision for Credit Losses 5,412 (377 ) 5,035 5,295 (84 ) 5,211 Non-Interest Income Mortgage banking, equipment lending and title abstract fees 126 440 566 223 601 824 Real estate sales commissions, net 48 - 48 64 - 64 Insurance commissions 160 - 160 139 - 139 Other fees and services charges 43 169 212 15 67 82 Net loan servicing income 2 1,121 1,123 - 308 308 Income from bank-owned life insurance 25 - 25 22 - 22 Net gain on loans held for sale 437 636 1,073 899 1,959 2,858 Gain on the sale of SBA loans 201 - 201 34 - 34 Total Non-Interest Income 1,042 2,366 3,408 1,396 2,935 4,331 Non-Interest Expense Salaries and employee benefits 3,548 1,980 5,528 3,429 1,462 4,891 Directors’ fees and expenses 102 - 102 72 - 72 Occupancy and equipment 350 211 561 343 123 466 Data processing 208 - 208 163 - 163 Professional fees 193 32 225 214 14 228 FDIC deposit insurance assessment 240 - 240 113 - 113 Advertising 82 55 137 84 70 154 Amortization of other intangible 12 - 12 12 - 12 Other 559 333 892 379 111 490 Total Non-Interest Expense 5,294 2,611 7,905 4,809 1,780 6,589 Pretax Segment Profit (Loss) $ 1,160 $ (622 ) $ 538 $ 1,882 $ 1,071 $ 2,953 Net (Loss) Income Attributable to Noncontrolling Interest $ (305 ) $ - $ (305 ) $ 525 $ - $ 525 Segment Assets $ 743,969 $ 39,826 $ 783,795 $ 730,244 $ 21,678 $ 751,922 ( 1 Includes Quaint Oak Bancorp, Inc. and the Bank’s subsidiaries, Quaint Oak Mortgage, Quaint Oak Real Estate, Quaint Oak Abstract, Quaint Oak Insurance Agency, QOB Properties, and Oakmont Commercial. The following table presents summary financial information for the reportable segments (in thousands): As of or for the Six Months Ended June 30, 2023 2022 Quaint Oak Bank(1) Oakmont Capital Holdings, LLC Consolidated Quaint Oak Bank(1) Oakmont Capital Holdings, LLC Consolidated Net Interest Income (Loss) $ 10,563 $ (664 ) $ 9,899 $ 11,395 $ (108 ) $ 11,287 Provision for Credit Losses 203 - 203 1,278 - 1,278 Net Interest Income (Loss) after Provision for Credit Losses 10,360 (664 ) 9,696 10,117 (108 ) 10,009 Non-Interest Income Mortgage banking, equipment lending and title abstract fees 263 1,109 1,372 427 1,034 1,461 Real estate sales commissions, net 72 - 72 125 - 125 Insurance commissions 296 - 296 255 - 255 Other fees and services charges 142 301 443 164 84 248 Net loan servicing income 145 2,207 2,352 5 469 474 Income from bank-owned life insurance 49 - 49 43 - 43 Net gain on loans held for sale 828 1,125 1,953 1,938 5,130 7,068 Gain on the sale of SBA loans 251 - 251 167 - 167 Total Non-Interest Income 2,046 4,742 6,788 3,124 6,717 9,841 Non-Interest Expense Salaries and employee benefits 7,124 3,746 10,870 6,666 2,816 9,482 Directors’ fees and expenses 207 - 207 143 - 143 Occupancy and equipment 692 396 1,088 651 235 886 Data processing 425 - 425 360 - 360 Professional fees 341 59 400 385 27 412 FDIC deposit insurance assessment 472 - 472 229 - 229 Advertising 166 270 436 170 192 362 Amortization of other intangible 24 - 24 24 - 24 Other 895 462 1,357 678 195 873 Total Non-Interest Expense 10,346 4,933 15,279 9,306 3,465 12,771 Pretax Segment Profit (Loss) $ 2,060 $ (855 ) $ 1,205 $ 3,935 $ 3,144 $ 7,079 Net (Loss) Income Attributable to Noncontrolling Interest $ (419 ) $ - $ (419 ) $ 1,541 $ - $ 1,541 Segment Assets $ 743,969 $ 39,826 $ 783,795 $ 730,244 $ 21,678 $ 751,922 ( 1 Includes Quaint Oak Bancorp, Inc. and the Bank’s subsidiaries, Quaint Oak Mortgage, Quaint Oak Real Estate, Quaint Oak Abstract, Quaint Oak Insurance Agency, QOB Properties, and Oakmont Commercial.

Significant Accounting Policies

Significant Accounting Policies (Policies)	6 Months Ended
	Jun. 30, 2023
Accounting Policies [Abstract]
Basis of Accounting, Policy [Policy Text Block]	Basis of Financial Presentation. June 30, 2023, July 2009. February, 2019, July 2012 August 2016 October 2021 January 4, 2021, second not The Bank is subject to regulation by the Pennsylvania Department of Banking and Securities and the Federal Deposit Insurance Corporation. Pursuant to the Bank’s election under Section 10 three The accompanying consolidated financial statements have been prepared in conformity with accounting principles generally accepted in the United States of America (US GAAP) for interim information and with the instructions to Form 10 not The foregoing consolidated financial statements are unaudited; but in the opinion of management include all adjustments (consisting only of normal recurring adjustments) necessary for a fair presentation thereof. The balances as of December 31, 2022 2022 10 six June 30, 2023 not may December 31, 2023.
Use of Estimates, Policy [Policy Text Block]	Use of Estimates in the Preparation of Financial Statements.
Critical Accounting Policy [Policy Text Block]	Critical Accounting Policies. six June 30, 2023, No. 2016 13 326. no six June 30, 2023
New Accounting Pronouncements, Policy [Policy Text Block]	Accounting Pronouncements Recently Adopted. January 2020, 2020 04, Reference Rate Reform (Topic 848 March 2020 not not one December 31, 2022. December 2022, 2022 06, Reference Rate Reform (Topic 848 848 848 December 31, 2024. two 848 2022 06 not In January 2021, 2021 01, Reference Rate Reform (Topic 848 848. 2021 01 848. 2021 01 may March 12, 2020, not December 31, 2022, December 31, 2022, December 31, 2022, not In January 2017, 2017 04, Simplifying the Test for Goodwill Impairment 2 2, not December 15, 2019. November 2019, 2019 10, Financial Instruments – Credit Losses (Topic 326 815 Leases (Topic 842 350, Intangibles – Goodwill and Other December 15, 2022, not In March 2022, 2022 02, Financial Instruments - Credit Losses (ASC 326 326 326 5 The Company adopted ASU 326 January 1, 2023 326, January 1, 2023 326. The following table presents the impact of adopting ASU 2016 13 January 1, 2023 ( Allowance for credit losses - loans Prior to Adopting ASC 326 Impact of As Reported Under ASC 326 Real estate loans: One-to-four family residential: Owner occupied $ 123 $ - $ 123 Non-owner occupied 295 - 295 Total one-to-four family residential 418 - 418 Multi-family (five or more) residential 451 - 451 Commercial real estate 3,750 - 3,750 Construction 304 - 304 Home equity 33 - 33 Total real estate loans 4,956 - 4,956 Commercial business and other consumer 2,422 - 2,422 Unallocated 300 - 300 Total allowance for credit losses $ 7,678 $ - $ 7,678 Allowance for credit losses unfunded commitments Reserve for unfunded commitments $ 27 $ - $ 27 Total $ 7,705 $ - $ 7,705 Loans are stated at their principal amount outstanding, except for loans held for sale, which are carried at fair value. Interest income on loans is accrued as earned. In general, loans are placed on non-accrual status once they become 90 may 90 not may six A loan that is 90 may 0in one Loans deemed to be a loss are written off through a charge against the allowance for credit losses (ACL). All loans are evaluated for possible charge-off when it is probable that the balance will not Loan Origination Fees and Costs. Allowance for Credit Losses. The discussion that follows describes the methodology for determining the ACL under the ASU 326 January 1, 2023. 2022 10 The Company has elected to exclude accrued interest receivable from the measurement of its ACL. When a loan is placed on non-accrual status, any outstanding accrued interest is reversed against interest income. The ACL for loans is an estimate of the expected losses to be realized over the life of the loans in the portfolio. The ACL is determined for two 1 2 Loans Evaluated Collectively . Loans Evaluated Individually. Loans evaluated individually for expected credit losses could include loans on non-accrual status. Loans evaluated individually may one no may Management regularly reviews loans in the portfolio to assess credit quality indicators and to determine appropriate loan classification. For all loans, an internal risk rating process is used. The Company believes that internal risk ratings are the most relevant credit quality indicator for these types of loans. The migration of loans through the various internal risk rating categories is a significant component of the ACL methodology for these loans, which bases the probability of default on this migration. Assigning risk ratings involves judgment. Risk ratings may The following is a summary of the Company's internal risk rating categories: • Pass: These loans do not • Special Mention: These loans have a heightened credit risk, but not • Substandard: These loans are inadequately protected by current sound worth and paying capacity of the borrower. There exists a well-defined weakness or weaknesses that jeopardize the normal repayment of the debt. • Doubtful: These loans have all the weaknesses inherent in those classified as substandard, with the added characteristic that the weaknesses make collection or liquidation in full, on the basis of currently existing facts, conditions, and values, highly questionable and improbable. The allocation of the ACL is reviewed to evaluate its appropriateness in relation to the overall risk profile of the loan portfolio. The Company considers risk factors such as: local and national economic conditions; trends in delinquencies and non-accrual loans; the diversity of borrower industry types; and the composition of the portfolio by loan type. Qualitative and Other Adjustments to Allowance for Credit Losses: In addition to the quantitative credit loss estimates for loans evaluated collectively, qualitative factors that may not not not not not 36 Off Balance Sheet Credit Exposures: The ACL for off balance sheet credit exposures is recorded in other liabilities on the Consolidated Balance Sheet. This ACL represents management’s estimate of expected losses in its unfunded loan commitments and other off balance sheet credit exposures, such as letters of credit and credit recourse on sold residential mortgage loans. The allowance for credit losses specific to unfunded commitments is determined by estimating future draws and applying the expected loss rates on those draws. Future draws are based on historical averages of utilization rates (i.e., the likelihood of draws taken). The ACL for off balance sheet credit exposures is increased or decreased by charges or reductions to expense, through the provision for credit losses.
Reclassification, Comparability Adjustment [Policy Text Block]	Reclassifications. 2022 2023 not no

Note 1 - Financial Statement _2

Note 1 - Financial Statement Presentation and Significant Accounting Policies (Tables)	6 Months Ended
	Jun. 30, 2023
Notes Tables
Accounting Standards Update and Change in Accounting Principle [Table Text Block]	Allowance for credit losses - loans Prior to Adopting ASC 326 Impact of As Reported Under ASC 326 Real estate loans: One-to-four family residential: Owner occupied $ 123 $ - $ 123 Non-owner occupied 295 - 295 Total one-to-four family residential 418 - 418 Multi-family (five or more) residential 451 - 451 Commercial real estate 3,750 - 3,750 Construction 304 - 304 Home equity 33 - 33 Total real estate loans 4,956 - 4,956 Commercial business and other consumer 2,422 - 2,422 Unallocated 300 - 300 Total allowance for credit losses $ 7,678 $ - $ 7,678 Allowance for credit losses unfunded commitments Reserve for unfunded commitments $ 27 $ - $ 27 Total $ 7,705 $ - $ 7,705

Note 2 - Earnings Per Share (Ta

Note 2 - Earnings Per Share (Tables)	6 Months Ended
	Jun. 30, 2023
Notes Tables
Schedule of Earnings Per Share, Basic and Diluted [Table Text Block]	For the Three Months Ended June 30, For the Six Months Ended June 30, 2023 2022 2023 2022 Net Income Attributable to Quaint Oak Bancorp, Inc. $ 570,000 $ 1,770,000 $ 1,133,000 $ 4,019,000 Weighted average shares outstanding – basic 2,236,885 2,038,479 2,209,891 2,023,511 Effect of dilutive common stock equivalents 4,685 122,797 23,478 118,658 Adjusted weighted average shares outstanding – diluted 2,241,570 2,161,277 2,233,369 2,142,169 Basic earnings per share $ 0.25 $ 0.87 $ 0.51 $ 1.99 Diluted earnings per share $ 0.25 $ 0.82 $ 0.51 $ 1.88

Note 3 - Accumulated Other Co_2

Note 3 - Accumulated Other Comprehensive Loss (Tables)	6 Months Ended
	Jun. 30, 2023
Notes Tables
Schedule of Accumulated Other Comprehensive Income (Loss) [Table Text Block]	Unrealized Gains (Losses) on Investment Securities Available for Sale (1) For the Three Months Ended June 30, For the Six Months Ended June 30, 2023 2022 2023 2022 Balance at the beginning of the period $ (14 ) $ 2 $ (24 ) $ 23 Other comprehensive income (loss) before classifications (2 ) (20 ) 8 (41 ) Balance at the end of the period $ (16 ) $ (18 ) $ (16 ) $ (18 )

Note 4 - Investment Securitie_2

Note 4 - Investment Securities Available for Sale (Tables)	6 Months Ended
	Jun. 30, 2023
Notes Tables
Debt Securities, Available-for-Sale [Table Text Block]	June 30, 2023 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value Available for Sale: Mortgage-backed securities: Government National Mortgage Association securities $ 2,584 $ - $ (18 ) $ 2,566 Federal National Mortgage Association securities 92 - (2 ) 90 Total available-for-sale-securities $ 2,676 $ - $ (20 ) $ 2,656 December 31, 2022 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value Available for Sale: Mortgage-backed securities: Government National Mortgage Association securities $ 2,902 $ - $ (31 ) $ 2,871 Federal National Mortgage Association securities 98 1 - 99 Total available-for-sale-securities $ 3,000 $ 1 $ (31 ) $ 2,970
Investments Classified by Contractual Maturity Date [Table Text Block]	Available for Sale Amortized Cost Fair Value Due after ten years $ 2,676 $ 2,656 Total $ 2,676 $ 2,656
Schedule of Unrealized Loss on Investments [Table Text Block]	June 30, 2023 Less than Twelve Months Twelve Months or Greater Total Number of Securities Fair Value Gross Unrealized Losses Fair Value Gross Unrealized Losses Fair Value Gross Unrealized Losses Government National Mortgage Association securities 11 $ - $ - $ 2,584 $ (18 ) $ 2,584 $ (18 ) Federal National Mortgage Association securities 1 92 (2 ) - - 92 (2 ) Total 12 $ 92 $ (2 ) $ 2,584 $ (18 ) $ 2,676 $ (20 ) December 31, 2022 Less than Twelve Months Twelve Months or Greater Total Number of Securities Fair Value Gross Unrealized Losses Fair Value Gross Unrealized Losses Fair Value Gross Unrealized Losses Government National Mortgage Association securities 11 $ 2,871 $ (31 ) $ -- $ -- $ 2,871 $ (31 )

