Quaint Oak Bancorp (QNTO) 10-Q 14 Nov 24 2024 Q3 Quarterly report Financial data

Document And Entity Information

Document And Entity Information - shares	9 Months Ended
	Sep. 30, 2024	Nov. 12, 2024
Document Information [Line Items]
Entity Central Index Key	0001391933
Entity Registrant Name	QUAINT OAK BANCORP INC
Amendment Flag	false
Current Fiscal Year End Date	--12-31
Document Fiscal Period Focus	Q3
Document Fiscal Year Focus	2024
Document Type	10-Q
Document Quarterly Report	true
Document Period End Date	Sep. 30, 2024
Document Transition Report	false
Entity File Number	000-52694
Entity Incorporation, State or Country Code	PA
Entity Tax Identification Number	35-2293957
Entity Address, Address Line One	501 Knowles Avenue
Entity Address, City or Town	Southampton
Entity Address, State or Province	PA
Entity Address, Postal Zip Code	18966
City Area Code	215
Local Phone Number	364-4059
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Non-accelerated Filer
Entity Small Business	true
Entity Emerging Growth Company	false
Entity Shell Company	false
Entity Common Stock, Shares Outstanding		2,633,465

Consolidated Balance Sheets (Cu

Consolidated Balance Sheets (Current Period Unaudited) - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
Assets
Due from banks, non-interest-bearing	$ 366	$ 767
Due from banks, interest-bearing	60,976	57,239
Cash and cash equivalents	61,342	58,006
Investment in interest-earning time deposits	912	1,912
Investment securities available for sale	1,841	2,341
Loans held for sale	70,855	36,448
Loans receivable, net of allowance for credit losses (2024 $6,897; 2023 $6,758)	547,303	617,701
Accrued interest receivable	4,401	3,502
Investment in Federal Home Loan Bank stock, at cost	1,854	1,474
Bank-owned life insurance	4,416	4,329
Premises and equipment, net	2,931	2,656
Goodwill	515	515
Other intangible, net of accumulated amortization	89	125
Prepaid expenses and other assets	5,146	5,134
Assets from discontinued operations	0	19,975
Total Assets	701,605	754,118
Liabilities
Non-interest bearing	68,459	92,215
Interest-bearing	514,960	539,484
Total deposits	583,419	631,699
Federal Home Loan Bank short-term borrowings	35,000	0
Federal Home Loan Bank long-term borrowings	3,855	29,022
Subordinated debt	22,000	21,957
Accrued interest payable	508	541
Advances from borrowers for taxes and insurance	2,874	3,730
Accrued expenses and other liabilities	2,554	2,438
Liabilities from discontinued operations	0	13,166
Total Liabilities	650,210	702,553
Stockholders’ Equity
Preferred stock – $0.01 par value, 1,000,000 shares authorized; none issued or outstanding	0	0
Common stock – $0.01 par value; 9,000,000 shares authorized; 3,108,993 and 2,895,675 issued as of September 30, 2024 and December 31, 2023, respectively; 2,633,374 and 2,407,048 outstanding at September 30, 2024 and December 31, 2023, respectively	31	29
Additional paid-in capital	22,904	20,299
Treasury stock, at cost: 475,619 and 488,627 shares at September 30, 2024 and December 31, 2023, respectively	(3,502)	(3,568)
Accumulated other comprehensive income (loss)	1	(10)
Retained earnings	31,961	31,741
Total Stockholders' Equity	51,395	48,491
Noncontrolling interest from discontinued operations	0	3,074
Total Stockholders’ Equity	51,395	51,565
Total Liabilities and Stockholders’ Equity	$ 701,605	$ 754,118

Consolidated Balance Sheets (_2

Consolidated Balance Sheets (Current Period Unaudited) (Parentheticals) - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
Allowance for Credit Loss	$ 6,897	$ 6,758
Preferred stock, par value (in dollars per share)	$ 0.01	$ 0.01
Preferred stock, shares authorized (in shares)	1,000,000	1,000,000
Preferred stock, shares issued (in shares)	0	0
Preferred stock, shares outstanding (in shares)	0	0
Common stock, par value (in dollars per share)	$ 0.01	$ 0.01
Common stock, shares authorized (in shares)	9,000,000	9,000,000
Common stock, shares issued (in shares)	3,108,993	2,895,675
Common stock, shares outstanding (in shares)	2,633,374	2,407,048
Treasury stock, at cost, shares (in shares)	475,619	488,627

Consolidated Statements of Inco

Consolidated Statements of Income (Unaudited) - USD ($)		3 Months Ended		9 Months Ended
		Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023
Interest and Dividend Income
Interest on loans, including fees		$ 9,895,000	$ 10,851,000	$ 30,445,000	$ 33,183,000
Interest and dividends on time deposits, investment securities, interest-bearing deposits with others, and Federal Home Loan Bank stock		577,000	260,000	3,046,000	750,000
Total Interest and Dividend Income		10,472,000	11,111,000	33,491,000	33,933,000
Interest Expense
Interest on deposits		5,641,000	5,068,000	17,795,000	13,273,000
Interest on Federal Home Loan Bank short-term borrowings		32,000	783,000	32,000	3,583,000
Interest on Federal Home Loan Bank long-term borrowings		62,000	372,000	471,000	1,003,000
Interest on Federal Reserve Bank long-term borrowings		0	11,000	0	30,000
Interest on subordinated debt		489,000	417,000	1,461,000	1,021,000
Total Interest Expense		6,224,000	6,651,000	19,759,000	18,910,000
Net Interest Income		4,248,000	4,460,000	13,732,000	15,023,000
Provision for Credit Losses – Loans		143,000	270,000	1,227,000	279,000
(Recovery of) Provision for Credit Losses – Unfunded Commitments		(20,000)	(13,000)	(9,000)	181,000
Total Provision for Credit Losses		123,000	257,000	1,218,000	460,000
Net Interest Income after Provision for Credit Losses		4,125,000	4,203,000	12,514,000	14,563,000
Non-Interest Income
Insurance commissions		198,000	190,000	526,000	486,000
Income from bank-owned life insurance		30,000	26,000	87,000	75,000
Net gain on sale of loans		503,000	381,000	1,998,000	1,208,000
Gain on the sale of SBA loans		124,000	95,000	251,000	346,000
Total Non-Interest Income		1,210,000	1,022,000	4,096,000	3,068,000
Non-Interest Expense
Salaries and employee benefits		3,483,000	3,301,000	10,818,000	10,424,000
Directors' fees and expenses		52,000	108,000	153,000	315,000
Occupancy and equipment		330,000	446,000	996,000	1,138,000
Data processing		321,000	311,000	894,000	737,000
Professional fees		26,000	255,000	323,000	597,000
FDIC deposit insurance assessment		158,000	197,000	494,000	669,000
Advertising		42,000	42,000	202,000	208,000
Amortization of other intangible		12,000	12,000	36,000	36,000
Other		500,000	473,000	1,368,000	1,367,000
Total Non-Interest Expense		4,924,000	5,145,000	15,284,000	15,491,000
Income from continuing operations before income taxes		411,000	80,000	1,326,000	2,140,000
Income taxes		168,000	35,000	516,000	648,000
Net income from continuing operations		243,000	45,000	810,000	1,492,000
(Loss) income from discontinued operations		0	(417,000)	564,000	(852,000)
Income tax (benefit)		0	(117,000)	158,000	(238,000)
Net (loss) income from discontinued operations		0	(300,000)	406,000	(614,000)
Net Income (Loss)		$ 243,000	$ (255,000)	$ 1,216,000	$ 878,000
Basic earnings per share from continuing operations(1) (in dollars per share)	[1]	$ 0.09	$ 0.02	$ 0.32	$ 0.68
Basic (loss) earnings per share from discontinued operations(1) (in dollars per share)	[1]	0	(0.13)	0.15	(0.28)
Earnings (loss) per share, net – basic (in dollars per share)		$ 0.09	$ (0.11)	$ 0.47	$ 0.4
Average shares outstanding – basic (in shares)		2,631,048	2,244,163	2,560,993	2,221,441
Diluted earnings per share from continuing operations(1) (in dollars per share)	[1]	$ 0.09	$ 0.02	$ 0.32	$ 0.66
Diluted earnings (loss) per share from discontinued operations(1) (in dollars per share)	[1]	0	(0.13)	0.15	(0.27)
Earnings (loss) per share, net - diluted (in dollars per share)		$ 0.09	$ (0.11)	$ 0.47	$ 0.39
Average shares outstanding - diluted (in shares)		2,631,048	2,260,176	2,560,993	2,255,315
Mortgage Banking and Abstract Fees [Member]
Non-Interest Income
Non-interest revenue		$ 237,000	$ 158,000	$ 627,000	$ 421,000
Real Estate Sales Commissions [Member]
Non-Interest Income
Non-interest revenue		0	16,000	20,000	88,000
Other Fees and Services Fees [Member]
Non-Interest Income
Non-interest revenue		116,000	154,000	582,000	296,000
Loan Servicing Fee [Member]
Non-Interest Income
Non-interest revenue		$ 2,000	$ 2,000	$ 5,000	$ 148,000
[1]Earnings per share from continuing operations and discontinued operations for the nine months ended September 30, 2024 reflect the reclassification of the gain on sale of OCH.

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023
Net Income from Continuing Operations	$ (243)	$ (45)	$ (810)	$ (1,492)
Other Comprehensive Income (Loss):
Unrealized gains on investment securities available-for-sale	4	1	14	12
Income tax effect	(1)	0	(3)	(3)
Other comprehensive income	3	1	11	9
Total Comprehensive Income	246	46	821	1,501
Comprehensive Income (Loss) from Discontinued Operations	0	(300)	406	(614)
Comprehensive Income (Loss) Attributable to Quaint Oak Bancorp, Inc.	$ 246	$ (254)	$ 1,227	$ 887

Consolidated Statements of Stoc

Consolidated Statements of Stockholders' Equity (Unaudited) - USD ($)	Common Stock Outstanding [Member] The 401(k) Plan [Member]	Common Stock Outstanding [Member] The 2018 Stock Incentive Plan [Member]	Common Stock Outstanding [Member] The 2008 Stock Option Plan [Member]	Common Stock Outstanding [Member]	Additional Paid-in Capital [Member] The 401(k) Plan [Member]	Additional Paid-in Capital [Member] The 2018 Stock Incentive Plan [Member]	Additional Paid-in Capital [Member] The 2008 Stock Option Plan [Member]	Additional Paid-in Capital [Member]	Treasury Stock, Common [Member] The 401(k) Plan [Member]	Treasury Stock, Common [Member] The 2018 Stock Incentive Plan [Member]	Treasury Stock, Common [Member] The 2008 Stock Option Plan [Member]	Treasury Stock, Common [Member]	AOCI Attributable to Parent [Member] The 2018 Stock Incentive Plan [Member]	AOCI Attributable to Parent [Member] The 2008 Stock Option Plan [Member]	AOCI Attributable to Parent [Member]	Retained Earnings [Member] The 2018 Stock Incentive Plan [Member]	Retained Earnings [Member] The 2008 Stock Option Plan [Member]	Retained Earnings [Member]	Noncontrolling Interest [Member] The 401(k) Plan [Member]	Noncontrolling Interest [Member] The 2018 Stock Incentive Plan [Member]	Noncontrolling Interest [Member] The 2008 Stock Option Plan [Member]	Noncontrolling Interest [Member]	The 401(k) Plan [Member]	The 2018 Stock Incentive Plan [Member]	The 2008 Stock Option Plan [Member]	Total
Balance (in shares) at Dec. 31, 2022				2,167,613
Balance at the beginning of the period at Dec. 31, 2022				$ 28,000				$ 17,906,000				$ (3,992,000)			$ (24,000)			$ 30,875,000				$ 4,289,000				$ 49,082,000
Treasury stock purchase (in shares)				(22,327)
Treasury stock purchase												(433,000)														(433,000)
Reissuance of treasury stock (in shares)	12,940	40,225	73,300
Reissuance of treasury stock					$ 135,000	$ 155,000	$ 123,000		$ 83,000	$ 258,000	$ 406,000												$ 218,000	$ 413,000	$ 529,000
Stock based compensation expense								165,000																		165,000
Cash dividends declared																		(858,000)								(858,000)
Net income																										878,000
Other comprehensive income															9,000											9,000
Issued from authorized and unallocated (in shares)				1,300
Issued from authorized and unallocated								20,000																		20,000
Net loss																		878,000				(818,000)				60,000
Balance (in shares) at Sep. 30, 2023				2,273,051
Balance at Sep. 30, 2023				$ 28,000				18,504,000				(3,678,000)			(15,000)			30,895,000				2,605,000				48,339,000
Noncontrolling interest member distribution																						(866,000)				(866,000)
Balance at the end of the period at Sep. 30, 2023				$ 28,000				18,504,000				(3,678,000)			(15,000)			30,895,000				2,605,000				48,339,000
Balance (in shares) at Jun. 30, 2023				2,236,422
Treasury stock purchase (in shares)				(5,473)
Treasury stock purchase												(127,000)														(127,000)
Reissuance of treasury stock (in shares)	9,699	31,103
Reissuance of treasury stock					90,000	212,000			62,000	201,000													152,000	413,000
Stock based compensation expense								61,000																		61,000
Cash dividends declared																		(290,000)								(290,000)
Net income																										(255,000)
Other comprehensive income															1,000											1,000
Balance at Jun. 30, 2023				$ 28,000				18,121,000				(3,814,000)			(16,000)			31,440,000				3,004,000				48,763,000
Issued from authorized and unallocated (in shares)				1,300
Issued from authorized and unallocated								20,000																		20,000
Net loss																		(255,000)				(399,000)				(654,000)
Balance (in shares) at Sep. 30, 2023				2,273,051
Balance at Sep. 30, 2023				$ 28,000				18,504,000				(3,678,000)			(15,000)			30,895,000				2,605,000				48,339,000
Balance at the end of the period at Sep. 30, 2023				$ 28,000				18,504,000				(3,678,000)			(15,000)			30,895,000				$ 2,605,000				$ 48,339,000
Balance (in shares) at Dec. 31, 2023				2,407,048																						2,407,048
Balance at the beginning of the period at Dec. 31, 2023				$ 29,000				20,299,000				(3,568,000)			(10,000)			31,741,000								$ 48,491,000
Treasury stock purchase (in shares)				(4,575)
Treasury stock purchase												(48,000)														(48,000)
Reissuance of treasury stock (in shares)	8,583	9,000
Reissuance of treasury stock					35,000	$ (58,000)			56,000	$ 58,000													91,000
Stock based compensation expense								182,000																		182,000
Cash dividends declared																		(996,000)								(996,000)
Net income																		1,216,000								1,216,000
Other comprehensive income															11,000											11,000
Balance at Dec. 31, 2023																										51,565,000
Issued from authorized and unallocated (in shares)				213,318
Issued from authorized and unallocated				$ 2,000				2,446,000																		$ 2,448,000
Balance (in shares) at Sep. 30, 2024				2,633,374																						2,633,374
Balance at Sep. 30, 2024																										$ 51,395,000
Balance at the end of the period at Sep. 30, 2024				$ 31,000				22,904,000				(3,502,000)			1,000			31,961,000								51,395,000
Balance (in shares) at Jun. 30, 2024				2,629,289
Balance at the beginning of the period at Jun. 30, 2024				$ 31,000				22,828,000				(3,527,000)			(2,000)			32,060,000								51,390,000
Treasury stock purchase (in shares)				(333)
Treasury stock purchase												(4,000)														(4,000)
Reissuance of treasury stock (in shares)	4,418
Reissuance of treasury stock					$ 16,000				$ 29,000														$ 45,000
Stock based compensation expense								60,000																		60,000
Cash dividends declared																		(342,000)								(342,000)
Net income																		243,000								243,000
Other comprehensive income															3,000											$ 3,000
Balance (in shares) at Sep. 30, 2024				2,633,374																						2,633,374
Balance at Sep. 30, 2024																										$ 51,395,000
Balance at the end of the period at Sep. 30, 2024				$ 31,000				$ 22,904,000				$ (3,502,000)			$ 1,000			$ 31,961,000								$ 51,395,000

Consolidated Statements of St_2

Consolidated Statements of Stockholders' Equity (Unaudited) (Parentheticals) - $ / shares	3 Months Ended		9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023
Cash dividends declared, per share (in dollars per share)	$ 0.13	$ 0.13	$ 0.39	$ 0.39

Consolidated Statements of Cash

Consolidated Statements of Cash Flows (Unaudited) - USD ($)	9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023
Cash Flows from Operating Activities
Net income from continuing operations	$ 810,000	$ 1,492,000
Net income (loss) from discontinued operations	406,000	(614,000)
Net Income (Loss) Attributable to Quaint Oak Bancorp, Inc.	1,216,000	878,000
Adjustments to reconcile net income to net cash (used in) provided by operating activities:
Provision for credit losses, total	1,218,000	460,000
Depreciation expense	433,000	384,000
Amortization, net	44,000	334,000
Accretion of deferred loan fees and costs, net	(411,000)	(587,000)
Stock-based compensation expense	182,000	165,000
Net gain on sale of loans	(1,998,000)	(1,208,000)
Loans held for sale-originations	(99,590,000)	(59,875,000)
Loans held for sale-proceeds	95,128,000	60,582,000
Transfer of loans from Oakmont Capital Holdings, LLC	4,388,000	0
Gain on the sale of SBA loans	(251,000)	(346,000)
Increase in the cash surrender value of bank-owned life insurance	(87,000)	(75,000)
Changes in assets and liabilities which provided (used) cash:
Accrued interest receivable	(899,000)	154,000
Prepaid expenses and other assets	21,000	(610,000)
Accrued interest payable	(34,000)	171,000
Accrued expenses and other liabilities	116,000	(1,125,000)
Net Cash Used in Operating Activities of Continuing Operations	(524,000)	(698,000)
Net Cash Provided by Operating Activities of Discontinued Operations	27,962,000	36,454,000
Net Cash Provided by Operating Activities	27,438,000	35,756,000
Cash Flows from Investing Activities
Purchase of interest-earning time deposits	0	(1,780,000)
Redemption of interest-earning time deposits	1,000,000	3,451,000
Principal repayments of investment securities available for sale	514,000	501,000
Net increase (decrease) in loans receivable	8,980,000	(1,012,000)
Proceeds from the sale of Oakmont Capital Holdings, LLC	4,300,000	0
Purchase of Federal Home Loan Bank stock	(2,627,000)	(1,780,000)
Redemption of Federal Home Loan Bank stock	2,247,000	5,067,000
Purchase of premises and equipment	(708,000)	(576,000)
Net Cash Provided by Investing Activities	13,706,000	3,871,000
Net Cash Provided by Investing Activities of Discontinued Operations	0	1,727,000
Net Cash Provided by Investing Activities	13,706,000	5,598,000
Cash Flows from Financing Activities
Net (decrease) increase in demand deposits, money markets, and savings accounts	(65,928,000)	19,504,000
Net increase in certificate accounts	17,648,000	22,588,000
Decrease in advances from borrowers for taxes and insurance	(856,000)	(774,000)
Repayments of Federal Home Loan Bank short-term borrowings	(30,000,000)	(119,700,000)
Proceeds from Federal Home Loan Bank short-term borrowings	65,000,000	61,500,000
Repayments of Federal Home Loan Bank long-term borrowings	(25,167,000)	(25,000,000)
Repayments of Federal Reserve Bank short-term borrowings	0	(7,000,000)
Net proceeds from subordinated debt	0	13,743,000
Dividends paid	(996,000)	(859,000)
Proceeds from the reissuance of treasury stock under 401(k) plan	91,000	218,000
Proceeds from shares issued from authorized and unallocated	2,448,000	434,000
Acquisition of treasury stock	(48,000)	(433,000)
Proceeds from the exercise of stock options	0	529,000
Net Cash Used in Financing Activities from Continuing Operations	(37,808,000)	(35,250,000)
Net Increase in Cash and Cash Equivalents	3,336,000	6,104,000
Cash and Cash Equivalents – Beginning of Year	58,006,000	4,433,000
Cash and Cash Equivalents – End of Year	61,342,000	10,537,000
Supplementary Disclosure of Cash Flow and Non-Cash Information:
Cash payments for interest	19,792,000	17,855,000
Cash payments for income taxes	630,000	2,566,000
Initial recognition of operating lease right-of use assets	0	1,563,000
Initial recognition of operating lease obligations	0	1,563,000
Transfer of loans held for investment to loans held for sale	(60,862,000)	0
Net increase in loans receivable from transfer of loans held for investment to loans held for sale	$ 60,862,000	$ 0

Note 1 - Financial Statement Pr

Note 1 - Financial Statement Presentation and Significant Accounting Policies	9 Months Ended
	Sep. 30, 2024
Notes to Financial Statements
Organization, Consolidation, Basis of Presentation, Business Description and Accounting Policies [Text Block]	1 Financial Statement Presentation and Significant Accounting Policies Basis of Financial Presentation. September 30, 2024, July 2009. September 30, 2024, February, 2019, July 2012 August 2016 October 2021 January 4, 2021, second March 29, 2024, The Bank is subject to regulation by the Pennsylvania Department of Banking and Securities and the Federal Deposit Insurance Corporation. Pursuant to the Bank’s election under Section 10 three The accompanying consolidated financial statements have been prepared in conformity with accounting principles generally accepted in the United States of America (US GAAP) for interim information and with the instructions to Form 10 not The foregoing consolidated financial statements are unaudited; but in the opinion of management include all adjustments (consisting only of normal recurring adjustments) necessary for a fair presentation thereof. The balances as of December 31, 2023 2023 10 nine September 30, 2024 not may December 31, 2024. Use of Estimates in the Preparation of Financial Statements. Critical Accounting Policies. September 30, 2024 10 Accounting Pronouncements Not November 2023, Accounting Standards Update ( ASU ) 2023 07, 280 December 15, 2023, December 15, 2024. In December 2023, ASU 2023 09, 740 December 15, 2024. In March 2024, 2024 01, Compensation Stock Compensation (Topic 718 718 December 15, 2024, December 15, 2025, Reclassifications. not no

Note 2 - Discontinued Operation

Note 2 - Discontinued Operations	9 Months Ended
	Sep. 30, 2024
Notes to Financial Statements
Disposal Groups, Including Discontinued Operations, Disclosure [Text Block]	Note 2 Discontinued Operations On March 29, 2024, 205 20. No September 30, 2024. December 31, 2023 ( At December 31, 2023 (Unaudited) Assets from Discontinued Operations Cash and cash equivalents $ 4,121 Loans held for sale 9,580 Premises and equipment, net 277 Goodwill 2,058 Prepaid expenses and other assets 3,939 Total Assets from Discontinued Operations $ 19,975 Liabilities and Stockholders Equity from Discontinued Operations Liabilities from Discontinued Operations Other short-term borrowings $ 5,549 Accrued interest payable 565 Accrued expenses and other liabilities 7,052 Total Liabilities from Discontinued Operations 13,166 Total Stockholders Equity from Discontinued Operations 6,809 Total Liabilities and Stockholders Equity from Discontinued Operations $ 19,975 The following presents operating results of the discontinued operations OCH for the three nine September 30, 2024 September 30, 2023 ( For the Three Months Ended For the Nine Months Ended September 30, September 30, 2024 2023 2024 2023 (In thousands, except for share data) Interest and Dividend Income Interest on loans, including fees $ - $ 145 $ 70 $ 423 Interest and dividends on time deposits, investment securities, interest-bearing deposits with others, and Federal Home Loan Bank stock - - - - Total Interest and Dividend Income - 145 70 423 Interest Expense Interest on other borrowings - 434 295 1,376 Total Interest Expense - 434 295 1,376 Net Interest Loss - (289 ) (225 ) (953 ) Non-Interest Income Mortgage banking, equipment lending and title abstract fees - 281 404 1,390 Other fees and services charges - 254 197 556 Net loan servicing income - 801 726 3,008 Net gain on sale of loans - 671 366 1,796 Gain on sale of OCH (1) - - 1,378 - Total Non-Interest Income - 2,007 3,071 6,750 Non-Interest Expense Salaries and employee benefits - 1,995 1,681 5,741 Occupancy and equipment - 212 219 608 Professional fees - 22 31 81 Advertising - 36 146 306 Other - 269 987 731 Total Non-Interest Expense - 2,534 3,064 7,467 Total net loss from discontinued operations $ - $ (816 ) $ (218 ) $ (1,670 ) Loss attributable to non-controlling interest - (399 ) (782 ) (818 ) Net (loss) gain from discontinued operations $ - $ (417 ) $ 564 $ (852 ) ( 1

Note 3 - Earnings Per Share

Note 3 - Earnings Per Share	9 Months Ended
	Sep. 30, 2024
Notes to Financial Statements
Earnings Per Share [Text Block]	Note 3 Earnings Per Share Earnings per share (“EPS”) consists of two not three nine September 30, 2024, three September 30, 2023, nine September 30, 2023, The following table sets forth the composition of the weighted average shares (denominator) used in the basic and dilutive earnings per share computations. For the Three Months Ended September 30, For the Nine Months Ended September 30, 2024 2023 2024 2023 Net Income (Loss) Attributable to Quaint Oak Bancorp, Inc. $ 243,000 $ (255,000 ) $ 1,216,000 $ 878,000 Weighted average shares outstanding – basic 2,631,048 2,244,163 2,560,993 2,221,441 Effect of dilutive common stock equivalents - 16,013 - 33,874 Adjusted weighted average shares outstanding – diluted 2,631,048 2,260,176 2,560,993 2,255,315 Basic earnings per share from continuing operations (1) $ 0.09 $ 0.02 $ 0.32 $ 0.68 Basic (loss) earnings per share from discontinued operations (1) $ - $ (0.13 ) $ 0.15 $ (0.28 ) Basic (loss) earnings per share, net $ 0.09 $ (0.11 ) $ 0.47 $ 0.40 Diluted earnings per share from continuing operations (1) $ 0.09 $ 0.02 $ 0.32 $ 0.66 Diluted earnings (loss) per share from discontinued operations (1) $ - $ (0.13 ) $ 0.15 $ (0.27 ) Diluted earnings per share, net $ 0.09 $ (0.11 ) $ 0.47 $ 0.39 _________________ ( 1 nine September 30, 2024

Note 4 - Accumulated Other Comp

Note 4 - Accumulated Other Comprehensive Loss	9 Months Ended
	Sep. 30, 2024
Notes to Financial Statements
Comprehensive Income (Loss) Note [Text Block]	Note 4 Accumulated Other Comprehensive Loss The following table presents the changes in accumulated other comprehensive loss by component, net of tax, for the three nine September 30, 2024 2023 Unrealized Gains (Losses) on Investment Securities Available for Sale (1) For the Three Months Ended September 30, For the Nine Months Ended September 30, 2024 2023 2024 2023 Balance at the beginning of the period $ (2 ) $ (16 ) $ (10 ) $ (24 ) Other comprehensive income 3 1 11 9 Balance at the end of the period $ 1 $ (15 ) $ 1 $ (15 ) _________________ ( 1 There were no three nine September 30, 2024 2023.

Note 5 - Investment Securities

Note 5 - Investment Securities Available for Sale	9 Months Ended
	Sep. 30, 2024
Notes to Financial Statements
Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block]	Note 5 Investment Securities Available for Sale The amortized cost, gross unrealized gains and losses, and fair value of investment securities available for sale at September 30, 2024 December 31, 2023 September 30, 2024 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value Available for Sale: Mortgage-backed securities: Government National Mortgage Association securities $ 1,787 $ - $ (2 ) $ 1,785 Federal National Mortgage Association securities 54 2 - 56 Total available-for-sale-securities $ 1,841 $ 2 $ (2 ) $ 1,841 December 31, 2023 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value Available for Sale: Mortgage-backed securities: Government National Mortgage Association securities $ 2,281 $ - $ (13 ) $ 2,268 Federal National Mortgage Association securities 73 - - 73 Total available-for-sale-securities $ 2,354 $ - $ (13 ) $ 2,341 The amortized cost and fair value of mortgage-backed securities at September 30, 2024, may Available for Sale Amortized Cost Fair Value Due after ten years $ 1,841 $ 1,841 Total $ 1,841 $ 1,841 The following tables show the Company’s gross unrealized losses and fair value, aggregated by investment category and length of time that the individual securities have been in a continuous unrealized loss position at September 30, 2024 December 31, 2023 ( September 30, 2024 Less than Twelve Months Twelve Months or Greater Total Number of Securities Fair Value Gross Fair Value Gross Fair Value Gross Government National Mortgage Association securities 6 $ 56 $ - $ 804 $ (2 ) $ 860 $ (2 ) December 31, 2023 Less than Twelve Months Twelve Months or Greater Total Number of Securities Fair Value Gross Fair Value Gross Fair Value Gross Government National Mortgage Association securities 11 $ - $ - $ 2,268 $ (13 ) $ 2,268 $ (13 ) The Company’s mortgage-backed securities have contractual terms that generally do not not not not not not September 30, 2024 2023. There were no three nine September 30, 2024 2023. no three nine September 30, 2024 2023.

Note 6 - Loans Receivable, Net

Note 6 - Loans Receivable, Net and Allowance for Credit Losses	9 Months Ended
	Sep. 30, 2024
Notes to Financial Statements
Financing Receivables [Text Block]	Note 6 The composition of net loans receivable is as follows (in thousands): September 30, 2024 December 31, 2023 Real estate loans: One-to-four family residential: Owner occupied $ 24,361 $ 22,885 Non-owner occupied 34,254 40,455 Total one-to-four family residential 58,615 63,340 Multi-family (five or more) residential 47,463 46,680 Commercial real estate 300,182 331,174 Construction 23,878 35,585 Home equity 5,507 6,162 Total real estate loans 435,645 482,941 Commercial business 118,783 142,220 Other consumer 49 69 Total Loans 554,477 625,230 Deferred loan fees and costs (277 ) (771 ) Allowance for credit losses (6,897 ) (6,758 ) Net Loans $ 547,303 $ 617,701 The following table summarizes designated internal risk categories by portfolio segment and loan class, by origination year, as of September 30, 2024 ( Term Loans Amortized Cost by Origination Year As of September 30, 2024 2024 2023 2022 2021 2020 Prior Revolving Loans Amortized Cost Basis Total One-to-four family residential owner occupied Risk rating Pass $ 5,782 $ 5,525 $ 5,222 $ 3,749 $ 1,648 $ 2,435 $ - $ 24,361 Special mention - - - - - - - - Substandard - - - - - - - - Doubtful - - - - - - - - Total one-to-four family residential owner occupied $ 5,782 $ 5,525 $ 5,222 $ 3,749 $ 1,648 $ 2,435 $ - $ 24,361 Current period gross charge-offs $ - $ - $ - $ - $ - $ - $ - $ - One-to-four family residential non- owner occupied Risk rating Pass $ 1,328 $ 1,926 $ 6,093 $ 11,623 $ 1,983 $ 11,301 $ - $ 34,254 Special mention - - - - - - - - Substandard - - - - - - - - Doubtful - - - - - - - - Total one-to-four family residential non-owner occupied $ 1,328 $ 1,926 $ 6,093 $ 11,623 $ 1,983 $ 11,301 - $ 34,254 Current period gross charge-offs $ - $ - $ - $ - $ - $ - $ - $ - Term Loans Amortized Cost by Origination Year As of September 30, 2024 2024 2023 2022 2021 2020 Prior Revolving Loans Amortized Cost Basis Total Multi-family residential Risk rating Pass $ 5,313 $ 928 $ 14,280 $ 13,245 $ 4,096 $ 9,601 $ - $ 47,463 Special mention - - - - - - - - Substandard - - - - - - - - Doubtful - - - - - - - - Total multi-family residential $ 5,313 $ 928 $ 14,280 $ 13,245 $ 4,096 $ 9,601 $ - $ 47,463 Current period gross charge-offs $ - $ - $ - $ - $ - $ - $ - $ - Commercial real estate Risk rating Pass $ 14,004 $ 46,727 $ 100,710 $ 58,853 $ 25,952 $ 49,049 $ 4,321 $ 299,616 Special mention - - 333 - - - - 333 Substandard - - 233 - - - - 233 Doubtful - - - - - - - - Total commercial real estate $ 14,004 $ 46,727 $ 101,276 $ 58,853 $ 25,952 $ 49,049 $ 4,321 $ 300,182 Current period gross charge-offs $ - $ - $ - $ - $ - $ - $ - $ - Construction Risk rating Pass $ 2,862 $ 9,527 $ 5,916 $ 5,573 $ - $ - $ - $ 23,878 Special mention - - - - - - - - Substandard - - - - - - - - Doubtful - - - - - - - - Total construction $ 2,862 $ 9,527 $ 5,916 $ 5,573 $ - $ - $ - $ 23,878 Current period gross charge-offs $ - $ - $ - $ - $ - $ 187 $ - $ 187 Home equity Risk rating Pass $ - $ 377 $ - $ 116 $ - $ 177 $ 4,837 $ 5,507 Special mention - - - - - - - - Substandard - - - - - - - - Doubtful - - - - - - - - Total home equity $ - $ 377 $ - $ 116 $ - $ 177 $ 4,837 $ 5,507 Current period gross charge-offs $ - $ - $ - $ - $ - $ - $ - $ - Commercial business Risk rating Pass $ 16,882 $ 4,456 $ 53,023 $ 19,963 $ 3,486 $ 1,940 $ 14,485 $ 114,235 Special mention - - - 379 591 - 139 1,109 Substandard - - 1,287 2,074 33 - 45 3,439 Doubtful - - - - - - - - Total commercial business $ 16,882 $ 4,456 $ 54,310 $ 22,416 $ 4,110 $ 1,940 $ 14,669 $ 118,783 Current period gross charge-offs $ 234 $ - $ 618 $ 55 $ - $ - $ - $ 907 Other consumer Risk rating Pass $ 49 $ - $ - $ - $ - $ - $ - $ 49 Special mention - - - - - - - - Substandard - - - - - - - - Doubtful - - - - - - - - Total other consumer $ 49 $ - $ - $ - $ - $ - $ - $ 49 Current period gross charge-offs $ - $ - $ - $ - $ - $ - $ - $ - Total Risk rating Pass $ 46,220 $ 69,466 $ 185,244 $ 113,122 $ 37,165 $ 74,503 $ 23,643 $ 549,363 Special mention - - 333 379 591 - 139 1,442 Substandard - - 1,520 2,074 33 - 45 3,672 Doubtful - - - - - - - - Total $ 46,220 $ 69,466 $ 187,097 $ 115,575 $ 37,789 $ 74,503 $ 23,827 $ 554,477 Current period gross charge-offs $ 234 $ - $ 618 $ 55 $ - $ 187 $ - $ 1,094 The following table summarizes designated internal risk categories by portfolio segment and loan class, by origination year, as of December 31, 2023 ( Term Loans Amortized Cost by Origination Year As of December 31, 2023 2023 2022 2021 2020 2019 Prior Revolving Loans Amortized Cost Basis Total One-to-four family residential owner occupied Risk rating Pass $ 6,044 $ 8,574 $ 3,840 $ 1,850 $ 571 $ 2,006 $ - $ 22,885 Special mention - - - - - - - - Substandard - - - - - - - - Doubtful - - - - - - - - Total one-to-four family residential owner occupied $ 6,044 $ 8,574 $ 3,840 $ 1,850 $ 571 $ 2,006 $ - $ 22,885 Current period gross charge-offs $ - $ - $ - $ - $ - $ - $ - $ - One-to-four family residential non-owner occupied Risk rating Pass $ 2,195 $ 7,153 $ 12,362 $ 3,268 $ 1,026 $ 14,451 $ - $ 40,455 Special mention - - - - - - - - Substandard - - - - - - - - Doubtful - - - - - - - - Total one-to-four family residential non-owner occupied $ 2,195 $ 7,153 $ 12,362 $ 3,268 $ 1,026 $ 14,451 - $ 40,455 Current period gross charge-offs $ - $ - $ - $ - $ - $ - $ - $ - Multi-family residential Risk rating Pass $ 1,566 $ 15,542 $ 13,853 $ 4,483 $ 2,386 $ 8,850 $ - $ 46,680 Special mention - - - - - - - - Substandard - - - - - - - - Doubtful - - - - - - - - Total multi-family residential $ 1,566 $ 15,542 $ 13,853 $ 4,483 $ 2,386 $ 8,850 $ - $ 46,680 Current period gross charge-offs $ - $ - $ - $ - $ - $ 2 $ - $ 2 Commercial real estate Risk rating Pass $ 61,338 $ 121,006 $ 64,684 $ 26,631 $ 16,571 $ 38,897 $ 1,996 $ 331,123 Special mention - - - - - - - - Substandard - - - - 51 - - 51 Doubtful - - - - - - - - Total commercial real estate $ 61,338 $ 121,006 $ 64,684 $ 26,631 $ 16,622 $ 38,897 $ 1,996 $ 331,174 Current period gross charge-offs $ - $ - $ - $ 134 $ - $ - $ - $ 134 Construction Risk rating Pass $ 14,777 $ 11,244 $ 7,417 $ - $ - $ - $ - $ 33,438 Special mention - - - - - - - - Substandard - - - - - 2,147 - 2,147 Doubtful - - - - - - - - Total construction $ 14,777 $ 11,244 $ 7,417 $ - $ - $ 2,147 $ - $ 35,585 Current period gross charge-offs $ - $ - $ - $ - $ - $ - $ - $ - Term Loans Amortized Cost by Origination Year As of December 31, 2023 2023 2022 2021 2020 2019 Prior Revolving Loans Amortized Cost Basis Total Home equity Risk rating Pass $ 1,062 $ 35 $ 122 $ - $ - $ 205 $ 4,738 $ 6,162 Special mention - - - - - - - - Substandard - - - - - - - - Doubtful - - - - - - - - Total home equity $ 1,062 $ 35 $ 122 $ - $ - $ 205 $ 4,738 $ 6,162 Current period gross charge-offs $ - $ - $ - $ - $ - $ - $ - $ - Commercial business Risk rating Pass $ 20,793 $ 69,913 $ 27,022 $ 4,324 $ 1,955 $ 1,109 $ 13,593 $ 138,709 Special mention - - - - - - - - Substandard - - 1,946 - 1,242 323 - 3,511 Doubtful - - - - - - - - Total commercial business $ 20,793 $ 69,913 $ 28,967 $ 4,324 $ 3,197 $ 1,433 $ 13,593 $ 142,220 Current period gross charge-offs $ - $ 29 $ 613 $ 97 $ - $ - $ - $ 739 Other consumer Risk rating Pass $ 69 $ - $ - $ - $ - $ - $ - $ 69 Special mention - - - - - - - - Substandard - - - - - - - - Doubtful - - - - - - - - Total other consumer $ 69 $ - $ - $ - $ - $ - $ - $ 69 Current period gross charge-offs $ - $ - $ - $ - $ - $ - $ - $ - Total Risk rating Pass $ 93,492 $ 233,467 $ 129,300 $ 40,556 $ 22,509 $ 65,518 $ 20,327 $ 619,521 Special mention - - - - - - - - Substandard - - 1,946 - 1,293 2,470 - 5,709 Doubtful - - - - - - - - Total $ 93,492 $ 233,467 $ 131,246 $ 40,556 $ 23,802 $ 67,988 $ 20,327 $ 625,230 Current period gross charge-offs $ - $ 29 $ 613 $ 231 $ - $ 2 $ - $ 875 The following table presents non-performing loans by classes of the loan portfolio as of September 30, 2024 December 31, 2023 ( September 30, 2024 Non-accrual loans 90 Days or More Past Due and Accruing Total Non-Performing With a Related Allowance Without a Related Allowance Total Commercial real estate $ - $ - $ - $ 449 $ 449 Commercial business 1,991 2,995 4,986 - 4,986 Total $ 1,991 $ 2,995 $ 4,986 $ 449 $ 5,435 As part of the discontinued operations of OCH, the Bank retained approximately 60 loans totaling $4.4 million loans, which were classified as non-accrual. As of September 30, 2024, December 31, 2023 Non-accrual loans With a Related Allowance Without a Related Allowance Total 90 Days or More Past Due and Accruing Total Non-Performing One-to-four family residential owner occupied $ - $ - $ - $ 401 $ 401 Commercial real estate - 51 51 - 51 Total $ - $ 51 $ 51 $ 401 $ 452 For the three nine September 30, 2024 September 30, 2023 three nine September 30, 2024, three nine September 30, 2023, For the nine September 30, 2024, no may Following is a summary, by loan portfolio class, of changes in the allowance for credit losses for the three nine September 30, 2024 ( September 30, 2024 1-4 Family Residential Owner Occupied 1-4 Family Residential Non-Owner Occupied Multi-Family Residential Commercial Real Estate Construction Home Equity Commercial Business and Other Consumer Total For the Three Months Ended September 30, 2024 Allowance for credit losses: Beginning balance $ 179 $ 206 $ 801 $ 2,769 $ 459 $ 63 $ 2,916 $ 7,393 Charge-offs - - - - (187 ) - (455 ) (642 ) Recoveries - - - - - - 3 3 Provision (2 ) (21 ) 53 (559 ) (76 ) (13 ) 761 143 Ending balance $ 177 $ 185 $ 854 $ 2,210 $ 196 $ 50 $ 3,225 $ 6,897 For the Nine Months Ended September 30, 2024 Allowance for credit losses: Beginning balance $ 153 $ 219 $ 420 $ 2,784 $ 583 $ 61 $ 2,538 $ 6,758 Charge-offs - - - - (187 ) - (907 ) (1,094 ) Recoveries - - - - - - 6 6 Provision 24 (34 ) 434 (574 ) (200 ) (11 ) 1,588 1,227 Ending balance $ 177 $ 185 $ 854 $ 2,210 $ 196 $ 50 $ 3,225 $ 6,897 The Bank allocated decreased allowance for credit loss provisions to the commercial real estate loan portfolio classes for the three September 30, 2024, nine September 30, 2024, nine September 30, 2024, nine September 30, 2024, The following table presents the balance of collateral-dependent loans individually evaluated with the ACL by collateral type at September 30, 2024 ( September 30, 2024 1-4 Family Residential Owner Occupied 1-4 Family Residential Non-Owner Occupied Multi-Family Residential Commercial Real Estate Construction Home Equity Commercial Business and Other Consumer Total Individually evaluated for impairment $ - $ - $ - $ 233 (1) $ - $ - $ 1,758 (2) $ 1,991 ( 1 Collateralized by real estate ( 2 Collateralized by business assets and equipment There were no collateral-dependent loans individually evaluated with the ACL by collateral type at December 31, 2023. Following is a summary, by loan portfolio class, of changes in the allowance for credit losses for the three nine September 30, 2023 ( September 30, 2023 1-4 Family Residential Owner Occupied 1-4 Family Residential Non-Owner Occupied Multi-Family Residential Commercial Real Estate Construction Home Equity Commercial Business and Other Consumer Unallocated Total For the Three Months Ended September 30, 2023 Allowance for credit losses: Beginning balance $ 137 $ 243 $ 415 $ 3,175 $ 848 $ 49 $ 2,589 $ - $ 7,456 Impact of ASU 326 - - - - - - - - - Charge-offs - - - - - - (605 ) - (605 ) Recoveries - - - - - - - - - Provision (1) 5 16 (11 ) (35 ) (166 ) 7 454 - 270 Ending balance $ 142 $ 259 $ 404 $ 3,140 $ 682 $ 56 $ 2,438 $ - $ 7,121 For the Nine Months Ended September 30, 2023 Allowance for credit losses: Beginning balance $ 123 $ 295 $ 451 $ 3,750 $ 304 $ 33 $ 2,422 $ 300 $ 7,678 Impact of ASU 326 - - - - - - - - - Charge-offs - - - (134 ) - - (702 ) - (836 ) Recoveries - - - - - - - - - Provision (1) 19 (36 ) (47 ) (476 ) 378 23 718 (300 ) 279 Ending balance $ 142 $ 259 $ 404 $ 3,140 $ 682 $ 56 $ 2,438 $ - $ 7,121 The Company allocated decreased allowance for credit loss provisions to the construction loan portfolio class for the three September 30, 2023, three nine September 30, 2023, three September 30, 2023, nine September 30, 2023, The performance and credit quality of the loan portfolio is also monitored by analyzing the age of the loans receivable as determined by the length of time a recorded payment is past due. The following table presents the classes of the loan portfolio summarized by the past due status as of September 30, 2024 December 31, 2023 ( September 30, 2024 30-89 Days Past Due 90 Days or More Past Due Current Total Loans Receivable One-to-four family residential owner occupied $ 1,486 $ - $ 22,875 $ 24,361 One-to-four family residential non-owner occupied 635 - 33,619 34,254 Multi-family residential - - 47,463 47,463 Commercial real estate 7,806 682 291,694 300,182 Construction 794 - 23,084 23,878 Home equity 491 - 5,016 5,507 Commercial business 100 4,753 113,930 118,783 Other consumer - - 49 49 Total $ 11,312 $ 5,435 $ 537,730 $ 554,477 December 31, 2023 30-89 Days Past Due 90 Days or More Past Due Current Total Loans Receivable One-to-four family residential owner occupied $ 136 $ 401 $ 22,348 $ 22,885 One-to-four family residential non-owner occupied 256 - 40,199 40,455 Multi-family residential 175 - 46,505 46,680 Commercial real estate 3,944 - 327,230 331,174 Construction - - 35,585 35,585 Home equity 403 - 5,759 6,162 Commercial business - - 142,220 142,220 Other consumer - - 69 69 Total $ 4,914 $ 401 $ 619,915 $ 625,230 For the delinquent loans in our portfolio, we have considered our ability to collect the past due interest, as well as the principal balance of the loan, in order to determine whether specific loans should be placed on non-accrual status. In cases where our evaluations have determined that the principal and interest balances are collectible, we have continued to accrue interest.