Note 5 - Loans Receivable, Ne_2

Note 5 - Loans Receivable, Net and Allowance for Credit Losses (Tables)	6 Months Ended
	Jun. 30, 2023
Notes Tables
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]	June 30, 2023 December 31, 2022 Real estate loans: One-to-four family residential: Owner occupied $ 17,627 $ 18,070 Non-owner occupied 36,791 39,315 Total one-to-four family residential 54,418 57,385 Multi-family (five or more) residential 48,656 46,909 Commercial real estate 342,646 333,540 Construction 35,620 28,938 Home equity 5,241 4,918 Total real estate loans 486,581 471,690 Commercial business 148,527 159,069 Other consumer 13 2 Total Loans 635,121 630,761 Deferred loan fees and costs (898 ) (1,219 ) Allowance for credit losses (7,456 ) (7,678 ) Net Loans $ 626,767 $ 621,864
Financing Receivable, Internal Risk Categories [Table Text Block]	Term Loans Amortized Cost by Origination Year As of June 30, 2023 2023 2022 2021 2020 2019 Prior Revolving Loans Amortized Cost Basis Total One-to-four family residential owner occupied Risk rating Pass $ 522 $ 8,918 $ 3,520 $ 1,915 $ 574 $ 2,178 $ - $ 17,627 Special mention - - - - - - - - Substandard - - - - - - - - Doubtful - - - - - - - - Total one-to-four family residential owner occupied $ 522 $ 8,918 $ 3,520 $ 1,915 $ 574 $ 2,178 $ - $ 17,627 Current period gross charge-offs $ - $ - $ - $ - $ - $ - $ - $ - One-to-four family residential non- owner occupied Risk rating Pass $ - $ 6,931 $ 8,250 $ 3,311 $ 924 $ 17,375 $ - $ 36,791 Special mention - - - - - - - - Substandard - - - - - - - - Doubtful - - - - - - - - Total one-to-four family residential non-owner occupied $ - $ 6,931 $ 8,250 $ 3,311 $ 924 $ 17,375 $ - $ 36,791 Current period gross charge-offs $ - $ - $ - $ - $ - $ - $ - $ - Multi-family residential Risk rating Pass $ 1,858 $ 17,268 $ 13,491 $ 4,544 $ 600 $ 9,178 $ - $ 46,939 Special mention - - - - - - - - Substandard - - - - - 1,717 - 1,717 Doubtful - - - - - - - - Total multi-family residential $ 1,858 $ 17,268 $ 13,491 $ 4,544 $ 600 $ 10,895 $ - $ 48,656 Current period gross charge-offs $ - $ - $ - $ - $ - $ - $ - $ - Commercial real estate Risk rating Pass $ 33,012 $ 152,049 $ 72,479 $ 22,558 $ 15,755 $ 45,337 $ 1,383 $ 342,573 Special mention - - - - - - - - Substandard - - - - 73 - - 73 Doubtful - - - - - - - - Total commercial real estate $ 33,012 $ 152,049 $ 72,479 $ 22,558 $ 15,828 $ 45,337 $ 1,383 $ 342,646 Current period gross charge-offs $ - $ - $ - $ 134 $ - $ - $ - $ 134 Construction Risk rating Pass $ 6,387 $ 10,862 $ 11,870 $ 4,374 $ - $ - $ - $ 33,493 Special mention - - - - - 2,127 - 2,127 Substandard - - - - - - - - Doubtful - - - - - - - - Total construction $ 6,387 $ 10,862 $ 11,870 $ 4,374 $ - $ 2,127 $ - $ 35,620 Current period gross charge-offs $ - $ - $ - $ - $ - $ - $ - $ - Home equity Risk rating Pass $ 500 $ 40 $ - $ - $ - $ 226 $ 4,475 $ 5,241 Special mention - - - - - - - - Substandard - - - - - - - - Doubtful - - - - - - - - Total home equity $ 500 $ 40 $ - $ - $ - $ 226 $ 4,475 $ 5,241 Current period gross charge-offs $ - $ - $ - $ - $ - $ - $ - $ - Term Loans Amortized Cost by Origination Year As of June 30, 2023 2023 2022 2021 2020 2019 Prior Revolving Loans Amortized Cost Basis Total Commercial business Risk rating Pass $ 5,357 $ 80,234 $ 32,281 $ 5,153 $ 6,956 $ 795 $ 11,365 $ 142,141 Special mention - 877 - - - - 1,999 2,876 Substandard - - 2,290 - 1,220 - - 3,510 Doubtful - - - - - - - - Total commercial business $ 5,357 $ 81,111 $ 34,571 $ 5,153 $ 8,176 $ 795 $ 13,364 $ 148,527 Current period gross charge-offs $ - $ - $ - $ 97 $ - $ - $ - $ 97 Other consumer Risk rating Pass $ 13 $ - $ - $ - $ - $ - $ - $ 13 Special mention - - - - - - - - Substandard - - - - - - - - Doubtful - - - - - - - - Total other consumer $ 13 $ - $ - $ - $ - $ - $ - $ 13 Current period gross charge-offs Total $ - $ - $ - $ - $ - $ - $ - $ - Pass $ 47,649 $ 276,302 $ 141,891 $ 41,855 $ 24,809 $ 75,089 $ 17,223 $ 624,818 Special mention - 877 - - - 2,127 1,999 5,003 Substandard - - 2,290 - 1,293 1,717 - 5,300 Doubtful - - - - - - - - Total $ 47,649 $ 277,179 $ 144,181 $ 41,855 $ 26,102 $ 78,933 $ 19,222 $ 635,121 Current period gross charge-offs $ - $ - $ - $ 231 $ - $ - $ - $ 231
Financing Receivable Credit Quality Indicators [Table Text Block]	December 31, 2022 Pass Special Mention Substandard Doubtful Total One-to-four family residential owner occupied $ 17,663 $ 407 $ - $ - $ 18,070 One-to-four family residential non-owner occupied 39,315 - - - 39,315 Multi-family residential 45,201 - 1,708 - 46,909 Commercial real estate 333,406 - 134 - 333,540 Construction 28,938 - - - 28,938 Home equity 4,918 - - - 4,918 Commercial business 153,746 2,908 2,415 - 159,069 Other consumer 2 - - - 2 Total $ 623,189 $ 3,315 $ 4,257 $ - $ 630,761
Financing Receivable, Nonaccrual [Table Text Block]	June 30, 2023 December 31, Non-accrual loans 2022 With a Related Allowance Without a Related Allowance Total 90 Days or More Past Due and Accruing Total Non-Performing Total Non-Accrual Loans One-to-four family residential owner occupied $ - $ - $ - $ - $ - $ - One-to-four family residential non-owner occupied - - - - - - Multi-family residential - - - - - - Commercial real estate 73 - 73 - 73 73 Construction - - - - - - Home equity - - - - - - Commercial business - - - - - - Other consumer - - - - - - Total $ 73 $ - $ 73 $ - $ 73 $ 73
Impaired Financing Receivables [Table Text Block]	December 31, 2022 Recorded Investment Unpaid Principal Balance Related Allowance Average Recorded Investment Interest Income Recognized With no related allowance recorded: One-to-four family residential owner occupied $ - $ - $ - $ - $ - One-to-four family residential non-owner occupied 7 9 - 7 - Multi-family residential 1,708 1,722 - 1,708 - Commercial real estate 129 129 - 130 12 Construction - - - - - Home equity - - - - - Commercial business - - - - - Other consumer - - - - - With an allowance recorded: One-to-four family residential owner occupied $ - $ - $ - $ - $ - One-to-four family residential non-owner occupied - - - - - Multi-family residential - - - - - Commercial real estate 134 134 118 136 9 Construction - - - - - Home equity - - - - - Commercial business 97 97 96 102 6 Other consumer - - - - - Total: One-to-four family residential owner occupied $ - $ - $ - $ - $ - One-to-four family residential non-owner occupied 7 9 - 7 - Multi-family residential 1,708 1,722 - 1,708 - Commercial real estate 263 263 118 266 21 Construction - - - - - Home equity - - - - - Commercial business 97 97 96 102 6 Other consumer - - - - - Total $ 2,075 $ 2,091 $ 215 $ 2,083 $ 27
Financing Receivable, Current, Allowance for Credit Loss [Table Text Block]	June 30, 2023 1-4 Family Residential Owner Occupied 1-4 Family Residential Non-Owner Occupied Multi-Family Residential Commercial Real Estate Construction Home Equity Commercial Business and Other Consumer Unallocated Total For the Three Months Ended June 30, 2023 Allowance for credit losses: Beginning balance $ 153 $ 256 $ 396 $ 3,367 $ 406 $ 54 $ 3,026 $ - $ 7,658 Impact of ASU 326 - - - - - - - - - Charge-offs - - - (134 ) - - (97 ) - (231 ) Recoveries - - - - - - - - - Provision (1) (16 ) (13 ) 19 (58 ) 442 (5 ) (340 ) - 29 Ending balance $ 137 $ 243 $ 415 $ 3,175 $ 848 $ 49 $ 2,589 $ - $ 7,456 For the Six Months Ended June 30, 2023 Allowance for credit losses: Beginning balance $ 123 $ 295 $ 451 $ 3,750 $ 304 $ 33 $ 2,422 $ 300 $ 7,678 Impact of ASU 326 - - - - - - - - - Charge-offs - - - (134 ) - - (97 ) - (231 ) Recoveries - - - - - - - - - Provision (1) 14 (52 ) (36 ) (441 ) 544 16 264 (300 ) 9 Ending balance $ 137 $ 243 $ 415 $ 3,175 $ 848 $ 49 $ 2,589 $ - $ 7,456 December 31, 2022 1-4 Family Residential Owner Occupied 1-4 Family Residential Non-Owner Occupied Multi-Family Residential Commercial Real Estate Construction Home Equity Commercial Business and Other Consumer Unallocated Total Allowance for loan losses: Beginning balance $ 73 $ 292 $ 249 $ 2,475 $ 119 $ 29 $ 1,625 $ 400 $ 5,262 Charge-offs - - - - - - (59 ) - (59 ) Recoveries - - - - - - - - - Provision 50 3 202 1,275 185 4 856 (100 ) 2,475 Ending balance $ 123 $ 295 $ 451 $ 3,750 $ 304 $ 33 $ 2,422 $ 300 $ 7,678 Ending balance evaluated for impairment: Individually $ - $ - $ - $ 118 $ - $ - $ 97 $ - $ 215 Collectively $ 123 $ 295 $ 451 $ 3,632 $ 304 $ 33 2,325 $ 300 $ 7,463 Loans receivable: Ending balance $ 18,070 $ 39,315 $ 46,909 $ 333,540 $ 28,938 $ 4,918 $ 159,071 $ 630,761 Ending balance evaluated for impairment: Individually $ - $ 7 $ 1,708 $ 263 $ - $ - $ 97 $ 2,075 Collectively $ 18,070 $ 39,308 $ 45,201 $ 333,277 $ 28,938 $ 4,918 $ 158,974 $ 628,686 June 30, 2022 1-4 Family Residential Owner Occupied 1-4 Family Residential Non-Owner Occupied Multi-Family Residential Commercial Real Estate Construction Home Equity Commercial Business and Other Consumer Unallocated Total For the Three Months Ended June 30, 2022 Allowance for loan losses: Beginning balance $ 99 $ 305 $ 464 $ 2,637 $ 132 $ 28 $ 1,876 $ 400 $ 5,941 Charge-offs - - - - - - - - - Recoveries - - - - - - - - - Provision 5 (29 ) (87 ) 746 151 4 (141 ) (50 ) 599 Ending balance $ 104 $ 276 $ 377 $ 3,383 $ 283 $ 32 $ 1,735 $ 350 $ 6,540 For the Six Months Ended June 30, 2022 Allowance for loan losses: Beginning balance $ 73 $ 292 $ 249 $ 2,475 $ 119 $ 29 $ 1,625 $ 400 $ 5,262 Charge-offs - - - - - - - - - Recoveries - - - - - - - - - Provision 31 (16 ) 128 908 164 3 110 (50 ) 1,278 Ending balance $ 104 $ 276 $ 377 $ 3,383 $ 283 $ 32 $ 1,735 $ 350 $ 6,540
Financing Receivable, Past Due [Table Text Block]	June 30, 2023 30-89 Days Past Due 90 Days or More Past Due Current Total Loans Receivable One-to-four family residential owner occupied $ 403 $ - $ 17,224 $ 17,627 One-to-four family residential non-owner occupied 132 - 36,659 36,791 Multi-family residential - 73 48,583 48,656 Commercial real estate 1,708 - 340,938 342,646 Construction 2,127 - 33,493 35,620 Home equity 38 - 5,203 5,241 Commercial business 2,004 - 146,523 148,527 Other consumer - - 13 13 Total $ 6,412 $ 73 $ 628,636 $ 635,121 December 31, 2022 30-89 Days Past Due 90 Days or More Past Due Total Past Due Current Total Loans Receivable Loans Receivable 90 Days or More Past Due and Accruing One-to-four family residential owner occupied $ 407 $ - $ 407 $ 17,663 $ 18,070 $ - One-to-four family residential non-owner occupied 23 - 23 39,292 39,315 - Multi-family residential - 1,708 1,708 45,201 46,909 - Commercial real estate 2,895 134 3,029 330,511 333,540 - Construction 2,062 - 2,062 26,876 28,938 - Home equity 39 - 39 4,879 4,918 - Commercial business 10 97 107 158,962 159,069 51 Other consumer - - - 2 2 - Total $ 5,436 $ 1,939 $ 7,375 $ 623,386 $ 630,761 $ 51

Note 7 - Deposits (Tables)

Note 7 - Deposits (Tables)	6 Months Ended
	Jun. 30, 2023
Notes Tables
Deposit Liabilities, Type [Table Text Block]	June 30, 2023 December 31, 2022 Non-interest bearing checking accounts (1) $ 70,811 $ 88,728 Interest bearing checking accounts (1) 52,589 - Savings accounts 1,379 1,597 Money market accounts (2) 229,509 260,972 Certificates of deposit 219,110 197,951 Total deposits $ 573,398 $ 549,248

Note 8 - Borrowings (Tables)

Note 8 - Borrowings (Tables)	6 Months Ended
	Jun. 30, 2023
Notes Tables
Schedule of Line of Credit Facilities [Table Text Block]	Borrowing Capacity Borrowings at June 30, 2023 Rate at June 30, 2023 Borrowing Capacity Borrowings at December 31, 2022 Rate at December 31, 2022 Line of Credit A $ 9,000 $ 5,996 8.25 % $ 9,000 $ - 7.00 % Line of Credit B 6,000 3,663 8.75 % 6,000 5,489 7.50 % Total $ 15,000 $ 9,659 $ 15,000 $ 5,489
Federal Home Loan Bank Advances [Member]
Notes Tables
Schedule of Long-Term Debt Instruments [Table Text Block]	June 30, 2023 December 31, 2022 Amount Weighted Interest Rate Amount Weighted Interest Rate Short-term borrowings $ 72,000 5.39 % $ 93,200 4.45 % Fixed rate borrowings maturing: 2023 13,000 2.38 57,000 2.22 2024 21,167 4.25 6,167 2.05 2025 7,855 3.40 2,855 1.25 Total FHLB long-term debt $ 42,022 3.51 % $ 66,022 2.16 %

Note 9 - Stock Compensation P_2

Note 9 - Stock Compensation Plans (Tables)	6 Months Ended
	Jun. 30, 2023
Notes Tables
Share-Based Payment Arrangement, Activity [Table Text Block]	June 30, 2023 2022 Number of Shares Weighted Average Grant Date Fair Value Number of Shares Weighted Average Grant Date Fair Value Unvested at the beginning of the period 9,122 $ 13.30 18,845 $ 13.30 Granted 45,000 18.00 - - Vested (9,122 ) 13.30 (9,123 ) 13.30 Forfeited - - (600 ) 13.30 Unvested at the end of the period 45,000 $ 18.00 9,122 $ 13.30
Share-Based Payment Arrangement, Option, Activity [Table Text Block]	June 30, 2023 2022 Number of Shares Weighted Average Exercise Price Weighted Average Remaining Contractual Life (in years) Number of Shares Weighted Average Exercise Price Weighted Average Remaining Contractual Life (in years) Outstanding at the beginning of the period 195,936 $ 11.24 3.5 233,136 $ 10.96 4.2 Granted 132,500 18.00 9.9 - - - Exercised (73,300 ) 8.10 - (17,000 ) 8.71 - Forfeited - - - (2,000 ) 13.30 - Outstanding at end of period 255,136 $ 15.65 7.8 214,136 $ 11.12 3.9 Exercisable at end of period 122,636 $ 13.30 4.9 183,209 $ 10.79 6.0