Note 7 - Goodwill and Other Int

Note 7 - Goodwill and Other Intangible, Net	9 Months Ended
	Sep. 30, 2024
Notes to Financial Statements
Goodwill and Intangible Assets Disclosure [Text Block]	Note 7 Goodwill and Other Intangible, Net On January 4, 2021, second March 29, 2024. 2 On August 1, 2016, ten September 30, 2024 2023 three nine September 30, 2024 2023

Note 8 - Deposits

Note 8 - Deposits	9 Months Ended
	Sep. 30, 2024
Notes to Financial Statements
Deposit Liabilities Disclosures [Text Block]	Note 8 Deposits Deposits consist of the following classifications (in thousands): September 30, 2024 December 31, 2023 Non-interest bearing checking accounts $ 68,459 $ 92,216 Interest bearing checking accounts (1) 67,794 104,274 Savings accounts 605 841 Money market accounts (2) 213,069 218,525 Certificates of deposit 233,492 215,843 Total deposits $ 583,419 $ 631,699 ( 1 The Company has identified one September 30, 2024 December 31, 2023, September 30, 2024 December 31, 2023, ( 2 The Company has identified one 1 September 30, 2024 December 31, 2023, September 30, 2024 December 31, 2023,

Note 9 - Borrowings

Note 9 - Borrowings	9 Months Ended
	Sep. 30, 2024
Notes to Financial Statements
Debt Disclosure [Text Block]	Note 9 Borrowings Federal Home Loan Bank (“FHLB”) advances consist of the following at September 30, 2024 December 31, 2023 ( September 30, 2024 December 31, 2023 Amount Weighted Interest Amount Weighted Interest Short-term borrowings $ 35,000 5.18 % $ - - % Fixed rate borrowings maturing: 2024 $ 1,000 2.54 % $ 21,167 4.25 % 2025 2,855 1.25 7,855 3.40 Total FHLB long-term debt $ 3,855 1.59 % $ 29,022 4.02 % The balance of subordinated debt, net of unamortized debt issuance costs, was $22.0 million at both September 30, 2024 December 31, 2023.

Note 10 - Stock Compensation Pl

Note 10 - Stock Compensation Plans	9 Months Ended
	Sep. 30, 2024
Notes to Financial Statements
Share-Based Payment Arrangement [Text Block]	Note 10 Stock Compensation Plans Employee Stock Ownership Plan The Company maintains an Employee Stock Ownership Plan (ESOP) for the benefit of employees who meet the eligibility requirements of the plan. The Bank may During the three nine September 30, 2024 September 30, 2023, not Stock Incentive Plan – Share Awards In May 2018, 2018 “2018 2018 May 2018 may In May 2023, 2023 “2023 2023 May 2023 may As of September 30, 2024 2018 2023 2023 2018 2018 2023 five Stock Incentive Plans – Share Awards A summary of share award activity under the Company’s 2018 2023 September 30, 2024 nine September 30, 2024 September 30, 2024 Number of Shares Weighted Average Grant Date Fair Value Unvested at the beginning of the period 45,000 $ 18.00 Granted - - Vested (9,000 ) 18.00 Forfeited - - Unvested at the end of the period 36,000 $ 18.00 Compensation expense on the restricted stock awards is recognized ratably over the five three September 30, 2024 2023, three September 30, 2024 2023, nine September 30, 2024 2023, nine September 30, 2024 2023, September 30, 2024, Stock Incentive Plans – Stock Options As described above under “Stock Incentive Plans – Share Awards”, the 2013 May 2013 March 13, 2023, 2018 May 2028, 2018 May 2018 may 2023 May 2023 may All incentive stock options issued under the 2013, 2018 2023 422 five ten As of September 30, 2024, 2013, 2018 2023 2023 five ten During both the three September 30, 2024 2023, three September 30, 2024 2023, nine September 30, 2024 2023, nine September 30, 2024 2023, September 30, 2024, A summary of option activity under the Company’s 2013, 2018 2023 September 30, 2024 nine September 30, 2024 September 30, 2024 Number of Shares Weighted Average Exercise Price Weighted Average Remaining Contractual Life (in years) Outstanding at the beginning of the period 224,033 $ 15.98 8.6 Granted - - - Exercised - - - Forfeited - - - Outstanding at end of period 224,033 $ 15.98 6.5 Exercisable at end of period 118,033 $ 14.36 4.8

Note 11 - Fair Value Measuremen

Note 11 - Fair Value Measurements and Fair Values of Financial Instruments	9 Months Ended
	Sep. 30, 2024
Notes to Financial Statements
Fair Value Disclosures [Text Block]	Note 11 Fair Value Measurements and Fair Values of Financial Instruments Fair value estimates are based on quoted market prices, if available, quoted market prices of similar assets or liabilities, or the present value of expected future cash flows and other valuation techniques. These valuations are significantly affected by discount rates, cash flow assumptions, and risk assumptions used. Therefore, fair values estimates may not not may Fair value is determined at one not not not not The following disclosures show the hierarchal disclosure framework associated with the level of pricing observations utilized in measuring assets and liabilities at fair value. The three Level I: Quoted prices are available in active markets for identical assets or liabilities as of the reported date. Level II: Pricing inputs are other than the quoted prices in active markets, which are either directly or indirectly observable as of the reported date. The nature of these assets and liabilities includes items for which quoted prices are available but traded less frequently and items that are fair-valued using other financial instruments, the parameters of which can be directly observed. Level III: Valuations derived from valuation techniques in which one This hierarchy requires the use of observable market data when available. The methods of determining the fair value of assets and liabilities presented in this note are consistent with our methodologies disclosed in Note 19 2023 10 3 The following is a discussion of assets and liabilities measured at fair value on a recurring and non-recurring basis and valuation techniques applied: Investment Securities Available For Sale: 2 We may Individually Evaluated Loans: 3 The table below sets forth the financial assets and liabilities that were accounted for on a recurring and nonrecurring basis by level within the fair value hierarchy as of September 30, 2024 ( September 30, 2024 Fair Value Measurements Using: Total Fair Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Unobservable Inputs (Level 3) Recurring fair value measurements: Investment securities available for sale Government National Mortgage Association mortgage-backed securities $ 1,785 $ - $ 1,785 $ - Federal National Mortgage Association mortgage- backed securities 56 - 56 - Total investment securities available for sale $ 1,841 $ - $ 1,841 $ - Total recurring fair value measurements $ 1,841 $ - $ 1,841 $ - Nonrecurring fair value measurements Collateral-dependent loans $ 1,078 $ - $ - $ 1,078 Total nonrecurring fair value measurements $ 1,078 $ - $ - $ 1,078 The table below sets forth the financial assets and liabilities that were accounted for on a recurring and nonrecurring basis by level within the fair value hierarchy as of December 31, 2023 ( December 31, 2023 Fair Value Measurements Using: Total Fair Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Unobservable Inputs (Level 3) Recurring fair value measurements: Investment securities available for sale Government National Mortgage Association mortgage-backed securities $ 2,268 $ - $ 2,268 $ - Federal National Mortgage Association mortgage-backed securities 73 - 73 - Total investment securities available for sale $ 2,341 $ - $ 2,341 $ - Total recurring fair value measurements $ 2,341 $ - $ 2,341 $ - The following table presents additional quantitative information about assets measured at fair value on a nonrecurring basis and for which the Company has used Level 3 September 30, 2024 ( September 30, 2024 Quantitative Information About Level 3 Fair Value Measurements Total Fair Value Valuation Techniques Unobservable Input Range (Weighted Average) Collateral-dependent loans $ 1,078 Appraisal of collateral (1) Appraisal adjustments (2) 8% (8%) _______________ ( 1 Fair value is generally determined through independent appraisals of the underlying collateral, which generally include various Level 3 ( 2 Appraisals may The fair values of the Company’s financial instruments that are not September 30, 2024 December 31, 2023 Fair Value Measurements at September 30, 2024 Carrying Amount Fair Value Estimate Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Unobservable Inputs (Level 3) Financial Assets Investment in interest-earning time deposits $ 912 $ 968 $ - $ - $ 968 Loans held for sale 70,855 72,164 - 72,164 - Loans receivable, net 547,303 530,511 - - 530,511 Financial Liabilities Deposits 583,419 590,778 349,928 - 240,850 FHLB long-term borrowings 3,855 3,848 - - 3,848 Subordinated debt 22,000 21,519 - - 21,519 Fair Value Measurements at December 31, 2023 Carrying Amount Fair Value Estimate Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Unobservable Inputs (Level 3) Financial Assets Investment in interest-earning time deposits $ 1,912 $ 1,981 $ - $ - $ 1,981 Loans held for sale 60,380 62,072 - 62,072 - Loans receivable, net 603,349 584,842 - - 584,842 Financial Liabilities Deposits 631,699 636,946 415,855 - 221,091 FHLB long-term borrowings 29,022 29,001 - - 29,001 Subordinated debt 21,957 20,666 - - 20,666 For cash and cash equivalents, accrued interest receivable, investment in FHLB stock, bank-owned life insurance, accrued interest payable, FHLB short term borrowings, and advances from borrowers for taxes and insurance, the carrying value is a reasonable estimate of the fair value and are considered Level 1

Note 12 - Subsequent Event

Note 12 - Subsequent Event	9 Months Ended
	Sep. 30, 2024
Notes to Financial Statements
Subsequent Events [Text Block]	Note 12 Subsequent Event Effective as of October 23, 2024 ( 1710 third The sale of the Property shall close (the “Closing”) on a date mutually acceptable to the Company and the Buyer within thirty 30 forty-five 45 Pursuant to the Agreement, the Buyer will, concurrently with the Closing, lease the Property to the Bank by execution of a lease and occupancy agreement in a form agreed to by the Company, the Buyer and the Bank. The Bank will continue to use the Property as an administrative office and will sublease a portion of the Property to the current tenant.

Insider Trading Arrangements

Insider Trading Arrangements	3 Months Ended
	Sep. 30, 2024
Insider Trading Arr Line Items
Rule 10b5-1 Arrangement Adopted [Flag]	false
Non-Rule 10b5-1 Arrangement Adopted [Flag]	false
Rule 10b5-1 Arrangement Terminated [Flag]	false
Non-Rule 10b5-1 Arrangement Terminated [Flag]	false

Significant Accounting Policies

Significant Accounting Policies (Policies)	9 Months Ended
	Sep. 30, 2024
Accounting Policies [Abstract]
Basis of Accounting, Policy [Policy Text Block]	Basis of Financial Presentation. September 30, 2024, July 2009. September 30, 2024, February, 2019, July 2012 August 2016 October 2021 January 4, 2021, second March 29, 2024, The Bank is subject to regulation by the Pennsylvania Department of Banking and Securities and the Federal Deposit Insurance Corporation. Pursuant to the Bank’s election under Section 10 three The accompanying consolidated financial statements have been prepared in conformity with accounting principles generally accepted in the United States of America (US GAAP) for interim information and with the instructions to Form 10 not The foregoing consolidated financial statements are unaudited; but in the opinion of management include all adjustments (consisting only of normal recurring adjustments) necessary for a fair presentation thereof. The balances as of December 31, 2023 2023 10 nine September 30, 2024 not may December 31, 2024.
Use of Estimates, Policy [Policy Text Block]	Use of Estimates in the Preparation of Financial Statements.
Critical Accounting Policy [Policy Text Block]	Critical Accounting Policies. September 30, 2024 10
New Accounting Pronouncements, Policy [Policy Text Block]	Accounting Pronouncements Not November 2023, Accounting Standards Update ( ASU ) 2023 07, 280 December 15, 2023, December 15, 2024. In December 2023, ASU 2023 09, 740 December 15, 2024. In March 2024, 2024 01, Compensation Stock Compensation (Topic 718 718 December 15, 2024, December 15, 2025,
Reclassification, Comparability Adjustment [Policy Text Block]	Reclassifications. not no

Note 2 - Discontinued Operati_2

Note 2 - Discontinued Operations (Tables)	9 Months Ended
	Sep. 30, 2024
Notes Tables
Disposal Groups, Including Discontinued Operations [Table Text Block]	At December 31, 2023 (Unaudited) Assets from Discontinued Operations Cash and cash equivalents $ 4,121 Loans held for sale 9,580 Premises and equipment, net 277 Goodwill 2,058 Prepaid expenses and other assets 3,939 Total Assets from Discontinued Operations $ 19,975 Liabilities and Stockholders Equity from Discontinued Operations Liabilities from Discontinued Operations Other short-term borrowings $ 5,549 Accrued interest payable 565 Accrued expenses and other liabilities 7,052 Total Liabilities from Discontinued Operations 13,166 Total Stockholders Equity from Discontinued Operations 6,809 Total Liabilities and Stockholders Equity from Discontinued Operations $ 19,975 For the Three Months Ended For the Nine Months Ended September 30, September 30, 2024 2023 2024 2023 (In thousands, except for share data) Interest and Dividend Income Interest on loans, including fees $ - $ 145 $ 70 $ 423 Interest and dividends on time deposits, investment securities, interest-bearing deposits with others, and Federal Home Loan Bank stock - - - - Total Interest and Dividend Income - 145 70 423 Interest Expense Interest on other borrowings - 434 295 1,376 Total Interest Expense - 434 295 1,376 Net Interest Loss - (289 ) (225 ) (953 ) Non-Interest Income Mortgage banking, equipment lending and title abstract fees - 281 404 1,390 Other fees and services charges - 254 197 556 Net loan servicing income - 801 726 3,008 Net gain on sale of loans - 671 366 1,796 Gain on sale of OCH (1) - - 1,378 - Total Non-Interest Income - 2,007 3,071 6,750 Non-Interest Expense Salaries and employee benefits - 1,995 1,681 5,741 Occupancy and equipment - 212 219 608 Professional fees - 22 31 81 Advertising - 36 146 306 Other - 269 987 731 Total Non-Interest Expense - 2,534 3,064 7,467 Total net loss from discontinued operations $ - $ (816 ) $ (218 ) $ (1,670 ) Loss attributable to non-controlling interest - (399 ) (782 ) (818 ) Net (loss) gain from discontinued operations $ - $ (417 ) $ 564 $ (852 )

Note 3 - Earnings Per Share (Ta

Note 3 - Earnings Per Share (Tables)	9 Months Ended
	Sep. 30, 2024
Notes Tables
Schedule of Earnings Per Share, Basic and Diluted [Table Text Block]	For the Three Months Ended September 30, For the Nine Months Ended September 30, 2024 2023 2024 2023 Net Income (Loss) Attributable to Quaint Oak Bancorp, Inc. $ 243,000 $ (255,000 ) $ 1,216,000 $ 878,000 Weighted average shares outstanding – basic 2,631,048 2,244,163 2,560,993 2,221,441 Effect of dilutive common stock equivalents - 16,013 - 33,874 Adjusted weighted average shares outstanding – diluted 2,631,048 2,260,176 2,560,993 2,255,315 Basic earnings per share from continuing operations (1) $ 0.09 $ 0.02 $ 0.32 $ 0.68 Basic (loss) earnings per share from discontinued operations (1) $ - $ (0.13 ) $ 0.15 $ (0.28 ) Basic (loss) earnings per share, net $ 0.09 $ (0.11 ) $ 0.47 $ 0.40 Diluted earnings per share from continuing operations (1) $ 0.09 $ 0.02 $ 0.32 $ 0.66 Diluted earnings (loss) per share from discontinued operations (1) $ - $ (0.13 ) $ 0.15 $ (0.27 ) Diluted earnings per share, net $ 0.09 $ (0.11 ) $ 0.47 $ 0.39

Note 4 - Accumulated Other Co_2

Note 4 - Accumulated Other Comprehensive Loss (Tables)	9 Months Ended
	Sep. 30, 2024
Notes Tables
Schedule of Accumulated Other Comprehensive Income (Loss) [Table Text Block]	Unrealized Gains (Losses) on Investment Securities Available for Sale (1) For the Three Months Ended September 30, For the Nine Months Ended September 30, 2024 2023 2024 2023 Balance at the beginning of the period $ (2 ) $ (16 ) $ (10 ) $ (24 ) Other comprehensive income 3 1 11 9 Balance at the end of the period $ 1 $ (15 ) $ 1 $ (15 )

Note 5 - Investment Securitie_2

Note 5 - Investment Securities Available for Sale (Tables)	9 Months Ended
	Sep. 30, 2024
Notes Tables
Debt Securities, Available-for-Sale [Table Text Block]	September 30, 2024 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value Available for Sale: Mortgage-backed securities: Government National Mortgage Association securities $ 1,787 $ - $ (2 ) $ 1,785 Federal National Mortgage Association securities 54 2 - 56 Total available-for-sale-securities $ 1,841 $ 2 $ (2 ) $ 1,841 December 31, 2023 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value Available for Sale: Mortgage-backed securities: Government National Mortgage Association securities $ 2,281 $ - $ (13 ) $ 2,268 Federal National Mortgage Association securities 73 - - 73 Total available-for-sale-securities $ 2,354 $ - $ (13 ) $ 2,341
Investments Classified by Contractual Maturity Date [Table Text Block]	Available for Sale Amortized Cost Fair Value Due after ten years $ 1,841 $ 1,841 Total $ 1,841 $ 1,841
Gain (Loss) on Securities [Table Text Block]	September 30, 2024 Less than Twelve Months Twelve Months or Greater Total Number of Securities Fair Value Gross Fair Value Gross Fair Value Gross Government National Mortgage Association securities 6 $ 56 $ - $ 804 $ (2 ) $ 860 $ (2 ) December 31, 2023 Less than Twelve Months Twelve Months or Greater Total Number of Securities Fair Value Gross Fair Value Gross Fair Value Gross Government National Mortgage Association securities 11 $ - $ - $ 2,268 $ (13 ) $ 2,268 $ (13 )

Note 6 - Loans Receivable, Ne_2

Note 6 - Loans Receivable, Net and Allowance for Credit Losses (Tables)	9 Months Ended
	Sep. 30, 2024
Notes Tables
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]	September 30, 2024 December 31, 2023 Real estate loans: One-to-four family residential: Owner occupied $ 24,361 $ 22,885 Non-owner occupied 34,254 40,455 Total one-to-four family residential 58,615 63,340 Multi-family (five or more) residential 47,463 46,680 Commercial real estate 300,182 331,174 Construction 23,878 35,585 Home equity 5,507 6,162 Total real estate loans 435,645 482,941 Commercial business 118,783 142,220 Other consumer 49 69 Total Loans 554,477 625,230 Deferred loan fees and costs (277 ) (771 ) Allowance for credit losses (6,897 ) (6,758 ) Net Loans $ 547,303 $ 617,701
Financing Receivable, Internal Risk Categories [Table Text Block]	Term Loans Amortized Cost by Origination Year As of September 30, 2024 2024 2023 2022 2021 2020 Prior Revolving Loans Amortized Cost Basis Total One-to-four family residential owner occupied Risk rating Pass $ 5,782 $ 5,525 $ 5,222 $ 3,749 $ 1,648 $ 2,435 $ - $ 24,361 Special mention - - - - - - - - Substandard - - - - - - - - Doubtful - - - - - - - - Total one-to-four family residential owner occupied $ 5,782 $ 5,525 $ 5,222 $ 3,749 $ 1,648 $ 2,435 $ - $ 24,361 Current period gross charge-offs $ - $ - $ - $ - $ - $ - $ - $ - One-to-four family residential non- owner occupied Risk rating Pass $ 1,328 $ 1,926 $ 6,093 $ 11,623 $ 1,983 $ 11,301 $ - $ 34,254 Special mention - - - - - - - - Substandard - - - - - - - - Doubtful - - - - - - - - Total one-to-four family residential non-owner occupied $ 1,328 $ 1,926 $ 6,093 $ 11,623 $ 1,983 $ 11,301 - $ 34,254 Current period gross charge-offs $ - $ - $ - $ - $ - $ - $ - $ - Term Loans Amortized Cost by Origination Year As of September 30, 2024 2024 2023 2022 2021 2020 Prior Revolving Loans Amortized Cost Basis Total Multi-family residential Risk rating Pass $ 5,313 $ 928 $ 14,280 $ 13,245 $ 4,096 $ 9,601 $ - $ 47,463 Special mention - - - - - - - - Substandard - - - - - - - - Doubtful - - - - - - - - Total multi-family residential $ 5,313 $ 928 $ 14,280 $ 13,245 $ 4,096 $ 9,601 $ - $ 47,463 Current period gross charge-offs $ - $ - $ - $ - $ - $ - $ - $ - Commercial real estate Risk rating Pass $ 14,004 $ 46,727 $ 100,710 $ 58,853 $ 25,952 $ 49,049 $ 4,321 $ 299,616 Special mention - - 333 - - - - 333 Substandard - - 233 - - - - 233 Doubtful - - - - - - - - Total commercial real estate $ 14,004 $ 46,727 $ 101,276 $ 58,853 $ 25,952 $ 49,049 $ 4,321 $ 300,182 Current period gross charge-offs $ - $ - $ - $ - $ - $ - $ - $ - Construction Risk rating Pass $ 2,862 $ 9,527 $ 5,916 $ 5,573 $ - $ - $ - $ 23,878 Special mention - - - - - - - - Substandard - - - - - - - - Doubtful - - - - - - - - Total construction $ 2,862 $ 9,527 $ 5,916 $ 5,573 $ - $ - $ - $ 23,878 Current period gross charge-offs $ - $ - $ - $ - $ - $ 187 $ - $ 187 Home equity Risk rating Pass $ - $ 377 $ - $ 116 $ - $ 177 $ 4,837 $ 5,507 Special mention - - - - - - - - Substandard - - - - - - - - Doubtful - - - - - - - - Total home equity $ - $ 377 $ - $ 116 $ - $ 177 $ 4,837 $ 5,507 Current period gross charge-offs $ - $ - $ - $ - $ - $ - $ - $ - Commercial business Risk rating Pass $ 16,882 $ 4,456 $ 53,023 $ 19,963 $ 3,486 $ 1,940 $ 14,485 $ 114,235 Special mention - - - 379 591 - 139 1,109 Substandard - - 1,287 2,074 33 - 45 3,439 Doubtful - - - - - - - - Total commercial business $ 16,882 $ 4,456 $ 54,310 $ 22,416 $ 4,110 $ 1,940 $ 14,669 $ 118,783 Current period gross charge-offs $ 234 $ - $ 618 $ 55 $ - $ - $ - $ 907 Other consumer Risk rating Pass $ 49 $ - $ - $ - $ - $ - $ - $ 49 Special mention - - - - - - - - Substandard - - - - - - - - Doubtful - - - - - - - - Total other consumer $ 49 $ - $ - $ - $ - $ - $ - $ 49 Current period gross charge-offs $ - $ - $ - $ - $ - $ - $ - $ - Total Risk rating Pass $ 46,220 $ 69,466 $ 185,244 $ 113,122 $ 37,165 $ 74,503 $ 23,643 $ 549,363 Special mention - - 333 379 591 - 139 1,442 Substandard - - 1,520 2,074 33 - 45 3,672 Doubtful - - - - - - - - Total $ 46,220 $ 69,466 $ 187,097 $ 115,575 $ 37,789 $ 74,503 $ 23,827 $ 554,477 Current period gross charge-offs $ 234 $ - $ 618 $ 55 $ - $ 187 $ - $ 1,094 Term Loans Amortized Cost by Origination Year As of December 31, 2023 2023 2022 2021 2020 2019 Prior Revolving Loans Amortized Cost Basis Total One-to-four family residential owner occupied Risk rating Pass $ 6,044 $ 8,574 $ 3,840 $ 1,850 $ 571 $ 2,006 $ - $ 22,885 Special mention - - - - - - - - Substandard - - - - - - - - Doubtful - - - - - - - - Total one-to-four family residential owner occupied $ 6,044 $ 8,574 $ 3,840 $ 1,850 $ 571 $ 2,006 $ - $ 22,885 Current period gross charge-offs $ - $ - $ - $ - $ - $ - $ - $ - One-to-four family residential non-owner occupied Risk rating Pass $ 2,195 $ 7,153 $ 12,362 $ 3,268 $ 1,026 $ 14,451 $ - $ 40,455 Special mention - - - - - - - - Substandard - - - - - - - - Doubtful - - - - - - - - Total one-to-four family residential non-owner occupied $ 2,195 $ 7,153 $ 12,362 $ 3,268 $ 1,026 $ 14,451 - $ 40,455 Current period gross charge-offs $ - $ - $ - $ - $ - $ - $ - $ - Multi-family residential Risk rating Pass $ 1,566 $ 15,542 $ 13,853 $ 4,483 $ 2,386 $ 8,850 $ - $ 46,680 Special mention - - - - - - - - Substandard - - - - - - - - Doubtful - - - - - - - - Total multi-family residential $ 1,566 $ 15,542 $ 13,853 $ 4,483 $ 2,386 $ 8,850 $ - $ 46,680 Current period gross charge-offs $ - $ - $ - $ - $ - $ 2 $ - $ 2 Commercial real estate Risk rating Pass $ 61,338 $ 121,006 $ 64,684 $ 26,631 $ 16,571 $ 38,897 $ 1,996 $ 331,123 Special mention - - - - - - - - Substandard - - - - 51 - - 51 Doubtful - - - - - - - - Total commercial real estate $ 61,338 $ 121,006 $ 64,684 $ 26,631 $ 16,622 $ 38,897 $ 1,996 $ 331,174 Current period gross charge-offs $ - $ - $ - $ 134 $ - $ - $ - $ 134 Construction Risk rating Pass $ 14,777 $ 11,244 $ 7,417 $ - $ - $ - $ - $ 33,438 Special mention - - - - - - - - Substandard - - - - - 2,147 - 2,147 Doubtful - - - - - - - - Total construction $ 14,777 $ 11,244 $ 7,417 $ - $ - $ 2,147 $ - $ 35,585 Current period gross charge-offs $ - $ - $ - $ - $ - $ - $ - $ - Term Loans Amortized Cost by Origination Year As of December 31, 2023 2023 2022 2021 2020 2019 Prior Revolving Loans Amortized Cost Basis Total Home equity Risk rating Pass $ 1,062 $ 35 $ 122 $ - $ - $ 205 $ 4,738 $ 6,162 Special mention - - - - - - - - Substandard - - - - - - - - Doubtful - - - - - - - - Total home equity $ 1,062 $ 35 $ 122 $ - $ - $ 205 $ 4,738 $ 6,162 Current period gross charge-offs $ - $ - $ - $ - $ - $ - $ - $ - Commercial business Risk rating Pass $ 20,793 $ 69,913 $ 27,022 $ 4,324 $ 1,955 $ 1,109 $ 13,593 $ 138,709 Special mention - - - - - - - - Substandard - - 1,946 - 1,242 323 - 3,511 Doubtful - - - - - - - - Total commercial business $ 20,793 $ 69,913 $ 28,967 $ 4,324 $ 3,197 $ 1,433 $ 13,593 $ 142,220 Current period gross charge-offs $ - $ 29 $ 613 $ 97 $ - $ - $ - $ 739 Other consumer Risk rating Pass $ 69 $ - $ - $ - $ - $ - $ - $ 69 Special mention - - - - - - - - Substandard - - - - - - - - Doubtful - - - - - - - - Total other consumer $ 69 $ - $ - $ - $ - $ - $ - $ 69 Current period gross charge-offs $ - $ - $ - $ - $ - $ - $ - $ - Total Risk rating Pass $ 93,492 $ 233,467 $ 129,300 $ 40,556 $ 22,509 $ 65,518 $ 20,327 $ 619,521 Special mention - - - - - - - - Substandard - - 1,946 - 1,293 2,470 - 5,709 Doubtful - - - - - - - - Total $ 93,492 $ 233,467 $ 131,246 $ 40,556 $ 23,802 $ 67,988 $ 20,327 $ 625,230 Current period gross charge-offs $ - $ 29 $ 613 $ 231 $ - $ 2 $ - $ 875
Financing Receivable, Nonaccrual [Table Text Block]	September 30, 2024 Non-accrual loans 90 Days or More Past Due and Accruing Total Non-Performing With a Related Allowance Without a Related Allowance Total Commercial real estate $ - $ - $ - $ 449 $ 449 Commercial business 1,991 2,995 4,986 - 4,986 Total $ 1,991 $ 2,995 $ 4,986 $ 449 $ 5,435 December 31, 2023 Non-accrual loans With a Related Allowance Without a Related Allowance Total 90 Days or More Past Due and Accruing Total Non-Performing One-to-four family residential owner occupied $ - $ - $ - $ 401 $ 401 Commercial real estate - 51 51 - 51 Total $ - $ 51 $ 51 $ 401 $ 452
Financing Receivable, Current, Allowance for Credit Loss [Table Text Block]	September 30, 2024 1-4 Family Residential Owner Occupied 1-4 Family Residential Non-Owner Occupied Multi-Family Residential Commercial Real Estate Construction Home Equity Commercial Business and Other Consumer Total For the Three Months Ended September 30, 2024 Allowance for credit losses: Beginning balance $ 179 $ 206 $ 801 $ 2,769 $ 459 $ 63 $ 2,916 $ 7,393 Charge-offs - - - - (187 ) - (455 ) (642 ) Recoveries - - - - - - 3 3 Provision (2 ) (21 ) 53 (559 ) (76 ) (13 ) 761 143 Ending balance $ 177 $ 185 $ 854 $ 2,210 $ 196 $ 50 $ 3,225 $ 6,897 For the Nine Months Ended September 30, 2024 Allowance for credit losses: Beginning balance $ 153 $ 219 $ 420 $ 2,784 $ 583 $ 61 $ 2,538 $ 6,758 Charge-offs - - - - (187 ) - (907 ) (1,094 ) Recoveries - - - - - - 6 6 Provision 24 (34 ) 434 (574 ) (200 ) (11 ) 1,588 1,227 Ending balance $ 177 $ 185 $ 854 $ 2,210 $ 196 $ 50 $ 3,225 $ 6,897 September 30, 2024 1-4 Family Residential Owner Occupied 1-4 Family Residential Non-Owner Occupied Multi-Family Residential Commercial Real Estate Construction Home Equity Commercial Business and Other Consumer Total Individually evaluated for impairment $ - $ - $ - $ 233 (1) $ - $ - $ 1,758 (2) $ 1,991 September 30, 2023 1-4 Family Residential Owner Occupied 1-4 Family Residential Non-Owner Occupied Multi-Family Residential Commercial Real Estate Construction Home Equity Commercial Business and Other Consumer Unallocated Total For the Three Months Ended September 30, 2023 Allowance for credit losses: Beginning balance $ 137 $ 243 $ 415 $ 3,175 $ 848 $ 49 $ 2,589 $ - $ 7,456 Impact of ASU 326 - - - - - - - - - Charge-offs - - - - - - (605 ) - (605 ) Recoveries - - - - - - - - - Provision (1) 5 16 (11 ) (35 ) (166 ) 7 454 - 270 Ending balance $ 142 $ 259 $ 404 $ 3,140 $ 682 $ 56 $ 2,438 $ - $ 7,121 For the Nine Months Ended September 30, 2023 Allowance for credit losses: Beginning balance $ 123 $ 295 $ 451 $ 3,750 $ 304 $ 33 $ 2,422 $ 300 $ 7,678 Impact of ASU 326 - - - - - - - - - Charge-offs - - - (134 ) - - (702 ) - (836 ) Recoveries - - - - - - - - - Provision (1) 19 (36 ) (47 ) (476 ) 378 23 718 (300 ) 279 Ending balance $ 142 $ 259 $ 404 $ 3,140 $ 682 $ 56 $ 2,438 $ - $ 7,121
Financing Receivable, Past Due [Table Text Block]	September 30, 2024 30-89 Days Past Due 90 Days or More Past Due Current Total Loans Receivable One-to-four family residential owner occupied $ 1,486 $ - $ 22,875 $ 24,361 One-to-four family residential non-owner occupied 635 - 33,619 34,254 Multi-family residential - - 47,463 47,463 Commercial real estate 7,806 682 291,694 300,182 Construction 794 - 23,084 23,878 Home equity 491 - 5,016 5,507 Commercial business 100 4,753 113,930 118,783 Other consumer - - 49 49 Total $ 11,312 $ 5,435 $ 537,730 $ 554,477 December 31, 2023 30-89 Days Past Due 90 Days or More Past Due Current Total Loans Receivable One-to-four family residential owner occupied $ 136 $ 401 $ 22,348 $ 22,885 One-to-four family residential non-owner occupied 256 - 40,199 40,455 Multi-family residential 175 - 46,505 46,680 Commercial real estate 3,944 - 327,230 331,174 Construction - - 35,585 35,585 Home equity 403 - 5,759 6,162 Commercial business - - 142,220 142,220 Other consumer - - 69 69 Total $ 4,914 $ 401 $ 619,915 $ 625,230