Note 10 - Fair Value Measurem_2

Note 10 - Fair Value Measurements and Fair Values of Financial Instruments (Tables)	6 Months Ended
	Jun. 30, 2023
Notes Tables
Fair Value Measurements, Recurring and Nonrecurring [Table Text Block]	June 30, 2023 Fair Value Measurements Using: Total Fair Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Unobservable Inputs (Level 3) Recurring fair value measurements: Investment securities available for sale Government National Mortgage Association mortgage-backed securities $ 2,566 $ - $ 2,566 $ - Federal National Mortgage Association mortgage- backed securities 90 - 90 - Total investment securities available for sale $ 2,656 $ - $ 2,656 $ - Total recurring fair value measurements $ 2,656 $ - $ 2,656 $ - Nonrecurring fair value measurements Collateral-dependent loans $ 73 $ - $ - $ 73 Total nonrecurring fair value measurements $ 73 $ - $ - $ 73 December 31, 2022 Fair Value Measurements Using: Total Fair Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Unobservable Inputs (Level 3) Recurring fair value measurements: Investment securities available for sale Government National Mortgage Association mortgage-backed securities $ 2,871 $ - $ 2,871 $ - Federal National Mortgage Association mortgage- backed securities 99 - 99 - Total investment securities available for sale $ 2,970 $ - $ 2,970 $ - Total recurring fair value measurements $ 2,970 $ - $ 2,970 $ - Nonrecurring fair value measurements Impaired loans $ 1,860 $ - $ - $ 1,860 Total nonrecurring fair value measurements $ 1,860 $ - $ - $ 1,860
Fair Value Measurement Inputs and Valuation Techniques [Table Text Block]	June 30, 2023 Quantitative Information About Level 3 Fair Value Measurements Total Fair Value Valuation Techniques Unobservable Input Range (Weighted Average) Collateral-dependent loans $ 73 Appraisal of collateral (1) Appraisal adjustments (2) 8% (8%) December 31, 2022 Quantitative Information About Level 3 Fair Value Measurements Total Fair Value Valuation Techniques Unobservable Input Range (Weighted Average) Impaired loans $ 1,860 Appraisal of collateral (1) Appraisal adjustments (2) 10% (10%)
Fair Value, by Balance Sheet Grouping [Table Text Block]	Fair Value Measurements at June 30, 2023 Carrying Amount Fair Value Estimate Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Unobservable Inputs (Level 3) Financial Assets Investment in interest-earning time deposits $ 2,162 $ 2,235 $ - $ - $ 2,235 Loans held for sale 115,697 117,703 - 117,703 - Loans receivable, net 626,767 610,883 - - 610,883 Financial Liabilities Deposits 573,398 572,360 354,288 - 218,072 FHLB long-term borrowings 42,022 41,918 - - 41,918 Subordinated debt 21,811 20,045 - - 20,045 Fair Value Measurements at December 31, 2022 Carrying Amount Fair Value Estimate Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Unobservable Inputs (Level 3) Financial Assets Investment in interest-earning time deposits $ 3,833 $ 3,907 $ - $ - $ 3,907 Loans held for sale 133,222 137,253 - 137,253 - Loans receivable, net 621,864 600,186 - - 600,186 Financial Liabilities Deposits 549,248 551,157 351,297 - 199,860 FHLB long-term borrowings 66,022 65,846 - - 65,846 FRB long-term borrowings 7,000 6,981 - - 6,981 Subordinated debt 7,966 7,886 - - 7,886

Note 11 - Operating Segments (T

Note 11 - Operating Segments (Tables)	6 Months Ended
	Jun. 30, 2023
Notes Tables
Schedule of Segment Reporting Information, by Segment [Table Text Block]	As of or for the Three Months Ended June 30, 2023 2022 Quaint Oak Bank(1) Oakmont Capital Holdings, LLC Consolidated Quaint Oak Bank(1) Oakmont Capital Holdings, LLC Consolidated Net Interest Income (Loss) $ 5,223 $ (377 ) $ 4,846 $ 5,894 $ (84 ) $ 5,810 (Recovery of) Provision for Credit Losses (189 ) - (189 ) 599 - 599 Net Interest Income (Loss) after (Recovery of) Provision for Credit Losses 5,412 (377 ) 5,035 5,295 (84 ) 5,211 Non-Interest Income Mortgage banking, equipment lending and title abstract fees 126 440 566 223 601 824 Real estate sales commissions, net 48 - 48 64 - 64 Insurance commissions 160 - 160 139 - 139 Other fees and services charges 43 169 212 15 67 82 Net loan servicing income 2 1,121 1,123 - 308 308 Income from bank-owned life insurance 25 - 25 22 - 22 Net gain on loans held for sale 437 636 1,073 899 1,959 2,858 Gain on the sale of SBA loans 201 - 201 34 - 34 Total Non-Interest Income 1,042 2,366 3,408 1,396 2,935 4,331 Non-Interest Expense Salaries and employee benefits 3,548 1,980 5,528 3,429 1,462 4,891 Directors’ fees and expenses 102 - 102 72 - 72 Occupancy and equipment 350 211 561 343 123 466 Data processing 208 - 208 163 - 163 Professional fees 193 32 225 214 14 228 FDIC deposit insurance assessment 240 - 240 113 - 113 Advertising 82 55 137 84 70 154 Amortization of other intangible 12 - 12 12 - 12 Other 559 333 892 379 111 490 Total Non-Interest Expense 5,294 2,611 7,905 4,809 1,780 6,589 Pretax Segment Profit (Loss) $ 1,160 $ (622 ) $ 538 $ 1,882 $ 1,071 $ 2,953 Net (Loss) Income Attributable to Noncontrolling Interest $ (305 ) $ - $ (305 ) $ 525 $ - $ 525 Segment Assets $ 743,969 $ 39,826 $ 783,795 $ 730,244 $ 21,678 $ 751,922 As of or for the Six Months Ended June 30, 2023 2022 Quaint Oak Bank(1) Oakmont Capital Holdings, LLC Consolidated Quaint Oak Bank(1) Oakmont Capital Holdings, LLC Consolidated Net Interest Income (Loss) $ 10,563 $ (664 ) $ 9,899 $ 11,395 $ (108 ) $ 11,287 Provision for Credit Losses 203 - 203 1,278 - 1,278 Net Interest Income (Loss) after Provision for Credit Losses 10,360 (664 ) 9,696 10,117 (108 ) 10,009 Non-Interest Income Mortgage banking, equipment lending and title abstract fees 263 1,109 1,372 427 1,034 1,461 Real estate sales commissions, net 72 - 72 125 - 125 Insurance commissions 296 - 296 255 - 255 Other fees and services charges 142 301 443 164 84 248 Net loan servicing income 145 2,207 2,352 5 469 474 Income from bank-owned life insurance 49 - 49 43 - 43 Net gain on loans held for sale 828 1,125 1,953 1,938 5,130 7,068 Gain on the sale of SBA loans 251 - 251 167 - 167 Total Non-Interest Income 2,046 4,742 6,788 3,124 6,717 9,841 Non-Interest Expense Salaries and employee benefits 7,124 3,746 10,870 6,666 2,816 9,482 Directors’ fees and expenses 207 - 207 143 - 143 Occupancy and equipment 692 396 1,088 651 235 886 Data processing 425 - 425 360 - 360 Professional fees 341 59 400 385 27 412 FDIC deposit insurance assessment 472 - 472 229 - 229 Advertising 166 270 436 170 192 362 Amortization of other intangible 24 - 24 24 - 24 Other 895 462 1,357 678 195 873 Total Non-Interest Expense 10,346 4,933 15,279 9,306 3,465 12,771 Pretax Segment Profit (Loss) $ 2,060 $ (855 ) $ 1,205 $ 3,935 $ 3,144 $ 7,079 Net (Loss) Income Attributable to Noncontrolling Interest $ (419 ) $ - $ (419 ) $ 1,541 $ - $ 1,541 Segment Assets $ 743,969 $ 39,826 $ 783,795 $ 730,244 $ 21,678 $ 751,922

Note 1 - Financial Statement _3

Note 1 - Financial Statement Presentation and Significant Accounting Policies (Details Textual) $ in Thousands	6 Months Ended
	Jun. 30, 2023 USD ($)	Dec. 31, 2022 USD ($)
Number of Wholly-Owned Subsidiaries	6
Retained Earnings (Accumulated Deficit)	$ 31,440	$ 30,875
Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]
Retained Earnings (Accumulated Deficit)	$ 0
Oakmont Capital Holdings, LLC [Member]
Subsidiary, Ownership Percentage, Noncontrolling Owner	49%

Note 1 - Financial Statement _4

Note 1 - Financial Statement Presentation and Significant Accounting Policies - ASU 2016-13 Impact (Details) - USD ($) $ in Thousands	Jun. 30, 2023	Mar. 31, 2023	Jan. 01, 2023	Dec. 31, 2022	Jun. 30, 2022	Mar. 31, 2022	Dec. 31, 2021
Allowance for credit losses - loans	$ 7,456	$ 7,658	$ 0	$ 7,678	$ 6,540	$ 5,941	$ 5,262
Reserve for unfunded commitments			0
Total			0
Cumulative Effect, Period of Adoption, Adjusted Balance [Member]
Allowance for credit losses - loans			7,678
Reserve for unfunded commitments			27
Total			7,705
Cumulative Effect, Period of Adoption, Adjustment [Member]
Allowance for credit losses - loans		0		0
Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member]
Allowance for credit losses - loans			7,678
Reserve for unfunded commitments			27
Total			7,705
Real Estate Portfolio Segment [Member]
Allowance for credit losses - loans			0
Real Estate Portfolio Segment [Member] | Cumulative Effect, Period of Adoption, Adjusted Balance [Member]
Allowance for credit losses - loans			4,956
Real Estate Portfolio Segment [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member]
Allowance for credit losses - loans			4,956
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Owner Occupied Loans [Member]
Allowance for credit losses - loans	137	153	0	123	104	99	73
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Owner Occupied Loans [Member] | Cumulative Effect, Period of Adoption, Adjusted Balance [Member]
Allowance for credit losses - loans			123
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Owner Occupied Loans [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]
Allowance for credit losses - loans		0		0
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Owner Occupied Loans [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member]
Allowance for credit losses - loans			123
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Non-owner Occupied Loans [Member]
Allowance for credit losses - loans	243	256	0	295	276	305	292
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Non-owner Occupied Loans [Member] | Cumulative Effect, Period of Adoption, Adjusted Balance [Member]
Allowance for credit losses - loans			295
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Non-owner Occupied Loans [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]
Allowance for credit losses - loans		0		0
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Non-owner Occupied Loans [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member]
Allowance for credit losses - loans			295
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Loans [Member]
Allowance for credit losses - loans			0
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Loans [Member] | Cumulative Effect, Period of Adoption, Adjusted Balance [Member]
Allowance for credit losses - loans			418
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Loans [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member]
Allowance for credit losses - loans			418
Real Estate Portfolio Segment [Member] | Multi-family (Five Or More) Residential Loans [Member]
Allowance for credit losses - loans	415	396	0	451	377	464	249
Real Estate Portfolio Segment [Member] | Multi-family (Five Or More) Residential Loans [Member] | Cumulative Effect, Period of Adoption, Adjusted Balance [Member]
Allowance for credit losses - loans			451
Real Estate Portfolio Segment [Member] | Multi-family (Five Or More) Residential Loans [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]
Allowance for credit losses - loans		0		0
Real Estate Portfolio Segment [Member] | Multi-family (Five Or More) Residential Loans [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member]
Allowance for credit losses - loans			451
Real Estate Portfolio Segment [Member] | Commercial Real Estate Loans [Member]
Allowance for credit losses - loans			0
Real Estate Portfolio Segment [Member] | Commercial Real Estate Loans [Member] | Cumulative Effect, Period of Adoption, Adjusted Balance [Member]
Allowance for credit losses - loans			3,750
Real Estate Portfolio Segment [Member] | Commercial Real Estate Loans [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member]
Allowance for credit losses - loans			3,750
Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Allowance for credit losses - loans	848	406	0	304	283	132	119
Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Cumulative Effect, Period of Adoption, Adjusted Balance [Member]
Allowance for credit losses - loans			304
Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]
Allowance for credit losses - loans		0		0
Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member]
Allowance for credit losses - loans			304
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member]
Allowance for credit losses - loans	49	54	0	33	32	28	29
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member] | Cumulative Effect, Period of Adoption, Adjusted Balance [Member]
Allowance for credit losses - loans			33
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]
Allowance for credit losses - loans		0		0
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member]
Allowance for credit losses - loans			33
Commercial and Consumer Portfolio Segments [Member]
Allowance for credit losses - loans	2,589	3,026	0	2,422	1,735	1,876	1,625
Commercial and Consumer Portfolio Segments [Member] | Cumulative Effect, Period of Adoption, Adjusted Balance [Member]
Allowance for credit losses - loans			2,422
Commercial and Consumer Portfolio Segments [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]
Allowance for credit losses - loans		0		0
Commercial and Consumer Portfolio Segments [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member]
Allowance for credit losses - loans			2,422
Unallocated Financing Receivables [Member]
Allowance for credit losses - loans	$ 0	0	0	300	$ 350	$ 400	$ 400
Unallocated Financing Receivables [Member] | Cumulative Effect, Period of Adoption, Adjusted Balance [Member]
Allowance for credit losses - loans			300
Unallocated Financing Receivables [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]
Allowance for credit losses - loans		$ 0		$ 0
Unallocated Financing Receivables [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member]
Allowance for credit losses - loans			$ 300

Note 2 - Earnings Per Share - W

Note 2 - Earnings Per Share - Weighted Average Shares Used in Basic and Dilutive Earnings Per Share Computations (Details) - USD ($)	3 Months Ended		6 Months Ended
	Jun. 30, 2023	Jun. 30, 2022	Jun. 30, 2023	Jun. 30, 2022
Net Income Attributable to Quaint Oak Bancorp, Inc.	$ 570,000	$ 1,770,000	$ 1,133,000	$ 4,019,000
Weighted average shares outstanding – basic (in shares)	2,236,885	2,038,479	2,209,891	2,023,511
Effect of dilutive common stock equivalents (in shares)	4,685	122,797	23,478	118,658
Adjusted weighted average shares outstanding – diluted (in shares)	2,241,570	2,161,277	2,233,369	2,142,169
Basic earnings per share (in dollars per share)	$ 0.25	$ 0.87	$ 0.51	$ 1.99
Diluted earnings per share (in dollars per share)	$ 0.25	$ 0.82	$ 0.51	$ 1.88

Note 3 - Accumulated Other Co_3

Note 3 - Accumulated Other Comprehensive Loss - Changes in Accumulated Other Comprehensive Loss (Details) - USD ($) $ in Thousands		3 Months Ended		6 Months Ended
		Jun. 30, 2023	Jun. 30, 2022	Jun. 30, 2023	Jun. 30, 2022
Balance				$ 44,793
Other comprehensive income (loss) before classifications		$ (2)	$ (20)	8	$ (41)
Balance		45,759		45,759
AOCI, Accumulated Gain (Loss), Debt Securities, Available-for-Sale, Parent [Member]
Balance	[1]	(14)	2	(24)	23
Other comprehensive income (loss) before classifications	[1]	(2)	(20)	8	(41)
Balance	[1]	$ (16)	$ (18)	$ (16)	$ (18)
[1]All amounts are net of tax. Amounts in parentheses indicate debits.