Note 8 - Deposits (Tables)

Note 8 - Deposits (Tables)	9 Months Ended
	Sep. 30, 2024
Notes Tables
Deposit Liabilities, Type [Table Text Block]	September 30, 2024 December 31, 2023 Non-interest bearing checking accounts $ 68,459 $ 92,216 Interest bearing checking accounts (1) 67,794 104,274 Savings accounts 605 841 Money market accounts (2) 213,069 218,525 Certificates of deposit 233,492 215,843 Total deposits $ 583,419 $ 631,699

Note 9 - Borrowings (Tables)

Note 9 - Borrowings (Tables)	9 Months Ended
	Sep. 30, 2024
Federal Home Loan Bank Advances [Member]
Notes Tables
Schedule of Long-Term Debt Instruments [Table Text Block]	September 30, 2024 December 31, 2023 Amount Weighted Interest Amount Weighted Interest Short-term borrowings $ 35,000 5.18 % $ - - % Fixed rate borrowings maturing: 2024 $ 1,000 2.54 % $ 21,167 4.25 % 2025 2,855 1.25 7,855 3.40 Total FHLB long-term debt $ 3,855 1.59 % $ 29,022 4.02 %

Note 10 - Stock Compensation _2

Note 10 - Stock Compensation Plans (Tables)	9 Months Ended
	Sep. 30, 2024
Notes Tables
Share-Based Payment Arrangement, Activity [Table Text Block]	September 30, 2024 Number of Shares Weighted Average Grant Date Fair Value Unvested at the beginning of the period 45,000 $ 18.00 Granted - - Vested (9,000 ) 18.00 Forfeited - - Unvested at the end of the period 36,000 $ 18.00
Share-Based Payment Arrangement, Option, Activity [Table Text Block]	September 30, 2024 Number of Shares Weighted Average Exercise Price Weighted Average Remaining Contractual Life (in years) Outstanding at the beginning of the period 224,033 $ 15.98 8.6 Granted - - - Exercised - - - Forfeited - - - Outstanding at end of period 224,033 $ 15.98 6.5 Exercisable at end of period 118,033 $ 14.36 4.8

Note 11 - Fair Value Measurem_2

Note 11 - Fair Value Measurements and Fair Values of Financial Instruments (Tables)	9 Months Ended
	Sep. 30, 2024
Notes Tables
Fair Value Measurements, Recurring and Nonrecurring [Table Text Block]	September 30, 2024 Fair Value Measurements Using: Total Fair Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Unobservable Inputs (Level 3) Recurring fair value measurements: Investment securities available for sale Government National Mortgage Association mortgage-backed securities $ 1,785 $ - $ 1,785 $ - Federal National Mortgage Association mortgage- backed securities 56 - 56 - Total investment securities available for sale $ 1,841 $ - $ 1,841 $ - Total recurring fair value measurements $ 1,841 $ - $ 1,841 $ - Nonrecurring fair value measurements Collateral-dependent loans $ 1,078 $ - $ - $ 1,078 Total nonrecurring fair value measurements $ 1,078 $ - $ - $ 1,078 December 31, 2023 Fair Value Measurements Using: Total Fair Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Unobservable Inputs (Level 3) Recurring fair value measurements: Investment securities available for sale Government National Mortgage Association mortgage-backed securities $ 2,268 $ - $ 2,268 $ - Federal National Mortgage Association mortgage-backed securities 73 - 73 - Total investment securities available for sale $ 2,341 $ - $ 2,341 $ - Total recurring fair value measurements $ 2,341 $ - $ 2,341 $ -
Fair Value Measurement Inputs and Valuation Techniques [Table Text Block]	September 30, 2024 Quantitative Information About Level 3 Fair Value Measurements Total Fair Value Valuation Techniques Unobservable Input Range (Weighted Average) Collateral-dependent loans $ 1,078 Appraisal of collateral (1) Appraisal adjustments (2) 8% (8%)
Fair Value, by Balance Sheet Grouping [Table Text Block]	Fair Value Measurements at September 30, 2024 Carrying Amount Fair Value Estimate Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Unobservable Inputs (Level 3) Financial Assets Investment in interest-earning time deposits $ 912 $ 968 $ - $ - $ 968 Loans held for sale 70,855 72,164 - 72,164 - Loans receivable, net 547,303 530,511 - - 530,511 Financial Liabilities Deposits 583,419 590,778 349,928 - 240,850 FHLB long-term borrowings 3,855 3,848 - - 3,848 Subordinated debt 22,000 21,519 - - 21,519 Fair Value Measurements at December 31, 2023 Carrying Amount Fair Value Estimate Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Unobservable Inputs (Level 3) Financial Assets Investment in interest-earning time deposits $ 1,912 $ 1,981 $ - $ - $ 1,981 Loans held for sale 60,380 62,072 - 62,072 - Loans receivable, net 603,349 584,842 - - 584,842 Financial Liabilities Deposits 631,699 636,946 415,855 - 221,091 FHLB long-term borrowings 29,022 29,001 - - 29,001 Subordinated debt 21,957 20,666 - - 20,666

Note 1 - Financial Statement _2

Note 1 - Financial Statement Presentation and Significant Accounting Policies (Details Textual)		9 Months Ended
	Mar. 29, 2024	Sep. 30, 2024
Number of Wholly-Owned Subsidiaries		6
Oakmont Capital Holdings, LLC [Member]
Ownership Interest, Sold, Percent	51%

Note 2 - Discontinued Operati_3

Note 2 - Discontinued Operations (Details Textual)	Mar. 29, 2024
Oakmont Capital Holdings, LLC [Member]
Disposal Group, Including Discontinued Operation, Ownership Sold	51%

Note 2 - Discontinued Operati_4

Note 2 - Discontinued Operations - Summary of Discontinued Operations (Details) - USD ($) $ in Thousands		3 Months Ended		9 Months Ended
		Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023	Mar. 29, 2024	Dec. 31, 2023
Total Assets from Discontinued Operations		$ 0		$ 0			$ 19,975
Total Liabilities from Discontinued Operations		0		0			13,166
Net (loss) gain from discontinued operations		0	$ (417)	564	$ (852)
Oakmont Capital Holdings, LLC [Member]
Cash and cash equivalents							4,121
Loans held for sale		3,500		3,500		$ 4,400	9,580
Premises and equipment, net							277
Goodwill							2,058
Prepaid expenses and other assets							3,939
Total Assets from Discontinued Operations							19,975
Other short-term borrowings							5,549
Accrued interest payable							565
Accrued expenses and other liabilities							7,052
Total Liabilities from Discontinued Operations							13,166
Total Stockholders’ Equity from Discontinued Operations							6,809
Total Liabilities and Stockholders’ Equity from Discontinued Operations							$ 19,975
Interest on loans, including fees		0	145	70	423
Interest and dividends on time deposits, investment securities, interest-bearing deposits with others, and Federal Home Loan Bank stock		0	0	0	0
Total Interest and Dividend Income		0	145	70	423
Interest on other borrowings		0	434	295	1,376
Total Interest Expense		0	434	295	1,376
Net Interest Loss		0	(289)	(225)	(953)
Net gain on sale of loans		0	671	366	1,796
Gain on sale of OCH (1)	[1]	0	0	1,378	0
Total Non-Interest Income		0	2,007	3,071	6,750
Salaries and employee benefits		0	1,995	1,681	5,741
Occupancy and equipment		0	212	219	608
Professional fees		0	22	31	81
Advertising		0	36	146	306
Other		0	269	987	731
Total Non-Interest Expense		0	2,534	3,064	7,467
Total net loss from discontinued operations		0	(816)	(218)	(1,670)
Loss attributable to non-controlling interest		0	(399)	(782)	(818)
Net (loss) gain from discontinued operations		0	(417)	564	(852)
Oakmont Capital Holdings, LLC [Member] | Mortgage Banking and Abstract Fees [Member]
Revenue		0	281	404	1,390
Oakmont Capital Holdings, LLC [Member] | Other Fees and Services Fees [Member]
Revenue		0	254	197	556
Oakmont Capital Holdings, LLC [Member] | Loan Servicing Fee [Member]
Revenue		$ 0	$ 801	$ 726	$ 3,008
[1]Gain on sale of OCH has been reclassified from prior periods from continuing operations to discontinued operations.

Note 3 - Earnings Per Share - W

Note 3 - Earnings Per Share - Weighted Average Shares Used in Basic and Dilutive Earnings Per Share Computations (Details) - USD ($)		3 Months Ended		9 Months Ended
		Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023
Net Income (Loss) Attributable to Quaint Oak Bancorp, Inc.		$ 243,000	$ (255,000)	$ 1,216,000	$ 878,000
Weighted average shares outstanding – basic (in shares)		2,631,048	2,244,163	2,560,993	2,221,441
Effect of dilutive common stock equivalents (in shares)		0	16,013	0	33,874
Adjusted weighted average shares outstanding – diluted (in shares)		2,631,048	2,260,176	2,560,993	2,255,315
Basic earnings per share from continuing operations(1) (in dollars per share)	[1]	$ 0.09	$ 0.02	$ 0.32	$ 0.68
Basic (loss) earnings per share from discontinued operations(1) (in dollars per share)	[1]	0	(0.13)	0.15	(0.28)
Basic (loss) earnings per share, net (in dollars per share)		0.09	(0.11)	0.47	0.4
Diluted earnings per share from continuing operations(1) (in dollars per share)	[1]	0.09	0.02	0.32	0.66
Diluted earnings (loss) per share from discontinued operations(1) (in dollars per share)	[1]	0	(0.13)	0.15	(0.27)
Diluted earnings per share, net (in dollars per share)		$ 0.09	$ (0.11)	$ 0.47	$ 0.39
[1]Earnings per share from continuing operations and discontinued operations for the nine months ended September 30, 2024 reflect the reclassification of the gain on sale of OCH.

Note 4 - Accumulated Other Co_3

Note 4 - Accumulated Other Comprehensive Loss - Changes in Accumulated Other Comprehensive Loss (Details) - USD ($) $ in Thousands		3 Months Ended		9 Months Ended
		Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023
Balance at the beginning of the period		$ 51,390		$ 48,491	$ 49,082
Other comprehensive income		3	$ 1	11	9
Balance at the end of the period		51,395	48,339	51,395	48,339
AOCI, Accumulated Gain (Loss), Debt Securities, Available-for-Sale, Parent [Member]
Balance at the beginning of the period	[1]	(2)	(16)	(10)	(24)
Other comprehensive income	[1]	3	1	11	9
Balance at the end of the period	[1]	$ 1	$ (15)	$ 1	$ (15)
[1]All amounts are net of tax. Amounts in parentheses indicate debits.

Note 5 - Investment Securitie_3

Note 5 - Investment Securities Available for Sale (Details Textual) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023
Debt Securities, Available-for-Sale, Allowance for Credit Loss	$ 0	$ 0	$ 0	$ 0
Proceeds from Sale of Debt Securities, Available-for-Sale	$ 0	$ 0	$ 0	$ 0

Note 5 - Investment Securitie_4

Note 5 - Investment Securities Available for Sale - Amortized Cost and Fair Value of Investment Securities Available for Sale (Details) - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
Amortized cost	$ 1,841	$ 2,354
Gross unrealized gains	2	0
Gross unrealized losses	(2)	(13)
Fair value	1,841	2,341
Government National Mortgage Association (GNMA) [Member] | Mortgage-Backed Security, Issued by US Government-Sponsored Enterprise [Member]
Amortized cost	1,787	2,281
Gross unrealized gains	0	0
Gross unrealized losses	(2)	(13)
Fair value	1,785	2,268
Federal National Mortgage Association (FNMA) [Member] | Mortgage-Backed Security, Issued by US Government-Sponsored Enterprise [Member]
Amortized cost	54	73
Gross unrealized gains	2	0
Gross unrealized losses	0	0
Fair value	$ 56	$ 73

Note 5 - Investment Securitie_5

Note 5 - Investment Securities Available for Sale - Debt Securities by Contractual Maturity (Details) - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
Due after ten years, amortized cost	$ 1,841
Due after ten years, fair value	1,841
Total, amortized cost	1,841	$ 2,354
Total, fair value	$ 1,841	$ 2,341

Note 5 - Investment Securitie_6

Note 5 - Investment Securities Available for Sale - Gross Unrealized Losses and Fair Value (Details) - Mortgage-Backed Security, Issued by US Government-Sponsored Enterprise [Member] - Government National Mortgage Association (GNMA) [Member] $ in Thousands	Sep. 30, 2024 USD ($)	Dec. 31, 2023 USD ($)
Number of securities	6	11,000
Fair value, less than twelve months	$ 56	$ 0
Gross unrealized losses, less than twelve months	0	0
Fair value, twelve months or greater	804	2,268
Gross unrealized losses, twelve months or greater	(2)	(13)
Fair value	860	2,268
Gross unrealized losses	$ (2)	$ (13)

Note 6 - Loans Receivable, Ne_3

Note 6 - Loans Receivable, Net and Allowance for Credit Losses (Details Textual)	3 Months Ended		9 Months Ended
	Sep. 30, 2024 USD ($)	Sep. 30, 2023 USD ($)	Sep. 30, 2024 USD ($)	Sep. 30, 2023 USD ($)	Mar. 29, 2024 USD ($)	Dec. 31, 2023 USD ($)
Financing Receivable, Nonaccrual, Interest Income	$ 0	$ 0	$ 0	$ 0
Financing Receivable, Nonaccrual, Interest Income, Foregone	124,000	$ 4,000	279,000	$ 8,000
Financing Receivable, Allowance for Credit Loss, Individually Evaluated	$ 1,991,000		$ 1,991,000
Collateral Pledged [Member]
Financing Receivable, Allowance for Credit Loss, Individually Evaluated						$ 0
Oakmont Capital Holdings, LLC [Member]
Number of Loans Retained	38		38		60
Disposal Group, Including Discontinued Operation, Accounts, Notes and Loans Receivable, Net	$ 3,500,000		$ 3,500,000		$ 4,400,000	$ 9,580,000

Note 6 - Loans Receivable, Ne_4

Note 6 - Loans Receivable, Net and Allowance for Credit Losses - Composition of Net Loans Receivable (Details) - USD ($) $ in Thousands		Sep. 30, 2024	Jun. 30, 2024	Dec. 31, 2023	Sep. 30, 2023	Jun. 30, 2023	Dec. 31, 2022
Loans		$ 554,477		$ 625,230
Deferred loan fees and costs		(277)		(771)
Allowance for credit losses		(6,897)	$ (7,393)	(6,758)	$ (7,121)	$ (7,456)	$ (7,678)
Net Loans		547,303		617,701
Real Estate Portfolio Segment [Member]
Loans		435,645		482,941
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Owner Occupied Loans [Member]
Loans		24,361		22,885
Allowance for credit losses		(177)	(179)	(153)	(142)	(137)	(123)
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Non-owner Occupied Loans [Member]
Loans		34,254		40,455
Allowance for credit losses		(185)	(206)	(219)	(259)	(243)	(295)
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Loans [Member]
Loans		58,615		63,340
Real Estate Portfolio Segment [Member] | Multi-family (Five Or More) Residential Loans [Member]
Loans		47,463		46,680
Allowance for credit losses		(854)	(801)	(420)	(404)	(415)	(451)
Real Estate Portfolio Segment [Member] | Commercial Real Estate Loans [Member]
Loans		300,182		331,174
Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Loans		23,878		35,585
Allowance for credit losses		(196)	(459)	(583)	(682)	(848)	(304)
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member]
Loans		5,507		6,162
Allowance for credit losses		(50)	$ (63)	(61)	$ (56)	$ (49)	$ (33)
Commercial Portfolio Segment [Member]
Loans	[1]	118,783		142,220
Consumer Portfolio Segment [Member]
Loans		$ 49		$ 69
[1]Includes $163,000 and $214,000 of PPP loans at March 31, 2023 and December 31, 2022, respectively.

Note 6 - Loans Receivable, Ne_5

Note 6 - Loans Receivable, Net and Allowance for Credit Losses - Internal Risk Categories (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended		12 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023	Dec. 31, 2023
Financing Receivable, Year One	$ 46,220		$ 46,220		$ 93,492
Financing Receivable, Year Two	69,466		69,466		233,467
Financing Receivable, Year Three	187,097		187,097		131,246
Financing Receivable, Year Four	115,575		115,575		40,556
Financing Receivable, Year Five	37,789		37,789		23,802
Financing Receivable, Prior	74,503		74,503		67,988
Financing Receivable, Revolving	23,827		23,827		20,327
Financing Receivable, Total	554,477		554,477		625,230
Current period gross charge-offs, Year One			234		0
Current period gross charge-offs, Year Two			0		29
Current period gross charge-offs, Year Three			618		613
Current period gross charge-offs, Year Four			55		231
Current period gross charge-offs, Year Five			0		0
Current period gross charge-offs, Prior			187		2
Current period gross charge-offs, Revolving			0		0
Current period gross charge-offs, Total	642	$ 605	1,094	$ 836	875
Current period gross charge-offs			618		613
Pass [Member]
Financing Receivable, Year One	46,220		46,220		93,492
Financing Receivable, Year Two	69,466		69,466		233,467
Financing Receivable, Year Three	185,244		185,244		129,300
Financing Receivable, Year Four	113,122		113,122		40,556
Financing Receivable, Year Five	37,165		37,165		22,509
Financing Receivable, Prior	74,503		74,503		65,518
Financing Receivable, Revolving	23,643		23,643		20,327
Financing Receivable, Total	549,363		549,363		619,521
Special Mention [Member]
Financing Receivable, Year One	0		0		0
Financing Receivable, Year Two	0		0		0
Financing Receivable, Year Three	333		333		0
Financing Receivable, Year Four	379		379		0
Financing Receivable, Year Five	591		591		0
Financing Receivable, Prior	0		0		0
Financing Receivable, Revolving	139		139		0
Financing Receivable, Total	1,442		1,442		0
Substandard [Member]
Financing Receivable, Year One	0		0		0
Financing Receivable, Year Two	0		0		0
Financing Receivable, Year Three	1,520		1,520		1,946
Financing Receivable, Year Four	2,074		2,074		0
Financing Receivable, Year Five	33		33		1,293
Financing Receivable, Prior	0		0		2,470
Financing Receivable, Revolving	45		45		0
Financing Receivable, Total	3,672		3,672		5,709
Doubtful [Member]
Financing Receivable, Year One	0		0		0
Financing Receivable, Year Two	0		0		0
Financing Receivable, Year Three	0		0		0
Financing Receivable, Year Four	0		0		0
Financing Receivable, Year Five	0		0		0
Financing Receivable, Prior	0		0		0
Financing Receivable, Revolving	0		0		0
Financing Receivable, Total	0		0		0
Residential Portfolio Segment [Member] | One-to-four Family Residential Owner Occupied Loans [Member]
Financing Receivable, Year One	5,782		5,782		6,044
Financing Receivable, Year Two	5,525		5,525		8,574
Financing Receivable, Year Three	5,222		5,222		3,840
Financing Receivable, Year Four	3,749		3,749		1,850
Financing Receivable, Year Five	1,648		1,648		571
Financing Receivable, Prior	2,435		2,435		2,006
Financing Receivable, Revolving	0		0		0
Financing Receivable, Total	24,361		24,361		22,885
Current period gross charge-offs, Year One			0		0
Current period gross charge-offs, Year Two			0		0
Current period gross charge-offs, Year Three			0		0
Current period gross charge-offs, Year Four			0		0
Current period gross charge-offs, Year Five			0		0
Current period gross charge-offs, Prior			0		0
Current period gross charge-offs, Revolving			0		0
Current period gross charge-offs, Total			0		0
Current period gross charge-offs			0		0
Residential Portfolio Segment [Member] | One-to-four Family Residential Owner Occupied Loans [Member] | Pass [Member]
Financing Receivable, Year One	5,782		5,782		6,044
Financing Receivable, Year Two	5,525		5,525		8,574
Financing Receivable, Year Three	5,222		5,222		3,840
Financing Receivable, Year Four	3,749		3,749		1,850
Financing Receivable, Year Five	1,648		1,648		571
Financing Receivable, Prior	2,435		2,435		2,006
Financing Receivable, Revolving	0		0		0
Financing Receivable, Total	24,361		24,361		22,885
Residential Portfolio Segment [Member] | One-to-four Family Residential Owner Occupied Loans [Member] | Special Mention [Member]
Financing Receivable, Year One	0		0		0
Financing Receivable, Year Two	0		0		0
Financing Receivable, Year Three	0		0		0
Financing Receivable, Year Four	0		0		0
Financing Receivable, Year Five	0		0		0
Financing Receivable, Prior	0		0		0
Financing Receivable, Revolving	0		0		0
Financing Receivable, Total	0		0		0
Residential Portfolio Segment [Member] | One-to-four Family Residential Owner Occupied Loans [Member] | Substandard [Member]
Financing Receivable, Year One	0		0		0
Financing Receivable, Year Two	0		0		0
Financing Receivable, Year Three	0		0		0
Financing Receivable, Year Four	0		0		0
Financing Receivable, Year Five	0		0		0
Financing Receivable, Prior	0		0		0
Financing Receivable, Revolving	0		0		0
Financing Receivable, Total	0		0		0
Residential Portfolio Segment [Member] | One-to-four Family Residential Owner Occupied Loans [Member] | Doubtful [Member]
Financing Receivable, Year One	0		0		0
Financing Receivable, Year Two	0		0		0
Financing Receivable, Year Three	0		0		0
Financing Receivable, Year Four	0		0		0
Financing Receivable, Year Five	0		0		0
Financing Receivable, Prior	0		0		0
Financing Receivable, Revolving	0		0		0
Financing Receivable, Total	0		0		0
Residential Portfolio Segment [Member] | Multi-family (Five Or More) Residential Loans [Member]
Financing Receivable, Year One	5,313		5,313		1,566
Financing Receivable, Year Two	928		928		15,542
Financing Receivable, Year Three	14,280		14,280		13,853
Financing Receivable, Year Four	13,245		13,245		4,483
Financing Receivable, Year Five	4,096		4,096		2,386
Financing Receivable, Prior	9,601		9,601		8,850
Financing Receivable, Revolving	0		0		0
Financing Receivable, Total	47,463		47,463		46,680
Current period gross charge-offs, Year One			0		0
Current period gross charge-offs, Year Two			0		0
Current period gross charge-offs, Year Three			0		0
Current period gross charge-offs, Year Four			0		0
Current period gross charge-offs, Year Five			0		0
Current period gross charge-offs, Prior			0		2
Current period gross charge-offs, Revolving			0		0
Current period gross charge-offs, Total			0		2
Current period gross charge-offs			0		0
Residential Portfolio Segment [Member] | Multi-family (Five Or More) Residential Loans [Member] | Pass [Member]
Financing Receivable, Year One	5,313		5,313		1,566
Financing Receivable, Year Two	928		928		15,542
Financing Receivable, Year Three	14,280		14,280		13,853
Financing Receivable, Year Four	13,245		13,245		4,483
Financing Receivable, Year Five	4,096		4,096		2,386
Financing Receivable, Prior	9,601		9,601		8,850
Financing Receivable, Revolving	0		0		0
Financing Receivable, Total	47,463		47,463		46,680
Residential Portfolio Segment [Member] | Multi-family (Five Or More) Residential Loans [Member] | Special Mention [Member]
Financing Receivable, Year One	0		0		0
Financing Receivable, Year Two	0		0		0
Financing Receivable, Year Three	0		0		0
Financing Receivable, Year Four	0		0		0
Financing Receivable, Year Five	0		0		0
Financing Receivable, Prior	0		0		0
Financing Receivable, Revolving	0		0		0
Financing Receivable, Total	0		0		0
Residential Portfolio Segment [Member] | Multi-family (Five Or More) Residential Loans [Member] | Substandard [Member]
Financing Receivable, Year One	0		0		0
Financing Receivable, Year Two	0		0		0
Financing Receivable, Year Three	0		0		0
Financing Receivable, Year Four	0		0		0
Financing Receivable, Year Five	0		0		0
Financing Receivable, Prior	0		0		0
Financing Receivable, Revolving	0		0		0
Financing Receivable, Total	0		0		0
Residential Portfolio Segment [Member] | Multi-family (Five Or More) Residential Loans [Member] | Doubtful [Member]
Financing Receivable, Year One	0		0		0
Financing Receivable, Year Two	0		0		0
Financing Receivable, Year Three	0		0		0
Financing Receivable, Year Four	0		0		0
Financing Receivable, Year Five	0		0		0
Financing Receivable, Prior	0		0		0
Financing Receivable, Revolving	0		0		0
Financing Receivable, Total	0		0		0
Residential Portfolio Segment [Member] | One-to-four Family Residential Non-owner Occupied Loans [Member]
Financing Receivable, Year One	1,328		1,328		2,195
Financing Receivable, Year Two	1,926		1,926		7,153
Financing Receivable, Year Three	6,093		6,093		12,362
Financing Receivable, Year Four	11,623		11,623		3,268
Financing Receivable, Year Five	1,983		1,983		1,026
Financing Receivable, Prior	11,301		11,301		14,451
Financing Receivable, Revolving	0		0		0
Financing Receivable, Total	34,254		34,254		40,455
Current period gross charge-offs, Year One			0		0
Current period gross charge-offs, Year Two			0		0
Current period gross charge-offs, Year Three			0		0
Current period gross charge-offs, Year Four			0		0
Current period gross charge-offs, Year Five			0		0
Current period gross charge-offs, Prior			0		0
Current period gross charge-offs, Revolving			0		0
Current period gross charge-offs, Total			0		0
Current period gross charge-offs			0		0
Residential Portfolio Segment [Member] | One-to-four Family Residential Non-owner Occupied Loans [Member] | Pass [Member]
Financing Receivable, Year One	1,328		1,328		2,195
Financing Receivable, Year Two	1,926		1,926		7,153
Financing Receivable, Year Three	6,093		6,093		12,362
Financing Receivable, Year Four	11,623		11,623		3,268
Financing Receivable, Year Five	1,983		1,983		1,026
Financing Receivable, Prior	11,301		11,301		14,451
Financing Receivable, Revolving	0		0		0
Financing Receivable, Total	34,254		34,254		40,455
Residential Portfolio Segment [Member] | One-to-four Family Residential Non-owner Occupied Loans [Member] | Special Mention [Member]
Financing Receivable, Year One	0		0		0
Financing Receivable, Year Two	0		0		0
Financing Receivable, Year Three	0		0		0
Financing Receivable, Year Four	0		0		0
Financing Receivable, Year Five	0		0		0
Financing Receivable, Prior	0		0		0
Financing Receivable, Revolving	0		0		0
Financing Receivable, Total	0		0		0
Residential Portfolio Segment [Member] | One-to-four Family Residential Non-owner Occupied Loans [Member] | Substandard [Member]
Financing Receivable, Year One	0		0		0
Financing Receivable, Year Two	0		0		0
Financing Receivable, Year Three	0		0		0
Financing Receivable, Year Four	0		0		0
Financing Receivable, Year Five	0		0		0
Financing Receivable, Prior	0		0		0
Financing Receivable, Revolving	0		0		0
Financing Receivable, Total	0		0		0
Residential Portfolio Segment [Member] | One-to-four Family Residential Non-owner Occupied Loans [Member] | Doubtful [Member]
Financing Receivable, Year One	0		0		0
Financing Receivable, Year Two	0		0		0
Financing Receivable, Year Three	0		0		0
Financing Receivable, Year Four	0		0		0
Financing Receivable, Year Five	0		0		0
Financing Receivable, Prior	0		0		0
Financing Receivable, Revolving	0		0		0
Financing Receivable, Total	0		0		0
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Owner Occupied Loans [Member]
Current period gross charge-offs, Total	0	0	0	0
Real Estate Portfolio Segment [Member] | Multi-family (Five Or More) Residential Loans [Member]
Current period gross charge-offs, Total	0	0	0	0
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member]
Financing Receivable, Year One	0		0		1,062
Financing Receivable, Year Two	377		377		35
Financing Receivable, Year Three	0		0		122
Financing Receivable, Year Four	116		116		0
Financing Receivable, Year Five	0		0		0
Financing Receivable, Prior	177		177		205
Financing Receivable, Revolving	4,837		4,837		4,738
Financing Receivable, Total	5,507		5,507		6,162
Current period gross charge-offs, Year One			0		0
Current period gross charge-offs, Year Two			0		0
Current period gross charge-offs, Year Three			0		0
Current period gross charge-offs, Year Four			0		0
Current period gross charge-offs, Year Five			0		0
Current period gross charge-offs, Prior			0		0
Current period gross charge-offs, Revolving			0		0
Current period gross charge-offs, Total	0	0	0	0	0
Current period gross charge-offs			0		0
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member] | Pass [Member]
Financing Receivable, Year One	0		0		1,062
Financing Receivable, Year Two	377		377		35
Financing Receivable, Year Three	0		0		122
Financing Receivable, Year Four	116		116		0
Financing Receivable, Year Five	0		0		0
Financing Receivable, Prior	177		177		205
Financing Receivable, Revolving	4,837		4,837		4,738
Financing Receivable, Total	5,507		5,507		6,162
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member] | Special Mention [Member]
Financing Receivable, Year One	0		0		0
Financing Receivable, Year Two	0		0		0
Financing Receivable, Year Three	0		0		0
Financing Receivable, Year Four	0		0		0
Financing Receivable, Year Five	0		0		0
Financing Receivable, Prior	0		0		0
Financing Receivable, Revolving	0		0		0
Financing Receivable, Total	0		0		0
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member] | Substandard [Member]
Financing Receivable, Year One	0		0		0
Financing Receivable, Year Two	0		0		0
Financing Receivable, Year Three	0		0		0
Financing Receivable, Year Four	0		0		0
Financing Receivable, Year Five	0		0		0
Financing Receivable, Prior	0		0		0
Financing Receivable, Revolving	0		0		0
Financing Receivable, Total	0		0		0
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member] | Doubtful [Member]
Financing Receivable, Year One	0		0		0
Financing Receivable, Year Two	0		0		0
Financing Receivable, Year Three	0		0		0
Financing Receivable, Year Four	0		0		0
Financing Receivable, Year Five	0		0		0
Financing Receivable, Prior	0		0		0
Financing Receivable, Revolving	0		0		0
Financing Receivable, Total	0		0		0
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Non-owner Occupied Loans [Member]
Current period gross charge-offs, Total	0	0	0	0
Real Estate Portfolio Segment [Member] | Commercial Real Estate Loans [Member]
Financing Receivable, Year One	14,004		14,004		61,338
Financing Receivable, Year Two	46,727		46,727		121,006
Financing Receivable, Year Three	101,276		101,276		64,684
Financing Receivable, Year Four	58,853		58,853		26,631
Financing Receivable, Year Five	25,952		25,952		16,622
Financing Receivable, Prior	49,049		49,049		38,897
Financing Receivable, Revolving	4,321		4,321		1,996
Financing Receivable, Total	300,182		300,182		331,174
Current period gross charge-offs, Year One			0		0
Current period gross charge-offs, Year Two			0		0
Current period gross charge-offs, Year Three			0		0
Current period gross charge-offs, Year Four			0		134
Current period gross charge-offs, Year Five			0		0
Current period gross charge-offs, Prior			0		0
Current period gross charge-offs, Revolving			0		0
Current period gross charge-offs, Total			0		134
Current period gross charge-offs			0		0
Real Estate Portfolio Segment [Member] | Commercial Real Estate Loans [Member] | Pass [Member]
Financing Receivable, Year One	14,004		14,004		61,338
Financing Receivable, Year Two	46,727		46,727		121,006
Financing Receivable, Year Three	100,710		100,710		64,684
Financing Receivable, Year Four	58,853		58,853		26,631
Financing Receivable, Year Five	25,952		25,952		16,571
Financing Receivable, Prior	49,049		49,049		38,897
Financing Receivable, Revolving	4,321		4,321		1,996
Financing Receivable, Total	299,616		299,616		331,123
Real Estate Portfolio Segment [Member] | Commercial Real Estate Loans [Member] | Special Mention [Member]
Financing Receivable, Year One	0		0		0
Financing Receivable, Year Two	0		0		0
Financing Receivable, Year Three	333		333		0
Financing Receivable, Year Four	0		0		0
Financing Receivable, Year Five	0		0		0
Financing Receivable, Prior	0		0		0
Financing Receivable, Revolving	0		0		0
Financing Receivable, Total	333		333		0
Real Estate Portfolio Segment [Member] | Commercial Real Estate Loans [Member] | Substandard [Member]
Financing Receivable, Year One	0		0		0
Financing Receivable, Year Two	0		0		0
Financing Receivable, Year Three	233		233		0
Financing Receivable, Year Four	0		0		0
Financing Receivable, Year Five	0		0		51
Financing Receivable, Prior	0		0		0
Financing Receivable, Revolving	0		0		0
Financing Receivable, Total	233		233		51
Real Estate Portfolio Segment [Member] | Commercial Real Estate Loans [Member] | Doubtful [Member]
Financing Receivable, Year One	0		0		0
Financing Receivable, Year Two	0		0		0
Financing Receivable, Year Three	0		0		0
Financing Receivable, Year Four	0		0		0
Financing Receivable, Year Five	0		0		0
Financing Receivable, Prior	0		0		0
Financing Receivable, Revolving	0		0		0
Financing Receivable, Total	0		0		0
Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Financing Receivable, Year One	2,862		2,862		14,777
Financing Receivable, Year Two	9,527		9,527		11,244
Financing Receivable, Year Three	5,916		5,916		7,417
Financing Receivable, Year Four	5,573		5,573		0
Financing Receivable, Year Five	0		0		0
Financing Receivable, Prior	0		0		2,147
Financing Receivable, Revolving	0		0		0
Financing Receivable, Total	23,878		23,878		35,585
Current period gross charge-offs, Year One			0		0
Current period gross charge-offs, Year Two			0		0
Current period gross charge-offs, Year Three			0		0
Current period gross charge-offs, Year Four			0		0
Current period gross charge-offs, Year Five			0		0
Current period gross charge-offs, Prior			187		0
Current period gross charge-offs, Revolving			0		0
Current period gross charge-offs, Total	187	$ 0	187	$ 0	0
Current period gross charge-offs			0		0
Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Pass [Member]
Financing Receivable, Year One	2,862		2,862		14,777
Financing Receivable, Year Two	9,527		9,527		11,244
Financing Receivable, Year Three	5,916		5,916		7,417
Financing Receivable, Year Four	5,573		5,573		0
Financing Receivable, Year Five	0		0		0
Financing Receivable, Prior	0		0		0
Financing Receivable, Revolving	0		0		0
Financing Receivable, Total	23,878		23,878		33,438
Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Special Mention [Member]
Financing Receivable, Year One	0		0		0
Financing Receivable, Year Two	0		0		0
Financing Receivable, Year Three	0		0		0
Financing Receivable, Year Four	0		0		0
Financing Receivable, Year Five	0		0		0
Financing Receivable, Prior	0		0		0
Financing Receivable, Revolving	0		0		0
Financing Receivable, Total	0		0		0
Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Substandard [Member]
Financing Receivable, Year One	0		0		0
Financing Receivable, Year Two	0		0		0
Financing Receivable, Year Three	0		0		0
Financing Receivable, Year Four	0		0		0
Financing Receivable, Year Five	0		0		0
Financing Receivable, Prior	0		0		2,147
Financing Receivable, Revolving	0		0		0
Financing Receivable, Total	0		0		2,147
Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Doubtful [Member]
Financing Receivable, Year One	0		0		0
Financing Receivable, Year Two	0		0		0
Financing Receivable, Year Three	0		0		0
Financing Receivable, Year Four	0		0		0
Financing Receivable, Year Five	0		0		0
Financing Receivable, Prior	0		0		0
Financing Receivable, Revolving	0		0		0
Financing Receivable, Total	0		0		0
Commercial Portfolio Segment [Member]
Financing Receivable, Year One	16,882		16,882
Financing Receivable, Year Two	4,456		4,456
Financing Receivable, Year Three	54,310		54,310
Financing Receivable, Year Four	22,416		22,416
Financing Receivable, Year Five	4,110		4,110
Financing Receivable, Prior	1,940		1,940
Financing Receivable, Revolving	14,669		14,669
Financing Receivable, Total	118,783		118,783
Current period gross charge-offs, Year One			234
Current period gross charge-offs, Year Two			0
Current period gross charge-offs, Year Three			618
Current period gross charge-offs, Year Four			55
Current period gross charge-offs, Year Five			0
Current period gross charge-offs, Prior			0
Current period gross charge-offs, Revolving			0
Current period gross charge-offs, Total			907
Current period gross charge-offs			618
Commercial Portfolio Segment [Member] | Pass [Member]
Financing Receivable, Year One	16,882		16,882
Financing Receivable, Year Two	4,456		4,456
Financing Receivable, Year Three	53,023		53,023
Financing Receivable, Year Four	19,963		19,963
Financing Receivable, Year Five	3,486		3,486
Financing Receivable, Prior	1,940		1,940
Financing Receivable, Revolving	14,485		14,485
Financing Receivable, Total	114,235		114,235
Commercial Portfolio Segment [Member] | Special Mention [Member]
Financing Receivable, Year One	0		0
Financing Receivable, Year Two	0		0
Financing Receivable, Year Three	0		0
Financing Receivable, Year Four	379		379
Financing Receivable, Year Five	591		591
Financing Receivable, Prior	0		0
Financing Receivable, Revolving	139		139
Financing Receivable, Total	1,109		1,109
Commercial Portfolio Segment [Member] | Substandard [Member]
Financing Receivable, Year One	0		0
Financing Receivable, Year Two	0		0
Financing Receivable, Year Three	1,287		1,287
Financing Receivable, Year Four	2,074		2,074
Financing Receivable, Year Five	33		33
Financing Receivable, Prior	0		0
Financing Receivable, Revolving	45		45
Financing Receivable, Total	3,439		3,439
Commercial Portfolio Segment [Member] | Doubtful [Member]
Financing Receivable, Year One	0		0
Financing Receivable, Year Two	0		0
Financing Receivable, Year Three	0		0
Financing Receivable, Year Four	0		0
Financing Receivable, Year Five	0		0
Financing Receivable, Prior	0		0
Financing Receivable, Revolving	0		0
Financing Receivable, Total	0		0
Commercial Portfolio Segment [Member] | Commercial Loan [Member]
Financing Receivable, Year One					20,793
Financing Receivable, Year Two					69,913
Financing Receivable, Year Three					28,967
Financing Receivable, Year Four					4,324
Financing Receivable, Year Five					3,197
Financing Receivable, Prior					1,433
Financing Receivable, Revolving					13,593
Financing Receivable, Total					142,220
Current period gross charge-offs, Year One					0
Current period gross charge-offs, Year Two					29
Current period gross charge-offs, Year Three					613
Current period gross charge-offs, Year Four					97
Current period gross charge-offs, Year Five					0
Current period gross charge-offs, Prior					0
Current period gross charge-offs, Revolving					0
Current period gross charge-offs, Total					739
Current period gross charge-offs					613
Commercial Portfolio Segment [Member] | Commercial Loan [Member] | Pass [Member]
Financing Receivable, Year One					20,793
Financing Receivable, Year Two					69,913
Financing Receivable, Year Three					27,022
Financing Receivable, Year Four					4,324
Financing Receivable, Year Five					1,955
Financing Receivable, Prior					1,109
Financing Receivable, Revolving					13,593
Financing Receivable, Total					138,709
Commercial Portfolio Segment [Member] | Commercial Loan [Member] | Special Mention [Member]
Financing Receivable, Year One					0
Financing Receivable, Year Two					0
Financing Receivable, Year Three					0
Financing Receivable, Year Four					0
Financing Receivable, Year Five					0
Financing Receivable, Prior					0
Financing Receivable, Revolving					0
Financing Receivable, Total					0
Commercial Portfolio Segment [Member] | Commercial Loan [Member] | Substandard [Member]
Financing Receivable, Year One					0
Financing Receivable, Year Two					0
Financing Receivable, Year Three					1,946
Financing Receivable, Year Four					0
Financing Receivable, Year Five					1,242
Financing Receivable, Prior					323
Financing Receivable, Revolving					0
Financing Receivable, Total					3,511
Commercial Portfolio Segment [Member] | Commercial Loan [Member] | Doubtful [Member]
Financing Receivable, Year One					0
Financing Receivable, Year Two					0
Financing Receivable, Year Three					0
Financing Receivable, Year Four					0
Financing Receivable, Year Five					0
Financing Receivable, Prior					0
Financing Receivable, Revolving					0
Financing Receivable, Total					0
Consumer Portfolio Segment [Member]
Financing Receivable, Year One	49		49
Financing Receivable, Year Two	0		0
Financing Receivable, Year Three	0		0
Financing Receivable, Year Four	0		0
Financing Receivable, Year Five	0		0
Financing Receivable, Prior	0		0
Financing Receivable, Revolving	0		0
Financing Receivable, Total	49		49
Current period gross charge-offs, Year One			0
Current period gross charge-offs, Year Two			0
Current period gross charge-offs, Year Three			0
Current period gross charge-offs, Year Four			0
Current period gross charge-offs, Year Five			0
Current period gross charge-offs, Prior			0
Current period gross charge-offs, Revolving			0
Current period gross charge-offs, Total			0
Current period gross charge-offs			0
Consumer Portfolio Segment [Member] | Pass [Member]
Financing Receivable, Year One	49		49
Financing Receivable, Year Two	0		0
Financing Receivable, Year Three	0		0
Financing Receivable, Year Four	0		0
Financing Receivable, Year Five	0		0
Financing Receivable, Prior	0		0
Financing Receivable, Revolving	0		0
Financing Receivable, Total	49		49
Consumer Portfolio Segment [Member] | Special Mention [Member]
Financing Receivable, Year One	0		0
Financing Receivable, Year Two	0		0
Financing Receivable, Year Three	0		0
Financing Receivable, Year Four	0		0
Financing Receivable, Year Five	0		0
Financing Receivable, Prior	0		0
Financing Receivable, Revolving	0		0
Financing Receivable, Total	0		0
Consumer Portfolio Segment [Member] | Substandard [Member]
Financing Receivable, Year One	0		0
Financing Receivable, Year Two	0		0
Financing Receivable, Year Three	0		0
Financing Receivable, Year Four	0		0
Financing Receivable, Year Five	0		0
Financing Receivable, Prior	0		0
Financing Receivable, Revolving	0		0
Financing Receivable, Total	0		0
Consumer Portfolio Segment [Member] | Doubtful [Member]
Financing Receivable, Year One	0		0
Financing Receivable, Year Two	0		0
Financing Receivable, Year Three	0		0
Financing Receivable, Year Four	0		0
Financing Receivable, Year Five	0		0
Financing Receivable, Prior	0		0
Financing Receivable, Revolving	0		0
Financing Receivable, Total	$ 0		$ 0
Consumer Portfolio Segment [Member] | Commercial Loan [Member]
Financing Receivable, Year One					69
Financing Receivable, Year Two					0
Financing Receivable, Year Three					0
Financing Receivable, Year Four					0
Financing Receivable, Year Five					0
Financing Receivable, Prior					0
Financing Receivable, Revolving					0
Financing Receivable, Total					69
Current period gross charge-offs, Year One					0
Current period gross charge-offs, Year Two					0
Current period gross charge-offs, Year Three					0
Current period gross charge-offs, Year Four					0
Current period gross charge-offs, Year Five					0
Current period gross charge-offs, Prior					0
Current period gross charge-offs, Revolving					0
Current period gross charge-offs, Total					0
Current period gross charge-offs					0
Consumer Portfolio Segment [Member] | Commercial Loan [Member] | Pass [Member]
Financing Receivable, Year One					69
Financing Receivable, Year Two					0
Financing Receivable, Year Three					0
Financing Receivable, Year Four					0
Financing Receivable, Year Five					0
Financing Receivable, Prior					0
Financing Receivable, Revolving					0
Financing Receivable, Total					69
Consumer Portfolio Segment [Member] | Commercial Loan [Member] | Special Mention [Member]
Financing Receivable, Year One					0
Financing Receivable, Year Two					0
Financing Receivable, Year Three					0
Financing Receivable, Year Four					0
Financing Receivable, Year Five					0
Financing Receivable, Prior					0
Financing Receivable, Revolving					0
Financing Receivable, Total					0
Consumer Portfolio Segment [Member] | Commercial Loan [Member] | Substandard [Member]
Financing Receivable, Year One					0
Financing Receivable, Year Two					0
Financing Receivable, Year Three					0
Financing Receivable, Year Four					0
Financing Receivable, Year Five					0
Financing Receivable, Prior					0
Financing Receivable, Revolving					0
Financing Receivable, Total					0
Consumer Portfolio Segment [Member] | Commercial Loan [Member] | Doubtful [Member]
Financing Receivable, Year One					0
Financing Receivable, Year Two					0
Financing Receivable, Year Three					0
Financing Receivable, Year Four					0
Financing Receivable, Year Five					0
Financing Receivable, Prior					0
Financing Receivable, Revolving					0
Financing Receivable, Total					$ 0