Note 4 - Investment Securitie_3

Note 4 - Investment Securities Available for Sale (Details Textual) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2023	Jun. 30, 2022	Jun. 30, 2023	Jun. 30, 2022
Debt Securities, Available-for-Sale, Allowance for Credit Loss	$ 0		$ 0
Other than Temporary Impairment Losses, Investments	$ 0	$ 0	$ 0	$ 0

Note 4 - Investment Securitie_4

Note 4 - Investment Securities Available for Sale - Amortized Cost and Fair Value of Investment Securities Available for Sale (Details) - USD ($) $ in Thousands	Jun. 30, 2023	Dec. 31, 2022
Amortized cost	$ 2,676	$ 3,000
Gross unrealized gains	0	1
Gross unrealized losses	(20)	(31)
Fair value	2,656	2,970
Government National Mortgage Association (GNMA) [Member] | Mortgage-Backed Securities, Issued by US Government Sponsored Enterprises [Member]
Amortized cost	2,584	2,902
Gross unrealized gains	0	0
Gross unrealized losses	(18)	(31)
Fair value	2,566	2,871
Federal National Mortgage Association (FNMA) [Member] | Mortgage-Backed Securities, Issued by US Government Sponsored Enterprises [Member]
Amortized cost	92	98
Gross unrealized gains	0	1
Gross unrealized losses	(2)	0
Fair value	$ 90	$ 99

Note 4 - Investment Securitie_5

Note 4 - Investment Securities Available for Sale - Debt Securities by Contractual Maturity (Details) - USD ($) $ in Thousands	Jun. 30, 2023	Dec. 31, 2022
Due after ten years, amortized cost	$ 2,676
Due after ten years, fair value	2,656
Total, amortized cost	2,676	$ 3,000
Total, fair value	$ 2,656	$ 2,970

Note 4 - Investment Securitie_6

Note 4 - Investment Securities Available for Sale - Gross Unrealized Losses and Fair Value (Details) - Mortgage-Backed Securities, Issued by US Government Sponsored Enterprises [Member] $ in Thousands	Jun. 30, 2023 USD ($)	Dec. 31, 2022 USD ($)
Number of securities	12
Fair value, less than twelve months	$ 92
Gross unrealized losses, less than twelve months	(2)
Fair value, twelve months or greater	2,584
Gross unrealized losses, twelve months or greater	(18)
Fair value	2,676
Gross unrealized losses	$ (20)
Government National Mortgage Association (GNMA) [Member]
Number of securities	11	11,000
Fair value, less than twelve months	$ 0	$ 2,871
Gross unrealized losses, less than twelve months	0	(31)
Fair value, twelve months or greater	2,584
Gross unrealized losses, twelve months or greater	(18)
Fair value	2,584	2,871
Gross unrealized losses	$ (18)	$ (31)
Federal National Mortgage Association (FNMA) [Member]
Number of securities	1
Fair value, less than twelve months	$ 92
Gross unrealized losses, less than twelve months	(2)
Fair value, twelve months or greater	0
Gross unrealized losses, twelve months or greater	0
Fair value	92
Gross unrealized losses	$ (2)

Note 5 - Loans Receivable, Ne_3

Note 5 - Loans Receivable, Net and Allowance for Credit Losses (Details Textual)	3 Months Ended		6 Months Ended
	Jun. 30, 2023 USD ($)	Jun. 30, 2022 USD ($)	Jun. 30, 2023 USD ($)	Jun. 30, 2022 USD ($)	Dec. 31, 2022 USD ($)
Financing Receivable, Nonaccrual, Interest Income	$ 0	$ 0	$ 0	$ 0
Financing Receivable, Nonaccrual, Interest Income, Foregone	$ 1,000	79,000	$ 60,000	79,000
Troubled Debt Restructuring, Number of Contracts	0		0		2
Financing Receivable, Modified, Accumulated					$ 136,000
Provision for Loan, Lease, and Other Losses	$ (189,000)	$ 599,000	$ 203,000	$ 1,278,000
Off-Balance-Sheet, Credit Loss, Liability, Credit Loss Expense (Reversal)	13,000		194,000
Financing Receivable, before Allowance for Credit Loss, Fee and Loan in Process	635,121,000		635,121,000		630,761,000
Nonperforming Financial Instruments [Member]
Financing Receivable, before Allowance for Credit Loss, Fee and Loan in Process	$ 73,000		$ 73,000		$ 2,000,000

Note 5 - Loans Receivable, Ne_4

Note 5 - Loans Receivable, Net and Allowance for Credit Losses - Composition of Net Loans Receivable (Details) - USD ($) $ in Thousands		Jun. 30, 2023	Mar. 31, 2023	Jan. 01, 2023	Dec. 31, 2022	Jun. 30, 2022	Mar. 31, 2022	Dec. 31, 2021
Loans		$ 635,121			$ 630,761
Deferred loan fees and costs		(898)			(1,219)
Allowance for credit losses		(7,456)	$ (7,658)	$ 0	(7,678)	$ (6,540)	$ (5,941)	$ (5,262)
Net Loans		626,767			621,864
Real Estate Portfolio Segment [Member]
Loans		486,581			471,690
Allowance for credit losses				0
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Owner Occupied Loans [Member]
Loans		17,627			18,070
Allowance for credit losses		(137)	(153)	0	(123)	(104)	(99)	(73)
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Non-owner Occupied Loans [Member]
Loans		36,791			39,315
Allowance for credit losses		(243)	(256)	0	(295)	(276)	(305)	(292)
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Loans [Member]
Loans		54,418			57,385
Allowance for credit losses				0
Real Estate Portfolio Segment [Member] | Multi-family (Five Or More) Residential Loans [Member]
Loans		48,656			46,909
Allowance for credit losses		(415)	(396)	0	(451)	(377)	(464)	(249)
Real Estate Portfolio Segment [Member] | Commercial Real Estate Loans [Member]
Loans		342,646			333,540
Allowance for credit losses				0
Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Loans		35,620			28,938
Allowance for credit losses		(848)	(406)	0	(304)	(283)	(132)	(119)
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member]
Loans		5,241			4,918
Allowance for credit losses		(49)	$ (54)	$ 0	(33)	$ (32)	$ (28)	$ (29)
Commercial Portfolio Segment [Member]
Loans	[1]	148,527			159,069
Consumer Portfolio Segment [Member]
Loans		$ 13			$ 2
[1]Includes $163,000 and $214,000 of PPP loans at March 31, 2023 and December 31, 2022, respectively.

Note 5 - Loans Receivable, Ne_5

Note 5 - Loans Receivable, Net and Allowance for Credit Losses - Internal Risk Categories (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended		12 Months Ended
	Jun. 30, 2023	Jun. 30, 2022	Jun. 30, 2023	Jun. 30, 2022	Dec. 31, 2022
Financing Receivable, Year One	$ 47,649		$ 47,649
Financing Receivable, Year Two	277,179		277,179
Financing Receivable, Year Three	144,181		144,181
Financing Receivable, Year Four	41,855		41,855
Financing Receivable, Year Five	26,102		26,102
Financing Receivable, Prior	78,933		78,933
Financing Receivable, Revolving	19,222		19,222
Financing Receivable, Total	635,121		635,121
Current period gross charge-offs, Year One			0
Current period gross charge-offs, Year Two			0
Current period gross charge-offs, Year Three			0
Current period gross charge-offs, Year Four			231
Current period gross charge-offs, Year Five			0
Current period gross charge-offs, Prior			0
Current period gross charge-offs, Revolving			0
Current period gross charge-offs, Total	231	$ 0	231	$ 0	$ 59
Current period gross charge-offs			0
Pass [Member]
Financing Receivable, Year One	47,649		47,649
Financing Receivable, Year Two	276,302		276,302
Financing Receivable, Year Three	141,891		141,891
Financing Receivable, Year Four	41,855		41,855
Financing Receivable, Year Five	24,809		24,809
Financing Receivable, Prior	75,089		75,089
Financing Receivable, Revolving	17,223		17,223
Financing Receivable, Total	624,818		624,818
Special Mention [Member]
Financing Receivable, Year One	0		0
Financing Receivable, Year Two	877		877
Financing Receivable, Year Three	0		0
Financing Receivable, Year Four	0		0
Financing Receivable, Year Five	0		0
Financing Receivable, Prior	2,127		2,127
Financing Receivable, Revolving	1,999		1,999
Financing Receivable, Total	5,003		5,003
Substandard [Member]
Financing Receivable, Year One	0		0
Financing Receivable, Year Two	0		0
Financing Receivable, Year Three	2,290		2,290
Financing Receivable, Year Four	0		0
Financing Receivable, Year Five	1,293		1,293
Financing Receivable, Prior	1,717		1,717
Financing Receivable, Revolving	0		0
Financing Receivable, Total	5,300		5,300
Doubtful [Member]
Financing Receivable, Year One	0		0
Financing Receivable, Year Two	0		0
Financing Receivable, Year Three	0		0
Financing Receivable, Year Four	0		0
Financing Receivable, Year Five	0		0
Financing Receivable, Prior	0		0
Financing Receivable, Revolving	0		0
Financing Receivable, Total	0		0
Residential Portfolio Segment [Member] | One-to-four Family Residential Owner Occupied Loans [Member]
Financing Receivable, Year One	522		522
Financing Receivable, Year Two	8,918		8,918
Financing Receivable, Year Three	3,520		3,520
Financing Receivable, Year Four	1,915		1,915
Financing Receivable, Year Five	574		574
Financing Receivable, Prior	2,178		2,178
Financing Receivable, Revolving	0		0
Financing Receivable, Total	17,627		17,627
Current period gross charge-offs, Year One			0
Current period gross charge-offs, Year Two			0
Current period gross charge-offs, Year Three			0
Current period gross charge-offs, Year Four			0
Current period gross charge-offs, Year Five			0
Current period gross charge-offs, Prior			0
Current period gross charge-offs, Revolving			0
Current period gross charge-offs, Total			0
Current period gross charge-offs			0
Residential Portfolio Segment [Member] | One-to-four Family Residential Owner Occupied Loans [Member] | Pass [Member]
Financing Receivable, Year One	522		522
Financing Receivable, Year Two	8,918		8,918
Financing Receivable, Year Three	3,520		3,520
Financing Receivable, Year Four	1,915		1,915
Financing Receivable, Year Five	574		574
Financing Receivable, Prior	2,178		2,178
Financing Receivable, Revolving	0		0
Financing Receivable, Total	17,627		17,627
Residential Portfolio Segment [Member] | One-to-four Family Residential Owner Occupied Loans [Member] | Special Mention [Member]
Financing Receivable, Year One	0		0
Financing Receivable, Year Two	0		0
Financing Receivable, Year Three	0		0
Financing Receivable, Year Four	0		0
Financing Receivable, Year Five	0		0
Financing Receivable, Prior	0		0
Financing Receivable, Revolving	0		0
Financing Receivable, Total	0		0
Residential Portfolio Segment [Member] | One-to-four Family Residential Owner Occupied Loans [Member] | Substandard [Member]
Financing Receivable, Year One	0		0
Financing Receivable, Year Two	0		0
Financing Receivable, Year Three	0		0
Financing Receivable, Year Four	0		0
Financing Receivable, Year Five	0		0
Financing Receivable, Prior	0		0
Financing Receivable, Revolving	0		0
Financing Receivable, Total	0		0
Residential Portfolio Segment [Member] | One-to-four Family Residential Owner Occupied Loans [Member] | Doubtful [Member]
Financing Receivable, Year One	0		0
Financing Receivable, Year Two	0		0
Financing Receivable, Year Three	0		0
Financing Receivable, Year Four	0		0
Financing Receivable, Year Five	0		0
Financing Receivable, Prior	0		0
Financing Receivable, Revolving	0		0
Financing Receivable, Total	0		0
Residential Portfolio Segment [Member] | One-to-four Family Residential Non-owner Occupied Loans [Member]
Financing Receivable, Year One	0		0
Financing Receivable, Year Two	6,931		6,931
Financing Receivable, Year Three	8,250		8,250
Financing Receivable, Year Four	3,311		3,311
Financing Receivable, Year Five	924		924
Financing Receivable, Prior	17,375		17,375
Financing Receivable, Revolving	0		0
Financing Receivable, Total	36,791		36,791
Current period gross charge-offs, Year One			0
Current period gross charge-offs, Year Two			0
Current period gross charge-offs, Year Three			0
Current period gross charge-offs, Year Four			0
Current period gross charge-offs, Year Five			0
Current period gross charge-offs, Prior			0
Current period gross charge-offs, Revolving			0
Current period gross charge-offs, Total			0
Current period gross charge-offs			0
Residential Portfolio Segment [Member] | One-to-four Family Residential Non-owner Occupied Loans [Member] | Pass [Member]
Financing Receivable, Year One	0		0
Financing Receivable, Year Two	6,931		6,931
Financing Receivable, Year Three	8,250		8,250
Financing Receivable, Year Four	3,311		3,311
Financing Receivable, Year Five	924		924
Financing Receivable, Prior	17,375		17,375
Financing Receivable, Revolving	0		0
Financing Receivable, Total	36,791		36,791
Residential Portfolio Segment [Member] | One-to-four Family Residential Non-owner Occupied Loans [Member] | Special Mention [Member]
Financing Receivable, Year One	0		0
Financing Receivable, Year Two	0		0
Financing Receivable, Year Three	0		0
Financing Receivable, Year Four	0		0
Financing Receivable, Year Five	0		0
Financing Receivable, Prior	0		0
Financing Receivable, Revolving	0		0
Financing Receivable, Total	0		0
Residential Portfolio Segment [Member] | One-to-four Family Residential Non-owner Occupied Loans [Member] | Substandard [Member]
Financing Receivable, Year One	0		0
Financing Receivable, Year Two	0		0
Financing Receivable, Year Three	0		0
Financing Receivable, Year Four	0		0
Financing Receivable, Year Five	0		0
Financing Receivable, Prior	0		0
Financing Receivable, Revolving	0		0
Financing Receivable, Total	0		0
Residential Portfolio Segment [Member] | One-to-four Family Residential Non-owner Occupied Loans [Member] | Doubtful [Member]
Financing Receivable, Year One	0		0
Financing Receivable, Year Two	0		0
Financing Receivable, Year Three	0		0
Financing Receivable, Year Four	0		0
Financing Receivable, Year Five	0		0
Financing Receivable, Prior	0		0
Financing Receivable, Revolving	0		0
Financing Receivable, Total	0		0
Residential Portfolio Segment [Member] | Multi-family (Five Or More) Residential Loans [Member]
Financing Receivable, Year One	1,858		1,858
Financing Receivable, Year Two	17,268		17,268
Financing Receivable, Year Three	13,491		13,491
Financing Receivable, Year Four	4,544		4,544
Financing Receivable, Year Five	600		600
Financing Receivable, Prior	10,895		10,895
Financing Receivable, Revolving	0		0
Financing Receivable, Total	48,656		48,656
Current period gross charge-offs, Year One			0
Current period gross charge-offs, Year Two			0
Current period gross charge-offs, Year Three			0
Current period gross charge-offs, Year Four			0
Current period gross charge-offs, Year Five			0
Current period gross charge-offs, Prior			0
Current period gross charge-offs, Revolving			0
Current period gross charge-offs, Total			0
Current period gross charge-offs			0
Residential Portfolio Segment [Member] | Multi-family (Five Or More) Residential Loans [Member] | Pass [Member]
Financing Receivable, Year One	1,858		1,858
Financing Receivable, Year Two	17,268		17,268
Financing Receivable, Year Three	13,491		13,491
Financing Receivable, Year Four	4,544		4,544
Financing Receivable, Year Five	600		600
Financing Receivable, Prior	9,178		9,178
Financing Receivable, Revolving	0		0
Financing Receivable, Total	46,939		46,939
Residential Portfolio Segment [Member] | Multi-family (Five Or More) Residential Loans [Member] | Special Mention [Member]
Financing Receivable, Year One	0		0
Financing Receivable, Year Two	0		0
Financing Receivable, Year Three	0		0
Financing Receivable, Year Four	0		0
Financing Receivable, Year Five	0		0
Financing Receivable, Prior	0		0
Financing Receivable, Revolving	0		0
Financing Receivable, Total	0		0
Residential Portfolio Segment [Member] | Multi-family (Five Or More) Residential Loans [Member] | Substandard [Member]
Financing Receivable, Year One	0		0
Financing Receivable, Year Two	0		0
Financing Receivable, Year Three	0		0
Financing Receivable, Year Four	0		0
Financing Receivable, Year Five	0		0
Financing Receivable, Prior	1,717		1,717
Financing Receivable, Revolving	0		0
Financing Receivable, Total	1,717		1,717
Residential Portfolio Segment [Member] | Multi-family (Five Or More) Residential Loans [Member] | Doubtful [Member]
Financing Receivable, Year One	0		0
Financing Receivable, Year Two	0		0
Financing Receivable, Year Three	0		0
Financing Receivable, Year Four	0		0
Financing Receivable, Year Five	0		0
Financing Receivable, Prior	0		0
Financing Receivable, Revolving	0		0
Financing Receivable, Total	0		0
Commercial Portfolio Segment [Member] | Commercial Loan [Member]
Financing Receivable, Year One	5,357		5,357
Financing Receivable, Year Two	81,111		81,111
Financing Receivable, Year Three	34,571		34,571
Financing Receivable, Year Four	5,153		5,153
Financing Receivable, Year Five	8,176		8,176
Financing Receivable, Prior	795		795
Financing Receivable, Revolving	13,364		13,364
Financing Receivable, Total	148,527		148,527
Current period gross charge-offs, Year One			0
Current period gross charge-offs, Year Two			0
Current period gross charge-offs, Year Three			0
Current period gross charge-offs, Year Four			97
Current period gross charge-offs, Year Five			0
Current period gross charge-offs, Prior			0
Current period gross charge-offs, Revolving			0
Current period gross charge-offs, Total			97
Current period gross charge-offs			0
Commercial Portfolio Segment [Member] | Commercial Loan [Member] | Pass [Member]
Financing Receivable, Year One	5,357		5,357
Financing Receivable, Year Two	80,234		80,234
Financing Receivable, Year Three	32,281		32,281
Financing Receivable, Year Four	5,153		5,153
Financing Receivable, Year Five	6,956		6,956
Financing Receivable, Prior	795		795
Financing Receivable, Revolving	11,365		11,365
Financing Receivable, Total	142,141		142,141
Commercial Portfolio Segment [Member] | Commercial Loan [Member] | Special Mention [Member]
Financing Receivable, Year One	0		0
Financing Receivable, Year Two	877		877
Financing Receivable, Year Three	0		0
Financing Receivable, Year Four	0		0
Financing Receivable, Year Five	0		0
Financing Receivable, Prior	0		0
Financing Receivable, Revolving	1,999		1,999
Financing Receivable, Total	2,876		2,876
Commercial Portfolio Segment [Member] | Commercial Loan [Member] | Substandard [Member]
Financing Receivable, Year One	0		0
Financing Receivable, Year Two	0		0
Financing Receivable, Year Three	2,290		2,290
Financing Receivable, Year Four	0		0
Financing Receivable, Year Five	1,220		1,220
Financing Receivable, Prior	0		0
Financing Receivable, Revolving	0		0
Financing Receivable, Total	3,510		3,510
Commercial Portfolio Segment [Member] | Commercial Loan [Member] | Doubtful [Member]
Financing Receivable, Year One	0		0
Financing Receivable, Year Two	0		0
Financing Receivable, Year Three	0		0
Financing Receivable, Year Four	0		0
Financing Receivable, Year Five	0		0
Financing Receivable, Prior	0		0
Financing Receivable, Revolving	0		0
Financing Receivable, Total	0		0
Consumer Portfolio Segment [Member] | Commercial Loan [Member]
Financing Receivable, Year One	13		13
Financing Receivable, Year Two	0		0
Financing Receivable, Year Three	0		0
Financing Receivable, Year Four	0		0
Financing Receivable, Year Five	0		0
Financing Receivable, Prior	0		0
Financing Receivable, Revolving	0		0
Financing Receivable, Total	13		13
Current period gross charge-offs, Year One			0
Current period gross charge-offs, Year Two			0
Current period gross charge-offs, Year Three			0
Current period gross charge-offs, Year Four			0
Current period gross charge-offs, Year Five			0
Current period gross charge-offs, Prior			0
Current period gross charge-offs, Revolving			0
Current period gross charge-offs, Total			0
Current period gross charge-offs			0
Consumer Portfolio Segment [Member] | Commercial Loan [Member] | Pass [Member]
Financing Receivable, Year One	13		13
Financing Receivable, Year Two	0		0
Financing Receivable, Year Three	0		0
Financing Receivable, Year Four	0		0
Financing Receivable, Year Five	0		0
Financing Receivable, Prior	0		0
Financing Receivable, Revolving	0		0
Financing Receivable, Total	13		13
Consumer Portfolio Segment [Member] | Commercial Loan [Member] | Special Mention [Member]
Financing Receivable, Year One	0		0
Financing Receivable, Year Two	0		0
Financing Receivable, Year Three	0		0
Financing Receivable, Year Four	0		0
Financing Receivable, Year Five	0		0
Financing Receivable, Prior	0		0
Financing Receivable, Revolving	0		0
Financing Receivable, Total	0		0
Consumer Portfolio Segment [Member] | Commercial Loan [Member] | Substandard [Member]
Financing Receivable, Year One	0		0
Financing Receivable, Year Two	0		0
Financing Receivable, Year Three	0		0
Financing Receivable, Year Four	0		0
Financing Receivable, Year Five	0		0
Financing Receivable, Prior	0		0
Financing Receivable, Revolving	0		0
Financing Receivable, Total	0		0
Consumer Portfolio Segment [Member] | Commercial Loan [Member] | Doubtful [Member]
Financing Receivable, Year One	0		0
Financing Receivable, Year Two	0		0
Financing Receivable, Year Three	0		0
Financing Receivable, Year Four	0		0
Financing Receivable, Year Five	0		0
Financing Receivable, Prior	0		0
Financing Receivable, Revolving	0		0
Financing Receivable, Total	0		0
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Owner Occupied Loans [Member]
Current period gross charge-offs, Total	0	0	0	0	0
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Non-owner Occupied Loans [Member]
Current period gross charge-offs, Total	0	0	0	0	0
Real Estate Portfolio Segment [Member] | Multi-family (Five Or More) Residential Loans [Member]
Current period gross charge-offs, Total	0	0	0	0	0
Real Estate Portfolio Segment [Member] | Commercial Real Estate Loans [Member]
Financing Receivable, Year One	33,012		33,012
Financing Receivable, Year Two	152,049		152,049
Financing Receivable, Year Three	72,479		72,479
Financing Receivable, Year Four	22,558		22,558
Financing Receivable, Year Five	15,828		15,828
Financing Receivable, Prior	45,337		45,337
Financing Receivable, Revolving	1,383		1,383
Financing Receivable, Total	342,646		342,646
Current period gross charge-offs, Year One			0
Current period gross charge-offs, Year Two			0
Current period gross charge-offs, Year Three			0
Current period gross charge-offs, Year Four			134
Current period gross charge-offs, Year Five			0
Current period gross charge-offs, Prior			0
Current period gross charge-offs, Revolving			0
Current period gross charge-offs, Total			134
Current period gross charge-offs			0
Real Estate Portfolio Segment [Member] | Commercial Real Estate Loans [Member] | Pass [Member]
Financing Receivable, Year One	33,012		33,012
Financing Receivable, Year Two	152,049		152,049
Financing Receivable, Year Three	72,479		72,479
Financing Receivable, Year Four	22,558		22,558
Financing Receivable, Year Five	15,755		15,755
Financing Receivable, Prior	45,337		45,337
Financing Receivable, Revolving	1,383		1,383
Financing Receivable, Total	342,573		342,573
Real Estate Portfolio Segment [Member] | Commercial Real Estate Loans [Member] | Special Mention [Member]
Financing Receivable, Year One	0		0
Financing Receivable, Year Two	0		0
Financing Receivable, Year Three	0		0
Financing Receivable, Year Four	0		0
Financing Receivable, Year Five	0		0
Financing Receivable, Prior	0		0
Financing Receivable, Revolving	0		0
Financing Receivable, Total	0		0
Real Estate Portfolio Segment [Member] | Commercial Real Estate Loans [Member] | Substandard [Member]
Financing Receivable, Year One	0		0
Financing Receivable, Year Two	0		0
Financing Receivable, Year Three	0		0
Financing Receivable, Year Four	0		0
Financing Receivable, Year Five	73		73
Financing Receivable, Prior	0		0
Financing Receivable, Revolving	0		0
Financing Receivable, Total	73		73
Real Estate Portfolio Segment [Member] | Commercial Real Estate Loans [Member] | Doubtful [Member]
Financing Receivable, Year One	0		0
Financing Receivable, Year Two	0		0
Financing Receivable, Year Three	0		0
Financing Receivable, Year Four	0		0
Financing Receivable, Year Five	0		0
Financing Receivable, Prior	0		0
Financing Receivable, Revolving	0		0
Financing Receivable, Total	0		0
Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Financing Receivable, Year One	6,387		6,387
Financing Receivable, Year Two	10,862		10,862
Financing Receivable, Year Three	11,870		11,870
Financing Receivable, Year Four	4,374		4,374
Financing Receivable, Year Five	0		0
Financing Receivable, Prior	2,127		2,127
Financing Receivable, Revolving	0		0
Financing Receivable, Total	35,620		35,620
Current period gross charge-offs, Year One			0
Current period gross charge-offs, Year Two			0
Current period gross charge-offs, Year Three			0
Current period gross charge-offs, Year Four			0
Current period gross charge-offs, Year Five			0
Current period gross charge-offs, Prior			0
Current period gross charge-offs, Revolving			0
Current period gross charge-offs, Total	0	0	0	0	0
Current period gross charge-offs			0
Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Pass [Member]
Financing Receivable, Year One	6,387		6,387
Financing Receivable, Year Two	10,862		10,862
Financing Receivable, Year Three	11,870		11,870
Financing Receivable, Year Four	4,374		4,374
Financing Receivable, Year Five	0		0
Financing Receivable, Prior	0		0
Financing Receivable, Revolving	0		0
Financing Receivable, Total	33,493		33,493
Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Special Mention [Member]
Financing Receivable, Year One	0		0
Financing Receivable, Year Two	0		0
Financing Receivable, Year Three	0		0
Financing Receivable, Year Four	0		0
Financing Receivable, Year Five	0		0
Financing Receivable, Prior	2,127		2,127
Financing Receivable, Revolving	0		0
Financing Receivable, Total	2,127		2,127
Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Substandard [Member]
Financing Receivable, Year One	0		0
Financing Receivable, Year Two	0		0
Financing Receivable, Year Three	0		0
Financing Receivable, Year Four	0		0
Financing Receivable, Year Five	0		0
Financing Receivable, Prior	0		0
Financing Receivable, Revolving	0		0
Financing Receivable, Total	0		0
Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Doubtful [Member]
Financing Receivable, Year One	0		0
Financing Receivable, Year Two	0		0
Financing Receivable, Year Three	0		0
Financing Receivable, Year Four	0		0
Financing Receivable, Year Five	0		0
Financing Receivable, Prior	0		0
Financing Receivable, Revolving	0		0
Financing Receivable, Total	0		0
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member]
Financing Receivable, Year One	500		500
Financing Receivable, Year Two	40		40
Financing Receivable, Year Three	0		0
Financing Receivable, Year Four	0		0
Financing Receivable, Year Five	0		0
Financing Receivable, Prior	226		226
Financing Receivable, Revolving	4,475		4,475
Financing Receivable, Total	5,241		5,241
Current period gross charge-offs, Year One			0
Current period gross charge-offs, Year Two			0
Current period gross charge-offs, Year Three			0
Current period gross charge-offs, Year Four			0
Current period gross charge-offs, Year Five			0
Current period gross charge-offs, Prior			0
Current period gross charge-offs, Revolving			0
Current period gross charge-offs, Total	0	$ 0	0	$ 0	$ 0
Current period gross charge-offs			0
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member] | Pass [Member]
Financing Receivable, Year One	500		500
Financing Receivable, Year Two	40		40
Financing Receivable, Year Three	0		0
Financing Receivable, Year Four	0		0
Financing Receivable, Year Five	0		0
Financing Receivable, Prior	226		226
Financing Receivable, Revolving	4,475		4,475
Financing Receivable, Total	5,241		5,241
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member] | Special Mention [Member]
Financing Receivable, Year One	0		0
Financing Receivable, Year Two	0		0
Financing Receivable, Year Three	0		0
Financing Receivable, Year Four	0		0
Financing Receivable, Year Five	0		0
Financing Receivable, Prior	0		0
Financing Receivable, Revolving	0		0
Financing Receivable, Total	0		0
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member] | Substandard [Member]
Financing Receivable, Year One	0		0
Financing Receivable, Year Two	0		0
Financing Receivable, Year Three	0		0
Financing Receivable, Year Four	0		0
Financing Receivable, Year Five	0		0
Financing Receivable, Prior	0		0
Financing Receivable, Revolving	0		0
Financing Receivable, Total	0		0
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member] | Doubtful [Member]
Financing Receivable, Year One	0		0
Financing Receivable, Year Two	0		0
Financing Receivable, Year Three	0		0
Financing Receivable, Year Four	0		0
Financing Receivable, Year Five	0		0
Financing Receivable, Prior	0		0
Financing Receivable, Revolving	0		0
Financing Receivable, Total	$ 0		$ 0

Note 5 - Loans Receivable, Ne_6

Note 5 - Loans Receivable, Net and Allowance for Credit Losses - Loan Portfolio by Credit Rating (Details) - USD ($) $ in Thousands		Jun. 30, 2023	Dec. 31, 2022
Loans		$ 635,121	$ 630,761
Pass [Member]
Loans			623,189
Special Mention [Member]
Loans			3,315
Substandard [Member]
Loans			4,257
Doubtful [Member]
Loans			0
Real Estate Portfolio Segment [Member]
Loans		486,581	471,690
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Owner Occupied Loans [Member]
Loans		17,627	18,070
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Owner Occupied Loans [Member] | Pass [Member]
Loans			17,663
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Owner Occupied Loans [Member] | Special Mention [Member]
Loans			407
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Owner Occupied Loans [Member] | Substandard [Member]
Loans			0
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Owner Occupied Loans [Member] | Doubtful [Member]
Loans			0
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Non-owner Occupied Loans [Member]
Loans		36,791	39,315
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Non-owner Occupied Loans [Member] | Pass [Member]
Loans			39,315
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Non-owner Occupied Loans [Member] | Special Mention [Member]
Loans			0
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Non-owner Occupied Loans [Member] | Substandard [Member]
Loans			0
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Non-owner Occupied Loans [Member] | Doubtful [Member]
Loans			0
Real Estate Portfolio Segment [Member] | Multi-family (Five Or More) Residential Loans [Member]
Loans		48,656	46,909
Real Estate Portfolio Segment [Member] | Multi-family (Five Or More) Residential Loans [Member] | Pass [Member]
Loans			45,201
Real Estate Portfolio Segment [Member] | Multi-family (Five Or More) Residential Loans [Member] | Special Mention [Member]
Loans			0
Real Estate Portfolio Segment [Member] | Multi-family (Five Or More) Residential Loans [Member] | Substandard [Member]
Loans			1,708
Real Estate Portfolio Segment [Member] | Multi-family (Five Or More) Residential Loans [Member] | Doubtful [Member]
Loans			0
Real Estate Portfolio Segment [Member] | Commercial Real Estate Loans [Member]
Loans		342,646	333,540
Real Estate Portfolio Segment [Member] | Commercial Real Estate Loans [Member] | Pass [Member]
Loans			333,406
Real Estate Portfolio Segment [Member] | Commercial Real Estate Loans [Member] | Special Mention [Member]
Loans			0
Real Estate Portfolio Segment [Member] | Commercial Real Estate Loans [Member] | Substandard [Member]
Loans			134
Real Estate Portfolio Segment [Member] | Commercial Real Estate Loans [Member] | Doubtful [Member]
Loans			0
Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Loans		35,620	28,938
Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Pass [Member]
Loans			28,938
Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Special Mention [Member]
Loans			0
Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Substandard [Member]
Loans			0
Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Doubtful [Member]
Loans			0
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member]
Loans		5,241	4,918
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member] | Pass [Member]
Loans			4,918
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member] | Special Mention [Member]
Loans			0
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member] | Substandard [Member]
Loans			0
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member] | Doubtful [Member]
Loans			0
Commercial Portfolio Segment [Member]
Loans	[1]	148,527	159,069
Commercial Portfolio Segment [Member] | Pass [Member]
Loans			153,746
Commercial Portfolio Segment [Member] | Special Mention [Member]
Loans			2,908
Commercial Portfolio Segment [Member] | Substandard [Member]
Loans			2,415
Commercial Portfolio Segment [Member] | Doubtful [Member]
Loans			0
Consumer Portfolio Segment [Member]
Loans		$ 13	2
Consumer Portfolio Segment [Member] | Pass [Member]
Loans			2
Consumer Portfolio Segment [Member] | Special Mention [Member]
Loans			0
Consumer Portfolio Segment [Member] | Substandard [Member]
Loans			0
Consumer Portfolio Segment [Member] | Doubtful [Member]
Loans			$ 0
[1]Includes $163,000 and $214,000 of PPP loans at March 31, 2023 and December 31, 2022, respectively.