Note 6 - Loans Receivable, Ne_6

Note 6 - Loans Receivable, Net and Allowance for Credit Losses - Non-accrual Loans by Class of Loans (Details) - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
Financing Receivable, Nonaccrual, With Allowance	$ 1,991	$ 0
Financing Receivable, Nonaccrual, No Allowance	2,995	51
Financing Receivable, Nonaccrual	4,986	51
Nonaccrual, 90 days and accruing	449	401
Nonperforming Financial Instruments [Member]
Financing Receivable, Nonaccrual	5,435	452
Commercial Real Estate Portfolio Segment [Member] | Commercial Loan [Member]
Financing Receivable, Nonaccrual, With Allowance	0	0
Financing Receivable, Nonaccrual, No Allowance	0	51
Financing Receivable, Nonaccrual	0	51
Nonaccrual, 90 days and accruing	449	0
Commercial Real Estate Portfolio Segment [Member] | Commercial Loan [Member] | Nonperforming Financial Instruments [Member]
Financing Receivable, Nonaccrual	449	51
Residential Portfolio Segment [Member] | One-to-four Family Residential Owner Occupied Loans [Member]
Financing Receivable, Nonaccrual, With Allowance		0
Financing Receivable, Nonaccrual, No Allowance		0
Financing Receivable, Nonaccrual		0
Nonaccrual, 90 days and accruing		401
Residential Portfolio Segment [Member] | One-to-four Family Residential Owner Occupied Loans [Member] | Nonperforming Financial Instruments [Member]
Financing Receivable, Nonaccrual		$ 401
Commercial Portfolio Segment [Member] | Commercial Loan [Member]
Financing Receivable, Nonaccrual, With Allowance	1,991
Financing Receivable, Nonaccrual, No Allowance	2,995
Financing Receivable, Nonaccrual	4,986
Nonaccrual, 90 days and accruing	0
Commercial Portfolio Segment [Member] | Commercial Loan [Member] | Nonperforming Financial Instruments [Member]
Financing Receivable, Nonaccrual	$ 4,986

Note 6 - Loans Receivable, Ne_7

Note 6 - Loans Receivable, Net and Allowance for Credit Losses - Changes in the Allowance for Loan Losses and Recorded Investment in Loans Receivable (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended		12 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023	Dec. 31, 2023
Beginning balance	$ 7,393	$ 7,456	$ 6,758	$ 7,678	$ 7,678
Charge-offs	(642)	(605)	(1,094)	(836)	(875)
Recoveries	3	0	6	0
Provision	143	270	1,227	279
Allowance for loan losses, ending balance	6,897	7,121	6,897	7,121	6,758
Individually evaluated for impairment	1,991		1,991
Loans Receivable [Member]
Provision		270
Cumulative Effect, Period of Adoption, Adjustment [Member]
Beginning balance		0		0	0
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Owner Occupied Loans [Member]
Beginning balance	179	137	153	123	123
Charge-offs	0	0	0	0
Recoveries	0	0	0	0
Provision	(2)		24	19
Allowance for loan losses, ending balance	177	142	177	142	153
Individually evaluated for impairment	0		0
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Owner Occupied Loans [Member] | Loans Receivable [Member]
Provision		5
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Owner Occupied Loans [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]
Beginning balance		0		0	0
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Non-owner Occupied Loans [Member]
Beginning balance	206	243	219	295	295
Charge-offs	0	0	0	0
Recoveries	0	0	0	0
Provision	(21)		(34)	(36)
Allowance for loan losses, ending balance	185	259	185	259	219
Individually evaluated for impairment	0		0
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Non-owner Occupied Loans [Member] | Loans Receivable [Member]
Provision		16
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Non-owner Occupied Loans [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]
Beginning balance		0		0	0
Real Estate Portfolio Segment [Member] | Multi-family (Five Or More) Residential Loans [Member]
Beginning balance	801	415	420	451	451
Charge-offs	0	0	0	0
Recoveries	0	0	0	0
Provision	53		434	(47)
Allowance for loan losses, ending balance	854	404	854	404	420
Individually evaluated for impairment	0		0
Real Estate Portfolio Segment [Member] | Multi-family (Five Or More) Residential Loans [Member] | Loans Receivable [Member]
Provision		(11)
Real Estate Portfolio Segment [Member] | Multi-family (Five Or More) Residential Loans [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]
Beginning balance		0		0	0
Real Estate Portfolio Segment [Member] | Commercial Real Estate Loans [Member]
Charge-offs			0		(134)
Individually evaluated for impairment	233		233
Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Beginning balance	459	848	583	304	304
Charge-offs	(187)	0	(187)	0	0
Recoveries	0	0	0	0
Provision	(76)		(200)	378
Allowance for loan losses, ending balance	196	682	196	682	583
Individually evaluated for impairment	0		0
Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Loans Receivable [Member]
Provision		(166)
Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]
Beginning balance		0		0	0
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member]
Beginning balance	63	49	61	33	33
Charge-offs	0	0	0	0	0
Recoveries	0	0	0	0
Provision	(13)		(11)	23
Allowance for loan losses, ending balance	50	56	50	56	61
Individually evaluated for impairment	0		0
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member] | Loans Receivable [Member]
Provision		7
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]
Beginning balance		0		0	0
Real Estate Portfolio Segment [Member] | Commercial Real Estate and Lines of Credit [Member]
Beginning balance	2,769	3,175	2,784	3,750	3,750
Charge-offs	0	0	0	(134)
Recoveries	0	0	0	0
Provision	(559)		(574)	(476)
Allowance for loan losses, ending balance	2,210	3,140	2,210	3,140	2,784
Real Estate Portfolio Segment [Member] | Commercial Real Estate and Lines of Credit [Member] | Loans Receivable [Member]
Provision		(35)
Real Estate Portfolio Segment [Member] | Commercial Real Estate and Lines of Credit [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]
Beginning balance		0		0	0
Commercial and Consumer Portfolio Segments [Member]
Beginning balance	2,916	2,589	2,538	2,422	2,422
Charge-offs	(455)	(605)	(907)	(702)
Recoveries	3	0	6	0
Provision	761		1,588	718
Allowance for loan losses, ending balance	3,225	2,438	3,225	2,438	2,538
Individually evaluated for impairment	$ 1,758		$ 1,758
Commercial and Consumer Portfolio Segments [Member] | Loans Receivable [Member]
Provision		454
Commercial and Consumer Portfolio Segments [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]
Beginning balance		0		0	0
Unallocated Financing Receivables [Member]
Beginning balance		0		300	300
Charge-offs		0		0
Recoveries		0		0
Provision				(300)
Allowance for loan losses, ending balance		0		0
Unallocated Financing Receivables [Member] | Loans Receivable [Member]
Provision		0
Unallocated Financing Receivables [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]
Beginning balance		$ 0		$ 0	$ 0