Note 5 - Loans Receivable, Ne_7

Note 5 - Loans Receivable, Net and Allowance for Credit Losses - Non-accrual Loans by Class of Loans (Details) - USD ($) $ in Thousands	Jun. 30, 2023	Dec. 31, 2022
Financing Receivable, Nonaccrual, With Allowance	$ 73
Financing Receivable, Nonaccrual, No Allowance	0
Financing Receivable, Nonaccrual	73	$ 73
Loans > 90 days and accruing	0	51
Residential Portfolio Segment [Member] | One-to-four Family Residential Owner Occupied Loans [Member]
Financing Receivable, Nonaccrual, With Allowance	0
Financing Receivable, Nonaccrual, No Allowance	0
Financing Receivable, Nonaccrual	0	0
Loans > 90 days and accruing	0
Residential Portfolio Segment [Member] | One-to-four Family Residential Non-owner Occupied Loans [Member]
Financing Receivable, Nonaccrual, With Allowance	0
Financing Receivable, Nonaccrual, No Allowance	0
Financing Receivable, Nonaccrual	0	0
Loans > 90 days and accruing	0
Residential Portfolio Segment [Member] | Multifamily [Member]
Financing Receivable, Nonaccrual, With Allowance	0
Financing Receivable, Nonaccrual, No Allowance	0
Financing Receivable, Nonaccrual	0	0
Loans > 90 days and accruing	0
Commercial Real Estate Portfolio Segment [Member] | Commercial Loan [Member]
Financing Receivable, Nonaccrual, With Allowance	73
Financing Receivable, Nonaccrual, No Allowance	0
Financing Receivable, Nonaccrual	73	73
Loans > 90 days and accruing	0
Construction [Member] | Construction Loans [Member]
Financing Receivable, Nonaccrual, With Allowance	0
Financing Receivable, Nonaccrual, No Allowance	0
Financing Receivable, Nonaccrual	0	0
Loans > 90 days and accruing	0
Home Equity Portfolio Segment [Member] | Home Equity Loan [Member]
Financing Receivable, Nonaccrual, With Allowance	0
Financing Receivable, Nonaccrual, No Allowance	0
Financing Receivable, Nonaccrual	0	0
Loans > 90 days and accruing	0
Commercial Portfolio Segment [Member]
Loans > 90 days and accruing		51
Commercial Portfolio Segment [Member] | Commercial Loan [Member]
Financing Receivable, Nonaccrual, With Allowance	0
Financing Receivable, Nonaccrual, No Allowance	0
Financing Receivable, Nonaccrual	0	0
Loans > 90 days and accruing	0
Consumer Portfolio Segment [Member]
Loans > 90 days and accruing		0
Consumer Portfolio Segment [Member] | Consumer Loan [Member]
Financing Receivable, Nonaccrual, With Allowance	0
Financing Receivable, Nonaccrual, No Allowance	0
Financing Receivable, Nonaccrual	0	$ 0
Loans > 90 days and accruing	$ 0

Note 5 - Loans Receivable, Ne_8

Note 5 - Loans Receivable, Net and Allowance for Credit Losses - Impaired Loans by Loan Portfolio Class (Details) $ in Thousands	12 Months Ended
	Dec. 31, 2022 USD ($)
Related allowance	$ 215
Recorded investment	2,075
Unpaid principal balance	2,091
Average recorded investment	2,083
Interest income recognized	27
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Owner Occupied Loans [Member]
Recorded investment, with no related allowance recorded	0
Unpaid principal balance, with no related allowance recorded	0
Average recorded investment, with no related allowance recorded	0
Interest income recognized, with no related allowance recorded	0
Recorded investment	0
Unpaid principal balance	0
Average recorded investment	0
Interest income recognized	0
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Non-owner Occupied Loans [Member]
Recorded investment, with no related allowance recorded	7
Unpaid principal balance, with no related allowance recorded	9
Average recorded investment, with no related allowance recorded	7
Interest income recognized, with no related allowance recorded	0
Recorded investment	7
Unpaid principal balance	9
Average recorded investment	7
Interest income recognized	0
Real Estate Portfolio Segment [Member] | Multi-family (Five Or More) Residential Loans [Member]
Recorded investment, with no related allowance recorded	1,708
Unpaid principal balance, with no related allowance recorded	1,722
Average recorded investment, with no related allowance recorded	1,708
Recorded investment	1,708
Unpaid principal balance	1,722
Average recorded investment	1,708
Real Estate Portfolio Segment [Member] | Commercial Real Estate Loans [Member]
Recorded investment, with no related allowance recorded	129
Unpaid principal balance, with no related allowance recorded	129
Average recorded investment, with no related allowance recorded	130
Interest income recognized, with no related allowance recorded	12
Recorded investment, with an allowance recorded	134
Unpaid principal balance, with an allowance recorded	134
Related allowance	118
Average recorded investment, with an allowance recorded	136
Interest income recognized, with an allowance recorded	9
Recorded investment	263
Unpaid principal balance	263
Average recorded investment	266
Interest income recognized	21
Commercial Portfolio Segment [Member]
Average recorded investment, with no related allowance recorded	0
Recorded investment, with an allowance recorded	97
Unpaid principal balance, with an allowance recorded	97
Related allowance	96
Average recorded investment, with an allowance recorded	102
Interest income recognized, with an allowance recorded	6
Recorded investment	97
Unpaid principal balance	97
Average recorded investment	102
Interest income recognized	$ 6

Note 5 - Loans Receivable, Ne_9

Note 5 - Loans Receivable, Net and Allowance for Credit Losses - Changes in the Allowance for Loan Losses and Recorded Investment in Loans Receivable (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended		12 Months Ended
	Jun. 30, 2023	Jun. 30, 2022	Jun. 30, 2023	Jun. 30, 2022	Dec. 31, 2022
Allowance for loan losses, beginning balance	$ 7,658	$ 5,941	$ 7,678	$ 5,262	$ 5,262
Charge-offs	(231)	0	(231)	0	(59)
Recoveries	0	0	0	0	0
Provision(1)	29	599	9	1,278	2,475
Allowance for loan losses, ending balance	7,456	6,540	7,456	6,540	7,678
Charge-offs	(231)	0	(231)	0	(59)
Individually					215
Collectively					7,463
Ending balance	635,121		635,121		630,761
Individually					2,075
Collectively					628,686
Cumulative Effect, Period of Adoption, Adjustment [Member]
Allowance for loan losses, beginning balance	0		0
Allowance for loan losses, ending balance					0
Real Estate Portfolio Segment [Member]
Ending balance	486,581		486,581		471,690
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Owner Occupied Loans [Member]
Allowance for loan losses, beginning balance	153	99	123	73	73
Charge-offs	0	0	0	0	0
Recoveries	0	0	0	0	0
Provision(1)	(16)	5	14	31	50
Allowance for loan losses, ending balance	137	104	137	104	123
Charge-offs	0	0	0	0	0
Individually					0
Collectively					123
Ending balance	17,627		17,627		18,070
Individually					0
Collectively					18,070
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Owner Occupied Loans [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]
Allowance for loan losses, beginning balance	0		0
Allowance for loan losses, ending balance					0
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Non-owner Occupied Loans [Member]
Allowance for loan losses, beginning balance	256	305	295	292	292
Charge-offs	0	0	0	0	0
Recoveries	0	0	0	0	0
Provision(1)	(13)	(29)	(52)	(16)	3
Allowance for loan losses, ending balance	243	276	243	276	295
Charge-offs	0	0	0	0	0
Individually					0
Collectively					295
Ending balance	36,791		36,791		39,315
Individually					7
Collectively					39,308
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Non-owner Occupied Loans [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]
Allowance for loan losses, beginning balance	0		0
Allowance for loan losses, ending balance					0
Real Estate Portfolio Segment [Member] | Multi-family (Five Or More) Residential Loans [Member]
Allowance for loan losses, beginning balance	396	464	451	249	249
Charge-offs	0	0	0	0	0
Recoveries	0	0	0	0	0
Provision(1)	19	(87)	(36)	128	202
Allowance for loan losses, ending balance	415	377	415	377	451
Charge-offs	0	0	0	0	0
Individually					0
Collectively					451
Ending balance	48,656		48,656		46,909
Individually					1,708
Collectively					45,201
Real Estate Portfolio Segment [Member] | Multi-family (Five Or More) Residential Loans [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]
Allowance for loan losses, beginning balance	0		0
Allowance for loan losses, ending balance					0
Real Estate Portfolio Segment [Member] | Commercial Real Estate and Lines of Credit [Member]
Allowance for loan losses, beginning balance	3,367	2,637	3,750	2,475	2,475
Charge-offs	(134)	0	(134)	0	0
Recoveries	0	0	0	0	0
Provision(1)	(58)	746	(441)	908	1,275
Allowance for loan losses, ending balance	3,175	3,383	3,175	3,383	3,750
Charge-offs	(134)	0	(134)	0	0
Individually					118
Collectively					3,632
Ending balance					333,540
Individually					263
Collectively					333,277
Real Estate Portfolio Segment [Member] | Commercial Real Estate and Lines of Credit [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]
Allowance for loan losses, beginning balance	0		0
Allowance for loan losses, ending balance					0
Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Allowance for loan losses, beginning balance	406	132	304	119	119
Charge-offs	0	0	0	0	0
Recoveries	0	0	0	0	0
Provision(1)	442	151	544	164	185
Allowance for loan losses, ending balance	848	283	848	283	304
Charge-offs	0	0	0	0	0
Individually					0
Collectively					304
Ending balance	35,620		35,620		28,938
Individually					0
Collectively					28,938
Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]
Allowance for loan losses, beginning balance	0		0
Allowance for loan losses, ending balance					0
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member]
Allowance for loan losses, beginning balance	54	28	33	29	29
Charge-offs	0	0	0	0	0
Recoveries	0	0	0	0	0
Provision(1)	(5)	4	16	3	4
Allowance for loan losses, ending balance	49	32	49	32	33
Charge-offs	0	0	0	0	0
Individually					0
Collectively					33
Ending balance	5,241		5,241		4,918
Individually					0
Collectively					4,918
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]
Allowance for loan losses, beginning balance	0		0
Allowance for loan losses, ending balance					0
Commercial and Consumer Portfolio Segments [Member]
Allowance for loan losses, beginning balance	3,026	1,876	2,422	1,625	1,625
Charge-offs	(97)	0	(97)	0	(59)
Recoveries	0	0	0	0	0
Provision(1)	(340)	(141)	264	110	856
Allowance for loan losses, ending balance	2,589	1,735	2,589	1,735	2,422
Charge-offs	(97)	0	(97)	0	(59)
Individually					97
Collectively					2,325
Ending balance					159,071
Individually					97
Collectively					158,974
Commercial and Consumer Portfolio Segments [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]
Allowance for loan losses, beginning balance	0		0
Allowance for loan losses, ending balance					0
Unallocated Financing Receivables [Member]
Allowance for loan losses, beginning balance	0	400	300	400	400
Charge-offs	0	0	0	0	0
Recoveries	0	0	0	0	0
Provision(1)	0	(50)	(300)	(50)	(100)
Allowance for loan losses, ending balance	0	350	0	350	300
Charge-offs	0	$ 0	0	$ 0	0
Individually					0
Collectively					300
Ending balance
Individually
Collectively
Unallocated Financing Receivables [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]
Allowance for loan losses, beginning balance	$ 0		$ 0
Allowance for loan losses, ending balance					$ 0

Note 5 - Loans Receivable, N_10

Note 5 - Loans Receivable, Net and Allowance for Credit Losses - Loan Portfolio Summarized by Past Due Status (Details) - USD ($) $ in Thousands		Jun. 30, 2023	Dec. 31, 2022
Loans		$ 635,121	$ 630,761
Loans > 90 days and accruing		0	51
The 30 to 89 Days Delinquent [Member]
Loans		6,412	5,436
Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans		73	1,939
Financial Asset, Past Due [Member]
Loans		628,636	7,375
Financial Asset, Not Past Due [Member]
Loans		635,121	623,386
Real Estate Portfolio Segment [Member]
Loans		486,581	471,690
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Owner Occupied Loans [Member]
Loans		17,627	18,070
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Owner Occupied Loans [Member] | The 30 to 89 Days Delinquent [Member]
Loans		403	407
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Owner Occupied Loans [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans		0	0
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Owner Occupied Loans [Member] | Financial Asset, Past Due [Member]
Loans		17,224	407
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Owner Occupied Loans [Member] | Financial Asset, Not Past Due [Member]
Loans		17,627	17,663
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Non-owner Occupied Loans [Member]
Loans		36,791	39,315
Loans > 90 days and accruing			0
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Non-owner Occupied Loans [Member] | The 30 to 89 Days Delinquent [Member]
Loans		132	23
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Non-owner Occupied Loans [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans		0	0
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Non-owner Occupied Loans [Member] | Financial Asset, Past Due [Member]
Loans		36,659	23
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Non-owner Occupied Loans [Member] | Financial Asset, Not Past Due [Member]
Loans		36,791	39,292
Real Estate Portfolio Segment [Member] | Multi-family (Five Or More) Residential Loans [Member]
Loans		48,656	46,909
Loans > 90 days and accruing			0
Real Estate Portfolio Segment [Member] | Multi-family (Five Or More) Residential Loans [Member] | The 30 to 89 Days Delinquent [Member]
Loans		0	0
Real Estate Portfolio Segment [Member] | Multi-family (Five Or More) Residential Loans [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans		73	1,708
Real Estate Portfolio Segment [Member] | Multi-family (Five Or More) Residential Loans [Member] | Financial Asset, Past Due [Member]
Loans		48,583	1,708
Real Estate Portfolio Segment [Member] | Multi-family (Five Or More) Residential Loans [Member] | Financial Asset, Not Past Due [Member]
Loans		48,656	45,201
Real Estate Portfolio Segment [Member] | Commercial Real Estate Loans [Member]
Loans		342,646	333,540
Loans > 90 days and accruing			0
Real Estate Portfolio Segment [Member] | Commercial Real Estate Loans [Member] | The 30 to 89 Days Delinquent [Member]
Loans		1,708	2,895
Real Estate Portfolio Segment [Member] | Commercial Real Estate Loans [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans		0	134
Real Estate Portfolio Segment [Member] | Commercial Real Estate Loans [Member] | Financial Asset, Past Due [Member]
Loans		340,938	3,029
Real Estate Portfolio Segment [Member] | Commercial Real Estate Loans [Member] | Financial Asset, Not Past Due [Member]
Loans		342,646	330,511
Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Loans		35,620	28,938
Loans > 90 days and accruing			0
Real Estate Portfolio Segment [Member] | Construction Loans [Member] | The 30 to 89 Days Delinquent [Member]
Loans		2,127	2,062
Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans		0	0
Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Financial Asset, Past Due [Member]
Loans		33,493	2,062
Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Financial Asset, Not Past Due [Member]
Loans		35,620	26,876
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member]
Loans		5,241	4,918
Loans > 90 days and accruing			0
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member] | The 30 to 89 Days Delinquent [Member]
Loans		38	39
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans		0	0
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member] | Financial Asset, Past Due [Member]
Loans		5,203	39
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member] | Financial Asset, Not Past Due [Member]
Loans		5,241	4,879
Commercial Portfolio Segment [Member]
Loans	[1]	148,527	159,069
Loans > 90 days and accruing			51
Commercial Portfolio Segment [Member] | The 30 to 89 Days Delinquent [Member]
Loans		2,004	10
Commercial Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans		0	97
Commercial Portfolio Segment [Member] | Financial Asset, Past Due [Member]
Loans		146,523	107
Commercial Portfolio Segment [Member] | Financial Asset, Not Past Due [Member]
Loans		148,527	158,962
Consumer Portfolio Segment [Member]
Loans		13	2
Loans > 90 days and accruing			0
Consumer Portfolio Segment [Member] | The 30 to 89 Days Delinquent [Member]
Loans		0	0
Consumer Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans		0	0
Consumer Portfolio Segment [Member] | Financial Asset, Past Due [Member]
Loans		13	0
Consumer Portfolio Segment [Member] | Financial Asset, Not Past Due [Member]
Loans		$ 13	$ 2
[1]Includes $163,000 and $214,000 of PPP loans at March 31, 2023 and December 31, 2022, respectively.

Note 6 - Goodwill and Other I_2

Note 6 - Goodwill and Other Intangible, Net (Details Textual) - USD ($)			3 Months Ended		6 Months Ended
	Jan. 04, 2021	Aug. 01, 2016	Jun. 30, 2023	Jun. 30, 2022	Jun. 30, 2023	Jun. 30, 2022	Dec. 31, 2022
Finite-Lived Intangible Assets, Net			$ 150,000		$ 150,000		$ 174,000
Amortization of Intangible Assets			12,000	$ 12,000	24,000	$ 24,000
Other Intangible Assets [Member]
Finite-Lived Intangible Assets, Net			150,000		150,000
Finite-Lived Intangible Assets, Accumulated Amortization			$ 335,000		$ 335,000
Oakmont Capital Holdings, LLC [Member]
Goodwill, Acquired During Period	$ 2,100,000
Signature Insurance Services, LLC [Member]
Goodwill, Acquired During Period		$ 515,000
Payments to Acquire Businesses, Gross		1,000,000
Signature Insurance Services, LLC [Member] | Other Intangible Assets [Member]
Finite-lived Intangible Assets Acquired		$ 485,000
Finite-Lived Intangible Asset, Useful Life (Year)		10 years

Note 7 - Deposits (Details Text

Note 7 - Deposits (Details Textual) - USD ($) $ in Thousands		Jun. 30, 2023	Dec. 31, 2022
Noninterest-Bearing Domestic Deposit, Checking	[1]	$ 70,811	$ 88,728
Interest-Bearing Domestic Deposit, Money Market	[2]	$ 229,509	$ 260,972
One Customer [Member]
Percentage of Non-Interest-Bearing Domestic Deposits to Deposits, Checking		12.20%	5.30%
Noninterest-Bearing Domestic Deposit, Checking		$ 70,100	$ 29,200
Percentage of Interest-Bearing Domestic Deposits to Deposits, Money Market		26.20%	27.30%
Interest-Bearing Domestic Deposit, Money Market		$ 150,000	$ 150,000
[1]The Company has identified one major non-interest bearing checking account deposit customer that accounted for approximately 12.2% and 5.3% of total deposits at June 30, 2023 and December 31, 2022, respectively. At June 30, 2023 and December 31, 2022, the combined outstanding balances of the major deposit customer’s non-interest bearing checking account totaled approximately $70.1 million and $29.2 million, respectively.[2]The Company has identified one major money market deposit customer that accounted for approximately 26.2% and 27.3% of total deposits at June 30, 2023 and December 31, 2022, respectively. At both June 30, 2023 and December 31, 2022, the combined outstanding balances of the major deposit customer’s money market accounts totaled approximately $150.0 million.

Note 7 - Deposits - Summary of

Note 7 - Deposits - Summary of Deposits (Details) - USD ($) $ in Thousands		Jun. 30, 2023	Dec. 31, 2022
Noninterest-Bearing Domestic Deposit, Checking	[1]	$ 70,811	$ 88,728
Interest bearing checking accounts(1)	[1]	52,589	0
Interest-Bearing Domestic Deposit, Money Market	[2]	229,509	260,972
Certificates of deposit		219,110	197,951
Total deposits		573,398	549,248
Savings Accounts [Member]
Interest-bearing deposits, amount		$ 1,379	$ 1,597
[1]The Company has identified one major non-interest bearing checking account deposit customer that accounted for approximately 12.2% and 5.3% of total deposits at June 30, 2023 and December 31, 2022, respectively. At June 30, 2023 and December 31, 2022, the combined outstanding balances of the major deposit customer’s non-interest bearing checking account totaled approximately $70.1 million and $29.2 million, respectively.[2]The Company has identified one major money market deposit customer that accounted for approximately 26.2% and 27.3% of total deposits at June 30, 2023 and December 31, 2022, respectively. At both June 30, 2023 and December 31, 2022, the combined outstanding balances of the major deposit customer’s money market accounts totaled approximately $150.0 million.

Note 8 - Borrowings (Details Te

Note 8 - Borrowings (Details Textual) - USD ($) $ in Thousands	6 Months Ended		12 Months Ended
	Jun. 30, 2023	Jun. 30, 2022	Dec. 31, 2022	Mar. 16, 2023	Mar. 02, 2023	Dec. 27, 2018
Increase (Decrease) in Loans from Federal Home Loan Banks	$ (45,200)
Long-term Federal Home Loan Bank Advances, Increase (Decrease) Percentage	28.40%
Long-Term Federal Home Loan Bank Advances	$ 114,000		$ 159,200
Proceeds From Federal Home Loan Bank Long Term Borrowings	20,000
Repayments of Federal Home Loan Bank Borrowings, Short-term	21,200	$ 26,000
Payments of FHLBank Borrowings, Financing Activities	44,000	4,000
Increase (Decrease) in Loans from Federal Reserve Banks	$ (7,000)
Long-term Federal Reserve Bank Advances, Increase (Decrease) Percentage	100%
Long-term Federal Reserve Bank Advances	$ 0
Repayments of Federal Reserve Bank Borrowings, Financing Activities	7,000	3,895	7,000
Subordinated Debt	21,811		7,966			$ 8,000
Proceeds from Other Short-Term Debt	$ 4,170	$ 0
Other Borrowings, Increase (Decrease), Percentage	76%
Other Borrowings	$ 9,700		5,500
Subordinated Debt [Member]
Debt Instrument, Interest Rate, Stated Percentage	8.50%					6.50%
Debt Instrument, Face Amount				$ 2,000	$ 12,000
Long-Term Debt	$ 21,800		$ 8,000

Note 8 - Borrowings - Federal H

Note 8 - Borrowings - Federal Home Loan Bank Long-term Borrowings (Details) - USD ($) $ in Thousands	Jun. 30, 2023	Dec. 31, 2022
Short-term borrowings, amount	$ 72,000	$ 93,200
Short-term borrowings, weighted interest rate	5.39%	4.45%
2023, amount	$ 13,000
2023, weighted interest rate	2.38%
2023, amount	$ 21,167	$ 57,000
2023, weighted interest rate	4.25%	2.22%
2024, amount	$ 7,855	$ 6,167
2024, weighted interest rate	3.40%	2.05%
2025, amount		$ 2,855
2025, weighted interest rate		1.25%
Total FHLB long-term debt	$ 42,022	$ 66,022
Total FHLB long-term debt, weighted interest rate	3.51%	2.16%

Note 8 - Borrowings - Details R

Note 8 - Borrowings - Details Regarding Lines of Credit (Details) - Line of Credit [Member] - USD ($) $ in Thousands	Jun. 30, 2023	Dec. 31, 2022
Borrowing capacity	$ 15,000	$ 15,000
Borrowings	9,659	5,489
Line of Credit A [Member]
Borrowing capacity	9,000	9,000
Borrowings	$ 5,996	$ 0
Rate	8.25%	7%
Line of Credit B [Member]
Borrowing capacity	$ 6,000	$ 6,000
Borrowings	$ 3,663	$ 5,489
Rate	8.75%	7.50%

Note 9 - Stock Compensation P_3

Note 9 - Stock Compensation Plans (Details Textual) - USD ($)		1 Months Ended			3 Months Ended			6 Months Ended
	May 31, 2013	May 31, 2023	May 31, 2018	May 31, 2013	Jun. 30, 2023	Jun. 30, 2022	Mar. 31, 2018	Jun. 30, 2023	Jun. 30, 2022	May 31, 2008
Employee Stock Ownership Plan (ESOP), Compensation Expense						$ 91,000			$ 91,000
Share-Based Payment Arrangement, Nonvested Award, Cost Not yet Recognized, Amount					$ 790,000			$ 790,000
Share-Based Payment Arrangement, Nonvested Award, Cost Not yet Recognized, Period for Recognition (Year)								4 years 10 months 24 days
Share-Based Payment Arrangement, Option [Member]
Share-Based Compensation Arrangement by Share-Based Payment Award, Expiration Period (Year)							10 years	10 years
Share-Based Payment Arrangement, Expense, after Tax					19,000	11,000		$ 30,000	22,000
Share-Based Payment Arrangement, Expense, Tax Benefit					$ 1,000	1,000		$ 2,000	1,000
Share-Based Payment Arrangement, Nonvested Award, Cost Not yet Recognized, Period for Recognition (Year)								4 years 10 months 24 days
Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Outstanding, Number (in shares)					255,136			255,136
Share-Based Payment Arrangement, Nonvested Award, Option, Cost Not yet Recognized, Amount					$ 392,000			$ 392,000
Share-Based Payment Arrangement, Option [Member] | Minimum [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Period (Year)							5 years	5 years
The 2013 Stock Incentive Plan [Member]
Share-Based Compensation Arrangement by Share-Based Payment Award, Expiration Period (Year)	10 years			5 years
Share-Based Compensation Arrangement by Share-Based Payment Award, Number of Shares Authorized (in shares)	195,000			195,000
Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Period (Year)								5 years
The 2013 Stock Incentive Plan [Member] | Share-Based Payment Arrangement, Option [Member]
Share-Based Compensation Arrangement by Share-Based Payment Award, Expiration Period (Year)	10 years
Share-Based Compensation Arrangement by Share-Based Payment Award, Number of Shares Authorized (in shares)	146,250			146,250
The 2018 Stock Incentive Plan [Member]
Share-Based Compensation Arrangement by Share-Based Payment Award, Number of Shares Authorized (in shares)			155,000
Share-Based Compensation Arrangement by Share-Based Payment Award, Number of Shares Available for Grant (in shares)					0			0
The 2018 Stock Incentive Plan [Member] | Restricted Stock [Member]
Share-Based Compensation Arrangement by Share-Based Payment Award, Number of Shares Authorized (in shares)			38,750
Percentage of Shares May Be Granted As Restricted Stock Awards			25%
The 2018 Stock Incentive Plan [Member] | Share-Based Payment Arrangement, Option [Member]
Share-Based Compensation Arrangement by Share-Based Payment Award, Number of Shares Authorized (in shares)			116,250
The 2023 Stock Incentive Plan [Member]
Share-Based Compensation Arrangement by Share-Based Payment Award, Number of Shares Authorized (in shares)		175,000
Share-Based Compensation Arrangement by Share-Based Payment Award, Number of Shares Available for Grant (in shares)					10,500			10,500
The 2023 Stock Incentive Plan [Member] | Restricted Stock [Member]
Share-Based Compensation Arrangement by Share-Based Payment Award, Number of Shares Authorized (in shares)		43,750
Percentage of Shares May Be Granted As Restricted Stock Awards		25%
The 2023 Stock Incentive Plan [Member] | Share-Based Payment Arrangement, Option [Member]
Share-Based Compensation Arrangement by Share-Based Payment Award, Number of Shares Authorized (in shares)		131,250
Share-Based Compensation Arrangement by Share-Based Payment Award, Number of Shares Available for Grant (in shares)					36,000			36,000
The 2018 and 2023 Stock Incentive Plan [Member]
Share-Based Compensation Arrangement by Share-Based Payment Award, Equity Instruments Other than Options, Nonvested, Number (in shares)					45,000			45,000
Stock Incentive Plans [Member]
Share-Based Payment Arrangement, Expense, after Tax					$ 43,000	31,000		$ 74,000	62,000
Share-Based Payment Arrangement, Expense, Tax Benefit					$ 9,000	$ 7,000		$ 15,000	$ 13,000
Stock Incentive Plans [Member] | Restricted Stock [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Period (Year)								5 years
The 2008 Stock Option Plan [Member] | Share-Based Payment Arrangement, Option [Member]
Share-Based Compensation Arrangement by Share-Based Payment Award, Number of Shares Authorized (in shares)										277,726
Employee Stock Ownership Plan [Member]
Employee Stock Ownership Plan (ESOP), Shares Contributed to ESOP (in shares)						4,000		0
Employee Stock Ownership Plan (ESOP), Compensation Expense						$ 84,000		$ 0

Note 9 - Stock Compensation P_4

Note 9 - Stock Compensation Plans - Status of Shares Under the RRP and Stock Incentive Plan (Details) - The RRP and Stock Incentive Plan [Member] - Restricted Stock [Member] - $ / shares	6 Months Ended
	Jun. 30, 2023	Jun. 30, 2022
Unvested at the beginning of the period (in shares)	9,122	18,845
Unvested at the beginning of the period (in dollars per share)	$ 13.3	$ 13.3
Granted, number of shares (in shares)	45,000	0
Granted, weighted average grant date fair value (in dollars per share)	$ 18	$ 0
Vested, number of shares (in shares)	(9,122)	(9,123)
Vested, weighted average grant date fair value (in dollars per share)	$ 13.3	$ 13.3
Forfeited, number of shares (in shares)	0	(600)
Forfeited, weighted average grant date fair value (in dollars per share)	$ 0	$ 13.3
Unvested at the end of the period (in shares)	45,000	9,122
Unvested at the end of the period (in dollars per share)	$ 18	$ 13.3