Note 6 - Loans Receivable, Ne_8

Note 6 - Loans Receivable, Net and Allowance for Credit Losses - Loan Portfolio Summarized by Past Due Status (Details) - USD ($) $ in Thousands		Sep. 30, 2024	Dec. 31, 2023
Loans		$ 554,477	$ 625,230
The 30 to 89 Days Delinquent [Member]
Loans		11,312	4,914
Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans		5,435	401
Financial Asset, Not Past Due [Member]
Loans		537,730	619,915
Real Estate Portfolio Segment [Member]
Loans		435,645	482,941
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Owner Occupied Loans [Member]
Loans		24,361	22,885
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Owner Occupied Loans [Member] | The 30 to 89 Days Delinquent [Member]
Loans		1,486	136
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Owner Occupied Loans [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans		0	401
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Owner Occupied Loans [Member] | Financial Asset, Not Past Due [Member]
Loans		22,875	22,348
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Non-owner Occupied Loans [Member]
Loans		34,254	40,455
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Non-owner Occupied Loans [Member] | The 30 to 89 Days Delinquent [Member]
Loans		635	256
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Non-owner Occupied Loans [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans		0	0
Real Estate Portfolio Segment [Member] | One-to-four Family Residential Non-owner Occupied Loans [Member] | Financial Asset, Not Past Due [Member]
Loans		33,619	40,199
Real Estate Portfolio Segment [Member] | Multi-family (Five Or More) Residential Loans [Member]
Loans		47,463	46,680
Real Estate Portfolio Segment [Member] | Multi-family (Five Or More) Residential Loans [Member] | The 30 to 89 Days Delinquent [Member]
Loans		0	175
Real Estate Portfolio Segment [Member] | Multi-family (Five Or More) Residential Loans [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans		0	0
Real Estate Portfolio Segment [Member] | Multi-family (Five Or More) Residential Loans [Member] | Financial Asset, Not Past Due [Member]
Loans		47,463	46,505
Real Estate Portfolio Segment [Member] | Commercial Real Estate Loans [Member]
Loans		300,182	331,174
Real Estate Portfolio Segment [Member] | Commercial Real Estate Loans [Member] | The 30 to 89 Days Delinquent [Member]
Loans		7,806	3,944
Real Estate Portfolio Segment [Member] | Commercial Real Estate Loans [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans		682	0
Real Estate Portfolio Segment [Member] | Commercial Real Estate Loans [Member] | Financial Asset, Not Past Due [Member]
Loans		291,694	327,230
Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Loans		23,878	35,585
Real Estate Portfolio Segment [Member] | Construction Loans [Member] | The 30 to 89 Days Delinquent [Member]
Loans		794	0
Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans		0	0
Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Financial Asset, Not Past Due [Member]
Loans		23,084	35,585
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member]
Loans		5,507	6,162
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member] | The 30 to 89 Days Delinquent [Member]
Loans		491	403
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans		0	0
Real Estate Portfolio Segment [Member] | Home Equity Loan [Member] | Financial Asset, Not Past Due [Member]
Loans		5,016	5,759
Commercial Portfolio Segment [Member]
Loans	[1]	118,783	142,220
Commercial Portfolio Segment [Member] | The 30 to 89 Days Delinquent [Member]
Loans		100	0
Commercial Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans		4,753	0
Commercial Portfolio Segment [Member] | Financial Asset, Not Past Due [Member]
Loans		113,930	142,220
Consumer Portfolio Segment [Member]
Loans		49	69
Consumer Portfolio Segment [Member] | The 30 to 89 Days Delinquent [Member]
Loans		0	0
Consumer Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans		0	0
Consumer Portfolio Segment [Member] | Financial Asset, Not Past Due [Member]
Loans		$ 49	$ 69
[1]Includes $163,000 and $214,000 of PPP loans at March 31, 2023 and December 31, 2022, respectively.

Note 7 - Goodwill and Other I_2

Note 7 - Goodwill and Other Intangible, Net (Details Textual) - USD ($)		3 Months Ended		9 Months Ended
	Aug. 01, 2016	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023	Mar. 29, 2024	Dec. 31, 2023
Goodwill		$ 515,000		$ 515,000			$ 515,000
Finite-Lived Intangible Assets, Net		89,000		89,000			$ 125,000
Amortization of Intangible Assets		12,000	$ 12,000	36,000	$ 36,000
Other Intangible Assets [Member]
Finite-Lived Intangible Assets, Net		89,000	125,000	89,000	125,000
Finite-Lived Intangible Assets, Accumulated Amortization		$ 396,000	$ 348,000	$ 396,000	$ 348,000
Signature Insurance Services, LLC [Member]
Payments to Acquire Businesses, Gross	$ 1,000,000
Goodwill, Acquired During Period	515,000
Signature Insurance Services, LLC [Member] | Other Intangible Assets [Member]
Finite-lived Intangible Assets Acquired	$ 485,000
Finite-Lived Intangible Asset, Useful Life (Year)	10 years
Oakmont Capital Holdings, LLC [Member]
Goodwill						$ 2,100,000
Disposal Group, Including Discontinued Operation, Ownership Sold						51%

Note 8 - Deposits (Details Text

Note 8 - Deposits (Details Textual) - USD ($) $ in Thousands		Sep. 30, 2024	Dec. 31, 2023
Noninterest-Bearing Domestic Deposit, Checking		$ 68,459	$ 92,216
Interest-Bearing Domestic Deposit, Money Market	[1]	$ 213,069	$ 218,525
One Customer [Member]
Percentage of Non-Interest-Bearing Domestic Deposits to Deposits, Checking		11.60%	16.50%
Noninterest-Bearing Domestic Deposit, Checking		$ 67,800	$ 104,300
Percentage of Interest-Bearing Domestic Deposits to Deposits, Money Market		25.70%	23.70%
Interest-Bearing Domestic Deposit, Money Market		$ 150,000	$ 150,000
[1]The Company has identified one major money market deposit customer, a separate customer than the interest bearing checking account deposit customer referred to above in footnote (1), that accounted for approximately 25.7% and 23.7% of total deposits at September 30, 2024 and December 31, 2023, respectively. At both September 30, 2024 and December 31, 2023, the combined outstanding balances of the major deposit customer’s money market accounts totaled approximately $150.0 million.

Note 8 - Deposits - Summary of

Note 8 - Deposits - Summary of Deposits (Details) - USD ($) $ in Thousands		Sep. 30, 2024	Dec. 31, 2023
Noninterest-Bearing Domestic Deposit, Checking		$ 68,459	$ 92,216
Interest bearing checking accounts(1)	[1]	67,794	104,274
Interest-Bearing Domestic Deposit, Money Market	[2]	213,069	218,525
Certificates of deposit		233,492	215,843
Total deposits		583,419	631,699
Savings Accounts [Member]
Interest-bearing deposits, amount		$ 605	$ 841
[1]The Company has identified one major interest bearing checking account deposit customer that accounted for approximately 11.6% and 16.5% of total deposits at September 30, 2024 and December 31, 2023, respectively. At September 30, 2024 and December 31, 2023, the combined outstanding balances of the major deposit customer’s interest bearing checking account totaled approximately $67.8 million and $104.3 million, respectively.[2]The Company has identified one major money market deposit customer, a separate customer than the interest bearing checking account deposit customer referred to above in footnote (1), that accounted for approximately 25.7% and 23.7% of total deposits at September 30, 2024 and December 31, 2023, respectively. At both September 30, 2024 and December 31, 2023, the combined outstanding balances of the major deposit customer’s money market accounts totaled approximately $150.0 million.

Note 9 - Borrowings (Details Te

Note 9 - Borrowings (Details Textual) - USD ($) $ in Millions	Sep. 30, 2024	Dec. 31, 2023
Subordinated Debt [Member]
Long-Term Debt	$ 22	$ 22

Note 9 - Borrowings - Federal H

Note 9 - Borrowings - Federal Home Loan Bank Long-term Borrowings (Details) - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
Short-term borrowings, amount	$ 35,000
Short-term borrowings, weighted interest rate	5.18%
2024, amount	$ 1,000
2024, weighted interest rate	2.54%
2024, amount	$ 2,855	$ 21,167
2024, weighted interest rate	1.25%	4.25%
2025, amount		$ 7,855
2025, weighted interest rate		3.40%
Total FHLB long-term debt, amount	$ 3,855	$ 29,022
Total FHLB long-term debt, weighted interest rate	1.59%	4.02%

Note 10 - Stock Compensation _3

Note 10 - Stock Compensation Plans (Details Textual) - USD ($)	1 Months Ended		3 Months Ended			6 Months Ended		9 Months Ended
	May 31, 2023	May 31, 2018	Sep. 30, 2024	Sep. 30, 2023	Mar. 31, 2018	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023
Share-Based Payment Arrangement, Option [Member]
Share-Based Payment Arrangement, Expense, after Tax			$ 20,000	$ 20,000				$ 60,000	$ 50,000
Share-Based Payment Arrangement, Expense, Tax Benefit			$ 1,000	1,000				$ 4,000	3,000
Share-Based Payment Arrangement, Nonvested Award, Cost Not yet Recognized, Amount				292,000			$ 292,000		292,000
Share-Based Payment Arrangement, Nonvested Award, Cost Not yet Recognized, Period for Recognition (Year)								3 years 7 months 6 days
Share-based Compensation Arrangement by Share-based Payment Award, Expiration Period (Year)					10 years			10 years
Share-Based Payment Arrangement, Option [Member] | Minimum [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Period (Year)					5 years			5 years
The 2018 Stock Incentive Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Authorized (in shares)		155,000
Share-Based Compensation Arrangement by Share-Based Payment Award, Number of Shares Available for Grant (in shares)			0			0		0
Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Period (Year)								5 years
The 2018 Stock Incentive Plan [Member] | Restricted Stock [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Authorized (in shares)		38,750
Percentage of Shares May Be Granted As Restricted Stock Awards		25%
The 2018 Stock Incentive Plan [Member] | Share-Based Payment Arrangement, Option [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Authorized (in shares)		116,250
The 2023 Stock Incentive Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Authorized (in shares)	175,000
Share-Based Compensation Arrangement by Share-Based Payment Award, Number of Shares Available for Grant (in shares)			10,500			10,500		10,500
The 2023 Stock Incentive Plan [Member] | Restricted Stock [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Authorized (in shares)	43,750
Percentage of Shares May Be Granted As Restricted Stock Awards	25%
The 2023 Stock Incentive Plan [Member] | Share-Based Payment Arrangement, Option [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Authorized (in shares)	131,250
Share-Based Compensation Arrangement by Share-Based Payment Award, Number of Shares Available for Grant (in shares)			36,000			36,000		36,000
Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Outstanding, Number (in shares)			224,033			224,033		224,033
The 2018 and 2023 Stock Incentive Plan [Member]
Share-Based Compensation Arrangement by Share-Based Payment Award, Equity Instruments Other than Options, Nonvested, Number (in shares)			45,000			45,000		45,000
The 2013 Stock Incentive Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Period (Year)								5 years
Stock Incentive Plans [Member]
Share-Based Payment Arrangement, Expense, after Tax			$ 41,000	$ 41,000				$ 122,000	115,000
Share-Based Payment Arrangement, Expense, Tax Benefit						$ 9,000	$ 9,000	26,000	$ 24,000
Share-Based Payment Arrangement, Nonvested Award, Cost Not yet Recognized, Amount			$ 587,000			$ 587,000		$ 587,000
Share-Based Payment Arrangement, Nonvested Award, Cost Not yet Recognized, Period for Recognition (Year)								3 years 7 months 6 days
Employee Stock Ownership Plan [Member]
Employee Stock Ownership Plan (ESOP), Shares Contributed to ESOP (in shares)			0	0				0	0
Employee Stock Ownership Plan (ESOP), Compensation Expense			$ 0	$ 0				$ 0	$ 0

Note 10 - Stock Compensation _4

Note 10 - Stock Compensation Plans - Status of Shares Under the RRP and Stock Incentive Plan (Details) - The RRP and Stock Incentive Plan [Member] - Restricted Stock [Member]	9 Months Ended
	Sep. 30, 2024 $ / shares shares
Unvested, number of shares (in shares) | shares	45,000
Unvested, weighted average grant date fair value (in dollars per share) | $ / shares	$ 18
Granted, number of shares (in shares) | shares	0
Granted, weighted average grant date fair value (in dollars per share) | $ / shares	$ 0
Vested, number of shares (in shares) | shares	(9,000)
Vested, weighted average grant date fair value (in dollars per share) | $ / shares	$ 18
Forfeited, number of shares (in shares) | shares	0
Forfeited, weighted average grant date fair value (in dollars per share) | $ / shares	$ 0
Unvested, number of shares (in shares) | shares	36,000
Unvested, weighted average grant date fair value (in dollars per share) | $ / shares	$ 18

Note 10 - Stock Compensation _5

Note 10 - Stock Compensation Plans - Summary of Option Activity (Details) - Share-Based Payment Arrangement, Option [Member] - The Option Plan and Stock Incentive Plan [Member] - $ / shares	9 Months Ended	12 Months Ended
	Sep. 30, 2024	Dec. 31, 2023
Outstanding (in shares)	224,033
Outstanding, weighted average (in dollars per share)	$ 15.98
Outstanding at end of period, weighted average remaining contractual life (Year)	6 years 6 months	8 years 7 months 6 days
Granted, number of shares (in shares)	0
Granted, weighted average exercise price (in dollars per share)	$ 0
Exercised, number of shares (in shares)	0
Exercised, weighted average exercise price (in dollars per share)	$ 0
Forfeited, number of shares (in shares)	0
Forfeited, weighted average exercise price (in dollars per share)	$ 0
Outstanding (in shares)	224,033	224,033
Outstanding, weighted average (in dollars per share)	$ 15.98	$ 15.98
Exercisable at end of period (in shares)	118,033
Exercisable at end of period, weighted average exercise price (in dollars per share)	$ 14.36
Exercisable at end of period, weighted average remaining contractual life (Year)	4 years 9 months 18 days

Note 11 - Fair Value Measurem_3

Note 11 - Fair Value Measurements and Fair Values of Financial Instruments - Financial Assets and Liabilities on a Recurring and Nonrecurring (Details) - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
Investment securities available for sale	$ 1,841	$ 2,341
Fair Value, Recurring [Member]
Investment securities available for sale	1,841	2,341
Total fair value measurements	1,841	2,341
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Investment securities available for sale	0	0
Total fair value measurements	0	0
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Investment securities available for sale	1,841	2,341
Total fair value measurements	1,841	2,341
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Investment securities available for sale	0	0
Total fair value measurements	0	0
Fair Value, Nonrecurring [Member]
Total fair value measurements	1,078
Fair Value, Nonrecurring [Member] | Nonperforming Financial Instruments [Member]
Collateral-dependent loans	1,078
Fair Value, Nonrecurring [Member] | Fair Value, Inputs, Level 1 [Member]
Total fair value measurements	0
Fair Value, Nonrecurring [Member] | Fair Value, Inputs, Level 1 [Member] | Nonperforming Financial Instruments [Member]
Collateral-dependent loans	0
Fair Value, Nonrecurring [Member] | Fair Value, Inputs, Level 2 [Member]
Total fair value measurements	0
Fair Value, Nonrecurring [Member] | Fair Value, Inputs, Level 2 [Member] | Nonperforming Financial Instruments [Member]
Collateral-dependent loans	0
Fair Value, Nonrecurring [Member] | Fair Value, Inputs, Level 3 [Member]
Total fair value measurements	1,078
Fair Value, Nonrecurring [Member] | Fair Value, Inputs, Level 3 [Member] | Nonperforming Financial Instruments [Member]
Collateral-dependent loans	1,078
Mortgage-Backed Security, Issued by US Government-Sponsored Enterprise [Member] | Government National Mortgage Association (GNMA) [Member]
Investment securities available for sale	1,785	2,268
Mortgage-Backed Security, Issued by US Government-Sponsored Enterprise [Member] | Government National Mortgage Association (GNMA) [Member] | Fair Value, Recurring [Member]
Investment securities available for sale	1,785	2,268
Mortgage-Backed Security, Issued by US Government-Sponsored Enterprise [Member] | Government National Mortgage Association (GNMA) [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Investment securities available for sale	0	0
Mortgage-Backed Security, Issued by US Government-Sponsored Enterprise [Member] | Government National Mortgage Association (GNMA) [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Investment securities available for sale	1,785	2,268
Mortgage-Backed Security, Issued by US Government-Sponsored Enterprise [Member] | Government National Mortgage Association (GNMA) [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Investment securities available for sale	0	0
Mortgage-Backed Security, Issued by US Government-Sponsored Enterprise [Member] | Federal National Mortgage Association (FNMA) [Member]
Investment securities available for sale	56	73
Mortgage-Backed Security, Issued by US Government-Sponsored Enterprise [Member] | Federal National Mortgage Association (FNMA) [Member] | Fair Value, Recurring [Member]
Investment securities available for sale	56	73
Mortgage-Backed Security, Issued by US Government-Sponsored Enterprise [Member] | Federal National Mortgage Association (FNMA) [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Investment securities available for sale	0	0
Mortgage-Backed Security, Issued by US Government-Sponsored Enterprise [Member] | Federal National Mortgage Association (FNMA) [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Investment securities available for sale	56	73
Mortgage-Backed Security, Issued by US Government-Sponsored Enterprise [Member] | Federal National Mortgage Association (FNMA) [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Investment securities available for sale	$ 0	$ 0

Note 11 - Fair Value Measurem_4

Note 11 - Fair Value Measurements and Fair Values of Financial Instruments - Additional Information on Assets Measured at Fair Value on a Nonrecurring Basis (Details) - Appraisal of Collateral [Member] - Fair Value, Inputs, Level 3 [Member] $ in Thousands	Sep. 30, 2024 USD ($)
Collateral-dependent loans	$ 1,078
Meaurement Input, Appraisal Adjustments Rate [Member] | Weighted Average [Member]
Collateral-dependent loans	0.08

Note 11 - Fair Value Measurem_5

Note 11 - Fair Value Measurements and Fair Values of Financial Instruments - Estimated Fair Values of Financial Instruments (Details) - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
Reported Value Measurement [Member]
Investment in interest-earning time deposits	$ 912	$ 1,912
Loans held for sale	70,855	60,380
Loans receivable, net	547,303	603,349
Deposits	583,419	631,699
FHLB long-term borrowings	3,855	29,022
Subordinated debt	22,000	21,957
Estimate of Fair Value Measurement [Member]
Investment in interest-earning time deposits	968	1,981
Loans held for sale	72,164	62,072
Loans receivable, net	530,511	584,842
Deposits	590,778	636,946
FHLB long-term borrowings	3,848	29,001
Subordinated debt	21,519	20,666
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member]
Investment in interest-earning time deposits	0	0
Loans held for sale	0	0
Loans receivable, net	0	0
Deposits	349,928	415,855
FHLB long-term borrowings	0	0
Subordinated debt	0	0
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member]
Investment in interest-earning time deposits	0	0
Loans held for sale	72,164	62,072
Loans receivable, net	0	0
Deposits	0	0
FHLB long-term borrowings	0	0
Subordinated debt	0	0
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member]
Investment in interest-earning time deposits	968	1,981
Loans held for sale	0	0
Loans receivable, net	530,511	584,842
Deposits	240,850	221,091
FHLB long-term borrowings	3,848	29,001
Subordinated debt	$ 21,519	$ 20,666

Note 12 - Subsequent Event (Det

Note 12 - Subsequent Event (Details Textual) $ in Millions	Oct. 23, 2024 USD ($)
Subsequent Event [Member] | The Property at 1710 Union Boulevard, Allentown, Pennsylvania [Member]
Proceeds from Sale of Property, Plant, and Equipment	$ 2.9