Note 9 - Stock Compensation P_5

Note 9 - Stock Compensation Plans - Summary of Option Activity (Details) - Share-Based Payment Arrangement, Option [Member] - $ / shares	6 Months Ended		12 Months Ended
	Jun. 30, 2023	Jun. 30, 2022	Dec. 31, 2022	Dec. 31, 2021
Outstanding (in shares)	255,136
The Option Plan and Stock Incentive Plan [Member]
Outstanding, number of shares (in shares)	195,936	233,136	233,136
Outstanding, weighted average (in dollars per share)	$ 11.24	$ 10.96	$ 10.96
Outstanding at the beginning of the period (Year)	7 years 9 months 18 days	3 years 10 months 24 days	3 years 6 months	4 years 2 months 12 days
Granted, number of shares (in shares)	132,500	0
Granted, weighted average exercise price (in dollars per share)	$ 18	$ 0
Exercised, number of shares (in shares)	(73,300)	(17,000)
Exercised, weighted average exercise price (in dollars per share)	$ 8.1	$ 8.71
Forfeited, number of shares (in shares)	0	(2,000)
Forfeited, weighted average exercise price (in dollars per share)	$ 0	$ 13.3
Outstanding (in shares)	255,136	214,136	195,936	233,136
Outstanding, weighted average (in dollars per share)	$ 15.65	$ 11.12	$ 11.24	$ 10.96
Exercisable at end of period (in shares)	122,636	183,209
Exercisable at end of period, weighted average exercise price (in dollars per share)	$ 13.3	$ 10.79
Exercisable at end of period, weighted average remaining contractual life (Year)	4 years 10 months 24 days	6 years

Note 10 - Fair Value Measurem_3

Note 10 - Fair Value Measurements and Fair Values of Financial Instruments - Financial Assets and Liabilities on a Recurring and Nonrecurring (Details) - USD ($) $ in Thousands	Jun. 30, 2023	Dec. 31, 2022
Investment securities available for sale	$ 2,656	$ 2,970
Fair Value, Recurring [Member]
Investment securities available for sale	2,656	2,970
Total fair value measurements	2,656	2,970
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Investment securities available for sale	0	0
Total fair value measurements	0	0
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Investment securities available for sale	2,656	2,970
Total fair value measurements	2,656	2,970
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Investment securities available for sale	0	0
Total fair value measurements	0	0
Fair Value, Nonrecurring [Member]
Total fair value measurements	73	1,860
Impaired loans		1,860
Fair Value, Nonrecurring [Member] | Nonperforming Financial Instruments [Member]
Collateral-dependent loans	73
Fair Value, Nonrecurring [Member] | Fair Value, Inputs, Level 1 [Member]
Total fair value measurements	0	0
Impaired loans		0
Fair Value, Nonrecurring [Member] | Fair Value, Inputs, Level 1 [Member] | Nonperforming Financial Instruments [Member]
Collateral-dependent loans	0
Fair Value, Nonrecurring [Member] | Fair Value, Inputs, Level 2 [Member]
Total fair value measurements	0	0
Impaired loans		0
Fair Value, Nonrecurring [Member] | Fair Value, Inputs, Level 2 [Member] | Nonperforming Financial Instruments [Member]
Collateral-dependent loans	0
Fair Value, Nonrecurring [Member] | Fair Value, Inputs, Level 3 [Member]
Total fair value measurements	73	1,860
Impaired loans		1,860
Fair Value, Nonrecurring [Member] | Fair Value, Inputs, Level 3 [Member] | Nonperforming Financial Instruments [Member]
Collateral-dependent loans	73
Mortgage-Backed Securities, Issued by US Government Sponsored Enterprises [Member] | Government National Mortgage Association (GNMA) [Member]
Investment securities available for sale	2,566	2,871
Mortgage-Backed Securities, Issued by US Government Sponsored Enterprises [Member] | Government National Mortgage Association (GNMA) [Member] | Fair Value, Recurring [Member]
Investment securities available for sale	2,566	2,871
Mortgage-Backed Securities, Issued by US Government Sponsored Enterprises [Member] | Government National Mortgage Association (GNMA) [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Investment securities available for sale	0	0
Mortgage-Backed Securities, Issued by US Government Sponsored Enterprises [Member] | Government National Mortgage Association (GNMA) [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Investment securities available for sale	2,566	2,871
Mortgage-Backed Securities, Issued by US Government Sponsored Enterprises [Member] | Government National Mortgage Association (GNMA) [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Investment securities available for sale	0	0
Mortgage-Backed Securities, Issued by US Government Sponsored Enterprises [Member] | Federal National Mortgage Association (FNMA) [Member]
Investment securities available for sale	90	99
Mortgage-Backed Securities, Issued by US Government Sponsored Enterprises [Member] | Federal National Mortgage Association (FNMA) [Member] | Fair Value, Recurring [Member]
Investment securities available for sale	90	99
Mortgage-Backed Securities, Issued by US Government Sponsored Enterprises [Member] | Federal National Mortgage Association (FNMA) [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Investment securities available for sale	0	0
Mortgage-Backed Securities, Issued by US Government Sponsored Enterprises [Member] | Federal National Mortgage Association (FNMA) [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Investment securities available for sale	90	99
Mortgage-Backed Securities, Issued by US Government Sponsored Enterprises [Member] | Federal National Mortgage Association (FNMA) [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Investment securities available for sale	$ 0	$ 0

Note 10 - Fair Value Measurem_4

Note 10 - Fair Value Measurements and Fair Values of Financial Instruments - Additional Information on Assets Measured at Fair Value on a Nonrecurring Basis (Details) - Appraisal of Collateral [Member] - Fair Value, Inputs, Level 3 [Member] $ in Thousands		Jun. 30, 2023 USD ($)	Dec. 31, 2022 USD ($)
Collateral-dependent loans		$ 73
Meaurement Input, Appraisal Adjustments Rate [Member]
Collateral-dependent loans			$ 1,860
Collateral-dependent loans		0.08
Meaurement Input, Appraisal Adjustments Rate [Member] | Impaired Loans [Member]
Collateral-dependent loans	[1],[2]		0.10
Meaurement Input, Appraisal Adjustments Rate [Member] | Weighted Average [Member]
Collateral-dependent loans		0.08
[1]Appraisals may be adjusted by management for qualitative factors such as economic conditions and estimated liquidation expenses. The range and weighted average of liquidation expenses and other appraisal adjustments are presented as a percentage of the appraisal.[2]Fair value is generally determined through independent appraisals of the underlying collateral, which generally include various Level 3 inputs which are identifiable.

Note 10 - Fair Value Measurem_5

Note 10 - Fair Value Measurements and Fair Values of Financial Instruments - Estimated Fair Values of Financial Instruments (Details) - USD ($) $ in Thousands	Jun. 30, 2023	Dec. 31, 2022
FHLB long-term borrowings	$ 42,022	$ 66,022
Reported Value Measurement [Member]
Investment in interest-earning time deposits	2,162	3,833
Loans held for sale	115,697	133,222
Loans receivable, net	626,767	621,864
Deposits	573,398	549,248
FHLB long-term borrowings	42,022	66,022
Subordinated debt	21,811	7,966
FRB long-term borrowings		7,000
Estimate of Fair Value Measurement [Member]
Investment in interest-earning time deposits	2,235	3,907
Loans held for sale	117,703	137,253
Loans receivable, net	610,883	600,186
Deposits	572,360	551,157
FHLB long-term borrowings	41,918	65,846
Subordinated debt	20,045	7,886
FRB long-term borrowings		6,981
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member]
Investment in interest-earning time deposits	0	0
Loans held for sale	0	0
Loans receivable, net	0	0
Deposits	354,288	351,297
FHLB long-term borrowings	0	0
Subordinated debt	0	0
FRB long-term borrowings		0
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member]
Investment in interest-earning time deposits	0	0
Loans held for sale	117,703	137,253
Loans receivable, net	0	0
Deposits	0	0
FHLB long-term borrowings	0	0
Subordinated debt	0	0
FRB long-term borrowings		0
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member]
Investment in interest-earning time deposits	2,235	3,907
Loans held for sale	0	0
Loans receivable, net	610,883	600,186
Deposits	218,072	199,860
FHLB long-term borrowings	41,918	65,846
Subordinated debt	$ 20,045	7,886
FRB long-term borrowings		$ 6,981

Note 11 - Operating Segments (D

Note 11 - Operating Segments (Details Textual)	6 Months Ended
	Jun. 30, 2023
Number of Reportable Segments	2
Oakmont Capital Holdings, LLC [Member]
Subsidiary, Ownership Percentage, Noncontrolling Owner	49%

Note 11 - Operating Segments -

Note 11 - Operating Segments - Summary of Financial Information for the Reportable Segments (Details) - USD ($)		3 Months Ended		6 Months Ended
		Jun. 30, 2023	Jun. 30, 2022	Jun. 30, 2023	Jun. 30, 2022	Dec. 31, 2022
Net Interest Income (Loss)		$ 4,846,000	$ 5,810,000	$ 9,899,000	$ 11,287,000
Provision for Loan, Lease, and Other Losses		(189,000)	599,000	203,000	1,278,000
Net Interest Income (Loss) after (Recovery of) Provision for Credit Losses		5,035,000	5,211,000	9,696,000	10,009,000
Insurance commissions		160,000	139,000	296,000	255,000
Income from bank-owned life insurance		25,000	22,000	49,000	43,000
Net gain on loans held for sale		1,073,000	2,858,000	1,953,000	7,068,000
Gain on the sale of SBA loans		201,000	34,000	251,000	167,000
Total Non-Interest Income		3,408,000	4,331,000	6,788,000	9,841,000
Salaries and employee benefits		5,528,000	4,891,000	10,870,000	9,482,000
Directors’ fees and expenses		102,000	72,000	207,000	143,000
Occupancy and equipment		561,000	466,000	1,088,000	886,000
Data processing		208,000	163,000	425,000	360,000
Professional fees		225,000	228,000	400,000	412,000
FDIC deposit insurance assessment		240,000	113,000	472,000	229,000
Advertising		137,000	154,000	436,000	362,000
Amortization of Intangible Assets		12,000	12,000	24,000	24,000
Other		892,000	490,000	1,357,000	873,000
Total Non-Interest Expense		7,905,000	6,589,000	15,279,000	12,771,000
Pretax Segment Profit (Loss)		538,000	2,953,000	1,205,000	7,079,000
Net (Loss) Income Attributable to Noncontrolling Interest		(305,000)	525,000	(419,000)	1,541,000
Segment Assets		783,795,000	751,922,000	783,795,000	751,922,000	$ 792,350,000
Mortgage Banking and Abstract Fees [Member]
Non-interest revenue		566,000	824,000	1,372,000	1,461,000
Real Estate Sales Commissions [Member]
Non-interest revenue		48,000	64,000	72,000	125,000
Other Fees and Services Fees [Member]
Non-interest revenue		212,000	82,000	443,000	248,000
Loan Servicing Fee [Member]
Non-interest revenue		1,123,000	308,000	2,352,000	474,000
Quaint Oak Bank [Member]
Net Interest Income (Loss)	[1]	5,223,000	5,894,000	10,563,000	11,395,000
Provision for Loan, Lease, and Other Losses		(189,000)	599,000	203,000	1,278,000
Net Interest Income (Loss) after (Recovery of) Provision for Credit Losses		5,412,000	5,295,000	10,360,000	10,117,000
Insurance commissions	[1]	160,000	139,000	296,000	255,000
Income from bank-owned life insurance	[1]	25,000	22,000	49,000	43,000
Net gain on loans held for sale	[1]	437,000	899,000	828,000	1,938,000
Gain on the sale of SBA loans	[1]	201,000	34,000	251,000	167,000
Total Non-Interest Income	[1]	1,042,000	1,396,000	2,046,000	3,124,000
Salaries and employee benefits	[1]	3,548,000	3,429,000	7,124,000	6,666,000
Directors’ fees and expenses	[1]	102,000	72,000	207,000	143,000
Occupancy and equipment	[1]	350,000	343,000	692,000	651,000
Data processing	[1]	208,000	163,000	425,000	360,000
Professional fees	[1]	193,000	214,000	341,000	385,000
FDIC deposit insurance assessment	[1]	240,000	113,000	472,000	229,000
Advertising	[1]	82,000	84,000	166,000	170,000
Amortization of Intangible Assets	[1]	12,000	12,000	24,000	24,000
Other	[1]	559,000	379,000	895,000	678,000
Total Non-Interest Expense	[1]	5,294,000	4,809,000	10,346,000	9,306,000
Pretax Segment Profit (Loss)	[1]	1,160,000	1,882,000	2,060,000	3,935,000
Net (Loss) Income Attributable to Noncontrolling Interest		(305,000)	525,000	(419,000)	1,541,000
Segment Assets	[1]	743,969,000	730,244,000	743,969,000	730,244,000
Quaint Oak Bank [Member] | Mortgage Banking and Abstract Fees [Member]
Non-interest revenue		126,000	223,000	263,000	427,000
Quaint Oak Bank [Member] | Real Estate Sales Commissions [Member]
Non-interest revenue	[1]	48,000	64,000	72,000	125,000
Quaint Oak Bank [Member] | Other Fees and Services Fees [Member]
Non-interest revenue	[1]	43,000	15,000	142,000	164,000
Quaint Oak Bank [Member] | Loan Servicing Fee [Member]
Non-interest revenue		2,000	0	145,000	5,000
Quaint Oak Bank, Mortgage [Member]
Net Interest Income (Loss)		(377,000)	(84,000)	(664,000)	(108,000)
Provision for Loan, Lease, and Other Losses		0	0	0	0
Net Interest Income (Loss) after (Recovery of) Provision for Credit Losses		(377,000)	(84,000)	(664,000)	(108,000)
Insurance commissions		0	0	0	0
Income from bank-owned life insurance		0	0	0	0
Net gain on loans held for sale		636,000	1,959,000	1,125,000	5,130,000
Gain on the sale of SBA loans		0	0	0	0
Total Non-Interest Income		2,366,000	2,935,000	4,742,000	6,717,000
Salaries and employee benefits		1,980,000	1,462,000	3,746,000	2,816,000
Directors’ fees and expenses		0	0	0	0
Occupancy and equipment		211,000	123,000	396,000	235,000
Data processing		0	0	0	0
Professional fees		32,000	14,000	59,000	27,000
FDIC deposit insurance assessment		0	0	0	0
Advertising		55,000	70,000	270,000	192,000
Amortization of Intangible Assets		0	0	0	0
Other		333,000	111,000	462,000	195,000
Total Non-Interest Expense		2,611,000	1,780,000	4,933,000	3,465,000
Pretax Segment Profit (Loss)		(622,000)	1,071,000	(855,000)	3,144,000
Net (Loss) Income Attributable to Noncontrolling Interest		0	0	0	0
Segment Assets		39,826,000	21,678,000	39,826,000	21,678,000
Quaint Oak Bank, Mortgage [Member] | Mortgage Banking and Abstract Fees [Member]
Non-interest revenue		440,000	601,000	1,109,000	1,034,000
Quaint Oak Bank, Mortgage [Member] | Real Estate Sales Commissions [Member]
Non-interest revenue		0	0	0	0
Quaint Oak Bank, Mortgage [Member] | Other Fees and Services Fees [Member]
Non-interest revenue		169,000	67,000	301,000	84,000
Quaint Oak Bank, Mortgage [Member] | Loan Servicing Fee [Member]
Non-interest revenue		$ 1,121,000	308,000	$ 2,207,000	469,000
Mortgage Banking and Abstract Fees [Member]
Non-interest revenue			$ 824,000		$ 1,461,000
[1]Includes Quaint Oak Bancorp, Inc. and the Bank’s subsidiaries, Quaint Oak Mortgage, Quaint Oak Real Estate, Quaint Oak Abstract, Quaint Oak Insurance Agency, QOB Properties, and Oakmont Commercial.